Australian Foundation Investment Company Limited logo

2018 Annual Reports, Notice of AGM and Proxy Form

AGM30 August 2018AFIFinancials

31 August 2018



The Manager

ASX Market Announcements

Australian Securities Exchange

Exchange Centre

Level 4

20 Bridge Street

Sydney NSW 2000




Electronic Lodgement



Australian Foundation Investment Company Limited

Statutory Annual Report, Annual Shareholder Review,

Notice of Meeting and Proxy Form



Dear Sir / Madam


Please find attached the 2018 Statutory Annual Report, Annual Shareholder

Review, Notice of Meeting and Proxy Form being sent to shareholders.



Yours faithfully



Matthew Rowe

Company Secretary


Annual Report 2018
90

YEARS OF INVESTMENT

EXPERIENCE

2 Directors’ Report
2 5 Year Summary

3 About the Company

4 Review of Operations and Activities

10 Top 25 Investments

11 Board and Management

13 Remuneration Report

34 Non-audit Services

35 Auditor’s Independence Declaration

36 Financial Statements

37 Consolidated Income Statement

38 Consolidated Statement

of Comprehensive Income

39 Consolidated Balance Sheet

40 Consolidated Statement

of Changes in Equity

42 Consolidated Cash Flow Statement

43 Notes to the Financial Statements

43 A. Understanding AFIC’s Financial

Performance

47 B. Costs, Tax and Risk

50 C. Unrecognised Items

51 Additional Information

51 D. Balance Sheet Reconciliations

53 E. Income Statement Reconciliations

54 F. Other Information

60 Directors’ Declaration

61 Independent Audit Report

66 Other Information

66 Information About Shareholders

67 Major Shareholders

68 Major Transactions in the

Investment Portfolio

69 Sub-underwriting

69 Substantial Shareholders

70 Transactions in Securities

71 Holdings of Securities

74 Issues of Securities

76 Company Particulars

77 Shareholder Meetings

Contents

Australian Foundation Investment Company Limited ABN 56 004 147 120

Australian Foundation Investment Company
is a listed investment company investing

in Australian and New Zealand equities.

This year marks the 90th anniversary of the

establishment of AFIC in 1928.

Year in Summary

Profit for the Year

$279.0m

Up 13.7% from 2017

Fully Franked Dividend

14¢

Final

Same as 2017

24¢

Total

10.8%

S&P/ASX 200 Accumulation

Index +13.0%

Total Portfolio Return

Total Shareholder Return

10.3%

Share price plus dividend

0 .14 %

0.14% in 2017

Management Expense Ratio

Total Portfolio

$7. 4b

Including cash at 30 June

$6.9 billion in 2017

1

Australian Foundation Investment Company Limited Annual Report 2018

5 Year Summary
DIRECTORS’ REPORT

279.0

2018

Net Profit After Tax ($ Million)

254.3

2014

293.6

2015

265.8

2016

245.3

2017

23.6

2018

Net Profit Per Share (Cents)

24.4

2014

27.2

2015

23.8

2016

21.3

2017

24

2018

Dividends Per Share (Cents)

(b)

22

2014

23

2015

24

2016

24

2017

7,274

2018

Investments at Market Value

($ Million)

(a)

6,324

2014

6,414

2015

6,250

2016

6,790

2017

627.0

2018

Net Asset Backing Per Share

(Cents)

(c)

584.5

2014

585.1

2015

550.4

2016

589.5

2017

129,948

2018

Number of Shareholders

(30 June)

103,188

2014

107,622

2015

113,482

2016

119,463

2017

Notes

(a) Excludes cash.

(b) All dividends were fully franked. The LIC attributable gain attached to the dividend was: 2018: 2.86 cents, 2017: nil, 2016: 2.1 cents, 2015: 7.1 cents,

2014: nil.

(c) Net asset backing per share based on year-end data before the provision for the final dividend. The figures do not include a provision for capital gains tax

that would apply if all securities held as non-current investments had been sold at balance date as Directors do not intend to dispose of the portfolio.

2

Australian Foundation Investment Company Limited Annual Report 2018

About the Company
Australian Foundation Investment

Company (AFIC) is a listed investment

company investing in Australian and

New Zealand equities.

Investment Objectives

The Company aims to provide shareholders

with attractive investment returns through

access to a growing stream of fully franked

dividends and growth in capital invested.

The Company’s primary investment

goals are:

• to pay dividends which, over time, grow

faster than the rate of inflation; and

• to provide attractive total returns

over the medium to long term.

Approach to Investing

The investment philosophy is built on taking

a medium to long-term view on companies

in a diversified portfolio with an emphasis

on identifying quality companies that are

likely to sustainably grow their earnings

and dividends over this time frame.

Quality in this context is an outcome of our

assessment of the board and management

as well as some key financial metrics such

as the level of gearing in the balance sheet,

product margins and free cash flow. The

structure of the industry and a company’s

competitive position in this industry is also

an important indicator of quality. Linked

to this assessment of quality is the ability

of companies to grow earnings over time,

which ultimately should produce good

dividend growth.

Recognising value is also an important

aspect of sound long-term investing.

Short-term measures such as the price

earnings ratio, price to book or price to

sales may be of some value, but aren’t

necessarily strong predictors of future

performance. Our assessment of

value tries to capture the opportunity

a business has to prosper and thrive

over the medium to long term.

In building the investment portfolio in this

way, we believe we can offer investors

a well-diversified portfolio of high-quality

companies that is intended to deliver total

returns ahead of the Australian equity market

and with less volatility over the long term.

The Company also uses options written

against a small proportion of its investments

and a small trading portfolio to generate

additional income.

From time to time, some borrowings

may be used where potential investment

returns justify the use of debt. This is

managed within very conservative limits,

as determined by the Board.

AFIC is managed for the benefit of its

shareholders with fees based on the

recovery of costs rather than as a fixed

percentage of the portfolio. There are no

performance fees. As a result, the benefit

of scale over time results in a very low

expense ratio for investors. For the

12 months to 30 June 2018 this was

0.14 per cent (annualised), or 14 cents

for each $100 invested.

How AFIC Invests – What We Look

For in Companies

Quality First

Growth

Including dividends

Value

A portfolio that is actively

managed to achieve long-term

capital and dividend growth

3

Australian Foundation Investment Company Limited Annual Report 2018

Profit and Dividend
Profit for the year to 30 June 2018 was

$279.0 million, up 13.7 per cent from

$245.3 million in the corresponding period

last year. Investment income increased

$31.5 million (up 11.6 per cent), due primarily

to a lift in dividends across a range of

companies, particularly resource companies,

including participation in the Rio Tinto

off-market buy-back. Finance costs were

also down $8.1 million following the

conversion or redemption of convertible

notes in February 2017.

Earnings per share were 23.6 cents, up

from 21.3 cents. The final dividend was

maintained at 14 cents per share fully

franked, bringing total dividends for the

year to 24 cents per share fully franked,

the same as last year. Two cents of the

final dividend are sourced from taxable

capital gains, on which the Company has

paid or will pay tax. The amount of the pre

tax attributable gain on this portion of the

dividend, known as an ‘LIC capital gain’,

is therefore 2.86 cents. This enables some

shareholders to claim a tax deduction

in their tax return.

Market and Portfolio

Performance

The return of the market over the year

was characterised by a pronounced

divergence of performance across sectors

and companies. Ongoing growth across

global economies, in particular the United

States and China, led to rising commodity

prices, with the Australian Resources Index

up 41 per cent over the 12-month period

(represented by energy and materials in

Figure 1). Within this growth, the small and

mid cap resource sectors were up 49 per

cent and 42 per cent respectively. However,

during the same period the industrial sector

was up only 8 per cent, whilst the banking

sector fell just over 1 per cent.

Furthermore, in an environment where

many large companies are facing subdued

growth, there has been an increased flow

of funds into the small and mid cap section

of the market. This has pushed these

sectors higher relative to the S&P/ASX 50,

which represents larger companies in the

market (Figure 2). This has also seen very

strong share price performance in those

small companies with the strongest growth

expectations, primarily through a re-rating

of valuations (Figure 3).

AFIC’s portfolio was up 10.8 per cent for

the 12 months to 30 June 2018 compared

with the S&P/ASX 200 Accumulation Index

which increased 13.0 per cent. In the

resources sector AFIC’s primary exposure

is to companies with long-life assets and

low-cost production such as BHP and Rio

Tinto, rather than the more cyclical small

and mid-sized companies.

The best performing companies in the

AFIC portfolio outside the large resource

companies were CSL, Wesfarmers,

Macquarie Group, Oil Search and

Woolworths.

The long-term performance of the portfolio,

which is more in line with the Company’s

investment timeframes, was 6.5 per cent

per annum for the 10 years to 30 June 2018

versus the Index return of 6.4 per cent per

annum. Including the full benefit of franking,

these returns are 8.5 per cent per annum

for AFIC and 8.0 per cent per annum for the

Index. AFIC’s portfolio performance numbers

(Figure 4 on page 6) are after costs and

tax paid whereas the Index does not have

expenses or tax.

Review of Operations and Activities

Figure 2: Performance of Different Sectors of the Market by Company Size

S&P/ASX 50

total return

S&P/ASX Mid Cap 50

total return

S&P/ASX 200 Small Ordinaries

total return

Source: FactSet

130

125

120

115

110

105

100

95

90

Index

May 18

Apr 18

Mar 18

Feb 18

Jan 18

Dec 17

Jun 18

Nov 17

Oct 17

Sep 17

Aug 17

Jul 17

Jun 17

Figure 1: Performance of S&P/ASX 200 Companies Relative to the Energy

and Materials Sectors

S&P/ASX 200

total return index

S&P/ASX 200

materials total return index

S&P/ASX 200

energy total return index

Source: FactSet

150

140

130

120

110

100

90

Index

May 18

Apr 18

Mar 18

Feb 18

Jan 18

Dec 17

Jun 18

Nov 17

Oct 17

Sep 17

Aug 17

Jul 17

Jun 17

4

Australian Foundation Investment Company Limited Annual Report 2018

Australian Resources
Index Up

41%

Figure 5 on page 6 illustrates the cumulative

long term performance of the AFIC portfolio

versus the S&P/ASX 200 Accumulation Index

over the 10 years to 30 June 2018. It also

includes the benefits of franking credits

for both.

The share price return was trading at a

slight discount to the net asset backing

(before tax on unrealised gains) at the end

of June (Figure 6 on page 7) and is the

reason the Dividend Reinvestment Plan did

not have any discount associated with it.

Nevertheless, the share price return,

including reinvestment of dividends,

over the 12 months to 30 June 2108 was

10.3 per cent. Whilst the share price can

often fluctuate between a premium and

discount, over the long term the share price

return is often very close to the portfolio

return (Figure 4).

Figure 3: Price Earnings Ratio of Small Industrial Sector of the Australian Market

Source: FactSet

19.5

19

18.5

18

17.5

17

16.5

16

Times

May 18

Apr 18

Mar 18

Feb 18

Jan 18

Dec 17

Jun 18

Nov 17

Sep 17

Oct 17

Aug 17

Jul 17

5

Australian Foundation Investment Company Limited Annual Report 2018

Review of Operations and Activities continued
Positioning the Portfolio for

Long Term Opportunities

A key restraint on the current Australian

market is the prolonged, subdued growth

outlook facing many large companies.

This arises from their market positions

with no further consolidation possible,

increased competition and disruption, and

greater regulatory intervention. AFIC has

continued to adjust the portfolio to respond

to this situation. Whilst larger companies

continue to make up a significant proportion

of the portfolio, AFIC has been increasing

its holdings in a number of mid-sized

and small companies with good growth

prospects. This has been done having

regard to balancing the need to grow

dividends as well as provide meaningful

capital growth within the portfolio over

the long term. Overall purchases in the

investment portfolio for the year totalled

$739.3 million with sales totalling

$712.6 million, which is higher

than last year.

Major purchases included adding to

holdings in Macquarie Group, CSL, Sonic

Healthcare, James Hardie Industries and

Alumina, all of which have unique industry

exposures in global markets, and Sydney

Airport and Boral. Additions were also made

to smaller companies, Reliance Worldwide

and Reece, including participation in

their respective capital raisings to fund

offshore acquisitions, and Carsales.com.

Unibail-Rodamco-Westfield (which acquired

Westfield Corporation through a scrip

bid), NEXTDC and Qantas were the more

significant new additions to the portfolio.

NEXTDC, which is a data centre operator,

is an example of the type of company that

AFIC is looking to add to the portfolio. It has

a unique position in an industry that is likely

to grow in excess of nominal economic

growth. It is leveraged to the growth in the

demand for cloud computing services as

many businesses seek to outsource these

services to companies with carrier neutral

data centres that have greater scale and

efficiencies. Given the investment required

and the competitive advantage afforded by

ownership of key sites, barriers to entry for

this industry are high. NEXTDC currently

operates five data centres in Melbourne,

Sydney, Perth, Canberra and Brisbane

and is in the process of building some

additional new data centres in Sydney,

Melbourne and Brisbane.

Major sales included the complete disposal

of Incitec Pivot, Coca-Cola Amatil and

Japara Healthcare. Westfield Corporation

and Tox Free Solutions were sold because

of takeovers.


Other major sales included a small

reduction in the positions of QBE Insurance,

AMP, Telstra and Treasury Wine Estates,

all of which have been long term holdings

in the portfolio, and Vicinity Centres.

AFIC had 91 holdings in the portfolio

at 30 June 2018. Whilst the S&P/ASX

200 Index can provide a useful point

of reference for investors, AFIC actively

manages its investments. As a result,

the portfolio will differ quite markedly from

the Index. Figure 7 (page 8) highlights the

profile of AFIC’s portfolio by the various

sectors of the market at the end of the

financial year and how it differs from

the Index.

Net asset per share growth plus dividends

Share price growth plus dividends

3 year return5 year return

6.5%

6.5%

6.4%

10 year return

S&P/ASX 200 Accumulation Index

9.0 %

6.8 %

4.4 %

1 year return

8.2%

6.7%

10.0%

10.8

%

13.0%

10.3%

Figure 4: Relative Portfolio and Share Price Performance – Per Annum Returns

to 30 June 2018

Note assumes an investor can take full advantage of the franking credits. This chart calculates the benefit of franking credits

at the time dividends are paid for both AFIC and the Index. In practice there is a timing difference between receipt of the

dividend and the realisation of the franking benefit in the following tax year.

Jun 17

Jun 18

Jun 08Jun 09Jun 10Jun 11Jun 12Jun 13Jun 14Jun 15Jun 16

$2,500

$2,000

$1,500

$1,000

$500

$0

AFIC PortfolioS&P/ASX 200 Accumulation Index

Figure 5: Growth in Investment of $1,000 (Including Benefit of Franking)

− 10 Years to 30 June 2018


6

Australian Foundation Investment Company Limited Annual Report 2018

The most notable change is the position of
banks in the portfolio, which has declined

over recent years relative to the market

weight. Whilst banks continue to supply

a large part of the dividend income, the

outlook for growth relative to recent years,

in our view, has diminished as credit

for housing slows and competitive and

regulatory pressures become greater.

In addition, AFIC traditionally has not

been a large investor in Property Trusts

given the observation that over the long

term, industrial companies have tended

to outperform Property Trusts and the

distribution from these Trusts do not carry

franking credits. The other major variation

from the Index is in Consumer Discretionary,

which includes gambling stocks.

A significant percentage of the AFIC

portfolio, by value, remains exposed to the

large companies in the Australian market.

Nevertheless, there are a significant number

of companies that sit outside of these,

many of which we believe have the capacity

to grow their business and dividends over

time. This is outlined in Figure 8 (page 8),

with 71 holdings outside of the S&P/ASX 20.

Going Forward

The ongoing strength of the Australian

market continues to create a challenging

investment environment. In particular, the

drive by investors towards companies

displaying good growth prospects is

pushing share prices for these businesses

very high. In this context, high valuation

levels at a time when interest rates are

starting to move from very low levels may

create some uncertainty for markets and

therefore could then provide appropriate

investment opportunities.

In addition, the geo-political environment

remains unpredictable, with issues such

as trade, leading concerns. Markets at this

point have largely overlooked any potential

implications given economic fundamentals

appear sound across most large developed

markets. However, the key implication

for Australia is the impact any significant

change to global trade through imposition

of trade tariffs and retaliatory measures has

on China, and the influence this has on the

ongoing demand for Australian exports,

particularly resources.

For AFIC, it is a matter of being alert but

patient, and when appropriate, making

adjustments to the portfolio over time that

make sense as a long-term investor in

quality and growing companies.

Directorship Matters

As previously announced in September

2017 and detailed in the Company’s

Half-Yearly Review, Ross Barker retired as

Managing Director and Chief Executive

Officer (CEO) on 31 December 2017.

Mark Freeman, who was previously the

Chief Investment Officer of AFIC, became

the Managing Director and CEO of AFIC

on 1 January 2018.

The Board wishes to record its deep

appreciation to Ross Barker for his 16

years of outstanding service as Managing

Director and Chief Executive Officer and

wish him well in his retirement. He has

shown enduring leadership through this

period and made a significant contribution

to the growth in AFIC throughout his

distinguished tenure at the Company.

Mr Barker remains on the Board

of AFIC as a Non-Executive Director.


Company Position

Capital Changes

The following changes occurred to the

Company’ share capital during the year.

Under the Company’s Dividend Substitution

Share Plan, 454,954 new shares were

issued at nil cost in August 2017 and

342,843 new shares were issued at nil

cost in February 2018.

Under the Company’s Dividend

Reinvestment Plan, 5,447,400 new

shares were issued at a price of $5.92

in August 2017 and 3,821,934 new

shares were issued at a price of $6.11

in February 2018.

The Company’s buy-back facility remains

open although no shares were bought

back during the year.

The Company’s contributed equity, net

of share issue costs, rose $55.5 million

to $2.8 billion. At the close of the year

the Company had 1,186 million shares

on issue.

Dividends

Directors have declared a fully franked final

dividend of 14 cents per share, the same

as last year.

Figure 6: Share Price Premium/Discount to Net Asset Backing

Source: FactSet

Jun 18Jun 08Jun 10Jun 12Jun 14Jun 16

-10%

15%

0%

5%

10%

-5%

7

Australian Foundation Investment Company Limited Annual Report 2018

Review of Operations and Activities continued
The dividends paid during the year ended

30 June 2018 were as follows:

$’000

Final dividend for the year

ended 30 June 2017 of

14 cents fully franked at 30 per

cent paid 30 August 2017161,955

Interim dividend for the year

ended 30 June 2018 of 10 cents

per share fully franked at 30 per

cent, paid 23 February 2018116,099

278,054


Dividend Substitution Share

Plan (DSSP)

The Company has in place a Dividend

Substitution Share Plan.

This enables shareholders to elect to

receive shares in the Company instead

of dividends, forgoing any franking credit

and LIC gains that would otherwise be

attached to the dividend but deferring

any tax due on the receipt of such shares

(for Australian tax payers) until such time as

the shareholding is sold. Shareholders will

need to seek their own taxation advice in

determining if this Plan is suitable for them.

Further details are available on the

Company’s website or by request from

the Company’s Share Registrar.


Financial Condition

The Company’s primary source of

funds consists of its shareholders’ funds.

The Company also had agreements with

Commonwealth Bank of Australia for loan

facilities totalling $140 million (see Note D2).

At various points during the year, some of

these facilities were drawn down. The Board

takes a prudent and conservative approach

to the use of borrowed funds. Currently,

when used, they are maintained within a

limit of 10 per cent of total assets. As at

30 June 2018, the facilities are drawn

by $100,000.

Listed Investment Company

Capital Gains

Listed investment companies (LIC)

which make capital gains on the sale of

investments held for more than one year

are able to attach to their dividends an

LIC capital gains amount, which some

shareholders are able to use to claim a tax

deduction. This is called an ‘LIC capital

gain attributable part’. The purpose of this

is to put shareholders in listed investment

companies on a similar footing with

holders of managed investment trusts

with respect to capital gains tax on

the sale of underlying investments.

Tax legislation sets out the definition of a

‘listed investment company’ which AFIC

satisfies. Furthermore, from time to time

the Company sells securities out of the

investment portfolio held for more than one

year which may result in capital gains being

made and tax being paid. The Company

is therefore on occasion in a position to

be able to make available to shareholders

a LIC capital gain attributable part with

our dividends.

In respect of this year’s final dividend of

14.0 cents per share for the year ended

30 June 2018, it carries with it a 2.86 cents

per share LIC capital gain attributable part

(2017: nil). The amount which shareholders

may be able to claim as a tax deduction

depends on their individual situation.

Further details are provided in the

dividend statements.

S&P/ASX 100 excluding 20 Leaders: 42 Holdings

Outside of S&P/ASX 200: 29 Holdings

S&P/ASX 20: 20 Holdings

61%28%

11%

Figure 8: AFIC Investment by Company Size – Percentage of the

Portfolio by Value

AFIC portfolio weightS&P/ASX 200 Index weight

Banks

Materials

Industrial

Healthcare

Consumer

Staples

Energy

Other

Financials

21.3%18.6%12.1%10.9%9.9%9.0%

Cash

1.3%5.4%

Telecom

Services

2.0%

Information

Technology

3.9%

Property

Trusts

1.7%

Utilities

1.9%

Consumer

Discretionary

2.0%

25%

20%

15%

10%

5%

0%

Figure 7: AFIC Investment by Sector versus the S&P/ASX 200 Index

as at 30 June 2018

8

Australian Foundation Investment Company Limited Annual Report 2018

Likely Developments
The Company intends to continue its

investment activities going forward as

it has done since its inception in 1928.

The results of these investment activities

depend upon the performance of the

companies and securities in which we

invest. Their performance in turn depends

on many economic factors. These include

economic growth rates, inflation, interest

rates, exchange rates and taxation levels.

There are also industry and company-

specific issues such as management

competence, capital strength, industry

economics and competitive behaviour.

We do not believe it is possible or

appropriate to make a prediction on the

future course of markets or the performance

of our investments. Accordingly, we do

not provide a forecast of the likely results

of our activities. However, the Company’s

focus is on results over the medium to long

term and its twin objectives are to grow

dividends at a rate faster than inflation

and to provide shareholders with

attractive capital growth.

Significant Changes

in the State of Affairs

Directors are not aware of any

other significant changes in the operations

of the Company, or the environment

in which it operates, that will adversely

affect the results in subsequent years.

Events Since Balance Date

The Directors are not aware of any matter

or circumstance not otherwise disclosed

in the financial statements or the Directors’

Report which has arisen since the end of

the financial year that has affected or may

affect the operations, or the results of those

operations, or the state of affairs of the

Company in subsequent financial years.

Environmental Regulations

The Company’s operations are such that

they are not directly materially affected

by environmental regulations.

Rounding of Amounts

The Company is of the kind referred to

in the ASIC Corporations (Rounding in

Financial/Directors’ Reports) Instrument

2016/191, relating to the ‘rounding off’ of

amounts in the Financial Report. Amounts

in the Financial Report have been rounded

off in accordance with that Instrument, to

the nearest thousand dollars, or in certain

cases, to the nearest dollar.

Corporate Governance Statement

The Company’s Corporate Governance

Statement for the financial year ended

30 June 2018 will be found on the

Company’s website at:

afi.com.au/Corporate-Governance.aspx

As an overseas listed issuer on the

New Zealand Stock Exchange (NZX), the

Company is generally deemed to comply

with the NZX Listing Rules provided that

the Company remains listed on the ASX,

complies with the ASX Listing Rules and

provides the NZX with all the information

and notices that it provides to the ASX.

The ASX Governance Principles differ

from the NZX’s corporate governance

rules and the principles contained in the

NZX Corporate Governance Code. More

information about the corporate governance

rules and principles of the ASX can be

found at asx.com.au and, in respect

of the NZX, at nzx.com

Industrial Sector Up

8%

AFIC has been increasing its holdings in a number of mid-sized

and small companies with good growth prospects.



9

Australian Foundation Investment Company Limited Annual Report 2018

Top 25 Investments
As at 30 June 2018

Includes investments held in both the investment and trading portfolios.

Valued at Closing Prices at 30 June 2018

Total Value

$ Million

% of the

Portfolio

1Commonwealth Bank of Australia575.77.9

2BHP*477.76.6

3Westpac Banking Corporation455.56.3

4CSL*372.65.1

5Wesfarmers331.84.6

6Rio Tinto288.44.0

7National Australia Bank256.13.5

8Australia and New Zealand Banking Group239.73.3

9Transurban Group237.33.3

10Macquarie Group*206.42.8

11Amcor180.52.5

12Woolworths Group*174.62.4

13Oil Search146.72.0

14Woodside Petroleum129.31.8

15Telstra Corporation115.31.6

16Brambles107.81.5

17Sydney Airport*107.31.5

18AGL Energy96.81.3

19Treasury Wine Estates94.91.3

20James Hardie Industries91.91.3

21Computershare85.91.2

22Qube Holdings84.31.2

23Sonic Healthcare82.01.1

24Seek*77.91.1

25Ramsay Health Care76.41.1

Total5,092.6

As a percentage of total portfolio value (excludes cash)70.0%

* Indicates that options were outstanding against part of the holding.

10

Australian Foundation Investment Company Limited Annual Report 2018

Directors
Terrence A Campbell AO BCom (Melb). Chairman and Independent Non-Executive Director. Chairman of the Investment Committee

and member of the Remuneration and Nomination Committees.

Mr Campbell has been a Director of the Company since September 1984, appointed Deputy Chairman in September 2008 and Chairman

in October 2013. He is Chairman Emeritus Goldman Sachs Australia (formerly Goldman Sachs JBWere) and a former Advisory Director of

Goldman Sachs. Mr Campbell was formerly Chairman and Chief Executive of Goldman Sachs JBWere. He is also Chairman of Mirrabooka

Investments Limited and a former Director of Djerriwarrh Investments Limited and AMCIL Limited.

Mark Freeman BE, MBA, Grad Dip App Fin (Sec Inst), AMP (INSEAD). Managing Director. Member of the Investment Committee.

Managing Director of the Company’s subsidiary, Australian Investment Company Services Limited (AICS).

Mr Freeman became Chief Executive Officer and Managing Director in January 2018 having been Chief Investment Officer since joining the

Company in February 2007. Prior to this he was a Partner with Goldman Sachs JBWere where he spent 12 years advising the investment

companies on their investment and dealing activities. He has a deep knowledge and experience of investments markets and the Company’s

approaches, policies and processes. He is also Managing Director of Djerriwarrh Investments Limited, AMCIL Limited and Mirrabooka

Investments Limited.

Ross E Barker BSc (Hons) (Melb), MBA (Melb), F Fin. Non-Executive Director. Member of the Investment Committee.

