Bremworth Limited/Announcement
Bremworth Limited logo

Preliminary announcement of June 2019 full year results

Full Year Results26 August 2019BRWConsumer Discretionary

Template
Results announcement

(for Equity Security issuer/Equity and Debt Security issuer)

Updated as at 8 May 2019


Results for announcement to the market

Name of issuer Cavalier Corporation Limited

Reporting Period 12 months to 30 June 2019

Previous Reporting Period 12 months to 30 June 2018

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$135,234 (8.7)%

Total Revenue $135,234 (8.7)%

Net profit/(loss) from

continuing operations

$(4,896) (220.0)%

Total net profit/(loss) $(16,780) (511.2)%

Interim/Final Dividend

Amount per Quoted Equity

Security

No dividends payable

Imputed amount per Quoted

Equity Security

Not applicable

Record Date Not applicable

Dividend Payment Date Not applicable

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.72 $0.94

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Net loss from continuing operations includes $6.8m non-cash

impairment of goodwill and fixed assets.

Total net loss includes $11.9m non-cash write down relating to

the sale of the Company’s 27.5% interest in Cavalier Wool

Holdings in September 2018.

Authority for this announcement

Name of person


authorised

to make this announcement

Victor Tan

Contact person for this

announcement

Victor Tan

Contact phone number +64 27 668 8963

Contact email address vtan@cavbrem.co.nz

Date of release through MAP


27 August 2019


Audited financial statements accompany this announcement.

---

MARKET RELEASE
27 August 2019

Cavalier FY19 Results Announcement


• Normalised profit of $1.9m was in line with guidance.

• Net loss after tax of $(16.8)m includes non-cash impairments of goodwill and fixed assets of $6.8m

and $11.9m loss on the sale of the wool scouring business as reported at the half year.

• Recent valuations of land and buildings in excess of $30m, with net bank debt less than $18m.

• Transformational shift underway as Cavalier positions itself as design-led, wool focused company.

• Board is confident in the financial sustainability of the company and excited about its future.


$Millions FY19 FY18

Revenue 135.2 148.1

Normalised EBITDA 7.1 10.0

NPAT/NLAT (16.8) 4.1

Normalised NPAT

1

1.9 4.0

Net Debt 17.8 29.4


Cavalier Corporation Limited (NZX: CAV) has today released its results for the year ended 30 June 2019

(FY19), with normalised profit after tax of $1.9m in line with its May 2019 guidance.


The results reflect a continuing soft market and challenging trading conditions in Australia, with some

softening in the New Zealand market towards the end of 2H19. Sales of low margin synthetic carpets are

declining, while high-end wool carpet sales are increasing as consumers become more aware of the

environmental benefits and beauty of wool.


These changing market dynamics underline Cavalier’s decision to increase its focus on wool as it looks to

build on its 50 years of history, innovation and in-depth knowledge of the carpet sector. The company has

recently announced a collaboration with The New Zealand Merino Company to develop and implement a

transformative and design-led business model focused on connecting consumers with Cavalier’s wool

product.


Demand for the company’s top end Bremworth Collection wool carpets continues to grow despite the

challenging market conditions, and while volumes are small, these high quality, higher margin carpets

provide a significant contribution to group profits. New Zealand revenue came under pressure from the

decline in low margin synthetic carpets which affected volumes and margin.


The company is known for its design innovation with Cavalier’s new rug offer proving popular and a

variety of new carpets being finalised for launch. Cavalier has over 1,000 retailer partners across Australia

and New Zealand and increased investment has been put into rolling out Cavalier’s successful World of

Difference instore display stands across the trade customer network, providing a unique retail

experience.


Driving efficiencies is a focus and structural cost initiatives have been implemented in both Australia and

New Zealand, with the positive impact of the Australian change management programme earlier this year

now being seen. This resulted in a more customer focused and agile sales team with growth

opportunities identified.



1

Normalised NPAT is a non-GAAP measure and excludes the $11.9m non-cash loss on the sale of the 27.5% in Cavalier

Wool Holdings at the end of September 2018 and impairment of goodwill and fixed assets of $6.8 million after tax.



Wool prices have continued to be impacted by decreased Chinese demand for coarser carpet wool,

adversely affecting sales and margins for Cavalier’s wool buying business, Elco Direct.


Financial Results


For the FY19 year, revenue was down 9% to $135.2m and net loss after tax (NLAT) was $(16.8)m.


The result includes a $11.9m non-cash loss on the sale of Cavalier’s interest in the wool scouring business

and associated property as reported at the half year, as well as $6.8m in after tax impairments of

goodwill and fixed assets as advised last week. These write downs are non-cash and do not impact the

underlying profitability of the company.


Excluding these, Cavalier’s normalised EBITDA was $7.1m and NPAT was $1.9m.


Recent valuations assess the worth of Cavalier’s land and buildings at more than $30m and the company

has less than $18m in net bank debt. The Board is confident in Cavalier’s financial sustainability and the

company has the support of its banking partner.


The Board considers the Group to be a going concern and believes it will be able to meet its contractual

obligations. This going concern relies on future forecasts which are sensitive to sales volumes and

margins and subject to material uncertainty if these forecasts are not met. The Board is implementing a

number of initiatives to address potential uncertainty and the company has sufficient assets to settle

Group debt should the need arise.


Outlook


Cavalier is well positioned to capture the demand from consumers seeking a more natural, more

sustainable, healthier alternative without compromising quality or style, as it transforms into a wool

focused, design-led business.


Market conditions remain challenging and Cavalier’s management and Board continue to work hard to

drive efficiencies and lift sales, with a number of initiatives in place to support its wool focus. While New

Zealand and Australia remain Cavalier’s primary markets, investigations are ongoing into new

opportunities, particularly in the US.


CEO, Paul Alston, said: “This is a pivotal moment in our company’s history. We are in no doubt that

natural wool is the optimal choice for carpet design, innovation and overall performance and a better

choice for the environment. We believe this is the future for our company and will be building on our

heritage as we look to revitalise the demand for beautiful New Zealand wool carpets.”


The transformation is expected to necessitate organisational change as the business moves towards a

stronger wool manufacturing and marketing focus. While there may be some short term costs associated

with this, the Board believes it will add long term value to the company.


ENDS


For further information please contact:

Paul Alston

Chief Executive Officer

palston@cavbrem.co.nz

+64 21 918 033

+64 9 277 1135

Jackie Ellis

Media and Investor Relations

Jackie@ellisandco.co.nz

+64 27 246 2505

---

ANNUAL FINANCIAL STATEMENTS - YEAR ENDED 30 JUNE 2019
CONTENTS


Directors’ Responsibility Statement 1

Independent Auditor’s Report 2

Income Statement 6

Statement of Comprehensive Income 7

Statement of Changes in Equity 8

Statement of Financial Position 10

Statement of Cash Flows 11

Notes to the Financial Statements

1. Company information 13

2. General information relating to preparation of financial statements 13

3. Financial performance

3a. Segment performance 18

3b. Earnings per share 21

3c. Revenue 21

3d. Other income and gains 21

3e. Administration expenses 21

3f. Personnel expenses 22

3g. Net finance costs 22

3h. Income tax 22

4. Funding

4a. Capital management 25

4b. Share capital, dividends and reserves 26

4c. Loans and borrowings 27

5. Assets employed

5a. Property, plant and equipment 28

5b. Capital commitments 31

5c. Goodwill 31

6. Working capital

6a. Cash and cash equivalents 32

6b. Trade receivables, other receivables and prepayments 32

6c. Inventories 32

6d. Trade payables and accruals 33

7. Risks and financial instruments 34

8. Others

8a. Equity-accounted investees 45

8b. Provisions 46

8c. Employee benefits 47

8d. Operating leases 48

8e. Contingencies 48

8f. Related parties 49

8g. Group entities 50

8h. Event after balance date 51

8i. Standards, interpretations and amendments to standards 51

Trend Statement 52

Disclosure of Non-GAAP Financial Information 56


1


Cavalier Corporation Limited and subsidiary companies


Directors’ Responsibility Statement



DIRECTORS' RESPONSIBILITIES


The Directors are responsible for the preparation of the Group financial statements. The Directors discharge this

responsibility by ensuring that the financial statements comply with Generally Accepted Accounting Practice and give

a true and fair view of the financial position of the Group as at balance date and of its operations and cash flows for

the year ended on that date.


ACCOUNTING POLICIES


The Directors consider that the accounting policies used in the preparation of the Group financial statements are

appropriate, consistently applied, and supported by reasonable judgements and estimates. All relevant financial

reporting and accounting standards have also been followed.


ACCOUNTING RECORDS


The Directors believe that proper accounting records, which enable, with reasonable accuracy, the determination of

the financial position of the Group and facilitate the compliance of the financial statements with the Financial Markets

Conduct Act 2013, have been kept.


SAFEGUARDING OF ASSETS AND INTERNAL CONTROLS


The Directors consider that they have taken adequate steps to safeguard the assets of the Group and to prevent and

detect fraud and other irregularities. Internal control procedures are also considered to be sufficient to provide a

reasonable assurance as to the integrity and reliability of the financial statements.


FINANCIAL STATEMENTS


The Directors present, on pages 6 to 51, the Group financial statements for the year ended 30 June 2019.


These financial statements were authorised for issue by the Directors on 26 August 2019 and, as required by section

461(1)(b) of the Financial Markets Conduct Act 2013, are dated and signed as at that date.




For and on behalf of Cavalier Corporation Limited




A W Clarke

Chairman of the Board of Directors




T H G Adams

Chairman of the Audit Committee


© 2019 KPMG, a New Zealand partnership and a member firm of the KPMG network of independent
member firms affiliated with KPMG International Cooperative (“KPMG International”), a Swiss entity.

Independent Auditor’s Report

To the shareholders of Cavalier Corporation Limited

Report on the audit of the consolidated financial statements

Opinion

In our opinion, the accompanying consolidated

financial statements of Cavalier Corporation

Limited (the ’Company’) and its subsidiaries

(the 'Group') on pages 6 to 51:

i.present fairly in all material respects the

Group’s financial position as at 30 June 2019

and its financial performance and cash flows

for the year ended on that date; and

ii.comply with New Zealand Equivalents to

International Financial Reporting Standards and

International Financial Reporting Standards.

We have audited the accompanying consolidated

financial statements which comprise:

— the consolidated statement of financial position as

at 30 June 2019;

— the consolidated income statement, statements of

comprehensive income, changes in equity and

cash flows for the year then ended; and

— notes, including a summary of significant

accounting policies and other explanatory

information.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (‘ ISAs (NZ)’) . We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We are independent of the Group in accordance with Professional and Ethical Standard 1 (Revised) Code of Ethics

for Assurance Practitioners issued by the New Zealand Auditing and Assurance Standards Board and the

International Ethics Standards

Board for Accountants’ Code of Ethics for Professional Accountants (‘IESBA Code’),

and we have fulfilled our other ethical responsibilities i n accordance with these requirements and the IESBA Code.

Our responsibilities under ISAs (NZ) are further described in the auditor’s responsibilities for the audit of the

consolidated financial statements section of our report.

Our firm has also provided other services to the Group in relation to transfer pricing and income tax return review,

and scrutineering

at the Company’s Annual Meeting of shareholders. Subject to certain restrictions, partners and

employees of our firm may also deal with the Group on normal terms within the ordinary course of trading

activities of the business of the Group. These matters have not impaired our independence as auditor of the

Group

. The firm has no other relationship with, or interest in, the Group.

Material uncertainty related to going concern

We draw attention to the Going concern section in Note 2 of the consolidated financial statements, which indicates

there is a material uncertainty concerning the Group's ability to achieve financial forecasts and generate sufficient

cash flows to ensure the Group will be able to comply with its financial covenants over the term of the facility

agreement and maintain the Group’s ongoing liquidity.

We evaluated management’s forecasts, projected compliance with its debt obligations and ability to maintain

liquidity by performing the following procedures:

— Reviewed terms of the Group’s revised facility agreement dated 28 June 2019.

— Evaluated the Group’s forecasting processes and the accuracy of previous forecasts by comparing actual

performance against forecasts in prior periods.

— Reviewed the Group’s forecast financial performance, cash flows and financial position, challenged key

assumptions against historical production and market data, reviewed hedging agreements and wool contracts,

and considered internal and external factors impacting the business.

2

3
— Reviewed key inputs and assessed their consistency with Director-approved forecasts.

— Obtained and reviewed management’s projected loan covenant calculations at relevant measurement dates

taking into account definitions in the facility agreement.

— Considered other possible outcomes in relation to the key assumptions and using these performed a

sensitivity analysis of the Group’s forecast.

— Assessed the adequacy of related disclosures in the financial statements against the requirements of the

financial reporting standards.

As stated in Note 2, these events or conditions, along with other matters as set forth in Note 2, indicate that a

material uncertainty exists that may cast significant doubt on the Group’s ability to continue as a going concern.

Our opinion is not modified in respect of this matter.

Materiality

The scope of our audit was influenced by our application of materiality. Materiality helped us to determine the

nature, timing and extent of our audit procedures and to evaluate the effect of misstatements, both individually and

on the consolidated financial statements as a whole. The materiality for the consolidated financial statements as a

whole was set at $350,000.

Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements in the current period. Except for the matter described in the material

uncertainty related to going concern, we summarise below those matters and our key audit procedures to address

those matters in order that the shareholders as a body may better understand the process by which we arrived at

our audit opinion. Our procedures were undertaken in the context of and solely for the purpose of our statutory

audit opinion on the consolidated financial statements as a whole and we do not express discrete opinions on

separate elements of the consolidated financial statements

The key audit matter How the matter was addressed in our audit

Impairment of non-current assets

Refer to Notes 5a and 5c to the Financial Statements.

As at 30 June 2019, prior to any adjustment for

impairment, the carrying amount of property, plant and

equipment (‘PP&E’) and goodwill relating to the Carpets

cash generating unit (‘CGU’) was $34,630,000 and

$2,362,000, respectively.

The Group’s market capitalisation of $21,977,000 was

significantly below the carrying value of its net assets of

$61,764,000 (pre-impairment) as at 30 June 2019. This

disparity was an indicator of impairment of PP&E and

goodwill allocated to the Carpets CGU.

Management performs an impairment assessment of

PP&E where there are indicators of impairment, and

annually performs an impairment test of

goodwill. Based on this assessment, management

determined that non-current assets allocated to the

Carpets CGU were impaired by $8,491,000. As a result,

management have fully impaired the carrying value of

goodwill, and impaired plant and equipment by

$6,129,000. Property has not been impaired as its fair

value as determined by an independent valuer exceeds

its carrying value.

Our testing of impairment of goodwill and PP&E included

the following procedures:

− Evaluated management’s identification of CGU’s and

the corresponding allocation of goodwill and PP&E.

− Evaluated the methodologies, data and assumptions

used in the discounted cash flow model and in doing

this, we involved our valuation specialists.

− Challenged management’s cash flow assumptions,

including projected sales volumes, sales margin, wool

price and foreign exchange rates against historical

performance and forecast market information.

− We cross referenced the outcome of the DCF

impairment model against the Group’s market

capitalisation and breakup value of net assets.

− Performed sensitivity analyses on the key assumptions

used in the impairment model.

− Evaluated disclosure of impairment and related key

assumptions in the financial statements of the Group.

Our procedures used a variety of judgements and

assumptions which indicated a range of possible

outcomes. The impairment charged was within that range.

4
The key audit matter How the matter was addressed in our audit

As disclosed in Note 5a and 5c, in assessing whether

the non-current assets allocated to the Carpets CGU of

the Group are impaired, the Group uses a Discounted

Cash Flow (‘DCF’) model. In performing this

assessment, assumptions are made in respect of future

economic and market conditions, such as forecast sales

volumes, expected sales fluctuations, budgeted

production efficiencies, forecast USD and AUD

exchange rate movements, and forecast wool prices,

with consideration of the Group’s hedged

positions. Additionally, management determined a

terminal growth rate and discount rate which reflect an

assessment of the time value of money and the risks

specific to the business.

We focused on the impairment of goodwill and PP&E

allocated to the Carpets CGU, due to the magnitude of

these balances and judgement involved in assessing

their recoverability.

Valuation of inventory

Refer to Note 6c to the financial statements.

The Group has significant inventory balances consisting

of both raw materials and finished goods relating

primarily to the production of carpets. During the year

there was a deterioration in the Group’s inventory

turnover ratio.

