EROAD/Announcement
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EROAD better positioned for future growth

Full Year Results27 May 2021ERDIndustrials

TEL +64 9 927 4700 PO Box 305 394
FAX +64 9 927 4701 Triton Plaza, North Shore 0757 Page 1

FREE 0800 4-EROAD Auckland, New Zealand eroad.co.nz



EROAD better positioned for future growth 28 May 2021

Transportation technology services company EROAD (NZX/ASX: ERD) today released its financial

results for the 2021 financial year. All numbers relate to the year ended 31 March 2021 and

comparisons relate to the year ended 31 March 2020.

Key highlights

• Revenue grew to $91.6m, up 13% from FY20 and EBITDA grew by 13% to $30.7m

• EROAD grew contracted units by 9,715, while keeping ARPU and asset retention stable in

challenging macro-economic conditions

• EROAD accelerated its growth strategies – extending the platform further and launching new

products

• EROAD reiterates its FY22 guidance provided in November 2020

“In a year that presented challenging macro-economic conditions we continued to grow across all of

our markets delivering a 13% increase in revenue and Earnings Before Interest, Tax, Depreciation

and Amortisation (EBITDA) year on year. In addition, we accelerated our growth strategies to take

better advantage of opportunities that have emerged from the challenges of the last twelve months.

EROAD is now stronger than ever before, better positioned to capture the increasing growth

opportunities in telematics” said Steven Newman, Chief Executive Officer.

EROAD Chair Graham Stuart commented “EROAD recognised that this was the time to be bold and

to prepare to take best advantage of growth opportunities when macro-economic conditions

improved. For EROAD this meant increasing and accelerating its investment in its platform and

products. The ASX listing and simultaneous $53m


capital raise in September 2020 ensured we had

the upfront funding to be able to begin this acceleration. We achieved what we set out to do.

EROAD is now stronger than ever and ready to grow – and grow quickly.”

Revenue increased year on year by 13% to $91.6m, reflecting growth in contracted units across all

our markets. Average SaaS Monthly Revenue per Unit (ARPU) remained stable at $58.30 per month

from $58.38 in FY20 reflecting customers upgrading their plans and selling additional SaaS products

offset by foreign exchange movements over the year. EBITDA grew by 13% to $30.7m. EROAD’s

Annualised Monthly Recurring Revenue metric (AMRR), which provides a forward view of

sustainable revenue, increased from $84.0m at 31 March 2020 to $88.4m as at 31 March 2021.

Reflecting the quality of EROAD’s service and product offering, in a year that brought with it a

significant amount of uncertainty for our customers, EROAD’s Asset Retention Rate remained stable

at 94.9% (FY20: 95.2%). In addition, 640 customers renewed their plan (13,821 contracted units).

In the year ended 31 March 2021, a total of $21.3m (FY20: $15.6m) was invested in research and

development, representing some 23% of revenue. As previously signalled, EROAD sees substantial

and increased future growth opportunities in the markets it operates in. As such research and

development spend has been accelerated during FY21 and it is anticipated this will grow to some 24-

27% of revenue in FY22 to be able to appropriately capitalise on this growth opportunity.



Page 2 eroad.co.nz

New Zealand

New Zealand revenue increased by $6.4m or 12% year on year to $59.8m. EBITDA was $38.8m, up

11% from $34.9m reflecting both increased contracted units as well as sales of add-on SaaS

products.

The growth of 7,526 contracted units reflects further extension into fleets of existing

customers, as well as new customers in Construction & Civil Engineering, Freight & Road Transport,

Services & Trades. During Q3, EROAD secured a large Enterprise customer, Toll New Zealand. EROAD

will install almost 1,000 units and EROAD SaaS products, across their heavy vehicle, light vehicle and

trailer fleet.

North America

Revenue for North America increased by $4.8m or 19% to $30.6m and EBITDA increased period on

period from $7.5m to $10.0m. North America, has been the most challenging of EROAD’s markets

during COVID-19 due to the impacts of lengthy lockdowns, wildfires, civil unrest and politics. New

sales were significantly challenged with customers working from home and focused on maintaining

their businesses as opposed to looking at making changes. While EROAD gr ew in North America,

adding 1,435 units during the year representing growth of 4%, it was significantly less than the prior

year. It is encouraging to see signs that the North America economy is opening up again, bolstered

by the increase in government support and rollout of vaccination programme with workers

beginning to return to their workplaces across the region. Reflecting this, EROAD currently has two

enterprise customer prospects in pilot for its Ehubo delivered services (approx. 1,500 units) as well

as a solid mix of mid-market pilots either launched or beginning soon. There are also further pilots

for Clarity Dashcam with existing and new customers.

Australia

Revenue for the Australian business was $1.4m, compared to a FY20 figure of $0.7m. EBITDA for the

Australia region was at $(0.9)m, compared to $(1.3)m in the prior year. Despite restrictive lockdowns

in the first half of the year, we added 754 contracted units in the year, with the majority of the units

being added in H2. This growth predominately came from new small-to-medium size customers in

Freight & Road Transport, Construction & Civil Engineering, Services & Trades. During the year, we

were focused on securing some large enterprise opportunities within our Australian pipeline. EROAD

announced at the beginning of April 2021 that we had signed our largest Australian enterprise

customer, Ventia. This contract alone almost doubles the size of EROAD’s Australian presence and it

is still working a short to medium term enterprise sales pipeline of some 15-20,000 connected

vehicles.


Accelerating Growth Strategies to capture significant opportunity for EROAD once market

uncertainty recedes

During the year, EROAD accelerated its growth strategies – extending the platform further and

launching new products. This leaves EROAD very well positioned to capture the significant and

growing opportunity with Enterprise customers in North America and Australia now that uncertainty

is beginning to recede

.



Page 3 eroad.co.nz

Following the launch of Clarity Dashcam in October 2020, EROAD began marketing, selling and

dispatching this product in March 2021. As expected, high demand was seen in North America as

EROAD customers looked for safety solutions to deal with challenges associated with increasing

insurance premiums. For the month of March 2021, EROAD sold a total of 1,054 EROAD Clarity

Dashcams and this run-rate is expected to continue at a Group level, as North America continues to

return to normality after restrictive COVID-19 lock downs and further momentum is built within the

New Zealand and Australian markets. The EROAD Day Logbook product has seen great success with

some 6,407 drivers now using the product, including 515 subscriptions to customers who do not

currently have EROAD hardware installed.

FY22 Outlook

EROAD’s Board and Management reiterate the FY22 guidance provided November last year at the

time of the H1 FY21 financial results release. It is anticipated that the percentage revenue growth in

FY22 will strengthen from that delivered in FY21, but not be at the level experienced in FY20.

In New Zealand, EROAD expect to add a similar number of units to that seen prior to FY21 (~9,000

p.a). New Zealand Ehubo sales will be complemented with Clarity Dashcam sales. In North America,

EROAD expect increased unit growth in FY22, supported by Clarity Dashcam sales, as economy

returns to pre-COVID conditions. In Australia, growth during the next 2 years will come

predominantly from an Enterprise pipeline of 15-20,000 vehicles. As EROAD continues to accelerate

new product delivery for future growth in FY23 and FY24, we anticipate spending 24-27% of revenue

on R&D during FY22. However, EROAD also anticipate that EBITDA margin will be maintained for

FY22 but will improve at the end of FY22.

The Global Telematics industry poised for significant growth

EROAD operates in the global telematics industry, which is estimated to grow to US$750b by 2030

1

.

As each country around the world look to solve their transportation problems and as companies look

to solve their operational problems - the demand for telematics and EROAD’s products

grows. EROAD customers are going through a digital transformation and therefore they are

increasingly looking for solutions that give visibility, data and insights to manage their fleets

more productively track and manage mobile and remote assets and as well as help with their ESG

reporting requirements.


As governments look to solve transportation problems, regulatory telematics solutions in

particular are forecast to be a significant growth driver forcing telematics adoption over the next 5+

years. Declining transportation revenues (as cars become more fuel efficient and EV uptake

increases) and continued growth in road congestion will accelerate moves to road pricing globally.

EROAD is focused on world leading regulatory telematics solutions and is therefore well

positioned to take advantage of this trend. EROAD’s cash flow, combined with the recent $53m

capital raise and banking facilities puts the company in a strong position to pursue strategic growth

opportunities. EROAD continues to consider inorganic growth opportunities that will provide

customer base and product capabilities to differentiate EROAD further.


1

Source McKinsey & Company (2018). Relates to global telematics plus the monetary value of the global

ecosystem developing around monetizing vehicle data—including consumer vehicles.



Page 4 eroad.co.nz

Conference Call details

EROAD’s Chief Executive Officer, Steven Newman, and Chief Financial Officer, Alex Ball, will give a

presentation on the company's financial and operational performance for FY21 via a teleconference

commencing at 10.30am NZST.

Register in advance for this webinar:


https://us02web.zoom.us/meeting/register/tZAocuyopj4rH93IwQV4QAJcnJ1dACbiuYci

After registering, you will receive a confirmation email containing information about joining the

webinar. A replay of this conference call will be available once it has been uploaded to the EROAD

website under ‘presentations’ on https://www.eroadglobal.com/global/investors

Ends

This announcement has been authorised by EROAD’s Board of Directors.

For Investor enquires please contact:

Alex Ball

Chief Financial Officer

alex.ball@eroad.com



For Media enquiries please contact:

Anna Bonney

Merlin Consulting

anna@merlinconsulting.co.nz


Non-GAAP Measures

Non-GAAP Measures EROAD has used non-GAAP measures when discussing financial performance in

this document. The directors and management believe that these measures provide useful

information as they are used internally to evaluate performance of business units, to establish

operational goals and to allocate resources. Non-GAAP measures are not prepared in accordance

with NZ IFRS (New Zealand International Financial Reporting Standards) and are not uniformly

defined, therefore the non-GAAP measures reported in this document may not be comparable with

those that other companies report and should not be viewed in isolation or considered as a

substitute for measures reported by EROAD in accordance with NZ IFRS. The non-GAAP measures

EROAD have used are Adjusted EBITDA, Annualised Monthly Recurring Revenue (AMRR), Costs to

Acquire Customers (CAC), Costs to Service & Support (CTS), EBITDA, EBITDA margin, Free Cash Flow

and Future Contracted Income (FCI). The definitions of these can be found on pages 38 of the

investor presentation. All numbers relate to the 12 months ended 31 March 2021 (FY21) and

comparisons relate to the 12 months ended 31 March 2020 (FY20), unless stated otherwise. All

dollar amounts are in NZD.

About EROAD

EROAD Limited (ASX: ERD; NZX: ERD) (“EROAD”) purpose is safer and more sustainable roads. EROAD

develops and markets technology solutions to manage vehicle fleets, support regulatory compliance,

improve driver safety and reduce the costs associated with operating a fleet of vehicles and

inventory of assets. EROAD has a proven SaaS business model and is experiencing continuing growth

in installed units and revenue. EROAD has operations in New Zealand, North America and Australia

with customers ranging in size from small fleets through to large enterprise customers. For more

information visit https://www.eroad.com/global/investors

.