Mr Barker transitioned to a Non-Executive Director in January 2018 having been appointed Chief Executive Officer of the Company in

February 2001 and Managing Director in October 2001 and prior to that an Alternate Director of the Company since April 1987. He is also

Chairman of Melbourne Business School Ltd. He is a Non-Executive Director of AMCIL Limited and Mirrabooka Investments Limited.

Jacqueline C Hey B.Com (Melb), Grad Cert (Mgmt). GAICD. Independent Non-Executive Director. Member of the Investment Committee

and Nomination Committee.

Ms Hey was appointed to the Board in July 2013. She is a Non-Executive Director of Qantas Limited, Bendigo and Adelaide Bank Limited,

AGL, Melbourne Business School Ltd and Cricket Australia. She was formerly Managing Director of Ericsson United Kingdom and Ireland

and Managing Director of Ericsson Australia and New Zealand.

Graeme R Liebelt B Ec (Hons), FAICD FTSE. Independent Non-Executive Director. Chairman of the Remuneration Committee.


Mr Liebelt was appointed to the Board in June 2012. He is Chairman of Amcor Limited and DuluxGroup Limited, a Director of Australia

and New Zealand Banking Group Limited, and a Director of Carey Baptist Grammar School. He is a Fellow of the Australian Academy of

Technological Sciences and Engineering and a Fellow of the Australian Institute of Company Directors. He was formerly Managing Director

and CEO of Orica Limited, Chairman and Director of the Global Foundation and Deputy Chairman of Melbourne Business School.

John Paterson BCom (Hons) (Melb), CPA, F Fin. Independent Non-Executive Director. Chairman of the Nomination Committee. Member

of the Remuneration Committee, Investment Committee and Audit Committee. Chairman of the Company’s subsidiary, Australian Investment

Company Services Limited.

Mr Paterson is a Company Director who was appointed to the Board in June 2005. He was a former Alternate Director of the Company

for Mr Campbell from April 1987 to June 2005. He is Chairman of Djerriwarrh Investments Limited. He was formerly a Director of Goldman

Sachs JBWere and is a former member of the Board of Guardians of Australia’s Future Fund.

David A Peever BEc MSC (Mineral Economics). Independent Non-Executive Director. Member of the Audit Committee.

Mr Peever was appointed to the Board in November 2013. He was Managing Director of Rio Tinto Australia from 2009 to 2014.

He is Chairman of Cricket Australia and Brisbane Airport Group Pty Ltd. Mr Peever is a member of the Foreign Investment Review Board.

He chaired the Minister of Defence’s First Principles Review of Defence and following the acceptance of the review by Government now chairs

the Oversight Board which helps guide implementation of the Review’s recommendations. David is also a Non-Executive Director of Naval

Group Australia and Stars Foundation, a not for profit body which promotes education of Indigenous girls.

Catherine M Walter AM LLB (Hons), LLM, MBA (Melb), FAICD. Independent Non-Executive Director. Member of the Investment Committee,

Remuneration Committee and the Audit Committee.

Mrs Walter is a solicitor and Company Director. She was appointed to the Board in August 2002. Mrs Walter is Chairman of Melbourne

Genomics Health Alliance and the Financial Adviser Standards and Ethics Authority (FASEA). Mrs Walter is a Director of the RBA’s Payments

System Board and a Trustee of the Helen Macpherson Smith Trust. She was formerly Chair of Federation Square Pty Ltd and Australian

Synchrotron Company Ltd and a Director of ASX, National Australia Bank Ltd, Orica Ltd and Melbourne Business School.

Board and Management

11

Australian Foundation Investment Company Limited Annual Report 2018

Board and Management continued
Peter J Williams Dip.All, MAICD, FAIM. Independent Non-Executive Director. Chairman of the Audit Committee. Member of the Investment

Committee and Nomination Committee. Director of the Company’s subsidiary, Australian Investment Company Services Limited.

Mr Williams was appointed to the Board in February 2010. He is Chairman of Fiig Securities Limited – MIPS Advisory Committee. He is

a Director of the NAB Trustees Services Limited (NAB Subsidiary), Cricket Victoria Ltd, Foundation for Young Australians Ltd, House with

No Steps and an Advisory Board Member of TLC Aged Care Limited. Mr Williams was formerly Chairman of Olympic Park Sports Medical

Centre Pty Ltd, Managing Director of Equity Trustees Limited, a Director of the Trustee Corporations Association of Australia, a Director

of the Australian Baseball Federation Inc and a General Manager with AXA/National Mutual in Australia and Hong Kong.

Senior Executives

Geoffrey N Driver B Ec, Grad Dip Finance, MAICD. General Manager, Business Development and Investor Relations.

Mr Driver joined the Company in January 2003. Previously, he was with National Australia Bank Ltd for 18 years in various roles covering

business strategy, marketing, distribution, investor relations and business operations. Mr Driver is Chairman of Trust for Nature (Victoria).

Andrew JB Porter MA (Hons) (St And), FCA, MAICD. Chief Financial Officer.

Mr Porter joined the Company in January 2005. He is a Chartered Accountant and has had over 20 years of experience in accounting and

financial management both in the United Kingdom with Andersen Consulting and Credit Suisse First Boston and in Australia where he was

Regional Chief Operating Officer for the Corporate and Investment Banking Division of CSFB. He is currently President of the G100, the peak

body for CFOs and a Director of Melbourne Anglican Foundation and was formerly a Non-Executive Director of the Royal Victorian Eye and

Ear Hospital.

Matthew Rowe BA (Hons), MSc Corp Gov, FGIA, FCIS. Company Secretary.

Mr Rowe joined the Company in July 2016. He is a Chartered Secretary with over 12 years of experience in corporate governance with

a particular focus in listed investment companies. He was previously a corporate governance advisor at a professional services firm which

included acting as Company Secretary for three ASX listed companies. Prior to that Matthew was the Company Secretarial Manager for

a funds management company based in the United Kingdom.

Meetings of Directors

The number of meetings of the Company’s Board of Directors and of each Board Committee held during the year ended 30 June 2018

and the numbers of meetings attended by each Director were:

BoardInvestment

Audit

Committee

Remuneration

Committee

Nomination

Committee

Eligible to

AttendAttended

Eligible to

AttendAttended

Eligible to

AttendAttended

Eligible to

AttendAttended

Eligible to

AttendAttended

TA Campbell13112119-2*2211

M Freeman^66109-2*-2*-1*

RE Barker13122118-2*-2*--

JC Hey 13132119-1*--11

GR Liebelt 1313-15*--22--

J Paterson13132119442211

DA Peever 1313-16*44----

CM Walter131321214422--

PJ Williams1313212144-1*11

* Attended meetings by invitation.

^ M Freeman appointed Managing Director on 1 January 2018.

Insurance of Directors and Officers

During the financial year, the Company paid insurance premiums to insure the Directors and Officers named in this report to the extent

allowable by law. The terms of the insurance contract preclude disclosure of further details.

12

Australian Foundation Investment Company Limited Annual Report 2018

Contents
The Directors present AFIC’s 2018 Remuneration Report which outlines key aspects of our remuneration policy and remuneration awarded

this year.

During the year our long-standing MD and CEO Ross Barker retired (he remains on the Board as a Non-Executive Director), to be replaced

by Mark Freeman, the Chief Investment Officer. Mr Freeman remains as Chief Investment Officer. His remuneration for the year is 50 per cent

as Chief Investment Officer, and 50 per cent as CEO, reflecting the fact that he started in this new role on 1 January 2018. Next year he will

be remunerated purely as CEO, not as a member of the investment team.

Shareholders should be aware that AFIC does not bear the total cost of remuneration alone. Due to agreements that the Group’s subsidiary,

Australian Investment Company Services Limited (AICS) also has with Djerriwarrh Investments Limited, Mirrabooka Investments Limited and

AMCIL Limited, a substantial proportion of the total remuneration cost (usually 30 per cent to 40 per cent, depending on the individual), is

borne by these other companies. AICS expenses the total amount and recovers the proportion borne by the investment companies through

the fees that it charges. This report, therefore, shows the total expense that is borne by AICS and that an individual receives.

The report is structured as follows:

1. Remuneration Policy and Link to Performance

2. Structure of Remuneration

3. Executive Remuneration Expense

4. Contract Terms

5. Non-Executive Director Remuneration

Appendix

A. Remuneration Governance

B. Annual Incentives: Details of Outcomes and Conditions

C. Long Term Incentives: Details of Outcomes and Conditions

D. Directors and Executives: Equity Holdings and Other Transactions

E. Detailed Performance Measures by Investment Company

1. Remuneration Policy and Link to Performance

1.1 What is Our Remuneration Policy?

AFIC is an investor in securities listed primarily in Australia and New Zealand. Our primary objectives are to grow dividends at a faster

rate than inflation and provide shareholders with capital growth over the medium to long term. To achieve this, we need to attract and

retain professional, competent and highly motivated Executives and staff through offering attractive remuneration arrangements which:

• reflect market conditions;

• recognise the skills, experience, roles, and responsibilities of the individuals;

• align with shareholder interests; and

• align with the risk management strategies.

Generally, we seek to set total remuneration at the upper or second quartile of the sectors in which we operate.

Periodically, we review our remuneration policies and plans to ensure that they continue to meet these objectives, and such a review

is currently underway.

Remuneration for the Group’s Executives has two main elements:

• fixed annual remuneration (FAR), and

• performance-related pay, being annual incentives and long term incentives (LTI).

FAR is determined with reference to levels necessary to recruit and retain staff with the relevant skills and experience in the industry

in which the Group operates. We seek external input to ensure that the FAR meets these conditions. This includes industry data provided

by the Financial Institutions Remuneration Group Inc. (FIRG) and McLagan for the financial services industry.

Remuneration Report

13

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
Through performance-related pay, the remuneration is adjusted to reflect the risks that the Company and its shareholders face and how

the Company has responded to those risks. In particular:

• the key performance indicators chosen to determine performance-related pay are those that the Company considers most relevant

to its objectives of improving shareholder wealth over the medium to long term;

• the focus is on performance over the medium to long term with only a small proportion of both annual incentives and LTI being dependent

on a single year’s performance; and

• Executives other than the Chief Investment Officer (CIO) agree to invest 50 per cent of the annual cash incentive (after tax) in AFIC shares

and shares of the other investment companies (including AMCIL Limited, Djerriwarrh Investments Limited and Mirrabooka Investments

Limited) and to hold these shares for a minimum of two years. The CIO and other members of the investment team are not required

under any of the remuneration schemes to purchase shares in the investment companies, but are encouraged to do so.

The Remuneration Committee may, at its discretion, cancel any performance rights that are yet to vest or to be tested in the event

of any negative issues that may arise, including material misstatement of the Company’s financial statements.

1.2 What is Our Target Remuneration Mix?

The target remuneration mix for Executives is as follows:

* Note: relevant for Ross Barker and for 50 per cent of Mark Freeman’s remuneration for the year ended 30 June 2018.

** Relevant for Mark Freeman for 2017 and for 50 per cent of his remuneration for the year ended 30 June 2018.

1.3 How is the Remuneration Paid in 2018 Linked to Performance?

Table 1 discloses the actual remuneration outcomes received by the Company’s Executives during the year and the LTI that may vest in future

years. These amounts are different to the statutory remuneration expense disclosed in Table 7. The Board considers the information about

remuneration outcomes in Table 1 relevant for users because the statutory remuneration expense includes accounting charges for long term

incentives that may or may not be received in future years. See Table 1 on the following page for details of the differences.

Managing Director’s Target

Remuneration Mix*

Annual incentive 29%

Long term incentive 14%

Fixed annual remuneration 57%

Other Executives’ Target

Remuneration Mix

Annual incentive 21%

Long term incentive 10%

Fixed annual remuneration 69%

Investment Team’s Target

Remuneration Mix**

Annual incentive 29%

Long term incentive 12%

Fixed annual remuneration 59%

14

Australian Foundation Investment Company Limited Annual Report 2018

Table 1: Actual Executive Remuneration Outcomes
Total

FAR

$

Other

$

1

Annual

Incentive

$

Prior Years’

LTI

Received

$

4

Dividends

on Unvested

ELTIP

Shares

$

Total

Remuneration

$

5

Annual

Incentive

Forfeited

$

3

LTI

Forfeited

$

Possible

Future LTI

(to Vest Over

Next 4 Years)

$

6

Ross Barker – Managing Director (until 31 December 2017)

2018378,180-106,843--485,023(79,132)(227,181)745,543

2017741,837-176,15694,5732,0631,014,629(195,794)(265,639)806,039

Mark Freeman – Chief Investment Officer until 31 December 2017, Managing Director from 1 January 2018

2018841,000-225,76512,320-1,079,085(194,735)(147,680)507,456

2017832,000-228,59256,225-1,116,817(187,408)(98,239)501,920

Andrew Porter – Chief Financial Officer

2018653,438-114,188--767,626(81,843)(114,839)439,362

2017637,500-90,57648,6371,125777,838(100,674)(139,188)412,578

Geoff Driver – General Manager – Business Development and Investor Relations

2018538,432-93,122--631,554(68,408)(91,746)361,964

2017525,300-73,68939,146905639,040(83,901)(111,998)337,019

Matthew Rowe – Company Secretary

2

2018235,000-40,220--275,220(30,280)-75,053

2017195,5132,00028,056--225,569(31,944)-32,280

1. Other relates to a ‘sign-on’ charge in relation to incentives foregone by Matthew Rowe in joining AFIC.

2. Joined on 11 July 2016.

3. For Mark Freeman, the amount forfeited is the difference between the target amount that would have been paid if all targets were met and the amount

paid, under the investment team LTI. The amount shown for the other Executives (excluding Mark Freeman and Matthew Rowe who was not eligible

for an award under the 2012 and 2013 LTIP) is the amount that would have been paid to them with respect to the 2013 LTIP should all targets have

been achieved (2017: 2012 LTIP). See Table 4.

The value of Annual Incentive forfeited is the difference between the target amount and the amount awarded. See Table 10.

The differences between the amounts disclosed in Table 1 and the amounts in Table 7 are as follows:

4. Prior year’s LTI received in Table 1 shows the value of performance shares that vested during the year, measured at the closing price on the day

that they were received. In respect of the investment team, it shows the cash payment received during the year for the previous financial year.

In contrast, Table 7 shows the accounting expense recognised in relation to the LTI plans during the year.

5. Total remuneration in Table 1 includes the amount of dividends paid to Executives in relation to unvested ELTIP shares during the 2017 year.

There were none outstanding in 2018. For accounting purposes, the dividends are recognised as distributions in equity and not as an expense.

6. The future LTI in Table 1 reflects potential future remuneration that may be received by the Executives over the next four years if the performance

conditions are satisfied. This includes the estimated amounts payable under the two LTIP plans assuming the performance conditions will

be satisfied at the time of vesting. For accounting purposes, these amounts are recognised as expense over the vesting period.

Information about Non-Executive Director remuneration is provided in Section 5 Non-Executive Director Remuneration.

15

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
1.3.1 Fixed Remuneration

Most Executives received modest inflationary increases in their fixed annual remuneration this year. AFIC continues to operate in a highly

competitive market, and salary levels are reviewed at least annually with the aim of remunerating its Executives to the extent required

to attract and retain Executives who are leaders in their field.

1.3.2 Performance-related Pay

This section shows:

• How Annual Incentive measurements are split between AFIC and the other investment companies:

Executives

%

CIO

%Result

AFIC investment performance24.539.75Table 3

AFIC other metrics 28.5-Table 2

AFIC qualitative assessment -13.25n/a

Percentage of annual incentive determined by AFIC performance5353

Other LIC investment performance12.516.67Table 16

Other LIC other metrics14.5-Table 16

Other LIC qualitative assessment-10.33n/a

Percentage of annual incentive determined by other LICs performance2727

Total percentage of annual incentive determined by AFIC/Other LIC performance8080

Personal metrics2020n/a

100100

See Table 5 for more details on what the measures are.

• The outcomes for the two long term incentive awards (LTI) that were tested for vesting during the year (Table 4).

Refer to sections 2.2 and 2.3 for explanations of the measures used.

Share price performance underperformed the Index as the share price moved from a premium to a discount. However, the investment

performance over the short to medium term was also below the benchmark. Only for the 10-year benchmark, which is the Company’s

preferred timeline, were returns above the Index. It should be noted that AFIC’s returns are after taxes and expenses and represent the

‘net’ return to the shareholders, whereas Index returns do not include either. Furthermore, many returns quoted by managed funds exclude

either tax or expenses, or both. The use of ‘gross returns’ mitigates the tax disparity to some extent, as it adds back franking credits to the

nominal dividend that the Index pays, and also that AFIC pays.

The MER continues to be of importance to the Board, and this continues to be below the benchmark set. The increase in payouts

by companies that AFIC invests in has also led to an increase in earnings per share, with that figure now almost completely covering

the dividend.

With regard to the other investment companies, Djerriwarrh did not meet most of its shorter or medium-term benchmarks, although in

the longer term (10 year) many, like AFIC, were exceeded. Mirrabooka’s short-term performance was affected by the strength in the small

and mid-cap resources sector, a volatile market in which it does not materially invest, but the medium and longer term figures continue

to out-perform. Some of AMCIL’s short-term metrics were above the Index as were most of its medium to short-term figures.

During the second half of the year two new senior portfolio managers have been employed by AICS.

The 2014 award under the Executive Long Term Incentive Plan was available for vesting as of 30 June 2018. However, the calculations needed

to determine how much actually vests are not performed until after the date of the Annual Report. Therefore, the full amount that may vest is

shown, and the actual settlement of the 2014 award will take place in the year ended 30 June 2019. The actual amount settled will be reported

in the relevant year. The 2013 award was available for vesting but was forfeited in its entirety due to the hurdles not having been met. It is this

forfeiture which is reflected in Table 1 above.

For the investment team whose LTIP encompasses all of the investment companies (unlike Executives, for which only the AFIC performance

is counted) the recent short-term underperformance was reflected in the figures which are measured over four years for all of the investment

companies. Consequently, all LTIP available under this metric as forfeited. Detailed information about the performance of each investment

company is provided in Section E of the Appendix (Table 16).

16

Australian Foundation Investment Company Limited Annual Report 2018

Table 2: Executive Team Performance (Excluding Investment Returns)
Performance Measure

Benchmark

Result

AFIC

Result

Comparison to

Benchmark

Total shareholder return (14.6 per cent)

Share price return – one year13.0%10.3%Unfavourable

Share price return – three years9.0%4.4%Unfavourable

Share price return – five years10.0%6.7%Unfavourable

Share price return – eight years9.4%7.8%Unfavourable


Share price return – ten years6.4%6.5%Favourable

Growth in net operating result per share (8.3 per cent)2.0%9.6%Favourable

Management expense ratio compared to base of 0.19 per cent (5.6 per cent)0.19%0.14%Favourable

Outcome

Achieved

Partially achieved

Not achieved

Table 3: Investment Team Performance (Including Investment Returns Used for Executives)

Measure

Benchmark

Result

AFIC

Result

Comparison to

Benchmark

Investment return – one year13.0%11.3%Unfavourable


Investment return – three years9.0%7.3%Unfavourable


Investment return – five years10.0%8.7%Unfavourable


Investment return – eight years9.4%9.2%Unfavourable


Investment return – ten years6.4%7.0%Favourable


Gross return – one year14.6%12.7%Unfavourable

Gross return – three years10.7%8.7%Unfavourable

Gross return – five years11.6%10.1%Unfavourable


Gross return – eight years11.1%10.7%Unfavourable


Gross return – ten years8.0%8.5%Favourable


Reward to risk – three years1

st

qtr123

rd

/155 4

th

qtrUnfavourable

Reward to risk – five years 1

st

qtr115

th

/147 3

rd

qtrUnfavourable

Reward to risk – eight years1

st

qtr76

th

/121 3

rd

qtrUnfavourable

Reward to risk – ten years1

st

qtr43

rd

/104 2

nd

qtrUnfavourable

Outcome

Achieved

Partially achieved

Not achieved

17

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
Table 4: Vesting and Forfeiture of Long Term Incentives During the Year*

Award Date

Assessment

Dates

Measure

Tested 2017

Benchmark

Result

AFIC

Result

%

Vested

%

Forfeited

ELTIP – performance rights*

1 July 201330 June 2017Total gross shareholder return10.6%7.4%0%50%

Total portfolio return9.2%7.6%0%50%

Investment team LTI

1 July 201430 June 2018Gross return9.8%7.9%0%100%

* Of the rights awarded on 1 July 2013, 100 per cent were forfeited as the targets were not achieved. Under the investment team LTI, all amounts are forfeited.

2. Structure of Remuneration

2.1 Fixed Annual Remuneration (FAR)

The FAR component of an Executive’s remuneration comprises base salary, superannuation guarantee contributions and fringe benefits.

Executives can elect to receive a portion of their FAR in form of additional superannuation contributions or fringe benefits. This will not affect

the gross amount payable by the Group. Dividends received by the Executives in relation to unvested shares awarded under the old ELTIP

are taken into account when setting remuneration levels.

2.2 Annual Incentive

There are two annual incentive plans, one for the Executives (excluding the CIO) and one for the investment team (including the CIO).

As the roles and objectives of the Senior Executives and investment team are different, it is desirable to provide separate incentives

to focus each team on the different business-critical measures they are able to impact. Table 5 below outlines the key terms and conditions.

Table 5: Annual Incentives – Key Terms and Conditions

Targeted % of FAR

Managing Director

50%

Other Executives

30%

Investment Team

50%

ObjectivesAlign remuneration with the creation of shareholder wealth over

the past year and over a longer period.

Measures reflect the management of the Group and the other

investment companies, as well as the key investment returns

that reflect the creation of shareholder wealth.

Align remuneration with

the outcomes of the Group’s

investment objectives over

a period of between one

and 10 years.

The key metrics are for portfolio

performance, and also include

dividends paid and franking

credits, as well as actual portfolio

return and the risk profile of

the investments.

18

Australian Foundation Investment Company Limited Annual Report 2018

Targeted % of FAR
Managing Director

50%

Other Executives

30%

Investment Team

50%

Performance measures• Company performance (43 per cent)

• Investment performance (37 per cent)

• Personal objectives (20 per cent)

• See Table 11 for details

See Table 12

Relative weightings of

investment companies

for investment related

performance

AFIC: 53 per cent

Djerriwarrh Investments Limited: 16 per cent

AMCIL Limited: 4 per cent

Mirrabooka Investments Limited: 7 per cent

Personal objectives: 20 per cent

Delivery of awardIncentive is paid in cash, but 50 per cent of the after-tax amount

received is used by recipients to acquire shares in AFIC and the

other investment companies, which they agree to hold for minimum

of two years.

Paid in cash or shares

or combination of both,

at discretion of the

Remuneration Committee.

Performance measured

in 2018

Some longer-term measures achieved but shorter-term measures

with the exception of the MER and profit per share were not

(see Tables 2 and 3 above).

Some longer-term measures

achieved but shorter-term

measures were not

(see Tables 2 and 3 above).

Outcomes for 2018

(see Table 10 for details)

57.5 per cent (Ross Barker)

58.8 per cent (Mark Freeman)

Average 57.7 per cent48.5 per cent (CIO)

The performance measures of each annual incentive plan are reviewed by the Remuneration Committee. The Committee may, from time

to time, revise the performance conditions and weightings in order to better meet the objectives of the annual incentive policies. They may

also change or suspend any part of the incentive payment arrangements. If relevant targets are not achieved but performance is close to the

target, some of the incentive may be paid. This is noted as ‘partially achieved’ in Table 3. Where stretch levels of performance are achieved

above target, then higher amounts may be paid. To date, total annual incentives paid to each Executive have never exceeded target.

For more detailed information about the Annual Incentive performance conditions and outcomes for 2018, please refer to Section B Annual

Incentives: details of outcomes and conditions in the Appendix.

2.3 Long Term Incentive Plans (LTIP)

As for the annual incentives, there are also two LTI plans, one for the Executives (excluding the CIO) which is called the ELTIP, and one

for the investment team (including the CIO). Table 6 outlines the purpose and the key terms and conditions of each plan.

Table 6: Long Term Incentives – Key Terms and Conditions

Executive ELTIP (Performance Rights)Investment Team LTI Plan

Target50 per cent of targeted STI 20 per cent of FAR

ObjectivesAlign remuneration with growth in shareholder wealth over a forward looking period of four years.

Reward outperformance.

Performance measuresSee Table 15 in the Appendix for details. See Table 15 in the Appendix for details.

Performance for awards tested

in 2018 (Table 4)

July 2013: 0 per cent vested (see Table 4).July 2014: 0 per cent vested (see Table 4).

For more detailed information about the LTI plans and their performance conditions, including vesting schedules and outcomes for 2018,

please refer to Section C Long Term Incentives: details of outcomes and conditions in the Appendix.

19

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
3. Executive Remuneration Expense

This section discloses the remuneration expense recognised under accounting standards for each Executive (Table 7). These amounts are

different to the remuneration outcomes disclosed in Table 1 as noted in that table.

Table 7: Remuneration Expense

Short TermShort TermShort TermPost EmploymentShort TermLong-term Share-based Payments

Base

Salary

$

Non-cash

Benefits

1


$

Other

4


$

Superannuation

$

Total Fixed

Remuneration

$

Annual

Incentives

$

LTI Cash-settled

$

3

Other Long-term

Payments

$

3

Total

Remuneration

$

% Fixed/

Performance

Related

Ross Barker – Managing Director (until 31 December 2017)

2018359,4506,230-12,500

378,180106,843(9,892)-475,13180%/20%

2017701,43610,401-30,000741,837176,15638,830-956,82378%/22%

Mark Freeman – Chief Investment Officer until 31 December 2017, Managing Director from 1 January 2018

2018816,000--25,000

841,000225,76521,025(16,625)1,071,16579%/21%

2017807,000--25,000832,000228,592-64,1611,124,75374%/26%

Andrew Porter – Chief Financial Officer

2018628,438--25,000

653,438114,18810,899-778,52584%/16%

2017612,500--25,000637,50090,57619,386-747,46285%/15%

Geoff Driver – General Manager – Business Development and Investor Relations

2018513,432--25,000

538,43293,12211,839-643,39384%/16%

2017495,300--30,000525,30073,68916,901-615,89085%/15%

Matthew Rowe – Company Secretary

2

2018214,612--20,388235,00040,22019,643-294,86380%/20%

2017178,377-2,00017,136197,51328,0568,070-233,63985%/15%

1. Non-cash benefits relate to the provision of a car parking space.

2. Joined effective 11 July 2016.

3. Includes amounts credited for non-vesting.

4. Other relates to ‘sign-on’ charge in relation to incentives foregone by Matthew Rowe in joining AFIC.

20

Australian Foundation Investment Company Limited Annual Report 2018

3. Executive Remuneration Expense
This section discloses the remuneration expense recognised under accounting standards for each Executive (Table 7). These amounts are

different to the remuneration outcomes disclosed in Table 1 as noted in that table.

