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EROAD continues to grow, despite difficult conditions

Half Year Results25 November 2020ERDIndustrials

Market Release 26 November 2020
EROAD continues to grow, despite difficult macro-economic conditions

Transportation technology services company EROAD today released its financial results for the first

half of the 2021 financial year.

All numbers are stated in New Zealand dollars (NZ$) and relate to the six months ended 30 September

2020 (H1 FY21) and comparisons relate to the six months ended 30 September 2019 (H1 FY20) or the

six months ended 30 June 2020 (H2 FY21), unless stated otherwise.

Key highlights:

• Revenue continued to grow to $45.8m, up 19% from H1 FY20 and 7% from H2 FY20

reflecting growth across all regions

• EBITDA of $15.3m was up 29% from H1 FY20 and flat on H2 FY20 reflecting accelerated R&D

and spend-to-save initiatives

• EROAD grew contracted units by 5,705, while keeping ARPU and asset retention stable in the

six months despite challenging macro-economic conditions

• Launched EROAD Day Logbook, EROAD Go and EROAD Clarity Dashcam which will support

future growth

• EROAD listed on the ASX as a Foreign Exempt Listing and raised $53m to accelerate growth

strategies

“EROAD delivered a 19% increase in Revenue and 29% improvement in EBITDA period-on-period. In

a period of extreme uncertainty and operating restrictions across our markets, the continued growth

in contracted units, stable SaaS Average Revenue Per Unit and asset retention rate is reflective of

EROAD’s strong customer value proposition.” said Steven Newman, Chief Executive Officer.

EROAD Chair Graham Stuart says: “Now, more than ever before our customers face significant change

and increasingly require telematics solutions that give visibility, data and insights to manage vehicles,

reduce costs and improve efficiencies within their business. As the pioneer of regulatory telematics,

we are in the ideal position to find and deliver the solutions to their problems. Now is the time to be

bold and accelerate our growth strategies to capture the significant growth opportunity for EROAD

once uncertainty recedes.”

Revenue increased period on period by 19% from $38.5m to $45.8m, reflecting both the growth

in contracted units from 108,414 to 122,193 as well as an increase in Average Monthly Revenue per

Unit (ARPU) from $57.60 to $58.80. In the same period our asset retention rate remained steady

at 95%. Our Annualised Monthly Recurring Revenue metric (AMRR) provides a forward view of

revenue. This increased from $84.0m at 31 March 2020 to $84.8m as at 30 September 2020, reflecting

the growth in both new units and SaaS Average Revenue per Unit, partly offset by foreign exchange

translation impacts.

Operating expenditure increased from $27.5m to $30.5m period on period reflecting increased

research and development operating expenditure and further ongoing spend on initiatives to deliver

longer-term improvements in operating leverage.





New Zealand

New Zealand was the least impacted of EROAD’s markets by COVID-19 restrictions, and growth rates

in the markets returned to pre-COVID-19 levels relatively quickly once restrictions were lifted. New

Zealand revenue increased by 13% period on period to $27.4m and EBITDA increased period on

period by 14% to $18.5m. The growth in units of 4,160 since 31 March 2020 was driven

pr edominantly from new customers across a range of industries with medium sized fleets, as well as

further extension into the fleets of several larger existing customers.

North America

Revenue for North America increased by $2.6m to $13.9m and EBITDA increased period on period

from $3.2m to $5.9m. North America’s growth slowed adding only 1,292 units during

the period, reflecting the challenging market conditions. The majority of these units added were from

new customers. The launch of ‘EROAD Go’ and ‘EROAD Clarity Dashcam’ are considered critical steps

in further expanding the North America addressable market and being able to win more medium and

enterprise customers.

Australia

Growth in Australia was also heavily impacted by COVID-19 restrictions, particularly in Victoria. 253

units were added during the six-month period. Revenue for the Australian business was $0.5m,

compared to H1 FY19 of $0.3m. EBITDA was $(0.4)m, as EROAD continued to invest into this new

market to support future growth.

Launching innovative products to solve customers’ problems

Continuing to launch innovative products into our markets aimed at solving key customer issues is

expected to deliver further growth in contracted unit numbers and ARPU as well as retaining

customers.

During the period EROAD launched the new EROAD Day Logbook for New Zealand. This simplifies

fatigue management by enabling drivers to capture work and rest hours via a smart phone or

tablet. EROAD customers can then use the investigative tools on the web portal to examine the

driver’s workday, enabling easier compliance and reporting. Since the launch in Q1 FY21, EROAD has

sold 1,373 logbook subscriptions by 30 September.

In September 2020, ‘EROAD Go’, a mobile workflow application that connects with customers’

transport management systems, was launched in North America. This product allows critical data to

flow between the driver, dispatch, safety, compliance, accounts and back office which allows real-

time management of logistics, routing between deliverables and monitoring driver safety and

compliance improving safety and cash-flow for the customer.

A virtual launch event for EROAD Clarity Dashcam was held during October 2020. ‘EROAD Clarity

Dashcam’, which is integrated into EROAD’s Ehubo, improves safety, enables driver coaching and

incident prevention, and provides proof of facts. Strong demand is anticipated as customers look to

improve safety and reduce insurance premiums. ‘EROAD Clarity Dashcam’ sales from Q3 FY21 are

expected to grow ARPU, retain customers, and help EROAD win more medium and enterprise

customers.





Improving capital structure and investing for growth

In a significant milestone for the company, EROAD was admitted onto the Australian Stock Exchange

(ASX) on 16 September as a Foreign Exempt Listing. The Board determined that it was also the

appropriate time to raise capital to accelerate the execution of our growth strategies, increase

liquidity and to broaden EROAD’s investor base. EROAD successfully raised $53m via a private

placement ($42m) and an oversubscribed share purchase plan ($11m)

These funds will be used to extend and increase the scalability of the platform to focus on winning

medium and enterprise customers in North America and Australia, developing integration and data

analytics capability further and increase sales and marketing activity.

H2 FY21 and FY22 Outlook

Looking ahead to the second half of the financial year, EROAD is anticipating a small increase in revenue

compared to the first half. EBITDA is anticipated to be similar to the first half’s figure (adjusted for one-off

items) reflecting the acceleration of product development and increased sales and marketing costs associated

with the launches of key products.

For FY22, EROAD anticipates that the percentage revenue growth in FY22 will strengthen, but not be

at the level experienced in FY20. In New Zealand, EROAD expects similar growth to the last four years.

In North America, targeting an increased addressable market through improved product market fit, to

deliver increased unit growth. In Australia, growth during the next 2 years will come predominantly

from an Enterprise pipeline of 15-20,000 vehicles. As EROAD continues to accelerate new product

delivery for future growth in FY23 and FY24, it anticipates spending 24-27% of revenue on R&D during

FY22. However, the company anticipates EBITDA margin to be maintained but improving at the end of

FY22, to provide further increased EBITDA margin.

Conference Call details:


EROAD’s Chief Executive Officer, Steven Newman, and Chief Financial Officer, Alex Ball, will give a

presentation on the company's financial and operational performance for the FY20 Half Year via a

teleconference commencing at 10.30am NZDT.


Register in advance for this webinar:

https://us02web.zoom.us/webinar/register/WN_kiL0P29mSECiDj7-ngLKxA



After registering, you will receive a confirmation email containing information about joining the

webinar. A replay of this conference call will be available once it has been uploaded to the EROAD

website under ‘presentations’ on https://www.eroadglobal.com/global/investors/


Ends

For Investor enquires please contact:


Alex Ball

Chief Financial Officer

ph: +64 29 772 5631


alex.ball@eroad.com


For Media enquiries please contact:


A

nna Bonney

Merlin Consulting

ph: +64 21 844155

anna@merlinconsulting.co.nz






Non-GAAP Measures

EROAD has used non-GAAP measures when discussing financial performance in this document. The

directors and management believe that these measures provide useful information as they are used

internally to evaluate performance of business units, to establish operational goals and to allocate

resources. Non-GAAP measures are not prepared in accordance with NZ IFRS (New Zealand

International Financial Reporting Standards) and are not uniformly defined, therefore the non-GAAP

measures reported in this document may not be comparable with those that other companies

report and should not be viewed in isolation or considered as a substitute for measures reported by

EROAD in accordance with NZ IFRS.


The non-GAAP measures EROAD have used are Adjusted EBITDA, Annualised Monthly Recurring

Revenue (AMRR), Costs to Acquire Customers (CAC), Costs to Service & Support (CTS), EBITDA,

EBITDA margin, Free Cash Flow and Future Contracted Income (FCI). The definitions of these can be

found on pages 37 of the investor presentation.


All numbers relate to the six months ended 30 September 2020 (H1 FY21) and comparisons relate to

the six months ended 30 September 2019 (H1 FY20), unless stated otherwise. All dollar amounts are

in NZD.


About EROAD

EROAD Limited (ASX: ERD; NZX: ERD) (“EROAD”) purpose is safer, more productive roads. EROAD

develops and markets technology solutions to manage vehicle fleets, support regulatory compliance,

improve driver safety and reduce the costs associated with operating a fleet of vehicles and

inventory of assets. EROAD has a proven SaaS business model and is experiencing continuing growth

in installed units and revenue. EROAD has operations in New Zealand, North America and Australia

with customers ranging in size from small fleets through to large enterprise customers. For more

information visit https://www.eroadglobal.com/global/investors/

---

Results announcement
(for Equity Security issuer/Equity and Debt Security issuer)

TEL +64 9 927 4700 PO Box 305 394

FAX +64 9 927 4701 Triton Plaza, North Shore 0757 Page 1

FREE 0800 4 EROAD Auckland, New Zealand eroad.co.nz

26 November 2020

Results for announcement to the market

Name of issuer Eroad Limited

Reporting Period 6 months to 30 September 2020

Previous Reporting Period 6 months to 30 September 2019

Currency New Zealand Dollars

Amount ($m) Percentage change

Revenue from continuing operations $45.8 up 19%

Total Revenue $45.8 up 19%

Net profit/(loss) from continuing

operations

$1.0 up 1200%

Total net profit/(loss) $1.0 up 1200%

Interim/Final Dividend

Amount per Quoted Equity Security No dividend declared

Imputed amount per Quoted Equity

Security

Not Applicable

Record Date Not Applicable

Dividend Payment Date Not Applicable

Current period Prior comparable period

Net tangible assets per Quoted Equity

Security

$0.62 $0.20

A brief explanation of any of the figures

above necessary to enable the figures

to be understood

For commentary on the result, please refer to the Interim Report for the

six months ended 30 September 2020.

Authority for this announcement

Name of person


authorised to make

this announcement

Alex Ball

Contact person for this announcement Alex Ball

Contact phone number +64 29 772 5631

Contact email address alex.ball@eroad.com

Date of release through MAP


22 November 2019


Unaudited financial statements are contained in the Interim Report for the six months ended

30 September 2020 that accompanies this announcement.

---

EROAD
FINANCIAL RESULTS

FOR THE SIX MONTHS ENDED

30 SEPTEMBER 2020 (H1 FY21)

IMPORTANT INFORMATION
The information in this presentation is of a general nature and

does not constitute fi nancial product advice, investment advice

or any recommendation. Nothing in this presentation constitutes

legal, fi nancial, tax or other advice.

This presentation may contain projections or forward-looking

statements regarding a variety of items. Such projections or

forward-looking statements are based on current expectations,

estimates and assumptions and are subject to a number of risks,

uncertainties and assumptions.

There is no assurance that results contemplated in any

projections or forward-looking statements in this presentation

will be realised. Actual results may diff er materially from those

projected in this presentation. No person is under any obligation

to update this presentation at any time after its release to you or

to provide you with further information about EROAD.

While reasonable care has been taken in compiling this

presentation, none of EROAD nor its subsidiaries, directors,

employees, agents or advisers (to the maximum extent

permitted by law) gives any warranty or representation (express

or implied) as to the accuracy, completeness or reliability of the

information contained in it nor takes any responsibility for it. The

information in this presentation has not been and will not be

independently verifi ed or audited.

NON-GAAP MEASURES

EROAD has used non-GAAP measures when discussing fi nancial

performance in this document. The directors and management

believe that these measures provide useful information as they

are used internally to evaluate performance of business units, to

establish operational goals and to allocate resources.

Non-GAAP measures are not prepared in accordance with NZ

IFRS (New Zealand International Financial Reporting Standards)

and are not uniformly defi ned, therefore the non-GAAP

measures reported in this document may not be comparable

with those that other companies report and should not be

viewed in isolation or considered as a substitute for measures

reported by EROAD in accordance with NZ IFRS. The non-GAAP

measures are not subject to audit or review. Defi nitions can be

found in the Glossary on page 37 of this presentation.

AGENDA
HIGHLIGHTS

4-5

OPERATING

UPDATE

6-11

FINANCIAL

UPDATE

12-24

GROWTH

OPPORTUNITIES

25-33

H2 FY21 AND

FY22 OUTLOOK 

34

CONTINUE
TO GROW

DESPITE

DIFFICULT

MACRO-

ECONOMIC

CONDITIONS

AMRR

84.8

m

$

PROFIT BEFORE TAX

1.2

$

m

reflecting growth in EBITDA

and increased depreciation

and amortisation

reflecting unit sales, FX impacts and

timing of renewals

IN REVENUE

reflecting continued growth in units

and ARPU

19%

(H1 FY21: $45.8m • H1 FY20: $38.5m)

(H1 FY20: Loss of $0.2m)(H2 FY20: $84.0m H1 FY20: $75.8m)

OPERATING

EXPENDITURE

reflecting accelerated R&D and

spend-to-save initiatives

m

$

3.4

EBITDA

which includes a non-recurring

items (+$0.8m) and COVID-19

debtor provision (-$0.9m) 

(H1 FY21: $15.3m• H1 FY20: $11.9m)(H1 FY21: $30.5m • H1 FY20: 26.6m)

representing 20% of revenue

(H1 FY20: $8.2m)

SPENT ON R&D

9.3

$

m

3.9m

$

04

05
ACCELERATING

GROWTH

STRATEGIES 

KEY RELEASES OF

SAAS PRODUCTS

5

adding to our customer

value proposition

LISTED ON

16 SEPTEMBER

ASX

to increase liquidity and broaden

investor base

1

 $40m raised (net of $2m transaction costs) via placement. A further $11m was raised via share purchase plan which completed after period end. 