The inventory is valued at the lower of cost and net

realisable value. Assessing the net realisable value of

inventory is complex and requires judgement in regard

to the identification and categorisation of inventory as

obsolete, slow moving and at risk of being sold below

cost. Estimates are then involved in determining the

amount of provision required against the cost of such

inventory items. Consequently, we focused on the

valuation of inventory as part of our audit.

We evaluated the valuation of inventory by performing the

following audit procedures:

− Observed the condition of inventory as part of our

physical inventory count procedures.

− Assessed the Group’s methodology for identifying slow

moving and obsolete inventories, taking into

consideration the nature of the inventory and the

Group’s ongoing inventory rationalisation plans.

− Obtained management’s calculation of net realisable

value for slow moving and obsolete inventories and

compared it to historical sales and margin reports. We

also assessed and challenged key assumptions for

reasonableness and corroborated with explanations

provided by sales and inventory managers.

− Performed a detailed inventory turnover analysis and

considered whether any excess quantities of inventory

are on hand.

− Reviewed and tested underlying sales and inventory

cost reports.

We used the information from the above procedures to

calculate our own provision for inventory obsolescence.

The provision recorded was materially consistent with our

own calculation.

Other information

T

he Directors, on behalf of the Group, are responsible for the other information included in the entity’s Annual

Financial Statements and Annual Report. Other informati

on includes the Trend Statement and Disclosure of

non-GAAP Financial Information and the other information included in the Annual Report. Our opinion on the

c

onsolidated financial statements does not cover any other information and we do not exp ress any form of

assurance conclusion thereon.

5
In connection with our audit of the consolidated financial statements our responsibility is to read the other information

and, in doing so, consider whether the other information is materially inconsistent with the consolidated financial

statements or our knowledge obtained in the audit or otherwise appears materially misstated. If, based on the work

we have performed, we conclude that there is a material misstatement of this other information, we are required to

report that fact. We have received the Trend Statement and Disclosure of non-GAAP Financial Information and have

nothing to report in regards to it. The Annual Report is expected to be made available to us after the date of this

Independent Auditor's Report and we will report the matters identified, if any, to the Directors.

Use of this independent auditor’s r eport

This independent auditor’s report is made solely to the shareholders as a body. Our audit work has been

undertaken so that we might state to the shareholders those matters we are required to state to them in the

independent auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or

assume responsibility to anyone other than the shareholders as a body for our audit work, this independent

auditor’s report, or any of the opinions we have formed.

Responsibilities of the Directors for the consolidated financial statements

The Directors, on behalf of the Company, are responsible for:

— the preparation and fair presentation of the consolidated financial statements in accordance with generally

accepted accounting practice in New Zealand (being New Zealand Equivalents to International Financial

Reporting Standards) and International Financial Reporting Standards;

— implementing necessary internal control to enable the preparation of a consolidated set of financial statements

that is fairly presented and free from material misstatement, whether due to fraud or error; and

— assessing the ability to continue as a going concern. This includes disclosing, as applicable, matters related to

going concern and using the going concern basis of accounting unless they either intend to liquidate or to

cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the consolidated financial statements

Our objective is:

— to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from

material misstatement, whether due to fraud or error; and

— to issue an independent auditor’s report that includes our opinion.

Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance

with ISAs NZ will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error. They are considered material if, individually or in the aggregate, they

could reasonably be expected to influence the economic decisions of users taken on the basis of these

consolidated financial statements.

A further description of our responsibilities for the audit of these consolidated financial statements is located at the

External Reporting Board (XRB) website at:

http://www.xrb.govt.nz/standards-for-assurance-practitioners/auditors-responsibilities/audit-report-1/

This description forms part of our independent auditor’s report.

The engagement partner on the audit resulting in this independent auditor's report is Aaron Woolsey.

For and on behalf of

KPMG

Auckland

26 August 2019

6
Cavalier Corporation Limited and subsidiary companies

Income Statement

For the year ended 30 June 2019

2019 2018

Note $000 $000

Revenue 3c 135,234 148,120

Cost of sales (102,378) (111,917)

Gross profit 32,856 36,203

Other income and gains 3d 41 77

Distribution expenses (22,486) (23,016)

Administration expenses 3e (6,814) (6,737)

Restructuring costs - 189

Impairment of fixed assets 5a (6,129) (90)

Impairment of goodwill 5c (2,362) -

Reversal of impairment of fixed assets 5a - 137

Results from operating activities (4,894) 6,763

Net finance costs 3g (1,790) (2,798)

Share of profit after tax of equity-accounted

investees 8a 644 1,291

Loss on sale of interest in, and property held

by, equity-accounted investees 8a (11,884) -

(Loss)/Profit before income tax (17,924) 5,256

Income tax benefit/(expense) 3h 1,144 (1,175)

(Loss)/Profit after tax for the year $(16,780) $4,081

Basic and diluted (loss)/earnings per

share (cents) 3b (24.4) 5.9

This statement is to be read in conjunction with the notes on pages 13 to 51.

7
Cavalier Corporation Limited and subsidiary companies

Statement of Comprehensive Income

For the year ended 30 June 2019

Note

2019

$000

2018

$000

(Loss)/Profit after tax for the year (16,780) 4,081

Other comprehensive income that may be reclassified

subsequently to profit or loss

Effective portion of changes in fair value of cash flow hedges 229 785

Net change in fair value of cash flow hedges transferred to profit

or loss (536) (300)

Income tax on changes in fair value of cash flow hedges 3h 86 (136)

Share of fair value of cash flow hedges (net of income tax) of

equity-accounted investee 8a 72 (97)

Foreign currency translation differences for foreign operations - (1)

(149) 251

Other comprehensive income not reclassified subsequently

to profit or loss - -

Other comprehensive income for the year, net of income tax (149) 251

Total comprehensive income for the year $(16,929) $4,332

This statement is to be read in conjunction with the notes on pages 13 to 51.

8

Cavalier Corporation Limited and subsidiary companies


Statement of Changes in Equity

For the year ended 30 June 2019



Share

Capital

Cash Flow

Hedging

Reserve

Foreign Currency

Translation

Reserve


Retained

Earnings



Total Equity

Note $000 $000 $000 $000 $000


Total equity at 1 July 2018


$21,846


$(70)


$(1,420)


$51,866


$72,222

Change in accounting policy 2 - - - (304) (304)

Total equity at 1 July 2018 after adjusting for impact of

change in accounting policy


21,846


(70)


(1,420)


51,562


71,918


Total comprehensive income for the year


Loss after tax - - - (16,780) (16,780)


Other comprehensive income that may be reclassified

subsequently to profit or loss


Changes in fair value of cash flow hedges (net of income tax) - (221) - - (221)

Share of fair value of cash flow hedges (net of income tax) of

equity-accounted investee


8a


-


72


-


-


72


- (149) - - (149)


Other comprehensive income not reclassified subsequently

to profit or loss


-


-


-


-


-


Total other comprehensive income - (149) - - (149)

Total comprehensive income for the year - (149) - (16,780) (16,929)


Transactions with owners, recorded directly in equity - - - - -


Total equity at 30 June 2019 $21,846 $(219) $(1,420) $34,782 $54,989








This statement is to be read in conjunction with the notes on pages 13 to 51.

9

Cavalier Corporation Limited and subsidiary companies


Statement of Changes in Equity (continued)

For the year ended 30 June 2018



Share

Capital

Cash Flow

Hedging

Reserve

Foreign Currency

Translation

Reserve


Retained

Earnings



Total Equity

Note $000 $000 $000 $000 $000


Total equity at 1 July 2017


$21,846


$(322)


$(1,419)


$47,785


$67,890


Total comprehensive income for the year


Profit after tax - - - 4,081 4,081


Other comprehensive income that may be reclassified

subsequently to profit or loss


Changes in fair value of cash flow hedges (net of income tax) - 349 - - 349

Share of fair value of cash flow hedges (net of income tax) of

equity-accounted investee


8a


-


(97)


-


-


(97)

Foreign currency translation differences for foreign operations - - (1) - (1)


- 252 (1) - 251


Other comprehensive income not reclassified subsequently

to profit or loss


-


-


-


-


-


Total other comprehensive income - 252 (1) - 251

Total comprehensive income for the year - 252 (1) 4,081 4,332


Transactions with owners, recorded directly in equity - - - - -


Total equity at 30 June 2018 $21,846 $(70) $(1,420) $51,866 $72,222










This statement is to be read in conjunction with the notes on pages 13 to 51.

10

Cavalier Corporation Limited and subsidiary companies


Statement of Financial Position

As at 30 June 2019


2019 2018

Note $000 $000


ASSETS

Property, plant and equipment 5a 30,164 35,142

Goodwill 5c - 2,362

Investment in equity-accounted investees 8a - 24,544

Deferred tax asset 3h 5,456 4,971


Total non-current assets 35,620 67,019


Cash and cash equivalents 6a 2,724 2,111

Trade receivables, other receivables and prepayments 6b 12,344 15,582

Inventories 6c 47,678 47,321

Derivative financial instruments 7 653 971

Income tax receivable 315 -


Total current assets 63,714 65,985


Total assets $99,334 $133,004


EQUITY

Share capital 4b 21,846 21,846

Cash flow hedging reserve 4b (219) (70)

Foreign currency translation reserve 4b (1,420) (1,420)

Retained earnings 34,782 51,866


Total equity 54,989 72,222


LIABILITIES

Loans and borrowings 4c 20,500 27,500

Employee benefits 8c 903 911

Provisions 8b 715 1,118


Total non-current liabilities 22,118 29,529


Loans and borrowings 4c - 4,000

Trade payables and accruals 6d 17,014 19,490

Provisions 8b 699 2,214

Employee entitlements 3,856 4,076

Deferred income 9 47

Derivative financial instruments 7 649 593

Income tax payable - 833


Total current liabilities 22,227 31,253


Total liabilities 44,345 60,782


Total equity and liabilities $99,334 $133,004














This statement is to be read in conjunction with the notes on pages 13 to 51.

11
Cavalier Corporation Limited and subsidiary companies

Statement of Cash Flows

For the year ended 30 June 2019

2019 2018

Note $000 $000

CASH FLOWS FROM OPERATING ACTIVITIES

Cash receipts from customers 135,700 149,448

Cash paid to suppliers and employees (130,611) (135,587)

5,089 13,861

Dividends received 2 1

Other receipts 4 4

GST refunded 14 665

Interest paid (1,918) (2,773)

Income tax (paid)/refunded (285) 385

Net cash flow from operating activities 2,906 12,143

CASH FLOWS FROM INVESTING ACTIVITIES

Proceeds from sale of property, plant and

equipment

110 161

Acquisition of property, plant and equipment 5a (4,705) (1,622)

Proceeds from sale of interest in, and property held

by, equity-accounted investees 8a 10,593 -

Dividends received from equity-accounted

investees

8a 2,783 140

Net cash flow from investing activities 8,781 (1,321)

CASH FLOWS FROM FINANCING ACTIVITIES

Movements in bank borrowings 4c (11,000) (10,000)

Net cash flow from financing activities (11,000) (10,000)

Net increase in cash and cash equivalents 687 822

Cash and cash equivalents at beginning of the year 2,111 1,255

Effect of exchange rate changes on cash (74) 34

Cash and cash equivalents at end of the year $2,724 $2,111

This statement is to be read in conjunction with the notes on pages 13 to 51.

12
Cavalier Corporation Limited and subsidiary companies

Statement of Cash Flows (continued)

For the year ended 30 June 2019

RECONCILIATION OF PROFIT/LOSS WITH NET CASH FLOW FROM OPERATING ACTIVITIES

2019 2018

$000 $000

(Loss)/Profit after tax for the year (16,780) 4,081

Add/(Deduct) non-cash items:

Depreciation 3,479 3,561

Impairment of fixed assets 6,129 90

Impairment of goodwill 2,362 -

Reversal of impairment of fixed assets - (137)

Share of profit of equity-accounted investees (644) (1,291)

Loss on sale of interest in, and property held by, equity-

accounted investees 11,884 -

Deferred tax benefit (399) 425

Employee benefits (228) 58

Deferred income (37) (38)

Provisions (1,918) (974)

Net gain on sale of property, plant and equipment (35) (72)

Net (gain)/loss on foreign currency balance 74 (34)

Changes in working capital items:

Trade and other receivables 511 1,679

Inventories 1,531 3,314

Income tax payable/receivable (1,030) 1,134

Trade payables and accruals (2,060) 635

Derivative financial instruments 67 (288)

Net cash flow from operating activities $2,906 $12,143

This statement is to be read in conjunction with the notes on pages 13 to 51.

13
Cavalier Corporation Limited and subsidiary companies

Notes to the Financial Statements

For the year ended 30 June 2019

1.COMPANY INFORMATION

Cavalier Corporation Limited (“Cavalier” or “Company”) is a limited liability company that is domiciled and

incorporated in New Zealand.

The financial statements presented are for Cavalier and its subsidiaries (“Group”) and the Group’s investment in

equity-accounted investees as at, and for the year ended, 30 June 2019.

The Company is registered under the Companies Act 1993 and is an FMC reporting entity for the purposes of

the Financial Reporting Act 2013 and the Financial Markets Conduct Act 2013. The financial statements have

been prepared in accordance with these Acts.

The principal activities of the Group comprise wool acquisition, and carpet sales and manufacturing.

All Group subsidiaries are wholly-owned.

The Group had a 27.5% interest in commission woolscourer, Cavalier Wool Holdings Limited (“CWH”). It also

has a 50% interest in property-owning entity, CWS Assets Limited (“CWSA”). The Group sold its interest in

CWH, and CWSA sold the property that it held, on 30 September 2018.

2.GENERAL INFORMATION RELATING TO PREPARATION OF FINANCIAL STATEMENTS

Statement of compliance

The financial statements comply with New Zealand equivalents to International Financial Reporting Standards

(NZ IFRS), other applicable New Zealand accounting standards and authoritative notices as appropriate for Tier

1 For-Profit entities. The financial statements also comply with International Financial Reporting Standards

(IFRS).

Basis of preparation

The financial statements have been prepared in accordance with New Zealand Generally Accepted Accounting

Practice (NZ GAAP) as appropriate for Tier 1 For-Profit entities.

They have been prepared on the historical cost basis, except for derivative financial instruments which are

measured at fair value as disclosed at note 7 (Risks and financial instruments) to the financial statements.

The financial statements are presented in New Zealand dollars ($), which is the Company’s functional currency.

All entities in the Group have New Zealand dollars as its functional currency. Unless otherwise indicated, all

financial information presented in New Zealand dollars has been rounded to the nearest thousand.

The income statement and statements of comprehensive income, changes in equity and cash flows are stated

exclusive of GST. All items in the statement of financial position are stated exclusive of GST, except for trade

receivables and trade payables, which include GST invoiced.

Going concern

The Group prepares its financial statements on a going concern basis and expects to be able to realise its

assets and meet its financial obligations in the normal course of business.

During the year ended 30 June 2019, the Group encountered challenging trading conditions and had difficulties

achieving its forecast sales and profitability targets, resulting in the Group renegotiating its EBITDA and

inventory bank covenants in December 2018 to better reflect the conditions prevailing at the time. The Group

further renegotiated its banking covenants on 28 June 2019 as part of the extension of its funding facilities to 1

September 2020.

For the year to June 2019, the Group made a loss after tax of $16,780,000 which included a non-cash loss on

the disposal of its 27.5% interest in, and property held by, equity-accounted investees of $11,884,000 and

impairment of goodwill and plant and equipment of $6,775,000 after tax. Carpet sales revenue decreased by

9%, on carpet sales volume 12% lower, during the year.

14
Basis of preparation (continued)

Going concern (continued)

The June 2019 extension of the funding facilities established covenants, with compliance dependent on the

Group achieving an increase in carpet sales volumes and margins compared with the previous year.

The Group’s ability to comply with the Bank’s financial covenants, as disclosed at note 4c (Loans and

borrowings) to the financial statements, and generate sufficient cash flows from operations to satisfy its funding

and other financial obligations for a period of at least 12 months following the issuance of the Group’s financial

statements is important to determining the appropriateness of the going concern basis of accounting.

