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Allied Farmers Reports Solid Result

Full Year Results27 August 2019ALFFinancials

announce@nzx.com
27 August 2019


ALLIED FARMERS REPORTS SOLID RESULT

The Directors of Allied Farmers Ltd (“Allied”) (ALF:NZX) are pleased to report an

audited net profit before tax for the year to 30 June 2019 of $2.22m (FY18 $2.44m). This

is slightly below FY18’s profit which included a significant one-off recovery from the

Asset Management Services Division. Excluding the one-off items from the results, the

FY19 trading profit was slightly ahead of FY18.


The Board would like to acknowledge the contribution of our staff in achieving this

outcome.


The company ended the financial year in a strong position, and it is pleasing to note the

improving financial performance of the company over the last five years. The company

has experienced steady revenue growth, and significantly strengthened its balance sheet.

While EBIT has fallen slightly in FY19, it has shown an upward trend over the five year

period.


During the year, the Board was pleased to support management proposals to implement a

range of staff benefits, including health and life/terminal illness insurances, driver alert

technology and various health checks. Our staff are our most important resource, and

make the Allied Farmers Group the stable and successful business that it is today. The

Board is pleased to support our staff by facilitating their ongoing personal and professional

development, knowing that this will enhance the development and growth of our people-

based business.


A number of other important corporate initiatives have been implemented which have

materially strengthened our business:

• An oversubscribed capital raising in February/March 2019 which has increased our

cash reserves;

• A restructuring of the share register, which will reduce administrative costs, and

has re-positioned the share price into a more normal range;

• Improved the Board with the appointment of new Directors who bring a range of

relevant skills and experience to the company;

• Added management resource to support the growth expected in the business; and

• A review of strategy and vision (see below for further comment).


More specifically the company has confirmed its vision:


To be the major solution provider to agricultural producers, growing value for them and

our investors.


MJR-370048-16-76-V1:wu
The Board and management are currently refining a number of strategic priorities that fit

within this vision. Our goal is to assist our farmer clients to meet the emerging challenges

and leverage the opportunities that face New Zealand farmers daily. This includes

changing market conditions, climate change, bio-security challenges, changing consumer

tastes and preferences, changing animal welfare expectations, and expanding regulation.

We see significant opportunities around effective deployment and use of new technologies

and information resources.


The challenges that have been evident in the livestock business over the last 12 months are

likely to remain in the near term. However, we expect continued growth in our livestock

financing business, and initiatives in the digital area will provide further support to the

core agency activity. The start of the financial year has been steady, and we are confident

that the strength of our business model, our learnings and adjustments from recent years

and the dedication of our staff position the business well.


Consistent with previous years, the Board will consider the payment of a dividend in

respect of FY19 at the time of the 26 November 2019 Annual Meeting. It is proposed that

any dividend declaration will be announced at that time, and is likely to be paid in late

January, after the company passes its peak working capital requirements.



Mark Benseman

Chairperson

---

Results announcement




Results for announcement to the market

Name of issuer Allied Farmers Limited

Reporting Period 12 months to 30 June 2019

Previous Reporting Period 12 months to 30 June 2018

Currency


Amount (000s) Percentage change

Revenue from continuing

operations

$21,366 14.4 %

Total Revenue $21,366 14.4 %

Net profit/(loss) from

continuing operations

$2,001 (10%)

Total net profit/(loss) $2,001 (10%)

Interim/Final Dividend

Amount per Quoted Equity

Security

N/A

Imputed amount per Quoted

Equity Security

N/A

Record Date N/A

Dividend Payment Date N/A

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.278 $0.169

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Refer to results release and audited financial statements.

The net tangible assets per share above is calculated on a post

share consolidation basis.

The final dividend per share amount noted above is calculated

on a post share consolidation basis. The final dividend is to be

paid post share consolidation.

Authority for this announcement

Name of person


authorised

to make this announcement

Brian Lee

Contact person for this

announcement

Brian Lee

Contact phone number 06 765 6077

Contact email address brian.lee@alliedfarmers.co.nz

Date of release through MAP


27/08/2019


Audited financial statements accompany this announcement.

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Annual Report
2019

Working with Farmers for Farmers

Annual Report


2019

Working with Farmers for Farmers

Annual Report

2019

Working with Farmers for Farmers

Annual Report

2019

Working with Farmers for Farmers

Annual Report

2019

Annual Report

2019

Working with Farmers for Farmers

Annual Report

2019

Working with Farmers for Farmers

CO
NTENTS

SECTION PAGE

Overview from the Chairman 2

Five Year Financial Summary 5

Directors 6

Shareholder Information 7

Corporate Governance Report 13

Consolidated Financial Statements 23

Statement of Accounting Policies 27

Notes to the Consolidated Financial Statements 36

Independent Auditor’s Report 52

Company Directory 56

T

his report is dated 27 August 2019 and is signed on behalf of the Board of Allied Farmers

Limited:

M

ark Benseman Marise James

Chairman Director

1


OVERVIEW FROM THE CHAIRMAN


The Directors of Allied Farmers Ltd (“Allied”) (ALF:NZX) are pleased to report an audited net profit

before tax for the year to 30 June 2019 of $2.22m (2018 $2.44m). This is slightly below last year’s profit

which included a significant one-off recovery from the Asset Management Services Division. Excluding

the one-off items from the results the trading profit was slightly ahead of last years. However we also

acknowledge that trading conditions in the Livestock Business were more challenging. Despite the

slightly lower result, the company ended the financial year in a strong position, and the Board would like

to acknowledge the contribution of the staff in achieving this outcome.


The initiative that the Board is most proud of is a heightened focus on staff welfare. The Board was

pleased to support management proposals to implement a range of staff benefits, including health and

life/terminal illness insurances, driver alert technology and various health checks. Our staff are our most

important resource, and make the Allied Farmers Group the stable and successful business that it is

today. The Board is pleased to support our staff by facilitating their ongoing personal and professional

development, knowing that this will enhance the development and growth of our people-based business.


A number of other important corporate initiatives have been implemented which have materially

strengthened our business:

• An oversubscribed capital raising in February/March 2019 which has increased our cash

reserves;

• A restructuring of the share register, which will reduce administrative costs, and has re-

positioned the share price into a more normal range;

• Improving the Board with the appointment of new Directors who bring a range of relevant skills

and experience to the company;

• Added management resource to support the growth expected in the business; and

• A review of strategy and vision (see below for further comment).


It is also pleasing to note the improving trend in our financial results over the last five years (see

accompanying charts). Our revenue has grown steadily, and while EBIT has fallen slightly in the last

year, it too has shown an upward trend over the five year period.


Our balance sheet is also substantially stronger than it was five years ago, with very comfortable debt

levels, and is now well-placed to support our continuing growth and farming-focused diversification. We

enjoy a good relationship with our main funders and have well established banking relationships.


Earnings per Share (“EPS”) has declined in the last year, due to an increase in the number of shares on

issue (adjusted for the share consolidation which occurred in July of 2019) as a result of the capital

raising completed in March 2019.


Directors are confident that retained capital will drive further earnings growth.




2


Operational Review


Our sole current operating business is a 66% shareholding in New Zealand Farmers Livestock (“NZFL”).


Livestock Trading


NZFL’s Livestock agency business faced a challenging year, with drought conditions affecting the

second half year, and the Mycoplasma bovis situation also having a major negative impact in some

regions and for some clients. While there has been a significant reduction in dairy conversion activity,

and indeed some conversion of properties back from dairy to other uses, sheep and beef has remained

relatively buoyant, with strong sheep prices and good red meat pricing.


We continue to grow the livestock agency business and are actively looking for and implementing

opportunities and innovations to reinforce our national presence in livestock trading.


Meat Processing


Our meat business performed ahead of expectations, with good volume growth, and much effort to bed

in aspects of that growth. Product pricing was generally solid, with skin prices markedly improved, and

the overall result benefiting from a moderately weaker NZD.


Finance


New Zealand Farmers Livestock Finance continued its impressive growth, and has benefited from the

experience and strong relationships we have within the livestock industry. Our finance offering is an

important part of our effort to provide enhanced services to our farmer clients, complements our livestock

agency business, and we believe has good potential for further growth as the sector undergoes a

quantum shift in the sources and availability of finance.


Digital


Our digital platform, MyLivestock, continues to grow its market penetration. This is an important part of

our business and will be developed over time to be more integrated into our business, supporting our

staff and assisting our farmer clients with their day-to-day needs.



Strategy and Vision


The Board and Management have spent

considerable time reviewing the

company’s vision and strategy.


The foundation for this comes from Allied

Farmers’ heritage as a long established

New Zealand owned company servicing

the rural sector, working with farmers for

farmers. This dates from 1889 when The

Egmont Farmers’ Union Limited was

established. This long history gives the

company a significant depth of experience and knowledge operating in the New Zealand rural sector,

and our focus will remain on this sector for the foreseeable future.


3


More specifically the company has confirmed its vision:


To be the major solution provider to agricultural producers, growing value for them and our

investors.


The Board and Management are currently refining a number of strategic priorities that fit within this

Vision. Our goal is to assist our farmer clients to meet the emerging challenges and leverage the

opportunities that face New Zealand farmers daily. This includes changing market conditions, climate

change, bio-security challenges, changing consumer tastes and preferences, changing animal welfare

expectations, and expanding regulation. We see significant opportunities around effective deployment

and use of new technologies and information resources.


In keeping with this vision and the priorities, and recognising its sound financial position, the company is

actively investigating and seeking business opportunities that will enhance our service offering to the

New Zealand rural sector.


Allied Farmers has a positive outlook for the New Zealand rural sector. The UN forecasts that the

world’s population will grow to 9.7bn by 2050, approximately 26% above the current level. These people

will require feeding, and with growing income levels families will also desire more and higher quality

protein. New Zealand is well positioned to provide these products, with a reputation for providing high

quality, natural and wholesome food products.


There are challenges facing the New Zealand agricultural sector, including mitigating the effects of

greenhouse gas emissions and reducing the sector’s impost on the environment, but these challenges

can be successfully over-come with sensible policy development and appropriate changes to farming

and wider community practices. Agricultural products, and particularly dairy, meat and wool, still support

New Zealander’s expected living standards, and these products are a material, resource-efficient and

valued contribution to the global community facing the challenge of feeding the world’s growing

population.



Outlook for 2020


The challenges that have been evident in the livestock business over the last 12 months are likely to

remain in the near term. Global uncertainties are material. We continue to work at enhancing our

response, and to grow and develop our service to farmers, with a view to succeeding together. We

expect continued growth in our livestock financing business, and initiatives in the digital area will provide

further support to the core agency activity. We seek to challenge paradigms and add value within and

outside of Allied Farmers.


The start of the financial year has been steady, and we are confident that the strength of our business

model, our learnings and adjustments from recent years and the dedication of our staff position the

business well.





Mark Benseman

Chairperson











4




The amounts shown in this Five Year Financial Summary have been extracted from the audited financial

statements of Allied Farmers Limited and subsidiaries for the respective years.


5


DIRECTORS


Mark Benseman - Chairman


Mr Benseman was appointed a Director of Allied Farmers Limited in October 2015. He is an

experienced manager and financial analyst, with over 25 years’ experience in the investment industry.

Mark is currently the Principal of Fraters Group in New Zealand and in the past had a role as a senior

analyst with ABN AMRO New Zealand, was Director and Head of Research with Citigroup Smith Barney

in New Zealand, and similarly with Merrill Lynch (NZ). Mr Benseman is not an independent director due

to the fact that an Associated Person is an Allied Farmers Substantial Product Holder. He has the

following qualifications: BA (Hons in Economics).


Philip Luscombe

Mr Luscombe was appointed a Director of Allied Farmers Limited in December 2005. He is an

experienced farmer with interests in dairy farms in Taranaki and Otago, and in farm forestry. He is a

Director of PKW Farms GP Limited, as well as a number of private companies. He is a trustee of The

Massey-Lincoln and Agricultural Industry Trust and a former trustee of the Massey University Agricultural

Research Foundation. He is a former director of Kiwi Cooperative Dairies Limited, Kiwi Milk Products

Limited, Dairy InSight and industry research company Dexcel. Mr Luscombe is an independent director.

He has the following qualification: BAgSci(Hons).


Andrew McDouall


Mr McDouall was appointed a Director of Allied Farmers Limited in October 1999. He is Managing

Director of investment banking group MSL Capital Markets, and a director of a number of private

companies. Mr McDouall is an independent director. He has the following qualifications: BCA, DipNZSE.


Marise James


Ms James was appointed a Director of Allied Farmers Limited in October 2018. She is a chartered

accountant and partner at Baker Tilly Staples Rodway in Taranaki, where she services agri sector and

professional services clients. She was a founding director of Fonterra Co-operative Group, and

directorships of FMG Insurance Limited, Landcorp Farming Limited and the TSB Bank. She has chaired

the Audit Committees of FMG and Landcorp. Her current governance roles include Chair of Firstlight

Wagyu NZ Limited, and directorships of EIDNZ Limited and the Taranaki Rugby Football Union. Ms

James is an independent director. She has the following qualifications:

Member of Chartered

Accountants Australia and New Zealand; Fellow, Institute of Directors New Zealand (Accredited); and

F.C.A (Fellow of

Chartered Accountants Australia and New Zealand)


Richard Perry


Mr Perry was appointed a Director of Allied Farmers Limited in June 2019. He has a strong knowledge

and experience of the agribusiness, finance and technology sectors. He has previously held senior

finance and executive roles at the Reserve Bank of New Zealand, Landcorp Farming Ltd and Callaghan

Innovation and has been a Technical Advisor to the International Monetary Fund. He is currently a

member of the External Reporting Advisory Board and Director of Business Applications for Rocket Lab.

As an experienced company director he has acted for several company boards across the agri-tech,

property and food and beverage sectors including start-ups, mergers and established companies. Mr

Perry is an independent director. He has the following qualifications: B Com (Hons), F.C.A (Fellow of


Chartered Accountants Australia and New Zealand) and CTP (Certified Treasury Professional).


Note: Former Chairman and Director Garry Bluett resigned from the Board with effect from 27

November 2018.

6


SHAREHOLDER INFORMATION


DISCLOSURES OF INTEREST


Pursuant to section 140 of the Companies Act 1993, the following changes in interests were disclosed

during FY19 (excluding directorships of wholly owned subsidiaries) in the Interests Register:


Name Entity Relationship/Disclosure

Marise

James

Baker Tilly Staples Rodway

Firstlight Wagyu NZ Limited,

EIDNZ Limited

Taranaki Rugby Football Union.

Partner

Chairperson

Director

Director

Richard

Perry

Rocket Lab Limited

External Reporting Advisory Panel

Rural Advisory Group – Chartered

Accountants Australia New Zealand

Director of Business Applications

Member

Member

Andrew

McDouall

McDouall Stuart Group Limited (in

liquidation)

Director of company placed in

liquidation 19.2.19

Except as disclosed above, and the removal of former director Garry Bluett’s interests after his

resignation in November 2018, there were no director details included in the Interests Register as at 30

June 2018, or entered during the year ended 30 June 2019, that have been removed during the year

ended 30 June 2019.


DIRECTORS’ SHARE TRADING AND HOLDINGS


Directors disclosed the following acquisitions and disposals of relevant interests in Allied Farmers

Limited shares during FY19 pursuant to section 148 of the Companies Act 1993.


Director Date(s) Details

Mark Benseman



9 March - 13 September 2018 Sold 586,789 shares in 8 transactions

for total consideration of $47,684.98

24 September – 1 November

2018

Sold 549,645 shares in 4 transactions

for total consideration of $40,392.26

26 March 2019 Allotted 187,367 shares for $13,677.79

pursuant to Share Purchase Plan


As at 30 June 2019 directors, or entities related to them, held relevant interests (as defined in the

Financial Markets Conduct Act 2013) in Allied Farmers Limited Securities as follows:



* On 16 July 2019 Allied Farmers completed a one for ten share consolidation, and therefore the number

of shares actually held by these shareholders at the date of this Annual Report are not the same as

disclosed above.

Name Number of Shares and percentage of shares on issue*

Mark Benseman 19,257,489 (10.79%)

Philip Luscombe 1,295,566 (0.73%)

Andrew McDouall 111,290 (0.062%)

7


. DIRECTORS’ REMUNERATION












The above table reflects what has been paid out by the Company. The $204,093 of directors fees

actually paid in FY17 included the cash payment of $55,292 accrued but unpaid from the previous year.