CONTRACTED

UNIT GROWTH

on H1 FY20 and 5% growth since

year-end, despite COVID-19

operating restrictions

13%95.3%

ASSET

RETENTION RATE

reflecting quality of service

and product offering

CAPITAL RAISED

TO ACCELERATE

GROWTH STRATEGIES

53

$

m

1

MONTHLY SAAS AVERAGE

REVENUE PER UNIT (ARPU)

with customers subscribing

to additional SaaS services

and FX impacts

(H1 FY20: $57.60)(H2 FY20: 95.2% H1 FY20: 94.9%)

58.80

$

05

06
OPERATIONAL

UPDATE

Steven Newman

Chief Executive Offi cer

06

07
5% GROWTH

SINCE FY2020,

DESPITE

COVID-19

Australia

North America

New Zealand

ANZ

• Contracted units continued to grow

• However, slower growth rates across all

markets, refl ecting longer sales lead times

• Continue to progress strong pipeline of

Enterprise opportunities in Australia and

North America

2

North America units for FY19 are restated for data cleansing adjustments identifi ed as part of the new business systems implementation

2021

2014201520162017201820192020

9,973

14,332

19,864

26,031

31,298

36,953

43,430

48,041

59,538

77,600

86,240

96,106*

108,414

-

20,000

40,000

60,000

80,000

100,000

120,000

9,97314,33219,26424,04128,14032,45238,12941,93949,80259,84365,28571,44675,674

1,513

600

1,990

3,158

4,501

5,301

6,102

9,736

17,757

20,955

24,660

31,227

116,488

80,366

2,120

34,002

122,193

84,526

2,373

35,294

2

TOTAL CONTRACTED UNITS

07

08
2,2162,0522,4201,8922,4733,2041,8351,9753,0904,7734,7775,2642,5912,8513,2712,8902,8652,699

897

271

796

547

422

378

392

409

1,321

2,313

5,076

2,945

1,581

1,617

1,104

2,601

2,904

3,663

43

134

3,113

2,323

3,216

2,439

2,895

3,582

2,227

2,384

4,411

7,086

9,853

8,209

4,172

4,468

4,375

5,491

5,812

6,496

4,123

3,951

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

201620172018201920202021

2,555 2,137

1,398

1,377

170

437

2,326

3,379

2,222

1,036

121

1,938

256

132

Australia

North America

New Zealand

ANZ

H1 20 Two Largest

North American

Enterprise Customers

COVID-19

H2 18 ELD Mandate

and Strong Enterprise

Growth in New Zealand

H1 GROWTH

IMPACTED

BY COVID-19

• Growth in New Zealand quickly returned

close to pre COVID-19 levels once

operating restrictions lifted

• Growth in North America signifi cantly

impacted by COVID-19 in Q1. New product

launches will help improve SMB run-rates

and Enterprise opportunities

• Growth in Australia signifi cantly impacted

by COVID-19 trading conditions and

specifi cally for Victoria due to state-wide

lockdown

CONTRACTED UNITS ADDED

DURING THE QUARTER 

08

09
CHALLENGING

MACRO-ECONOMIC

ENVIRONMENT 

• Initial lockdown sales limited to essential services.

Run-rates returned close to normal following removal

of restrictions. Regional lockdown in August slightly

tempered recovery

• Increase in aged debtors leading to increased doubtful

debtor provisioning

CONTINUED EXECUTION

OF STRATEGY

• Asset Retention Rate of 95.7%

• Renewed 4,142 contracted units. 1,300 of these were

Ehubo1, of which 31% upgraded to Ehubo2

• Increased contracted units by 4,160, of which 30%

were new customers across a range of industries

• Launched ‘EROAD Day Logbook’ in Q1 FY21.

Strong take-up with 1,373 subscriptions sold by

30 September 2020

3

• Continued progress in broadening range of customers’

assets traced with 3,200 EROAD Where tags sold in

H1 FY21

GROWTH OPPORTUNITY

• Going forward expect similar growth to the last

4 years (added 9,000+ connected vehicles p.a)

NEW ZEALAND REMAINS

A SIGNIFICANT GROWTH OPPORTUNITY

GROWTH IN UNITS

SINCE H2 FY20

NZ MONTHLY

SAAS ARPU

5%

(H1 FY21: 84,526 H2 FY20: 80,366)

(H1 FY20: $54.15)

ASSET

RETENTION RATE

95.7%

(H1 FY20: 95.2%)

55.36

$

EBITDA

(H1 FY20: $16.2m)

18.5m

$

3

Restated from 1,070 as previously disclosed in the Q2 Operational Update

on 28 October 2020

10
CHALLENGING

MACRO-ECONOMIC

ENVIRONMENT 

• COVID-19 restrictions for the whole of H1 FY21

• Initially growth reduced very significantly.  Growth

run-rates now back toward pre COVID levels as remote

selling capability has increased and customers have

become used to purchasing remotely

• Increase in aged debtors leading to increased doubtful

debtor provisioning

CONTINUED EXECUTION

OF STRATEGY

• Added 236 contracted units in Q1 FY21 and 1,026 units

in Q2 FY21 

• ELD rating improved from #2 to #1 /33 on ELD

Ratings4

• Launched ‘EROAD Go’ and ‘EROAD Go+’ workflow

logistics  management late September 

GROWTH OPPORTUNITY

• Targeting ~2.62 million vehicles. Launch of

our ‘EROAD Go’ and ‘EROAD Clarity Dashcam’ will

increase addressable market

NORTH AMERICA IS NOW AN

ESTABLISHED MARKET

GROWTH IN UNITS

SINCE H2 FY20

NZ MONTHLY

SAAS ARPU

5

4%

(H1 FY20: $64.87)

ASSET

RETENTION RATE

94.3%

(H1 FY20: 94.2%)

67.30

$

EBITDA

(H1 FY20: $3.2m)

5.9m

4

ELD Ratings supplies ratings of 33 of the top tier ELD solution providers out of 313 that supply a solution that is self certified with the FMCSA

5

Weaker USD v NZD contributed - $1.61 of the increase from H1 FY20

$

(H1 FY21: 35,294 H2 FY20: 34,002)

11
CHALLENGING

MACRO-ECONOMIC

ENVIRONMENT 

• COVID-19 restrictions in place in some states for most

of H1 FY21 

• Growth has continued but at low levels that have

not seen significant improvement on FY20 monthly

run-rate 

• Growth was further impacted by severe lockdown in

Victoria for Q2 FY21

CONTINUED EXECUTION

OF STRATEGY

• During H1 FY20 only added 253 units

• Had expected some contracts finalised by year-end,

now delayed due to COVID-19

• Will continue to invest in Enterprise marketing and

sales team over the next 12 months 

GROWTH OPPORTUNITY

• Expect a significant proportion of our ~300

Trans-Tasman fleets to convert their Australia side

of the fleet

• Short-medium term enterprise pipeline of some

15-20k connected vehicles

BUILDING THE BRAND

IN AUSTRALIA

UNITS SINCE H2 FY20

SHORT-MEDIUM TERM

ENTERPRISE PIPELINE

253

EBITDA

(H1 FY20: $(0.8)m)(H1 FY21: 2,373 H2 FY20: 2,120)

15

-

20

NZ CUSTOMERS HAVE

TRANS-TASMAN

FLEETS FOR EROAD

TO TARGET

300

(

0.4

)

$

m

k

12
FINANCIAL

UPDATE

Alex Ball

Chief Financial Officer

12

13
EROAD DELIVERS GROWTH IN

CHALLENGING MACRO-ECONOMIC CONDITIONS

-

2.0

1.0

(1.0)

H1 FY20

H2 FY20H1 FY21

$

(0.1)m

$

1.5m

$

1.2m

-

40.0

30.0

20.0

10.0

H1 FY20H2 FY20H1 FY21

31%

36

%

33

%

10.0

-

20.0

30.0

40.0

50.0

H1 FY20H2 FY20H1 FY21

$

38.5m

$

42.7m

$

45.8m

REVENUE

-

20.0

15.0

10.0

5.0

EBITDA

EBITDA MARGINPROFIT/(LOSS) AFTER TAX

H1 FY20H2 FY20H1 FY21

$

11.9m

$

15.2m

$

15.3m

-

10.0

5.0

(5.0)

(10.0)

H1 FY20

H2 FY20H1 FY21

$

(8.6)m

$

(4.2)m

$

4.7m

FREE CASH FLOW

+19%+29%+8%+1.3m+13.3m

REVENUEEBITDAEBITDA

MARGIN

PROFIT/

(

LOSS

)


BEFORE TAX

FREE

CASH FLOWS

13

6

Includes one-off non-recurring items as outlined in detail on slide 14

14
YEAR ENDEDH1 FY21H2 FY20H1 FY20

Movement

H1 FY21

vs H1 FY20

Revenue45.842.738.57. 3

Expenses(30.5)(27.5)(26.6)(3.9)

Earnings before interest, taxation,

depreciation and  amortisation

15.315.211.93.4

Depreciation of Property, Plant & Equipment(4.6)(4.6)(4.0)(0.6)

Amortisation of Intangible Assets(4..8)(3.9)(3.6)(1.2)

Amortisation of Contract and Customer

Acquisition Assets

(3.5)(3.6)(2.9)(0.6)

Earnings before interest and taxation2.43.11.41.0

Net Financing Costs(1.2)(1.5)(1.6)0.4

Profit/(loss) before tax1.21.5(0.2)1.2

Income tax (expense) benefit(0.2)(0.5)0.1(0.2)

Profit/(loss) after tax for the

year attributable to the  shareholders

1.01.1(0.1)1.2

Other comprehensive income(0.7)(1.1)(0.2)(0.5)

Total comprehensive income/(loss) for the year0.3-(0.3)0.6

STATEMENT OF INCOME (NZ$m)

• Revenue increased 19% on H1FY20 to $45.8m,

reflecting growth in contracted units and ARPU.

Revenue in H1 FY21 also benefited from the forgiveness

of a COVID-19 government support loan in North

America of $USD1.0m (NZD revenue increase of $1.6m). 

• Operating expenditure increased by $3.9

million reflecting accelerated R&D operating

expenditure and ongoing spend on company-

wide initiatives to deliver further longer-term

improvements in operating leverage.  

• Operating expenditure also included a non-recurring

increase in the doubtful debt provision of $0.9m,

relating to the impact of COVID-19, and a one-off

adjustment for superannuation costs in North America

of $0.8m.

• Profit before tax was $1.2m (H1 FY20: $(0.2)m).

The increase in EBITDA was partly offset by an

increase in depreciation and amortisation charge of

$2.4m, reflecting our growing customer base (and

related assets), the increase in our R&D programme

and significant investment in new generation and

business systems during FY20.

15
($m)H1 FY21H2 FY20H1 FY20

Movement

H1 FY21

vs H1 FY20

New Zealand18.518.716.22.3

Australia(0.4)(0.5)(0.8)0.4

North America5.94.33.22.7

Corporate & Development(8.9)(7.3)(6.7)(2.2)

Elimination of inter-segment EBITDA0.2---

EBITDA15.315.211.93.4

EBITDA Margin33%36%31%8%

EBITDA FLAT ON H2 FY20 DESPITE

ACCELERATING GROWTH STRATEGIES

NEW ZEALAND

Continued growth into existing customer fleets,

attracting new customers and high asset retention

resulted in a 14% increase in EBITDA on H1 FY20 for the

NZ business to $18.5m.

NORTH AMERICA

The North American EBITDA result of $5.9m is 84%

ahead of the same time last year (H1 FY20 $3.2m) as a

result of ongoing market growth and recognition of the

government loan forgiveness as grant income. ($1.6m). 

Excluding the grant EBITDA grew 34% on H1 FY20. 

AUSTRALIA

Continuing revenue growth (up 51% from H1 FY20) and

reduced spending as a result of COVID-19 (for example

less marketing investment) has produced the EBITDA

result  of $(0.4)m.

CORPORATE

The Corporate segment’s EBITDA was $(8.9)m from

$(6.7)m in H1 FY20 reflecting the combination of

continuing accelerated investment in R&D activities.  

130.9
134.4

140.0

-

25.0

50.0

75.0

100.0

125.0

150.0

H1 FY20H2 FY20H1 FY21

-

20.0

40.0

60.0

80.0

100.0

75.8

84.0

84.8

H1 FY20H2 FY20H1 FY21

17

21

13

11

8

20

11

9

7

-

5

10

15

20

25

R&D Expensed

R&D Capitalised

Total R&D

H1 FY20H2 FY20H1 FY21

AMRR increase reflects growth in recurring revenues

from new units and SaaS ARPU, partly offset by an FX

impact of $2.8m in H1 FY21.

FCI increased with new incremental contracted units

added and renewals, partially offset by recognition of

revenues for new and existing contracts.

R&D as % of Revenue has been in the range of 18-22%

in recent years. For the next two years expect to spend

24-27% as investment for growth accelerates.

MONITORING PERFORMANCE LEADING GROWTH INDICATORS

ANNUALISED MONTHLY

RECURRING REVENUE

(

$m

)

FUTURE CONTRACTED

INCOME

(

$m

)

RESEARCH AND DEVELOPMENT

AS % OF REVENUE

16

7

Restated by $2m from $86m due to SaaS revenue washup of $0.17 included in full in March which related in part to earlier periods

17
MONITORING PERFORMANCE ENTERPRISE VALUE FROM EXISTING CUSTOMER BASE

Monthly SaaS ARPU has been trending upwards over past 12 months. 

- Plan and hardware upgrades

- Above average pricing for new sales, including NA enterprise accounts

- Weaker USD vs NZD contributed 0.46 of the growth from H1 FY20

- Stronger USD vs NZD reduced ARPU growth (0.07) from H2 FY20

Asset Retention Rate has remained stable and continues to be a focus

through renewal programmes in key markets.

$57.60

$58.38

$58.80

-

10

20

30

40

50

60

70

H1 FY20H2 FY20H1 FY21

94.9%

95.2%

95.3%

-

20

40

60

80

100

H1 FY20H2 FY20H1 FY21

ARPUASSET RETENTION RATE

17

18
14

10

5

33

22

17

17

13

-

5

10

15

20

25

H1 FY20H2 FY20H1 FY21

CAC Capitalised

CAC Expensed

Total CAC

4.4

4.7

4.4

-

1

2

3

4

5

6

H1 FY20H2 FY20H1 FY21

CTS

MONITORING PERFORMANCE PROFITABILITY

CAC as a % of revenue would be expected to trend downwards over

time as revenue grows, reductions will be partly offset by investment in

CAC ahead of revenues in Australia.

CTS has remained within 4-5% of revenue range.

CTS will improve over time as scale and leverage increases.