Management forecasts the Group’s financial performance, cash flows and financial position as part of its

management and monitoring of the Group’s operations, including ensuring that the Group will be able to comply

with its financial covenants and debt repayment obligations over the term of the facility. In preparing these

financial forecasts, the following assumptions have been made:

(i)an increase in carpet sales volumes and woollen carpet pricing of 9% and 4% respectively, in

comparison with the financial year ended 30 June 2019;

(ii)NZD:AUD rate of 0.9300, after considering hedged positions;

(iii)operating performance of the Group’s manufacturing plants consistent with that for the financial year

ended 30 June 2019;

(iv)wool price, scoured and delivered, of $4.08/kg;

(v)a 2% reduction in inventory.

The Board of Directors (“Board”) notes that these financial forecasts are particularly sensitive to changes in

sales volumes and margins. Keeping all other assumptions constant, the Group would likely breach its financial

covenants if the Group was unable to achieve an increase in sales volumes of 4% or, alternatively, an increase

in sales price compared with the financial year ended 30 June 2019.

A decrease in sales volumes by 7% and failing to achieve a sales price increase would likely result in the Group

ceasing to generate positive cash flows from operations.

As a consequence, the Board believes there is material uncertainty concerning the Group’s ability to achieve its

financial forecasts which may cast significant doubt on the Group’s ability to comply with the Bank’s financial

covenants and continue as a going concern.

Should the Group not achieve its financial forecasts and meet its debt obligations, the Group may not be able to

continue as a going concern and realise the value in its assets and discharge its liabilities in the normal course

of business.

The Board has implemented a number of initiatives to address this uncertainty including:

(i)plans to grow carpet sales by focusing on in-store presence, supply chain improvements and on-going

product development and range refreshment;

(ii)initiatives to reduce the cost base; and

(iii)appointment of a sub-committee of the Board to oversee the implementation of the strategy to grow

carpet sales.

Additionally, the Board notes, after taking into consideration the 7 August 2019 valuation of the Group’s

Auckland property that was carried out by CBRE, that the fair value of the property on commercial sale and

leaseback terms would be sufficient to settle the Group’s debt facility should the need arise.

The Board considers the Group to be a going concern and believes that the Group will be able to meet its

contractual obligations as further disclosed at note 4c (Loans and borrowings) and note 7 (Risks and financial

instruments and risks) to the financial statements.

15

Significant accounting policies, estimates and judgements


The preparation of financial statements requires management to make judgements, estimations and

assumptions (based on historical experience and other factors management believes to be reasonable) that

affect the application of accounting policies and the reported amounts of assets, liabilities, income and

expenses. Actual results may differ from these estimates.


Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates

are recognised in the period in which the estimate is revised and in any future periods affected.


Accounting policies are identified throughout the notes to the financial statements.


Information about judgements, estimations and assumptions that have a significant effect on the amounts

recognised in the financial statements are disclosed in the following notes:


• Note 2 – going concern

• Note 3h – measurement and recoverability of tax losses

• Note 5a – recoverability of property, plant and equipment

• Note 5c – recoverability of goodwill

• Note 6c – inventory provisioning

• Note 8b – measurement of provisions

• Note 8c – measurement of employee benefits


Accounting policies and judgements, estimations and assumptions are identified using the following coloured

boxes:


Accounting policies Judgements, estimations and assumptions


Basis of consolidation


The financial statements incorporate the assets and liabilities of all subsidiaries of the Group as at 30 June 2019

and the results of all subsidiaries for the year then ended. Subsidiaries are all entities over which the Company

has control. The Company controls an entity when the Company is exposed to, or has rights to, variable returns

from its involvement with the entity and has the ability to affect those returns through its power over the entity.


Intra-group balances and transactions, and any unrealised gains arising from intra-group transactions, are

eliminated in preparing the financial statements. Unrealised losses are also eliminated unless the underlying

intra-group transaction provides evidence that the asset transferred is impaired.


Unrealised gains arising from transactions with equity-accounted investees are eliminated against the

investment to the extent of the Group’s interest in the investee. Unrealised losses are eliminated in the same

way as unrealised gains, but only to the extent that there is no evidence of impairment.


New and amended accounting standards adopted and changes in accounting policies


There have been no changes in the accounting policies adopted in the preparation of the financial statements

except as a consequence of the Group’s adoption of NZ IFRS 9 Financial Instruments (NZ IFRS 9) and NZ

IFRS 15 Revenue from Contracts with Customers (NZ IFRS 15) during the year.


Impact of the adoption of NZ IFRS 9


Effective 1 July 2018, the Group applied NZ IFRS 9 for its accounting of financial instruments, which included

the adoption of the expected loss model, as opposed to the incurred loss model under the old standard, for the

assessment of trade and other receivables for impairment. Under the new standard, the Group assesses

impairment of trade and other receivables on a forward-looking basis, taking into account not only past events

and current conditions, but also forecast of future economic conditions.


It has been determined that the impact of the new standard on the assessment of trade and other receivables

for impairment is minimal.


From 1 July 2018, the Group classifies its financial assets and financial liabilities in the following measurement

categories: those to be measured subsequently at fair value (either through other comprehensive income

(‘OCI”), or through profit or loss), and those to be measured at amortised cost.


16

New and amended accounting standards adopted and changes in accounting policies (continued)


Impact of the adoption of NZ IFRS 9 (continued)


The classification and measurement of financial instruments have resulted in trade and other receivables and

cash and cash equivalents being reclassified as amortised cost (previously loans and receivables) in note 7

(Risks and Financial Instruments) to the financial statements. Derivative financial instruments that are in cash

flow hedge relationships are measured at fair value through other comprehensive income where the hedges are

effective. Derivative financial instruments that are not in a cash flow hedge relationship or where the hedges

are ineffective are measured at fair value through profit or loss. All other financial instruments (including cash,

trade and other receivables, trade payables and bank borrowings) are measured at amortised cost.


The Group elected to apply the cumulative effect method, with no restatement of comparative period amounts,

in applying NZ IFRS 9. The cumulative effect of applying the new standard is minimal, with no adjustment to the

opening balance of retained earnings recognised in the Statement of Changes in Equity required as a

consequence.


Impact of the adoption of NZ IFRS 15


Effective 1 July 2018, the Group also applied NZ IFRS 15 for its accounting of revenue from contracts with

customers. Based on the five-step assessment performed by the Group pursuant to NZ IFRS 15, the impact of

the new standard is minimal. All of the revenue earned by the Group is derived from the satisfaction of a single

performance obligation for each contract, which can be for the sale of carpet, carpet yarn or wool. This revenue

has historically been recognised at the time there is the transfer of the risks and rewards of ownership of the

products sold to the customer. It has been determined that revenue is now recognised when the customer

obtains control of the products sold, typically on the earlier of payment or delivery.


It has also been determined that there are:

• no material changes to the accounting for rebates, discounts or any other variable consideration under NZ

IFRS 15; and

• no financing components within the Group’s sales arrangements.


The new accounting policy on revenue is disclosed in note 3c (Revenue) to the financial statements.


The Group also elected to apply the cumulative effect method, with no restatement of comparative period

amounts, in applying NZ IFRS 15. The cumulative effect of applying the new standard is dealt with as an

adjustment to the opening balance of retained earnings recognised in the Statement of Changes in Equity.


The Group’s revenue recognition policy remains largely the same with the exception that revenue is now

recognised when the customer obtains control of the products sold, typically on the earlier of payment or

delivery.


The adoption of NZ IFRS 15 has impacted the timing of when some revenue is recognised, resulting in the

following adjustments to opening retained earnings.


$000

Retained earnings as at 1 July 2018 before NZ IFRS 15 adjustments 51,866

Change in revenue (2,371)

Change in cost of sales 1,949

Change in income tax expense 118

Retained earnings as at 1 July 2018 after NZ IFRS 15 adjustments $51,562


17

New and amended accounting standards adopted and changes in accounting policies (continued)


Impact of the adoption of NZ IFRS 15 (continued)


The table below shows the effect of the adoption of NZ IFRS 15 on 1 July 2018 on the Condensed

Consolidated Statement of Financial Position:


As previously

reported

NZ IFRS 15

reclassifications

Restated

$000 $000 $000

Assets

Trade receivables, other receivables and

prepayments


15,582


(2,727)


12,855

Inventories 47,321 1,889 49,210

Total impact on assets $62,903 $(838) $62,065


Liabilities


Trade payables and accruals 19,490 (416) 19,074

Income tax payable 833 (118) 715

Total impact on liabilities $20,323 $(534) $19,789


Retained earnings


$51,866


$(304)


$51,562


18

3. FINANCIAL PERFORMANCE


This section deals with the financial performance of the Group and addresses, among other things, the financial

performance of the Group’s reportable segments and the key areas that impact on the Group’s profitability,

including operating revenue, other income, gains/losses on sale of property, plant and equipment, expenses and

taxation.


3a. Segment performance


Reportable segments


The Group’s reportable and operating segments are:

• carpet sales and manufacturing; and

• wool acquisition.


An operating segment is a component of the Group:

• that engages in business activities from which it may earn revenues and incur expenses, including revenues

and expenses that relate to transactions with any of the Group’s other components;

• whose operating results are regularly reviewed by the Group’s chief operating decision maker - in this case,

the Chief Executive Officer - to make decisions about the resources to be allocated to the segment and to

assess its performance; and

• for which discrete financial information is available.


Inter-segment transactions


All inter-segmental transactions included in revenue and operating expenses for each segment are on an arm’s-

length basis. Inter-segmental sales during the year and intercompany profits on stocks at balance date are

eliminated on consolidation.


Geographical areas


In presenting information on the basis of geographical areas, revenue is based on the geographical location of

customers and non-current assets are based on the geographical location of those assets.


2019

$000

2018

$000

Revenue

New Zealand 78,316 84,482

Australia 52,640 57,878

Rest of the world 4,278 5,760

$135,234 $148,120


As at

30 June 2019

$000

As at

30 June 2018

$000

Non-current assets

New Zealand 34,955 66,522

Australia 665 497

$35,620 $67,019


Major customers


None of the Group’s external customers contributed revenues in excess of 10% of the Group’s total revenues.


19


3a. Segment performance (continued)



Carpets Wool Total


2019

$000

2018

$000

2019

$000

2018

$000

2019

$000

2018

$000

External revenue 113,059 123,724 22,175 24,396 135,234 148,120

Inter-segment revenue - - 3,277 3,069 3,277 3,069

Total revenue $113,059 $123,724 $25,452 $27,465 138,511 151,189


Elimination of inter-segment revenue (3,277) (3,069)

Consolidated revenue $135,234 $148,120


Segment result before depreciation,

restructuring related expenses and impairment


7,721


10,318


928


1,411


8,649


11,729

Depreciation (3,339) (3,445) (140) (116) (3,479) (3,561)

Segment result before restructuring and

impairment


4,382


6,873


788


1,295


5,170


8,168

Restructuring costs - 189 - - - 189

Impairment of fixed assets (6,129) (90) - - (6,129) (90)

Impairment of goodwill (2,362) - (2,362)

Reversal of impairment of fixed assets - 137 - - - 137

Segment result after restructuring and

impairment


(4,109)


7,109


788


1,295


(3,321)


8,404


Elimination of inter-segment profits (30) (66)

Unallocated corporate costs (1,543) (1,575)

Results from operating activities (4,894) 6,763


Net finance costs (1,790) (2,798)


Share of profit after tax of equity-accounted

investees










644


1,291

Loss on sale of interest in, and property held

by, equity-accounted investees


(11,884)


-

(Loss)/Profit before income tax (17,924) 5,256


Income tax benefit/(expense) 1,144 (1,175)


(Loss)/Profit after tax for the year $(16,780) $4,081




20


3a. Segment performance (continued)



Carpets Wool Total


2019


$000

2018


$000

2019


$000

2018


$000

2019


$000

2018


$000


Reportable segment assets 96,300 104,665 3,034 3,795 99,334 108,460

Investment in equity-accounted investees - 24,544

Total assets $99,334 $133,004


Capital expenditure 4,328 1,392 377 230 $4,705 $1,622


Reportable segment liabilities 21,496 26,122 2,349 3,160 23,845 29,282

Unallocated liabilities 20,500 31,500

Total liabilities $44,345 $60,782


Employee numbers

Operations 435 441 24 27 459 468

Unallocated 3 5

Total employee numbers 462 473



21

3b. Earnings per share


Basic and diluted (loss)/earnings per share (EPS)


2019 2018

(Loss)/Profit after tax attributable to shareholders of the

Company ($000)


(16,780)


4,081

Weighted average number of ordinary shares outstanding 68,679,098 68,679,098

Basic and diluted EPS (cents) (24.4) 5.9


3c. Revenue


2019 2018

$000 $000

Sales of goods

Carpet 111,412 121,682

Wool 22,175 24,396

Carpet yarn 876 1,933

134,463 148,011

Provision of installation

services

771 109

Total revenue $135,234 $148,120


Accounting policies


Sale of goods

Revenue is recognised when or as performance obligations are satisfied by transferring control of the products

sold to the customer at the transaction price specified in the contract. Control typically transfers to the customer

on the earlier of payment for, or delivery of, the product. The transaction price includes all amounts which the

Group expects to be entitled to, net of goods and services tax and other indirect taxes, expected rebates and

discounts. Where applicable, rebates and/or discounts are included within the consideration using an estimation

typically based on the most likely method and are only recognised to the extent that it is highly probable that a

significant reversal will not occur.


Provision of services

Revenue from services rendered is recognised in profit or loss in proportion to the stage of completion of the

transaction at the reporting date. The stage of completion is determined by reference to the physical quantities

of materials processed.


3d. Other income and gains


2019 2018

$000 $000

Rentals received 4 4

Dividends received 2 1

Net gain on sale of property, plant and equipment 35 72

Total other income and gains $41 $77


3e. Administration expenses


The following items of expenditure are included in administration expenses:


2019 2018

$000 $000

Donations $15 $25


Fees paid and payable to KPMG for:

Audit of financial statements 168 179

Tax services 30 23

Other services 6 5

Total fees paid and payable to KPMG $204 $207


22

3e. Administration expenses (continued)


Tax services were in respect of transfer pricing and review of income tax returns, and other services were in

respect of scrutineering work at the Annual Meeting of shareholders.


3f. Personnel expenses


2019 2018

$000 $000

Directors’ fees 395 345

Wages, salaries, bonuses and holiday pay 32,694 33,227

Employee termination benefits 552 322

Employee benefits 2,692 2,901

Decrease in liability for retiring allowances and

long service leave


(8)


(101)

Total personnel expenses $36,325 $36,694


Personnel costs are included in cost of sales, distribution expenses and administration expenses in the income

statement (except for employee termination benefits relating to restructuring of the Group’s operations which are

classified under restructuring costs).


3g. Net finance costs


2019 2018

$000 $000

Interest income 2 36

Interest expense (1,792) (2,834)

Net finance costs $(1,790) $(2,798)


Accounting policies


Net finance costs include interest expense on borrowings and interest income on funds invested. All interest

expense and income are recognised in profit or loss using the effective interest method.


3h. Income tax


2019 2018

$000 $000

Income tax (benefit)/expense in the income

statement








Current tax (benefit)/expense

Current year (646) 491

Adjustment for prior years (99) 259


(745) 750


Deferred tax (benefit)/expense

Origination and reversal of temporary differences (492) 681

Adjustment for prior years 93 (256)


(399) 425


Income tax (benefit)/expense $(1,144) $1,175


23

3h. Income tax (continued)


Reconciliation of effective tax rate

(Loss)/Profit after tax for the year (16,780) 4,081

Income tax (benefit)/expense (1,144) 1,175

(Loss)/Profit excluding income tax $(17,924) $5,256


Income tax using the Company’s domestic tax rate of 28%

(2018: 28%)


(5,019)


1,472

Share of profit after tax of equity-accounted investees (180) (361)

Loss on sale of interest in, and property held by, equity-

accounted investees


3,328


-

Impairment of goodwill 661

Non-deductible expenses 36 43

Effect of tax rate difference in foreign jurisdiction 35 29

Underprovided in prior years (6) 3

Other 1 (11)


Income tax (benefit)/expense $(1,144) $1,175


2019 2018

$000 $000

Income tax recognised directly in equity


Derivative financial instruments (86) 136

Income tax on income and expense

recognised directly in equity




$(86)


$136


Imputation credits


Imputation credits available to

shareholders of the Company


$9,232


$8,748


Deferred tax assets and liabilities


Deferred tax assets and liabilities are attributable to the following:


Assets Liabilities Net

2019 2018 2019 2018 2019 2018

$000 $000 $000 $000 $000 $000

Property, plant and

equipment


-


-


(1,130)


(2,744)


(1,130)


(2,744)

Derivatives - - - - - -

Inventories 644 589 - - 644 589

Employee benefits 1,124 1,232 - - 1,124 1,232

Provisions 1,193 2,092 - - 1,193 2,092

Tax loss carry-forwards 3,625 3,802 - - 3,625 3,802

Net tax assets/(liabilities) $6,586 $7,715 $(1,130) $(2,744) $5,456 $4,971


Deferred tax assets have not been recognised in respect of temporary differences arising from tax losses

totalling $24,150,000 (2018: $24,149,000) relating to an Australian subsidiary that currently does not have

trading activity. It is not probable that future taxable profit will be available against which the Group can use the

benefits therefrom.