---

28 May 2021
Results for announcement to the market

Name of issuer EROAD Limited

Reporting Period 12 months to 31 March 2021

Previous Reporting Period 12 months to 31 March 2020

Currency New Zealand Dollars

Amount (000s) Percentage change

Revenue from continuing

operations

$91,638 up 13%

Total Revenue $91,638 up 13%

Net profit/(loss) from

continuing operations

$2,015 up 93%

Total net profit/(loss) $2,015 up 93%

Interim/Final Dividend

Amount per Quoted Equity

Security

No dividend declared

Imputed amount per Quoted

Equity Security

Not Applicable

Record Date Not Applicable

Dividend Payment Date Not Applicable

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.72 $0.13

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

For commentary on the result, please refer to the Annual Report

for the year ended 31 March 2021.

Authority for this announcement


Name of person


authorised

to make this announcement

Alex Ball

Contact person for this

announcement

Alex Ball

Contact phone number +64 29 772 5631

Contact email address alex.ball@eroad.com

Date of release through MAP


28 May 2021


Audited financial statements for the year ended 31 March 2021 accompany this announcement.




TEL +64 9 927 4700 PO Box 305 394

FAX +64 9 927 4701 Triton Plaza, North Shore 0757 Page 1

FREE 0800 4 EROAD Auckland, New Zealand eroad.co.nz

---

FINANCIAL RESULTS
FOR THE 12 MONTHS ENDED 31 MARCH 2021 (FY21)

28 MAY 2021

(NZX: ERD ASX: ERD)

IMPORTANT INFORMATION
The information in this presentation is of a general nature 

and does not constitute fi nancial product advice, investment 

advice or any recommendation. Nothing in this presentation 

constitutes legal, fi nancial, tax or other advice

This presentation may contain projections or forward-looking 

statements regarding a variety of items. Such projections or 

forward-looking statements are based on current expectations, 

estimates and assumptions and are subject to a number of 

risks, uncertainties and assumptions.

There is no assurance that results contemplated in any 

projections or forward-looking statements in this presentation 

will be realised. Actual results may diff er materially from 

those projected in this presentation. No person is under any 

obligation to update this presentation at any time after its

release to you or to provide you with further information

about EROAD.

While reasonable care has been taken in compiling this 

presentation, none of EROAD nor its subsidiaries, directors, 

employees, agents or advisers (to the maximum extent 

permitted by law) gives any warranty or representation 

(express or implied) as to the accuracy, completeness or 

reliability of the information contained in it nor takes any 

responsibility for it. The information in this presentation has

not  been and will not be independently verifi ed or audited.

NON-GAAP MEASURES

EROAD has used non-GAAP measures when discussing 

fi nancial performance in this document. The directors

and  management believe that these measures provide

useful information as they are used internally to evaluate

performance of business units, to establish operational

goals and to allocate resources. Non-GAAP measures are

not prepared in accordance with  NZ IFRS (New Zealand

International Financial Reporting  Standards) and are not

uniformly defi ned, therefore the  non-GAAP measures

reported in this document may not be comparable with those

that other companies report and should  not be viewed in

isolation or considered as a substitute for measures reported

by EROAD in accordance with NZ IFRS.

The non-GAAP measures are not subject to audit or review. 

Defi nitions can be found in the Glossary on page 39 of this 

presentation.

02

HIGHLIGHTS
4-5

OPERATING

UPDATE

6-13

FINANCIAL

UPDATE

14-26

GROWTH

OPPORTUNITIES

27-35

FY22

OUTLOOK

36

Agenda

03

Continue to
grow despite

challenging

macro-

economic

conditions

IN REVENUE

reflecting continued growth in

units in all regions

13

%

(FY21: $91.6m • FY20: $81.2m)

PROFIT BEFORE TAX

1.9

$

m

reflecting growth in EBITDA

and increased depreciation and

amortisation

(FY20: $1.4m)

AMRR

88.4

m

$

reflecting unit sales , partly

offset by FX impacts

(H1 FY21: $84.8m FY20: $84.0m)

m

$

3.6

EBITDA

which includes a non-recurring

items ($0.4m) and COVID-19

debtor provision ($1.5m)

(FY21: $30.7m• FY20: $27.1m)

representing 23% of revenue

(FY20: $15.6m)

SPENT ON R&D

21.3

$

m

OPERATING

EXPENDITURE

reflecting accelerated R&D and

spend-to-save initiatives

(FY21: $60.9m • FY20: 54.2m)

6.7

m

$

04

Accelerating
Growth

Strategies

SIGNED

VENTIA

largest Australian

enterprise customer

CONTRACTED

UNITS

in FY21 despite challenging

marco-economic conditions

(FY21: 126,203 FY20: 116,488)

8

%

(FY20: 95.2%)

%

94.9

ASSET RETENTION

RAT E

reflecting quality of service

and product offering

CAPITAL RAISE

to accelerate

growth strategies

53

$

m

EROAD

CLARITY DASHCAMS

sold in March

1,054

MONTHLY SAAS AVERAGE

REVENUE PER UNIT (ARPU)

with customers subscribing to

additional SaaS services and FX impacts

(FY20: $58.38)

58.30

$

05

1

$51m raised (net of $2m transaction costs) via capital raise

1

OPERATIONAL
UPDATE

Steven Newman

Chief Executive Offi cer

06

8% Growth since
FY20, despite

COVID-19

Australia

North America

New Zealand

ANZ

• Contracted units continued to grow

across all regions

• However, slower growth rates across all

markets, refl ecting longer sales lead times

1

North America units for FY19 are restated for data cleansing adjustments identifi ed as part of the new business systems implementation

20142015201620172018201920202021

9,973

14,332

19,864

26,031

31,298

36,953

43,430

48,041

59,538

77,600

86,240

96,106*

108,414

-

20,000

40,000

60,000

80,000

100,000

120,000

140,000

9,97314,33219,26424,04128,14032,45238,12941,93949,80259,84365,28571,44675,674

1,513

600

1,990

3,158

4,501

5,301

6,102

9,736

17,757

20,955

24,660

31,227

116,488

80,366

2,120

34,002

122,193

84,526

2,373

35,294

126,203

87,892

2,874

35,437

Q3:

Total 1,284

NZ: 1,071

NA: -39

AU: 252

Q4:

Total 2,726

NZ: 2,295

NA: 182

AU: 249

1

TOTAL CONTRACTED UNITS

07

2,2162,0522,4201,8922,4733,2041,8351,9753,0904,7734,7775,2642,5912,8513,2712,8902,8652,699
897

271

796

547

422

378

392

409

1,321

2,313

5,076

2,945

1,581

1,617

1,104

2,601

2,904

3,663

43

134

3,113

2,323

3,216

2,439

2,895

3,582

2,227

2,384

4,411

7,086

9,853

8,209

4,172

4,468

4,375

5,491

5,812

6,496

4,123

3,951

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

201620172018201920202021

2,555 2,137

1,398

1,377

170

437

2,326

3,379

2,222

1,036

121

1,938

256

132

1,284

2,726

182

(39)

252

249

2,2951,071

Australia

North America

New Zealand

ANZ

H1 20 Two Largest

North American

Enterprise Customers

COVID-19

H2 18 ELD Mandate

and Strong Enterprise

Growth in New Zealand

Growth

continued

to be impacted

by COVID-19

• Growth in New Zealand relatively robust

during COVID-19, however slightly

lower than pre-COVID due to economic

uncertainty

• Toll New Zealand won (1,000 units) during

Q2 and deployment halfway complete by

year end 

• Growth in North America signifi cantly 

impacted by COVID-19, wildfi res, civil

unrest and politics

• Growth in Australia signifi cantly impacted 

by COVID-19 in H1, returning to pre

COVID-19 levels in H2

• Largest Australian Enterprise customer

Ventia won (2,500 units in Australia and

1,500 units in New Zealand) to be deployed

throughout FY22

CONTRACTED UNITS ADDED

DURING THE QUARTER 

08

Growth through Retention and
Account Upgrades despite

uncertainty for our customers

%94.9

ASSET

RETENTION RATE

640

CUSTOMERS RENEWED

THEIR EROAD PLAN

(13,821 contracted units)

09

Growth through account expansion
EROAD CLARITY

DASHCAM 

EROAD GOEROAD DAY

LOGBOOK 

MyEROAD FLEET

MAINTENANCE 

EROAD INSPECT  EROAD WHERE   

Dual facing dashcam.

Integration of dashcam

while Ehubo data and other

key driver and vehicle

statistics supports advanced

driver coaching and accident

exoneration in MyEROAD

Replay

A workfl ow application

that connects with

the transport

management system 

Simplifi es fatigue

management by enabling

drivers to capture work

and rest hours via a smart

phone or tablet

Simplifi es vehicle

maintenance with automated

service schedule based

on time lapsed, distance

travelled or

engine hours, plus a full

service history archive 

Makes vehicle inspections

easy, capturing defects

with your mobile

device, and providing

transparent and traceable

inspection information

Aff ordable

Asset Tracking 

1,054

SOLD IN MARCH

(86 WHICH WERE

NEW EROAD CUSTOMERS) 

OPENS UP

ADDRESSABLE

MARKET

LONG SALES LEAD-IN TIMES 

6,407

DRIVERS SUBSCRIPTIONS

(515 WHICH ARE

STANDALONE) 

5,647

IN-CAB SERVICE ALERTS

5,818

PRE-TRIP COMMS

10,490

DRIVERS SUBSCRIPTIONS

OVER

306

CUSTOMERS

5,060

SOLD TO

OVER 164

CUSTOMERS 

Increases

addressable market

Improved

ARPU

Retention

Tool

10

CONTINUED EXECUTION  OF
STRATEGY 

• Renewed 7,507 contracted units. 2,896 of these

were Ehubo1, of which 39% upgraded to Ehubo2

• Increased contracted units by 7,526, of which 31%

were new customers across a range of industries

• Won Toll New Zealand who are adding 1,000 units

across their heavy vehicle, light vehicle and trailer

fleet (over 500 installed by the end of FY21)

• EROAD now collects 49% of Heavy Transport

RUC and 80% of Heavy Transport eRUC

• Launched ‘EROAD Day Logbook’ in Q1 FY21.