COST TO ACQUIRE CUSTOMERS

AS % OF REVENUE

COST TO SERVICE AND SUPPORT

AS % OF REVENUE

18

19
OPERATING EXPENSES

SaaS Platform

Costs

Personnel

Expenses

Sub-Contractors

Other Employment

Sales and

Marketing

Software

and Systems

Legal

Costs

Other Professional

Fees

Other

$10.0m

$5.0m

$15.0m

$25.0m

$35.0m

$20.0m

$30.0m

$40.0m

30.5

-

26.6

0.7

(0.5)

(0.3)

0.3

1.0

2.30.1

(0.1)

H1 FY20H1 FY21

0.4

SCALECAPABILITYEXPANSION

STRATEGIC

INITIATIVES

LEGAL

COSTS

Increased

Decreased

Total

19

20
PROPERTY PLANT & EQUIPMENT

• PPE spend is $4.6m lower than H1 FY20 due to lower

new unit volumes.

INTANGIBLE ASSETS

• R&D spend of $9.3m is within the signalled range of

18-22% of revenues, $5.1m of which was  capitalised

as Development Assets, an increase of $0.1m on H1

FY20

• Software additions are $2.8m lower given the

investment in new generation business  systems and

processes during the prior period.

ADDITIONS TO PROPERTY, PLANT AND EQUIPMENT

ADDITIONS TO INTANGIBLE ASSETS

6.3

1.7

-

2.0

4.0

6.0

8.0

10.0

Total

PPE Additions*

($m)

5.7

1.5

Hardware

Asset Additions

($m)

5.0

1.8

H1 FY20H1 FY21

H1 FY20

H1 FY21H1 FY20H1 FY21

*Excluding Additions to Right of Use Assets

Hardware Asset

Additions excluding

Inventory Management

($m)

8.3

5.6

-

2.0

4.0

6.0

8.0

10.0

5.0

5.1

3.3

0.5

H1 FY20H1 FY21H1 FY20H1 FY21H1 FY20

Total Intangible

Asset Additions

($m)

Development Asset

Additions

($m)

Software Asset

Additions

($m)

21
5.0

4.6

5.1

3.2

2.8

4.2

8.2

7.4

9.3

-

2.0

4.0

6.0

8.0

10.0

H1 FY20H1 FY21H2 FY20

R&D ExpensedR&D Capitalised

IncreaseDecreaseTotal

32.7

5.1

(3.8)

34.0

-

10.0

20.0

30.0

40.0

FY20Additions

AmortisationH1 FY21

CONTINUED INVESTMENT IN R&D

CRITICAL TO DELIVERING RELIABILITY, SCALABILITY, QUALITY AND GROWTH

RESEARCH AND DEVELOPMENT

(

$m

)

MOVEMENT IN DEVELOPMENT ASSETS

(

$m

)

21

22
5.0

10.0

15.0

20.0

25.0

30.0

35.0

40.0

45.0

-

CORP/ELIM EBITDA

Group Free Cash Flows HY21

Hardware & Accessories +/_

Increase

Decrease

Total

18.5

(1.0)

(0.6)

20.1

(8.9)

4.7

5.9

(0.7)

(0.1)(0.1)

(0.1)

(0.1)

(0.4)

0.3

(1.5)

-

---

(0.2)

(5.1)

(0.5)

(1.0)

0.3

$5.6m investing

for future growth

and scalability

CDE EBITDA

Other PPE

Development Assets

Software Assets

Interest Paid

NEW ZEALAND

$15.4m (H1 FY20: $11.2m)

NORTH AMERICA

$5.0m (H1 FY20: $1.5m)

AUSTRALIA

($0.3m) (H1 FY20: $(0.9)m)

CORPORATE & DEVELOPMENT

($15.4m) (H1 FY20: $(17.4)m)

Other Operating Cash Flows”

EBITDA

Other PPE

CA Assets

H&A Assets

CF Assets

EBITDA

Other PPE

CA Assets

H&AH&A

CF Assets

EBITDA

Other PPE

CA Assets

CF Assets

FREE CASH FLOW ANALYSIS BY SEGMENT

8

8

Group Free Cash Flows (FCF) for the purpose of this analysis refers to Operating Cash Flows Less Investing Cash Flows.

9

This FCF by market analysis provides an indicative view of FCF. Note that this does not represent actual FCF by market: Hardware & Accessories under Construction (inventories held) are presented in total and Other Operating Cash Flows (non-cash and working capital movements) are presented in

total and not allocated to specific seg ments. These amounts relate to all operating segments.

H&A Assets - Hardware & Accessory Assets • CA Assets - Customer Acquisition Assets • CF Assets - Contract Fulfilment Assets • CDE EBITDA - Corporate, Development and Elimination EBITDA • H&A under Construction - Hardware & Accessories under Construction

22

23
YEAR ENDEDH1 FY21H2 FY20H1 FY20

Movement

H1 FY21

vs H1 FY20

Cash flows from operating activities

Other operating cash flows15.314.511.34.0

Interest paid(1.0)(1.3)(1.4)0.4

Net cash inflow from operating activities14.313.29.94.4

Cash flows from investing activities

Property, Plant and Equipment (including hardware assets)(1.7)(5.3)(6.3)4.6

Intangible Assets(5.7)(8.2)(8.3)2.6

Contract Fulfillment and Customer Acquisition Assets(2..3)(3.9)(3.9)1.6

Net cash outflow from investing activities(9.7)(17.4)(18.5)8.8

Cash flows from financing activities

Bank loans1.8(17.1)18.3(16.5)

Issue of Equity42.0--42.0

Cost of raising capital(2.0)--(2.0)

Other financings cash flows(0.8)14.5(15.6)14.8

Net cash inflow/(outflow) from financing activities41.0(2.6)2.738.3

Net increase/(decrease) in cash held45.6(6.8)(5.9)51.5

Cash at beginning of the financial period3.410.216.1(12.7)

Closing cash and cash equivalents49.03.410.238.8

CASH FLOW STATEMENT (NZ$m)

• For H1 FY21, EROAD was Free Cash Flow positive

• Investing cash flows fell from $18.5m to $9.7m

reflecting the investment in business systems and

processes in H1 FY20 and the lower spend on

hardware units due to lower growth in H1 FY21

• Financing cash flows grew as result of $42m

raised via placement. A further $11m was raised

via share purchase plan which completed after

period end.

24
AS AT PERIOD ENDH1 FY21FY20Movement

Cash49.03.445.6

Restricted Bank Account9.214.0(4.8)

Costs to Acquire and Contract Fulfilment Costs5.55.9(0.4)

Other9.110.7(1.6)

Total Current Assets72.834.038.8

Property, Plant and Equipment34.837. 4(2.6)

Intangible Assets42.942.10.8

Costs to Acquire and Contract Fulfilment Costs4.14.8(0.7)

Other7. 57. 5-

Total Non-Current Assets89.391.8(2.5)

TOTAL ASSETS162.1125.837. 3

Payables to Transport Agencies9.213.9(4.7)

Contract Liabilities7. 28.2(1.0)

Borrowings37. 635.81.8

Other Liabilities16.316.6(0.3)

Total Liabilities70.374.5(4.2)

NET ASSETS91.851.340.5

BALANCE SHEET (NZ$m)

• Cash has increased  by $45.6m as a result of the

placement during September and the free cash

positive result for H1 FY21 of $4.7m

• PPE has reduced as depreciation of hardware assets

has exceeded the value of new hardware assets

capitalised from growth in the period

• The decrease in other assets within current assets

category is primarily as a result of the increase in

our doubtful debt provision ($0.9m) reflecting

uncertainty due to the current economic conditions 

• Contract Fulfilment and Customer  Acquisition Assets

decreased by $0.4m due to subdued growth during

the 6 months as a result of COVID-19 lockdowns

• Intangibles increase relates to the ongoing

capitalisation of R&D development

25
GROWTH

OPPORTUNITY

AND OUTLOOK

Steven Newman

Chief Executive Offi cer

25

26
GLOBAL TREND

FOR TELEMATICS

• Transportation and logistics companies face

significant change and increasingly require telematics

solutions that give visibility, data and insights to

manage vehicles

• As the cost to track reduces, companies want to

track and manage all their mobile and remote assets,

beyond trucks, trailers and cars

• During recessions, adoption of telematics continues

to increase as businesses look to reduce fleet related

costs and improve supply chain

• Government supported/mandated regulatory

telematics solutions are forecasted to be a significant

growth driver forcing telematics adoption over the

next five+ years

• Many global enterprise businesses want a global

solution but which also addresses their localised needs

• Continued growth in customers ESG reporting

requirements will drive demand for low-cost

telematics solutions

• Declining transportation revenues due to a changing

vehicle fleet (increasing fuel efficient and electric

vehicles) and continued growth in road congestion will

accelerate moves to road pricing globally

26

27
TRENDS WITHIN

OUR MARKETS

NEW ZEALAND

• Health and Safety remain driver of telematics

adoption

• Many enterprise businesses are requiring sub-

contractors to use their technology solutions

to manage Health and Safety obligations

• Video telematics is seen as an important

added service to improve Health and Safety

outcomes

NORTH AMERICA

• Almost 100% adoption of telematics in

interstate vehicles over 10,000 pounds,

following the Federal 2017-19 ELD mandate

• Expect many Small to Medium Businesses to

upgrade to more than an ELD only solution

when their 36-month contracts are renewed

• Expect a significant number of vehicles

to upgrade, following AT&T & 3G network

shutdown in Feb 2022

• Many insurers requiring video telematics

operators to get acceptable premiums

• 2020-2021 National mileage-based user fee

truck pilot of the Eastern Transportation

Coalition went live on October 1st 2020

AUSTRALIA

• Chain of Responsibility obligations were

expanded in October 2018.

• Expect further significant regulatory change

over next 5 years with Electronic Work Diary

(EWD), National ERUC pilot and from the

review of the Heavy Vehicle National Law

• Video telematics is seen as an important

added service to improve Health and Safety

outcomes

• Increasingly, enterprise businesses operating

across Australia and New Zealand see it as

one market, requiring one solution

27

28
NOW IS THE TIME

TO BE BOLD

• Extending the platform to focus on winning

medium and enterprise customers in North

America and Australia 

• Increasing scalability of the platform to enable

EROAD to target larger enterprise fleets

• Developing Integration & Data Analytics

capability to provide customers innovative

solutions enabling greater insights,

benchmarking and targeted action

• Increased, focused and effective sales and

marketing is critical to maximise the return on

investment from investing in these products

and capability  

28

29
R&D INVESTMENT

55%

New to EROAD

8%

Quality/Bugs

2%

New to World

74%

4%

Learning/Future

14%

Reliability, Availability,

Serviceability

and Scalability

16%

Planned

Enhancements

1%

Unplanned

Enhancements

CUSTOMER FACING

R&D

INVESTMENT

PROFILE

10

For the six months ended 30 September 2020.

• R&D is critical in developing new products and services to

retain customers, open up the addressable market, grow

connected vehicles and grow average SaaS monthly revenue

per unit

• Target ~60% of R&D spend on customer facing elements 

• Executed fi ve key launches in H1 FY21 as a result of previous

R&D investment

• In recent years spent 18-22% of revenue on R&D.

For the next two years EROAD expects to spend 24-27%

of revenue as it accelerates its investment for growth

• Focused on product development that opens up the

addressable market for enterprise customers 

29

30
EROAD

DAY LOGBOOK

WHAT IS THE PRODUCT

• Simplifies fatigue management by enabling drivers to capture

work and rest hours via a smart phone or tablet

LAUNCH

• Q1 FY21 in New Zealand

BENEFIT TO CUSTOMERS

• Reduce the administrative burden of managing driver

compliance. ‘EROAD Day Logbook’ removes paper from the

cab,  simplifies record keeping and provides investigative tools

to examine the driver’s workday. Establishing compliance

confidence with an efficient workflow to manage driver

violations and keeps record of actions to resolve them.  

BENEFIT TO EROAD

• It provides a further opportunity to grow ARPU

and aids in customer retention.

UPTAKE

• Sold 1,373 ‘EROAD Day Logbook’ subscriptions from launch to

30 September

EROAD DAY LOGBOOK VIDEO:

https://vimeo.com/431610724  

31
EROAD GO

WHAT IS THE PRODUCT

• A workflow application that connects with the transport

management system

LAUNCH

• Q2 FY21 in North America

BENEFIT TO CUSTOMERS

• Improve communications between dispatch and the driver,

tracking proof of delivery and integrate into customer

transportation management systems (generally required for fleet

sizes over 100 trucks)

BENEFIT TO EROAD

• Opens up addressable market   

EROAD GO VIDEO:

https://vimeo.com/460661683

32
EROAD CLARITY

DASHCAM

WHAT IS THE PRODUCT

• Dual facing dashcam. Integration of dashcam, and the Ehubo

data into myEROAD web platform means the driver statistics,

vehicle maintenance, and now video footage can all be found in

MyEROAD Replay. 

LAUNCH

• Held interactive technology launch event in October with almost

200 attendees. Limited customer trial in Q3, with full ramp up in

Q4 across all three markets 

BENEFIT TO CUSTOMERS

• Lower insurance premiums in North America and further helps

meet Health & Safety obligations in NZ and AU

BENEFIT TO EROAD

• Further opens up addressable market in North America across

all segments, opportunity to grow ARPU and retention tool in

all markets

EROAD CLARITY DASHCAM VIDEO:

https://vimeo.com/479033131

33
MYEROAD FLEET

MAINTENANCE

WHAT IS THE PRODUCT

• Simplifies vehicle maintenance with automated service

scheduling based on time lapsed, distance travelled or engine

hours, plus a full service-history archive.  

LAUNCH

• Q2/Q3 and Q4 in FY21 in New Zealand and Australia 

BENEFIT TO CUSTOMERS

• Intends to allow fleets to be proactive about maintenance and

optimise costs. Brings together the whole ecosystem around

vehicle servicing.  

BENEFIT TO EROAD

• Mainly retention tool

MYEROAD FLEET MAINTENANCE VIDEO:

https://vimeo.com/412941612

H2 FY21 AND
FY22 OUTLOOK

H2 FY21

• EROAD anticipates a small increase in revenue compared to the first half

• EBITDA is anticipated to be similar to the first half’s figure (adjusted for

one-off items) reflecting the acceleration of product development and

increased sales and marketing costs associated with the launches of key

products in the second half of FY21. 

FOR FY22

• EROAD remains confident and ambitious about the company’s future

growth prospects. 

