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Refining NZ Full Year 2020 Financial Statements

Full Year Results16 February 2021CHIEnergy

CONSOLIDATED FINANCIAL
STATEMENTS

For the year ended 31 December 2020

REFINING NZ

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Contents






Page


CONSOLIDATED FINANCIAL STATEMENTS

Consolidated Income Statement 1

Consolidated Statement of Comprehensive Income 2

Consolidated Balance Sheet 3

Consolidated Statement of Changes in Equity 5

Consolidated Statement of Cash Flows 7

Notes to the Consolidated Financial Statements 8


INDEPENDENT AUDITOR’S REPORT 56

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Consolidated Income Statement

FOR THE YEAR ENDED 31 DECEMBER 2020


1








GROUP

GROUP

2020

2019

NOTE

$000

$000

INCOME

Revenue

4

233,937

344,861

Other income

4

11,810

3,514

TOTAL INCOME

3, 4

245,747

348,375

EXPENSES

Purchase of process materials and utilities

82,119

98,082

Materials and contractor payments

19,992

31,340

Wages, salaries and benefits

20

61,532

61,247

Administration and other costs

31,681

39,471

TOTAL EXPENSES

195,324

230,140

EARNINGS BEFORE DEPRECIATION, IMPAIRMENT,

FINANCE COSTS AND INCOME TAX

50,423

118,235

Depreciation and disposal costs

11

87,218

99,931

Impairment of assets

10,11

223,697

-

TOTAL DEPRECIATION, DISPOSALS AND IMPAIRMENT

310,915

99,931

NET (LOSS)/PROFIT BEFORE FINANCE COSTS AND INCOME TAX

(260,492)

18,304

FINANCE COSTS

Finance income

(176)

(44)

Finance cost

11,096

13,489

NET FINANCE COSTS

10,920

13,445

NET (LOSS)/PROFIT BEFORE INCOME TAX

(271,412)

4,859

Income tax

6

(73,133)

694

NET (LOSS)/PROFIT AFTER INCOME TAX

(198,279)

4,165

ATTRIBUTABLE TO:

Owners of the Parent

(198,279)

4,165

EARNINGS PER SHARE FOR PROFIT ATTRIBUTABLE TO

THE SHAREHOLDERS OF THE NEW ZEALAND REFINING

COMPANY LIMITED

CENTS

Basic earnings per share

7

(63.5)

1.3

Diluted earnings per share

7

(63.3)

1.3

THE ABOVE CONSOLI DATED I NCOME STATEMENT I S TO BE READ I N CONJUNCTI ON WI TH THE NOTES ON

PAGES 8 TO 55.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Consolidated Statement of Comprehensive Income

FOR THE YEAR ENDED 31 DECEMBER 2020


2




GROUPGROUP

20202019

NOTE$000$000

NET (LOSS)/PROFIT AFTER INCOME TAX(198,279)4,165

OTHER COMPREHENSIVE INCOME

Items that will not be reclassified to the Income Statement

Defined benefit plan actuarial (loss)/gain20(4,130)7,681

Deferred tax on defined benefit actuarial loss/(gain)6(b)1,156(2,151)

Total items that will not be reclassified to the Income

Statement(2,974)5,530

Items that may be subsequently reclassified to the

Income Statement

Movement in cash flow hedge reserve2211,092(3,094)

Deferred tax on movement in cash flow hedge reserve6(b)(3,106)866

Total items that may be subsequently reclassified to

the Income Statement227,986(2,228)

TOTAL OTHER COMPREHENSIVE INCOME, AFTER

INCOME TAX5,0123,302

TOTAL COMPREHENSIVE (LOSS)/INCOME FOR THE

YEAR, AFTER INCOME TAX

(193,267)7,467

ATTRIBUTABLE TO:

Owners of the Parent

(193,267)7,467

THE ABOVE CONSOLI DATED STATEMENT OF COMPREHENSI VE I NCOME I S TO BE READ I N CONJUNCTI ON WI TH

THE NOTES ON PAGES 8 TO 55.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Consolidated Balance Sheet

AS AT 31 DECEMBER 2020


3



THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Consolidated Balance Sheet

AS AT 31 DECEMBER 2020


4





GROUPGROUP

20202019

NOTE$000$000

EQUITY

Contributed equity8266,057265,771

Treasury Stock8, 23(896)(960)

Employee share entitlement reserve8, 23779681

Cash flow hedge reserve8, 225,298(2,688)

Retained earnings292,692493,940

Total Equity563,930756,744

For and on behalf of the Board:

S C AllenJ B Miller

DirectorDirector

THE ABOVE CONSOLIDATED BALANCE SHEET IS TO BE READ CONJUNCTION WITH THE NOTES ON

PAGES 8 TO 55.

THE BOARD OF DIRECTORS OF THE NEW ZEALAND REFINING COMPANY LIMITED AUTHORISED THESE CONSOLIDATED

FINANCIAL STATEMENTS FOR ISSUE ON 16 FEBRUARY 2021.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Consolidated Statement of Changes in Equity

FOR THE YEAR ENDED 31 DECEMBER 2020


5






CONTRIBUTED

EQUITY

TREASURY

STOCK

EMPLOYEE

SHARE

SCHEME

ENTITLEMENT

RESERVE

CASH

FLOW

HEDGE

RESERVE

RETAINED

EARNINGS

TOTAL EQUITY

GROUPNOTE$000$000$000$000$000$000

AT 1 JANUARY 2019

265,771(969)732(460)504,562769,636

COMPREHENSIVE INCOME

Net profit after income tax

----4,1654,165

Other comprehensive income

Movement in cash flow hedge reserve22

---(3,094)-(3,094)

Defined benefit actuarial gain20

----7,6817,681

Deferred tax on other comprehensive income22

---866(2,151)(1,285)

TOTAL OTHER COMPREHENSIVE INCOME/(LOSS), AFTER INCOME TAX

---(2,228)5,5303,302

TRANSACTIONS WITH OWNERS OF THE PARENT

Equity-settled share-based payments

23--241--241

Shares vested to employees

23-292(292)--

Treasury shares purchased

-(283)---(283)

Dividends paid

----(20,317)(20,317)

TOTAL TRANSACTIONS WITH OWNERS OF THE PARENT-9(51)-(20,317)(20,359)

AT 31 DECEMBER 2019265,771(960)681(2,688)493,940756,744

THE ABOVE CONSOLIDATED STATEMENT OF CHANGES IN EQUITY IS TO BE READ IN CONJUNCTION WITH THE NOTES ON PAGES 8 TO 55.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Consolidated Statement of Changes in Equity

FOR THE YEAR ENDED 31 DECEMBER 2020


6




CONTRIBUTED

EQUITY

TREASURY

STOCK

EMPLOYEE

SHARE

SCHEME

ENTITLEMENT

RESERVE

CASH

FLOW

HEDGE

RESERVE

RETAINED

EARNINGS

TOTAL EQUITY

GROUPNOTE$000$000$000$000$000$000

AT 1 JANUARY 2020

265,771(960)681(2,688)493,940756,744

COMPREHENSIVE INCOME

Net loss after income tax

----(198,279)(198,279)

Other comprehensive income

Movement in cash flow hedge reserve22

---11,092-11,092

Defined benefit actuarial loss20

----(4,130)(4,130)

Deferred tax on other comprehensive income22

---(3,106)1,156(1,950)

TOTAL OTHER COMPREHENSIVE LOSS, AFTER INCOME TAX

---7,986(2,974)5,012

TRANSACTIONS WITH OWNERS OF THE PARENT

Equity-settled share-based payments

23--448--448

Shares vested to employees

23350(350)-

Treasury shares issued

23286(286)---

Unclaimed dividends written back

----55

TOTAL TRANSACTIONS WITH OWNERS OF THE PARENT2866498-5453

AT 31 DECEMBER 2020266,057(896)7795,298292,692563,930

THE ABOVE CONSOLIDATED STATEMENT OF CHANGES IN EQUITY IS TO BE READ IN CONJUNCTION WITH THE NOTES ON PAGES 8 TO 55.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Consolidated Statement of Cash Flows

FOR THE YEAR ENDED 31 DECEMBER 2020


7







GROUPGROUP

20202019

NOTE$000$000

CASH FLOWS FROM OPERATING ACTIVITIES

Receipts from customers224,044351,625

Payment for supplies and other expenses(128,379)(151,172)

Payments to employees(57,518)(62,780)

Interest received17644

Interest paid(11,267)(14,418)

Net GST paid(1,041)(1,936)

Income tax paid5,609(4,238)

NET CASH INFLOW FROM OPERATING ACTIVITIES

17

31,624117,125

CASH FLOWS FROM INVESTING ACTIVITIES

Payments for property, plant and equipment(33,939)(77,695)

Proceeds from sale of intangibles13,320-

NET CASH OUTFLOW FROM INVESTING ACTIVITIES(20,619)(77,695)

CASH FLOWS FROM FINANCING ACTIVITIES

Proceeds from/(repayments of) bank borrowings27,900(13,200)

Dividends paid to shareholders8-(20,317)

Lease payments10(871)(1,154)

Purchase of treasury stock23-(283)

NET CASH INFLOW/(OUTFLOW) FROM FINANCING ACTIVITIES27,029(34,954)

NET INCREASE IN CASH AND CASH EQUIVALENTS38,0344,476

Cash and cash equivalents at the beginning of the year5,255779

CASH AND CASH EQUIVALENTS AT THE END OF THE YEAR43,2895,255

THE ABOVE CONSOLI DATED STATEMENT OF CASH FLOWS I S TO BE READ I N CONJUNCTI ON WI TH THE NOTES

PAGES 8 TO 55.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


8


REPORTING ENTITY

The New Zealand Refining Company Limited (‘Parent’, ‘Company’ or ‘Refining NZ’) is a profit-

oriented company registered under the Companies Act 1993 and an FMC Reporting Entity for

the purposes of the Financial Markets Conduct Act 2013. Refining NZ is listed, and its ordinary

shares are quoted on the NZX Main Board Equity Market (“NZX Main Board”) and its

subordinated notes quoted on the NZX Debt Market.


The consolidated financial statements (hereinafter ‘financial statements’) for the year ended 31

December 2020 presented are those of Refining NZ together with its subsidiaries (‘the Group”).

Subsidiaries are all entities over which the Group has control and includes Independent

Petroleum Laboratory Limited, Maranga Ra Holdings Limited and Maranga Ra Limited.


BASIS OF PREPARATION

These consolidated financial statements for the year ended 31 December 2020 comply with:

• The Financial Markets Conduct Act 2013;

• Generally Accepted Accounting Practice in New Zealand (‘NZ GAAP’);

• New Zealand equivalents to the International Financial Reporting Standards (‘NZ IFRS’),

International Financial Reporting Standards (IFRS) and other authoritative

pronouncements of the External Reporting Board, as appropriate for for-profit entities.


The consolidated financial statements are prepared on the basis of historical cost, except for

derivative financial instruments and plan assets (included in the net defined benefit pension

plan liability) which are measured at fair value.


The consolidated financial statements are prepared on a GST exclusive basis and presented in

New Zealand dollars ($) which is the Group’s functional currency, and the financial information

has been rounded to the nearest thousand dollars ($000), unless otherwise stated.

Use of judgements and estimates


The preparation of financial statements requires directors to make certain judgements,

estimates and assumptions that affect the application of accounting policies and reported

amounts of assets, liabilities, income and expenses. The areas involve estimates and

assumptions that can significantly affect the amounts recognised in the consolidated financial

statements:


• Impairment assessment of assets – refer to note 12 for further details.


• Useful lives of the property, plant and equipment – refer to note 11 for further details.


• Going concern – these financial statements have been prepared on a going concern basis.

Management and the Board consider that this is appropriate based on the Group’s current

cash position and available credit facilities, and that the Board expects that Refining NZ

will be able to continue in operation and meet covenants under its facility agreements

over the next twelve months.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


9


Refining NZ’s forecast for the next twelve months indicates the Group has the ability to

continue to operate as a going concern despite the challenges arising from the current low

margin environment and COVID-19, based on the implementation of a simplified refinery

which enables the Company to run cash neutral from 2021 under a Fee Floor scenario.

(Refer to note 1, for detail of potential impacts of Strategic Review outcomes and note 24,

Contingencies, in relation to customer notices of dispute).


• Recoverability of tax losses – in the twelve months ended 31 December 2020, Refining NZ

generated a tax loss of $37.6 million, increasing the Group’s cumulative tax losses to $54.9

million. A deferred tax asset in respect of these unutilised tax losses has been recognised.


On the basis that at least a 49% continuity of shareholding is maintained, Management

and the Board believe that future taxable profits will be available against which the tax

losses can be recovered and therefore the deferred tax asset can be realised. Any adverse

change in future profits, or significant change in the shareholding of Refining NZ, could

limit the Company’s ability to realise the deferred tax asset.


Estimates are designated by a symbol in the notes to these consolidated interim financial

statements.


SIGNIFICANT ACCOUNTING POLICIES


The principal accounting policies applied in the preparation of these consolidated financial

statements have been consistently applied to all periods presented, except for the change in

presentation of deferred taxes in the statement of financial position to present deferred tax

assets and deferred tax liabilities on a gross basis, to increase the transparency of the deferred

tax asset in relation to tax losses accumulated by the Company, being a significant estimate

under Basis of Preparation. Comparatives in the statement of financial position have been

updated to ensure consistency between financial reporting periods.


There were no new and amended accounting standards mandatory for the year ended 31

December 2020 that were considered to have a material impact to the Group. The IASB has

issued a number of standards, amendments and interpretations which are not yet effective,

and which may have an impact on the Group’s consolidated financial statements.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


10


1 Strategic review


On 15 April 2020, the Refining NZ Board announced a Strategic Review to determine the

optimal business model and capital structure for its assets to maximise “through the cycle”

returns to shareholders and deliver secure, competitive fuel supply to New Zealand.

The first phase of the Strategic Review was to assess all the options, including opportunities to

improve the competitiveness of refining operations and options to separate the refining and

infrastructure assets or convert to a fuel import business model.

On 25 June 2020, the Company announced that it would take two business model options

forward; a Simplified Refinery (to improve the near-term viability of its current business

model), while continuing to evaluate a possible future staged transition to an import terminal

(including exploration of a commercial framework with customers, overseen by the

Independent Directors).

Simplified Refinery model

Under the Simplified Refinery model, implemented from January 2021, refining capacity was

reduced by circa 18% (being an equivalent of circa 34 million barrels per annum) with total

refined fuels production levels similar to levels at the time of commencement of the Processing

Agreement in 1995 and bitumen production ceased. An organisational restructure was finalised

prior to 31 December 2020, at a cost of circa $5.6 million to reduce the workforce by around

25%, with circa 90 employees leaving the Company either through redundancies, retirements

or resignations during November 2020 through to April 2021. (Refer to note 20.) Under the

Simplified Refinery model, lower labour costs and a reduction in other costs are intended to

enable the Company to extend cash neutral operations in 2021 under a scenario where

processing fee income is at the Fee Floor (of circa $141 million) and refinery operations are

uninterrupted.

Refining NZ’s customers, bp Oil New Zealand Limited, Mobil Oil New Zealand Limited, and Z

Energy Limited have all issued notices of dispute under the Processing Agreement, in relation

to the simplification of Marsden Point oil refinery operations as detailed in note 24.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


11


Import Terminal model

Discussions with Refining NZ’s customers in relation to the potential future staged transition to

an import terminal continue. The Independent Directors, who have been overseeing

discussions with customers, continue to see significant unrealised value in the Company’s fuels

distribution infrastructure with the added benefit of significantly lowering the Company’s

carbon emissions profile on transition to an import terminal. Any decision to proceed with a

conversion to an import terminal will need to meet a number of requirements, including new

agreements with the Company’s customers that will be voted on by non-customer

shareholders.

Impact on Financial Reporting

These financial statements have been prepared based on Group operations under the current

Processing Agreements, with a simplified refinery operating through to 2035 followed by a

conversion to an import terminal as outlined under note 12. There is a wide range of potential

outcomes from the Strategic Review, commercial negotiations with customers and customer

disputes, which are not solely within the Company’s control. The potential outcomes may

therefore impact, positively or negatively, including in a material way, the financial

performance and financial position of the Group in the future.


2 COVID-19 Pandemic


On 11 March 2020 the World Health Organisation declared a global pandemic as a result of the

outbreak and spread of COVID-19. The New Zealand Government subsequently raised its Alert

Level to 4 (full lockdown of non‑essential services) for an initial four-week period. As an

essential service, the Group continued to operate during the lockdown, and subsequently

throughout COVID-19 Alert Levels 3, 2 and 1 (as well as Auckland’s Level 3 lockdown in August).


During 2020, in response to the significant fuel demand reduction resulting from travel and

transport restrictions and the consequential reduction in revenue through weak global refining

margin and lower refinery throughputs, Refining NZ implemented the following measures:


• Reduced refinery production

Refining NZ agreed with its customers to change the way it operated the refinery whereby

its processing facilities were operated in different modes to enable the refinery to produce

substantially lower volumes to help balance fuel supply across New Zealand.


• Reduced non-essential activity on-site

All safety critical work continued during COVID-19; however, all non-essential activity on-

site was suspended including the deferral of the planned maintenance turnaround of the

main crude distiller and the gasoline manufacturing unit from May 2020 to March 2021.


• Increased and extended debt facilities (refer to note 9)

Refining NZ extended and expanded its existing bank facilities, increasing the weighted

average term to over three years at the time and adding $50 million of additional capacity,

which brought the total available debt funding facilities to $400 million (including the

company’s $75 million subordinated notes on issue) as at 31 December 2020.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


12


The key direct and indirect impacts on the Group can be summarised as follows:


• Total refinery throughput for the year ended 31 December 2020 was 29.8 million barrels,

30% lower than in 2019 and circa 35% lower from the time the pandemic was declared.


• Our customers were invoiced at the Fee Floor amounting to $140 million during the year

ended 31 December 2020. The actual processing fee earned from operations was below

the Fee Floor, resulting in circa $90 million being paid by customers as fee floor payments

as outlined in note 4.


• Pipeline revenues were 19% lower than 2019 at $29 million, reflecting the impact of

reduced demand for transport fuels, particularly jet fuel into Auckland International

Airport, offset by higher pipeline fees. Pipeline volumes were circa 35% lower from the

time that the pandemic was declared compared to the prior year.


• The Group accessed the Government wage subsidy totalling $5.1 million as outlined in

note 4.


• The capital budget for 2020 was reduced from $70 million to a spend of circa $32 million.


• Operating costs excluding natural gas were circa $25 million or 13% lower than 2019 due

to lower electricity and other costs largely as a result of reducing non-essential activity on

site and lower production.


• The Company operated on a cash neutral basis following lockdown (Alert Level 4), through

to October 2020, when it’s net cash position improved by circa $17 million, due to savings

realised from the six-week temporary shutdown of the refinery in July/August and the

proceeds of asset sales. The net debt position as at 31 December 2020 was $231 million.

Refer to notes 9 and 17 for further detail.