Table 7: Remuneration Expense

Short TermShort TermShort TermPost EmploymentShort TermLong-term Share-based Payments

Base

Salary

$

Non-cash

Benefits

1


$

Other

4


$

Superannuation

$

Total Fixed

Remuneration

$

Annual

Incentives

$

LTI Cash-settled

$

3

Other Long-term

Payments

$

3

Total

Remuneration

$

% Fixed/

Performance

Related

Ross Barker – Managing Director (until 31 December 2017)

2018359,4506,230-12,500

378,180106,843(9,892)-475,13180%/20%

2017701,43610,401-30,000741,837176,15638,830-956,82378%/22%

Mark Freeman – Chief Investment Officer until 31 December 2017, Managing Director from 1 January 2018

2018816,000--25,000

841,000225,76521,025(16,625)1,071,16579%/21%

2017807,000--25,000832,000228,592-64,1611,124,75374%/26%

Andrew Porter – Chief Financial Officer

2018628,438--25,000

653,438114,18810,899-778,52584%/16%

2017612,500--25,000637,50090,57619,386-747,46285%/15%

Geoff Driver – General Manager – Business Development and Investor Relations

2018513,432--25,000

538,43293,12211,839-643,39384%/16%

2017495,300--30,000525,30073,68916,901-615,89085%/15%

Matthew Rowe – Company Secretary

2

2018214,612--20,388235,00040,22019,643-294,86380%/20%

2017178,377-2,00017,136197,51328,0568,070-233,63985%/15%

1. Non-cash benefits relate to the provision of a car parking space.

2. Joined effective 11 July 2016.

3. Includes amounts credited for non-vesting.

4. Other relates to ‘sign-on’ charge in relation to incentives foregone by Matthew Rowe in joining AFIC.

21

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
4. Contract Terms

Each Executive is employed under an open-ended contract, the terms of which can be varied by mutual agreement. There is no provision

for cessation of employment. Either the Company or the Executive can give notice in accordance with statutory requirements (typically

four weeks’ notice; this can be altered at the Board’s discretion but in no case to be more than 12 months). There are no specific payments

to be made as a consequence of termination beyond those required by statute. Should there be any payments, these will be at the

Board’s discretion.

Material breaches of the terms of employment will normally result in the termination of an Executive’s employment.

5. Non-Executive Director Remuneration

Shareholders approve the maximum aggregate amount of remuneration per year available to be allocated between Non-Executive Directors

(NEDs) as they see fit. In proposing the amount for consideration by shareholders, the Remuneration Committee takes into account the time

demands made on Directors together with such factors as the general level of fees paid to Australian corporate directors.

For NEDs charged with the responsibility of oversight of the Company’s activities, a fixed annual fee is paid with no element of performance-

related pay.

The amount approved at the AGM in October 2007 was $1,000,000 per annum, which is the maximum amount that may be paid in total

to all NEDs. Retirement allowances for Directors were frozen at 30 June 2004.

NEDs do not receive any performance-based remuneration. On appointment, the Company enters into a deed of access and indemnity

with each NED. There are no termination payments due at the cessation of office, and any Director may retire or resign from the Board,

or be removed by a resolution of shareholders.

The amounts paid to each NED, and the figures for the corresponding period, are set out in Table 8.

22

Australian Foundation Investment Company Limited Annual Report 2018

Table 8: Non-Executive Director Remuneration
Primary

(Fee/Base Salary)

$

Post Employment

(Superannuation)

$

Total

Remuneration

$

TA Campbell AO – Chairman

2018168,95016,050185,000

2017164,38415,616180,000

RE Barker – Non-Executive Director (Non-Executive from 1 January 2018)

201843,3794,12147,500

2017---

JC Hey – Non-Executive Director

201884,4758,02592,500

201782,1927,80890,000

GR Liebelt – Non-Executive Director

201884,4758,02592,500

201782,1927,80890,000

J Paterson – Non-Executive Director

201884,4758,02592,500

201782,1927,80890,000

DA Peever – Non-Executive Director

201884,4758,02592,500

201782,1927,80890,000

CM Walter AM – Non-Executive Director

201884,4758,02592,500

201782,1927,80890,000

PJ Williams – Non-Executive Director

201884,4758,02592,500

201782,1927,80890,000

Total Remuneration of Non-Executive Directors

2018719,17968,321787,500

2017657,53662,464720,000

Amounts Payable on Retirement

The amounts payable to the current NEDs who were in office at 30 June 2004, which will be paid when they retire, are set out in Table 9.

These amounts were expensed in prior years as the retirement allowances accrued.

Table 9: Non-Executive Director Retirement Allowance

Amount Payable on Retirement

$

TA Campbell AO114,500

CM Walter AM 42,385

Total156,885

23

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
Appendix

A. Remuneration Governance

Responsibilities of the Board and the Remuneration Committee

It is the Board’s responsibility to review and approve the recommendations of the Remuneration Committee.

For more information, the Charter of the Board is available on the Company’s website.

The Remuneration Committee’s primary responsibilities include:

• reviewing the level of fees for NEDs and the Chairman;

• reviewing the Managing Director’s remuneration arrangements;

• evaluating the Managing Director’s performance;

• reviewing the remuneration arrangements for other Senior Executives;

• monitoring legislative developments with regards to Executive remuneration; and

• monitoring the Group’s compliance with requirements in this area.

For more information, the Charter of the Remuneration Committee is available on the Company’s website.

The Remuneration Committee is composed of four NEDs (GR Liebelt (Chairman), TA Campbell AO, J Paterson and CM Walter AM)

and meets at least twice per year.

Policy on Hedging

The Company provides no lending or leveraging arrangements to its Executives, who are prohibited by Company policy from entering

into hedging arrangements that mitigate the possibility that ‘at risk’ incentive payments may not vest.

Use of Remuneration Consultants

The Remuneration Committee has appointed Ernst & Young to provide it with advice about Executive Remuneration. The Remuneration

Committee uses Ernst & Young from time to time, as it sees fit, to independently test management’s recommendations.

Specifically, Ernst & Young would provide advice on:

(a) proposed remuneration levels and remuneration structure for the Managing Director;

(b) proposed remuneration levels and remuneration structure for the Managing Director’s direct reports; and

(c) proposed remuneration levels of NEDs.

During the year, the Remuneration Committee engaged Ernst & Young to provide advice on the remuneration levels of Non-Executive

Directors. Ernst & Young received $13,030 (including GST) for this report.

The Board is satisfied that these arrangements seek to ensure that any remuneration recommendations made by remuneration consultants

are free from influence by management.

24

Australian Foundation Investment Company Limited Annual Report 2018

The use of the remuneration advisers by management is limited to specific areas to seek to ensure that the independent advice
that the Remuneration Committee receives is not perceived as having been compromised by management.

Ernst & Young are separately engaged by management to report on the following:

(a) trends in remuneration for the sectors in which the Group operates (provision of market practice data);

(b) the relative positioning of the remuneration of the Group’s employees (including Executives) within those sectors;

(c) proposed remuneration levels for employees other than designated Senior Executives; and

(d) advice on the operation of the incentive plans (e.g., tax and accounting advice).

The Managing Director then makes recommendations to the Remuneration Committee with regards to the remuneration levels and structure

of the KMP.

Ernst & Young also reviews the calculations used in determining the vesting of awards and certifies them as being correct and in accordance

with the terms and conditions of the ELTIP.

Ernst & Young were paid $0 during the year ended 30 June 2018 for other general remuneration advice including confirmation of vesting

calculations (2017: $3,965) and during the year the Group also paid $245,723 for other professional advice received, which included acting

as the internal auditor for AICS and general taxation and accountancy advice (2017: $115,880)(all including GST).

Ernst & Young were remunerated on an invoiced basis, based on work performed.

The Company also participates in the annual McLagan and FIRG surveys of fund managers to understand current remuneration levels

and practices.

B. Annual Incentives: Details of Outcomes and Conditions

Table 10 below shows the annual incentives paid to individual Executives as a result of AFIC’s and the other investment companies’

performance on financial metrics and the individual’s achievement of their own personal objectives. Tables 11 and 12 set out the

detailed terms and conditions of the annual incentives. For a high-level summary see Section 2.2 and Table 5 of the main part

of the Remuneration Report.

Table 10: Annual Incentive Outcomes

ExecutivePercentage of Target Paid$ PaidPercentage of Target Forfeited$ Forfeited

Ross Barker57.4%$106,84342.6%$79,132

Mark Freeman53.7%$225,76546.3%$194,735

Andrew Porter58.2%$114,18841.8%$81,843

Geoff Driver57.7%$93,12242.3%$68,408

Matthew Rowe57.1%$40,22042.9%$30,280

25

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
Table 11: Executive Annual Incentive Performance Conditions

Performance Areas and Relative WeightingPerformance MeasuresObjectives These Measures Aim to Achieve

Company performance (43 per cent)

The relevant weightings of the investment

companies are:

• AFIC: 66.25 per cent

• Djerriwarrh Investments Limited: 20 per cent

• AMCIL Limited: 5 per cent

• Mirrabooka Investments Limited: 8.75 per cent

• Relative total shareholder return (TSR):

TSR is the movement in share price plus

the dividends paid by the Company

assumed to be reinvested. TSR

performance is measured against the

S&P/ASX 200 Accumulation Index over

1, 3, 5, 8 and 10-year periods (Combined

Mid Cap 50 and Small Ordinaries

for Mirrabooka).

• TSR: This is a direct measure of

the increase in shareholder’s wealth

against the performance of the Index.

• Growth in net profit per share:

measured against CPI.

• Growth in net profit per share reflects the

ability of the Company to meet its stated

aim of ‘paying out dividends which, over

time, grow faster than the rate of inflation’.

• Management expense ratio (MER):

measured against prior years’ results

or, in the case of AFIC, measured

against a base of 0.19 per cent.

• MER reflects the costs of running

the Company.

Investment performance (37 per cent)The NEDs consider that the metrics used equate, over the medium to long term,

with the stated objectives of the Company, namely ‘to provide attractive total returns

and pay dividends, which, over time, grow faster than the rate of inflation’.

The relevant weightings of the investment

companies are:

• AFIC: 66.25 per cent

• Djerriwarrh Investments Limited: 20 per cent

• AMCIL Limited: 5 per cent

• Mirrabooka Investments Limited:

8.75 per cent

• Relative investment return: measure of the

return on the portfolio invested (including

cash) over the previous 1, 3, 5, 8 and

10 years, relative to the S&P/ASX 200

Accumulation Index (Combined Mid Cap

50 and Small Ordinaries for Mirrabooka).

• Investment return: reflects the returns

generated by the mix of the investments

that the Company has invested in. These

reflect the value added to shareholders

wealth by the investment decisions

of the Company.

• Gross return (GR): measure of the

movement in the net asset backing of the

Company (per share) plus the dividends

assumed to be reinvested grossed up for

franking credits over the previous 1, 3, 5,

8 and 10 years. This return is compared

to the S&P/ASX 200 Accumulation Index

grossed up for franking credits (Combined

Mid Cap 50 and Small Ordinaries for

Mirrabooka).

• Gross return (GR): reflects the movement

in the value of the underlying portfolio over

the period with the additional recognition

of the importance of franking credits.

• Risk/reward return: This is a measure

over 3, 5, 8 and 10 years of the past

performance of the Company, compared

to the performance of the Company’s

peers (i.e. investment funds) as reported

by Mercer. (Note: this measure is used for

AFIC’s performance only, reflecting that

Company’s focus on producing stable

returns over the medium to long term).

• Risk/reward return: best reflects the

return of the portfolio against the risks

to shareholders of investing in the

companies selected.

Note: The Remuneration Committee has

discretion to determine, at the time of the

review, what it considers to be the appropriate

level of return to be used.

26

Australian Foundation Investment Company Limited Annual Report 2018

Performance Areas and Relative WeightingPerformance MeasuresObjectives These Measures Aim to Achieve
Personal objectives (20 per cent)Includes:

• advice to the Board;

• succession planning;

• management of staff;

• risk management;

• promotion of the corporate culture; and

• satisfaction of key internal stakeholders.

These measures all contribute to

the efficient running of the Group,

and the other investment companies,

enhancing investment outcomes.

Personal objectives are included in incentive

calculations to encourage outperformance

on non-financial metrics. These metrics

can be important determinants of business

success in the medium term. The Managing

Director reviews the performance of each

Executive with the Remuneration Committee,

and the Remuneration Committee alone

determines how the Managing Director

is performing against these objectives.

Table 12: Investment Team Annual Incentive Performance Conditions

Performance Areas and Relative WeightingPerformance MeasuresObjectives These Measures Aim to Achieve

Investment return

The relevant weightings of the investment

companies are:

• AFIC: 66.25 per cent

• Djerriwarrh Investments Limited: 20 per cent

• AMCIL Limited: 5 per cent

• Mirrabooka Investments Limited:

8.75 per cent

• Measure of the return on the portfolio

invested (including cash) over the previous

1, 3, 5, 8 and 10 years. Measured relative

to the S&P/ASX 200 Accumulation

Index (Combined Mid Cap 50 and

Small Ordinaries for Mirrabooka).

• Investment return reflects the returns

generated by the mix of the investments

that the Company has invested in. These

reflect the value added to shareholders’

wealth by the investment decisions

of the Company.

Gross return

The relevant weightings of the investment

companies are:

• AFIC: 66.25 per cent

• Djerriwarrh Investments Limited: 20 per cent

• AMCIL Limited: 5 per cent

• Mirrabooka Investments Limited:

8.75 per cent

• Measure of the movement in the net asset

backing of the Company (per share) plus

the dividends assumed to be reinvested

grossed up for franking credits over the

previous 1, 3, 5, 8 and 10 years. This

return is compared to the S&P/ASX

200 Accumulation Index grossed up for

franking credits (Combined Mid Cap 50

and Small Ordinaries for Mirrabooka).

• Gross return reflects the movement in

the value of the underlying portfolio over

the period with the additional recognition

of the importance of franking credits.

Risk/reward return

Note: this measure is used for AFIC’s

performance only.

• This is a measure over the previous 3, 5,

8 and 10 years of Company performance.

It is calculated by using the movement

in the net asset backing of the Company

(per share) plus the dividends reinvested

divided by the standard deviation of the

movement in the net asset backing of the

Company (per share) plus the dividends

reinvested over the same period.

This is compared to the performance of

the Company’s peers (i.e. investment funds)

as reported by Mercer.

• Risk /reward return best reflects the

return of the portfolio against the risks to

shareholders of investing in the companies

selected, therefore aligning Executives

to shareholders.

Reflects AFIC’s focus on producing stable

returns over the medium to long term.

Note: The Remuneration Committee

has discretion to determine, at the time

of the review, what it considers to be the

appropriate level of return to be used.

Income generation• This is relevant for measuring Djerriwarrh

Investments Limited’s operating earnings

as a percentage of the average investable

assets. It is a one-year measure only,

and measures the ability of the investment

team to generate returns from the assets

of Djerriwarrh Investments Limited.

It is compared to the return generated

in prior years.

• Reflects the objective for Djerriwarrh

Investments Limited to create an enhanced

income from its portfolio.

27

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
Performance Areas and Relative WeightingPerformance MeasuresObjectives These Measures Aim to Achieve

Qualitative measures • Investment process – including the

identification of quality stocks.

• Diversifying the portfolio – for example,

developing a ‘nursery’ of smaller,

potential growth stocks.

• These qualitative processes provide

the opportunities for the future growth

of the Company’s investments.

Personal objectives• Includes research, stock ideas,

portfolio management, meeting

participation, interaction with staff

and presentation skills.

Personal objectives are included in incentive

calculations to encourage outperformance

on non-financial metrics. These metrics

can be important determinants of business

success in the medium term. The Managing

Director reviews the performance of each

member of the investment team with

the Remuneration Committee.

C. Long Term Incentives: Details of Outcomes and Conditions

This section shows the outstanding cash bonuses under the new ELTIP and the investment team LTI schemes (Table 13). It also explains the

detailed terms and conditions of the two LTIs that are currently in operation (Table 14). For a high-level overview see Section 2.3 of the main

body of the Remuneration Report.

Table 13: Vesting of ELTIP and Investment Team LTI

ELTIP Award Date

Vesting Date

Subject to

Performance

Hurdles

Value at

Award Date

$

Number

of Rights

Awarded

Value Per

Right

$

Award Vested

for the Year

Number of

Rights/%

Value Yet to Vest

30 June 2018

$

Ross Barker – Managing Director (until 31 December 2017)

1 July 201330 June 2017$182,00033,562$5.4230/0%-

1 July 201430 June 2018$178,75029,707$6.017-$214,799

1 July 201530 June 2019$182,32529,459$6.189-$205,269

1 July 201630 June 2020$185,97533,205$5.601-$221,924

1 July 201730 June 2021$92,88816,153$5.757-$103,551

Mark Freeman – Managing Director (from 1 January 2018)

1 January 201830 June 2021$85,00014,765$5.757-$94,656

28

Australian Foundation Investment Company Limited Annual Report 2018

ELTIP Award Date
Vesting Date

Subject to

Performance

Hurdles

Value at

Award Date

$

Number

of Rights

Awarded

Value Per

Right

$

Award Vested

for the Year

Number of

Rights/%

Value Yet to Vest

30 June 2018

$

Andrew Porter – Chief Financial Officer

1 July 201330 June 2017$92,00016,965$5.4230/0%-

1 July 201430 June 2018$92,00015,290$6.017-$110,554

1 July 201530 June 2019$93,75015,148$6.189-$105,548

1 July 201630 June 2020$95,62517,074$5.601-$114,109

1 July 201730 June 2021$98,01617,026$5.757-$109,151

Geoff Driver – General Manager – Business Development and Investor Relations

1 July 201330 June 2017$73,50013,554$5.4230/0%-

1 July 201430 June 2018$75,75012,589$6.017-$91,027

1 July 201530 June 2019$77,25012,482$6.189-$86,971

1 July 201630 June 2020$78,79514,069$5.601-$94,026

1 July 201730 June 2021$80,76514,030$5.757-$89,940

Matthew Rowe – Company Secretary (joined 11 July 2016)

11 July 201630 June 2020$30,0005,356$5.601-$35,799

1 July 201730 June 2021$35,2506,123$5.757-$39,254

Investment Team LTI

Award Date

Vesting Date

Subject to

Performance

Hurdles

Target

Amount

$

Value Yet to Vest

30 June 2018

$$%

Mark Freeman – Chief Investment Officer (investment team LTI) – Until 31 December 2017

1 July 201430 June 2018$160,00000%-

1 July 201530 June 2019$163,200--$163,200

1 July 201630 June 2020$166,400--$166,400

1 July 201730 June 2021$83,200--$83,200

See Table 1 for actual amounts vested and Table 4 for details of vesting calculations.

Award Vested for the Year

29

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
The value of the outstanding ELTIP performance rights as in the table above was estimated at 30 June 2018 using the Total Share Return (TSR

– which includes dividends reinvested) based on a closing price on 29 June 2018 of AFI shares of $6.16 (the TSR for AFI at 30 June 2018 was

4.0 per cent p.a. for four years, 4.4 per cent p.a. for three years, 9.1 per cent for two years and 10.3 per cent for one year). The value of the

investment team LTI that is yet to vest is the target amount. Actual amounts awarded may exceed this amount, depending on performance

over the four-year vesting period.

During the year ended 30 June 2018, Mark Freeman received $12,320 in respect of the four years ended 30 June 2017, which was

7.7 per cent of the target amount of $160,000. The benchmark annualised return for the period was 10.9 per cent whilst AFIC’s return

was 9.4 per cent. As noted last year, Mirrabooka’s performance was such that although AFIC narrowly under-performed, a proportion

of the award still vested. No vesting of LTIP will be made in the year ended 30 June 2019.

Table 14 – Long Term Incentive Plans

ELTIP (Performance Rights)

Nature of grantRights to receive cash that must then be used by the Executives to acquire AFIC shares on market.

Performance conditions1. Total gross shareholder return (50 per cent): the movement in the AFIC share price and the Index

price, grossed up to reflect the value of franking credits. This is compared to that of the market

such that only outperformance is rewarded. Outperformance of this Index over time should be

an indicator of the value added by the Company to shareholders’ wealth. Both the Company’s

return and the Index return are smoothed over 30 days to remove excess volatility.

2. Total portfolio return (50 per cent): the movement in the net asset backing of the Company (per

share) plus the dividends paid by the Company reinvested. This compares AFIC’s investment

performance against that of other fund managers (based on the Mercer Investment Consulting

Survey of Australian Retail Fund Managers which provides the industry benchmark of funds

management performance over the relevant period), so that only outperformance relative

to its peers is rewarded.

Vesting schedule: total gross

shareholder return

Company Performance Relative

to Gross Accumulation Index

Percentage of rights vesting

Underperformance 0 per cent

< or = 20 per cent outperformanceStraight line between 25 per cent and 50 per cent

> 20 per cent outperformance50 per cent

Vesting schedule: total portfolio

return

Company performance Percentage of rights vesting

Less than median performance0 per cent

Median to < or = 75th percentileStraight line between 25 per cent and 50 per cent

> 75 per cent percentile50 per cent

Valuation of performance rightsAt 1 July each year, the 30-day volume weighted average price of AFIC shares up to, but not including

1 July will be calculated. The amount of ELTIP available will then be divided by this average price

to determine the number of performance rights that may vest in four years’ time.

The value of the performance rights will be adjusted each year by the total shareholder return for

the year, calculated based on the 30-day volume weighted average price of AFIC shares up to 1 July.

At vesting time, the value of the performance rights that will vest is converted to cash, based

on the value of the rights at that time.

Accounting treatmentUnder current accounting standards, the ELTIP scheme is classified as a cash-settled scheme.

The expected amount payable upon vesting must therefore be estimated each year and adjusted not

only for the likelihood of vesting, but also for changes in the value of the performance rights. In the

first year, 25 per cent of the expected amount payable will be booked as an expense. At the end of the

second year, 50 per cent of the new expected final value less the amount booked in the previous year

will be booked. At the end of the third year, 75 per cent of the total, estimated final value less amounts

previously expensed will be booked. At the end of the fourth year, the actual liability will be calculated

and a balancing adjustment made.

30

Australian Foundation Investment Company Limited Annual Report 2018

Investment Team LTI Plan
Nature of grantCash or shares, at discretion of the Company.

Performance conditionGross return which measures the movement in the net asset backing of the Company (per share)

plus the dividends assumed to be reinvested grossed up for franking credits. This return is compared

to the relevant accumulating index as set out below.

Indices which investment

portfolios are assessed against

Investment portfolioRelevant accumulation Index

AFIC (60 per cent)S&P/ASX 200 Accumulation Index, grossed

up for franking credits

Djerriwarrh Investments Limited (25 per cent)S&P/ASX 200 Accumulation Index, grossed

up for franking credits

Mirrabooka Investments Limited (10 per cent)S&P/ASX Mid Cap 50 Accumulation Index

and the S&P/ASX Small Ordinaries Accumulation

Index, grossed up for franking credits

AMCIL Limited (5 per cent)S&P/ASX 200 Accumulation Index, grossed

up for franking credits

Vesting schedule: Company

gross return

Company performance relative to the

relevant accumulation index

Percentage of rights vesting

< 90 per cent performance0 per cent

90 – 99 per cent performanceBoard discretion

> 100 per cent up to 110 per cent performanceStraight line between 50 per cent and 100 per cent

> 110 per cent up to 120 per cent performanceStraight line between 100 per cent and 150 per cent

120 per cent + performance150 per cent

D. Directors and Executives: Equity Holdings and Other Transactions

Tables 15 sets out reconciliations of shares and convertible notes issued by the Group and held directly, indirectly or beneficially

by Non-Executive Directors and Executives of the Group, or by entities to which they were related.

Table 15: Shareholdings of Directors and Executives

Opening BalanceChanges During YearClosing Balance

TA Campbell409,26212,469421,731

RM Freeman139,2222,961142,183

RE Barker897,2541,287898,541

JC Hey19,18977519,964

GR Liebelt236,89381,570318,463

J Paterson557,23713,200570,437

DA Peever23,8142,99526,809

CM Walter311,16912,572323,741

PJ Williams67,431-67,431

GN Driver129,9523,076133,028

MJ Rowe1978201,017

AJB Porter175,5702,875178,445


31

Australian Foundation Investment Company Limited Annual Report 2018

Remuneration Report continued
Other Arrangements with Non-Executive Directors

Non-Executive Directors Ross Barker, John Paterson and Catherine Walter have rented office space and, for Ross Barker and John Paterson,

a parking space from the Group at commercial rates during the year. Sub-lease rental income (included in revenue) received or receivable,

excluding GST, by the Group during the year was:

Rental Income Received/Receivable

$

RE Barker10,098

J Paterson26,047

CM Walter14,169


E. Detailed Performance Measures by Investment Company

Table 16 below shows the performance of AFIC and the other investment companies over the past five years, including details of total

shareholder return (TSR), total portfolio return (TPR) and gross return (GR). These measures, which represent growth in shareholder wealth,

determine the vesting of AFIC’s LTI plans to Executives and the investment team.


Table 16: Detailed Performance Measures for AFIC and the Other Investment Companies

Year Ending 30 June

10-year

Return

8-year

Return

5-year

Return

4-year

Return

3-year

Return 20182017201620152014

Comparative returns

S&P/ASX 200 Accumulation

Return6.4%9.4%10.0%8.2%9.0%13.0%14.1%0.6%5.7%17.4%

Gross S&P/ASX 200

Accumulation Return8.0%11.1%11.6%9.8%10.7%14.6%15.7%2.2%6.8%19.2%

Combined Midcap 50

and Small Ordinaries

Accumulation Return

(used for Mirrabooka

Investments Limited)4.9%9.1%14.0%13.3%16.0%19.3%12.7%16.1%5.6%16.9%

Gross Combined Midcap

50 and Small Ordinaries

Accumulation Return (used

for Mirrabooka Investments

Limited)5.9%10.2%15.1%14.4%17.1%20.4%13.8%17.2%6.3%18.0%

AFIC

Total shareholder return6.5%7.8%6.7%4.0%4.4%10.3%8.0%-4.4%2.8%17.9%

Total portfolio return6.5%8.8%8.2%6.0%6.8%10.8%11.7%-1.6%3.9%17.3%

Growth in net operating

result per share1.1%3.3%0.8%-0.8%-4.9%9.6%-9.6%-12.4%11.8%7.5%

Management expense ration/an/an/an/an/a0.14%0.14%0.16%0.16%0.17%

Risk/reward return

1

43

rd

/10476

th

/121115

th

/147123

rd

/152123

rd

/155105

th

/156119

th

/169n/a

2

139

th

/17636

th

/177

Gross return8.5%10.7%10.1%7.9%8.7%12.7%13.7%0.2%5.6%19.2%

Investment return7.0%9.2%8.7%6.6%7.3%11.3%12.3%-1.0%4.6%17.0%

1. This represents the Company’s ranking in the Mercer IDPS Australian Share Universe – i.e. 10th out of 71 funds. The period used is Year to May.

