2020 Annual Meeting

8 September 2020

Dear Shareholder


Please find enclosed notice of the 2020 Southern Charter Financial Group Limited (SNC) AGM which
will be held on 22 September 2020 at Hampton Downs Motorsport Park, 20 Hampton Downs Rd, Te
Kauwhata, Waikato, starting at 12.30pm. Shareholder registration opens at 12.25pm.


The enclosed shareholder voting form has detailed instructions on how shareholders may lodge their
vote, or appoint a proxy to vote on their behalf if they are unable to attend.

Shareholders may submit specific questions to the Board in advance of the AGM by emailing me at
josephvanwijk@xtra.co.nz.

I look forward to seeing you at the meeting.




Joseph van Wijk
Independent Director

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NOTICE OF ANNUAL MEETING

Notice is hereby given that the 2020 annual meeting of shareholders of Southern Charter Financial
Group Limited (SNC) will be held on at 22 September 2020 at Hampton Downs Motorsport Park, 20
Hampton Downs Rd, Te Kauwhata, Waikato, starting at 12.30pm. Shareholder registration opens at
12.25pm.
AGENDA
A. Chairman’s introduction.
B. Presentation to shareholders.
C. Shareholder discussion.
D. Resolutions.
RESOLUTIONS

To consider and, if thought fit, to pass the following Ordinary Resolutions:

1. Re-election of Joseph van Wijk: That Mr Joseph van Wijk, who retires in accordance with
NZX Listing Rule 2.7.1, and being eligible for re-election, be re-elected as a director of SNC.

2. Auditors: That the Board is authorised to fix the auditor’s remuneration.

Other Business
To consider any other matter that may properly be brought before the meeting.

Proxies
Any shareholder of SNC who is entitled to attend and vote at the meeting may appoint a proxy to
attend and vote on their behalf. A corporation which is a shareholder may appoint a representative to
attend the meeting on its behalf in the same manner as it could appoint a proxy. A proxy does not
need to be a shareholder of SNC. The Chairman of the Meeting (Joseph van Wijk) and any of the
Directors are prepared to act as proxy. Where they are appointed as discretionary proxy, they intend
to vote in favour of all of the Resolutions.
To appoint a proxy you should complete and sign the enclosed Proxy Form and either return it by
delivery, mail, email or fax to the share registrar of SNC:
By delivery:
Southern Charter Financial Group Limited
C/- Link Market Services Limited
Level 11, Deloitte Centre
80 Queen Street
Auckland
By mail:
Southern Charter Financial Group Limited
C/- Link Market Services Limited
PO Box 91976
Auckland 1142
By email:
meetings@linkmarketservices.com (please put the words “Southern Charter
Financial Group Limited Proxy Form” in the subject line for easy identification)
By fax:
+64 9 375 5990

You may also lodge your proxy online at https://investorcentre.linkmarketservices.co.nz/voting/SNC
You will require your CSN/Holder Number and FIN to complete your proxy appointment. A shareholder
will be taken to have signed the Proxy Form by lodging it in accordance with the instructions on the
website.

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The completed Proxy Form must be received by Link Market Services no later than 48 hours before
the meeting, being 12.30pm on 20 September 2020. Online proxy appointments must also be
completed by this time. Registered shareholders at that time will be the only persons entitled to vote at
the meeting and only the shares registered in those shareholders’ names at that time may be voted at
the meeting.
Ordinary Resolutions
Resolutions 1 and 2 are ordinary resolutions. An ordinary resolution is passed by a simple majority of
votes of those shareholders entitled to vote and are voting on the resolutions in person or by proxy.

EXPLANATORY NOTES

Resolution 1: Re-election of Joseph van Wijk

Joseph van Wijk, who retires from office by rotation and, being eligible, offers himself for re-election.
The Board considers Mr van Wijk to be an Independent Director.

Mr van Wijk is a New Zealand qualified Chartered Accountant and has a diverse range of international
experience in investment, accounting, taxation and financial roles including mergers and acquisitions
in the UK and the USA. He is a director of publicly listed Senior Trust Retirement Village Listed Fund
as well as Southern Charter Financial Group Limited. Joseph has a Bachelor of Business from New
Zealand and a Master of Business Administration from the United Kingdom.

The Board unanimously recommends that shareholders vote in favour of Mr van Wijk’s re-election as
Director.

Resolution 2: Auditors

BDO is automatically reappointed as auditor under section 207T of the Companies Act 1993. This
resolution authorises the Board to fix the fees and expenses of the auditor.