Shareholders approved a cap on directors’ fees of $332,000 p.a. at the AGM in 2007. This cap includes

all directors fees paid in relation to Group subsidiary companies as well as for the Parent. In addition to

the above payments, Oliver Carruthers, a director of NZ Farmers Livestock Limited received total

remuneration and benefits from NZ Farmers Livestock Limited of $212,531.91, and Simon Williams, a

director of NZ Farmers Livestock Limited and NZ Farmers Livestock Finance Limited, received total

remuneration and benefits from NZ Farmers Livestock Limited of $120,274.69. In neither case did this

remuneration and benefits include any director’s fees.


PARTICULAR DISCLOSURES


Bonds


020 Bond


Albany Braithwaite Holdings Limited, an Associated Person of Director Mark Benseman, is currently the

holder of 600,000 first ranking bonds issued in a $1 million bond issue on 9 October 2014 (“020 Bond”).

The 020 Bond maturity date is 30 September 2021.


030 Bond


Albany Braithwaite Holdings Limited was the holder of 150,000 second ranking bonds issued in a

$550,000 bond issued on 31 August 2016 (“030 Bond”). The 030 Bonds matured on 30 September

2018. Two bondholders, one of whom is Albany Braithwaite Holdings Limited, were repaid in full on

maturity date. The remaining two 030 Bondholders, holding 300,000 bonds agreed to extend the

maturity date for their 030 Bonds to 31 March 2019, at which time they were fully repaid.

Director

2019 2018 2017

Garry Bluett $20,834 $50,000 $81,458

Philip Luscombe $36,250 $28,000 $44,667

Andrew McDouall $29,250 $28,000 $46,760

Mark Benseman $42,000 $28,000 $31,208

Marise James $27,500 - -

Richard Perry $2,917 - -

Total $158,751 $134,000 $204,093


8



General


Except to the extent described above, no Director has entered into any transactions with the Company

or its subsidiaries other than in the normal course of business, on the Company’s normal terms of trade,

and on an arms-length basis.


No Director issued a notice requesting to use Group information received in their capacity as a Director

which would not otherwise have been available to them.


During the year the Company paid premiums on contracts insuring directors and officers in respect of

liability and costs permitted to be insured against in accordance with Section 162 of the Companies Act

1993 and the Company’s constitution.


20,547,829 new shares were issued on 26 March 2019 pursuant to a share purchase plan. No other

new shares were issued during the financial year.



EMPLOYEE REMUNERATION

The number of employees whose remuneration and benefits were over $100,000 is within the specified

bands as follows:



Remuneration range 2019 2018


100,000 110,000 4 8

110,001 120,000 5 1

120,001 130,000 1 3

130,001 140,000 1 1

140,001 150,000 1 3

150,001 160,000 1 3

160,001 170,000 3 -

170,001 180,000 2 1

180,001 190,000 1 -

190,001 200,000 2 -

200,001 210,000 1 1

210,001 220,000 - 3

220,001 230,000 - 1

230,001 240,000 1 -

240,001 250,000 - 2

250,001 260,000 - -

260,001 270,000 - -

270,001 280,000 - -

280,001 290,000 - -

290,001 300,000 - -

300,001 310,000 1 1

310.001 320,000 - -

320,001 330,000 - -

Total 24 28


T

he remuneration figures shown in the above table include all monetary remuneration actually paid, plus

the cost of all benefits provided, during the year. The table does not include independent contractors.

9


SUBSTANTIAL PRODUCT HOLDERS



The following notices were given under the Financial Markets Conduct Act 2013 up to the date of this

Annual Report*:


Holder Relevant Interest Date

Albany Braithwaite Holdings Limited 20,206,556 (12.48%) 5 April 2017

Deborah Lee Seerup as beneficial owner

via ASB Nominees as registered holder

11,850,005 (7.34%) 22 February 2018

Stockmans Holdings Limited 19,267,822 (12.104%) 4 December 2015

*The total number of issued voting securities of Allied Farmers Limited as at 7 August 2019, being after

the completion of a 1 for 10 share consolidation, was 17,854,729 ordinary shares. The ownership

percentages referred to above are as disclosed in the relevant notice as at the historic date of

disclosure, and may have changed as a result of the issue of further shares, or share transfers below the

threshold for filing a notice, subsequent to the date of the relevant disclosure. The holdings of significant

shareholders is disclosed below under the heading Twenty Largest Registered Shareholders.

SUBSIDIARY COMPANIES

Directors of subsidiary companies as at 30 June 2019 were as follows:


Subsidiaries of the Parent Principal Activity Directors

Allied Farmers Rural Limited Rural Services M Benseman, P Luscombe, A

McDouall, R Perry, M James

ALF Nominees Limited Nominee company M Benseman

Allied Farmers Investments Limited Asset Management

Services

M Benseman, P Luscombe, A

McDouall, R Perry, M James

Allied Farmers (New Zealand) Limited Non-trading M Benseman

Subsidiaries of Allied Farmers Investments Limited

Allied Farmers Property Holdings Limited Non-trading M Benseman

QWF Holdings Limited Non-trading M Benseman

Lifestyles of NZ Queenstown Limited Non-trading M Benseman

LONZ 2008 Limited Non-trading M Benseman

LONZ 2008 Holdings Limited Non-trading M Benseman

Clearwater Hotel 2004 Limited Non-trading M Benseman

Subsidiaries of Allied Farmers Property Holdings Limited

UFL Lakeview Limited Non-trading M Benseman

5M No 2 Limited Non-trading M Benseman

Subsidiaries of Allied Farmers Rural Limited

NZ Farmers Livestock Limited Livestock Trading P Luscombe, M James, S Williams, M

Benseman, O Carruthers

Subsidiaries of NZ Farmers Livestock Limited

Farmers Meat Export Limited Meat Processing and

Trading

S Morrison, W Sweeney, P Luscombe

NZ Farmers Livestock Finance Limited Rural Finance P Luscombe, M James, S Williams

Redshaw Livestock Limited Livestock Trading D Freeman, A Hiscox, M MacDonald,

W Sweeney

10


DONATIONS


The Company made no donations to any political party during the year.

SHAREHOLDER INFORMATION

The ordinary shares of Allied Farmers Limited are listed on the NZX Main Board. The NZX share code is

‘ALF’.


The shareholder information in the following disclosures has been taken from the Company’s share

register at 7 August 2019.


TWENTY LARGEST REGISTERED SHAREHOLDERS as at 7 August 2019

Rank Investor Name

Total

Units % Issued Capital

1 Stockmans Holdings Limited 1,945,519 10.90


2 Albany Braithwaite Holdings Limited 1,925,749 10.79


3 Deborah Lee Seerup 1,370,001 7.67


4 Donald Clifton Jacobs 695,082 3.89


5 John Drakley Moore 328,244 1.84


6 Garry Charles Bluett 312,718 1.75


7 Ronald Alfred Brierley 303,159 1.70


8 Stuart David Hynes 273,897 1.53


9 Ross Phillip Drew 268,737 1.51


10 Fortune Capital Group Limited 228,125 1.28


11 Maurice Duncan Priest 200,237 1.12


12 Jade NZ Limited 150,000 0.84


13 James Field Seerup & Jeanette Elizabeth Seerup 142,312 0.80


14 Lee Athol Wilson & Shirley Ann Wilson 129,690 0.73


15 Philip Charles Luscombe & Ainsley Jocelyn Luscombe 129,557 0.73


16 New Zealand Central Securities Depository Limited 127,029 0.71


17 Omaio Investments Limited 119,655 0.67


18 Arcos Investments Limited 116,000 0.65


19 Custodial Services Limited 112,957 0.63


20 Colin Stuart Loveday 110,000 0.62



ANALYSIS OF SHAREHOLDING as at 7 August 2019

Range Holders Holders % Issued Capital Issued Capital %

1-1,000 1,715 64.14 646,389 3.62


1,001-5,000 546 20.42 1,361,125 7.62


5,001-10,000 172 6.43 1,304,675 7.31


10,001-50,000 197 7.37 3,806,531 21.32


50,001-100,000 22 0.82 1,538,689 8.62

Greater than

100,000 22 0.82 9,197,449 51.51


11


SHAREHOLDER ENQUIRIES

Shareholders should send changes of address, dividend queries, and instructions and shareholding

information requests to Link Market Services Limited, which acts as the Company’s share registrar.


ANNUAL MEETING OF SHAREHOLDERS


Allied Farmers Limited’s Annual Meeting of shareholders is proposed to be held at the TET MultiSports

Centre, Stadium 62 Portia St, Stratford 4332, on Tuesday 26 November 2019 from 11am. A Notice of

Annual Meeting and Proxy Form will be circulated to shareholders prior to the meeting.


REGISTERED OFFICE

The registered office of Allied Farmers Limited is:


201 Broadway

Stratford 4332

PO Box 304

Stratford 4352

DIVIDENDS PAID

A fully imputed dividend of $0.002 per share (2018: $0.002) was paid to eligible shareholders on 18

January 2019.

NZX REGULATION WAIVERS

The Company has not sought or been granted any waivers in the 12 months preceding 30 June 2019.




12



CORPORATE GOVERNANCE REPORT


The objective of the Board is to enhance shareholder value, ensure that Allied Farmers’ businesses are

operated in a sustainable and ethical manner, and protect the health and safety of its staff. The Board

considers there is a strong link between good corporate governance and the achievement of this

objective.

The Board considers that its corporate governance framework complies with the 2019 NZX Corporate

Governance Code (NZSX Code), except as stated within this report. The exceptions arise because

aspects of the Code are either not relevant or appropriate for Allied Farmers given its size and that it is

primarily a holding company of shares in a majority owned subsidiary, NZ Farmers Livestock Limited.

The information in this report is current as at the date of release of this Annual Report and has been

approved by the Board of Allied Farmers.

The key corporate governance documents referred to in this report are available on Allied Farmers’

website at www.alliedfarmers.co.nz.

Allied Farmers is listed on the NZX’s Main Board and is subject to regulatory control and monitoring by

both the NZX and the Financial Markets Authority.

Principle 1 – Code of Ethical Behaviour

Directors should set high standards of ethical behaviour, model this behaviour and hold

management accountable for these standards being followed throughout the organisation.

Allied Farmers is committed to maintaining the highest ethical standards by Directors, staff, suppliers

and customers/clients. Allied Farmers has a Code of Ethics to guide executives, management and

employees in carrying out their duties and responsibilities. A copy of this is available on Allied Farmers’

website. The Code covers such matters as:

• Expected conduct;

• Confidentiality;

• Use of assets;

• Corporate social responsibility; and

• Acceptance of gifts


The Code of Ethics requires Directors and employees to promptly report material breaches of the Code.

In addition, Allied Farmers has adopted a Whistle Blowing Policy that sets out the processes by which

suspected serious wrongdoing can be reported, and the whistle blower is protected.

Allied Farmers has in place processes to enable all new and existing employees to be aware of and

understand the Code.

Allied Farmers has a Securities Trading Policy to explain expectations and requirements for dealing in

Allied Farmers securities, and to protect from the risk of breaching insider trading laws. A copy of this is

available on Allied Farmers’ website.

Details of Directors’ share dealings are in the Shareholder Information section of the 2019 Annual

Report

.

13


Principle 2 – Board Composition and Performance

To ensure an effective Board, there should be a balance of independence, skills, knowledge,

experience and perspectives.

The business and affairs of Allied Farmers are managed directly by the Board of Directors. The Board:

• establishes long-term goals and strategic plans to achieve those goals;

• reviews and adopts the annual budgets for financial performance and monitors results monthly;

• ensures preparation of the annual and half-yearly financial statements;

• manages risk by ensuring that Allied Farmers has implemented adequate systems of internal

controls together with appropriate monitoring of compliance activities; and

• works with management to create shareholder value.


Allied Farmers’ Board operates under a written Board Charter which sets out the structure of the Board;

the procedures for the nomination, resignation and removal of Directors; outlines the responsibilities and

roles of the Chairman and Directors; and identifies procedures to ensure that the Board meets regularly,

conducts its meetings in an efficient and effective manner and that each Director is fully empowered to

perform his or her duties as a Director of the Company and to fully participate in meetings of the Board.

A copy of the Charter is available on Allied Farmers’ website.

Management of Allied Farmers is undertaken by the executive team under the leadership of the Chief

Executive, through a set of delegated authorities.

Directors have direct access to and may rely upon Allied Farmers’ senior management and external

advisers. Directors have the right, with the approval of the Chairman to seek independent legal or

financial advice at the expense of Allied Farmers for the proper performance of their duties.

Board Composition and Appointment

The number of elected Directors and the procedure for their retirement and re-election at Annual

Shareholders’ Meetings are set out in the Constitution of the Company.

The Board reviews the criteria for selection of Directors to ensure the most appropriate balance of skills,

qualifications, experience and background to effectively govern Allied Farmers.

All directors are required to retire (though may be re-elected) not later than the third annual meeting

following appointment, or after three years, whichever is longer. Any Directors appointed since the

previous annual meeting must also retire and are eligible for election.

The Board currently comprises of five Directors: a non-executive Chairman and four independent non-

executive Directors. The Chief Executive is not a member of the Board.

The Board supports the separation of the roles of Chairman and CEO and the appointment of a non-

executive chairman. The Allied Chairman, Mark Benseman, is not independent because an Associated

Person is a Substantial Product Holder. The Board has determined that this relationship does not

compromise the ability for Mr Benseman to act as Chairman in an independent manner, and the fact that

all other directors are independent ensures appropriate independent oversight is exercised.

In order for a director to be independent, the Board has determined that he or she must not be an

executive of Allied Farmers and must have no disqualifying relationships as defined by the NZX Listing

Rules.

Information on each Director is available on the Allied Farmers website. Changes to Director’s interests

during FY19 are disclosed in the Shareholder Information section of the 2019 Annual Report.

Allied Farmers provides written agreements to new Directors in relation to their appointment.

14


The Company encourages all Directors to undertake appropriate training and education so that they may

best perform their duties. This includes attending presentations on changes in governance, legal and

regulatory frameworks; attending technical and professional development courses; and attending

presentations from industry experts and key advisers. In addition, updates are provided to the Board on

relevant industry and Company issues.

At appropriate times the Board considers individual and collective performance, together with the skill

sets, training and development and succession planning required to govern the business. An evaluation

of Board skills, capability and experience was undertaken in March 2019.

Diversity

Allied Farmers recognises the value of diversity of thinking and skills t hat can be delivered by persons of

different backgrounds, sector experience, communication styles, life-skills and interpersonal skills. This

can arise through several different characteristics, including but not limited to the following; gender,

ethnic background, religion, age, marital status, culture, disability, economic background, education,

language, physical appearance and sexual orientation.

Given that Allied Farmers does not directly employee any staff, the Board has determined that the

compliance costs of adopting and reporting the outcomes of a formal Diversity and Inclusion Policy do

not outweigh any potential benefits of such a Policy, and therefore have decided to not adopt a formal

Diversity and Inclusion Policy. This will be reviewed if circumstances change.

As at 30 June 2019, females represented 20% (FY18: 0%) of Directors and 0% (FY18: 0%) of Officers of

Allied Farmers. Officers are defined as being the Chief Executive Officer and specific direct reports of

the CEO having key functional responsibility.












Current Year Previous Year

Male Female Male Female

Number of Directors 4 1 4 0

Percentage of Directors 80% 20% 100% 0%

Percentage of Officers 100% 0% 100% 0%

15


Board Meetings and Attendance

The Board meets as often as it deems appropriate, including sessions to review the performance of the

business versus plans, and to consider the strategic direction of Allied Farmers and its forward-looking

business plans. Phone conferences are also used as required.

The table below sets out Director attendance at Board and committee meetings during FY19. In total,

there were 12 Board meetings and two Audit and Risk Management Committee meetings.


Board Audit and Risk

Total number of meetings 12 2

Garry Bluett (resigned 27/11/18) 5 1

Andrew McDouall 11 1

Philip Luscombe 12 1

Mark Benseman 11 2

Marise James (appointed 1/10/18) 7 1

Richard Perry (appointed 1/5/19) 1 0


Principle 3 – Committees

The Board should use committees where this will enhance its effectiveness in key areas, while

still retaining Board responsibility.

