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Serko FY20 Full-Year Results Announcement

Full Year Results23 June 2020SKOIndustrials

Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand
PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


Market Release

24 June 2020


Audited Financial Results for the Year Ending 31 March 2020


Corporate travel and expense management leader Serko (NZX/ASX:SKO) today reported its results for the

financial year ended 31 March 2020.

Ms Batten, Serko Acting Chair, said: “The


first three quarters of the financial year ended 31 March 2020 were

characterised by monthly revenue growth and the achievement of a number of key milestones. However,

Serko’s performance was impacted in the fourth quarter of the financial year as the Covid-19 pandemic

became widespread, significantly affecting booking volumes. This resulted in an adverse impact on the full-

year result.”


“Government responses to the pandemic worldwide, including lockdowns and the suspension of all non-

essential travel, continue to have a material adverse effect on booking transaction volumes on Serko’s

online travel booking platforms, which generate the majority of Serko’s revenue.”

“Clear evidence of a pattern of declining booking activity became apparent in mid-February 2020 and this

was followed by a precipitous decline in March 2020 as lockdown measures were implemented. At its

lowest point during the financial year in March 2020, daily booking volumes were down in excess of 90%

compared to similar days in March 2019.

“In response to the operational and economic impacts of Covid-19, Serko has reduced cash burn and re-

prioritised strategic initiatives to position the business for the materially changed operating environment.

The implementation of these initiatives was largely undertaken after the balance date.

“It should, however, be noted that Serko has carefully chosen to retain resource and capacity on key growth

initiatives to ensure we are well positioned to participate in the recovery of corporate travel”, said Ms Batten.

The Serko Board has exercised judgement on a number of important areas in the Income Statement and

Statement of Financial Position and we draw your attention to the commentary in this release, the Financial

Statements themselves and the Notes to the Financial Statements for more detailed explanations.

Summary of FY20 Performance:

• Total Operating Revenue

1

rose 11% to $25.9 million, up $2.5 million from the prior year.

• Recurring Product Revenues

2

rose 16% to $24.1 million and Total Income (including grants)

increased 9% to $26.8 million.

• Travel booking transactions grew 2% on the previous year.

• Peak Annualised Transactional Monthly Revenue (ATMR)

3

at the end of February 2020 (historically

the month with the highest average daily transaction volume) was up 6% to $27.5 million from $26.0

million in February 2019, and subsequently materially declined in March 2020.

• Total Operating expenses

4

increased by 59% to $37.1 million, reflecting investment for our planned

international expansion, including a net increase of 60 people.

• Research & Development (R&D)

5

costs increased by 48% to $13.6 million representing the

significant investment in platform development for expansion into new markets and the delivery of


Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


white-label platforms. Of the $13.6 million of R&D costs, Serko capitalised $11.0 million, up $4.2

million from the prior year.

• Net loss after tax for the year was $9.4 million, due to increased operating expenses.

• EBITDAF

6

declined $8.7 million to a loss of $6.1 million, down from $2.6 million profit in the prior year.

• Cash balances of $42.4 million as at 31 March 2020 included the net funds received from the 2019

capital raise of $43.2 million. Cash burn for the year was $16.5 million.

Other notable developments during FY20:

During the financial year, Serko entered into an agreement with Booking.com to supply a ‘white-label’

version of our Zeno booking tool for Booking.com, targeting its business customer base internationally. The

‘Booking.com for Business' version of Zeno is currently in pilot phase and is expected to be rolled out to

additional Northern Hemisphere markets following achievement of agreed performance targets.

Booking Holdings (owner of Booking.com) also participated in Serko’s successful oversubscribed capital

raising of $45 million ($43.2 million net of costs), completed in late 2019.

Ms Batten said: “This capital raise was intended to provide funding for Serko’s planned expansion into new

markets. Although we did not anticipate an event as catastrophic as Covid-19, the Serko Board has always

maintained a prudent approach to balance sheet management. By raising additional capital, the

company’s strong cash position has provided a comfortable level of liquidity that meant we have had no

requirement to raise capital in distressed circumstances.”

“This has allowed us to maintain our operating capacity and retain our key people to best position Serko

when travel volumes recover.”

“We have however responded to the decline in activity and the uncertainty of the future environment by

reducing costs across all expense categories to target a maximum cash burn average of no more than $2

million per month.”

SUMMARY FINANCIAL RESULTS

Revenue:

Total Operating Revenue for the year to 31 March 2020 rose 11% to $25.9 million from $23.4 million in the

same period a year ago, substantially lower than our initial guidance range of 20%-40% for the year. We

revised revenue expectations to the low end of the range on 25 February 2020 and then abandoned guidance

completely on the 16 March 2020, in both cases due to the effects of Covid-19.

Under IFRS15 (Revenue from Contracts) Serko records revenue from its portfolio of contracts with reference

to actual transactions, forecast transactions and minimum contracted commitments. Serko has agreed to a

number of changes to contracts as a result of the impact of Covid-19 on the entire industry, this includes

changes to schedules of contracted minimum revenues. This has had the effect of reducing the revenue that

Serko expected to record in the current year. The Board has also made decisions with respect to Expected

Credit Losses (IFRS9) that reflect the prevailing level of uncertainty in the travel industry.

Total income from all sources for the year to 31 March 2020 was up 9% to $26.8 million from $24.6 million in

the prior year.

Recurring Product Revenues increased 16% during the year, lifted by a full year contribution from InterplX and

organic business growth prior to the Covid-19 outbreak. Peak ATMR at the end of February 2020, historically

a forward-looking indicator of recurring revenues, stood at $27.5 million up over 14% from a peak of $26.0


Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


million in the same period of the prior year. By the end of March ATMR had fallen to $15 million based on

the drop that occurred within the month, ending the year with travel booking revenues up only 2% to $16.3

million from $15.9 million in the prior year. Subsequently ATMR has dropped further post year-end.

Serko Expense platform revenues were up 115% to $5.8 million for the financial year from $2.7 million reflecting

the full year contribution of the InterplX acquisition of $3.7 million versus $0.9 million for a single quarter for

FY19. Excluding InterplX, Serko Expense platform revenues were up 16% at $2.1 million from $1.8 million the

prior year.

Services revenue and grant income were down 33% on the same period a year ago, reduced to $1.8 million

due to Serko’s development resources being directed toward product development for new markets. Supplier

commissions revenues declined marginally by $111,000 (7%) to $1.4 million.

Expenses and Investment Activity:

Operating costs increased 59% to $37.1 million reflecting a full-year of InterplX operating costs and the scale-

up of our international presence. Costs included $4.7 million non-cash costs relating primarily to depreciation,

amortisation, final fair-value adjustment related to the issue of the final tranche of Serko shares for the InterplX

acquisition and share based payments.

Serko has capitalised $11 million of development costs for FY20, compared to $6.7 million in FY19. Total R&D

at $13.6 million was 53% of net operating income compared to 39% in the prior year. Although there remains

considerable uncertainty as to the future operating environment, the Serko Board remains of the view that

this investment will produce an acceptable commercial return in the future.

Cash flow and Cash Balance:

Serko remains well funded following the completion of an oversubscribed capital raise of $45 million in

November 2019, with cash balances up from $15.7 million in the prior year. Net funds received after capital

raising costs were $43.2 million. Excluding these funds, Serko’s net cash burn for the year, including capitalised

development, was $16.5 million. Cash balances at 31 March 2020 were $42.4 million.

Earnings:

Net loss after tax for the year was $9.4 million, down from an FY19 profit of $1.6 million and EBITDAF fell to a

loss of $6.1 million from a profit of $2.6 million in the same period a year ago.


AUSTRALASIAN MARKET UPDATE

The New Zealand and Australian markets together generated a majority of total bookings on our platform,

and travel booking revenues, during the financial year. The majority of these transactions were domestic

bookings.

During the financial year we achieved year-on-year booking growth each month through to February 2020.

This was despite softer economic conditions in Australia in the first half, followed by the Australian bushfires

negatively impacting corporate travel. Serko continued to grow customer numbers during the financial year

with the number of corporates transacting through the travel platforms increasing by over 700 (comparing

February 2020 to February 2019).


Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


We also saw a significant transition to the premium Zeno product from Serko Online during the period. Zeno

was carrying approximately 25% of transactions across our platforms at the end of the financial year up from

approximately 6% of transactions at the beginning of the year.

Zeno is now being used by 42% of corporate customers in Australia and New Zealand, up from 9% at the

beginning of the year.

In February a peak of over 24,000 bookings were processed in a single day (up from a peak of 21,000 in the

same month in the prior year). However, with the gradual decline in bookings becoming evident in mid-

February, and the subsequent rapid decline in March 2020, total bookings for the entire financial year were

up only 2% over the prior year.

Impacts of Covid-19

The Covid-19 pandemic and related travel restrictions resulted in an observable declining trend in February

followed by a dramatic reduction in March 2020. By the end of March 2020, daily transaction volumes had

declined by ~90% compared to the equivalent days in March 2019.

We currently believe that the Australian and New Zealand domestic and trans-Tasman travel markets, which

presently generate most of our revenue, are poised to recover more quickly than international routes outside

of Australasia.

Travel volumes have gradually started to recover in May 2020 with the easing of domestic travel restrictions

in New Zealand. We are yet to see any material increase in domestic travel in Australia due to the significant

travel restrictions that remain in place. Essential travel in Australia has, however, continued and we continue

to manage a small number of Australian transactions across our platforms.

During the first three weeks of June 2020, over 3,200 corporate customers have made a travel booking as

New Zealand moved down to Level 1 restrictions. This has resulted in daily booking volumes on Serko’s

platforms steadily increasing in June 2020 to about 25% of the daily booking volumes in June 2019 (from a

low of 9% in April).

Although the outlook is highly uncertain we anticipate our core Australasian markets will be operating at 40%

- 70% of their pre-Covid-19 activity levels by March 2021. Beyond that we are taking a conservative approach

to growth as most industry reports indicate a slow, and largely unpredictable, return to full pre-Covid-19

activity levels.

We have been working proactively with our travel management partners to support their recovery. In some

instances this has required amendment of contractual obligations that has adversely impacted our previously

noted FY20 revenue recognition.


NORTH AMERICAN & EUROPEAN EXPANSION UPDATE

North America

During the financial year we invested heavily in our Zeno platform for expansion into North America.

Transactions commenced in this market following the transition of several travel management resellers from

pilot phase to onboarding their first corporate customers. As expected, revenue numbers from this market

were not significant for the financial year.


Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


Travel management reseller onboarding slowed materially in the last quarter due to the impact of Covid-19

and we expect further corporate onboarding to be slow until travel resumes in that market.

Transactions have effectively ceased due to the lockdown restrictions in this market.

Despite the impacts of Covid-19, Serko has signed an additional three resellers since 31 March 2020.

Development work will continue in the market, expanding local air, rail and hotel content as well as completing

reseller integrations to support the migration of additional corporates on to our platforms.

United Kingdom & Europe

In the United Kingdom and Europe we have been undertaking the development work required for the launch

of ‘Booking.com for Business’, a white label version of Zeno to be offered internationally to Booking.com’s

small and medium-sized enterprise (SME) customers.

The impacts of Covid-19 delayed the beta-launch of ‘Booking.com for Business’ from March 2020 to May

2020. However, initial bookings have been completed in the United Kingdom and Ireland and the roll-out in

these two markets will continue for most of FY21. Additional key markets will be developed and ‘localised’

(e.g. for content and language) as we progressively roll-out the solution across Europe.

Impacts of Covid-19

Serko’s business plans in North America and Europe are not contingent on the revival of long-haul

international travel. In excess of 95% of the revenue opportunities we were pursuing prior to the pandemic

were domestic or intra-regional bookings and the total addressable market remains significant.

Domestic travel in the United States (US), and domestic and cross-border intra-regional travel to nearby

countries within Europe, are expected to be the first segments of these travel markets to recover post-Covid-

19.


SERKO EXPENSE PLATFORM INITIATIVES


As noted above, the Serko Expense platform has provided solid revenue growth during the financial year and

represents an important diversification from travel revenues for Serko.

In North America the development work required to bring the InterplX expense platform in-line with the Zeno

user experience continues and we expect to launch the new Zeno Expense offering in Q3 FY21, bringing

greater scalability and a richer set of features to our combined Travel & Expense offering.

In Australasia a direct marketing campaign and activation of a reseller incentive programme across our travel

management company partners, along with the introduction of a rapid implementation programme that

materially reduces our set-up time to onboard new accounts, is resulting in an increased pipeline of Serko

Expense platform opportunities.


COST MANAGEMENT INITIATIVES IN RESPONSE TO COVID-19

Our immediate response to the Covid-19 pandemic was to introduce measures to look after our people. All

business travel was halted. We moved to working from home and enforced rigorous social distancing for the

few who needed to be in our offices.


Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


These initiatives were rapidly followed by a cost reduction programme designed to preserve our strong cash

balance position and target an average cash burn rate of no more than $2 million per month through to the

end of FY21. We balanced cost savings with investment in core areas to maintain our capability to deliver on

our key growth initiatives.

This cost reduction programme saw the removal of non-essential expenditure, scaled down operating

expenses (such as cost of sales and hosting), as well as the rationalisation of our contractor resources

(including the conversion of some of this resource to full-time employment). Serko has aimed to keep as many

people employed during this period as possible, as we recognise the personal impact to employees if they

were to lose their jobs and the cost to the business of losing skilled people, especially as our ambition to grow

in new markets remains undiminished.

We acknowledge and thank the various Government programmes and subsidy schemes that have assisted in

the retention of our people during this challenging period. We accessed $1.6 million of Government-backed

Covid-19 relief schemes to date across the countries in which Serko operates, including receipt of $871,670 in

salary subsidies from the New Zealand Government.

In addition, employees agreed to take a salary reduction for three months from May 2020, and the non-

executive directors agreed to either take a reduction in their directors’ fees or receive a portion of their

directors’ fees in shares for the first three months of FY21.


BUSINESS TRAVEL OUTLOOK

The rate of return to business travel will vary by region and type of trip (i.e. domestic, regional, long-haul

international). Volumes are very difficult to model. Travel Management resellers are operating with fewer

human resources, creating opportunities for automation and technology solutions. Additionally, we are seeing

greater cost management by corporations and a focus on traveller wellbeing, duty of care obligations and

change management. We are actively assessing changes in corporate and traveller needs to ensure that we

can support the market, our customers and our growth as the industry recovers.


FY21 OUTLOOK

We consider the business is well positioned for growth when trading conditions improve and the travel

industry starts to recover:

• We occupy a strong market position in Australasia, with the majority of our transactions being

domestic and Trans-Tasman in our home markets. There remains a pipeline of new customers to be

onboarded from our existing reseller partners.

• We are focussing predominantly on domestic travel within North America, where we continue to add

resellers to our platform and continue development work to localise content in that region.

• ‘Booking.com for Business’ white-label is now live in the United Kingdom and Ireland, and our

agreement with Booking.com presents an opportunity to continue to expand use of the Zeno

booking tool internationally.

• We have a strong balance sheet and ongoing commitment to investment, which will benefit existing

and prospective customers.

• We have retained resource and capacity on key growth initiatives.


Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


We believe these factors position us well to continue to prosper in our home markets and to roll-out our

products globally as confidence returns to corporate travel markets.

Timing, however, remains uncertain. As a result, we are unable to forecast our likely operating revenue for

the 2021 financial year with any certainty.

As at 31 May 2020, Serko had net cash and cash equivalents of $39.9 million. We believe these cash resources,

at the current rate of cash burn, will be sufficient to see the company through to cash flow breakeven again

should our anticipated recovery scenario be achieved.

We will continue our rigorous focus on cash flow throughout the remainder of FY21, targeting an average

monthly cash burn of no more than $2 million per month, to conserve cash reserves.


Notes:

Non-GAAP (generally accepted accounting practices) financial measures do not have standardised meanings prescribed by GAAP and

therefore may not be comparable to similar financial information presented by other entities. The Non-GAAP financial information

included in this release has not been subject to review by the auditors. Non-GAAP measures are used by management to monitor the

business and are useful to provide information to investors to assess business performance. A reconciliation of Net Profit to EBITDAF

can be found in the Annual Report and Investor Presentation dated the same date as this announcement.


1

Total Operating Revenue (a Non-GAAP measure) is revenue excluding income from grants and finance income, while Total Income

includes grants.

2

Recurring product revenue (a Non-GAAP measure) is the recurring revenue derived from transactions and usage of Serko products by

contracted customers. It excludes revenues from customised software development (services revenue).

3

Peak ATMR is a Non-GAAP measure representing Annualised Transactional Monthly Revenue. Serko uses this as a useful indicator of

recurring revenues from Serko products, based on the monthly transactions and average revenue per booking (for its travel platform

revenue) and monthly active user charges (for its expense platform revenue). This is calculated on an annualised basis on a constant

currency basis based on the daily weekday average multiplied by standard 260 weekdays in a year. Peak ATMR month was February for

both 2019 and 2020 financial years. ATMR has subsequently been materially adversely affected following the impacts of Covid-19.

5

Research & Development (R&D) costs is a non-GAAP measure representing the internal and external costs related to R&D both

expensed and capitalised.

4

Operating expenses is a Non-GAAP measure which excludes costs relating to taxation, interest, depreciation, and amortisation charges.

6

EBITDAF is a Non-GAAP measure representing Earnings Before the deduction of costs relating to Interest, Taxation, Depreciation,

Amortisation and Fair value remeasurement on contingent consideration. Serko uses this as a useful indicator of cash profitability.

Note: all dollar amounts are New Zealand dollars unless otherwise stated.


For and on behalf of Serko Limited by the Board.

Ends

For investor relations queries please contact:

Susan Putt

Chief Financial Officer

Serko +64 21 388 009

investor.relations@serko.com


About Serko


Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980


Serko is a market leading travel and expense technology solution in Australasia, used by over 6,800 corporate

entities. Zeno is Serko’s next generation travel management application, using intelligent technology,

predictive workflows, and a global travel marketplace to transform business travel across the entire journey.

Serko is listed on the New Zealand Stock Exchange Main Board (NZX:SKO) and Australian Securities Exchange

(ASX:SKO). Serko employs more than 200 people worldwide, with its headquarters in New Zealand, and offices

across Australia, China, and the U.S. Visit www.serko.com for more information.

---

Results Announcement
Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, company.secretary@serko.com

Incorporated in New Zealand ARBN 611 613 980




Results for announcement to the market

Name of issuer Serko Limited

Reporting Period 12 months to 31 March 2020

Previous Reporting Period 12 months to 31 March 2019

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

26,791 9%

Total Revenue 26,791 9%

Net profit/(loss) from

continuing operations

(9,364) -673%

Total net profit/(loss) (9,364) -673%

Interim/Final Dividend

Amount per Quoted Equity

Security

No dividends have been paid on ordinary shares and it is

currently not proposed to pay dividends.

Imputed amount per Quoted

Equity Security

Not Applicable

Record Date Not Applicable

Dividend Payment Date Not Applicable

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.47 $0.19

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

This document should be read in conjunction with the audited

consolidated financial statements contained in the Annual

Report for the year ended 31 March 2020, and the Annual

Report generally.


The audited consolidated financial statements for the year ended

31 March 2020 have been prepared in accordance with Generally

Accepted Accounting Practice in New Zealand and comply with

New Zealand equivalents to International Financial Reporting

Standards (“NZIFRS”). Further detail on the accounting policies

adopted is set out in the notes to the financial statements.


Net tangible assets per security increased due to cash on hand

due to capital raise and higher level of capitalisation of internally

developed software. Refer to the Annual Report, management
commentary on research and development costs.


For additional commentary on the results, please refer to the

Management Commentary in the Annual Report, and the Annual

Report generally.


Pursuant to ASX listing rule 1.15.3, Serko Limited confirms that it

continues to comply with the rules of its home exchange (NZX

Main Board).


Copies of Serko’s prior Annual Reports and Interim Reports can

be found on Serko’s

website, at www.serko.com/investor-centre/.

Authority for this announcement

Name of person authorised

to make this announcement

Susan Putt

Contact person for this

announcement

Susan Putt

Contact phone number +64 21 388 009

Contact email address

investor.relations@serko.com


Date of release through MAP 24 June 2020


Audited financial statements accompany this announcement.

---

•This presentation has been prepared by Serko Limited. All information is current at the date of this presentation, unless stated otherwise. All currency amounts are in
NZ dollars unless stated otherwise.

•Information in this presentation

•is for general information purposes only, and does not constitute, or contain, an offer or invitation for subscription, purchase, or recommendation of securities

in Serko Limited for the purposes of the Financial Markets Conduct Act 2013 or otherwise, or constitute legal, financial, tax, financial product, or investment

advice;

•should be read in conjunction with, and is subject to Serko’s Financial Statements and Annual Reports, market releases and information published on Serko’s

website (www.serko.com);

•includes forward-looking statements about Serko and the environment in which Serko operates, which are subject to uncertainties and contingencies outside

Serko’s control –Serko’s actual results or performance may differ materially from these statements, particularly as a result ofthe impacts of Covid-19;

•includes statements relating to past performance information for illustrative purposes only and should not be relied upon as (and is not) an indication of future

performance;

•may contain information from third-parties believed to be reliable, however, no representations or warranties are made as to theaccuracy or completeness of

such information.

•Non-GAAP financial information does not have a standardised meaning prescribed by GAAP and therefore may not be comparable to similar financial information

presented by other entities. The non-GAAP financial information included in this release has not been subject to review by auditors. Non-GAAP measures are used by

management to monitor the business and are useful to provide investors to access business performance.

DISCLAIMER

2

CEO Welcome
‹#›

3

AGENDA
CEO

Welcome

Covid-19:

Serko’s

Response

Strategic

Updates

Financial

Summary

Outlook

Statement

4

COVID-19 : SERKOs RESPONSE
5

•For 11 months of the financial year ended 31 March 2020 Serko achieved monthly revenue growth over

the prior year. However, in March transactions fell sharply as the Covid-19 pandemic became

widespread.

•Serko responded by implementing strategies under the themes of “Survive, Optimise and Thrive”;

•Took steps to ensure our people were safe and supported the transition to work from home

•Reduced cash burn through cost reduction program

•Retained resource and capacity on key growth initiatives

•Re-prioritisedstrategic initiatives to re-position the business for the new operating environment

•Booking volumes gradually started to recover in May2020, steadily increasing by June 2020 to about

25% of the daily booking volumes of June 2019.

•3,200 corporate customers made a booking during the first three weeks of June 2020.

•Target average cash burn rate of no more than $2 million per month to the end of FY21

•Cash reserves of $42.4 million as of 31 March 2020 provides sufficient headroom based on current

assumptions.

Strategic Updates
‹#›

6

SERKO STRATEGY
7

SUPPORTING THE FUTURE OF BUSINESS TRAVEL
8

BOOKING.COM AGREEMENT
9

•As announced in October 2019, Booking Holdings’ made a cornerstone investment in Serko and Booking.com

expanded its existing agreement with Serko, so that Booking.comcan offer and promote Zeno to its business traveller

customers.

•Serko expects the expanded agreement with Booking.comto result in significant benefits for Serko’s customers and

TMC partners by broadening and improving ‘whole of journey’ content, accelerating the global rollout of Serko Zeno,

and increasing commissions to the TMC community.

•Zeno will be white-labeled as Booking.com for Business and the intention is to progressively roll this offering out to its

business customer base internationally subject to Serko meeting prescribed performance criteria.

•Closed pilot of Zeno white-label solution for existing Booking.com for Business in the United Kingdom and Ireland has

been launched.

AUSTRALASIA MARKET UPDATE
•The majority of Serko’s revenues came from Australia and New Zealand domestic bookings.

•Year on year booking growth each month throughtoFebruary2020. Peak of 24,000 bookings daily bookings in

February 2020*.

•Gradual decline in bookings in February, followed by sharp decline in March 2020.

•Total travel corporate customers (Serko Online and Zeno) grew by over 700 for the year to a total of approximately

6,800**.

•Zeno transaction volumes grew to 25% of total bookings by March 2020, up from approximately 6% a year prior.

•In June 2020 42% of all transacting corporate customers were using Zeno.

•In response to Covid-19 a Serko Expense Express offering was launched in the Australian and New Zealand markets in

March 2020 with a low-cost, rapid implementation solution that has resulted in an increased pipeline of expense

opportunities.

10

*Note: Bookings have subsequently materially reduced as a result of Covid-19

** Comparing February 2019 and February 2020

NORTH AMERICA MARKET UPDATE
•We have invested heavily in the Serko Zeno platform for expansion into the North American

markets during the year.

•Serko had its first live bookings in North America following beta release in September 2019, but

in line with our expectations revenue from this market was not significant for the year.

•Some Travel Management Company resellers were completing their user acceptance testing

when Covid-19 hit in February and onboarding progress has slowed.

•Transactions effectively ceased due to lockdown restrictions in market.

•Since March we have added three new Travel Management Company resellers and are in the

process of activating these partners.

•Signed Zeno Expense reseller partnership with buying group Omnia Partners and joined the

Oracle NetSuite SuiteApppartner program.

11

FY20 Financial Summary
‹#›

12

PERFORMANCE DASHBOARD –FY20
PROFIT (LOSS)REVENUEACTIVITYCOSTS

FY20 VS FY19

NET LOSS AFTER

TAX

($9.4m)

EBITDAF

1

loss

$(6.1m)

OPERATING

REVENUE

11%

Operating revenue

from core products

plus services revenue

$25.9m

RECURRING

REVENUE

2

16%

Recurring revenue

(core product

revenue only)

93% of total

operating revenue

$24.1m

TOTAL

INCOME

9%

Total income from all

sources including

grants

$26.8m

PEAK ATMR

3

6%

Indicator of future

growth potential

based on current

trading

$27.5m*

TRAVEL

BOOKINGS

2%

Travel platform

bookings for the

period

4.2m

R&D COSTS

4

48%

53% of Revenue

Opex $2.6m

Capex $11.0m

$13.6m

OPERATING

EXPENSES

59%

Net FTE

5

increase in

the period of 60 to

233 employees

$37.1m

Notes 1 –5: Refer to Appendix for definitions.

*Note: ATMR has subsequently reduced materially as a result of Covid-19

13

NET PROFIT SUMMARY/ EBITDAF RECONCILATION
•Revenue of $25.9m up 11% (Slide 15)

•Total income (including grants) up 9% to $26.8m

•Operating expenses of $37.1m up 59% (Slide 16)

•EBITDAF loss of ($6.1m) versus profit of $2.6m in prior

year

•Net loss for the period of ($9.4m) includes:

•Depreciation and amortisation of $3.2m includes

$1.0m being depreciation on right of use assets

(leased premises)

•Non-cash fair value adjustment relating to

contingent consideration of $1.1m for InterplX

acquisition with the final tranche of shares issued

in February 2020

•Net finance income primarily related to interest

income ($0.4m) and foreign exchange gains

($0.7m)

FY20

$000

25,869

922

26,791

(37,092)

-143%

(9,326)

-36%

975

(38)

(9,364)

38

(975)

3,156

1.056

(6,089)

-24%

Net Profit Summary

EBITDAF Reconciliation

Revenue

Other income (including grants)

FY19

$000

23,361

1,215

Total income

Operating expenses

24,576

(23,320)

Percentage of operating revenue-100%

Net profit before tax1,546

Percentage of operating revenue7%

Net finance income 290

Income tax (expense)/benefit87

Net (loss)/profit after tax 1,633

Add back (deduct): income tax expense (benefit)

Add back (deduct): net finance (income)/expenses

Add back: depreciation and amortisation

1

Add back: fair value measurement

2

(87)

(290)

1,048

287

EBITDAF 2,591

EBITDAF margin11%

change

$000

2,508

(293)

2,215

(13,772)

(10,872)

685

(125)

(10,997)

125

(685)

2,108

769

(8,680)

%

11%

-24%

9%

-59%

-703%

236%

-144%

-673%

-144%

236%

201%

268%

-335%

1 Depreciation includes building rental costs of $1.0 million which have been reclassified as Right of Use Assets and depreciated under IFRS16 (Leases) adoption

2 Fair value remeasurement of contingent consideration on deferred consideration for InterplXacquisition added to EBITDAF as non-cash expense

change

14

REVENUE ANALYSIS
•Recurring revenue (excluding Services revenue) at $24.1m up 16%;

93% of total operating revenue.

•Travel platform booking revenue up 2% was Covidimpacted during

Q4

•Travel platform total bookings at 4.2m versus 4.1m in the prior

year, up 2%

•Online transactions down at 3.72m vs 3.74m in the prior year

•Covidimpact on Travel platform revenue: IFRS15 adverse

minimum revenue adjustments due to declining forecasts for

remainder of contracts

•Serko Expense platform revenue at $5.8m up 115%, includes

full year contribution from the Dec 2018 InterplXacquisition

of $3.7m (3 months FY19: $0.9m). Expense revenue related to

Serko Expense at $2.1m up 16%.

•Supplier commissions revenue down marginally against prior year at

$1.4m.

•Services revenue at $1.8m down on prior year as development

resources focused on NORAM activation and Booking.com for

Business platform.

•Average Revenue per Booking (based on total recurring

revenue/total online bookings) for the year was $6.46 up 17% from

$5.52 in prior year, primarily attributable to InterplX.

Revenue and Other Income

by Type

Travel platform booking revenue

Expense platform revenue

Supplier commissions revenue

Other revenue

Recurring revenue

Recurring revenue % operating revenue

Services revenue

Total revenue

Total income

Australia

New Zealand

North America

Other

Operating Revenue by Geography

FY20

$000

16,307

5,831

1,427

485

24,050

93%

1,819

25,869

26,791

18,218

2,465

4,823

363

25,869

Total operating revenue

FY19

$000

15,948

2,710

1,538

467

20,663

89%

2,698

23,361

24,576

19,335

2,343

1,471

212

23,361

change

$000

359

3,121

(111)

18

3,387

(879)

2,508

2,215

(1,117)

122

3,352

151

2,508

%

2%

115%

-7%

4%

16%

-33%

11%

9%

-6%

5%

228%

71%

11%

change

Total other income

Government grants

Sundry income

922

-

1,208

7

(286)

(7)

-24%

-100%

9221,215(293)

-24%

15

OPERATING EXPENSES/HEAD COUNT
•Operating Costs increased by 59% to $37.1m, includes

full year of InterplXand expansion costs.

•Remuneration and benefits increased 48% to $19.4m

(Head count increases –refer below).

•Selling and marketing increased $1.3m primarily related

to new third party connection charges introduced in

AUS/NZ.

•Hosting expense of $3.4m increased 74% primarily due

to increased infrastructure for system stability and set

up of data bases in new territories.

•Administration costs at $10.3m increased 64% and

includes increased charges for:

•depreciation and amortisation increase of $2.1m

•computer licenses increase of $0.7m

•professional fees increase of $0.5m

FY20

$000

37,092

2,989

3.362

19,419

10,266

1,056

143%

Operating Expenses

Total Operating Expense

FY19

$000

23,320

Selling and marketing

Hosting expense

Remuneration and benefits

Administration expenses

Fair value remeasurement

1,691

1,931

13,135

6,276

287

100%

change

$000

13.772

1,298

1,431

6,284

3,990

769

%

59%

77%

74%

48%

64%

268%

change

Percentage of Operating Revenue

FY20

$000

233

146

18

52

17

Head count

Total employee numbers at end of year (FTE*)

FY19

$000

173

Product development and maintenance

Sales and marketing

Customer support

Administration

100

16

40

17

change

$000

60

46

2

12

0

%

35%

46%

13%

30%

0%

change

•Increase of 60 FTE* -(FY19 increase 67).

•Subsequent to year-end employee count has increased to 240

*FTE (Full time equivalent)

16

RESEARCH & DEVELOPMENT (R&D)
•Total R&D costs increased by $4.4m (48%)

over prior year to $13.6m due to investment

into market requirements for the Northern

Hemisphere.

FY20

$000

2,593

13,606

53%

(683)

1,705

(11,013)

3,615

14%

R&D Costs

Research costs (excluding amortisation of

amounts previously capitalised)

FY19

$000

2,425

Total R&D costs (including amounts capitalised)

9,165

Percentage of operating revenue39%

Less: Government grants relating to research

Add: Amortisation of capitalised development costs

(810)

754

Less: capitalised product development costs(6,740)

Net product development costs expensed2,369

Percentage of operating revenue10%

change

$000

168

4,441

127

951

(4,273)

1,246

%

7%

48%

-16%

126%

63%

53%

change

81%Percentage of R&D costs74%

10%Percentage of operating revenue10%

Research & Development (R&D) cost is a Non-GAAP measure representing the internal and external costs related to R&D that have been included in operating costs and capitalisedas

computer software development during the period. Research expenditure includes all reasonable expenditure associated with R&Dactivities that does not give rise to an intangible asset. R&D

expenses include employee and contractor remuneration related to these activities. It also covers research expenditure defined by NZ IAS 38.

17

Outlook Statement
‹#›

•The businessis well positionedforgrowthwhentrading conditionsimproveand the travel industry starts to recover.
•Timing,however,remains uncertain.As a result, we are unable to forecast our likely operating revenue for the 2021

financial year with any certainty.

•Wewill continueourrigorous focus on cashflow throughout the remainder of FY21, targetinganaverage monthlycash

burn ofno more than$2millionper month,to conserve cashreserves.

•As at 31 May 2020,Serko had net cash and cash equivalents of $39.9million.We believe these cash resources, at the

current rate of cash burn, will be sufficient to see the company through tocashflow breakevenagainshould our

anticipated recovery scenario be achieved.

FY21 OUTLOOK

19

Q&A
‹#›

Appendices:
‹#›

Company Snapshot

Definitions

ABOUT SERKO
FOUNDED IN 2007

Innovative Solutions

Serko is a technology company focused on

innovative solutions that address the

challenges of corporate travel and expense

management. The majority of Serko’s

revenue comes from Travel Management

Companies (TMCs) (“Resellers”), who

provide our online travel booking (OBT)

solution to their corporate customers.

Serko also sells Expense management

solutions to corporate customers directly.

