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Tower trading update

Operational Update8 February 2017TWRFinancials

1

9 February 2017


Market Information Company Announcements Office

NZX Limited ASX Limited

Level 1, NZX Centre Exchange Centre

11 Cable Street Level 6, 20 Bridge Street

Wellington Sydney NSW 2000

New Zealand Australia



Tower trading update


Tower’s results for the three months ending 31 December 2016 remain in line with the company’s

update on 29 November 2016.


Underlying profit after tax is in line with budget expectations excluding the impact of Kaikoura.

Gross Written Premium (GWP) was stable at $77.1 million for the three months ended 31

December 2016 (Q1 2016: $78.4 million).


Tower continues to advance its strategic transformation as outlined on 29 November 2016:

• Launch of the partnership with Air New Zealand Airpoints has been promising with

increased customer inquiries since launch in mid-January

• Tower is now online with all products, early indications are positive with website traffic

exceeding expectations

• The scoping phase of the IT simplification programme is near finalisation and the costs

and benefits of the programme remain as expected

• Since announcing on 29 November 2016 its intention to create RunOff Co, Tower has

progressed planning for separation with the RBNZ and the independent actuary.


Canterbury continues to present a complex and difficult situation for all insurers, claims costs

continue to develop caused by additional 'overcap' claims being received from EQC and growth

in the level of litigation and customer disputes. Tower’s appointed actuary, Deloitte, is due to

release their quarterly valuation in mid-March.


Tower has further advanced its recovery actions against both Peak Re and EQC and the Tower

Board remains confident that it will recover these receivables.


A further update will be provided with the half year results in late May.



ENDS



Michael Stiassny

Chairman

TOWER Limited

ARBN 088 481 234 Incorporated in New Zealand

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