Audit and Risk Management Committee

The Board has delegated a number of its responsibilities to the Audit and Risk Committee to assist in the

execution of the Board’s responsibilities.

The Audit and Risk Committee reviews and analyses policies and strategies that are within its terms of

reference. It examines proposals and, where appropriate, makes recommendations to the full Board.

The Audit and Risk Committee does not take action or make decisions on behalf of the Board unless

specifically mandated by prior Board authority to do so.

The Audit and Risk Committee meets as required and has a Charter which is approved and reviewed by

the Board. A copy of the Audit and Risk Committee Charter is on the Allied Farmers website.

Minutes of each committee meeting are forwarded to all members of the Board, who are all entitled to

attend any committee meeting.

The Audit and Risk Committee is empowered to seek any information it requires from employees in

pursuing its duties and to obtain independent legal or other professional advice.

The Audit and Risk Committee provides a forum for the effective communication between the Board and

external auditors. The Committee reviews the annual and half-yearly financial statements prior to their

approval by the Board, the effectiveness of internal control and management information systems and

the efficiency and effectiveness of the audit function.

The Committee must be comprised solely of Directors of Allied Farmers, have a minimum of three

members, have a majority of independent Directors and have at least one Director with an accounting or

financial background. The makeup of the current members of this committee complies with this

recommendation.

Members as at 30 June 2019 were Marise James (Chair), Andrew McDouall and Mark Benseman. The

Audit and Risk Committee Chair, Ms James is both an independent and non-executive director.

Management may attend meetings only at the invitation of the Committee and the Committee has

committee-only time with the external auditors without management present.


16

The membership and performance of the Audit and Risk Committee was evaluated as part of the Board
performance evaluation.

Other Committees as Required

Due to the modest size of Allied Farmers, the desire to contain compliance costs, and the fact that Allied

Farmers Group has only two senior executives (being the NZFL Chief Executive and Chief Financial

Officer - neither of whom are members of the Board of Allied Farmers), the Board has determined that a

separate Remuneration and/or Nominations Committee is not required. The Board considers that the

purpose and roles performed by a separate Remuneration and/or Nomination Committee can be

appropriately performed by the full Board without compromising the probity of its decision making. The

Board has determined to review this decision from time to time, and in particular has agreed to form a

Remuneration Committee and/or Nomination Committee if the Board considers that, for reasons such as

ensuring independent and non-conflicted decision making, such a committee is necessary.

From time to time, other special purpose committees may be formed to review and monitor specific

projects with senior management.

In the case of a takeover offer, Allied Farmers will form an Independent Takeover Committee to oversee

disclosure and response and engage expert legal and financial advisors to provide advice on procedure.

A Takeover Response Protocol has recently been adopted.


Principle 4 – Reporting and Disclosure

The Board should demand integrity in financial and non-financial reporting, and in the timeliness

and balance of corporate disclosures.

Allied Farmers’ Directors are committed to keeping investors and the market informed of all material

information about the Company and its performance, in a timely manner. Allied Farmers has adopted a

Continuous Disclosure Policy to ensure that material information is identified, reported, assessed and,

where required, disclosed to the market in a timely manner. A copy of the Continuous Disclosure Policy

is available on Allied Farmers’ website.

In addition to all information required by law, Allied Farmers also seeks to provide sufficient meaningful

information to ensure stakeholders and investors are well informed, including financial and non-financial

information.

Financial Information

Senior Management are responsible for implementing and maintaining appropriate accounting and

financial reporting principles, policies, and internal controls designed to ensure compliance with

accounting standards and applicable laws and regulations, including relevant tax legislation.

The Board’s Audit and Risk Management Committee oversees the quality and integrity of external

financial reporting, including the accuracy, completeness, balance and timeliness of financial

statements. It reviews Allied Farmers’ full and half year financial statements and makes

recommendations to the Board concerning accounting policies, areas of judgement, compliance with

accounting standards, stock exchange, legal and tax requirements, and the results of the external audit

.

For the financial year ended 30 June 2019, the Directors believe that proper accounting records have

been kept that enable the determination of the Company’s financial position with reasonable accuracy,

and facilitate compliance of the financial statements with the Financial Markets Conduct Act 2013. The

Chief Executive Officer and Chief Financial Officer have confirmed in writing to the Board that Allied

Farmers’ external financial reports present a true and fair view in all material aspects.

Allied Farmers’ full and half year financial statements are available on the Company’s website.

17


Non-financial information

The Board recognises the importance of non-financial disclosure. The Company monitors progress in

business sustainability as it seeks to actively improve the social and environmental characteristics of the

business. This is a goal to which the Company is strategically committed and which it incorporates in its

day to day operations. In addition, NZ Farmers Livestock invests in a range of social responsibility

initiatives that support staff, customers and the communities in which it operates

The Company considers that shareholders, and the investment market generally, should be promptly

informed of all major business events that influence the company, and to ensure compliance with NZX

Continuous Disclosure requirements.

The Company aims to manage its businesses in a way that will produce positive outcomes for all

stakeholders including the public, customers, team members, suppliers and shareholders.

Allied Farmers discusses its strategic objectives, and its progress against these, in the Chair and Chief

Executive’s commentary in shareholder reports, and at the Annual Shareholders Meeting. Allied

Farmers supports NZ Farmers Livestock’s commitment to using its resources responsibly, and

identification of opportunities to reduce any negative environmental risk or impact from business

operations, products and services.

NZ Farmers Livestock is also committed to providing fair and responsible products and services that

includes adherence to the Responsible Lending Code, the Responsible Credit-Related Insurance Code,

Insurance (Prudential Supervision) Act 2010 and various other Acts. Compliance is monitored through

periodic auditing and legal review, and senior management oversight of practices.


Principle 5 – Remuneration

The remuneration of Directors and executives should be transparent, fair and reasonable.

Remuneration of Directors and senior executives is the Board’s responsibility. In recent years, Allied

Farmers has only appointed one new senior executive – the Chief Financial Officer in March 2018. The

Board takes account of external market factors and internal factors in determining the remuneration of

senior executives. Allied Farmers has recently adopted a Remuneration Policy.

Director Remuneration

The total remuneration pool available for Directors has been fixed by shareholders at a maximum of

$332,000 per annum for all non-executive Directors. The Board determines the level of remuneration

paid to Directors from that pool. Directors also receive reimbursement for reasonable travelling,

accommodation and other expenses incurred in the course of performing their duties.

Allied Farmers may appoint additional non-executive directors in due course. The Directors’ potential fee

pool includes future directors’ fees and has been fixed.

Any proposed increases in non-executive Director fees and remuneration will be put to shareholders for

approval. If independent advice is sought by the Board, it will be disclosed to shareholders as part of the

approval process.

18


Board Role Approved Remuneration

Directors’ fees are currently allocated by the Directors per annum as follows:

• Allied Farmers Ltd Chair - $50,000;

• NZ Farmers Livestock Ltd Chair - $45,000

• Audit and Risk Committee Chair - $40,000

• Other Directors appointed prior to 1 October 2015 - $33,000 plus retirement allowance after

seven years of service; and

• Other Directors appointed after 1 October 2015 - $35,000 with no retirement allowance.


Details of individual Directors’ remuneration are detailed in the Shareholder Information section of the

2019 Annual Report.

Executive Remuneration

In general, executive remuneration comprises a fixed base salary and an at-risk short-term incentive

payable annually. At-risk incentives are paid against targets agreed with executives and are based on

financial measures including earnings targets and progress against objectives related to the strategic

plan and other personal objectives.

CEO Remuneration

The review and approval of the CEO’s remuneration is the responsibility of the Board.

The CEO’s remuneration comprises a fixed base salary, fringe benefits and an at-risk short-term

incentive payable annually. At-risk incentives are paid against targets agreed with the CEO, and are

based on financial measures including earnings targets and progress against objectives related to the

strategic plan and other personal objectives.



Salary Benefits Performance

- Short term

Incentive

Staff

Profit

Share

Total

Remuneration

FY19 $253,000 $9,539 $45,433.00

being 76% of

maximum

achievable for

FY18

$248.78 $308,220.78

FY18 $250,000 $15,000 $43,332.00

being 72% of

maximum

achievable for

FY17

$451.02 $308,788.02


19


Principle 6 – Risk Management

Directors should have a sound understanding of the material risks faced by the issuer and how

to manage them. The Board should regularly verify that the issuer has appropriate processes

that identify and manage potential and material risks.

The Board has overall responsibility for the Company’s system of risk management and internal control.

The Board delegates day to date management of the risk to the Chief Executive Officer. The Audit and

Risk Management Committee provides an additional and more specialised oversight of Company risks in

addition to the oversight provided by the Board. The Audit and Risk Management Committee’s Charter

details the specific responsibilities of the Committee in regard to risk assurance.

The Board is satisfied that major risks are reviewed and has recently adopted a Risk Management

Framework to identify areas of significant business risk, and implement procedures to effectively

manage those risks. The Risk Management Framework covers the following aspects relating to risk

management:

• Creating an operating risk compliance culture and accountability;

• Monitoring of operating risk and compliance policies;

• Training and support; and

• Reporting and review of a Top 10 risk matrix.


Where appropriate, the Board obtains advice directly from external advisers. Once a significant business

risk is identified, the Board is advised and action is taken promptly to mitigate and monitor or, if there are

benefits to be obtained, take advantage of these in addressing the risks.


Allied Farmers maintains insurance policies that it considers adequate to meet its insurable risks.

More details of Allied Farmers’ financial risk management are available in the FY19 Financial

Statements.


Health and Safety

Allied Farmers is a holding company and does not undertake any operations in the context of a health

and safety environment. Allied Farmers’ majority owned subsidiary, NZ Farmers Livestock Limited, and

its wholly owned subsidiaries are operational businesses, and the Board of Directors of NZ Farmers

Livestock is responsible for ensuring that the systems used to identify and manage health and safety

risks are fit for purpose, effectively implemented, regularly reviewed and continuously improved. The NZ

Farmers Livestock Board recognises that effective management of health and safety is essential for the

operation of a successful business, and its intent is to prevent harm and promote wellbeing for

employees, contractors and customers.

NZ Farmers Livestock has adopted a Health and Safety Policy and a Health and Safety Handbook and

Policy Manual, continues to drive increasing focus on health and safety objectives, and holds regular

health and safety meetings for each saleyard at which it operates. Minutes of these meetings, health and

safety audits and all significant injuries are reported to the NZ Farmers Livestock and Allied Farmers’

Boards.

20



Principle 7 – Auditors

The Board should ensure the quality and independence of the external audit process.

The Allied Farmers Board is committed to ensuring audit independence, both in fact and appearance, so

that Allied Farmers’ external financial reporting is viewed as being highly objective and without bias.

The Audit and Risk Management Committee (ARMC) reviews the quality and cost of the audit

undertaken by the Company’s external auditors and provides a formal channel of communication

between the Board, senior management and external auditors.

The ARMC approves the auditor’s terms of engagement, audit partner rotation (at least every five years)

and audit fee, and reviews and provides feedback in respect of the annual audit plan. The Committee

periodically has time with the external auditor without management present. The ARMC also assesses

the auditor’s independence on an annual basis.

An External Auditor Independence Policy has been adopted and sets out the services that may or may

not be performed by the external auditor.

For the financial year ended 30 June 2019, PricewaterhouseCoopers (PWC) was the external auditor for

Allied Farmers Limited. The last audit partner rotation was in 2015.

All audit work at Allied Farmers is fully separated from non-audit services, to ensure that appropriate

independence is maintained. The only non-audit services provided by PWC subsequent to FY19 was for

tax advice totalling $2,000. The amount of fees paid to PWC for audit work in FY19 are identified in note

3 of the consolidated financial statements. At the 2018 Annual Meeting shareholders authorised the

Directors to fix the auditor’s fees and expenses for the ensuing year.

PWC has provided the ARMC with written confirmation that, in its view, it was able to operate

independently during the year.

Given the cost, PWC has not attended recent Annual Shareholders’ Meeting, but are available to do so if

requested. PWC are available by telephone during the meeting to answer any questions if required. In

recent years, there have not been any questions asked at the Annual Shareholders’ Meeting that have

not satisfactorily been answered or addressed by management or the Chairman. If circumstances

changed (for example, a complex or controversial matter was to be considered or presented to the

meeting) the PWC lead partner would be required to attend the meeting.

Allied Farmers has a number of internal controls overseen by the ARMC and/or the Board of either Allied

Farmers or NZ Farmers Livestock (as appropriate). These include controls for computerised information

systems, cyber risk and information security, business continuity management, insurance, health and

safety, conflicts of interest, and prevention and identification of fraud. The Company does not have an

internal audit function.

21


Principle 8 – Shareholder Rights and Relations

The Board should respect the rights of shareholders and foster constructive relationships with

shareholders that encourage them to engage with the issuer.

The Board is committed to open and regular dialogue and engagement with shareholders. Allied

Farmers seeks to ensure that investors understand its activities by communicating effectively with them

and giving them access to clear and balanced information.

Allied Farmers has a calendar of communications and events for shareholders, including but not limited

to:

• Annual and Interim Reports

• Market announcements

• Annual Shareholders’ Meeting

• Easy access to information through the Allied Farmers website www.alliedfarmers.co.nz

• Access to management and the Board via the “Contact Us” facility on the Allied Farmers

website


Shareholders are actively encouraged to attend the Annual Shareholders’ Meeting and may raise

matters for discussion at this event, and may vote on major decisions that affect Allied Farmers. Voting

is by poll.

In accordance with the Companies Act 1993, Allied Farmers’ Constitution and the NZX Main Board

Listing Rules, Allied Farmers refers major decisions that may change the nature of the Company to

shareholders for approval.

All shareholders are given the option to elect to receive electronic communications from the Company.


Exercise of disciplinary powers

No disciplinary action has been taken by either the NZX or the FMA against the Company during the

financial year ended 30 June 2019.


22

Allied Farmers Limited and Subsidiaries
For the

year ended 30 June 2019

Note

Note

June

June

2019

2018

$000

$000

Revenue

Sale of

goods

8,188

4,685

Interest income

925

676

Commission Income

12,142

12,852

Total Revenue

21,255

18,213

Other income

111

470

Total income

21,366

18,683

Ex

penses

Cost of inventor

y sold

6,719

4,165

Interest and fundin

g expense2

599

594

Rental and operatin

g leases

119

141

Emplo

yee benefit expense

7,757

7,667

Depreciation and amortisation11,12

635

546

Other operatin

g expenses3

3,316

3,135

Total expenses

19,145

16,248

Profit before income tax2,221

2,435

Income tax expense5

(220)

(210)

2,001

2,225

2,001

2,225

1,258

1,535

8

743

690

Basic (cents per share)4

7.58

9.51

4

7.589.51

The notes are an integral part of these consolidated financial statements.

Total earnings per share attributable to the equity holders of the Parent Company:

Diluted (cents per share)

Consolidated Statement of Profit or Loss and Other Comprehensive

Income

Total comprehensive income

Profit Attributable to:

Owners of the Parent

Non-Controlling Interests

23

Consolidated Statement of Changes in Equity
Allied Farmers Limited and Subsidiaries

For the year ended 30 June 2019

NoteParent

Equity

Subtotal

$000$000$000$000$000

O

pening balance as at 1 July 2017151,779 (150,756) 1,023 797 1,820

Com

prehensive income

Net Profit for the

year ended 30 June 2018- 1,535 1,535 690 2,225

Total com

prehensive income- 1,535 1,535 690 2,225

Transactions with owner

s

Dividends paid- (323) (323) (273) (596)

Ac

quisition of Redshaw Livestock Limited- - - 17 17

Total transactions with owner

s- (323) (323) (256) (579)

Closin

g balance as at 30 June 2018151,779 (149,544) 2,235 1,231 3,466

Com

prehensive income

Net Profit for the

year ended 30 June 2019- 1,258 1,258 743 2,001

Total com

prehensive income- 1,258 1,258 743 2,001

Transactions with owner

s

Dividends paid7- (323) (323) (593) (916)

Sale of Shares in NZ Farmers Livestock Limited8- - -

(22) (22)

AFL Purchase of Small Parcels of Shares6

(261) - (261) - (261)

AFL Shares Issued61,500 - 1,500 - 1,500

Total transactions with owner

s1,239 (323) 916 (615) 301

Closin

g balance as at 30 June 2019153,018 (148,609) 4,409 1,359 5,768

Refer Note 7

Accumulated

losses

Non

Controlling

Interests

Share

Capital

Total

Equity

The notes are an integral part of these consolidated financial statements.

