Appendix 2A – Senior Floating Rate Medium Term Notes

This appendix is not available as an online form
Please fill in and submit as a PDF announcement +Rule 2.7
+ See chapter 19 for defined terms
31 January 2020 Page 1
Appendix 2A
Application for quotation of +securities
Information or documents not available now must be given to ASX as soon as available. Information
and documents given to ASX become ASX’s property and may be made public.
If you are an entity incorporated outside Australia and you are seeking quotation of a new class of
+securities other than CDIs, you will need to obtain and provide an International Securities
Identification Number (ISIN) for that class. Further information on the requirement for the notification of
an ISIN is available from the Create Online Forms page. ASX is unable to create the new ISIN for non-
Australian issuers.
*Denotes minimum information required for first lodgement of this form, with exceptions provided in
specific notes for certain questions. The balance of the information, where applicable, must be
provided as soon as reasonably practicable by the entity.

Part 1 – Entity and announcement details
Question
no
Question Answer
1.1 *Name of entity
We (the entity here named) apply for
+quotation of the following +securities and
agree to the matters set out in
Appendix 2A of the ASX Listing Rules.
1

Westpac Banking Corporation (Westpac)
1.2 *Registration type and number
Please supply your ABN, ARSN, ARBN, ACN or
another registration type and number (if you supply
another registration type, please specify both the type
of registration and the registration number).
ABN 33 007 457 141
1.3 *ASX issuer code WBC
1.4 *This announcement is
Tick whichever is applicable.
☒ A new announcement
☐ An update/amendment to a previous
announcement
☐ A cancellation of a previous
announcement
1.4a *Reason for update
Mandatory only if “Update” ticked in Q1.4 above. A
reason must be provided for an update.
N/A
1.4b *Date of previous announcement to this
update
Mandatory only if “Update” ticked in Q1.4 above.
N/A
1.4c *Reason for cancellation
Mandatory only if “Cancellation” ticked in Q1.4 above.
N/A

1
Appendix 2A of the Listing Rules includes a warranty that an offer of the securities for sale within 12 months after their issue
will not require disclosure under section 707(3) or 1012C(6) of the Corporations Act. If the securities to be quoted have been
issued by way of a pro rata offer, to give this warranty, you will generally need to have lodged a cleansing notice with ASX
under section 708AA(2)(f) or 1012DAA(2)(f) of the Corporations Act within 24 hours before the securities are offered (see
ASIC Regulatory Guide 189 Disclosure relief for rights issues). If in doubt, please consult your legal adviser.

This appendix is not available as an online form Appendix 2A
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+ See chapter 19 for defined terms
31 January 2020 Page 2
1.4d *Date of previous announcement to this
cancellation
Mandatory only if “Cancellation” ticked in Q1.4 above.
N/A
1.5 *Date of this announcement 16 December 2020
Part 2 – Type of issue
Question
No.
Question Answer
2.1 *The +securities to be quoted are:
Select whichever item is applicable.
If you wish to apply for quotation of different types of
issues of securities, please complete a separate
Appendix 2A for each type of issue.
☐ Being issued as part of a transaction or
transactions previously announced to
the market in an Appendix 3B
☐ Being issued under a +dividend or
distribution plan
☐ Being issued as a result of options being
exercised or other +convertible
securities being converted
☐ Unquoted partly paid +securities that
have been paid up and are now quoted
fully paid +securities
☐ +Restricted securities where the escrow
period has expired or is about to expire
☐ +Securities previously issued under an
+employee incentive scheme where the
restrictions on transfer have ceased or
are about to cease
☐ +Securities issued under an +employee
incentive scheme that are not subject to
a restriction on transfer or that are to be
quoted notwithstanding there is a
restriction on transfer
☒ Other

2.2a.1 *Date of Appendix 3B notifying the market
of the proposed issue of +securities for
which quotation is now being sought
Answer this question if your response to Q2.1 is “Being
issued as part of a transaction or transactions
previously announced to the market in an Appendix
3B”
N/A
2.2a.2
*Are there any further issues of +securities
yet to take place to complete the
transaction(s) referred to in the
Appendix 3B?
Answer this question if your response to Q2.1 is “Being
issued as part of a transaction or transactions
previously announced to the market in an Appendix
3B”.

N/A

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+ See chapter 19 for defined terms
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2.2a.2.1 *Please provide details of the further issues
of +securities yet to take place to complete
the transaction(s) referred to in the
Appendix 3B
Answer this question if your response to Q2.1 is “Being
issued as part of a transaction or transactions
previously announced to the market in an Appendix
3B” and your response to Q2.2a.2 is “Yes”.
Please provide details of the proposed dates and
number of securities for the further issues. This may
be the case, for example, if the Appendix 3B related to
an accelerated pro rata offer with an institutional
component being quoted on one date and a retail
component being quoted on a later date.
N/A
2.2b.1 *Date of Appendix 3A.1 lodged with ASX in
relation to the underlying +dividend or
distribution
Answer this question if your response to Q2.1 is “Being
issued under a dividend or distribution plan”.
N/A
2.2b.2 *Does the +dividend or distribution plan
meet the requirement of listing rule 7.2
exception 4 that it does not impose a limit
on participation?
Answer this question if your response to Q2.1 is “Being
issued under a dividend or distribution plan”.
Note: Exception 4 only applies where security holders
are able to elect to receive all of their dividend or
distribution as securities. For example, Exception 4
would not apply in the following circumstances: 1) The
entity has specified a dollar limit on the level of
participation e.g. security holders can only participate
to a maximum value of $x in respect of their
entitlement, or 2) The entity has specified a maximum
number of securities that can participate in the plan
e.g. security holders can only receive securities in lieu
of dividend payable for x number of securities.

N/A
2.2c.1 Please state the number and type of
options that were exercised or other
+convertible securities that were converted
(including their ASX security code)
Answer this question if your response to Q2.1 is “Being
issued as a result of options being exercised or other
convertible securities being converted”.

N/A
2.2c.2
And the date the options were exercised or
other +convertible securities were
converted
Answer this question if your response to Q2.1 is “Being
issued as a result of options being exercised or other
convertible securities being converted”.
Note: If this occurred over a range of dates, enter the
date the last of the options was exercised or
convertible securities was converted.
N/A
2.2d.1 Please state the number and type of partly
paid +securities (including their ASX
security code) that were fully paid up
Answer this question if your response to Q2.1 is
“Unquoted partly paid securities that have been paid
up and are now quoted fully paid securities”.

N/A

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+ See chapter 19 for defined terms
31 January 2020 Page 4
2.2d.2
And the date the
+
securities were fully paid
up
Answer this question if your response to Q2.1 is
“Unquoted partly paid securities that have been paid
up and are now quoted fully paid securities”.
Note: If this occurred over a range of dates, enter the
date the last of the securities was fully paid up.

N/A
2.2e.1
Please state the number and type of
+restricted securities (including their ASX
security code) where the escrow period has
expired or is about to expire
Answer this question if your response to Q2.1 is
“Restricted securities where the escrow period has
expired or is about to expire”.

N/A
2.2e.2 And the date the escrow restrictions have
ceased or will cease
Answer this question if your response to Q2.1 is
“Restricted securities where the escrow period has
expired or is about to expire”.
Note: If this occurred over a range of dates, enter the
date the last of the escrow restrictions has ceased or
will cease.
N/A
2.2f.1 Please state the number and type of
+securities (including their ASX security
code) previously issued under the
+employee incentive scheme where the
restrictions on transfer have ceased or are
about to cease
Answer this question if your response to Q2.1 is
“Securities previously issued under an employee
incentive scheme where the restrictions on transfer
have ceased or are about to cease”.

N/A
2.2f.2
And the date the restrictions on transfer
have ceased or will cease:
Answer this question if your response to Q2.1 is
“Securities previously issued under an employee
incentive scheme where the restrictions on transfer
have ceased or are about to cease”.
Note: If this occurred over a range of dates, enter the
date the last of the restrictions on transfer has ceased
or will cease.

N/A
2.2g.1 Please state the number and type of
+securities (including their ASX security
code) issued under an +employee incentive
scheme that are not subject to a restriction
on transfer or that are to be quoted
notwithstanding there is a restriction on
transfer
Answer this question if your response to Q2.1 is
“Securities issued under an employee incentive
scheme that are not subject to a restriction on transfer
or that are to be quoted notwithstanding there is a
restriction on transfer”.

N/A

This appendix is not available as an online form Appendix 2A
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+ See chapter 19 for defined terms
31 January 2020 Page 5
2.2g.2 *Please attach a document or provide
details of a URL link for a document lodged
with ASX detailing the terms of the
+employee incentive scheme or a summary
of the terms.
Answer this question if your response to Q2.1 is
“Securities issued under an employee incentive
scheme that are not subject to a restriction on transfer
or that are to be quoted notwithstanding there is a
restriction on transfer”.

N/A
2.2g.3
*Are any of these +securities being issued
to +key management personnel (KMP) or
an +associate
Answer this question if your response to Q2.1 is
“Securities issued under an employee incentive
scheme that are not subject to a restriction on transfer
or that are to be quoted notwithstanding there is a
restriction on transfer”.
N/A
2.2g.3.a *Provide details of the recipients and the number of +securities issued to each of them.
Answer this question if your response to Q2.1 is “Securities issued under an employee incentive scheme that are
not subject to a restriction on transfer or that are to be quoted notwithstanding there is a restriction on transfer”
and your response to Q2.2g.3 is “Yes”. Repeat the detail in the table below for each KMP involved in the issue. If
the securities are being issued to the KMP, repeat the name of the KMP or insert “Same” in “Name of registered
holder”. If the securities are being issued to an associate of a KMP, insert the name of the associate in “Name of
registered holder”.

Name of KMP Name of registered holder
Number of +securities
N/A N/A N/A

2.2h.1 *The purpose(s) for which the entity is
issuing the +securities is:
Answer this question if your response to Q2.1 is
“Other”.
You may select one or more of the items in the list.

☐ To raise additional working capital
☐ To fund the retirement of debt
☐ To pay for the acquisition of an asset
[provide details below]
☐ To pay for services rendered
[provide details below]
☒ Other [provide details below]
Additional details:

The net proceeds of the issue of the fully
paid senior floating rate medium term notes
will be used by Westpac for general
corporate purposes.

2.2h.2 *Please provide any further information
needed to understand the circumstances in
which you are applying to have these
+securities quoted on ASX, including (if
applicable) why the issue of the +securities
has not been previously announced to the
market in an Appendix 3B
You must answer this question if your response to
Q2.1 is “Other”. If there is no other information to
provide, please answer “Not applicable” or “N/A”.
As the decision to quote the fully paid
senior floating rate medium term notes is
made at the same time this Appendix 2A is
lodged, an Appendix 3B is not necessary.

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 6
2.2i *Are these +securities being offered under
a +disclosure document or +PDS?
Answer this question if your response to Q2.1 is any
option other than “Being issued as part of a transaction
or transactions previously announced to the market in
an Appendix 3B”.
No
2.2i.1 *Date of +disclosure document or +PDS?
Answer this question if your response to Q2.1 is any
option other than “Being issued as part of a transaction
or transactions previously announced to the market in
an Appendix 3B” and your response to Q2.2i is “Yes”.
Under the Corporations Act, the entity must apply for
quotation of the securities within 7 days of the date of
the disclosure document or PDS.

N/A
2.3 *The +securities to be quoted are:
Tick whichever is applicable
☐ Additional +securities in a class that is
already quoted on ASX ("existing
class")
☒ New +securities in a class that is not yet
quoted on ASX ("new class")
Part 3A – number and type of +securities to be quoted (existing class or
new class) where issue has previously been notified to ASX in
an Appendix 3B
Answer the questions in this Part if your response to Q2.1 is “Being issued as part of a transaction or transactions previously
announced to the market in an Appendix 3B” and your response to Q2.3 is “existing class” or “new class”.
Question
No.