2. n/a as cannot be calculated when return is negative.

32

Australian Foundation Investment Company Limited Annual Report 2018

Year Ending 30 June
10-year

Return

8-year

Return

5-year

Return

4-year

Return

3-year

Return 20182017201620152014

Djerriwarrh Investments Limited

Total shareholder return4.0%4.4%1.3%-2.4%-4.8%-2.8%-3.8%-7.7%5.2%17.4%

Total portfolio return4.9%7.0%6.3%4.2%5.5%8.8%13.0%-4.5%0.2%15.6%

Growth in net operating

profit per share-3.1%-2.9%0.4%-4.2%-9.5%5.7%-19.9%-10.0%10.8%20.7%

Management expense ration/an/an/an/an/a0.44%0.46%0.46%0.41%0.39%

Gross return8.2%10.3%9.6%7.4%8.8%11.7%16.6%-1.1%3.2%19.1%

Investment return6.7%8.8%7.9%5.6%6.6%9.7%13.0%-2.7%2.8%16.3%

Operating earnings as a

percentage of available

investable assetsn/an/an/an/an/a7.1%7.1%8.7%7.9%7.6%

Mirrabooka Investments Limited

Total shareholder return10.0%12.3%9.1%6.3%6.9%4.9%3.0%13.1%4.3%21.2%

Total portfolio return9.4%12.0%11.7%9.1%11.2%14.7%7.1%12.0%3.1%22.8%

Growth in net operating

result per share-0.5%2.9%1.7%4.0%8.4%35.7%-17.8%16.6%-10.0%-7.0%

Management expense ration/an/an/an/an/a0.60%0.62%0.65%0.67%0.64%

Gross return12.3%15.0%15.0%12.3%14.2%17.3%9.9%15.4%6.8%26.4%

Investment return11.8%14.6%14.6%11.7%13.4%16.0%9.3%14.8%6.5%26.5%

AMCIL Limited

Total shareholder return8.7%10.9%8.0%4.6%6.4%9.1%-1.2%11.8%-0.9%22.7%

Total portfolio return8.8%10.0%8.4%6.8%8.4%12.3%5.3%7.6%2.2%14.7%

Growth in net operating

result per share2.6%-1.1%-5.1%-4.0%-7.0%14.4%-32.6%4.8%4.3%-9.6%

Management expense ration/an/an/an/an/a0.69%0.68%0.65%0.67%0.65%

Gross return10.8%12.1%10.8%8.9%10.2%13.9%7.0%9.7%5.1%18.8%

Investment return10.5%11.8%10.2%8.4%10.0%14.0%7.1%9.3%3.9%17.9%

33

Australian Foundation Investment Company Limited Annual Report 2018

Details of non-audit services performed by the auditors may be found in Note F2 of the Financial Report.
The Board of Directors has considered the position and, in accordance with the advice received from the Audit Committee, is satisfied

that the provision of the non-audit services is compatible with the general standard of independence for auditors imposed by the

Corporations Act 2001. The Directors are satisfied that the provision of non-audit services by the auditor, as set out below, did

not compromise the auditor independence requirements of the Corporations Act 2001 for the following reasons:

• all non-audit services have been reviewed by the Audit Committee to ensure they do not impact the impartiality and objectivity

of the auditor; and

• none of the services undermine the general principles relating to auditor independence as set out in the Corporations Act 2001 including

reviewing or auditing the auditor’s own work, acting in a management or a decision-making capacity for the Company, acting as advocate

for the Company, or jointly sharing economic risk and rewards.

A copy of the Auditor’s Independence Declaration is set out on page 35.

This report is made in accordance with a resolution of the Directors.

Terrence Campbell AO

Chairman

Melbourne

23 July 2018

Non-audit Services

34

Australian Foundation Investment Company Limited Annual Report 2018

Auditor’s Independence Declaration
35

Australian Foundation Investment Company Limited Annual Report 2018

36 Financial Statements
37 Consolidated Income Statement

38 Consolidated Statement of

Comprehensive Income

39 Consolidated Balance Sheet

40 Consolidated Statement of

Changes in Equity

42 Consolidated Cash Flow Statement

43 Notes to the Financial Statements

43 A. Understanding AFIC’s Financial

Performance

43 A1. How AFIC Manages its Capital

43 A2. Investments Held and How

They are Measured

44 A3. Operating Income

45 A4. Dividends Paid

46 A5. Earnings Per Share

47 B. Costs, Tax and Risk

47 B1. Management Costs

47 B2. Tax

48 B3. Risk

50 C. Unrecognised Items

50 C1. Contingencies

51 Additional Information

51 D. Balance Sheet Reconciliations

51 D1. Current Assets – Cash

51 D2. Credit Facilities

51 D3. Revaluation Reserve

52 D4. Realised Capital Gains Reserve

52 D5. Retained Profits

52 D6. Shared Capital

53 E. Income Statement Reconciliations

53 E1. Reconciliation of Net Cash Flows from

Operating Activities to Profit

53 E2. Tax Reconciliations

54 F. Other Information

54 F1. Related Parties

54 F2. Remuneration of Auditors

54 F3. Segment Reporting

55 F4. Summary of Other Accounting Policies

57 F5. Performance Bond

57 F6. Share-based Payments

58 F7. Lease Commitments

58 F8. Principles of Consolidation

59 F9. Subsidiaries

59 F10. Parent Entity Financial Information

FINANCIAL STATEMENTS

36

Australian Foundation Investment Company Limited Annual Report 2018

Note
2018

$’000

2017

$’000

Dividends and distributionsA3302,389270,887

Revenue from deposits and bank billsA31,4091,659

Other revenueA34,7035,105

Total revenue308,501277,651

Net gains on trading portfolio and non-equity investmentsA32643,065

Income from operating activities308,765280,716

Finance costs(848)(8,969)

Administration expensesB1(14,533)(14,483)

Profit before income tax expense293,384257,264

Income tax expenseB2, E2(14,377)(11,964)

Profit for the year279,007245,300

Profit is attributable to:

Equity holders of Australian Foundation Investment Company Ltd278,709245,029

Minority interest298271

279,007245,300

CentsCents

Basic earnings per shareA523.5721.32


This Consolidated Income Statement should be read in conjunction with the accompanying notes.

Consolidated Income Statement

For the Year Ended 30 June 2018

37

Australian Foundation Investment Company Limited Annual Report 2018

Year to 30 June 2018Year to 30 June 2017
Revenue

1

Capital

1

TotalRevenueCapitalTotal

$’000$’000$’000$’000$’000$’000

Profit for the year279,007-279,007245,300-245,300

Other comprehensive income

Items that will not be recycled through the Income

Statement

Gains for the period -454,180454,180-500,389500,389

Tax on above-(136,841)(136,841)-(154,791)(154,791)

Total other comprehensive income-317,339317,339-345,598345,598

Total comprehensive income 279,007317,339596,346245,300345,598590,898

1. ‘Capital’ includes realised or unrealised gains or losses (and the tax on those) on securities in the investment portfolio, including non-equity investments

held in the investment portfolio. Income in the form of distributions and dividends is recorded as ‘revenue’. All other items, including expenses, are included

in profit for the year, which is categorised under ‘revenue’.

Year to 30 June 2018Year to 30 June 2017

Revenue

$’000

Capital

$’000

Total

$’000

Revenue

$’000

Capital

$’000

Total

$’000

Total comprehensive income is attributable to:

Equity holders of Australian Foundation Investment

Company Ltd278,709317,339596,048245,029345,598590,627

Minority Interests298-298271-271

279,007317,339596,346245,300345,598590,898

This Consolidated Statement of Comprehensive Income should be read in conjunction with the accompanying notes.

Consolidated Statement of Comprehensive Income

For the Year Ended 30 June 2018

38

Australian Foundation Investment Company Limited Annual Report 2018

Note
2018

$’000

2017

$’000

Current assets

Cash D199,183105,125

Receivables77,23452,011

Total current assets176,417157,136

Non-current assets

Investment portfolioA27,280,7066,790,368

Deferred tax assets1,257349

Total non-current assets7,281,9636,790,717

Total assets7,458,3806,947,853

Current liabilities

Payables7126,953

Tax payable8,2451,980

Borrowings – bank debtD2100-

Trading portfolio6,757546

Provisions4,3854,448

Total current liabilities20,19913,927

Non-current liabilities

Provisions1,3941,332

Deferred tax liabilities – investment portfolioB21,097,527967,091

Total non-current liabilities1,098,921968,423

Total liabilities1,119,120982,350

Net assets6,339,2605,965,503

Shareholders’ equity

Share capitalA1, D62,811,7212,756,256

Revaluation reserveA1, D32,422,5682,123,209

Realised capital gains reserveA1, D4448,892430,912

General reserveA123,63723,637

Retained profitsA1, D5631,725631,070

Parent entity interest6,338,5435,965,084

Minority interest717419

Total equity6,339,2605,965,503

This Consolidated Balance Sheet should be read in conjunction with the accompanying notes.

Consolidated Balance Sheet

As at 30 June 2018

39

Australian Foundation Investment Company Limited Annual Report 2018

Year Ended 30 June 2018Note
Share

Capital

$’000

Revaluation

Reserve

$’000

Realised

Capital Gains

$’000

General

Reserve

$’000

Retained

Profits

$’000

Total

Parent Entity

$’000

Minority

Interest

$’000

Total

$’000

Total equity at the beginning of the year2,756,2562,123,209430,91223,637631,0705,965,0844195,965,503

Dividends paid to shareholdersA4----(278,054)(278,054)-(278,054)

– Dividend Reinvestment PlanD655,601----55,601-55,601

Other share capital adjustments(136)----(136)-(136)

Total transactions with shareholders55,465---(278,054)(222,589)-(222,589)

Profit for the year----278,709278,709298279,007

Other comprehensive income (net of tax)

Net gains for the period-317,339

---317,339-317,339

Other comprehensive income for the year-317,339---317,339-317,339

Transfer to realised capital gains of cumulative gains on investments sold-(17,980)17,980----

Total equity at the end of the year2,811,7212,422,568448,89223,637631,7256,338,543717 6,339,260

Year Ended 30 June 2017Note

Share

Capital

$’000

Revaluation

Reserve

$’000

Realised

Capital Gains

$’000

General

Reserve

$’000

Retained

Profits

$’000

Total

Parent Entity

$’000

Minority

Interest

$’000

Total

$’000

Total equity at the beginning of the year2,521,4411,767,628457,59323,637637,0945,407,3931,1485,408,541

Dividends paid to shareholdersA4--(16,698)-(251,053)(267,751)-(267,751)

– Dividend Reinvestment PlanD655,242----55,242-55,242

– Conversion of notesD6179,755----179,755-179,755

Other share capital adjustments(182)----(182)-(182)

Total transactions with shareholders234,815-(16,698)-(251,053)(32,936)-(32,936)

Profit for the year----245,029 245,029271245,300

Other comprehensive income (net of tax)

Net gains for the period-345,598

---345,598- 345,598

Other comprehensive income for the year-345,598---345,598- 345,598

Transfer to realised capital gains of cumulative losses on investments sold-9,983(9,983)-----

Dividend paid to minority interests by AICS------(1,000)(1,000)

Total equity at the end of the year2,756,2562,123,209430,91223,637631,0705,965,0844195,965,503

This Consolidated Statement of Changes in Equity should be read in conjunction with the accompanying notes.

Consolidated Statement of Changes in Equity

For the Year Ended 30 June 2018

40

Australian Foundation Investment Company Limited Annual Report 2018

Year Ended 30 June 2018Note
Share

Capital

$’000

Revaluation

Reserve

$’000

Realised

Capital Gains

$’000

General

Reserve

$’000

Retained

Profits

$’000

Total

Parent Entity

$’000

Minority

Interest

$’000

Total

$’000

Total equity at the beginning of the year2,756,2562,123,209430,91223,637631,0705,965,0844195,965,503

Dividends paid to shareholdersA4----(278,054)(278,054)-(278,054)

– Dividend Reinvestment PlanD655,601----55,601-55,601

Other share capital adjustments(136)----(136)-(136)

Total transactions with shareholders55,465---(278,054)(222,589)-(222,589)

Profit for the year----278,709278,709298279,007

Other comprehensive income (net of tax)

Net gains for the period-317,339

---317,339-317,339

Other comprehensive income for the year-317,339---317,339-317,339

Transfer to realised capital gains of cumulative gains on investments sold-(17,980)17,980----

Total equity at the end of the year2,811,7212,422,568448,89223,637631,7256,338,543717 6,339,260

Year Ended 30 June 2017Note

Share

Capital

$’000

Revaluation

Reserve

$’000

Realised

Capital Gains

$’000

General

Reserve

$’000

Retained

Profits

$’000

Total

Parent Entity

$’000

Minority

Interest

$’000

Total

$’000

Total equity at the beginning of the year2,521,4411,767,628457,59323,637637,0945,407,3931,1485,408,541

Dividends paid to shareholdersA4--(16,698)-(251,053)(267,751)-(267,751)

– Dividend Reinvestment PlanD655,242----55,242-55,242

– Conversion of notesD6179,755----179,755-179,755

Other share capital adjustments(182)----(182)-(182)

Total transactions with shareholders234,815-(16,698)-(251,053)(32,936)-(32,936)

Profit for the year----245,029 245,029271245,300

Other comprehensive income (net of tax)

Net gains for the period-345,598

---345,598- 345,598

Other comprehensive income for the year-345,598---345,598- 345,598

Transfer to realised capital gains of cumulative losses on investments sold-9,983(9,983)-----

Dividend paid to minority interests by AICS------(1,000)(1,000)

Total equity at the end of the year2,756,2562,123,209430,91223,637631,0705,965,0844195,965,503

This Consolidated Statement of Changes in Equity should be read in conjunction with the accompanying notes.

41

Australian Foundation Investment Company Limited Annual Report 2018

Note
2018

$’000

Inflows/

(Outflows)

2017

$’000

Inflows/

(Outflow)

Cash flows from operating activities

Sales from trading portfolio 66,47829,002

Purchases for trading portfolio (4,770)(18,305)

Interest received1,3471,668

Dividends and distributions received243,605259,553

306,660271,918

Other receipts4,9575,111

Administration expenses(14,803)(14,173)

Finance costs paid(848)(12,550)

Taxes paid(14,808)(23,645)

Net cash inflow/(outflow) from operating activitiesE1281,158226,661

Cash flows from investing activities

Sales from investment portfolio689,030216,497

Purchases for investment portfolio (753,667)(269,443)

Net cash inflow/(outflow) from investing activities(64,637)(52,946)

Cash flows from financing activities

Redeeming of convertible notes-(10,722)

Net bank borrowings100-

Share issue transaction costs(136)(59)

Dividends paid(222,427)(213,712)

Net cash inflow/(outflow) from financing activities(222,463)(224,493)

Net increase/(decrease) in cash held(5,942)(50,778)

Cash at the beginning of the year105,125155,903

Cash at the end of the yearD199,183105,125

For the purpose of the Cash Flow Statement, ‘cash’ includes cash and deposits held at call.

This Consolidated Cash Flow Statement should be read in conjunction with the accompanying notes.


Consolidated Cash Flow Statement

For the Year Ended 30 June 2018

42

Australian Foundation Investment Company Limited Annual Report 2018

A. Understanding AFIC’s Financial Performance
A1. How AFIC Manages its Capital

AFIC’s objective is to provide shareholders with attractive investment returns through access to a growing stream of fully franked dividends

and enhancement of capital invested.

AFIC recognises that its capital will fluctuate with market conditions. In order to manage those fluctuations, the Board may adjust the amount

of dividends paid, issue new shares, buy back the Company’s shares or sell assets.

AFIC’s capital consists of its shareholders’ equity plus any net borrowings. A summary of the balances in equity is provided below:

2018

$’000

2017

$’000

Share capital2,811,7212,756,256

Revaluation reserve2,422,5682,123,209

Realised capital gains reserve448,892430,912

General reserve23,63723,637

Retained profits631,725631,070

6,338,5435,965,084

Refer to notes D3 –D6 for a reconciliation of movement from period to period for each equity account (except the general reserve,

which is historical, relates to past profits which can be distributed and has had no movement).

A2. Investments Held and How They Are Measured

AFIC has two portfolios of securities: the investment portfolio and the trading portfolio.

The investment portfolio holds securities which the Company intends to retain on a long-term basis, and includes a small sub-component

over which options may be written. The trading portfolio consist of securities that are held for short-term trading only, including call option

contracts written over securities that are held in the specific sub-component of the investment portfolio and on occasion put options and

is relatively small in size. The Board has therefore focused the information in this section on the investment portfolio. Details of all holdings

(except for the specific option holdings) as at the end of the reporting period can be found at the end of the Annual Report.

The balance and composition of the investment portfolio was:

2018

$’000

2017

$’000

Equity instruments (excluding below) at market value6,940,6386,495,320

Equity instruments (over which options may be written)327,764282,754

Hybrids12,30412,294

7,280,7066,790,368

How Investments Are Shown in the Financial Statements

The accounting standards set out the following hierarchy for fair value measurement:

Level 1: Quoted prices in active markets for identical assets or liabilities.

Level 2: Inputs other than quoted prices, which can be observed either directly (as prices) or indirectly (derived from prices).

Level 3: Inputs for the asset or liabilities that are not based on observable market data.

All financial instruments held by AFIC are classified as Level 1 (other than the options sold by the Company which are Level 2).

Their fair values are initially measured at the costs of acquisition and then remeasured based on quoted market prices at the

end of the reporting period.

NOTES TO THE FINANCIAL STATEMENTS

43

Australian Foundation Investment Company Limited Annual Report 2018

Notes to the Financial Statements continued
Net Tangible Asset Backing Per Share

The Board regularly reviews the net asset backing per share both before and after provision for deferred tax on the unrealised gains in AFIC’s

long-term investment portfolio. Deferred tax is calculated as set out in Note B2. The relevant amounts as at 30 June 2018 and 30 June 2017

were as follows:

30 June 2018

$

30 June 2017

$

Net tangible asset backing per share

Before tax6.275.89

After tax5.345.07

Equity Investments

The shares in the investment portfolio are designated under the accounting standards as financial assets measured at fair value through

‘other comprehensive income’ (OCI), because they are equity instruments held for long-term capital growth and dividend income, rather

than to make a profit from their sale. This means that changes in the value of these shares during the reporting period are included in OCI

in the Consolidated Statement of Comprehensive Income. The cumulative change in value of the shares over time is then recorded in the

revaluation reserve. On disposal, the amounts recorded in the revaluation reserve are transferred to the realisation reserve.

Puttable Instruments and Convertible Notes

Puttable instruments and convertible notes are classified as financial assets at fair value through profit and loss under the accounting

standards and therefore need to be treated differently in the financial statements, even though they are managed in the same way as

the rest of the investment portfolio. Changes in the value of these investments are reflected in the Consolidated Income Statement and

not in the Consolidated Statement of Comprehensive Income with the other investments. Any gains or losses on these securities are

transferred from retained profits to the revaluation reserve. On disposal, the amounts recorded in the revaluation reserve are transferred

to the realisation reserve.

Securities Sold and How They Are Measured

Where securities are sold, any difference between the sale price and the cost is transferred from the revaluation reserve to the realisation

reserve and the amounts noted in the Consolidated Statement of Changes in Equity. This means the Company is able to identify the realised

gains out of which it can pay a ‘Listed Investment Company’ (LIC) gain as part of the dividend, which conveys certain taxation benefits to

many of AFIC’s shareholders.

During the period $712.6 million (2017: $217.2 million) of equity securities were sold. The cumulative gain on the sale of securities was

$18.0 million for the period after tax (2017: $10.0 million loss). This has been transferred from the revaluation reserve to the realisation

reserve (see Consolidated Statement of Changes in Equity). These sales were accounted for at the date of trade.

A3. Operating Income

The total income received from AFIC’s investments in 2018 is set out below.

Dividends and Distributions

2018

$’000

2017

$’000

Income from securities held in investment portfolio at 30 June272,362264,658

Income from investment securities sold during the year29,9186,120

Income from securities held in trading portfolio at 30 June-109

Income from trading securities sold during the year109-

302,389270,887

Interest income

Income from cash investments1,4091,659

Other income

Administration fees4,6815,022

Other income 2283

4,7035,105

44

Australian Foundation Investment Company Limited Annual Report 2018

Dividend Income
Distributions from listed securities are recognised as income when those securities are quoted in the market on an ex-distribution basis.

Capital returns on ordinary shares are treated as an adjustment to the carrying value of the shares.

Trading Income

Net gains on the trading and options portfolio are set out below.

Net Gains

2018

$’000

2017

$’000

Net realised gains from trading portfolio – shares 672470

– options 3,5591,912

Unrealised gains/(losses) from trading portfolio – shares-496

– options (3,967)187

2643,065

$115.7 million of shares are lodged with the ASX Clear Pty Ltd as collateral for sold option positions written by the Group (2017: $112.9 million).

These shares are lodged with ASX Clear under the terms of ASX Clear Pty Ltd which require participants in the Exchange Traded Option

market to lodge collateral, and are recorded as part of the Group’s investment portfolio. If all call options were exercised, this would lead

to the sale of $61.7 million worth of securities at an agreed price – the ‘exposure’ (2017: $82.4 million). If all put options were exercised,

this would lead to the purchase of $19.7 million of securities at an agreed price (2017: $18.4 million).


A4. Dividends Paid

The dividends paid and payable for the year ended 30 June 2018 are shown below:

(a) Dividends Paid During the Year

2018

$’000

2017

$’000

Final dividend for the year ended 30 June 2017 of 14 cents fully franked at 30 per cent paid

30 August 2017 (2017: 14 cents fully franked at 30 per cent paid on 30 August 2016).161,955155,852

Interim dividend for the year ended 30 June 2018 of 10 cents per share fully franked at 30 per cent,

paid 23 February 2018 (2017: 10 cents fully franked at 30 per cent paid 24 February 2017).116,099111,899

278,054267,751

Dividends paid in cash222,453212,509

Dividends reinvested in shares55,60155,242

278,054267,751

Dividends forgone via DSSP4,7884,241

(b) Franking Credits

Opening balance of franking account at 1 July158,730159,869

Franking credits on dividends received104,60992,267

Tax paid during the year14,06923,164

Franking credits paid on ordinary dividends paid(119,166)(114,750)

Franking credits deducted on DSSP shares issued(2,055)(1,820)

Closing balance of franking account156,187158,730

Adjustments for tax payable in respect of the current year’s profits and the receipt of dividends

recognised as receivables22,53416,008

Adjusted closing balance178,721174,738

Impact on the franking account of dividends declared but not recognised as a liability at the end

of the financial year:(71,169)(70,565)

Net available 107,552104,173

These franking account balances would allow AFIC to frank additional dividend payments

up to an amount of:250,955243,070

AFIC’s ability to continue to pay franked dividends is dependent upon the receipt of franked dividends from the trading and investment

portfolios and on AFIC paying tax.

45

Australian Foundation Investment Company Limited Annual Report 2018

Notes to the Financial Statements continued
(c) New Zealand Imputation Account

2018

$’000

2017

$’000

(Figures in A$ at year-end exchange rate: 2018: $NZ1.093: $A1; 2017: $NZ1.047: $A1)

Opening balance 13,3577,660

Imputation credits on dividends received5,9876,284

Imputation credits on dividends paid(12,348)-

Closing balance6,99613,944

(d) Dividends Declared After Balance Date

Since the end of the year Directors have declared a final dividend of 14 cents per share fully franked

at 30 per cent. The aggregate amount of the final dividend for the year to 30 June 2018 to be paid

on 31 August 2018, but not recognised as a liability at the end of the financial year is: 166,061


(e) Listed Investment Company Capital Gain Account

2018

$’000

2017

$’000

Balance of the listed investment company (LIC) capital gain account:32,6869,883

This equates to an attributable amount of:46,69414,118

Distributed LIC capital gains may entitle certain shareholders to a deduction in their tax return, as set out in the dividend statement. LIC capital

gains available for distribution are dependent on the disposal of investment portfolio holdings that qualify for LIC capital gains, or the receipt

of LIC distributions from LIC securities held in the portfolios. $33.9 million attributable gain is attached to the final dividend to be paid on

31 August 2018.

A5. Earnings Per Share

The table below shows the earnings per share based on the profit for the year: 20182017

Basic earnings per share NumberNumber

Weighted average number of ordinary shares used as the denominator1,182,444,5101,149,255,591

$’000 $’000

Profit for the year 278,709245,029

Cents Cents

Basic earnings per share 23.57 21.32

46

Australian Foundation Investment Company Limited Annual Report 2018

B. Costs, Tax and Risk
B1. Management Costs

The total management expenses for the period are as follows:

2018

$’000

2017

$’000

Rental expense relating to non-cancellable leases (621)(636)

Employee benefit expenses(8,911)(9,138)

Depreciation charge--

Other administration expenses(5,001)(4,709)

(14,533)(14,483)

Employee Benefit Expenses

A major component of employee benefit expenses is Directors’ and Executives’ remuneration. This has been summarised below:

Short-term

Benefit

$

Other

Long-term

Benefits

$

Post-

employment

Benefits

$

Share

Based

Payments

$

Total

$

2018

Non-Executive

Directors 719,179-68,321-787,500

Executives3,118,300(16,625)107,88853,5143,263,077

Total3,837,479(16,625)176,20953,5144,050,577

2017

Non-Executive

Directors657,536-62,464-720,000

Executives3,404,08364,161127,13683,1873,678,567

Total4,061,61964,161189,60083,1874,398,567

Detailed remuneration disclosures are provided in the Remuneration Report.

The Group (i.e. AFIC and its subsidiary, Australian Investment Company Services (AICS) – see Note F8) does not make loans

to Directors or Executives.

B2. Tax

AFIC’s tax position, and how it accounts for tax, is explained here. Detailed reconciliations of tax accounting to the financial statements

can be found in Note E2.