• The Company declared Force Majeure under the Negotiated Greenhouse Agreement to

relieve the Company of its obligation to meet world’s best practice energy intensity

pathway in 2020 while the refinery was impacted by COVID-19 travel restrictions. This

continued through to the end of the year with land fuels demand recovering and jet

remaining at 30-40% of pre-COVID-19 levels (refer to note 11).


• The Company declared Force Majeure under its natural gas supply contract, to relieve the

Company of its “take or pay” obligations, given the lower refinery throughputs. The

supplier subsequently exercised their right of termination in response to a constrained gas

supply market in New Zealand. The Company has since secured a supply of natural gas

through 2021 to meet the refinery’s minimum requirements.


THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


13


In addition to the above, other direct and indirect impacts of COVID-19 on the Refining NZ’s

balance sheet include:


Item COVID-19 impacts assessment

Cash and cash equivalents


The Group maintained cash and cash equivalent balances of

between $15-45 million throughout the year.



Trade and other

receivables


Trade receivables reflect an increased receivable in respect of the

processing fee floor payments due in 2020. Refiners margins

were weak in the last two months of 2019 resulting in very low

processing fee income, but no Fee Floor payments were

receivable as at 31 December 2019 given that the year-to-date

revenue had exceeded the Fee Floor amount. Refer to note 16

for further details.



Income tax


The Company generated tax losses of $37.6 million in the twelve

months ended 31 December 2020. Refer to note 6. Total tax

losses available to the Group to offset against future taxable

income amount to $54.9 million (refer to key judgements and

estimates under Basis of Preparation).



Derivative financial

instruments




COVID-19 has impacted commodity markets. Derivatives are

recognised at fair value, hence the impact on the financial and

commodity markets is included in the derivative instruments’

valuation.



Inventories


Obsolescence assessment has been conducted with regards to

inventories. Refer to note 18 for further details.



Property, plant and

equipment


Impairment assessment has been conducted with regards to

property, plant and equipment. Refer to notes 1, 11 and 12 for

further details.



Right-of-use assets



Impairment assessment has been conducted with regards to

right-of-use assets. Refer to notes 10 and 12 for further details.


Intangibles





Included are New Zealand Units (NZUs) held by the Parent

company, recognised at historical cost and tested for impairment

with reference to market value of carbon units. No impairment

was recognised on intangible assets.


Trade and other payables


Trade and other payables are lower due to non-essential activity

being reduced, with a corresponding reduction in capital and

operating costs. Refer to note 19.



Borrowings


In response to the global uncertainty, Refining NZ extended and

expanded its existing bank facilities. Refer to note 9 for further

details.



THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


14


Lease liabilities


No impact – refer to right-of-use assets.



Employee benefits




A significant proportion of the Company’s staff agreed to take

annual leave during the six weeks that the refinery was in “hot

standby” in July-August 2020, reducing the annual leave liability

by $1.2 million during the period.


In addition, lower investment returns earned by the Pension

Fund following COVID-19 and amended assumptions

underpinning the valuation, particularly a lower yield curve

impacting the discount rate, contributed to the actuarial loss

reported in the year ended 31 December 2020.


An organisational restructure was undertaken in 2020 to reduce

the workforce by circa 25% in preparation for a refinery

simplification (refer to note 1). A redundancy provision of $4.4

million was recorded as at 31 December 2020. Refer to note 20

for further details.



Provisions



Present value of provisions updated for the impact of financial

and commodity markets on interest rates.




Deferred tax asset The Group incurred tax losses in the period which increased the

deferred tax asset. Refer to note 6 for further details.



Deferred tax liability The Group has recognised an impairment of assets which

decreased the deferred tax liability. Refer to notes 6 and 12 for

further details.



3 Segment reporting


(a) Identification and description of reportable segments and reporting measures


Management (the Corporate Lead Team) reviews the Group’s internal reporting in order

to assess performance and allocate resources including the definition of operating

segments – oil refining and infrastructure:


- Oil Refining – the Company operates the Marsden Point oil refinery as a toll

processor.

- Infrastructure - the Company owns infrastructure to support the distribution of

manufactured products to its customers, including the Refinery to Auckland Pipeline

(RAP) which transfers product to the Wiri Oil terminal located in South Auckland. In

addition, the segment includes laboratory testing services undertaken by

Independent Petroleum Laboratory Limited

- Inter-segment – represents transactions between segments carried out on normal

commercial terms.


The Corporate Lead Team primarily uses revenue and adjusted earnings before finance

costs, tax, depreciation and amortisation (or ‘Adjusted EBITDA’) of the Parent Company as

measures to assess the performance of the operating segments. For Non-GAAP

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


15


information refer to note 26.


Assets and liabilities information, depreciation, finance income and costs and taxes are

managed on a Group basis and are therefore not presented as part of the segment

information.


The presentation of segments in this financial report has changed from the 2019 full year

consolidated financial statements to align with the way that the Corporate Lead Team now

monitors the segmental financial performance, as outlined above.


Revenue derived from major customers, and the relevant operating segments, is disclosed

in note 5.


(b) Segment results




(*) prior to consolidation eliminations



31 DECEMBER 2020OIL REFININGINFRASTRUCTURETOTAL

NOTE$000$000$000

External customer4200,42345,324245,747

Inter-segment-4,2194,219

TOTAL INCOME

(*)

200,42349,543249,966

Adjusted EBITDA2626,02832,66658,694

31 DECEMBER 2019OIL REFININGINFRASTRUCTURETOTAL

$000$000$000

External customer4297,83650,539348,375

Inter-segment-5,7335,733

TOTAL INCOME

(*)

297,83656,272354,108

Adjusted EBITDA2680,37041,511121,881

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


16


4 Revenue


Processing fees, pipeline fees and other services provided by the Group are identified as

distinct performance obligations which are satisfied over time and for which a transaction price

is separately determined and allocated.


Revenue from other contracts (primarily relating to provision of services) is recognised over

time as goods or services are delivered to customers. Rental income from operating leases

(including Wiri Oil terminal rental) is recognised on a straight-line basis in accordance with the

substance of the relevant agreements. No significant judgement is involved in the price

determination and allocation. An output method is applied to measure progress of the services

provided.


The Group does not have contracts with customers where significant financing components,

non-cash considerations or consideration payable to customers, obligations for refunds or

specific warranties would be existent.




The processing fee revenue is subject to a fee floor, which comes into effect if the total

processing fee for a calendar year is below a minimum value. Processing fee revenue prior to

any fee floor was circa $50 million in 2020, with an additional circa $90 million in income

earned from Refining NZ customers under the Fee Floor and an additional $1.6 million of

processing fee revenue recognised in 2020 relates to prior periods. In 2019 no fee floor

payments were made as processing fee revenue exceeded the fee floor.


Included in other income is $5.1 million of COVID-19 wages subsidy paid by the New Zealand

Government (2019: nil), refer to note 2, and a gain on sale of assets of $5.9 million (2019: nil).



FOR THE YEAR ENDED 31 DECEMBER 2020GROUPGROUP

20202019

$000$000

Comprises:

Processing fees141,601241,970

Natural Gas recovery30,15639,579

Other refining related income18,13916,287

REFINING REVENUE189,896297,836

Pipeline fees29,28336,400

Other distribution income11,7506,598

DISTRIBUTION REVENUE41,03342,998

Other operating revenue3,0084,027

TOTAL REVENUE233,937344,861

Other income11,8103,514

245,747348,375

TOTAL INCOME

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


17


5 Related parties


(a) Shareholders and other related parties


The Group enters into transactions with the oil companies who are also shareholders of the

Parent, and Wiri Oil Services Limited (Wiri Oil), a company that is owned by shareholders of the

Parent. Details of shareholdings at 31 December are:



The nature, transactions and balances with the shareholders and other related parties are as

follows:

• Processing fees – separate processing agreements with each of the three oil companies

have been in place since 1995. Subject to any rights of termination that may arise at

law, the processing agreements are intended to operate as long-term “evergreen”

contracts which continue unless renegotiated or terminated by mutual consent or by a

customer on one year’s notice. 91% (2019: 93%) of the Group’s total revenue is earned

under the processing agreements. No customer has given notice of termination as at

the date of these financial statements. For credit terms refer to note 21.

• Distribution revenue – includes Refinery to Auckland Pipeline fees, terminalling and

handling fees associated with products imported by the oil companies, as well as other

income associated with the Wiri Oil infrastructure that is owned by the Parent

Company and located on the land owned by Wiri Oil. The land and plant are leased

back to Wiri Oil. The leases are non-cancellable operating leases, which expire in

February 2025 with no right of renewal. At the end of the lease term, ownership of the

Wiri Oil terminal reverts to Wiri Oil Services Limited.

• Excise Duty – collected from the Oil Companies and paid to the New Zealand Customs

Service on the same day each month (refer notes 16 and 19) and is included in the

below balances outstanding as at 31 December.

• Purchases of goods and services – the Group purchases sulphur, a by-product of the

refining process, which is on sold to third parties, and other fuels. In addition, a portion

of insurance premium in relation to material damage and business interruption is paid

to companies related to shareholders.



* Revenue excludes excise duty.


202020192020201920202019202020192020201920202019

$000$000$000$000$000$000$000$000$000$000$000$000

BP59,16089,06640,40238,0609673558-372335--

Mobil57,78180,8944,82532,955148311139-571331--

Z Energy96,581151,83692,79568,0801411,13395185----

Wiri Oil7,0047,0734229--------

TOTAL220,526328,869138,064139,1243852,179292185943666--

BALANCES OUTSTANDING

AS AT 31 DECEMBER

Revenue*PurchasesOther charges

TRANSACTION VALUES

FOR THE YEAR ENDED 31

DECEMBER

BALANCES OUTSTANDING

AS AT 31 DECEMBER

TRANSACTION VALUES

FOR THE YEAR ENDED 31

DECEMBER

BALANCES OUTSTANDING

AS AT 31 DECEMBER

TRANSACTION VALUES

FOR THE YEAR ENDED 31

DECEMBER

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


18




(b) Directors’ fees and key management personnel compensation


Directors’ fees and key management (Corporate Lead Team) personnel remuneration (paid

during the financial year) were as follows:



Salaries and other short-term employee benefits include fees paid to Mr P Zealand totalling

$187,000 (2019: nil), who acted as Managing Director during the period February to April 2020

to assist in the CEO transition. For key management personnel share scheme, refer to note 23.



6 Taxation


(a) Income tax expense



GROUPGROUP

20202019

$000$000

Salaries and other short-term employee benefits3,9153,929

115139

TOTAL KEY MANAGEMENT PERSONNEL COMPENSATION4,0304,068

779795

4,8094,863

TOTAL KEY MANAGEMENT PERSONNEL COMPENSATION

& DIRECTORS' FEES

Post-employment benefits

Directors' fees

GROUPGROUP

20202019

NOTE$000$000

(271,412)4,859

(75,995)1,361

Income not assessable for tax(1,286)(203)

Expenses not deductible for tax3,78361

365(525)

(73,133)694

Represented by:

(389)457

6(b)(72,744)237

(73,133)694INCOME TAX EXPENSE

Deferred tax recognised in the income statement

Net (loss)/profit before income tax expense

Tax at the New Zealand corporate income tax rate

of 28% (2019: 28%)

Tax effect of amounts which are either non-

deductible or taxable in calculating taxable

income:

Adjustments in respect of current income tax in

INCOME TAX EXPENSE

Current tax expense

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


19


(b) Deferred tax

The Group has unused tax losses of $54.9 million (2019: $17.3 million) available to carry

forward. A deferred tax asset in respect of these unutilised tax losses has been recognised.

(Refer to Basis of Preparation: Use of judgements and estimates).


The Group has changed its presentation of deferred taxes in the statement of financial position

to present deferred tax assets and deferred tax liabilities on a gross basis to increase the

transparency of the deferred tax asset in relation to tax losses accumulated by the Company,

being a significant estimate under Basis of Preparation of these Financial Statements.

Comparatives in the statement of financial position have been updated to ensure consistency

between financial reporting periods.





7 Earnings per share


Earnings per share is calculated by dividing the profit attributable to shareholders of the

Company by the weighted average number of ordinary shares on issue during the year. The

Company’s share-based payments described in note 23 have no material dilutive effect on the

earnings per share.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


20






8 Equity and dividends


Contributed Equity. The issued capital of the Company is represented by 312,893,643 ordinary

shares (2019: 312,576,453) issued and fully paid, less 519,859 (2019: 417,644) treasury shares

held by CRS Nominees Limited (refer to note 23). All ordinary shares rank equally with one vote

attached to each ordinary share.


Treasury stock. Treasury stock represents the value of shares acquired by CRS Nominees

Limited on-market, or shares issued by the Company, in respect of the Employee Share

Purchase Scheme (refer to note 23).


Employee share entitlement reserve. The employee share entitlement reserve is used to

recognise the fair value of shares granted but not vested to employees (as part of the

Employee Share Purchase Scheme) or to the Chief Executive within the Share Rights Scheme.

Amounts are transferred to share capital when the shares vest to the employee (refer to note

23).


Cash flow hedge reserve. The cash flow hedge reserve comprises the effective portion of the

cumulative net change in the fair value of hedging instruments used in cash flow hedges

pending subsequent recognition in the income statement (refer to note 22).


Dividends. No dividends were paid or declared in 2020. Imputation credits available to

shareholders for subsequent reporting periods amount to $20.944 million as at 31 December

2020 (2019: $23.589 million).



9 Borrowings


The carrying amounts of borrowings approximate their fair value. The borrowings are

unsecured. The Parent can determine which revolving cash advance facility will be drawn upon

to meet funding requirements. The Parent borrows under a negative pledge arrangement

which requires certain certificates and covenants, including debt to total debt and equity,

guarantor coverage ratio and EBITDA to interest ratios. All these requirements have been met.


In 2020, the Company increased and extended its existing committed bank facility limits from

$275 million to $325 million and increased the weighted average senior debt tenor from 2.9

years at 31 December 2019 to 3.1 years at the time of the extension. The weighted average

senior debt tenor as at 31 December 2020 was 2.6 years.

TOTALTOTAL

NOTE20202019

($000)(198,279)4,165

000's8312,293312,177

000's8313,335312,420

(63.5)1.3

(63.3)1.3DILUTED EARNINGS PER SHARE

BASIC EARNINGS PER SHARE

Profit after tax attributable to shareholders of the Company

Weighted average number of shares on issue

Weighted average number of shares on issue (incl. dilutive shares)

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


21



The maturity profile of the Company’s borrowing facilities as at 31 December 2020, including

the utilisation of those facilities and undrawn amounts is as follows:




The carrying value of the subordinated notes as at 31 December 2020 amounts to $74.6

million. The difference between the carrying value and the $75 million face value is due to

unamortised issue costs and accrued interest. While the expiry of the subordinated notes is on

1 March 2034, the maturity profile reflects the notes as maturing in 2024 to align with the first

election date, when the Company may elect to either redeem the notes or to offer new

conditions to the noteholders.



10 Lease liabilities


Lease liabilities are associated with the following right-of-use assets:

• land, foreshore license, barge ramp where the oil tanker jetty is located and offices. The

right-of-use asset is depreciated over the period until the expiry of the lease;

• platinum held in catalysts used in the oil refining process. The leased platinum must be

returned to the lessor at the end of the lease term. The estimated cost of reclamation,

discounted to present value, is included as a provision in the Group’s balance sheet, refer

to note 15. The lease payments are variable and represent interest paid to the lessor

based on an agreed fixed rate and with reference to the market value of the leased

platinum.


There are no restrictions or covenants imposed by leases, or exposure arising from residual

value guarantees. Extension and termination options included in some leases are used to

maximise operational flexibility in terms of managing contracts and are exercisable by the

Group.


35

70

25

70

45

5

35

15

25

75

-

20

40

60

80

100

120

140

160

180

0-1 year1-2 years2-3 years3-4 years4-5 years

$M

Utilised facilities (cash advance)Undrawn facilities (cash advance)Subordinated Notes

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


22


The balance sheet shows the following amounts relating to right-of-use assets and lease

liabilities:





The income statement includes the following amounts in relation to leases:




The total cash outflow for leases in 2020 was $871,000 (2019: $1,154,000).



GROUPGROUP

20202019

$000$000

Right-of-use assets

Opening net book value4,0284,468

Additions273-

Lease extensions and modifications659-

Depreciation charge(455)(440)

Impairment(1,170)-

CLOSING NET BOOK AMOUNT3,3354,028

Cost5,5814,664

Accumulated depreciation and impairments(2,246)(636)

NET BOOK AMOUNT, INCLUDING:3,3354,028

Freehold land and improvements545209

Buildings and jetties178-

Refining Plant1,3952,197

Catalysts1,2171,622

GROUPGROUP

20202019

$000$000

Lease liabilities

Opening lease liability3,4543,778

Additions284-

Lease extensions and modifications659-

Revaluations(55)-

Lease payments (capital portion)(200)(324)

CLOSING LEASE LIABILITY, INCLUDING:4,1423,454

Current202248

Non-current3,9403,206

GROUPGROUP

20202019

$000$000

Depreciation charge455440

Impairment1,170-

Interest expense (included in Finance costs)352342

190220

427609

Expense relating to short-term leases (included in Administration

and other costs )

Expense relating to leases of low-value assets that are not short term

leases (included in Administration and other costs )

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


23



11 Property, plant and equipment, and intangibles


Property, plant and equipment and intangibles are initially recognised at cost which includes

expenditures directly attributable to the acquisition. Major inspections associated with planned

plant shutdowns (or turnarounds) and tank maintenance are capitalised at cost and recognised

in the carrying amount of the refining plant, provided the recognition criteria are met.


During the year the Group has capitalised borrowings costs amounting to $0.7 million (2019:

$2.1 million) on qualifying assets. Borrowing costs were capitalised at the weighted average

rate of its general borrowings of 5.4% (2019: 5.9%). Property, plant and equipment are

included in the negative pledge arrangement as detailed in note 9.


Depreciation is provided on a straight-line basis on all property, plant and equipment other

than freehold land, capital work in progress and precious metals (rhenium, platinum) contained

in certain catalysts.


Following an impairment of assets recognised as at 30 June 2020, the Group reassessed the

remaining useful lives of assets from 1 July 2020 to align with the base assumption that the

refinery would operate until 2035 and then convert to an import terminal.


As a result of the remaining life assessment carried out by in-house subject matter experts, the

weighted average remaining useful life of the refining assets has been reduced, resulting in an

increase in the depreciation in the second half of the year by approximately $3.6 million). The

impact of the revised useful lives on the future years is estimated at circa $7 million.


The standard useful lives used by the Group are as follows:

Useful lives (years)


Freehold improvements 5-50

Buildings and jetties 5-50

Refining plant

- tankage 15-50

- rotating equipment 15-30

- piping 15-50

- vessels and columns 15-40

- instruments 10-15

- electrical and electrical cabling 15-25

- plant shutdown and tank maintenance 2-20

- other refining plant 10-65

Catalysts 3-10

Refinery to Auckland Pipeline

- pipeline 78

- plant and equipment 10-34

Wiri Oil terminal (leased) 20

Equipment and vehicles




3-25


THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


24


Intangibles relate to the New Zealand Units (NZUs) and are recognised at historical cost with an

indefinite useful life. Carbon units are issued by the Crown to the Parent company, pursuant to

the Company’s Negotiated Greenhouse Agreement (NGA), which expires in 2022. The Company

is currently exempted from the Emissions Trading Scheme (ETS) due to the NGA and the

Company’s demonstrated commitment to progress in reduction of energy intensity along a

world’s best practice pathway, noting that in 2020 the Company declared Force Majeure under

the NGA in response to COVID-19 (refer to note 2).