24

Consolidated Balance Sheet
Allied Farmers Limited and Subsidiaries

As at 30 June 2019

Note June

June

2019

2018

$000

$000

E

quity

Share capital6

153

,018

151,779

Reserves7

(148,609)

(149,544)

Equit

y attributable to owners of the Parent

4,409

2,235

Non Controllin

g Interests8

1,359

1,231

Total e

quity5,768

3,466

Liabilities

Current liabilities

Trade and other

payables10

12

,923

10,232

Finance receivables borrowin

gs9

1

,500

1,500

Borrowin

gs9

909

1,439

Taxation

55

133

Total current liabilities15,387

13,304

Non-current liabilities

Borrowin

gs9

2,884

3,551

Total non-current liabilities2,884

3,551

Total liabilities18,271

16,855

Total liabilities and shareholders e

quity24,039

20,321

Assets

Current assets

Cash and cash e

quivalents21.1

2

,301

569

Trade and other receivables16

11

,449

9,367

Finance receivables16

4

,710

4,619

Inventor

y17

197

122

Pre

payments16

2

13

Total current assets18

,659

14,690

Non-current assets

Investments

5

-

Pro

perty, plant and equipment11

3

,839

4,190

Intan

gible assets and Goodwill12

764

751

Deferred tax asset5

772

690

Total non-current assets5

,380

5,631

Total assets24,039

20,321

DirectorDirector

The Board of Directors of Allied Farmers Limited authorised these financial statements for issue on 27 August 2019.

The notes are an integral part of these consolidated financial statements.

25

Consolidated Statement of Cash Flows
Allied Farmers Limited and Subsidiaries

For the year ended 30 June 2019

Note

June

June

2019

2018

$000$000

Cash Flows from Operating Activities

Cash was provided from:

Receipts from customers18,362 17,806

Interest received925 553

19,287

18,810

Cash was applied to:

Payments to suppliers and employees(15,238) (16,108)

Interest paid(599) (594)

Taxation paid(379) (323)

(16,215)

(17,025)

Net cash flows from operating activities19

3,072

1,785

Cash Flows from Investing Activities

Cash was provided from:

Sale of property, plant and equipment- 73

- 73

Cash was applied to:

Increase in finance receivables NZ Farmers Livestock Finance Ltd(93) (2,545)

Acquisition of subsidiary/investment net of cash acquired(5) (145)

Purchase of shares in NZ Farmers Livestock Ltd(22) -

Purchase of intangibles, property, plant and equipment(346) (248)

(466)

(2,938)

Net cash flows (used in) investing activities(466) (2,865)

Cash Flows from Financing Activities

Cash was provided from:

Share Purchase Plan1,500 -

Drawdown of finance receivables borrowings1,500 1,500

3,000 1,500

Cash was applied to:

Repay livestock trading borrowings(382) (360)

Repayment of vehicle finance borrowings(265) (472)

Repayment of finance receivables borrowings(1,500) -

Repayment of bond(550) -

Dividends paid(916) (596)

Share Repurchase of Small Parcels(261) -

(3,874)

(1,428)

Net cash flows from / (used in) from financing activities(874) 72

Net increase in cash and cash equivalents

1,732

(1,008)

Cash and cash equivalents at beginning of year569 1,577

Cash and cash equivalents at end of year2,301 569

The notes are an integral part of these consolidated financial statements.

26

To assess the impact of NZ IFRS 15 on the group, contracts within each segment were aggregated to create portfolios of
contracts. An individual contract from each portfolio was selected as being representative of each unique contract type. For

each contract type, the five step method was applied to assess the impact on revenue recognition.

The five step method for recognising revenue from contracts with customers involves consideration of the following:

1. Identifying the contract with the customer:

2. Identifying performance obligations;

3. Determining the transaction price;

4. Allocating the transaction price to distinct performance obligations; and

5. Recognising revenue.

The adoption of NZ IFRS 15 did not have any material effect for the Group, and no restatement to the prior year was made. The

Group’s major revenue streams under NZ IFRS 15 are the sale of livestock agency services and the procurement and

processing of calves.

A number of new standards, amendments to standards and interpretations are effective for annual periods beginning after 1 July

2018. Those which may be relevant to the Group are set out below with updated accounting policies as necessary.

These financial statements are prepared on a going concern basis. The cashflow statement is presented on a net basis. This

basis has been preferred to gross basis to remain consistent with the revenue basis of presentation.

New Standards and Interpretations

NZ IFRS 15 applies to all revenue arising from contracts with customers, unless the contracts are in the scope of other

standards. The new standard establishes a five-step model to account for revenue arising from contracts with customers. Under

NZ IFRS 15, revenue is recognised at an amount that reflects the consideration to which an entity expects to be entitled in the

exchange for acting as agent in a livestock transaction or transferring goods or services to a customer.

Statement of Accounting Policies

GENERAL INFORMATION

These Consolidated Financial Statements ("Financial Statements") have been approved for issue by the Board of Directors on

27th August 2019.

The Board of Directors does not have the power to amend the financial statements after they have been issued.

Allied Farmers Limited and Subsidiaries (together "the Group") are a "for profit" rural services group, with its predominant

activities comprising the sale of livestock agency services, the procurement and processing of calves and the provision of

livestock financing.

Allied Farmers Limited ("the Parent Company") is a limited liability company, incorporated and domiciled in New Zealand. The

Parent Company's registered address is:

201 Broadway

Allied Farmers Limited is a public company listed on the New Zealand Stock Exchange Main Board (NZX code: ALF).

BASIS OF PREPARATION

Stratford

New Zealand

Allied Farmers Limited and Subsidiaries

For the year ended 30 June 2019

The financial statements are presented in New Zealand Dollars which is the Parent Company's and Subsidiaries' functional

currency and the Group's presentation currency.

NZ IFRS 15 Revenue from Contracts with Customers

Allied Farmers Limited is a company registered under the Companies Act 1993 and is an FMC reporting entity under Part 7 of the

Financial Markets Conduct Act 2013. The financial statements of the Group have been prepared in accordance with the

requirements of Part 7 of the Financial Markets Conduct Act 2013 and the NZX Main Board Listing Rules.

The financial statements have been

presented on the basis of historical cost.

The preparation of financial statements in conformity with NZ IFRS requires the use of certain accounting estimates. It also

requires management to exercise its judgment in the process of applying the Group's accounting policies. The areas involving

judgment or complexity, or areas where assumptions and estimates are significant to the financial statements are disclosed

below.

The Group's financial statements have been prepared in accordance with New Zealand Generally Accepted Accounting Practice

(NZ GAAP). They comply with New Zealand Equivalents to International Financial Reporting Standards (NZ IFRS), and other

applicable Financial Reporting Standards, as appropriate for profit-oriented entities. These financial statements also comply with

International Financial Reportin

g Standards (IFRS).

27

Description
Commissions made

on facilitating a

livestock sale

agreement and on

grazing agreements

Commissions made

on facilitating a

forward livestock sale

agreement

Description

RFID fees earned on

scanning of RFID

chips

Fees earned on

organisation of

auctions

Fees earned on

weighing of stock

Description

Sale of bobby calf

meat

Sale of bobby calf

skins

SALES OF GOODS

Revenue typeKey judgement

Performance

obligation

Timing of revenue recognition

The table below provides further information on the application of NZ IFRS 15 across the major segments in the Group.

For forward delivery

contracts,

determining the

commission to be

recognised due to

the extended period

of time with these

contracts

Revenue type

Livestock

commissions earned

on sales

Livestock

commissions earned

on forward delivery

contracts

COMMISSION EARNED

Key judgementTiming of revenue recognition

Performance

obligation

Determining the

distinct performance

obligation and

whether the Group is

acting as an agent.

Point in time

Recognised at the point in time when

the sale is agreed by a vendor and a

purchaser

Point in time

Recognised at the point in time when

the sale is agreed by a vendor and a

purchaser. Due to the timing of these

contracts there is some uncertainty

relating to the final commission.

The performance

obligation is fulfilled

when the goods are

available to the

customer at the meat

work plant. The Group

is acting as a principal

as it holds inventory

risk.

Point in time

Recognised at the point in time when

the goods are available to the

customer

Point in time

Recognised at the point in time when

the goods are available to the

customer

Sales of meat

Sales of skins

No major judgement

required

The performance

obligation is fulfilled

when the sale is

agreed. The Group is

acting as an agent as it

doesn't have inventory

risk and isn't able to

set a price

FEES EARNED

RFID scanning fees

Point in time

Recognised at the point in time when

the RFID chip is scanned

Yard fees on

auctions

Point in time

Recognised at the point in time when

a sale is agreed during auction

Revenue typeKey judgement

Performance

obligation

Timing of revenue recognition

Valuation fees

Point in time

Recognised at the point in time when

the animals are weighed

Determining the

distinct performance

obligation

The performance

obligation is fulfilled

when the stock are

scanned, a sale is

agreed within the

auction or when the

stock are weighed.

The Group is acting as

a principal as it is

primarily responsible

for the service

rendered and is able to

set a price

28

Original Carrying
amount - IAS 39

New Carrying

Amount - IFRS 9

$000$000

569 569

9,367 9,367

4,619 4,619

The Group considers a broad range of information when assessing credit risk and measuring external credit losses, including

past events, current conditions and reasonable and supportable forecasts that affect the expected collectability of the future cash

flows of the instrument.

The term of the Group's financial assets is typically less than 12 months. Accordingly provisioning is based on borrower specific

factors in conjunction with any macro economic factors contributing to the definition of "significant increase in credit risk", whilst

also factoring in any cash flows from collateral held as security for the financial assets.

From 1 July 2018 the Group assessed on a forward-looking basis the expected credit losses associated with its financial assets

carried at amortised cost. The impairment methodology applied depends on whether there has been a significant increase in

credit risk.

For financial assets (excluding trade and other receivables), a distinction is made between:

GroupOriginal Classification -

IAS 39

New Classification Category - IFRS 9

NZ IFRS 9 applies to the accounting for financial instruments, in particular classification and measurement of impairment and

hedge accounting. The adoption of NZIFRS 9 did not have any material effect for the Group and no restatement for the prior year

has been made.

Variable consideration

Non derivative financial assets are classified and measured at amortised cost when the asset is held within a business model

whose objective is to collect the contractual cash flows and those contractual cash flows consist solely of payments of principal

and interest on specified dates. Financial assets are initially measured at fair value and subsequently at amortised cost using the

effective interest rate method, less any impairment losses.

Cash

Trade Receivables

Finance lease

receivables

30 June 2019

NZ IFRS 9 Financial Instruments

Impairment of Financial Assets

From 1 July 2018 the Group classifies its financial assets as being measured at amortised cost. Until June 2018 the Group

classified its financial assets as loans and receivables. There was no change in the measurement of these assets and

investments as a result of reclassification.

Loans and receivables

Amortised Cost

Amortised Cost

Amortised Cost

The table below illustrates the classification and carrying amount of the Group's financial assets under IAS 39 and IFRS 9 on the

date of initial application.

Due to the extended time period between when the forward delivery contracts are agreed and when the forward contract settle,

there is an element of variability in the value of the contract and the commission earned to be recognised.

Financial assets that have not deteriorated significantly in credit quality since initial recognition or that have low credit risk

(“Stage 1”);

Financial assets that have deteriorated significantly in credit quality since initial recognition and whose credit risk is not low

(“Stage 2”); and

A significant increase in credit risk is defined as a significant increase in the probability of a default occurring since initial

recognition.

At each reporting period, an assessment is performed based on probability-weighted outcomes from a range of potential

outcomes to determine the appropriate level of revenue to be recognised. On settlement of the contract, the revenue is adjusted

to account for any difference between what has been recognised and the final settlement. At 30 June 2019, all forward delivery

contracts have settled and therefore the variable consideration has no impact on the revenue recognised.

Financial Assets at Amortised Cost

Loans and receivables

Loans and receivables

For trade and other receivables the Group makes use of a simplified approach, as permitted by NZ IFRS 9, and records the loss

allowances as lifetime expected credit losses from recognition. This is expected credit losses that result from all possible default

events over the life of the financial instrument.

12 month expected credit losses are recognised for Stage 1 while ‘lifetime expected credit losses’ are recognised for the second

category. Measurement of the expected credit losses is determined by a probability-weighted estimate of credit losses over the

ex

pected life of the financial instrument.

Financial assets that have objective evidence of impairment at the reporting date (“Stage 3”).

For trade and finance receivables, impairment losses arise from expected credit losses. Trade and finance receivables are

recorded initially at fair value and subsequently measured at amortised cost using the effective interest rate method, less any

expected credit losses due to bad and doubtful accounts. The expected credit losses are based on management's assessment

of amounts considered uncollectible for specific customers or groups of customers based on age of debt, history of payments,

account activity, economic factors and other relevant information.

29

Recognition of right of use assets of $0.5m and
Recognition of lease liability of $0.5m

NZ IFRS 16 Leases will result in almost all leases being recognised in the statement of financial position, as the distinction

between operating leases and finance leases is removed. The standard is mandatory for the Group from 1 July 2019.

Under NZ IFRS 16, a contract is, or contains, a lease if the contract conveys the right to control the use of an identified asset for

a period of time in exchange for consideration. Under NZ IAS 17, a lessee was required to make a distinction between an

operating lease (off balance sheet) and a finance lease (on balance sheet). NZ IFRS 16 now requires a lessee to recognise a

lease liability reflecting the future lease payments and a ‘right-of-use’ asset for almost all lease contracts. The statement of

comprehensive income will be impacted by the recognition of an interest expense and a depreciation expense with premise rental

and vehicle lease e

quipment expenses removed altogether.

Increase in finance costs (recognised as interest expense) of $0.04m

the property lease term including potential renewals for which the group may have the right to exercise

the incremental borrowing rate that is used to discount lease assets and liabilities

NZ IFRS 16 Leases

New Standards and Interpretations Not Yet Adopted

As a result of the calculations and the application of judgement, management is able to quantify the potential impact of NZ IFRS

16 based on the current property lease arrangements across the Group. Management expects that there will be an impact across

the following line items in the statement of financial position:

The expected impact across the following line items in the statement of comprehensive income for the year ended 30 June 2020

is estimated as follows:

The financial statements incorporate the assets and liabilities of all subsidiaries of the Group as at balance date and the results

of all subsidiaries for the year then ended.

Subsidiaries

The impact for the Group will be primarily focused on the accounting for operating leases on properties rented. As at the reporting

date, the Group has operating lease commitments on rented property of $0.5m. Upon adoption, NZ IFRS 16 is consequently

unlikely to have a significant impact upon the Group’s statement of financial position and statement of financial performance.

To calculate the impact of NZ IFRS 16 as at 1 July 2019, being the date of adoption, management has assessed all property

lease contracts applying judgement as follows:

Increase in depreciation and amortisation expense of $0.08m

Decrease in premises expenses of $0.1m

Finance assets are written off when there is no reasonable expectation of recovery. Indication that there is no reasonable

expectation of recovery includes, among others, collection procedures have proved unsuccessful, the occurrence of significant

changes in borrower’s position such that the borrower can no longer pay back the obligation, or that the proceeds from

collections and/ or insurance claims will not be sufficient to pay back the entire obligation.

Outcome of renewals under property lease agreements for the year ended 30 June 2020

Changes to the existing lease arrangements

Changes to borrowing rates

New lease contracts entered into

Finalisation of management's judgements

Subsidiaries are all entities (including structured entities) over which the Group has control. The Group controls an entity when

the Group is exposed to, or has rights to, variable returns from its involvement with the entity and has the ability to affect those

returns through its power over the entity. Subsidiaries are fully consolidated from the date on which control is transferred to the

Group. They are deconsolidated from the date that control ceases.

Estimates are subject to change at the time of adoption due to:

The implementation of NZ IFRS 16 has no cash impact to the Group as changes are limited to financial reporting requirements

only. The Group intends to implement the simplified transition approach as defined in the standard for the year ended 30 June

2020 and will not restate comparative amounts for the period prior to adoption.

BASIS OF CONSOLIDATION

30

Business combinations
Commission income includes commission and other fees charged on livestock sales transactions. Commission income is

recognised on a net basis as the Group acts as an agent to the customer in facilitating the livestock sales. Fees income is

recognised on a gross basis as the Group acts as a principal to the customer in providing primarily the service. Judgement has

been exercised in determinin

g that the Group are an agent as opposed to a principal in these transactions.