The income tax expense for the period is the tax payable on this financial year’s taxable income, adjusted for any changes in deferred

tax assets and liabilities attributable to temporary differences and for any unused tax losses. Deferred tax assets and liabilities (except

for those related to the unrealised gains or losses in the investment portfolio) are offset, as all current and deferred taxes relate to the

Australian Taxation Office and can legally be settled on a net basis.

A provision has been made for taxes on any unrealised gains or losses on securities valued at fair value through the Income Statement

– i.e. the trading portfolio, puttable instruments and convertible notes that are classified as debt.

A provision also has to be made for any taxes that could arise on sale of securities in the investment portfolio, even though there is

no intention to dispose of them. Where AFIC disposes of such securities, tax is calculated according to the particular parcels allocated

to the sale for tax purposes, offset against any capital losses carried forward.

47

Australian Foundation Investment Company Limited Annual Report 2018

Notes to the Financial Statements continued
Tax Expense

The income tax expense for the period is shown below:

(a) Reconciliation of Income Tax Expense to Prima Facie Tax Payable

2018

$’000

2017

$’000

Profit before income tax expense 293,384257,264

Tax at the Australian tax rate of 30 per cent (2017: 30 per cent)88,01577,179

Tax offset for franked dividends received(70,989)(63,495)

Tax effect of sundry items taxable in current year but not included in income (15)322

17,01114,006

Over provision in prior years(2,634)(2,042)

Total tax expense14,37711,964


Deferred Tax Liabilities – Investment Portfolio

The accounting standards require us to recognise a deferred tax liability for the potential capital gains tax on the unrealised gain in

the investment portfolio. This amount is shown in the Balance Sheet. However, the Board does not intend to sell the investment portfolio,

so this tax liability is unlikely to arise at this amount. Any sale of securities would also be affected by any changes in capital gains tax

legislation or tax rate applicable to such gains when they are sold.

2018

$’000

2017

$’000

Deferred tax liabilities on unrealised gains in the investment portfolio1,097,527967,091

Opening balance at 1 July967,091812,947

Tax on realised gains(6,405)(647)

Charged to OCI for ordinary securities on gains or losses for the period136,841154,791

1,097,527967,091

B3. Risk

Market Risk

Market risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate because of changes in market prices.

As a LIC that invests in tradeable securities, AFIC can never be free of market risk as it invests its capital in securities which are not risk

free – the market price of these securities will fluctuate.

A general fall in market prices of 5 per cent and 10 per cent, if spread equally over all assets in the investment portfolio, would have

led to a reduction in AFIC’s comprehensive income of $254.8 million and $509.6 million respectively, at a tax rate of 30 per cent

(2017: $237.7 million and $475.3 million).

AFIC seeks to reduce market risk at the investment portfolio level by ensuring that it is not, in the opinion of the Investment Committee,

overly exposed to one company or one particular sector of the market. The relative weightings of the individual securities and the relevant

market sectors are reviewed by the Investment Committee and risk can be managed by reducing exposure where necessary. AFIC does

not have a minimum or maximum amount of the portfolio that can be invested in a single company or sector.

48

Australian Foundation Investment Company Limited Annual Report 2018

AFIC’s total investment exposure by sector is as below:
2018

%

2017

%

Energy5.444.37

Materials18.6116.73

Industrials12.0810.96

Consumer discretionary2.011.80

Consumer staples 8.998.64

Banks 21.3124.52

Other financials 10.8610.69

Property trusts1.722.18

Telecommunications2.023.79

Health care9.909.80

Information technology3.862.67

Utilities1.852.33

Cash1.351.52

Securities representing over 5 per cent of the investment portfolio at 30 June were:

Commonwealth Bank7.99.6

BHP6.64.8

Westpac6.37.0

CSL5.13.5

AFIC is also not directly exposed to material currency risk as most of its investments are quoted in Australian dollars.

The writing of call options provides some protection against a fall in market prices as it generates income to partially compensate for a fall

in capital values. Options are only written against securities that are held in the trading or the specific sub-section of the investment portfolio.

Interest Rate Risk

The Group is not currently materially exposed to interest rate risk as all its cash investments and borrowings are short term for a fixed

interest rate.

Credit Risk

Credit risk is the risk that one party to a financial instrument will cause a financial loss for the other party by failing to discharge an obligation.

AFIC is exposed to credit risk from cash, receivables, securities in the trading portfolio and securities in the investment portfolio respectively.

None of these assets are overdue. The risk in relation to each of these items is set out below.

Cash

All cash investments not held in a transactional account are invested in short-term deposits with Australia’s ‘big four’ commercial banks

or in cash management trusts which invest predominantly in securities with an A1+ rating. In the unlikely event of a bank default or default

on the underlying securities in the cash trust, there is a risk of losing the cash deposits and any accrued unpaid interest.

Receivables

Outstanding settlements are on the terms operating in the securities industry, which usually require settlement within two days of the date

of a transaction. Receivables are non-interest bearing and unsecured. In the event of a payment default, there is a risk of losing any difference

between the price of the securities sold and the price of the recovered securities from the discontinued sale.

49

Australian Foundation Investment Company Limited Annual Report 2018

Notes to the Financial Statements continued
Trading and Investment Portfolios

Converting and convertible notes or other interest-bearing securities that are not equity securities carry credit risk to the extent of their carrying

value. This risk will be realised in the event of a shortfall on winding-up of the issuing companies.

Liquidity Risk

Liquidity risk is the risk that an entity will not be able to meet its financial liabilities.

AFIC monitors its cash-flow requirements daily. The Investment Committee also monitors the level of contingent payments on a regular basis

by reference to known sales and purchases of securities, dividends and distributions to be paid or received, put options that may require

AFIC to purchase securities, and facilities that need to be repaid. AFIC ensures that it has either cash or access to short-term borrowing

facilities sufficient to meet these contingent payments.

AFIC’s inward cash flows depend upon the dividends received. Should these drop by a material amount, AFIC would amend its outward

cash flows accordingly. AFIC’s major cash outflows are the purchase of securities and dividends paid to shareholders, and both of these

can be adjusted by the Board and management. Furthermore, the assets of AFIC are largely in the form of readily tradeable securities

which can be sold on-market if necessary.

The table below analyses AFIC’s financial liabilities into relevant maturity groupings. The amounts disclosed in the table are the contractual

undiscounted cash flows. Balances due within 12 months equal their carrying amounts as the impact of discounting is not significant.

30 June 2018

Less than

6 Months

$’000

6–12

Months

$’000

Greater

than 1 Year

$’000

Total

Contractual

Cash Flows

$’000

Carrying

Amount

$’000

Non-derivatives

Payables712--712712

Borrowings – bank debt100--100100

812--812812

Derivatives

Options in trading portfolio*19,726--19,7266,757

19,726--19,7266,757

30 June 2017

Less than

6 Months

$’000

6–12

Months

$’000

Greater

than 1 Year

$’000

Total

Contractual

Cash Flows

$’000

Carrying

Amount

$’000

Non-derivatives

Payables6,953--6,9536,953

6,953--6,9536,953

Derivatives

Options in trading portfolio*18,352--18,3523,839

18,352--18,3523,839

* In the case of call options, there are no contractual cash flows as if the option is exercised the contract will be settled in the securities over which the option

is written. The contractual cash flows for put options written are the cash sums the Company will pay to acquire securities over which the options have been

written, and it is assumed for purpose of the above disclosure that all options will be exercised (i.e. maximum cash outflow).

C. Unrecognised Items

Unrecognised items, such as contingencies, do not appear in the financial statements, usually because they don’t meet the requirements

for recognition. However, they have the potential to have a significant impact on the Group’s financial position and performance.

C1. Contingencies

Directors are not aware of any material contingent liabilities or contingent assets other than those already disclosed elsewhere

in the Financial Report.

50

Australian Foundation Investment Company Limited Annual Report 2018

ADDITIONAL INFORMATION
Additional information that shareholders may find useful is included here. It is grouped into three sections:

D. Balance Sheet Reconciliations

E. Income Statement Reconciliations

F. Other Information

D. Balance Sheet Reconciliations

This section provides further information about the basis of calculation of line items in the financial statements.

D1. Current Assets – Cash

2018

$’000

2017

$’000

Cash at bank and in hand (including on-call)95,183103,125

Fixed term deposits 4,0002,000

99,183105,125

Cash holdings yielded an average floating interest rate of 1.80 per cent (2017: 1.93 per cent). All cash investments are held in a transactional

account or an over-night ‘at call’ account invested in cash management trusts which invest predominantly in securities with an A1+ rating.

D2. Credit Facilities

2018

$’000

2017

$’000

Commonwealth Bank of Australia – cash advance facilities140,000140,000

Amount drawn down 1000

Undrawn facilities139,900140,000

Westpac Bank – cash advance facilities-10,000

Amount drawn down-0

Undrawn facilities-10,000

Total short-term loan facilities140,000150,000

Amount drawn down1000

Undrawn facilities139,900150,000

The above borrowings are unsecured. Repayment of facilities is done either through the use of cash received from distributions or the sale

of securities, or by rolling existing facilities into new ones. Facilities are usually drawn down for no more than three months.

D3. Revaluation Reserve

2018

$’000

2017

$’000

Opening balance at 1 July2,123,2091,767,628

Gains on investment portfolio

– Equity instruments454,180500,389

Provision for tax on above(136,841)(154,791)

Cumulative taxable realised (gains)/losses (net of tax)(17,980)9,983

2,422,5682,123,209

This reserve is used to record increments and decrements on the revaluation of the investment portfolio as described in accounting policy

Note A2.


51

Australian Foundation Investment Company Limited Annual Report 2018

Additional Information continued
D4. Realised Capital Gains Reserve

2018

$’000

2017

$’000

Opening balance at 1 July430,912457,593

Dividends paid-(16,698)

Cumulative taxable realised gains/(losses) for period through OCI (net of tax)17,980(9,983)

448,892430,912

This reserve records gains or losses after applicable taxation arising from disposal of securities in the investment portfolio as described in A2.

D5. Retained Profits

2018

$’000

2017

$’000

Opening balance at 1 July631,070637,094

Dividends paid(278,054)(251,053)

Profit for the year278,709245,029

631,725631,070

This reserve relates to past profits.

D6. Share Capital

Movements in Share Capital

DateDetailsNotes

Number of

Shares

’000

Issue

Price

$

Paid-up

Capital

$’000

1/07/2016Balance1,130,3052,521,441

30/08/2016Dividend Reinvestment Plan(i)5,8235.5832,493

30/08/2016Dividend Substitution Share Plan(ii)4285.58n/a

31/08/2016Convertible note conversion(iv)1,0095.095,133

24/02/2017Dividend Reinvestment Plan(i)3,8955.8422,749

24/02/2017Dividend Substitution Share Plan(ii)3175.84n/a

28/02/2017Convertible note conversion(iv)34,3315.09174,622

VariousCancellation of ELTIP shares not vested(29)n/a(123)

VariousCosts of issue--(59)

30/06/2017Balance1,176,0792,756,256

30/08/2017Dividend Reinvestment Plan(i)5,4485.9232,249

30/08/2017Dividend Substitution Share Plan(ii)4555.92n/a

23/02/2018Dividend Reinvestment Plan(i)3,8226.1123,352

23/02/2018Dividend Substitution Share Plan(ii)3436.11n/a

VariousCosts of issue--(136)

30/06/2018Balance1,186,1472,811,721

(i) Shareholders elect to have all or part of their dividend payment reinvested in new ordinary shares under the Dividend Reinvestment Plan (DRP). The price

of the new DRP shares is based on the average selling price of shares traded on the Australian Securities Exchange and Chi-X in the five days after the

shares begin trading on an ex-dividend basis.

(ii) The Group has a Dividend Substitution Share Plan (DSSP) whereby shareholders may elect to forgo a dividend and receive shares instead. Pricing for the

DSSP shares is done as per the DRP shares.

(iii) The Group has an on-market share buy-back program. During the financial year, no shares were bought back (2017: nil).

(iv) 1,797,547 Feb 2017 convertible notes were converted into shares during the year ending 30 June 2017. All remaining convertible notes were redeemed

at their face value.

All shares have been fully paid, rank pari passu and have no par value.

52

Australian Foundation Investment Company Limited Annual Report 2018

E. Income Statement Reconciliations
E1. Reconciliation of Net Cash Flows from Operating Activities to Profit

2018

$’000

2017

$’000

Profit for the year279,007245,300

Net decrease/(increase) in trading portfolio6,211320

Dividends received as securities under DRP investments-(1,870)

Decrease/(increase) in current receivables(25,223)(6,653)

– Less increase/(decrease) in receivables for investment portfolio22,3665,129

Increase in deferred tax liabilities129,528154,829

– Less (increase)/decrease in deferred tax liability on investment portfolio(130,436)(154,144)

Increase/(decrease) in current payables(6,241)(13,979)

– Less decrease/(increase) in payables for investment portfolio6,1139,943

– Less increase/(decrease) in dividends payable(27)80

Increase/(decrease) in provision for tax payable6,265(12,413)

Capital gains tax charge taken through equity(6,405)(647)

Increase/(decrease) in other provisions/non-cash items (including convertible note expenses)-766

Net cash flows from operating activities281,158226,661

E2. Tax Reconciliations

Tax Expense Composition

2018

$’000

2017

$’000

Charge for tax payable relating to the current year17,91913,321

Over provision in prior years(2,634)(2,042)

(Increase)/decrease in deferred tax assets(908)685

14,37711,964

Amounts Recognised Directly Through Other Comprehensive Income

Net increase in deferred tax liabilities relating to capital gains tax on the movement

in gains in the investment portfolio136,841154,791

136,841154,791

Deferred Tax Assets and Liabilities

The deferred tax balances are attributable to:

2018

$’000

2017

$’000

(a) Tax on unrealised gains or losses in the trading portfolio1,190(100)

(b) Provisions and expenses charged to the accounting profit which are not yet tax deductible1,7381,740

(c) Interest and dividend income receivable which is not assessable for tax until receipt(1,671)(1,291)

1,257349

Movements:

Opening asset balance at 1 July3491,034

Credited/(charged) to Income Statement908(685)

1,257349

Deferred tax assets arise when provisions and expenses have been charged but are not yet tax deductible. These assets are realised when

the relevant items become tax deductible, as long as enough taxable income has been generated to claim the assets against, and as long

as there are no changes to the tax legislation that affect AFIC’s ability to claim the deduction.


53

Australian Foundation Investment Company Limited Annual Report 2018

Additional Information continued
F. Other Information

This section covers other information that is not directly related to specific line items in the financial statements, including information about

related party transactions, share-based payments, assets pledged as security and other statutory information.

F1. Related Parties

All transactions with deemed related parties were made on normal commercial terms and conditions and approved by independent Directors.

(a) Arrangements with Non-Executive Directors

Non-Executive Directors R Barker, J Paterson and C Walter have rented office space and, for R Barker and J Paterson, a parking space from

the Group at commercial rates during the year. Sub-lease rental income (included in revenue) received or receivable by the Group, excluding

GST, during the year was $50,314 (2017: $39,945).

(b) AICS Transactions with Minority Interests

The below transactions were with Djerriwarrh Investments Ltd as a minority interest holder in the Company’s subsidiary.

2018

$’000

2017

$’000

Administration expenses charged for the year2,4502,437

(c) AICS Transactions with Other Listed Investment Companies

AICS had the following transactions with other listed investment companies to which it provides services:

2018

$’000

2017

$’000

Administration expenses charged for the year to Mirrabooka Investments Ltd1,4001,481

Administration expenses charged for the year to AMCIL Ltd899918

F2. Remuneration of Auditors

For the year the auditor earned or will earn the following remuneration:

2018

$

2017

$

PricewaterhouseCoopers

Audit or review of Financial Reports 190,820248,256

AFSL compliance audit and review7,7969,925

Non-audit services

Taxation compliance services38,81981,444

Total remuneration237,435339,625

F3. Segment Reporting

Operating segments are reported in a manner consistent with the internal reporting used by the chief operating decision-maker. The Board,

through its sub-committees, has been identified as the chief operating decision-maker, as it is responsible for allocating resources and

assessing performance of the operating segments.

Description of Segments

The Board makes the strategic resource allocations for AFIC. AFIC has therefore determined the operating segments based on the reports

reviewed by the Board, which are used to make strategic decisions.

The Board is responsible for AFIC’s entire portfolio of investments and considers the business to have a single operating segment.

The Board’s asset allocation decisions are based on a single, integrated investment strategy, and AFIC’s performance is evaluated

on an overall basis.

Segment Information Provided to the Board

The internal reporting provided to the Board for AFIC’s assets, liabilities and performance is prepared on a consistent basis with the

measurement and recognition principles of Australian Accounting Standards, except that net assets are reviewed both before and after

the effects of capital gains tax on investments (as reported in AFIC’s Net Tangible Asset announcements to the ASX).

54

Australian Foundation Investment Company Limited Annual Report 2018

Other Segment Information
Revenues from external parties are derived from the receipt of dividend, distribution and interest income, and income arising on the trading

portfolio and realised income from the options portfolio.

AFIC is domiciled in Australia and most of AFIC’s income is derived from Australian entities or entities that maintain a listing in Australia.


AFIC has a diversified portfolio of investments, with only one investment comprising more than 10 per cent of AFIC’s income, including

realised income from the trading and options written portfolios – Commonwealth Bank (11.0 per cent) ((2017: two investments:

Commonwealth Bank (11.8 per cent) and Westpac Bank (10.4 per cent)).

F4. Summary of Other Accounting Policies

This general purpose Financial Report has been prepared in accordance with Australian Accounting Standards, Interpretations issued

by the Australian Accounting Standards Board and the Corporations Act 2001. This Financial Report has been authorised for issue and

is presented in the Australian currency. AFIC has the power to amend and reissue the Financial Report.

AFIC has attempted to improve the transparency of its reporting by adopting ‘plain English’ where possible. Key ‘plain English’ phrases


and their equivalent AASB terminology are as follows:

PhraseAASB Terminology

Market valueFair value for actively traded securities

CashCash and cash equivalents

Share capitalContributed equity

OptionsDerivatives written over equity instruments that are valued at fair value through profit or loss

HybridsEquity instruments that have some of the characteristics of debt

AFIC complies with International Financial Reporting Standards (IFRS). AFIC is a ‘for profit’ entity.

AFIC has not applied any Australian Accounting Standards or AASB Interpretations that have been issued as at balance date but are not yet

operative for the year ended 30 June 2018 (‘the inoperative standards’) except for AASB 9 (2009), which was adopted on 7 December 2009.

The impact of the inoperative standards has been assessed and the impact has been identified as not being material. AFIC only intends


to adopt other inoperative standards at the date at which their adoption becomes mandatory.

Basis of Accounting

The financial statements are prepared using the valuation methods described in A2. All other items have been treated in accordance

with the historical cost convention.

Fair Value of Financial Assets and Liabilities

The fair value of cash and cash equivalents, and non-interest bearing monetary financial assets and liabilities of AFIC approximates

their carrying value.

Convertible Notes

On the issue of convertible notes, the Group estimates the fair value of the liability component of the convertible notes, being the obligation

to make future payments of principal and interest to holders, using a market interest rate for a non-convertible note of similar terms and

conditions. The residual amount is included in equity as other equity securities with no recognition of any change in the value of the option


in subsequent periods. The liability component is then included in borrowings. Expenses incurred in connection with the issue of the notes

are deducted from the total face value and the expense is then incurred over the life of the notes.

The total liability is subsequently carried on an amortised cost basis with interest on the notes recognised as finance costs on an effective

yield basis until the liability is extinguished on conversion or maturity of the notes.

55

Australian Foundation Investment Company Limited Annual Report 2018

Additional Information continued
Employee Benefits

(i) Wages, Salaries and Annual Leave

Liabilities for wages and salaries, including annual leave, expected to be settled within 12 months of balance date are recognised as current

provisions in respect of employees’ services up to balance date and are measured at the amounts expected to be paid when the liabilities

are settled.

(ii) Long Service Leave

In calculating the value of long service leave, consideration is given to expected future wage and salary levels, experience of employee

departures and periods of service. Expected future payments are discounted using market yields at balance date on national government

bonds with terms to maturity and currency that match, as closely as possible, the estimated future cash outflows.

(iii) Cash Incentives

Cash incentives are provided under the Senior Executive Annual Incentive Plan and are dependent upon the performance of the Group.

A provision is made for the cost of unsettled cash incentives at balance date. The Investment Team Annual Incentive Plans are also settled

on a cash basis.

(iv) Share Incentives

Share incentives are provided under the Senior Executive Annual Incentive Plan, Senior Executive Long Term Incentive Plan, Investment Team

Long Term Incentive Plan and the Employee Share Acquisition Scheme.

For the Employee Share Acquisition Scheme and the Senior Executive Annual Incentive Plan, the incentives are based on the performance

of the individual, the Group and investment companies to which the Group provides administration services, for the financial year. For the

Employee Share Acquisition Scheme and a portion of the Senior Executive Annual Incentive, the recipient agrees to purchase (or have

purchased for them) shares on-market, but receives a cash amount. A provision for the amount payable under the Annual Incentive

Plans is recognised on the Balance Sheet.

For the Investment Team Long Term Incentive Plan, the incentives are based on the performance of the Group and investment companies

to which the Group provides administration services over a four-year period. The incentives may be settled in shares (but based on a cash

amount) or cash. Historically, all awards have been cash. Expenses are recognised over the four-year assessment period based on the

amount expected to be payable under this plan, resulting in a provision for incentive payable being built up on the Balance Sheet over

the assessment period.

Under the Senior Executive Long Term Incentive Plan which was introduced for the year ended 30 June 2013, the amount awarded is

represented by performance shares. The 30-day Volume Weighted Average Price (VWAP) of AFIC shares up to but not including 1 July

is calculated. The amount of ELTIP available is then divided by this 30-day VWAP price to determine the number of performance shares

that may vest at the vesting point in four years’ time. The value of each performance shares will be adjusted by the accumulation return

on the AFI share price (being the movement in the share price assuming the reinvestment of any dividends) up to vesting date, based

on a final share price calculated on the 30-day VWAP price up to 30 June. No shares vested during the year ended 30 June 2018.

The expense will be charged directly through the Income Statement in the following manner – 25 per cent of the total estimated cost in Year 1,

50 per cent of the total estimated cost in Year 2 less the expense charged in Year 1, 75 per cent of the total estimated cost in Year 3 less the

expense charged in Years 1 and 2 and 100 per cent of the total estimated cost in Year 4 less the expense charged in Years 1, 2 and 3.

Directors’ Retirement Allowances

The Group recognises as ‘amounts payable’ Directors’ retirement allowances that have been crystallised. No further amounts will

be expensed as retirement allowances.

Administration Fees

The Group currently provides administrative services to other listed investment companies. The associated fees are recognised

on an accruals basis as income throughout the year. Any amounts outstanding at balance date are recognised as receivable, subject

to the assessment of recoverability by the Directors.

56

Australian Foundation Investment Company Limited Annual Report 2018

Operating Leases
The Group currently has an operating lease in respect of its premises. Payments made under operating leases are charged to the Income

Statement on a straight-line basis over the period of the lease.

Rounding of Amounts

AFIC is a company of the kind referred to in the ASIC Corporations (Rounding in Financial/Directors’ Reports) Instrument 2016/191, relating

to the ‘rounding off’ of amounts in the Financial Report. Amounts in the Financial Report have been rounded off in accordance with that

Instrument, to the nearest thousand dollars, or in certain cases, to the nearest dollar.

F5. Performance Bond

The Group’s subsidiary, AICS, has under the terms of its Australian Financial Services Licence in place a performance bond to the sum

of $20,000 underwritten by the Commonwealth Bank of Australia in favour of the Australian Securities and Investments Commission (ASIC),

payable on demand to ASIC.


F6. Share Based Payments

Share Based Payments

The Group has a number of share incentive arrangements. These are accounted for in accordance with Note F4. Where shares are issued

to employees of AICS, AICS compensates AFIC for the fair value of the shares.

(a) Executive Incentive Plans

The Executives’ remuneration arrangements incorporate an ‘at risk’ component as set out in the Remuneration Report. Part of this ‘at risk’

component is paid in shares in the Group.

(i) Senior Executive Annual Incentive Plan

Each financial year, the Remuneration Committee sets the target (cash) amount of remuneration that could be paid should all performance

targets and measures be achieved. If all are achieved, 100 per cent of the remuneration will be awarded. If stretch levels of performance

are achieved above target, then higher amounts may be paid. On the other hand there is no set minimum that will be paid regardless

of performance.

The performance measures are a combination of the performance of the Group, the investment companies to which the Group provides

administration services, and personal objectives.

All of the incentive remuneration awarded is paid in cash, with 50 per cent of the after-tax amount being used by the Executive to purchase

shares. All remuneration under the plan, is paid in the financial year following the year of assessment.

The Executive agrees to the shares being subject to being held for two years (holding term), during which they cannot be sold. Dividends

are paid to Executives on these shares prior to the expiry of the holding term. Should an Executive leave the Group before the holding term

expires, the restriction will be lifted.

10,706 shares (2017: 14,331 shares) were purchased by Executives in the year (in relation to the prior year) with a fair value (being the

acquisition price) of $64,277 (2017: $80,048).

(ii) Senior Executive Long Term Incentive Plan

Under the Senior Executive Long Term Incentive Plan, the amount awarded will be represented by Performance Rights. The 30-day Volume

Weighted Average Price (VWAP) of AFIC shares up to but not including 1 July will be calculated. The amount of ELTIP available will then

be divided by this 30-day VWAP price to determine the number of Performance Rights that may vest at the vesting point in four years’ time.

The value of each Performance Right will be adjusted by the accumulation return on the AFI share price (being the movement in the share

price assuming the reinvestment of any dividends) up to vesting date, based on a final share price calculated on the 30-day VWAP price

up to 30 June.

The estimated fair value of the award will be calculated in accordance with AASB 2 – Share Based Payments at the end of each year until

the final year of vesting. The liability shown after the final year of vesting will represent the actual amount being paid to eligible employees

as a cash-settled share-based payment.

68,098 rights were awarded under the plan during the year ended 30 June 2018 (2017: 69,704). An expense of $481,768 (2017: $437,634)

was incurred for the 2014/15, 2015/16, 2016/17 and 2017/18 plans. 64,081 rights under the 2013/14 plan were forfeited during the year.

57

Australian Foundation Investment Company Limited Annual Report 2018

Additional Information continued
(iii) Investment Team Long Term Incentive Plan

Similar to the Annual Incentive Plans, a target cash amount of long term incentive is set each year in respect of that year, which will vest

in four years’ time. The percentage of this target that ultimately vests four years after the award depends on the gross return of the Group

and the investment companies it provides administration services to.