Market Leader

Serko is a leading supplier of travel

technology solutions for TMCs in Australasia

and is now expanding into Northern

Hemisphere markets with multiple signed

reseller agreements in North America and a

global agreement with ATPI and

Booking.com.

NZX/ASX Listed

Serko listed on the New Zealand stock

exchange in June 2014. In June 2018, Serko

listed as a foreign exempt listing on the

Australian Securities Exchange. Serko

trades under the ticker ‘SKO’ on both

exchanges.

Serko employs around 240 people

worldwide with its HQ in New Zealand, and

offices across Australia, the U.S. and China

For further information refer to Serko’s website www.serko.comand its 2020 Annual Report which can be found under Investor Centre.

22

Zeno TravelZeno Expense
Zeno Travel is an Online

Booking Tool (OBT) that

corporate travellers use to

book flights, trains, hotels,

rental cars and airport

transfers in line with their

corporate travel policies.

Zeno Expenseautomates

the process of corporate

card and out-of-pocket

expense submission,

reconciliation and

reimbursement

SERKO PRODUCTS

23

$
Corporate travellermakes a

booking via Serko

Online/Zeno

Booking and other fees

Serko charges the TMCs a fee per booking

(which varies based on volume).

Year Ended 31 March2020

Travel platform booking revenue

Expense platform revenue

Supplier commissions revenue

Other revenue

$000

16,307

5,831

1,427

485

Recurring Product Revenue24,050

Services revenue1,819

Total Revenue25,869

Percentage of total revenue93%

a

$

Supplier commission

Serko also generates revenue through

commissions on hotels, rental cars, airport

transfers and other travel providers that are

booked through its platform.

$

Travellerbooks hotel or

taxi via Serko Online/Zeno

Mobile subscription

$

Travellerdownloads and

uses Serko Mobile

Travellersubmits receipts

using Serko Expense/Zeno

Monthly user fee

Serko Expense customers pay a fee based on

the number of active users each month

directly to Serko.

Additional Services

Serko earns other miscellaneous revenue

such as mobile licenses

Services Revenue

$

Paid customisation, marketplace integration

or implementation assistance

COMMERCIAL MODEL

24

Selected Operational MetricsFY13FY14FY15FY16FY17FY18FY19
1 –Online bookings exclude Offline and Custom bookings (system generated bookings) which are included in Online booking pricingor at a reduced rate

2 –Operating costs are Operating Expenses excluding depreciation and amortisation and fair value remeasurements of contingent consideration

* –indicates not previous measured or reported

# –FY17 revenue was affected by adverse foreign exchange rates; FY20 revenue was affected by Covid-19 pandemic

HISTORIC MEASURES for financial years (31 March)

Total revenue growth (%)

Revenue growth –Travel Platforms (%)

Total travel booking transactions (000s)

Online booking transactions

1

(000s)

Online transaction growth (%)

Recurring product revenue as % total revenue

Operating costs

2

(% change)

Employees (number at end of year -FTE)

Average revenue per FTE (NZD$000)

Research & development costs -expense and capex (NZD$000)

Peak annualisedtransactional monthly revenue (ATMR) (NZD$m)

27%

41%

987

821

35%

84%

35%

47

119

2,340

*

39%

12%

1,107

1,011

23%

71%

62%

87

100

3,387

*

55%

62%

1,588

1,468

45%

80%

105%

133

94

5,762

*

27%

49%

2,407

2,262

54%

93%

13%

127

101

6,268

11.2

9%#

8%

2,913

2,673

18%

91%

(10%)

108

122

5,836

15.3

28%

23%

3,526

3,207

20%

90%

(5%)

106

170

4,906

18.4

28%

20%

4,138

3,743

17%

89%

29%

173

167

9,165

26.0

FY20

11%#

2%

4,214

3,724

-1%

93%

59%

233

121

13.606

27.5

25

•Peak ATMR (AnnualisedTransactional Monthly Revenue) is a non-GAAP measure. Serko uses this as a useful indicator of recurring revenues
from Serko products. It is calculated by annualisingthe combination travel and expense platform monthly revenues for the most recent non-

seasonal month. The travel platform revenue is annualisedby taking the monthly online booking transactions divided by the number of

weekdays for that month multiplied by the average ARPB and multiplied by 260 days. The expense platform revenue is based on the monthly

revenue from active users multiplied by 12 months.

•ARPB (Average Revenue Per Booking) is a non-GAAP measure. Serko uses this as a useful indicator of the combined value from transactional

booking fees and the supplier commissions earned from the travel platform. It is calculated by taking total travel platform booking revenue

and supplier commission revenue divided by the total number of bookings.

•Recurring product revenue is a non-GAAP measure and is the recurring revenue derived from transactions and usage of Serko products by

contracted customers. It excludes revenues from customisedsoftware development (services revenue).

•Operating revenue is a non-GAAP measure excluding income from grants and finance income, while total income includes grants.

•R&D (Research & Development) costs is a non-GAAP measure representing the internal and external costs related to R&D both expensed and

capitalised.

•Operating Costs is a non-GAAP measure which excludes costs relating to taxation, interest, depreciation, and amortisationcharges.

•EBITDAF is a non-GAAP measure representing Earnings Before the deduction of costs relating to Interest, Taxation, Depreciation and

Amortisationand Fair value remeasurement of contingent consideration.

•FTE = Full time equivalent employee.

DEFINITIONS

Serko Limited, Saatchi Building, Unit 14D 125 The Strand, Parnell, Auckland, New Zealand

PO Box 47-638, Ponsonby, T: +64 9 309 4754, F: +64 9 377 0545, investor.relations@serko.com

Incorporated in New Zealand ARBN 611 613 980

26

Thank you
27

---

1
Serko ESG report

ENVIRONMENTAL

SOCIAL

GOVERNANCE

2
Serko ESG report

ENVIRONMENTAL

SOCIAL

GOVERNANCE

3
Serko ESG report

This Environmental, Social and Governance (ESG) Report, which

incorporates Serko’s Corporate Governance Statement, was

approved by the Board of Serko Limited on 23 June 2020 and

is accurate as at that date. The Board does not undertake any

obligation to revise this Report to reflect events or circumstances

after 23 June 2020 (other than in accordance with the continuous

disclosure requirements of the applicable Listing Rules).

CONTENTS

Introduction4

Environmental6

Social8

Governance12

Risk Management23

4
Serko ESG report

People:

Customers:

Good health and well-being

Health and Safety Policies

Quality education

Training and intern programmes

Industry, innovation and

infrastructure

Industry recognition for innovation

Responsible consumption

and production

Privacy and security policies

Community:

Sustainable cities and

communities

Sponsorships and donations

Climate action

Environmental practices

Gender equality

Diversity and inclusion policies

Decent work and

economic growth

Remuneration policies

Diversity and inclusion policies

Reduced inequalities

Introduction

Serko aims to be a successful growth company. To

realise this ambition we must do the right thing by our

people, customers, communities and our shareholders.

We aim to achieve this through:

1) Focusing on long-term growth and business

sustainability;

2) Applying best practice governance and risk

management procedures;

3) Cultivating an inclusive workplace of diverse and

engaged staff; and

4) Enabling environmentally sustainable choices

through technology.

Serko is committed to developing long-term value

creation and making positive improvements in social,

economic and environmental outcomes.

Further information and our full Annual Report can be

found on the investor centre of Serko’s website.

Serko’s first Environmental Social and Governance

(ESG) Report was produced in 2018. The United

Nations (UN) Sustainable Development Goals (SDGs)

have been adopted for Serko’s ESG initiatives to be

reported against. Serko’s ESG framework remains

under development and will continue to be progressed

over time.

The SDGs are a set of global initiatives set by the UN

for everyone to contribute to. For Serko, the SDGs

are a way to see which areas of sustainability we are

directly contributing to and how our initiatives relate

to a larger vision for positive change.

The UN SDGs relevant to Serko and our actions are

as follows:

5
Serko ESG report

6
Serko ESG report

ENVIRONMENTAL

7
Serko ESG report


We are committed to continually improving our

recycling methods. We already:


reuse IT equipment and parts where possible.


recycle IT equipment using IT recycling companies

that seek to reduce carbon emissions via their

recycling efforts, by following the e-Waste practices

outlined in AS/NZS5377:2013 and complying with

the Basel Convention standards for the export of

e-Waste material.


recycle paper, glass, hard plastic, aluminium and tin

cans and cardboard.


undertake composting where these services

are available.


minimise the use of disposable coffee cups and

single-use water bottles by using reusable cups and

jugs, giving all staff a reuseable water bottle, and

providing filtered water taps.

IN THE FUTURE

As a company providing travel-related booking tools and

information, we recognise we could play an increasing role in

helping to provide information on travel-related CO2 emissions

to our customers and enabling travellers to offset their carbon

footprints. These environmental initiatives will be considered

as part of our product innovation roadmap.

Serko recognises that it has a responsibility to the

environment beyond legal and regulatory requirements. We

are committed to reducing our environmental impact and

continually improving our environmental performance as an

integral part of our business strategy and operating methods.

We encourage customers, suppliers and other stakeholders to

do the same.

As a software development company Serko has a low

environmental impact. But where possible Serko aims to

reduce this to the minimum level practicable. Serko’s current

environmental goal is to continually look to reduce the

impact of our business on the environment and as we grow

as an organisation to ensure that any negative impact on the

environment is minimised.

LOWERING OUR CARBON FOOTPRINT

Serko is committed to progressively lowering its carbon

footprint, towards our initial goal of offsetting 100% of our

carbon emissions.


We are conscientious when booking travel and, where

possible, combine meetings to minimise our trips and

resulting emissions.


We provide flexibility for our employees to work from

home, reducing the carbon emissions associated

with commuting.


Wherever possible we host information technology

(IT) services in the cloud, lowering our on-premise

energy consumption.


We look to partner responsibility. Serko uses Microsoft

as our cloud services platform partner. Microsoft has

been carbon neutral since 2012 and is committed to

become carbon negative by 2030.

Environmental

We are committed

to reducing our

environmental impact

8
Serko ESG report

SOCIAL

9
Serko ESG report

that our employees were not exposed to the virus. This was

soon followed by the closure of our offices worldwide. In

response to the emergence of the pandemic, Serko has been

engaging its workforce through initiatives such as our ‘Isolation

Innovation’ programme, involving webinars, online social

gatherings and online resources. We established new ways of

working remotely and ensured that people had the equipment

and resources available to remain productive and succeed

in their roles from home. Serko’s recent (May 2020) culture

survey results show the strongest engagement scores in five

years of surveying and our employees voiced their gratitude for

the leadership and support shown during such a trying period.

Serko operates in an industry that is highly competitive for

talent. We aim to provide an environment and culture that

people want to be a part of. Our culture is not created via words

on a wall but by a way of working throughout our organisation

that encourages and enables people to be the best they

can be and to do so in an environment that focuses on fun,

performance and energy. There are a variety of initiatives that

contribute to our culture – each of which are underpinned by

our values and contributed to by the diversity of perspectives

that make up Serko.

As a result, Serko has low employee turnover (just 8% voluntary

turnover as at 31 March 2020) and high employee engagement

scores relative to industry norms. Serko’s employees (known

in-house as Serkodians) are generally motivated, excited about

our future and feel our organisation is a great place to work.

As an example, more than 98% of our employees reported that

they strive to do their best work every day, as they want the

company to be successful.

SERKO CULTURE AND VALUES

Serko’s culture remains upbeat, nimble, dynamic and inclusive,

notwithstanding the impact Covid-19 is having on the travel

industry. We hire top talent from the technology and travel

industries to ensure that our people (Serkodians) have the

skills and astute judgement to make smart decisions that lead

us to be successful.

Serko’s people are incentivised for achieving exceptional

results. We have established OKRs (Objectives and Key Results)

throughout all teams and support our people with learning and

development initiatives to encourage us to keep finding new

ways to innovate.

To articulate our culture, we developed the following eight

values that not only describe what is important to us but

also provide a code for how we behave toward each other,

influencing decisions such as who we hire, how people select

what they work on and how our people are led. As a result,

we have a highly engaged, energised culture resulting in high

employee engagement.

These values were demonstrated during the recent lockdown

as a result of the Covid-19 pandemic. Serko was quick to act

to protect and care for its employees when the pandemic

first emerged, rapidly closing our China offices to ensure

Social

Mastery

Serkodians continuously strive to become

masters of what they do

Autonomy

Serkodians are able to work independently

and make decisions for themselves

Teamwork

Serkodians work well with people not just

in their own teams but in teams across the

organisation

Passion

Serkodians are passionate about what they

do and what Serko does

Integrity

Serkodians are honest, respectful of others,

deliver on their commitments and make

ethical business decisions

Success

Serkodians strive toward their goals to

ensure Serko reaches its goals

Family

Serkodians are valued as part of the Serko

family and Serko recognises the importance

of their families to them

Fun

We value humour, laughter and enjoying our

time at Serko

10
Serko ESG report

DIVERSITY & INCLUSION

Serko is committed to providing equal employment opportunities and, as such, has a workforce consisting of many individuals with

diverse skills, values, backgrounds, ethnicities and experiences. The company works to ensure that its selection processes for

recruitment and employee development opportunities are free from bias and are based on merit. The Board recognises that building

diversity across Serko will deliver enhanced business performance.

Serko has adopted a Diversity and Inclusion Policy and is committed to achieving diversity in the skills, attributes and experience of

its Board members, management and staff across a broad range of criteria (including, but not limited to, culture, gender and age).

The Board as a whole is responsible for overseeing and implementing the Diversity and Inclusion Policy but has delegated to the

Remuneration and Nominations Committee the responsibility to develop and to recommend measurable objectives to the Board

that are designed to adhere to Serko’s Diversity and Inclusion Policy.

As at 31 March 2020, Serko employees represent more than 20 different nationalities. Serko believes this diversity is critical for

encouraging awareness of cultural experiences as we expand into different markets. Serko’s employees range in age from early

20s to mid 60s, with the spread peaking in the early 30s. Serko has commenced measuring employee’s feelings of inclusion and

belonging at Serko, with positive results showing that employees generally feel respected, included and that they are able to have a

fair balance of work and home life as employees.

The respective numbers and proportions of men and women at various levels within the Serko workforce are set out in the latest

Annual Report.

11
Serko ESG report

ObjectiveFY20 Progress

Facilitate and promote equal employment opportunities,

including (but not limited to) diversity of culture, gender and

age when considering opportunities for new and existing

Serko people.


At the end of each year report the statistics relating to new

hires to demonstrate a continuation of our current diverse

talent pool, including ensuring a diverse range of cultures, ages

and gender is maintained (or strengthened) with the long-term

goal of having 50% of the Board, Executive and Leadership

team being women.

Over the past year:

- We continued to increase the diversity of our people, hiring

people from a diverse range of cultures, nationalities and age

groups. The appointments spanned a range of disciplines,

including sales, technology and services. The number of

female appointments increased from 29% in FY19 to 43%

in FY20. While it remains difficult to recruit females into

technology roles, 26% of our recruitment for these roles

resulted in females being appointed, deepening the diversity of

thought within the technology team.

- We continued to champion females in technology via our

graduate intern programme.

- We continued to foster an inclusive working environment by

promoting flexible working arrangements that are designed

to assist our people to manage their personal and work

commitments successfully.

Promote a merit-based environment in which employees

have the opportunity to develop and perform to their full

potential, in alignment with the company ’s commitment

to the ongoing training and wellbeing of its employees.

Measure and report on the gender composition of internal

movements/promotions of our people to help achieve

greater diversity at leadership levels.

Over the past year:

- We have been able to offer many employees internal role

changes and promotions as we scaled both in our home

markets and globally. This has served to not only support the

ongoing development of our people but also retain our key

talent. Almost half the promotions of technology leaders within

the business during FY20 were female, enhancing the diversity

of thought leadership within Serko.

- We have delivered a range of wellbeing activities, including

resilience workshops, mindfulness programmes and initiatives

to promote physical health and mental wellbeing while we

rapidly scale our business. We also continued to support

the wellbeing of our employees via our Employee Assistance

Programme.

- We have delivered surveys to capture employee feedback on

the extent to which they feel Serko is an inclusive place to work

and supports their ability to perform to their full potential.

Reward excellence and ensure employees are treated fairly,

evaluated objectively and promoted on the basis of their

performance. Conduct an annual pay parity audit to ensure

that groups are not being disadvantaged on the basis of

their gender. Ensure this covers both internal pay equity and

application of budget for pay reviews.

Over the past year:

- We conducted our annual pay equity review and benchmarked

remuneration against market data.

- We undertook annual performance reviews, that are peer

reviewed, to inform fair and transparent remuneration

and promotion decisions, resulting in a number of internal

promotions within the organisation.

DIVERSITY OBJECTIVES

Serko has set measurable objectives to reinforce its commitment to diversity. The Board’s evaluation of Serko’s performance with

respect to these objectives during the financial period are set out below. These objectives will remain our focus for the financial

year ending 31 March 2021.

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Serko ESG report

GOVERNANCE

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Serko ESG report

The Board currently comprises an independent non-executive

Chair, two independent non-executive directors and two

executive directors, as detailed on the investor centre of the

company ’s website and in the latest Annual Report.

The Board has established two standing Board Committees to

assist in the execution of the Board’s responsibilities:


Audit and Risk Committee – The current members

of the Committee are Clyde McConaghy (Chair),

Simon Botherway and Claudia Batten. All members

are independent, non-executive directors. Their

qualifications and experience are set out in the latest

Annual Report.


Remuneration and Nominations Committee – The

current members of the Committee are Claudia Batten

(Chair), Simon Botherway and Clyde McConaghy. All

members are independent, non-executive directors.

Their qualifications and experience are set out in the

latest Annual Report.

Principle 1

Code of Ethical Behaviour

Directors should set high

standards of ethical behaviour,

model this behaviour and hold

management accountable for

these standards being followed

throughout the organisation.

ETHICAL DEALINGS

The Board recognises that high ethical standards and

behaviours are central to good corporate governance and has

implemented a Code of Ethics (Code) to guide the behaviour of

its directors and employees.

Serko’s Code of Ethics establishes the framework by which

directors and staff of Serko are expected to conduct their

professional lives by facilitating behaviour and decision-

making that meets Serko’s business goals and is consistent

with Serko’s values, policies and legal obligations. Serko’s Code

of Ethics is available to staff on Serko’s intranet and forms part

of the induction process for new employees.

The Board and management of Serko are very committed to

ensuring that Serko maintains corporate governance practices

that are in line with or, where possible, exceed best practice

and that Serko adheres to the highest ethical standards.

The Board has had regard to the NZX Listing Rules and a

number of corporate governance recommendations when

establishing its governance framework, including the revised

NZX Corporate Governance Code 1 January 2020 (NZX Code)

and the Third and Fourth Editions of the Australian Securities

Exchange (ASX) Corporate Governance Council Principles

and Recommendations.

The NZX Listing Rules require Serko to formally report

its compliance against the recommendations contained

in the NZX Code. How Serko has implemented these

recommendations is set out in this Corporate Governance

Statement. The Board considers that Serko’s corporate

governance structures, practices and processes have followed

all of the recommendations in the NZX Code during the

financial year ended 31 March 2020.

Serko’s governance charters and policies can be found on the

investor centre of the company ’s website. Go to: www.serko.

com/investor-centre/. Serko’s corporate governance charters

and policies have been approved by the Board and are regularly

reviewed by the Board and amended (as appropriate) to reflect

developments in corporate governance practices.

STOCK EXCHANGE LISTINGS

Serko is listed on the New Zealand Stock Exchange (NZX Main

Board) and on the Australian Securities Exchange (ASX) as an

ASX Foreign Exempt Listing. As an ASX Foreign Exempt Listing,

Serko needs to comply with the NZX Listing Rules (other than

as waived by NZX) but does not need to comply with the vast

majority of the ASX Listing Rule obligations.

Serko is incorporated in New Zealand.

OVERVIEW OF SERKO’S GOVERNANCE STRUCTURE

The Serko Board has been appointed by shareholders to

protect and enhance the long-term value of Serko and to act

in the best interests of Serko and its shareholders. The Board

is the ultimate decision-making body of the company and is

responsible for the corporate governance of the company. The

role and responsibilities of the Board are set out in the Board

Charter, which can be found on the investor centre of the

company ’s website.

Governance

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Serko ESG report

hold undisclosed price-sensitive information. The Policy sets

out additional rules, which includes the requirement to seek

company consent before trading and prescribes certain black-

out periods during which trading is prohibited.

Compliance with the Securities Trading Policy is monitored

through the consent process, through education and via

notification by Serko’s share registrar when any director or

senior manager trades in Serko securities. All trading by

directors and senior managers (as defined by the Financial

Markets Conduct Act 2013) is required to be reported to NZX

and recorded in Serko’s securities trading registers.

Principle 2

Board Composition &

Performance

To ensure an effective Board,

there should be a balance of

independence, skills, knowledge,

experience and perspectives.

ROLE OF THE BOARD

The Board of Directors (the Board) is elected by shareholders

to govern Serko in the interests of shareholders and to

protect and enhance the value of Serko’s assets. The Board

is responsible for corporate governance and Serko’s overall

strategic direction and is the overall and final body responsible

for all decision-making within Serko. The Board Charter

describes the Board’s roles and responsibilities and regulates

internal Board procedure.

The Board has delegated a number of its responsibilities to Board

committees. The role of each committee is described below.

To enhance efficiency, remain agile and ensure decision-

making occurs at the right level, the Board has also delegated

to the Chief Executive Officer the day-to-day leadership and

management of Serko. The Chief Executive Officer has formally

delegated certain authorities to his direct reports within set

limits. The Board regularly monitors and reviews management’s

performance in the execution of its delegated responsibilities

and the appropriateness of its Delegation of Authority Policy.

The Code of Ethics addresses:


Serko’s Values (see page 9 of this Report)


Conflicts of interest


Receipt of gifts


Proper use of Serko property and information


Confidentiality


Expected behaviours


Compliance with laws and Serko policies


Additional director responsibilities


Delegated Authority


Reporting issues regarding breaches of the Code, legal

obligations or other Serko policies.

Serko has also implemented an Anti-Bribery and Corruption

Policy to reflect Serko’s commitment to conducting its

business in an honest and ethical manner. Serko takes a

zero-tolerance approach to bribery and corruption, and is

committed to acting professionally, fairly and with integrity in

all business dealings and relationships.

Serko regularly reminds staff of their obligation to comply with

and report any concerns they have about compliance with the

Code of Ethics, Serko policies or legal obligations via staff-

wide communications on the Code. Serko has established a

designated email address, accessible only by non-executive

directors, for staff to confidentially raise any concerns they

may have. The Board reviews the Code at least six-monthly

and also expects any incidents arising under the Code to be

brought to directors’ attention immediately.

In addition, Serko has implemented a stand-alone

Whistleblowing Policy to support the application of the Code

and define the process for raising concerns about actual,

suspected or anticipated wrongdoings within the Serko Group.

Serko’s Code of Ethics, Whistleblowing Policy and Anti-Bribery

& Corruption Policy are available on the investor section of the

Company ’s website.

SECURITIES TRADING

Serko is committed to complying with legal and statutory

requirements with respect to ensuring directors and

employees do not trade Serko securities while in possession of

inside information.

Serko’s Securities Trading Policy and Guidelines apply to

all directors, officers, employees and contractors of Serko

and its subsidiaries. This Policy seeks to ensure that those

subject to the Policy do not trade in Serko securities if they

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Serko ESG report

The Board regularly reviews its skills matrix as part of its

succession planning and considers the appropriate mix of

skills required to govern Serko as its strategy evolves and

Serko expands internationally. The Board has identified

that the appointment of a new director will be required over

the next couple of years to support Board renewal and is

currently considering the appointment of an additional non-

executive director. The average tenure of non-executive

directors is six years.

BOARD APPOINTMENT, TRAINING AND EVALUATION

The procedure for the appointment and removal of directors

is ultimately governed by the company ’s Constitution and

relevant NZX Listing Rules. A director is appointed by ordinary

resolution of the shareholders although the Board may fill a

casual vacancy. Every director appointed by the Board must

submit himself or herself for reappointment by shareholders

at the next annual meeting following his or her appointment.

Directors are subject to the rotation requirements set out in

the NZX Listing Rules.

At the time of appointment, each new director signs a

comprehensive letter of appointment setting out the terms

of their appointment, including their duties and expectations

in the role. Each director also receives a copy of Serko’s

Corporate Governance Manual (comprising all of Serko’s core

governance documents) and is introduced to the business

through a tailored induction programme. All directors are

regularly updated on relevant industry and company issues

and are expected to undertake training to remain current

on how to best perform their duties as directors of Serko.

During the Board’s annual evaluation process, training needs

are considered to assist directors to remain upskilled on the

business, industry and legislative developments.

All directors have access to senior management to discuss

issues or obtain information on specific areas or items to

be considered at Board meetings and each director actively

utilises this access to support the company and its executives.

The Board, Board committees and each director have the right

to seek independent professional advice at Serko’s expense to

assist them in carrying out their responsibilities.

The Board undertakes a regular review of its own and its

committees’ performance. This is to ensure it has the right

composition and appropriate skills, qualifications, experience

and background to effectively govern Serko and to monitor

Serko’s performance in the interests of shareholders. During

the financial period ended 31 March 2020, performance reviews

took place in accordance with that process.

During the financial year, the Board met for 12 regularly

scheduled meetings. Directors also met for additional special

meetings and to undertake strategic planning for the business.

Board and Committee meeting attendance during the year

ended 31 March 2020 is set out in the latest Annual Report.

BOARD MEMBERSHIP, SIZE AND COMPOSITION

The size of the Board is determined by the Board from time to

time, in accordance with the limitations prescribed in the NZX

Listing Rules and in accordance with the provisions of Serko’s

Constitution and the Board Charter.

As at 31 March 2020, the Board comprised five directors – being

the two co-founders and executive directors, Darrin Grafton

and Robert Shaw; and three independent non-executive

directors – Simon Botherway, Claudia Batten and Clyde

McConaghy. A biography of each director can be found on the

investor section of the company ’s website and in the latest

Annual Report.

The Remuneration and Nominations Committee is responsible

for making recommendations to the Board regarding the

Board’s size and composition. When recommending candidates

to act as a director, the Committee will take into account

factors it deems appropriate, including the diversity of

background, experience and qualifications of the candidate.

When appointing directors, the Board undertakes appropriate

background checks.

The Board’s broader commitment to diversity includes building

diversity of thought within the Board. The current Board

has a broad range of experience and skills, both locally and

internationally, that are appropriate to meet its objectives.

To assist in maintaining an appropriate mix of experience, the

Board has developed a comprehensive skills matrix. Areas

of expertise and experience that have been identified as

particularly relevant to governing Serko’s business include,

among other skills:


Innovation, entrepreneurship and partnership;


Digital business and high-growth technology;


International travel industry knowledge;


Marketing, sales and channel management in

core markets;


Governance, legal and compliance;


Strategy and operations;


Finance, accounting and risk management;


Capital markets; and


Public company director experience.

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Serko ESG report

DIVERSITY & INCLUSION

Serko has adopted a Diversity and Inclusion Policy and is

committed to achieving diversity in the skills, attributes and

experience of its Board members, management and staff

across a broad range of criteria (including, but not limited to,

culture, gender and age). The Board as a whole is responsible

for overseeing and implementing the Diversity and Inclusion

Policy but has delegated to the Remuneration and Nominations

Committee the responsibility to develop and to recommend

measurable objectives to the Board that are designed to adhere

to Serko’s Diversity and Inclusion Policy. See pages 10-11 of this

Report for further information regarding Serko’s Diversity and

Inclusion Policy and practices, and the Board’s assessment of

Serko’s progress towards achieving its diversity objectives.

Principle 3

Board Committees

The Board should use committees

where this will enhance its

effectiveness in key areas, while

still retaining Board responsibility.

The Board uses committees to deal with issues requiring

detailed consideration, thereby enhancing the efficiency

and effectiveness of the Board. However, the Board retains

ultimate responsibility for the functions of its committees and

determines each committee’s roles and responsibilities.

The current standing committees of the Board are:


Audit and Risk Committee; and


Remuneration and Nominations Committee.

Details of the roles and responsibilities of these committees

are described in their respective charters and summarised

below. From time to time the Board may constitute an ad-

hoc committee to deal with a particular issue that requires

specialised knowledge and experience.

INDEPENDENCE OF DIRECTORS

A majority of Serko’s directors are independent. The factors

the company takes into account when assessing the

independence of its directors are set out in the revised NZX

Code and the Board Charter. Generally speaking, a director

is considered to be independent if that director is not an

employee of Serko and if the director has no direct or indirect

interest or relationship that could reasonably influence or

be perceived to influence, in a material way, the director’s

decisions in relation to Serko.

The Board has determined that each of the non-executive

directors are independent directors for the purposes of the NZX

Listing Rules and in accordance with the Board Charter criteria.

The Board will review any determination it makes on a

director’s independence on becoming aware of any new

information that may affect that director’s independence. For

this purpose, directors are required to ensure they immediately

advise Serko of any new or changed relationship that may

affect their independence or result in a conflict of interest.

The Board supports the separation of the role of Chair and

Chief Executive Officer. The current Chair has been elected by

the Board from the independent directors, in accordance with

the terms of the Board Charter. The Chair’s role is to manage

and provide leadership to the Board and to facilitate the

Board’s interface with the Chief Executive Officer.

CONFLICTS OF INTEREST

The Board is conscious of its obligations to ensure that

directors avoid conflicts of interest (both real and perceived)

between their duty to Serko and their own interests. The Board

Charter outlines the Board’s policy on conflicts of interest.

Serko maintains an interests’ register in which relevant

disclosures of interest and securities dealings by the directors

are recorded.

COMPANY SECRETARY

The Company Secretary is responsible for supporting the

effectiveness of the Board by ensuring that its policies and

procedures are followed and for coordinating the completion

and dispatch of the Board agendas and papers. The Company

Secretary is accountable to the Board, via the Chair, on all

governance matters.

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Serko ESG report

Principle 4

Reporting & Disclosure

The Board should demand

integrity in financial and non-

financial reporting and in the

timeliness and balance of

corporate disclosures.

Serko is committed to the promotion of investor confidence

by ensuring that the trading of company shares takes place

in an efficient, competitive and informed market. The Board

is tasked with ensuring the integrity of financial and non-

financial reporting to shareholders.

MARKET DISCLOSURE POLICY

Serko has adopted a Market Disclosure Policy that guides

the company ’s compliance with the continuous disclosure

requirements of the NZX Main Board. In addition, directors and

management consider at each Board meeting whether there

are any issues that have arisen that require disclosure to the

market.

Serko has established a Disclosure Committee whose role it is

to determine whether information is ‘material information’ and

whether the material information is required to be released

to the NZX. The Disclosure Committee comprises the Board

Chair, the Audit and Risk Committee Chair, the Chief Executive

Officer and the Chief Financial Officer (the Disclosure Officer).

GOVERNANCE POLICIES AND PROCEDURES

Serko’s governance charters and policies can be found on the

investor centre of the company ’s website.

AUDIT AND RISK COMMITTEE

The primary function of the Audit and Risk Committee is to

assist the Board in fulfilling its oversight responsibilities

relating to Serko’s risk management and internal control

framework, the integrity of its financial reporting and its

auditing processes.

Under the Audit and Risk Committee Charter, the Committee

must be comprised of a minimum of three members who

are each non-executive directors, the majority of whom are

also independent directors, and at least one director with an

accounting or financial background. Further, the Chair of the

Committee is required to be independent and not be the Chair

of the Board. The Chair of the Committee is not permitted

to have been an audit partner or senior manager at Serko’s

external audit firm within the past three years.

The current members of the Committee are Clyde McConaghy

(Chair), Simon Botherway and Claudia Batten. All members are

independent, non-executive directors. Their qualifications and

experience are set out in the latest Annual Report.

REMUNERATION AND NOMINATIONS COMMITTEE

The primary function of the Remuneration and Nominations

Committee is to oversee remuneration policies and practices

at Serko, oversee management succession planning and

consider the composition of the Board and recommend

candidates to fill Board vacancies as and when they arise.

The Committee is also tasked with annually monitoring and

evaluating the company ’s performance with respect to its

Diversity and Inclusion Policy.

Under the Remuneration and Nominations Committee Charter,

the Committee must be comprised of a minimum of three

members, a majority of whom are independent directors. All

members of the Committee are currently independent directors.

The Chair of the Committee is required to be independent.

The current members of the Committee are Claudia Batten

(Chair), Simon Botherway and Clyde McConaghy. All members

are independent, non-executive directors. Their qualifications

and experience are set out in the latest Annual Report.

TAKEOVER RESPONSE GUIDELINES

Serko’s independent directors have received comprehensive

legal advice on their directors’ duties, and the process to

be followed, in the event of a takeover offer. The Board has

formally adopted this advice as the guidelines to be applied in

the event of a takeover offer.

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Serko ESG report

Principle 5

Remuneration

The remuneration of directors and

executives should be transparent,

fair and reasonable.

Serko is committed to remunerating its non-executive

directors, executive directors and employees fairly,

transparently and reasonably.

NON-EXECUTIVE DIRECTOR REMUNERATION

In August 2019, Serko’s shareholders approved a total cap of

NZ$450,000 per annum for non-executive directors’ fees for the

purposes of the NZX Listing Rules, providing flexibility for Serko

to appoint an additional non-executive director in the future.

The non-executive directors do not receive any performance-

based remuneration to ensure incentives do not conflict with

non-executive directors’ obligation to bring an independent

judgement to matters before the Board. However, it is Serko’s

policy to encourage directors to hold shares in the company,

details of which are set out in the latest Annual Report.

The fixed annual fees to apply to all non-executive directors

during FY21, and actual fees paid to non-executive directors

during FY20, are set out in Serko’s latest Annual Report. In

light of the challenging operating environment caused by

Covid-19 and related travel restrictions (which have materially

impacted Serko’s revenues), the non-executive directors

have either agreed to take a reduction in their directors’ fees

or receive a portion of their directors’ fees in shares for the

first three months of FY21. This is to assist Serko to manage

expenditure during this challenging period.