Commission income

Business combination are accounted for using the purchase method. The cost of a business combination is an aggregate of the

fair value of assets purchased, liabilities assumed or incurred and any equity issued in exchange for consideration received.

OPERATING REVENUE AND EXPENSES

Deferred tax assets or liabilities are determined using tax rates that have been enacted or substantially enacted by the balance

date and are expected to apply when the related deferred tax asset is realised or deferred tax liability is settled.

Associates are entities over which the Group has significant influence but not control. Investments in associates are accounted

for using the equity method of accounting. Under the equity method the investment is initially recognised at cost, and the carrying

amount is increased or decreased to recognise the investors share of the profit or loss of the investee after the date of

acquisition. The Group's investment in associates includes goodwill identified on acquisition.

Finance income comprises interest income on Finance Business receivables and interest income on bank deposits. These are

included as part of revenue.

The income tax expense or benefit for the period is the tax payable on the current period's taxable income based on the tax rate

adjusted by changes in deferred tax assets and liabilities attributable to temporary differences between the tax bases of assets

and liabilities and their carrying amounts in the financial statements, and to unused tax losses.

The calculation of the effective interest rate includes all fees that are integral to the effective interest rate. All fees except those

charged to customer accounts in arrears are considered to be integral to the effective interest rate. Fees charged to customer

accounts in arrears are recognised as income at the time the fees are charged.

In some circumstances the Group acts as an agent in conjunction with another agent company. In these circumstances the

commission earned is shared. The cost paid to the sharing agent company has been netted off the commission received.

Commission income which is non-yield related is recognised on an accrual basis once the underlying service has been provided.

All fees and commission income are recognised within "Commission Income".

Associates

Joint arrangements

The Group applies NZ IFRS 11 to all joint arrangements. Under NZ IFRS 11 investments in joint arrangements are classified as

either joint operations or joint ventures depending on the contractual rights and obligations of each investor. The Group has

assessed the nature of its joint arrangements and determined them to be joint operations. As joint operations, the Group

accounts for its share of the revenue, expenses, assets and liabilities.

TAXATION

Deferred income tax assets are recognised only to the extent that it is probable that future taxable profit will be available against

which the temporary differences can be utilised.

Any current and deferred tax balances attributable to amounts recognised directly in equity are also recognised directly in equity.

Sales of goods

Revenue from the sale of goods (primarily the sale of calf meat and skins) is measured at the fair value of the consideration

received or receivable, net of returns and allowances, trade discounts and volume rebates. Revenue is recognised when the

significant risks and rewards of ownership have been transferred to the buyer, recovery of the consideration is probable, the

associated costs and possible return of goods can be estimated reliably, and there is no continuing management involvement

with the goods.

Interest income and expense for all interest bearing financial instruments are recognised within "Interest income" and "Interest

and funding expense" in the consolidated statement of profit or loss and other comprehensive income using the effective interest

method.

Interest income and interest funding expense

The Group applies the acquisition method to account for business combinations. The consideration transferred for the acquisition

of a subsidiary is the fair values of the assets transferred, the liabilities incurred to or assumed from the former owners of the

acquiree and the equity interests issued by the Group. The consideration transferred includes the fair value of any asset or

liability resulting from a contingent consideration arrangement. Identifiable assets acquired and liabilities and contingent liabilities

assumed in a business combination are measured initially at their fair values at the acquisition date. The Group recognises any

non-controlling interest in the acquiree on an acquisition-by-acquisition basis, either at fair value or at the non-controlling

interest's proportionate share of the recognised amounts of acquiree's identifiable net assets. The excess of the consideration

transferred, the amount of any non-controlling interest in the acquiree and the acquisition date fair value of any previous equity

interest in the acquiree over the fair value of the Group's share of the identifiable net assets acquired is recorded as goodwill.

31

Impairment losses recognised in prior periods, other than those related to goodwill, are assessed at each reporting date for any
indications that the loss has decreased or no longer exists, and where the impairment loss may be reversed.

LEASES

FINANCIAL ASSETS

Purchases and sales of financial assets are recognised on the trade date, the date on which the Group commits to purchase or

sell the asset.

Financial assets are written off when there is no reasonable expectation of recovery, such as a debtor failing to engage in a

repayment plan with the Group.

Inventories are measured at the lower of cost and net realisable value. The cost of inventories is based on a Standard cost

basis, and includes expenditure incurred in acquiring the inventories and bringing them to their existing locations and condition

being the acquisition cost, freight, duty, and other inward charges. Net realisable value is the estimated selling price in the

ordinary course of business, less applicable variable selling expenses.

The Group categorises a loan or receivable for write off when a debtor fails to make contractual payments more than 180 days

past due. Where loans or receivables have been written off, the Group continues to engage in enforcement activity to attempt to

recover the receivable due. Where recoveries are made, these are recognised in profit or loss.

CASH AND CASH EQUIVALENTS

A lease is classified as an operating lease if it does not transfer substantially all the risks and rewards incidental to ownership to

the lessee.

The Group leases certain assets where the Group has substantially all the risks and rewards of ownership. These are classified

as finance leases. Finance leases are capitalised at the lease's commencement at the lower of the fair value of the leased

property and the present value of the minimum lease payments.

TRADE AND OTHER RECEIVABLES

At initial recognition, the Group measures its financial assets at their fair value. The Group subsequently measures these at

amortised cost using the effective interest method less provision for expected credit losses.

INVENTORY

Operating lease assets

Finance leases

Each lease payment is allocated between the liability and finance charges. The corresponding rental obligations, net of finance

charges, are included in Borrowings. The interest element of the finance cost is charged to the consolidated profit or loss

statement over the lease period to produce a constant periodic rate of interest on the remaining balance of the liability for each

period. The assets acquired under finance leases are depreciated over the shorter of the useful life of the leased asset and the

lease term.

IMPAIRMENT OF FINANCIAL ASSETS

The impairment assessment of the Group's finance and trade receivables is based on management's assessment of any

objective evidence of impairment on an individual basis which takes into account historical loss experience.

TESTING FOR IMPAIRMENT OF NON FINANCIAL ASSETS

Assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount may not be

recoverable. In the case of goodwill, this is also impairment tested at least annually. An impairment loss is recognised for the

amount by which the asset's carrying amount exceeds its recoverable amount. The recoverable amount is the higher of an

asset's fair value less costs to sell and value in use. For the purposes of assessing impairment, assets are grouped at the lowest

levels for which there are separately identifiable cash flows (cash generating units).

The Group does not engage in any speculative transactions or hold derivative financial instruments for trading purposes.

Derecognition

Financial assets are derecognised when the rights to the cash flows of the assets have expired or the rights to receive the cash

flows of the assets and substantially all the risks and rewards of the assets have been transferred.

Cash and cash equivalents includes cash in hand, deposits held at call with banks, other short-term highly liquid investments with

original maturities of three months or less, and bank overdrafts. Cash equivalents are short-term highly liquid investments that

are readily convertible to known amounts of cash and which are subject to an insignificant risk of changes in value.

The Group classifies their financial assets as loans and receivables.

32

3 - 15 years
Buildings

A summary of the assumptions underpinning the Group's expected credit loss model is as follows:

CategoryCompany definition of category

Loans whose credit risk in in line with original

expectations

12 month expected losses. Where

the expected lifetime of an asset is

less than 12 months, expected losses

are measured at its expected lifetime.

Basis for recognition of expected

credit loss provision

Gains and losses on disposals are determined by comparing proceeds with carrying amounts. These gains and losses are

included in the consolidated statement of profit or loss and other comprehensive income.

Lifetime expected losses.

Acquired computer software licences are capitalised on the basis of the costs incurred to acquire and bring to use the specific

software. These costs are amortised on a straight line basis over their estimated useful lives, which is estimated to be between

one and six years.

INTANGIBLE ASSETS

Goodwill

Goodwill on acquisitions of subsidiaries is included in "Intangible Assets" and "Goodwill". Goodwill on acquisitions of associates

is included in "Investments in associates" and is tested for impairment as part of the overall balance. Separately recognised

goodwill is tested annually for impairment and carried at cost less accumulated impairment losses. Impairment losses on goodwill

are not reversed. Gains and losses on the disposal of an entity include the carrying amount of goodwill relating to the entity sold.

Goodwill is allocated to cash-generating units for the purpose of impairment testing. The allocation is made to those generating

units or groups of cash-generating units that are expected to benefit from the business combination on which the goodwill arose.

Software

All other property, plant and equipment are depreciated on a straight line basis at rates over their estimated useful lives, as

follows:

Asset class Estimated Useful Life

Loans to customers

Stage 2 - Underperforming

Stage 3 - Non-performing

(credit impaired)

Write-off

Loans for which a significant increase in

credit risk has occurred compared to original

expectations; a significant increase in credit

risk is presumed if interest and/or principal

repayments are 30 days past due (see

above in more detail)

Interest and/or principal repayments are 60

days past due or it becomes probable a

customer will enter bankruptcy

Interest and/or principal repayments are 120

days past due and there is no reasonable

ex

pectation of recovery.

8 - 30 years

Motor Vehicles

The assets' residual values and useful lives are reviewed, and adjusted if appropriate, at each balance date.

Subsequent costs are included in the asset's carrying amount or recognised as a separate asset, as appropriate, only when it is

probable that future economic benefits associated with the item will flow to the Group and the cost of the item can be measured

reliably. All other repairs and maintenance are charged to the consolidated profit or loss statement during the financial period in

which the

y are incurred.

Land is not depreciated.

Items of property, plant and equipment are stated at historical or deemed cost less accumulated depreciation and impairment.

Cost includes expenditure that is directly attributable to the acquisition of the items.

PROPERTY, PLANT AND EQUIPMENT

Stage 1 - Performing

Plant and Equipment 1 - 30 years

Asset is written off.

The Group uses three categories for loans which reflect their credit risk and how the loan loss provision is determined for each of

those categories. These internal credit risk ratings are aligned to external credit rating companies, such as Standard and Poor,

Moody's and Fitch.

Lifetime expected losses.

33

Liabilities for wages and salaries, annual leave, long service leave and accumulating sick leave expected to be settled within 12
months of the reporting date are recognised in other payables in respect of employees' services up to the reporting date and are

measured at the amounts expected to be paid when the liabilities are settled.

BORROWINGS AND BORROWING COSTS

Borrowings are recognised initially at fair value net of transaction costs incurred. Borrowings are subsequently stated at

amortised cost. Any difference between proceeds net of transaction costs and the redemption value is recognised in the

consolidated statement of profit or loss and other comprehensive income over the period of the borrowings using the effective

interest rate method. As borrowing costs for Allied Farmers Limited are not for qualifying assets, Allied Farmers Limited

expenses all borrowin

g costs.

Borrowing costs are recognised in the consolidated statement of profit or loss and other comprehensive income in the period in

which they were incurred.

Costs associated with developing or maintaining computer software programmes are recognised as an expense as incurred.

Costs that are directly associated with the development of identifiable and unique software products and websites controlled by

the Group, and that will generate economic benefits exceeding costs beyond one year, are recognised as intangible assets.

Costs include the software development employee costs and an appropriate portion of relevant overheads. Computer software

development costs recognised as assets are amortised on a straight line basis over their estimated useful lives (not exceeding

three years).

TRADE AND OTHER PAYABLES

Trade and other payables relate primarily to the liability that exists to the vendor of livestock as a result of livestock sales on the

vendors behalf. Trade and other payables are recognised initially at fair value and subsequently measured at amortised cost

using the effective interest rate method.

EMPLOYEE BENEFITS

Dividends are recognised as a liability in the period in which they are approved by the Board. Dividends that are approved after

balance date but prior to the financial statements being authorised for issue are disclosed as a subsequent event.

EARNINGS PER SHARE

Basic earnings per share

Basic earnings per share is calculated by dividing the profit attributable to equity holders of the Group by the weighted average

number of ordinary shares on issue during the year.

Diluted earnings per share

Diluted earnings per share is calculated by adjusting the weighted average number of ordinary shares outstanding to assume

conversion of all dilutive potential ordinary shares. The Group has no category of dilutive potential ordinary shares.

Borrowings are classified as current financial liabilities unless the Group has an unconditional right to defer settlement of the

liability for at least 12 months after the balance sheet date.

GOODS AND SERVICES TAX (GST)

The operations of the Group comprise taxable and exempt supplies. All balances in the consolidated balance sheet are stated

net of GST with the exception of trade receivables and payables which are shown inclusive of GST, and fixed assets which may

be shown inclusive or exclusive of GST depending on whether or not the GST was recoverable at time of purchase.

The areas of estimation uncertainty and critical judgements in applying accounting policies that have the most significant effect

on the amount recognised in the consolidated financial statements are:

Where goods and services are purchased that relate to exempt supplies, the amounts recognised are inclusive of non-

recoverable GST.

DIVIDENDS

CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS

The Group makes estimates and assumptions about the future in preparing their financial statements that affect the reported

amounts of assets and liabilities. The actual results will often differ from the estimates made. Estimates and judgements are

continually evaluated and are based on historical experience and other factors, including expectations of future events that are

believed to be reasonable under the circumstances.

The assessment that there was no impairment of the goodwill in the Redshaw CGU ('cash generating unit') at 30 June

2019. The valuation of the CGU is based on a discounted cashflow of management forecasts of future financial

performance and therefore there is inherent estimation uncertainty. Assumptions made in the valuation and the underlying

financial forecasts are detailed in Note 12 - Intangible assets and Goodwill.

34

The loss allowances for financial assets are based on assumptions about risk of default and expected loss rates. The
Group uses judgement in making these assumptions and selecting the inputs to the impairment calculation, based on the

Group's past history and existing market conditions, as well as forward-looking estimates at the end of each reporting

period. Details of the key assumptions and inputs used are disclosed in Note 16.

Other Judgements include:

35

Notes to the Consolidated Financial Statements
For the year ended 30 June 2019

1.Financial information on segments of the business

Asset

Management

Services

Livestock

ServicesCorporate

Total

Continuing

$000$000$000$000

- 8,189 - 8,189

Commission Income- 12,141 - 12,141

Other Income- 111 - 111

- 925 - 925

- 21,366 - 21,366

- (6,719) - (6,719)

- (635) - (635)

- (504) (95) (599)

Rental and operating Leases (external)- (117) (2) (119)

Employee benefit expense- (7,671) (86) (7,757)

- (2,923) (393) (3,316)

- 2,797 (576) 2,221

- (220) - (220)

- 2,577 (576) 2,001

Asset

Management

Services

Livestock

ServicesCorporate

Total

Continuing

$000$000$000$000

- 16,181 2,478 18,659

- 5,380 - 5,380

-

21,561 2,478 24,039

- (15,107) (280) (15,387)

- (1,884) (1,000) (2,884)

- (16,991) (1,280) (18,271)

The Asset Management Services segment managed the assets previously acquired from Hanover Finance Limited, United Finance

Limited and their subsidiary companies. The Asset Management Services activities are carried out by Allied Farmers Investments

Limited and subsidiary companies. The Asset Management Services activities were completed during FY17 with the realisation of the

remainin

g assets.

The segment assets and liabilities as at 30 June 2019 are as follows:

Allied Farmers Limited and Subsidiaries

Operating segments are reported in a manner consistent with the internal reporting provided to the chief operating decision maker. The

chief operating decision maker has been identified as the Board of Directors (The Board). The Board receives financial information for

the three operating segments, being Asset Management, Livestock Services and Corporate.

The Livestock Services segment relates to livestock sale activities, the financing of livestock sales, and calf procurement, processing

and sales. These activities service a single customer base. The Livestock activities are influenced by seasonality. Livestock sales are

normally stronger in the autumn season and calf sales traditionally occur mainly in the first half of the financial year.

Corporate activities comprise the livestock services and corporate activities of the Group including the remaining activities of the

holding company Allied Farmers Rural Limited.