The amount that vests will be paid in cash or shares (purchased on-market at that time, based on the cash amount that vests)

at the discretion of the Group.

$52,563 vested in the period (2017: $140,114) and was paid in cash.

(b) Employee Share Acquisition Scheme

Under the current Employee Share Acquisition Scheme, each employee who is not a participant in the Senior Executive or Investment Team

Incentive Plans is awarded $5,000 per annum. After PAYG is deducted, $2,500 is used to buy shares in the Company which need to be held

for three years. After three years, or the departure of the employee from employment with the Group, the shares come out of the holding lock.

In addition, each employee is eligible for an additional award of up to $5,000. 50 per cent of the amount awarded is used to buy shares

in one of the other LICs that AICS provides services to. The amount that is awarded is dependent on the metrics used for the vesting

of the Investment Team’s Short Term Incentive (excluding personal measures). During the year, 48.4 per cent of the possible maximum

was awarded, and 50 per cent of this was used to buy shares in AMCIL Limited.

(c) Expenses Arising From Share Based Payment Transactions

Total expenses arising from share based payment transactions recognised during the period as part of the employee benefit expense

(excluding any reversals and the Investment Team Long Term Incentive Plan) were as follows:

2018

$’000

2017

$’000

Share-based payment expense534 498

(d) Liability

The total liability arising from share based payment transactions is included in the current and non-current liabilities for ‘provisions’.

F7. Lease Commitments

The Group has entered into a non-cancellable operating lease for the use of its premises for seven years. Current commitment relating

to leases at balance date, for the current lease (including GST), is:

2018

$’000

2017

$’000

Due within one year667667

Later than one year but less than five2,0012,669

Greater than five years--

2,6683,336

F8. Principles of Consolidation

AFIC’s consolidated financial statements consist of the financial statements of AFIC, the parent, and its subsidiary, Australian Investment

Company Services Ltd (AICS). 25 per cent of AICS is owned by Djerriwarrh Investments Ltd, another investment company for which AICS

performs operational and investment administration services, and for which it is paid monthly.

No subsidiaries were acquired or disposed of during the year. Intercompany transactions and balances between AFIC and AICS

are eliminated on consolidation.

The financial information for the parent entity, disclosed in F10 below, has been prepared on the same basis as the consolidated

financial statements. All notes are for the consolidated group unless specifically noted otherwise.

58

Australian Foundation Investment Company Limited Annual Report 2018

F9. Subsidiaries
The consolidated financial statements incorporate the assets, liabilities and results of the following subsidiaries:

Equity Holding

Name of EntityCountry of IncorporationClass of Shares20182017

Australian Investment Company Services LtdAustraliaOrdinary75%75%

The investment in AICS is accounted for at cost in the individual financial statements of AFIC.

F10. Parent Entity Financial Information

Summary Financial Information

The individual financial statements for the parent entity show the following aggregate amounts:

2018

$’000

2017

$’000

Balance sheet

Current assets162,696150,696

Total assets7,450,2066,941,111

Current liabilities15,6078,612

Total liabilities1,113,655977,124

Shareholders’ equity

Issued capital2,811,7212,756,256

Reserves

Revaluation reserve2,422,5682,123,209

Realised capital gains reserve448,892430,912

General reserve23,63723,637

Retained earnings629,733629,973

3,524,8303,207,731

Total shareholders’ equity6,336,5515,963,987

Profit or loss for the year277,815247,216

Total comprehensive income 595,154592,814

59

Australian Foundation Investment Company Limited Annual Report 2018

In the Directors’ opinion:
(1) the financial statements and notes set out on pages 37 to 59 are in accordance with the Corporations Act 2001 including:

(a) complying with the Accounting Standards, the Corporations Regulations 2001 and other mandatory professional reporting

requirements; and

(b) giving a true and fair view of the entity’s financial position as at 30 June 2018 and of its performance for the financial year ended

on that date; and

(2) there are reasonable grounds to believe that the Company will be able to pay its debts as and when they become due and payable.

Note F4 to the financial statements confirms that the financial statements also comply with International Financial Reporting Standards

as issued by the International Accounting Standards Board.

This declaration is made in accordance with a resolution of the Directors.

This declaration has been made after receiving the declarations required to be made to the Directors by the Managing Director and the

Chief Financial Officer regarding the financial statements in accordance with Section 295A of the Corporations Act 2001 for the financial year

ended 30 June 2018. The declarations received were that, in the opinion of the Managing Director and the Chief Financial Officer to the best

of their knowledge, the financial records of the Company have been properly maintained, that the financial statements comply with accounting

standards and that they give a true and fair view.

Terrence Campbell AO

Chairman

Melbourne

23 July 2018

DIRECTORS’ DECLARATION

60

Australian Foundation Investment Company Limited Annual Report 2018

INDEPENDENT AUDIT REPORT
61

Australian Foundation Investment Company Limited Annual Report 2018

Independent Audit Report continued
62

Australian Foundation Investment Company Limited Annual Report 2018

63
Australian Foundation Investment Company Limited Annual Report 2018

Independent Audit Report continued
64

Australian Foundation Investment Company Limited Annual Report 2018

65
Australian Foundation Investment Company Limited Annual Report 2018

At 31 July 2018 there were 130,615 holdings of ordinary shares. These holdings were distributed in the following categories:
Size of HoldingShareholdings

1 to 1,00040,119

1,001 to 5,00043,712

5,001 to 10,00020,118

10,001 to 100,00025,628

100,000 and over1,038

Total130,615

Percentage held by the 20 largest holders5.49%

Average shareholding9,081

There were 2,640 shareholdings of less than a marketable parcel of $500 (79 shares).

Voting Rights of Ordinary Shares

The Constitution provides for votes to be cast:

(i) on a show of hands, one vote for each shareholder; and

(ii) on a poll, one vote for each fully paid ordinary share.

OTHER INFORMATION

Information About Shareholders

66

Australian Foundation Investment Company Limited Annual Report 2018

Major Shareholders
The 20 largest registered holdings of ordinary shares as at 31 July 2018 are listed below:

Ordinary Shares

Shareholder NameShares Held% Held

HSBC Custody Nominees (Australia) Limited9,463,1940.80

IOOF Investment Management Limited <IPS Super A/C>6,001,4710.51

Nulis Nominees (Australia) Limited <Navigator Mast Plan Sett A/C>5,890,0510.50

Citicorp Nominees Pty Limited5,083,7170.43

Bougainville Copper Limited5,027,7340.42

Navigator Australia Ltd <MLC Investment Sett A/C>4,544,8930.38

Custodial Services Limited <Beneficiaries Holding A/C>3,100,5520.26

Trustees of The Redemptorist Fathers2,878,0000.24

Netwealth Investments Limited <Wrap Services A/C>2,678,3480.23

Bushways Pty Ltd2,570,5920.22

Investment Custodial Services Limited <C A/C>2,540,1640.21

Investment Custodial Services Limited <C A/C>2,210,5610.19

J P Morgan Nominees Australia Limited2,160,9450.18

Kalymna Pty Ltd1,852,1860.16

IOOF Investment Management Limited <IPS IDPS A/C>1,803,4490.15

Peter & Lyndy White Foundation Pty Ltd <P & L White Foundation A/C>1,725,0720.15

Twibill Pty Ltd1,443,2160.12

Netwealth Investments Limited <Super Services A/C>1,396,8420.12

Australian Executor Trustees Limited <No 1 Account>1,382,5180.12

The Winston Churchill Memorial Trust1,369,7200.12

67

Australian Foundation Investment Company Limited Annual Report 2018

Acquisitions
Cost

$’000

Macquarie Group105,902

CSL48,838

Sydney Airport47,044

Boral41,944

Unibail-Rodamco* (takeover of Westfield Corporation)36,078

Sonic Healthcare35,347

James Hardie Industries29,605

NEXTDC*28,558

Reliance Worldwide (includes $10.91 million in 1 for 1.98 issue at $4.15 per share)27,188

Alumina24,308

Carsales.com22,962

Reece (includes $10.56 million in 1 for 11 issue and placement at $9.30 per share)20,903

Qantas Airways*20,637

Disposals

Proceeds

$’000

Incitec Pivot

#

79,970

Westfield Corporation

#

(taken over by Unibail-Rodamco)70,902

Healthscope57,338

Coca-Cola Amatil

#

43,656

QBE Insurance34,096

Tox Free Solutions

#

(taken over by Cleanaway Waste Management)30,592

Vicinity Centres29,826

AMP28,171

Japara Healthcare

#

26,928

Telstra24,288

Treasury Wine Estates23,782

* New holding in the portfolio.

# Complete disposal from the portfolio.

New Companies Added to the Investment Portfolio

Unibail-Rodamco-Westfield

NEXTDC

Qantas Airways

Cleanaway Waste Management

Adelaide Brighton

AUB Group

Goodman Group

Major Transactions in the Investment Portfolio

68

Australian Foundation Investment Company Limited Annual Report 2018

The Company participated as a sub-underwriter in the following transaction during the year:
CompanyUnderwritten ByDescriptionAmount Underwritten

Cleanaway Waste Management

Limited

Macquarie Capital (Australia)

Limited

$590 million 1 for 3.65 pro rata

accelerated non-renounceable

entitlement offer

$4,494,082

The Company has not been notified of any substantial shareholders.

Sub-underwriting

Substantial Shareholders

69

Australian Foundation Investment Company Limited Annual Report 2018

During the year ended 30 June 2018, the Company recorded 1,332 transactions in securities. $3,692,889 in brokerage (including GST)
was paid or accrued for the year.

Transactions in Securities

70

Australian Foundation Investment Company Limited Annual Report 2018

Individual investments for the combined investment and trading portfolios as at 30 June 2018 are listed below. The list should not, however,
be used to evaluate portfolio performance or to determine the net asset backing per share at other dates. Net asset backing is advised

to the Australian Securities Exchange each month and is recorded on the toll free telephone service at 1800 780 784 and posted

to AFIC’s website site afi.com.au

Individual holdings in the portfolios may change during the course of the year. In addition, holdings which are part of the trading portfolio

may be subject to call options or sale commitments by which they may be sold at a price significantly different from the market price

prevailing at the time of the exercise or sale.

CodeOrdinary Shares, Trust Units or Stapled Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

ABCAdelaide Brighton01,72011,954

AGLAGL Energy4,4654,30596,776

AIAAuckland International Airport1,7701,77011,027

ALQALS9,2058,50064,090

ALUAltium 62562514,069

AMCAmcor12,30012,527180,517

AMPAMP20,10012,91045,961

ANNAnsell1,2841,28434,908

ANZAustralia and New Zealand Banking Group8,4888,488239,693

APAAPA Group5,0754,04039,794

APEAP Eagers1,4041,40411,976

ARBARB Corporation1,1981,19827,352

ASXASX 70970945,632

AUBAUB Group 07299,904

AWC*Alumina5,51315,04840,433

BGABega Cheese2,8732,87321,287

BHP*BHP 14,11814,091477,690

BKWBrickworks1,5031,50323,506

BLDBoral4,0089,66063,080

BXBBrambles13,44212,139107,791

CARCarsales.com1,5203,17748,034

CBACommonwealth Bank of Australia7,9007,900575,673

CGFChallenger 4,2655,54865,631

COHCochlear12413727,423

CPUComputershare4,6604,66085,884

CSL*CSL1,7391,943372,576

CTXCaltex Australia66976925,026

CVWClearView Wealth6,1796,1797,168

CWYCleanaway Waste Management07,73613,074

CYB*CYBG PLC5,1247,81843,550

DJWDjerriwarrh Investments7,5057,50525,368

DLXDuluxGroup2,5563,02923,171

DUIDiversified United Investment12,03012,03049,324

EQTEQT Holdings 1,3031,30327,107

Holdings of Securities

At 30 June 2018

71

Australian Foundation Investment Company Limited Annual Report 2018

Holdings of Securities continued
At 30 June 2018

CodeOrdinary Shares, Trust Units or Stapled Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

EVTEvent Hospitality and Entertainment1,0301,03013,795

F LTFlight Centre Travel Group24119312,313

FNPFreedom Foods Group4,5076,01140,455

FPHFisher and Paykel Healthcare Corporation5,0084,40060,192

GMGGoodman Group01,0009,620

HSOHealthscope26,7004,0008,840

IAGInsurance Australia Group6,0664,97642,447

ICQiCar Asia 22,03020,1564,737

IELIDP Education8808809,246

ILUIluka Resources3,6422,36726,463

IREIRESS3,7374,02448,455

IVCInvoCare1,1501,32518,206

JHXJames Hardie Industries3,1114,05091,854

LICLifestyle Communities5,4705,47032,002

LNKLink Administration Holdings3,3963,20023,456

MFTMainfreight2,8402,99076,155

MIRMirrabooka Investments8,7288,72823,478

M LTMilton Corporation10,84110,84149,979

MPLMedibank Private2,0002,0005,840

MQG*Macquarie Group7001,680206,396

NABNational Australia Bank9,9699,342256,066

NVTNavitas3,6783,67816,328

NXTNEXTDC04,18031,601

ORAOrora 12,86411,67041,663

ORG*Origin Energy6,0006,50064,833

ORIOrica2,7122,71248,131

OSHOil Search16,48316,483146,694

PPTPerpetual1,0611,06144,142

QANQantas Airways03,25020,020

QBEQBE Insurance Group7,8744,35542,418

QUBQube Holdings34,96234,96284,258

REAREA Group38438434,891

REHReece 3183,62145,803

RHCRamsay Health Care1,4151,41576,382

RIORio Tinto3,6523,457288,441

RMDResMed3,9353,93555,484

RWCReliance Worldwide Corporation2,4008,60046,096

S32South3215,24115,24155,020

SCGScentre Group12,95015,65068,704

72

Australian Foundation Investment Company Limited Annual Report 2018

CodeOrdinary Shares, Trust Units or Stapled Securities
Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

SEK*Seek3,3153,59577,889

SHLSonic Healthcare1,8413,34281,982

SOLWashington H Soul Pattinson1,7091,70935,350

SUN*Suncorp Group3,7704,39063,954

SYD*Sydney Airport8,50015,000107,262

TCLTransurban Group18,33519,822237,268

TGGTempleton Global Growth Fund12,1069,68513,752

TLSTelstra Corporation52,44544,000115,280

TPMTPG Telecom6,2286,50033,605

TWETreasury Wine Estates6,8825,45994,932

URWUnibail-Rodamco-Westfield02,47236,263

VCXVicinity Centres16,3784,70012,173

WBCWestpac Banking Corporation15,54515,545455,469

WESWesfarmers6,7236,723331,823

WOW*Woolworths Group5,0655,732174,616

WPLWoodside Petroleum3,2833,648129,346

XROXero 43774133,330

Total7,261,645

* Part of the security was subject to call options written by the Company.

CodeConvertible Notes, Preference Shares and Other Interest-bearing Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

RHCPARamsay Health Care Convertible Adjustable Rate Equity Securities11511512,304

Total12,304

73

Australian Foundation Investment Company Limited Annual Report 2018

Date of IssueTypePriceRemarks
23 February 2018DRP/DSSP*$6.11

30 August 2017DRP/DSSP*$5.92

24 February 2017DRP/DSSP*$5.84

30 August 2016DRP/DSSP*$5.582.5 per cent discount

19 February 2016DRP/DSSP*$5.432.5 per cent discount

25 November 2015SPP$5.515.0 per cent discount

28 August 2016DRP/DSSP*$6.032.5 per cent discount

20 February 2015DRP/DSSP*$5.972.5 per cent discount

6 October 2014 SPP$5.882.5 per cent discount

29 August 2014 DRP/DSSP*$5.932.5 per cent discount

21 February 2014DRP/DSSP*$5.862.5 per cent discount

30 August 2013 DRP/DSSP*$5.642.5 per cent discount.

DSSP = Dividend Substitution Share Plan

22 February 2013DRP$5.37

31 August 2012DRP$4.36

24 February 2012DRP$4.26

19 December 2011Convertible notes$100 face valueMature 28 February 2017. Interest rate 6.25 per cent

per annum. Conversion price: $5.0864

31 August 2011DRP$4.18

25 February 2011DRP$4.722.5 per cent discount

1 September 2010DRP$4.652.5 per cent discount

2 June 2010SPP$4.622.5 per cent discount. SPP = Share Purchase Plan

26 February 2010DRP$4.825.0 per cent discount

1 September 2009DRP$4.695.0 per cent discount

2 March 2009 DRP$3.725.0 per cent discount

25 August 2008 DRP$4.98

11 April 2008SAP$5.26

27 February 2008DRP$5.265.0 per cent discount

22 August 2007DRP$5.78

8 March 2007DRP $5.60

Issues of Securities

74

Australian Foundation Investment Company Limited Annual Report 2018

Date of IssueTypePriceRemarks
22 December 2006SAP$4.90

23 August 2006DRP $4.70

7 March 2006DRP $4.55

4 November 2005SAP $3.96

23 August 2005DRP $3.90

18 March 2005DRP $3.68

19 August 2004DRP $3.29

12 March 2004DRP $3.29

22 October 20031 for 8 rights issue $3.00

15 August 2003DRP $3.47

16 April 2003SAP $3.04

7 March 2003DRP $3.11

14 August 2002DRP $3.11

5 April 2002SAP$3.16

7 March 2002DRP$3.24

15 August 2001DRP$3.08

29 June 2001DRP $2.87

7 March 2001DRP $2.56

16 August 2000DRP$2.47

7 March 2000DRP $2.64

11 August 1999DRP $2.95

12 April 1999SAP$2.54 SAP = Share Acquisition Plan

15 March 1998DRP $2.79

4 September 1998DRP $2.43 DRP = Dividend Reinvestment Plan

Note for issues of securities in earlier years please consult the Company’s website, afi.com.au or via telephone (03) 9650 9911.

* Note that for the shares issued under the DSSP, the price shown is the indicative price used to determine the number of shares issued to participants.

Shares issued under the DSSP are issued at nil cost. Shareholders who sell shares issued under the DSSP should consult their tax adviser as to

the correct treatment of such sales for taxation purposes.

75

Australian Foundation Investment Company Limited Annual Report 2018

Australian Foundation Investment Company Limited (AFIC)
ABN 56 004 147 120

Directors

Terrence A Campbell AO, Chairman

Robert M Freeman, Managing Director

Ross E Barker

Jacqueline C Hey

Graeme R Liebelt

John Paterson

David A Peever

Catherine M Walter AM

Peter J Williams

Company Secretaries

Matthew J Rowe

Andrew JB Porter

Auditor

PricewaterhouseCoopers

Chartered Accountants

Country of Incorporation

Australia

Registered Office and Mailing Address

Level 21, 101 Collins Street

Melbourne Victoria 3000

Contact Details

Telephone (03) 9650 9911

Facsimile (03) 9650 9100

Website afi.com.au

Email invest@afi.com.au

For enquiries regarding net asset backing (as advised each month

to the Australian Securities Exchange):

Telephone 1800 780 784 (toll free)

Share Registrar

Australia

Computershare Investor Services Pty Ltd

Yarra Falls, 452 Johnston Street

Abbotsford Victoria 3067

New Zealand

Computershare Investor Services Limited

159 Hurstmere Road

Takapuna Auckland 0622

Shareholder

Enquiry Line 1300 662 270

0800 333 501 (within New Zealand)

+61 3 9415 4373 (from overseas)

Facsimile (03) 9473 2500

Website investorcentre.com/au/contact

For all enquiries relating to shareholdings, noteholdings, dividends

and related matters, please contact the share registrar as above.

Australian and New Zealand Securities Exchange Codes

AFI Ordinary shares (ASX and NZX)

Company Particulars

76

Australian Foundation Investment Company Limited Annual Report 2018

Shareholder Meetings
Australia

Annual General Meeting

Time 10.00am

Date Tuesday 9 October 2018

Venue ZINC Function Centre

Location Corner of Swanston Street and Flinders Street

Melbourne

Sydney Shareholder Meeting

Time 10.00am

Date Monday 15 October 2018

Venue Four Seasons Hotel

Location 199 George Street

Sydney

Adelaide Shareholder Meeting

Time 10.00am

Date Friday 19 October 2018

Venue Adelaide Convention Centre

Location Panorama Rooms, North Terrace

Adelaide

Brisbane Shareholder Meeting

Time 10.00am

Date Monday 22 October 2018

Venue Brisbane Hilton Hotel

Location 190 Elizabeth Street

Brisbane

New Zealand

Auckland Shareholder Meeting

Time 10.00am

Date Monday 3 December 2018

Venue Hilton Hotel

Location 147 Quay Street

Auckland

77

Australian Foundation Investment Company Limited Annual Report 2018

Design: MDM Investorcom
Printed on environmentally friendly paper

Annual Review 2018
90

YEARS OF INVESTMENT

EXPERIENCE

Contents
2 5 Year Summary

4 About the Company

6 Review of Operations

and Activities

16 Top 25 Investments

17 Income Statement

18 Balance Sheet

19 Summarised Statement

of Changes in Equity

20 Holdings of Securities

26 Major Transactions in the

Investment Portfolio

28 Company Particulars

29 Shareholder Meetings

Australian Foundation Investment Company is a

listed investment company investing in Australian

and New Zealand equities.

This year marks the 90th anniversary of the establishment

of AFIC in 1928.

1

Australian Foundation Investment Company Limited Annual Review 2018

Australian Foundation Investment Company Limited ABN 56 004 147 120

Year in Summary
Profit for the Year

$279.0m

Up 13.7% from 2017

Fully Franked Dividend

14¢

Final

Same as 2017

24¢

Total

10.8%

S&P/ASX 200 Accumulation

Index +13.0%

Total Portfolio Return

Total Shareholder Return

10.3%

Share price plus dividend

0 .14 %

0.14% in 2017

Management Expense Ratio

Total Portfolio

$7. 4b

Including cash at 30 June

$6.9 billion in 2017

1

Australian Foundation Investment Company Limited Annual Review 2018

Australian Foundation Investment Company Limited ABN 56 004 147 120

279.0
2018

Net Profit After Tax ($ Million)

254.3

2014

293.6

2015

265.8

2016

245.3

2017

23.6

2018

Net Profit Per Share (Cents)

24.4

2014

27.2

2015

23.8

2016

21.3

2017

24

2018

Dividends Per Share (Cents)

(b)

22

2014

23

2015

24

2016

24

2017

7,274

2018

Investments at Market Value

($ Million)

(a)

6,324

2014

6,414

2015

6,250

2016

6,790

2017

627.0

2018

Net Asset Backing Per Share

(Cents)

(c)

584.5

2014

585.1

2015

550.4

2016

589.5

2017

129,948

2018

Number of Shareholders

(30 June)

103,188

2014

107,622

2015

113,482

2016

119,463

2017

5 Year Summary

3

Australian Foundation Investment Company Limited Annual Review 2018

2

Australian Foundation Investment Company Limited Annual Review 2018

279.0
2018

Net Profit After Tax ($ Million)

254.3

2014

293.6

2015

265.8

2016

245.3

2017

23.6

2018

Net Profit Per Share (Cents)

24.4

2014

27.2

2015

23.8

2016

21.3

2017

24

2018

Dividends Per Share (Cents)

(b)

22

2014

23

2015

24

2016

24

2017

7,274

2018

Investments at Market Value

($ Million)

(a)

6,324

2014

6,414

2015

6,250

2016

6,790

2017

627.0

2018

Net Asset Backing Per Share

(Cents)

(c)

584.5

2014

585.1

2015

550.4

2016

589.5

2017

129,948

2018

Number of Shareholders

(30 June)

103,188

2014

107,622

2015

113,482

2016

119,463

2017

279.0

2018

Net Profit After Tax ($ Million)

254.3

2014

293.6

2015

265.8

2016

245.3

2017

23.6

2018

Net Profit Per Share (Cents)

24.4

2014

27.2

2015

23.8

2016

21.3

2017

24

2018

Dividends Per Share (Cents)

(b)

22

2014

23

2015

24

2016

24

2017

7,274

2018

Investments at Market Value

($ Million)

(a)

6,324

2014

6,414

2015

6,250

2016

6,790

2017

627.0

2018

Net Asset Backing Per Share

(Cents)

(c)

584.5

2014

585.1

2015

550.4

2016

589.5

2017

129,948

2018

Number of Shareholders

(30 June)

103,188

2014

107,622

2015

113,482

2016

119,463

2017

Notes

(a) Excludes cash.

(b) All dividends were fully franked. The LIC attributable gain attached to the dividend was:

2018: 2.86 cents, 2017: nil, 2016: 2.1 cents, 2015: 7.1 cents, 2014: nil.

(c) Net asset backing per share based on year-end data before the provision for the final dividend.

The figures do not include a provision for capital gains tax that would apply if all securities held

as non-current investments had been sold at balance date as Directors do not intend to dispose

of the portfolio.

3

Australian Foundation Investment Company Limited Annual Review 2018

2

Australian Foundation Investment Company Limited Annual Review 2018

Australian Foundation Investment
Company (AFIC) is a listed investment

company investing in Australian and

New Zealand equities.

Investment Objectives

The Company aims to provide shareholders

with attractive investment returns through

access to a growing stream of fully franked

dividends and growth in capital invested.

The Company’s primary investment

goals are:

• to pay dividends which, over time, grow

faster than the rate of inflation; and

• to provide attractive total returns

over the medium to long term.

Approach to Investing

The investment philosophy is built on taking

a medium to long-term view on companies

in a diversified portfolio with an emphasis

on identifying quality companies that are

likely to sustainably grow their earnings

and dividends over this time frame.

Quality in this context is an outcome of our

assessment of the board and management

as well as some key financial metrics such

as the level of gearing in the balance sheet,

product margins and free cash flow. The

structure of the industry and a company’s

competitive position in this industry is also

an important indicator of quality. Linked

to this assessment of quality is the ability

of companies to grow earnings over time,

which ultimately should produce good

dividend growth.

Recognising value is also an important

aspect of sound long-term investing.

Short-term measures such as the price

earnings ratio, price to book or price to

sales may be of some value, but aren’t

necessarily strong predictors of future

performance. Our assessment of

value tries to capture the opportunity

a business has to prosper and thrive

over the medium to long term.

In building the investment portfolio in this

way, we believe we can offer investors

a well-diversified portfolio of high-quality

companies that is intended to deliver total

returns ahead of the Australian equity market

and with less volatility over the long term.

About the Company

How AFIC Invests – What We Look

For in Companies

Quality First

Growth

Including dividends

Value

A portfolio that is actively

managed to achieve long-term

capital and dividend growth

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

The Company also uses options written
against a small proportion of its investments

and a small trading portfolio to generate

additional income.