In 2017, a fixed trading plan (Plan) was established in

accordance with section 260 of the Financial Markets Conduct

Act 2013 to enable non-executive directors to invest a portion

of their annual directors’ fees in Serko shares on a monthly

basis and over a fixed term of three years (Term). Under

the Plan, an independent broker automatically applies the

designated fees to the monthly acquisition of shares on-

market during the Term. Once a non-executive director has

entered the Plan, they have no ability to influence share trading

decisions and no ability to withdraw from the Plan before the

end of the Term. Further, the directors are not permitted to

trade any shares acquired under the Plan for the duration of

their tenure as directors of Serko (except in the event of a

takeover). The Plan is intended to further align non-executive

FINANCIAL REPORTING

The Board is responsible for ensuring the integrity of its

financial reporting. The Audit and Risk Committee closely

monitors financial reporting risks in relation to the preparation

of the financial statements. The Audit and Risk Committee,

with the assistance of management, also works to ensure

that the financial statements are founded on a sound system

of risk management and internal control and that the system

is operating effectively in all material respects in relation to

financial reporting risks.

As part of this process, the Chief Executive Officer and Chief

Financial Officer are required to state in writing to the Board

that, to the best of their knowledge, the company ’s financial

reports: (1) Present a true and fair view of the company ’s

financial condition and operational results; (2) Are prepared in

accordance with the relevant accounting standards; and (3) Are

founded on a sound system of risk management and internal

control that is operating effectively.

NON-FINANCIAL REPORTING

To assist shareholders to make meaningful investment

decisions, in addition to reporting historical statutory financial

information, Serko is committed to providing shareholders

with a balanced and understandable assessment of its

performance, business model, strategic objectives and

progress against meeting those objectives at each earnings

announcement and in its half-year and full-year reports.

Serko is committed to developing long-term value creation. As

part of this commitment, Serko’s Board is focused on delivering

a sustainable future for its business, people, customers and

communities by doing what is right. To demonstrate this, Serko

has chosen to report against the UN Sustainable Development

Goals (SDGs). SDGs are a set of global initiatives set by the

United Nations for everyone to contribute to.

For Serko the SDGs are a way to see which areas of

sustainability it is directly contributing to and how they

relate to a larger vision for positive change (see pages 4-5).

Information about Serko’s ESG initiatives are set out in this

Report. Serko’s ESG framework remains under development

and will continue to be progressed over time.

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Serko ESG report


Be equitable and flexible;


Appropriately reflect market conditions and

organisational context;


Recognise individual performance and competency,

rewarding individuals for achieving high performance; and


Recognise team and company performance and the

creation of shareholder value.

The Remuneration Policy is available on the investor section of

the company ’s website.

Under Serko’s remuneration framework, remuneration paid to

the Chief Executive Officer and senior officers includes a mix

of the following fixed and variable components:


Fixed remuneration, which includes base salary

and employer KiwiSaver (or overseas equivalent)

contributions (where relevant).


A discretionary short-term incentive (STI) may be

offered for permanent employees, at the discretion of

the Chief Executive Officer (or the Board in the Chief

Executive Officer’s and Chief Strategy Officer’s case).

Serko’s STI is performance based, with any STI payment

being conditional on satisfaction of pre-determined

company and individual performance objectives.


A discretionary sales/business development incentive

plan (SIP) may be offered to sales and business

development staff, at the discretion of the Chief

Executive Officer. The structure of such incentives

is approved by the Board. The SIP is designed to

incentivise sales and business development staff to

meet or exceed sales/business development targets.


A long-term incentive (LTI) may be offered, as approved

by the Board. Serko’s LTI schemes are designed to: (1)

Attract and retain key people within the business; (2)

Align senior managers’ remuneration with long-term

shareholder value; and (3) Reward the achievement of

Serko’s strategies and business plans. KPIs are used

to assess whether pre-performance hurdles have

been met before the Board authorises the granting of

long-term incentives for the upcoming financial year.

In some cases, post-grant performance hurdles are

also applied to individual LTI grants. Serko operates

long-term incentive schemes that offer participants

a future right to acquire Serko shares in the form of

restricted share units and options. Restricted share

units generally vest (meaning they can be exercised)

three years after the allocation date. Options generally

vest in four tranches commencing two years after they

are granted, subject to continued employment. No

director or employee is permitted to enter into financial

products or arrangements that operate to limit the

economic risk of their vested or unvested entitlements.

directors’ interests with those of the shareholders of the

company and demonstrate non-executive directors’ support

of Serko’s long-term strategy. Mr Botherway and Ms Batten

currently participate in the Plan. The current Term is set to

expire on 1 January 2021.

In addition to the remuneration detailed above, at the time of

the initial public offering (IPO), the Board introduced (with the

approval of Serko’s existing shareholders) a loan facility for the

independent directors, which enabled non-executive directors

to acquire a specified number of Serko shares at the time

of the IPO (Director Loan Shares). This loan was extended in

June 2017 for a further three years expiring on 30 June 2020.

Mr Botherway ’s and Mr McConaghy ’s loans have been further

extended until 30 January 2021 and 30 June 2021 respectively.

This is owing to the inability to sell down a portion of the

Director Loan Shares to off set the loan amount and associated

tax obligations as a result of the impacts of Covid-19 on the

finalisation of Serko’s financial statements and the escrow

agreement entered into by Mr Botherway at the time of the

latest capital raising in October 2019. Ms Batten repaid her

loan during the financial year.

The non-executive directors are entitled to be reimbursed

for all reasonable travel, accommodation and other expenses

incurred by them in connection with their attendance at Board

or shareholder meetings or otherwise in connection with

Serko’s business. Due to Australian legislative requirements,

superannuation is payable to our Australian resident non-

executive director for time dedicated to Serko while working

in Australia. No retirement benefits will be paid to other non-

executive directors on their retirement.

REMUNERATION POLICY

Serko has adopted a Remuneration Policy. The purpose of the

Policy is to outline the remuneration principles that apply to

all directors and employees to ensure remuneration practices

within Serko are fair and appropriate and there is a clear link

between remuneration and employee performance.

Serko’s Remuneration Policy supports the company to attract,

retain and motivate high–calibre people to achieve the

company ’s business objectives and create shareholder value.

Serko’s Remuneration Policy is guided by the principles that

remuneration practice should:


Be clearly aligned with Serko’s values, culture and

corporate strategy;


Support the attraction, retention and engagement of

employees;


Be understood by employees;

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Serko ESG report

Principle 6

Risk Management

Directors should have a sound

understanding of the material

risks faced by the issuer and how

to manage them. The Board

should regularly verify that the

issuer has appropriate processes

that identify and manage

potential and material risks.

Serko Limited is committed to proactively and consistently

managing risk to:


Enhance and protect Serko’s value by delivering on its

commitments and meeting stakeholders’ expectations;


Allow Serko to pursue opportunities in an informed way

and aligned with the Board’s risk appetite; and


Ensure a safe and secure environment for Serko people

(employees and contractors) partners and customers.

Serko’s Risk Management Policy is included in Serko’s

Corporate Governance Manual (published on Serko’s website).

Serko has designed and implemented a comprehensive risk

management framework for oversight and management of

financial and non-financial business risks, as well as related

internal compliance systems.

The Board has ultimate responsibility for Serko’s risk

management and internal control system, setting the

‘tone at the top’ with regards to risk culture. The Audit and

Risk Committee, under delegation from the Board and in

conjunction with management, regularly reports to the Board

on the effectiveness of the company ’s management of its

material business risks and whether the risk management

framework and systems of internal compliance and control are

operating effectively and efficiently in all material respects.

The Audit and Risk Committee conducts at least six-monthly

reviews of Serko’s risk management framework, risk appetite

and principal risks, to satisfy itself that the company ’s

approach to risk continues to be sound. Further details on

Serko’s risks and risk management processes are detailed on

pages 23-25 of this Report.

In addition, Serko may offer provisions that have a monetary

benefit to employees but which are not considered part

of remuneration.

Each year a review is carried out to benchmark salaries, with

market increases and adjustments made accordingly.

The Remuneration and Nominations Committee is responsible

for overseeing the remuneration of the company ’s senior

executives in consultation with the Chief Executive Officer. The

company ’s senior executives are subject to regular performance

reviews. The performance of senior executives is reviewed

by the Chief Executive Officer who meets with each senior

executive to discuss their performance, as measured against

agreed key performance targets (both financial and non-

financial). During the year ended 31 March 2020, performance

reviews took place in accordance with that process.

EXECUTIVE DIRECTOR REMUNERATION

The executive directors, Darrin Grafton and Bob Shaw, receive

remuneration and other benefits in their respective executive

roles as Chief Executive Officer and Chief Strategy Officer and,

accordingly, do not receive directors’ fees. Their remuneration

packages are set by the Board to reflect the scope and complexity

of each role, with reference to comparative market data.

Mr Grafton and Mr Shaw ’s remuneration comprises: a fixed

base salary; a short-term incentive up to a maximum target

value of 40% of their base salary; and a long-term incentive up

to a maximum target value of 100% of their base salary. The

total remuneration and value of other benefits earned by, or

paid to, each executive director during, and in respect of, the

financial period ended 31 March 2020 is included in the latest

Annual Report. This remuneration composition will carry

forward into FY21.

KPIs are used to assess whether pre-performance hurdles

are met in relation to the granting of long-term incentives for

the upcoming financial year and for determining the individual

component of any short-term incentive payable for the current

financial year.

The executive directors’ performance is reviewed by the

Board annually. Following the financial period ended 31 March

2020, performance reviews took place in accordance with

that process.

No termination payments are payable to the executive

directors in the event of serious misconduct.

21
Serko ESG report

INTERNAL AUDIT FUNCTION

Serko does not have a dedicated internal auditor, instead

internal controls are managed on a day-to-day basis by the

finance team. Compliance with internal controls is reviewed

annually by Serko’s auditor. The Board and finance team

regularly consider how Serko can improve its internal audit and

risk management practices during Serko’s annual governance

review, quarterly risk reviews, preparation of interim and full-

year financial statements and following Serko’s annual audit.

Principle 8

Shareholder Rights & Relations

The Board should respect the

rights of shareholders and foster

constructive relationships with

shareholders that encourage

them to engage with the issuer.

INFORMATION FOR SHAREHOLDERS

Serko is committed to maintaining a full and open dialogue

with its shareholders (and other interested stakeholders).

The company has in place an investor relations programme

to facilitate effective two-way communications

with shareholders.

The aim of the company ’s communications programme is to

provide shareholders with information about the company

and to enable them to actively engage with the company and

exercise their rights as shareholders in an informed manner.

The company facilitates communications with shareholders

through written and electronic communications and by

facilitating shareholder access to directors, management and

the company ’s auditor.

Principle 7

Auditors

The Board should ensure the

quality and independence of the

external audit process.

EXTERNAL AUDITOR INDEPENDENCE

Serko has adopted an External Audit Independence Policy that

requires, and sets out the criteria for, the external auditor to

be independent. The Policy recognises the importance of the

Board’s role in facilitating frank dialogue among the Audit and

Risk Committee, the auditor and management.

The Policy prescribes the services that can and cannot be

undertaken by the external auditor, which are designed to

ensure that services provided by Serko’s external auditor are

not perceived as conflicting with its independent role.

The Policy requires that the key audit partner is changed at

least every five years so that no such persons shall be engaged

in an audit of Serko for more than five consecutive years. Serko

last rotated its audit firm in 2017, in accordance with this Policy

and the NZX Listing Rules. In addition, three years must expire

between the rotation of an audit partner and that partner’s

next engagement by Serko.

The Audit and Risk Committee Charter requires the

Committee to facilitate the continuing independence of

the external auditor by assessing the external auditor’s

independence and qualifications and overseeing and

monitoring its performance. This involves monitoring all

aspects of the external audit, including the appointment of

the auditor, the nature and scope of its audit and reviewing

the auditor’s service delivery plan. In carrying out these

responsibilities the Audit and Risk Committee meets regularly

with the auditor without executive directors or management

present, and the lead audit partner has direct contact with

the Chair of the Audit and Risk Committee.

The auditor is restricted in the non-audit work it may perform,

as detailed in Serko’s External Audit Independence Policy. For

further details on the audit fees paid and work undertaken

during the period, refer to the latest Annual Report. The Audit

and Risk Committee regularly monitors the ratio of fees for

audit to non-audit work.

22
Serko ESG report

The company provides shareholders with communications

through the following channels:


The investor section of the company ’s website;


Full-year and half-year reporting;


The annual shareholders’ meeting;


Regular disclosures on company performance and news

via stock exchange online disclosure platforms; and


Disclosure of presentations provided to analysts and

investors during regular briefings.

Serko’s website is an important part of the company ’s

shareholder communications strategy. Included on the website

is a range of information relevant to shareholders and others

concerning the operation of the company. In addition, this year,

Serko has prepared and published on its website this Corporate

Governance Statement, outlining its governance practices.

Shareholders may, at any time, direct questions or requests

for information to directors or management through Serko’s

website or by sending emails to investor.relations@serko.com.

Serko provides shareholders with the option to receive

communications from, and send communications to, the

Company and its share registrar electronically. A large

number of Serko shareholders have elected to receive

electronic communications.

SHAREHOLDER VOTING RIGHTS

In accordance with the Companies Act 1993, Serko’s Constitution

and the NZX Listing Rules, Serko refers major decisions that

may change the nature of Serko to shareholders for approval.

Serko conducts voting at its shareholder meetings by way

of polls, reflecting the principle of one share, one vote.

Further information on shareholder voting rights is set out in

Serko’s Constitution.

ANNUAL SHAREHOLDERS’ MEETING

Serko’s 2020 Annual Shareholders’ Meeting will be held

in August 2020 and shareholders will be provided with

the opportunity to participate in the meeting virtually.

Shareholders will be given an opportunity at the meeting to

ask questions and comment on relevant matters. In addition,

Serko’s auditor, Deloitte, will be available to answer any

questions about its audit report. A Notice of Meeting will be

sent to shareholders in advance of the meeting.

23
Serko ESG report

RISK

MANAGEMENT

24
Serko ESG report

STRATEGICOPERATIONALFINANCIALEXTERNAL

INHERENT RISKS OF DOING BUSINESS

RISK APPETITE

ARC

1

BI ANNUALLY

ON STRATEGY RISKS

CONTROL AND MITIGATION

PRINCIPAL RISKS

ARC BI ANNUALLY

CONTROL/DFA

2

FRAMEWORK

MONTHLY BOARD REVIEW

OPERATIONAL RISKS

PRINCIPAL RISKS

FINANCIAL RISKS

OPERATIONAL EXPOSURES

Zero Tolerance:

O -Strategy, Compliance, Health and

safety risks to be avoided.

RISK MANAGEMENT FRAMEWORK

Serko has designed and implemented a comprehensive risk

management framework for the oversight and management of

financial and non-financial business risks, as well as related

internal compliance systems that are designed to:


Optimise the return to, and protect the interests of,

stakeholders;


Safeguard the company ’s assets and maintain its reputation;


Improve the company ’s operating performance;


Fulfil the company ’s strategic objectives; and


Manage the risks associated with Serko’s operations.

RISK MANAGEMENT

Serko Limited is committed to proactively and consistently

managing risk to:


Enhance and protect Serko’s value by delivering on our

commitments and meeting stakeholders’ expectations;


Allow Serko to pursue opportunities in an informed way

and aligned with the Board’s risk appetite; and


Ensure a safe and secure environment for Serko people

(employees and contractors), partners and customers.

Serko’s Risk Management Policy is included in Serko’s

Corporate Governance Manual (published on Serko’s website).

RISK MANAGEMENT

1 Audit and Risk Committee

2 Delegated Financial Authority

25
Serko ESG report

During the year Serko has overachieved against its health and

wellness targets of keeping sick leave taken to below four days

per person per year and had an overall lost time to incidents

rate of below 0.001 days per annum.

In addition to ensuring employee safety, Serko is very focused

on the wellbeing of all Serko people. Serko supports its

people with an outsourced globally accessible Employee

Assistance Programme, which is promoted to encourage

usage. To support a busy workplace, with high ambitions and

performance expectations, this year Serko ran a wellness

programme focusing on improving individual resilience. This

programme received very positive feedback from participants

and was reinforced throughout our period of remote working

(during the Covid-19 pandemic) through a programme

encouraging personal innovation, resilience and personal

support. Further similar initiatives are planned for FY21.

Serko’s Health and Safety Policy and supporting practices

were applied to actively support the heightened risks to

employee health and wellbeing as a result of the Covid-19

pandemic. Refer to page 9 of this Report for more information

on these initiatives.

CYBER SECURITY RISKS

A key risk we face has been highlighted by the worldwide

increase in cyber attacks and several high-profile privacy

data breaches. Regulators are appropriately responding by

increasing penalties for such breaches and introducing new

legislative protections for the handling of private information.

Serko takes these risks seriously and has a dedicated Chief

Information Security Officer to manage these risks and ensure

that our processes and software maintain best practice

standards of protection. Serko maintains its software to be

Payment Card Industry Data Security Standard (PCI) compliant

and has put in place processes to meet local requirements,

including the European Union’s General Data Protection

Regulation and Californian Consumer Privacy Act, which came

into effect on 1 January 2020. Serko regularly reviews the

management of its cyber security risks and related systems

and processes, using external parties for independent testing

as appropriate. Serko strives to continually improve these

systems as it scales.

PRINCIPAL BUSINESS RISKS:

Principal business risks for Serko are:


Maintaining product integrity through protecting its

intellectual property against competition, protecting

the security of its systems and sensitive data against

cyber attacks and/or accidental disclosure and

ensuring continuity of service;


Remaining a leader in corporate travel technology and

not being disrupted through the emergence of new

technology or competition;


Achieving a sustainable financial position, while

growing into new markets, an unpredictable sales

cycle and lead time for on-boarding of TMCs’

corporate customers, managing the reliance on

travel management resellers (TMCs) and the revenue

concentration among the largest TMC customers;


Retaining and attracting the resources and talent

necessary to deliver enhancements and manage

growth; and


Non-controllable global geopolitical or environmental

impacts that could affect corporate travel volumes.

Serko has in place mitigation strategies for managing each

of these risks to within Board-defined tolerances based

on the approved risk appetite statement. In addition to its

key mitigation strategies Serko maintains comprehensive

insurance coverage.

As a result of the increased risk ratings for a number of Serko’s

principal risks owing to the material change in operating

environment caused by Covid-19 , the Board significantly

increased its monitoring of principal risks to ensure increased

risks were appropriately managed and mitigated.

HEALTH AND SAFETY RISKS

The Board and management have sought to establish leading

practices within Serko that promote a safe and healthy working

environment for everyone working in, or interacting with,

Serko’s business. Serko adopted a Health and Safety Policy that

requires Serko people to take all practicable steps to provide

a working environment that promotes health and wellbeing,

while minimising the potential for risk, personal injury, ill health

or damage. The Board reviews health and safety reports at

each Board meeting and oversees a detailed programme of

work to ensure Serko remains compliant with its health and

safety obligations under relevant health and safety legislation.

In addition, the Remuneration and Nominations Committee

carries out a detailed review of health and safety risks and

strategy each quarter.

Serko Environmental, Social & Governance Report 2020
www.serko.com

---

1
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Serko 2020 Annual Report

2
Serko annual report

Our purpose is to transform the way businesses manage travel and expenses. We do this

by helping companies drive down the cost of their travel program, using smart technology

and making the process of booking and managing travel and reconciling expenses a

positive experience for their people.

Serko is a market leading travel and expense technology solution in Australasia, used by

over 6,800 corporate entities. Zeno is Serko’s next generation travel management

application, using intelligent technology, predictive work!ows, and a global travel

marketplace to transform business travel across the entire journey. Serko is listed on the

New Zealand Stock Exchange Main Board (NZX:SKO) and Australian Securities Exchange

(ASX:SKO). Serko employs more than 240 people worldwide, with its headquarters in New

Zealand, and o"ces across Australia, China, and the U.S.

Visit www.serko.com for more information.

About Serko

Our Purpose

SERKO 2020

ANNUAL REPORT

This Annual Report is dated 24 June 2020 and is signed on behalf of the Board of Directors (Board) of Serko

Limited by Claudia Batten, Acting Chair, and Darrin Grafton, Chief Executive O!cer (CEO).

DARRIN GRAFTON

CHIEF EXECUTIVE OFFICER

CLAUDIA BATTEN

ACTING CHAIR

3
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Our purpose is to transform the way businesses manage travel and expenses. We do this

by helping companies drive down the cost of their travel program, using smart technology

and making the process of booking and managing travel and reconciling expenses a

positive experience for their people.

Serko is a market leading travel and expense technology solution in Australasia, used by

over 6,800 corporate entities. Zeno is Serko’s next generation travel management

application, using intelligent technology, predictive work!ows, and a global travel

marketplace to transform business travel across the entire journey. Serko is listed on the

New Zealand Stock Exchange Main Board (NZX:SKO) and Australian Securities Exchange

(ASX:SKO). Serko employs more than 240 people worldwide, with its headquarters in New

Zealand, and o"ces across Australia, China, and the U.S.

Visit www.serko.com for more information.

About Serko

Our Purpose

4
Serko annual report

11%

Operating Revenue Growth to $25.9m

2%

$26.8m

$42.4m

Cash balances increased

from $15.7m post net capital

raise of $43.2m

Net Loss After Tax EBITDAF

*

loss

(

$9.4m

)

(

$6.1m

)

5
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

11%

Operating Revenue Growth to $25.9m

Increase in booking

transactions

2%

$26.8m

Total Income

$42.4m

Cash balances increased

from $15.7m post net capital

raise of $43.2m

Net Loss After Tax EBITDAF

*

loss

(

$9.4m

)

(

$6.1m

)

* EBITDAF = earnings before interest, taxation, depreciation, amortisation and fair value

6
Serko annual report

Company ’s strong cash position has provided a comfortable

level of liquidity that meant we have had no requirement to

raise capital in distressed circumstances.

This has allowed us to maintain our operating capacity and

retain our key people to best position Serko when travel

volumes recover.

SUMMARY FINANCIAL RESULTS

The Serko Board has exercised judgement on a number of

important areas in the Income Statement and Statement

of Financial Position and we draw your attention to the

commentary in this Annual Report, the Financial Statements

themselves and the Notes to the Financial Statements for

more detailed explanations.

Revenue

Total Operating Revenue for the year to 31 March 2020 rose 11%

to $25.9 million from $23.4 million in the same period a year

ago, substantially lower than our initial guidance range of 20%

- 40% for the year. We revised revenue expectations to the

low end of the range on 25 February 2020 and then abandoned

guidance completely on 16 March 2020, in both cases owing to

the effects of Covid-19.

Under IFRS 15 (Revenue from Contracts) Serko records

revenue from its portfolio of contracts with reference to actual

transactions, forecast transactions and minimum contracted

commitments. Serko has agreed to a number of changes to

contracts as a result of the impact of Covid-19 on the entire

industry, this includes changes to schedules of contracted

minimum revenues. This has had the effect of reducing the

revenue that Serko expected to record in the current year. The

Board has also made decisions with respect to Expected Credit

Losses (IFRS 9) that reflect the prevailing level of uncertainty

in the travel industry.

Total income from all sources for the year to 31 March 2020 was

up 9% to $26.8 million from $24.6 million in the prior year.

Recurring Product Revenues increased 16% during the year,

lifted by a full-year contribution from InterplX and organic

business growth prior to the Covid-19 outbreak. Peak

Annualised Transactional Monthly Revenue (ATMR) at the end

of February 2020, historically a forward-looking indicator

of recurring revenues, stood at $27.5 million, up from $26.0

Dear Fellow Shareholders,

The first three quarters of the financial year ended 31 March

2020 were characterised by monthly revenue growth and

the achievement of a number of key milestones. However,

Serko’s performance was impacted in the fourth quarter of the

financial year as the Covid-19 pandemic became widespread,

significantly affecting booking volumes. This resulted in an

adverse impact on the full-year result.

Government responses to the pandemic worldwide, including

lockdowns and the suspension of all non-essential travel,

continue to have a material adverse effect on booking

transaction volumes on Serko’s online travel booking platforms,

which generate the majority of Serko’s revenue.

Clear evidence of a pattern of declining booking activity

became apparent in mid-February 2020 and this was followed

by a precipitous decline in March 2020 as lockdown measures

were implemented. At its lowest point during the financial year

in March 2020, daily booking volumes were down in excess of

90% compared to similar days in March 2019.

In response to the operational and economic impacts of

Covid-19, Serko has reduced cash burn and reprioritised

strategic initiatives to position the business for the materially

changed operating environment. The implementation of these

initiatives was largely undertaken after the balance date.

It should, however, be noted that Serko has carefully chosen

to retain resource and capacity on key growth initiatives to

ensure we are well positioned to participate in the recovery of

corporate travel.

Of note during the financial year, Serko entered into an

agreement with Booking.com to supply a ‘white-label’ version

of our Zeno booking tool for Booking.com, targeting its

business customer base internationally. The ‘Booking.com

for Business’ version of Zeno is currently in pilot phase and is

expected to be rolled out to additional Northern Hemisphere

markets following achievement of agreed performance targets.

Booking Holdings (owner of Booking.com) participated in

Serko’s successful oversubscribed capital raising of $45 million

($43.2 million net of costs), completed in late 2019.

This capital raise was intended to provide funding for Serko’s

planned expansion into new markets. Although we did not

anticipate an event as catastrophic as Covid-19, the Serko

Board has always maintained a prudent approach to balance

sheet management. By raising additional capital, the

CEO and Chairman’s letter

7
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

million in the same period of the prior year. However, by the

end of March ATMR had fallen to $15 million, based on the drop

that occurred within the month, ending the year with travel

booking revenues up only 2% to $16.3 million from $15.9 million

in the prior year. Subsequently ATMR has dropped further post

year-end.

Serko Expense platform revenues were up 115% to $5.8 million

for the financial year from $2.7 million reflecting the full-year

contribution of the InterplX acquisition of $3.7 million versus

$0.9 million for a single quarter for FY19. Excluding InterplX,

Serko Expense platform revenues were up 16% at $2.1 million

from $1.8 million the prior year.

Services revenue and grant income were down 33% on the

same period a year ago, reduced to $1.8 million owing to

Serko’s development resources being directed toward product

development for new markets. Supplier commissions revenues

declined marginally by $111,000 (7%) to $1.4 million.

Expenses and Investment Activity

Operating costs increased 59% to $37.1 million reflecting a

full year of InterplX operating costs and the scale up of our

international presence. Costs included $4.7 million non-

cash costs relating primarily to depreciation, amortisation,

final fair-value adjustment related to the issue of the final

tranche of Serko shares for the InterplX acquisition and

share based payments.

Serko has capitalised $11 million of development costs for

FY20, compared to $6.7 million in FY19. Total Research &

Development (R&D) at $13.6 million was 53% of net operating

income compared to 39% in the prior year. Although there

remains considerable uncertainty as to the future operating

environment, the Serko Board remains of the view that this

investment will produce an acceptable commercial return in

the future.

Cash Flow and Cash Balance

Serko remains well funded following the completion of an

oversubscribed capital raise of $45 million in November 2019,

with cash balances up from $15.7 million in the prior year. Net

funds received after capital raising costs were $43.2 million.

Excluding these funds, Serko’s net cash burn for the year,

including capitalised development, was $16.5 million. Cash

balances at 31 March 2020 were $42.4 million.

Earnings

Net loss after tax for the year was ($9.4 million), down from

a FY19 profit of $1.6 million and EBITDAF fell to a loss of ($6.1

million) from a profit of $2.6 million in the same period a

year ago.

AUSTRALASIAN MARKET UPDATE

The New Zealand and Australian markets together generated a

majority of total bookings on our platform, and travel booking

revenues, during the financial year. The majority of these

transactions were domestic bookings.

During the financial year we achieved year-on-year booking

growth each month through to February 2020. This was

despite softer economic conditions in Australia in the first

half, followed by the Australian bushfires negatively impacting

corporate travel.

Serko continued to grow customer numbers during the

financial year with the number of corporates transacting

through the travel platforms increasing by over 700 (comparing

February 2020 to February 2019).

We also saw a significant transition to the premium Zeno

product from Serko Online during the period. Zeno was carrying

approximately 25% of transactions across our platforms at

the end of the financial year, up from approximately 6% of

transactions at the beginning of the year.

Zeno is now being used by 42% of corporate customers in

Australia and New Zealand, up from 9% at the beginning of

the year.

In February a peak of over 24,000 bookings were processed

in a single day (up from a peak of 21,000 in the same month in

the prior year). However, with the gradual decline in bookings

becoming evident in mid-February, and the subsequent rapid

decline in March 2020, total bookings for the entire financial

year were up only 2% over the prior year.

Impacts of Covid-19

The Covid-19 pandemic and related travel restrictions resulted

in an observable declining trend in February 2020 followed by a

dramatic reduction in March 2020. By the end of March 2020,

daily transaction volumes had declined by ~90% compared to

the equivalent days in March 2019.

We currently believe that the Australian and New Zealand

domestic and trans-Tasman travel markets, which presently

generate most of our revenue, are poised to recover more

quickly than international routes outside of Australasia.

Travel volumes have gradually started to recover in May 2020

with the easing of domestic travel restrictions in New Zealand.

We are yet to see any material increase in domestic travel

in Australia owing to the significant travel restrictions that

remain in place. Essential travel in Australia has, however,

continued and we continue to manage a small number of

Australian transactions across our platforms.

8
Serko annual report

During the first three weeks of June 2020, over 3,200

corporate customers have made travel bookings as New

Zealand moved down to Level 1 restrictions. This has resulted

in daily booking volumes on Serko’s platforms steadily

increasing in June 2020 to about 25% of the daily booking

volumes in June 2019 (from a low of 9% in April). Although the

outlook is highly uncertain, we anticipate our core Australasian

markets will be operating at 40% - 70% of their pre-Covid-19

activity levels by March 2021. Beyond that we are taking a

conservative approach to growth as most industry reports

indicate a slow, and largely unpredictable, return to full pre-

Covid-19 activity levels.

We have been working proactively with our travel

management partners to support their recovery. In some

instances this has required amendment of contractual

obligations that has adversely impacted our previously noted

FY20 revenue recognition.

NORTH AMERICAN & EUROPEAN EXPANSION UPDATE

North America

During the financial year we invested heavily in our Zeno

platform for expansion into North America. Transactions

commenced in this market following the transition of several

travel management resellers from pilot phase to onboarding

their first corporate customers. As expected, revenue numbers

from this market were not significant for the financial year.

Travel management reseller onboarding slowed materially in

the last quarter owing to the impact of Covid-19 and we expect

further corporate onboarding to be slow until travel resumes in

that market.

Transactions have effectively ceased due to the lockdown

restrictions in this market.

Despite the impacts of Covid-19, Serko has signed an additional

three resellers since 31 March 2020. Development work will

continue in the market, expanding local air, rail and hotel

content, as well as completing reseller integrations to support

the migration of additional corporates onto our platforms.

United Kingdom & Europe

In the United Kingdom and Europe we have been undertaking

the development work required for the launch of ‘Booking.

com for Business’, a white-label version of Zeno to be offered

internationally to Booking.com’s small and medium-sized

enterprise (SME) customers.

The impacts of Covid-19 delayed the beta-launch of ‘Booking.

com for Business’ from March 2020 to May 2020. However,

initial bookings have been completed in the United Kingdom

and Ireland and the roll out in these two markets will continue

for most of FY21. Additional key markets will be developed and

‘localised’ (e.g. for content and language) as we progressively

roll out the solution across Europe.

Impacts of Covid-19

Serko’s business plans in North America and Europe are not

contingent on the revival of long-haul international travel. In

excess of 95% of the revenue opportunities we were pursuing

prior to the pandemic were domestic or intra-regional

bookings and the total addressable market remains significant.

Domestic travel in the United States (US), and domestic and

cross-border intra-regional travel to nearby countries within

Europe, are expected to be the first segments of these travel

markets to recover post-Covid-19.

SERKO EXPENSE PLATFORM INITIATIVES

As noted above the Serko Expense platform has provided solid

revenue growth during the financial year and represents an

important diversification from travel revenues for Serko.

In North America the development work required to bring the

InterplX expense platform in line with the Zeno user experience

continues and we expect to launch the new Zeno Expense

offering in Q3 FY21, bringing greater scalability and a richer set

of features to our combined Travel & Expense offering.

In Australasia a direct marketing campaign and activation of a

reseller incentive programme across our travel management

company partners, along with the introduction of a rapid

implementation programme that materially reduces our set-up

time to onboard new accounts, is resulting in an increased

pipeline of Serko Expense platform opportunities.

RESPONSE TO COVID"19

Our immediate response to the Covid-19 pandemic was to

introduce measures to look after our people. We already had

in place a pandemic plan that informed our planning for a crisis

such as Covid-19. Our crisis management team convened when

our China office was forced to close. This team, with close

Board oversight, focussed on ensuring the ongoing health

and safety of our people and the seamless continuation of our

operations as we transitioned to remote working.

We maximised the use of digital technology to retain our

productivity and interconnectedness. We also worked hard

to ensure we communicated effectively with our people

throughout the crisis and ran a digital resilience programme

to support and engage our people as they worked remotely.

Serko’s most recent (May 2020) culture survey results show the

strongest engagement scores in five years of surveying and

our employees voiced their gratitude for the leadership and

support shown during such a challenging period.

9
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

DARRIN GRAFTONCLAUDIA BATTEN

CHIEF EXECUTIVE OFFICER

ACTING CHAIR

These initiatives were rapidly followed by a cost-reduction

programme designed to preserve our strong cash balance

position and target an average cash burn rate of no more than

$2 million per month through to the end of FY21. We balanced

cost savings with investment in core areas to maintain our

capability to deliver on our key growth initiatives.