The segment results for the year ended 30 June 2019 are as follows:

Sales of goods

Interest Income

Total Income

Depreciation and amortisation

Interest and funding expense (external)

Net Other expenses (external)

Profit/Loss before income tax

Income Tax

Profit/Loss after Income Tax

Cost of Inventory sold

Current Assets

Non Current Assets

Assets

Current Liabilities

Non Current Liabilities

Liabilities

36

Asset
Management

Services

Livestock

ServicesCorporate

Total

Continuing

$000$000$000$000

- 4,685 - 4,685

- 12,852 - 12,852

- 676 - 676

451 19 - 470

451 18,232 - 18,683

- (4,165) - (4,165)

- (546) - (546)

- (501) (93) (594)

Rental and operating expense- (139) (2) (141)

Employee benefit expense- (7,614) (53) (7,667)

(2) (2,634) (499) (3,135)

449 2,633 (647) 2,435

- (1,519) 1,519 -

- (210) - (210)

449 904 872 2,225

Asset

Management

Services

Livestock

ServicesCorporate

Total

Continuing

$000$000$000$000

- 14,513 177 14,690

- 5,631 - 5,631

-

20,144 177 20,321

- (12,344) (960) (13,304)

-

(2,551)

(1,000)(3,551)

- (14,895) (1,960) (16,855)

NoteGroupGroup

JuneJune

20192018

$000$000

2Interest and funding expense

Borrowings - Other bank borrowings167 197

Borrowings - Finance Receivables181 142

Borrowings - Finance lease156 137

Borrowings - Bonds 95 118

599 594

3Other operating expenses

Included in other operating expenses are:

PricewaterhouseCoopers - audit fees140 104

PricewaterhouseCoopers - direct expenses associated with the audit7 6

Directors' fees20 159 141

Contractors and consultants190 282

Information systems expenses68 61

Compliance costs122 103

Loss on sale of fixed assets24 59

Insurance141 140

Software and hardware maintenance65 76


Storage217 138

Marketing and advertising381 408

Telecommunications218 227

Vehicle expenses774 676

Other expenses810 714

3,316 3,135

The segment results for the year ended 30 June 2018 are as follows:

Other Income

Total Income

Interest Income

Sale of goods

Commission Income

Net Other expenses (external)

Profit/Loss before income tax

Inter-segmental income

Non Current Assets

Assets

Current Liabilities

Non Current Liabilities

Liabilities

Cost of Inventory Sold

Current Assets

Income Tax

Profit/Loss after Income Tax

The segment assets and liabilities as at 30 June 2018 are as follows:

Depreciation and amortisation

Interest and funding expense (external)

37

4Earnings per shareJuneJune
20192018

(a) Basic earnings per share

Profit attributable to owners of the parent from continuing operations ($000)1,2581,535

Weighted average number of ordinary shares on issue (thousands)165,987161,505

Weighted average number of ordinary shares on issue (thousands) after share consolidation adjustment16,59916,151

Basic earnings per share (cents)7.589.51

(b) Diluted Earnings per share

25

1,2581,535

Weighted average number of ordinary shares on issue (thousands)165,987161,505

Weighted average number of ordinary shares on issue (thousands) after share consolidation adjustment16,59916,151

Diluted earnings per share (cents)7.589.51

5

Taxation

GroupGroup

JuneJune

20192018

$000$000

Current tax:

Current tax on

profits for the year301369

Deferred tax:

Reco

gnition of deferred tax asset (81)(159)

Income tax expense220210

Profit from continuing operations before income tax

2,221

2,435

Prima facie income tax expense at 28%

622

682

Plus/(less) tax effect of permanent and temporary differences:

Non-deductible expenditure

14

9

Timing differences

(32)

13

Recognition of deferred tax asset

(81)

(159)

Use of Group tax losses

(303)

(335)

Income tax expense220

210

Deferred tax balances:

Opening balance

690

531

Deferred tax impact of temporary provisions

5

28

Recognition of tax losses

77

131

Closing balance772

690

Deferred tax is made u

p of the following temporary differences:

Deferred tax assets:

Financial assets at amortised cost - Expected credit losses

13

6

Employee benefit provisions

154

156

Tax losses expected to be recovered in future periods

605

528

772

690

There are no dilutive instruments in 2019.

Profit attributable to the owners of the parent from continuing operations ($000)

Deferred income tax assets are recognised for tax losses to the extent that the realisation of the related tax benefit through future taxable

profits is probable. The tax losses are available to be offset against the future taxable profits of the Group, subject to the shareholder

continuity requirements of the tax legislation being met.

As at 30 June 2019 the balance of imputation credits available to the shareholders of the Parent Company only were $112,341 (June 2018:

$237,799).

The calculation of basic earnings per share at 30 June 2019 was based on the following profit attributable to

ordinary shareholders and a weighted average number of ordinary shares outstanding, calculated as follows:

Group unrecognised deferred tax assets comprised of unused tax losses as at 30 June 2019 total $43,530,255 gross (June 2018:

$45,751,628).

Recognition of tax losses not previously recognised

Refer note 25 for details of share consolidation subsequent to balance date

38

6Share capitalGroup
Group

20192018

$000

$000

Ordinary shares (fully paid)

Balance at be

ginning of year

151

,779

151,779

Cancellation of shares

(261)

-

Issue of shares

1

,500

-

Balance at end of

year

153

,018

151,779

Total

153,018

151,779

000's

000's

Number of shares issued and fully paid

Balance at beginning of year

161,505

161,505

Cancellation of shares

(3,506)

-

Issue of ordinar

y shares

20

,548

-

Balance at end of year

178,547

161,505

20192018

7Accumulated LossesGroup

Group

20192018

$000

$000

Balance at beginning of year

(149,544)

(150,756)

Net profit for the year

1,258

1,535

Dividends Paid (a fully imputed 0.2 cents per share was paid in January 2019)

(323)

(323)

Balance at end of

year

(148,609)

(149,544)

8Non Controlling Interest2019

2018

$000

$000

Balance at the beginning of the year

1,231

797

Current year profit

743

690

Acquisition of shares in Redshaw Livestock Limited

-

17

Allied Farmers Rural Limited purchase of shares in subsidiary NZ Farmers Livestock Ltd

(22)

-

Dividend paid to Non Controlling Interests

(593)

(273)

Balance at end of year

1,359

1,231

2019

2018

$000

$000

Cash flows generated from operating activities

Cash generated from operations3,679

3,714

Interest paid(504)

(500)

Income tax paid(378)

(323)

Net cash generated from operating activities2,797

2,891

Net cash (used in) investing activities(466)

(2,865)

Net cash generated from/(used in) financing activities(1,240)

(1,345)

Net (decrease)/increase in cash and cash equivalents1,091

(704)

Cash and cash equivalents at beginning of year383

1,087

Cash and cash equivalents at end of yea

r

1,474

383

Livestock Services

Transactions with non-controlling interests that do not result in loss of control are accounted for as equity transactions - that is, as

transactions with owners in their capacity as owners. The difference between fair value of any consideration paid and the relevant share

acquired of the carrying value of the net assets of the subsidiary acquired is recorded in equity. Gains or losses on disposals to non-

controlling interests are also recorded in equity.

The subsidiaries that have Non Controlling Interests that are material to the Group are found in Note 13 of these consolidated financial

statements. The summarised cash flows for the subsidiaries that have Non Controlling Interests are shown below.

Ordinary shares in the Parent do not have a par value. All ordinary shares rank equally as to voting, dividends and distribution of capital on

liquidation.

The total number of shares on issue as at 30 June 2019 is 178,547,294 (June 2018: 161,505,350). Refer note 25 for details of share

consolidation subsequent to balance date.

39

9BorrowingsGroup
Group

2019

2018

$000

$000

Bank borrowings - Finance Receivables (secured)

1,500

1,500

415

417

-

550

Finance leases

494

472

2,409

2,939

1,560

1,940

1,000

1,000

324

611

2,884

3,551

Borrowin

g Covenants

Current

Bonds (secured)

Non Current

Bank borrowings - Trading (secured)

Bonds (secured)

Bank borrowings - Trading (secured)

The creation of the Farmers Meat Export Limited facility has created the following additional securities granted in favour of the ANZ Bank

New Zealand Limited - A cross guarantee between NZ Farmers Livestock Limited and Farmers Meat Export Limited, a first ranking

General Security Agreement over the assets of Farmers Meat Export Limited, and a first ranking General Security Agreement over all the

assets of NZ Farmers Livestock Limited.

A subsidiary NZ Farmers Livestock Finance Limited has two on demand facilities of $3,000,000 (Bull Financing Facility) and $2,000,000

(General Livestock Financing Facility). The Bull Financing Facility was not drawn down as at 30 June 2019. The on demand overdraft

facility for NZ Farmers Livestock Finance Limited balance owing at 30 June 2019 is $2,000,000 (30 June 2018 Nil). This overdraft facility

has been offset against cash balances in accordance with the facility agreement. The facilities have an interest rate of the commercial

overdraft base rate minus a margin of 2.6%.

A subsidiary NZ Farmers Livestock Finance Limited has entered into a new general financing livestock loan commercial loan facility of

$1,500,000 on 20 June 2019. This is due for repayment on 30 June 2020 and has an interest rate of 3.45% p.a. as at 30 June 2019, plus

an additional margin of 2.15% p.a. Principal reductions are being made at at $25,000 per month. The balance owing at 30 June 2019 is

$1,500,000 (30 June 2018: $1,500,000).

Bonds

Allied Farmers Rural Limited issued $550,000 of Bonds on 29 August 2016. The Bonds were secured by way of a second charge General

Security Agreement over all of the assets and undertakings of Allied Farmers Limited and subsidiaries excluding NZ Farmers Livestock

Limited and subsidiaries and a specific security over the shares held by Allied Farmers Rural Limited in NZ Farmers Livestock Limited

plus a guarantee from Allied Farmers Limited and subsidiaries. The bonds had an interest rate of 7.75%. There were no specific financial

covenants. The bonds were repaid on 31 March 2019.

Allied Farmers Rural Limited also issued $1,000,000 of Bonds on 30 September 2014. The Bonds are secured by way of a first charge

General Security Agreement over all of the assets and undertakings of Allied Farmers Limited and subsidiaries excluding NZ Farmers

Livestock Limited and subsidiaries and a specific security over the shares held by Allied Farmers Rural Limited in NZ Farmers Livestock

Limited plus a guarantee from Allied Farmers Limited and subsidiaries. The Bonds repayment date is 30 September 2021 and have an

interest rate of a 450 basis point margin over the 4 year swap rate as at 30 September 2017 as advised in writing to the Allied Farmers

Rural Limited by ANZ Bank NZ Limited, but not less than 6.50% per anum and not more than 7.50% per anum. At 30 June 2018 the

interest rate on the Bonds was 7.3% p.a. There are no specific financial covenants.

Finance Leases

Bank borrowings - Trading

NZ Farmers Livestock Limited borrowed $3,050,000 on 3 September 2013 from the ANZ Bank NZ Limited to part finance the acquisition

of the sale yards purchased from Allied Farmers Limited. There were 3 loans secured by way of a first mortgage charge over the sale

yards concerned. On 29 May 2018 the ANZ Bank NZ Limited reset the loan terms in the amount of $2,388,400 with the current interest

rate on two of the the loans as at 30 June 2019 being the one month commercial loan fixed rate plus a margin of 2.15% p.a with the third

incurring interest at 6.25% p.a. The loans are due for repayment on 6 September 2021. Principal reductions are being made at at

$33,120

per month. The balance owing at 30 June 2019 is $1,974,930 (30 June 2018: $2,357,757).

Overdraft Facilities

NZ Farmers Livestock Limited has an overdraft facility of $1,000,000 which has not been drawn down as at 30 June 2019 (June 2018:

Overdrawn $Nil). This facility has an interest rate being the commercial overdraft base rate minus a margin of 2.6% p.a. and is secured

over the assets of NZ Farmers Livestock Limited and subsidiaries Farmers Meat Export Limited and NZ Farmers Livestock Finance

A subsidiary, Farmers Meat Export Limited has, from 1 July 2019, an undrawn seasonal overdraft facility of $3,000,000 (2018

$2,700,000) which is on demand. This facility has an interest rate of the commercial overdraft base rate minus a margin of 2.6% p.a.

Bank Borrowings - Finance Receivables

ANZ Bank New Zealand Limited

The bank applies a financial covenant annually that the NZ Farmers Livestock Limited EBIT (earnings before interest and taxation) must

be at least 3 times the interest cost expense. The Company has complied with this covenant throughout the year. In addition the Group

must provide annual financial statements within 5 months after balance date and NZ Farmers Livestock Finance Limited has receivables

concentration and arrears covenants commencing from 31 December 2019.

Both facilities are secured by way of a fixed and floating charge over the finance receivables and secondly, all other assets of NZ

Farmers Livestock Limited and Farmers Meat Export Limited.

40

Finance LeasesGroup
Group

2019

2018

$000

$000

551

539

325

648

876

1,187

(58)

(105)

818

1,082

494

472

324

611

818

1,083

10Trade and other

payablesGroup

Group

2019

2018

$000

$000

Trade creditors

11,643

8,525

Employee benefits, profit share and commissions

1,133

1,180

Other creditors and payables

147

527

12,923

10,232

Em

ployee benefits

11Pro

perty, plant and equipmentGroup

Group

2019

2018

$000

$000

Freehold lan

d

Cost at beginning of year

2,019

2,019

Additions

-

-

Disposals

-

-

Cost at end of year

2,019

2,019

Buildin

gs

Cost at beginning of year

1,041

1,030

Purchases

-

11

Disposals

(8)

-

Cost at end of year

1,033

1,041

Accumulated depreciation at beginning of year

(299)

(237)

Depreciation charged to consolidated profit or loss statement

(62)

(62)

Disposals- -

Accumulated depreciation at end of year

(361)

(299)

Buildings net book value

672

742

Motor vehicles

Cost at beginning of year

1,729

1,412

Additions

340

1,139

Disposals

(283)

(822)

Cost at end of year

1,786

1,729

Accumulated depreciation at beginning of year

(532)

(835)

Depreciation charged to consolidated profit or loss statement

(520)

(387)

Disposals

180

690

Accumulated depreciation at end of year

(872)

(532)

Motor vehicles net book value

914

1,197

Later than 1 year and no later than 5 years

Future Finance Charges of Finance Lease Liabilities

Present Value of Finance Lease Liabilities

The present value of finance lease liabilities is as follows:

No later than 1 year

Later than 1 year and no later than 5 years

Finance Lease Liabilities

Lease liabilities are effectively secured as the right to the

leased asset revert to the lessor in the event of default

Gross Finance Lease Liabilities - minimum lease payments

No later than 1 year

Finance Lease liabilities have arisen on the financing of the acquisition of motor vehicles. The Finance Leases provide for the ownership

of the vehicle to remain with the Lessor and NZ Farmers Livestock Limited (the Lessee) has a commitment to pay monthly instalments.

The security for the Finance Leases is the motor vehicle. The Lessee has also committed to meet further obligations relating to distance

covered and condition of the vehicle on the expiry of the Finance Lease. Under the terms of the finance lease NZ Farmers Livestock

Limited has the option to purchase in respect of motor vehicles held under finance leases.

In the event of liquidation of the Parent, unless statutorily required otherwise, all creditors within this class will rank in priority ahead of

shareholders.

Employee benefit entitlements consist of holiday pay provisions and provisions for staff bonus payments. Holiday pay is provided for at

contractual pay rates and is paid to staff in accordance with statutory terms as and when annual leave is taken during the financial period.

Bonus payments are based on staff performance against key indicators and are paid within three months following the end of the Group's

financial year.

41

Plant and equipment
Cost at beginning of year

426

305

Additions

46

131

Disposals

-

(10)

Cost at end of year

472

426

Accumulated depreciation at beginning of year

(194)

(155)

Depreciation charged to consolidated profit or loss statement

(44)

(46)

Disposals- 7

Accumulated depreciation at end of year

(238)

(194)

Plant and equipment net book value

235

232

5,310

5,215

(1,471)

(1,025)

Total property, plant and equipment net book value

3,839

4,190

Cost Capitalised Finance Lease

1,787

1,730

(872)

(532)

Net Book Amount

915

1,198

12Intan

gible assets and GoodwillGroup

Group

2019

2018

$000

$000

Com

puter software

Cost at beginning of year

234

225

Additions

22

9

Cost at end of year

256

234

Accumulated amortisation at beginning of year

(225)

(174)

Amortisation charged to profit or loss statement

(9)

(51)

Disposals

-

-

Accumulated amortisation at end of year

(234)

(225)

Computer software net book value

22

9

742

100

Additions

-

642

742

742

764

751

A Cash Generating Unit ("CGU") level summary of the goodwill allocation is presented below.