From time to time, some borrowings

may be used where potential investment

returns justify the use of debt. This is

managed within very conservative limits,

as determined by the Board.

AFIC is managed for the benefit of its

shareholders with fees based on the

recovery of costs rather than as a fixed

percentage of the portfolio. There are no

performance fees. As a result, the benefit

of scale over time results in a very low

expense ratio for investors. For the

12 months to 30 June 2018 this was

0.14 per cent (annualised), or 14 cents

for each $100 invested.

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Profit and Dividend
Full year profit of $279.0 million was up

13.7 per cent from $245.3 million in the

corresponding period last year. Investment

income increased $31.5 million (up

11.6 per cent), due primarily to a lift in

dividends across a range of companies,

particularly resource companies, including

participation in the Rio Tinto off-market

buy-back. Finance costs were also down

$8.1 million following the conversion

or redemption of convertible notes in

February 2017.

Earnings per share were 23.6 cents, up

from 21.3 cents. The final dividend was

maintained at 14 cents per share fully

franked, bringing total dividends for the

year to 24 cents per share fully franked,

the same as last year. Two cents of the

final dividend are sourced from taxable

capital gains, on which the Company has

paid or will pay tax. The amount of the pre

tax attributable gain on this portion of the

dividend, known as an ‘LIC capital gain’,

is therefore 2.86 cents. This enables some

shareholders to claim a tax deduction

in their tax return.

Market and Portfolio

Performance

The return of the market over the year

was characterised by a pronounced

divergence of performance across sectors

and companies. Ongoing growth across

global economies, in particular the United

States and China, led to rising commodity

prices, with the Australian resources index

up 41 per cent over the 12-month period

(represented by energy and materials in

Figure 1). Within this growth, the small

and mid cap resource sectors were up

49 per cent and 42 per cent respectively.

However, during the same period the

industrial sector was up only 8 per cent,

whilst the banking sector fell just

over 1 per cent.

Furthermore, in an environment where

many large companies are facing subdued

growth, there has been an increased flow

of funds into the small and mid cap section

of the market. This has pushed these

sectors higher relative to the S&P/ASX 50,

which represents larger companies in the

market (Figure 2). This has also seen very

strong share price performance in those

small companies with the strongest growth

expectations, primarily through a re-rating

of valuations (Figure 3 on page 8).

AFIC’s portfolio was up 10.8 per cent for

the 12 months to 30 June 2018 compared

with the S&P/ASX 200 Accumulation Index

which increased 13.0 per cent (Figure 4

on page 9). In the resources sector AFIC’s

primary exposure is to companies with long-

life assets and low-cost production such

as BHP and Rio Tinto, rather than the more

cyclical small and mid-sized companies.

The best performing companies in the

AFIC portfolio outside the large resource

companies were CSL, Wesfarmers,

Macquarie Group, Oil Search and

Woolworths.

Review of Operations and Activities

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Figure 2: Performance of Different Sectors of the Market by Company Size
S&P/ASX 50

total return

S&P/ASX Mid Cap 50

total return

S&P/ASX 200 Small Ordinaries

total return

Source: FactSet

130

125

120

115

110

105

100

95

90

Index

May 18

Apr 18

Mar 18

Feb 18

Jan 18

Dec 17

Jun 18

Nov 17

Oct 17

Sep 17

Aug 17

Jul 17

Jun 17

Figure 1: Performance of S&P/ASX 200 Companies Relative to the Energy

and Materials Sectors

S&P/ASX 200

total return index

S&P/ASX 200

materials total return index

S&P/ASX 200

energy total return index

Source: FactSet

150

140

130

120

110

100

90

Index

May 18

Apr 18

Mar 18

Feb 18

Jan 18

Dec 17

Jun 18

Nov 17

Oct 17

Sep 17

Aug 17

Jul 17

Jun 17

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Review of Operations and Activities continued
The long-term performance of the portfolio,

which is more in line with the Company’s

investment timeframes, was 6.5 per cent

per annum for the 10 years to 30 June 2018

versus the Index return of 6.4 per cent

per annum. Including the full benefit of

franking, these returns are 8.5 per cent

per annum for AFIC and 8.0 per cent

per annum for the Index. AFIC’s portfolio

performance numbers (Figure 4) are after

costs and tax paid whereas the Index

does not have expenses or tax.

Figure 5 illustrates the cumulative long

term performance of the AFIC portfolio

versus the S&P/ASX 200 Accumulation

Index over the 10 years to 30 June 2018.

It also includes the benefits of franking

credits for both.

The share price was trading at a slight

discount to the net asset backing (before

tax on unrealised gains) at the end of June

(Figure 6 on page 10) and is the reason

the Dividend Reinvestment Plan did not

have any discount associated with it.

Nevertheless, the share price return,

including reinvestment of dividends,

over the 12 months to 30 June 2108 was

10.3 per cent. Whilst the share price can

often fluctuate between a premium and

discount, over the long term the share

price return is often very close to the

portfolio return (Figure 4).

Figure 3: Price Earnings Ratio of Small Industrial Sector of the Australian Market

Source: FactSet

19.5

19

18.5

18

17.5

17

16.5

16

Times

May 18

Apr 18

Mar 18

Feb 18

Jan 18

Dec 17

Jun 18

Nov 17

Sep 17

Oct 17

Aug 17

Jul 17

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Net asset per share growth plus dividends
Share price growth plus dividends

3 year return5 year return

6.5%

6.5%

6.4%

10 year return

S&P/ASX 200 Accumulation Index

9.0 %

6.8 %

4.4 %

1 year return

8.2%

6.7%

10.0%

10.8

%

13.0%

10.3%

Figure 4: Relative Portfolio and Share Price Performance – Per Annum Returns

to 30 June 2018

Note assumes an investor can take full advantage of the franking credits. This chart calculates the benefit of franking credits

at the time dividends are paid for both AFIC and the Index. In practice there is a timing difference between receipt of the

dividend and the realisation of the franking benefit in the following tax year.

Jun 17

Jun 18

Jun 08Jun 09Jun 10Jun 11Jun 12Jun 13Jun 14Jun 15Jun 16

$2,500

$2,000

$1,500

$1,000

$500

$0

AFIC PortfolioS&P/ASX 200 Accumulation Index

Figure 5: Growth in Investment of $1,000 (Including Benefit of Franking)

− 10 Years to 30 June 2018


9

Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Positioning the Portfolio for
Long Term Opportunities

A key restraint on the current Australian

market is the prolonged, subdued growth

outlook facing many large companies.

This arises from their market positions

with no further consolidation possible,

increased competition and disruption, and

greater regulatory intervention. AFIC has

continued to adjust the portfolio to respond

to this situation. Whilst larger companies

continue to make up a significant proportion

of the portfolio, AFIC has been increasing

its holdings in a number of mid-sized

and small companies with good growth

prospects. This has been done having

regard to balancing the need to grow

dividends as well as provide meaningful

capital growth within the portfolio over

the long term. Overall purchases in the

investment portfolio for the year totalled

$739.3 million with sales totalling

$712.6 million, which is higher

than last year.

Major purchases included adding to

holdings in Macquarie Group, CSL, Sonic

Healthcare, James Hardie Industries and

Alumina, all of which have unique industry

exposures in global markets, and Sydney

Airport and Boral. Additions were also made

to smaller companies, Reliance Worldwide

and Reece, including participation in their

respective capital raisings to fund offshore

acquisitions, and Carsales.com.

Review of Operations and Activities continued

Figure 6: Share Price Premium/Discount to Net Asset Backing

Source: FactSet

Jun 18Jun 08Jun 10Jun 12Jun 14Jun 16

-10%

15%

0%

5%

10%

-5%

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Unibail-Rodamco-Westfield (which acquired
Westfield Corporation through a scrip

bid), NEXTDC and Qantas were the more

significant new additions to the portfolio.

NEXTDC, which is a data centre operator,

is an example of the type of company that

AFIC is looking to add to the portfolio. It has

a unique position in an industry that is likely

to grow in excess of nominal economic

growth. It is leveraged to the growth in the

demand for cloud computing services as

many businesses seek to outsource these

services to companies with carrier neutral

data centres that have greater scale and

efficiencies. Given the investment required

and the competitive advantage afforded by

ownership of key sites, barriers to entry for

this industry are high. NEXTDC currently

operates five data centres in Melbourne,

Sydney, Perth, Canberra and Brisbane and

is in the process of building some additional

new data centres in Sydney, Melbourne

and Brisbane.

Major sales included the complete disposal

of Incitec Pivot, Coca-Cola Amatil and

Japara Healthcare. Westfield Corporation

and Tox Free Solutions were sold because

of takeovers. Other major sales included

a small reduction in the positions of QBE

Insurance, AMP, Telstra and Treasury

Wine Estates, all of which have been

long term holdings in the portfolio,

and Vicinity Centres.

AFIC had 91 holdings in the portfolio at

30 June 2018. Whilst the S&P/ASX 200

Index can provide a useful point of

reference for investors, AFIC actively

manages its investments. As a result,

the portfolio will differ quite markedly from

the Index. The following chart (Figure 7

on page 12) highlights the profile of AFIC’s

portfolio by the various sectors of the

market at the end of the financial year

and how it differs from the Index.

The most notable change is the position

of banks in the portfolio, which has declined

over recent years relative to the market

weight. Whilst banks continue to supply

a large part of the dividend income, the

outlook for growth relative to recent years,

in our view, has diminished as credit

for housing slows and competitive and

regulatory pressures become greater.

In addition, AFIC traditionally has not

been a large investor in Property Trusts

given the observation that over the long

term industrial companies have tended

to outperform Property Trusts and the

distribution from these Trusts do not carry

franking credits. The other major variation

from the Index is in Consumer Discretionary,

which includes gambling stocks.

A significant percentage of the AFIC

portfolio, by value, remains exposed

to the large companies in the Australian

market. Nevertheless, there are a significant

number of companies that sit outside

of these, many of which we believe have

the capacity to grow their business and

dividends over time. This is outlined in

Figure 8 on page 12, with 71 holdings

outside of the S&P/ASX 20.

11

Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Review of Operations and Activities continued
AFIC portfolio weightS&P/ASX 200 Index weight

Banks

Materials

Industrial

Healthcare

Consumer

Staples

Energy

Other

Financials

21.3%18.6%12.1%10.9%9.9%9.0%

Cash

1.3%5.4%

Telecom

Services

2.0%

Information

Technology

3.9%

Property

Trusts

1.7%

Utilities

1.9%

Consumer

Discretionary

2.0%

25%

20%

15%

10%

5%

0%

Figure 7: AFIC Investment by Sector versus the S&P/ASX 200 Index

as at 30 June 2018

S&P/ASX 100 excluding 20 Leaders: 42 Holdings

Outside of S&P/ASX 200: 29 Holdings

S&P/ASX 20: 20 Holdings

61%28%

11%

Figure 8: AFIC Investment by Company Size – Percentage of the

Portfolio by Value

13

Australian Foundation Investment Company Limited Annual Review 2018

12

Australian Foundation Investment Company Limited Annual Review 2018

AFIC has been increasing its holdings in a number of mid-sized
and small companies with good growth prospects.



Australian Resources

Index Up

41%

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Review of Operations and Activities continued
Going Forward

The ongoing strength of the Australian

market continues to create a challenging

investment environment. In particular, the

drive by investors towards companies

displaying good growth prospects is

pushing share prices for these businesses

very high. In this context, high valuation

levels at a time when interest rates are

starting to move from very low levels may

create some uncertainty for markets and

therefore could then provide appropriate

investment opportunities.

In addition, the geo-political environment

remains unpredictable, with issues such

as trade, leading concerns. Markets at this

point have largely overlooked any potential

implications given economic fundamentals

appear sound across most large developed

markets. However, the key implication

for Australia is the impact any significant

change to global trade through imposition

of trade tariffs and retaliatory measures has

on China, and the influence this has on the

ongoing demand for Australian exports,

particularly resources.

For AFIC, it is a matter of being alert but

patient, and when appropriate, making

adjustments to the portfolio over time

that make sense as a long-term investor

in quality and growing companies.

Directorship Matters

As previously announced in September

2017 and detailed in the Company’s

Half-Yearly Review, Ross Barker retired as

Managing Director and Chief Executive

Officer (CEO) on 31 December 2017.

Mark Freeman, who was previously the

Chief Investment Officer of AFIC, became

the Managing Director and CEO of AFIC

on 1 January 2018.

The Board wishes to record its deep

appreciation to Ross Barker for his

16 years of outstanding service as

Managing Director and Chief Executive

Officer and wish him well in his retirement.

He has shown enduring leadership

through this period and made a significant

contribution to the growth in AFIC

throughout his distinguished tenure at

the Company. Mr Barker remains on the

Board of AFIC as a Non-Executive Director.

15

Australian Foundation Investment Company Limited Annual Review 2018

14

Australian Foundation Investment Company Limited Annual Review 2018

For AFIC, it is a matter of being alert but patient, and when
appropriate, making adjustments to the portfolio over time

that make sense as a long-term investor in quality and

growing companies.



Industrial Sector Up

8%

15

Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Top 25 Investments
As at 30 June 2018

Includes investments held in both the investment and trading portfolios.

Valued at Closing Prices at 30 June 2018

Total Value

$ Million

% of the

Portfolio

1Commonwealth Bank of Australia575.77.9

2BHP*477.76.6

3Westpac Banking Corporation455.56.3

4CSL*372.65.1

5Wesfarmers331.84.6

6Rio Tinto288.44.0

7National Australia Bank256.13.5

8Australia and New Zealand Banking Group239.73.3

9Transurban Group237.33.3

10Macquarie Group*206.42.8

11Amcor180.52.5

12Woolworths Group*174.62.4

13Oil Search146.72.0

14Woodside Petroleum129.31.8

15Telstra Corporation115.31.6

16Brambles107.81.5

17Sydney Airport*107.31.5

18AGL Energy96.81.3

19Treasury Wine Estates94.91.3

20James Hardie Industries91.91.3

21Computershare85.91.2

22Qube Holdings84.31.2

23Sonic Healthcare82.01.1

24Seek*77.91.1

25Ramsay Health Care76.41.1

Total5,092.6

As a percentage of total portfolio value (excludes cash)70.0%

* Indicates that options were outstanding against part of the holding.

17

Australian Foundation Investment Company Limited Annual Review 2018

16

Australian Foundation Investment Company Limited Annual Review 2018

2018
$’000

2017

$’000

Dividends and distributions302,389270,887

Revenue from deposits and bank bills1,4091,659

Other revenue2283

Net gains on trading portfolio (including unrealised gains or losses)2643,065

Total income304,084275,694

Finance costs(848)(8,969)

Administration expenses (net of recoveries)(9,852)(9,461)

Profit before income tax 293,384257,264

Income tax (14,377)(11,964)

Net profit 279,007245,300

CentsCents

Net profit per share23.5721.32

Income Statement

For the Year Ended 30 June 2018

17

Australian Foundation Investment Company Limited Annual Review 2018

16

Australian Foundation Investment Company Limited Annual Review 2018

2018
$’000

2017

$’000

Current assets

Cash 99,183105,125

Receivables77,23452,011

Total current assets176,417157,136

Non-current assets

Investment portfolio 7,280,7066,790,368

Deferred tax assets1,257349

Total non-current assets7,281,9636,790,717

Total assets7,458,3806,947,853

Current liabilities

Payables7126,953

Tax payable8,2451,980

Borrowings – bank debt100-

Trading portfolio6,757546

Provisions4,3854,448

Total current liabilities20,19913,927

Non-current liabilities

Provisions1,3941,332

Deferred tax liabilities – investment portfolio1,097,527967,091

Total non-current liabilities1,098,921968,423

Total liabilities1,119,120982,350

Net assets6,339,2605,965,503

Shareholders’ equity

Share capital2,811,7712,756,306

Revaluation reserve2,422,5682,123,209

Realised capital gains reserve448,892430,912

General reserve23,63723,637

Retained profits632,392631,439

Total shareholders’ equity (including minority interests)6,339,2605,965,503

Balance Sheet

As at 30 June 2018

19

Australian Foundation Investment Company Limited Annual Review 2018

18

Australian Foundation Investment Company Limited Annual Review 2018

Summarised Statement of Changes in Equity
For the Year Ended 30 June 2018

2018

$’000

2017

$’000

Total equity at the beginning of the year5,965,5035,408,541

Dividends paid(278,054)(267,751)

Shares – Dividend Reinvestment Plan issued55,60155,242

– Conversion of Convertible Notes-179,755

Other Share Capital Adjustments(136)(182)

Total transactions with shareholders(222,589)(32,936)

Profit for the year 279,007245,300

Revaluation of investment portfolio454,180500,389

Provision for tax on revaluation(136,841)(154,791)

Revaluation of investment portfolio (after tax)317,339345,598

Total comprehensive income for the year596,346590,898

Realised gains/(losses) on securities sold24,385(9,336)

Tax expense on realised gains on securities sold(6,405)(647)

Net realised gains/(losses) on securities sold17,980(9,983)

Transfer from revaluation reserve to realised gains reserve(17,980)9,983

Dividends paid to minority interests by AICS-(1,000)

Total equity at the end of the year6,339,2605,965,503

A full set of AFIC’s final accounts are available on the Company’s website.

19

Australian Foundation Investment Company Limited Annual Review 2018

18

Australian Foundation Investment Company Limited Annual Review 2018

Individual investments for the combined investment and trading portfolios as at
30 June 2018 are listed below. The list should not, however, be used to evaluate

portfolio performance or to determine the net asset backing per share at other dates.

Net asset backing is advised to the Australian Securities Exchange each month and

is recorded on the toll free telephone service at 1800 780 784 and posted to AFIC’s

website afi.com.au

Individual holdings in the portfolios may change during the course of the year. In addition,

holdings that are part of the trading portfolio may be subject to call options or sale

commitments by which they may be sold at a price significantly different from the

market price prevailing at the time of the exercise or sale.

Code

Ordinary Shares, Trust Units

or Stapled Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

ABCAdelaide Brighton0

1,72011,954

AGLAGL Energy4,465

4,30596,776

AIAAuckland International Airport1,770

1,77011,027

ALQALS9,205

8,50064,090

ALUAltium 625

62514,069

AMCAmcor12,300

12,527180,517

AMPAMP20,100

12,91045,961

ANNAnsell1,284

1,28434,908

ANZAustralia and New Zealand Banking Group8,488

8,488239,693

APAAPA Group5,075

4,04039,794

APEAP Eagers1,404

1,40411,976

ARBARB Corporation1,198

1,19827,352

ASXASX 709

70945,632

Holdings of Securities

At 30 June 2018

21

Australian Foundation Investment Company Limited Annual Review 2018

20

Australian Foundation Investment Company Limited Annual Review 2018

Code
Ordinary Shares, Trust Units

or Stapled Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

AUBAUB Group 0

7299,904

AWC*Alumina5,513

15,04840,433

BGABega Cheese2,873

2,87321,287

BHP*BHP 14,118

14,091477,690

BKWBrickworks1,503

1,50323,506

BLDBoral4,008

9,66063,080

BXBBrambles13,442

12,139107,791

CARCarsales.com1,520

3,17748,034

CBACommonwealth Bank of Australia7,900

7,900575,673

CGFChallenger 4,265

5,54865,631

COHCochlear124

13727,423

CPUComputershare4,660

4,66085,884

CSL*CSL1,739

1,943372,576

CTXCaltex Australia669

76925,026

CVWClearView Wealth6,179

6,1797,168

CWYCleanaway Waste Management0

7,73613,074

CYB*CYBG PLC5,124

7,81843,550

DJWDjerriwarrh Investments7,505

7,50525,368

DLXDuluxGroup2,556

3,02923,171

DUIDiversified United Investment12,030

12,03049,324

EQTEQT Holdings 1,303

1,30327,107

EVTEvent Hospitality and Entertainment1,030

1,03013,795

F LTFlight Centre Travel Group241

19312,313

21

Australian Foundation Investment Company Limited Annual Review 2018

20

Australian Foundation Investment Company Limited Annual Review 2018

Holdings of Securities continued
At 30 June 2018

Code

Ordinary Shares, Trust Units

or Stapled Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

FNPFreedom Foods Group4,507

6,01140,455

FPHFisher & Paykel Healthcare Corporation5,008

4,40060,192

GMGGoodman Group0

1,0009,620

HSOHealthscope26,700

4,0008,840

IAGInsurance Australia Group6,066

4,97642,447

ICQiCar Asia 22,030

20,1564,737

IELIDP Education880

8809,246

ILUIluka Resources3,642

2,36726,463

IREIRESS3,737

4,02448,455

IVCInvoCare1,150

1,32518,206

JHXJames Hardie Industries3,111

4,05091,854

LICLifestyle Communities5,470

5,47032,002

LNKLink Administration Holdings3,396

3,20023,456

MFTMainfreight2,840

2,99076,155

MIRMirrabooka Investments8,728

8,72823,478

M LTMilton Corporation10,841

10,84149,979

MPLMedibank Private2,000

2,0005,840

MQG*Macquarie Group700

1,680206,396

NABNational Australia Bank9,969

9,342256,066

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Australian Foundation Investment Company Limited Annual Review 2018

22

Australian Foundation Investment Company Limited Annual Review 2018

Code
Ordinary Shares, Trust Units

or Stapled Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

NVTNavitas3,678

3,67816,328

NXTNEXTDC0

4,18031,601

ORAOrora 12,864

11,67041,663

ORG*Origin Energy6,000

6,50064,833

ORIOrica2,712

2,71248,131

OSHOil Search16,483

16,483146,694

PPTPerpetual1,061

1,06144,142

QANQantas Airways0

3,25020,020

QBEQBE Insurance Group7,874

4,35542,418

QUBQube Holdings34,962

34,96284,258

REAREA Group384

38434,891

REHReece 318

3,62145,803

RHCRamsay Health Care1,415

1,41576,382

RIORio Tinto3,652

3,457288,441

RMDResMed3,935

3,93555,484

RWCReliance Worldwide Corporation2,400

8,60046,096

S32South3215,241

15,24155,020

SCGScentre Group12,950

15,65068,704

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Australian Foundation Investment Company Limited Annual Review 2018

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Australian Foundation Investment Company Limited Annual Review 2018

Holdings of Securities continued
At 30 June 2018

Code

Ordinary Shares, Trust Units

or Stapled Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

SEK*Seek3,315

3,59577,889

SHLSonic Healthcare1,841

3,34281,982

SOLWashington H Soul Pattinson1,709

1,70935,350

SUN*Suncorp Group3,770

4,39063,954

SYDSydney Airport8,500

15,000107,262

TCLTransurban Group18,335

19,822237,268

TGGTempleton Global Growth Fund12,106

9,68513,752

TLSTelstra Corporation52,445

44,000115,280

TPMTPG Telecom6,228

6,50033,605

TWETreasury Wine Estates6,882

5,45994,932

URWUnibail-Rodamco-Westfield0

2,47236,263

VCXVicinity Centres16,378

4,70012,173

WBCWestpac Banking Corporation15,545

15,545455,469

WESWesfarmers6,723

6,723331,823

WOW*Woolworths Group5,065

5,732174,616

WPLWoodside Petroleum3,283

3,648129,346

XROXero 437

74133,330

Total

7,261,645

* Part of the security was subject to call options written by the Company.

25

Australian Foundation Investment Company Limited Annual Review 2018

24

Australian Foundation Investment Company Limited Annual Review 2018

Code
Convertible Notes, Preference Shares

and Other Interest-bearing Securities

Number

Held

2017

’000

Number

Held

2018

’000

Market

Value

2018

$’000

RHCPARamsay Health Care Convertible

Adjustable Rate Equity Securities

115

11512,304

Total

12,304

25

Australian Foundation Investment Company Limited Annual Review 2018

24

Australian Foundation Investment Company Limited Annual Review 2018

Acquisitions
Cost

$’000

Macquarie Group105,902

CSL48,838

Sydney Airport47,044

Boral41,944

Unibail-Rodamco-Westfield* (as a result of the takeover of Westfield Corporation)36,078

Sonic Healthcare35,347

James Hardie Industries29,605

NEXTDC*28,558

Reliance Worldwide (includes $10.91 million in 1 for 1.98 issue at $4.15 per share)27,188

Alumina24,308

Carsales.com22,962

Reece (includes $10.56 million in 1 for 11 issue and placement at $9.30 per share)20,903

Qantas Airways*20,637

* New holding in the portfolio.

Major Transactions in the Investment Portfolio

27

Australian Foundation Investment Company Limited Annual Review 2018

26

Australian Foundation Investment Company Limited Annual Review 2018

Disposals
Proceeds

$’000

Incitec Pivot

#

79,970

Westfield Corporation

#

(taken over by Unibail-Rodamco)70,902

Healthscope57,338

Coca-Cola Amatil

#

43,656

QBE Insurance34,096

Tox Free Solutions

#

(taken over by Cleanaway Waste Management)30,592

Vicinity Centres29,826

AMP28,171

Japara Healthcare

#

26,928

Telstra24,288

Treasury Wine Estates23,782

#

Complete disposal from the portfolio.

New Companies Added to the Investment Portfolio

Unibail-Rodamco-Westfield

NEXTDC

Qantas Airways

Cleanaway Waste Management

Adelaide Brighton

AUB Group

Goodman Group

27

Australian Foundation Investment Company Limited Annual Review 2018

26

Australian Foundation Investment Company Limited Annual Review 2018

Australian Foundation Investment Company
Limited (AFIC)

ABN 56 004 147 120

Directors

Terrence A Campbell AO, Chairman

Robert M Freeman, Managing Director

Ross E Barker

Jacqueline C Hey

Graeme R Liebelt

John Paterson

David A Peever

Catherine M Walter AM

Peter J Williams

Company Secretaries

Matthew J Rowe

Andrew JB Porter

Auditor

PricewaterhouseCoopers

Chartered Accountants

Country of Incorporation

Australia

Registered Office and Mailing Address

Level 21, 101 Collins Street

Melbourne Victoria 3000

Contact Details

Telephone (03) 9650 9911

Facsimile (03) 9650 9100

Website afi.com.au

Email invest@afi.com.au

For enquiries regarding net asset backing

(as advised each month to the Australian

Securities Exchange):

Telephone 1800 780 784 (toll free)

Share Registrar

Australia

Computershare Investor Services Pty Ltd

Yarra Falls, 452 Johnston Street

Abbotsford Victoria 3067

New Zealand

Computershare Investor Services Limited

159 Hurstmere Road

Takapuna Auckland 0622

Shareholder

Enquiry Line 1300 662 270

0800 333 501

(within New Zealand)

+61 3 9415 4373

(from overseas)

Facsimile (03) 9473 2500

Website investorcentre.com/au/contact

For all enquiries relating to shareholdings,

noteholdings, dividends and related matters,

please contact the share registrar as above.