This cost-reduction programme saw the removal of non-

essential expenditure, scaled down operating expenses (such

as cost of sales and hosting) as well as the rationalisation of

our contractor resources (including the conversion of some

of this resource to full-time employment). Serko has aimed to

keep as many people employed during this period as possible,

as we recognise the personal impact to employees if they were

to lose their jobs and the cost to the business of losing skilled

people, especially as our ambition to grow in new markets

remains undiminished.

We acknowledge and thank the various Government

programmes and subsidy schemes that have assisted in the

retention of our people during this challenging period. We

accessed $1.6 million of Government-backed Covid-19 relief

schemes to date across the countries in which Serko operates,

including receipt of $871,670 in salary subsidies from the New

Zealand Government.

In addition, employees agreed to take a salary reduction for

three months from May 2020, and the non-executive directors

agreed to either take a reduction in their directors’ fees or

receive a portion of their directors’ fees in shares for the first

three months of FY21.

BUSINESS TRAVEL OUTLOOK

The rate of return to business travel will vary by region and type

of trip (i.e. domestic, regional, long-haul international). Volumes

are very difficult to model. Travel Management resellers are

operating with fewer human resources, creating opportunities

for automation and technology solutions. Additionally, we are

seeing greater cost management by corporations and a focus

on traveller wellbeing, duty of care obligations and change

management. We are actively assessing changes in corporate

and traveller needs to ensure that we can support the market,

our customers and our growth as the industry recovers.

FY21 OUTLOOK

We consider the business is well positioned for growth when

trading conditions improve and the travel industry starts to recover:


We occupy a strong market position in Australasia, with

the majority of our transactions being domestic and

Trans-Tasman in our home markets. There remains a

pipeline of new customers to be onboarded from our

existing reseller partners;


We are focusing predominantly on domestic travel within

North America, where we continue to add resellers to

our platform and continue development work to localise

content in that region;


‘Booking.com for Business’ white-label is now live in the

United Kingdom and Ireland and our agreement with

Booking.com presents an opportunity to continue to

expand use of the Zeno booking tool internationally;


We have a strong balance sheet and ongoing

commitment to investment, which will benefit existing

and prospective customers; and


We h ave ret a i n e d re s o u rce a n d c a p a c i t y o n key

growth initiatives.

We believe these factors position us well to continue to prosper

in our home markets and to roll out our products globally as

confidence returns to corporate travel markets.

Timing, however, remains uncertain. As a result, we are unable

to forecast our likely operating revenue for the 2021 financial

year with any certainty.

As at 31 May 2020, Serko had net cash and cash equivalents of

$39.9 million. We believe these cash resources, at the current

rate of cash burn, will be sufficient to see the Company through

to cash flow break even again, should our anticipated recovery

scenario be achieved.

We will continue our rigorous focus on cash flow throughout the

remainder of FY21, targeting an average monthly cash burn of no

more than $2 million per month, to conserve cash reserves.

THANK YOU TO OUR PEOPLE

We want to take this opportunity to thank our people for

their continuing dedication and hard work during the 2020

financial year and also, most importantly, since the Covid-19

pandemic dramatically changed our industr y and our way of

working. We acknowledge this been an incredibly difficult

period personally for many of our employees. Our people

have adapted quickly to working remotely during the lock

down period in each of our offices and have continued to

work hard to deliver on Serko’s goals. We thank them for their

continuing commitment to Serko.

Signed

10
Serko annual report

O!er premium,

integrated global

solutions

Expand into new

territories through

strategic alliances and

reach the unserved SME

market

Grow average revenue

per booking (ARPB) by

o!ering increased

content and moving

customers to Zeno

STRATEGIC

OVERVIEW

Grow Customer

Base

Technology

Innovation

Grow ARPB

11
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

O!er premium,

integrated global

solutions

Expand into new

territories through

strategic alliances and

reach the unserved SME

market

Grow average revenue

per booking (ARPB) by

o!ering increased

content and moving

customers to Zeno

STRATEGIC

OVERVIEW

Grow Customer

Base

Technology

Innovation

Grow ARPB

TECHNOLOGY INNOVATION

GROW CUSTOMER BASE

GROW ARPB

1 Comparing February 2019 to February 2020.

2 In February 2020, before the impact of Covid-19 hit. Note transactions have materially declined since February 2020 as a result of Covid-19.


Developed Zeno into a white-label platform under the Booking.com for Business brand to target SME customers


Launched Zeno Labs, an innovation program that plugs our customers directly into our product development research and development


Continued to expand our integrations with content partners, enriching travel options for users (e.g. Southwest Airlines through New

Distribution Capability (NDC), train bookings)

Our focus for FY21:


Develop a strategy of architecting our technology to become an extensible platform that can be built on by partners in future


Accelerate our ability to scale internationally by enabling additional content and service partners to build onto the Zeno platform


Implement the learnings from our partnership with Booking.com to deliver a more consumer-grade shopping and booking experience


700 new customers were added to Zeno during the year

1

, bringing total customers to more than 6,800 globally, with a peak of 24,000

bookings per day

2



Developed content and systems integration needed to deploy Zeno through our reseller partners in North America and the !rst

corporate customers in the US and Canada went live


Launched a best-in-class sales enablement programme to support reseller partners globally to win and retain more customers with Zeno

Our focus for FY21:


Support Booking.com to roll out the Zeno powered white-label Booking.com for Business platform to their existing customers and drive

new customer acquisition


Extend our self on-boarding white-label solution to additional resellers and markets


Drive adoption and market share of Zeno across the customer base of our North American travel management partners


Grew the adoption of Zeno across the Serko customer base from approximately 6% of transactions at the beginning of the !nancial year

to approximately 25%


Developed a pipeline of partnerships with revenue share business models that are higher than our transactional ARPB to date (e.g.

Booking.com for Business) presenting future opportunities for growth


Rolled out the Zeno self-onboarding portal to enable partners to cost-effectively add customers to our online booking platform

Our focus for FY21:


Invest in product development of value-add functionality across cost, risk and change management that can be commercialised on a

transaction or subscription basis


Launch our new Zeno Expense platform into the North American market


Support the migration to Zeno of the remaining 50%+ of Serko Online customers, with the associated uplift in transaction fees

Our vision of building Zeno as a platform for the future of travel supported us into new

markets and strategic partnerships

Zeno helped our travel management partners win new business and the first Zeno

customers in the US and Canada went live

We signed a significant new agreement to launch Booking.com for Business powered by

Zeno on a revenue share model

12
Serko annual report

Our Products

Zeno travel

Zeno Travel is an Online Booking Tool (OBT) that is used by

corporate travellers to book

!

ights, trains, hotels, rental cars and

airport transfers in line with their corporate travel policies.

This provides the oversight and control that travel managers need

to ensure that spend is effectively managed, with the ease of use

and personalised experience that draws corporate travellers to

use the OBT and avoid travel program ‘leakage’ to supplier

websites or leisure travel retailers.

Zeno does this with an intuitive interface that makes booking

business travel super simple, intelligent technology that provides

personalised itinerary recommendations based on traveller

preferences, and a global marketplace that allows travellers to

connect with preferred suppliers at every stage of the journey.

The result is greater traveller adoption, increased compliance

and greater control over the entire travel program compared with

legacy corporate booking tools.

Zeno is an integrated travel and expense platform that is designed to revolutionise

the world of corporate travel and expense management globally.

Serko generates revenue through corporate

customers paying a booking fee per transaction and

through supplier commission.

Serko earns revenue through corporate customers

paying a fee per active user and/or per expense

report submitted.

Zeno expense

Zeno Expense automates the process of corporate card and

out-of-pocket expense submission, reconciliation and

reimbursement. Employees capture receipts via the mobile app,

or email receipts directly to Zeno, add a description or cost

centre if needed and submit for approval there and then. To

make it even simpler, Zeno also offers automated integrations

with providers such as Uber for Business.

Zeno’s intelligent technology proactively identi

"

es and manages

out of policy claims, detecting and minimising expense claim fraud

and dramatically streamlining the expense administration function.

Zeno Expense also provides managers and

"

nance teams with a full

suite of analysis tools that help them to run their Travel & Expense

budgets more effectively, identify problem areas and optimize

expense policies.

The result is better spend management and less time wasted

preparing, approving and processing expense reports.

BOOKING.COM FOR BUSINESS

powered by Zeno

In October 2019 Booking Holdings invested in Serko as part of

a capital raising, and extended the Serko partnership to

eventually enable Booking.com to leverage the Zeno platform

as a white-label solution under the Booking.com for Business

brand, with a commercial partnership based on a revenue

share model between Booking.com and Serko.

Teams at both companies have worked together to rapidly

bring to market an initial product which is currently being

tested in a few key markets.

For small to medium sized businesses who don't have the

complex managed travel needs that a travel management

company would support, the new Booking.com for Business

platform will in time provide them with a one-stop-shop for all

their business travel needs, helping them save time and money

and making life easier for their travellers and their

administration teams alike.

About Booking Holdings: Booking Holdings is the world’s

leading provider of online travel & related services, provided to

consumers and local partners in more than 225+ countries and

territories through six primary consumer-facing brands:

Booking.com, KAYAK, Priceline, Agoda, Rentalcars.com and

OpenTable

13
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Our Products

Zeno travel

Zeno Travel is an Online Booking Tool (OBT) that is used by

corporate travellers to book

!

ights, trains, hotels, rental cars and

airport transfers in line with their corporate travel policies.

This provides the oversight and control that travel managers need

to ensure that spend is effectively managed, with the ease of use

and personalised experience that draws corporate travellers to

use the OBT and avoid travel program ‘leakage’ to supplier

websites or leisure travel retailers.

Zeno does this with an intuitive interface that makes booking

business travel super simple, intelligent technology that provides

personalised itinerary recommendations based on traveller

preferences, and a global marketplace that allows travellers to

connect with preferred suppliers at every stage of the journey.

The result is greater traveller adoption, increased compliance

and greater control over the entire travel program compared with

legacy corporate booking tools.

Zeno is an integrated travel and expense platform that is designed to revolutionise

the world of corporate travel and expense management globally.

Serko generates revenue through corporate

customers paying a booking fee per transaction and

through supplier commission.

Serko earns revenue through corporate customers

paying a fee per active user and/or per expense

report submitted.

Zeno expense

Zeno Expense automates the process of corporate card and

out-of-pocket expense submission, reconciliation and

reimbursement. Employees capture receipts via the mobile app,

or email receipts directly to Zeno, add a description or cost

centre if needed and submit for approval there and then. To

make it even simpler, Zeno also offers automated integrations

with providers such as Uber for Business.

Zeno’s intelligent technology proactively identi

"

es and manages

out of policy claims, detecting and minimising expense claim fraud

and dramatically streamlining the expense administration function.

Zeno Expense also provides managers and

"

nance teams with a full

suite of analysis tools that help them to run their Travel & Expense

budgets more effectively, identify problem areas and optimize

expense policies.

The result is better spend management and less time wasted

preparing, approving and processing expense reports.

BOOKING.COM FOR BUSINESS

powered by Zeno

In October 2019 Booking Holdings invested in Serko as part of

a capital raising, and extended the Serko partnership to

eventually enable Booking.com to leverage the Zeno platform

as a white-label solution under the Booking.com for Business

brand, with a commercial partnership based on a revenue

share model between Booking.com and Serko.

Teams at both companies have worked together to rapidly

bring to market an initial product which is currently being

tested in a few key markets.

For small to medium sized businesses who don't have the

complex managed travel needs that a travel management

company would support, the new Booking.com for Business

platform will in time provide them with a one-stop-shop for all

their business travel needs, helping them save time and money

and making life easier for their travellers and their

administration teams alike.

About Booking Holdings: Booking Holdings is the world’s

leading provider of online travel & related services, provided to

consumers and local partners in more than 225+ countries and

territories through six primary consumer-facing brands:

Booking.com, KAYAK, Priceline, Agoda, Rentalcars.com and

OpenTable

14
Serko annual report

Managed travel

Mid to large sized organisations generally have well

developed corporate travel policies and signi!cant annual

travel spend, relying on the services of Travel Management

Companies (TMC) to manage their corporate travel

programs. These services generally include travel booking,

risk management, traveller support, supplier negotiation and

reporting. TMCs provide Zeno to their corporate customers

as their online booking channel, as a standalone app or as

part of a suite of digital tools to support business travel.

Small to medium sized organisations (SMEs) generally have

lower annual spend and less developed corporate travel

policies. Travel bookings are generally made directly with

suppliers or through online travel booking sites, meaning

they miss out on corporate negotiated rates and often make

multiple bookings for a single trip. This can make it di"cult

to deal with disruption and change management,

expenditure reconciliation and traveller support.

Un-managed travel

$$$$$$

HIGHLY

MANAGED

LIGHTLY

MANAGED

UNMANAGED

Enterprise

Highly complex

High touch

Direct + TMC

Zeno Travel

& Expense

Mid-Large Corporate

Moderate

Low touch

TMC

Zeno Travel & Expense

Self on-boarding

SME

Simple

Self-service

TMC

Booking.com for Business

Booking.com for Business

powered by Zeno

Zeno Travel & Expense Self

on-boarding

TRAVEL SPEND

CORPOR ATE PROFILE

TRAVEL POLICY

SERVICING NEEDS

CHANNEL TO MARKET

OUR SOLUTIONS

The markets we serve

What is more certain, however, is that as business travel

resumes, factors such as cost, risk and change management

are likely to be top-of-mind priorities for organisations.

Cost management is a key consideration because most

organisations will be returning from a near zero dollar spend on

travel, and each trip and each dollar proposed to be spent will

be reviewed with a greater level of scrutiny than before.

Risk management is likely to be of increased importance to

ensure traveller wellbeing is certain and that duty of care

obligations are being met.

Change management is also expected to be a critical priority,

not just to support an organisation’s travellers as they navigate

a much more unpredictable landscape of disruptions but also

to ensure that credits are effectively tracked and utilised.

The future

Business travel in a

post-pandemic world

We’re built for the future

In a post-pandemic world, the rate of return to business travel will vary by region and type of trip

(i.e. domestic, regional, long-haul international) and nobody can say with a great deal of certainty

what volumes will look like.

The managed sales channel offers a solution to these

requirements. Flights or hotels booked directly with

suppliers across multiple airline or hotel websites make it

di!cult for the organisation to effectively address cost, risk

or change management.

Adoption of the corporate booking tool and the subsequent

corporate travel policy compliance has become

increasingly important.

This is the future of business travel that Zeno is built for:

A traveller-centric platform that is easy to use, with rich

content presented in a way that is familiar to any traveller to

drive adoption,

Seamless policy application at point of purchase to ensure

compliance, and

Intelligent technology to support changes and cancellations

with dynamic application of ticket credits.

The world of business travel has changed, and Serko is well

positioned to support this change.

15
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Managed travel

Mid to large sized organisations generally have well

developed corporate travel policies and signi!cant annual

travel spend, relying on the services of Travel Management

Companies (TMC) to manage their corporate travel

programs. These services generally include travel booking,

risk management, traveller support, supplier negotiation and

reporting. TMCs provide Zeno to their corporate customers

as their online booking channel, as a standalone app or as

part of a suite of digital tools to support business travel.

Small to medium sized organisations (SMEs) generally have

lower annual spend and less developed corporate travel

policies. Travel bookings are generally made directly with

suppliers or through online travel booking sites, meaning

they miss out on corporate negotiated rates and often make

multiple bookings for a single trip. This can make it di"cult

to deal with disruption and change management,

expenditure reconciliation and traveller support.

Un-managed travel

$$$$$$

HIGHLY

MANAGED

LIGHTLY

MANAGED

UNMANAGED

Enterprise

Highly complex

High touch

Direct + TMC

Zeno Travel

& Expense

Mid-Large Corporate

Moderate

Low touch

TMC

Zeno Travel & Expense

Self on-boarding

SME

Simple

Self-service

TMC

Booking.com for Business

Booking.com for Business

powered by Zeno

Zeno Travel & Expense Self

on-boarding

TRAVEL SPEND

CORPOR ATE PROFILE

TRAVEL POLICY

SERVICING NEEDS

CHANNEL TO MARKET

OUR SOLUTIONS

The markets we serve

What is more certain, however, is that as business travel

resumes, factors such as cost, risk and change management

are likely to be top-of-mind priorities for organisations.

Cost management is a key consideration because most

organisations will be returning from a near zero dollar spend on

travel, and each trip and each dollar proposed to be spent will

be reviewed with a greater level of scrutiny than before.

Risk management is likely to be of increased importance to

ensure traveller wellbeing is certain and that duty of care

obligations are being met.

Change management is also expected to be a critical priority,

not just to support an organisation’s travellers as they navigate

a much more unpredictable landscape of disruptions but also

to ensure that credits are effectively tracked and utilised.

The future

Business travel in a

post-pandemic world

We’re built for the future

In a post-pandemic world, the rate of return to business travel will vary by region and type of trip

(i.e. domestic, regional, long-haul international) and nobody can say with a great deal of certainty

what volumes will look like.

The managed sales channel offers a solution to these

requirements. Flights or hotels booked directly with

suppliers across multiple airline or hotel websites make it

di!cult for the organisation to effectively address cost, risk

or change management.

Adoption of the corporate booking tool and the subsequent

corporate travel policy compliance has become

increasingly important.

This is the future of business travel that Zeno is built for:

A traveller-centric platform that is easy to use, with rich

content presented in a way that is familiar to any traveller to

drive adoption,

Seamless policy application at point of purchase to ensure

compliance, and

Intelligent technology to support changes and cancellations

with dynamic application of ticket credits.

The world of business travel has changed, and Serko is well

positioned to support this change.

16
Serko annual report

Simon Botherway CFA

Independent Non-executive Director, Chair, New Zealand

Appointed 30 April 2014, re-elected August 2018

Simon is based in New Zealand. He is a Chartered Member of the NZ Institute of Directors. He holds a BCom, as well as the US-based

Chartered Financial Analyst (CFA) designation. Simon has extensive experience in corporate governance, banking and investment

management. In 2002 Simon co-founded Brook Asset Management and was Chairman from 2004 to 2008. He is also a past President of

the CFA Society of New Zealand and was a member of the CFA Asia-Paci!c Advocacy Committee.

Simon was appointed as a member of the Securities Commission in 2009 and chaired the Financial Markets Authority Establishment

Board in 2010. Simon is currently a Director of Fidelity Life Assurance and is a Guardian of the New Zealand Superannuation Fund.

Claudia Batten

Independent Non-executive Director, Acting Chair, United States

Appointed 30 April 2014, re-elected August 2017

Claudia is based in the United States. She holds an LLB (Hons) and BCA from Victoria University (Wellington). Claudia has been a founding

member of two highly successful entrepreneurial ventures. The !rst venture was Massive Incorporated, a network for advertising in

video games, she helped pioneer ‘digital’ as a media buy. Massive was sold to Microsoft in 2006. In 2009 she co-founded Victors & Spoils

(‘V&S’), the !rst advertising agency built on the principles of crowdsourcing. V&S was majority acquired by French holding company

Havas Worldwide in 2011. Claudia is a strong supporter of the New Zealand start-up scene as an active mentor and adviser. She is also

the digital adviser to the Board of Westpac New Zealand.

Clyde McConaghy

Independent Non-executive Director, Australia

Appointed 30 April 2014, re-elected August 2019

Clyde is based in Australia. He holds a BBus, and an MBA from Cran!eld University United Kingdom (UK). Clyde is a Fellow of the

Australian Institute of Company Directors and a Fellow of the Institute of Directors UK. He is the founder of Optima Boards, providing

independent director and advisory services to public, private, family o"ce and charitable entities around the world. Clyde has worked

in publishing, media, online and technology sectors, living in the UK, Germany, China and Australia. He is a Director of ASX-listed

technology company, Infomedia Limited and Chairman of the Board of Chapman Eastway Pty Limited.

Darrin Grafton

Executive Director, Chief Executive O!cer & Co-Founder

Appointed 5 April 2007, elected August 2019

Darrin has more than 25 years’ experience in travel technology and is a recognised industry innovator. He has been responsible

for leading major changes in the corporate travel industry throughout his career and was named one of the top 25 most in#uential

executives in the travel industry by the BTN Group in 2014.

Darrin has held directorships and senior management positions across various companies, including the Gullivers Travel Group (listed

on the Australian and New Zealand Stock Exchanges between 2004 and 2006). Darrin has previously been awarded the NZX Hi-Tech

Entrepreneur Award, has been a past !nalist for the NZ Hi-Tech Company Leader Award and the EY Entrepreneur of the Year Award.

He is also a member of the Institute of IT Professionals NZ, the Institute of Directors NZ.

Robert (Bob) Shaw

Executive Director, Chief Strategy O!cer & Co-Founder

Appointed 5 April 2007, re-elected August 2018

Since 1987, Bob has been involved in transforming the travel industry, collaborating with the World’s leading airlines, travel agencies

and global distribution systems. He has held a number of directorships and senior management positions in various high-pro!le

ventures, including Gullivers Travel Group (listed on the Australian and New Zealand Stock Exchanges between 2004 and 2006) and

Interactive Technologies.

Bob has been a past !nalist for the EY Entrepreneur of the Year Award.

He is also a member of the Institute of IT Professionals NZ and the Institute of Directors NZ.

1. Mr Botherway continues as a director of Serko (attending all Board and Committee meetings) but took a leave of absence from the Chair role on 12 March 2020 for

medical reasons.  Ms Batten assumed the role of Acting Chair from this date. 

1

1

Board of Directors

17
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

John Challis

Head of Business Development

John has 18 years’ experience in the corporate travel technology sector across operations, implementations and sales. John has been

with Serko for 11 years and was until recently responsible for managing the Australasian sales team, however, as part of Serko’s global

expansion plans John is now responsible for growth in new markets, with a heavy focus on the Northern Hemisphere.

Tony D’Astolfo

Senior Vice President, NORAM

Tony is a 35-year travel industry veteran, with rich expertise in travel and technology and a passion for moving the industry forward. His

career includes senior leadership positions at Deem, Phocuswright, GroundLink, Sabre/GetThere and United Airlines. Tony is a long-time

member of GBTA and ACTE and a former member of the Board of Directors of both ACTE and WINiT for Women.

Susan Putt

Chief Financial O!cer (CFO)

Susan has over 30 years’ experience working in New Zealand and has also worked in Australia and Canada. She is a Chartered Accountant

and Chartered Member of the Institute of Directors. Susan has worked as CFO, Head of Strategy, and director for a number of New

Zealand businesses and specialises in working with high-growth companies.

Charlie Nowaczek

Chief Operating O!cer (COO)

Charlie has over 25 years’ experience as an operations executive and management adviser, specialising in business transformation and

operational excellence. Over the last decade he has been COO for a number of technology start-ups in the US and Canada.

Murray Warner

Head of Australasian Market

Murray has 20 years’ experience working with cloud software technology building new sales and revenue operations. He has previously

held several senior management positions with Concur Technologies, an SAP company, across Asia-Paci!c, Europe and North America.

Duanne O’Brien

Chief Technology O!cer

Duanne is a technology leader with over 25 years’ experience, specialising in building global enterprise SaaS (software as a service)

platforms. Duanne leads the largest of our global teams, designing, building and running Serko’s platforms and products.

Nick Whitehead

Chief Marketing O!cer

Nick has a 20-year track record of commercialising technology through the development of effective go-to-market strategies and leads

Serko’s global marketing and communications function.

Management Team

18
Serko annual report

People:

Customers:

Good health and well-being

Health and Safety Policies

Quality education

Training and intern programmes

Industry, innovation and

infrastructure

Industry recognition for innovation

Responsible consumption

and production

Privacy and security policies

Community:

Sustainable cities and

communities

Sponsorships and donations

Climate action

Environmental practices

Gender equality

Diversity and inclusion policies

Decent work and

economic growth

Remuneration policies

Diversity and inclusion policies

Reduced inequalities

Corporate Responsibility

Serko aims to be a successful growth company. To

realise this ambition we must do the right thing by our

people, customers, communities and our shareholders.

We aim to achieve this through:

1) Focusing on long-term growth and business

sustainability;

2) Applying best practice governance and risk

management procedures;

3) Cultivating an inclusive workplace of diverse and

engaged staff; and

4) Enabling environmentally sustainable choices

through technology.

Serko is committed to developing long-term value

creation and making positive improvements in social,

economic and environmental outcomes.

Further information and our full Annual Report can be

found on the investor centre of Serko’s website.

Serko’s first Environmental Social and Governance

(ESG) Report was produced in 2018. The United

Nations (UN) Sustainable Development Goals (SDGs)

have been adopted for Serko’s ESG initiatives

to be reported against. Serko’s ESG framework

remains under development and will continue to be

progressed over time.

The SDGs are a set of global initiatives set by the UN

for everyone to contribute to. For Serko, the SDGs

are a way to see which areas of sustainability we are

directly contributing to and how our initiatives relate

to a larger vision for positive change.

The UN SDGs relevant to Serko and our actions are

as follows:

19
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

People:

Customers:

Good health and well-being

Health and Safety Policies

Quality education

Training and intern programmes

Industry, innovation and

infrastructure

Industry recognition for innovation

Responsible consumption

and production

Privacy and security policies

Community:

Sustainable cities and

communities

Sponsorships and donations

Climate action

Environmental practices

Gender equality

Diversity and inclusion policies

Decent work and

economic growth

Remuneration policies

Diversity and inclusion policies

Reduced inequalities

20
Serko annual report

MANAGEMENT

COMMENTARY

Please read the following commentary with the financial statements and the related notes in this report. Some parts of this

commentary include information regarding the plans and strategy for the business and include forward-looking statements that

involve risks and uncertainties.

Actual results and the timing of certain events may differ materially from future results expressed or implied by the forward-looking

statements contained in the following commentary. All amounts are presented in New Zealand dollars (NZD), except where indicated. All

references to a year are the financial year ended 31 March, unless otherwise stated.

Non-GAAP (generally accepted accounting practices) measures have been included, as we believe they provide useful information for

readers to assist in understanding Serko’s financial performance. Non-GAAP financial measures do not have standardised meanings and

should not be viewed in isolation or considered as substitutes for measures reported in accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS). These measures have not been independently audited or reviewed.

21
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Operating revenue excludes other income, which is primarily grants.

Total income from all sources for the year to 31 March 2020 was up 9% to $26.8 million from

$24.5 million in the prior year. However, as operating costs increased, Serko recorded a

net loss result after tax of ($9.4 million) against prior year net profit of $1.6 million. The

result includes non-cash elements of $4.7 million for depreciation, amortisation, fair value

remeasurement adjustments and share-based payments.

Annual total operating revenue grew by $2.5 million (11%) to $25.9 million from $23.4 million

in the prior year, primarily related to Expense platform revenue, with Travel platform revenue

affected by the Covid-19 pandemic. Refer to further analysis under Income on page 22.

The Company recognised $0.9 million in grants from Callaghan Innovation and New Zealand

Trade and Enterprise (NZTE) within other income, down $0.3 million (24%) from the prior year.

Total operating expenses increased by $13.8 million to $37.1 million from $23.3 million in the

prior year. Refer to further analysis under Operating Expenses on page 27.

Net finance income increased by $0.7 million to $1 million, primarily through increased foreign

exchange gains.

BUSINESS RESULTS

Ye a r e n d e d 3 1 M a r c h20202019Change%

$ (000)$ (000)$ (000)

Revenue25,869 23,361 2,508 11%

Other income922 1,215 (293)-24%

To t a l i n c o m e26,791 24,576 2,215 9%

Operating expenses(37,092)(23,320)(13,772)-59%

Percentage of operating revenue-143%-100%

Net finance income975 290 685 236%

Net (loss)/pro!t before tax(9,326)1,546 (10,872)-7 0 3 %

Percentage of operating revenue-36%7%

Income tax benefit (expense)(38)87 (125)-144%

Net (loss)/pro!t after tax(9,364)1,633 (10,997)-673%

Percentage of operating revenue-36%7%

NET LOSS AFTER TAX

22
Serko annual report

EBITDAF is a Non-GAAP measure representing Earnings Before the deduction of costs relating to Interest, Taxation,

Depreciation, Amortisation and Fair value remeasurement of contingent consideration. Serko uses this as a useful

indicator of cash profitability.

EBITDAF declined by $8.7 million from a profit of $2.6 million to a loss of ($6.1 million).

Depreciation and amortisation increased by $2.1 million over the prior year, owing to increased

amortisation of capitalised software of $1 million, as well as the inclusion of depreciation of

right-of-use assets (leased premises) under IFRS-16 (Leases) adoption of $1 million.

The second tranche of InterplX acquisition shares were issued in February 2020 resulting in a

fair value remeasurement adjustment of contingent consideration of $1.1 million owing to the

increase in share price since March 2019.

EARNINGS BEFORE INTEREST, TAX, DEPRECIATION, AMORTISATION AND FAIR VALUE

#EBITDAF$

INCOME

Ye a r e n d e d 3 1 M a r c h20202019Change%

$ (000)$ (000)$ (000)

Travel platform booking revenue16,307 15,948359 2%

Expense platform revenue5,831 2,7103,121 115%

Supplier commissions revenue1,427 1,538(111)-7%

Other revenues48546718 4%

Recurring product revenue24,050 20,663 3,387 16%

Percentage of operating revenue93%89%

Services revenue1,8192,698(879)-33%

To t a l r eve n u e25,869 23,361 2,508 11%

Other income9221,215(293)-24%

To t a l i n c o m e26,791 24,576 2,215 9%

Recurring product revenue (a Non-GAAP measure) is the revenue derived from transactions and usage of Serko products by

contracted customers. It excludes services revenue.

Total revenue is operating revenue excluding grants and finance income, while total income includes grants.

Ye a r e n d e d 3 1 M a r c h20202019Change%

$ (000)$ (000)$ (000)

Net (loss) profit after tax

(9,364)1,633(10,997)-673%

Add back/(deduct): income tax38 (87)125 -144%

Deduct: net finance income(975)(290)(685)236%

Add back: depreciation and

amortisation

3,156 1,048 2,108 201%

Add back: Fair value remeasurement

of contingent consideration

1,056 287769 268%

EBITDAF (Loss)(6,089)2,591 (8,680)-335%

Percentage of operating revenue-24%-11%

EBITDAF LOSS

11%

TOTAL REVENUE

INCREASE

9%

TOTAL INCOME

INCREASE

23
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Under Serko IFRS-15 (Revenue from Contracts) records revenue from its portfolio of contracts with reference to actual transactions,

forecast transactions and minimum contracted commitments. Owing to Covid-19 impacting the entire travel industry, Serko has agreed

to a number of changes to contracts, including changes to schedules of contracted minimum revenue. This has had the effect of

reducing the revenue that Serko expected to record in the current year.

Travel booking transactions were up year on year each month for the year through to February 2020 despite being adversely affected

by a subdued economic climate in the first half, then the Australian bush fires in November. In the fourth quarter of the financial year

the Covid-19 pandemic became widespread, significantly affecting booking volumes and materially impacting Serko’s performance.

Governmental responses to the pandemic worldwide, including lockdowns and the suspension of all non-essential travel, has had

a material adverse effect on booking transactions made on Serko’s online travel booking platforms, which generate the majority of

Serko’s revenue.

Clear evidence of a pattern of declining booking activity became apparent in mid-February 2020 and this was followed by a precipitous

decline in March 2020 as lockdown measures were implemented. At its lowest point during the financial year in March 2020, daily

booking volumes were down in excess of 90% compared to similar days in March 2019.

Travel booking transactions grew 2% on the previous year, with a February peak of over 24,000 bookings processed in a single day (up

over 14% from a peak of 21,000 in the prior year) before the impacts of Covid-19 were felt. February has historically been the month with

the highest average daily transaction volume.

During the year Serko continued to grow customer numbers, with the number of corporates transacting through the travel platforms

for the year increasing by over 700 when comparing February 2020 with February 2019. This was owing to the continued onboarding of

corporate customers by TMC resellers.

We also had significant transition to Zeno, Serko’s premium travel booking tool launched in 2018. As of 31 March 2020, Zeno was carrying

approximately 25% of transactions across our platforms at the end of the financial year, up from approximately 6% of transactions at the

beginning of the year. Zeno is being used by 42% of the corporate TMC customers, up from 9% at the beginning of the year.

Travel platform revenue grew by 2% for the year to $16.3 million from $15.9 million.

Serko Expense platform revenues were up 115% to $5.8 million, up from $2.7 million in the prior year reflecting the full-year contribution

from the InterplX acquisition of $3.7 million versus $0.9 million for a single quarter for FY19. Excluding InterplX, Serko Expense platform

revenues were up 16% at $2.1 million from $1.8 million the prior year.

Supplier commissions revenue declined marginally by $111,000 (7%) to $1.4 million from $1.5 million. Other revenues remained in line with

the prior year at $0.5 million.

Recurring product revenue was up 16% to $24 million from $20.7 million on the prior year, lifted by a full year of contribution from

InterplX and growth in the underlying business ahead of the Covid-19 outbreak. Recurring revenue as a percentage of total revenue

increased to 93%, up from the prior year 89%. Total income including grants was up 9% to $26.8 million.

Services revenue are non-recurring revenues and primarily reflect revenue associated with customising Serko’s travel platform as white-

label solutions for its TMCs. Total services revenue declined by 33% over the prior period to $1.8 million from $2.7 million. This revenue

was higher in the 2019 financial year owing to work performed on behalf of Flight Centre for its SAVI product. This year development

work has been prioritised for the launch of the Booking.com for Business platform, a white-label version of our Zeno booking tool for

Booking.com. Under the agreement with Booking.com, Serko will receive a revenue share of commission rather than development fees.

The platform is currently being trialled in the UK and Ireland.

HOW SERKO MAKES MONEY

Corporate traveller

makes a booking via

Serko Online/Zeno

Corporate traveller

books a hotel, car or taxi

via Serko Online/Zeno

Corporate traveller

downloads and uses

Serko Mobile

Corporate traveller

submits receipts using

Serko Expense/Zeno

Monthly

user fee

$

Mobile

subscriptions

$

Supplier

commissions

$

Booking &

other fees

$

24
Serko annual report

Serko’s main source of revenue is Travel platform revenue from Serko Online and Zeno.