24

3h. Income tax (continued)


Deferred tax assets and liabilities (continued)


Movement in temporary differences during the year:



Balance

30 June 2018

Recognised

in profit or

loss

Recognised

in equity

Balance

30 June 2019

$000 $000 $000 $000

Property, plant and equipment (2,744) 1,614 - (1,130)

Derivatives - (86) 86 -

Inventories 589 55 - 644

Employee benefits 1,232 (108) - 1,124

Provisions 2,092 (899) - 1,193

Tax loss carry-forwards 3,802 (177) - 3,625

Total $4,971 $399 $86 $5,456



Balance

30 June 2017

Recognised

in profit or

loss

Recognised

in equity

Balance

30 June 2018

$000 $000 $000 $000

Property, plant and equipment (3,004) 260 - (2,744)

Derivatives - 136 (136) -

Inventories 778 (189) - 589

Employee benefits 1,224 8 - 1,232

Provisions 2,042 50 - 2,092

Tax loss carry-forwards 4,492 (690) - 3,802

Total $5,532 $(425) $(136) $4,971



Accounting policies


Income tax expense comprises current and deferred tax. Income tax expense is recognised in profit or loss except to

the extent that it relates to items recognised directly in other comprehensive income, in which case it is recognised in

other comprehensive income.


Current tax is the expected tax payable on the taxable income for the year, using tax rates enacted at the reporting

date, and any adjustment to tax payable in respect of previous years.


Deferred tax is recognised in respect of temporary differences between the carrying amounts of assets and liabilities

for financial reporting purposes and the amounts used for taxation purposes and is measured at the tax rates that

are expected to be applied to the temporary differences when they reverse, based on the laws that have been

enacted or substantively enacted by the reporting date.




Judgements, estimations and assumptions


Deferred tax assets are recognised for unused tax losses and deductible temporary differences to the extent that it is

probable that future taxable profits will be available against which they can be used. Future taxable profits are

determined based on business plans for individual subsidiaries in the Group. Deferred tax assets are reviewed at

each balance date and adjusted to the extent that it is no longer probable that sufficient taxable profits will be

available in the future to utilise the deferred tax asset.


25

4. FUNDING


This section looks at the Group’s two key sources of funding, how it manages its funding and other related

matters.


4a. Capital management


The Group’s capital includes share capital, reserves and retained earnings.


The Group’s capital management policy is aimed at maintaining a strong capital base so as to maintain investor,

creditor and market confidence in the Group and to enable it to continue to fund the ongoing needs of the

business and to sustain its future development.


The impact of the level of capital on shareholders’ return is also recognised, as is the return to shareholders in

the form of dividends paid and growth in share price, and the Group works to maintain a balance between the

higher returns that might be possible with greater gearing and the advantages and security afforded by a sound

capital base.


The Group is not subject to any externally imposed capital requirements, except that one of the covenants with

its Bank requires total equity, after deducting intangibles, to be maintained at a pre-determined percentage of

total tangible assets. There is satisfactory headroom in this covenant at balance date.


The allocation of capital between the Group’s specific business segment operations and activities is, to a large

extent, driven by the opportunities that exist within each of these segments and the optimisation of the return

achieved on the capital allocated. The process of allocating capital to specific business segment operations and

activities is determined by the Chief Executive Officer in consultation with the Board and is therefore undertaken

independently of those responsible for the operation.


The Group’s policies in respect of capital management and allocation are reviewed regularly by the Board.


There have been no material changes in the Group’s management of capital during the year.


Consistent with best practice, the Group monitors capital on the basis of the leverage. Leverage is calculated as

net debt divided by total capital employed. Net debt is determined as total loans and borrowings (including both

non-current and current as shown in the consolidated statement of financial position) plus bank overdraft less

cash and cash equivalents. Total capital employed is calculated as equity as shown in the consolidated

statement of financial position plus net debt financing assets in operation.


The Group’s leverage at balance date was as follows:


2019 2018

$000 $000

Total loans and borrowings, including current portion 20,500 31,500

Less cash and cash equivalents


(2,724)


(2,111)


Net debt 17,776 29,389


Total equity 54,989 72,222


Total capital employed $72,765 $101,611


Leverage 24.4% 28.9%


26

4b. Share capital, dividends and reserves


Share capital


2019 2018

Number of ordinary shares issued 68,679,098 68,679,098


All issued shares are fully paid up and have no par value.


The holders of ordinary shares are entitled to receive dividends as declared from time to time and one vote per

share at meetings of the Company. All shares rank equally with regard to the Company’s residual assets.


Dividends


No dividends were paid during the year (2018: Nil).


The Board has not declared a final dividend in respect of the current year ended 30 June 2019 (2018: Nil).


Cash flow hedging reserve


The Group uses derivative financial instruments to hedge its exposure to foreign exchange and interest rate

risks arising from operational, financing and investing activities. In accordance with its treasury policy, the Group

does not hold or issue derivative financial instruments for trading purposes. However, derivatives that do not

qualify for hedge accounting are accounted for as trading instruments.


Derivative financial instruments are recognised initially at fair value and transaction costs are expensed

immediately. Subsequent to initial recognition, derivative financial instruments are stated at fair value. The gain

or loss on re-measurement to fair value is recognised immediately in profit or loss.


Where derivatives qualify for hedge accounting, changes in the fair value of the derivative hedging instrument

designated as a cash flow hedge are recognised in other comprehensive income to the extent that the hedge is

effective. To the extent that the hedge is ineffective, changes in fair value are recognised in profit or loss.


If the hedging instrument no longer meets the criteria for hedge accounting, expires or is sold, terminated or

exercised, then hedge accounting is discontinued prospectively. The cumulative gain or loss previously

recognised in other comprehensive income remains there until the forecast transaction occurs at which time the

gain or loss is transferred to profit or loss. When the hedge item is a non-financial asset, the amount recognised

in the cash flow hedging reserve is transferred to the carrying amount of the asset when it is recognised. In

other cases, the amount recognised in the cash flow hedging reserve is transferred to profit or loss in the same

year that the hedged item affects profit or loss.


The cash flow hedging reserve represents the effective portion of the cumulative net change in the fair value of

cash flow hedging instruments related to hedged transactions that have not yet occurred.


Foreign currency translation reserve


The assets and liabilities of foreign operations, including goodwill and fair value adjustments arising on

acquisition, are translated to New Zealand dollars at exchange rates at the reporting date. The income and

expenses of foreign operations are translated to New Zealand dollars at exchange rates at the dates of the

transactions.


The foreign currency translation reserve comprises all exchange rate differences arising from the translation of

the financial statements of foreign operations and the translation of liabilities designated as hedges against the

Company’s net investment in a foreign operation.


27

4c. Loans and borrowings


This note provides information about the contractual terms of the Group’s interest-bearing loans and

borrowings. For more information about the Group’s exposure to interest rate risks, see note 7 (Risks and

financial instruments) to the financial statements.


The Group’s funding facilities are provided by Bank of New Zealand and National Australia Bank Limited

(together, “the Bank”).


The Group had total New Zealand dollar-denominated bank funding facilities of $23,400,000 at balance date,

with $20,500,000 utilised at that date.


The Group also had overdraft facilities totalling $1,598,000 at balance date. These facilities are repayable on

demand and none of these were utilised at that date.


The Group had financial covenants with the Bank that required the Group to meet, amongst other things, certain

EBITDA, revenue, inventory and equity ratio targets during the year. The Group was not in breach of these

financial covenants throughout the year ended 30 June 2019 as it was able to renegotiate these with the Bank

in advance where required to better reflect operating conditions and financial performance as the year

progressed.


Details of the Group’s loans and borrowings at 30 June are as follows:


Nominal

interest

rate 2019

Face

value

2019

Carrying

amount

2019

Nominal

interest rate

2018

Face

value

2018

Carrying

amount

2018

% $000 $000 % $000 $000

Non-current 20,500 20,500 27,500 27,500

Current - - 4,000 4,000

Total secured bank loans 7.0 $20,500 $20,500 7.3 $31,500 $31,500


The Group had no other borrowings at balance date (2018: Nil).


Certain companies in the Group have granted in favour of Bank of New Zealand, as security agent for the Bank,

a first-ranking composite general security deed and cross guarantee securing all obligations of the Group to the

Bank, including obligations for the payment and repayment of moneys due, owing or payable by the Group to

the Bank. The property-owning companies in the Group have also granted in favour of Bank of New Zealand

first-ranking mortgages in respect of land and buildings as security for all obligations of the Group to the Bank,

including obligations for the payment and repayment of moneys due, owing or payable by the Group to the Bank

(see note 5a (Property, plant and equipment) to the financial statements).


The Group extended its funding facilities with the Bank to 1 September 2020 prior to balance date.


In extending the funding facilities, the Group also renegotiated its financial covenants with the Bank, with the

equity and interest cover ratios, as well as EBITDA, revenue and inventory targets, reset to reflect the Group’s

latest financial forecasts.


28

5. ASSETS EMPLOYED


This section covers non-current assets, being property, plant and equipment, other assets and goodwill, that the

Group employs in the production and sale of carpet, and the acquisition and sale of wool, to generate revenues

and profits.


5a. Property, plant and equipment


Land and

buildings

Plant and

equipment

Other

assets

Under

construction

Total

$000 $000 $000 $000 $000


Cost or deemed cost

Balance at 1 July 2018 23,734 72,603 14,601 119 111,057

Additions 434 694 2,621 956 4,705

Disposals (9) (4,511) (1,109) - (5,629)

Transfers - 62 56 (118) -

Balance at 30 June 2019 $24,159 $68,848 $16,169 $957 $110,133


Balance at 1 July 2017 23,548 73,096 14,377 414 111,435

Additions 162 438 905 117 1,622

Disposals - (977) (797) (226) (2,000)

Transfers 24 46 116 (186) -

Balance at 30 June 2018 $23,734 $72,603 $14,601 $119 $111,057


Depreciation and impairment

losses


Balance at 1 July 2018 2,403 61,444 12,068 - 75,915

Depreciation for the year 257 2,568 654 - 3,479

Impairment losses provided - 4,369 1,760 - 6,129

Disposals (9) (4,443) (1,102) - (5,554)

Balance at 30 June 2019 $2,651 $63,938 $13,380 - $79,969


Balance at 1 July 2017 2,175 59,803 12,108 226 74,312

Depreciation for the year 228 2,645 688 - 3,561

Impairment losses reversed - (137) - - (137)

Impairment losses provided - 90 - - 90

Disposals - (957) (728) (226) (1,911)

Balance at 30 June 2018 $2,403 $61,444 $12,068 - $75,915


Carrying amounts

At 30 June 2019 $21,508 $4,910 $2,789 $957 $30,164

At 30 June 2018 $21,331 $11,159 $2,533 $119 $35,142

29

5a. Property, plant and equipment (continued)


Other assets comprise fixtures and fittings (including leasehold improvements and display stands), computer

equipment, motor vehicles and office equipment.


Impairment loss

Impairment loss in respect of plant and equipment and other assets of $6,129,000 was recognised for the year

(2018: $90,000).


No prior year impairment losses relating to specific items of fixed assets were reversed during the year (2018:

$137,000).


Due to identification of indicators of impairment - more particularly, the $39,787,000 shortfall in the Group’s

market capitalisation when compared with the carrying value of its net assets (before impairment of goodwill,

plant and equipment and other assets) at balance date, the deterioration in profitability and the ongoing

reduction in carpet sales volumes - the Group conducted an impairment test of the carrying value of the assets

(more particularly, goodwill, property, plant and equipment and other assets) that is allocated to the carpet sales

and manufacturing cash-generating unit (“Carpet CGU”) as at 30 June 2019.


The carrying value of these assets was tested for impairment by determining the recoverable amount of the

Carpet CGU and assessing the extent to which the carrying value of these assets exceeds the recoverable

amount, with an impairment loss recognised to the extent of that excess.


The recoverable amount of the Carpet CGU was determined by discounting Carpet CGU cash flow projections

for the next five years, taking into consideration historic data and forecast economic conditions and based on

the following significant assumptions:


• carpet sales volumes down 5% on 2019 in 2020, before increasing by 6% per annum from 2021 to 2023

and returning sales volumes to the levels achieved in 2018;

• carpet sales prices to increase by average of 2% in respect of wool products in 2020 and then remaining

unchanged thereafter;

• wool price, scoured and delivered, of $4.02/kg throughout the period;

• NZD:AUD exchange rates of around 0.9300 throughout the period;

• improvement in operating performance of the Group’s manufacturing plants and reduction in operating

costs;

• post-tax discount rate of 12.8% (2018: 11.1%);

• long term growth rate of 1.5% (2018: 2.0%).


Management believes that the key assumptions used, and estimates made, represent the most realistic

assessment of the recoverable amount of the assets, including goodwill, allocated to the Carpet CGU.


Based on this assessment – which indicated impairment losses totalling $8,491,000 (being the extent to which

the carrying value of assets allocated to the Carpet CGU exceeded its recoverable amount at balance date) -

the Board approved the $6,129,000 impairment of plant and equipment and other assets in addition to the

$2,362,000 impairment of goodwill as disclosed at note 5c (Goodwill) to the financial statements.


Security

At balance date, the Group’s property, plant and equipment were subject to various registered charges in favour

of the Group’s bankers as security for the Group’s banking facilities and arrangements (see note 4c (Loans and

borrowings) to the financial statements).


30

5a. Property, plant and equipment (continued)


Accounting policies


Recognition and measurement

Cost includes expenditures that are directly attributable to the acquisition of the asset. The cost of self-

constructed assets includes the cost of materials and direct labour, any other costs directly attributable to

bringing the asset to a working condition for its intended use, and the cost of dismantling and removing the

items and restoring the site on which they are located. Purchased software that is integral to the functionality of

the related equipment is capitalised as part of that equipment.


When parts of an item of property, plant and equipment have different useful lives, they are accounted for as

separate items (major components) of property, plant and equipment.


Under construction

Items being constructed for future use are held as part of property, plant and equipment under construction. The

carrying amounts of these represent the costs incurred at balance date and will be transferred to the appropriate

classification of property, plant and equipment on completion. Initial cost includes the purchase consideration

and those costs directly attributable in bringing the asset to the location and condition necessary for its intended

use. These costs include site preparation costs, installation costs, borrowing costs, unrecovered operating costs

incurred during planned commissioning and the costs of obtaining consents.


Costs cease to be capitalised when all the activities necessary to bring the asset to its location and condition for

its intended use are complete.


Depreciation

Depreciation is recognised in the income statement over the estimated useful lives of each part of an item of

property, plant and equipment. Land is not depreciated.


The principal rates used for the current and comparative periods are as follows:


• buildings 1.0 - 2.5% straight line

• plant and equipment 6.7 – 10.0% straight line

• other assets

o fixtures and fittings 10.0% straight line

o computer equipment 20.0 – 25.0% straight line

o motor vehicles and office equipment 20.0% diminishing value


Depreciation methods, useful lives and residual values are reassessed at each reporting date.


Impairment

The carrying amount of property, plant and equipment and other assets is tested for impairment whenever there

are indicators of impairment.


An impairment loss is recognised if the carrying amount of the cash-generating unit (being the smallest

identifiable asset group that generates cash flows that are largely independent from other assets and groups) to

which the property, plant and equipment and other assets is allocated exceeds its recoverable amount.