• EROAD anticipates that the percentage revenue growth in FY22 will

strengthen, but not be at the level experienced in FY20.  

• In New Zealand, EROAD expects similar growth to the last 4 years 

• In North America, EROAD is targeting an increased addressable

market through improved product market fit, to deliver increased

unit growth  

• In Australia, growth during the next 2 years will come predominantly

from an enterprise pipeline of 15-20k vehicles 

• As EROAD continues to accelerate new product delivery for future

growth in FY23 and FY24, it anticipates spending 24-27% of revenue

on R&D during FY22 

• However, the company anticipates EBITDA margin to be maintained

but improving at the end of FY22, to provide further increased

EBITDA margin.

34

35
QUESTIONS

& ANSWERS

35

36
YEAR ENDEDH1 FY21H1 FY20

Profit/(Loss) after tax for the year attributable to the shareholders1.0(0.1)

Add/(less) non-cash items

Tax asset recognised(0.3)(0.1)

Depreciation and amortisation12.910.5

Other non-cash expenses/(income)(0.5)(1.4)

Add/(less) movements in other working capital items:

Decrease/(increase) in trade and other receivables1.6(0.9)

Increase/(decrease) in current tax receivables 0.4-

Increase/(decrease) in contract liabilities(1.0)0.1

Increase /(decrease) in trade payables, interest payable and accruals0.21.8

Net Cash from operating activities14.39.9

RECONCILIATION OF PROFIT TO MOVEMENT IN CASH (NZ$m)

36

37
• ANNUALISED MONTHLY RECURRING REVENUE (AMRR)

Annualised monthly recurring revenues (AMRR) is a non-GAAP measure

representing monthly Recurring Revenue for the last month of the

period, multiplied by 12. It provides a 12 month forward view of revenue,

assuming unit numbers, pricing and foreign exchange remain unchanged

during the year.

• ASSET RETENTION RATE

The number of Total Contracted Units at the beginning of the 12 month

period and retained as Total Contracted Units at the end of the 12 month

period, as a percentage of Total Contracted Units at the beginning of the

12 month period.

• COSTS TO ACQUIRE CUSTOMERS (CAC)

Costs to Acquire Customers (CAC) is non-GAAP measure of costs to

acquire customers. Total CAC represents all costs sales & marketing related

costs. CAC capitalised includes incremental sales commissions for new

sales, upgrades and renewals which are capitalised and amortised over

the life of the contract. All other CAC related costs are expensed when

incurred and included within CAC expensed.

• COSTS TO SERVICE & SUPPORT (CTS)

Is a non-GAAP measure of costs to support and service customers. Total

CTS represents all customer success and product support costs. These

costs are included in Administrative and other Operating Expenses

reported in Note 3 Expenses of the Financial Statements.

• EBITDA

Is a non-GAAP measure representing Earnings before Interest, Taxation,

Depreciation and Amortisation (EBITDA). Refer Condensed Consolidated

Statement of Comprehensive Income in Financial Statements.

• EBITDA MARGIN

Is a non-GAAP measure representing EBITDA divided by Revenue.

• EHUBO1 AND EHUBO2 (GEN1 AND GEN2)

EROAD’s first and second generation electronic distance recorder which

replaces mechanical hubodometers. Ehubo is a trade mark registered in

New Zealand, Australia and the United States.

• ELECTRONIC LOGGING DEVICE (ELD)

An electronic solution that synchronises with a vehicle engine to

automatically record driving time and hours of service records.

• FREE CASH FLOWS

Is a non-GAAP measure representing Operating cash flow and Investing

cash flow reported in the Statement of Cash Flows.

• FUTURE CONTRACTED INCOME (FCI)

A non-GAAP measure which represents contracted Software as a Service

(SaaS) income to be recognised as revenue in future periods. Refer

Revenue Note 2 of Financial Statements.

• HEAVY VEHICLE

A truck, or a truck and trailer, weighing over:3.5 tonnes in New Zealand

(required to pay RUC); 12 tonnes in Oregon (required to pay for WMT),

for non WMT purposes means Class 3+, 10,000 pounds or greater; or 4.5

tonnes in Australia.

• MONTHLY SAAS AVERAGE REVENUE PER UNIT (ARPU)

Monthly Software as Service (SaaS) Average Revenue Per Unit is a non-

GAAP measure that is calculated by dividing the total SaaS revenue for

the year reported in Note 2 of the Financial Statements, by the total of the

TCU balances at the end of each month during the year.

• RECURRING REVENUE

The Software as a Service (SaaS) revenues EROAD recognises on

a recurring monthly basis in accordance with the groups revenue

recognition policy.

• ROAD USER CHARGES (RUC)

Charges payable under the New Zealand Road User Charges Act 2012 in

respect of the distance travelled by a RUC vehicle on a road. In New Zealand,

RUC is payable for heavy vehicles and all vehicles powered by a fuel not

taxed at source. The charges go towards the cost of repairing roads.

GLOSSARY

38
WHO IS EROAD?

38

39
EROAD’S PURPOSE IS

SAFER, MORE

PRODUCTIVE ROADS

SAFER

• EROAD solutions have had a direct

impact on reducing speed by

customers, a significant contributor

to accidents and serious injuries

• Vehicle service and maintenance

monitoring helps our

customers ensure their vehicles are

safe

• Our driver management services

improve driving behaviour

IMPROVED

PRODUCTIVITY 

• Provide tools to help our customers

achieve greater fuel efficiency and

therefore reduce emissions

• EROAD solutions reduce compliance

costs and  improve fleet productivity

• Road network usage analytics

informs infrastructure planning

The above graph shows the reduction in over speed events over time as

product enhancements have been added.

Frequency (events per 100km)

Driver Leaderboard

TM

Driver Login

TM

Posted Speed

TM

Overspeed Dashboard

TM

Drive Buddy

TM

56%

25

20

201620182020

15

10

-

EROAD CUSTOMERS REDUCED FREQUENCY

OF SPEEDING BY 56% SINCE 2015

(8.3B KILOMETERS TRAVELLED)

39

40
REGULATORY

TELEMATICS

EVERY COUNTRY

IS LOOKING TO

SOLVE THE SAME

TRANSPORTATION ISSUES

40

HOW DO WE

ENSURE

VEHICLES ARE

FIT FOR USE?

HOW DO WE PAY FOR

AND MAINTAIN

ROADING

INFRASTRUCTURE?

40

HOW DO WE

BEST MANAGE

DRIVER FATIGUE?

HOW DO WE

IMPROVE

HEALTH AND SAFETY

ON ROADS?

40

41
TO DO GREAT

REGULATORY

TELEMATICS YOU

NEED A GREAT

PLATFORM

SECURE, RELIABLE,

ACCURATE

Highly reliable network, paired with

advanced ping rates – ensuring

visibility for every trip

INDUSTRY-LEADING

SERVICE UPTIME

Platform available therefore reducing

business delays for customers

DASHCAM

IN-VEHICLE HARDWARE

DRIVER’S

LOGBOOK

MyEROAD

EHUBO2

SIMPLIFIED

COMPLIANCE

Easy to adopt and use

PROACTIVE

CUSTOMER SERVICE

Responsive, knowledgeable and

friendly customer service team

99.99%

11

IN-VEHICLE HARDWAREIN-VEHICLE HARDWAREIN-VEHICLE HARDWAREIN-VEHICLE HARDWAREIN-VEHICLE HARDWAREIN-VEHICLE HARDWARE

(Launch Q4 FY21)

11

12 months ended 13 November 2020

41

42
PLATFORM OVERVIEW

MyEROAD

MyEROAD provides customers with a range

of real time reports and analytical reports for

managing their fl eets and drivers effi ciently

and safely.

MyEROAD integrates into back

offi ce – logistics and business insights.

MyEROAD platform provides fl eet operators

with the following tools and services:

REGULATORY COMPLIANCE

Software varies across jurisdicitions in line

with diff ering legislative requirements for

compliance 

DRIVER MANAGEMENT

& ROAD SAFETY

Monitor driver fatigue and behaviour

FLEET MANAGEMENT

Maps, tracking and utilisation analytics.

USED BY DISPATCH OPERATORS, FLEET MANAGERS,

SAFETY OFFICERS AND OPERATIONS

42

43
PLATFORM OVERVIEW

• EROAD’s main hardware product is a dashboard

mounted device (Ehubo) connected to a cloud

based data and analytics platform (MyEROAD)

• Ehubo is a regulatory approved device that uses

GPS and other onboard sensors to measure time,

distance, location, and other vehicle operational

data 

• The Ehubo continually transmits data via secure

cellular networks to MyEROAD

IN CAB DRIVER INTERFACE

LOGBOOKEHUBO

INSPECT

• A unifi ed in-Cab Driver

Experience

• Compliance as easy as

cruise control

• Ongoing driver coaching

& gamifi cation

Allows drivers to carry out

pre and post trip vehicle

inspections – and record

any defects to be fi xed,

or maintenance to be

completed.

43

44
WHY OUR

CUSTOMERS

CHOOSE US

PROACTIVE

CUSTOMER SERVICE

RELIABLE

AND ACCURATE

44

EASY

TO USE

DIFFERENTIATED

SOLUTIONS

ASSET RETENTION RATE

95

%

~

99.99

12

%

UPTIME

12

For the 12 months ended 13 November 2020

13

ELD Ratings supplies ratings of 33 of the top tier ELD solution providers out

of 313 that supply a solution that is self certifi ed with the FMCSA

44

“EROAD is one of the most dependable, durable, and accurate systems in the business.

It’s easy to use, aff ordably priced, and has been independently tested for ELD mandate

compliance by the PIT Group research fi rm.”

ON ELD RATINGS

1/33

13

#

45
A COMPELLING ROI CASE 

EXAMPLE OF A LARGE

CUSTOMER’S EROAD JOURNEY

FUEL SAVINGS OF APPROX.

24.67

20132017NOW2014 – 20162018 – 2020

114,000

RUC SAVINGS OF

92%

REDUCTION IN OVERSPEED EVENTS

PER 100KM SINCE

EROAD INSTALLATION

OF EHUBO2

PER MONTH

PER HEAVY

VEHICLE

PER

ANNUUM

6

SAVING

FTE

WITH

ERUC

$

~

~

~

~

$

BUILDING OUR CUSTOMERS’

TELEMATICS JOURNEY,

TOGETHER

Customer saw

value in eRUC and

off-road solutions

Selected as

preferred supplier

Connected ~200

Ehubo1 units and

TUBOs (trailer

tracking solution)

across one regional

division

Expanded across

regional divisions,

increasing the number of

Ehubo1 units connected

Introduced Driver ID,

Fuel Card integration and

reporting Elocate onto

construction assets

Won RFP on providing full

solution nationwide 

Heavy Vehicles upgraded

Driver ID, Safe Driver and

Posted Speed

Light Vehicles started to be

connected following launch

of Ehubo2 on Driver ID, Safe

Driver and Posted Speed

Assets upgraded to Driver ID,

Fuel on box and Idle alert.

Sub-contractors of

customers were mandated

to have EROAD fitted for

transparency 

Upgraded majority Ehubo1

units to Ehubo2 

Etrack wired replacing

Elocate where waterproof

unit required

~4k connected units 

‘EROAD Where’

and ‘Logbook’

trial underway 

45

46
EROAD CUSTOMERS

New Zealand

69%

North America

29%

Australia

2%

Construction &

Civil Engineering

30%

Services & Trade

8%

Other

18%

Agriculture/Forestry

9%

Government

4%

Utlities

2%

Wholesale distribution

4%

Freight &

Road Transport

25%

Small to

Medium

57%

Enterprise ­

43%

CONTRACTED

UNITS

by region

CONTRACTED

UNITS

by business size

CONTRACTED

UNITS

by industry

14

14

As at 2 September 2020

15

Enterprise is defined as fleet sizes > 150 for New Zealand and Australia > 500 for North America

• Customer base is diverse across region, business size and industry

• EROAD markets and sells its products in New Zealand, North America

and Australia

• Market leader in New Zealand, with a broad customer base of both

heavy and light vehicle fleets across most industries

• Established presence in North America, concentrated in heavy

transport across targeted industries and regions

• Growing presence in Australia as EROAD builds its brand and

leverages Trans Tasman opportunities

• Our strategy is focused on increasing enterprise customers in

North America and Australia

46

47
RECURRING SAAS

REVENUE MODEL

EROAD DRIVEN BY RECURRING SAAS REVENUE

SaaS Revenue92%

Grant revenue4%

Other revenue1%

Transaction fee revenue3%

REVENUE

COMPOSITION

Software as a service (SaaS) revenue

represents revenue earned from

customer contracts for the sale or rental

of hardware, installation services and

provision of software services.

Transaction fee revenue relates to the

collection of Road User Charges (RUC) fees

and weight-mile tax in North America

16

For the six months ended 20 September 2020 (H1 FY21)

• EROAD generates SaaS revenue through:

• sale and rental of hardware

• the licensing of its software on a monthly subscription basis; and

• the installation of its Ehubo hardware device.

• EROAD has a SaaS based revenue model (94% of FY20 revenue).

• EROAD typically bundles the hardware/software together under a user contract

with a typical length of 36 months.

• For H1 FY21, EROAD generated monthly SaaS ARPU of $59, an asset retention

rate of 95% and ended the period with 122k connected units

• EROAD invested 19% of revenue in R&D in FY20 to enhance its product

off ering, grow ARPU and maintain customer retention and win new small to

medium business and enterprise customers.

47

48
GRAHAM

STUART

17,18

Chairman,

Independent Director

BARRY

EINSIG

18

Independent Director

TONY

GIBSON

17,18

Independent Director,

Chairman of

Remuneration, Talent and

Nomination Committee


SUSAN

PATERSON

17,18

Independent Director,

Chair of the Finance, Risk

and Audit Committee

STEVEN

NEWMAN

Executive Director / CEO

OUR BOARD

17

Member of Finance, Risk and Audit Committee.

18

Member of Remuneration, Talent and Nomination Committee.

Note: Recruiting is underway for a Chief Technology Officer, to replace Jarred Clayton

THE RIGHT

TEAM FOR

GROWTH

Over the last 2 years:

• Board has been going through

a period of renewal with Susan

Paterson and Barry Einsig

appointed.

• Strengthened Executive Team

in place: Key hires in Finance,

Marketing, Operations, People &

Culture and Product.

• Deep capability building in key

areas, including R&D, M&A, Sales

and Customer Success.