Travel platform revenue is made up of transaction fees, ancillary service fees and contracted minimum payments (where applicable) and

is stated net of volume-related rebates and discounts.

The serko.travel platform for small and medium enterprises is a free booking service and Serko earns commission income on those

bookings direct from suppliers, therefore income from this platform is included in supplier commissions. This platform is now being

adapted to become the Booking.com for Business platform in partnership with Booking.com. The commissions earned through this

platform will be split and recognised under supplier commissions.

Serko also earns income from its expense management platform Serko Expense, which allows registered users of corporate customers

to process travel and expense claims for accounting and reimbursement. Revenues are derived from a combination of fees for active

users, registered users and reports processed. In December 2018 Serko acquired US based InterplX. The two expense platforms will

be brought together as Zeno Expense and with further development to link directly to Zeno travel platform to enable automation of the

travel expenses filing.

Supplier commission revenue is earned when corporates opt to book Serko-sourced hotel and other traveller-related services. Serko is

paid directly from the suppliers of these services.

Other income includes income from Serko Mobile licence fees and other miscellaneous revenues.

Services revenue is derived from installation service and customised software development undertaken on behalf of the TMCs.

It also includes the fees charged to develop connections to third party systems wanting to integrate with Serko’s platforms. The basis of

charging can vary depending on the contractual terms with the customer, which may specify time and materials, capped

or fixed pricing.

Other income is primarily government grants for research and development projects and international growth grants.

REVENUE BY GEOGRAPHY

*Note the prior year figures have been adjusted as a result of a reclass of grant revenue resulting in a movement between Australia and New Zealand-sourced income.

Serko currently earns 70% (FY19: 83%) of revenue from Australia and 10% (FY19: 10%) from New Zealand sources, with New Zealand

sourced income up 5% and Australian sourced income down 6% over the prior year. The decline in Australian revenue is owing to the

Covid-19 impact on travel and declining services revenue. The portion of income from New Zealand has increased primarily with the

onboarding of Orbit customers, which commenced last year (signed July 2018). Both Australia and New Zealand have been adversely

affected by Covid-19 travel restrictions. While the travel market is expected to be impacted for a considerable period, there remains a

pipeline of new customers to be onboarded onto Serko’s platforms by Serko’s travel management resellers.

The portion of North American income has grown year on year, primarily owing to Expense platform revenue from the InterplX

acquisition. Within North America, TMC onboarding and customer trials had commenced prior to Covid-19, with live bookings being

made. However, transactions and further onboarding have been delayed in line with lockdown restrictions in this market. Serko has

signed three new mid-sized TMCs since 31 March 2020.

Ye a r e n d e d 3 1 M a r c h20202019*Change%

$ (000)$ (000)$ (000)

Australia18,218 19,335(1,117)-6%

New Zealand2,465 2,343122 5%

North America4,823 1,4713,352 228%

Other363 212151 71%

Revenue25,869 23,361 2,508 11%

HOW SERKO MAKES MONEY CONTINUED

Revenue trend

$15m

41%

20192020

$18.4m

$26m

$26m

$27.5m

Travel platform booking trend

over the last 8 years

6%

FY13FY14FY15FY16FY17FY18FY19FY20

Booking trend

1

Ye a r - o n - y e a r m o v e m e n t

Peak ATMR

2

3m

2m

1m

0m

4m

Online bookings

Other and custom bookings

FY13FY14FY15FY16FY17FY18FY19FY20

$30m

$15m

$10m

$5m

$0m

$20m

$25m

Travel platform

Expense platform

Suplier commissions and other

Services

25
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Revenue trend

$15m

41%

20192020

$18.4m

$26m

$26m

$27.5m

Travel platform booking trend

over the last 8 years

6%

FY13FY14FY15FY16FY17FY18FY19FY20

Booking trend

1

Ye a r - o n - y e a r m o v e m e n t

Peak ATMR

2

3m

2m

1m

0m

4m

Online bookings

Other and custom bookings

FY13FY14FY15FY16FY17FY18FY19FY20

$30m

$15m

$10m

$5m

$0m

$20m

$25m

Travel platform

Expense platform

Suplier commissions and other

Services

1 Booking volumes are total volumes and include Offline and and Custom Bookings, which can be either bundled into a price per Online booking or at a reduced rate, as these

are primarily automated bookings but processed through the booking tool.

2 Peak ATMR is a Non-GAAP measure representing Annualised Transactional Monthly Revenue (ATMR). Serko uses this as a useful indicator of future recurring revenues from

Serko products. It is based on the monthly transactions and average revenue per booking (for its Travel platform revenue) and monthly user charges (for its Expense platform

revenue) annualised on a constant currency basis. Peak ATMR was February for both 2019 and 2020. However, ATMR declined at the end of March 2020 to $15 million based on

the drop in transactions that occurred in the month following the impact of Covid-19.

26
Serko annual report

ACTIVITY

Travel platform bookings increased 2% over the prior year, driven mainly by growth in our core

Australasian markets. Total travel bookings during FY20 were 4.22 million, up from 4.14 million,

representing 58% of an estimated addressable market of 7.2 million corporate travel bookings

in Australia and New Zealand. Total travel bookings include 0.5 million Offline bookings (system

automated bookings) which don’t contribute significantly to revenue or are bundled into the

‘Online’ booking rate. Online bookings for the year were 3.72 million and, with 1% decline, were

Covid-19 impacted, with more Offline bookings completed during March 2020. Online volumes

dropped for March 2020 to around 50% of the previous March 2019 volumes.

With border restrictions and in-country lockdowns in place, both domestic and international

travel dropped, and Serko experienced a low of less than 10% of previous year volumes in April

2020. During the first three weeks of June 2020, over 3,200 corporate customers have made

a travel booking as New Zealand moved down to Level 1 restrictions. This has resulted in daily

booking volumes on Serko’s platforms steadily increasing in June 2020 to about 25% of the daily

booking volumes in June 2019. The Australian and New Zealand domestic and trans-Tasman

travel markets, which presently generate the majority of our travel revenue, are poised to recover

more quickly than international routes outside Australasia.

Serko is currently expanding into Northern Hemisphere markets. However, these regions did

not make a significant contribution to volumes in 2020 owing to being in development and trial

stages. Once travel does start to increase in these markets, Serko is expecting to gain volume

both from its TMC resellers, as well as its recently launched Booking.com for Business (powered

by Zeno) platform, which commenced trials in the UK and Ireland in May 2020.

Average Revenue Per Booking (ARPB) for travel-related revenue (Travel platform and supplier

commissions) increased marginally during the year by 2% to $4.76 from $4.67 based on Online

bookings and was largely related to increases in pricing for the Zeno platform. ARPB for recurring

revenue (total recurring revenue divided by Online bookings) at $6.46 improved by 17% from $5.52

in the prior year mainly attributable to the inclusion of InterplX income.

Peak Annualised Transactional Monthly Revenue (ATMR), a useful indicator of recurring revenue

from Serko products, rose to $27.5 million in February 2020 from $26.0 million in the same period

of the prior year. However, ATMR declined at the end of March 2020 to $15 million based on the

drop in transactions that occurred in the month following the impact of Covid-19.

2%

TRAVEL PLATFORM

BOOKINGS

INCREASE

6%

PEAK ATMR

INCREASE

27
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

OPERATING EXPENSES

Selling and marketing expenses comprise all the direct costs of sales that are not people or salary related.

Remuneration and benefits are the total costs of employees and contractors engaged within the business during the

financial year, including gross salary, additional payroll taxes, superannuation and KiwiSaver, bonuses, commissions and

the value of any share-based remuneration or awards.

Administration expenses are other general overheads and operating costs, including depreciation and

amortisation charges.

Ye a r e n d e d 3 1 M a r c h20202019Change%

$ (000)$ (000)$ (000)

Marketing expenses1,469 1,171 298 25%

Third party connection costs885 62 823 1327%

Other selling costs635 458 177 39%

To t a l s e l l i n g a n d m a r ke t i n g e x p e n s e s2,989 1,691 1,298 77%

Hosting expenses3,362 1,931 1,431 74%

Employee renumeration17,161 11,924 5,237 44%

Contribution to pension plans662 433 229 53%

Share-based payment expenses959 576 383 66%

Other remuneration and benefits637 202 435 215%

To t a l r e m u n e r a t i o n a n d b e n e !t s19,419 13,135 6,284 48%

Auditor remuneration and other

assurance fees

153 109 44 40%

Directors’ fees357 283 74 26%

Expected credit loss allowance on

receivables

237 (7)244 -3486%

Amortisation of intangibles1,705 754 951 126%

Depreciation1,451 294 1,157 394%

Rental and operating lease expenses83 804 (721)-90%

Professional fees1,571 1,057 514 49%

Computer licences925 260 665 256%

Other administration expenses3,784 2,722 1,062 39%

To t a l a d m i n i s t r a t i o n e x p e n s e s10,266 6,276 3,990 64%

Fair value remeasurement on

contingent consideration

1,056 287 769 268%

To t a l o p e r a t i n g e x p e n s e s37,092 23,320 13,772 59%

Percentage of operating revenue143%100%

Total operating expenses were up 59%, or $13.8 million, from the prior year to $37.1 million, owing

to increases across all categories of expenses as Serko expands its operations.

Selling and marketing expenses increased to $3.0 million from $1.7 million in the prior year.

Selling costs increased owing to increased third party connection costs, primarily related to

Sabre Global Distribution technology fees introduced in May 2019. Marketing costs increased

owing to increased presence at North American travel conferences in advance of launching the

product. This had led to a healthy pipeline of customer interest prior to Covid-19 but onboarding

has been delayed owing to a significant number of TMC staff being furloughed in the region

during the lockdown period.

59%

OPERATING EXPENSES

INCREASE

28
Serko annual report

Hosting costs at $3.4 million increased with the volume increases and set-up costs associated with new data centres for new territories

as well as infrastructure improvements to increase speed and stability of the product.

Remuneration and benefits (R&B) increased by $6.3 million to $19.4 million owing to the increased head count from 173 full-time

equivalent (FTE) to 233 FTE as at 31 March 2020. Share-based payments of $0.9 million related to employee share-based payments

and options (long-term incentives) for 2020, compared to $0.6 million in the prior year. Short term incentives included in the prior year

were $1.4 million. Owing to Covid-19 cost saving measures, no short-term incentives have been accrued for the 2020 financial year.

Serko was planning on hiring additional staff as it expanded, however, owing to Covid-19 additional hiring will be subject to a recovery

in travel revenues.

Administration costs at $10.3 million were up from $6.3 million on the prior year. Administration costs included significant increases

for depreciation and amortisation, up $2.1 million of which $1.0 million related to reclassification of premises costs due to adoption of

IFRS-16 (

Leases). An increase in professional fees included $0.4 million related to one-off costs related to partnership owing diligence

activity prior to the share capital raise. An increase in computer licences relates to head count increases, as well as more sophisticated

collaboration tools and software monitoring. Other administration costs also increased with expansion, including increases in travel,

recruitment and insurance. An increase in Expected Credit Loss (ECL) provision was also related to Covid-19 impact owing to the

prevailing level of uncertainty in the travel industry.

The fair value measurement adjustment on contingent consideration, relating to the InterplX acquisition, was $1.0 million, compared

to the prior year value of $0.3 million. The total value of shares issued in February 2020 for the final tranche was $2.9 million for a final

increase in value of $1.3 million owing to the increase in share price since acquisition.

The InterplX acquisition consideration was by way of issuance of Serko shares, half of which was deferred and contingent on InterplX

achieving key milestones. As a result the liability for the deferred component of this acquisition varied with the trading price of the

shares at the date of issue. An increase in the Serko price therefore resulted in an accounting entry that reduced Serko’s profit and

increased the contingent consideration liability, which was then extinguished on share issue.

OPERATING EXPENSES CONTINUED

29
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Serko has capitalised more development costs for FY20 than in FY19, at $11.0 million compared

to $6.7 million in FY19. Total R&D at $13.6 million was 53% of net operating income compared to

39% in the prior year. While there remains considerable uncertainty as to the future operating

environment, Serko remains of the view that this investment will produce an acceptable

commercial return in the future.

Continued investment in the Travel platforms for Northern Hemisphere expansion, as well as the

further development of the Serko Expense platform will see Serko continue in a development

phase for the next financial year as the products continue to be localised for each market.

RESEARCH AND DEVELOPMENT #R&D$ COSTS

Ye a r e n d e d 3 1 M a r c h20202019Change%

$ (000)$ (000)$ (000)

To t a l R & D c o s t s ( i n c l u d i n g a m o u n t s

capitalised)

13,606 9,165 4,441 48%

Percentage of operating revenue53%39%

Less: capitalised product development

costs

(11,013)(6,740)(4,273)63%

Percentage R&D costs81%74%

Research costs (excluding

amortisation of amounts previously

capitalised)

2,593 2,425 168 7%

Less: Government grants for R&D(683)(810)127 -16%

Add: Amortisation of capitalised

development costs and intellectual

property

1,705 754 951 126%

Net product development costs3,615 2,369 1,246 53%

Percentage of operating revenue14%10%

Research & Development (R&D) costs is a Non-GAAP measure representing the internal and external costs related to R&D

that have been included in operating costs and capitalised as computer software development during the period. Research

expenditure includes all reasonable expenditure associated with R&D activities that does not give rise to intangible

assets. R&D expenses include employee and contractor remuneration related to these activities. It also covers research

expenditure defined by NZ IAS 38.

48%

R&D COSTS

INCREASE

30
Serko annual report

Serko’s staff numbers increased during the year moving to 233 from 173 full-time equivalent

(FTE) staff at the end of 2019. Head count was 237 with 120 staff based in New Zealand, 23 in

Australia, 48 in China and 46 in the US. The increase in staff is primarily in product development

and reflects the investment Serko is making in its product to service the Northern Hemisphere

markets. Post year end staff numbers have increased to 240.

Average revenue per FTE decreased by $46,000 to $121,000, reflecting the investment into

additional staff as Serko expands.

EMPLOYEES AND AVERAGE REVENUE PER FTE

Ye a r e n d e d 3 1 M a r c h20202019Change%

Product development and maintenance146 100 46 46%

Sales and marketing18 16 2 13%

Customer support52 40 12 30%

Administration17 17 0 0%

To t a l e m p l oye e n u m b e r s a t e n d o f t h e

year (FTE)

233 173 60 35%

Average revenue per FTE (NZD $000)121 167 (46)-28%

35%

FTE

INCREASE

31
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Receipts from customers increased by 2% over the year from $21.9 million to $22.3 million. Other

operating cash outflows increased by $7.3 million to $26.8 million mainly owing to increased

payments to employees and suppliers. Net operating cash outflows for the year were $3.8 million.

Cash outflows for property, plant and equipment and intangibles, reflecting capitalised internal

development, were $11.8 million. A capital raise to fund expansion resulted in a net $43.2

million contribution to cash balances. Lease liabilities recorded under finance activities under

new IFRS 16 adoption were $1.1 million. Previously, rental payments were recorded under

operating activities.

Cash balances increased 169% as at 31 March 2020, from $15.7 million to $42.4 million.

CASH FLOWS

Ye a r e n d e d 3 1 M a r c h20202019Change%

$ (000)$ (000)$ (000)

Receipts from customers22,318 21,855 463 2%

Grant income receipts649 1,264 (615)-49%

Other operating cash flows(26,756)(19,472)(7,284)37%

Total cash "ows from operating

activities

(3,789)3,647 (7,436)-204%

Investing cash flows(11,812)(7,279)(4,533)62%

Financing cash flows42,273 14,220 28,053 197%

To t a l n e t c a s h "ows26,672 10,588 16,084 152%

Net foreign exchange differences(13)(88)75 -85%

Closing cash balances42,391 15,732 26,659 169%

169%

CASH BALANCES

INCREASE

32
Serko annual report

FINANCIAL

STATEMENTS

33
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

CONTENTS

Consolidated statement of comprehensive income34

Consolidated statement of changes in equity35

Consolidated statement of financial position36

Consolidated statement of cash flows37

Notes to the financial statements38-73

Independent auditor’s report74-77

The directors of Serko Limited are pleased to present the

financial statements for Serko Limited and its subsidiaries (the

group) for the year ended 31 March 2020 to shareholders.

The directors are responsible for presenting financial

statements in accordance with New Zealand law and generally

accepted accounting practice, which fairly present the financial

position of the group as at 31 March 2020 and the results of its

operations and cash flows for the year ended on that date.

The directors consider the financial statements of the group

have been prepared using accounting policies that have been

consistently applied and supported by reasonable judgements

and estimates and that all relevant financial reporting and

accounting standards have been followed.

The directors believe that proper accounting records have been

kept that enable, with reasonable accuracy, the determination

of the financial position of the group and facilitate compliance

of the financial statements with the Companies Act 1993, NZX

Listing Rules, Financial Reporting Act 2013 and the Financial

Markets Conduct Act 2013.

The directors consider they have taken adequate steps to

safeguard the assets of the group and to prevent and detect fraud

and other irregularities. Internal control procedures are also

considered to be su"cient to provide a reasonable assurance as

to the integrity and reliability of the !nancial statements.

The financial statements are signed on behalf of the Board of

Directors 24 June 2020 by:

DARRIN GRAFTONCLAUDIA BATTEN

CHIEF EXECUTIVE OFFICER

ACTING CHAIR

34
Serko annual report

Notes20202019

$ (000)$ (000)

Revenue4 25,869 23,361

Other income4 922 1,215

To t a l i n c o m e26,791 24,576

Operating Expenses

Selling and marketing expenses(2,989)(1,691)

Hosting expenses(3,362)(1,931)

Remuneration and bene!ts(19,419)(13,135)

Administration expenses(10,266)(6,276)

Fair value remeasurement on contingent consideration(1,056)(287)

To t a l o p e r a t i n g e x p e n s e s5 (37,092)(23,320)

Finance income5 1,137 360

Finance expenses5 (162)(70)

(Loss)/pro!t before income tax(9,326)1,546

Income tax (expense)/benefit6 (38)87

Net (loss)/pro!t attributable to the shareholders of the company(9,364)1,633

Movement in foreign currency reserve(11)(126)

To t a l c o m p r e h e n s i ve i n c o m e / ( l o s s ) fo r t h e ye a r(9,375)1,507

Earnings per share

Basic pro!t per share18 ($0.10) $0.02 

Diluted pro!t per share18 ($0.11) $0.02 

Consolidated Statement of

Comprehensive Income

The accompanying notes form part of these financial statements.

For the year ended 31 March 2020

35
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Consolidated Statement of

Changes in Equity

Notes

Share

capital

Share-

based

payment

reserve

Foreign

currency

reserve

Accumulated

losses

To t a l

$ (000)$ (000)$ (000)$ (000)$ (000)

Balance as at 1 April 201940,993 1,885 (211)(16,432)26,235

Net loss for the year - - - (9,364)(9,364)

Adjustment on adoption of new IFRS162(d) - - - (323)(323)

Other comprehensive income/(loss)* - - (11) - (11)

To t a l c o m p r e h e n s i ve i n c o m e / ( l o s s ) fo r t h e ye a r - - (11)(9,687)(9,698)

Transactions with owners

Issue of share capital17 45,000 - - - 45,000

Cost of equity issued17 (1,793) - - - (1,793)

Shares allocated to employees17 353 682 - - 1,035

Shares forfeited from employees17 - (17) - - (17)

Share-based payments — employee share options17 74 (133) - - (59)

Non-executive directors settlement of non-recourse loan17 243 (43) - - 200

Shares issued in respect of InterplX acquisition17 2,881 - - - 2,881

Balance as at 31 March 202087,751 2,374 (222)(26,119)63,784

Balance as at 1 April 201825,185 1,309 (85)(18,065)8,344

Net pro!t for the year -    -    -   1,633 1,633

Other comprehensive income/(loss)* -    -   (126) -   (126)

To t a l c o m p r e h e n s i ve i n c o m e fo r t h e ye a r--(126)1,633 1,507

Transactions with owners

Issue of share capital17 15,048 15,048

Cost of equity issued17 (778)(778)

Shares allocated to employees17  -   406  -    -   406

Shares forfeited from employees17  -   (24) -    -   (24)

Share-based payments — employee share options17  -   194  -    -   194

Shares issued in respect of InterplX acquisition17 1,538 1,538

Balance as at 31 March 201940,993 1,885 (211)(16,432)26,235

*Items in other comprehensive income may be reclassified to the income statement and are shown net of tax.

The accompanying notes form part of these financial statements.

For the year ended 31 March 2020

36
Serko annual report

Consolidated Statement of Financial Position

For and on behalf of the Board of Directors, who authorise these financial statements for issue on 24 June 2020

Notes20202019

$ (000)$ (000)

Current assets

Cash at bank and on hand11 42,391 15,732

Receivables7 6,578 5,493

Income tax receivable84 -

Derivative !nancial instruments8 557 421

To t a l c u r r e n t a s s e t s49,610 21,646

Non-current assets

Property, plant and equipment9 3,382 1,129

Intangible assets 10 20,110 10,553

Deferred tax asset6 250 84

To t a l n o n - c u r r e n t a s s e t s23,742 11,766

To t a l a s s e t s73,352 33,412

Current liabilities

Trade and other payables12 7,073 4,791

Contingent consideration14 - 1,825

Income tax payable - 224

Interest-bearing loans and borrowings16 58 54

Lease liabilities13 1,280 -

To t a l c u r r e n t l i a b i l i t i e s8,411 6,894

Non-current liabilities

Trade and other payables12 - 134

Interest-bearing loans and borrowings16 92 149

Lease liabilities13 1,065 -

To t a l n o n - c u r r e n t l i a b i l i t i e s1,157 283

To t a l l i a b i l i t i e s9,568 7,177

Equity

Share capital17 87,751 40,993

Share-based payment reserve17 2,374 1,885

Foreign currency reser ve(222)(211)

Accumulated losses(26,119)(16,432)

To t a l e q u i t y63,784 26,235

To t a l e q u i t y a n d l i a b i l i t i e s73,352 33,412

As at 31 March 2020

The accompanying notes form part of these financial statements.

DARRIN GRAFTON

CLAUDIA BATTEN

CHIEF EXECUTIVE OFFICERACTING CHAIR

37
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Consolidated Statement of Cash %ows

Notes20202019

$ (000)$ (000)

Cash flows from operating activities

Receipts from customers22,318 21,855

Interest received418 304

Receipts from grants649 1,264

Taxation (paid)/received(529)(142)

Payments to suppliers and employees(26,275)(19,395)

Interest payments(126)(20)

Net GST refunded (paid)(244)(219)

Net cash "ows (used in)/from operating activities21 (3,789)3,647

Cash flows from investing activities

Purchase of property, plant and equipment(794)(466)

Capitalised development costs and other intangible assets10 (11,018)(6,813)

Net cash "ows (used in) investing activities(11,812)(7,279)

Cash flows from financing activities

Issue of ordinary shares17 45,000 15,048

Cost of new share issue17 (1,793)(778)

Payment of lease liabilities13 (1,080)-

Non-executive directors non-recourse loan 200-

Net repayment of loans(54)(50)

Net cash "ows from !nancing activities42,273 14,220

Net increase in total cash26,672 10,588

Net foreign exchange difference(13)(88)

Cash and cash equivalents at beginning of period15,732 5,232

Cash and cash equivalents at the end of the period42,391 15,732

Cash and cash equivalents comprises the following:

Cash at bank and on hand11 42,391 15,732

42,391 15,732

The accompanying notes form part of these financial statements.

For the year ended 31 March 2020

38
Serko annual report

For the year ended 31 March 2020

In light of the severe impact of Covid-19 on Serko’s core

business of the provision of online travel booking software,

the Board has given careful consideration to the ability

of the Group to continue to operate as a going concern

for at least the next 12 months from the date the financial

statements are authorised for issue.

Serko completed an oversubscribed capital raising of $45

million ($43.2 million net of costs) in late 2019. This capital

raise was intended to provide funding for Serko’s anticipated

strategic initiative of expansion into new markets. Although

we did not anticipate an event as catastrophic as Covid-19,

the Serko Board has always maintained a prudent and

conservative approach to balance sheet management. By

raising more capital than the Board believed Serko required,

the Company ’s a strong cash position that has provided a

comfortable level of liquidity. It also allowed us to;


Maintain our operating capacity;


Retain resource and capability to put Serko into a strong

position to reassure our customers of our ongoing viability;


Retain our key people to quickly recover from the impact

of the pandemic when travel volumes recover.

We have, however, responded to the decline in activity and

the uncertainty of the future environment by reducing cash

costs across all expense categories.

The Group has made significant changes to the way we

operate and addressed Serko’s cost base in anticipation

of a subdued operating environment. The Company

has undertaken modelling of future results based on

three alternative scenarios and has then weighted those

scenarios to formulate a plan for the ongoing solvency of the

business. Serko has applied a weighting of 50% to the most

pessimistic scenario.

In reaching their conclusion the Board has considered the

following factors:


Cash reserves at 31 March 2020 of $42.4 million provides

a sufficient level of headroom to help support the

business for at least the next 12 months;

1 CORPORATE INFORMATION

The financial statements of Serko Limited (‘the Company ’)

and subsidiaries (‘the Group’) were authorised for issue in

accordance with a Board resolution.

The Company is a limited liability company domiciled and

incorporated in New Zealand under the Companies Act 1993

and is listed on the New Zealand Stock Exchange (NZX) and

the Australian Securities Exchange (ASX) as an ASX Foreign

Exempt Listing. Its registered office is at Unit 14d, 125 The

Strand, Parnell, Auckland.

The Group is involved in the provision of computer software

solutions for corporate travel. The Group is headquartered

in Auckland, New Zealand.

2 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

The principal accounting policies applied in the preparation

of these consolidated financial statements are set out in

the respective notes and in this note. These policies have

been consistently applied to all the years presented, unless

otherwise stated.

a) Basis of preparation

The financial statements have been prepared in accordance

with generally accepted accounting practice in New

Zealand (NZ GAAP) and the requirements of the Financial

Markets Conduct Act 2013. The financial statements have

been prepared on a historical cost basis, modified by the

revaluation of certain assets and liabilities as identified in

specific accounting policies.

The financial statements are presented in New Zealand

dollars and all values are rounded to the nearest thousand

dollars unless stated otherwise.

The financial statements provide comparative information

in respect of the previous period.

b) Going concern

The Board has carefully considered the ability of the Group

to continue to operate as a going concern for at least the

next 12 months from the date the financial statements are

authorised for issue. It is the conclusion of the Board that

the Group will continue to operate as a going concern and

the financial statements have been prepared on that basis.

Notes to the Financial Statements

39
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95


Covid–19 cost saving initiatives introduced post year end

to target maximum cash burn of $2 million per month on

average for FY21 through the following initiatives:


Seeking government Covid-19 wage subsidy schemes,

in New Zealand, Australia and the US


Implementing hiring and salary freezes and

terminating non-essential contractors and staff


Scaling-down hosting environment for reduced

transactions


Negotiating reduced rental on leasehold premises


Reducing other expenditure (i.e. marketing and travel)

to essential only


Implementing voluntary staff salary reductions for

three months from May 2020


Non-executive directors agreeing to take either

a reduction of directors’ fees or receive a portion

of their directors’ fees in shares for the first three

months of FY21


The Board has made due enquiry into the

appropriateness of the assumptions underlying the

budgetary forecasts.

c) Statement of compliance

The financial statements have been prepared in accordance

with NZ GAAP. They comply with New Zealand equivalents

to International Financial Reporting Standards (NZ IFRS) and

International Financial Reporting Standards, as appropriate

for profit-oriented entities.

d) Application of new and revised standards, amendments

and interpretations

Apart from the changes noted below, the accounting policies

adopted are consistent with those of previous years.

NZ IFRS 16 (Leases) is effective for annual periods beginning

on or after 1 January 2019. The standard deals with the

recognition, measurement, presentation and disclosure

of leases and replaces the current guidance in NZ IAS

17 Leases (NZ IAS 17). The new standard introduces a

single model for lessees that recognises all leases on the

balance sheet through an asset representing the rights

to use the leased item during the lease term and a liability

for the obligation to make lease payments. This removes

the distinction between operating and finance leases

and aims to provide users of the financial statements

relevant information to assess the effect that leases

have on the statement of financial position, statement of

comprehensive income and cash flows of the reporting

entity. Lessor accounting remains largely unchanged from

NZ IAS 17 for the Group.

The Group adopted NZ IFRS 16 using the modified

retrospective approach with the right-of-use (ROU) asset

being determined as if NZ IFRS 16 had been applied from

lease commencement but using the incremental borrowing

rate as at 1 April 2019. Leases recognised relate to

building leases at different geographical locations and an

incremental borrowing rate of between 4% and 6% has been

applied. The Group has made use of the practical expedient

available on transition to NZ IFRS 16 not to reassess whether

a contract is or contains a lease. Accordingly, the definition

of a lease in accordance with NZ IAS 17 will continue to be

applied to those leases entered or modified before 1 April

2019. Comparative numbers have not been restated.

40
Serko annual report

Lease liabilities were measured at the present value of the remaining lease payments, discounted using the lessee’s incremental

borrowing rate at 1 April 2019. Key changes to the financial statements are set out below:


Recognition of an ROU asset and lease liability for operating leases, adjusted for any incentives on the statement of financial

position; and


Recognition of interest and depreciation expense (refer to note 5) instead of operating lease rental expense in the statement of

financial performance. The change in accounting standard has impacted retained earnings by $323,000 and resulted in a credit

to profit before tax of $203,000 in the current financial year; and


Interest-bearing loans and borrowings relating to leasehold improvements have been reclassified.

In accordance with the transition provisions of NZ IFRS 16, comparatives have not been restated, with the cumulative effect being

recognised in opening retained earnings at transition (1 April 2019).

A reconciliation of operating lease commitments at 31 March 2019 to the lease liability recognised at 1 April 2019 is shown below:

$ (000)

Operating lease commitments disclosed at 31 March 20191,688

The effect of discounting(196)

Adjustments as a result of a different treatment of extension and termination options987

Lease liabilities recognised as at 1 April 20192,479

Classified as:

Less than one year768

Later than one year but not more than five years1,711

Lease liabilities recognised as at 1 April 20192,479

Serko Limited also entered into a lease agreement to sub-lease additional premises through to December 2020, with these premises

being available for use in October 2019.

Practical expedients applied

In applying NZ IFRS 16 for the first time, Serko has used the following practical expedients permitted by the standard:


Use of a single discount rate to leases with reasonably similar characteristics;


Accounted for each lease component and any associated non-lease components as a single lease component;


Excluded lease contracts of insignificant value;


Excluded lease contracts less than 12 months; and


Exclusion of initial direct costs for the measurement of the lease asset at the date of initial application.

41
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

e) Basis of consolidation

The consolidated financial statements comprise the

financial statements of Serko Limited and its subsidiaries as

at and for the year ended 31 March each year.

Control is achieved when the Group is exposed, or has

rights, to variable returns from its involvement with the

investee and has the ability to affect those returns through

its power over the investee. Specifically, the Group controls

an investee if and only if the Group has:


Power over the investee (i.e. existing rights that give

it the current ability to direct the relevant activities of

the investee);


Exposure, or rights, to variable returns from its

involvement with the investee; and


The ability to use its power over the investee to affect

its returns.

When the Group has less than a majority of the voting or

similar rights of an investee, the Group considers all relevant

facts and circumstances in assessing whether it has power

over an investee, including:


The contractual arrangement with the other vote holders

of the investee;


Rights arising from other contractual arrangements; and


The Group’s voting rights and potential voting rights.

The Group reassesses whether or not it controls an

investee if facts and circumstances indicate there are

changes to one or more of the three elements of control.

Consolidation of a subsidiary begins when the Group

obtains control over the subsidiary and ceases when the

Group ceases control of the subsidiary. Assets, liabilities,

income and expenses of a subsidiary acquired or disposed

of during the year are included in the financial statements

from the date the Group gains control until the date the

Group ceases to control the subsidiary.

A change in the ownership interest of a subsidiary, without a

cease of control, is accounted for as an equity transaction.

If the Group ceases control over a subsidiary, it:


Derecognises the assets (including goodwill) and

liabilities of the subsidiary;


Derecognises the carrying amount of any non-

controlling interests;


Derecognises the cumulative translation differences

recorded in equity;


Recognises the fair value of the consideration received;


Recognises the fair value of any investment retained;


Recognises any surplus or deficit in profit or loss; and


Reclassifies the parent’s share of components

previously recognised in other comprehensive income

to profit or loss or retained earnings, as appropriate, as

would be required if the Group had directly disposed of

the related assets or liabilities.

The acquisition of subsidiaries is accounted for using the

acquisition method of accounting. The acquisition method

of accounting involves recognising at acquisition date,

separately from goodwill, the identifiable assets acquired,

liabilities assumed and any non-controlling interest in the

acquiree. The identifiable assets acquired and liabilities

assumed are measured at their acquisition date fair values.

Acquisition-related costs are expensed as incurred and

recognised in profit or loss.

The difference between the above items and the fair value

of the consideration is recorded as either goodwill or gain

on bargain purchase. After initial recognition goodwill is

measured at cost less any accumulated impairment losses.

For the purpose of impairment testing, goodwill acquired

in a business combination is, from the acquisition date,

allocated to each of the Group’s cash-generating units

expected to benefit from the combination, irrespective

of whether other assets or liabilities of the acquiree are

assigned to those units.

Goodwill is tested annually for impairment, or immediately if

events or changes in circumstances indicate that it might be

impaired, and carried at cost less accumulated impairment

losses. Impairment losses on goodwill are not reversed.

Any gain on bargain purchase is recognised immediately on

acquisition to profit and loss.

Inter-company transactions, balances and unrealised

gains and losses on transactions between Group

companies are eliminated.

Non-controlling interests are allocated their share of

comprehensive income after tax in the statement of

comprehensive income and are presented within equity in

the consolidated statement of financial position, separately

from the equity of the owners of the parent.

f) Foreign currency translation

i) Functional and presentation currency

Items included in these financial statements of each of the

Group’s entities are measured using the currency of the

primary economic environment in which the entity operates

(the ‘functional currency ’). These financial statements

are presented in New Zealand dollars, which is the Group’s

presentation currency and the parent’s functional currency.