Question Answer
3A.1 *ASX security code & description
3A.2 *Number of +securities to be quoted
Part 3B – number and type of +securities to be quoted (existing class)
where issue has not previously been notified to ASX in an
Appendix 3B
Answer the questions in this Part if your response to Q2.1 is anything other than “Being issued as part of a transaction or
transactions previously announced to the market in an Appendix 3B” and your response to Q2.3 is “existing class”.
Question
No.

Question Answer
3B.1 *ASX security code & description N/A
3B.2 *Number of +securities to be quoted N/A
3B.3a *Will the +securities to be quoted rank
equally in all respects from their issue date
with the existing issued +securities in that
class?
N/A
3B.3b *Is the actual date from which the
+securities will rank equally (non-ranking
end date) known?
Answer this question if your response to Q3B.3a is
“No”.

N/A
3B.3c *Provide the actual non-ranking end date
Answer this question if your response to Q3B.3a is
“No” and your response to Q3B.3b is “Yes”.

N/A

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 7
3B.3d *Provide the estimated non-ranking end
period
Answer this question if your response to Q3B.3a is
“No” and your response to Q3B.3b is “No”.

N/A
3B.3e *Please state the extent to which the
+securities do not rank equally:
• in relation to the next dividend,
distribution or interest payment; or
• for any other reason
Answer this question if your response to Q3B.3a is
“No”.
For example, the securities may not rank at all, or may
rank proportionately based on the percentage of the
period in question they have been on issue, for the
next dividend, distribution or interest payment; or they
may not be entitled to participate in some other event,
such as an entitlement issue.

N/A
Part 3C – number and type of +securities to be quoted (new class)
where issue has not previously been notified to ASX in an
Appendix 3B
Answer the questions in this Part if your response to Q2.1 is anything other than “Being issued as part of a transaction or
transactions previously announced to the market in an Appendix 3B” and your response to Q2.3 is “new class”.
Question
No.
Question Answer
3C.1 *Security description
Tranche No. 1 of Series 2020-1 fully paid
senior floating rate medium term notes due
July 2022 (“Series 2020-1 Notes”)

Tranche No. 1 of Series 2020-2 fully paid
senior floating rate medium term notes due
August 2022 (“Series 2020-2 Notes”)

Tranche No. 1 of Series 2020-3 fully paid
senior floating rate medium term notes due
September 2022 (“Series 2020-3 Notes”)

Tranche No. 1 of Series 2020-4 fully paid
senior floating rate medium term notes due
October 2022 (“Series 2020-4 Notes”)

Tranche No. 1 of Series 2020-5 fully paid
senior floating rate medium term notes due
November 2022 (“Series 2020-5 Notes”)

Tranche No. 1 of Series 2020-6 fully paid
senior floating rate medium term notes due
February 2024 (“Series 2020-6 Notes”)

Tranche No. 1 of Series 2020-7 fully paid
senior floating rate medium term notes due
June 2024 (“Series 2020-7 Notes”)

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 8
3C.2 *Security type
Select one item from the list that best describes the
securities the subject of this form. This will determine
more detailed questions to be asked about the security
later in this section. Select “ordinary fully or partly paid
shares/units” for stapled securities or CDIs. For
interest rate securities, please select the appropriate
choice from either “Convertible debt securities” or
“Non-convertible debt securities”. Select “Other” for
performance shares/units and performance
options/rights or if the selections available in the list do
not appropriately describe the security being issued.
☐ Ordinary fully or partly paid shares/units
☐ Options
☐ +Convertible debt securities
☒ Non-convertible +debt securities
☐ Redeemable preference shares/units
☐ Other

N/A
3C.3 ISIN code
Answer this question if you are an entity incorporated
outside Australia and you are seeking quotation of a
new class of securities other than CDIs. See also the
note at the top of this form.
Series 2020-1 Notes: AU3FN0057766
Series 2020-2 Notes: AU3FN0057790
Series 2020-3 Notes: AU3FN0057816
Series 2020-4 Notes: AU3FN0057774
Series 2020-5 Notes: AU3FN0057782
Series 2020-6 Notes: AU3FN0057808
Series 2020-7 Notes: AU3FN0057824
3C.4 *Number of +securities to be quoted Series 2020-1 Notes: 428 (i.e. fully paid
senior floating rate medium term notes with
a denomination of AUD100,000)
Series 2020-2 Notes: 500 (i.e. fully paid
senior floating rate medium term notes with
a denomination of AUD100,000)
Series 2020-3 Notes: 500 (i.e. fully paid
senior floating rate medium term notes with
a denomination of AUD100,000)
Series 2020-4 Notes: 500 (i.e. fully paid
senior floating rate medium term notes with
a denomination of AUD100,000)
Series 2020-5 Notes: 500 (i.e. fully paid
senior floating rate medium term notes with
a denomination of AUD100,000)
Series 2020-6 Notes: 1,000 (i.e. fully paid
senior floating rate medium term notes with
a denomination of AUD100,000)
Series 2020-7 Notes: 500 (i.e. fully paid
senior floating rate medium term notes with
a denomination of AUD100,000)
3C.5a *Will all the +securities issued in this class
rank equally in all respects from the issue
date?
Yes.

The fully paid senior floating rate medium
term notes rank equally for payment in a
winding up with all other unsecured and
unsubordinated obligations of Westpac.

The fully paid senior floating rate medium
term notes rank ahead for payment in a
winding up of all unsecured and
subordinated obligations of Westpac.

The fully paid senior floating rate medium
term notes rank ahead of all ordinary
shares of Westpac.

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 9
3C.5b *Is the actual date from which the
+securities will rank equally (non-ranking
end date) known?
Answer this question if your response to Q3C.5a is
“No”.
N/A
3C.5c *Provide the actual non-ranking end date
Answer this question if your response to Q3C.5a is
“No” and your response to Q3C.5b is “Yes”.
N/A
3C.5d *Provide the estimated non-ranking end
period
Answer this question if your response to Q3C.5a is
“No” and your response to Q3C.5b is “No”.
N/A
3C.5e *Please state the extent to which the
+securities do not rank equally:
• in relation to the next dividend,
distribution or interest payment; or
• for any other reason
Answer this question if your response to Q3C.5a is
“No”.
For example, the securities may not rank at all, or may
rank proportionately based on the percentage of the
period in question they have been on issue, for the
next dividend, distribution or interest payment; or they
may not be entitled to participate in some other event,
such as an entitlement issue.
N/A
3C.6 Please attach a document or provide a URL
link for a document lodged with ASX setting
out the material terms of the +securities to
be quoted
You may cross-reference a disclosure document, PDS,
information memorandum, investor presentation or
other announcement with this information provided it
has been released to the ASX Market Announcements
Platform.

See the Information Memorandum dated 30
September 2020, released to the ASX
Market Announcements Platform on the
same date,
(https://www.westpac.com.au/content/dam/
public/wbc/documents/pdf/aw/ic/WBC_DIP
_Information_Memorandum_30_September
_2020.pdf) and the Pricing Supplements
dated 16 December 2020
3C.7 *Have you received confirmation from ASX
that the terms of the +securities are
appropriate and equitable under listing rule
6.1?
Answer this question only if you are an ASX Listing.
(ASX Foreign Exempt Listings and ASX Debt Listings
do not have to answer this question).
If your response is “No” and the securities have any
unusual terms, you should approach ASX as soon as
possible for confirmation under listing rule 6.1 that the
terms are appropriate and equitable.
N/A

This appendix is not available as an online form Appendix 2A
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+ See chapter 19 for defined terms
31 January 2020 Page 10
3C.8 *Provide a distribution schedule for the new +securities according to the categories set out
in the left hand column – including the number of recipients and the total percentage of the
new +securities held by the recipients in each category.
Number of +securities held Number of holders
Total percentage of
+securities held
1 – 1,000 N/A N/A
1,001 – 5,000 N/A N/A
5,001 – 10,000 N/A N/A
10,001 – 100,000 N/A N/A
100,001 and over N/A N/A
Answer this question only if you are an ASX Listing (ASX Foreign Exempt Listings and ASX Debt Listings do not
have to answer this question) and the securities to be quoted have already been issued.
Note: if the securities to be quoted have not yet been issued, under listing rule 3.10.5, you will need to provide to
ASX a list of the 20 largest recipients of the new +securities, and the number and percentage of the new
+securities received by each of those recipients, and a distribution schedule for the securities when they are
issued.
3C.9a Ordinary fully or partly paid shares/units details
Answer the questions in this section if you selected this security type in your response to Question 3C.2.
*+Security currency
This is the currency in which the face amount of an
issue is denominated. It will also typically be the
currency in which distributions are declared.
N/A
*Will there be CDIs issued over the
+securities?
N/A
*CDI ratio
Answer this question if you answered “Yes” to the
previous question. This is the ratio at which CDIs can
be transmuted into the underlying security (e.g. 4:1
means 4 CDIs represent 1 underlying security
whereas 1:4 means 1 CDI represents 4 underlying
securities).
N/A
*Is it a partly paid class of +security? N/A
*Paid up amount: unpaid amount
Answer this question if answered “Yes” to the
previous question.
The paid up amount represents the amount of
application money and/or calls which have been paid
on any security considered ‘partly paid’
The unpaid amount represents the unpaid or yet to
be called amount on any security considered ‘partly
paid’.
The amounts should be provided per the security
currency (e.g. if the security currency is AUD, then
the paid up and unpaid amount per security in AUD).
N/A
*Is it a stapled +security?
This is a security class that comprises a number of
ordinary shares and/or ordinary units issued by
separate entities that are stapled together for the
purposes of trading.
N/A
3C.9b Option details
Answer the questions in this section if you selected this security type in your response to Question 3C.2.
*+Security currency
This is the currency in which the exercise price is
payable.

This appendix is not available as an online form Appendix 2A
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+ See chapter 19 for defined terms
31 January 2020 Page 11
*Exercise price
The price at which each option can be exercised and
convert into the underlying security.
The exercise price should be provided per the
security currency (i.e. if the security currency is AUD,
the exercise price should be expressed in AUD).
N/A
*Expiry date
The date on which the options expire or terminate.
N/A
*Details of the number and type of
+security (including its ASX security code
if the +security is quoted on ASX) that will
be issued if an option is exercised
For example, if the option can be exercised to receive
one fully paid ordinary share with ASX security code
ABC, please insert “One fully paid ordinary share
(ASX:ABC)”.
N/A
3C.9c Details of non-convertible +debt securities, +convertible debt securities, or
redeemable preference shares/units
Answer the questions in this section if you selected one of these security types in your response to Question
3C.2.
Refer to Guidance Note 34 and the “Guide to the Naming Conventions and Security Descriptions for ASX Quoted
Debt and Hybrid Securities” for further information on certain terms used in this section
*Type of +security
Select one item from the list
☐ Simple corporate bond
☒ Non-convertible note or bond
☐ Convertible note or bond
☐ Preference share/unit
☐ Capital note
☐ Hybrid security
☐ Other

N/A
*+Security currency
This is the currency in which the face value of the
security is denominated. It will also typically be the
currency in which interest or distributions are paid.
AUD
Face value
This is the principal amount of each security.
The face value should be provided per the security
currency (i.e. if security currency is AUD, then the
face value per security in AUD).
Series 2020-1 Notes: AUD42,800,000
Series 2020-2 Notes: AUD50,000,000
Series 2020-3 Notes: AUD50,000,000
Series 2020-4 Notes: AUD50,000,000
Series 2020-5 Notes: AUD50,000,000
Series 2020-6 Notes: AUD100,000,000
Series 2020-7 Notes: AUD50,000,000
*Interest rate type
Select one item from the list
Select the appropriate interest rate type per the terms
of the security. Definitions for each type are provided
in the Guide to the Naming Conventions and Security
Descriptions for ASX Quoted Debt and Hybrid
Securities
☐ Fixed rate
☒ Floating rate
☐ Indexed rate
☐ Variable rate
☐ Zero coupon/no interest
☐ Other