In April 2020, the New Zealand Government approved the making of regulations to bring the

Company in to the New Zealand Emissions Trading Scheme (NZ ETS) as an Emissions Intensive

Trade Exposed (EITE) business with an industrial allocation of carbon units after the NGA

expires at the end of 2022.


Under the regulations the industrial allocation will be based on 90% of the Company’s 2006-

2009 emissions data, in accordance with the Climate Change Response Act 2002. The Climate

Change Response (Emissions Trading Reform) Amendment Bill provides for a 1% per year phase

out of rates of assistance over 2021 to 2030, meaning that the applicable rate of assistance at

the time Refining NZ enters the NZ ETS in 2023 would be 87%.


The Government has signalled that further regulatory reforms, as a result of a review of

industrial allocation policy and electricity allocation factors, may result in very different

allocative baselines in the future, including the amount that the Company is ultimately

allocated when it enters the NZ ETS in 2023. Refining NZ continues to engage with Government

during this review process, but no outcome is guaranteed at this stage.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


25


11 Property, plant and equipment and intangibles (continued)


(a) Summary of fixed assets movements








FREEHOLD LAND

AND

IMPROVEMENTS

BUILDINGS

AND JETTIES

REFINING

PLANT

CATALYSTSREFINERY TO

AUCKLAND

PIPELINE

WIRI OIL

TERMINAL

(LEASED)

EQUIPMENT

AND

VEHICLES

CAPITAL

WORK IN

PROGRESS

TOTALINTANGIBLES

(note 5)

NOTE$000$000$000$000$000$000$000$000$000$000

78,265200,2912,887,12480,885224,49744,167129,73990,9843,735,95214,309

(53,979)(101,858)(2,102,586)(39,600)(116,081)(41,442)(88,458)-(2,544,004)-

24,28698,433784,53841,285108,4162,72541,28190,9841,191,94814,309

24,28698,433784,53841,285108,4162,72541,28190,9841,191,94814,309

4,07865278,4784,206125-4,480(13,175)78,8447,828

---(1)--(2)(430)(433)-

11(b)(1,567)(4,744)(72,701)(10,057)(3,389)(390)(6,210)-(99,058)-

26,79794,341790,31535,433105,1522,33539,54977,3791,171,30122,137

82,343200,9432,903,13384,856224,62144,042134,20477,3793,751,52122,137

(55,546)(106,602)(2,112,818)(49,423)(119,469)(41,707)(94,655)-(2,580,220)-

26,79794,341790,31535,433105,1522,33539,54977,3791,171,30122,137

YEAR ENDED 31 DECEMBER 2019

Ope ni ng ne t book va l ue

Addi ti ons /tra ns fe rs

Di s pos a l s

NET BOOK AMOUNT

De pre ci a ti on/a morti s a ti on cha rge

CLOSI NG NET BOOK AMOUNT

AT 31 DECEMBER 2019

Accumul a te d de pre ci a ti on

AT 1 JANUARY 2019

Cos t

Accumul a te d de pre ci a ti on

NET BOOK AMOUNT

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


26






(b) Depreciation



FREEHOLD LAND

AND

IMPROVEMENTS

BUILDINGS

AND JETTIES

REFINING

PLANT

CATALYSTSREFINERY TO

AUCKLAND

PIPELINE

WIRI OIL

TERMINAL

(LEASED)

EQUIPMENT

AND

VEHICLES

CAPITAL

WORK IN

PROGRESS

TOTALINTANGIBLES

(note 5)

NOTE$000$000$000$000$000$000$000$000$000$000

YEAR ENDED 31 DECEMBER 2020

Ope ni ng ne t book va l ue26,79794,341790,31535,433105,1522,33539,54977,3791,171,30122,137

9168,86730,4291,963(18)-911(17,957)25,111(4,785)

Di s pos a l s--5(230)----(225)(7,384)

De pre ci a ti on cha rge11(b)(1,743)(5,279)(64,714)(6,164)(3,927)(380)(4,343)-(86,550)-

I mpa i rme nt of a s s e ts12-(75)(201,825)(9,275)(11,328)(222,503)-

CLOSING NET BOOK AMOUNT

25,97097,854554,21021,727101,2071,95536,11748,094887,1349,968

AT 31 DECEMBER 2020

Cos t83,259208,6152,928,03981,627224,60344,042135,34659,4223,764,9539,968

Accumul a te d de pre ci a ti on a nd i mpa i rme nt l os s e s(57,289)(110,761)(2,373,829)(59,900)(123,396)(42,087)(99,229)(11,328)(2,877,819)-

NET BOOK AMOUNT

25,97097,854554,21021,727101,2071,95536,11748,094887,1349,968

Addi ti ons /tra ns fe rs

GROUPGROUP

20202019

NOTE

$000$000

11(a )86,550 99,058

10455440

213 433

DEPRECIATION CHARGE87,21899,931

Depreciation on Property, Plant and Equipment

Depreciation on Right-to-Use Assets

Loss on disposal of Property, Plant and Equipment

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


27


12 Impairment assessment


Property, plant and equipment is reviewed for impairment whenever events or changes in

circumstances indicate that the carrying amount may not be recoverable. The carrying value of

the Group’s assets were tested for impairment as at 30 June 2020, resulting in an impairment of

assets of circa $219 million (or circa $158 million net of deferred tax). In addition, the stock

obsolescence provision was increased by $3.4 million for year-ended 31 December 2020. The

Company updated the impairment analysis as at 31 December 2020 and as a result of this latest

assessment, no change to the impairment loss recognised as at 30 June 2020 was identified.


Key judgements underpinning the 31 December 2020 assessment include:


- Strategic Review

As a result of the Strategic Review undertaken in 2020, the company has transitioned to a

simplified refinery from the start of the 2021 year, aiming to achieve cash breakeven of

the Group at the Fee Floor, while the commercial discussions with customers on the

possible future transition to an import terminal continue (refer to note 1).


As set out in note 1, there is inherent uncertainty associated with the potential conversion

to an import terminal and its timing and the potential outcomes from the commercial

negotiations with the Company’s customers, which are not solely within the Company’s

control, are currently unknown.


The Processing Agreements are long-term “evergreen” contracts which, subject to any

termination right arising at law, continue unless renegotiated or terminated by mutual

consent or by a customer on one year’s notice. As at the date of these financial

statements, no customer has given notice of termination and any decision to proceed with

a conversion to an import terminal will require new agreements with the Company’s

customers to be voted on by non-customer shareholders. As such, the Board and

Management have conducted the value in use impairment assessment as at 31 December

2020 based on the Group’s existing business model and the existing Processing

Agreements, with updates to reflect the Company’s response to COVID-19 (see note 2)

and taking into account the effects of the refinery’s simplification from 2021.


Once commercial discussions with customers are finalised and if a decision to proceed

with the conversion to an import terminal is approved by non-customer shareholders,

there may or may not be, a material favourable or unfavourable impact on future value in

use assessments of the carrying value of the Group’s assets.


- Resource consents

The Company’s resource consents for activities at its Marsden Point site are considered to

be on track to be renewed prior to expiry in May 2022. It is the opinion of Management

and the Board that the risks of not renewing resource consents on a commercially

acceptable basis is low.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


28


- New Zealand Emissions Trading Scheme (NZ ETS) and Climate Change Response (Zero

Carbon) Amendment Act 2019


In April 2020 the Government approved the making of regulations to bring the Company

in to the NZ ETS as an Emissions Intensive Trade Exposed (EITE) business with an industrial

allocation of carbon units, with effect upon the expiry of the Negotiated Greenhouse

Agreement with the Crown on 31 December 2022.


Under the regulations the Company’s industrial allocation entitlement will be based on

90% of the Company’s 2006-2009 emissions data submitted in accordance with the

Climate Change Response Act 2002. The Climate Change Response (Emissions Trading

Reform) Amendment Act 2020 provides for a 1% per year phase out of rates of assistance

over 2021 to 2030, meaning that the applicable rate of assistance at the time the

Company enters the NZ ETS in 2023 would be 87%. This is the basis on which we have

completed the 31 December 2020 impairment testing.


However, the Government has signalled that further regulatory reforms (resulting from a

review of industrial allocation policy and electricity factors), may result in very different

allocative baselines in the future, including a change in the number of carbon units that

the Company is ultimately allocated when it enters the NZ ETS in 2023.


On 31 January 2021, the Climate Change Commission (hereinafter as “Commission”)

released its draft advice for consultation on New Zealand’s carbon budgets for the next 15

years. The draft budgets propose carbon budget targets of a 2% reduction on 2018

greenhouse gas emissions by 2025, a 17% reduction by 2030 and a 36% reduction by 2035

and a doubling of the containment reserve trigger in the ETS to $70/tCO

2

. The

Commission’s modelling indicates that meeting the 2050 target will involve marginal

abatement costs at around $140/tCO

2

in 2030.


A significant increase in carbon unit prices, or a change in the allocation of units to the

Company under the NZ ETS may have a material financial impact on the future financial

performance of the Company.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


29


- COVID-19 global pandemic

COVID-19 has had a significant impact on current demand for transport fuels and

therefore demand for refined products, resulting in significant market uncertainty. How

long a recovery will take is uncertain and some independent experts are forecasting that

the recovery from COVID-19 will be slow, impacting the longer-term demand forecasts for

transport fuels, particularly jet fuel which currently remains at 30-40% of pre-COVID

levels.


- Market outlook – refining margins

An increased supply of refined product and lower than expected demand for transport

fuels in the Asia Pacific region has resulted in a reduced outlook for refining margins

generally. (Refer to note 1).


The global drop in oil demand triggered by COVID-19 and the expectation of a slow

recovery in oil and refined products demand, particularly jet fuel, has further exacerbated

the oversupply in the global refining market. This has resulted in very weak refining

margins during the financial year, and significant uncertainty regarding refining margins in

the future.


- Future New Zealand transport fuel demand

The Climate Change Response (Zero Carbon) Amendment Act 2019 has set a target for

New Zealand to reduce its net emissions of all greenhouse gases (except biogenic

methane) to zero by 2050.


This target was reiterated in the draft advice issued by the Climate Change Commission on

31 January 2021, for consultation on New Zealand’s carbon budgets. To meet targets set

for the transport sector, the Commission assumes:

• The phase out of the import of light internal combustion engine vehicles between

2030 and 2035, leading to a 40% electric vehicle penetration in the light vehicle

market by 2035, with a consequential impact on domestic petrol demand.

• That medium and heavy trucks will electrify more slowly, with around 15% of the

medium trucks and 8% of heavy trucks imported into New Zealand being electric

by 2030, increasing to 84% and 69%, respectively by 2035, with a consequential

impact on domestic diesel demand.

• A scale up of manufacturing low emissions fuels (i.e. biofuels or hydrogen-derived

synthetic fuels), is assumed, with 140 million litres per year of low emissions fuels

by 2035 (an equivalent of circa 3% of total domestic liquid fuel demand, or 1.5% of

total fuel demand including international transport, in 2035).


According to the Commission, there will continue to be a need for liquid fuels for some

transport uses, such as off-road vehicles and equipment, aviation, and shipping. The

Commission notes that given there is no commercially viable sustainable aviation fuel

supply in New Zealand, the aviation sector will be challenging to decarbonise.


The pace of transition to alternative fuels and the manner by which that transition may

occur, remains uncertain. Any significant change in demand for refined products in New

Zealand could therefore impact, favourably or unfavourably, on future assessments of the

carrying value of the Group’s assets.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


30


There is significant volatility and uncertainty in the market as a result of COVID-19, oversupply in

the global refining market and proposed Government policy to address climate change risks and

the impacts on future demand for transport fuels, and the outlook for refiner’s margins cannot

be reliably predicted. Management and the Board have used their refining industry experience

and independent expert forecasts, where appropriate, to determine the base assumptions

adopted in the impairment testing as at 31 December 2020. These and other assumptions

detailed in this note have the potential to impact the timing and other aspects of a potential

conversion to an import terminal.


The approach to the impairment testing, including the key assumptions and sensitivities,

reflecting the market uncertainty, are outlined below:


Cash Generating Unit

The Group identifies two cash generating units being: Refining NZ’s assets and the assets of its

subsidiary, Independent Petroleum Laboratory Limited (“IPL”).


Recoverable amount

The recoverable amount of the assets was determined on a value in use basis using a discounted

cash flow methodology. In determining the recoverable amount, the Company considered fair

value less cost of disposal, noting the inherent limitations in this approach as noted above under

Strategic Review (refer to note 1 for further detail).


Based on the impairment assessment carried out, the recoverable amount of the Company’s

assets was determined at circa $770 million which resulted in an impairment loss of $219 million

being recognised for the year ended 31 December 2020 ($158 million net of deferred tax) and

allocated to the refining segment.


Key assumptions

The key assumptions used in the impairment testing include:


- NZ transport fuel demand


Refining NZ uses demand forecasts formulated by an independent expert, which reflects a

faster transition away from fossil fuels, driven by New Zealand’s commitment to zero net

greenhouse gas emissions by 2050, than previously anticipated. According to the latest

demand outlook, petrol and diesel demand will start declining from circa 2025 and 2030,

respectively, reaching the Company’s refinery production levels by circa 2035 and 2040,

respectively. This outlook is considered to be largely in line with the Climate Change

Commission “Draft Advice for Consultation” issued on 31 January 2021.


Jet fuel demand forecasts have a wide range due to the uncertainty around COVID-19

recovery and viable alternative sources of energy for air travel, however independent

expert forecasts used by the Company have demand forecast to recover to pre-COVID-19

levels by 2025 and grow until circa 2040. Given the long-term uncertainty with respect to

alternative fuels, including biofuel demand which could replace some of the decline in

crude oil derived fuel production, potential contribution of biofuel demand to revenue has

not been considered for impairment assessment purposes at this time.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


31


- Refining and pipeline volumes


The base assumption is that the refinery will operate until 2035, followed by a conversion

to an import terminal, noting that the outlook for transport fuels demand remains highly

uncertain. The Processing Agreements are long-term “evergreen” contracts which, subject

to any termination right arising at law, continue unless renegotiated or terminated by

mutual consent or by a customer on one year’s notice. As at the date of these financial

statements, no customer has given notice of termination and therefore the assumed date

for conversion to an import terminal in 2035, is aligned to the timeframe by which the

refinery’s production is forecast to exceed domestic petrol demand..


The refinery and pipeline throughputs were assumed at an average of circa 34 million

barrels and circa 18.5 million barrels per annum, respectively, in the 15-year period to

2035. Near-term volumes have been adjusted for the impacts of COVID-19 driven demand

reduction; longer-term, Refining NZ used demand forecasts developed by independent

industry experts.


- Refining margins and pipeline fees

Consistent with previous impairment assessments, the Company has used refining margin

forecasts developed based on the latest crude and product pricing issued by independent

expert market commentators used by Refining NZ. Given the current uncertainty in outlook,

a downside to these forecasts has been incorporated into the gross refining margins used

for this impairment assessment. Whilst margins are not expected to recover to above the

Fee Floor equivalent until 2023, independent forecasts assume margins averaging to circa

USD6.00 per barrel through the refinery forecast period to 2035.


Pipeline revenue in the 15-year period to 2035 is determined with reference to the current

Processing Agreement to 2035, and then subsequently as a combination of estimated

pipeline, terminal and wharfage fees.


- Exchange rate

Forward US dollar rates as at the end of the reporting period have been applied, with a

range of 0.70 to 0.73 over the forecast period.


- Operating costs and capital spend

Operating costs (excluding pass through costs such as natural gas) and capital spend

associated with an operation of the simplified refinery are assumed at an average of

approximately $135 million and $55 million per annum, respectively, in the 15 years to

2035.


- Discount rate

A nominal post-tax weighted average cost of capital has been used as assessed by external

advisors at 7.7% in the 15 years to 2035 (period of the refinery operation) and 6% beyond

2035 (import terminal operation), noting that in the 31 December 2019 impairment

assessment a weighted cost of capital of 7.7% was used.


- Carbon cost

The Company will enter the NZ ETS as an Energy Intense Trade Exposed (EITE) business at

the expiry of the Negotiated Greenhouse Agreement on 31 December 2022. The base

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


32


assumption is that the Company will receive an industrial allocation of 87% in 2023 with a

1% per year phase out until 2030 and 2% beyond 2030. Carbon unit prices used average

$42/t from 2021-2035 based on independent expert forecasts.


- Import terminal conversion

An import terminal is assumed to commence its operation from 2036, with an estimated

average revenue of circa $90 million per annum in real terms, reflecting detailed analysis of

the value of the infrastructure and forecast fuel demand assumptions. Operating and

capital costs are estimated at an average of circa $35 million per annum in real terms,

reflecting managements best estimate of costs given forecast fuel demand assumptions.


- Forecast period and terminal value

Due to the long-term, cyclical nature of the business, a 30-year forecast period has been

adopted with a terminal value.


Sensitivities

The following chart outlines a range of possible sensitivities associated with each of the key

assumptions, across the full period modelled and based on a range of potential outcomes for

each of these assumptions. It should be noted that changes in a combination of the key

assumptions could also have a significant impact upon the recoverable amount assessed.


(*) The sensitivity shown for EITE industrial allocations under the ETS and carbon unit prices is

intended to show both the impact of a change in the industrial allocation made to the Company

(from 87% on entry to the NZ ETS 2023) as well as the impact of a change in carbon costs. For

illustrative purposes, a sensitivity has been shown based on a 60% allocation in 2023 and a 1%

per year phase out of rates of assistance over 2021 to 2030, and a carbon cost of $70/t (being a

doubling of the containment reserve trigger in the ETS as proposed by the draft advice from the

Climate Change Commission).






THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


33


13 Operating leases


Lease income from operating leases, where the Group is a lessor, are recognised as income on a

straight-line basis over the period of the lease.


The Group leases land and refining plant to Wiri Oil Services Limited (refer to note 5) under a

non-cancellable operating lease which expires in February 2025 with no right of renewal. The

annual Wiri land and terminal lease income and cost are recognised on a straight-line basis over

the period of lease and amounted to $0.5 million and $6.0 million, respectively, in 2020 (2019:

$0.5 million and $6.0 million).





14 Capital commitments


Commitments are related to asset purchases contracted as at the reporting date but not

provided for in the consolidated financial statements. As at 31 December 2020 the capital

commitments amounted to $20.2 million (31 December 2019: $28.1 million).



15 Provisions


Provisions of $7.8 million include the jetty restoration provision of $6.9 million (31 December

2019: $11.8 million) and the platinum reclamation provision relating to leased platinum (refer to

note 10 for further details).


The restoration of the seabed which the jetty is situated on at Marsden Point is dependent on,

the term of the lease, inflation rate (2020: 1.5%, 2019: 2%) and discount rate assumptions

(2020: 3.58%, 2019: 1.83%).