42
Serko annual report

i) Amortised cost

Financial assets measured at amortised cost are those

held within a business model whose objective is to hold

financial assets in order to collect contractual cash

flows and the contractual terms of the financial asset

give rise on specified dates to cash flows that are solely

payments of principal and interest on the principal amount

outstanding. They arise when the Group provides money,

goods or services directly to a debtor with no intention

of selling the receivable. Such assets are subsequently

carried at amortised cost using the effective interest

method. Expected credit loss movements are recognised

in profit or loss when the contract assets and liabilities

are derecognised or impaired, as well as through the

amortisation process.

ii) Financial liabilities

Financial liabilities are classified as ‘other financial

liabilities’. Other financial liabilities, including

interest-bearing loans and borrowings, are initially

measured at fair value, net of transaction costs. Other

financial liabilities are subsequently measured at amortised

cost using the effective interest method.

The effective interest method calculates the amortised cost

of a financial liability and allocates the interest expense

over the relevant period. The effective interest rate is the

rate that exactly discounts estimated future cash payments

through the expected life of the financial liability or, where

appropriate, a shorter period to the net carrying amount of

the liability.

Financial liabilities are classified as current liabilities unless

the Group has an unconditional right to defer settlement of

the liability for at least 12 months after balance date.

iii) Impairment of financial assets

The Group recognises a loss allowance for expected credit

losses (ECL) on investments in debt instruments that

are measured at amortised cost or at fair value through

comprehensive income, lease receivables, trade receivables

and contract assets, as well as on financial guarantee

contracts. The amount of expected credit losses is updated

at each reporting date to reflect changes in credit risk since

initial recognition of the respective financial instrument.

ii) Transactions and balances

Transactions in foreign currencies are initially recorded

in the functional currency by applying the exchange rates

ruling at the date of the transaction. Monetary assets

and liabilities denominated in foreign currencies are

retranslated at the rate of exchange ruling at balance date.

Non-monetary items measured in terms of historical cost

in a foreign currency are translated using the exchange

rate as at the date of the initial transaction. Non-monetary

items measured at fair value in a foreign currency are

translated using the exchange rates at the date when the

fair value was determined.

Foreign exchange gains and losses resulting from the

settlement of such transactions and from the translation

at year end of exchange rates for monetary assets and

liabilities denominated in foreign currencies, are recognised

in profit or loss.

iii) Foreign Currency Translation Reser ve

For the purposes of presenting these consolidated financial

statements the assets and liabilities of the Group’s foreign

operations are translated into currency units using

exchange rates prevailing at the end of each reporting

period. Income and expense items are translated at the

average exchange rates for the period, unless exchange

rates fluctuate significantly during that period, in which

case the exchange rates at the dates of the transactions are

used. Exchange differences arising, if any, are recognised

in other comprehensive income and accumulated in the

foreign currency translation reserve.

g) Financial instruments

Cash at bank and on hand and receivables are financial

assets measured at amortised cost. When financial assets

are recognised initially they are measured at fair value

plus directly attributable transaction costs. The Group

determines the classification of its financial assets on initial

recognition and, when allowed and appropriate, re-evaluates

this designation at each financial year end.

Derivative financial instruments are recognised at fair value

through profit or loss.

43
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

The Group always recognises lifetime ECL for trade

receivables, contract assets and lease receivables. The

expected credit losses on these financial assets are

estimated using a provision matrix based on the Group’s

historical credit loss experience, adjusted for factors that

are specific to the debtors, general economic conditions

and an assessment of both the current as well as the

forecast direction of conditions at the reporting date,

including time value of money where appropriate.

Special consideration has been given to ECL in light of

the economic impact of Covid-19 throughout the travel

industry and the capacity of our customers to meet their

obligations to us.

For all other financial instruments the Group recognises

lifetime ECL when there has been a significant increase

in credit risk since initial recognition. However, if the

credit risk on the financial instrument has not increased

significantly since initial recognition, the Group measures

the loss allowance for that financial instrument at an

amount equal to 12-month ECL.

Lifetime ECL represents the expected credit losses that will

result from all possible default events over the expected

life of a financial instrument. In contrast, 12-month ECL

represents the portion of lifetime ECL that is expected to

result from default events on a financial instrument that are

possible within 12 months after the reporting date.

The Group writes off a financial asset when there is

information indicating that the debtor is in severe financial

difficulty and there is no realistic prospect of recovery, e.g.

when the debtor has been placed under liquidation or has

entered into bankruptcy proceedings or, in the case of trade

receivables, when the amounts are over two years past due,

whichever occurs sooner.

h) Borrowing costs

Borrowing costs directly attributable to the acquisition,

construction or production of a qualifying asset are

capitalised as part of the cost of that asset. A qualifying

asset is one that takes 12 months or longer to prepare for its

intended use or sale. Other borrowing costs are expensed

when incurred.

i) Other taxes

Revenues, expenses and assets are recognised net of the

amount of goods and services tax (GST) except where the

GST incurred on a purchase of goods and services is not

recoverable from the taxation authority, in which case

the GST is recognised as part of the cost of acquisition of

the asset or as part of the expense item as applicable. All

receivables and payables are stated GST inclusive.

The net amount of GST recoverable from, or payable to,

the taxation authority is included as part of receivables or

payables in the statement of financial position.

Commitments and contingencies are disclosed net of

the amount of GST recoverable from, or payable to, the

taxation authority.

j) Comparatives

Certain comparative amounts have been reclassified to

conform to the current year’s presentation.

44
Serko annual report

3 SIGNIFICANT ACCOUNTING JUDGEMENTS, ESTIMATES

AND ASSUMPTIONS

The preparation of the Group’s consolidated financial

statements requires management to make judgements,

estimates and assumptions that affect the reported

amounts of revenues, expenses, assets and liabilities and

the accompanying disclosures.

In the process of applying the Group’s accounting policies,

management has made the following judgements,

which have an effect on the amounts recognised in the

consolidated financial statements.

Covid-19 Pandemic

On 11 March 2020 the World Health Organization (WHO)

declared a global pandemic as a result of the outbreak and

spread of Covid-19. However, as Serko announced on 25

February 2020, the Company had detected an adverse trend

in travel bookings prior to the WHO declaration. On 14 March

the New Zealand Government announced it was closing its

borders to non-New Zealand residents and on 25 March the

New Zealand Government raised its Alert Level to 4 (full

lockdown other than ‘essential’ services) for an initial four-

week period. Covid-19 related travel restrictions were also

enacted within Australia and within Northern Hemisphere

markets where Serko expects to grow. New Zealand

domestic travel resumed when the country moved to Level

2 on 11 May. However, travel is still restricted in Australia

to essential travel only. Northern Hemisphere travel is also

restricted but varies between regions.

Revenue from Serko’s online booking tools is almost

exclusively directly related to booking volumes.

The Governmental policy responses, including lockdowns

and the suspension of all travel other than essential

services, has had a severe adverse effect on bookings on

Serko’s Travel booking platform.

The actions taken by Serko are outlined as per Going

Concern disclosure (note 2b). It should, however, be noted

that Serko has carefully chosen to retain resource and

capacity on key growth initiatives to ensure it is positioned

to participate in the eventual recovery of corporate travel.

The Serko Board has exercised judgement on a number of

important areas in the income statement and statement

of financial position and we draw your attention to the

commentary in the notes to the financial statements for

more detailed explanations.

Development costs (note 10)

Development costs of a project are capitalised in

accordance with the accounting policy. Initial capitalisation

of costs is based on management’s judgement that

technological and economic feasibility is confirmed, usually

when a product development project has reached a defined

milestone according to an established project management

model. In determining the amounts to be capitalised,

management makes assumptions regarding the expected

future cash generation of the project and the expected

period of benefits. The effects that Covid-19 has had on

travel have been considered in assessing expected future

cash flows.

Functional and presentation currency

The Group periodically reviews the functional currency

for reporting purposes. The Group believes that there

is sufficient justification for the continued use of NZD

as the functional currency. The key factors behind this

conclusion are:


Serko is NZX listed and has raised capital in NZD;


Research and development grant funding is in NZD;


NZD is the main currency for labour, operating cost and

capital expenditure; and


The Group also generates certain revenues in NZD as

per note 4.

45
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Impairment (note 10 – Intangibles and note 7 -

Receivables)

Management reviews the carrying value of intangible and

non-financial assets on an annual basis, in particular,

goodwill, computer software and development work in

progress. Consideration is placed on a number of factors,

depending on the specific asset in question, which may

include discounted cash flow forecasts, the ability to

continue to generate discrete cash flow and returns,

any changes or anticipated changes in the business or

product circumstances and the nature of the events that

originally gave rise to the recognition of any non-financial

assets. Management has considered reduced travel owing

to Covid-19 and estimated the recovery profile of travel

in various geographies and its effect on growth plans. No

impairment to intangibles is considered necessary.

Serko has updated its expected credit loss assumptions and

the provision was increased to $237,000 from the prior year

$7,000 due to Covid-19 impacts.

Revenue recognition (note 4)

Serko has customer agreements that contain annual

minimum transaction volume commitments that span

financial reporting periods. Based on this management

needs to make a judgement about estimated future

transaction volumes to determine related revenue for the

specific financial reporting period. The effects of Covid-19

have been considered and as a result of reduced forecasts

adjustments on contractual revenue have been recognised.

3 SIGNIFICANT ACCOUNTING JUDGEMENTS, ESTIMATES

AND ASSUMPTIONS CONTINUED

46
Serko annual report

4 REVENUE & OTHER INCOME

Revenue is recognised and measured at the fair value of

the consideration received or receivable to the extent it

is probable that the entity will collect the consideration

to which it will be entitled in exchange for the goods or

services that will be transferred to the customer. Revenue

is disclosed net of credit notes, rebates and discounts.

a) Revenue from transaction and usage fees

Revenue from transaction and usage fees is recorded at the

time travel or expense transactions are processed through

Serko’s platforms. Contracts that have fixed minimum

booking volume arrangements are recognised over the

period of volume commitment. For contracts without

fixed consideration we have applied the ‘as invoiced’ basis.

Serko records revenue from its portfolio of contracts with

reference to actual transactions, forecast transactions

and minimum contracted commitments. Owing to Covid-19

impacting the entire travel industry, Serko has agreed to a

number of changes to contracts with customers, including

changes to schedules of contracted minimum revenue.

This has had the effect of reducing the revenue that Serko

expected to record in the current year.

Serko Expense revenue is invoiced monthly on an active

user basis and revenue recognised at a point in time.

Supplier commission revenue, predominantly from hotel

bookings, is recognised at a point in time, once the

performance obligation is fulfilled.

b) Revenue from services

Revenue from a contract to provide installation services is

recognised by reference to the completion of the contract or

services delivered at balance date. If services relate to one-off

chargeable work orders, these can be invoiced as and when the

performance obligation is satis!ed. Revenue is recognised at a

point in time by applying the ‘as invoiced’ practical expedient. If

these relate to customised set up or installation, the revenues

are recognised over the contract term.

c) Contract assets

Contract assets relate to accrued revenue for contractual

minimum guarantees (refer note 7).

d) Government grants

When the grant relates to an expense item, it is recognised

as income over the periods necessary to match the grant on

a systematic basis to the costs it is intended to compensate.

Revenue is recognised once the criteria of the grant

application is met.

47
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Notes20202019

$ (000)$ (000)

Revenue – transaction and usage fees:

Travel platform booking revenue16,307 15,948

Expense platform revenue5,831 2,710

Supplier commissions revenue1,427 1,538

Services revenue1,819 2,698

Other revenue485 467

To t a l r eve n u e25,869 23,361

Government grants15 922 1,208

Sundry income - 7

To t a l o t h e r i n c o m e922 1,215

To t a l r eve n u e a n d o t h e r i n c o m e26,791 24,576

20202019

$ (000)$ (000)

Geographic informationrestated*

Australia18,218 19,335

New Zealand2,465 2,343

US4,823 1,471

Other363 212

To t a l r eve n u e25,869 23,361

4 REVENUE & OTHER INCOME CONTINUED

*Note the prior year figures have been adjusted as a result of a reclass of grant revenue resulting in a movement between Australia and New Zealand sourced income.

48
Serko annual report

5 EXPENSES

20202019

$ (000)$ (000)

Operating profit before taxation includes the following expenses:

Marketing expenses1,469 1,171

Third party connection costs885 62

Other selling costs635 458

To t a l s e l l i n g a n d m a r ke t i n g e x p e n s e s2,989 1,691

Hosting expenses3,362 1,931

Employee remuneration17,161 11,924

Contributions to pension plans662 433

Share-based payment expenses959 576

Other remuneration and benefits637 202

To t a l r e m u n e r a t i o n a n d b e n e !t s19,419 13,135

Auditor remuneration and other assurance fees153 109

Directors’ fees*357 283

Expected credit loss allowance on receivables237 (7)

Amortisation of intangibles1,705 754

Depreciation1,451 294

Rental and operating lease expenses83 804

Professional fees1,571 1,057

Computer licences925 260

Other administration expenses3,784 2,722

To t a l a d m i n i s t r a t i o n e x p e n s e s10,266 6,276

Fair value remeasurement of contingent consideration1,056 287

Expenses from ordinary activities37,092 23,320

*Directors’ fees include $12,500 earned by a director of subsidiary, Serko India Private Limited.

49
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Auditor remuneration

20202019

$ (000)$ (000)

Finance income and expenses includes:

Finance income

Interest received418 305

Dividends received1 1

Foreign exchange gains – net718 54

To t a l !n a n c e i n c o m e1,137 360

Finance expenses

Interest expense(14)(20)

Interest expense on lease liabilities(111)-

Other finance expenses(37)(50)

To t a l !n a n c e e x p e n s e s(162)(70)

To t a l !n a n c e i n c o m e a n d e x p e n s e s975 290

*Other assurance services relate to review of the Group’s compliance with Callaghan Innovation Grant requirements.

20202019

$ (000)$ (000)

Amounts for services performed by Deloitte Limited:

Audit of financial statements146 79

Other assurance services*7 7

To t a l a u d i t fe e s153 86

5 EXPENSES CONTINUED

50
Serko annual report

6 INCOME TAX

Current tax assets and liabilities for the current period are

measured at the amount expected to be recovered from

or paid to the taxation authorities based on the current

period’s taxable income. The tax rates and tax laws used

to compute the amount are those that are enacted or

substantively enacted in the jurisdictions on which the

Group operates at the reporting date.

Current income tax relating to items recognised directly

in equity is recognised in equity and not in the statement

of comprehensive income. Management periodically

evaluates positions taken in the tax returns, with respect to

situations in which applicable tax regulations are subject to

interpretation, and establishes provisions where appropriate.

Deferred income tax is provided on all temporary

differences at the balance sheet date between the tax

bases of assets and liabilities and their carrying amounts for

financial reporting purposes.

Deferred income tax liabilities are recognised for all taxable

temporary differences except:


For a deferred income tax liability arising from the initial

recognition of goodwill; and

20202019

$ (000)$ (000)

Current income tax

Current income tax charge318493

Adjustments in respect of income tax(113)(225)

205268

Deferred income tax

Origination and reversal of temporary differences(167)(355)

Income tax expense/(bene!t) reported in the statement of comprehensive income38(87)


Where the deferred income tax liability arises from the

initial recognition of an asset or liability in a transaction

that is not a business combination and, at the time of

the transaction, affects neither the accounting profit

nor taxable profit or loss.

Deferred income tax assets are recognised for all deductible

temporary differences and unused tax losses, to the extent

that it is probable that taxable profit will be available against

which the deductible temporary differences can be utilised.

The carrying amount of deferred income tax assets is

reviewed at each balance date and reduced to the extent

that it is no longer probable that sufficient taxable profit will

be available to allow all or part of the deferred income tax

asset to be utilised.

Deferred income tax assets and liabilities are measured at

the tax rates that are expected to apply to the year when the

asset is realised or the liability is settled, based on tax rates

(and tax laws) relevant to the appropriate tax jurisdiction,

that have been enacted or substantively enacted at the

balance date.

51
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

The prima facie tax payable on profit before income tax is reconciled to the income tax expense as follows:

Deferred income tax at 31 March relates to the following:

*Net of lease liabilities.

20202019

Statement

of !nancial

position

Statement of

comprehensive

income

Statement

of !nancial

position

Statement of

comprehensive

income

$ (000)$ (000)$ (000)$ (000)

Deferred income tax liabilities recognised

Intangibles(320)86 (406)20

Unrealised foreign exchange - (13)13 22

Deferred income tax asset recognised

Intangibles and non-current assets*106 5155 (30)

Provision for ECL65 63 2 2

Employee entitlements350 102 248 169

Bonus provision8 (163)172 172

Share-based payments41 41 --

Net deferred tax asset recognised250 167 84 355

Deferred income tax asset not recognised

Employee entitlements - -  -    (112)

Bonus provision - -  -    (195)

Leases - -  -    11

- - - (296)

20202019

$ (000)$ (000)

Accounting (loss)/profit before income tax(9,326) 1,546

At the statutory income tax rate of 28% (2019:28%) (2,611)433

Non-deductible items456 143

Adjustments in respect of income tax(113)(225)

Foreign taxes72 18

Share-based payments182 170

Tax losses unrecognised/(recognised)2,132 (545)

Effect of tax on overseas subsidiaries at different rate(80)(81)

Income tax expense/(bene!t)38(87)

At effective income tax rate of:-0.4%-5.6%

Tax losses carried forward are attributable to those generated in New Zealand of $20,437,000, subject to shareholder continuity

rules being met.

6 INCOME TAX CONTINUED

52
Serko annual report

7 RECEIVABLES

Receivables are recognised initially at fair value and

subsequently measured at amortised cost using the effective

interest method, less provision for impairment.

Collectibility of receivables is reviewed on an ongoing

basis. Debts that are known to be uncollectible are written

off when identified. Trade receivables are assessed for

impairment and an expected credit loss (ECL) provision

made based on lifetime expected credit losses. The ECL

model considers various aspects of credit risk within a risk

20202019

$ (000)$ (000)

Trade receivables4,049 3,040

Expected credit loss provision(237)(7)

Trade receivables (net)3,812 3,033

GST receivable473 229

Sundry debtors34 58

Contract assets1,368 1,593

Prepayments845 551

Funds held in trust46 29

To t a l r e c e i va b l e s6,578 5,493

Foreign currency risk

The carrying amounts of the group’s receivables are denominated in the following

currencies:

New Zealand dollars3,098 2,981

Australian dollars2,748 1,841

US dollars717 666

British pounds15 5

6,578 5,493

To t a l0-30 days31-60 days61-90 days91+  days

$ (000)$ (000)$ (000)$ (000)$ (000)

At 31 March the ageing analysis of receivables was as

follows:

2020

Trade receivables4,049 1,996 1,726 173 154

2019

Trade receivables3,0402,25263048110

matrix, considering history of debtor write off, ageing of

invoices, country, market and product risk.

Serko has also made decisions with respect to Expected

Credit Losses that reflect the prevailing level of uncertainty

in the travel industry and the impact of Covid-19 on our

customers’ businesses and their capacity to pay.

The impairment, and any subsequent movement,

including recovery, is recognised in the statement of

comprehensive income.

53
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Allowance for impairment loss – Trade receivables

Group trade receivables over 60 days were $327,000 (2018: $158,000. This balance of $327,000 has been assessed as part of Covid-

19’s impact on the recovery of trade receivables. An ECL provision of $237,000 (2019: $7,000) has been made as required under NZ

IFRS 9. Additionally, the Group recognises an allowance of individual receivables if there is objective evidence of credit impairment.

Trade receivables are non-interest bearing and are generally on 30 - 60-day terms. Serko has historically low levels of impairment on

trade receivables.

20202019

$ (000)$ (000)

Current:

Foreign currency for ward exchange contracts557 421

Contractual amounts of forward exchange contracts outstanding were as follows:

Foreign currency for ward exchange contracts18,81911,016

Derivative financial instruments have been determined to be within level 2 of the fair value hierarchy. Foreign currency forward

exchange contracts have been fair valued using published market foreign exchange rates and contract forward rates discounted at a

rate that reflects the credit risk of the counterparties.

7 RECEIVABLES CONTINUED

8 FINANCIAL INSTRUMENTS

Derivative financial instruments

The Group uses derivatives in the form of forward exchange contracts (FECs) to reduce the risk that movements in the exchange

rate will affect the Group’s New Zealand dollar cash flows. Such derivative financial instruments are initially recognised at fair value

on the date on which a derivative contract is entered into and are subsequently remeasured at fair value. Derivatives are carried as

financial assets when the fair value is positive and as financial liabilities when the fair value is negative.

The following table presents the Group’s foreign currency forward exchange contracts measured at fair value:

54
Serko annual report

9 PROPERTY, PLANT AND EQUIPMENT

All items of property, plant and equipment are recorded

at cost less accumulated depreciation and impairment.

Initial cost includes purchase consideration and those

costs attributable to bringing the asset to the location and

condition necessary for its intended use. Where an item is

self-constructed, its construction cost includes the cost

of materials, direct labour and an appropriate proportion of

production overheads.

Subsequent expenditure relating to an item of property,

plant and equipment is added to its gross carrying amount

when such expenditure either increases the future economic

bene!ts beyond its existing service potential or is necessarily

incurred to enable future economic bene!ts to be obtained

and if that expenditure would have been included in the

initial cost of the item had it been incurred at that time. The

carrying amount of any replaced part is derecognised.

All other repairs and maintenance expenditure is recognised

in profit or loss as incurred.

Depreciation is calculated on a straight-line basis over

the estimated useful life of the asset. The residual value

of assets is reviewed and adjusted, if appropriate, at each

balance date.

The following estimates have been used:


Leasehold improvements - Term of lease (7% - 16.7%)


Furniture and fittings - 6% - 36%


Computer equipment - 17.5% - 48%


Right-of-use asset - Term of lease (16.7% - 100%)

a) Impairment

The carrying values of property, plant and equipment

are reviewed for impairment when events or changes

in circumstances indicate the carrying value may not

be recoverable.

If any such indication exists and where the carrying values

exceed the estimated recoverable amount, the assets are

written down to their recoverable amounts.

b) Disposal

An item of property, plant and equipment is derecognised

upon disposal or when no further future economic benefits

are expected from its use or disposal. Any gain or loss

arising on derecognition of the asset (calculated as the

difference between the net disposal proceeds and the

carrying amount of the asset) is included in profit or loss in

the year the asset is derecognised.

55
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

*Right-of-use assets relate to premises leases.

Leasehold

improvement

Furniture &

!ttings

Computer

equipment

Right-of-use

asset*

To t a l

$ (000)$ (000)$ (000)$ (000)$ (000)

2020

Cost or valuation

Balance at 1 April 2019812 556 873 1,970 4,211

Additions53 251 490 946 1,740

Disposals(230) - - (60)(290)

Currency translation(25)7 27 4554

Balance at 31 March 2020610 814 1,390 2,901 5,715

Depreciation

Balance at 1 April 2019333 223 556 - 1,112

Depreciation expense133 70 264 984 1,451

Disposals(223)--(17)(240)

Currency translation(25)5 181210

Balance at 31 March 2020218 298 838 979 2,333

Net carrying amount3925165521,922 3,382

2019

Cost or valuation

Balance at 1 April 2018770 367 574 -1,711

Additions28 166 270 -464

Acquisition through business combinations14 24 30 -68

Currency translation-(1)(1)-(2)

Balance at 31 March 2019812 556 873 -2,241

Depreciation

Balance at 1 April 2018222 175 421 -818

Depreciation expense111 48 135 -294

Balance at 31 March 2019333 223 556 -1,112

Net carrying amount479333317-1,129

9 PROPERTY, PLANT AND EQUIPMENT CONTINUED

56
Serko annual report

10 INTANGIBLES

Intangible assets acquired separately or in a business

combination are initially measured at cost. The cost of

an intangible asset acquired in a business combination is

its fair value as at the date of acquisition. Following initial

recognition, intangible assets are carried at cost less any

accumulated amortisation and any accumulated impairment

losses. Costs related to internally generated intangible

assets, excluding capitalised development costs, are not

capitalised and expenditure is recognised in profit or loss in

the year in which the expenditure is incurred.

The useful lives of intangible assets are assessed to be

either finite or indefinite. Intangible assets with finite

lives are amortised over the useful lives and tested for

impairment whenever there is an indication that the

intangible asset may be impaired. The amortisation period

and the amortisation method for an intangible asset with a

finite useful life is reviewed at least at each financial year

end. Changes in the expected useful life or the expected

pattern of consumption of future economic benefits

embodied in the asset, are accounted for prospectively by

changing the amortisation period or method, as appropriate,

which is a change in accounting estimate. The amortisation

expense on intangible assets with finite lives is recognised

in profit or loss.

Intangible assets with indefinite useful lives are tested for

impairment annually either individually or at the cash-

generating unit level. Such intangibles are not amortised.

An intangible asset with an indefinite useful life is reviewed

each reporting period to determine whether indefinite life

assessment continues to be supportable. If not, the change

in the useful life assessment from indefinite to finite is

accounted for as a change in an accounting estimate and is

thus accounted for on a prospective basis.

Gains or losses arising from derecognition of an intangible

asset are measured as the difference between the net disposal

proceeds and the carrying amount of the asset and are

recognised in pro!t or loss when the asset is derecognised.

A summary of the policies applied to the Group’s intangible

assets is as follows:


Goodwill and Other intangible assets (indefinite useful

life, tested annually for impairment)


Intellectual property (finite, amortised on 5 years

straight-line basis)


Capitalised software development costs (finite,

amortised on 5 years straight-line basis)


Computer software (finite, amortised on a straight-line

basis 40% - 60%).

Research and development

Research and maintenance costs are expensed as incurred.

An intangible asset arising from development expenditure

on an internal project is recognised only when the Group

can demonstrate the technical feasibility of completing

the intangible asset so that it will be available for use or

sale, its intention to complete and its ability to use or sell

the asset. Also considered is how the asset will generate

future economic benefits, the availability of resources

to complete the development and the ability to reliably

measure the expenditure attributable to the intangible

asset during its development. Following initial recognition

of the development expenditure, the cost model is

applied requiring the asset to be carried at cost less any

accumulated amortisation and impairment losses. Any

expenditure capitalised is amortised over the period of

expected benefit from the related project.

Intangible assets under development at balance date are

recorded as capital work in progress and are not subject

to amortisation.

Impairment of non-financial assets

Intangible assets that have indefinite useful lives or are

not yet completed are not subject to amortisation and are

tested annually for impairment or more frequently if events

or changes in circumstances indicate that they might be

impaired. Other assets are tested for impairment whenever

events or changes in circumstances indicate that the

carrying amount may not be recoverable.

An impairment loss is recognised for the amount by which

the asset’s carrying amount exceeds its recoverable

amount. Recoverable amount is the higher of an asset’s fair

value less costs to sell, and value in use. For the purposes

of assessing impairment, assets are grouped at the lowest

levels for which there are separately identifiable cash

inflows that are largely independent of the cash inflows

from other assets or groups of assets (cash-generating

units (‘CGUs’). Non-financial assets, including development

work in progress and computer software are assessed for

impairment at a Group level under one reporting segment.

For the year ended 31 March 2019, InterplX Inc goodwill

was assessed as a separate CGU. In the current year, the

InterplX product has been developed to bundle with travel,

it no longer has separately identifiable cash flows and is

assessed as part of the one Group CGU.

57
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Non-financial assets, other than goodwill that suffered

impairment, are tested for possible reversal of the

impairment whenever events or changes in circumstances

indicate that the impairment may have reversed.

The recoverable amount of the cash-generating unit is

determined from a value-in-use calculation that uses a

discounted cash flow analysis. The key assumptions for the

value-in-use calculation are those regarding the discount

rate, growth rates and forecast financial performance and

cash flows. Management estimates the discount rate using

rates that reflect current market assumptions of the time

value of money and risk specific to the cash-generating

unit. The growth rates are based on management’s best

estimate. Forecast revenues, direct and indirect costs,

are based on historical experience/past practices and

expectations of future changes in the markets the Group

operates in and services.

Owing to Covid-19 there is uncertainty around forecasts

for domestic and international air travel and consequently

uncertainty relating to Serko’s forecast cash #ows, which is

an indicator of possible impairment. Serko has forecast a

signi!cant reduction in travel bookings and Serko Expense

platform system use for the year ending 31 March 2021. These

forecasts are based on the information available to the

Group at the time of preparing these !nancial statements

and were arrived at with reference to various data sources,

including airlines, the International Air Transport Association

(‘IATA’), external management consultancy reports and Travel

Management Company resellers.

Serko’s estimates of travel recovery and growth rates

remain uncertain and dependent on a number of factors

with respect to Covid-19, including timing of return to

domestic travel, border controls for international travel and

public demand and behaviour with respect to travel and

airline scheduling. Cash flows are sensitive to the ability

of the Group to return to pre-Covid-19 revenue by the end

of FY2022 and to achieve its Northern Hemisphere growth

plans over the five-year period. The longer-term effects

of Covid-19 on Serko’s business remain uncertain and the

potential impacts of the pandemic continue to evolve.

In undertaking an impairment review of the cash-

generating unit the following assumptions were used in the

impairment model:


Cash flow projections across a five-year forecast period


Three distinct scenarios were modelled and probability

weighted at 10% to the highest case, 40% to the mid case

and 50% to the lowest case. As a result, the major approved

assumptions for impairment testing are as follows:


The Australian and New Zealand travel industry

recovers over two years to pre-Covid-19 levels


Northern Hemisphere travel markets are assumed to

have a lag relative to Australasia and forecasts return

to pre-Covid-19 levels in FY23


Serko Expense platform revenue growth, supplier

commissions and services and other revenues are

relative to Travel platform recovery and growth in each

territory


Discount rate of 11.7% (FY19: 11.5%)


Discount factor applied using a mid-year convention


Te r m i n a l g r ow t h r a te o f 2 % ( F Y 1 9 : 2 . 4 % ) .

10 INTANGIBLES CONTINUED

58
Serko annual report

Goodwill

Intellectual

property

Key

employee

retention

Customer

contracts

Other

intangible

assets

Development

work in

progress

Computer

software

To t a l

$ (000)$ (000)$ (000)$ (000)$ (000)$ (000)$ (000)$ (000)

2020

Cost

Balance at 1 April 20191,405 1,477 - - 73 4,766 4,775 12,496

Additions - - - - 5 11,013 - 11,018

Assets no longer in use - - - - - - (36)(36)

Transfer of cost - - - - - (11,215)11,215 -

Currency translation117 237 - - - - - 354

Balance at 31 March 20201,522 1,714 - - 78 4,564 15,954 23,832

Amortisation and impairment

Balance at 1 April 2019 - 76 - - - - 1,867 1,943

Amortisation - 332 - - - - 1,373 1,705

Currency translation - 74 - - - - - 74

Balance at 31 March 2020 - 482 - - - - 3,240 3,722

Net carrying amount1,5221,232 - - 784,56412,71420,110

2019

Cost

Balance at 1 April 2018220 -   78443 -   492,9153,705

Additions -    -    -    -   736,740 -   6,813

Assets no longer in use(220) -   (78)(443) -    -   (201)(942)

Transfer of cost -    -    -    -    -   (2,023)2,023 -   

Acquisition through business

combinations (refer note 13)

1,4441,523 -    -    -    -   393,006

Currency translation(39)(46) -    -    -    -   (1)(86)

Balance at 31 March 20191,405 1,477  -    -   73 4,766 4,775 12,496

Amortisation and impairment

Balance at 1 April 2018220 -   78443 -    -   13902,131

Amortisation -   76  -    -    -    -   678 754

Assets no longer in use(220) -   (78)(443) -    -   (201)(942)

Balance at 31 March 2019 -   76  -    -    -    -   1,867 1,943

Net carrying amount1,4051,401 -    -   734,7662,90810,553

In assessing the sensitivity of the forecasts to errors in assumptions, an analysis in key underlying assumptions was performed

and applied to the weighted average scenario. This included reducing the estimated growth rate by 10%, reducing the terminal

growth rate by 1% and increasing the discount rate by 1%. These reasonably possible changes in assumptions did not result in any

impairment to intangible assets.

10 INTANGIBLES CONTINUED

59
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

11 CASH AT BANK AND ON HAND

Cash and short-term deposits in the statement of financial position comprise cash at bank, and on hand, short-term highly liquid

investments with an original maturity of three months or less.

20202019

$ (000)$ (000)

Cash at bank – New Zealand dollar balances34,776 8,945

Cash at bank – foreign currency balances7,615 6,787

42,391 15,732

The carrying amounts of the group’s cash at bank and on hand are denominated in the

following currencies:

New Zealand dollars34,776 8,945

Australian dollars6,751 6,356

Chinese Yuan429 290

US dollars412 119

Indian rupees23 22

42,391 15,732

The Group has an indemnity guarantee over the Australian leased property of $108,000.

60
Serko annual report

12 TRADE AND OTHER PAYABLES

Employee benefits

Liabilities for wages and salaries, including non-monetary benefits, long-service leave and annual leave expected to be settled

within 12 months of the reporting date, are recognised in respect of employees’ services up to the reporting date. They are

measured at the amounts expected to be paid when the liabilities are settled.

Liabilities for wages and salaries that are not expected to be settled within 12 months are measured at the present value of the

estimated future cash out#ows to be made by the Group in respect of services provided by employees up to the reporting date.

Post-employment benefits

Contributions made on behalf of eligible employees to defined contribution funds are recognised in the period they are incurred.

The defined contribution funds receive fixed contributions from the Group whose legal or constructive obligation is limited to these

contributions only.

Trade and other payables

Trade and other payables are carried at amortised cost and represent liabilities for goods and services provided to the Group prior

to the end of the financial year that are unpaid and arise when the Group becomes obliged to make future payments in respect of the

purchase of these goods and services.