N/A

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+ See chapter 19 for defined terms
31 January 2020 Page 12
Frequency of coupon/interest payments
per year
Select one item from the list.
☐ Monthly
☒ Quarterly
☐ Semi-annual
☐ Annual
☐ No coupon/interest payments
☐ Other


First interest payment date
A response is not required if you have selected “No
coupon/interest payments” in response to the
question above on the frequency of coupon/interest
payments
Series 2020-1 Notes: 15 January 2021
Series 2020-2 Notes: 15 February 2021
Series 2020-3 Notes: 15 March 2021
Series 2020-4 Notes: 18 January 2021
Series 2020-5 Notes: 15 February 2021
Series 2020-6 Notes: 15 February 2021
Series 2020-7 Notes: 15 March 2021
Interest rate per annum
Answer this question if the interest rate type is fixed.
N/A
*Is the interest rate per annum estimated
at this time?
Answer this question if the interest rate type is fixed.
N/A
If the interest rate per annum is estimated,
then what is the date for this information to
be announced to the market (if known)
Answer this question if the interest rate type is fixed
and your response to the previous question is “Yes”.
Answer “Unknown” if the date is not known at this
time.
N/A

*Does the interest rate include a reference
rate, base rate or market rate (e.g. BBSW
or CPI)?
Answer this question if the interest rate type is
floating or indexed.
Yes

*What is the reference rate, base rate or
market rate?
Answer this question if the interest rate type is
floating or indexed and your response to the previous
question is “Yes”.

3 month BBSW, except for the short first
interest period as follows:
Series 2020-1 Notes: 1 month BBSW
Series 2020-2 Notes: 2 month BBSW
Series 2020-4 Notes: 1 month BBSW
Series 2020-5 Notes: 2 month BBSW
Series 2020-6 Notes: 2 month BBSW

*Does the interest rate include a margin
above the reference rate, base rate or
market rate?
Answer this question if the interest rate type is
floating or indexed.

Yes

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 13
*What is the margin above the reference
rate, base rate or market rate (expressed
as a percent per annum)
Answer this question if the interest rate type is
floating or indexed and your response to the previous
question is “Yes”.
Series 2020-1 Notes: 0.07% per annum
Series 2020-2 Notes: 0.07% per annum
Series 2020-3 Notes: 0.07% per annum
Series 2020-4 Notes: 0.08% per annum
Series 2020-5 Notes: 0.09% per annum
Series 2020-6 Notes: 0.15% per annum
Series 2020-7 Notes: 0.17% per annum

*S128F of the Income Tax Assessment
Act status applicable to the +security
Select one item from the list
For financial products which are likely to give rise to a
payment to which s128F of the Income Tax
Assessment Act applies, ASX requests issuers to
confirm the s128F status of the security:
• “s128F exempt” means interest payments are not
taxable to non-residents;
• “Not s128F exempt” means interest payments are
taxable to non-residents;
• “s128F exemption status unknown” means the
issuer is unable to advise the status;
• “Not applicable” means s128F is not applicable to
this security
☒ s128F exempt
☐ Not s128F exempt
☐ s128F exemption status unknown
☐ Not applicable


*Is the +security perpetual (i.e. no maturity
date)?
No
*Maturity date
Answer this question if the security is not perpetual
Series 2020-1 Notes: 15 July 2022
Series 2020-2 Notes: 15 August 2022
Series 2020-3 Notes: 15 September 2022
Series 2020-4 Notes: 17 October 2022
Series 2020-5 Notes: 15 November 2022
Series 2020-6 Notes: 14 February 2024
Series 2020-7 Notes: 14 June 2024
*Select other features applicable to the
+security
Up to 4 features can be selected. Further information
is available in the Guide to the Naming Conventions
and Security Descriptions for ASX Quoted Debt and
Hybrid Securities.
☐ Simple
☐ Subordinated
☐ Secured
☐ Converting
☐ Convertible
☐ Transformable
☐ Exchangeable
☐ Cumulative
☐ Non-Cumulative
☐ Redeemable
☐ Extendable
☐ Reset
☐ Step-Down
☐ Step-Up
☐ Stapled
☒ None of the above

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 14
*Is there a first trigger date on which a
right of conversion, redemption, call or put
can be exercised (whichever is first)?
No


*If yes, what is the first trigger date
Answer this question if your response to the previous
question is “Yes”.
N/A
Details of the number and type of +security
(including its ASX security code if the
+security is quoted on ASX) that will be
issued if the +securities to be quoted are
converted, transformed or exchanged
Answer this question if the security features include
“converting”, “convertible”, “transformable” or
“exchangeable”.
For example, if the security can be converted into
1,000 fully paid ordinary shares with ASX security
code ABC, please insert “1,000 fully paid ordinary
shares (ASX:ABC)”.
N/A

Part 4 – Issue details
Question
No.

Question Answer
4.1 *Have the +securities to be quoted been
issued yet?
No
4.1a *What was their date of issue?
Answer this question if your response to Q4.1 is
“Yes”.

N/A
4.1b *What is their proposed date of issue?
Answer this question if your response to Q4.1 is “No”.
17 December 2020
4.2
*Are the +securities to be quoted being
issued for a cash consideration?
If the securities are being issued for nil cash
consideration, answer this question “No”.

Yes
4.2a *In what currency is the cash consideration
being paid
For example, if the consideration is being paid in
Australian Dollars, state AUD.
Answer this question if your response to Q4.2 is
“Yes”.
AUD
4.2b *What is the issue price per +security
Answer this question if your response to Q4.2 is “Yes”
and by reference to the issue currency provided in
your response to Q4.2a.
Note: you cannot enter a nil amount here. If the
securities are being issued for nil cash consideration,
answer Q4.2 as “No” and complete Q4.2c and Q4.2d.
AUD100,000 fully paid per Series 2020-1
Note
AUD100,000 fully paid per Series 2020-2
Note
AUD100,000 fully paid per Series 2020-3
Note
AUD100,000 fully paid per Series 2020-4
Note
AUD100,000 fully paid per Series 2020-5
Note
AUD100,000 fully paid per Series 2020-6
Note
AUD100,000 fully paid per Series 2020-7
Note

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 15
4.2c Please describe the consideration being
provided for the +securities to be quoted
Answer this question if your response to Q4.2 is “No”.
N/A
4.2d Please provide an estimate (in AUD) of the
value of the consideration being provided
per +security for the +securities to be
quoted
Answer this question if your response to Q4.2 is “No”.
N/A
4.3
Any other information the entity wishes to
provide about the issue
N/A
Part 5 – Issued capital following quotation
Following the quotation of the +securities the subject of this application, the issued capital of the entity
will comprise:

Note: the figures provided in the tables in sections 5.1 and 5.2 below are used to calculate the total market capitalisation of the
entity published by ASX from time to time. Please make sure you include in the relevant table each class of securities issued by
the entity.
If you have quoted CHESS Depository Interests (CDIs) issued over your securities, include them in the table in section 5.1 and
include in the table in section 5.2 any securities that do not have CDIs issued over them (and therefore are not quoted on ASX).
Restricted securities should only be included in the table in section 5.1 if you are applying to have them quoted because the
escrow period for the securities has expired or is about to expire. Otherwise include them in the table in section 5.2.

5.1 *Quoted +securities (total number of each +class of +securities quoted on ASX following
the +quotation of the +securities the subject of this application)

ASX security code and description Total number of +securities on
issue
WBC (Fully Paid Ordinary Shares) 3,611,684,870

WBCHBN (Series 2015-20 Fully Paid Senior
Fixed Rate Medium Term Notes)
4,250
WBCHBP (Series 2016-1 Fully Paid
Subordinated Floating Rate Medium Term
Notes)
7,000
WBCHBR (Series 2016-3 Fully Paid Senior
Fixed Rate Medium Term Notes)
5,000
WBCHBS (Series 2016-4 Fully Paid Senior
Floating Rate Medium Term Notes)
21,000
WBCHBX (Series 2017-1 Fully Paid Senior
Floating Rate Medium Term Notes)
23,500
WBCHBY (Series 2017-2 Fully Paid Senior
Fixed Rate Medium Term Notes)
2,500
WBCHCC (Series 2017-5 Fully Paid Senior
Floating Rate Medium Term Notes)
23,750
WBCHCD (Series 2017-6 Fully Paid Senior
Fixed Rate Medium Term Notes)
3,000
WBCHCF (Series 2018-1 Fully Paid
Subordinated Floating Rate Medium Term
Notes)
2,500
WBCHCH (Series 2018-2 Fully Paid Senior
Floating Rate Medium Term Notes)
23,500

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 16
WBCHCI (Series 2018-3 Fully Paid Senior Fixed
Rate Medium Term Notes)
2,500
WBCHCJ (Series 2018-4 Fully Paid Senior Fixed
Rate Medium Term Notes)
500
WBCHCK (Series 2018-5 Fully Paid
Subordinated Floating Rate Medium Term
Notes)
7,250
WBCHCL (Series 2018-6 Fully Paid Senior Fixed
Rate Medium Term Notes)
500
WBCHCN (Series 2018-8 Fully Paid Senior
Fl oating Rate Medium Term Notes)
15,000
WBCHCO (Series 2018-9 Fully Paid Senior
Fixed Rate Medium Term Notes)
3,000
WBCHCP (Series 2018-10 Fully Paid Senior
Floating Rate Medium Term Notes)
24,500
WBCHCQ (Series 2019-1 Fully Paid Senior
Fixed Rate Medium Term Notes)
400
WBCHCR (Series 2019-2 Fully Paid Senior
Floating Rate Medium Term Notes)
19,000
WBCHCS (Series 2019-3 Fully Paid Senior
Fixed Rate Medium Term Notes)
3,500
WBCHCT (Series 2019-4 Fully Paid Senior
Floating Rate Medium Term Notes)
15,000
WBCHCU (Series 2019-5 Fully Paid Senior
Floating Rate Medium Term Notes)
17,000
WBCHCV (Series 2019-6 Fully Paid Senior
Fixed Rate Medium Term Notes)
3,000
WBCHCW (Series 2019-7 Fully Paid
Subordinated Floating Rate Medium Term
Notes)
10,000
WBCHCY (Series 2020-1 Fully Paid Senior
Floating Rate Medium Term Notes)
428
WBCHCZ (Series 2020-2 Fully Paid Senior
Floating Rate Medium Term Notes)
500
WBCHDA (Series 2020-3 Fully Paid Senior
Floating Rate Medium Term Notes)
500
WBCHDB (Series 2020-4 Fully Paid Senior
Floating Rate Medium Term Notes)
500
WBCHDC (Series 2020-5 Fully Paid Senior
Floating Rate Medium Term Notes)
500
WBCHDD (Series 2020-6 Fully Paid Senior
Floating Rate Medium Term Notes)
1,000
WBCHDE (Series 2020-7 Fully Paid Senior
Floating Rate Medium Term Notes)
500
WBCPE (Westpac Capital Notes 2) 13,105,705
WBCPF (Westpac Capital Notes 3) 4,584,547
WBCPG (Westpac Capital Notes 4) 17,020,534