NZF

LRedshawTotal

$000$000$000

Redshaw

-

642642

NZFL100

-

100

Total100642742

NZFLRedshawTotal

$000$000$000

Redshaw

-

642 642

NZFL100

-

100

Total100 642 742

Revenue Growth Rate 5.0%

Long Term Growth Rate2.5%

Pre Tax Discount Rate15.0%

Property, plant and equipment cost at end of year

Property, plant and equipment accumulated depreciation at

end of year

Vehicles include the following amounts where the Group is a leasee under a Capitalised Finance Lease:

Accumulated Depreciation

Goodwill

Cost at beginning of year

Cost at end of year

Total Intangible Assets and Goodwill

Impairment Tests For Goodwill - Redshaw

Goodwill arose on the acquisition of a controlling interest in Redshaw Livestock Limited. On an annual basis, the recoverable amount of

Goodwill is determined based on value in use calculations specific to the Redshaw CGU. These calculations use pre-tax cash flow

projections based on financial budgets prepared by management covering a five year period. Cash flows beyond the five year period are

extrapolated by way of a terminal value calculation using the estimated growth rates stated below.

The growth rates adopted are consistent with internal forecasts and budgets. The discount rate reflects the specific risks relating to the

cash flow being discounted. As a result no impairment charge was recognised in the financial statements.

2019

2018

42

The recoverable amount of this CGU would equal its carrying amount if any of the key assumptions were to change as follows:
From

To

Revenue Growth Rate (%)5.0%4.0%

Long Term Growth Rate (%)2.5%1.5%

Pre-tax discount rate (%)15.0%15.5%

Im

pairment Test for Goodwill - NZFL

13Investment in subsidiaries

20192018

Subsidiaries of the Parent

Allied Farmers Investments LimitedInvestment

100%100%

Allied Farmers Rural LimitedInvestment

100%100%

ALF Nominees Limited

100%100%

Allied Farmers (New Zealand) Ltd

100%100%

Subsidiaries of Allied Farmers Rural Limited

NZ Farmers Livestock LimitedLivestock Agency and Finance

67%66%

Subsidiar

y of NZ Farmers Livestock Limited

Meat Processing and Trading

100%100%

Livestock Finance

100%100%

Redshaw Livestock Limited **Livestock Agency

52%52%

Subsidiaries of Allied Farmers Investments Limited

Allied Farmers Property Holdings Limited

100%100%

QWF Holdin

gs Limited

100%

100%

100%

100%

Lifestyles of New Zealand Queenstown Limited

100%

100%

LONZ 2008 Limited

100%

100%

LONZ 2008 Holdings Limited

100%

100%

Subsidiaries of Allied Farmers Pro

perty Holdings Limited

UFL Lakeview Limited

100%

100%

5M No. 2 Limited

100%

100%

14Joint Arran

gements

Non-Trading

Non-Trading

Farmers Meat Exports Limited

NZ Farmers Livestock Finance Ltd

Clearwater Hotel 2004 LimitedNon trading

Impact of possible changes in key assumptions

Non tradin

g

Non trading

The Directors and management have considered and assessed reasonably possible changes for other key assumptions and have not

identified any instances that could cause the carrying amount of the Redshaw CGU to exceed its recoverable amount.

Goodwill of $100,000 arose on the acquisition of a finance book from Stock Plan Limited previously supplying finance to a number of NZ

Farmers Livestock Limited customers. On an annual basis the recoverable amount of this goodwill is tested by undertaking an

assessment of its fair value less costs of disposal specific to the NZFL CGU ( comprising the Livestock Services business excluding

Redshaw and the meat processing and trading business). This assessment uses the fair value multiple calculated upon acquisition of

0.49. This multiple has been computed via dividing the total purchase price by total bull revenue, and is applied against the current

year's earnings. No impairment charge was required to be recognised in the financial statements. There are no forseeable changes in

assumptions which could result in a material impairment.

Below is a sensitivity analysis showing the impact on value of changes to the key variables:

The recoverable amount of the Redshaw CGU is estimated to have exceeded the carrying amount of the CGU at 30 June 2019 by

$35,000.

2019

The Group's subsidiary NZ Farmers Livestock Limited owns a proportion of various sale yard tangible assets and has joint arrangements

in relation to the operation of these sale yards (referred to as 'Associated Auctioneers').

These joint operations are in place over four different locations. These joint operations are charged with the operating activities of the

sale yards including conducting sales of livestock via the auction process, maintaining the sale yards, collecting levies on livestock sales

and meeting operating costs of the yards. If there is a shortfall in the income to meet the operating costs in any one year then the joint

operation's parties are required to contribute to the shortfall in the proportion of their ownership of the sale yards.

Non trading

Non trading

Non trading

Non trading

Non trading

** NZ Farmers Livestock Limited guarantees the BNZ bank overdraft of Redshaw Livestock up to $338,000, plus interest and costs.

All companies within the Group are incorporated in and have their principal place of business in New Zealand, and have a balance date of

30 June.

43

Share of
Joint

Operation

Location

2019

2018

- Associated Auctioneers

33%Te Kuiti

$000

$000

53

81

53

53

-

28

263

280

291

304

(28)

(24)

- Associated Auctioneers

50%Stratford

184

147

28

12

43

23

199

158

295

297

254

219

41

78

- Associated Auctioneers

50%Frankton

212

111

48

17

104

112

268

206

574

618

412

363

162

255

- Associated Auctioneers

25%Morrinsville

172

174

34

20

206

217

Net assets344

371

248

334

275

275

(27)

59

15

2019

2018

$000

$000

Redshaw Livestock Ltd original cost including legal expenses of 17% shareholding

- -

Additional cost of further 17% shareholding

- -

- -

- -

- -

- -

- -

Investments accounted for using the equity method

The various joint operations are:

Summarised Balance Sheet

Current Assets

Net assets

Current Liabilities

Net Assets

Loss before taxation

Summarised Balance Sheet

Current Assets

Current Liabilities

Non current assets

Summarised statement of profit or loss

Income

Expenses

Summarised Balance Sheet

Current Assets

Current Liabilities

Non current assets

Net assets

Summarised statement of profit or loss

Summarised statement of profit or loss

Income

Expenses

Profit

Summarised Balance Sheet

Income

Expenses

Profit

Expenses

Loss

There are various contractual restrictions in relation to the assets and liabilities of these joint operations, such as requiring unanimous

agreement in relation to accessing the bank accounts.

The joint operation of the sale yards is strategically vital to the interests of NZ Farmers Livestock Limited as the sale yards activity

provide significant income to NZ Farmers Livestock Limited via commission on the sale of livestock handled through the sale yards.

The amounts recognised in the consolidated balance sheet are as follows:

Current Assets

Current Liabilities

Non current assets

Summarised statement of profit or loss

Income

Fair value adjustment recognised in other operating expense in

Share of profit for year (net of dividend)

Total

Working capital loan

The amounts recognised in the consolidated profit or loss are as follows;

Redshaw Livestock Ltd

44

Name of entityPlace of Nature of Measurement
Redshaw Livestock NZLivestock Equity

2019

2018

$000

$000

- -

- -

- -

- -

- -

- -

- -

-

1,281

Profit for period after tax

-

-

Tax on previous year

-

-

-

-

-

1,281

-

436

-

(436)

- -

16Trade and other receivables2019

2018

$000

$000

Trade receivables livestock (gross)

11,482

9,390

4,725

4,619

Expected credit losses

(48)

(23)

Trade receivables (net of provision)

16,159

13,986

Prepayments

2

13

16,161

13,999

Aging of Past Due Receivables that are not impaired

433

852

261

123

305

246

999

1,221

17Inventories 2019

2018

$000

$000

197

122

18Net Debt Reconciliation

This section sets out an analysis of net debt and movements in net debt for the year ended 30 June 2019.2019

2018

$000

$000

Borrowings - repayable within 1 year(2,409) (2,939)

Borrowings - repayable after 1 year(2,884) (3,551)

Less: Cash and cash equivalents2,301569

Net debt(2,992)(5,922)

Cash and Bank Balances2,301 569

Gross debt - fixed interest rates(2,716) (3,441)

Gross debt - variable interest rates(2,577) (3,050)

Net debt(2,992)(5,922)

Summarised Balance Sheet

Current Assets

Current Liabilities

Non current assets

Net assets

The associate listed below has share capital consisting solely of ordinary shares, which are held directly by the Group:

Interest in associate at 34%

Amount brought to account on acquisition majority shareholding 1 July 2017 including a fair

value adjustment totalling ($38,000)

The entity has adopted the general expected credit loss model for material financial assets, e.g. in relation to customer loans. Refer Note

21.1.

Summarised statement of profit or loss

Income

Expenses

Profit before Tax

Reconciliation of summarised financial information

Opening net assets at 1 July 2017

Trade receivables finance (gross) - refer below

These comprise finished goods (after allowing for obsolete stock as at 30 June 2019 of $18,000) related to

the meat trading and processing business

61-90 days

Total Past Due Receivables

Dividend

Net assets at Date of acquisition of controlling interest

1-30 days

31-60 days

There are also Finance Receivables totaling $635,993 which are past their due date at 30 June 2019 (2018 $379,444). All have been

subject to specific assessment and there are no expected credit losses. Note that apart from one account of $30,134 (2018 $14,575) all

are less than 4 months past due.

It is expected that all trade receivables will be collected within 12 months of the balance date. All accounts past their due date have been

subject to individual assessment. No credit losses are expected.

45

Cash/Bank Finance Secured BondsTotal
Net debt as at 1 July 2018569 (1,083) (3,857) (1,550) (5,921)

Cash Flows1,732 265 382 550 2,929

Cash Flows from Finance Receivables - inflows- - 1,500 - 1,500

Cash Flows from Finance Receivables - outflows- - (1,500) - (1,500)

Net debt as at 30 June 20192,301 (818) (3,475) (1,000) (2,992)

19Reconciliation of net profit after tax for the year with cash flow from operating activities

JuneJune

2019

2018

$000$000

Note

Net profit after tax for the period2,0012,225

Adjustments for:

Impairment of debtors

25 (21)

(Profit)/Loss on sale of assets46 59

Depreciation11, 12635546

Movement in deferred tax assets5(81) (159)

625425

Movement in working capital:

(Increase)/Decrease in trade and other receivables16(2,092)(3,242)

Increase/(Decrease) in payables and provisions102,6912,488

(Increase) in inventory17(75)(104)

Decrease in tax payable(78)(7)

446(865)

Net cash (outflows)/inflows from operating activities3,0721,785

20Related party transactions

Overview of related party transactions

Categories of related party relationships

(a) Key management personnel

2019

2018

$000

$000

Salaries and other short term benefits

300

354

Directors fees

159


141

Total key management personnel compensation

459

495

Directors long service leave entitlement

56

218

All transactions with related parties are entered into in the ordinary course of business.

Related party transactions are detailed by reference to the following categories:

(a) Key management personnel: those persons having authority and responsibility for planning, directing and controlling the activities of

the Group, directly or indirectly, including all directors.

(b) Other related parties: Other related parties including entities that may have directors who are also directors of the Company.

There are no directors fees unpaid as at 30 June 2019 (2018: nil).

Certain directors and key management of the Group of companies have completed livestock trading transactions with the Group's

subsidiary, NZ Farmers Livestock Limited, which over the year totalled $707,648 in sales (2018 $534,163), $491,425 in purchases

(2018 $424,553), and $35,769 in commission (2018 $20,650).

As at 30 June 2019 those directors and key management owed the Group $9,200 (2018: $226,781) which has since been settled and

the Group owed those parties $131,316 (2018: $34,044) for livestock transactions at arms length on normal commercial terms. There

have been no bad debts written off any of these amounts.

(b) Other related parties

Allied Farmers Rural Limited during the year has lent surplus funds to its subsidiary NZ Farmers Livestock Limited on commercial

terms set at arms length, these funds being on call and interest bearing at a rate comparable to the bank facilities. As at 30 June 2019

the total of these funds lent to NZ Farmers Livestock Limited was $1,296,000 (2018 $878,000).

Albany Braithwaite Holdings an associated person of Director Mark Benseman is the holder of $600,000 in bonds.

46

21
Financial risk management

21.1

Credit risk

Risk exposures by class of financial instrument

Cash and cash equivalents

Trade and other receivables

2019

2018

$000$000

1,971

264

245

240

85

65

2,301

569

All banks have a minimum rating of A- or higher.

2019

2018

$000$000

1,318

2,697

14,841

11,289

16,159

13,986

24

31

Group 1

Group 2

Trade and Finance Receivables written off at year end

The credit quality of financial assets that are neither past due nor impaired can be assessed by reference to historical information about

counterparty default rates.

Credit quality of financial assets

Cash at bank

Bank of New Zealand

TSB Bank Limited

Trade and Finance Receivables

Counterparties without external credit rating

ANZ Bank New Zealand Limited

The Group manages its exposure using a credit policy that includes limits on exposures with significant counterparties that have been set

and approved by the Board and are monitored on a regular basis and does not have any significant concentration of risk with any single

party.

The Group's largest percentage of trade and finance receivables is made up of transactions with small scale rural consumers. An internal

review is completed over the credit worthiness based upon financing information of these consumers before financing is made available.

No credit risk rating grades are completed for the trade and finance receivables.

The Group’s activities expose it to a variety of financial risks, market risk (including currency and interest rate risk), credit risk and liquidity

risk. The Group’s overall risk management program seeks to minimise potential adverse effects on the Group’s financial performance.

The Group's financial assets are categorised into cash and cash equivalents, trade and other receivables, and advances.

For all trade and other receivables, there is the risk that the counterparty to the receivables may not settle its obligations when they fall

due. The maximum credit risk is the face value of the trade and other receivables. The exposures are largely unsecured except for

receivables for livestock finance which are secured over the livestock. Risk exposures in trade and other receivables are managed on a

case-by-case basis depending on the materiality of the exposure.

Credit risk is the risk that a counterparty to a transaction with the Group will fail to discharge its obligations, causing the Group to incur a

financial loss. Financial instruments that potentially subject the Group to concentrations of credit risk consist principally of cash and cash

equivalents, and trade and other receivables.

The Group's assets subject to credit risk as at 30 June 2019 are $16.159 million (2018 $13.986 million).

The Group is exposed to the risk of default by placing cash deposits with banks.The maximum credit risk is the face value of its cash

deposits. The Group's exposure to banks is unsecured. To manage this risk, the Group only deposits cash with New Zealand registered

banks. While cash and cash equivalents are also subject to the expected credit loss requirements of NZ IFRS 9 the identified expected

credit losses was immaterial.

Profit or loss is sensitive to higher/lower interest income from cash and cash equivalents as a result of changes in interest rates. An

increase of 100 basis points in interest rates would increase post tax profits by $8,970 and would decrease post tax profit if a 100 point

decrease in interest rates occurred.

47

21
Financial risk management (continued)

Group 2 - existing customers more than six months with no defaults in the past

Credit Risk Disclosures - customer loans, general expected credit loss model applied


Financial Risk Management

Category

Stage 1 - Performing

Stage 2 - Underperforming

Stage 3 - Non-Performing (credit

impaired)

Stage 4 - Write-off

21.2 Liquidity risk

Basis for recognition of

expected credit loss

12 month expected lossesLoans whose credit risk is in line with original

expectations.

The Group considers the probability of default upon initial recognition of an asset and whether there has been a significant

increase in credit risk on an ongoing basis throughout each reporting period. To assess whether there is a significant increase

in credit risk, the company compares the risk of default occurring on the asset as at the reporting date with the risk as at the

date of initial recognition. It considers available and reasonable supportive forward looking information. Especially the following

indicators are incorporated:

Regardless of the analysis above, a significant increase in credit risk is presumed if a debtor is more than 60 days past due in

making a contractual payment.

Financial assets are written off when there is no reasonable expectation of recovery, such as a debtor failing to engage in a

repayment plan with the Group. The Group categorises a loan or receivable for write off when a debtor fails to make

contractual payments more than 180 days past due. Where loans or receivables have been written off, the company continues

to engage in enforcement activity to attempt to recover the receivable due. Where recoveries are made these are recognised

in profit or loss.

- actual or expected significant adverse changes in business, financial or economic conditions that are expected

to cause a significant change in the borrowers ability to meet its obligations.