20202019

$ (000)$ (000)

Trade payables3,032 1,144

Accrued expenses2,743 2,701

Lease incentive* - 193

Annual leave accrual1,298 887

To t a l t r a d e a n d o t h e r p a ya b l e s7,073 4,925

Disclosed as:

Current7,073 4,791

Non-current - 134

7,073 4,925

* The lease incentive has been reclassified upon transition to NZ IFRS 16.

The average credit period on trade payables is approximately 30 days.

61
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

13 LEASE LIABILITIES

Recognition and measurement of Serko leasing activities

Serko leases property for fixed periods of between one and six years and some include extension options. These extension options

are usually at the discretion of Serko and are included in the measurement of the lease asset if management intends to exercise the

extension.

Prior to 31 March 2019 leases of property, plant and equipment were classi!ed as operating leases. Payments made under operating

leases (net of any incentives received from the lessor) were charged to pro!t or loss on a straight-line basis over the period of the lease.

Now assets and liabilities arising from a lease are initially measured on a present value basis. Lease incentives are recognised as

part of the measurement of the right-of-use asset and lease liabilities, whereas under NZ IAS 17 they resulted in the recognition of a

lease incentive liability, amortised as a reduction of rental expense on a straight-line basis. Lease liabilities include the net present

value of fixed payments less any lease incentives receivable. The lease payments are discounted using the lessee’s incremental

borrowing rate, being the rate that the lessee would have to pay to borrow the funds necessary to obtain an asset of similar value in a

similar economic environment with similar terms and conditions.

The amortisation of the discount applied on recognition of the lease liability is recognised as interest expense in the income statement.

Key movements relating to lease balances are presented below.

2020

$ (000)

Balance at 1 April 2019 due to first-time adoption of NZ IFRS 162,479

Leases entered into during the period900

Principal repayments(1,080)

Foreign exchange adjustment46

Closing balance2,345

Classified as:

Current1,280

Non-current1,065

Closing balance2,345

Maturity analysis - contractual undiscounted cash flows:

Less than 1 year1,423

Later than 1 year and not later than 2 years848

Later than 2 years and not later than 3 years347

To t a l u n d i s c o u n t e d l e a s e l i a b i l i t i e s a t 3 1 M a r c h2,618

62
Serko annual report

14 CONTINGENT CONSIDERATION & INTERPLX

Consideration for the InterplX Inc. acquisition was part settled in shares at the market price on 20 December 2018, with the purchase

agreement including contingent consideration that was settled on 12 February 2020 in the form of further Serko shares (tranche

2). Contingent consideration was calculated based on the achievement of InterplX revenue performance over the period 1 January

2019 to 31 December 2019. The fair value remeasurement of shares issued in respect of tranche 2 was $1,342,977 with $1,056,016

recognised as an expense in 2020 (2019: $286,961).

20202019

$ (000)$ (000)

Current

Leasehold fitout loan58 54

58 54

Non-current

Leasehold fitout loan92 149

92 149

16 INTEREST"BEARING LOANS AND BORROWINGS

20202019

$ (000)$ (000)

Callaghan R&D grant683 810

Callaghan student experience grant34 66

NZTE international growth grant205 332

To t a l c o m p e n s a t i o n922 1,208

15 GOVERNMENT GRANTS

Income relating to grants is presented in the table below

63
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

17 EQUITY

Ordinary share capital is recognised at the fair value of the consideration received. Transaction costs relating to the listing of new

ordinary shares and the simultaneous sale and listing of existing shares are allocated to those transactions on a proportional basis.

Transaction costs relating to the sale and listing of existing shares are not considered costs of an equity instrument as no equity

instrument is issued and, consequently, costs are recognised as an expense in the statement of comprehensive income when

incurred. Transaction costs relating to the issue of new share capital are recognised directly in equity as a reduction of the share

proceeds received.

During the year the Group allocated the following restricted shares to Serko employees (refer to note 19):


In respect of the Restricted Share Plan (RSP), the Group allocated 25,000 shares (2019: 346,157). Unallocated shares are

1,256,846 (2019: 1,268,628); and


In respect of Restricted Share Units (RSU), the Group allocated 671,117 (2019: nil).

2020201920202019

Number of

shares

Number of

shares

$ (000)$ (000)(000)(000)

Ordinary shares

Share capital at the beginning of the year40,993 25,185 80,923 74,894

Issue of shares pursuant to institutional capital placement40,000 15,048 9,900 5,455

Issue of shares pursuant to Share Purchase Plan (SPP) placement5,000 - 1,238 -

Transaction costs for issue of new shares(1,793)(778) - -

Non-executive directors settlement of non-recourse loan243 - - -

Issue of shares pursuant to US Options plan74 - 25 -

Issue of shares pursuant to Restricted Share Units (RSU) scheme353 - 79 -

Shares issued in respect of InterplX acquisition2,881 1,538 574 574

Share capital at 31 March87,751 40,993 92,739 80,923

Share-based payment reserve

Balance at 1 April1,885 1,309  -    -

Shares allocated to employees via Restricted Unit Scheme659 -  -    -

Shares allocated to employees via Restricted Share Plan23 406  -    -

Shares forfeited from employees via Restricted Share Plan(17)(24) -    -

Non-executive directors settlement of non-recourse loan(43) -  -    -

Share-based payments - employee share options(133)194  -    -

Share-based payment reserve at 31 March2,374 1,885 - -

64
Serko annual report

18 EARNINGS PER SHARE #EPS$

Basic EPS amounts are calculated by dividing the profit for the year attributable to ordinary equity holders of the parent by the

weighted average number of ordinary shares outstanding during the year.

Diluted EPS amounts are calculated by dividing the profit attributable to ordinary equity holders of the parent by the weighted

average number of ordinary shares outstanding during the year, plus the weighted average number of shares that would be issued on

conversion of all of the dilutive potential ordinary shares into ordinary shares.

The following reflects the income and share data used in the basic and diluted EPS computations:

Subsequent to the reporting date but prior to the date of authorisation of these !nancial statements, Serko issued a total of 472,243 RSUs.

20202019

$ (000)$ (000)

(Loss)/profit attributable to ordinary equity holders of the parent

Continuing operations(9,365)1,633

(9,365)1,633

Notes20202019

NumberNumber

(000)(000)

Basic earnings per share

Issued ordinary shares1792,739 80,923

Adjusted for employee restricted share plan shares(1,919)(2,769)

Weighted average of issued ordinar y shares90,820 78,154

Basic earnings per share (dollars)(0.10)(0.02)

Diluted earnings per share

Weighted average of issued ordinar y shares86,893 77,584

Weighted average of issued ordinar y shares for diluted earnings per share86,893 77,584

Diluted earnings per share (dollars)(0.11)0.02

20202019

CentsCents

Net tangible assets per security47.09 19.38

65
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

19 SHARE"BASED PAYMENTS

Employees of the Group receive remuneration at the Board’s

discretion in the form of share-based payment transactions,

where services are provided as consideration for the receipt

of equity instruments.

The cost of share-based payment transactions are

recognised, together with a corresponding increase in

equity, over the period in which the service conditions are

ful!lled. The cumulative expense recognised for share-based

transactions at each reporting date, until the vesting date,

re#ects the extent to which the vesting period has expired

and the Group’s best estimate of the number of equity

instruments that will ultimately vest. The expense or credit

for a period represents the movement in cumulative expenses

recognised at the beginning and end of that period.

No cumulative expense is recognised for awards that do not

ultimately vest except where vesting is conditional upon a

market condition.

Employee Restricted Share Plan

The Serko Limited Employee Restricted Share Plan (RSP)

was introduced for selected executives and employees of

The number of shares awarded pursuant to the RSP does not equal the number of shares created for the scheme, as the scheme had

an allocated pool of shares upon set up and forfeited shares are held in the trust and reissued.

20202019

Number of sharesNumber of shares

Unvested shares at 1 April1,499,943 1,398,707

Granted25,000 345,890

Forfeited(13,218)(22,219)

Vested(849,433)(222,435)

Unvested shares at 31 March - allocated to employees662,292 1,499,943

Ageing of unvested shares

Vest within one year312,475 842,911

Vest within two to five years349,817 657,032

Ageing of unvested shares at 31 March - allocated to employees662,292 1,499,943

Unallocated shares - held by trustee1,256,846 1,268,628

the Group. Under the RSP ordinary shares in Serko Limited

are issued to a trustee, Serko Trustee Limited, a wholly-

owned subsidiary, and allocated to participants, on grant

date, using funds lent to them by the Company.

The price for each share vested during the year under the

RSP is the higher of the market price of the share on the

date on which the shares are allocated or the grant price.

Under the RSP shares are beneficially owned by the

participants. The length of retention period before the

shares vest is between one and three years. If the individual

is still employed by the Group at the end of this specific

period, the employee is awarded a cash bonus that must be

used to repay the loan and shares are then transferred to

the employee. The number of shares awarded is determined

by the Remuneration Committee of the Board. The weighted

average grant date fair value of restricted shares issued

during the year was $3.17 (2019: $2.96) and was determined

by the volume weighted average price (VWAP) of shares

traded in the previous 20 trading days preceding the date of

grant. The Group has no legal or constructive obligation to

repurchase the shares or settle the RSP for cash.

66
Serko annual report

Employee Restricted Share Units scheme (RSUs)

The Serko Limited Employee Restricted Share Units scheme (RSU) was introduced during the year to replace the RSP. Under the RSU

scheme, ordinary shares in Serko Limited are allocated to employees at grant date with a zero-exercise price and will be taxable to

the employee in the income year when the awards vest.

Vesting conditions are based on:


Period of continuous employment (usually three years, however, it can be up to five years) and/or;


Performance hurdles, such as performance against revenue targets.

The weighted average grant date fair value of RSUs issued during the year was determined by either the volume weighted average

price (VWAP) of shares traded in the previous 20 trading days preceding the date of grant or closing price the day before issue.

20202019

Weighted

average price

NZ$

Number of RSUsNumber of RSUs

Allocated to employees during the year4.31671,117 -

Cancelled during the year3.95(1,979) -

Vested during the year4.49(78,521) -

To t a l R S U s g r a n t e d590,617 -

2020202020192019

Weighted average

exercise price ($)

Options

We i g h te d ave ra g e

exercise price ($)

Options

Outstanding at 1 April 2.90 286,901 - -

Granted 4.45 44,169 2.90 286,901

Cancelled 2.90 (177,783) - -

Exercised 2.97 (25,000) - -

Outstanding at 31 March 128,287 286,901

Employee incentive share options scheme

Options are granted to selected employees. The exercise price of the granted options is set at the closing price the day before issue.

Options are conditional on the completion of the necessary years of service (the vesting period) as appropriate to that tranche. The

options are considered graded equity instruments that vest in tranches over two to five years from the grant date. No options can be

exercised later than five years from grant date. There were 14 holders of options at 31 March 2020 (2019: 14).

The Group has no legal or constructive obligation to repurchase or settle the options in cash.

Movements in the number of options outstanding and their related weighted average exercise prices are as follows:

19 SHARE"BASED PAYMENTS CONTINUED

67
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

During the year a further 32,394 options were granted, however, these were subsequently cancelled or forfeited prior to 31 March 2020.

Options outstanding at 31 March fall within the following ranges:

The weighted average fair value of options granted during the year, determined using the Black-Scholes valuation model, was $1.84

per option (2019: $1.64).

The significant inputs into the valuation model were the market share price at grant date, the grant price as shown above, expected

annualised volatility of between 50% and 56% (FY19: 55% and 66%), a dividend yield of 0%, an expected option life of between two

and five years (FY19: two and five) and an annual risk-free interest rate of between 0.7% and 1.2% (FY19: 3%).

The volatility input measured is the standard deviation of continuously compounded share returns and is based on a statistical

analysis of daily share prices in the past one to five years.

Non-executive director shares

The Group’s non-executive directors were granted shares in 2014 that are to be settled by way of a non-recourse loan. The non-

recourse loans were due for repayment on 30 June 2020, following an extension to the previous loan due 30 June 2017. These were

valued using Black-Scholes model at the time of loan extension. During the year Ms Batten settled her loan in full. Subsequent to

year end Mr Botherway ’s and Mr McConaghy ’s loans were extended to 30 January 2021 and 30 June 2021 respectively. Post balance

date these have been valued using the Black-Scholes model, with the incremental fair value recognised in the profit and loss.

20202019

GrantedExpiry date

Grant price

(NZ$)

OptionsOptions

2018-19 2020-21 2.68 - 3.32 84,118 286,901

2019-20 2021-22 3.95 - 4.49 44,169 -

128,287 286,901

19 SHARE"BASED PAYMENTS CONTINUED

68
Serko annual report

20 RELATED PARTIES

a) Subsidiaries

The consolidated !nancial statements include the !nancial statements of Serko Limited and subsidiaries as listed in the following table:

Serko Australia Pty Limited’s principal business is the marketing and support of travel booking software solutions supplied

by Serko Limited.

Serko Trustee Limited was incorporated on 4 June 2014 to hold the shares issued to key management and staff in the Restricted

Share Scheme in trust until vesting.

Serko India Private Limited was incorporated on 18 February 2015 as a subsidiary for the India-based operations. As of 1 January

2020 Serko India Private Limited was non-trading.

Serko Investments Limited was incorporated on 5 November 2014 as a holding company. It holds 1% of the shares in Serko India

Private Limited.

Foshan Sige Information Technology Limited was incorporated on 7 August 2017 as a subsidiar y for the China-based operations.

Serko Inc was incorporated on 30 October 2017 as a subsidiary for the US-based operations.

InterplX Inc was acquired on 20 December 2018 and its principal business is the sale of expense management solutions.

% Equity interestInvestment $(000)

Balance date2020201920202019

Serko Australia Pty Limited31 March100%100%1 1

Serko Trustee Limited31 March100%100% - -

Serko India Private Limited31 March99%99%2 2

Serko Investments Limited31 March100%100% - -

Foshan Sige Information Technology Limited31 March100%100% - -

Serko Inc31 March100%100% - -

InterplX Inc31 March100%100%3,076 3,076

3,079 3,079

69
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

b) Transactions with related par ties

The following table provides the total amount of transactions that have been entered into with related parties, excluding key

management and executive director remuneration.

*Mr Botherway continues as a director of Serko (attending all Board & Committee meetings) but took a leave of absence from the Chair role on 12 March 2020 for medical

reasons.  Ms Batten assumed the role of Acting Chair from this date. 

d) Te r m s a n d c o n d i t i o n s o f t r a n s a c t i o n s w i t h r e l a t e d p a r t i e s

Outstanding balances at year end are unsecured and settlement occurs in cash.

For the year ended 31 March 2020 the Group has not made any allowance for impairment loss relating to amounts owed by related

parties (2019: $nil). An impairment assessment is undertaken each financial year by examining the financial position of the related

party and the market in which the related party operates, to determine whether there is objective evidence that a related party

receivable is impaired. When such objective evidence exists, the Group recognises an allowance for the impairment loss.

*Key management personnel includes the executive directors in their capacity as Chief Executive Officer and Chief Strategy Officer, the executive management team and

their direct reports. Short-term benefits include salaries, short-term incentives related to FY19 paid in FY20 and the bonus payments related to Restricted Share Plan

(RSP) long-term incentives granted in previous years and vested during the financial year to 31 March 2020.

20202019

$ (000)$ (000)

Purchases from related parties

Simon Botherway - Chair (to 12 March*)121 108

Clyde McConaghy - Non-executive Director110 83

Claudia Batten - Acting Chair (from 12 March*)113 83

To t a l344 274

20202019

$ (000)$ (000)

Short-term benefits employees (*)5,779 3,800

Share-based payments733 427

Post-employment benefits201 121

To t a l c o m p e n s a t i o n6,713 4,348

c) Key management remuneration

20 RELATED PARTIES CONTINUED

70
Serko annual report

20202019

$ (000)$ (000)

Net (loss)/profit after tax(9,364)1,633

Add non-cash items

Amortisation1,705 754

Depreciation1,451 294

Loss on property, plant and equipment disposal50 -

Fair value remeasurement of contingent consideration1,056 287

Deferred tax bene!t(167)(72)

Gain on foreign exchange transactions(370)(153)

Share-based compensation959 576

(4,680)3,319

Add/(less) movements in working capital items

(Increase) in receivables(1,084)(1,795)

Increase in trade and other payables2,283 1,998

(Decrease)/increase in income tax(308)125

891328

Net cash "ow from operating activities(3,789)3,647

21 RECONCILIATION OF OPERATING PROFIT TO NET CASH INFLOW FROM OPERATING ACTIVITIES

22 FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES

The Group’s principal financial instruments comprise cash at bank, derivatives, receivables, payables and loans.

The Group manages its exposure to key financial risks, including currency risk, in accordance with the Group’s financial risk

management policy. The objective of the policy is to support the delivery of the Group’s financial targets whilst protecting future

financial security.

Group capital consists of share capital and retained earnings. To maintain or adjust the capital structure, the Group may adjust

amounts of dividends paid to shareholders, return capital to shareholders, issue new shares or amend capital spending plans.

The main risks arising from the Group’s financial instruments are foreign currency, interest, credit and liquidity risk. The Group uses

different methods to measure and manage the different types of risks to which it is exposed. These include monitoring levels of

exposure to foreign exchange risk and assessments of market forecasts for foreign exchange. Ageing analyses and monitoring of

specific credit allowances are undertaken to manage credit risk. Liquidity risk is monitored through the development of future rolling

cash flow forecasts.

71
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

The Board reviews and agrees policies for managing each of these risks as summarised below.

a) Risk exposures and responses

i) Interest rate risk

The Group has exposure to interest rate risk to the extent it borrows funds at fixed and floating interest rates. The risk

specifically relates to the variability of interest rates and the impact this will have on the Group’s financial results. The Group

manages its cost of borrowing by placing limits on the proportion of borrowings at floating rate and the proportion of fixed rate

borrowing repriced in any year.

At balance date this year and prior year, the Group did not have any financial liabilities exposed to variable interest rate risk.

ii) Liquidity and interest rate risk

Liquidity risk represents the Group’s ability to meet its financial obligations on time. In terms of managing its liquidity risk, the Group

generates sufficient cash flows from its operating activities and holds sufficient cash reserves to meet its obligations arising from

its financial liabilities and has credit lines in place to cover potential shortfalls.

The following table sets out the contractual cash flows for all non-derivative financial liabilities settled on a gross cash flow basis.

Weighted

average

effective

interest rate %

Contractual

cash "ows

6 months

or less

6-12

months

1-2 years2-5 years

More than 5

years

$ (000)$ (000)$ (000)$ (000)$ (000)$ (000)

Group - 2020

Trade and other payables0% 7,074 7,074 - - - -

Leasehold fitout loan8% 165 34 34 68 29 -

7,239 7,108 34 68 29 -

Group - 2019

Trade and other payables0% 4,732 4,732 - - - -

Leasehold fitout loan8% 233 27 27 82 97 -

4,965 4,759 27 82 97 -

21 RECONCILIATION OF OPERATING PROFIT TO NET CASH INFLOW FROM OPERATING ACTIVITIES CONTINUED

72
Serko annual report

b) Currency risk

The Group has exposure to foreign exchange risk as a result of transactions denominated in foreign companies. The risk specifically

relates to the variability of foreign exchange rates for the currencies the Group trades in and the impact this has on the Group’s

financial results. The majority of the Group’s trading activities occur in New Zealand dollars, however, sales to overseas customers

are transacted in United States and Australian dollars.

Refer to notes 7 (receivables), 11 (cash at bank and on hand) and 12 (trade and other payables) for further details on the Group’s foreign

currency denominated accounts receivable and cash balances.

The following table summarises the sensitivity to foreign currency exchange rate movements. A sensitivity of +/- 15% (2019: +/- 15%)

has been selected owing to exchange rate volatility observed.

Foreign currency risk

-15%+15%

Carrying

amount

Post-tax

pro!t

Equity

Post-tax

pro!t

Equity

$ (000)$ (000)$ (000)$ (000)$ (000)

2020

Foreign exchange balances

Cash at bank 7,615 968 968 (715)(715)

Trade receivables 3,480 430 430 (337)(337)

Trade payables(1,178)(150)(150) 111 111

Net exposure 9,917 1,248 1,248 (941)(941)

2019

Foreign exchange balances

Cash at bank 6,787 862 862 (637)(637)

Trade receivables 2,507 315 315 (239)(239)

Trade payables(173)(22)(22) 16 16

Net exposure 9,121 1,155 1,155 (860)(860)

c) Credit risk

Credit risk arises from the financial assets of the Group, which comprise cash and cash equivalents, receivables and contract assets.

The Group’s exposure to credit risk arises from potential default of the counterparty, with a maximum exposure equal to the carrying

amount of these instruments. Exposure at balance date is addressed in each applicable note.

The Group does not hold any credit derivatives to offset its credit exposure.

The Group monitors and manages the exposure to credit risk by ensuring customers have an appropriate credit history. The credit

risk associated with Expense customers is small owing to the inherently low transaction value and the distribution over a large

number of customers.

At reporting date 99% (2019: 99%) of the Group’s cash and cash equivalents were with one bank. The Group has no other

concentrations of credit risk.

d) Fair value

The Board considers that the carrying amounts of financial assets and financial liabilities recognised in the consolidated financial

statements approximate their fair value.

21 RECONCILIATION OF OPERATING PROFIT TO NET CASH INFLOW FROM OPERATING ACTIVITIES CONTINUED

73
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

23 SEGMENT INFORMATION

The Board and senior management team monitors the results of the Group’s operations as a whole for the purpose of making

decisions about resource allocation and performance assessment and therefore the Board has determined the Group is a single

reportable operating segment.

This reporting segment is predominantly made up of revenue generated from Travel platform bookings and Expense revenue.

Revenues have been disaggregated at note 4.

As required under NZ IFRS 8 Serko is required to report on major customers making up more than 10% of the revenue for the year.

Under this disclosure Serko advises that two customers had revenue more than 10% of the revenue for the Group.

These customers accounted for $10,814,032 of the revenue for the year ended 31 March 2020 (2019: $10,721,614).

24 EVENTS AFTER BALANCE SHEET DATE

The non-recourse loans for directors have been extended in May 2020. These have been valued using the Black-Scholes model with

the incremental fair value recognised in the profit and loss for the FY21 (refer to note 19).

In May 2020 Serko issued a total of 472,243 RSUs (refer to note 18).

The Group has applied for Government Covid-19 wage subsidy schemes in New Zealand, Australia and the US (refer to note 2b)) and

received $1.6 million post year end of which $871,670 was received from the New Zealand government.

There have been no other events subsequent to 31 March 2020 that materially impact the results reported (2019: nil).

25 CONTINGENT LIABILITIES

There were no contingent liabilities at balance date (2019: $nil).

74
Serko annual report

Independent Auditor’s Report

OPINION

We have audited the consolidated financial statements of Serko

Limited and its subsidiaries (the ‘Group’), which comprise the

consolidated statement of financial position as at 31 March

2020, and the consolidated statement of comprehensive

income, statement of changes in equity and statement of cash

flows for the year then ended, and notes to the consolidated

financial statements, including a summary of significant

accounting policies.

In our opinion, the accompanying consolidated financial

statements, on pages 34 to 73, present fairly, in all material

respects, the consolidated financial position of the Group as

at 31 March 2020, and its consolidated financial performance

and cash flows for the year then ended in accordance with

New Zealand Equivalents to International Financial Reporting

Standards (‘NZ IFRS’) and International Financial Reporting

Standards (‘IFRS’).

BASIS FOR OPINION

We conducted our audit in accordance with International

Standards on Auditing (‘ISAs’) and International Standards

on Auditing (New Zealand) (‘ISAs (NZ)’). Our responsibilities

under those standards are further described in the Auditor ’s

Responsibilities for the Audit of the Consolidated Financial

Statements section of our report.

We believe that the audit evidence we have obtained is

sufficient and appropriate to provide a basis for our opinion.

We are independent of the Group in accordance with

Professional and Ethical Standard 1 (Revised) Code of Ethics

for Assurance Practitioners issued by the New Zealand

Auditing and Assurance Standards Board and the International

Ethics Standards Board for Accountants’ Code of Ethics for

Professional Accountants, and we have fulfilled our other ethical

responsibilities in accordance with these requirements.

To t h e S h a r e h o l d e r s o f S e r ko L i m i t e d

Other than in our capacity as auditor and the provision of

assurance services, we have no relationship with or interests in

the Company or any of its subsidiaries, except that partners and

employees of our !rm deal with the Company and its subsidiaries

on normal terms within the ordinary course of trading activities of

the business of the Company and its subsidiaries.

AUDIT MATERIALITY

We consider materiality primarily in terms of the magnitude

of misstatement in the financial statements of the Group that

in our judgement would make it probable that the economic

decisions of a reasonably knowledgeable person would be

changed or influenced (the ‘quantitative’ materiality). In

addition, we also assess whether other matters that come to

our attention during the audit would in our judgement change

or influence the decisions of such a person (the ‘qualitative’

materiality). We use materiality both in planning the scope of our

audit work and in evaluating the results of our work.

We determined materiality for the Group financial statements as

a whole to be $450,000.

KEY AUDIT MATTERS

Key audit matters are those matters that, in our professional

judgement, were of most significance in our audit of the

consolidated financial statements of the current period. These

matters were addressed in the context of our audit of the

consolidated financial statements as a whole, and in forming our

opinion thereon, and we do not provide a separate opinion on

these matters.

75
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Key audit matterHow our audit addressed the key audit matter

REVENUE RECOGNITION

The Group has reported revenue of $25.9 million, as set out in

note 4 ‘Revenue and other income’.

Revenue is based on multiple customer contracts that contain

different pricing schedules and varying revenue recognition

triggers. Complexity exists because of the specific nature of

each customer contract, which can include transactional and

usage fees, establishment and installation fees, and chargeable

work orders.

Management judgement is required to estimate revenue

recognition where cash flows do not align to contract

performance obligations, in particular when minimum

transaction volume commitments have period end dates that do

not align to the financial year end.

The recognition of revenue is a key audit matter due to the

significance of revenue to the financial statements and the

specific nature of individual customer contracts.

We considered the application of NZ IFRS 15: Revenue from

Contracts with Customers for new contracts entered into in

the year.

We evaluated the systems, processes and controls in place over

the major operating revenue streams.

We engaged our Information Technology specialists to test the

IT environment in which bookings occur and interface with the

general ledger.

We recalculated revenue recognised for a sample of customers

by reconciling transactions recorded in the relevant IT systems

to the financial ledger, and validating pricing inputs to invoices

and signed customer contracts.

We tested samples of manual journal entries recorded outside

of normal business processes by profiling for unusual revenue

impacting journals.

We assessed key judgements adopted by the Group in

recognising revenue including the timing and disclosure of

revenue net of credit notes, rebates and discounts and the

extent that forecast volumes are impacted by Covid-19.

76
Serko annual report

CAPITALISATION OF SOFTWARE DEVELOPMENT

INCLUDING IMPAIRMENT CONSIDERATIONS

The Group capitalised $11.0 million in relation to software

development, as set out in note 10 ‘Intangibles’, of which $4.6

million relates to development work in progress at balance date.

Capitalisation of software development costs

As a Software as a Service (‘SaaS’) provider, the Group

incurs significant expenditure in developing and enhancing

software products.

Judgement is required to determine if the recognition criteria

under NZ IAS 38: Intangible Assets have been met in order to

capitalise the applicable costs of development. This includes

considering whether the costs are directly attributable to

the development of an asset, and whether the Group can

demonstrate that the asset is in the development stage. This

includes demonstrating the technical feasibility of completing

the intangible asset so that it will be available for use or sale,

the Group’s intention to complete the asset, how the asset will

generate future economic benefits, the availability of resources

to complete the asset development and the ability of the

Group to reliably measure the expenditure attributable to the

intangible asset.

Impairment assessment due to Covid-19

The Group must also assess each period whether there are any

indications that the software development assets are impaired

and must perform impairment testing on any capitalised

development costs for which there are indicators of impairment

or which relate to software that is not yet available for use.

Serko has done an impairment test because there is uncertainty

around forecasts for travel bookings and Serko Expense

platform use, as a result of Covid-19, particularly around

domestic and international air travel assumptions.

The Group has performed an impairment assessment using

a discounted cash flow analysis for its cash-generating unit.

Expected cash flows were adjusted with reference to Covid-19,

with three distinct scenarios used to factor in the uncertainty

involved in determining the timing of return to domestic travel,

border controls for international travel and public demand and

behaviour with respect to travel and airline scheduling.

Other key assumptions include the discount rates and

growth rates.

We have included capitalisation and impairment considerations

of software development as a key audit matter due to the level

of judgement required.

Capitalisation of software development costs

We evaluated the nature of expenditure, the stage of product

development, and how the group distinguishes expenditure

between research, development and maintenance costs.

We assessed the Group processes and controls for recording

time spent on products and the allocation between research or

software development to be capitalised under NZ IAS 38.

We tested a sample of additions to evaluate if the recognition

criteria under NZ IAS 38 have been met.

Impairment assessment due to Covid-19

We considered existing software for technical obsolescence,

by ensuring appropriate revenues exist for those products and

corroborating with management whether features or product

enhancements previously capitalised are still in use.

We challenged the key assumptions within the cash

flow forecasts by considering historical cash flows, our

understanding of the business strategy and other relevant

external information. This included considering the three

scenarios used due to Covid-19 uncertainties.

We used our internal valuation specialists to assist in evaluating

the assumptions used in the Group’s discounted cash #ow model,

speci!cally the discount rate and terminal growth rates used, to

support the carrying value of assets as at 31 March 2020.

We performed sensitivity analysis over key drivers in the Group’s

impairment model, particularly forecast travel bookings and

Serko Expense platform use.

Key audit matterHow our audit addressed the key audit matter

77
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Bryce Henderson, Partner for Deloitte Limited

OTHER INFORMATION

The directors are responsible on behalf of the Group for

the other information. The other information comprises

the information in the Annual Report that accompanies the

consolidated financial statements and the audit report.

Our opinion on the consolidated financial statements does not

cover the other information and we do not express any form of

assurance conclusion thereon.

Our responsibility is to read the other information and

consider whether it is materially inconsistent with the

consolidated financial statements or our knowledge obtained

in the audit or other wise appears to be materially misstated.

If so, we are required to report that fact. We have nothing to

report in this regard.

DIRECTORS’ RESPONSIBILITIES FOR THE CONSOLIDATED

FINANCIAL STATEMENTS

The directors are responsible on behalf of the Group for the

preparation and fair presentation of the consolidated financial

statements in accordance with NZ IFRS and IFRS, and for such

internal control as the directors determine is necessary to

enable the preparation of consolidated financial statements

that are free from material misstatement, whether due to

fraud or error.

In preparing the consolidated financial statements, the

directors are responsible on behalf of the Group for assessing

the Group’s ability to continue as a going concern, disclosing,

as applicable, matters related to going concern and using the

going concern basis of accounting unless the directors either

intend to liquidate the Group or to cease operations, or have no

realistic alternative but to do so.

AUDITOR’S RESPONSIBILITIES FOR THE AUDIT OF THE

CONSOLIDATED FINANCIAL STATEMENTS

Our objectives are to obtain reasonable assurance about

whether the consolidated financial statements as a whole

are free from material misstatement, whether due to fraud or

error, and to issue an auditor ’s report that includes our opinion.

Reasonable assurance is a high level of assurance, but is not

a guarantee that an audit conducted in accordance with ISAs

and ISAs (NZ) will always detect a material misstatement when

it exists. Misstatements can arise from fraud or error and are

considered material if, individually or in the aggregate, they

could reasonably be expected to influence the economic

decisions of users taken on the basis of these consolidated

financial statements.

A further description of our responsibilities for the audit of the

consolidated financial statements is located on the External

Reporting Board’s website at:

https://www.xrb.govt.nz/standards-for-assurance-

practitioners/auditors-responsibilities/audit-report-1

This description forms part of our auditor’s report.

RESTRICTION ON USE

This report is made solely to the Company ’s shareholders, as a

body. Our audit has been undertaken so that we might state to

the Company ’s shareholders those matters we are required to

state to them in an auditor ’s report and for no other purpose. To

the fullest extent permitted by law, we do not accept or assume

responsibility to anyone other than the Company ’s shareholders

as a body, for our audit work, for this report, or for the opinions

we have formed.

Auckland, New Zealand

24 June 2020

78
Serko annual report

OVERVIEW OF SERKO’S GOVERNANCE STRUCTURE

The Serko Board has been appointed by shareholders to

protect and enhance the long-term value of Serko and to act

in the best interests of Serko and its shareholders. The Board

is the ultimate decision-making body of the Company and is

responsible for the corporate governance of the Company.

The role and responsibilities of the Board are set out in the

Board Charter, which can be found on the investor centre of the

Company ’s website.

The Board currently comprises an independent non-executive

Chair, two independent non-executive directors and two

executive directors, as detailed on page 16 of this Annual

Report. These directors held office throughout the financial

year ended 31 March 2020.

The Board has established two standing Board Committees to

assist in the execution of the Board’s responsibilities:


Audit and Risk Committee – The current members

of the Committee are Clyde McConaghy (Chair),

Simon Botherway and Claudia Batten. All members

are independent, non-executive directors. Their

qualifications and experience are set out under Board of

Directors in this Annual Report; and


Remuneration and Nominations Committee – The

current members of the Committee are Claudia Batten

(Chair), Simon Botherway and Clyde McConaghy. All

members are independent, non-executive directors.

Their qualifications and experience are set out under

Board of Directors in this Annual Report.

For the year ended 31 March 2020

INTRODUCTION

The Board and management of Serko Limited (Serko or

the Company) are very committed to ensuring that Serko

maintains corporate governance practices that are in line

with best practice and that Serko adheres to the highest

ethical standards.

The Board has considered the NZX Listing Rules and a number

of corporate governance recommendations when establishing

its governance framework, including the revised NZX Corporate

Governance Code dated 1 January 2020 (NZX Code) and

the Third and Fourth Editions of the Australian Securities

Exchange (ASX) Corporate Governance Council Principles and

Recommendations.