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 17
WBCPH (Westpac Capital Notes 5) 16,903,383
WBCPI (Westpac Capital Notes 6) 14,230,580
WBCPJ (Westpac Capital Notes 7) 17,229,363
WBCHBH (Series 1187 AUD350,000,000 Fixed Rate Subordinated Instruments) –
due March 2027
WBCHBK (Series 1198 SGD325,000,000 Fixed Rate Subordinated Instruments) –
due August 2027
WBCHBO (Series 1227 USD100,000,000 Fixed Rate Subordinated Instruments) –
due February 2046
WBCHBT (Series 1267 JPY10,000,000,000 Fixed Rate Subordinated Instruments) – due
June 2026
WBCHBU (Series 1269 AUD175,000,000 Fixed Rate Subordinated Instruments) –
due June 2028
WBCHBZ (Series 1331 HKD600,000,000 Fixed Rate Subordinated Instruments) –
due July 2027
WBCHCA (Series 1333 AUD350,000,000 Fixed Rate Subordinated Instruments) –
due August 2029
WBCHCE (Series 1361 AUD185,000,000 Fixed Rate Subordinated Instruments) –
due February 2048
WBCHCG (Series 1371 AUD130,000,000 Fixed Rate Subordinated Instruments) –
due March 2048

5.2
*Unquoted +securities (total number of each +class of +securities issued but not quoted
on ASX):
ASX security code and description Total number of +securities on issue
Westpac Performance Plan

Westpac Long Term Variable Reward Plan
818,133

2,276,613

USD1.25 billion 5.00% Fixed Rate Resetting Perpetual
Subordinated Contingent Convertible Securities

Part 6 – Other Listing Rule requirements
The questions in this Part should only be answered if you are an ASX Listing (ASX Foreign Exempt Listings and ASX Debt
Listings do not need to complete this Part) and:
- your response to Q2.1 is “Being issued under a dividend/distribution plan” and the response to Q2.2b.2 is “No”; or
- your response to Q2.1 is “Other”.
Note that if your response to Q2.1 is “Being issued as part of a transaction or transactions previously announced to the market
in an Appendix 3B”, it is assumed that you will have provided the information referred to in this Part in the Appendix 3B.
Question
No.
Question Answer
6.1 *Has the entity obtained, or is it obtaining,
+security holder approval for the issue
under listing rule 7.1?
N/A

This appendix is not available as an online form Appendix 2A
Please fill in and submit as a PDF announcement Application for quotation of +securities
+ See chapter 19 for defined terms
31 January 2020 Page 18
6.1a *Date of meeting or proposed meeting to
approve the issue under listing rule 7.1
Answer this question if the response to Q6.1 is “Yes”.
N/A
6.1b *Are any of the +securities being issued
without +security holder approval using the
entity’s 15% placement capacity under
listing rule 7.1?
Answer this question if the response to Q6.1 is “No”.
N/A
6.1b.1
*How many +securities are being issued
without +security holder approval using the
entity’s 15% placement capacity under
listing rule 7.1?
Answer this question if the response to Q6.1 is “No”
and the response to Q6.1b is “Yes”.
Please complete and separately send by email to your
ASX listings adviser a work sheet in the form of
Annexure B to Guidance Note 21 confirming the entity
has the available capacity under listing rule 7.1 to
issue that number of securities.

N/A
6.1c *Are any of the +securities being issued
without +security holder approval using the
entity’s additional 10% placement capacity
under listing rule 7.1A (if applicable)?
Answer this question if the response to Q6.1 is “No”.
N/A
6.1c.1 *How many +securities are being issued
without +security holder approval using the
entity’s additional 10% placement capacity
under listing rule 7.1A?
Answer this question if the response to Q6.1 is “No”
and the response to Q6.1c is “Yes”.
Please complete and separately send by email to your
ASX listings adviser a work sheet in the form of
Annexure C to Guidance Note 21 confirming the entity
has the available capacity under listing rule 7.1A to
issue that number of securities.

N/A
Introduced 01/12/19, amended 31/01/20

NOTIFICATION UNDER SECTION 309B OF THE SECURITIES AND FUTURES ACT, (CHAPTER 289)
OF SINGAPORE – The Debt Instruments are “prescribed capital markets products” (as defined in the
Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products
(as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-
N16: Notice on Recommendations on Investment Products).
PROHIBITION ON SALES TO EEA AND UK RETAIL INVESTORS – The Debt Instruments are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise
made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom (the
“UK”). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”) or (ii) a customer within
the meaning of Directive (EU) 2016/97, where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129 (the “Prospectus Regulation”). Consequently no key information document required by
Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Debt
Instruments or otherwise making them available to retail investors in the EEA or in the UK has been
prepared and therefore offering or selling the Debt Instruments or otherwise making them available to any
retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation.
Series No.: 2020-1
Tranche No.: 1






Westpac Banking Corporation
(ABN 33 007 457 141)

Debt Issuance Programme

Issue of
$42,800,000 Floating Rate Medium Term Notes due July 2022
(“Debt Instruments”)

The date of this Supplement is 16 December 2020.
This Supplement (as referred to in the Information Memorandum in relation to the above Programme dated
30 September 2020 (“Information Memorandum”)) relates to the Tranche of Debt Instruments referred to
above. It is supplementary to, and should be read in conjunction with the Senior Note Deed Poll dated 5
March 2014 made by Westpac Banking Corporation (“Deed Poll”) and the Information Memorandum.
This Supplement does not constitute, and may not be used for the purposes of, an offer or solicitation by
anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is
unlawful to make such offer or solicitation, and no action is being taken to permit an offering of the Debt
Instruments or the distribution of this Supplement in any jurisdiction where such action is required.
Terms used but not otherwise defined in this Supplement have the meaning given in the applicable
Conditions set forth in the Information Memorandum.
The particulars to be specified in relation to the Tranche of Debt Instruments referred to above are as
follows:
1 Issuer :
Westpac Banking Corporation
(ABN 33 007 457 141)
2 Lead Manager : Westpac Banking Corporation
(ABN 33 007 457 141)
3 Relevant Dealers : Westpac Banking Corporation
(ABN 33 007 457 141)
4
Registrar and Australian Paying
Agent
:
BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
5 Calculation Agent : BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
6 Issuing and Paying Agent
(Offshore)
: Not Applicable
7 If to form a single Series with an
existing Series, specify date on
which all Debt Instruments of the
Series become fungible, if not the
Issue Date
: Not Applicable
8 Status : Senior
9 Currency : Australian dollars (“A$”)
10 Aggregate Principal Amount of
Tranche
: A$42,800,000
11 If interchangeable with existing
Series, Series No.
: Not Applicable
12 Issue Date : 17 December 2020
13 Issue Price : 100 per cent. per Denomination
14 Commissions Payable : As set out in the Subscription Acknowledgement
dated 16 December 2020 between the Issuer and
the Lead Manager and Dealer.
15 Selling Concession : Not Applicable

16 Purchase Price : A$100,000 fully paid per Denomination
17 Denomination : Denominations of A$100,000
The minimum aggregate consideration for offers
or transfers of the Debt Instruments in Australia
must be at least A$500,000 (disregarding
moneys lent by the transferor or its associates to
the transferee), unless the offer or invitation
resulting in the transfer does not otherwise
require disclosure to investors in accordance
with Parts 6D.2 or 7.9 of the Corporations Act
2001 of Australia.
18 Partly Paid Senior Notes / TCDs : Not Applicable
Specify number, amounts and dates
for, and method of, payment of
instalments of subscription moneys
and any further additional provisions
(including Forfeiture Dates in respect
of late payment of Partly Paid Senior
Notes)
:
19 Type of Debt Instruments :

Floating Rate Debt Instruments
20 If interest-bearing, specify which
of the relevant Conditions is
applicable
:
Condition 5.3 applies
21 Fixed Rate Debt Instruments : Not Applicable
22
Floating Rate Debt Instruments
(Condition 5.3)
: Applicable
Interest Commencement Date, if
not Issue Date
: Issue Date
Interest Rate : Condition 5.3(b)(i) (ISDA Determination) applies
Interest Payment Dates : 15 January, 15 April, 15 July and 15 October of
each year commencing on 15 January 2021, up
to and including the Maturity Date, subject to
adjustment in accordance with the Applicable
Business Day Convention specified below.
There shall be a short first Interest Period
commencing on and including the Issue Date and
ending on but excluding the Interest Payment
Date falling on 15 January 2021.
Applicable Business Day
Convention
- for Interest Payment Dates:
- for Interest Period End Dates:
- for Maturity Date:
- any other date:
:
Modified Following Business Day Convention
Modified Following Business Day Convention
Modified Following Business Day Convention
Not applicable
Additional Business Centre(s) : Sydney
Floating Rate Option : AUD-BBR-BBSW

Designated Maturity : 3 months, except for the short first Interest Period
in which the Interest Rate will be determined by
using a Designated Maturity of 1 month.
Reset Date : The Issue Date and each Interest Payment Date
Margin : Plus 0.07 per cent. per annum
Minimum/Maximum Interest Rate : Not applicable
Day Count Fraction : Actual/365 (fixed)
Fallback Interest Rate : Not Applicable
23 Index-Linked Interest Debt
Instrument provisions
: Not Applicable
24 Other rates : Not Applicable
25 Accrual of interest : Not Applicable
26 Default Rate : Not Applicable
27 Overdue Rate : Not Applicable
28 Zero Coupon Debt Instrument : Not Applicable
29 Reference Price : Not Applicable
30 Maturity Date : 15 July 2022,subject to adjustment in accordance
with the Applicable Business Day Convention
specified above.
31 Maturity Redemption Amount :
100 per cent. of the Outstanding Principal
Amount
32 Early redemption for taxation
reasons (Condition 6.3)
: Applicable
Specify minimum notice period : 15 days
Specify maximum notice period : 45 days
Specify any conditions to early
redemption
: Not Applicable
Early Redemption Amount (Tax) : As set out in Condition 6.3
Early Redemption Date (Tax) : As set out in Condition 6.3
33 Early redemption at the option of
the Issuer (Call) (Condition 6.4)
: Not Applicable
Specify minimum notice period : Not Applicable
Specify maximum notice period : Not Applicable
Specify any additional conditions
to exercise of the call option
: Not Applicable

Specify first date on which the call
option may be exercised in the
case of Subordinated Notes
: Not Applicable
Early Redemption Amount (Call) : The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
Early Redemption Date (Call) : The next Interest Payment Date

Specify whether redemption is
permitted in respect of some only
of the Debt Instruments and, if so,
any minimum aggregate principal
amount and the means by which
Debt Instruments will be selected
for redemption
:
The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
34 Early redemption at the option of
Holders (Put) (Condition 6.5)
: Not Applicable
35 Early Termination Amount :
If Early Termination Amount is not
the Outstanding Principal Amount
of the Debt Instruments, insert
amount or full calculation
provisions
: 100 per cent. of the Outstanding Principal
Amount of the Debt Instruments
Specify if Holders are not to
receive accrued interest on early
redemption on default
: Not Applicable
36 Redemption of Zero Coupon Debt
Instruments
: Not Applicable
37 Deed Poll : Senior Note Deed Poll dated 5 March 2014
38 Taxation : Condition 8.8 is applicable
39 Other relevant terms and
conditions
: Not Applicable
40 ISIN : AU3FN0057766
41 Common Code : 227559250
42 Common Depository : Not applicable
43 Austraclear Number : WP2243
44 Any Clearing System other than
Euroclear / Clearstream,
Luxembourg / Austraclear
: Not applicable
45 Settlement procedures : Customary medium term note settlement and
payment procedures apply
46 U.S. selling restrictions : As set out in the Information Memorandum
47
Distribution of Information
Memorandum
: As set out in the Information Memorandum