• Continued focus on strengthening

capability and culture

STEVEN

NEWMAN

Executive Director / CEO

MIKE SWEET

Chief People Officer

ALEX BALL

Chief Financial Officer

GENEVIEVE

TEARLE

Chief Marketing Officer

and General Manager

EROAD Where

MATT DALTON

EVP Operations

SARAH

THOMPSON

Chief Product Officer

NORM ELLIS

President – North America

TONY

WARWOOD

Executive General

Manager

Australia & New Zealand

MARK HEINE

EVP General Counsel

and Company Secretary

EXECUTIVE TEAM

For full bios, refer to EROAD’s FY20 Annual Report on pages 63-64 for the Board and pages 61-62 for the ExecutiveTeam

49
GLOBAL HEAD OFFICE

AND ANZ HEADQUARTERS

260 Oteha Valley Road, Albany

Auckland, New Zealand

www.eroad.co.nz

NORTH AMERICAN

HEAD OFFICE

7618 SW Mohawk Street

Tualatin, OR 97062, USA

www.eroad.com

AUSTRALIA

Level 36, Tower 2, Collins Square

727 Collins Street, Docklands

VIC 3008, Australia

www.eroad.com.au

ASX & NZX: ERD • investors@eroad.com • eroadglobal.com/investors

For further information please contact:

Alex Ball, Chief Financial Officer

alex.ball@eroad.com • + 64 029 772 5631

---

EROAD

2021 INTERIM


REPORT

32
LETTER FROM THE CHAIRMAN AND CEO 2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT LETTER FROM THE CHAIRMAN AND CEO

LETTER FROM

THE CHAIRMAN

AND CEO

DEAR SHAREHOLDER

We are pleased to report our financial results

for the six months ended 30 September 2020

(H1 FY21). During the period, we both grew

and operated effectively despite COVID-19

restrictions, and we also accelerated our

growth strategies.

We believe that the time to be bold is now.

Accordingly, we are increasing investment

in our platform and products to capture the

significant growth opportunity for EROAD

once market uncertainty recedes.

Our customers are looking for innovative

telematic solutions to reduce cost and

improve efficiency within their businesses

and we plan to deliver these.

54
LETTER FROM THE CHAIRMAN AND CEO 2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT LETTER FROM THE CHAIRMAN AND CEO

$24.2

$28.5

$32.9

$38.5

$42.7

$45.8

-

10

20

30

40

50

H2 FY18H1 FY19

H2 FY19H1 FY20

H2 FY20

H1 FY21

REVENUE

+19%

Revenue increased period on period by 19%

from $38.5m to $45.8m, reflecting both the

growth in contracted units from 108,414 to

122,193 as well as an increase in Average

Monthly Revenue per Unit (ARPU) from

$57.60 to $58.80. In the same period our asset

retention rate remained steady at 95%. Our

Annualised Monthly Recurring Revenue metric

(AMRR) provides a forward view of revenue.

This increased from $84.0m at 31 March 2020

to $84.8m as at 30 September 2020, reflecting

the growth in both new units and SaaS

Average Revenue per Unit, partly offset by

foreign exchange translation impacts.

Operating expenditure increased from

$26.6 million to $30.5 million period on

period reflecting increased research and

development operating expenditure and

further ongoing spend on initiatives to deliver

longer-term improvements in operating

leverage. As a result, EBITDA increased by

29% to $15.3m.

We continue to see substantial and increased

future growth opportunities and, for that

reason, we accelerated our investment in

research and development in this period.

In the half year to 30 September 2020, a

total of $9.3m was invested in research and

development, representing 20% of revenue.

Of this amount, $5.1m was capitalised and

$4.2m of previously capitalised research and

development was expensed and amortised.

$3.4

-

5

10

15

20

$7.1

$6.2

$9.4

$11.9

$15.2

H2 FY20

$15.3

H1 FY21H2 FY18H1 FY18H1 FY19H2 FY19H1 FY20

EBITDA

+29%

New Zealand was the least impacted of our

markets by COVID-19 restrictions, and we

saw growth rates in this market return to

pre COVID-19 levels relatively quickly once

restrictions were lifted. New Zealand revenue

increased by 13% period on period to $28.9m

and EBITDA increased period on period by

14% to $18.5m. Since 31 March 2020 EROAD

has added 4,160 units in New Zealand. This

growth was driven predominantly from

new customers across a range of industries

with medium sized fleets, as well as further

extension into the fleets of several larger

existing customers.

Revenue for North America increased by

$4.5m to $16.4m and EBITDA increased

period on period from $3.2m to $5.9m.

North America’s growth slowed, with EROAD

adding only 1,292 units since 31 March 2020,

reflecting the challenging macro-economic

conditions. The launch of ‘EROAD Go’ and

‘EROAD Clarity Dashcam’ are considered

critical steps in further expanding the North

America addressable market and being

able to win more medium and enterprise

customers.

Growth in Australia was also heavily impacted

by COVID-19 restrictions, particularly in

Melbourne. 253 units were added by EROAD

since 31 March 2020. Revenue for the

Australian business was $0.8m, compared

to H1 FY20 of $0.3m. EBITDA was $(0.4)m,

as EROAD continued to invest into this new

market to support future growth.

76
EROAD believes that further growth in

contracted unit numbers and ARPU, as well

as retaining customers, will be achieved by

continuing to launch innovative products into

our markets.

During the period we launched our new

‘EROAD Day Logbook’ for New Zealand.

This simplifies fatigue management by

enabling drivers to capture work and rest

hours via a smart phone or tablet. EROAD

customers can then use the investigative

tools on the web portal to examine the

driver’s workday, enabling easier compliance

and reporting. Since the launch in Q1 FY21,

EROAD has sold 1,373 ‘EROAD Day Logbook’

subscriptions by 30 September 2020.

EROAD LOGBOOK VIDEO

LAUNCHING

INNOVATIVE

PRODUCTS TO SOLVE

OUR CUSTOMERS’

PROBLEMS

EROAD 2021 INTERIM REPORT LETTER FROM THE CHAIRMAN AND CEOLETTER FROM THE CHAIRMAN AND CEO 2021 INTERIM REPORT EROAD

In September 2020, ‘EROAD Go’, a mobile

workflow application that connects with

customers’ transport management systems,

was launched in North America. This product

allows critical data to flow between the driver,

dispatch, safety, compliance, accounts and back

office, which allows real-time management

of logistics, routing between deliverables and

monitoring driver safety and compliance. This

improves compliance, safety and accountability

outcomes for the customer, in addition to

improving cash-flow.

The launch of ‘EROAD Go’, together with the

Q3 release of ‘EROAD Clarity Dashcam’, are

considered critical steps in further expanding

the North America addressable market and

increasing EROAD’s ability to win more medium

and enterprise customers

EROAD GO VIDEO

EROAD held virtual launch events for its

‘EROAD Clarity Dashcam’ during October

2020 in New Zealand and Australia. Attendees

responsible for fleet management, road safety

and asset management logged on to EROAD’s

interactive technology event and product

launch. The ‘EROAD Clarity Dashcam’, which is

fully integrated into EROAD’s Ehubo product, is

designed to help improve safety, enabling driver

coaching and incident prevention and, in cases

where an accident has happened, provides

proof of facts. We anticipate strong demand for

this product as our customers look to improve

safety and reduce their insurance premiums by

demonstrating their vehicle safety.

The introduction of the ‘EROAD Clarity

Dashcam’ into EROAD’s product offering from

Q3 FY21 will allow EROAD to grow ARPU and

retain customers across all markets.

EROAD CLARITY DASHCAM VIDEO

1

ELD ratings supplies ratings of 33 of the top tier ELD solution providers out of 313 that supply a solution that is self

certified with the FMCSA

EROAD’s Electronic

Logging Device (ELD)

rating improved from

#2 to #1 on ELD Ratings.

1

1

#

98
EROAD 2021 INTERIM REPORT LETTER FROM THE CHAIRMAN AND CEO

BOARD UPDATE

Both Michael Bushby and Candace Kinser

retired from the EROAD Board in July this

year. We would like to take this opportunity

to thank them both for their contribution.

As part of our succession planning, we have

been fortunate to have Barry Einsig and

Susan Paterson join the Board over the last

two years. The Board continues to review its

composition and skills and will update you all

on any changes in due course.

IMPROVING CAPITAL

STRUCTURE AND

INVESTING FOR GROWTH

In a significant milestone for the company,

EROAD was admitted onto the Australian

Stock Exchange (ASX) on 16 September

as a Foreign Exempt Listing. The Board

determined that it was also the appropriate

time to raise capital to accelerate the

execution of our growth strategies, increase

liquidity and to broaden our investor base. We

thank EROAD shareholders for their strong

support in successfully raising $53 million

via the private placement ($42 million) and

an oversubscribed share purchase plan ($11

million). These funds will be used to extend

and increase the scalability of the platform

to focus on winning medium and enterprise

customers in North America and Australia,

developing integration and data analytics

capability further and increase sales and

marketing activity.

H2 FY21 AND

FY22 OUTLOOK

Looking ahead to the second half of the

financial year, EROAD is anticipating a small

increase in revenue compared to the first

half. EBITDA is anticipated to be similar to

the first half’s figure (adjusted for one-off

items) reflecting the acceleration of product

development and increased sales and

marketing costs associated with the launches

of key products.

For FY22, EROAD anticipates that the

percentage revenue growth in FY22 will

strengthen, but not be at the level experienced

in FY20. In New Zealand, EROAD expects

similar growth to the last four years. In North

America, EROAD is targeting an increased

addressable market through improved

product market fit, to deliver increased unit

growth. In Australia, growth during the next

2 years will come predominantly from an

Enterprise pipeline of 15-20,000 vehicles. As

EROAD continues to accelerate new product

delivery for future growth in FY23 and FY24,

it anticipates spending 24-27% of revenue

on R&D during FY22. However, the company

anticipates EBITDA margin to be maintained

but improving at the end of FY22, to provide

further increased EBITDA margin.

LETTER FROM THE CHAIRMAN AND CEO 2021 INTERIM REPORT EROAD

Thank you for your continued support of EROAD

and we look forward to updating you on our progress

in May with the release of our FY21 financial results.

Busfleet

EROAD Customer, Australia

Graham Stuart

Chairman

Steven Newman

Chief Executive Officer

NON-GAAP MEASURES

EROAD has used non-GAAP measures when discussing financial performance in this report. The directors

and management believe that these measures provide useful information as they are used internally to

evaluate performance of business units, to establish operational goals and to allocate resources. Non-GAAP

measures are not prepared in accordance with NZ IFRS (New Zealand International Financial Reporting

Standards) and are not uniformly defined, therefore the non-GAAP measures reported in this document

may not be comparable with those that other companies report and should not be viewed in isolation or

considered as a substitute for measures reported by EROAD in accordance with NZ IFRS.

The non-GAAP measures EROAD have used are Adjusted EBITDA, Annualised Monthly Recurring Revenue

(AMRR), Costs to Acquire Customers (CAC), Costs to Service & Support (CTS), EBITDA, EBITDA margin,

Free Cash Flow and Future Contracted Income (FCI). The definitions of these can be found on pages 37 of

the H1 FY21 investor presentation.

All numbers relate to the six months ended 30 September 2020 (H1 FY21) and comparisons relate to the six

months ended 30 September 2019 (H1 FY20), unless stated otherwise. All dollar amounts are in NZD.

1110
SECTION 2021 INTERIM REPORT EROAD

11

FINANCIAL STATEMENTS • CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 2021 INTERIM REPORT EROAD

CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2020

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019

Notes

Unaudited

$M's

Unaudited

$M’s

Revenue245.838.5

Operating Expenses3(30.5)(26.6)

Earnings before interest, taxation, depreciation

and amortisation

15.311.9

Depreciation of Property, Plant and Equipment8(4.6)(4.0)

Amortisation of Intangible Assets9(4.8)(3.6)

Amortisation of Contract and Customer Acquisition Assets(3.5)(2.9)

Earnings/(loss) before interest and taxation2.41.4

Finance income0.2 -

Finance expense(1.4) (1.6)

Net financing costs(1.2)(1.6)

Profit/(Loss) before tax 1.2(0.2)

Income tax (expense)/benefit11(0.2)0.1

Profit/(Loss) from continuing operations1.0(0.1)

Profit/(Loss) after tax for the period attributable

to the shareholders

1.0(0.1)

Items that are or may be reclassified subsequently to profit

or loss

Other comprehensive income(0.7)(0.2)

Total comprehensive profit/(loss) for the period0.3(0.3)

Earnings/(Loss) per share - Basic (cents) 1.49(0.16)

Earnings/(Loss) per share - Diluted (cents) 1.49(0.16)

The above Condensed Consolidated Statement of Comprehensive Income should be read in conjunction with the

accompanying notes.

FINANCIAL

STATEMENTS

1312
SECTION 2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT SECTION

13

12

EROAD 2021 INTERIM REPORT FINANCIAL STATEMENTS • CONSOLIDATED STATEMENT OF FINANCIAL POSITIONFINANCIAL STATEMENTS • CONSOLIDATED STATEMENT OF FINANCIAL POSITION 2021 INTERIM REPORT EROAD

CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL POSITION

AS AT 30 SEPTEMBER 2020

GROUP30 SEPTEMBER 202031 MARCH 2020

Notes

Unaudited

$M's

Audited

$M’s

CURRENT ASSETS

Cash and cash equivalents749.03.4

Restricted bank accounts79.214.0

Trade and other receivables9.110.7

Contract fulfilment costs3.13.2

Costs to obtain contracts2.42.7

Total Current Assets72.834.0

NON-CURRENT ASSETS

Property, plant and equipment834.837. 4

Intangible assets942.942.1

Contract fulfilment costs2.42.7

Costs to obtain contracts1.72.1

Deferred tax assets7. 57. 5

Total Non-Current Assets89.391.8

TOTAL ASSETS162.1125.8

CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL POSITION (continued)

AS AT 30 SEPTEMBER 2020

GROUP30 SEPTEMBER 202031 MARCH 2020

Notes

Unaudited

$M's

Audited

$M’s

CURRENT LIABILITIES

Borrowings126.52.2

Trade payables and accruals7. 88.2

Payables to transport agencies79.213.9

Current tax payable0.4-

Contract liabilities104.43.6

Lease liabilities1.01.0

Employee entitlements2.31.8

Total Current Liabilities31.630.7

NON-CURRENT LIABILITIES

Borrowings

1231.133.6

Contract liabilities

102.84.6

Lease liabilities4.85.3

Deferred tax liabilities-0.3

Total Non-Current Liabilities38.743.8

TOTAL LIABILITIES70.374.5

NET ASSETS91.851.3

EQUITY

Share capital6120.780.7

Translation reserve(3.6)(2.9)

Accumulated losses(25.3)(26.5)

TOTAL SHAREHOLDERS' EQUITY91.851.3

The above Consolidated Statement of Financial Position should be read in conjunction with the accompanying notes.