The NZX Listing Rules require Serko to formally report its

compliance against the recommendations contained in the NZX

Code. How Serko has implemented these recommendations

is set out in Serko’s Corporate Governance Statement, which

is included in its ESG Report and can be found on the investor

centre of the Company ’s website. Go to: www.serko.com/

investor-centre/. The Board considers that Serko’s corporate

governance structures, practices and processes have followed

all of the recommendations in the NZX Code during the financial

year ended 31 March 2020.

Serko’s governance charters and policies can also be found

on the investor centre of the Company ’s website. Serko’s

corporate governance charters and policies have been

approved by the Board and are regularly reviewed by the Board

and amended (as appropriate) to reflect developments in

corporate governance practices.

STOCK EXCHANGE LISTINGS

Serko is listed on the New Zealand Stock Exchange (NZX Main

Board) and on the Australian Securities Exchange (ASX) as an

ASX Foreign Exempt Listing. As an ASX Foreign Exempt Listing,

Serko needs to comply with the NZX Listing Rules (other than

as waived by NZX) but does not need to comply with the vast

majority of the ASX Listing Rule obligations.

Serko is incorporated in New Zealand.

Corporate Governance & Disclosures

79
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

NON"EXECUTIVE DIRECTOR REMUNERATION

In 2019 Serko’s shareholders approved a total cap of $450,000 per annum for non-executive directors’ fees for the purposes of the NZX

Listing Rules.

The Board has agreed that the following fixed annual fees will apply to all non-executive directors for the year ending 31 March 2021:

In light of the challenging operating environment caused by Covid-19 and related travel restrictions (which have materially impacted

Serko’s revenues), the non-executive directors have either agreed to take a reduction in their directors’ fees or receive a portion of their

directors’ fees in shares for the first three months of FY21. This is to assist Serko to manage expenditure during this challenging period.

Non-executive directors received the following directors’ fees, remuneration and other benefits from the Company in the year ended 31

March 2020:

* Indicates Chair of the Board/Committee. Mr Botherway continues as a director of Serko (attending all Board and Committee meetings) but took a leave of absence from the

Board Chair role on 12 March 2020 for medical reasons. Ms Batten assumed the role of Acting Chair from this date.

1 The figures shown are gross amounts, which have been converted into NZD and exclude GST (where applicable).

2 Board fees includes the amount of base fees payable to Mr Botherway and Ms Batten, which are used to acquire shares in the Company under the Non-executive Director

Fixed Trading Plan (refer to the ESG Report on the investor centre of Serko’s website for more information on the Plan).

3 In addition to directors’ fees, Serko meets costs incurred by non-executive directors that are incidental to the performance of their duties. This includes paying the costs of

directors’ travel. As these costs are incurred by Serko to enable directors to perform their duties, no value is attributable to them as benefits to directors for the purposes of

the above table.

4 Includes Australian superannuation payable.

5 Fees include special fees of NZ$15,000 paid to Mr McConaghy and Ms Batten respectively for ad hoc committee meetings held during the year in respect of a capital raising

and merger & acquisition (M&A) transaction.

More information about remuneration payable to directors is set out in Serko’s Corporate Governance Statement, which is included in the

ESG Report located on the investor centre of the Company ’s website.

Remuneration and value of other bene!ts received

Name of director

Non-executive

directors’ Board

fees

Audit & Risk

Committee fees

Remuneration

& Nominations

Committee fees

Shares and other

payments or

benefits

To t a l r e m u n e r a t i o n

Simon Botherway$71,533*--$50,000$121,533

Clyde McConaghy$94,465 $15,625*--$110,090

Claudia Batten$47,493*-$15,625*$50,000$113,118

TOTAL$213,491 $15,625 $15,625 $100,000 $344,741

1

2

4, 5

5

3

PostionFees per annum

Board of Directors

ChairAUD$120,000

Non-executive directorsAUD$75,000

Audit & Risk Committee

Committee ChairAUD$15,000

Committee Member-

Remuneration & Nominations Committee

Committee ChairAUD$15,000

Committee Member-

80
Serko annual report

EXECUTIVE DIRECTOR REMUNERATION

The executive directors, Darrin Grafton and Bob Shaw, receive remuneration and other benefits in their respective executive roles as

Chief Executive Officer and Chief Strategy Officer and, accordingly, do not receive directors’ fees. Their remuneration packages are set

by the Board to reflect the scope and complexity of each role, with reference to comparative market data.

Mr Grafton and Mr Shaw ’s remuneration comprises a fixed base salary, a short-term incentive up to a maximum target value of 40% of

their base salary; and a long-term incentive up to a maximum target value of 100% of their base salary. This remuneration composition

will carry forward into FY21.

During the period ended 31 March 2020, both Darrin Grafton’s and Bob Shaw ’s variable remuneration components were based on key

performance indicators (KPIs) relating to:


Delivery of operational value drivers linked to Serko’s strategy;


Delivering shareholder value;


Meeting performance targets in respect of customer satisfaction and retention; and


Maintaining a positive culture and safe working environment.

Delivery of these KPIs is used to assess whether pre-performance hurdles are met in relation to the granting of long-term incentives

for the upcoming financial year and determining the individual component of any short-term incentive payable for the current financial

year. In addition, pay out of any short-term incentive is dependent on meeting pre-determined revenue and EBITDA targets during

the financial period. Owing to Covid-19 related cost savings initiatives that were implemented at the beginning of FY21, no short-term

incentive was paid out in respect of FY20.

Similar criteria will be applied for assessing the performance of the executive directors in FY21.

81
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Base salary

Taxable

bene!ts

SubtotalPay for performance

Total

remuneration

STILTISubtotal

Darrin Grafton$370,564 $30,000 $400,564 -

$126,000 in the form of

31,899 restricted share units

$126,000 $526,564

Bob Shaw$256,652 $30,000 $286,652 -

$54,000 in the form of 13,671

restricted share units

$54,000 $340,652

1 Base salary includes employer contributions towards KiwiSaver at 3%.

2 Taxable benefits include a car allowance, carpark and medical insurance.

3 For FY20 no short-term incentive was allocated owing to Covid-19 cost saving initiatives. Darrin Grafton’s potential short-term incentive payment for FY20 was $140,000.

During the financial period Darrin Grafton received a short-term incentive of $50,400, which was earned in FY19 and paid in FY20.

4 For FY20 no short-term incentive was allocated owing to Covid-19 cost saving initiatives. During the financial period Bob Shaw received a short-term incentive of $21,600,

which was earned in FY19 and paid in FY20.

5 The FY20 long-term incentive was granted in July 2019, following partial achievement of pre-grant performance targets based on FY19 performance. The restricted share

units will vest three years after the allocation date. The value stated is the gross amount earned.

1

DirectorGrant yearSecuritiesPerformance period Shares vested Value on vesting

Darrin GraftonFinancial Year 2017Restricted sharesJuly 2016 - July 2019 39,512 $167,926.00

Bob ShawFinancial Year 2017Restricted sharesJuly 2016 - July 2019 9,106 $38,700.50

The following long-term incentives previously granted to the executive directors vested during the financial period ended 31 March 2020:

1 Represents the NZX closing price of SKO ordinary shares on the vesting date multiplied by the number of securities vested.

3

5

4

2

1

The tables below (and accompanying notes) set out the total remuneration and value of other benefits earned by, or paid to, each

executive director of Serko during, and in respect of, the financial period ended 31 March 2020:

82
Serko annual report

EMPLOYEE REMUNERATION

The table below shows the number of employees and former employees of Serko and its subsidiaries, not being directors (including

executive directors) of Serko, who, in their capacity as employees, received remuneration and other benefits during the period ended 31

March 2020 totalling at least NZ$100,000.

The remuneration of those employees paid outside of New Zealand has been converted into New Zealand dollars. No employee appointed

as a director of a subsidiary company of Serko receives any remuneration or other benefits for acting in that capacity.

The table below includes base salaries, short-term incentives and vested or exercised long-term incentives. The table does not include

long-term incentives that have been granted and have not yet vested. Where the individual is a KiwiSaver member, contributions of 3%

of gross earnings towards that individual’s KiwiSaver scheme are included in the below table. Where the individual works in Australia,

contributions of 9.5% of gross earnings towards Australian Superannuation are included in the below table.

Remuneration range (NZD)

Number of employees

whose remuneration

includes vested LTI

Total number of

employees in range

$100,000 - $110,000212

$110,001 - $120,000114

$120,001 - $130,000115

$130,001 - $140,00058

$140,001 - $150,00038

$150,001 - $160,000-9

$160,001 - $170,00026

$170,001 - $180,00022

$180,001 - $190,00011

$190,001 - $200,00015

$200,001 - $210,000-1

$210,001 - $220,00033

$220,001 - $230,000-2

$230,001 - $240,00012

$240,001 - $250,000-1

$250,001 - $260,00012

$260,001 - $270,000-1

$290,001 - $300,00011

$410,001 - $420,000-1

$420,001 - $430,00011

$580,001 - $590,00011

To t a l n u m b e r o f e m p l oye e s a n d fo r m e r e m p l oye e s2696

1 Specifies total number of employees within the range whose remuneration includes long-term incentives that have vested during the period.

1

83
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

DIVERSITY

The respective numbers and proportions of men and women at various levels within the Serko workforce as at 31 March 2019 and 31

March 2020 are set out in the table below:

1 Officers are considered to be the Chief Executive Officer and his direct reports (the Executive Team). Note that Chief Executive Officer, Darrin Grafton and Chief of Strategy,

Bob Shaw, are included in both the number of directors and officers reported.

2 Direct reports to the Executive Team with managerial responsibilities.

The Board’s assessment of Serko’s performance against its Diversity and Inclusion Policy is set out in the latest ESG report, which can be

found on the investor centre of the Company ’s website.

Female

20202019

no.%no.%

All directors120%120%

Non-executive directors133%133%

Officers113%114%

Senior employees320%429%

Remaining workforce8640%6139%

Male

20202019

no.%no.%

All directors480%480%

Non-executive directors266%266%

Officers787%686%

Senior employees1080%1071%

Remaining workforce12860%9461%

1

1

2

2

84
Serko annual report

Director attendanceBoard

Audit & Risk

Committee

Remuneration

& Nominations

Committee

Darrin Grafton12/12**

Bob Shaw12/12**

Simon Botherway11/126/64/4

Clyde McConaghy12/126/64/4

Claudia Batten12/126/64/4

BOARD AND COMMITTEE ATTENDANCE

The table below shows the Board and Committee meeting attendance during the year ended 31 March 2020:

DIRECTOR INDEPENDENCE

The Board currently comprises five directors – being the two co-founders and executive directors, Darrin Grafton and Bob Shaw, and

three non-executive directors – Claudia Batten, Simon Botherway and Clyde McConaghy.

The Board has determined, based on information provided by directors regarding their interests, which has been evaluated against the

criteria in the Board Charter, that as at 31 March 2020 and the date of this Annual Report, Claudia Batten, Simon Botherway and Clyde

McConaghy are independent directors. The Board has also determined that Darrin Grafton and Bob Shaw are not independent directors

owing to also being executives and major shareholders in Serko.

In addition, during the year directors participated in 22 additional Special Board Meetings and Board Sub-Committee meetings primarily

associated with M&A activity, the 2019 capital raising and managing risks associated with the Covid-19 pandemic.

*Indicates the director is not a member of the Committee (although they may have been in attendance for these meetings).

85
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

DirectorEntityRelationship

Claudia Batten

AIDER International Limited

Broadli Inc

Serko Inc

Westpac New Zealand Limited

Adviser

Director

Director

Board Adviser

Simon Botherway

Arrow Trust

Fidelity Life Assurance Company Limited

Guardians of NZ Super Fund

MSH Trustee (Arrow Limited)

Trustee

Director

Guardian

Trustee

Darrin Grafton

Financial Equities Limited

Grafton-Howe No.2 Trust

InterplX Inc.

Serko Australia Pty Limited

Serko Inc

Serko India Private Limited

Serko Investments Limited

Travelog World for Windows Pty. Limited

Director

Trustee

Director

Director

Director

Director

Director

Director

Clyde McConaghy

Chapman Eastway Pty Limited

Infomedia Limited

Optima Boards

Chairman (Advisory Board)

Director

Director

Bob Shaw

Financial Equities Limited

Ripon Trust

Serko Australia Pty Limited

Serko India Private Limited

Serko Investments Limited

Travelog World for Windows Pty. Limited

Director

Trustee

Director

Director

Director

Director

Date of disclosureDirectorEntity

22 October 2019

Darrin Grafton 

Simon Botherway

Gave notice that they intend to participate in an offer of existing shares by certain

shareholders and, accordingly, were to be considered as interested in the transaction

and entry into the associated Underwriting Agreement.

DIRECTOR INTEREST DISCLOSURES

Directors have given notices disclosing interests pursuant to section 140(1) of the Companies Act 1993. Those interests (and any changes

to interests) notified and recorded in Serko’s Interests Register during the financial year ended 31 March 2020 are set out below:

Directors have given general notices disclosing interests pursuant to section 140(2) of the Companies Act 1993. All of those interests,

and any changes to interests notified and recorded in Serko’s Interests Register during the financial year ended 31 March 2020 and

subsequently, are set out below:

1 Serko subsidiary as detailed on page 92.

1

1

1

1

1

1

1

1

1

86
Serko annual report

NameNature of relevant interest

Number of securities

acquired/(disposed)

Consideration

paid/received

Date of

acquisition/

disposal

Claudia BattenOn-market acquisition of beneficial

interest in ordinary shares (held in

custody for Claudia Batten pursuant

to Non-executive Director Fixed

Trading Plan)

1,283.10

1,108.61

993.63

909.44

1,088.69

862.67

77.06

1,001.03

821.05

801.34

799.22

783.28

995.82

108.57

$4,041.77

$3,990.79

$3,984.44

$3,976.07

$4,093.46

$3,916.54

$323.65

$4,014.13

$3,965.65

$3,995.70

$3,994.98

$3,994.71

$4,082.85

$184.57

2-Apr-19

2-May-19

6-Jun-19

2-Jul-19

6-Aug-19

3-Sep-19

19-Sep-19

3-Oct-19

5-Nov-19

3-Dec-19

7-Jan-20

4-Feb-20

4-Mar-20

17-Mar-20

On-market disposal of registered and

beneficial interest in ordinary shares held

pursuant to the Serko Non-executive

Director Loan Facility

(100,000)$523,755.50 31-Jan-20

Simon BotherwayOn-market acquisition of beneficial

interest in ordinary shares (held in

custody for Simon Botherway pursuant

to Non-executive Director Fixed

Trading Plan)

1,283.00

1,108.55

993.56

909.37

1,088.63

862.62

77.06

1,001.00

821.01

801.74

798.78

783.23

995.78

110.88

$4,041.45

$3,990.79

$3,984.16

$3,975.76

$4,093.24

$3,916.31

$323.64

$4,014.02

$3,965.49

$3,997.66

$3,992.79

$3,994.47

$4,082.69

$188.50

2-Apr-19

2-May-19

6-Jun-19

2-Jul-19

6-Aug-19

3-Sep-19

19-Sep-19

3-Oct-19

5-Nov-19

3-Dec-19

7-Jan-20

4-Feb-20

4-Mar-20

17-Mar-20

Off-market disposal of beneficial

interest in ordinary shares pursuant to

an underwritten primary placement by

Serko Limited and secondary sell down

by various existing shareholders of

Serko Limited

(1,150,000)$4,646,000.00 30-Oct-19

In accordance with Section 148(2) of the Companies Act 1993, directors disclosed the following acquisitions or disposals of relevant

interests in Serko ordinary shares during the financial year ended 31 March 2020:

5

1

1

DIRECTOR INTEREST DISCLOSURES CONTINUED

87
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

1 Shares are acquired automatically, on a monthly basis, by an independent broker pursuant to the Non-executive Director Fixed Trading Plan. For more details refer to Serko’s

Corporate Governance Statement on the investor centre of Serko’s website. These shares may not be disposed of while the holder remains a director of Serko and, in any

event, for three years from the commencement of the Plan.

2 These shares are subject to a deed restricting exercise of any voting rights attached to the shares/any shares issued upon vesting.

3 By virtue of Darrin Grafton’s personal relationship, he is implied to have the power to exercise, or to control the exercise of, any right to vote attached to these shares by

virtue of a personal relationship with the beneficial holder of these shares. These shares are subject to a deed restricting exercise of voting rights attached to the shares.

4 Paid in the form of services to Serko. Represents the NZX closing price of SKO ordinary shares on the vesting date multiplied by the number of securities vested.

5 The consideration for on-market trades is stated as the market price paid, excluding fees and taxes.

Darrin GraftonRegistered holder and beneficial interest

in ordinary shares issued upon vesting of

restricted shares pursuant to the Serko

Limited Employee Restricted Share Plan

39,512$167,926.00 29-Jul-19

Indirect interest in ordinary shares issued

upon vesting of restricted shares pursuant

to the Serko Limited Employee Restricted

Share Plan, by virtue of a personal

relationship with the registered holder

2,017$8,572.25 29-Jul-19

Beneficial interest in unlisted restricted

share units granted under the Serko

Limited Employee Long Term Incentive

Scheme (ANZ)

31,899Nil / Services30-Jul-19

Indirect interest in unlisted restricted

share units granted under the Serko

Limited Employee Long Term Incentive

Scheme (ANZ), by virtue of a personal

relationship with the registered holder

762Nil / Services30-Jul-19

Off-market disposal of bene!cial interest

in ordinary shares pursuant to an

underwritten primary placement by Serko

Limited and secondary sell down by various

existing shareholders of Serko Limited

(1,800,000)$7,272,000.00 30-Oct-19

Bob ShawRegistered holder and beneficial interest

in ordinary shares issued upon vesting of

restricted shares pursuant to the Serko

Limited Employee Restricted Share Plan

9,106$38,700.5029-Jul-19

Beneficial interest in unlisted restricted

share units granted pursuant to the Serko

Limited Employee Long Term Incentive

Scheme (ANZ)

13,671Nil / Services30-Jul-19

24

2

24

2

2,34

2,3

DIRECTOR INTEREST DISCLOSURES CONTINUED

88
Serko annual report

NameRelevant interestPercentage

Bob Shaw12,943,42613.957%

Darrin Grafton12,232,868 13.191%

Simon Botherway1,200,986.061.295%

Clyde McConaghy181,8180.196%

Claudia Batten113,802.760.123%

In accordance with the NZX Listing Rules, as at 31 March 2020, directors had a relevant interest (as defined in the Financial Markets

Conduct Act 2013) in Serko shares as follows:

1 The relevant interest includes: 12,884,296 shares are held via a trust in which the director is a trustee and beneficiary; 9,106 ordinary shares held directly; and a beneficial

interest in 50,024 restricted shares allocated pursuant to the Serko Employee Restricted Share Plan and held on trust until vesting.


Mr Shaw is also the registered holder and beneficial owner of 13,671 unlisted restricted share units allocated pursuant to the Serko Employee Long Term Incentive Scheme.

2 The relevant interest includes: 10,867,629 ordinary shares are held via a trust in which the director is a trustee and beneficiary; 39,512 ordinary shares held directly; 97,712

restricted shares allocated pursuant to the Serko Employee Restricted Share Plan and held on trust until vesting; and an indirect interest in 1,223,421 ordinary shares and

4,594 restricted shares by virtue of a personal relationship with the beneficial holder of these shares. The 12,232,868 shares are subject to a 12-month contractual lock up on

sale or disposition expiring in October 2020.


Mr Grafton is also the registered holder and beneficial owner of 31,899 unlisted restricted share units allocated pursuant to the Serko Employee Long Term Incentive Scheme

and has an indirect interest in 762 unlisted restricted share units by virtue of a personal relationship with the beneficial owner.

3 884,091 ordinary shares are held via a trust in which the director is a trustee and beneficiary. 284,909 ordinary shares are held directly. 31,986.06 ordinary shares are held

in custody pursuant to the Serko Non-executive Director Fixed Trading Plan. These shares are subject to a 12-month contractual lock up on sale or disposition expiring in

October 2020.

4 Held via a trust in which the director is a trustee and beneficiary.

5 31,876.19 ordinary shares are held in custody pursuant to the Serko Non-executive Director Fixed Trading Plan.

1

2

4

3

5

DIRECTOR INTEREST DISCLOSURES CONTINUED

89
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Date of disclosureDirectorParticulars of Board authorisation

21-May-19

Bob Shaw

Darrin Grafton

The payment of remuneration and the provision of other benefits (annual remuneration

review) by the Company to the executive directors on the terms detailed in the Board

minutes dated 21 May 2019 and on the grounds set out in the corresponding directors’

certificate.

23-Jul-19

Bob Shaw

Darrin Grafton

The payment of remuneration and the provision of other benefits (the granting of long-

term incentives) by the Company to the executive directors on the terms detailed in

the Board minutes dated 23 July 2019 and on the grounds set out in the corresponding

directors’ certificate.

22-Oct-19

Darrin Grafton

Simon Botherway

The provision of benefits to the directors who were participating in the sell down in the

form of entry into the Underwriting Agreement pursuant to the capital raising being

undertaken on or about the date of the certificate.

11-Nov-19

Claudia Batten

Clyde McConaghy

The payment of remuneration (in the form of Special Fees) by the Company to the non-

executive directors on the terms detailed in the resolution dated the same date as this

certificate and on the grounds set out in the corresponding directors’ certificate.

For the purposes of section 161 of the Companies Act 1993, the following entries were made in the Interests Register in relation to the

payment of remuneration and other benefits to directors:

For the purposes of section 162 of the Companies Act 1993, an entry was made in the Interests Register in relation to insurance effected

for directors and officers of Serko in relation to any act or omission in their capacity as directors.

There were no entries made in the subsidiary company Interests Register during the financial reporting period.

SHAREHOLDING INFORMATION

As at 30 April 2020 there were 92,738,865 Serko ordinary shares on issue, each conferring on the registered holder the right to vote on

any resolution at a meeting of shareholders, held as follows:

Size of shareholdingNumber of holders%Number of ordinary shares%

1 - 1,000 2,141 48.12 1,080,725 1.17

1,001 - 5,000 1,612 36.23 3,826,164 4.13

5,001 - 10,000 334 7.51 2,436,609 2.63

10,001 - 50,000 269 6.05 5,439,768 5.87

50,001 - 100,000 37 0.83 2,451,010 2.64

100,001 and over 56 1.26 77,504,589 83.57

TOTAL 4,449 100 92,738,865 100

1 Includes 1,919,138 ordinary shares with restrictive conditions held by Serko Trustee Limited on behalf of 40 individual beneficial holders (with 662,292 of those ordinary

shares allocated) pursuant to the Serko Restricted Share Plan. Restricted shares have voting rights attached, which are exercised on behalf of a beneficial holder by the

Trustee at the direction of the beneficial holder.

1

DIRECTOR INTEREST DISCLOSURES CONTINUED

90
Serko annual report

As at 30 April 2020, 1,919,138 ordinary shares with restrictive conditions held by Serko Trustee Limited on behalf of 40 individual

beneficial holders (with 662,292 of those ordinary shares allocated) pursuant to the Serko Restricted Share Plan; 14 participants holding

a total of 128,287 options pursuant to the Serko (US) Share Incentive Plan and 53 participants holding a total of 590,617 restricted share

units pursuant to the Serko Employee Long Term Incentive Scheme (ANZ) and Serko Employee Share Incentive Plan (US). Further

information on these incentive plans is contained in note 19 to the financial statements and in Serko’s ESG Report, which can be found on

the investor centre of the Company ’s website. Go to: www.serko.com/investor-centre.

Set out below are details of the 20 largest shareholders of Serko as at 30 April 2020:

1 The shareholding of New Zealand Central Securities Depository Limited (custodian for members trading through NZClear) has been reallocated to the applicable members.

Shareholder Number of ordinary shares held %

1Robert James Shaw & Geoffrey Robertson Ashley Hosking 12,884,296 13.89

2Darrin Grafton & Geoffrey Robertson Ashley Hosking 10,867,629 11.72

3TEA Custodians Limited 8,490,874 9.16

4National Nominees New Zealand Limited 5,128,273 5.53

5Coronado Pte Limited 4,331,683 4.67

6Citibank Nominees (NZ) Ltd 3,276,738 3.53

7HSBC Nominees (New Zealand) Limited 3,007,745 3.24

8HSBC Custody Nominees (Australia) Limited 2,268,826 2.45

9Serko Trustee Limited 1,919,138 2.07

10PT Booster Investments Nominees Limited 1,218,334 1.31

11Donna Bailey 1,217,594 1.31

12Philip Rodger Ball 1,162,517 1.25

13Chuck Buckner 1,035,014 1.12

14Investment Custodial Services Limited 1,007,360 1.09

15Skip Enterprises Pty Limited 1,000,000 1.08

16Accident Compensation Corporation 954,931 1.03

17Simon John Botherway & MSH Trustee (Arrow) Limited 884,091 0.95

18JPMORGAN Chase Bank 830,198 0.9

19Robert Alan Hawker & Elizabeth Anne Hawker 822,812 0.89

20Cogent Nominees (NZ) Limited 784,819 0.85

1

SHAREHOLDING INFORMATION CONTINUED

91
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

According to notices given to Serko under the Financial Markets Conduct Act 2013, the following persons were substantial product

holders as at 31 March 2020. As at the balance date (31 March 2020) there were 92,738,865 Serko ordinary shares on issue:

Substantial product holder

Number of ordinary shares in which relevant

interest is held

% of class held at balance date

Geoffrey Hosking 23,751,925 25.612

Robert Shaw 12,943,426 13.957

Darrin Grafton 12,232,868 13.191

Harbour Asset Management Limited 8,223,424 8.867

Milford Asset Management Limited 5,773,273 6.225

Jarden Securities Limited40,0150.043

1 Jarden Securities Limited (formerly First NZ Capital Group Limited) and Harbour Asset Management Limited file joint substantial product holder notices.

2 Based on last substantial product holder notice filed prior to 31 March 2020.

3 Based on issued share capital of 92,738,865 as at 31 March 2020.

1

2

3

1

SHAREHOLDING INFORMATION CONTINUED

92
Serko annual report

SubsidiaryDirectors

Foshan Sige Information Technology Limited  (China)Gerard Neilsen

InterplX Inc. (US)

Darrin Grafton

To n y D ’A s to l fo

Serko Australia Pty Limited (Australia)

Darrin Grafton

Bob Shaw

John Challis

Serko Inc (US)

Darrin Grafton

Claudia Batten

Serko India Private Limited (India)

Darrin Grafton

Bob Shaw

Yo g i t a C h a d h a

Serko Investments Limited (New Zealand)

Darrin Grafton

Bob Shaw

Serko Trustee Limited (New Zealand)

Susan Putt

Fiona Rockel

SUBSIDIARY COMPANY DIRECTORS

With the following exception, directors of Serko’s subsidiaries do not receive any remuneration or other benefits in respect of their

appointments. The remuneration and other benefits of any such directors who are employees of the group totalling $100,000 or more

during the year ended 31 March 2020 are included in the relevant bandings for remuneration disclosed on page 82 of this Annual Report.

Serko has agreed to pay Ms Chadha NZ$30,000 per year in relation to acting as a director of Serko India Private Limited. During the

financial year ended 31 March 2020, she earned NZ$12,500 (of which $7,500 was paid during FY20) in her capacity as a director of this

entity, representing a pro rating of director fees for five months of the financial year. Prior to that time, she was an employee and did not

receive any directors’ fees for this role.

The following persons held office as directors of subsidiary companies as at 31 March 2020:

1 No subsidiary directors retired during the financial year.

1

93
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

REGULATORY MATTERS

On 22 July 2015, NZX regulation granted Serko a waiver from NZX Listing Rule 7.6.4(b)(iii) to the extent required to allow Serko to provide

financial assistance to executive directors, and an associated person of one of the executive directors, to enable them to participate in

Serko’s Restricted Share Plan. The full waiver is available on Serko’s website. Go to: www.serko.com/investors/. The Restricted Share

Plan has now been grandfathered and there is no intention to grant the executive directors (and their associates) any further restricted

shares in reliance on this waiver.

For completeness it is noted that post-year end, Serko has relied on the NZX class waiver dated 3 April 2020, which provides listed

companies with an additional 30 days to prepare and release their full-year FY20 results in acknowledgement of the challenges caused

by Covid-19.

DONATIONS

Serko did not make any donations during the financial year.

CREDIT RATING

Serko does not presently have an external credit rating status.

DISTRIBUTIONS / DIVIDENDS

There were no dividends or distributions paid to shareholders during the financial period.

Dividends and other distributions with respect to the Shares are only made at the discretion of the Serko Board. Serko is a growth

technology company and is not intending to pay a dividend for FY21.

94
Serko annual report

Glossary

ARPBAverage Revenue Per Booking

Asia PacificVietnam, Thailand, Taiwan, Sri Lanka,

South Korea, South Africa, Singapore,

Philippines, Pakistan, New Zealand,

Malaysia, Japan, Indonesia, India, Hong

Kong, China, Bangladesh and Australia for

the purposes of this Annual Report

ASXASX Limited, also known as the Australian

Securities Exchange

AT M RATMR (Annualised Transactional Monthly

Revenue) is a Non-GAAP measure.  It is

based on the monthly transactions and

average revenue per booking (for its

Travel platform revenue) and monthly

user charges (for its Expense platform

revenue) annualised on a constant

currency basis.

AUD or A$Australian dollars

AustralasiaNew Zealand and Australia for the

purposes of this Annual Report

Board or Board of

Directors

The board of directors of Serko

Cloud or cloud-

based

Cloud computing is when the software

and associated data is hosted outside

the customer ’s premises and delivered

over a network or the Internet as a

service, which allows immediate access

to the software

Company or SerkoSerko Limited, a New Zealand

incorporated company

EBITDAF (refer

page 22)

EBITDAF is a Non-GAAP measure

representing Earnings Before the

deduction of costs relating to Interest,

Taxation, Depreciation, Amortisation and

Fair value remeasurement

ESGEnvironmental Social Governance

FTEFull-time equivalent

FXForeign exchange

FYFinancial year ended, or ending, on

31 March (unless otherwise stated)

GSTGoods and Services Tax

IFRSInternational Financial Reporting

Standards

Independent

Directors

Simon Botherway, Claudia Batten and

Clyde McConaghy

IPOInitial Public Offering

ListingThe date Serko shares started trading on

the NZX Main Board, 24 June 2014

NZNew Zealand

NZD or NZ$New Zealand dollars

NZ GAAP or GAAPNew Zealand Generally Accepted

Accounting Practice

NZ IFRS or IFRSNew Zealand equivalents to International

Financial Reporting Standards

NZXNZX Limited, also known as the New

Zealand Stock Exchange

NZX Listing Rules

or Listing Rules

The Listing Rules applying to the NZX

Main Board as amended from time to time

NZX Main BoardThe New Zealand main board equity

security market operated by NZX

R&DResearch and Development expenditure

SAASSoftware-as-a-service

Serko Expense

Management

business

Serko’s online expense management

solutions that enables the capture and

processing of corporate credit cards and

out-of-pocket claims

Serko MobileSerko’s mobile app for iPhones and

Android devices that gives users access

to information and travel booking

functionality on their mobile devices

Serko OnlineSerko’s cloud-based online travel booking

solution for large organisations

serko.travelSerko’s cloud-based online travel booking

solution for small to medium enterprises

(SMEs)

SMESmall and medium enterprise

TMC, Travel

Agency or Travel

Management

Company

A travel management company that

provides specialised travel-related

services to corporate customers

USD or US$United States dollars

ZenoSerko’s premium cloud-based online

travel booking solution

Zeno ExpenseSerko’s Expense management solutions

$All figures are in New Zealand dollars,

unless otherwise stated

95
Serko annual report

ABOUTSERKO

03

SUMMARY

04

LETTER

06

STRATEGICOVERVIEW

10

PRODUCTS

12

LEADERSHIP

16

MANAGEMENTCOMMENTARY

20

FINANCIAL STATEMENTS

32

GOVERNANCE &DISCLOSURES

78

CORPORATERESPONSIBILITY

18

GLOSSARY & DIRECTORY

95

Company Directory

Key Dates

30 SEPTEMBER 2020

Half-Year End

18 NOVEMBER 2020

Half-year Results Announced

31 MARCH 2021

Financial-Year End

19 AUGUST 2020

Annual Shareholders’ Meeting

Serko’s ESG Report, which includes its Corporate Governance Statement, can be found at www.serko.com/investor-centre.

New Zealand

Saatchi Building

Unit 14D

125 The Strand

Parnell, 1010

+64 9 309 4754

New Zealand

Saatchi Building

Unit 14D

125 The Strand

Parnell, 1010

+64 9 309 4754

Australia

Level 8

75 Elizabeth Street

Sydney 2000

NSW, Australia

+61 2 9435 0380

Australia

Link Market Services Limited

Level 12

680 George Street

Sydney 2000

NSW, Australia

+61 1300 554 474

Australia

c/- Sly & Russell Legal

Nominees Pty Ltd

Level 18

225 George Street

Sydney 2000

NSW, Australia

New Zealand

Link Market Services Limited

Level 11, Deloitte House

80 Queen Street

Auckland 1140, New Zealand

+64 9 375 5998

serko@linkmarketservices.co.nz

Deloitte Limited

Deloitte Centre

80 Queen Street

Auckland 1040, New Zealand

+64 9 303 0700

Simon Botherway (Chairman)

Claudia Batten (Acting Chair from 12 March 2020)

Robert (Clyde) McConaghy

Darrin Grafton

Robert (Bob) Shaw

Serko is a company incorporated with limited liability under the New Zealand Companies Act 1993

New Zealand Companies Office registration number 1927488

Australian Registered Body Number (ARBN) 611 613 980

For investor relations queries contact: investor.relations@serko.com

PRINCIPAL

ADMINISTRATION

OFFICE

REGISTERED OFFICESHARE

REGISTRAR

DIRECTORSAUDITOR

96
Serko annual report

Serko Limited Annual Report 2020

www.serko.com

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