These changes resulted in a net decrease in the provision of $5.5 million. An increase in the

provision as a result of the passage of time (unwinding of discount) of $0.2 million was

recognised as a finance cost.



GROUPGROUP

20202019

$000$000

Lease payments receivable from operating leases where the Group is a lessor

- No later than one year6,5896,609

- One to five years14,69221,248

- Beyond five years--

TOTAL21,28127,857

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


34


16 Trade and other receivables




Trade receivables in respect of processing fees and distribution are due from customers, non-

interest bearing and are normally settled on 7 to 21-day terms.


Excise duty receivable is due from customers and collected by the Parent on behalf of the New

Zealand Customs Service and paid on the same day each month (corresponding offset is

presented as a payable in note 19).


Other receivables and prepayments generally arise from transactions outside the usual

operating activities of the Group, for example prepaid insurance premiums.


The Group does not expect to have any contracts where the period between the transfer of the

promised goods or services to the customer and payment by the customer exceeds one year.

Therefore, the Group does not adjust any of the transaction prices for the time value of money.


No allowance for impairment loss has been recognised as at 31 December 2020 (2019: Nil).

Credit risk disclosures required pursuant to NZ IFRS 9 are outlined in note 21(b).


The carrying value of trade receivables approximates their fair values.


Trade and other receivables related party balances are disclosed in note 5.


GROUPGROUP

20202019

NOTE

$000$000

11,967 4,096

3,0273,773

Other trade receivables3,6964,023

19

135,793127,581

Derivatives pending settlement9291,645

5,482 3,945

TOTAL TRADE AND OTHER RECEIVABLES160,894145,063

Other receivables and prepayments

Excise duty

Product distribution

Processing fees

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


35


17 Cash and cash equivalents


Reconciliation of net cash flow from operating activities to reported (loss)/profit:




In the Consolidated Statement of Cash Flows, the deposits placements and withdrawals and

bank borrowings receipts and repayments are presented on a net basis as their turnover is

quick, amounts are large, and the maturities are relatively short.



GROUPGROUP

20202019

NOTE

$000$000

(198,279)4,165

11(b)

87,21899,931

223,697-

6(b)

(70,794)1,522

Add movement in deferred tax on items included

in other comprehensive income6(b)(1,950)(1,285)

15

(4,841)1,777

Less decrease/(increase) in jetty restoration

provision

relating to property, plant and equipment 5,096(1,491)

23448241

Decrease/(Increase) in intangibles

11

12,169(7,828)

Less proceeds from sale of intangibles(13,320)-

(679)620

16

(15,831)7,649

19

(8,266)18,457

Less increase/(decrease) in trade and other

payables relating to property, plant and equipment

and intangibles4,392(712)

20

7,333(9,280)

Less employee entitlements included in other

comprehensive income20(c)(4,130)7,681

5,218(4,501)

18

4,143179

31,624117,125

Decrease in inventories

Impact of changes in working capital items

Net cash inflow from operating activities

Movement in provisions

Interest and other non-cash movements

(Increase)/decrease in trade and other receivables

(Decrease)/increase in trade and other payables

Increase/(decrease) in employee benefits

Decrease/(increase) in income tax receivable

Employee share scheme entitlement reserve

NET (LOSS)/PROFIT AFTER INCOME TAX

Adjusted for:

Depreciation, disposal and amortisation costs

Impairment

Movement in deferred tax

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


36


The below sets out an analysis of the Group’s liabilities for which cash flows have been, or will

be, classified as financing activities in the statement of cash flows:





Cash and cash equivalents include $4.6 million (2019: $4.8 million) held by Refining NZ’s

electricity futures broker as collateral.



18 Inventories


Inventories are reviewed annually for impairment. The inventory obsolescence depends on a

number of assumptions, including age and condition of each of the individual inventory items.

As at 31 December 2020 the inventory obsolescence provision amounted to $8.2 million (2019:

$4.8 million).


The consumption of inventories and any associated write downs are recognised as part of the

purchase of process materials and utilities and materials and contractor payments expense lines

in the Consolidated Income Statement.


Inventories are included in the negative pledge arrangement (refer note 9).



CASH AND

CASH

EQUIVALENTS

BORROWINGS

DUE WITHIN

ONE YEAR

BORROWINGS

DUE AFTER

ONE YEAR

NET CASH

POSITION

FINANCE

LEASE DUE

WITHIN

ONE YEAR

FINANCE

LEASE DUE

AFTER ONE

YEAR

TOTAL

$000

$000$000$000$000$000$000

NET (CASH)/ DEBT AS AT 1

JANUARY 2019

(779)50,000208,601257,8221712,302260,295

Ca s h fl ows (Ca s h)(4,476)(50,000)36,800(17,676)--(17,676)

Fi na nce l e a s e pa yme nts----(171)(152)(323)

Adopti on of I FRS 16 'Le a s e s '----1531,1511,304

Othe r non-ca s h move me nts--1,2151,21595(95)1,215

NET DEBT AS AT 1 JANUARY 2020

(5,255)-246,616241,3612483,206244,815

Ca s h fl ows(38,034)-27,995(10,039)--(10,039)

Fi na nce l e a s e pa yme nts----(200)-(200)

Othe r non-ca s h move me nts----154734888

NET (CASH)/DEBT AS AT 31

DECEMBER 2020

(43,289)-274,611231,3222023,940235,464

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


37


19 Trade and other payables



Trade payables are unsecured, non-interest bearing and are usually paid within 30 days of

recognition.


Changes to excise duties have no direct impact on the results of the Group as they are collected

from the oil companies (note 16) and paid to the New Zealand Customs Service on the same day

each month.


Deferred income relates to the New Zealand Units (NZUs) received in advance – refer to note

11.


Trade and other payables related party balances are disclosed in note 5.



20 Employee benefits


Liabilities for employee benefits comprise the following:




Defined benefit pension plan (scheme closed since 31 December 2002)


Nature of benefits

The Parent contributes to a defined benefit pension plan (the “Plan”) for eligible employees. The

defined benefit pension plan obligation is calculated annually by independent actuaries using

the projected unit credit method, at present value of the estimated future cash outflows using

interest rates of government bonds that have terms to maturity approximating the terms of the

related pension liability. There were no Fund amendments, curtailments or settlements during

2020 (2019: Nil).

GROUPGROUP

20202019

NOTE$000$000

Trade payables22,56331,967

Goods services tax payable9091,847

Deferred income

11

3,487

9,623

Excise duty

16

135,793127,581

TOTAL TRADE AND OTHER PAYABLES162,752171,018

CURRENTNON-

CURRENT

TOTALCURRENTNON-

CURRENT

TOTAL

NOTE

$000$000$000$000$000$000

20(a )

-32,73332,733-24,90724,907

20(a )

177,1857,2021049,95810,062

6,466-6,4666,610-6,610

4,372-4,372---

4144,9015,3151,1476,0297,176

TOTAL11,26944,81956,0887,86140,89448,755

Redundancy provision

Long-service leave and retirement bonus

20202019

Defined benefit pension plan

Medical plan

Wages, salaries, annual leave and sick leave

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


38


Total membership of the scheme as at 31 December 2020 was 192 (2019: 196) and includes:

• current staff members contributing to the scheme, who have pension entitlements

based on final salary and membership;

• retirees/pensioners receiving regular pension payments;

• members receiving disability pensions, which can be paid from the Plan until normal

retirement age.


Regulatory framework

The Financial Markets Authority licenses and supervises regulated superannuation schemes. The

Fund is an employer related restricted workplace savings scheme under the Financial Markets

Conduct Act 2013 (the Act).


The Act requires an actuarial valuation to be performed for each defined benefit superannuation

scheme at least every three years to assess whether the Company’s current level of

contributions to the Plan is sufficient to meet future obligations (funding valuation).


Responsibilities for the governance of the fund

The Trustees of the Fund are responsible for the governance of the Fund. The Trustees are

appointed by the Company and have a legal obligation to act solely in the best interests of the

Fund beneficiaries. The Trustees have the following roles:

• Administration of the Fund and payment to the beneficiaries from Plan assets when

required in accordance with the Plan rules.

• Management and investment of the Plan assets.

• Compliance with superannuation law and other applicable regulations.


Description of risks

Under the defined benefit pension plan the Group has a legal obligation to pay further

contributions if the Fund does not hold sufficient assets to pay all employees the benefits they

are entitled to. There are a number of risks that could expose the Company to such a shortfall;

the more significant risks being:

• Investment returns – the funding valuation assumes a certain return on assets, which

will be available to fund liabilities. Lower than assumed returns could require the

Company to increase contributions to offset the shortfall.

• Life expectancy – the majority of the Plan’s obligations are to provide benefits for the

life of the member, so increases in life expectancy will result in an increase in the Plan’s

liabilities.


The Plan liabilities are calculated, for financial reporting purposes, using a discount rate set with

reference to New Zealand Government Bonds. A decrease in the government bond yield will

increase Plan liabilities for financial reporting purposes, but not necessarily impact upon the

funding requirements of the Company.


Medical plan (scheme closed since 1996)


The Parent pays health insurance premiums in respect of 15 former employees (2019: 21 former

and current employees) when they retire, until their death. This arrangement is no longer

offered to new employees. The medical plan is accounted for in a similar manner to the defined

benefit plan outlined above, with an accounting valuation performed by an independent actuary

at each balance date. In 2020 the Company offered medical retirees a lump sum payment in

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


39


exchange for ceasing on-going Company contributions. Three medical retirees accepted this

offer. (In February 2021, a further six medical retirees accepted a revised cash-out offer.)


Redundancy provision


An organisational restructure was undertaken in 2020 to reduce the workforce by around 25%

with circa 90 employees leaving the Company either through redundancies, retirements

or resignations from November 2020 through to April 2021 (refer to note 1). The total cost of

the restructure was $5.6 million, recognised in wages, salaries and other benefits in the year

ended 31 December 2020. Redundancy payments totalling $1.2 million were paid out prior to

31 December 2020, with the balance of $4.4 million to be paid in the first quarter of 2021.


Long-service leave and retirement bonus


Long service leave and retirement bonuses are measured based on an actuarial assessment and

represent the present value of the estimated future cash outflows, which are expected as a

result of employee services provided up to the balance date.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


40


(a) Reconciliation of medical and defined benefit pension plan



PRESENTFAIR TOTALPRESENTFAIR TOTAL

VALUEVALUE VALUEVALUE

OF OF OF OF

OBLIGATIONPLANOBLIGATIONPLAN

ASSETSASSETS

NOTE

$000$000$000$000$000$000

(8,197)-(8,197)(106,120)83,054(23,066)

---(1,901)-(1,901)

(226)-(226)(2,552)1,985(567)

20(b)

(226)-(226)(4,453)1,985(2,468)

----9,8939,893

(550)-(550)(2,710)-(2,710)

(1,375)-(1,375)(748)-(748)

20(c)

(1,925)-(1,925)(3,458)9,8936,435

----2,4112,411

---(453)453-

286-2865,735(5,735)-

---427(427)-

(10,062)-(10,062)(108,322)91,634(16,688)

(8,219)

(10,062)(24,907)

PRESENTFAIR TOTALPRESENTFAIR TOTAL

VALUEVALUE VALUEVALUE

OF OF OF OF

OBLIGATIONPLANOBLIGATIONPLAN

ASSETSASSETS

NOTE

$000$000$000$000$000$000

(10,062)-(10,062)(108,322)91,634(16,688)

---(2,117)-(2,117)

(103)-(103)(1,126)939(187)

933-933---

20(b)

830-830(3,243)939(2,304)

----676676

(745)-(745)(5,310)-(5,310)

2,397-2,397759-759

20(c)

1,652-1,652(4,551)676(3,875)

-Empl oye rs

----936936

-Pl a n pa rti ci pa nts

---(394)394-

379-3795,458(5,458)-

---341(341)-

20(d)

(7,201)-(7,201)(110,711)88,780(21,931)

(10,802)

(7,201)(32,733)

Premiums and expenses paid

Net Liability Excluding Taxes

Contributions Tax

NET LIABILITY IN BALANCE SHEET 31 DECEMBER 2020

MEDICAL PLANPENSION PLAN

Benefits paid

AT 1 JANUARY 2020 EXCLUDING TAXES

Amounts recognised in consolidated Income

Statement:

Curre nt s e rvi ce cos t

I nte re s t (e xpe ns e )/i ncome

Se ttl e me nt ga i n

Amounts recognised in Other Comprehensive Income

(excluding contributions tax):

Actua l re turn on pl a n a s s e ts l e s s i nte re s t

i ncome

Actua ri a l l os s e s a ri s i ng from cha nge s i n

a s s umpti ons

Actua ri a l (l os s e s )/ga i ns a ri s i ng from l i a bi l i ty

e xpe ri e nce

Contributions:

Net Liability Excluding Taxes

Contributions Tax

NET LIABILITY IN BALANCE SHEET 31 DECEMBER 2019

MEDICAL PLAN

I nte re s t (e xpe ns e )/i ncome

Amounts recognised in Other Comprehensive Income

(excluding contributions tax):

Actua l re turn on pl a n a s s e ts l e s s i nte re s t

i ncome

Actua ri a l l os s e s a ri s i ng from cha nge s i n

a s s umpti ons

Actua ri a l (l os s e s )/ga i ns a ri s i ng from l i a bi l i ty

e xpe ri e nce

Contributions:

-Empl oye rs

-Pl a n pa rti ci pa nts

Benefits paid

Premiums and expenses paid

PENSION PLAN

AT 1 JANUARY 2019 EXCLUDING TAXES

Amounts recognised in consolidated Income

Statement:

Curre nt s e rvi ce cos t

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


41


(b) Amounts recognised in the Consolidated Income Statement





(c) Amounts recognised in the Consolidated Statement of Comprehensive Income





(d) Fair value of defined benefit pension plan assets



2020201920202019

$000$000$000$000

Service cost--2,1171,901

Net interest cost103226187567

Settlement gain(933)---

Plan expense(830)2262,3042,468

Contributions tax--1,1371,217

PLAN EXPENSE PLUS TAXES(830)2263,4413,685

MEDICAL PLANPENSION PLAN

20202019

$000$000

(4,551)(3,457)

6769,893

2,585(1,925)

(933)-

(2,223)4,511

(1,907)3,170

(4,130)7,681Total recognised in other comprehensive income with contributions tax

Defined benefit actuarial loss

Actual return on plan assets less interest income

Actuarial gain/(loss) medical scheme

Gains arising from settlement

Total recognised in other comprehensive income

Contributions tax

SIGNIFICANT

INPUTS

LEVEL 2

$000

1,004

8,540

79,236

TOTAL ASSETS88,780

Net current assets

Debt instruments

Investment Funds – Composite Funds

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


42


The percentage invested in each asset class at the balance date are:





(e) Actuarial assumptions and funding arrangements


Assumptions are determined either by the Group in consultation with the independent actuary

(such as expected rate of salary increases) or by the independent actuary (mortality in

retirement, discount rate).


As at 31 December 2020 the following actuarial assumptions were applied:




The average term at which the expected future discounted cash flows are due is 12 years (2019:

13 years). The average undiscounted expected term of all liabilities is 14 years (2019: 15 years).


Expected employer contributions to the defined benefit pension plan and medical scheme in

2021 is $995,000 (after the deduction of ESCT) and $251,000, respectively.


The last full actuarial valuation performed under the Financial Markets Conduct Act 2013 was as

at 31 March 2019 at which time the Defined Benefit Plan was fully funded based on the

assumptions used by the Actuary. These assumptions were consistent with the actuarial

assumptions outlined above, except for the discount rate determined based on the expected

long-term future returns of the plan rather than the risk-free rate of return. The funding

objective adopted at the 31 March 2019 funding valuation is to ensure that the Fund’s assets are

not less than the value of accrued benefits. The Company contributes a fixed amount of $1.5

million (including contributions tax at 33%) and a lump sum contribution to fund new disability

pensions. The next statutory actuarial valuation is due no later than 31 March 2022.


20202019

Australasian Equity11.1%10.3%

International Equity33.5%33.3%

Fixed Income33.1%33.3%

Cash10.8%11.3%

Property and Other11.5%11.8%

PENSION PLAN

MEDICAL PLANPENSION PLANMEDICAL PLANPENSION PLAN

Discount rate1.8%1.7%2.1%2.0%

Expected rate of future salary increases-1.5%-2.5%

Pension increases-No provision-No provision

Mortality in retirement

8.0%-8.0%-

Rate of Fringe Benefit Tax42.86%-42.86%-49.25%-

New Zealand Life Tables 2012-2014 mortality table, set

20192020

Health insurance premium

back by 1 year, together with an age related future

mortality improvement scale.

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


43


(f) Sensitivity analysis – pension plan

The sensitivity analysis is based on a change in an assumption while holding all other

assumptions constant. In practice, this is unlikely to occur, and changes in some of the

assumptions may be correlated. The methods and types of assumptions used in preparing the

sensitivity analysis are consistent with those applied during the comparative reporting period.






THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


44


21 Financial risk management


The Group’s activities expose it to a variety of financial risks (market, credit and liquidity) in the

normal course of the Group’s business.


Risk management is performed by Group Management who evaluate and hedge certain financial

risks including currency risk and interest rate risk under a Treasury Policy that is approved by the

Board of Directors.


a) MARKET RISK

Market risk includes refining margin, electricity pricing, currency and interest rate risk.


Refining margin risk

The refining margin (margin) generated by the Group is a key input to the calculation of the

processing fee revenue which is set as 70% of the gross refining margin generated, subject to a

fee floor of circa $140 million (2019: $136 million), and margin cap of USD9.00 per barrel for

each customer. This 70/30 split of the refining margin reflects the fact that Refining NZ’s

customers bear the risks and associated costs of crude purchasing, the finance and currency

costs and risks associated with maintaining crude, feedstock and product inventories, shipping

and demurrage risks and guaranteeing a minimum processing fee.


The margin is calculated as the typical market value of all the products produced, minus the

typical market value of all feedstock processed. The typical market value of products is

determined by using quoted prices for the products in Singapore plus the typical freight cost to

New Zealand plus product quality premia. The typical value of feedstock is determined by using

the market value for crude oil and other feedstock at the point of purchase, plus the typical cost

of freight to New Zealand.


Refining margin risk is the risk of volatility in the typical product and feedstock prices to which

the Group is exposed. The Group’s revenue is likely to be impacted, favourably or unfavourably,

during periods of market price volatility (refer to notes 1 and 12). The Group does not hedge this

risk. The downside in the volatility of margin and foreign exchange risk is limited by the

processing fee floor, which comes into effect if the total processing fee for a calendar year does

not exceed a minimum value.


Processing fee revenue in 2020 was charged at the fee floor which accounted for 61% of the

Group’s total revenue (2019: 70%, with no fee floor payments made by customers).


Electricity

The Group is also exposed to commodity price risk in relation to the purchase of electricity. This

exposure exists as a result of the Group purchasing electricity via the New Zealand Electricity

Wholesale Market, which is subject to price volatility caused by both demand/supply and

transmission constraints. The Group uses electricity futures and Contracts for Differences to

hedge the electricity price risk, with targeted coverage of forecast consumption up to three

years.