Strong take-up with 6,407 subscriptions sold

(515 which were standalone sales)

• Continued progress in broadening range of

customers’ assets traced with 5,060 EROAD

Where tags sold

 GROWTH OPPORTUNITY

• In New Zealand, expect growth similar levels to

prior FY21 (added 9,000+ connected vehicles p.a)

New Zealand remains

a significant growth opportunity

GROWTH IN UNITS

NZ MONTHLY

SAAS ARPU

9%

(FY21: 87,892 FY20: 80,366)

(FY20: $55.78)

ASSET

RETENTION RATE

95.8%

(FY20: 96.1%)

56.18

$

EBITDA

(FY20: $34.9m)

38.8m

$

11

CHALLENGING MACRO-
ECONOMIC ENVIRONMENT 

• Difficult operating conditions throughout FY21

with by COVID-19 operating restrictions, wild-fires,

civil unrest and politics

• Economy is opening up again, bolstered by the

increase in government support and rollout of

vaccination programme 

• Increase in aged debtors leading to increased

doubtful  debtor provisioning

CONTINUED EXECUTION 

OF STRATEGY

• Added 1,435 contracted units primarily in H1

• Seeing high demand and take up of Clarity

Dashcams – 1,020 sold in March only 

• In pilots for ~1,500 units and a range of Pilots for

Clarity Dashcam for existing and new customers 

GROWTH OPPORTUNITY

• Targeting ~2.62 million vehicles.

• Launch of our ‘EROAD Go’ and ‘EROAD Clarity

Dashcam’ will  increase addressable market

North America increasing

the addressable market

GROWTH IN UNITS

MONTHLY

SAAS ARPU

2

4

%

(FY20: US$41.94)

ASSET

RETENTION RATE

92.8

%

(FY20: 95.2%)

42.95

US$

2

In NZ$ ARPU fell from NZ$65.73 to NZ$65.03 reflecting FX impacts 

EBITDA

(FY20: $7.5m)

10.0m

$

(FY21: 35,437 FY20: 34,002)

12

CONTINUED EXECUTION
OF STRATEGY

• COVID-19 restrictions impacted H1 growth, adding

only 253 units

• Growth returned to pre COVID-19 levels in

H2, adding 501 new units to small-to-medium size

fleets

• Won Ventia, our largest enterprise customer,

which will add 2,500 AU units and 1,500 NZ units

over FY22

• Expanded the AU team to support growth. Key

roles include General Manager, Australia, National

Sales Manager, Australia and Marketing Director

GROWTH OPPORTUNITY

• Expect a significant proportion of our

~300 Trans-Tasman fleets to convert their

Australia side of the fleet

• Short-medium term enterprise pipeline

of some 15-20k connected vehicles

Building the brand

in Australia

UNITS ADDED

IN FY21

LARGEST ENTEPRISE

CUSTOMER SIGNED

745

EBITDA

(FY20: $(1.3)m)

(FY21: 2,874 FY20: 2,120)

VENTIA

(

0.9

)

$

m

MONTHLY

SAAS ARPU

3

(FY20: AU$35.86)

33.16

AU$

3

In NZ$ ARPU fell from NZ$37.28 to NZ$35.50 reflecting a high proportion of trailer solutions sold in AU

13

FY21
FINANCIAL

RESULTS

Alex Ball

Chief Financial Officer

14

-
(6.0)

(4.0)

(2.0)

2.0

$

(5.9)m

$

(5.1)m

$

1.4m

$

1.9m

20.0

-

40.0

60.0

80.0

100.0

FY18FY19FY20FY21

$

43.8m

$

61.4m

$

81.2m

$

91.6m

FY18FY19FY20FY21

$

10.5m

$

15.6m

$

27.1m

$

30.7m

REVENUE

-

30.0

40.0

20.0

10.0

EBITDA

FY18FY19FY20FY21FY18FY19FY20FY21

$

(18.6)m

$

(13.1)m

$

(12.8)m

FY18FY19FY20FY21

24%

25

%

33

%

34

%

-

30.0

40.0

20.0

10.0

EBITDA MARGINPROFIT/(LOSS) AFTER TAX

-

10.0

5.0

(5.0)

(10.0)

(15.0)

(20.0)

FREE CASH FLOW

$

5.3m

EROAD delivers growth in

challenging macro-economic conditions

+13%+13%

+36%+$18.1m

REVENUEEBITDAEBITDA

MARGIN

PROFIT/

(

LOSS

)


BEFORE TAX

FREE

CASH FLOWS

4,5

Includes one-off non-recurring items as outlined in detail on slide 16

15

YEAR ENDEDFY21FY20
Movement

FY21 vs

FY20H2 FY21H1 FY21

Movement

H1 FY21 vs

H2 FY21

Revenue91.681.210.445.845.8-

Expenses(60.9)(54.1)(6.8)(30.4)(30.5)0.1

Earnings before interest, taxation,

depreciation and amortisation

30.72 7.13.615.415.30.1

Depreciation of Property, Plant &

Equipment

(9.6)(8.6)(1.0)(5.0)(4.6)(0.4)

Amortisation of Intangible Assets(9.9)(7.5)(2.4)(5.1)(4.8)(0.3)

Amortisation of Contract and

Customer Acquisition Assets

(6.8)(6.5)(0.3)(3.3)(3.5)0.2

Earnings before interest and

taxation

4.44.5(0.1)2.02.4(0.4)

Net Financing Costs(2.5)(3.1)0.6(1.3)(1.2)0.1

Profit/(loss) before tax1.91.40.50.71.2(0.5)

Income tax (expense) benefit0.1(0.4)0.50.3(0.2)0.5

Profit/(loss) after tax for the

year attributable to the 

shareholders

2.01.01.01.01.0-

Other comprehensive income(0.5)(1.3)0.80.2(0.7)0.9

Total comprehensive income/(loss)

for the year

1.5(0.3)1.81.20.30.9

Statement of Income (NZ$m)

• Revenue increased 13% on FY20 to $91.6m,

reflecting growth in contracted units and ARPU.

Revenue in H1 FY21 also benefited from the

forgiveness of a COVID-19 government support

loan in North America of $USD1.0m (NZD revenue

increase of $1.5m)

• Operating expenditure increased 12% by $6.8

million in line with revenue reflecting accelerated

R&D operating expenditure and ongoing spend on

company-wide initiatives to deliver further longer-

term improvements in operating leverage

• Operating expenditure also included a non-

recurring increase in the doubtful debt provision

of $1.5 m, relating to the impact of COVID-19, and

a one-off adjustment for superannuation costs in

North America of $1.1m

• Profit before tax was $1.9m (FY20: $1.4m). The

increase in EBITDA was offset by the increase in

depreciation and amortisation charge of $3.7m,

reflecting our growing customer base (and related

assets), the increase in our R&D programme and

significant investment in new generation and

business systems during FY21

16

($m)
FY21FY20

Movement

FY21 vs

FY20H2 FY21H1 FY21

Movement

H1 FY21 vs

H2 FY21

New Zealand38.834.93.920.318.51.8

Australia(0.9)(1.3)0.4(0.5)(0.4)(0.1)

North America10.07. 52.54.15.91.8

Corporate & Development(17.5)(14.0)(3.5)(8.6)(8.9)(0.3)

Elimination of inter-segment

EBITDA

0.30.00.30.3-0.3

EBITDA30.72 7.13.615.415.30.5

EBITDA Margin34%33%8%34%33%-

EBITDA up despite accelerating

growth strategies

NEW ZEALAND

Continued growth into existing customer fleets,

attracting new customers and continued high

asset retention resulted in a 11% increase in EBITDA

$38.8m.

NORTH AMERICA

North American EBITDA result of $10.0m is 33%

ahead of the same time last year as a result of

ongoing market growth and recognition of the

government loan forgiveness as grant income

($1.5m) offset to an extent by a one-off adjustment

for superannuation costs ($1.1m) and an increased

doubtful debt provision ($0.3m). Excluding these

items, EBITDA for the second half of the year grew

54% on H1 FY21 and 32% on FY20

AUSTRALIA

Continuing revenue growth (up 100% from FY20)

and reduced spending as a result of COVID-19 (for

example less marketing investment) has produced

the improved EBITDA result of $(0.9)m.

CORPORATE

The Corporate segment’s EBITDA was $(17.5)m

from $(14.0)m in FY20 reflecting the combination

of continuing accelerated investment in R&D and

growing in the business.  

17

100.5
117.4

134.4

-

25.0

50.0

75.0

100.0

125.0

150.0

-

20.0

40.0

60.0

80.0

100.0

66.5

84.0

88.4

FY19FY20FY21FY18FY19FY20

141.9 

FY21FY18FY19FY20FY21

19

2222

12

12

1414

10

23

7

9

8

-

10

20

30

R&D Expensed

R&D Capitalised

Total R&D

AMRR increase reflects growth in recurring revenues from

new units and SaaS ARPU, partly offset by an FX impact

of $4.5m in FY21.

FCI increased with new incremental contracted units

added and renewals, partially offset by recognition of

revenues for new and existing contracts.

Exchange rate negative impact for FY21 was $9.3m

R&D as % of Revenue As previously signaled, expect to

spend 24-27% as investment for growth accelerates over

FY22.  

Monitoring Performance LEADING GROWTH INDICATORS

ANNUALISED MONTHLY

RECURRING REVENUE

(

$m

)

FUTURE CONTRACTED

INCOME

(

$m

)

RESEARCH AND DEVELOPMENT

AS % OF REVENUE

6

Restated by $2m from $86m due to SaaS revenue washup of $0.17 included in full in March which related in part to earlier periods.

18

Monitoring Performance ENTERPRISE VALUE FROM EXISTING CUSTOMER BASE
Monthly SaaS ARPU has remained stable over past 12 months.

- Plan and hardware upgrades and addition of EROAD Where 

- Stronger USD vs NZD reduced ARPU growth ($0.65) from FY20

Asset Retention Rate has remained stable and continues to be a focus

through renewal programmes in key markets.

-

10

20

30

40

50

60

70

FY18FY19FY20FY21

$54.32

$55.08

$58.38 

$58.30

-

20

40

60

80

100

FY18FY19FY20FY21

95.8%

94.4

%

95.2

%

94.9

%

ARPU

ASSET RETENTION RATE

19

-
5

10

15

20

25

FY18FY19FY20FY21

20

24

22

18

15

17

6

13

11

4

2

5

CAC Expensed

CAC Capitalised

Total CAC

-

1

2

3

4

5

6

CTS

FY18FY19FY20FY21

4.5

5.0

4.6

4.7

$0

$200

$400

$600

$800

$1,000

$1,400

$1,200

$791

$1,236

FY20

FY21

Monitoring Performance PROFITABILITY

CAC as a % of revenue would be expected to trend downwards

over time as revenue grows, reductions will be partly offset by

investment in CAC ahead of revenues in Australia.

COST TO ACQUIRE CUSTOMERS

AS % OF REVENUE

COST TO ACQUIRE

PER UNIT

COST TO SERVICE AND SUPPORT

AS % OF REVENUE

20

CTS has remained within 4-5% of revenue range.

CTS will improve over time as scale and leverage increases.

The cost to acquire per unit has increased

year on year reflecting the lower number

of units added.