Chair of the Finance, Risk and Audit Committee, 26 November 2020

Chairman, 26 November 2020

1514
SECTION 2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT SECTION

15

14

EROAD 2021 INTERIM REPORT FINANCIAL STATEMENTS • CONSOLIDATED STATEMENT OF CHANGES IN EQUITYFINANCIAL STATEMENTS • CONSOLIDATED STATEMENT OF CASH FLOWS 2021 INTERIM REPORT EROAD

CONSOLIDATED STATEMENT OF CASH FLOWS

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2020

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019

Notes

Unaudited

$M’s

Unaudited

$M’s

Cash flows from operating activities

Cash received from customers 46.3 37. 6

Payments to suppliers and employees (31.0) (26.3)

Interest paid (1.0) (1.4)

Tax (paid)/received - -

Net cash inflow from operating activities 14.3 9.9

Cash flows from investing activities

Payments for investment in property, plant & equipment (1.7) (6.3)

Payments for investment in intangible assets (5.7) (8.3)

Payments for investment in contract fulfilment assets (1.6) (1.8)

Payments for investment in customer acquisition assets (0.7) (2.1)

Net cash outflow from investing activities (9.7) (18.5)

Cash flows from financing activities

Receipts from bank loans 1.8 18.3

Repayments of bank loans - (15.4)

Cash (outflow)/inflow from lease liability (0.8) (0.2)

Receipts from issue of equity 42.0 -

Payments for costs of raising equity (2.0) -

Net cash inflow from financing activities 41.0 2.7

Net increase/(decrease) in cash held 45.6 (5.9)

Cash at beginning of the financial period 3.4 16.1

Closing cash and cash equivalents 49.0 10.2

The above Consolidated Statement of Cash Flows should be read in conjunction with the accompanying notes.

CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2020

GROUP

Share

Capital

Retained

Earnings

Translation

Reserve

Total

Notes

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

BALANCE AS AT 1 APRIL 2019 (AUDITED) 80.6 (27.7) (1.7) 51.2

Proft/(Loss) after tax for the period - (0.1) - (0.1)

Other comprehensive loss - - (0.2) (0.2)

Total comprehensive loss for the period,

net of tax

- (0.1) (0.2) (0.3)

Equity settled share-based payments 0.1 0.2 - 0.3

Share capital issued6 - - - -

Balance at 30 September 2019 (Unaudited) 80.7 (27.6) (1.9) 51.2

BALANCE AS AT 1 APRIL 2020 (AUDITED) 80.7 (26.5) (2.9) 51.3

Proft/(Loss) after tax for the period

-

1.0

-

1.0

Other comprehensive income - - (0.7) (0.7)

Total comprehensive Income/(Loss)

for the period, net of tax

- 1.0 (0.7) 0.3

Equity settled share-based payments - 0.2 - 0.2

Share capital issued6 40.0 - - 40.0

Balance at 30 September 2020 (Unaudited) 120.7 (25.3) (3.6) 91.8

The above Consolidated Statement of Changes in Equity should be read in conjunction with the accompanying notes.

1716
SECTION 2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT SECTION

17

16

NOTES TO FINANCIAL STATEMENTS 2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT FINANCIAL STATEMENTS • RECONCILIATION OF OPERATING CASH FLOWS WITH REPORTED LOSS AFTER TAX

RECONCILIATION OF OPERATING CASH FLOWS WITH REPORTED LOSS AFTER TAX

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2020

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019

Notes

Unaudited

$M’s

Unaudited

$M’s

Proft/(Loss) after tax for the six month period attributable

to the shareholders

1.0(0.1)

Add/(less) non-cash items

Tax asset recognised(0.3)(0.1)

Depreciation and amortisation12.910.5

Other non-cash expenses/(income)(0.5)(1.4)

12.19.0

Add/(less) movements in other working capital items:

Decrease/(increase) in trade and other receivables1.6(0.9)

Decrease/(increase) in current tax payables0.4-

Decrease/(increase) in contract liabilities(1.0)0.1

Increase /(decrease) in trade payables, interest payable

and accruals

0.21.8

1.21.0

Net cash from operating activities14.39.9


NOTES TO THE FINANCIAL STATEMENTS

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2020

NOTE 1 SUMMARY OF SIGNIFICANT GROUP ACCOUNTING POLICIES

The condensed consolidated financial statements of EROAD Limited (EROAD), together with its subsidiaries (the “Group”), as

at and for the six months ended 30 September 2020, have been prepared in accordance with the New Zealand equivalent to

International Accounting Standard 34: “Interim Financial Reporting” (NZ IAS 34), and Generally Accepted Accounting Practice in

New Zealand (NZ GAAP) and should be read in conjunction with the financial statements as at and for the year ended 31 March

2020. The Group is a profit oriented entity.

EROAD Limited (the “Company”) is a company domiciled in New Zealand registered under the Companies Act 1993 and listed on

the New Zealand Stock Exchange (NZX) Main Board. The Company is an FMC reporting entity for the purposes of the Financial

Markets Conduct Act 2013 and the financial statements have been prepared in accordance with the requirements of that Act and

the Financial Reporting Act 2013. The condensed consolidated financial statements comprise EROAD Limited and its subsidiaries

(the “Group”). The Group provides electronic on-board units and software as a service to the transport industry.

The condensed consolidated financial statements for the Group are for the period ended 30 September 2020.

The financial statements were authorised for issue by the directors on 25 November 2020 and are unaudited.

The accounting policies below have been applied consistently to all periods presented in these financial statements.

Basis of preparation

Statement of compliance with NZ IFRS

The condensed consolidated financial statements comprise the following: condensed consolidated statement of comprehensive

income, condensed consolidated statement of financial position, condensed consolidated statement of changes in equity,

condensed consolidated statement of cash flows, and accounting policies and notes to the condensed consolidated financial

statements contained on pages 11 to 30.

These condensed consolidated financial statements have been prepared in accordance with NZ IAS 34 Interim Financial Reporting,

and should be read in conjunction with the Group’s last annual consolidated financial statements as at and for the year ended 31

March 2020 (‘last annual financial statements’). These do not include all of the information required for a complete set of NZ IFRS

financial statements. However, selected explanatory notes are included to explain events and transactions that are significant to an

understanding of changes in the Group’s financial position and performance since the last financial statement.

Basis of measurement

The financial statements are prepared on the historical cost basis, except for certain financial instruments carried at fair value.

Going concern

The directors have considered the ability of the Group to continue to operate as a going concern for at least the next 12 months

from the date the financial statements are authorised for issue. It is the conclusion of the directors that the Group will continue to

operate as a going concern and the financial statements have been prepared on that basis. In reaching their conclusion the directors

have considered the following factors:

-Cash reserves at 30 September 2020 of $49.0 million and bank borrowing facility of $66.0 million of which $27.7m was undrawn

after including borrowing cost of $0.7 million. This provides sufficient headroom to help support the business for at least the next

12 months.

-The future contracted income of $140.0 million provides certainty of future revenue; and

-The directors have made due enquiry into the appropriateness of the assumptions underlying the budgetary forecasts.

Presentation currency

The financial statements are presented in New Zealand dollars and all values are rounded to the nearest million dollars ($M’s).The

functional currency of EROAD Limited is New Zealand Dollars (NZD).

Impact of COVID-19

On 11 March 2020 the World Health Organisation declared a global pandemic as a result of the outbreak and spread of COVID-19.

Following this, in each of EROAD’s markets of New Zealand, the United States and Australia, lockdowns of varying severity were

introduced. These lockdowns continued in these markets from late March and while some lockdown restrictions have eased in each

of the markets, a range of preventive measures still remain such that each of the markets has yet to return to the level of economic

trading conditions prevalent prior to the COVID-19 crisis.

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NOTE 2 REVENUE FROM CONTRACTS WITH CUSTOMERS

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019


Unaudited

$M’s

Unaudited

$M’s

Revenue from contracts with customers

Software as a Service (SaaS) revenue42.135.8

Transaction fee revenue 1.31.2

Other revenue0.31.1

Other

Grant revenue2.10.4

Total Revenues45.838.5

Set out above is the disaggregation of the Group’s revenue from contracts with customers. The disaggregation reflects the nature,

amount, timing and uncertainty of revenue and cash flows are affected by economic factors. Specifically, software as a service

(SaaS) revenue represents revenue earned from customer contracts for the sale or rental of hardware, installation services and

provision of software services. Transaction fee revenue relates to the collection of Road User Charges (RUC) fees.

Transaction price allocated to the remaining performance obligations

The below table represents the revenue allocated to performance obligations that are unsatisfied or partially unsatisfied at

the period end. The revenue amounts yet to be recognised under non-cancellable contract agreements at 30 September are

expected to be recognised by EROAD based on the time bands disclosed below.

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019


Unaudited

$M’s

Unaudited

$M’s

Software as a Service (SaaS) revenue

Not later than one year67. 962.5

Later than one year not later than five years

72.168.4

Total price allocated to remaining performance obligations

140.0130.9

The Group reports the Non-GAAP measure, Future Contracted Income, the definition of Future Contracted Income includes all future

hardware and SaaS cash inflows relating to income under non-cancellable long-term agreements. The disclosure above aligns with the

Future Contracted Income reported by the Group.

Software as a service revenue

The Group has determined EROAD’s customers do not have the right to direct the use of EROAD’s asset (Ehubo) as EROAD

continues to have the right and ability to change how the asset operates during the customer’s contract period. These contracts

are therefore accounted for as service contracts. The Group generates revenue through the sale of hardware assets, rental of

hardware assets, and provision of software services as part of contracts with customers as part of a bundled package. These

hardware units enable customers to access the software platform offered by the Group. The transaction involving hardware and

accessories do not convey a distinct good or service. The sale does not transfer control to the customer as the Group provides a

significant service of integrating the software service to produce a combined output. The sale of the hardware, accessories and

software service are referred to as Software as a Service (SaaS) revenue, which is recognised on a straight line basis over the

contract period. There are no variable consideration terms within the contracts.

Refer note 10 for contract liabilities.

The Group offers installation services as part of a number of promises to transfer goods and services within each contract.

Installation services do not convey a distinct good or service and therefore are not a separate performance obligation as the

installation is a set-up activity that does not provide the customer a direct benefit other than access to the software services. As

a result, the installation service is considered as part of the single performance obligation; referred to as Software as a Service

(SaaS) revenue, which includes the software service and hardware sale or rental for which the customer simultaneously receives

NOTE 1 SUMMARY OF SIGNIFICANT GROUP ACCOUNTING POLICIES (CONTINUED)

Following the lockdowns being initiated EROAD was designated an essential service in each of its three markets and remained

operational under its communicable illness business continuity plan. Despite this designation, EROAD still experienced a loss in

customer demand for new or replacement units and services, aside from those customers who themselves were designated as

essential services. Accordingly, each of EROAD’s markets were impacted differently due to the differences in lockdown conditions,

as well as the differing proportion of essential services customers in its total customer base.

A detailed assessment of the impact of COVID-19 on the EROAD statement of financial position was set out in the annual report

dated 31 March 2020 (financial statements note 2). EROAD has not identified any material changes in this assessment, except for

the following:

Doubtful debts - COVID-19 Provisions

EROAD has performed an assessment of estimated credit losses not yet identified but driven by the increase in credit default risk

for its customers and provided for these based on a risk weighting. The criteria for the risk weightings includes:

• whether the customer is an essential service;

• which industry the customer belongs to, given EROAD’s vehicular movement data has been analysed to assess the impact of

COVID-19 lockdown by industry to determine the correlated impact on customers’ revenue generating activity; and

• EROAD’s understanding and experience with the customer.

EROAD has recorded additional estimated credit loss provisions to account for the estimated financial impact of any future

defaults.

• Which industry the customer belongs to, and the impact of COVID-19 on that industry (using both payment analysis and

the vehicular movement data that has been analysed to gain a view on the impact of COVID-19 on the customers’ revenue

generating activity);

• EROAD’s understanding and experience with the customer; and

• Ensuring EROAD has recorded sufficient credit loss provisions to account for the estimated financial impact of any future

defaults.

The Group has recorded the following increase in expected credit loss to account for the impacts of the COVID-19 pandemic on the

30 September 2020 financial results:

AreaRecognition in Statement of Comprehensive IncomeAmount ($M)

Doubtful DebtsOperating Expenses0.9

Government Grants - COVID-19

On 25 March 2020, the US Government approved Coronavairus Aid, Relief, and Economic Security Act (CARES) to provide

assistance to individuals, families and businesses affected by COVID-19. This included provision of loans under the Paycheck

Protection Programme which can qualify for forgiveness subject to fulfilment of certain conditions. EROAD received funding under

this programme during the reported period and has met the conditions for forgiveness. As a result, as at 30 September 2020,

EROAD has recognised government grant revenue of $1.6m

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and consumes the benefit of the service. Where installation revenue is received in advance of satisfying the performance

obligation a contract liability is recognised. The contract liability is derecognised over time as the customer derives the benefit

evenly from the services provided over the contract period. The majority of contracts are for 3 years and can be for a term of up

to 5. As a result there is a financing component which the group recognise as a finance cost when consideration is received in

advance.

Transaction fees

The Group acts as an agent for transport authorities in the market that it operates in. Where fees are collected on their behalf,

the Group charges a commission. The revenue recognised is the net amount of the commission fee earned by the Group.

Grant Income

Government grants are recognised at fair value in the statement of comprehensive income over the same periods as the costs

for which the grants are intended to compensate. No unfulfilled conditions or contingencies exist related to the government

grants.

Capitalised contract fulfillment costs

The Group capitalises incremental costs of fulfilling customer contracts, typically distribution and installation costs. Contract

fulfillment costs are amortised evenly over the period of the contract. The majority of contracts are for 3 years and can be for a

term of up to 5 years.

Capitalised contract acquisition costs

The Group has applied a policy of capitalising only costs that are incremental in obtaining contracts with customers, typically

sales commissions. Contract acquisition costs are amortised evenly over the period of the contract. The majority of contracts are

for 3 years and can be for a term of up to 5 years.