16 December 2020

NOTIFICATION UNDER SECTION 309B OF THE SECURITIES AND FUTURES ACT, (CHAPTER 289)
OF SINGAPORE – The Debt Instruments are “prescribed capital markets products” (as defined in the
Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products
(as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-
N16: Notice on Recommendations on Investment Products).
PROHIBITION ON SALES TO EEA AND UK RETAIL INVESTORS – The Debt Instruments are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise
made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom (the
“UK”). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”) or (ii) a customer within
the meaning of Directive (EU) 2016/97, where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129 (the “Prospectus Regulation”). Consequently no key information document required by
Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Debt
Instruments or otherwise making them available to retail investors in the EEA or in the UK has been
prepared and therefore offering or selling the Debt Instruments or otherwise making them available to any
retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation.
Series No.: 2020-2
Tranche No.: 1






Westpac Banking Corporation
(ABN 33 007 457 141)

Debt Issuance Programme

Issue of
$50,000,000 Floating Rate Medium Term Notes due August 2022
(“Debt Instruments”)

The date of this Supplement is 16 December 2020.
This Supplement (as referred to in the Information Memorandum in relation to the above Programme dated
30 September 2020 (“Information Memorandum”)) relates to the Tranche of Debt Instruments referred to
above. It is supplementary to, and should be read in conjunction with the Senior Note Deed Poll dated 5
March 2014 made by Westpac Banking Corporation (“Deed Poll”) and the Information Memorandum.
This Supplement does not constitute, and may not be used for the purposes of, an offer or solicitation by
anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is
unlawful to make such offer or solicitation, and no action is being taken to permit an offering of the Debt
Instruments or the distribution of this Supplement in any jurisdiction where such action is required.
Terms used but not otherwise defined in this Supplement have the meaning given in the applicable
Conditions set forth in the Information Memorandum.
The particulars to be specified in relation to the Tranche of Debt Instruments referred to above are as
follows:
1 Issuer :
Westpac Banking Corporation
(ABN 33 007 457 141)
2 Lead Manager : Westpac Banking Corporation
(ABN 33 007 457 141)
3 Relevant Dealers : Westpac Banking Corporation
(ABN 33 007 457 141)
4
Registrar and Australian Paying
Agent
:
BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
5 Calculation Agent : BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
6 Issuing and Paying Agent
(Offshore)
: Not Applicable
7 If to form a single Series with an
existing Series, specify date on
which all Debt Instruments of the
Series become fungible, if not the
Issue Date
: Not Applicable
8 Status : Senior
9 Currency : Australian dollars (“A$”)
10 Aggregate Principal Amount of
Tranche
: A$50,000,000
11 If interchangeable with existing
Series, Series No.
: Not Applicable
12 Issue Date : 17 December 2020
13 Issue Price : 100 per cent. per Denomination
14 Commissions Payable : As set out in the Subscription Acknowledgement
dated 16 December 2020 between the Issuer and
the Lead Manager and Dealer.
15 Selling Concession : Not Applicable

16 Purchase Price : A$100,000 fully paid per Denomination
17 Denomination : Denominations of A$100,000
The minimum aggregate consideration for offers
or transfers of the Debt Instruments in Australia
must be at least A$500,000 (disregarding
moneys lent by the transferor or its associates to
the transferee), unless the offer or invitation
resulting in the transfer does not otherwise
require disclosure to investors in accordance
with Parts 6D.2 or 7.9 of the Corporations Act
2001 of Australia.
18 Partly Paid Senior Notes / TCDs : Not Applicable
Specify number, amounts and dates
for, and method of, payment of
instalments of subscription moneys
and any further additional provisions
(including Forfeiture Dates in respect
of late payment of Partly Paid Senior
Notes)
:
19 Type of Debt Instruments :

Floating Rate Debt Instruments
20 If interest-bearing, specify which
of the relevant Conditions is
applicable
:
Condition 5.3 applies
21 Fixed Rate Debt Instruments : Not Applicable
22
Floating Rate Debt Instruments
(Condition 5.3)
: Applicable
Interest Commencement Date, if
not Issue Date
: Issue Date
Interest Rate : Condition 5.3(b)(i) (ISDA Determination) applies
Interest Payment Dates : 15 February, 15 May, 15 August and 15
November of each year commencing on 15
February 2021, up to and including the Maturity
Date, subject to adjustment in accordance with
the Applicable Business Day Convention
specified below.
There shall be a short first Interest Period
commencing on and including the Issue Date and
ending on but excluding the Interest Payment
Date falling on 15 February 2021.
Applicable Business Day
Convention
- for Interest Payment Dates:
- for Interest Period End Dates:
- for Maturity Date:
- any other date:
:
Modified Following Business Day Convention
Modified Following Business Day Convention
Modified Following Business Day Convention
Not applicable
Additional Business Centre(s) : Sydney
Floating Rate Option : AUD-BBR-BBSW

Designated Maturity : 3 months, except for the short first Interest Period
in which the Interest Rate will be determined by
using a Designated Maturity of 2 months.
Reset Date : The Issue Date and each Interest Payment Date
Margin : Plus 0.07 per cent. per annum
Minimum/Maximum Interest Rate : Not applicable
Day Count Fraction : Actual/365 (fixed)
Fallback Interest Rate : Not Applicable
23 Index-Linked Interest Debt
Instrument provisions
: Not Applicable
24 Other rates : Not Applicable
25 Accrual of interest : Not Applicable
26 Default Rate : Not Applicable
27 Overdue Rate : Not Applicable
28 Zero Coupon Debt Instrument : Not Applicable
29 Reference Price : Not Applicable
30 Maturity Date : 15 August 2022,subject to adjustment in
accordance with the Applicable Business Day
Convention specified above.
31 Maturity Redemption Amount :
100 per cent. of the Outstanding Principal
Amount
32 Early redemption for taxation
reasons (Condition 6.3)
: Applicable
Specify minimum notice period : 15 days
Specify maximum notice period : 45 days
Specify any conditions to early
redemption
: Not Applicable
Early Redemption Amount (Tax) : As set out in Condition 6.3
Early Redemption Date (Tax) : As set out in Condition 6.3
33 Early redemption at the option of
the Issuer (Call) (Condition 6.4)
: Not Applicable
Specify minimum notice period : Not Applicable
Specify maximum notice period : Not Applicable
Specify any additional conditions
to exercise of the call option
: Not Applicable

Specify first date on which the call
option may be exercised in the
case of Subordinated Notes
: Not Applicable
Early Redemption Amount (Call) : The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
Early Redemption Date (Call) : The next Interest Payment Date

Specify whether redemption is
permitted in respect of some only
of the Debt Instruments and, if so,
any minimum aggregate principal
amount and the means by which
Debt Instruments will be selected
for redemption
:
The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
34 Early redemption at the option of
Holders (Put) (Condition 6.5)
: Not Applicable
35 Early Termination Amount :
If Early Termination Amount is not
the Outstanding Principal Amount
of the Debt Instruments, insert
amount or full calculation
provisions
: 100 per cent. of the Outstanding Principal
Amount of the Debt Instruments
Specify if Holders are not to
receive accrued interest on early
redemption on default
: Not Applicable
36 Redemption of Zero Coupon Debt
Instruments
: Not Applicable
37 Deed Poll : Senior Note Deed Poll dated 5 March 2014
38 Taxation : Condition 8.8 is applicable
39 Other relevant terms and
conditions
: Not Applicable
40 ISIN : AU3FN0057790
41 Common Code : 227559381
42 Common Depository : Not applicable
43 Austraclear Number : WP2246
44 Any Clearing System other than
Euroclear / Clearstream,
Luxembourg / Austraclear
: Not applicable
45 Settlement procedures : Customary medium term note settlement and
payment procedures apply
46 U.S. selling restrictions : As set out in the Information Memorandum
47
Distribution of Information
Memorandum
: As set out in the Information Memorandum

16 December 2020

NOTIFICATION UNDER SECTION 309B OF THE SECURITIES AND FUTURES ACT, (CHAPTER 289)
OF SINGAPORE – The Debt Instruments are “prescribed capital markets products” (as defined in the
Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products
(as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-
N16: Notice on Recommendations on Investment Products).
PROHIBITION ON SALES TO EEA AND UK RETAIL INVESTORS – The Debt Instruments are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise
made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom (the
“UK”). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”) or (ii) a customer within
the meaning of Directive (EU) 2016/97, where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129 (the “Prospectus Regulation”). Consequently no key information document required by
Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Debt
Instruments or otherwise making them available to retail investors in the EEA or in the UK has been
prepared and therefore offering or selling the Debt Instruments or otherwise making them available to any
retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation.
Series No.: 2020-3
Tranche No.: 1






Westpac Banking Corporation
(ABN 33 007 457 141)

Debt Issuance Programme

Issue of
$50,000,000 Floating Rate Medium Term Notes due September 2022
(“Debt Instruments”)

The date of this Supplement is 16 December 2020.
This Supplement (as referred to in the Information Memorandum in relation to the above Programme dated
30 September 2020 (“Information Memorandum”)) relates to the Tranche of Debt Instruments referred to
above. It is supplementary to, and should be read in conjunction with the Senior Note Deed Poll dated 5
March 2014 made by Westpac Banking Corporation (“Deed Poll”) and the Information Memorandum.
This Supplement does not constitute, and may not be used for the purposes of, an offer or solicitation by
anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is
unlawful to make such offer or solicitation, and no action is being taken to permit an offering of the Debt
Instruments or the distribution of this Supplement in any jurisdiction where such action is required.
Terms used but not otherwise defined in this Supplement have the meaning given in the applicable
Conditions set forth in the Information Memorandum.
The particulars to be specified in relation to the Tranche of Debt Instruments referred to above are as
follows:
1 Issuer :
Westpac Banking Corporation
(ABN 33 007 457 141)
2 Lead Manager : Westpac Banking Corporation
(ABN 33 007 457 141)
3 Relevant Dealers : Westpac Banking Corporation
(ABN 33 007 457 141)
4
Registrar and Australian Paying
Agent
:
BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
5 Calculation Agent : BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
6 Issuing and Paying Agent
(Offshore)
: Not Applicable
7 If to form a single Series with an
existing Series, specify date on
which all Debt Instruments of the
Series become fungible, if not the
Issue Date
: Not Applicable
8 Status : Senior
9 Currency : Australian dollars (“A$”)
10 Aggregate Principal Amount of
Tranche
: A$50,000,000
11 If interchangeable with existing
Series, Series No.
: Not Applicable
12 Issue Date : 17 December 2020
13 Issue Price : 100 per cent. per Denomination
14 Commissions Payable : As set out in the Subscription Acknowledgement
dated 16 December 2020 between the Issuer and
the Lead Manager and Dealer.
15 Selling Concession : Not Applicable

16 Purchase Price : A$100,000 fully paid per Denomination
17 Denomination : Denominations of A$100,000
The minimum aggregate consideration for offers
or transfers of the Debt Instruments in Australia
must be at least A$500,000 (disregarding
moneys lent by the transferor or its associates to
the transferee), unless the offer or invitation
resulting in the transfer does not otherwise
require disclosure to investors in accordance
with Parts 6D.2 or 7.9 of the Corporations Act
2001 of Australia.
18 Partly Paid Senior Notes / TCDs : Not Applicable
Specify number, amounts and dates
for, and method of, payment of
instalments of subscription moneys
and any further additional provisions
(including Forfeiture Dates in respect
of late payment of Partly Paid Senior
Notes)
:
19 Type of Debt Instruments :