Australian and New Zealand Securities

Exchange Codes

AFI Ordinary shares (ASX and NZX)

Company Particulars

29

Australian Foundation Investment Company Limited Annual Review 2018

28

Australian Foundation Investment Company Limited Annual Review 2018

The Annual Report for 2018 is available
on AFIC’s website afi.com.au or by contacting

the Company on (03) 9650 9911.

Shareholder Meetings

Australia

Annual General Meeting

Time 10.00am

Date Tuesday 9 October 2018

Venue ZINC Function Centre

Location Corner of Swanston Street

and Flinders Street

Melbourne

Sydney Shareholder Meeting

Time 10.00am

Date Monday 15 October 2018

Venue Four Seasons Hotel

Location 199 George Street

Sydney

Adelaide Shareholder Meeting

Time 10.00am

Date Friday 19 October 2018

Venue Adelaide Convention Centre

Location Panorama Rooms, North Terrace

Adelaide

Brisbane Shareholder Meeting

Time 10.00am

Date Monday 22 October 2018

Venue Brisbane Hilton Hotel

Location 190 Elizabeth Street

Brisbane

New Zealand

Auckland Shareholder Meeting

Time 10.00am

Date Monday 3 December 2018

Venue Hilton Hotel

Location 147 Quay Street

Auckland

29

Australian Foundation Investment Company Limited Annual Review 2018

28

Australian Foundation Investment Company Limited Annual Review 2018

Design: MDM Investorcom
Printed on environmentally friendly paper

Notice of Annual
General Meeting 2018

90

YEARS OF INVESTMENT

EXPERIENCE

The Annual General Meeting of Australian Foundation

Investment Company Limited, ABN: 56 004 147 120

(the ‘Company’) will be held at:

ZINC at Federation Square, Corner of Swanston Street

and Flinders Street, Melbourne, Victoria 3000 at 10.00am

(AEDT) on Tuesday 9 October 2018.

The Company has determined that, for the purpose of

voting at the meeting, shares will be taken to be held by

those persons recorded on the Company’s register at

7.00pm (AEDT) on Sunday 7 October 2018.

1. Financial Statements
and Reports

To consider the Directors’ Report, Financial

Statements and Independent Audit Report

for the financial year ended 30 June 2018.

(Please note that no resolution will be

required to be passed on this matter.)

2. Adoption of Remuneration

Report

To consider and, if thought fit, to pass

the following resolution (as an ordinary

resolution):

“That the Remuneration Report for

the financial year ended 30 June 2018

be adopted.”

(Please note that the vote on this item

is advisory only.)

3 and 4 Re-election

of Directors

To consider and, if thought fit, to pass

the following resolutions (as ordinary

resolutions):

3. “That Graeme Liebelt, a Director retiring

from office in accordance with Rule 46

of the Constitution, being eligible is re-

elected as a Director of the Company.”

4. “That Ross Barker, a Director retiring

from office in accordance with Rule 53(f)

of the Constitution, being eligible is re-

elected as a Director of the Company.”

5. Renewal of Proportional

Takeover Provisions in

the Constitution

To consider and, if thought fit, pass

the following resolution (as a special

resolution):

“That, pursuant to sections 136(2) and 648G

of the Corporations Act 2001 (Cth), the

proportional takeover provisions in Rules 79

and 80 of the Company’s Constitution are

renewed for a period of three years from

the date of this meeting.”

By Order of the Board

Matthew Rowe

Company Secretary

30 August 2018


BUSINESS OF THE MEETING

2

Australian Foundation Investment Company Limited Notice of Annual General Meeting 2018

Explanatory Notes
The Explanatory Notes below provide

additional information regarding the items

of business proposed for the Annual

General Meeting.

IMPORTANT: Shareholders are urged

to direct their proxy how to vote by

clearly marking the relevant box for

each item on the proxy form.

Please ensure that your properly

completed proxy form reaches the

Share Registry by the deadline of

10.00am (AEDT) on Sunday 7

October 2018.

1. Financial Statements

and Reports

During this item there will be a reasonable

opportunity for shareholders to ask questions

and comment on the Directors’ Report,

Financial Statements and Independent

Audit Report for the financial year ended

30 June 2018. No resolution will be required

to be passed on this matter.

Shareholders who have not elected to

receive a hard copy of the Company’s

2018 Annual Report can view or download

it from the Company’s website at:

afi.com.au/Reports-by-year.aspx

2. Adoption of Remuneration

Report

Board recommendation and undirected

proxies: The Board recommends that

shareholders vote in FAVOUR of Item 2.

The Chairman of the meeting intends

to vote undirected proxies in FAVOUR

of Item 2.

During this item there will be a reasonable

opportunity for shareholders at the meeting

to comment on and ask questions about

the Remuneration Report which can be

found in the Company’s 2018 Annual

Report. As prescribed by the Corporations

Act, the vote on the proposed resolution

is an advisory one.

Voting Exclusions on Item 2

Pursuant to sections 250BD and 250R

of the Corporations Act 2001 (Cth), votes

many not be cast, and the Company will

disregard any votes cast, on the resolution

proposed in Item 2 (‘Resolution 2’):

• by or on behalf of any member of the

key management personnel of the

Company’s consolidated group (a ‘KMP

member’) whose remuneration details

are included in the Remuneration Report,

or any of their closely related parties,

regardless of the capacity in which

the votes are cast; or

• by any person who is a KMP member as

at the time Resolution 2 is voted on at the

Annual General Meeting, or any of their

closely related parties, as a proxy,

unless the votes are cast as a proxy

for a person who is entitled to vote on

Resolution 2:

• in accordance with a direction in the

proxy appointment; or

• by the Chairman of the meeting in

accordance with an express authorisation

in the proxy appointment to cast the

votes even if Resolution 2 is connected

directly or indirectly with the remuneration

of a KMP member.

If the Chairman of the meeting is appointed,

or taken to be appointed, as a proxy, the

shareholder can direct the Chairman to vote

for or against, or to abstain from voting on,

Resolution 2 by marking the appropriate

box opposite Item 2 on the proxy form.

Pursuant to sections 250BD(2) and

250R(5) of the Corporations Act 2001, if

the Chairman of the meeting is a proxy

and the relevant shareholder does not

mark any of the boxes opposite Item

2, the relevant shareholder will be

expressly authorising the Chairman to

exercise the proxy in relation to Item 2.

For the purposes of these voting exclusions:

• A ‘closely related party’ of a KMP

member means (1) a spouse or child of

the KMP member, (2) a child of the KMP

member’s spouse, (3) a dependant of the

KMP member or of the KMP member’s

spouse, (4) anyone else who is one of

the KMP member’s family and may be

expected to influence the KMP member,

or be influenced by the KMP member,

in the KMP member’s dealings with the

Company, or (5) a company the KMP

member controls.

• The Company will also apply these

voting exclusions to persons appointed

as attorney by a shareholder to attend

and vote at the Annual General Meeting

under a power of attorney, as if they were

appointed as a proxy.

Items 3 and 4 Re-election

of Directors

Board recommendation and undirected

proxies: The Board recommends (with the

exception of each Director in relation to their

own re-election) that shareholders vote in

FAVOUR of items 3 and 4. The Chairman

of the meeting intends to vote undirected

proxies in FAVOUR of items 3 and 4.

Graeme Liebelt was re-elected as a Director

by shareholders at the 2015 AGM. As

such he is required to seek re-election by

shareholders at this AGM. Ross Barker

retired as Chief Executive Officer of the

Company on 31 December 2017 and the

Board resolved that Mr Barker should

remain as a Non-Executive Director of the

Company. Pursuant to Rule 53(f) of the

Company’s Constitution Mr Barker is also

required to seek re-election at this AGM.

3

Australian Foundation Investment Company Limited Notice of Annual General Meeting 2018

BUSINESS OF THE MEETING continued
Their biographical details are set out below:

Graeme R Liebelt

B Ec (Hons), FAICD. Independent

Non-Executive Director. Chairman

of the Remuneration Committee.

Mr Liebelt was appointed to the Board

in June 2012. He is Chairman of Amcor

Limited and DuluxGroup Limited, a

Director of Australia and New Zealand

Banking Group Limited and a Director

of Carey Baptist Grammar School.

He is a Fellow of the Australian Academy

of Technological Sciences and Engineering

and a Fellow of the Australian Institute

of Company Directors. He was formerly

Managing Director and CEO of Orica

Limited, Chairman and Director of the

Global Foundation and Deputy Chairman

of Melbourne Business School.

Ross E Barker

BSc (Hons) (Melb), MBA (Melb), F Fin.

Non-Executive Director. Member of the

Investment Committee.

Mr Barker transitioned to a Non-Executive

Director in January 2018 after retiring as

Chief Executive Officer and Managing

Director of the Company in December 2017.

Mr Barker was appointed Chief Executive

Officer of the Company in February 2001

and Managing Director in October 2001

and prior to that an Alternate Director of

the Company since April 1987. He is also

Chairman of Melbourne Business School

Ltd. He is a Non-Executive Director

of AMCIL Limited and Mirrabooka

Investments Limited.

Further information regarding the

Company’s Corporate Governance

arrangements and the Board’s role can

be found on the Company’s website at:

afi.com.au/Corporate-Governance.aspx

5. Renewal of Proportional

Takeover Provisions in

the Constitution

Board recommendation and undirected

proxies: The Board recommends that

shareholders vote in FAVOUR of Item 5.

The Chairman of the meeting intends to

vote undirected proxies in FAVOUR

of Item 5.

Background

The Corporations Act 2001 (Cth) permits a

company to include rules in its constitution

which enable the company to refuse to

register a transfer of shares resulting

from a proportional takeover bid unless

shareholders in the bid class in a meeting

approve the takeover bid.

It is a requirement of the Corporations Act

that such proportional takeover approval

provisions in a company’s constitution

apply for a maximum period of three years,

unless earlier renewed. In the case of the

Company, such proportional takeover

approval provisions (existing Rules 79 and

80 of the Company’s Constitution) were

approved by shareholders at the 2015

AGM and will expire on 7 October 2018.

The Directors consider that it is in the

best interests of shareholders to renew

these provisions in their existing form.

Accordingly, a special resolution is being

put to shareholders under Section 648G

of the Corporations Act to renew Rules 79

and 80 of the Company’s Constitution.

If approved by shareholders at the meeting,

Rules 79 and 80 will operate for three years

from the date of the meeting (that is, until

9 October 2021) unless renewed earlier.

Proportional Takeover Bids

A proportional takeover bid involves the

bidder offering to buy a proportion only

of each shareholder’s shares in the

target company.

This means that control of the target

company may pass without members

having the chance to sell all their shares

to the bidder. It also means the bidder

may acquire control of the target company

without paying an adequate premium

for gaining control.

To address this possibility, a company may

provide in its constitution that, in the event

of a proportional takeover bid being made

for shares in the company, the directors

must convene a meeting of shareholders

to vote on a resolution to approve that bid.

A meeting convened under the proportional

takeover approval provisions is treated as

a general meeting of the company and the

majority decision of the company’s members

will be binding on all individual members.

Effect of Proposed Proportional

Takeover Approval Provisions

Where a proportional takeover bid is made,

the Directors must convene a meeting of

shareholders to vote on a resolution to

approve the proportional bid before the 14th

day prior to the closing of the bid period.

The vote is decided on a simple majority.

Each person who, as at the end of the day

on which the first offer under the takeover

bid was made, held bid class shares is

entitled to vote. Neither the bidder nor

its associates are entitled to vote on

the resolution.

If a meeting is not held, Section 648E of

the Corporations Act deems a resolution

approving the proportional bid to have been

passed thereby allowing the proportional

bid to proceed. Further, the Directors will

contravene the Act if they fail to ensure a

resolution to approve the bid is voted on.

If the resolution is rejected, the registration

of any transfer of shares resulting from that

proportional takeover bid will be prohibited

and the bid will be deemed to be withdrawn.

If the resolution is passed or deemed to have

been passed, the transfer of shares resulting

from acceptance of an offer under that bid

will be permitted and the transfer of shares

will be registered provided they comply

with the other provisions of the Constitution.

Rules 79 and 80 will not apply to full

takeover bids.

4

Australian Foundation Investment Company Limited Notice of Annual General Meeting 2018

Reason for Proposing the
Resolution

The Directors consider that the renewal

of Rules 79 and 80 is in the best interests

of all shareholders of the Company. In the

Directors’ view, shareholders should have

the opportunity to vote on a proposed

proportional takeover bid.

In the absence of Rules 79 and 80 (as

renewed), a proportional takeover bid for

the Company may enable effective control

of the Company to be acquired by a party

who has not offered to acquire 100 per cent

of the Company’s shares (and, therefore,

has not offered to pay a ‘control premium’

that reflects 100 per cent ownership).

As a result, if a proportional takeover bid

for the Company is made:

• shareholders may not have the opportunity

to dispose of all their shares; and

• shareholders risk being locked into

a minority position in the Company or

suffering loss following such a change

of control if the bid causes a decrease

in the market value of shares.

If Rules 79 and 80 are renewed, the Board

considers that this risk will be minimised

by enabling shareholders to decide whether

or not a proportional takeover bid should

be allowed to proceed.

Present Acquisition Proposals

As at the date of this notice, the Directors

are not aware of any proposal by any

person to acquire, or increase the extent

of, a substantial interest in the Company.

Review of Proportional Takeover

Approval Provisions

The Corporations Act requires

these Explanatory Notes to discuss

retrospectively the potential advantages

and disadvantages of the proportional

takeover approval provisions for both

Directors and shareholders.

While the proportional takeover approval

provisions have been in effect, there have

been no takeover bids for the Company –

either proportional or otherwise. So there

are no actual examples against which to

review the advantages and disadvantages

of the existing proportional takeover

approval provisions for the Directors and

shareholders of the Company. The Directors

are not aware of any potential takeover bid

which was discouraged by Rules 79 and 80.

Advantages and Disadvantages

In addition to looking at the provisions

retrospectively, the Corporations Act

also requires these Explanatory Notes to

discuss the potential future advantages and

disadvantages of the proposed proportional

takeover approval provisions for both

Directors and shareholders.

The Directors consider that there are

no advantages or disadvantages for

the Directors in renewing the proposed

proportional takeover approval provisions.

In particular, there is no restriction on their

ability to make a recommendation on

whether a proportional takeover bid

should be accepted.

For shareholders, the potential advantage

of renewing the proportional takeover

approval provisions is that they provide

shareholders with the opportunity to

consider, discuss in a meeting called

specifically for the purpose, and vote

on whether a proportional takeover bid

should be approved. This ensures that

shareholders have an opportunity to have

a say in the future ownership and control

of the Company. The Directors believe

that this would encourage any future

proportional bids to be structured so as to

be attractive to a majority of shareholders.

It may also discourage the making of a

proportional takeover bid that might be

considered opportunistic. Finally, knowing

the view of a majority of the shareholders

may help each individual shareholder to

assess the likely outcome of the proportional

takeover bid and decide whether or not to

accept an offer under the bid.

A potential disadvantage for shareholders

arising from renewing the proportional

takeover approval provisions is that they

may discourage proportional takeover

bids being made and may reduce any

speculative element in the market price

of the Company’s shares arising from the

possibility of a proportional bid being made.

As a result, shareholders may not have

the opportunity to dispose of a portion of

their shares at an attractive price where

the majority rejects an offer from a party

seeking control of the Company.

The Directors consider that the potential

advantages for shareholders of the proposed

proportional takeover approval provisions

outweigh the potential disadvantages.

5

Australian Foundation Investment Company Limited Notice of Annual General Meeting 2018

BUSINESS OF THE MEETING continued
Shareholder Approval

To pass as a special resolution, this item

of business requires the support of

75 per cent or more of the votes cast

on the resolution.

Shareholder Information

Proxies

1. A shareholder entitled to attend and vote

at this meeting is entitled to appoint not

more than two proxies (who need not

be members of the Company) to attend,

vote and speak in the shareholder’s

place and to join in any demand

for a poll.

2. Where a shareholder appoints more

than one representative, proxy or

attorney, those appointees are entitled

to vote on a poll but not on a show

of hands.

3. A shareholder who appoints two

proxies may specify a proportion or

number of the shareholder’s votes

each proxy is appointed to exercise.

Where no such specification is made,

each proxy may exercise half of the

votes (any fractions of votes resulting

from this are disregarded).

4. Proxy forms may be lodged online

by visiting investorvote.com.au or by

scanning the QR Code on the proxy

form with a mobile device.

5. Relevant custodians may lodge

their proxy forms online by visiting

intermediaryonline.com

6. Proxy forms and any authorities (or

certified copies of those authorities)

under which they are signed may be

delivered in person, by mail or by fax

to the Company’s Share Registry (see

details below) no later than 48 hours

before the meeting, being 10.00am

(AEDT) on Sunday 7 October 2018.

Further details are on the proxy form.

7. A proxy need not vote in that capacity

on a show of hands on any resolution

nor (unless the proxy is the Chairman

of the meeting) on a poll. However, if the

proxy’s appointment specifies the way

to vote on a resolution, and the proxy

decides to vote in that capacity on that

resolution, the proxy must vote the way

specified (subject to the other provisions

of this Notice, including the voting

exclusions noted above).

8. In certain circumstances the Chairman

of the meeting will be taken to have been

appointed as the proxy of the relevant

shareholder in respect of the meeting

or the poll on that resolution even if the

shareholder has not expressly appointed

the Chairman of the meeting as their

proxy. This will occur where:

• an appointment of a proxy specifies

the way the proxy is to vote on a

particular resolution; and

• the appointed proxy is not the

Chairman of the meeting; and

• at the meeting, a poll is called

on the resolution; and

• either of the following apply:

– if a record of attendance is made

for the AGM and the proxy is not

recorded as attending; and

– the proxy does not vote on

the resolution.

Corporate Representatives

A body corporate which is a shareholder,

or which has been appointed as a proxy,

may appoint an individual to act as its

representative at the meeting. Unless it

has previously been given to the Company,

the representative should bring evidence

of their appointment to the meeting,

together with any authority under which it is

signed. The appointment must comply with

Section 250D of the Corporations Act 2001.

Attorneys

A shareholder may appoint an attorney

to vote on their behalf. To be effective for

the meeting, the instrument effecting the

appointment (or a certified copy of it) must

be received by the deadline for the receipt

of proxy forms (see above), being no later

than 48 hours before the meeting.

Share Registry

The Company’s Share Registry details

are as follows:

Computershare Investor

Services Pty Limited

Street Address

Yarra Falls

452 Johnston Street

Abbotsford Victoria 3067

Postal Address

GPO Box 242

Melbourne Victoria 3001

Telephone

1300 662 270 (within Australia)

0800 333 501 (within New Zealand)

+61 3 9415 4373 (outside Australia)

Facsimile

1800 783 447 (within Australia)

+61 3 9473 2555 (outside Australia)

Internet

investorcentre.com/au/contact

6

Australian Foundation Investment Company Limited Notice of Annual General Meeting 2018

Annual General Meeting Venue
The Annual General Meeting of Australian Foundation Investment Company Limited, ABN: 56 004 147 120 (the ‘Company’) will be held at:

ZINC at Federation Square, Corner of Swanston Street and Flinders Street, Melbourne, Victoria 3000 at 10.00am (AEDT) on Tuesday 9 October 2018.

Flinders St

Swanston St

Princes Bridge

Flinders St Station

Visitor

Info

Centre

ACMI

Yarra

Building

The Ian

Potter

Centre

Deakin Edge

Carpark

Lift/stairs

Atrium

Entrance

Russell St Extension

Plaza

FEDERATION SQUARE

Cross

Bar

River Terrace

Yarra River

St Pauls

Cathedral

ZINC

Transport

Bar

Flinders

Gate

Carpark

Birrarung Marr

By foot

By car

By tram

Lift

7

Australian Foundation Investment Company Limited Notice of Annual General Meeting 2018

237318_022XRB
Lodge your proxy:

Online:

www.investorvote.com.au

By Mail:

Computershare Investor Services Pty Limited

GPO Box 242 Melbourne

Victoria 3001 Australia

In Person:

Computershare Investor Services Pty Limited

Yarra Falls, 452 Johnston Street

Abbotsford, Victoria

Alternatively you can fax your form to

(within Australia) 1800 783 447

(outside Australia) +61 3 9473 2555

For Intermediary Online users only (Custodians)

www.intermediaryonline.com

For all enquiries call:

(within Australia) 1300 662 270

(within New Zealand) 0800 333 501

(outside Australia) +61 3 9415 4373

Proxy Form



How to direct your proxy to vote

Voting 100% of your holding: Direct your proxy how to vote by

marking one of the boxes opposite each item of business. If you do

not mark a box your proxy may vote or abstain as they choose (to the

extent permitted by law). If you mark more than one box on an item

your vote will be invalid on that item.

Voting a portion of your holding: Indicate a portion of your voting

rights by inserting the percentage or number of shares you wish to

vote in the For, Against or Abstain box or boxes. The sum of the votes

cast must not exceed your voting entitlement or 100%.

Appointing a second proxy: You are entitled to appoint up to two

proxies to attend the meeting and vote on a poll. If you appoint two

proxies you must specify the percentage of votes or number of

shares for each proxy, otherwise each proxy may exercise half of the

votes. When appointing a second proxy write both names and the

percentage of votes or number of shares for each in Step 1 overleaf.

A proxy need not be a shareholder of the Company.

Lodgement of proxy form

This proxy form (and any authority under which it is signed or a

certifi ed copy of it) must be received at an address given above by

10.00am (AEDT) on Sunday 7 October 2018, being not later than

48 hours before the commencement of the meeting. Any proxy form

received after that time will not be valid for the scheduled meeting.

Signing instructions for postal forms

Individual: Where the holding is in one name, the shareholder or

attorney must sign.

Joint Holding: Where the holding is in more than one name, all of

the shareholders or attorneys should sign.

Power of Attorney: If you have not already lodged the Power of

Attorney with the registry, please attach a certifi ed photocopy of the

Power of Attorney to this form when you return it.

Companies: Where the company has a Sole Director who is also the

Sole Company Secretary, this form must be signed by that person.

If the company (pursuant to section 204A of the Corporations Act

2001) does not have a Company Secretary, a Sole Director can also

sign alone. Otherwise this form must be signed by a Director jointly

with either another Director or a Company Secretary. Please sign in

the appropriate place to indicate the offi ce held.

Attending the meeting

If a representative of a corporate shareholder or proxy is to attend

the meeting you will need to provide the appropriate “Certifi cate of

Appointment of Corporate Representative” prior to admission. A form

of the certifi cate may be obtained from Computershare or online at

www.investorcentre.com under the help tab, “Printable Forms”.

Comments & Questions: If you have any comments or questions

for the Company, please write them on a separate sheet of paper and

return with this form.

GO ONLINE TO APPOINT YOUR PROXY,

or turn over to complete the form


For your proxy form to be effective it must be received by 10.00am (AEDT) on Sunday 7 October 2018

ABN 56 004 147 120


Appoint your proxy and view the Annual Report online

Go to www.investorvote.com.au or scan the QR Code with your mobile device.

Follow the instructions on the secure website to appoint your proxy.


Your access information that you will need to appoint your proxy online:

Control Number:

SRN/HIN:

PLEASE NOTE: For security reasons it is important that you keep your SRN/HIN confi dential. Please

dispose of this form carefully if you appoint your proxy online.

MR JOHN SAMPLE

FLAT 123

123 SAMPLE STREET

THE SAMPLE HILL

SAMPLE ESTATE

SAMPLEVILLE VIC 3030

I9999999999

999999

XX

237318_022XRB
I/We being a shareholder/s of AUSTRALIAN FOUNDATION INVESTMENT COMPANY LIMITED hereby appoint

the Chairman

of the meeting

OR

or failing the individual or body corporate named in relation to the meeting generally or in relation to a poll on a given resolution, or if no individual or

body corporate is named, the Chairman of the meeting, as my/our proxy to act generally at the meeting or in relation to a poll on the given resolution

(as applicable) on my/our behalf, including to vote in accordance with the following directions (or if no directions have been given, and to the extent

permitted by law, as the proxy sees fi t), at the Annual General Meeting of Australian Foundation Investment Company Limited to be held

at ZINC Federation Square, Corner of Flinders and Swanston Street, Melbourne, Victoria at 10.00am (AEDT) on Tuesday

9 October 2018

and at any adjournment or postponement of that meeting.

Chairman to vote undirected proxies as follows: I/We acknowledge that the Chairman of the meeting intends to vote undirected proxies

in favour of each item of business, to the extent permitted by law.

Chairman authorised to exercise proxies on remuneration related matters: If I/we have appointed the Chairman of the meeting as my/our

proxy (or the Chairman of the meeting becomes my/our proxy by default), I/we expressly authorise the Chairman of the meeting, to the extent

permitted by law, to exercise my/our proxy in respect of item 2 even though the item is connected directly or indirectly with the remuneration of

a member of key management personnel of Australian Foundation Investment Company Limited and its consolidated group, which includes the

Chairman of the meeting.

Items of Business

STEP 2

PLEASE NOTE: If you mark the Abstain box for an item, you are directing your proxy not to vote on your

behalf on a show of hands or a poll and your votes will not be counted in computing the required majority

Appoint a proxy to vote on your behalf

Signature of Shareholder(s) This section must be completed.

SIGN

STEP 1

PLEASE NOTE: Leave this box blank if

you have selected the Chairman of the

meeting. Do not insert your own name(s).

Individual or Shareholder 1

Sole Director and Sole Company Secretary

Shareholder 2

Director

Shareholder 3

Director/Company Secretary

Contact

Name

Contact

Daytime

Telephone

Date

/ /

Please mark to indicate your directions

Proxy Form

Change of address. If incorrect,

mark this box and make the correction

in the space to the left. Shareholders

sponsored by a broker (reference

number commences with ’X’) should

advise their broker of any changes.

AFI237318A

Item 2Adoption of Remuneration Report

Item 3Re-election of Director – Mr Graeme Liebelt

Item 4Re-election of Director – Mr Ross Barker

Item 5Renewal of proportional takeover provisions in the constitution

Board recommendations and undirected proxies: The board recommends shareholders vote in favour of each item of business. The

Chairman of the meeting intends to vote undirected proxies in favour of each item of business, to the extent permitted by law.

For

Against

Abstain

I 9999999999 I N D

XX

MR JOHN SAMPLE

FLAT 123

123 SAMPLE STREET

THE SAMPLE HILL

SAMPLE ESTATE

SAMPLEVILLE VIC 3030

*I1234567890*

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.