Currency risk

The Group is exposed to foreign exchange risk as a result of transactions denominated in

currencies other than the Group’s functional currency. The primary currencies giving rise to the

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


45


currency risk are US dollar, Singaporean dollar, Euro and Australian dollar. Currency risk arises

from the processing fee (being calculated in US dollars and billed in New Zealand dollars) and

future commercial transactions (purchase of property, plant and equipment, goods or services).


The Group may enter into hedging agreements with Board approval and in accordance with the

Group’s Treasury Policy which requires all purchases of all capital items of value exceeding

certain thresholds to be hedged with either forward exchange contracts or currency options.


Interest rate risk

The Group’s interest rate risk arises from fixed term borrowings at floating interest rates. The

Group may use interest rate hedging instruments to manage interest rate risk.


Sensitivity analysis

The graphs below summarise the potential impact of each type of market risk exposures on the

Group’s profit before tax and equity (assuming all other factors remain unchanged), except for

electricity risk which was effectively hedged in 2019 and 2020.


• Price risk - an increase and decrease of refining margin by USD1.00 per barrel.


In 2020 there is no sensitivity due to a decrease in refining margins as the fee floor under the

Processing Agreements was in effect for the full year, with margins having to be at least USD2.78

per barrel higher in 2020, for Processing Fee revenue to be above the fee floor, (based on the

2020 throughputs).


• Currency risk – the sensitivity analysis is presented based on the impact of the New

Zealand dollar weakening or strengthening against foreign currencies, such as US dollar,

Singaporean dollar, Euro and Australian dollar. A 10% movement in foreign currencies is

considered as reasonably possible given the volatility in foreign exchange rates in the

prior years.


There is no currency risk when the Company is at the Fee Floor as it is a fixed New Zealand

dollar amount.


• Interest rate risk – a change in interest rates by 25 basis points (bps) is considered by

the Group reasonably possible over the short-term.


In 2020 the remainder of the interest rate swaps matured leaving the Company exposed to

$200 million floating debt (2019: $72.1 million).

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


46



b) CREDIT RISK

Credit risk arises from cash and cash equivalents, derivative financial instruments and deposits

with banks and financial institutions, as well as credit exposures to customers from outstanding

receivables and committed transactions.


For banks only parties with a minimum long-term credit rating of A+ or A1 are accepted. Gross

limits are set for financial institutions and the usage of these limits is determined by assigning

product weightings to the principal amount of the transaction.


Transactions are spread across several counterparties to avoid concentrations of credit

exposure. No credit limits were exceeded during the reporting period and Management does

not expect any losses from non-performance by counterparties.


The Group is exposed to credit risk if counterparties fail to make payments as they fall due in

respect of payment of trade receivables as invoices fall due 7-14 days for the Parent and 30 days

for its subsidiary after being raised. The receivables from the oil companies (as disclosed in the

related party note 5) present a concentration of credit risk, however, Management has assessed

the credit quality of these customers as being high. Based on the analysis of the historical

payments of the Group’s customers and with reference to their credit rating and short payment

terms, the Group assessed the expected credit losses in respect to 31 December 2020

receivables to be immaterial. No collateral is held over trade receivables. (Refer to note 24).


The maximum exposure to credit risk at balance date is the carrying amount of the financial

assets.


Overdue trade receivable balances at 31 December 2020, which were subsequently paid in

January 2021, totalled $1.126 million (2019: $0.343 million).



c) LIQUIDITY RISK

The Group monitors rolling forecasts of liquidity requirements to ensure it has sufficient cash to

meet operational needs while maintaining sufficient headroom on the Group’s undrawn

borrowing facilities (note 9).


Surplus cash held by the Group over and above the balance required for working capital

management is invested in interest bearing current accounts, term deposits, and money market

deposits, choosing instruments with appropriate maturities or sufficient liquidity to provide

sufficient headroom as determined by the above-mentioned forecasts.


Non-derivative financial liabilities

The following table sets out the maturity analysis for non-derivative financial liabilities based on

the contractual terms as at balance date. The amounts presented are the contractual

undiscounted cash flows and are based on the expiry of the bank facility or maturity of the

subordinated notes.


The liquidity analysis set out below discloses cash outflows resulting from the financial liabilities

only and does not consider expected net cash inflows from financial assets (including trade

receivables) or undrawn debt facilities which provide liquidity support to the Group. Contractual

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


47


cash flows associated with bank borrowings include interest for the period until the debt

rollover date (typically within six months from the balance date) and subordinated notes include

interest in the period until 1 March 2034.








Derivative financial liabilities

The table below details the liquidity risk arising from derivative liabilities held by the Group at

balance date. Derivative financial liabilities are split into the Gross settled derivatives which

include foreign exchange forward contracts with the inflow being based on the foreign currency

converted at the closing spot rate, and the net settled derivatives which include interest rate

swaps (with the floating rate being based on the most recent rate set), electricity futures and

contracts for differences.


GROUP 2020

CARRYING

AMOUNT

LESS THAN 6

MONTHS

BETWEEN 6

MONTHS -1

YEAR

BETWEEN 1-

2 YEARS

BETWEEN 2-

5 YEARS

OVER 5

YEARS

TOTAL CASH

FLOWS

NOTE$000$000$000$000$000$000$000

NON-DERIVATIVE

FINANCIAL LIABILITIES

Trade payables19

(22,563)(22,563)----(22,563)

Lease liabilities10

(4,142)(405)(277)(675)(1,817)(3,885)(7,059)

Bank borrowings9

(200,000)(1,290)345(35,000)(165,000)-(200,945)

Subordinated notes9(74,611)(1,913)(1,913)(3,825)(11,475)(107,513)(126,639)

TOTAL NON-

DERIVATIVE FINANCIAL

LIABILITIES

(301,316)(26,171)(1,845)(39,500)(178,292)(111,398)(357,206)

CONTRACTUAL CASH FLOWS

GROUP 2019

CARRYING

AMOUNT

LESS THAN 6

MONTHS

BETWEEN 6

MONTHS -1

YEAR

BETWEEN 1-

2 YEARS

BETWEEN 2-

5 YEARS

OVER 5

YEARS

TOTAL CASH

FLOWS

NOTE$000$000$000$000$000$000$000

NON-DERIVATIVE

FINANCIAL LIABILITIES

Trade payables19

(31,967)(31,967)----(31,967)

Lease liabilities10

(3,454)(252)(290)(532)(1,551)(3,499)(6,124)

Bank borrowings9

(172,100)(1,681)-(98,100)(74,000)-(173,781)

Subordinated notes9

(74,516)(1,913)(1,913)(3,825)(11,475)(111,337)(130,463)

TOTAL NON-

DERIVATIVE FINANCIAL

LIABILITIES

(282,037)(35,813)(2,203)(102,457)(87,026)(114,836)(342,335)

CONTRACTUAL CASH FLOWS

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


48









22 Derivative financial instruments


Derivatives are only used for economic hedging purposes and not as speculative investments.

The Group designates certain derivatives as hedges of a particular risk associated with a

recognised asset or liability or a highly probable forecast transaction (cash flow hedge).


The effective portion of changes in the fair value of derivatives that are designated and qualify

as cash flow hedges is recognised in equity in the cash flow hedge reserve. Hedge effectiveness

is determined at inception of the hedge relationship, and through periodic effectiveness

assessments to ensure that an economic relationship exists between the hedged item and

hedging instrument. The gain or loss relating to the ineffective portion is recognised

immediately in other operating gains/losses in the Income Statement.


The fair value of derivative financial instruments approximates their carrying value.

GROUP 2020

CARRYING

AMOUNT

LESS THAN 6

MONTHS

BETWEEN 6

MONTHS -1

YEAR

BETWEEN 1-

2 YEARS

BETWEEN 2-

5 YEARS

OVER 5

YEARS

TOTAL CASH

FLOWS

NOTE

$000$000$000$000$000$000$000

DERIVATIVE FINANCIAL

INSTRUMENTS

Net settled derivatives227,4384,8093,232(603)--7,438

Gross settled derivatives

Outflows-------

Inflows-------

Total gross settled

derivatives

-------

TOTAL DERIVATIVE

FINANCIAL LIABILITIES22

7,4384,8093,232(603)--7,438

CONTRACTUAL CASH FLOWS

GROUP 2019

CARRYING

AMOUNT

LESS THAN 6

MONTHS

BETWEEN 6

MONTHS -1

YEAR

BETWEEN 1-

2 YEARS

BETWEEN 2-

5 YEARS

OVER 5

YEARS

TOTAL CASH

FLOWS

NOTE$000$000$000$000$000$000$000

DERIVATIVE FINANCIAL

INSTRUMENTS

Net settled derivatives22(4,302)524(74)(2,001)(2,739)-(4,290)

Gross settled derivatives

Outflows-(87)(1,193)(4,757)--(6,037)

Inflows-891,1794,706--5,974

Total gross settled

derivatives22

(86)2(14)(51)--(63)

TOTAL DERIVATIVE

FINANCIAL LIABILITIES22

(4,388)526(88)(2,052)(2,739)-(4,353)

CONTRACTUAL CASH FLOWS

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


49


The net movement in the cash flow hedge reserve comprises:





The full fair value of a hedging derivative is classified as a non-current asset or liability if the

remaining maturity of the hedged item is more than 12 months.


Financial instruments are measured at fair value using the following fair value measurement

hierarchy:

Level 1 - Quoted prices from the Australian Securities Exchange (ASX) for electricity futures,

Level 2 - Inputs other than quoted prices included within level 1 that are observable for:

- Interest rate swaps: fair value calculated as the present value of the estimated future

cash flows based on observable yield curves, and

- Forward foreign exchange contracts: fair value determined using forward exchange

rates at the balance date, with the resulting value discounted back to present value.

- Contracts for differences: fair value determined using the inputs from active market

(ASX) for electricity futures, adjusted for respective location factors.




20202019

$000$000

86(13)

-(90)

3,5661,301

-1,998

(561)(780)

(4,732)(5,510)

12,733-

11,092(3,094)

(3,106)866

7,986(2,228)

Deferred tax

Net movement in cash flow hedge reserve

Forei gn exchange hedges trans ferred to property, pl ant and equi pment

Forei gn exchange contracts entered i nto duri ng the year

Movement i n val ue of i nteres t rate s waps hel d throughout the year

Gross movement in cash flow hedge reserve

Movement i n val ue of el ectri ci ty futures hel d throughout the year

Interes t rate s waps maturi ng i n the year

El ectri ci ty futures and contracts for di fferences entered i nto duri ng the year

El ectri ci ty futures and contracts for di fferences s ettl ed i n the year

ASSETSLIABILITIESASSETSLIABILITIES

NOTE$000$000$000$000

Cash flow hedges:

---(15)

8,766(725)4,421(416)

---(3,566)

TOTAL CURRENT PORTION8,766(725)4,421(3,997)

Cash flow hedges:

---(71)

371(974)205(4,946)

----

TOTAL NON-CURRENT PORTION371(974)205(5,017)

NET POSITION217,438(4,388)

- interest rate swaps

2019

- forward foreign exchange contracts

- electricity futures and contracts for differences

- interest rate swaps

- forward foreign exchange contracts

- electricity futures and contracts for differences

2020

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


50



The effects of the derivative financial instruments on the Group’s financial position and

performance are as follows:




For all hedges the quantity of the hedging instrument matched the quantity of the hedged items

therefore the hedge ratios were 1:1.


Electricity futures and contracts for differences are used to hedge highly probable cash flows

associated with purchases of electricity at spot market and an ineffective portion of the hedge

may occur due to a volume mismatch and location factor. At balance date the hedge

ineffectiveness from these cash flow hedges amounted to $79,000 (2019: $73,000).



AUDEURSGDUSD

31 DECEMBER 2020

- - - - - 7,438

- - - - - 45,097

- - - - - 2021-2022

- - 1:11:11:11:1

- - (4)90 3,566 8,174

AU$/NZ$EUR/NZ$SG$/NZ$US$/NZ$

-----$100.2/MWh

31 DECEMBER 2019

- - 4 (90)(3,565)(736)

- - 202 5,836 100,000 85,060

- - 2020-20212020-202120202020-2022

- - 1:11:11:11:1

3 (12)(4)(90)3,299 (6,973)

AU$/NZ$EUR/NZ$SG$/NZ$US$/NZ$

--0.92520.66555.65%$113.4/MWh

Maturity date

Hedge ratio

Weighted average hedged rate

Change in fair value of hedging instrument ($000)

INTEREST RATE

SWAPS

ELECTRICITY

FUTURES AND

CONTRACTS FOR

DIFFERENCES

Carrying amount – net asset/(liability)

($000)

Notional amount (equivalent of NZ$000)

Notional amount (equivalent of NZ$000)

Maturity date

Hedge ratio

Change in fair value of hedging instrument ($000)

Carrying amount – net asset/(liability)

($000)

Weighted average hedged rate

FOREIGN EXCHANGE FORWARD CONTRACTS

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


51


23 Employee share-based payments


The Company operates the following share schemes:


• A Share Rights Plan for the Chief Executive Officer (“plan”) in the form of:

o a grant of initial performance rights equivalent to one year’s base salary ($995,000) that

will vest on the fourth anniversary of commencement subject to vesting conditions

being that the CEO has to remain in the role during the four-year period after grant date

being the commencement of the employment;


o performance rights equivalent to 25% of base salary on the first anniversary of the

commencement date, 25% on the second anniversary and 50% on each successive

anniversary, with each tranche having a three-year vesting period with a further year to

vest.


The CEO’s entitlements under the Share Rights Plan (or any other share rights plan) on

vesting are capped at NZ$6 million.


In the year ended 31 December 2020, the Company recognised an expense of $0.20

million in relation to the Chief Executive Officer’s share rights plan.


• An Employee Share Purchase Scheme (“scheme”). The Scheme qualifies as an “Exempt

ESS” under section CW26C of the Income Tax Act 2007and is classified for accounting

purposes as equity-settled transactions. Eligible employees are offered $1,000 worth of

shares, multiplied by the Business Performance Factor (BPF) during the year of award and

increased by an employee contribution of $1. The shares are either purchased on market

(as in 2019) or issued (as in 2020) and held by CRS Nominees Limited, during a three-year

vesting period. As at 31 December 2020 there have been 214,975 shares vested to the

Company employees (31 December 2019: 92,910).


The details of the scheme, including expenses arising from the scheme (as presented in

Employee Share Scheme Entitlement Reserve), are as follows:


(*) A share offer in relation to the performance year 2020 has not been made by the Company to its employees as at

31 December 2020.

PERFORMANCE

YEAR

GRANT

DATE

VESTING

DATE

NUMBER OF

ELIGIBLE

EMPLOYEES

COMPANY

CONTRIBUTION

PER EMPLOYEE

TOTAL

20162017201820192020

$$000$000$000$000$000$000

Employee Share Scheme

201626 March 20174 May 2020

91628010017350

201726 March 20188 May 20213021,050

77 70 68 43 258

201826 March 20196 May 2022314900

- 68 65 53 186

201926 March 20206 May 2023291981

129 129

2020

(*)

-

---- - - - -

Share Rights Plan -CEO

20206 April 20206 April 20241-

206 206

4481,129

SHARES VESTED IN 2020(350)

SHARE SCHEME RESERVE AS AT 31 DECEMBER 2020779

EXPENSES ARISING FROM THE SCHEME

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


52


Shares issued or acquired by the Company are held as Treasury Stock by CRS Nominees Limited

until vesting. The movement in Treasury Stock during the year ended 31 December 2020 is as

follows:




24 Contingencies


Refining NZ has received contractual dispute notices from each of its three oil company

customers in relation to the steps it is taking to simplify its refinery and reduce throughput in

response to a reduction in demand for its products. Refining NZ has also issued its own dispute

notice in which the Company makes a separate claim that the total fee “floor” payable by all of

the customers should be higher. (Refer to note 1).


In 2020, Refining NZ undertook a Strategic Review, the outcome of which was a decision to

simplify its refinery operations to reduce throughput and cost in the near term. Refining NZ did

this with a view to operating on a cash neutral basis while margins remain at a level that require

its customers to pay it a minimum annual fee under its Processing Agreement with each of them

(the fee “floor”). In parallel, Refining NZ is exploring with its customers a potential future

transition to an import terminal, which the customers have advised is their preference.


Refining NZ’s simplification project involves reducing refining capacity by circa 18% to circa 34

million barrels per annum, with total refined fuels production levels similar to levels at the time

of commencement of the Processing Agreement in 1995 and bitumen production ceased. The

changes are intended to enable Refining NZ to operate at the lowest cost possible while

continuing to meet its contractual obligations to its customers, thus providing time to consider

options for the future. Refining NZ undertook the simplification changes following its

customers’ rejection of proposals Refining NZ made to them to increase their minimum fee floor

payments in order to maintain refining capacity at 2020 levels.


Refining NZ’s customers have each given notice that they object to the simplification changes.

They have served formal contractual dispute notices expressing the view that Refining NZ is not

entitled to make the changes. They have either indicated that they expect to suffer significant

losses as a result of the changes, for which they say Refining NZ will be contractually liable, or

they reserved their rights. In addition, Z Energy Limited has stated that it intends to withhold

any top-up sum necessary to reach the fee floor in respect of the 2021 financial year. While

they have indicated that they will pay the first invoice due in February 2021, pending resolution

of the dispute, it has been expressly stated to be without prejudice to their position.


NUMBER OF

SHARES

AVERAGE

PURCHASE/

ISSUE PRICE

VALUE OF

SHARES

NUMBER

OF SHARES

AVERAGE

PURCHASE/

ISSUE PRICE

VALUE OF

SHARES

ACQUIRED

000’s$ per share$000000’s$ per share$000

AT 1 JANUARY

417.6

2.30960

375.82.58969

Shares issued

317.2

0.90286

--

-

Shares acquired

--

-

134.7

2.10283

Shares vested

(215.0)

2.39(513)

(92.9)3.14

(292)

AT 31 DECEMBER519.81.41733417.62.30960

20202019

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


53


Refining NZ believes that it is entitled under its Processing Agreements to simplify its refinery

operations and it does not accept that it is liable for any losses that the customers may incur as

a result. If necessary, it intends to rely upon certain contractual liability protections in its

Processing Agreements with its customers. In addition, Refining NZ believes that Z Energy is

obliged to pay any top-up sum necessary to reach the fee floor and would be in breach of its

Processing Agreement if it does not make such payments as are required under it.


Refining NZ is negotiating term sheets for the proposed conversion to an import terminal with

each of its customers, who at present are not actively pursuing the disputes raised in their

dispute notices. Some or all customers may decide to progress the disputes.


Given the nature of the disputes, they are expected to take some time to resolve if referred to

arbitration. In order to avoid the uncertainties and disruption caused by the disputes and

preserve its commercial relationships with its customers, Refining NZ intends to continue to

work with customers to seek to agree terms for an import terminal conversion which are

acceptable to both Refining NZ and customers, and respond to customer disputes should they

choose to progress them while these negotiations are ongoing. Disclosure of an estimate of the

financial effect of the disputes has not been made as contemplated by NZ IAS 37, on the basis

the possibility of an outflow of resources is remote, and disclosure would prejudice seriously the

position of Refining NZ.