The recoverable amount of a cash-generating unit is the greater of its value in use and its fair value less costs to

sell. In assessing value in use, the estimated future cash flows are discounted to their present value using a

post-tax discount rate that reflects current market assessments of the time value of money and the risks specific

to the cash generating unit.


Impairment losses recognised in respect of cash-generating units are allocated first to reduce the carrying

amount of any goodwill allocated to the units and then to reduce the carrying amount of the other assets in the

unit (group of units) on a pro rata basis.


31

5a. Property, plant and equipment (continued)


Judgements, estimations and assumptions


The assessment of the recoverable amount of the Carpet CGU requires judgements, estimations and

assumptions regarding the various inputs underlying the five-year cash flow projections of the Carpet CGU as

well as the discount rate used to determine the net present values of those future cash flows.



5b. Capital commitments


The Group had outstanding commitments for the purchase of plant and equipment of $361,000 at balance date

(2018: $397,000).


5c. Goodwill


As disclosed at note 5a (Property, plant and equipment) to the financial statements, the Group conducted an

impairment test of the carrying value of the assets - including goodwill - that is allocated to the carpet sales and

manufacturing cash-generating unit (“Carpet CGU”) as at 30 June 2019.


Based on the results and management’s assessment of the recoverable amount of the assets allocated to the

Carpet CGU as disclosed at note 5a (Property, plant and equipment) to the financial statements, the Board has

approved the impairment of the $2,362,000 of goodwill at balance date, consistent with the challenging

operating conditions and the ongoing reduction in carpet sales volumes.



Accounting policies


The carrying amount of goodwill is tested annually for impairment.


An impairment loss is recognised if the carrying amount of the cash-generating unit (being the smallest

identifiable asset group that generates cash flows that are largely independent from other assets and groups) to

which the goodwill is allocated exceeds its recoverable amount. Impairment loss of goodwill cannot be reversed

in future periods.


The recoverable amount of a cash-generating unit is the greater of its value in use and its fair value less costs to

sell. In assessing value in use, the estimated future cash flows are discounted to their present value using a

post-tax discount rate that reflects current market assessments of the time value of money and the risks specific

to the cash generating unit.


Impairment losses recognised in respect of cash-generating units are allocated first to reduce the carrying

amount of any goodwill allocated to the units and then to reduce the carrying amount of the other assets in the

unit (group of units) on a pro rata basis.



Judgements, estimations and assumptions


Refer to note 5a (Property, plant and equipment) to the financial statements for details.



32

6. WORKING CAPITAL


This section reviews the level of working capital the Group generates and utilises in its normal day-to-day

operating activities. The Group’s working capital includes short-terms assets (cash and cash equivalents, trade

receivables, other receivables and prepayments and inventories) and liabilities (trade payables and accruals).


6a. Cash and cash equivalents


Cash and cash equivalents at balance date comprise cash on hand.


Accounting policy


Cash and cash equivalents comprise cash on hand, deposits held at call with financial institutions and bank

overdrafts used for cash management purposes.


6b. Trade receivables, other receivables and prepayments


2019 2018

$000 $000

Trade receivables due from trade customers 11,808 15,184

Other receivables 78 54

Prepayments 458 344

$12,344 $15,582


The Group’s exposure to credit risk in respect of trade receivables and other receivables is minimal as none of

the Group’s external customers contributed revenues in excess of 10% of the Group’s total revenues and none

of the Group’s trade receivables and other receivables are significant individually.


Impairments losses on trade receivables and other receivables are assessed collectively and on a portfolio

basis based on the number of days overdue using the expected loss model, taking into account the historical

loss experienced in portfolios with a similar number of days overdue as well as current conditions and forecast

of future economic conditions.


Further management commentary on, and quantitative disclosure of, credit risk can be found in note 7 (Risks

and financial instruments) to the financial statements.


Accounting policy


Trade receivables and other receivables are recognised initially at fair value and subsequently adjusted for

impairment losses.


6c. Inventories


2019 2018

$000 $000

Raw materials and consumables 16,653 17,896

Work in progress 1,639 1,664

Finished goods 29,386 27,761

$47,678 $47,321


Carrying amount of inventories subject to retention of title

clauses


$2,004


$2,351


In 2019, the net realisable value provision in respect of inventories increased by $269,000 (2018: decreased by

$766,000).


33

6c. Inventories (continued)


Accounting policies


Inventories are measured at the lower of cost and net realisable value. The cost of inventories is based on the

first-in first-out principle, and includes expenditure incurred in acquiring the inventories and bringing them to

their existing location and condition. In the case of manufactured inventories and work in progress, cost includes

an appropriate share of production overheads based on normal operating capacity. Net realisable value is the

estimated selling price in the ordinary course of business, less the estimated costs of completion and selling

expenses.


Judgement, estimations and assumptions


Inventory provisions are recognised for oddments and obsolete, aged and discontinued inventories to arrive at

their likely net realisable value. In recognising the provision for inventories, judgement is applied by considering

a range of factors including inventory rationalisation plans, consumer demand and current trends, available

distribution channels and historical sales and margin data for obsolete, aged and discontinued inventory.


6d. Trade payables and accruals


2019 2018

$000 $000

Trade payables 15,102 17,671

Accruals 1,912 1,819

$17,014 $19,490


34

7. RISKS AND FINANCIAL INSTRUMENTS


This section identifies the risks faced by the Group, explains the impact of these risks on its financial position,

performance and cash flows, outlines the Group’s approach to financial risk management and highlights the

financial instruments used to manage risks.


Management commentary


Exposure to credit, liquidity, foreign currency and interest rate risks arises in the normal course of the Group’s

businesses.


The Group enters into derivative financial instruments in the ordinary course of business to manage foreign

currency and interest rate risks in accordance with the treasury policy approved by the Board. A financial risk

management committee, composed of senior management and operating under the Board-approved treasury

policy, ensures that procedures for derivative instrument utilisation, control and valuation, risk analysis,

counterparty credit approval, and ongoing monitoring and reporting are adhered to.


The Group manages commodity price risks through negotiated supply contracts and forward physical contracts.

However, because these contracts are, generally, in respect of raw material and utility purchases for own use,

they are not accounted for as financial instruments.


Credit risk

Management has a credit policy in place under which each new customer is individually analysed for credit

worthiness and assigned a purchase limit before the standard payment and delivery terms and conditions are

offered. Because of the Group’s customer base, there is no need for the Group to rely on external ratings. In

most cases, bankers’ references, trade credit insurance approvals and/or credit references from other suppliers

are considered adequate. Purchase limits are reviewed on a regular basis.


In order to determine which customers are classified as having payment difficulties, the Group applies a mix of

duration and frequency of default. The Group does not generally require collateral in respect of trade and other

receivables.


The Group’s exposure to credit risk is mainly influenced by its customer base. As such, it is concentrated to the

default risk of its industry. However, geographically, there is no credit risk concentration, with the Group’s

customers spread throughout New Zealand and Australia. Credit risk exposure with respect to debtors is limited

by stringent credit controls, by the utilisation of irrevocable letters of credit and trade credit insurances wherever

required, and by the large number of customers within the Group's customer base.


The Group does not invest in securities, but accepts that surplus cash and cash equivalents may arise from time

to time during the course of its management of cash. In these instances, it requires these surplus cash and cash

equivalents to be deposited on call and only with counterparties approved by the Board as having the required

credit ratings.


Foreign currency forward exchange contracts and interest rate swaps have been entered into with

counterparties approved by the Board as having the required credit ratings. The Group's exposure to credit risk

from these financial instruments is limited because it does not expect the non-performances of the obligations

contained therein due to the high credit ratings of the financial institutions concerned. The Group does not

require any collateral or security to support these financial instruments.


35

7. RISKS AND FINANCIAL INSTRUMENTS (continued)


Management commentary (continued)


Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual obligations. The Group evaluates its liquidity

requirements on an ongoing basis. In general, the Group generates sufficient cash flows from its operating

activities to meet its obligations arising from its financial liabilities and has credit lines in place to cover potential

shortfalls. It also seeks to ensure that there is sufficient capacity within its overall funding facilities to enable it to

draw on for one-off capital projects.


The Group’s contractual cash flows and liquidity risk profile are set out in detail on page 37, with the Group’s

ability to meet its contractual obligations, particularly with respect to the repayment of bank loans, being

conditional upon the Group’s ability to meet its financial forecasts as disclosed at note 2 (under Going concern)

to the financial statements.


Foreign currency risk

The Group is exposed to transactional foreign currency risk to the extent that there is a mismatch between the

currencies in which sales, purchases, receivables and payables are denominated and the Group’s functional

currency which is New Zealand dollar ($).


The Group enters into foreign currency contracts within policy parameters to manage the risk associated with

forecast sales and purchases. The Group’s policy allows management to hedge up to 12 months forecast sales

and purchases without prior approval of the Board having first been obtained.


The Group does not engage in speculative transactions or hold derivative financial instruments for trading

purposes and requires that exposures to foreign currency risks, and details of all outstanding derivative

instruments, are reported to and reviewed by the Board on a monthly basis.


The Group applies a hedge ratio of 1:1. The method used to assess hedge effectiveness is Critical Match Terms

whereby the hedging instrument and the hedged item are matched to the key terms. In the hedge relationship,

the main cause of ineffectiveness includes a change in the critical terms, for example, the timing of the

transaction.


Interest rate risk

Interest rate risks are continually monitored having regard to the circumstances at any given time.


Interest rate swaps have been entered into to hedge a proportion of the Group’s exposure to interest rate

fluctuations by ensuring that there is an appropriate mix, after having regard to the circumstances prevailing at

the time, of fixed and floating rate exposure within the Group’s total loans and borrowings.


The Group’s policy allows management to hedge up to between 25% and 75% of the Group’s core loans and

borrowings without the prior approval of the Board having first been obtained.


36

7. RISKS AND FINANCIAL INSTRUMENTS (continued)


Quantitative disclosures


Credit risk

The carrying amount of financial assets represents the Group’s maximum credit exposure.


The Group has not renegotiated the terms of any financial assets which would result in the carrying amount no

longer being past due or avoid a possible past due status.


The Group’s maximum exposure to credit risk for trade and other receivables by geographic regions is as

follows:


2019 2018

$000 $000

New Zealand 6,121 8,897

Australia 5,322 5,247

Other regions 443 1,094

Trade and other receivables $11,886 $15,238


The status of trade and other receivables at the reporting date is as follows:


Current 0 – 30 days

past due

31 – 120

days past

due

More than 120

days past due

Total

2019

Expected loss rate 0% 0% 0% 9%

Gross carrying amount –

trade and other receivables


9,873


1,574


313


139


11,899

Loss allowance - - - (13) (13)

2018

Expected loss rate 0% 0% 0% 11%

Gross carrying amount –

trade and other receivables


13,875


813


203


390


15,281

Loss allowance - - - (43) (43)


In summary, trade and other receivables are determined to be impaired as follows:


2019 2018

$000 $000

Trade and other receivables - gross 11,899 15,281

Individual impairment provisions (13) (43)

Trade and other receivables - net $11,886 $15,238


Individually impaired trade receivables relate to a small number of customers where the amounts involved are

immaterial. In the case of insolvency, the Group generally writes off the receivable in full unless there is clear

evidence that a receipt, whether directly or by way of a claim under the Group’s trade credit insurance policy, is

highly probable.


The Group adopts the expected loss model in assessing its trade and other receivables for impairment. In doing

so, it determines impairment on a forward-looking basis, taking into account not only past events and current

conditions, but also forecast of future economic conditions. Bad debts are written off when they are considered

to have become uncollectable.


The details of movements in the impairment provision are as follows:


2019 2018

$000 $000

Balance at 1 July (43) (34)

Impaired trade receivables written off - -

Changes in impairment provision 30 (9)

Balance at 30 June $(13) $(43)


Changes in the impairment provision are included in distribution expenses in the income statement.


37


7. RISKS AND FINANCIAL INSTRUMENTS (continued)


Quantitative disclosures (continued)


Liquidity risk

The following table sets out the contractual cash flows for all material financial liabilities (including projected interest costs).


Timing of contractual cash flows

Statement of financial

position

Total contractual cash

flows

6 months or less 6-12 months 1-2 years 2-5 years Greater than 5

years

$000 $000 $000 $000 $000 $000 $000

2019

Secured bank loans 20,500 21,440 403 403 20,634 - -

Trade payables and accruals 17,014 17,014 17,014 - - - -

Total non-derivative liabilities $37,514 $38,454 $17,417 $403 $20,634 - -


Interest rate swaps $621 $575 $156 $114 $135 $154 $16


Forward exchange contracts

Inflow (22,636) (21,343) (1,293) - - -

Outflow 21,979 20,738 1,241 - - -

$(625) $(657) $(605) $(52) - - -

2018

Secured bank loans 31,500 33,280 7,119 3,045 23,116 - -

Trade payables and accruals 19,490 19,490 19,490 - - - -

Total non-derivative liabilities $50,990 $52,770 $26,609 $3,045 $23,116 - -


Interest rate swaps $585 $761 $169 $131 $227 $195 $39


Forward exchange contracts

Inflow (40,815) (27,920) (10,669) (2,226) - -

Outflow 39,856 27,187 10,493 2,176 - -

$(963) $(959) $(733) $(176) $(50) - -

38

7. RISKS AND FINANCIAL INSTRUMENTS (continued)


Quantitative disclosures (continued)


Foreign currency risk

The Group’s exposure to foreign currency risk can be summarised as follows:


NZD equivalent of these foreign currencies: AUD USD EUR Others

$000 $000 $000 $000

2019

Trade receivables 5,196 178 2 28

Trade payables (2,412) (4,131) (1) (7)

Net statement of financial position exposure before

hedging activity


2,784


(3,952)


1


21


Estimated forecast sales for which hedging is in place 9,992 - - -

Estimated forecast purchases for which hedging is in

place


-


(5,804)


-


-

Net cash flow exposure before hedging activity 12,776 (9,756) 1 21


Forward exchange contracts

Notional amounts (12,776) 9,756 - -

Net unhedged exposure - - $1 $21


2018

Trade receivables 5,190 767 24 45

Trade payables (2,466) (4,455) (1) (7)

Net statement of financial position exposure before

hedging activity


2,724


(3,688)


23


38


Estimated forecast sales for which hedging is in place 28,374 - - -

Estimated forecast purchases for which hedging is in

place


-


(5,412)


-


-

Net cash flow exposure before hedging activity 31,098 (9,100) 23 38


Forward exchange contracts

Notional amounts (31,098) 9,100 - -

Net unhedged exposure - - $23 $38


39

7.RISKS AND FINANCIAL INSTRUMENTS (continued)

Quantitative disclosures (continued)

Interest rate risk – re-pricing analysis

At balance date, the interest rate profile of the Group’s interest-bearing financial instruments was as

follows:

Total 6

months

or less

6-12

months

1-2 years2-5 yearsGreater

than 5

years

$000 $000 $000 $000 $000 $000

2019

Financial assets and liabilities

Cash and cash equivalents 2,724 2,724 - - - -

Secured bank loans (20,500) (20,500) - - - -

(17,776) (17,776) - - - -

Related derivatives

Effect of interest rate swaps - 10,000 - (5,000) (2,500) (2,500)

Total $(17,776) $(7,776) - $(5,000) $(2,500) $(2,500)

2018

Financial assets and liabilities

Cash and cash equivalents 2,111 2,111 - - - -

Secured bank loans (31,500) (31,500) - - - -

(29,389) (29,389) - - - -

Related derivatives

Effect of interest rate swaps - 12,500 - (2,500) (7,500) (2,500)

Total $(29,389) $(16,889) - $(2,500) $(7,500) $(2,500)

40

7. RISKS AND FINANCIAL INSTRUMENTS (continued)


Sensitivity analysis


In managing interest rate and currency risks, the Group aims to reduce the impact of short-term fluctuations on

the Group’s earnings. Over the longer-term, however, changes in foreign exchange and interest rates will have

an impact on profit.


It is estimated that a general increase of ten percentage points in the value of the New Zealand dollar against

other foreign currencies at balance date would have no impact on the Group’s profit or loss before income tax

for the years ended 30 June 2019 and 2018 after taking into account the forward exchange contracts that the

Group had in place at balance date to hedge these exposures.