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LODGE YOUR PROXY
Online:
https://investorcentre.linkmarketservices.co.nz/voting/SNC
Scan & email:
meetings@linkmarketservices.co.nz Mail:
Fax: +64 9 375 5990 Use the enclosed reply paid
Deliver: envelope or address to :
Link Market Services Link Market Services
Level 11, Deloitte Centre, PO Box 91976
80 Queen Street, Auckland 1010 Auckland 1142
Scan this QR code with your smartphone and vote online

General Enquiries
+64 9 375 5998 enquiries@linkmarketservices.com



PROXY FORM FOR THE 2020 ANNUAL MEETING
The Southern Charter Financial Group Limited Annual Meeting of Shareholders will be held at Hampton Downs Motorsport
Park, 20 Hampton Downs Rd, Te Kauwhata, Waikato, on Tuesday, 22 September 2020 commencing at 12:30pm.

APPOINTMENT OF PROXY
If you are a shareholder entitled to attend and vote at the
Annual Meeting, you are entitled to appoint a proxy or, in
the case of a corporate shareholder, a representative to
attend and vote instead of you. This Proxy Form may be
completed online, mailed, delivered, faxed or scanned and
emailed in accordance with the instructions above.
A proxy can be any person of your choice and does not
have to be a shareholder of Southern Charter Financial
Group Limited. If you wish, you can appoint the Chairman
of the Meeting as your proxy. The Chairman will vote in
accordance with your instructions. If you return this form
without appointing a proxy, but have indicated on this form
how you wish to vote, the Chairman of the meeting will vote
in accordance with your express instructions.

VOTING OF YOUR HOLDING
Direct your proxy how to vote by making the appropriate
election in respect of each item of resolutions. If you elect
“proxy discretion” on any resolution, you are directing your
proxy or representative to decide how to vote on that
resolution on your behalf. If you elect “abstain” box on any
resolution, you are directing your proxy or representative not
to vote on that resolution. If you make more than one
election in respect of a resolution your vote will be invalid on
that resolution. If you return this form without directing the
proxy how to vote on any particular matter, the proxy may
vote as he/she thinks fit or abstain from voting.

PROXY DISCRETION
If you appoint the Chairman of the Meeting or any other
Director as your proxy and also elect “proxy discretion”, you
acknowledge that they may exercise your vote even if they
have an interest in the outcome of that resolution. The
Chairman of the Meeting and the Directors intend to vote all
discretionary proxies in favour of all resolutions.
ATTENDING THE MEETING
If you wish to attend and vote at the meeting, please bring
this Proxy Form with you to the meeting to assist with your
registration.


SIGNING INSTRUCTIONS FOR PROXY FORMS
Individual
Where the holding is in one name, the security holder
must sign.

Joint holding
This Proxy Form may be signed by either, or on behalf of,
the joint shareholders (or their duly authorised attorney).

Company
This Proxy Form must be signed by a duly authorised officer
or attorney. Persons who sign on behalf of a company must
be acting with the company’s express or implied authority.

Power of Attorney
If this Proxy Form has been signed by an attorney, a copy of
the power of attorney under which it was signed (if not
previously provided to the Registrar), and a signed certificate
of non-revocation of the power of attorney must accompany
this Proxy Form.


For your proxy to be effective it must be lodged with Link
Market Services by no later than 12:00pm Sunday
20 September 2020.

Go online to https://investorcentre.linkmarketservices.co.nz/voting/SNC to appoint your proxy, or
turn over to complete the form.
SOUTHERN CHARTER FINANCIAL
GROUP LIMITED

PROXY/CORPORATE REPRESENTATIVE FORM

STEP 1: APPOINT A PROXY TO VOTE ON YOUR BEHALF
I / We being a shareholder(s) of Southern Charter Financial Group Limited

hereby appoint
of



or failing him/her
of

as my/our proxy to act generally at the meeting on my/our behalf and to vote in accordance with the following directions at the
Annual Meeting of Shareholders of Southern Charter Financial Group Limited to be held at Hampton Downs Motorsport Park, 20
Hampton Downs Rd, Te Kauwhata, Waikato on Tuesday 22 September 2020 commencing at 12:30pm and at any adjournment
of that meeting.

STEP 2: ITEMS OF BUSINESS – PROXY VOTING INSTRUCTIONS

ORDINARY RESOLUTIONS


1. That Mr Joseph van Wijk, who retires in accordance with NZX
Listing Rule 2.7.1, and being eligible for re-election, be re-
elected as a director of SNC.


2. That the Board is authorised to fix the auditor’s remuneration.



FOR




AGAINST




ABSTAIN PROXY
DISCRETION
And to vote on any resolution to amend the resolutions, on any resolution so amended, and on any other resolution proposed at
the meeting (or any adjournment thereof). Unless otherwise instructed as above, the proxy will vote as he/she thinks fit.The proxy
is appointed only in respect of the above meeting or any adjournment thereof.

SIGN: SIGNATURE OF SHAREHOLDER(S) This section must be completed.

Shareholder 1 Shareholder 2 Shareholder 3



or duly authorised officer or attorney or duly authorised officer or attorney or duly authorised officer or attorney


Contact Name Contact Daytime Telephone Date


Electronic Investor Communications:
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