25 Auditor’s fees



The 2019 fees for the Darden Executive Development Program and the Remuneration market

data report were paid to EY prior to their appointment as auditors of the Company.



GROUPGROUP

20202019

NOTE$000$000

Auditor's fees comprises:

Audit of financial statements 225215

Reimbursement of travel and accommodation 2015

Other assurance services:

AGM scrutineering 5-

Interim review20-

Other services:

Executive development course fees -49

Remuneration market data report -8

270287AUDITOR'S FEES

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


54


26 Non-GAAP disclosures

Refining NZ’s standard profit measure prepared under New Zealand Generally Accepted

Accounting Practice (NZ GAAP) is net profit/(loss) after tax. Refining NZ has used non-GAAP

measures when discussing financial performance in this Report. The Directors and Management

believe that these measures provide useful information as they are used internally to evaluate

segmental and total Group performance, to establish operating and capital budgets as well as

being used for bank covenant purposes.


Non-GAAP profit measures are not prepared in accordance with NZ IFRS (New Zealand

equivalents to International Financial Reporting Standards) and are not uniformly defined,

therefore the audited non-GAAP profit measures included in this report are not comparable

with those used by other companies. They should not be used in isolation or as a substitute for

GAAP profit measures as reported by Refining NZ in accordance with NZ IFRS. Terms are defined

as follows:


Reported EBITDA: Reported Net Profit/(Loss) before depreciation and disposal costs,

impairment of assets, finance costs and income tax.


Adjusted EBITDA: Reported EBITDA adjusted for other non-cash expenses and used for

bank covenant purposes.




GROUPGROUP

20202019

NOTE$000$000

Reported net (loss)/profit after tax for the year (GAAP)(198,279)4,165

Add back:

Income tax6(a)(73,133)694

Net finance costs10,92013,445

Impairment of assets12223,697-

Depreciation and disposal costs

11(b)

87,21899,931

Reported EBITDA50,423118,235

Add back non-cash expenses:

Stock obsolescence provision

18

3,383155

Defined benefit pension fund cost20(b)3,4413,685

Non-cash share rights cost697-

Interest income17644

Loss on disposal11(b)(213)(433)

Stock write offs and other787195

Adjusted EBITDA58,694121,881

THE NEW ZEALAND REFINING COMPANY LIMITED GROUP

Notes to the Consolidated Financial Statements

FOR THE YEAR ENDED 31 DECEMBER 2020


55


27 Events subsequent to balance date

Climate Change Commission released its draft advice for consultation


On 31 January 2021, the Climate Change Commission released its draft advice for consultation

on New Zealand’s carbon budgets for the next 15 years. The budgets are underpinned by an

assumed transition to alternative fuels, including electric vehicles, biofuels and hydrogen-

derived synthetic fuels. A significant change in demand for refined products in New Zealand

would impact refinery throughputs and the assumed date for a conversion to an import terminal

as outlined in note 12.


COVID-19 Auckland Level 3


On 14 February 2021 the Government announced a change in Alert Levels to Level 3 in Auckland

and Level 2 in the rest of the Country. The duration of these new measures is currently unknown

and may have an impact on the New Zealand fuel demand and volumes of product supplied to

Auckland via the Refinery to Auckland Pipeline. As of the date of these financial statements, the

Refinery continues to operate as an essential service with appropriate safety measures in

operation.



56

A member firm of Ernst & Young Global Limited

Independent auditor’s report to the Shareholders of New Zealand Refining Company

Limited Group

Opinion

We have audited the consolidated financial statements of The New Zealand Refining Company Limited (“the

company”) and its subsidiaries (together “the group”) on pages 1 to 55, which comprise the consolidated balance

sheet of the group as at 31 December 2020, and the consolidated income statement, consolidated statement of

comprehensive income, consolidated statement of changes in equity and consolidated statement of cash flows for

the year then ended of the group, and the notes to the consolidated financial statements including a summary of

significant accounting policies.

In our opinion, the consolidated financial statements on pages 1 to 55 present fairly, in all material respects, the

consolidated financial position of the group as at 31 December 2020 and its consolidated financial performance

and cash flows for the year then ended in accordance with New Zealand equivalents to International Financial

Reporting Standards and International Financial Reporting Standards.

This report is made solely to the company's shareholders, as a body. Our audit has been undertaken so that we

might state to the company's shareholders those matters we are required to state to them in an auditor's report

and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to

anyone other than the company and the company's shareholders, as a body, for our audit work, for this report, or

for the opinions we have formed.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand). Our responsibilities

under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial

Statements section of our report.

We are independent of the group in accordance with Professional and Ethical Standard 1 International Code of

Ethics for Assurance Practitioners (including International Independence Standards) (New Zealand) issued by the

New Zealand Auditing and Assurance Standards Board, and we have fulfilled our other ethical responsibilities in

accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Ernst & Young provides other assurance services to the group. Partners and employees of our firm may deal with

the group on normal terms within the ordinary course of trading activities of the business of the group. We have no

other relationship with, or interest in, the group.

Emphasis of Matter

We draw attention to Note 1 of the financial statements, which outlines the status and potential outcomes of the

strategic review being undertaken by the group. Our opinion is not modified in respect of this matter.

Key audit matters

Key audit matters are those matters that, in our professional judgment, were of most significance in our audit of

the consolidated financial statements of the current year. These matters were addressed in the context of our audit

of the consolidated financial statements as a whole, and in forming our opinion thereon, but we do not provide a

separate opinion on these matters. For each matter below, our description of how our audit addressed the matter is

provided in that context.

We have fulfilled the responsibilities described in the Auditor’s responsibilities for the audit of the financial

statements section of the audit report, including in relation to these matters. Accordingly, our audit included the


57

A member firm of Ernst & Young Global Limited

performance of procedures designed to respond to our assessment of the risks of material misstatement of the

financial statements. The results of our audit procedures, including the procedures performed to address the

matters below, provide the basis for our audit opinion on the accompanying consolidated financial statements.

Impairment

Why significant How our audit addressed the key audit matter

NZ IAS 36 requires the group to assess whether any

indicators of impairment exist for each cash

generating unit (“CGU”). If an indicator of

impairment exists for a CGU, the group must

estimate the recoverable amount of the CGU. The

group concluded impairment indicators existed for

the NZ Refining CGU and impairment testing was

undertaken for the CGU.


In performing impairment testing the group

estimated both the value in use and fair value less

cost to sell of the CGU and compared these to the

recorded value of the CGU’s net assets. The group

has recognised an impairment of $223 million in the

year.


The impairment testing process is complex and

highly judgmental. It is based on assumptions which

are impacted by the anticipated future operating

model of the business, expected future

performance and market conditions. The

recoverable amount is highly sensitive to changes in

key assumptions, judgements and estimates used.


Disclosures regarding the group’s key assumptions

and the sensitivity of the result to these

assumptions is included in Note 12 of the financial

statements.











In obtaining sufficient appropriate audit evidence we:

► evaluated the group’s determination of CGUs based

on our understanding of the nature of the group’s

business units.

► evaluated the group’s assessment of whether

indicators of impairment or reversal of impairment

existed.

► gained an understanding of the group’s impairment

assessment process and the basis for determining

key assumptions.

► evaluated the assumptions and methodologies used

by the group. We considered the judgements and

estimates underlying the forecast cash flows and

the information which the group used to make those

estimates, such as gross refining margin, fuel

demand, foreign exchange rates, operating costs

and inflation rates.

► involved our valuations specialists extensively to

assist in key aspects of our impairment audit work

which included evaluating the value in use and fair

value less costs to sell discounted cash flow models

prepared by the group and their inputs as well as

performing sensitivity analysis on the models. In

doing so, we:

o considered the potential impacts of

planned operational initiatives and the

strategic review, and how these had been

included in management’s cash flow

assumptions and sensitivities;

o considered future fuel demand profiles and

compared the volumes included in

management’s models to third party views

obtained by the group;

o considered refining margins with reference

to third party forecasts and analyst views;

o evaluated discount rates, inflation rates

and foreign exchange rates with reference,

where applicable, to market information

and indices, broker reports and our

assessments; and

o considered a third party report relating to

verification of the mathematical accuracy

of the group’s impairment models.


► considered the adequacy of the disclosures

regarding the assumptions, key estimates and

judgements applied by management and

sensitivities in relation to the group’s impairment

assessment.


58

A member firm of Ernst & Young Global Limited

Processing Fee Revenue

Why significant How our audit addressed the key audit matter

The most significant revenue stream of the group,

and a key determinant of its operating result, is

processing fee revenue. In 2020 this amounted to

$142m of the total group revenue of $234m.

Processing fees are material related party

transactions with the group’s shareholding oil

companies, who are also its customers.

The processing fee calculation is complex and

includes many variables and, when applicable, fee

floor payments. The calculation is based on an

agreed formula defined in the processing

agreements with each of the shareholding oil

companies. Note 21 (a) discloses a summary of the

method of calculation and the key inputs into the

calculation of the processing fees, including fee

floor payments.

Notes 4 and 5 of the consolidated financial

statements explain the accounting policies used and

an analysis of processing fee revenue.


In obtaining sufficient appropriate audit evidence we:

► evaluated the group’s process for calculating and

recording processing fee revenue. We understood

and verified the design of key controls including

management’s review and authorisation of monthly

processing fee calculations.

► understood the processing fee calculation

methodology used to recognise revenue and

compared this to the method and pricing prescribed

in the processing fee agreements, including the

application of the fee floor.

► used data analytic techniques to assess the

correlation of revenue, trade receivables and cash.

► confirmed the total annual processing fee with each

customer.

► tested payments received from the shareholding oil

companies during the year and agreed post year-

end cash receipts from each of the shareholding oil

companies to the outstanding receivables at year

end.

► reviewed the group’s disclosures with regard to

IFRS 15, ‘Revenue from Contracts with Customers’

and IAS 24 ‘Related Parties’.

Information other than the financial statements and auditor’s report

The directors of the company are responsible for the Annual Report, which includes information other than the

consolidated financial statements and auditor’s report, which is expected to be made available to us after the date

of this auditor’s report.

Our opinion on the consolidated financial statements does not cover the other information and we do not express

any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements, our responsibility is to read the other

information and, in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements or our knowledge obtained during the audit, or otherwise appears to be

materially misstated.

When we read the Annual Report, if we conclude that there is a material misstatement therein, we are required to

communicate the matter to those charged with governance and, if uncorrected, to take appropriate action to bring

the matter to the attention of users for whom our auditor’s report was prepared.

Directors’ responsibilities for the financial statements

The directors are responsible, on behalf of the entity, for the preparation and fair presentation of the consolidated

financial statements in accordance with New Zealand equivalents to International Financial Reporting Standards

and International Financial Reporting Standards, and for such internal control as the directors determine is


59

A member firm of Ernst & Young Global Limited

necessary to enable the preparation of financial statements that are free from material misstatement, whether due

to fraud or error.

In preparing the consolidated financial statements, the directors are responsible for assessing on behalf of the

entity the group’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern

and using the going concern basis of accounting unless the directors either intend to liquidate the group or cease

operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole

are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes

our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in

accordance with International Standards on Auditing (New Zealand) will always detect a material misstatement

when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the

aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of

these consolidated financial statements.

A further description of the auditor’s responsibilities for the audit of the financial statements is located at the

External Reporting Board’s website: https://www.xrb.govt.nz/standards-for-assurance-practitioners/auditors-

responsibilities/audit-report-1/. This description forms part of our auditor’s report.

The engagement partner on the audit resulting in this independent auditor’s report is Simon O’Connor.





Chartered Accountants

Auckland

16 February 2021

---

NZX Release
17 February 2021


Refining NZ reports 2020 full-year results

Summary

• An outstanding operational and financial response to one of the most challenging business

environments in the Company’s 60 years of operation.

• The Refining NZ team delivered the best personal and process safety performance on record with no

recordable injuries or Tier 1 or 2 process safety events.

• Refinery and RAP throughputs were c.30% lower than 2019 due to the significant demand impact of

COVID-19 travel restrictions.

• Singapore Complex Refining Margins were negative throughout most of 2020, reflecting structural

overcapacity in the Asian refining sector exacerbated by the ongoing impacts of COVID-19.

• Gross Refining Margin of USD1.63 per barrel earned – the second lowest since the 1995 Processing

Agreements came into effect – with c.$90 million of Fee Floor payments protecting the Company

from the impacts of low margins and demand.

• Significant opex and capex reductions made (c.$80 million) to reset the 2020 cost base to cash break-

even at the Fee Floor.

• Early action taken to strengthen the balance sheet by increasing and extending bank facilities,

maintaining significant liquidity and covenant headroom and no material near-term maturities.

• Net debt down $10 million to $231 million, reflecting the financial discipline of cash neutral

operations.

• A net loss after tax of $198.3 million, including the previously announced (after tax) non-cash

impairment of the refining assets amounting to c.$158 million.

• Strategic Review undertaken and simplified refinery plans implemented to make the refinery robust

to an extended period of low margins.

• Significant progress made assessing import terminal option, with potential to unlock latent value in

our highly strategic infrastructure assets – in principle agreement reached with bp on key commercial

terms (non-binding and subject to conditions).



Financial snapshot



Commentary

Refining NZ today released its financial results, with Chief Executive Officer Naomi James reporting

that the Company had safely navigated one of the most challenging business environments in its 60-

year history while establishing a pathway to deliver shareholder value.

“The results reflect an outstanding effort by the Refining NZ team who responded quickly and decisively

to COVID-19 - finding new ways of running the refinery, reducing the year-on-year cost base by c.$80

million, while delivering the Company’s best safety performance on record. I am proud of what the

team has delivered under such challenging business conditions,” said Ms. James.

The weak refining margins prevailing at the start of the year, resulting from excess refining capacity in

the Asia Pacific region, were exacerbated by the ongoing impact of COVID-19 across the 2020 year. “The

global drop in demand triggered by COVID-19 and the expectation of a slow recovery in oil and refined

product demand, particularly for jet fuel, weighed heavily on an already oversupplied market. Singapore

Complex Margins were negative across most of the year and the Gross Refining Margin of USD1.63 per

barrel earned was the second lowest in the 25-year history of the Company’s Processing Agreements,”

said Ms. James.

The significant fuel demand reduction resulting from travel and transport restrictions, along with the

reduction in revenue through weak global refining margins, required the Company to make significant

operational changes – working in partnership with customers to reduce refinery production and non-

essential activity on site. This included operating the refinery’s processing facilities on a rotating basis to


1

The financial statements have been prepared based on existing Group operations under the current Processing Agreements.

The potential outcomes from the Strategic Review, which are not solely within the Company’s control, may be substantially

different from such existing operations and may therefore impact the financial performance and financial position of the Group

in the future.

2

EBITDA = Reported Earnings before depreciation, impairment, finance costs and income tax.

3

Adjusted EBITDA = EBITDA adjusted for other non-cash expenses and used for bank covenant purposes.

4

Capex = investing cashflow associated with property, plant and equipment (as presented in the consolidated statement of

cash flows).

5

Free cash flow – net cash flows from operating activities less net cash flows from investing activities.

Full year

1

2020 2019 Change

Income

NZ$ m

245.7 348.4 (29.5%)

EBITDA

2


NZ$ m

50.4 118.2 (57.4%)

Adjusted EBITDA

3


NZ$ m

58.7 121.9 (51.8%)

Capex

4


NZ$ m

(33.9) (77.7) (56.4%)

NPAT

NZ$ m

(198.3) 4.2 <nm>

Free cash flow

5


NZ$ m

11.0 39.4 (72.1%)

Net debt

NZ$ m

231.3 241.4 (4.2%)


enable the refinery to produce at substantially lower rates, as well as a full six-week shutdown of the

plant in the middle of the year to help balance fuel supply across New Zealand.

“This mode of operating the refinery was unique, and to do so safely - with no process safety incidents

or recordable cases - was an outstanding achievement. A significant number of our staff supported the

business by taking leave during the six-week shutdown. This is a testament to the capability and

commitment of our people. I would like to thank the entire team for their huge contribution and

support as we navigated the challenges of COVID-19 and the turbulent market conditions,” said Ms.

James.

The safety of Refining NZ’s workplace and the health and wellbeing of its people are core company

values, at the heart of the on-site culture. The E Tu Tangata safety culture programme, an employee-led

initiative, was a significant contributor to improved performance during the year and won the New

Zealand Workplace Health and Safety Engagement Award in September 2020.

Refinery and pipeline throughputs for the year were c.30% lower than in the previous financial year.

Throughput on the refinery was 29.9 million barrels (FY19: 42.7 million barrels) and the Refinery to

Auckland Pipeline 14.7 million barrels (FY19: 20.8 million barrels). Land fuel volumes recovered to just

above pre-COVID levels by the end of the year, while jet volumes remain weak at c.30-40% of pre-COVID

volumes.

The Fee Floor provided protection against the impacts of both low margins and the reduced refinery

throughputs.

Processing fee revenue prior to Fee Floor payments was c.$52 million (FY19: $242 million). In addition,

Refining NZ customers were invoiced c.$90 million in Fee Floor payments, increasing the Gross Refining

Margin from USD1.63 to USD4.40 per barrel.

The average Singapore Complex Margin (SCM) across the year was negative USD1.65 per barrel (FY19:

+USD1.02 per barrel); the uplift earned by Refining NZ over the SCM was USD3.28 per barrel (FY19:

USD4.32 per barrel). The reduced uplift reflects higher crude versus product freight costs and the

impact of the COVID-19 induced rotating operations on refinery fuel and loss.

Refinery to Auckland Pipeline (RAP) revenue was down 20% due to lower volumes, partially offset by an

increase in per barrel pipeline fees. Pipeline charges are expected to increase again in 2021, due to an

increase in notional freight rates.

Total income for the year was $245.7 million, down $102.7 million (c.30%) on the previous financial

year. The reported net loss after tax of $198.3 million includes the previously announced non-cash

impairment of refining assets due to revised long-term margin assumptions.

Cost base reset to breakeven at the Fee Floor

The Company acted quickly to reset its cost base to operate within the Fee Floor, reducing year-on-year

expenditure by c.$80 million

6

for the year.


6

Excluding pass-through costs (natural gas, carbon credits and sulphur) and other one-off costs (including: restructuring,

strategic review costs and an inventory write offs, totaling c.$11 million).


“This significant reduction in costs required a ‘whole of business’ response and strong financial

discipline. This was achieved through a combination of both short-term measures – stopping and

deferring all non-essential work and reducing variable costs due to the lower throughput – and through

longer-term structural changes including a reset of our turnaround philosophy,” said Ms. James.

Operating costs were down c.$35

5

million compared to 2019, with savings achieved in electricity and

chemical costs due to cyclic mode of operation and hot stand-by contract renegotiations and stopping

all non-essential activity on site. Capital expenditure was reduced by c.$44 million following changes to

asset management strategies and the deferral of the platformer and crude distillation turnaround into

2021.

Significant liquidity and covenant headroom and no significant near-term maturities

The Company took early action to strengthen the balance sheet by increasing and extending bank lines,

providing significant debt headroom and eliminating material near-term maturities.