NOTE 3 EXPENSES

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019

Notes

Unaudited

$M’s

Unaudited

$M’s

Personnel expenses - net of capitalised employee

remuneration515.313.0

Administrative and other operating expenses9.89.4

SaaS platform costs5.04.0

Directors fees0.20.2

Assurance services - KPMG0.1-

Tax compliance and advisory services - KPMG0.1-

Total operating expenses30.526.6

During the six months the costs expensed for Research and Development was $4.2m (30 September 2019: $3.2m).

NOTE 4 SEGMENTAL NOTE

Segment results that are reported to the CEO include items directly attributable to a segment as well as those that can be

allocated on a reasonable basis. Unallocated items comprise income tax .

The Group has four segments as described below, which are the Group’s strategic divisions. The strategic divisions offer different

services and are managed separately because they require different technology, services and marketing strategies. For each

strategic division, the Group’s CEO (the chief operating decision maker) reviews internal management reports. The following

summary describes the operations in each of the Group’s segments.

EROAD reports selected financial information segmented by geographic location for operating companies and corporate and

development costs.

• Corporate & Development: Corporate head office costs and R&D activities for development of new and existing products

and services

• North America: Operating companies serving customers in North America

• Australia: Operating companies serving customers in Australia

• New Zealand: Operating companies serving customers in New Zealand

Reportable segment information

Information related to each reportable segment is set out below. Segment result represents Earnings before Interest, Taxation,

Depreciation & Amortisation (EBITDA), which is the measure reported to the chief operating decision maker.

Corporate &

Development

North America New ZealandAustralia

30 SEPT

2020

30 SEPT

2019

30 SEPT

2020

30 SEPT

2019

30 SEPT

2020

30 SEPT

2019

30 SEPT

2020

30 SEPT

2019

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Revenue

Software as a Service

(SaaS) revenue

0.3 - 13.9 11.3 27. 4 24.2 0.5 0.3

Transaction fee revenue - - - - 1.3 1.2 - -

Other revenue ₁ 11.1 8.8 2.5 0.6 0.2 0.2 0.3 -

11.4 8.8 16.4 11.9 28.9 25.6 0.8 0.3

Earnings Before Interest,

Taxation, Depreciation &

Amortisation

(8.9)(6.7) 5.9 3.2 18.5 16.2 (0.4)(0.8)

Depreciation of

Property, Plant &

Equipment

(0.6)(0.5) (2.2)(1.9) (2.4)(2.3) - -

Amortisation of

Intangible Assets

(4.8)(3.6) - - - - - -

Amortisation of

Contract and Customer

Acquisition Assets

- - (1.0)(0.8) (2.4)(2.1) (0.1)-

₁ Revenue from Corporate & Development Markets includes R&D Grant Income of $0.5m (30 September 2019: $0.4m).

NOTE 2 REVENUE FROM CONTRACTS WITH CUSTOMERS (CONTINUED)

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Reconciliation of information on reportable segments

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019

Unaudited

$M’s

Unaudited

$M’s

Revenue

Total revenue for reportable segments57. 546.6

Elimination of inter-segment revenue(11.7)(8.1)

Consolidated Revenue45.838.5

EBITDA

Total EBITDA for reportable segments15.111.9

Elimination of inter-segment EBITDA0.2-

Consolidated EBITDA15.311.9

Depreciation

Total depreciation for reportable segments(5.2)(4.7)

Elimination of inter-segment profit0.60.7

Consolidated Depreciation(4.6)(4.0)

Geographic information

The geographic information below analyses the Group’s revenue by the Company’s country of domicile and other countries. In

presenting the following information segment revenue has been based on the geographic location of customers.

GROUP

30 SEPTEMBER 202030 SEPTEMBER 2019

Unaudited

$M’s

Unaudited

$M’s

Revenue

New Zealand29.526.3

All foreign countries:

USA15.811.9

Australia0.50.3

Total revenue45.838.5

Corporate &

Development

North America New ZealandAustralia

30 SEPT

2020

31 MARCH

2020

30 SEPT

2020

31 MARCH

2020

30 SEPT

2020

31 MARCH

2020

30 SEPT

2020

31 MARCH

2020

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Unaudited

$M’s

Total assets100.579.226.123.537. 242.32.72.7

Reconciliation of information on reportable segments

GROUP30 SEPTEMBER 202031 MARCH 2020

Unaudited

$M’s

Audited

$M’s

Total assets

Total assets for reportable segments166.51 47.7

Elimination of inter-segment balances(4.4)(21.9)

Consolidated Total Assets162.1125.8

Allocation of Development Assets

Included within Total Assets are Development Assets of $34.0m as at 30 September 2020 (31 March 2020: $32.7m) which

for the purpose of the segment note have been allocated to the Corporate & Development Market based on the ownership

of intellectual property. The amortisation for these assets are also presented in the Corporate & Development segment. For

impairment testing purposes management allocate the Development Assets to the cash generating units (CGUs) based on

the specific CGU that the Development Asset relates to, or if the Development Asset is developed for use globally across all

CGU’s, the asset is allocated to CGU’s based on the proportionate share of the Group’s Contracted Units. At 30 September 2020

there was $24.4m (31 March 2020: $22.4m) of global Development Assets that have been allocated across CGU’s based on the

Contracted Units. The allocation of the Development Asset to CGU’s within the following reportable segments for the purpose of

impairment testing was as follows:

30 SEPTEMBER 202031 MARCH 2020

Unaudited

$M’s

Audited

$M’s

North America13.714.0

New Zealand 18.617.2

Australia1.61.5

33.932.7

Geographic information

The geographic information below analyses the Group’s non-current assets by the Company’s country of domicile and other

countries. In presenting the following information segment assets were based on the geographic location of the assets.

30 SEPTEMBER 202031 MARCH 2020

Unaudited

$M’s

Audited

$M’s

Non-current assets

New Zealand68.066.3

All foreign countries:

USA13.317.2

Australia0.70.9

Total non-current assets82.084.4

Non-current assets exclude financial instruments and deferred tax assets.

NOTE 4 SEGMENTAL NOTE (CONTINUED)NOTE 4 SEGMENTAL NOTE (CONTINUED)

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NOTE 5 PERSONNEL EXPENSES

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019

Unaudited

$M’s

Unaudited

$M’s

Salaries and wages - excluding capitalised commission costs16.614.7

Annual leave 0.60.3

Performance bonus0.50.4

Share-based payments0.20.3

Salaries and wages capitalised to Development and Software Assets(2.6)(2.7)

15.313.0

NOTE 6 PAID UP CAPITAL

All issued shares are fully paid up and have equal voting rights and share equally in dividends and surplus on winding up.

GROUP

Number of

ordinary shares

Issue price

$

Issued Capital

$

AT 31 MARCH 2020 (AUDITED)68,278,77280.7

Shares issued to employees 22,848 3.73 0.1

Shares issued in September 2020 equity placement 10,769,231 3.90 42.0

Costs of raising capital - (2.1)

AT 30 SEPTEMBER 2020 (UNAUDITED)79,070,851120.7


On 22 September 2020 EROAD issued an additional 10,769,231 shares at a price of $3.90 each.

At 30 September 2020 there was 79,070,851 authorised and issued ordinary shares (31 March 2020: 68,278,772). 900,690 (31 March 2019:

906,783) shares are held in trust for employees in relation to the long-term incentive plan and are accounted for as treasury stock.

The calculation of both basic and diluted loss per share at 30 September 2020 was based on the profit/(loss) attributable to ordinary

shareholders of $1.0m (30 September 2019: ($106)). The weighted number of ordinary shares on 30 September 2020 was 67,888,360

(30 September 2019: 67,318,877) for basic earnings per share and 68,158,834 for diluted earnings per share (30 Septemner 2019:

68,069,248).

Other components of equity include:

• Translation reserve - comprises foreign currency translation differences arising from the translation of financial statements of the

Group’s foreign subsidiaries into New Zealand Dollars.

• Accumulated losses - includes all current and prior period retained profits and share-based employee remuneration.

NOTE 7 CASH AND CASH EQUIVALENTS, RESTRICTED CASH AND PAYABLES TO TRANSPORT AGENCIES

GROUP30 SEPTEMBER 202031 MARCH 2020

Unaudited

$M’s

Audited

$M’s

Cash and cash equivalents49.03.4

Restricted bank accounts9.214.0

58.217.4

Cash and cash equivalents exclude restricted bank accounts. Restricted bank accounts are presented separately from cash and cash

equivalents on the face of the Statement of Financial Position and movements in restricted bank accounts are excluded from the

Statement of Cash Flows. The restricted bank accounts relate to Road Users tax collected from clients due for payment to the appropriate

government agency. At 30 September 2020 the amount payable to transport agencies was $9.2m (31 March 2020: $13.9m).

NOTE 8 PROPERTY, PLANT AND EQUIPMENT

GROUP

Right of

Use Assets

Hardware

Assets

Plant and

equipment

Leasehold

improvements

Motor

vehicles

Office

equipmentComputersTotal

$M's$M's$M's$M's$M's$M's$M's$M's

YEAR ENDED 31 MARCH 2020 (AUDITED)

Opening net book

amount

6.025.00.21.70.40.30.333.9

Additions-10.80.10.30.10.10.211.6

Disposals--------

Depreciation charge(1.0)(6.7)(0.1)(0.3)(0.2)(0.1)(0.2)(8.6)

Depreciation

recovered

-0.7-----0.7

Effect of movement

in exchange rates

0.1(0.3)-----(0.2)

Closing net book

amount

5.129.50.21.70.30.30.337. 4

Cost7.151.20.72.91.11.23.167. 3

Accumulated

depreciation

(2.0)(21.7)(0.5)(1.2)(0.8)(0.9)(2.8)(29.9)

Net book amount5.129.50.21.70.30.30.337. 4

GROUP

Right of

Use Assets

Hardware

Assets

Plant and

equipment

Leasehold

improvements

Motor

vehicles

Office

equipmentComputersTotal

$M's$M's$M's$M's$M's$M's$M's$M's

SIX MONTHS ENDED 30 SEPTEMBER 2020 (UNAUDITED)

Opening net book

amount

5.129.50.21.70.30.30.337. 4

Additions-1.50.1---0.11.7

Disposals--------

Depreciation charge(0.5)(3.7)-(0.2)-(0.1)(0.1)(4.6)

Depreciation

recovered

-1.1-----1.1

Effect of movement

in exchange rates

-(0.7)-(0.1)---(0.8)

Closing net book

amount

4.62 7.70.31.40.30.20.334.8

Cost6.952.10.82.71.11.23.167. 9

Accumulated

depreciation

(2.3)(24.4)(0.5)(1.3)(0.8)(1.0)(2.8)(33.1)

Net book amount4.62 7.70.31.40.30.20.334.8

Included in the Hardware Assets is equipment under construction of $8.3m (31 March 2020: $8.6m).

Items of plant and equipment are stated at cost, less accumulated depreciation and impairment losses. Cost includes the purchase

consideration, and those costs directly attributable to bringing the asset to the location and condition necessary for its intended use.

Where an item of plant and equipment is disposed of, the gain or loss recognised in the statement of comprehensive income is calculated

as the difference between the net sales price and the carrying amount of the asset.

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Subsequent costs

The Group recognises in the carrying amount of an item of property, plant and equipment the cost of replacing part of such an item when

that cost is incurred if it is probable that the future economic benefits embodied within the item will flow to the Group and the cost of the

item can be measured reliably. All other costs are recognised in the statement of comprehensive income as an expense in the period they

are incurred.

Depreciation

Depreciation begins when the asset is in the location and condition necessary for it to be capable of operating in the manner intended by

management. The following rates have been used:

Leasehold improvements 3 to 9 years Straight line

Hardware assets 3 to 6 years Straight line

Plant and equipment 3 to 11 years Straight line

Computer/Office equipment 1 to 3 years Straight line

Motor vehicles 3 to 5 years Straight line

The above rates reflect the estimated useful lives of the respected categories. Leasehold improvements are depreciated over the

contracted lease term.

NOTE 9 INTANGIBLE ASSETS

GROUPDevelopmentSoftwareTotal

$M's$M's$M's

YEAR ENDED 31 MARCH 2020 (AUDITED)

Opening net book amount29.83.333.1

Additions9.66.916.5

Disposals---

Amortisation charge(6.7)(0.8)(7.5)

Closing net book amount32.79.442.1

Cost55.913.969.8

Accumulated amortisation(23.2)(4.5)(27.7)

Net book amount32.79.442.1

GROUPDevelopmentSoftwareTotal

$M's$M's$M's

SIX MONTHS ENDED 30 SEPTEMBER 2020 (UNAUDITED)

Opening net book amount32.79.442.1

Additions5.10.55.6

Disposals---

Amortisation charge(3.8)(1.0)(4.8)

Closing net book amount34.08.942.9

Cost61.114.375.4

Accumulated amortisation(27.1)(5.4)(32.5)

Net book amount34.08.942.9

The useful lives of the Group’s Intangible Assets are assessed to be finite. Assets with finite lives are amortised over their

useful lives and tested for impairment whenever there are indications that the assets may be impaired. Where an indicator

of impairment exists the Group makes a formal assessment of the recoverable amount. Where the carrying value of an asset

exceeds its recoverable amount, the asset is considered impaired and is written down to its recoverable amount. The recoverable

amount is the greater of fair value less costs to sell of the assets value in use. For the purposes of assessing impairment, assets

are grouped at the lowest levels for which there are separately identifiable cash flows (cash-generating units).

Research and Development

Expenditure on research activities, undertaken with the prospect of gaining new technical knowledge and understanding, is

recognised in the statement of comprehensive income when incurred.

Development activities involve a plan or design for the production of new or substantially improved products and processes.

Development expenditure is capitalised only if development costs can be measured reliably, the product or process is technically

and commercially feasible, future economic benefits are probable, and the Group intends to and has sufficient resources to

complete development and to use or sell the asset. The expenditure capitalised includes the cost of materials, direct labour

and overhead costs that are directly attributable to preparing the asset for its intended use. Other development expenditure is

recognised in the statement of comprehensive income when incurred.

Capitalised development expenditure is measured at cost less accumulated amortisation and accumulated impairment losses.

Other intangible assets

Other intangibles assets that are acquired by the Group, which have finite useful lives, are measured at cost less accumulated

amortisation and accumulated impairment losses.

Subsequent expenditure

Subsequent expenditure is only capitalised only when it increases the future economic benefits embodied in the specific asset

to which is relates. All other expenditure, including expenditure on internally generated goodwill and brands, is recognised in the

statement of comprehensive income when incurred.