- significant changes in the expected performance and behaviour of the borrower, including changes in the

borrowers operating results

Interest and/or principal repayments are 90

days past due or it becomes probable a

customer will enter into bankruptcy.

Interest and/or principal repayments are 180

days past due and there is no reasonable

expectation of recovery.

Lifetime expected losses

Lifetime expected losses

Asset is written off

Loans for which a significant increase in

credit risk has occurred compared to original

expectations. A significant increase in credit

risk is presumed if interest and/or principal

repayments are 60 days past due.

A default on a financial asset is when the counterparty fails to make contractual payments within 90 days of when they fall due.

Group 1 - new customers less than six months

The Group has no credit rating for Trade and Finance Receivables. The Group continually assesses the Trade and Finance

Receivables credit risk and measures the risk against receipts that may not have been paid on time. The Group's experience is

that the rates of default by Trade and Finance Receivables is minimal.

Liquidity risk is reviewed on an ongoing basis and managed to meet requirements. Cash flow forecasting is performed in the

operating entities of the Group and aggregated at Group level. The Group monitors rolling forecasts of the Group's liquidity

requirements to ensure it has sufficient cash to meet operational needs while maintaining sufficient headroom on its undrawn

committed borrowing facilities (note 9) at all times so that the Group does not breach borrowing limits or covenants (where

applicable) on any of its borrowing facilities.

The amounts disclosed in the tables below show the contractual undiscounted cash flows due on financial liabilities. The

amounts below also reflect the contractual repricing timing on financial liabilities, if applicable.

The Group uses 3 categories of loans which reflect their credit risk and how the loan loss provision is determined for each of

those categories

Definition of

Cate

gory

48

30 June 2019Under 66-121-22-5Over 5
TotalMonthsMonthsYearsYearsYears

$000

Financial liabilities

Trade and other payables12,92312,923----

Borrowings - ANZ Bank New Zealand Ltd3,7053391,6755141,177-

Borrowings - Finance Leases92131023532551-

Borrowings - Bonds1,1653737731,018-

Gross payable on financial liabilities

18,71413,6091,9479122,246-

30 June 2018Under 66-121-22-5Over 5

TotalMonthsMonthsYearsYearsYears

$000

Financial liabilities

Trade and other payables10,23210,232----

Borrowings - ANZ Bank New Zealand Ltd4,2993001,7935141,692-

Borrowings - Finance Leases1,187270263461193-

Borrowings - Bonds1,815319326731,097-

Gross payable on financial liabilities

17,53311,1212,3821,0482,982-

21.3

20192018

$000$000

Borrowings - ANZ Bank Limited and bonds (secured)

+/-

24

31

21.4

21.5

22

23

20192018

$000$000

Operating lease commitments

123119

87137

--

210256

Later than one year and not later than five years

Later than five years

The Group's capital is its equity on the consolidated balance sheet, including its share capital and accumulated losses.

Market risk

Market risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate because of changes in market

prices. Market risk comprises three types of risk: currency risk, interest rate risk, and other price risk. The Group is not exposed to

other price risk or currency risk.

Market risk sensitivity analysis

If market interest rates for borrowings - other assets (secured) were to increase or decrease by 50 basis points (bps) the affect on

net profit after tax, and equity, for the year as applied to year end balances would be as follows:

If interest rates for the year were 50 bps higher or lower

Effect on net profit for the year / equity

Capital management

The Group manages the capital structure and makes adjustments to it in light of changes in economic conditions and the risk

characteristics of the underlying assets. In order to maintain or adjust the capital structure, the Group may issue new shares, sell

assets, seek new debt funding, or adjust the amount of dividends paid to shareholders.

Offsetting financial assets and liabilities

The ANZ Bank New Zealand Limited in accordance with the mortgage over the NZ Farmers Livestock Limited sale yards assets may

(but is not obliged to) debit any of the Borrower’s other bank accounts with the ANZ Bank New Zealand Limited with any amount

payable by the Borrower under that mortgage agreement.

The result of this arrangement is that the ANZ saleyards borrowings of $1,974,930 (2018 $2,357,757) and ANZ finance receivables

of $1,500,000 (2018 $1,500,000) could be settled by realising the assets over which they are secured. Refer also Note 9.

Contingent assets and liabilities

There were no material contingent assets or liabilities outstanding as at 30 June 2019 for the Group (2018: nil).

Commitments

The following amounts have been committed by the Group but not recognised in the

financial statements:

Not later than one year

24
Financial assets and liabilities

Cash and short term deposits

These are short term in nature and their carrying value is equivalent to their fair value.

Trade, related party and other receivables

Trade, related party and other payables

These liabilities are mainly short term in nature with their carrying value approximating their fair value.

Borrowings

The Group’s classification of each class of financial assets and their fair values is set out below:

Financial

Assets at

Amortised

Cost

Financial

Liabilities

at

Amortised

Cost

Total

30 June 2019$000$000$000

Assets per balance sheet

Cash and cash equivalents2,301- 2,301

Finance Receivables4,710- 4,710

Trade and other receivables11,449- 11,449

18,460- 18,460

Liabilities per balance sheet

Trade and other payables- 12,92312,923

Borrowings - Bank- 3,4753,475

Borrowings - Bonds- 1,0001,000

Borrowings - Finance Leases- 818818

- 18,21618,216

30 June 2018$000$000$000

Assets per balance sheet

Cash and cash equivalents569- 569

Trade and other receivables13,986- 13,986

14,555- 14,555

Liabilities per balance sheet

Trade and other payables- 10,2323,857

Borrowings - Bank- 3,8571,550

Borrowings - Bonds- 1,5501,083

Borrowings - Finance Leases- 1,08316,722

- 16,72223,212

Financial Assets pledged as collateral for bank facilities

2019

2018

$000

$000

Cash and cash equivalents

1,971

397

Trade and other receivables

16,159

13,986

18,130

14,383

The Group leases premises, plant and equipment and motor vehicles. Operating leases held over properties give the Group

the right to renew the lease subject to a redetermination of the lease rental by the lessor. There are no renewal options or

options to purchase in respect of plant and equipment held under operating leases. There are options to purchase in respect of

motor vehicles held under finance leases (refer note 9). There are also options to purchase Land and Buildings currently

leased if certain criteria are met.

Borrowings have fixed and floating interest rates. Fair value is estimated using the discounted cash flow model based on a

current market interest rate for similar products; their carrying value approximates their fair value.

These assets are short term in nature and are reviewed for impairment; their carrying value approximates their fair value.

50

25 Subsequent Events
On 30 July 2019, Redshaw Livestock Limited declared a dividend of which the Group's share is $104,000.

(d) Registered first ranking general security agreement over the present and after acquired property of NZ Farmers Livestock

Finance Limited.

(a) Cross guarantee and indemnity between NZ Farmers Livestock Limited, Farmers Meat Export Limited, and NZ Farmers

Livestock Finance Limited.

(b) Registered first ranking general security agreement over the present and after acquired property of Farmers Meat Export

Limited.

(c) Registered first ranking general security agreement over the present and after acquired property of NZ Farmers Livestock

Limited.

The pledged assets are secured to ANZ Bank New Zealand Ltd under the following securities:

On 1 July 2019, Allied Farmers Limited announced that they will undergo a capital decrease of shares ("share

consolidation"). Shareholders received one ordinary share for every ten ordinary shares held at 5pm on the

record date of 16 July 2019. Implementation date was Wednesday 17 July 2019. As a result of the consolidation

the number of shares will be reduced from 178,547,294 to approximately 17,854,729 Shares.

51


52

PricewaterhouseCoopers, PwC Centre, 10 Waterloo Quay, PO Box 243, Wellington 6140, New Zealand

T: +64 4 462 7000, pwc.co.nz


Independent auditor’s report

To the shareholders of Allied Farmers Limited

We have audited the consolidated financial statements which comprise:

 the consolidated balance sheet as at 30 June 2019;

 the consolidated statement of profit or loss and other comprehensive income for the year then ended;

 the consolidated statement of changes in equity for the year then ended;

 the consolidated statement of cash flows for the year then ended;

 the statement of accounting policies; and

 the notes to the consolidated financial statements.


Our opinion

In our opinion, the accompanying consolidated financial statements of Allied Farmers Limited (the

Company), including its subsidiaries (the Group), present fairly, in all material respects, the financial

position of the Group as at 30 June 2019, its financial performance and its cash flows for the year then

ended in accordance with New Zealand Equivalents to International Financial Reporting Standards (NZ

IFRS) and International Financial Reporting Standards (IFRS).

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs

(NZ)) and International Standards on Auditing (ISAs). Our responsibilities under those standards are

further described in the Auditor’s responsibilities for the audit of the consolidated financial statements

section of our report.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for

our opinion.

We are independent of the Group in accordance with Professional and Ethical Standard 1 (Revised) Code

of Ethics for Assurance Practitioners (PES 1) issued by the New Zealand Auditing and Assurance

Standards Board and the International Ethics Standards Board for Accountants’ Code of Ethics for

Professional Accountants (IESBA Code), and we have fulfilled our other ethical responsibilities in

accordance with these requirements.

Our firm carried out other services for the Group in the area of tax consulting services subsequent to 30

June 2019. The provision of these other services has not impaired our independence as auditor of the

Group.


53


Our audit approach

Overview


An audit is designed to obtain reasonable assurance whether the consolidated

financial statements are free from material misstatement.

Overall Group materiality: $108,600, which represents approximately 5% of

profit before tax.

We chose profit before tax as the benchmark because, in our view, it is the

benchmark against which the performance of the Group is most commonly

measured by users, and is a generally accepted benchmark.

We have determined that there is one key audit matter:

 Assessment of goodwill for impairment

Materiality

The scope of our audit was influenced by our application of materiality.

Based on our professional judgement, we determined certain quantitative thresholds for materiality,

including the overall Group materiality for the consolidated financial statements as a whole as set out

above. These, together with qualitative considerations, helped us to determine the scope of our audit, the

nature, timing and extent of our audit procedures and to evaluate the effect of misstatements, both

individually and in aggregate on the consolidated financial statements as a whole.

Audit scope

We designed our audit by assessing the risks of material misstatement in the consolidated financial

statements and our application of materiality. As in all of our audits, we also addressed the risk of

management override of internal controls including among other matters, consideration of whether there

was evidence of bias that represented a risk of material misstatement due to fraud.

We tailored the scope of our audit in order to perform sufficient work to enable us to provide an opinion

on the consolidated financial statements as a whole, taking into account the structure of the Group, the

accounting processes and controls, and the industries in which the Group operates.

Key audit matters

Key audit matters are those matters that, in our professional judgment, were of most significance in our

audit of the consolidated financial statements of the current year. We have one key audit matter: the

assessment of goodwill for impairment. This matter was addressed in the context of our audit of the

consolidated financial statements as a whole, and in forming our opinion thereon, and we do not provide

a separate opinion on this matter.


54


Key audit matter How our audit addressed the key audit matter

Assessment of goodwill for impairment

As disclosed in Note 12 to the consolidated

financial statements, the Group has

$742,000 of goodwill, comprising

$100,000 relating to NZ Farmers Livestock

Limited (NZFL) and $642,000 relating to

Redshaw Livestock Limited (Redshaw).

Management is required to undertake an

impairment assessment of goodwill at least

annually. No impairment charge has been

recorded against goodwill in the current

financial year.

The impairment assessment of goodwill

involves valuing the cash generating unit(s)

(CGUs), including goodwill. Management

has identified two CGUs: NZFL and

Redshaw. While judgement underpins any

impairment assessment, the Redshaw CGU

is the only CGU requiring significant

judgement due to the nature of the

assessment and the significant value

attributed to goodwill. Therefore, the

goodwill impairment assessment for

Redshaw was considered a key audit

matter.

Management has prepared a goodwill

impairment assessment using a discounted

cash flow model to determine a value in use

for the Redshaw CGU. The valuation

requires the use of judgements and

estimates in forecasting future cash flows

including revenue growth rates, the

discount rate and the terminal growth rate.

Management has assessed that the goodwill

is able to be supported by the discounted

cash flows over a five year forecast period,

including a terminal value.

Our audit procedures included the following

 We understood and evaluated the Group’s

processes and controls relating to the goodwill

impairment assessment.

 We obtained management’s valuation of the

relevant CGU’s and undertook the following:

o Compared forecast results to the Board-

approved budget;

o Challenged management on key

assumptions including forecast revenue

growth rates and the terminal value growth

rate;

o Assessed management’s forecasting

accuracy by comparing historical forecasts

to actual results; and

o Used an in-house valuation expert to test

the mathematical accuracy of the goodwill

impairment model and assess the

reasonableness of the discount rate and

terminal value growth rate.

 We also assessed whether management’s

disclosures relating to the impairment

assessment, including disclosures of the

sensitivities of key assumptions, were consistent

with the requirements of accounting standards.

The audit procedures performed responded to the risk

surrounding the judgements and estimates made by

management in concluding there was no impairment of

the carrying value of goodwill.


Information other than the consolidated financial statements and auditor’s report

The Directors are responsible for the annual report. Our opinion on the consolidated financial statements

does not cover the other information included in the annual report and we do not express any form of

assurance conclusion on the other information.

In connection with our audit of the consolidated financial statements, our responsibility is to read the

other information and, in doing so, consider whether the other information is materially inconsistent with

the consolidated financial statements or our knowledge obtained in the audit, or otherwise appears to be

materially misstated. If, based on the work we have performed on the other information that we obtained

prior to the date of this auditor’s report, we conclude that there is a material misstatement of this other

information, we are required to report that fact. We have nothing to report in this regard.


55


Responsibilities of the Directors for the consolidated financial statements

The Directors are responsible, on behalf of the Company, for the preparation and fair presentation of the

consolidated financial statements in accordance with NZ IFRS and IFRS, and for such internal control as

the Directors determine is necessary to enable the preparation of consolidated financial statements that

are free from material misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, the Directors are responsible for assessing the Group’s

ability to continue as a going concern, disclosing, as applicable, matters related to going concern and

using the going concern basis of accounting unless the Directors either intend to liquidate the Group or to

cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the consolidated financial statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements, as

a whole, are free from material misstatement, whether due to fraud or error, and to issue an auditor’s

report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee

that an audit conducted in accordance with ISAs (NZ) and ISAs will always detect a material

misstatement when it exists. Misstatements can arise from fraud or error and are considered material if,

individually or in the aggregate, they could reasonably be expected to influence the economic decisions of

users taken on the basis of these consolidated financial statements.

A further description of our responsibilities for the audit of the consolidated financial statements is

located at the External Reporting Board’s website at:

https://www.xrb.govt.nz/standards-for-assurance-practitioners/auditors-responsibilities/audit-report-1/

This description forms part of our auditor’s report.

Who we report to

This report is made solely to the Company’s shareholders, as a body. Our audit work has been undertaken

so that we might state those matters which we are required to state to them in an auditor’s report and for

no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to

anyone other than the Company and the Company’s shareholders, as a body, for our audit work, for this

report or for the opinions we have formed.

The engagement partner on the audit resulting in this independent auditor’s report is Christopher Ussher.

For and on behalf of:

Chartered Accountants

27 August 2019

Wellington

COMPANY DIRECTORY

Directors of the Company

Mark Benseman (Chairperson) BA (Hons in Economics).

2b/3 Clyde Quay Wharf

Te Aro

Wellington 6011


Philip C Luscombe BAgSci (Hons)

199 Palmer Road

RD 28

Hawera 4678


G Andrew McDouall BCA, Dip NZSE

5 Fancourt Street

Karori

Wellington 6012



Marise James FCA, FInstD

3 Sunset Street

Bell Block,

New Plymouth 4312

R

ichard Perry B Com (Hons), FCA, CTP

116 Woburn Road

Woburn

Lower Hutt 5010


Registered Office of the Company

201 Broadway

Stratford 4332


Postal Address of the Company

PO Box 304

Stratford 4352

Ph: 06 765 6199

A

uditors

PricewaterhouseCoopers

10 Waterloo Quay

P.O. Box 243

Wellington 6011


Share Registrar

Link Market Services Limited

PO Box 91976

Auckland 1142


Shareholder Enquiries

Link Market Services Limited

Ph: 09 375 5998

Fax: 09 375 5990

Email: lmsenquiries@linkmarketservices.com

PO Box 91976

Auckland 1142

56

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