Free cashflow was $11 million for the year (2019: $39 million) which allowed the Company to reduce net

debt to $231 million as at 31 December 2020 (2019: $241 million). This reflected cash neutral

operations and optimisation of the balance sheet through $13 million of asset sales, used partly to fund

the restructuring that began in late 2020.

At year end, the Company had cash and facility headroom of c. $170 million. The Company remained in

compliance with its debt covenants, with headroom on interest cover ratios expected to increase in

2021 due to the maturing of historical interest rate swaps in December 2020 and the benefit of lower

floating rates.

Given the challenging low margin environment, Directors have resolved that it is prudent to not pay a

dividend to shareholders in relation to the 2020 financial year.

Strategic Review undertaken, with plans well progressed to unlock shareholder value

Following the commencement of new CEO, Naomi James, the Company initiated a Strategic Review in

April 2020 to determine the optimal business model and capital structure to maximise “through the

cycle” returns to shareholders and deliver secure, competitive fuel supply to New Zealand.

A substantial increase in the supply of refined product from low-cost refineries, including integrated

petrochemical producers, and lower than expected demand growth for transport fuels in the Asia Pacific

region, resulted in a reduced outlook for refining margins. High energy, shipping and labour costs in

New Zealand also affected the Marsden Point oil refinery’s competitiveness. This reduced outlook for

margins resulted in the Company recognizing an impairment of its refining assets amounting to c.$158

million after taxation in June 2020.

The first phase of the Strategic Review was focused on assessing all the options for the refinery and the

alternative of conversion to an import terminal business model. Extensive stakeholder engagement was

undertaken, including with customers and Government. This was completed in June, with the Company

taking forward a near-term simplification of refinery operations to enable the Company to extend cash

neutral operations in 2021 under a scenario where processing fee income is at the Fee Floor. In

parallel, the Company commenced engagement with customers to evaluate a possible future staged

transition to an import terminal.


Simplified refinery plans implemented, to make the business robust to an extended period of low

margins

Plans to simplify refinery operations were finalised in October 2020 and implemented from January

2021, enabling Refining NZ to continue to operate the refinery safely in 2021 in a low margin

environment and providing time to properly assess the import terminal option. Simplification included

reducing total refined fuels production to levels similar to levels at the time of commencement of the

Processing Agreement in 1995, and the cessation of bitumen production.

Naomi James said: “Simplification has involved change for everyone working at the Marsden Point site.

We have had a strong focus through this time on operating the refinery safely and supporting our

people who are affected by the changes we needed to make. We have worked closely with local,

regional and national authorities and agencies to provide support to help our people transition, with the

aim of having everyone impacted in new jobs or retraining within 6 months.”

Significant progress made assessing the import terminal option, confirming potential to unlock latent

value in our highly strategic infrastructure assets

Refining NZ is now well progressed in its assessment of the import terminal option, with an

understanding of the costs and time involved in a conversion to an import terminal with Front End

Engineering and Design (FEED) and detailed planning work now underway. The proposed import

terminal system would have annual capacity of c.3 billion litres, supplying the Auckland and Northland

markets which make up c.40% of the total New Zealand market.

Refining NZ has been negotiating with each of its customers, seeking to agree commercial terms which

include a lengthy initial term (10+ years), a combination of fixed annual access fees and variable

throughput fees linked to actual volumes – targeting total estimated fees (across all customers) of

c.$100m p.a. during the initial term – and provision for third party access to unutilised RAP capacity.

Refining NZ announced today that Refining NZ and bp have reached in principle agreement on key

commercial terms including price

7

.

Refining NZ Chief Executive Naomi James said, “We have been working closely with all of our customers

to negotiate terms on which we could recommend a transition to an import terminal business model to

our shareholders.

"Reaching in-principle agreement on key terms with bp is a significant milestone which now allows us to

progress preparations for the required approvals while continuing to negotiate to reach agreement with

our other customers.”

Negotiations with Z Energy and Mobil are ongoing, with Refining NZ focused on agreeing terms which

are acceptable to customers and fair to non-customer shareholders.


7

The in principle agreement is non-binding and subject to a number of conditions including Refining NZ reaching agreement

with its other customers (Z Energy and Mobil), Refining NZ shareholder and lender approvals, completion of detailed planning

and commercial due diligence, negotiation of a binding Terminal Services Agreement and final approval by the independent

directors of Refining NZ and by bp.


Disputes in relation to the simplified refinery raised by customers are not currently being actively

pursued while these negotiations continue. Some or all of the customers may decide to progress the

disputes.

“There is a strong commitment from management and the Board to realise fair value for shareholders

from the Company’s strategic infrastructure assets while continuing to support secure, competitive fuel

supply to New Zealand. Ultimately, any decision to proceed with a conversion to an import terminal will

be a decision voted upon by the non-customer shareholders following an Independent Appraisal

Report,” said Naomi James.

Conversion to an import terminal would result in a 98 per cent reduction in carbon emissions for the

site, making a significant contribution to New Zealand’s emission reduction commitments, and would be

the lowest emissions option for delivering fuel to the Auckland market.


Planning would also include looking at future opportunities to repurpose the Marsden Point site as a

fuels and energy hub, with the potential to support future production, storage, handling, import and

export of energy sources including biofuels, sustainable aviation fuel, hydrogen, LNG and electricity.


“An import terminal would require a much smaller footprint than our operations today and this could

open up repurposing potential for the site given its strategic location next to a deep-water harbour and

close to New Zealand’s largest population base,” said Naomi James.


Refining NZ continues to work closely with the local, regional and national authorities and agencies to

ensure any future transition is smooth and the impact on its people and the region is minimized.


Refer to the investor presentation for further details regarding the potential import terminal conversion.

Outlook

The outlook for refining margins remains challenging in the near term, with COVID-19 travel restrictions

likely to affect jet fuel demand through 2021, and significant refining capacity closures required to

return refinery utilisation in the Asian region to more normal levels. Lower jet demand is expected to

continue impacting RAP revenue, until New Zealand COVID-19 border restrictions are relaxed.

The Company’s 2021 plan is focused on continuing to operate the refinery safely, completing the

maintenance turnaround (deferred from 2020) and meeting commitments to customers under the

Processing Agreements while operating within the Fee Floor.

The four-week turnaround, starting in late February 2021, includes the first statutory inspection for the

CCR Platformer (Te Mahi Hou Project commissioned in 2015) and routine inspection and maintenance

for the crude distillation unit and associated plant. During the turnaround, all other processing units not

undergoing maintenance will be temporarily shut down, with customers importing refined products

through this period. The estimated cost of the turnaround is c.$20 million, within a total capital budget

of c.$50 million in 2021.

Refining NZ will host a results presentation call for investors and analysts at 11:00am, Wednesday 17

February 2021. Dial in instructions are available on the Company website at: www.refiningnz.com.



Ellie Martel,

Government and External Affairs Manager

E: Ellie.Martel@refiningnz.com

T: +64 (0)20 4174 7226

---

Results announcement
(for Equity Security issuer/Equity and Debt Security issuer)




Results for announcement to the market

Name of issuer The New Zealand Refining Company Limited

Reporting Period 12 months to 31 December 2020

Previous Reporting Period 12 months to 31 December 2019

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$245,747 (29%)

Total Revenue $245,747 (29%)

Net profit/(loss) from

continuing operations

($198,279) (4,861%)

Total net profit/(loss) ($198,279) (4,861%)

Final Dividend

Amount per Quoted Equity

Security

NZ$ Nil

Imputed amount per Quoted

Equity Security

NZ$ Nil

Record Date Not Applicable

Dividend Payment Date Not Applicable

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$1.75 $2.36

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Refer to attached NZX announcement commentary

Authority for this announcement

Name of person


authorised

to make this announcement

Chris Bougen, Company Secretary

Contact person for this

announcement

Ellie Martel

Contact phone number +64 (0)20 4174 7226

Contact email address ellie.martel@refiningnz.com

Date of release through MAP


17/02/2021


Audited financial statements accompany this announcement.

---

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

use

17 February 2021

2020 ANNUAL RESULTS

PRESENTATION

R E F I N I N G N Z

2 0 2 0 F I N A N C I A L R E S U L T S B R I E F I N G

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

2

DISCLAIMER

•This presentation contains forward looking statements concerning the financial condition, results and operations of The New Zealand Refining Company Limited

(hereafter referred to as “Refining NZ”).

•Forward looking statements are subject to the risks and uncertainties associated with the refining environment, including price and foreign currency fluctuations,

regulatory changes, environmental factors, production results, demand for Refining NZ’s products or services and other conditions. Forward looking statements

are based on management’s current expectations and assumptions and involve known and unknown risks and uncertainties that could cause actual results,

performance or events to differ materially from those expressed or implied in these statements.

•Forward looking statements include among other things, statements concerning the potential exposure of Refining NZ to market risk and statements expressing

management’s expectations, beliefs, estimates, forecasts, projections and assumptions. Forward looking statements are identifiedby the use of terms and

phrases such as “anticipate”, “believe”, “could”, “estimate”, “expect”, “goals”, “intend”, “may”, “objectives”, “outlook”, “plan”, “probably”, “project”, “risks”, “seek”,

“should”, “target”, “will” and similar terms and phrases.

•Readers should not place undue reliance on forward looking statements. Forwardlooking statements should be read in conjunction with Refining NZ’s financial

statements released with this presentation. This presentation is for information purposes only and does not constitute legal,financial, tax, financial product advice

or investment advice or a recommendation to acquire Refining NZ’s securities, and has been prepared without taking into account the objectives, financial

situation or needs of individuals. Before making an investment decision, you should consider the appropriateness of the information having regard to your own

objectives, financial situation and needs and consult an NZX Firm or solicitor, accountant or other professional adviser if necessary.

•In light of these risks, results could differ materially from those stated, implied or inferred from the forward looking statements contained in this announcement.

RefiningNZ does not guarantee future performance and past performance information is for illustrative purposes only. To the maximum extent permitted by law,

the directors of Refining NZ, Refining NZ and any of its related bodies corporate and affiliates, and their officers, partners, employees, agents, associates and

advisers do not make any representation or warranty, express or implied, as to accuracy, reliability or completeness of the information in this presentation, or

likelihood of fulfilment of any forward-looking statement or any event or results expressed or implied in any forward-looking statement, and disclaim all

responsibility and liability for these forward-looking statements (including, without limitation, liability for negligence).

•Except as required by law or regulation (including the NZX Listing Rules), Refining NZ undertakes no obligation to provide any additional or updated information

whether as a result of new information, future events or results or otherwise.

•Forward looking figures in this presentation are unaudited and may include non-GAAP financial measures and information. Not all of the financial information

(including any non-GAAP information) will have been prepared in accordance with, nor is it intended to comply with: (i) the financial or other reporting

requirements of any regulatory body; or (ii) the accounting principles generally accepted in New Zealand or any other jurisdiction with IFRS. Some figures may be

rounded and so actual calculation of the figures may differ from the figures in this presentation. Non-GAAP financial information does not have a standardised

meaning prescribed by GAAP and therefore may not be comparable to similar financial information presented by other entities. Non-GAAP financial information in

this presentation is not audited or reviewed.

•Each forward looking statement speaks only as of the date of this announcement,17 February 2021.The financial statements referenced in this presentation have

been prepared based on existing Group operations under the current Processing Agreements, as at 16 February 2021.The potentialoutcomes from the

Strategic Review, which are not solely within the Company’s control, may be substantially different from such existing operations and may therefore impact the

financial performance and financial position of the Company in the future.

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

FY 20 PERFORMANCE

STRATEGIC REVIEW

UPDATE

LOOKING FORWARD TO

FY21

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

4

SUMMARY

Refining NZ has safely navigated the most challenging business environment in its 60-year history and established the pathway to

future value creation for shareholders

Best safety performance on record

P

Effective operational response to unprecedented COVID-19 demand impacts

Reset the 2020 cost base to cash-breakeven at the Fee Floor

Strengthened balance sheet and lowered net debt

Strategic Review undertaken to assess refinery and infrastructure options

Simplified operations to make refinery robust to extended period of low margins

Long term plan to unlock unrealized infrastructure value

P

P

WIP

P

P

P

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

5

2020 PERFORMANCE HIGHLIGHTS

Safely navigated COVID-19 impacts and reset cost base

FY 19FY20

PersonalTRCF

[1]

0.270

Process

Tier 1

[1]

00

Tier 2

[1]

00

Releases outside of consent15

Throughput

Mbbl

42.729.9

RAP Throughput

Mbbl

20.814.7

Operational availability

%

99.798.2

Cashflow from operations

NZ$M

11732

Net debt

NZ$M

241231

Operating costs

[2]

NZ$M

184161

Capital Expenditure

[3]

NZ$M

7834

PSafe operations

PReset cost base to Fee Floor levels

PDeliver to customer plan

$

1.For a full definition please refer to the Glossary in Appendix 1

2.Excludes natural gas & other passthrough costs, but includes strategic review, restructuring costs and non-cash inventory write off of c.$11million

3.Payments for property, plant and equipment (cashflow basis)

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

6

SAFE OPERATIONS

Best safety performance on record

•Incident free operations during period of significant disruption

through COVID-19:

-No recordable injuries

-No Tier 1 or Tier 2

[1]

process safety events

•Strong focus on risk and management of change through cyclic

mode of operations, hot stand-by and simplification changes

•Refining NZ’sE TuTangatasafety culture program recognisedat

the 2020 New Zealand Workplace Health and Safety Awards,

winning the “Engagement Category”

•Good environmental performance during cyclic operations and

hot-standby, with action taken to address minor environmental

non-conformances

•Working with Northland Regional Council and stakeholders to

finalise resource consent renewal.

1For a full definition please refer to Glossary in Appendix 1

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

7

DELIVER TO CUSTOMER PLAN

FY 19FY20Change

Refinery Throughput

Mbbl

42.729.912.8▼

30%

RAP Throughput

Mbbl

20.814.76.1▼

29%

Operational availability

%

99.798.21.5▼2%

Effective operational response to unprecedented demand changes

•Unprecedented fuel demand destruction, due to COVID-19 travel

restrictions

•Gasoline and diesel demand have largely recovered to pre-

COVIDlevels, however demand for jet fuel remains weak at c.30-

40% v pcp

•Production rates were substantially lowered with specific strategies

adopted to minimisejet fuel production, avoiding need

forcustomers to export jet:

-Operational availability adjusted to align with reduced

demand

-Plant operated in low production mode and cycled three

times (with half of the plant operating each cycle), as well

as being put into “hot stand-by” for a period of six weeks to

help our customers balance fuel supplies across New

Zealand.

•An outstanding achievement by our dedicated and capable

workforce –many of whom agreed to take leave while the refinery

was on “hot stand-by”.

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

8

1

The Singapore Complex Margin is calculated using Platts Dubai crude and Singapore product prices, VLCC freight to Singapore, andthe International Energy Agency’s Dubai complex refinery yields adjusted for fuel & loss.

US$/BARREL

FY 19FY 20Change

Singapore Complex Margin

(SCM)

1

1.02(1.65)(2.67)

Freight1.801.55(0.25)

Product quality0.750.69(0.06)

Plant availability(0.13)(0.16)(0.03)

Crude cost and yield1.901.20(0.70)

Refining NZ uplift4.323.28(1.04)

RNZ GRM5.341.63(3.71)

REFINING MARGINS

Second lowest GRM on record

•Low Asian refining margins due to excess capacity exacerbated by COVID-19 demand impacts

•Refining NZ uplift impacted by volatility in shipping costs and yield impacts of cyclic mode and “hot stand-by”

•Significant Fee Floor contributions due to low margins and low throughput

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

9

2020 FINANCIAL SNAPSHOT

1.For further information, please refer to our FY20 Financial Statements, available at http://www.refiningnz.com/investor-centre.aspx

2.For a reconciliation of these Non-GAAP measures, please refer to Appendix 2 and our FY20 Financial Statements for further detail

3.Payments for property, plant and equipment (cashflow basis)

4.For a full definition please refer to the Glossary in Appendix 1

Cash break-even maintained through COVID-19 impacts

•Significant decline in revenue due to low margins and

throughput –COVID-19 impacts

•Fee Floor in operation for all of 2020, protecting

against the full extent of margin and demand decline

•Lower pipeline volumes (due to COVID-19 impacts),

offset by fee increase and terminal fees

•Net loss after tax impacted by half-year impairment of

c.$158million (net of tax)–revised refining margin

assumptions reflecting excess global capacity and

COVID-19 impacts

•Net debt $10 million lower than FY19, reflecting cash

neutral operations and the divestment of carbon units

•No dividend

FY 19FY20Change

Revenue -Refinery

[1]

NZ$M

297.8189.9107.9 ▼36%

Revenue -Infrastructure

[1]

NZ$M

43.041.02▼5%

EBITDA

[2]

NZ$M

118.250.467.8 ▼57%

Adjusted EBITDA

[2]

NZ$M

121.958.763.2▼52%

Capital Expenditure

[3]

NZ$M

77.733.943.8▼56%

Free cash flow

[4]

NZ$M

39.4

11.028.4 ▼72%

Net Profit/(Loss) after tax

NZ$M

4.2(198.3)(202.5)▼nm

Net Debt

[4]

NZ$M

241.4231.310.1▼4%

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

10

Decline in revenue partly offset by Fee Floor payments and cost

reductions

2020 v 2019 EBITDA COMPARISON

Other Income includes

Gain on assets sale $5.9m

Wage subsidy $5.1m

GRM▼(69)%

FY20: US$1.63/bbl

FY20 FFE

1

: US$4.40/bbl

FY19:US$5.34/bbl

Processing Fee Revenue ▼(41)%

FY20 $142m

FY19 $242m

Refinery volumes

▼(30)%

FY 20: 29.9 Mbbl

FY 19:42.7 Mbbl

Infrastructure Income

▼(5)%

Pipeline volumes ▼29%

Pipeline fee (/bbl) ▲16%

Terminal fees ▲$5m

1

Fee Floor Equivalent

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

11

Reset cost base to cash break-even at Fee Floor

2020 v 2019 COST COMPARISON

•Optimisationof capital budget in line with the latest

asset management strategy

•Deferral of platformer and crude distillation

maintenance turnaround to 2021

•Compliance-based capital expenditure continued

•OPEX

1

•Electricity and chemical decrease due to cyclic

mode and “hot stand-by”

•A focus on compliance and preventative works,

and deferral of all non-essential work

•Contracts renegotiated and other savings

•2020 opex

1

includes one-off inventory write-off

(non-cash), simplification restructuring

2

costs

recognisedand Strategic Review costs for FY

2020

1.Excludes natural gas & other passthrough costs, but includes strategic review, restructuring costs and non-cash inventory write off of c.$11million

2.Cash outflow: $1.6m 2020: c$6m 2021

3.CAPEX represents payments for property, plant and equipment (on a cash flow basis)

REFINING NZ
2020 ANNUAL RESULTS

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12

NET DEBT LOWERED

Strong cash focus to protect balance sheet

Covenant compliant:

•FY20 includes 12 months at the Fee Floor

•Headroom on interest cover expected to increase as a result

of interest rateswaps maturing in December 2020

1.Refer to Appendix 3 for an outline of covenants

Gearing

Max 45%

CovenantActual

31 Dec 2020

27%

Interest cover

Min4x6x

Total Interest cover

Min 2x4x

•Cash-neutral operations through cost base reset

•Asset sales contributed $13m in cash

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

13

BALANCE SHEET STRENGTHENED

Creating runwayfor value creation through Strategic Review

•Refining NZ increased and extended its debt facilities in 2020:

•Increased bank lines by $50 million

•Extended maturities on $120 million of facilities

•c.5 years average tenure (including subordinated notes)

•Net debt reduced to c$231m at 31 December 2020:

•c.$43m cash and $275m drawn debt

•c.$125m of liquidity excluding debt maturing in next 12 months

•Average interest rate of 5.3% in FY20, down from 6.1% in FY19

•Lower interest rates expected in 2021, after expiry of historic interest rate

swaps at end 2020

1

As at 31 December 2020

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

FY 20 PERFORMANCE

STRATEGIC REVIEW

UPDATE

LOOKING FORWARD TO

FY21

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

15

STRATEGIC REVIEW UPDATE

Refinery simplification implemented. Significant progress made

assessing potential import terminal conversion

•Refinery simplification has been in effect from the beginning of 2021 –to enable Refining NZ to maintain cash neutral operations at the

Fee Floor in 2021

1

•While no decision has been made, Refining NZ is now well progressed in its assessment of the import terminal option having

focused on three distinct but interrelated areas:

‒Detailed estimation of one-off transition and conversion costs, ongoing terminal operating and capital costs, and longer-dated

refinery demolition costs. Front End Engineering Design (“FEED”) and detailed planning has been initiated to confirm cost and

timing estimates, and optimal refinery closure processes

‒Negotiation of an appropriate commercial framework and terms with customers

‒Establishing expected funding requirements and engaging with lenders. Current assumption is that no additional equity funding

would be required

•Conversion to an import terminal would reduce Refining NZ’s direct emissions by c.1.2 million tonnesCO2 equivalent p.a., equivalent

to c.5% of New Zealand’s total emissions reduction required by 2030 (Paris Agreement)

•Refining NZ and bp have reached in principle agreement

2

on key commercial terms including price. Negotiations with Z Energy and

Mobil are ongoing, with Refining NZ focused on agreeing terms which are fair to non-customer shareholders and acceptable to

customers.