Floating Rate Debt Instruments
20 If interest-bearing, specify which
of the relevant Conditions is
applicable
:
Condition 5.3 applies
21 Fixed Rate Debt Instruments : Not Applicable
22
Floating Rate Debt Instruments
(Condition 5.3)
: Applicable
Interest Commencement Date, if
not Issue Date
: Issue Date
Interest Rate : Condition 5.3(b)(i) (ISDA Determination) applies
Interest Payment Dates : 15 March, 15 June, 15 September and 15
December of each year commencing on 15
March 2021, up to and including the Maturity
Date, subject to adjustment in accordance with
the Applicable Business Day Convention
specified below.
There shall be a short first Interest Period
commencing on and including the Issue Date and
ending on but excluding the Interest Payment
Date falling on 15 March 2021.
Applicable Business Day
Convention
- for Interest Payment Dates:
- for Interest Period End Dates:
- for Maturity Date:
- any other date:
:
Modified Following Business Day Convention
Modified Following Business Day Convention
Modified Following Business Day Convention
Not applicable
Additional Business Centre(s) : Sydney
Floating Rate Option : AUD-BBR-BBSW

Designated Maturity : 3 months
Reset Date : The Issue Date and each Interest Payment Date
Margin : Plus 0.07 per cent. per annum
Minimum/Maximum Interest Rate : Not applicable
Day Count Fraction : Actual/365 (fixed)
Fallback Interest Rate : Not Applicable
23 Index-Linked Interest Debt
Instrument provisions
: Not Applicable
24 Other rates : Not Applicable
25 Accrual of interest : Not Applicable
26 Default Rate : Not Applicable
27 Overdue Rate : Not Applicable
28 Zero Coupon Debt Instrument : Not Applicable
29 Reference Price : Not Applicable
30 Maturity Date : 15 September 2022,subject to adjustment in
accordance with the Applicable Business Day
Convention specified above.
31 Maturity Redemption Amount : 100 per cent. of the Outstanding Principal
Amount
32
Early redemption for taxation
reasons (Condition 6.3)
: Applicable
Specify minimum notice period : 15 days
Specify maximum notice period : 45 days
Specify any conditions to early
redemption
: Not Applicable
Early Redemption Amount (Tax) : As set out in Condition 6.3
Early Redemption Date (Tax) : As set out in Condition 6.3
33 Early redemption at the option of
the Issuer (Call) (Condition 6.4)
: Not Applicable
Specify minimum notice period : Not Applicable
Specify maximum notice period : Not Applicable
Specify any additional conditions
to exercise of the call option
: Not Applicable
Specify first date on which the call
option may be exercised in the
case of Subordinated Notes
: Not Applicable

Early Redemption Amount (Call) : The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
Early Redemption Date (Call) : The next Interest Payment Date
Specify whether redemption is
permitted in respect of some only
of the Debt Instruments and, if so,
any minimum aggregate principal
amount and the means by which
Debt Instruments will be selected
for redemption
: The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
34 Early redemption at the option of
Holders (Put) (Condition 6.5)
: Not Applicable
35 Early Termination Amount :
If Early Termination Amount is not
the Outstanding Principal Amount
of the Debt Instruments, insert
amount or full calculation
provisions
: 100 per cent. of the Outstanding Principal
Amount of the Debt Instruments

Specify if Holders are not to
receive accrued interest on early
redemption on default
: Not Applicable
36 Redemption of Zero Coupon Debt
Instruments
: Not Applicable
37 Deed Poll : Senior Note Deed Poll dated 5 March 2014
38 Taxation : Condition 8.8 is applicable
39 Other relevant terms and
conditions
: Not Applicable
40 ISIN : AU3FN0057816
41 Common Code : 227559357
42 Common Depository : Not applicable
43 Austraclear Number : WP2248
44 Any Clearing System other than
Euroclear / Clearstream,
Luxembourg / Austraclear
: Not applicable
45 Settlement procedures : Customary medium term note settlement and
payment procedures apply
46 U.S. selling restrictions : As set out in the Information Memorandum
47 Distribution of Information
Memorandum
: As set out in the Information Memorandum
48 Other selling restrictions : As set out in the Information Memorandum

16 December 2020

NOTIFICATION UNDER SECTION 309B OF THE SECURITIES AND FUTURES ACT, (CHAPTER 289)
OF SINGAPORE – The Debt Instruments are “prescribed capital markets products” (as defined in the
Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products
(as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-
N16: Notice on Recommendations on Investment Products).
PROHIBITION ON SALES TO EEA AND UK RETAIL INVESTORS – The Debt Instruments are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise
made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom (the
“UK”). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”) or (ii) a customer within
the meaning of Directive (EU) 2016/97, where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129 (the “Prospectus Regulation”). Consequently no key information document required by
Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Debt
Instruments or otherwise making them available to retail investors in the EEA or in the UK has been
prepared and therefore offering or selling the Debt Instruments or otherwise making them available to any
retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation.
Series No.: 2020-4
Tranche No.: 1






Westpac Banking Corporation
(ABN 33 007 457 141)

Debt Issuance Programme

Issue of
$50,000,000 Floating Rate Medium Term Notes due October 2022
(“Debt Instruments”)

The date of this Supplement is 16 December 2020.
This Supplement (as referred to in the Information Memorandum in relation to the above Programme dated
30 September 2020 (“Information Memorandum”)) relates to the Tranche of Debt Instruments referred to
above. It is supplementary to, and should be read in conjunction with the Senior Note Deed Poll dated 5
March 2014 made by Westpac Banking Corporation (“Deed Poll”) and the Information Memorandum.
This Supplement does not constitute, and may not be used for the purposes of, an offer or solicitation by
anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is
unlawful to make such offer or solicitation, and no action is being taken to permit an offering of the Debt
Instruments or the distribution of this Supplement in any jurisdiction where such action is required.
Terms used but not otherwise defined in this Supplement have the meaning given in the applicable
Conditions set forth in the Information Memorandum.
The particulars to be specified in relation to the Tranche of Debt Instruments referred to above are as
follows:
1 Issuer :
Westpac Banking Corporation
(ABN 33 007 457 141)
2 Lead Manager : Westpac Banking Corporation
(ABN 33 007 457 141)
3 Relevant Dealers : Westpac Banking Corporation
(ABN 33 007 457 141)
4
Registrar and Australian Paying
Agent
:
BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
5 Calculation Agent : BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
6 Issuing and Paying Agent
(Offshore)
: Not Applicable
7 If to form a single Series with an
existing Series, specify date on
which all Debt Instruments of the
Series become fungible, if not the
Issue Date
: Not Applicable
8 Status : Senior
9 Currency : Australian dollars (“A$”)
10 Aggregate Principal Amount of
Tranche
: A$50,000,000
11 If interchangeable with existing
Series, Series No.
: Not Applicable
12 Issue Date : 17 December 2020
13 Issue Price : 100 per cent. per Denomination
14 Commissions Payable : As set out in the Subscription Acknowledgement
dated 16 December 2020 between the Issuer and
the Lead Manager and Dealer.
15 Selling Concession : Not Applicable

16 Purchase Price : A$100,000 fully paid per Denomination
17 Denomination : Denominations of A$100,000
The minimum aggregate consideration for offers
or transfers of the Debt Instruments in Australia
must be at least A$500,000 (disregarding
moneys lent by the transferor or its associates to
the transferee), unless the offer or invitation
resulting in the transfer does not otherwise
require disclosure to investors in accordance
with Parts 6D.2 or 7.9 of the Corporations Act
2001 of Australia.
18 Partly Paid Senior Notes / TCDs : Not Applicable
Specify number, amounts and dates
for, and method of, payment of
instalments of subscription moneys
and any further additional provisions
(including Forfeiture Dates in respect
of late payment of Partly Paid Senior
Notes)
:
19 Type of Debt Instruments :

Floating Rate Debt Instruments
20 If interest-bearing, specify which
of the relevant Conditions is
applicable
:
Condition 5.3 applies
21 Fixed Rate Debt Instruments : Not Applicable
22
Floating Rate Debt Instruments
(Condition 5.3)
: Applicable
Interest Commencement Date, if
not Issue Date
: Issue Date
Interest Rate : Condition 5.3(b)(i) (ISDA Determination) applies
Interest Payment Dates : 17 January, 17 April,17 July and 17 October of
each year commencing on 18 January 2021, up
to and including the Maturity Date, subject to
adjustment in accordance with the Applicable
Business Day Convention specified below.
There shall be a short first Interest Period
commencing on and including the Issue Date and
ending on but excluding the Interest Payment
Date falling on 18 January 2021.
Applicable Business Day
Convention
- for Interest Payment Dates:
- for Interest Period End Dates:
- for Maturity Date:
- any other date:
:
Modified Following Business Day Convention
Modified Following Business Day Convention
Modified Following Business Day Convention
Not applicable
Additional Business Centre(s) : Sydney
Floating Rate Option : AUD-BBR-BBSW

Designated Maturity : 3 months, except for the short first Interest Period
in which the Interest Rate will be determined by
using a Designated Maturity of 1 month.
Reset Date : The Issue Date and each Interest Payment Date
Margin : Plus 0.08 per cent. per annum
Minimum/Maximum Interest Rate : Not applicable
Day Count Fraction : Actual/365 (fixed)
Fallback Interest Rate : Not Applicable
23 Index-Linked Interest Debt
Instrument provisions
: Not Applicable
24 Other rates : Not Applicable
25 Accrual of interest : Not Applicable
26 Default Rate : Not Applicable
27 Overdue Rate : Not Applicable
28 Zero Coupon Debt Instrument : Not Applicable
29 Reference Price : Not Applicable
30 Maturity Date : 17 October 2022,subject to adjustment in
accordance with the Applicable Business Day
Convention specified above.
31 Maturity Redemption Amount :
100 per cent. of the Outstanding Principal
Amount
32 Early redemption for taxation
reasons (Condition 6.3)
: Applicable
Specify minimum notice period : 15 days
Specify maximum notice period : 45 days
Specify any conditions to early
redemption
: Not Applicable
Early Redemption Amount (Tax) : As set out in Condition 6.3
Early Redemption Date (Tax) : As set out in Condition 6.3
33 Early redemption at the option of
the Issuer (Call) (Condition 6.4)
: Not Applicable
Specify minimum notice period : Not Applicable
Specify maximum notice period : Not Applicable
Specify any additional conditions
to exercise of the call option
: Not Applicable

Specify first date on which the call
option may be exercised in the
case of Subordinated Notes
: Not Applicable
Early Redemption Amount (Call) : The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
Early Redemption Date (Call) : The next Interest Payment Date

Specify whether redemption is
permitted in respect of some only
of the Debt Instruments and, if so,
any minimum aggregate principal
amount and the means by which
Debt Instruments will be selected
for redemption
:
The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
34 Early redemption at the option of
Holders (Put) (Condition 6.5)
: Not Applicable
35 Early Termination Amount :
If Early Termination Amount is not
the Outstanding Principal Amount
of the Debt Instruments, insert
amount or full calculation
provisions
: 100 per cent. of the Outstanding Principal
Amount of the Debt Instruments
Specify if Holders are not to
receive accrued interest on early
redemption on default
: Not Applicable
36 Redemption of Zero Coupon Debt
Instruments
: Not Applicable
37 Deed Poll : Senior Note Deed Poll dated 5 March 2014
38 Taxation : Condition 8.8 is applicable
39 Other relevant terms and
conditions
: Not Applicable
40 ISIN : AU3FN0057774
41 Common Code : 227559306
42 Common Depository : Not applicable
43 Austraclear Number : WP2244
44 Any Clearing System other than
Euroclear / Clearstream,
Luxembourg / Austraclear
: Not applicable
45 Settlement procedures : Customary medium term note settlement and
payment procedures apply
46 U.S. selling restrictions : As set out in the Information Memorandum
47
Distribution of Information
Memorandum
: As set out in the Information Memorandum