Operating Expenses
Sales and

Marketing

Other

$20.0m

$10.0m

$30.0m

$50.0m

$40.0m

$70.0m

$60.0m

60.9

-

54.1

0.3

(0.9)

(1.6)

0.9

1.2

3.4

1.61.2

FY20FY21

0.7

SCALECAPABILITYEXPANSION

STRATEGIC

INITIATIVES

LEGAL

COSTS

Increased

Decreased

Total

Sub-Contractors

Other Employment

Other Professional

Fees

Legal

Costs

Software and Systems

SaaS Platform

Costs

Personnel

Expenses

21

PROPERTY PLANT &
EQUIPMENT

• PPE spend is $6.5m lower than FY20 due to a

combination of lower  new unit volumes and

tight inventory management

• The decrease in inventory also reflects a lift in our

provision for obsolescence in preparation for the

network changes in North America during FY21

INTANGIBLE ASSETS

• Total R&D spend of $21.3m has increased $5.7m

in line with guidance and is 23% of revenue,

$13.1m of which was capitalised as development

and software assets

• The overall decrease of $3.4m when compared

to the prior year is a result of reduced spend

on software. During FY20, EROAD undertook

a substantial investment in our new generation

business systems

ADDITIONS TO PROPERTY, PLANT AND EQUIPMENT

ADDITIONS TO INTANGIBLE ASSETS

11.6

5.1


15.00

10.00

5.00

-

Total

PPE Additions*

($m)

10.8

4.4

Hardware

Asset Additions

($m)

10.1

5.3

FY20FY21

FY20

FY21FY20FY21

*Excluding Additions to Right of Use Assets

Hardware Asset

Additions excluding

Inventory Management

($m)

16.5

13.1

9.6

12.2

6.9

0.9

FY20FY21FY20FY21

FY20FY21

Total Intangible

Asset Additions

($m)

Development Asset

Additions

($m)

Software Asset

Additions

($m)

22

8.3
9.6

13.1

5.1

6.0

8.2

13.4

15.6

21.3

-

5.0

10.0

15.0

20.0

25.0

FY19FY21FY20

R&D ExpensedR&D Capitalised

IncreaseDecreaseTotal

42.1

13.1

(9.9)

45.3

-

20.0

40.0

60.0

FY20Additions

AmortisationFY21

Increased investment in R&D

TO SUPPORT NEW PRODUCT DELIVERY IN FY23 AND FY24

RESEARCH AND DEVELOPMENT

(

$m

)

MOVEMENT IN INTANGIBLES

(

$m

)

23

Inflows
Outflows

Total

38.8

10.0

(2.2)

(1.2)

(0.2)

(0.2)

(0.1)

(17.5)

5.3

-

(0.9)

(1.4)

(0.2)

(0.2)

(0.1)

(0.2)

25.0

20.0

15.0

10.0

5.0

-

40.0

35.0

30.0

45.0

CDE EBITDA

Other PPE

Development Assets

Software Assets

Interest Paid

Group Free Cash Flows FY21

(3.1)

(0.1)

(0.5)

(12.2)

(0.9)

(2.5)

38.7

0.2

NEW ZEALAND

$32.3m (FY20: $25.1m)

NORTH AMERICA

$9.3m (FY20: $0.6m)

AUSTRALIA

($1.4m) (FY20: $1.7m)

CORPORATE & DEVELOPMENT

($33.6m) (FY20: $33.8m)

Other Operating Cash FlowsŠ

EBITDA

Other PPE

CA Assets

H&A Assets

CF Assets

EBITDA

Other PPE

CA Assets

H&A

CF Assets

EBITDA

Other PPE

CA Assets

H&A

CF Assets

H&A under Construction

Operating Companies FCF FY21

Free Cash Flow Analysis by Segment

7

7

Group Free Cash Flows (FCF) for the purpose of this analysis refers to Operating Cash Flows Less Investing Cash Flows.

8

This FCF by market analysis provides an indicative view of FCF. Note that this does not represent actual FCF by market: Hardware & Accessories under Construction (inventories held) are presented in total and Other Operating Cash Flows (non-cash and working capital movements) are presented in

total and not allocated to specific seg ments. These amounts relate to all operating segments.

H&A Assets - Hardware & Accessory Assets • CA Assets - Customer Acquisition Assets • CF Assets - Contract Fulfilment Assets • CDE EBITDA - Corporate, Development and Elimination EBITDA • H&A under Construction - Hardware & Accessories under Construction

24

Cash flow statement (NZ$m)
• Operating cash flows benefit from a higher

revenue $92m versus $81m and hence increased

customer receipts

• Investing cash out flows fell from $35.9m to

$22.8m reflecting the investment in business

systems and processes in H1 FY20 and the lower

spend on hardware units due to lower growth in

H2 FY21

• Financing cash flows grew as result of $42m

raised via placement and a further $11m was

raised via share purchase plan

Year ended

FY21FY20

Movement

FY21 vs

FY20H2 FY21H1 FY21

Movement

H1 FY21 vs

H2 FY21

Cash flows from operating activities

Other operating cash flows30.625.84.815.315.3-

Interest paid(2.5)(2.7)0.2(1.5)(1.0)(0.5)

Net cash inflow from operating activities28.123.15.013.814.3(0.5)

Cash flows from investing activities

Property, Plant and Equipment

(including hardware assets)

(4.7)(11.6)6.9(3.0)(1.7)(1.3)

Intangible Assets(13.1)(16.5)3.4(7.4)(5.7)(1.7)

Contract Fulfillment and Customer

Acquisition Assets

(5.0)(7.8)2.8(2.7)(2.3)(0.4)

Net cash outflow from investing

activities

(22.8)(35.9)13.1(13.1)(9.7)(3.4)

Cash flows from financing activities

Bank loans(0.8)1.2(2.0)(2.6)1.8(4.4)

Issue of Equity52.9-52.910.942.0(31.1)

Cost of raising capital(2.1)-(2.1)(0.1)(2.0)1.9

Other financings cash flows(1.6)(1.1)(0.5)(0.8)(0.8)-

Net cash inflow/(outflow) from

financing activities

48.40.148.37. 441.0(33.6)

Net increase/(decrease) in cash held53.7(12.7)66.48.145.6(37.5)

Cash at beginning of the financial period3.416.1(12.7)-3.4(3.4)

Closing cash and cash equivalents57.13.453.78.149.0(40.9)

25

AS AT PERIOD ENDFY21FY20Movement
Cash57.13.453.7

Restricted Bank Account10.514.0(3.5)

Costs to Acquire and Contract Fulfilment Costs5.55.9(0.4)

Other8.210.7(2.5)

Total Current Assets81.334.047. 3

Property, Plant and Equipment34.737. 4(2.7)

Intangible Assets45.342.13.2

Costs to Acquire and Contract Fulfilment Costs3.44.8(1.4)

Other7. 37. 5(0.2)

Total Non-Current Assets90.791.8(1.1)

TOTAL ASSETS172.0125.846.2

Payables to Transport Agencies10.513.9(3.4)

Contract Liabilities6.68.2(1.6)

Borrowings35.035.80.8

Other Liabilities15.316.6(1.3)

Total Liabilities67. 474.5(7.1)

NET ASSETS104.651.353.3

Balance sheet (NZ$m)

• Cash has increased by $53.7m as a result of the

capital raise during September and the free cash

positive result for FY21 of $5.3m

• PPE has reduced as depreciation of hardware

assets has exceeded the value of new hardware

assets capitalised from growth in the period

• The decrease in other assets within current

assets category is as a result of the combination

of increase in our doubtful debt provision by an

additional ($1.5m) in FY21 reflecting uncertainty

due to the current economic conditions and also

provision of ($1m) for inventory.

• Contract Fulfilment and Customer Acquisition

Assets decreased by $0.4m due to subdued

growth during the 12 months as a result of

COVID-19 lockdowns

• Intangibles increase relates to the

ongoing capitalisation of R&D development .

• Borrowings from long term bank loans have

reduced due to scheduled repayments in

September and March

26

GROWTH
OPPORTUNITY

AND OUTLOOK

Steven Newman

Chief Executive Offi cer

27

28
The Global Telematics industry

poised for signifi cant growth

Digital Transformation

of the Transportation

industry

• Transportation and logistics

companies face signifi cant change

and increasingly require telematics

solutions that give actionable insights

and predictive analytics to manage

their operations, vehicles, assets,

and drivers in a safe, compliant and

effi cient manner.

• As the cost to track reduces,

companies want to track and manage

all their mobile and remote assets,

beyond trucks, trailers and cars.

• Customers’ need their telematics

solutions to be deeply integrated

with other back offi ce systems such,

logistic management, HR, ERPs and

fi nance systems in order to share data

in order to better understand and

operate their businesses.

Acceleration towards

road pricing

• Declining transportation fuel taxes

due to increasing fuel effi cient and

adoption of electric vehicles together

with increased road congestion will

see an acceleration towards road use

based charging.

• New Zealand continues to look at

both congestion pricing and road

usage charging options for all road

vehicles as the current fuel taxes

arrangements for petrol vehicles is

forecasted to become inadequate

and even less fair.

• North America is pressing on with

both State-level RUC-like reforms and

multi-state pilots

• Australia is exploring State-level

distance charges for electric vehicles

and national-level RUC for heavy

vehicles.

Health & Safety focus

continues to increase

• The use of Video telematics improves

Health and Safety outcomes in one

of the most dangerous workplaces,

the cab of the vehicle (truck or car).

Harsh braking and cornering recorded

videos allow drivers to be coached

and additional training put in place.

• In North America, many insurers

required video telematics in all

vehicles in order for operators to get

acceptable premiums.

• Further regulatory change is

expected over next 5 years with

Electronic Logbooks in NZ and AU to

improve driver fatigue management.

Regulatory Telematics

• Government supported/mandated

regulatory telematics solutions (for

road funding, Health & Safety on

the road, Driver Fatigue and Vehicle

maintenance) are forecasted to be

a signifi cant growth driver forcing

telematics adoption over the next fi ve

plus years.

Post COVID-19 Trends

• Need to signifi cantly improve supply

visibility and transparency.

• Increased pressure to go digital and

contactless, removing paper, human

contact and manual processes.

• Governments and corporate

transportation customers are

demanding:

• The transportation industry reduces

its emission footprint and adopt

cleaner technologies such as non

ICE (internal Combustion Engine)

powered vehicles.

• Improved ESG reporting against a

sustainability improvement plan.

THE GLOBAL TELEMATICS

INDUSTRY IS ESTIMATED TO

GROW TO US$750B BY 2030

9

28

9

Source McKinsey & Company (2018). Relates to global telematics plus the monetary value of the global ecosystem developing around monetizing vehicle data—including consumer vehicles.