Amortisation

Amortisation is recognised in the statement of comprehensive income on a straight line basis over the estimated useful life of

intangible asset. The estimated useful lives for the current and comparative periods are as follows:

Patents 10-20 years

Development Hardware & Platform 7-15 years

Development Products 5-10 years

Software 5-7 years

NOTE 10 CONTRACT LIABILITIES

The group enters into contracts with customers for the provision of software services over a contracted period. As stated in the

accounting policies, this revenue is recognised over time as the customer simultaneously receives and consumes the benefit

of the service. The Group has determined that the benefit of the services provided is consumed evenly over the period of the

contract, and thus the performance obligations are satisfied evenly over the period. Where the Group receives a portion of the

transaction price of a contract in advance, this is recognised as a contract liability and released over the contract period as the

Group satisfies its performance obligations.

GROUP30 SEPTEMBER 202031 MARCH 2020

Unaudited

$M’s

Audited

$M’s

Opening balance 8.210.0

Amounts deferred/(repaid) during the period2.04.5

Amount recognised in the statement of comprehensive income(3.0)(6.3)

7. 28.2

Current 4.43.6

Non-current2.84.6

NOTE 8 PROPERTY, PLANT AND EQUIPMENT (CONTINUED)NOTE 9 INTANGIBLE ASSETS (CONTINUED)

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NOTE 11 INCOME TAX EXPENSE

GROUP30 SEPTEMBER 202030 SEPTEMBER 2019

Unaudited

$M’s

Unaudited

$M’s

(a) Reconciliation of effective tax rate

Profit/(Loss) before income tax1.2(0.2)

Income tax using the Company's domestic tax rate of 28% 0.3(0.1)

Reduction in tax rate--

Non-deductible expense(0.1)-

Temporary differences

Losses and timing differences not recognised--

Effect of different tax rates--

Income tax expense/(benefit)0.2(0.1)

(b) Current tax expense/(benefit)

Current year0.4-

0.4-

(c) Deferred tax expense/(benefit)

Current year(0.2)(0.1)

(0.2)(0.1)

At 30 September 2020 there were no imputation credits available to shareholders (30 September 2019: Nil)

Income tax expense comprises current and deferred tax. Current tax and deferred tax is recognised in profit or loss except to the

extent that it relates to a business combination, or items recognised directly in equity or in other comprehensive income.

Current tax is the expected tax payable or receivable on the taxable income or loss for the period, using tax rates enacted or

substantively enacted at the reporting date, and any adjustment to tax payable in respect of previous periods. Current tax

payable also includes any tax liability arising from the declaration of dividends.

Deferred tax is recognised in respect of temporary differences between the carrying amounts of assets and liabilities for financial

reporting purposes and the amounts used for taxation purposes. Deferred tax is measured at the tax rates that are expected to

be applied to temporary differences when they reverse, based on the laws that have been enacted or substantively enacted by

the reporting date.

Deferred tax assets and liabilities are offset if there is a legally enforceable right to offset current tax liabilities and assets, and

they relate to income taxes levied by the same tax authority on the same taxable entity, or on different tax entities, but they

intend to settle current tax liabilities and assets on a net basis or their tax assets and liabilities will be realised simultaneously.

A deferred tax asset is recognised for unused tax losses, tax credits and deductible temporary differences, to the extent that it is

probable that future taxable profits will be available against which they can be utilised. Deferred tax assets are reviewed at each

reporting date and are reduced to the extent that it is no longer probable that the related tax benefit will be realised.

NOTE 12 BORROWINGS

GROUP30 SEPTEMBER 202031 MARCH 2020

Unaudited

$M’s

Audited

$M’s

Current borrowings

Term Loans 5.22.5

Capex Facilities 2.0-

Capitalised borrowing costs(0.7)(0.3)

6.52.2

Non-current borrowings

Term Loans 31.133.6

Capex Facilities --

31.133.6

Terms and debt repayment schedule

GROUP

30 SEPT

2020

30 SEPT

2020

31 MARCH

2020

31 MARCH

2020

Nominal

Interest

Year of

Maturity

Unaudited

Face Value


$M’s

Unaudited

Carrying

amount

$M’s

Audited

Face Value

$M’s

Audited

Carrying

amount

$M’s

Term Loans 3.86%202336.336.336.136.1

Capex Facilities 3.84%20202.02.0--

Capitalised borrowing costs0.00%2020-(0.7)-(0.3)

38.337. 636.135.8

On 26 March 2020, in order to support funding requirements in connection with the Group’s growth and to manage the related

working capital requirements, the Company entered into a new syndicated three-year debt facility with the Bank of New Zealand

(BNZ) and China Construction Bank (CCB). On 2 September 2020, to provide further diversity Kiwibank joined the syndicate

increasing the total available facility. At 30 September 2020, EROAD had the following facilities in place:

$18.0M (NZD) Term Loan Facility A – to refinance existing debt. The Term Loan has a term of 36 months from the March 2020 refinance

date, with the facility having a maturity date in March 2023. The interest rate is variable with reference the to base rate (BKBM bid rate)

for the selected interest period plus a margin of 3.5%. EROAD may select an interest period of 1,2,3 or 6 months. Principal payments of

$1.25m are to be made quarterly commencing from December 2020 with the full outstanding balance payable on termination date.

$18.1M (NZD) Term Loan Facility B – used to refinance existing debt and general corporate purposes. The Term Loan has a term of 36

months from the March 2020 refinance date, with the facility having a maturity date in March 2023. The interest rate is variable with

reference the to base rate (BKBM bid rate) for the selected interest period plus a margin of 3.5%. EROAD may select an interest period

of 1,2,3 or 6 months. This is an interest only term facility full repayment on the termination date.

$25.0M Capital Expenditure Facility – to fund growth capital expenditure requirements. The Capital Expenditure Facility has a 36 month

term from the March 2020 refinance date, with the facility having a maturity date in March 2023. Drawings can be made on the facility

in NZD or USD. The interest rate is variable with reference the to base rate (BKBM bid rate for NZD drawings and US LIBOR for USD

drawings) for the selected interest period plus a margin of 3.5%. EROAD may select an interest period of 1,2,3 or 6 months.

Interest payments are made on the last day of the determined interest period. In addition, a Commitment Fee of 45% of the per

annum margin (1.58%) is payable on the undrawn balance of the facility quarterly in arrears. The full outstanding balance is payable on

termination date.

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EROAD 2021 INTERIM REPORT NOTES TO FINANCIAL STATEMENTSFINANCIAL STATEMENTS • INDEPENDENT REVIEW REPORT 2021 INTERIM REPORT EROAD

$5.0M Overdraft Facilities – for general working capital purposes. This is an on demand facility with the interest rate based on the

Market Connect Overdraft Prime Rate plus a margin of 1.5%.

EROAD’s operating covenants to support the above facilities include Debt Service Cover Ratio, Interest Cover Ratio, Leverage Ratio and

Obligor Assets to Group Assets. EROAD was compliant with all covenants during the period and at 30 September 2020.

The security package for the Multi-Option Credit Facility Agreement includes an all obligations cross-guarantee granted by EROAD

Australia Pty Limited and EROAD Inc in favour of the BNZ (in its capacity of Security Trustee for the banking syndicate). in respect of

the obligations of EROAD Limited, and a General Security Agreements granted by EROAD Limited, EROAD Inc and EROAD Australia

Pty Limited in favour of the BNZ (in its capacity of Security Trustee for the banking syndicate).

Borrowing costs that are directly attributable to the acquisition, construction or production of a qualifying asset are capitalised as part

of the cost of that asset. Other borrowing costs are recognised as an expense in the period in which they are incurred.

NOTE 13 RELATED PARTY TRANSACTIONS

Related party transactions are consistent in nature with those reported at 31 March 2020.

NOTE 14 CAPITAL COMMITMENTS

As at 30 September 2020 the Group had confirmed purchase orders open with its third party manufacturer of hardware units

amounting to $0.6m (31 March 2020: $1.2m).

NOTE 15 CONTINGENT LIABILITIES

At 30 September 2020, EROAD has no contingent liabilities. At 31 March 2020 EROAD had applied to a tax department before balance

date to retroactively amend rules applied to potential liabilities. EROAD has subsequently received a decision and recognised

an accrual for the estimated cost.

NOTE 16 NET TANGIBLE ASSETS PER SHARE

GROUP30 SEPTEMBER 202030 SEPTEMBER 201931 MARCH 2020

Unaudited

$000’s

Unaudited

$000’s

Audited

$000’s

Net assets (equity)91.851.351.3

Less intangibles(42.9)37. 8(42.1)

Total net tangible assets48.913.59.2

Net tangible assets per share ($)0.620.200.13

The non-GAAP measure above is disclosed to comply with NZX Debt Market Listing Rule 2.3(f).

NOTE 17 EVENTS SUBSEQUENT TO BALANCE DATE

On the 9th of October 2020 EROAD issued 2,820,489 shares under a share purchase plan announced on NZX on 17th September

2020 with an issue price of $3.90 (31 March 2020: Nil except as disclosed in note 2 (g) of the annual report related to impacts of

Covid-19).

NOTE 12 BORROWINGS (CONTINUED)




© 2020 KPMG, a New Zealand partnership and a member firm of the KPMG network of independent member

firms affiliated with KPMG International Cooperative (“KPMG International”), a Swiss entity.


Independent Review

Report

To the shareholders of EROAD Limited

Report on the condensed consolidated financial statements

Conclusion

Based on our review, nothing has come to our attention

that causes us to believe that the condensed

consolidated financial statements on pages 11 to 30 do

not:

i. present fairly in all material respects the

Group’s financial position as at 30 September

2020 and its financial performance and cash

flows for the 6 month period ended on that

date; and

ii. comply with NZ IAS 34 Interim Financial

Reporting.

We have completed a review of the accompanying

condensed consolidated financial statements which

comprise:

— the condensed consolidated statement of financial

position as at 30 September 2020;

— the condensed consolidated statements of

comprehensive income, changes in equity and cash

flows for the 6 month period then ended; and

— notes, including a summary of significant

accounting policies and other explanatory

information.

Basis for conclusion

A review of condensed consolidated financial statements in accordance with NZ SRE 2410 Review of Financial Statements

Performed by the Independent Auditor of the Entity (“NZ SRE 2410”) is a limited assurance engagement. The auditor

performs procedures, consisting of making enquiries, primarily of persons responsible for financial and accounting matters,

and applying analytical and other review procedures.

As the auditor of EROAD Limited, NZ SRE 2410 requires that we comply with the ethical requirements relevant to the audit

of the annual financial statements.

Our firm has also provided other services to the group in relation to tax compliance, tax advisory and other assurance

services. Subject to certain restrictions, partners and employees of our firm may also deal with the group on normal terms

within the ordinary course of trading activities of the business of the group. These matters have not impaired our

independence as reviewer of the group. The firm has no other relationship with, or interest in, the group.

Use of this Independent Review Report

This report is made solely to the shareholders as a body. Our review work has been undertaken so that we might state to

the shareholders those matters we are required to state to them in the Independent Review Report and for no other

purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the

shareholders as a body for our review work, this report, or any of the opinions we have formed.

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EROAD 2021 INTERIM REPORT SECTION

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2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT FINANCIAL STATEMENTS • INDEPENDENT REVIEW REPORT






Draft Review Report (003) 2


Responsibilities of the Directors for the condensed consolidated

financial statements

The Directors, on behalf of the group, are responsible for:

— the preparation and fair presentation of the condensed consolidated financial statements in accordance with NZ IAS

34 Interim Financial Reporting;

— implementing necessary internal control to enable the preparation of a condensed consolidated financial statements

that is fairly presented and free from material misstatement, whether due to fraud or error; and

— assessing the ability to continue as a going concern. This includes disclosing, as applicable, matters related to going

concern and using the going concern basis of accounting unless they either intend to liquidate or to cease operations,

or have no realistic alternative but to do so.

Auditor’s Responsibilities for the review of the condensed consolidated

financial statements

Our responsibility is to express a conclusion on the condensed financial statements based on our review. We conducted

our review in accordance with NZ SRE 2410. NZ SRE 2410 requires us to conclude whether anything has come to our

attention that causes us to believe that the condensed financial statements are not prepared, in all material respects, in

accordance with NZ IAS 34 Interim Financial Reporting.

The procedures performed in a review are substantially less than those performed in an audit conducted in accordance

with International Standards on Auditing (New Zealand). Accordingly, we do not express an audit opinion on these

condensed consolidated financial statements.

This description forms part of our Independent Review Report.



KPMG

Auckland

26 November 2020


353435
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2021 INTERIM REPORT EROADEROAD 2021 INTERIM REPORT

REGISTERED OFFICE

IN NEW ZEALAND

Level 3

260 Oteha Valley Road,

Albany, Auckland

New Zealand

REGISTERED OFFICE

IN NORTH AMERICA

7618 SW Mohawk Street

Tualatin, OR 97062

USA

REGISTERED OFFICE

IN AUSTRALIA

Level 36, Tower 2

Collins Square

727 Collins Street

Docklands, VIC 3008

Australia

INVESTOR RELATIONS

AND SUSTAINABILITY

ENQUIRES

Address: EROAD Limited,

PO Box 305 394

Triton Plaza

North Shore, Auckland

Email: investors@eroad.com

Telephone: 0800 437 623

MANAGING YOUR

SHAREHOLDING

ONLINE

Changes in address and

investment portfolios can be

viewed and updated online:

www.computershare.co.nz/

investorcentre.

You will need your CSN

and FIN numbers to access

this service.

SHARE REGISTRAR -

NEW ZEALAND

Computershare Investor

Services Limited

Private Bag 92119,

Victoria Street

West Auckland 1142, New Zealand

Email:

enquiry@computershare.co.nz

Telephone: +64 9 488 8777

Website:

www.computershare.co.nz/

investorcentre

LEGAL ADVISORS

Chapman Tripp

Level 35

23 Albert Street

Auckland 1010

PO Box 2206, Auckland 1140

Telephone: +64 9 357 9000

BANKERS

Bank of New Zealand

China Construction Bank

National Australian Bank

Wells Fargo


SHARE REGISTRAR -

AUSTRALIA

Computershare Investor

Services Pty Limited

Yarra Falls, 452 Johnstone Street

Abbotsford, VIC 3067

GPO Box 3329

Melbourne, VIC 3001, Australia

Email:

enquiry@computershare.co.nz

Telephone: 1 800 501 366

(within Australia)

Telephone: +61 3 9415 4083

(outside Australia)

DIRECTORY

WWW.EROADGLOBAL.COM/INVESTORS

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.