16 December 2020

NOTIFICATION UNDER SECTION 309B OF THE SECURITIES AND FUTURES ACT, (CHAPTER 289)
OF SINGAPORE – The Debt Instruments are “prescribed capital markets products” (as defined in the
Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products
(as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-
N16: Notice on Recommendations on Investment Products).
PROHIBITION ON SALES TO EEA AND UK RETAIL INVESTORS – The Debt Instruments are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise
made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom (the
“UK”). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”) or (ii) a customer within
the meaning of Directive (EU) 2016/97, where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129 (the “Prospectus Regulation”). Consequently no key information document required by
Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Debt
Instruments or otherwise making them available to retail investors in the EEA or in the UK has been
prepared and therefore offering or selling the Debt Instruments or otherwise making them available to any
retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation.
Series No.: 2020-5
Tranche No.: 1






Westpac Banking Corporation
(ABN 33 007 457 141)

Debt Issuance Programme

Issue of
$50,000,000 Floating Rate Medium Term Notes due November 2022
(“Debt Instruments”)

The date of this Supplement is 16 December 2020.
This Supplement (as referred to in the Information Memorandum in relation to the above Programme dated
30 September 2020 (“Information Memorandum”)) relates to the Tranche of Debt Instruments referred to
above. It is supplementary to, and should be read in conjunction with the Senior Note Deed Poll dated 5
March 2014 made by Westpac Banking Corporation (“Deed Poll”) and the Information Memorandum.
This Supplement does not constitute, and may not be used for the purposes of, an offer or solicitation by
anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is
unlawful to make such offer or solicitation, and no action is being taken to permit an offering of the Debt
Instruments or the distribution of this Supplement in any jurisdiction where such action is required.
Terms used but not otherwise defined in this Supplement have the meaning given in the applicable
Conditions set forth in the Information Memorandum.
The particulars to be specified in relation to the Tranche of Debt Instruments referred to above are as
follows:
1 Issuer :
Westpac Banking Corporation
(ABN 33 007 457 141)
2 Lead Manager : Westpac Banking Corporation
(ABN 33 007 457 141)
3 Relevant Dealers : Westpac Banking Corporation
(ABN 33 007 457 141)
4
Registrar and Australian Paying
Agent
:
BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
5 Calculation Agent : BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
6 Issuing and Paying Agent
(Offshore)
: Not Applicable
7 If to form a single Series with an
existing Series, specify date on
which all Debt Instruments of the
Series become fungible, if not the
Issue Date
: Not Applicable
8 Status : Senior
9 Currency : Australian dollars (“A$”)
10 Aggregate Principal Amount of
Tranche
: A$50,000,000
11 If interchangeable with existing
Series, Series No.
: Not Applicable
12 Issue Date : 17 December 2020
13 Issue Price : 100 per cent. per Denomination
14 Commissions Payable : As set out in the Subscription Acknowledgement
dated 16 December 2020 between the Issuer and
the Lead Manager and Dealer.
15 Selling Concession : Not Applicable

16 Purchase Price : A$100,000 fully paid per Denomination
17 Denomination : Denominations of A$100,000
The minimum aggregate consideration for offers
or transfers of the Debt Instruments in Australia
must be at least A$500,000 (disregarding
moneys lent by the transferor or its associates to
the transferee), unless the offer or invitation
resulting in the transfer does not otherwise
require disclosure to investors in accordance
with Parts 6D.2 or 7.9 of the Corporations Act
2001 of Australia.
18 Partly Paid Senior Notes / TCDs : Not Applicable
Specify number, amounts and dates
for, and method of, payment of
instalments of subscription moneys
and any further additional provisions
(including Forfeiture Dates in respect
of late payment of Partly Paid Senior
Notes)
:
19 Type of Debt Instruments :

Floating Rate Debt Instruments
20 If interest-bearing, specify which
of the relevant Conditions is
applicable
:
Condition 5.3 applies
21 Fixed Rate Debt Instruments : Not Applicable
22
Floating Rate Debt Instruments
(Condition 5.3)
: Applicable
Interest Commencement Date, if
not Issue Date
: Issue Date
Interest Rate : Condition 5.3(b)(i) (ISDA Determination) applies
Interest Payment Dates : 15 February, 15 May, 15 August and 15
November of each year commencing on 15
February 2021, up to and including the Maturity
Date, subject to adjustment in accordance with
the Applicable Business Day Convention
specified below.
There shall be a short first Interest Period
commencing on and including the Issue Date and
ending on but excluding the Interest Payment
Date falling on 15 February 2021.
Applicable Business Day
Convention
- for Interest Payment Dates:
- for Interest Period End Dates:
- for Maturity Date:
- any other date:
:
Modified Following Business Day Convention
Modified Following Business Day Convention
Modified Following Business Day Convention
Not applicable
Additional Business Centre(s) : Sydney
Floating Rate Option : AUD-BBR-BBSW

Designated Maturity : 3 months, except for the short first Interest Period
in which the Interest Rate will be determined by
using a Designated Maturity of 2 months.
Reset Date : The Issue Date and each Interest Payment Date
Margin : Plus 0.09 per cent. per annum
Minimum/Maximum Interest Rate : Not applicable
Day Count Fraction : Actual/365 (fixed)
Fallback Interest Rate : Not Applicable
23 Index-Linked Interest Debt
Instrument provisions
: Not Applicable
24 Other rates : Not Applicable
25 Accrual of interest : Not Applicable
26 Default Rate : Not Applicable
27 Overdue Rate : Not Applicable
28 Zero Coupon Debt Instrument : Not Applicable
29 Reference Price : Not Applicable
30 Maturity Date : 15 November 2022,subject to adjustment in
accordance with the Applicable Business Day
Convention specified above.
31 Maturity Redemption Amount :
100 per cent. of the Outstanding Principal
Amount
32 Early redemption for taxation
reasons (Condition 6.3)
: Applicable
Specify minimum notice period : 15 days
Specify maximum notice period : 45 days
Specify any conditions to early
redemption
: Not Applicable
Early Redemption Amount (Tax) : As set out in Condition 6.3
Early Redemption Date (Tax) : As set out in Condition 6.3
33 Early redemption at the option of
the Issuer (Call) (Condition 6.4)
: Not Applicable
Specify minimum notice period : Not Applicable
Specify maximum notice period : Not Applicable
Specify any additional conditions
to exercise of the call option
: Not Applicable

Specify first date on which the call
option may be exercised in the
case of Subordinated Notes
: Not Applicable
Early Redemption Amount (Call) : The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
Early Redemption Date (Call) : The next Interest Payment Date

Specify whether redemption is
permitted in respect of some only
of the Debt Instruments and, if so,
any minimum aggregate principal
amount and the means by which
Debt Instruments will be selected
for redemption
:
The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
34 Early redemption at the option of
Holders (Put) (Condition 6.5)
: Not Applicable
35 Early Termination Amount :
If Early Termination Amount is not
the Outstanding Principal Amount
of the Debt Instruments, insert
amount or full calculation
provisions
: 100 per cent. of the Outstanding Principal
Amount of the Debt Instruments
Specify if Holders are not to
receive accrued interest on early
redemption on default
: Not Applicable
36 Redemption of Zero Coupon Debt
Instruments
: Not Applicable
37 Deed Poll : Senior Note Deed Poll dated 5 March 2014
38 Taxation : Condition 8.8 is applicable
39 Other relevant terms and
conditions
: Not Applicable
40 ISIN : AU3FN0057782
41 Common Code : 227559322
42 Common Depository : Not applicable
43 Austraclear Number : WP2245
44 Any Clearing System other than
Euroclear / Clearstream,
Luxembourg / Austraclear
: Not applicable
45 Settlement procedures : Customary medium term note settlement and
payment procedures apply
46 U.S. selling restrictions : As set out in the Information Memorandum
47
Distribution of Information
Memorandum
: As set out in the Information Memorandum

16 December 2020

NOTIFICATION UNDER SECTION 309B OF THE SECURITIES AND FUTURES ACT, (CHAPTER 289)
OF SINGAPORE – The Debt Instruments are “prescribed capital markets products” (as defined in the
Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products
(as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-
N16: Notice on Recommendations on Investment Products).
PROHIBITION ON SALES TO EEA AND UK RETAIL INVESTORS – The Debt Instruments are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise
made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom (the
“UK”). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”) or (ii) a customer within
the meaning of Directive (EU) 2016/97, where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129 (the “Prospectus Regulation”). Consequently no key information document required by
Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Debt
Instruments or otherwise making them available to retail investors in the EEA or in the UK has been
prepared and therefore offering or selling the Debt Instruments or otherwise making them available to any
retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation.
Series No.: 2020-6
Tranche No.: 1






Westpac Banking Corporation
(ABN 33 007 457 141)

Debt Issuance Programme

Issue of
$100,000,000 Floating Rate Medium Term Notes due February 2024
(“Debt Instruments”)

The date of this Supplement is 16 December 2020.
This Supplement (as referred to in the Information Memorandum in relation to the above Programme dated
30 September 2020 (“Information Memorandum”)) relates to the Tranche of Debt Instruments referred to
above. It is supplementary to, and should be read in conjunction with the Senior Note Deed Poll dated 5
March 2014 made by Westpac Banking Corporation (“Deed Poll”) and the Information Memorandum.
This Supplement does not constitute, and may not be used for the purposes of, an offer or solicitation by
anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is
unlawful to make such offer or solicitation, and no action is being taken to permit an offering of the Debt
Instruments or the distribution of this Supplement in any jurisdiction where such action is required.
Terms used but not otherwise defined in this Supplement have the meaning given in the applicable
Conditions set forth in the Information Memorandum.
The particulars to be specified in relation to the Tranche of Debt Instruments referred to above are as
follows:
1 Issuer :
Westpac Banking Corporation
(ABN 33 007 457 141)
2 Lead Manager : Westpac Banking Corporation
(ABN 33 007 457 141)
3 Relevant Dealers : Westpac Banking Corporation
(ABN 33 007 457 141)
4
Registrar and Australian Paying
Agent
:
BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
5 Calculation Agent : BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
6 Issuing and Paying Agent
(Offshore)
: Not Applicable
7 If to form a single Series with an
existing Series, specify date on
which all Debt Instruments of the
Series become fungible, if not the
Issue Date
: Not Applicable
8 Status : Senior
9 Currency : Australian dollars (“A$”)
10 Aggregate Principal Amount of
Tranche
: A$100,000,000
11 If interchangeable with existing
Series, Series No.
: Not Applicable
12 Issue Date : 17 December 2020
13 Issue Price : 100 per cent. per Denomination
14 Commissions Payable : As set out in the Subscription Acknowledgement
dated 16 December 2020 between the Issuer and
the Lead Manager and Dealer.
15 Selling Concession : Not Applicable

16 Purchase Price : A$100,000 fully paid per Denomination
17 Denomination : Denominations of A$100,000
The minimum aggregate consideration for offers
or transfers of the Debt Instruments in Australia
must be at least A$500,000 (disregarding
moneys lent by the transferor or its associates to
the transferee), unless the offer or invitation
resulting in the transfer does not otherwise
require disclosure to investors in accordance
with Parts 6D.2 or 7.9 of the Corporations Act
2001 of Australia.
18 Partly Paid Senior Notes / TCDs : Not Applicable
Specify number, amounts and dates
for, and method of, payment of
instalments of subscription moneys
and any further additional provisions
(including Forfeiture Dates in respect
of late payment of Partly Paid Senior
Notes)
:
19 Type of Debt Instruments :