Trends within our markets
NEW ZEALAND

• Health & Safety remain drivers of telematics

adoption

• Many enterprise businesses are requiring

their sub-contractors to use their technology

solutions to manage Health & Safety

obligations

• Video telematics is seen as an important

added service to improve health and safety

outcomes

NORTH AMERICA

• Almost 100% adoption of telematics in

interstate vehicles over 10,000 pounds,

following the Federal 2017 –19 ELD mandate

• Expect many Small to Medium Businesses to

upgrade to more than an ELD only solution

when their 36-month contracts are renewed

• Expect a significant number of vehicles

to upgrade hardware, following AT&T 3G

network shut down in Feb 2022

• Many insurers requiring video telematics by

transportation operators to get acceptable

premiums

• 2020-2021 multi-state mileage-based user

fee truck pilot to begin October 2021

AUSTRALIA

• Chain of Responsibility obligations were

expanded in Oct 2018. Expect further

significant regulatory change over next 5

years with Electronic Work Diary (EWD),

National ERUC pilot and from the review of

the Heavy Vehicle National Law

• Video telematics is seen as an important

added service to improve health and safety

outcomes

• Increasingly, Enterprise businesses operating

across Australia and New Zealand see it as

one market, requiring one solution

29

EROAD today
30

87,892

CONTRACTED UNITS

35,437

CONTRACTED UNITS

2,874

CONTRACTED UNITS

45%

10

ENTERPRISE CUSTOMERS

30%

10


ENTERPRISE CUSTOMERS

32%

10


ENTERPRISE CUSTOMERS

NEW ZEALANDNORTH AMERICA AUSTRALIA

32%

CONSTRUCTION &

CIVIL ENGINEERING

16%

FREIGHT & ROAD

TRANSPORT

10%

AGRICULTURE/

FORESTRY

42%

OTHER

47%

FREIGHT & ROAD

TRANSPORT

24%

CONSTRUCTION &

CIVIL ENGINEERING

8%

SERVICES & TRADE

21%

OTHER

44%

SERVICES & TRADE

16%

FREIGHT & ROAD

TRANSPORT

15%

CONSTRUCTION &

CIVIL ENGINEERING

25%

OTHER

10

Enterprise customers is defined as fleet sizes of over 500 for North America and over 150 for New Zealand and Australia

Strategic priorities across our markets
CONTINUED R&D AND STRATEGIC PARTNERSHIPS TO EXTEND PLATFORM AND FILL ANY PRODUCT GAPS

ENHANCED SALES AND MARKETING DELIVERY

CONSIDER STRATEGIC INORGANIC GROWTH OPPORTUNITIES

STILL SIGNIFICANT

GROWTH OPPORTUNITIES

IN NEW ZEALAND

FOCUSED ON INCREASING

THE ADDRESSABLE MARKET

IN NORTH AMERICA

BUILDING BRAND

IN AUSTRALIA

• Grow connected units to 100,000 over the

next 18 months

• Extend product offering in Civil Engineering, 

Government fleets, Health & Safety, Electric

vehicles, carbon footprint reduction

initiatives and ESG reporting

• Increase APRU by selling additional SaaS and

mobile services to existing customers

• Extend the range of telematics solutions

beyond trucks and commercial light vehicles

into off road vehicles and small assets

• Leverage EROAD’s customer ecosystem to

create new value

• Grow connected units to 50,000 over the

next 18 months

• Extend product offering in the freight, road

transportation fleets and the areas of health

& safety

• Extend the range of telematics solutions

beyond trucks into trailers and associated

light duty vehicles and large assets

• Pursue Enterprise opportunities

• Grow monthly run rate business in small to

medium sized fleets

• Support National Road User Charging pilot

for heavy vehicles

• Grow number of connected units to 10,000 over

the next 18 months

• Extend product offering in the Civil Engineering, 

Government fleets, areas of driver fatigue, health

& safety and vehicle service & maintenance

• Establish AU based leadership team to support

Enterprise and market development activities

• Pursue Enterprise opportunities

• Grow monthly run rate business in small to

medium sized fleets

• Increase EROAD’s Brand awareness using

targeted digital marketing

• Support National Road User Charging pilots

and transport regulatory development using

telematics technology

31

Focused on
Platform Expansion

• Extending the platform to focus on winning medium

and enterprise customers in North America and

Australia

• Increasing scalability of the platform to enable EROAD

to target larger Enterprise fleets

• Developing Integration & Data Analytics capability

to provide customers innovative solutions enabling

greater insights, benchmarking and targeted action

• Increased, focused and effective sales and marketing

is critical to maximise the return on investment from

investing in these products and capability

32

KEY VALUE DRIVERS
123

A clear customer retention planYYN

Cost synergiesYNN

Revenue synergies of complimentary techNYY

Strategic leverage of joint offering or in-market teamNYY

STRATEGIC VALUE OF PRODUCT & PEOPLE

SIZE OF CUSTOMER BASE

1

Likely to be a direct competitor. This

should be a profitable business so

that the acquisition can be partially

funded by debt and maximise value

accretion.

2

It is expected most acquisitions will

be a mixture of customer bases and

capabilities for leverage. May be either

a direct competitor or a complimentary

tech platform with a proven subscriber

base.

NO VALUE

TO EROAD

3

Likely to be a complimentary technology

platform which does not yet have a

significant subscriber base. Possibly

early-stage. These acquisitions may

not be value accretive on day one, and

there may be additional R&D investment

required before the growth potential can

be fully realised.

Strategic

Inorganic Growth

Opportunities

• Our growth will not be solely organic

• Inorganic opportunities will increasingly

present themselves in a consolidating

industry

• Focused on transactions that provide

customer base and product capabilities to

differentiate EROAD further

33

R&D Investment
54%

New to EROAD

7%

Quality/Bugs

1%

New to World

76%

3%

Learning/Future

14%

Reliability, Availability,

Serviceability

and Scalability

19%

Planned

Enhancements

2%

Unplanned

Enhancements

CUSTOMER FACING

R&D

INVESTMENT

PROFILE

11

For the twelve months ended 31 March 2021. Analysis excludes internal system development and individual customisation.

• R&D is critical in developing new products

and services to retain customers, open up

the addressable market, grow connected

vehicles and grow average SaaS monthly

revenue per unit

• Target ~60% of R&D spend on customer

facing elements 

• Executed fi ve key launches in H1 FY21 as

a result of previous R&D investment

• In recent years spent 18-22% of revenue

on R&D. Spent 23% in FY21. For FY22 and

FY23 expect to spend 24-27% as continue

to accelerate investment for growth

• Focused on product development that

opens up the addressable market for

enterprise customers 

34

FY22 outlook
• Reiterate the FY22 guidance provided November 2020

• Anticipate that the percentage revenue growth in FY22

will strengthen from that delivered in FY21, but not be

at the level experienced in FY20

• In New Zealand, expect to add a similar number of units

to that seen prior to FY21 (~9,000 p.a). Ehubo sales will

be complemented with Clarity Dashcam sales 

• In North America, expect increased unit growth in

FY22, supported by Clarity Dashcam sales, as economy

returns to pre-COVID conditions

• In Australia, growth during the next 2 years will come

predominantly from an Enterprise pipeline of 15-20,000

vehicles

• As EROAD continues to accelerate new product

delivery for future growth in FY23 and FY24, we

anticipate spending 24-27% of revenue on R&D during

FY22

• However, EROAD also anticipate that EBITDA margin

will be maintained for FY22 but will improve at the end

of FY22. 

35

QUESTIONS
& ANSWERS

36

YEAR ENDEDFY21FY20
Profit/(Loss) after tax for the year attributable to the shareholders2.01.0

Add/(less) non-cash items

Tax asset recognised(0.1)(0.0)

Depreciation and amortisation26.322.5

Other non-cash expenses/(income)(1.1)(1.0)

Add/(less) movements in other working capital items:

Decrease/(increase) in trade and other receivables2.4(0.2)

Increase/(decrease) in current tax receivables 0.00.0

Increase/(decrease) in contract liabilities(1.6)(1.8)

Increase /(decrease) in trade payables, interest payable and accruals0.22.6

Net Cash from operating activities28.123.1

Reconciliation of Profit to movement in cash

37

NZ$Local$
FY21FY20FY21FY20

New Zealand ARPU NZ$56.18NZ$55.78NZ$56.18NZ$55.78

North America ARPU NZ$65.03 NZ$65.73US$42.95US$41.94

Australian ARPU NZ$35.50NZ$37.28AU$33.16AU$35.86

ARPU reconciliation of local currency to NZ$

38

Glossary
• ANNUALISED MONTHLY RECURRING

REVENUE (AMRR) is a non-GAAP measure

representing monthly Recurring Revenue for

the last month of the period, multiplied by 12. It

provides a 12 month forward view of revenue,

assuming unit numbers, pricing and foreign

exchange remain unchanged during the year.

• ASSET RETENTION RATE The number

of Total Contracted Units at the beginning

of the 12 month period and retained as Total

Contracted Units at the end of the 12 month

period, as a percentage of Total Contracted

Units at the beginning of the 12 month period.

• COSTS TO ACQUIRE CUSTOMERS

(CAC) is a non-GAAP measure of costs to

acquire customers. Total CAC represents

all sales & marketing related costs. CAC

capitalised includes incremental sales

commissions for new sales, upgrades and

renewals which are capitalised and amortised

over the life of the contract. All other CAC

related costs are expensed when incurred and

included within CAC expensed.

• COSTS TO SERVICE & SUPPORT (CTS)

Is a non-GAAP measure of costs to support

and service customers. Total CTS represents all

customer success and product support costs.

These costs are included in Administrative and

other Operating Expenses reported in Note 4

Expenses of the FY21 Financial Statements.

• EBITDA is a non-GAAP measure representing

Earnings before Interest, Taxation, Depreciation

and Amortisation (EBITDA). Refer

Consolidated Statement of Comprehensive

Income in Financial Statements.

• EBITDA MARGIN is a non-GAAP measure

representing EBITDA divided by Revenue.

• EHUBO, EHUBO2 and EHUBO 2.2

EROAD’s first and second generation electronic

distance recorder which replaces mechanical

hubo-dometers. Ehubo is a trade mark

registered in New Zealand, Australia and the

United States.

• ELECTRONIC LOGGING DEVICE (ELD)

An electronic solution that synchronises with a

vehicle engine to automatically record driving

time and hours of service records.

• ENTERPRISE means a fleet of more than 500

vehicles in North America and more than 150

vehicles in Australia or New Zealand.

• FREE CASH FLOW is a non-GAAP measure

representing operating cash flow and investing

cash flow reported in the Statement of Cash

Flows.

• FUTURE CONTRACTED INCOME (FCI)

A non-GAAP measure which represents

contracted Software as a Service (SaaS)

income to be recognised as revenue in future

periods. Refer Revenue Note 3 of the FY21

Financial Statements.

• FY Financial year ended 31 March.

• H1 For the six months ended 30 September

• H2 For the six months ended 31 March

• INTERNATIONAL FUEL TAX

AGREEMENTS (IFTA) A cooperative

agreement between all states (excluding

Alaska and Hawaii) of the United States, and

the Canadian provinces, designed to make

it simpler for inter-jurisdictional carriers to

report and pay fuel excise taxes, requiring only

one fuel license to operate across multiple

jurisdictions.