The impact of a change in interest rates on the Group’s profit or loss and OCI is set out as follows:


Increase Decrease Increase Decrease

1.0% (1.0%) 1.0% (1.0%)

P&L OCI

$000 $000 $000 $000

Interest rate impact - Net (93) 93 112 (112)


Hedging


Interest rate hedges

The Group has a policy of ensuring that between 25% and 75% of its exposure to changes in interest rates on

borrowings is on a fixed rate basis. Interest rate swaps, denominated in New Zealand dollars, have been

entered into to achieve an appropriate mix of fixed and floating rate exposure within the Group’s policy.


The Group had no forward starting swaps as at 30 June 2019 (2018: $5,000,000, effectively extending the

swaps maturing within six months of balance date out for a further four years, in respect of $2,500,000, and six

years, in respect of the balance).


The Group has designated its interest rate swaps as cash flow hedges.


Forecast transactions

The Group classifies the forward exchange contracts taken out to hedge forecast transactions as cash flow

hedges.



41


7. RISKS AND FINANCIAL INSTRUMENTS (continued)


The following relates to items designated as hedging instruments:



Carrying amount


Notional

amount Assets Liabilities

Line item in

statement of

financial position

Changes in the

value of the

hedging

instrument

recognised in OCI

during the year

Balance in

CFHR

Hedge

ratio

Average

rate of

hedging Maturity date

$000 $000 $000


$000 $000

2019

Foreign

currency risk


Forward

exchange

contracts – sales

and receivables



AUD11,680



541



-


Derivative financial

instruments - assets



(40)



271



1:1



0.9142


100% of notional amount expiring within

12 months of balance date



Forward

exchange

contracts –

inventory

purchases




USD6,605




112




(28)


Derivative financial

instruments – assets

and liabilities




(231)




44




1:1




0.6770



100% of notional amount expiring within

12 months of balance date



Interest rate risk

$2.5 million of notional amount expiring

within 6 months of balance date. Balance

over the next six years.

Interest rate

swaps


NZD12,500


-


(621)

Derivative financial

instruments - liabilities


(36)


(621)


1:1

2.88% -

4.92%




42


7. RISKS AND FINANCIAL INSTRUMENTS (continued)



Carrying amount


Notional

amount Assets Liabilities

Line item in

statement of

financial position

Changes in the

value of the

hedging

instrument

recognised in OC

during the year

Balance in

CFHR

Hedge

ratio

Average

rate of

hedging Maturity date

$000 $000 $000


$000 $000

2018

Foreign

currency risk


Forward

exchange

contracts – sales

and receivables



AUD28,200



363



(8)

Derivative financial

instruments – assets and

liabilities



(498)



311



1:1



0.9068

93% of notional amount expiring within 12

months of balance date. 7% within 18

months of balance date.



Forward

exchange

contracts –

inventory

purchases




USD6,583




608




-



Derivative financial

instruments – assets




782




275




1:1




0.7234



100% of notional amount expiring within 12

months of balance date



Interest rate risk

$5.0 million of notional amount expiring

within 6 months of balance date. Balance

over the next seven years.

Interest rate

swaps


NZD17,500


-


(585)

Derivative financial

instruments - liabilities


200


(585)


1:1

2.88% -

4.92%





43

7. RISKS AND FINANCIAL INSTRUMENTS (continued)


Classification and fair values


The following tables show the carrying amounts and fair values of financial assets and financial liabilities,

including their levels in the fair value hierarchy.


Hedging

instruments

Amortised

cost

Total

carrying

amount

Fair value Fair value

hierarchy

Level 2


$000 $000 $000 $000 $000

2019

Assets

Derivatives 653 - 653 653 653

Trade and other receivables - 11,886 11,886 11,886 -

Cash and cash equivalents - 2,724 2,724 2,724 -

Total assets $653 $14,610 $15,263 $15,263


Liabilities

Loans and borrowings - 20,500 20,500 20,500 20,500

Total non-current liabilities - 20,500 20,500 20,500


Derivatives 649 - 649 649 649

Trade and other payables - 20,870 20,870 20,870 -

Total current liabilities 649 20,870 21,519 21,510


Total liabilities $649 $41,370 $42,019 $42,019


Hedging

instruments

Loans and

receivables

Other

amortised

cost

Total

carrying

amount

Fair value Fair value

hierarchy

Level 2

$000 $000 $000 $000 $000 $000


2018

Assets

Derivatives 971 - - 971 971 971

Trade and other receivables - 15,238 - 15,238 15,238 -

Cash and cash equivalents - 2,111 - 2,111 2,111 -

Total assets $971 $17,349 - $18,320 $18,320


Liabilities

Loans and borrowings - - 27,500 27,500 27,500 27,500

Total non-current liabilities - - 27,500 27,500 27,500


Loans and borrowings - - 4,000 4,000 4,000 4,000

Derivatives 593 - - 593 593 593

Trade and other payables - - 23,566 23,566 23,566 -

Total current liabilities 593 - 27,566 28,159 28,159


Total liabilities $593 - $55,066 $55,659 $55,659


There were no financial assets or liabilities with fair values classified as Level 1 or Level 3 in the fair value hierarchy.


A financial instrument is recognised if the Group becomes a party to the contractual provisions of the instrument.

Financial assets are derecognised if the Group’s contractual rights to the cash flows from the financial assets expire

or if the Group transfers the rights to receive the contractual cash flows in a transaction in which substantially all the

risks and rewards of ownership of the financial assets are transferred. Financial liabilities are derecognised if the

Group’s obligations specified in the contract expire or are discharged or cancelled.


Derivatives, being forward exchange contracts and interest rate swaps, have been measured at fair value using

relevant valuation techniques which include net present value and discounted cash flow models and comparison with

similar instruments for which observable market prices exist. Assumptions and inputs used in valuation techniques

include risk-free and benchmark interest rates, credit spreads and other information used in estimating discount rates

and foreign currency exchange rates.

44

7. RISKS AND FINANCIAL INSTRUMENTS (continued)


Classification and fair values (continued)


Non-derivative financial instruments comprise trade and other receivables, cash and cash equivalents, loans

and borrowings and trade and other payables. Non-derivative financial instruments are recognised initially at fair

value, inclusive of transaction costs, and are subsequently measured at amortised cost using the effective

interest rate method less any impairment losses.


The underlying interest rate margins of loans and borrowings, which were renegotiated in June 2019,

approximate current margins, and fair value approximates the present value of future principal and interest cash

flows.


Determination of fair values


When measuring the fair value of an asset or a liability, the Group uses market observable data as far as

possible. Fair values are categorised into different levels in a fair value hierarchy based on the inputs used in

the valuation techniques as follows:


Level 1: quoted prices (unadjusted) in active markets for identical assets or liabilities


Level 2: inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either

directly (that is, as prices) or indirectly (that is, derived from prices)


Level 3: inputs for the asset or liability that are not based on observable market data (unobservable inputs)


If the inputs used to measure the fair value of an asset or liability might be categorised in different levels of the

fair value hierarchy, then the fair value measurement is categorised in its entirety in the same level of the fair

value hierarchy as the lowest level input that is significant to the entire measurement.


The Group recognises transfers between levels of the fair value hierarchy at the end of the reporting period

during which the change occurred.


Master netting or similar agreements


The Group enters into derivative transactions under International Swaps and Derivatives Association (ISDA)

master netting agreements. In general, under such agreements the amounts owed by each counterparty on a

single day in respect of all transactions outstanding are aggregated into a single net amount that is payable by

one party to the other. In certain circumstances – for example, when a credit event such as a default occurs, all

outstanding transactions under the agreement are terminated, the termination value is assessed and only a

single net amount is payable in settlement of all transactions.


The ISDA agreements do not meet the criteria for offsetting in the statement of financial position. This is

because the Group does not have any currently legally enforceable right to offset recognised amounts, because

the right to offset is enforceable only on the occurrences of future events such as a default on the bank loans or

other credit events.


The following table sets out the carrying amounts of recognised derivatives that are subject to master netting

agreements:


2019 2018

Derivative

assets

Derivative

liabilities

Derivative

assets

Derivative

liabilities

$000 $000 $000 $000

Gross amounts in the statement

of financial position


653


(649)


971


(593)

Amounts offset - - - -

Net amounts in the statement

of financial position


653


(649)


971


(593)

Related amounts that are not

offset based on ISDA


(649)


649


(593)


593

Net amounts $4 - $378 -


45

8. OTHERS


This section includes the remaining information relating to the Group financial statements which is required to

be disclosed to comply with financial reporting standards.


8a. Equity-accounted investees


The Group sold its interest in 27.5%-owned Cavalier Wool Holdings Limited (“CWH”) and the property held by

50%-owned CWS Assets Limited (“CWSA”) on 30 September 2018.


The details relating to the Group’s investments in CWH and CWSA are set out below:


2019 2018

$000 $000

Carrying value at 1 July 24,544 23,490

Share of comprehensive income 716 1,194

Dividends received (2,783) (140)

Proceeds of sale of interest in CWH and property

in CWSA


(10,593)


-

Loss on sale of interest in CWH and property in

CWSA


(11,884)


-

Carrying value at 30 June - $24,544


The following tables summarise the financial information of CWH and CWSA as included in their own financial

statements (unadjusted for the percentage ownership interest held) and the Group’s share of net assets, profit

and other comprehensive income of CWH and CWSA as at and to 30 June 2019:


2019 2018

$000 $000

CWH CWSA CWH CWSA

Cash and cash equivalents - - 4,013 50

Other current assets - - 7,617 -

Non-current assets - - 110,503 3,369

Total assets - - 122,133 3,419


Current liabilities - - 5,839 11

Non-current liabilities - - 36,122 -

Total liabilities - - 41,961 11


Net assets (100%) - - $80,172 $3,408


Revenue 13,431 72 50,786 288

Depreciation (998) (5) (3,398) (31)

Net interest expense (365) - (1,850) -

Other expenses (8,838) (1) (38,900) (1)

Profit before income tax 3,230 66 6,638 256

Income tax expense (974) (18) (2,276) (72)

Profit after tax 2,256 48 4,362 184

Changes in fair value of cash flow

hedges (net of income tax)


-


-


(354)


-

Total comprehensive income

(100%)


$2,256


$48


$4,008


$184


Percentage ownership interest 27.5% 50.0% 27.5% 50.0%

46

8a. Equity-accounted investees (continued)


2019 2018

$000 $000

CWH CWSA CWH CWSA


Share of net assets - - 22,047 1,705

Initial transaction costs - - 792 -


Carrying value of interest in equity-

accounted investees


-


-


$22,839


$1,705


Group’s share of profit after tax 620 24 1,199 92

Group’s share of changes in fair value

of cash flow hedges (net of income

tax)



72



-



(97)



-


Group’s share of total

comprehensive income

of equity-accounted investees



$692



$24



$1,102



$92


8b. Provisions


Insurances Restructuring Onerous

contracts

Warranties Total

$000 $000 $000 $000 $000

Balance at 1 July 2018 210 1,875 241 1,006 3,332

Amounts provided during the year - - 12 37 37

Amounts incurred during the year - (1,500) (239) (3) (3)

Released to profit or loss during the year - (225) - - (225)

Balance at 30 June 2019 $210 $150 $14 $1,040 $1,414


Non-current 210 - - 505 715

Current - 150 14 535 699

Balance at 30 June 2019 $210 $150 $14 $1,040 $1,414


Balance at 1 July 2017 210 1,277 1,839 980 4,306

Amounts provided during the year - 712 - 179 891

Amounts incurred during the year - (114) (697) (153) (964)

Released to profit or loss during the year - - (901) - (901)

Balance at 30 June 2018 $210 $1,875 $241 $1,006 $3,332


Non-current 210 375 28 505 1,118

Current - 1,500 213 501 2,214

Balance at 30 June 2018 $210 $1,875 $241 $1,006 $3,332


Insurances

Certain companies within the Group are parties to the ACC Partnership Programme under which these

companies assume the costs normally assumed by ACC (Accident Compensation Corporation of New Zealand)

for accidents in the workplace. The Group has recognised the liability for claims that are expected to be paid out

to employees covered under the programme as if it were an insurer and has applied NZ IFRS 4 Insurance

Contracts.


Restructuring

Provision for restructuring relates to the costs to be incurred in relation to the various initiatives previously

undertaken to reduce the Group’s cost base, with the provision utilised as the costs relating thereto are incurred

or adjusted to reflect current estimates of costs to be incurred. The amount incurred during the year relates to

the amount paid on the early surrender of one of the leased premises that was surplus to requirements.


Onerous contracts

The provision for onerous contracts relates to operating leases in respect of premises that were surplus to

requirements following the consolidation of the Cavalier Bremworth and Norman Ellison Carpets broadloom

carpet businesses in 2012 and 2013, with the provision reflecting the shortfall between sub-let income and

rental expense, discounted to net present value.

47

8b. Provisions (continued)


Warranties

The provision for warranties relates mainly to carpet sold during the years ended 30 June 2019 and 2018. The

provision is based on estimates made from historical warranty data associated with similar products sold by the

Group.


Accounting policies


A provision is recognised if, as a result of a past event, the Group has a present legal or constructive obligation

that can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle

the obligation. Provisions are determined by discounting the expected future cash flows at a pre-tax rate that

reflects current market assessments of the time value of money and the risks specific to the liability.



Judgements, estimations and assumptions


Provision for warranties requires judgement to be applied by considering a range of factors including the nature

and extent of historical claims data associated with similar products sold by the Group, the terms of the

warranties built into supply contracts, consumer protection laws in key markets and the corrective actions being

taken to address quality issues at production.



8c. Employee benefits


2019 2018

$000 $000

Liability for retiring allowances 96 96

Liability for long service leave 807 815

Total employee benefits $903 $911


Accounting policies


Short-term employee benefits are expensed as the related service is provided.


A liability is recognised for the amount expected to be paid if the Group has a present legal or constructive

obligation to pay this amount as a result of past service provided by the employee and the obligation can be

estimated reliably. The Group’s net obligation in respect of long-term employee benefits is the amount of future

benefit that employees have earned in return for their service in the current and prior periods adjusted for the

probability of the benefits vesting and discounted at the appropriate rate to determine its present value.



Judgements, estimations and assumptions


In assessing the Group’s liabilities for long-term employee benefits, regard was given to the age of employees,

the likelihood of their reaching the various qualifying dates for retiring allowances and long service leave and

their length of service at those dates.


48

8d. Operating leases


2019 2018

$000 $000

Lease payments relating to non-cancellable operating leases $2,650 $3,328


Gross commitments under non-cancellable operating leases:


Less than one year 2,246 2,875

Between one and five years 3,264 4,675

Greater than five years - 63


The Group’s non-cancellable operating leases relate mainly to leases of buildings, with lease terms, and right of

renewal, of the major sites as follows:


Expiry date Rights of renewal

6 Hautu Drive, Auckland, New Zealand Within 5 years None

Unit 1, 165-169 Lower Gibbes Street, Sydney,

Australia


Within 1 year


None

373 Neilson Street, Auckland, New Zealand Within 1 year None


These leases provide for regular reviews of rentals to reflect market rates. In some cases, they provide for rent

reviews that are based on changes in the relevant consumer price index.


2019 2018

$000 $000

Sublease income relating to non-cancellable operating leases $605 $891


Gross sublease income commitments under non-cancellable

operating leases:


Less than one year 236 596

Between one year and three years - 236


Accounting policies


Leases in which a significant portion of the risks and rewards of ownership are retained by the lessor are dealt

with as operating leases. Payments made under operating leases are recognised in the income statement on a

straight-line basis over the term of the lease. Lease incentives received are also recognised over the term of the

lease by netting these off against the related operating lease payments.


8e. Contingencies


The Group has granted indemnities in favour of Bank of New Zealand and National Australia Bank Limited

(together, “the Bank”) at balance date in respect of Bank guarantees relating to operating leases and other

commitments totalling $879,000 (2018: $2,095,000).


Some subsidiaries in the Group are parties to a cross guarantee in favour of the Bank securing each other’s

obligations.


The Group’s indebtedness under the cross guarantee at balance date amounted to $20,500,000 (2018:

$31,500,000).


49

8f. Related parties


Transactions with directors and key management personnel


For the purposes of this note, key management personnel are those persons having authority and responsibility

for planning, directing and controlling the activities of the entity, directly or indirectly, including any director

(whether executive or otherwise) of that entity.


As shareholders

Some of the Directors are shareholders in the Company.