•Any decision to convert to an import terminal would require the preparation of an Independent Appraisal Report and subsequent

approval of non-customer shareholders

•The earliest possible timing of import terminal commencement is in 2022

1

Prior to any Strategic Review related implementation costs

2

The in principle agreement is non-binding and subject to a number of conditions including Refining NZ reaching agreement with its other customers (Z Energy and Mobil), Refining NZ shareholder and lender

approvals, completion of detailed planning and commercial due diligence, negotiation of a binding Terminal Services Agreementand final approval by the independent directors of Refining NZ and by bp.

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

16

Refinery simplified to enable cash neutral operations at the Fee

Floor in 2021

Operational

People

Process Unit

Configuration

•18% reduction in primary crude

intake:

‒CDU

1

1 continues to operate

(equivalent to c.34m bblp.a.)

‒CDU

1

2 mothballed as step to

decommissioning

•Bitumen productionceased

•Strong focus on risk and

management of change through the

transition

•Asset maintenance strategy:

‒Campaign approach

‒Predictive maintenance

•Asset Life Cycle:

‒Repair versus replace

‒2-yearly turnaround cycle

•Operating expenses c.$50m lower

than in 2019

•Capital expenditure guidance of

c.$50mfor 2021, including c.$20m

turnaround deferred from 2020

•Organisation-wide restructure largely complete:

‒Management layers flattened

‒c.25% reduction in staff

2

•Significant transitional support for impacted employees to

find work or retraining within 6 months (skills workshops, jobs

expo, well-being initiatives)

REFINERY SIMPLIFICATION

1.Crude Distillation Unit (CDU)

2.c.90 employees left or leaving Refining NZ either through redundancy or resignation from November 2020 through to April 2021

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

17

1.Indicative Optimised Depreciated Replacement Cost (ODRC) valuation of import terminal and pipeline assets of $742 million, such ODRC estimate having been calculated by BECA in October 2020 in accordance with NZ IAS 16 –Property, Plant and

Equipment with reference to NZ IFRS 13; the International Valuation Standard IVS 103 Reporting of International Valuation Standards and PINZ Guidance Note NZVTIP2 –Valuations of Real Property, Plant & Equipment for use in New Zealand

Financial Reports.The BECA valuation also uses asset-specific information provided by Refining NZ.

2.Truck Loading Facility (TLF) adjacent to Marsden Point is not owned by Refining NZ.

3.Refinery to Auckland pipeline.

4.Refining NZ leases land from the oil companies (bp, Mobil and Z Energy) and owns most of the Wiri terminal plant located on this land.The land and plant is in turn leased to Wiri Oil Services Limited (WOSL). The leases expire in February 2025 with

no right of renewal. At the end of the lease term ownership of the Wiri terminal plant currently owned by Refining NZ reverts to the oil companies.

5.Marsden Point typically holds crude equivalent to c.13 days of New Zealand crude oil demand and c.15 days refined product (and components) demand.

IMPORT TERMINAL OVERVIEW

Safe, reliable and efficient fuel supply to Auckland and

Northland markets (c.40% of total New Zealand market)

Jetty

Storage tanks

RAP

3

Wiri terminal

4

Truck Loading

Facility

2

Import Terminal System (ITS)

1

2 jetties with multi-product

capability

Combined c.180m litres of

pumpable volume

Multi-product pipeline from

Marsden Point to Wiri

terminal in Auckland

(c.170km)

•Import terminal capacity is based on c.3 billion litresof

annual throughput

‒Primarily using existing finished product storage

tanks, with upgrades to piping, tank compound

bunds and fire protection systems for site safety

and operating efficiency

•Potential for site repurposing:

‒Import terminal would not require c.80% of existing tank capacity

and c.65% of usable land at Marsden Point

‒Strongly positioned to support New Zealand fuel security initiatives

5

‒Large industrial site with deep harbour& jetty access, electricity &

gas connections, and proximity to a large population base

Green shaded

area is an

illustrative overlay

of the import

terminal on the

existing Marsden

Point site

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

18

EMISSIONS REDUCTION

Potential for significant reduction in New Zealand’s direct

emissions

•Conversion to an import terminal would result in a significant reduction in Refining

NZ’s Scope 1 and 2 emissions

-98% or c.1.2 million tonnesCO

2

equivalent p.a. lower

-Equivalent to c.5% of New Zealand’s total emissions reduction required by 2030

(Paris Agreement)

1

-Import terminal would be the lowest emissions option for delivering fuel to the

Auckland market

•An import terminal would also have c.85% lower electricity consumption

-MarangaRa solar project remains a potential pathway to zero emissions at

Marsden Point

•Fuel mix through the RAP is weighted towards jet and diesel

2

-Recently released draft Climate Change Commission (CCC) budgets include a

longer term focus on transition of heavy transport and aviation to green fuels

3

-Existing infrastructure has potential to support transition to biofuels and

sustainable aviation fuels (SAF)

•Marsden Point site and Refining NZ infrastructure presents a range of potential

growth opportunities as New Zealand fuel supply choices evolve, including:

-Production, storage, handling, import, export

-Biofuels, SAF, LNG, hydrogen and electricity (including batteries)

0

200

400

600

800

1,000

1,200

1,400

2019

refinery

emissions

Simplified

refinery

(2021

estimate)

Import

terminal

Thousands mt CO2

Scope 1 & 2 emissions

Scope 1Scope 2

98% reduction

1.Based on 2018 reported gross emissions and Paris Agreement to reduce greenhouse gases to 30% below 2005 gross emissions by 2030.

2.2019 actual RAP throughput (pre-COVID): 46% jet, 25% diesel, 29% petrol.

3.CCC budgets include a near-term focus on increased electrification of passenger vehicles, and a target for biofuel production of140m litres by 2035 (c.1.5% of forecast total liquid fuel demand including international

transport)

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

19

COST ESTIMATES

Phased transition and conversion costs over 4-5 years,

with significantly lower ongoing cash costs

•Total one-off transition and conversion costs are currently estimated at c.$200m over 4-5 years (excludes refinery demolition

costs)

‒Approximately half of these costs are expected to be incurred prior to commencement of import terminal operations,

including for organisationalchange and import terminal capital investment

‒The remainder is expected to be incurred post commencement of import terminal operations, including refinery

decontamination and decommissioning, and import terminal upgrades

‒Subject to further review and refinement through FEED and detailed planning

•Cost estimates have been benchmarked against other recent refinery conversions in Australia and South East Asia

•Annual cash operating and capital costs are currently estimated at c.$35-$40m

•A refinery closure would be expected to crystalisesignificant tax losses, currently estimated at $350m

1

•Current best estimate of future refinery demolition costs is c.$50-$60m –timing to be coordinated with reference to site

repurposing opportunities

1.Under the currently applicable rules in the Income Tax Act 2007, maintenance of tax losses would be subject to a 49% continuity of ownership test from point of recognition.

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

20

COMMERCIAL FRAMEWORK

Focused on agreeing a price which is both acceptable to customers

and fair to non-customer shareholders

Current arrangements

•Current refinery Processing Agreements were entered

into in 1995 with the four fuel market participants at the

time (Shell and Caltex (now Z), bp and Mobil)

•The Processing Agreements cover use of both refinery

and infrastructure assets, with two revenue streams for

Refining NZ:

1. Processing fee

‒Refining NZ receives 70% of gross refining margin

(GRM), with product pricing at import parity

‒Customers retain 30% of GRM, to cover working

capital and coastal shipping costs

‒Fee Floor / margin cap limits Refining NZ’s

downside and upside exposure to refining margins

2. RAP fee

‒Set to reflect the alternative fuel delivery cost at

the time, based on the notional cost of shipping

from Marsden Point to Ports of Auckland

‒Adjusted annually based on notional change in

freight rates, and NZD/USD exchange rate

Potential future import terminal arrangements

•Would require customers to terminate their current Processing

Agreements and enter into new Terminal Services Agreements

•Customers have advised it is their preference is to move to an

import terminal model, with benefits including:

‒Increased earnings stability from reduced exposure to

refining margin volatility

‒Significant working capital release given the shorter

inventory cycle for imported product

‒Avoidance of any future Fee Floor payments and coastal

shipping costs

•Refining NZ has been negotiating with each of its customers,

seeking to agree commercial terms which include:

‒A lengthy initial term (10+ years)

‒A combination of fixed annual access fees and variable

throughput fees linked to actual volumes –targeting total

estimated fees (across all customers) of c.$100m p.a.

during the initial term

‒Provision for third party access to unutilisedRAP capacity

•Refining NZ and bp have reached in principle agreement on key

commercial terms including price

1

•Negotiations are continuing with all customers

1.The in principle agreement is non-binding and subject to a number of conditions including Refining NZ reaching agreement with its other customers (Z Energy and Mobil), Refining NZ shareholder and lender approvals,

completion of detailed planning and commercial due diligence, negotiation of a binding Terminal Services Agreement and final approval by the independent directors of Refining NZ and by bp.

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

21

INDICATIVE TIMELINE

Earliest possible terminal commencement timing is 2022

1

Term sheet agreed

with customers

Final Investment Decision /

Refining NZ board approval

Import terminal commencement

Today

Detailed planning & approvals

(4-6 months)

Implementation

(9-12 months)

Customer negotiations

FEED

2

and detailed planning

TSA

3

negotiations

Refinery run-down planning and execution

Refinery

decommissioning

& decontamination

Site repurposing

Key milestones:

Ongoing terminal works

Import terminal conversion

Site repurposing and infrastructure growth -opportunity identification

1

Timeline is subject to ongoing review through FEED and detailed planning, as well as reaching agreement on acceptable terms with customers

2

Front End Engineering and Design

3

Terminal Services Agreement

Shareholder and lender approvals

Workforce planning

Workforce development & deployment

Workforce

implementation

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

22

NEXT STEPS

Focused on concluding customer negotiations in Q1 2021

•Refinery simplification has been in effect from the beginning of 2021, to enable Refining NZ to maintain cash neutral refinery

operations at the Fee Floor in 2021

‒Strong focus on maintaining safe ongoing operations, including February / March 2021 turnaround

•Significant progress has been made in assessing the potential to convert to a safe, reliable and efficient import terminal –

current work is focused on:

‒Concluding commercial negotiations with customers, noting Refining NZ and bp have reached in-principle agreement

1

‒FEED and detailed planning –confirming conversion cost and timing estimates, and execution plans

•Any decision to convert to an import terminal would require the approval of Refining NZ’s non-customer shareholders

−Refining NZ’s independent directors have had direct oversight of the Strategic Review process, including customer

negotiations

−Requirement for an Independent Appraisal Report to inform any shareholder vote

•As with recent simplification changes, Refining NZ will continue to work closely with local, regional and national authorities and

agencies to ensure any future transition is smooth and the impact on its people and the region is minimised

•The earliest possible timing of import terminal commencement is currently in 2022

‒Planning is continuing in parallel for the hydrocracker turnaround (which has previously been deferred to March 2022)

1.The in principle agreement is non-binding and subject to a number of conditions including Refining NZ reaching agreement with its other customers (Z Energy and Mobil), Refining NZ shareholder and lender approvals, completion of detailed

planning and commercial due diligence, negotiation of a binding Terminal Services Agreement and final approval by the independent directors of Refining NZ and by bp.

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

FY 20 PERFORMANCE

STRATEGIC REVIEW

UPDATE

LOOKING FORWARD TO

FY21

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

24

OUTLOOK

•Outlook for refining margins remains challenging in the near term:

•Global oil demand has improved but remains 5.0-6.0% lower than pre-pandemic levels.

•COVID-19 travel restrictions likely to affect jet fuel demand through 2021

•Significant refining capacity closures required to return refinery utilisation in the Asian region to more normal levels

•Expect processing fees to remain at Fee Floor level though 2021 due to low margins.

•Lower jet demand expected to continue to impact RAP revenue until New Zealand COVID-19 border restrictions are relaxed

•Four-week turnaround of CCR platformer and CDU1 due to start late February. All processing units will be temporarily shut down during

this time, with customers importing refined products

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

25

2021 PRIORITIES

Safe, reliable and compliant operations throughout 2021

Turnaround 2021 executed safely, on time and within budget

Cash break-even operations at the Fee Floor

1

Conclude import terminal negotiations with customers –target Q1

Provides time

to negotiate

with

customers

Progress required shareholder and lender approvals and detailed planning

Long term

plan to unlock

infrastructure

value

1

Cash neutral excludes Strategic Review restructuring and implementation costs

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

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2020 ANNUAL RESULTS

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R E F I N I N G N Z

2 0 2 0 F I N A N C I A L R E S U L T S B R I E F I N G

A P P E N D I C E S

REFINING NZ
2020 ANNUAL RESULTS

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27

APPENDIX 1GLOSSARY

•Concawe–an organisationthat benchmarks safety performance for member companies and JV’s in the EU, Norway and Switzerland. The latest

benchmarking study was carried out in respect of 2019 performance, covering 42 member organisations.

•LTIF–Lost time injury frequency (rolling 12 month per 200,000 hours)

•TRCF –Total recordable case frequency (rolling 12 month per 200,000 hours)

•Tier 1 Process Safety Event (API 754)–A tier 1 Process Safety Event (PSE) is an unplanned or uncontrolled release of any material, including non-toxic and

non-flammable, from a process which results in one or more of the following: A LTI and/or fatality; A fire or explosion resulting in greater than or equal to

$25,000 of direct cost to the company; A release of material greater than the threshold quantities given in Table 1 of API 754 in any one-hour period; A

officially declared community evacuation or community shelter-in-place.

•Tier 2 Process Safety Event (API 754)–A tier 2 Process Safety Event (PSE) is an unplanned or uncontrolled release of any material, including non-toxic and

non-flammable, from a process which results in one or more of the following: A recordable injury; A fire or explosion resulting in greater than or equal to $2,500

of direct cost to the company; A release of material greater than the threshold quantities given in Table 2 of API 754 in anyone-hour period.

•Net debt –Net debt comprises total borrowings less cash and cash equivalents

•Operating “cash neutral” –maintaining a “flat” net debt position (i.e. total lender debt, including subordinated notes, less and cash/funds held on deposit),

after paying all operating, capital and funding costs out of the company’s revenue receipts. This excludes Strategic Review restructuring costs.

•Reported EBITDA–Earnings Before Depreciation and Disposal Costs, Impairment of assets, Finance costs and Income Tax in a non-GAAP measure. Please

refer to Appendix II for a reconciliation

•Adjusted EBITDA -Reported EBITDA adjusted for other non-cash expenses, and used for bank covenant purposes

•Free Cash Flow –Net cash generated from operations less investing activities

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

28

APPENDIX 2NON-GAAP MEASURES

Refining NZ’s standard profit measure prepared under New Zealand Generally Accepted Accounting Practice (NZ GAAP) is net profit/(loss) after

tax.Refining NZ has used non-GAAP measures when discussing financial performance in this Full-Year Report.The Directors and Management

Team believe that these measures provide useful information as they are used internally to evaluate segmental and total Groupperformance, to

establish operating and capital budgets as well as being used for bank covenant purposes.

Non-GAAP profit measures are not prepared in accordance with NZ IFRS (New Zealand equivalents to International Financial Reporting

Standards) and are not uniformly defined, therefore the non-GAAP profit measures included in this report are not comparable withthose used by

other companies.They should not be used in isolation or as a substitute for GAAP profit measures as reported by Refining NZ inaccordance with

NZ IFRS.

REFINING NZ
2020 ANNUAL RESULTS

PRESENTATION

29

APPENDIX 3COVENANTS

Refining NZ’s banks have been granted the benefit of a Negative Pledge Deed, which sets out a number of covenants that the Company agrees to

comply with.These are outlined as follows:

Senior Interest Cover RatioThe ratio of Negative Pledge adjusted EBITDA

[1]

to Interest Expense for the Refining NZ Group which is to be not less

than 4.0 times. Interest expense includes the interest on debt but does not include any interest or Deferred Interest paid

with respect to the Subordinated Notes.

Total Interest Cover RatioThe ratio of Negative Pledge adjusted EBITDA to Total Interest Expense for the Refining NZ Group which is to

be not less than 2.0 times. Total interest expense is the Interest Expense plus any interest or Deferred Interest paid with

respect to the Subordinated Notes.

Gearing RatioThe ratio of bank deb to the sum of bank debt plus shareholder equity for Refining NZ which is required to be not greater

than 45%.

The senior interest and total interest cover ratios are tested semi-annually and are only breached if they are not met on two consecutive test

dates. The gearing ratio is tested at all times.

1.Negative Pledge EBITDA has the same meaning as “Adjusted EBITDA” as set out in Appendix 1 and 2

REFINING NZ
2020 ANNUAL RESULTS

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R E F I N I N G N Z

2 0 2 0 F I N A N C I A L R E S U L T S B R I E F I N G

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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