• MONTHLY SAAS AVERAGE REVENUE

PER UNIT (ARPU) is a non-GAAP measure

that is calculated by dividing the total SaaS

revenue for the year reported in Note 3 of the

FY21 Financial Statements, by the TCU balance

at the end of each month during the year.

• ROAD USER CHARGES (RUC) In New

Zealand, RUC is applicable to Heavy Vehicles

and all vehicles powered by a fuel not taxed at

source. The charges are paid into a fund called

the National Land Transport Fund, which is

controlled by NZTA, and go towards the cost of

repairing the roads.

• SAAS Software as a Service, a method of

software delivery in which software is accessed

online via a subscription rather than bought

and installed on individual computers.

• SAAS REVENUE Software as a service

(SaaS) revenue represents revenue earned

from customer contracts for the sale or rental

of hardware, installation services and provision

of software services.

• TOTAL CONTRACTED UNITS represents

total units subject to a customer contract

and includes both Units on Depot and Units

pending instalment.

• UNIT A unit is either an EROAD Ehubo, Tubo

or Etrack wired device.

• WEIGHT-MILE TAX (WMT) A mileage-

based tax imposed on Heavy Vehicles

according to a combination of the number of

axles and/ or combined weight.

39

GLOBAL HEAD OFFICE
AND ANZ HEADQUARTERS

260 Oteha Valley Road, Albany

Auckland, New Zealand

www.eroad.co.nz

NORTH AMERICAN

HEAD OFFICE

7618 SW Mohawk Street

Tualatin, OR 97062, USA

www.eroad.com

AUSTRALIA

Level 36, Tower 2, Collins Square

727 Collins Street, Docklands

VIC 3008, Australia

www.eroad.com.au

ASX & NZX: ERD • investors@eroad.com • eroadglobal.com/investors

For further information please contact:

Alex Ball, Chief Financial Offi cer

alex.ball@eroad.com • + 64 029 772 5631

---

< P. 1MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 2 >EROAD ANNUAL REPORT 2021
94.9%

reflecting quality of service

and product offering

FY20: 95.2%

ASSET RETENTION RATE

STABLE AT

13%

reflecting growth

in all regions

REVENUE

FY21: $91.6m • FY20: $81.2m

8%

despite challenging

macro-economic conditions

CONTRACTED UNIT GROWTH

FY21: 126,203 • FY20: 116,488

13%

reflecting growth in units and

ARPU and increased spend on

accelerating growth strategies

EBITDA

FY21: $30.7m • FY20: $27.1m

58.30

MONTHLY SAAS AVERAGE REVENUE

PER UNIT (ARPU) STABLE AT

FY20: $58.38

$

reflecting additional SaaS products

sold offset by FX movements

88.4m

ANNUALISED MONTHLY

RECURRING REVENUE (AMRR)

FY20: $84.0m

$

reflecting additional

contracted unit sales

54%

REDUCTION IN SPEEDING FREQUENCY

BY EROAD CUSTOMERS SINCE 2015

640

CUSTOMERS

RENEWED THEIR EROAD PLAN

(13,821 CONTRACTED UNITS)

>

99.99%

INDUSTRY LEADING

SERVICE UPTIME

83%

EROADER’S RECOMMEND EROAD

AS A GREAT PLACE TO WORK

1,054

‘EROAD CLARITY’ DASHCAMS

SOLD IN MARCH 2021

$

53m

1

CAPITAL RAISE

IN CONJUNCTION WITH ASX LISTING

TO ACCELERATE GROWTH STRATEGIES

1 $51m raised (net of $2m transaction costs) via capital raise

MENU

< P. 3MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 4 >< P. 3SECTION TITLEEROAD ANNUAL REPORT 2021P. 4 >
Contents

ABOUT EROAD

5

-

8

LEYTTER FROM

CHAIR AND CEO

9-17

OUR STAKEHOLDERS

19-22

SAFER ROADS

23

-

26

SUSTAINABLE ROADS

27

-

40

CUSTOMER

41

-

46

DATA

47

-

48

GLOBAL TRENDS

49-50

OUR MARKETS

51

-

62

THE NUMBERS

FINANCIAL STATEMENTS

GRI INDEX

63-66

79-113

145-156

AUDITORS REPORTREGULATORY DISCLOSURES

114-117139-144

OUR TEAM

CORPORATE GOVERNANCE

GLOSSARY

67-78

119-138

157-158

EROAD has used non-GAAP measures when discussing

financial performance in this report. The directors and

management believe that these measures provide useful

information as they are used internally to evaluate

performance of business units, to establish operational

goals and to allocate resources. Non-GAAP measures are

not prepared in accordance with NZ IFRS (New Zealand

International Financial Reporting Standards) and are not

uniformly defined, therefore the non-GAAP measures

reported in this document may not be comparable with

those that other companies report and should not be

viewed in isolation or considered as a substitute for

measures reported by EROAD in accordance with NZ IFRS.

The non-GAAP measures EROAD have used are Adjusted

EBITDA, Annualised Monthly Recurring Revenue (AMRR),

Costs to Acquire Customers (CAC), Costs to Service &

Support (CTS), EBITDA, EBITDA margin, Free Cash Flow and

Future Contracted Income (FCI). The definitions of these

can be found on pages 157-158 of this Annual Report. All

numbers relate to the twelve months ended 31 March 2021

(FY21) and comparisons relate to the twelve months ended

31 March 2020 (FY20), unless stated otherwise. All dollar

amounts are in NZD.

This report covers the financial year ended 31 March 2021

and is dated 28 May 2021. The report has been approved

by the Board and is signed on behalf of EROAD Limited by

Graham Stuart, Chairman and Steven Newman, Managing

Director and Chief Executive Officer

NON-GAAP MEASURES

< P. 3CONTENTSEROAD ANNUAL REPORT 2021P. 4 >

Graham Stuart

Chairman

Steven Newman

Chief Executive Officer

EROAD is a hardware enabled
SaaS company that pioneered

Regulatory Telematics

CLARITY DASHCAM

IN-VEHICLE HARDWARESAAS PRODUCTS

‘MyEROAD’

EHUBO2

Purpose is

SAFER AND MORE

SUSTAINABLE ROADS

Provides

REGULATORY

COMPLIANCE

AND TELEMATICS

SOFTWARE

to heavy and light vehicle

fleets in New Zealand,

North America and

Australia

Develops

TECHNOLOGY

SOLUTIONS

to manage vehicle fleets,

support regulatory

compliance, improve

driver safety and reduce

costs of operating a fleet

of vehicles and assets

126,203

CONTRACTED UNITS

94.9%

ASSET RETENTION RATE

$

58.30

MONTHLY SAAS ARPU

< P. 5ABOUT EROADEROAD ANNUAL REPORT 2021P. 6 >MENU

SECTION TITLEP. 8 >< P. 7EROAD ANNUAL REPORT 2021
Growth through providing

our customers additional

products and services

EROAD CLARITY

DASHCAM 

EROAD GOEROAD DAY

LOGBOOK 

MyEROAD FLEET

MAINTENANCE 

EROAD INSPECT  EROAD WHERE   

Dual facing dashcam.

Integration of dashcam

while Ehubo data and

other key driver and

vehicle statistics supports

advanced driver coaching

and accident exoneration in

MyEROAD Replay

A workflow application

that connects with

the transport

management system 

Simplifies fatigue

management by enabling

drivers to capture work

and rest hours via a smart

phone or tablet

Simplifies vehicle

maintenance with

automated service schedule

based on time lapsed,

distance travelled or engine

hours, plus a full service

history archive 

Makes vehicle inspections

easy, capturing defects

with your mobile

device, and providing

transparent and traceable

inspection information

Affordable

Asset Tracking 

1,054

SOLD IN MARCH

(86 WHICH WERE

NEW EROAD CUSTOMERS) 

OPENS UP

ADDRESSABLE

MARKET

LONG SALES LEAD-IN TIMES 

6,407

DRIVERS SUBSCRIPTIONS

(515 WHICH ARE

STANDALONE) 

5,647

IN-CAB SERVICE ALERTS

5,818

PRE-TRIP COMMS

10,490

DRIVERS SUBSCRIPTIONS

OVER 306

CUSTOMERS

5,060

SOLD TO

OVER 164

CUSTOMERS  

Increases

addressable market

Improved

Monthly SaaS Average

Revenue per Unit

Retention

Tool

< P. 7ABOUT EROADEROAD ANNUAL REPORT 2021P. 8 >MENU

< P. 9MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 10 >< P. 9EROAD ANNUAL REPORT 2021
Letter from

the Chair and CEO

We are pleased to report our financial

results for the year ended 31 March 2021

(FY21). In a year that presented challenging

macro-economic conditions we continued to

grow across all of our markets. In addition,

we accelerated our growth strategies to

take better advantage of opportunities that

have emerged from the challenges of the

last twelve months. EROAD is now stronger

than ever before, better positioned to

capture the increasing growth opportunities

in telematics.

< P. 9MENUEROAD ANNUAL REPORT 2021P. 10 >LETTER FROM THE CHAIR AND CEO

< P. 11EROAD ANNUAL REPORT 2021< P. 11SECTION TITLEEROAD ANNUAL REPORT 2021P. 12 >
Revenue increased year on year by 13% to $91.6m and

Earnings Before Interest, Tax, Depreciation and Amortisation

(EBITDA) grew by 13% to $30.7m. Our Annualised Monthly

Recurring Revenue metric (AMRR), which provides a forward

view of sustainable revenue, increased from $84.0m at 31

March 2020 to $88.4m as at 31 March 2021.

Reflecting the quality of EROAD’s service and product

offering, in a year that brought with it a significant amount

of uncertainty for our customers, EROAD’s Asset Retention

Rate remained stable at 94.9% (FY20: 95.2%). In addition

640 customers renewed their plan (13,821 contracted units).

In New Zealand, we grew by 7,526 contracted units. This

growth reflects further extension into fleets of existing

customers, as well as new customers in Construction & Civil

Engineering, Freight & Road Transport, Services & Trades.

During Q3, we secured a large Enterprise customer, Toll New

Zealand. EROAD is to supply Toll New Zealand with almost

1,000 units and EROAD SaaS products, across their heavy

vehicle, light vehicle and trailer fleet.

North America, has been the most challenging of our markets

during COVID-19 due to the impacts of lengthy lockdowns,

wild fires, civil unrest and politics. New sales were significantly

challenged, with customers working from home and focused

on maintaining their businesses as opposed to looking at

making changes. While we did grow in North America, adding

1,425 units during the year representing growth of 4%, it was

significantly less than the prior year. We are encouraged by

signs that the North America economy has started to open up

again, bolstered by the increase in government support and

rollout of vaccination programme with workers beginning to

return to their workplaces across the region. Reflecting this,

EROAD currently has two enterprise customer prospects in

pilot for its Ehubo delivered services (approx. 1,500 units)

as well as a solid mix of mid-market pilots either launched

or beginning soon. There are also further pilots for Clarity

Dashcam with existing and new customers.