Their shares rank pari passu with all the other ordinary shares in the capital of the Company and do not

therefore confer additional rights to dividends paid or to attend or vote at any meetings of the shareholders of

the Company.


As lenders or borrowers

There were no loans to, or from, the Directors and key management personnel during the year ended 30 June

2019 (2018: Nil).


Directors’ remuneration and benefits

The fees paid to the Directors for services in their capacity as directors totalled $395,000 during the year ended

30 June 2019 (2018: $345,000).


No other services were provided by the Directors during the year (2018: Nil).


The scale of fees payable to the Directors was last reviewed and approved by the Board in January 2019, with

the current scale of fees applying with effect from 1 January 2019 set out below:


Directors’ fees Per annum Explanatory notes

Non-executive Chairman of the Board $128,100 Inclusive of time spent on Board committees

and as Chairman of Nomination Committee

Non-executive directors (including

Deputy Chairman of the Board)

$61,000 Inclusive of time spent on Board committees

Chairman of the Audit Committee $10,000 In recognition of additional time and

responsibilities as Chairman of Audit

Committee

Chairman of the Remuneration

Committee

$5,000 In recognition of additional time and

responsibilities as Chairman of Remuneration

Committee


G C W Biel, a long-serving Director, is entitled to a lump sum retiring allowance pursuant to an arrangement that

is contained in the Company’s constitution. The amount of this retiring allowance, which was set in November

2007, is $96,000. The Company decided at that time that retiring allowances would no longer be offered in

respect of new Directors appointed to the Board.


The Group notes that the Directors are precluded by the NZX Listing Rules from voting at general meetings of

shareholders on certain matters prescribed by the New Zealand Exchange. These matters include, in the case

of the Directors who are also shareholders, shareholders’ approval of directors’ fees.


50

8f. Related parties (continued)


Key management personnel’s (including the Chief Executive Officer’s) remuneration and benefits

In addition to salaries and performance-based payments, the Group also provides non-cash benefits to the

Chief Executive Officer of the Company and key management personnel of the Group.


These non-cash benefits may include the provision of motor vehicles, income protection and life insurances and

medical insurances.


The remuneration paid and payable, and the benefits provided, to the Chief Executive Officer and key

management personnel (but excluding the Directors’ remuneration and benefits which are set out on the

previous page) comprised:


2019 2018

$000 $000

Salaries, bonuses and leave entitlements 2,525 2,940

Employee benefits 53 95

Termination payments 251 152

$2,829 $3,187


The Group has not provided the Chief Executive Officer and key management personnel with any post-

employment benefits.


Other transactions

The Group deals with many entities and organisations in the normal course of business. The Group is not aware

of any of the Directors, the Chief Executive Officer or key management personnel, or their related parties,

holding positions in any of these entities or organisations that result in them having control or significant

influence over the financial or operating policies of these entities or organisations.


The Group does not transact with the Directors, the Chief Executive Officer or key management personnel, and

their related parties, other than in their capacity as directors and employees, except that they may purchase

goods from the Group for their own domestic use. These purchases are on the same terms and conditions as

those applying to all employees of the Group and are immaterial and personal in nature.


8g. Group entities


Operating subsidiaries of the Group


Principal activity Country of

incorporation

Interest (%)

2019 2018

Cavalier Bremworth Limited Carpet sales and

manufacturing

New Zealand 100 100

Cavalier Bremworth Pty Limited Carpet sales Australia 100 100

Cavalier Spinners Limited Carpet yarn sales New Zealand 100 100

Elco Direct Limited Wool acquisition New Zealand 100 100


Equity-accounted investees of the Group


Principal activity Country of

incorporation

Interest (%)

2019 2018

Cavalier Wool Holdings Limited Wool scouring New Zealand - 27.5

CWS Assets Limited Property owning, with

property sold on 30

September 2018 as

part of the sale of the

Group’s 27.5%

interest in Cavalier

Wool Holdings

Limited

New Zealand 50.0 50.0


51

8h. Event after balance date


On 22 August 2019, the Group announced that it was accelerating a strategic review to develop and implement

an innovative and transformative business model focused around wool.


On 23 August 2019, the Group further announced a strategic collaboration with The New Zealand Merino

Company as the Group looked to develop and implement a transformative and design-led business model.


The carrying values of the assets of the Group as at 30 June 2019, and the underlying business models

supporting these carrying values, did not reflect the effect of a transformation. Should the Group decide to

proceed with a transformation of its business, the carrying value of the Group’s assets may be materially

impacted, and material liabilities related to any restructuring may be incurred.


8i. Standards, interpretations and amendments to standards


The following accounting standard is not yet effective and has not been early adopted by the Group:


NZ IFRS 16 Leases (effective for accounting periods beginning on or after 1 January 2019)


NZ IFRS 16 which was published by the International Accounting Standards Board (“IASB”) in January 2016 will

replace the current guidance in NZ IAS 17 Leases. Under NZ IFRS 16, a contract is, or contains, a lease if the

contract conveys the right to control the use of an identified asset for a period of time in exchange for

consideration.


Under NZ IAS 17, a lessee is required to make a distinction between a finance lease (on balance sheet) and an

operating lease (off balance sheet). NZ IFRS 16 eliminates the lessee’s classification of leases as either finance

leases or operating leases and introduces a single lessee accounting model. Applying the new model, a lessee

is required to recognise right-of-use (ROU) assets and lease liabilities (reflecting future lease payments) for all

leases with a term of more than 12 months, unless the underlying asset is of low value.


The Group will apply NZ IFRS 16 with effect from 1 July 2019, using the modified retrospective approach.

Certain practical expedients are expected to be applied. The cumulative effect of adopting NZ IFRS 16 will be

recognised as an adjustment to the opening balance of retained earnings at 1 July 2019, with no restatement of

comparative information. This is a non-cash adjustment and will not impact the Group's ability to comply with its

debt covenants because all changes effected by NZ IFRS 16 in relation to finance leases and operating leases

shall not be taken into account for the purpose of calculating financial covenants pursuant to the terms of the

Group’s facility agreement with the Bank.


The operating lease commitments set out in note 8d (Operating leases) to the financial statements, to the extent

that they relate to leases of identifiable assets with a term in excess of 12 months, will be brought onto the

statement of financial position on 1 July 2019.


The Group has conducted a preliminary assessment of the impact of NZ IFRS 16, and based on the information

currently available, it estimates that it will recognise ROU assets of approximately $4,700,000 million and lease

liabilities of approximately $4,700,000 on 1 July 2019, with these estimates calculated using a discount rate

derived from the incremental borrowing rate for the Group when the interest rate implicit in the lease was not

readily available.


The way expenses related to leases are recognised in profit or loss will change under NZ IFRS 16 because the

Group will be recognising a depreciation charge for ROU assets and interest expense on lease liabilities.

Previously, the Group recognised an operating lease expense over the term of the lease.


Impact on earnings

The application of NZ IFRS 16 will largely impact the Group’s cost of sales and finance costs, with lease

expenses effectively reclassified into a deprecation component and an interest component to reflect the implied

financing in leases. This will result in a decrease in cost of sales, and therefore an increase in gross profit, offset

by an increase in finance costs. All other things remaining unchanged, the Group estimates an increase in gross

profit of approximately $168,000 and an increase in finance costs of approximately $280,000 for the year ending

30 June 2020.


There are no other new standards or amendments to existing standards which have or are expected to have a

material impact on the Group.


52


Cavalier Corporation Limited and subsidiary companies


Trend Statement

2019 2018 2017 2016 2015 2014 2013

$000 $000 $000 $000 $000 $000 $000

Financial Performance


Operating revenue $135,234 $148,120 $156,120 $190,371 $215,728 $200,642 $201,739

EBITDA (normalised) 7,076 9,998 2,572 12,275 8,517 14,609 12,142

Depreciation (3,479) (3,561) (3,251) (3,352) (5,862) (5,849) (6,328)

EBIT (normalised) 3,597 6,437 (679) 8,923 2,655 8,760 5,814

Net interest expense (1,790) (2,798) (2,936) (3,374) (3,948) (3,484) (3,740)

Share of profit after tax of equity-accounted

investees (normalised)


644


1,419


797


2,670


2,034


2,044


5,013

Profit/(Loss) before income tax (normalised) 2,451 5,058 (2,818) 8,219 741 7,320 7,087

Income tax (expense)/benefit (572) (1,084) 962 (1,906) 454 (1,530) (463)

Profit/(Loss) after tax (normalised) 1,879 3,974 (1,856) 6,313 1,195 5,790 6,624

Abnormal costs (after tax) (18,659) 107 (268) (3,198) (26,910) - (3,594)

(Loss)/Profit after tax attributable to

shareholders of the Company (GAAP)


(16,780)


4,081


(2,124)


3,115


(25,715)


5,790


3,030

Ordinary dividends paid - - - - - (4,785) -

(Loss)/Profit after dividends $(16,780) $4,081 $(2,124) $3,115 $(25,715) $1,005 $3,030


Financial Position


Shareholders’ equity 54,989 72,222 67,890 69,361 66,184 92,959 93,918

Loans and borrowings 20,500 27,500 35,000 37,700 45,000 61,220 58,896

Term liabilities 1,618 2,029 3,728 4,461 4,938 6,363 6,961

Loans and borrowings – current portion - 4,000 6,500 - 11,767 - 320

Current liabilities 22,227 27,253 25,739 35,854 41,237 37,518 36,542

Shareholders’ equity and total liabilities $99,334 $133,004 $138,857 $147,376 $169,126 $198,060 $196,637


Fixed assets 30,164 35,142 37,123 36,820 47,910 63,900 68,932

Investment in equity-accounted investees - 24,544 23,490 23,175 24,937 25,900 23,856

Goodwill and other intangibles - 2,362 2,362 2,362 2,362 7,794 7,794

Deferred tax asset 5,456 4,971 5,532 3,496 1,388 3,107 2,797

Non-current assets 35,620 67,019 68,507 65,853 76,597 100,701 103,379

Cash at bank 2,724 2,111 1,255 1,200 2,834 2,375 5,932

Current assets 60,990 63,874 69,095 80,323 89,695 94,984 87,326

Total assets $99,334 $133,004 $138,857 $147,376 $169,126 $198,060 $196,637

53


Cavalier Corporation Limited and subsidiary companies


Trend Statement (continued)

2019 2018 2017 2016 2015 2014 2013

$000 $000 $000 $000 $000 $000 $000

Abnormal items (after tax)


Impairment of carpet tile business assets - - - - (9,132) - -

Impairment of fixed assets (4,413) - - (1,573) (4,344) - -

Impairment of intangible assets (2,362) - - - (5,432) - -

Derecognition of deferred tax asset - - - - (6,771) - -

Restructuring costs - 136 (4,542)

1

(3,222)

1

(711) - (4,113)

2

Releases of provisions made previously - - - - - - 519

Reversal of impairment of fixed assets - 99 1,083 - - - -

Gain on sale of property - - - 2,035 - - -

Scour merger costs - (128) (738) (438) (520) - -

Gain on merger and dilution of equity-accounted

investee


-




-




3,929




-


-


-


-


Loss on sale of interest in, and property held by,

equity-accounted investees


(11,884)


-


-


-


-


-


-


Total $(18,659) $107 $(268) $(3,198) $(26,910) - $(3,594)




1

Incurred as part of the Group’s strategic plan to address its cost base, with the consolidation of its yarn spinning operations in Napier, Wanganui and

Christchurch. The costs included employee termination benefits, employee support costs, costs to relocate plant and equipment and abnormal manufacturing

costs and inefficiencies during the consolidation process, which included:

• consolidation of woollen yarn spinning operations (previously in Napier and Wanganui) to a single hub at the Napier plant;

• down-scaling of the semi-worsted yarn spinning operation in Wanganui;

• relocation of the felted yarn operation from Christchurch to Wanganui; and

• closure of the Christchurch plant.



2

Incurred as a consequence of various business improvement plans initiated, with costs made up of employee termination benefits, employee support costs,

costs to relocate plant and equipment and contract termination costs.


54
Cavalier Corporation Limited and subsidiary companies

Trend Statement (continued)

2019 2018 2017 2016 2015 2014 2013

Financial Ratios and Summary

Use of Funds and Return on Investment

Return on average shareholders’ equity (normalised) 3.0% 5.7% (2.7)% 9.3% 1.5% 6.2% 7.2%

Basic earnings per ordinary share (normalised) 2.7c 5.8c (2.7)c 9.2c 1.7c 8.5c 9.7c

Financial Structure

Net tangible asset backing per ordinary share $0.72 $0.94 $0.87 $0.92 $0.91 $1.19 $1.22

Equity ratio 55.4% 54.3% 48.9% 47.1% 39.1% 46.9% 47.8%

Net interest-bearing debt : equity ratio 24:76 29:71 37:63 34:66 45:55 39:61 36:64

Net interest cover (normalised) (times) 2.0 2.4 1.5 4.4 1.5 2.5 3.0

Return to Shareholders

Dividends paid per ordinary share (excluding

supplementary) - - - - - 7.0c -

Dividend imputation - - - - - 100% -

Ordinary dividend cover (normalised) (times) - - - - - 1.2 -

Supplementary dividends paid per ordinary share - - - - - 1.24c -

Share Price

30 June $0.32 $0.62 $0.35 $0.76 $0.36 $1.33 $1.70

52 week high $0.68 $0.63 $0.95 $0.77 $1.36 $2.03 $2.12

52 week low $0.31 $0.27 $0.33 $0.35 $0.31 $1.33 $1.45

Market Capitalisation ($000)

30 June $21,977 $42,581 $24,038 $52,196 $24,724 $91,343 $116,049

Capital Expenditure and Depreciation ($000)

Capital expenditure $4,705 $1,622 $2,123 $2,076 $2,564 $2,494 $1,907

Depreciation $3,479 $3,561 $3,251 $3,352 $5,862 $5,849 $6,328

Cavalier Corporation Limited and subsidiary companies
Trend Statement (continued)

Glossary of financial terms

EBITDA Earnings before interest, tax, depreciation and amortisation

EBIT Earnings before interest and tax

EBITDA (normalised) Earnings before abnormal costs, interest, tax, depreciation and amortisation

EBIT (normalised) Earnings before abnormal costs, interest and tax

Net assets Total assets less total liabilities

Use of funds and Return on investment

Return on average shareholders’

equity (normalised)

Profit/(Loss) after tax (normalised)

Average shareholders’ equity

Basic earnings per ordinary share

(normalised)

Profit/(Loss) after tax (normalised)

Weighted average number of ordinary shares on issue during the year

Financial structure

Net tangible asset backing per

ordinary share

Net assets less goodwill and other intangibles

Number of ordinary shares on issue at balance date

Equity ratio Shareholders’ equity

Shareholders’ equity and total liabilities

Net interest bearing debt : equity

ratio

Interest-bearing debt less cash at bank : Shareholders’ equity

Net interest cover (normalised) EBIT (normalised) plus dividends received from equity-accounted investees grossed up

for imputation

Net interest expense

Return to shareholders

Ordinary dividend cover Profit/(Loss) after tax attributable to shareholders of the Company (normalised)

(normalised) Ordinary dividends paid

56

Cav

alier Corporation Limited and subsidiary companies

Disclosure of Non-GAAP Financial Information

The Directors acknowledge that the Annual Report, including the Trend Statement from pages 52 to 57, contains

financial information that is non-GAAP (Generally Accepted Accounting Practice) and therefore falls within the

Financial Markets Authority’s guidance note on “Disclosing non-GAAP financial information” issued in July 2017.

The Trend Statement has been prepared using the audited GAAP-compliant financial statements of the Group.

The Directors believe that the non-GAAP financial information contained within the Trend Statement (more particularly,

the non-GAAP measures of financial performance such as “EBITDA (normalised)”, “EBIT (normalised)”, “Profit before

income tax (normalised)” and “Profit after tax (normalised)” as well as the various other financial ratios that are based

on normalised results – for example, earnings per share) provide useful information to investors regarding the

performance of the Group because the calculations exclude restructuring costs and other gains/losses (for example,

gain/loss on sale of property and investments) that are not expected to occur on a regular basis either by virtue of

quantum or nature.

In arriving at this view, the Directors have also taken cognisance of the regular requests by users of the Group

financial statements, including analysts and shareholders, regarding the nature and quantum of abnormal items within

the GAAP-compliant results and the way analysts distinguish between GAAP and non-GAAP measures of profit.