Floating Rate Debt Instruments
20 If interest-bearing, specify which
of the relevant Conditions is
applicable
:
Condition 5.3 applies
21 Fixed Rate Debt Instruments : Not Applicable
22
Floating Rate Debt Instruments
(Condition 5.3)
: Applicable
Interest Commencement Date, if
not Issue Date
: Issue Date
Interest Rate : Condition 5.3(b)(i) (ISDA Determination) applies
Interest Payment Dates : 14 February, 14 May, 14 August and 14
November of each year commencing on 15
February 2021, up to and including the Maturity
Date, subject to adjustment in accordance with
the Applicable Business Day Convention
specified below.
There shall be a short first Interest Period
commencing on and including the Issue Date and
ending on but excluding the Interest Payment
Date falling on 15 February 2021.
Applicable Business Day
Convention
- for Interest Payment Dates:
- for Interest Period End Dates:
- for Maturity Date:
- any other date:
:
Modified Following Business Day Convention
Modified Following Business Day Convention
Modified Following Business Day Convention
Not applicable
Additional Business Centre(s) : Sydney
Floating Rate Option : AUD-BBR-BBSW

Designated Maturity : 3 months, except for the short first Interest Period
in which the Interest Rate will be determined by
using a Designated Maturity of 2 months.
Reset Date : The Issue Date and each Interest Payment Date
Margin : Plus 0.15 per cent. per annum
Minimum/Maximum Interest Rate : Not applicable
Day Count Fraction : Actual/365 (fixed)
Fallback Interest Rate : Not Applicable
23 Index-Linked Interest Debt
Instrument provisions
: Not Applicable
24 Other rates : Not Applicable
25 Accrual of interest : Not Applicable
26 Default Rate : Not Applicable
27 Overdue Rate : Not Applicable
28 Zero Coupon Debt Instrument : Not Applicable
29 Reference Price : Not Applicable
30 Maturity Date : 14 February 2024,subject to adjustment in
accordance with the Applicable Business Day
Convention specified above.
31 Maturity Redemption Amount :
100 per cent. of the Outstanding Principal
Amount
32 Early redemption for taxation
reasons (Condition 6.3)
: Applicable
Specify minimum notice period : 15 days
Specify maximum notice period : 45 days
Specify any conditions to early
redemption
: Not Applicable
Early Redemption Amount (Tax) : As set out in Condition 6.3
Early Redemption Date (Tax) : As set out in Condition 6.3
33 Early redemption at the option of
the Issuer (Call) (Condition 6.4)
: Not Applicable
Specify minimum notice period : Not Applicable
Specify maximum notice period : Not Applicable
Specify any additional conditions
to exercise of the call option
: Not Applicable

Specify first date on which the call
option may be exercised in the
case of Subordinated Notes
: Not Applicable
Early Redemption Amount (Call) : The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
Early Redemption Date (Call) : The next Interest Payment Date

Specify whether redemption is
permitted in respect of some only
of the Debt Instruments and, if so,
any minimum aggregate principal
amount and the means by which
Debt Instruments will be selected
for redemption
:
The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
34 Early redemption at the option of
Holders (Put) (Condition 6.5)
: Not Applicable
35 Early Termination Amount :
If Early Termination Amount is not
the Outstanding Principal Amount
of the Debt Instruments, insert
amount or full calculation
provisions
: 100 per cent. of the Outstanding Principal
Amount of the Debt Instruments
Specify if Holders are not to
receive accrued interest on early
redemption on default
: Not Applicable
36 Redemption of Zero Coupon Debt
Instruments
: Not Applicable
37 Deed Poll : Senior Note Deed Poll dated 5 March 2014
38 Taxation : Condition 8.8 is applicable
39 Other relevant terms and
conditions
: Not Applicable
40 ISIN : AU3FN0057808
41 Common Code : 227559411
42 Common Depository : Not applicable
43 Austraclear Number : WP2247
44 Any Clearing System other than
Euroclear / Clearstream,
Luxembourg / Austraclear
: Not applicable
45 Settlement procedures : Customary medium term note settlement and
payment procedures apply
46 U.S. selling restrictions : As set out in the Information Memorandum
47
Distribution of Information
Memorandum
: As set out in the Information Memorandum

16 December 2020

NOTIFICATION UNDER SECTION 309B OF THE SECURITIES AND FUTURES ACT, (CHAPTER 289)
OF SINGAPORE – The Debt Instruments are “prescribed capital markets products” (as defined in the
Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products
(as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-
N16: Notice on Recommendations on Investment Products).
PROHIBITION ON SALES TO EEA AND UK RETAIL INVESTORS – The Debt Instruments are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise
made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom (the
“UK”). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”) or (ii) a customer within
the meaning of Directive (EU) 2016/97, where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129 (the “Prospectus Regulation”). Consequently no key information document required by
Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Debt
Instruments or otherwise making them available to retail investors in the EEA or in the UK has been
prepared and therefore offering or selling the Debt Instruments or otherwise making them available to any
retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation.
Series No.: 2020-7
Tranche No.: 1






Westpac Banking Corporation
(ABN 33 007 457 141)

Debt Issuance Programme

Issue of
$50,000,000 Floating Rate Medium Term Notes due June 2024
(“Debt Instruments”)

The date of this Supplement is 16 December 2020.
This Supplement (as referred to in the Information Memorandum in relation to the above Programme dated
30 September 2020 (“Information Memorandum”)) relates to the Tranche of Debt Instruments referred to
above. It is supplementary to, and should be read in conjunction with the Senior Note Deed Poll dated 5
March 2014 made by Westpac Banking Corporation (“Deed Poll”) and the Information Memorandum.
This Supplement does not constitute, and may not be used for the purposes of, an offer or solicitation by
anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is
unlawful to make such offer or solicitation, and no action is being taken to permit an offering of the Debt
Instruments or the distribution of this Supplement in any jurisdiction where such action is required.
Terms used but not otherwise defined in this Supplement have the meaning given in the applicable
Conditions set forth in the Information Memorandum.
The particulars to be specified in relation to the Tranche of Debt Instruments referred to above are as
follows:
1 Issuer :
Westpac Banking Corporation
(ABN 33 007 457 141)
2 Lead Manager : Westpac Banking Corporation
(ABN 33 007 457 141)
3 Relevant Dealers : Westpac Banking Corporation
(ABN 33 007 457 141)
4
Registrar and Australian Paying
Agent
:
BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
5 Calculation Agent : BTA Institutional Services Australia Limited
(ABN 48 002 916 396)
6 Issuing and Paying Agent
(Offshore)
: Not Applicable
7 If to form a single Series with an
existing Series, specify date on
which all Debt Instruments of the
Series become fungible, if not the
Issue Date
: Not Applicable
8 Status : Senior
9 Currency : Australian dollars (“A$”)
10 Aggregate Principal Amount of
Tranche
: A$50,000,000
11 If interchangeable with existing
Series, Series No.
: Not Applicable
12 Issue Date : 17 December 2020
13 Issue Price : 100 per cent. per Denomination
14 Commissions Payable : As set out in the Subscription Acknowledgement
dated 16 December 2020 between the Issuer and
the Lead Manager and Dealer.
15 Selling Concession : Not Applicable

16 Purchase Price : A$100,000 fully paid per Denomination
17 Denomination : Denominations of A$100,000
The minimum aggregate consideration for offers
or transfers of the Debt Instruments in Australia
must be at least A$500,000 (disregarding
moneys lent by the transferor or its associates to
the transferee), unless the offer or invitation
resulting in the transfer does not otherwise
require disclosure to investors in accordance
with Parts 6D.2 or 7.9 of the Corporations Act
2001 of Australia.
18 Partly Paid Senior Notes / TCDs : Not Applicable
Specify number, amounts and dates
for, and method of, payment of
instalments of subscription moneys
and any further additional provisions
(including Forfeiture Dates in respect
of late payment of Partly Paid Senior
Notes)
:
19 Type of Debt Instruments :

Floating Rate Debt Instruments
20 If interest-bearing, specify which
of the relevant Conditions is
applicable
:
Condition 5.3 applies
21 Fixed Rate Debt Instruments : Not Applicable
22
Floating Rate Debt Instruments
(Condition 5.3)
: Applicable
Interest Commencement Date, if
not Issue Date
: Issue Date
Interest Rate : Condition 5.3(b)(i) (ISDA Determination) applies
Interest Payment Dates : 14 March, 14 June, 14 September and 14
December of each year commencing on 15
March 2021, up to and including the Maturity
Date, subject to adjustment in accordance with
the Applicable Business Day Convention
specified below.
There shall be a short first Interest Period
commencing on and including the Issue Date and
ending on but excluding the Interest Payment
Date falling on 15 March 2021.
Applicable Business Day
Convention
- for Interest Payment Dates:
- for Interest Period End Dates:
- for Maturity Date:
- any other date:
:
Modified Following Business Day Convention
Modified Following Business Day Convention
Modified Following Business Day Convention
Not applicable
Additional Business Centre(s) : Sydney
Floating Rate Option : AUD-BBR-BBSW

Designated Maturity : 3 months
Reset Date : The Issue Date and each Interest Payment Date
Margin : Plus 0.17 per cent. per annum
Minimum/Maximum Interest Rate : Not applicable
Day Count Fraction : Actual/365 (fixed)
Fallback Interest Rate : Not Applicable
23 Index-Linked Interest Debt
Instrument provisions
: Not Applicable
24 Other rates : Not Applicable
25 Accrual of interest : Not Applicable
26 Default Rate : Not Applicable
27 Overdue Rate : Not Applicable
28 Zero Coupon Debt Instrument : Not Applicable
29 Reference Price : Not Applicable
30 Maturity Date : 14 June 2024,subject to adjustment in
accordance with the Applicable Business Day
Convention specified above.
31 Maturity Redemption Amount : 100 per cent. of the Outstanding Principal
Amount
32
Early redemption for taxation
reasons (Condition 6.3)
: Applicable
Specify minimum notice period : 15 days
Specify maximum notice period : 45 days
Specify any conditions to early
redemption
: Not Applicable
Early Redemption Amount (Tax) : As set out in Condition 6.3
Early Redemption Date (Tax) : As set out in Condition 6.3
33 Early redemption at the option of
the Issuer (Call) (Condition 6.4)
: Not Applicable
Specify minimum notice period : Not Applicable
Specify maximum notice period : Not Applicable
Specify any additional conditions
to exercise of the call option
: Not Applicable
Specify first date on which the call
option may be exercised in the
case of Subordinated Notes
: Not Applicable

Early Redemption Amount (Call) : The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
Early Redemption Date (Call) : The next Interest Payment Date
Specify whether redemption is
permitted in respect of some only
of the Debt Instruments and, if so,
any minimum aggregate principal
amount and the means by which
Debt Instruments will be selected
for redemption
: The Outstanding Principal Amount, together with
accrued interest (if any) thereon of the Debt
Instruments
34 Early redemption at the option of
Holders (Put) (Condition 6.5)
: Not Applicable
35 Early Termination Amount :
If Early Termination Amount is not
the Outstanding Principal Amount
of the Debt Instruments, insert
amount or full calculation
provisions
: 100 per cent. of the Outstanding Principal
Amount of the Debt Instruments

Specify if Holders are not to
receive accrued interest on early
redemption on default
: Not Applicable
36 Redemption of Zero Coupon Debt
Instruments
: Not Applicable
37 Deed Poll : Senior Note Deed Poll dated 5 March 2014
38 Taxation : Condition 8.8 is applicable
39 Other relevant terms and
conditions
: Not Applicable
40 ISIN : AU3FN0057824
41 Common Code : 227559420
42 Common Depository : Not applicable
43 Austraclear Number : WP2249
44 Any Clearing System other than
Euroclear / Clearstream,
Luxembourg / Austraclear
: Not applicable
45 Settlement procedures : Customary medium term note settlement and
payment procedures apply
46 U.S. selling restrictions : As set out in the Information Memorandum
47 Distribution of Information
Memorandum
: As set out in the Information Memorandum
48 Other selling restrictions : As set out in the Information Memorandum

16 December 2020