In Australia, despite restrictive lockdown in the first half of

the year, we added 754 contracted units in the year with

the majority of the units being added in H2. This growth

predominately came from new small-to-medium size

customers in Freight & Road Transport, Construction & Civil

Engineering, Services & Trades. During the year, we were

focused on securing some large enterprise opportunities

within our Australian pipeline. We announced at the

beginning of April that we had signed our largest Australian

enterprise customer, Ventia. This contract alone, almost

doubles the size of our Australian presence and we are still

working on a short to medium term enterprise sales pipeline

of some 15-20,000 connected vehicles.

In the year ended 31 March 2021, a total of $21.3m (FY20:

$15.6m) was invested in research and development,

representing some 23% of revenue. As we have previously

signalled, we see substantial and increased future growth

opportunities in the markets we operate in. As such we have

accelerated our research and development spend during

FY21 and it is anticipated this will grow to some 24-27% of

revenue in FY22 to be able to appropriately capitalise on this

growth opportunity.

Continuing to grow

in challenging

macro-economic

conditions

< P. 11EROAD ANNUAL REPORT 2021P. 12 >

20

40

60

80

100

-

FY21FY18FY19FY20

REVENUE

+13%

+13%

5

10

15

20

25

30

35

-

FY21FY18FY19FY20

EBITDA

LETTER FROM THE CHAIR AND CEOMENU

EROAD ANNUAL REPORT 2021< P. 13SECTION TITLEP. 14 >< P. 13
During the year, EROAD accelerated its growth strategies –

extending the platform further and launching new products.

This will enable us to grow contracted units and Average

Revenue Per Unit (ARPU) and retain customers. It also leaves

us very well positioned to capture the significant and growing

opportunity with Enterprise customers in North America and

Australia now that uncertainty is beginning to recede. We are

starting to see results already and we expect this to continue.

Following the launch of Clarity Dashcam in October 2020,

EROAD began marketing, selling and dispatching this product

in March 2021.

As expected, high demand was seen in North America as our

customers looked for safety solutions to deal with challenges

associated with increased insurance premiums. For the month

of March 2021, EROAD sold a total of 1,054 EROAD Clarity

Dashcams and we expect this run-rate to continue for the

Group as North America continues to return to normality after

restrictive COVID-19 lock downs and further momentum is

built within the New Zealand and Australian markets

Our EROAD Day Logbook product has seen great success

with some 6,407 drivers now using the product, including 515

subscriptions to customers who do not currently have EROAD

hardware installed.

1,054

‘EROAD CLARITY DASHCAM’

Subscriptions sold

in March 2021

6,407

‘EROAD DAY LOGBOOK’

Subscriptions sold

since launch in Q1 FY21

P. 14 >LETTER FROM THE CHAIR AND CEO

Accelerating Growth Strategies

MENU

< P. 15MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 16 >< P. 15EROAD ANNUAL REPORT 2021P. 16 >LETTER FROM THE CHAIR AND CEO
Improving our

sustainability reporting

At EROAD we are committed to sustainable business practices

that recognise the role our business plays in providing

positive outcomes for the communities we operate in and the

environment we share.

Last year we committed to taking this one step further by

moving towards reporting against a recognised sustainability

reporting framework. We are pleased to report that we have

made good progress during the past 12 months, including

completing a materiality assessment which will provide

the foundation for driving future improvements in our

sustainability efforts.

As you will notice, we have aligned our disclosure in this

annual report around what matters most to our stakeholders

as well as reporting against Global Reporting Initiative (GRI)

requirements. Additionally, following our ASX listing EROAD

is committed to moving towards best practice reporting in

Executive Remuneration disclosure over time.


< P. 15MENUEROAD ANNUAL REPORT 2021

Ensuring we have the

right team in place

During the year, EROAD has continued to add capability

and talent to its team to support its growth ambitions in

North America and Australia, alongside the increased focus

on winning Enterprise customers. As part of this, we were

pleased to appoint Casey Ellis to the role of President, of

North America. This has enabled Norm Ellis, who previously

held that role, to move into a newly created role of Executive

General Manager, Enterprise in March 2021. Norm will lead

and buildout EROAD’s global capability in Enterprise sales.

In November, EROAD also appointed Tim Hogan as its Chief

Technology Officer. Tim has held leadership roles of major

global companies including Warner Bros and Tivo. He brings

extensive experience in the technology sector to the team.

Around the Board table, we also need the right skills and

capabilities for EROAD. Following the external review in 2019

as part of our succession plan Michael Bushby and Candace

Kinser stepped down from the Board in 2020. We thank them

for their leadership and guidance given to EROAD, including

our IPO in 2014, and entering into the North America and

Australian markets. Following their retirements, we have

identified a vacancy which we will look to fill during FY22.

When filling this vacancy the missing skill sets from the Board

and the diversity of the Board will both be considered.

Creating shareholder value

Throughout the challenges of FY21, we continued to

focus on creating shareholder value. During a year of an

unprecedented uncertainty, our business model and customer

value proposition ensured that we weathered the storm. Our

Board, management and over 300 EROAD’ers stepped up

and navigated the new reality – working differently and an

increased focus on managing our cost base. We recognised

that this was the time to be bold and prepare to take best

advantage of growth opportunities when conditions improved.

For EROAD this meant increasing and accelerating its

investment in its platform and productivity. The ASX listing

and simultaneous $53m capital raise in September 2020

ensured we had the upfront funding to be able to begin this

acceleration. We achieved what we set out to do. EROAD is

now stronger than ever and ready to grow – and grow quickly.

Our share price increase of over 120% over FY21 is a vote of

confidence that our shareholders also believe we have the

right strategy in place and we are delivering against that.

SECTION TITLEP. 18 >< P. 17EROAD ANNUAL REPORT 2021P. 18 >SECTION TITLESECTION TITLEP. 18 >
Significant and growing

growth opportunities

EROAD operates in the global telematics industry, which

is estimated to grow to US$750b by 2030.

2

As countries

around the world look to solve their transportation problems

and as companies look to solve their operational problems -

the demand for telematics and our products grows.

Our customers are going through a digital transformation

and therefore are looking for solutions that give visibility,

data and insights to manage their fleets more productively,

track and manage mobile and remote assets as well as help

with their ESG reporting requirements.

As governments look to solve transportation problems,

regulatory telematics solutions in particular are forecast to be

a significant growth driver forcing telematics adoption over

the next 5+ years. Declining transportation revenues (as cars

become more fuel efficient and EV uptake increases) and

continued growth in road congestion will accelerate moves

to road pricing globally. EROAD is focused on world leading

regulatory telematics solutions is therefore well positioned to

take advantage of this trend.

EROAD’s cash flow, combined with the recent $53m capital

raise and banking facilities puts the company in a strong

position to pursue strategic growth opportunities. EROAD

continues to consider inorganic growth opportunities that

will provide customer base and product capabilities to

differentiate EROAD further.

FY22 Outlook

We reiterate the FY22 guidance provided November last

year at the time of the H1 FY21 financial results release. It is

anticipated that the percentage revenue growth in FY22 will

strengthen from that delivered in FY21, but not be at the level

experienced in FY20.

In New Zealand, we expect to add a similar number of units

to that seen prior to FY21 (~9,000 p.a). New Zealand Ehubo

sales will be complemented with Clarity Dashcam sales. In

North America, we expect increased unit growth in FY22,

supported by Clarity Dashcam sales, as economy returns to

pre-COVID conditions. In Australia, growth during the next 2

years will come predominantly from an Enterprise pipeline

of 15-20,000 vehicles. As EROAD continues to accelerate

new product delivery for future growth in FY23 and FY24,we

anticipates spending 24-27% of revenue on R&D during

FY22. However, we anticipate that EBITDA margin will be

maintained for FY22 will improve at the

end of FY22.

Thank you for your continued support of EROAD

and we look forward to seeing you at the ASM.

Graham Stuart

Chairman

Steven Newman

Chief Executive Officer

LETTER FROM THE CHAIR AND CEOEROAD ANNUAL REPORT 2021P. 18 >< P. 17

2 Source McKinsey & Company (2018). Relates to global telematics plus the monetary value of the global ecosystem developing around

monetizing vehicle data—including consumer vehicles.

MENU

< P. 19MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 20 >EROAD ANNUAL REPORT 2021P. 20 >< P. 19OUR STAKEHOLDERS
Our stakeholders

ENGAGING WITH OUR STAKEHOLDERS IS CRITICAL

TO THE SUCCESS OF EROAD.

Customers

In New Zealand and Australia, we win customers through

a combination of face to face interaction and effective

marketing material. Once a customer is committed to EROAD,

one of our certified technicians arrange installations. For our

enterprise customers, this is project managed and coordinated

through our Enterprise Support Team. To service customer

needs we have a variety of touch points: Customer Success

(help desk, tech support, onboarding), Telephone Account

Management, and Key Account Management personnel

for our larger customers. Key issues for New Zealand and

Australia customers in FY21 was environmental consciousness,

health and safety for their staff, and increased profitability in a

post-COVID market.

Policy Makers, Industry Regulators

and Associations

EROAD works alongside regulators and policy makers to

advance and refine regulatory laws and rules that are practical,

business friendly, met policy and regulatory outcomes and are

future proofed. By providing a bridge between the industry

and the regulations, EROAD enables industry-accepted high-

quality solutions to be delivered to the market that, in turn,

deliver safer and more sustainable roads.

In New Zealand, EROAD engages with the Ministry of

Transport sharing our experiences and providing insights to

support regulatory change. EROAD engages regularly with the

New Zealand Transport Agency/Waka Kotahi to help trouble-

shoot various matters arising, and this supports a collegial and

constructive quarterly RUC performance meeting with them,

and the ability to have free and frank discussions on more

strategic issues. Key industry associations that EROAD works

with is the Bus and Coach Association, Civil Contractors New

Zealand, Intelligent Transport Systems New Zealand, New

Zealand Trucking Association, Road Transport Association,

Road Transport Forum, WasterMINZ. The key policy area

EROAD focused on in FY21 with regulators and associations

was New Zealand’s future revenue system and on how to

make RUC less burdensome for light electric vehicle owners

once the current RUC exemption expires.

In North America, EROAD is deeply involved in research on

future transportation funding, engagement including with

the Federal Highway Administration, the American Trucking

Association, the Mileage Based User Fee Alliance, the Eastern

Transportation Coalition, federal and state governments.