The disclosure of the non-GAAP financial information is also consistent with how the financial information for the

Group is reported internally, and reviewed by the Chief Executive Officer as its chief operating decision maker, and

provides what the Directors and management believe gives a more meaningful insight into the underlying financial

performance of the Group and a better understanding of how the Group is tracking after taking into account items of

an abnormal nature, including items that are unlikely to recur or otherwise unusual in nature.

Non-GAAP financial information does not have standardised meaning prescribed by GAAP and therefore may not be

comparable to similar financial information prescribed by other entities.

In collating the Trend Statement, the Directors have taken into account all of the requirements within the guidance

note. More specifically, these include:

•outlining why non-GAAP financial information is useful to investors and how it is used internally by

management;

•identifying the source of non-GAAP financial information;

•ensuring that:

-non-GAAP financial information is not presented with undue and greater prominence, emphasis or

authority than the most directly comparable GAAP financial information;

-presentation of non-GAAP financial information does not in any way confuse or obscure presentation of

GAAP financial information;

-a reconciliation from the non-GAAP financial information to the most directly comparable GAAP financial

information, including that for the previous period, can be easily accessed (see below);

-a consistent approach is adopted from period to period with respect to the presentation of non-GAAP

financial information, including that for comparative periods;

-where there is any change in approach from the previous period, the nature of the change is explained

and the reasons and financial impact provided;

-non-GAAP financial information is unbiased; and

•taking care when describing, or referring to, items as ‘one-off’ or ‘non-recurring’.

57
Cavalier Corporation Limited and subsidiary companies

Disclosure of Non-GAAP Financial Information (continued)

Reconciliation of GAAP-compliant to non-GAAP-compliant measures of profit/loss after tax

Year ended 30 June 2019 Year ended 30 June 2018

GAAP Adjustments Normalised GAAP Adjustments Normalised

$000 $000 $000 $000 $000 $000

Revenue $135,234 -$135,234$156,120 -$156,120

EBITDA (1,415) 8,491 7,076 10,324 (326)9,998

Depreciation (3,479) -(3,479)(3,561) -(3,561)

EBIT(4,894) 8,491 3,597 6,763 (326)6,437

Net interest expense (1,790) -(1,790)(2,798) -(2,798)

Share of profit after tax of

equity-accounted investees 644 - 644 1,291 128 1,419

Loss on sale of interest in,

and property held by, equity-

accounted investees (11,884) 11,884 - - - -

(Loss)/Profit before tax (17,924) 20,375 2,451 5,256 (198)5,058

Tax benefit/(expense) 1,144 (1,716) (572) (1,175) 91 (1,084)

(Loss)/Profit after tax $(16,780) 18,659 1,879 $4,081 (107)3,974

Abnormal net loss after tax (18,659) (18,659) 107 107

(Loss)/Profit after tax

(GAAP) -$(16,780)-$4,081

Analysis of abnormal

items

(Loss)/Profit

before tax

Tax effect (Loss)/Profit

after tax

Profit/(Loss)

before tax

Tax effect Profit/(Loss)

after tax

$000 $000 $000 $000 $000 $000

Restructuring costs - - - 189 (53) 136

Impairment of fixed assets (6,129) 1,716 (4,413)

Impairment of goodwill (2,362) -(2,362)

Reversal of impairment of

fixed assets - - - 137 (38) 99

Scour merger costs - - - (128) - (128)

Loss on sale of interest in,

and property held by, equity-

accounted investees (11,884) -(11,884)- - -

$(20,375) $1,716 $(18,659) $198 $(91) $107

Calculation of basic and diluted (loss)/earnings per

share under GAAP and non-GAAP measures of

profit/loss after tax

GAAP-

compliant

reported

(loss)/profit

after tax

Reverse

abnormal

items (net of

tax)

Non-GAAP-

compliant

normalised

profit/(loss)

after tax

Year ended 30 June 2019

(Loss)/Profit attributable to shareholders ($000) $(16,780) $18,659 $1,879

Weighted average number of ordinary shares 68,679,098 68,679,098

(Loss)/Earnings per share (basic and diluted) (24.4) cents 2.7 cents

Year ended 30 June 2018

Profit attributable to shareholders ($000) $4,081 $(107) $3,974

Weighted average number of ordinary shares 68,679,098 68,679,098

Earnings per share (basic and diluted) 5.9 cents 5.8 cents

---

FY19 RESULTS
PRESENTATION

For the 12 months to 30 June 2019

•Hard flooring continues to grow at the expense of soft
flooring.

•Sales of lower margin synthetic carpets are down across the

industry.

•Demand for top end, high quality, high margin carpets has

increased, albeit at small volumes.

•Challenging trading and economic conditions in Australia.

Softening seen in NZ market towards end of 2H19.

•Wool prices have continued to be impacted by decreased

Chinese demand for coarser carpet wool, adversely affecting

sales and margins for Cavalier’s wool buying business, Elco

Direct.

FY19 OPERATING ENVIRONMENT

2

Cavalier Corporation | FY19 Results Presentation

Cavalier Corporation | FY19 Results Presentation
•Increased focus on wool carpets vs synthetic fibres.

•Significant investment into customer relationship activity including rollout of Cavalier’s successful World of

Difference instore displays which provide a unique retail experience.

•Focus on innovative new product development with introduction of new rug offer and a number of new

products finalised for launch.

•Introduced more customer focussed organisational structure in Australia, with positive impact now being

seen.

•$13.5m sale of Cavalier’s 27.5% in its wool scouring business (Cavalier Wool Holdings, ‘CWH’) and the

associated property in September 2018. Entered into long-term scouring arrangement with CWH.

•Commenced strategic review to identify opportunities for the company, leverage Cavalier’s strengths and

unlock new value for shareholders.

•Post-period end: Announced transformational shift in business model to a design-led wool focused

company and strategic collaboration with The New Zealand Merino Company (NZM).

FY19 KEY EVENTS

3

Cavalier Corporation | FY19 Results Presentation
4

In January 2019, Cavalier exhibited for the first time at Domotexin Germany, with very positive feedback

Cavalier Corporation | FY19 Results Presentation
FY19 RESULTS SNAPSHOT

5

$millionsFY19 FY18

Results in line with May 2019 guidance. Reflects 3-month

contribution from CWS compared to 12-months in prior year.

REVENUE$135.2$148.1

Impacted by challenging market conditions in Australia

throughout the year and softening in NZ in 2H19.

EBITDA (normalised)$7.1$10.0

Stronger performance in 1H19 and lower costs, offset by

reduced carpet sales and wool buying margins.

NPAT/NLAT

(normalised)

$1.9$4.0

Company continues to trade profitably, with lower profit due to

reduced revenue.

NPAT/NLAT$(16.8)$4.1

Includes $11.9m non-cash loss on sale of interest in CWH and

property held by CWSA, as well as non-cash after tax

impairments of goodwill and fixed assets of $6.8m.

NET DEBT$17.8$29.4

Good reduction in debt with proceeds from sale of CWS used to

offset debt.

See Glossary slide for explanation of EBITDA and normalised EBITDA and normalised NPAT/NLAT

FIVE YEAR PERFORMANCE
6

0

2

4

6

8

10

12

14

FY15FY16FY17FY18FY19

NormalisedEBITDA ($m)

-4

-2

0

2

4

6

8

FY15FY16FY17FY18FY19

NormalisedNPAT/NLAT ($m)

0

50

100

150

200

250

FY15FY16FY17FY18FY19

Revenue ($m)

Cavalier Corporation | FY19 Results Presentation

FY15

FY16

FY17

FY18

FY19

Sale Of Loss-making Carpet Tile

Operation

Consolidation Of Manufacturing

Operations And Reorganised

The Business

Repositioned Cavalier

BremworthBrand

Completion Of

Organisational Review

Sale Of Australian Property

Completion Of Resturcturing:

More Costly And Time

Consuming Than Expected And

Impacted Results

Notable Drop In Wool Price

Turnaround Year With More

Efficient Structure

New Strategic Focus On

High End Carpets

Recovery From Impact Of

Restructuring

Strengthen Focus On High

Quality, Higher Margin Wool

Carpets

Sale Of Wool Scouring Business

And Restructure Of Australian

Operations

Tightening Market Conditions

Cavalier Corporation | FY19 Results Presentation
REVENUE

7

Segment RevenueRegional Revenue

•Revenue $135.2m, down 9% on prior year.

•Continuing to hold market share in both NZ

and Australia.

•Revenue reflects:

-Continuing soft market in Australia and softening

in NZ seen towards end of 2H19

-Sales of low margin synthetic carpets declining,

impacting volumes and margins particularly in NZ

-High-end wool carpets sales are increasing, albeit

volumes are small

-Wool prices continue to be impacted by decreased

Chinese demand for coarser carpet wool, affecting

ElcoDirect wool buying business.

Cavalier Corporation | FY19 Results Presentation
REVENUE BREAKDOWN

8

New Zealand

$78.3m, 58%

Australia

$52.6m,

39%

Rest of world:$4.3m, 3%

FY19 Sales by Region

Carpets

$113.1m, 82%

Wool buying

$25.5m, 18%

FY19 Sales by Segment

Cavalier Corporation | FY19 Results Presentation
BALANCE SHEET:

•Reduction in assets to $99.3m due to:

•Sale of wool scouring business in

September 2018

•Non-cash impairments and write-downs:

-Fixed assets of $6.1m

-Goodwill of $2.4m

-These are non-cash and do not impact the

underlying profitability of the company.

•Recent valuations on land and buildings in

excess of $30m.

BALANCE SHEET AND WORKING CAPITAL

9

49.8

57.7

50.6

47.3

47.7

0

10

20

30

40

50

60

70

FY15FY16FY17FY18FY19

Inventory ($m)

Inventory includes raw materials and consumables, work in

progress and finished goods

WORKING CAPITAL:

•Continued focus on disciplined working

capital management –particularly

inventory reduction in FY20.

Cavalier Corporation Investor Presentation
CAPITAL MANAGEMENT

Debt position continues to improve

10

•Net proceeds of $11.8m from sale of

CWH wool scouring business used to

pay down debt.

•240% reduction in debt since FY14.

•Renegotiated bank terms and tenure in

FY19. Company has support of banking

partner.

•Committed to re-introduction of

dividends as part of long term financial

strategy.

58.8

53.9

36.5

40.2

29.4

17.3

0

10

20

30

40

50

60

70

Jun-14Jun-15Jun-16Jun-17Jun-18Jun-19

Net Debt $m

Aggressive debt

reduction programme

Investment into brand and

consolidating

manufacturing operations

Major focus on

reducing debt

Proceeds from sale

of CWS

Cavalier Corporation | FY19 Results Presentation
•Total capital expenditure of $4.7m, ahead of

depreciation of $3.5m.

•Investment primarily into growth initiatives:

oRetail displays

oPlant and equipment

oIT and technology.

•FY20 capex expected to be in line with depreciation

and amortisation.

CAPITAL EXPENDITURE

11

5.9

3.4

3.3

3.6

3.5

2.6

2.12.1

1.6

4.7

0

1

2

3

4

5

6

FY15FY16FY17FY18FY19

Capital Expenditure and Depreciation $m

DepreciationCapital Expenditure

Cavalier Corporation | FY19 Results Presentation
•Well positioned to capture the demand from consumers seeking a

more natural, more sustainable, healthier alternative without

compromising quality or style.

•Market conditions remain challenging.

•Transformational shift into a wool focused, design-led business.

•Collaboration with NZM, leveraging its extensive sales and marketing

expertise, to connect consumers with Cavalier’s wool product.

•Shift expected to necessitate organisational change as the business

moves towards a stronger wool manufacturing and marketing focus.

•Continuing to explore opportunities to expand market presence and

range.

•Board is confident in the financial sustainability of the company and

excited about the potential of the new business model and strategy.

OUTLOOK FOR FY20

12

12

OUR FUTURE
Cavalier Corporation | FY19 Results Presentation

13

OUR FUTURE IS WITH WOOL
Sustainable and 100% renewable

Healthier alternative

Optimal carpet performance

Design innovation and craftsmanship

Increasing consumer demand for natural and

sustainable products

14

Cavalier Corporation | FY19 Results Presentation

WOOL FOCUSED, DESIGN-LED
BUSINESS

Transformational shift underway

Building on Cavalier’s 50-year heritage and expertise

in the wool flooring market

Reputation for quality, brand strength and new

product innovation

Collaboration with The New Zealand Merino

Company

15

Cavalier Corporation | FY19 Results Presentation

We are focussed on creating “A World of
Difference” in everything we do. This

means we don’t just sell carpets and rugs;

our efforts have been borne from the

desire to make a genuine difference, for

our shareholders, our customers, our

people, our suppliers, our communities and

our environment. Not only through what

we do, but how we do it.

CREATING A WORLD OF DIFFERENCE

16

Cavalier Corporation | FY19 Results Presentation

Contact: Paul Alston
Chief Executive Officer

t: 09 277 1135

e: palston@cavbrem.co.nz

17

Cavalier Corporation | FY19 Results Presentation
Experienced Board and Leadership

Team

18

G C W (Grant) Biel

T H G (George) Adams

Deputy Chair

A W (Alan) Clarke

Chairman

J M (John) Rae

D V (Dianne) Williams

Leadership Team

CEO: Paul Alston

CFO: Victor Tan

GM Marketing and International

Operations: Rochelle Flint

GM Manufacturing: Craig Wallis

Cavalier Corporation | FY19 Results Presentation
This presentation has been prepared by Cavalier Corporation Limited (“CAV”).The information in this presentation is of a general nature only. It is

not a complete description of CAV.

This presentation is not a recommendation or offer of financial products for subscription, purchase or sale, or an invitationorsolicitation for such

offers.

This presentation is not intended as investment, financial or other advice and must not be relied on by any prospective investor.It does not take

into account any particular prospective investor’s objectives, financial situation, circumstances or needs, and does not purportto contain all the

information that a prospective investor may require. Any person who is considering an investment in CAV securities should obtainindependent

professional advice prior to making an investment decision, and should make any investment decision having regard to that person’s own

objectives, financial situation, circumstances and needs.

Past performance information contained in this presentation should not be relied upon (and is not) an indication of future performance.This

presentation may also contain forward looking statements with respect to the financial condition, results of operations and business, and business

strategy of CAV. Information about the future, by its nature, involves inherent risks and uncertainties. Accordingly, nothinginthis presentation is a

promise or representation as to the future or a promise or representation that a transaction or outcome referred to in this presentation will

proceed or occur on the basis described in this presentation. Statements or assumptions in this presentation as to future matters may prove to be

incorrect.

A number of financial measures are used in this presentation and should not be considered in isolation from, or as a substitutefor, the information

provided in CAV’s financial statements available at www.cavcorp.co.nz.

CAV and its related companies and their respective directors, employees and representatives make no representation or warranty of any nature

(including as to accuracy or completeness) in respect of this presentation and will have no liability (including for negligence)for any errors in or

omissions from, or for any loss (whether foreseeable or not) arising in connection with the use of or reliance on, information in this presentation.

Disclaimer

19

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

Other issuers discussed similar conditions around this time

Matched by meaning across NZX announcement text, not keywords — based on our semantic index of announcement bodies.

  • FWL — Foley Wines Limited: FWL Full Year 2019 Results and Annual Report Published
    2019-08-27

    Results announcement Results for announcement to the market Name of issuer Foley Wines Limited Reporting Period 12 months to 30 June 2019 Previous Reporting Period 12 months to 30 June 2018 Currency NZD Amount (000s) Percentage change Revenue from continuing operations…”

  • SKL — Skellerup Holdings Limited: Skellerup FY19 Result
    2019-08-22

    Skellerup Holdings Limited Results announcement (for Equity Security issuer/Equity and Debt Security issuer) Updated as at 8 May 2019 Results for announcement to the market Name of issuer Skellerup Holdings Limited Reporting Period 12 months to 30 June 2019 Previous…”

  • BLT — BLIS Technologies Limited: All Regions Experiencing Sales Growth
    2019-11-18

    Results announcement for Equity Security issuer Results for announcement to the market Name of issuer Blis Technologies Limited Reporting Period 6 months to 30 September 2019 Previous Reporting Period 6 months to 30 September 2018 Currency NZ dollars Amount (000s…”