Key industry associations that EROAD works with are

American Trucking Association, Colorado Trucking

Association, Commercial Vehicle Safety Alliance, Florida

Trucking Association, Florida Trucking Association, Georgia

Trucking Association, Indiana Motor Trucking Association,

Louisiana Trucking Association, Mileage Based User Fee

Alliance, National Private Truck Council, New York Trucking

Association, Nevada Trucking Association North American

Transportation Services Association, North Carolina Trucking

Association, Oklahoma Trucking Association , Ohio Trucking

Association, Oregon Trucking Association, Pennsylvania

Trucking Association, South Carolina Trucking Association,

Tennessee Trucking Association, Texas Trucking Association,

Truckload Carriers Association, Utah Trucking Association,

Washington Trucking Association, Wisconsin Motor Carriers

Association, Women in Trucking, Wyoming Trucking

Association. The key policy area EROAD focused on in FY21

was to continue to input to future sustainable transportation

funding research in North America and globally.

In Australia, EROAD attends the Transport Certification

Australia (TCA) online quarterly Telematics Industry Group

meetings. This is supplemented with targeted discussions

with TCA, the Australian Tax Office and the National Heavy

Vehicle Regulator on matters relating to current or proposed

equipment and service standards. Key industry associations

that EROAD works with are Australian Furniture Removers

Association, Australian Trucking Association, Civil Contractors

Federation New South Wales, Civil Contractors Federation

Queensland, Civil Contractors Federation Victoria, Queensland

Trucking Association. The key policy area EROAD focused

on in FY21 with regulators and the industry was to input into

on-road heavy vehicle RUC trials, and the review of the Heavy

Vehicle National Law (HVNL).

EROAD also has deep relationship with the International

Road Federation (Global) and International Bridge Tunnel and

Turnpike Association.

Investors

EROAD has a formal Investor Relations programme which

focuses on providing communication in a balanced, clear

and transparent way. The communication is ongoing through

financial reporting, quarterly financial updates, Annual

Shareholders Meeting (ASM), Management and Governance

roadshows. In April 2020, EROAD was announced as the

finalist for the INFINZ Emerging Leaders Best Investor

Relations award.

Key issues on the minds during the FY21 year included the

impact of COVID-19 on the growth of EROAD.

EROAD Team

EROAD is always looking at how to enhance the employee

experience. We check in with our people monthly through an

employee survey. We also regularly communicate with our

global team through weekly email updates, intranet articles

and the monthly all staff meeting. We meet with senior leaders

across the business each month to enable discussion on key

topics. We have a vibrant social scene that helps our teams

connect on a more personal level. FY21 saw an increase in

digital and virtual communication as we adapted to lockdown

restrictions in all regions and an overall increase in people

working remotely.

Key issues in FY21 were how to look after our people’s physical

and mental wellbeing through the pandemic as well as

attracting and retaining talent to successfully grow our business.

In North America, we win customers through solution based

consultation through team selling and demo deployment.

Once a customer is committed to EROAD we provide step-

by-step instruction for all required installations steps. Our

onboarding team assists with pulse checks during the install

process. Regular outreach to Customers ensures they are

informed on best practice and new products and services

EROAD can provide. For larger fleets, an annual business

review is provided. The key issue for North America customers

in FY21 was the impact of COVID-19.

MENU

< P. 21EROAD ANNUAL REPORT 2021EROAD ANNUAL REPORT 2021< P. 21
What Really Matters

to our stakeholders

MATERIALITY MATRIX

6

6

7

7

8

8

9

9

10

10

Responsible use of

materials

Environmental impact/

Natural resources

Carbon emissions

Contribution to public

policy

Safer communities

Customer Safety

Outcomes

Occupational H&S

Diversity & equality

Talent acquisition &

retention

Ethical business practices

Sustainable financial

returns

Data privacy &

security

Customer relationships

Data integrity/reliability

Training &

development

During FY21 we completed a materiality assessment which will provide the

foundation for driving future improvements in our sustainability efforts. EROAD’s

materiality assessment process has enabled us to identify and prioritise the

Environmental, Social and Governance issues that are of most importance to the

business and its stakeholders so our improvement efforts can be impactful.

Materiality Assessment Process

The process we used to develop our materiality matrix

included several rounds of engagement throughout the

company and with a broad group of external stakeholders.

As a first step, we held a series of internal workshop meetings

to uncover material Environmental, Social and Governance

factors relevant to EROAD’s business. Our discussions were

informed by:

• The internationally recognised Global Reporting Initiative (GRI)

Sustainability Reporting Standards which were developed to

help companies report in a consistent and transparent way;

• The 17 Sustainable Development Goals (SDGs) developed by

the United Nations in 2015 which governments around the

world have signed up to, including in the countries in which we

operate; and

• EROAD’s risk management framework which sets out the

company’s key risk areas and tolerances.

The process was then extended to wider group of internal

stakeholders including Board members and team members

from across the business who were asked to rank the factors

based on what they believed should be most important to

EROAD. The results were used to provide an indication of the

overall relative importance of the material factors.

The next step was to expand the process to include feedback

from EROAD’s key stakeholders, including customers,

investors (institutional and retail), regulators, industry bodies,

branches of local and national government, partners and

suppliers. Stakeholders were asked to assess the importance

of each material factor and also the impact of that factor on

them as a stakeholder in EROAD’s business.

Pleasingly, the material factors we identified through this

process were strongly aligned with EROAD’s purpose and

values.

Next steps

Having developed and validated our materiality matrix, we

have aligned the disclosure in this Annual report to align with

what matters most to our stakeholders.

Going forward, we will look to report against the GRI standards

and as a first step, you will find a reference index based on

the GRI standards on pages xx to xx of this report. EROAD

will now begun to put in place measurement process and

to capture information on our performance. From there we

will be creating meaningful goals to focus our improvement

efforts and bring about meaningful change. We look forward

to sharing our progress with you in future reports.

OUR ENVIRONMENTOUR PEOPLEOUR COMMERCIAL APPROACHOUR COMMUNITIES

OUR STAKEHOLDERSEROAD ANNUAL REPORT 2021P. 22 >MENU

< P. 23EROAD ANNUAL REPORT 2021< P. 23SECTION TITLEEROAD ANNUAL REPORT 2021P. 24 >
-

10%

15%

20%

25%

201620182020

18.14

5.32

No Driver Login

No Posted Speed

Speeding events per 100 km

Driver Login

Posted Speed

HEAVY

LIGHT

33.76

15.27

No Driver Login

No Posted Speed

Driver Login

Posted Speed

Safer Roads

EROAD contributes to safer roads through the delivery of

products and services to transport operators and drivers,

and the road network insights we provide to road controlling

authorities and the wider transportation industry.

SAFE VEHICLES

Vehicles that are fit for

purpose and safe to drive

Through EROAD’s Inspect App

and in-cab inspections, Drivers

have conducted over 1.8 million

inspections. 3.3% of these

inspections identified unsafe-

to-drive trips which enabled the

customer to take the appropriate

action.

SAFE ROAD USE

Drivers are trained and

behave in a safe way

SAFE ROADS AND ROADSIDES

Ensuring the road design is

appropriate for the users

EROAD’s Road Network Insights team

provide insights and analytics to Road

Controlling Authorities and the wider

transportation industry to improve the

understanding of vehicle activity and

driver behaviours on the road network

and as a result influence and improve

decisions around road lifecycle

management.

SAFE SPEEDS

That speed limits are set

appropriate for the road

and conditions

EROAD provides anonymised and

aggregated insights into travel

times and patterns across road

networks.

EROAD’s product highlights

the speed limit to drivers so

they are always aware of their

environment.

FREQUENCY OF SPEEDING

BY EROAD CUSTOMERS SINCE 2015

54%

SEVERITY OF SPEEDING

BY EROAD CUSTOMERS SINCE 2019

SPEEDING FREQUENCY BY PRODUCT COMBINATIONS

12%

A safe

Road System

increasingly free

of death and

serious injury


< P. 23SAFER ROADSEROAD ANNUAL REPORT 2021P. 24 >

“The Inspect App is excellent, we use it

for pre and post-trip inspections. Our

drivers love it, they can upload photos

and communicate any issues they can

see coming. We can then act quickly to

isolate a vehicle or adjust maintenance

dates when required.”

Ben Field, General Manager

Busfleet Australia

1 Graphic based on New Zealand’s Safe Systems approach to combatting road deaths and serious injury

MENU

< P. 25MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 26 >< P. 25EROAD ANNUAL REPORT 2021
Eyes on the road

< P. 25MENUSAFER ROADSEROAD ANNUAL REPORT 2021P. 26 >

Clarity dashcam works alongside EROAD’s Ehubo product and is designed to

help improve safety, enabling driver coaching and incident prevention, and in

cases where an accident has happened, proof of facts.

We expect to see strong demand for this product as our customers look to

improve safety and reduce their insurance premiums from demonstrating their

vehicle safety.

Research has shown that experienced drivers have an established set of habits

while driving and the opportunity to amend some of these habits can lead to

safer driving behavior.

Video provides a visual coaching opportunity for the driver to see, understand,

and improve. Video provides an understanding of root cause, and with

that information companies can make quality operating decisions in a very

efficient manner. Professional drivers are only at fault in catastrophic accidents

~20% of the time. Enabling our customers to exonerate their drivers with video

provides a strong return on investment. The long term benefit is the reduction

of claims dollars for customers using video by 50 – 80%.

54%

of vehicles showed a decline

in speeding frequency after

installing Clarity dashcam

1,054

sold in March 2021

SECTION TITLEP. 28 >< P. 27EROAD ANNUAL REPORT 2021P. 28 >SECTION TITLEP. 28 >SUSTAINABLE ROADS
Leaderboard

Changing the way businesses

and the industry operates

In New Zealand, EROAD’s Leaderboard

has become a well-known benchmark for

drivers, in providing companies visibility

on their performance in managing health

and safety associated with driving.

EROAD Leaderboard allows a customer

to benchmark its drivers against industry

benchmarks, ranking them on key driver

metrics. The customer can use the insights

provided by Leaderboard to support

driver training and reward programmes,

helping it improve driver retention and

meet its duty of care obligations.

This gamification aspect of the product

has driven a safety culture through

customer fleets, with feedback from

customers that friendly competition

has helped change the mindsets of

their drivers, proving that positive

reinforcement often works better

disciplinary action.

Smart Environmental Ltd doubled their 5

star drivers over FY21, due to an initiative

which saw the introduction of a star rating

to driver KPI’s. Cardinal Logistics Limited

began internally displaying monthly

leaderboard results and rewarding those

top drivers. Through this they obtained a

61% drop in speeding events.

“The EROAD Leaderboard allows us to visibly

show drivers how we are accurately tracking

Speeding events of our fleet. Speeding is not

only a safety risk but also negatively impacts

Asset Damages. These reports create awareness

amongst the drivers that we are using data that is

real and live to manage their weekly bonus paid

out if certain criteria’s are met with Speeding

being the most import aspect”

Leonard Griessel, National Transport Manager,

Cardinal Logistics Limited

“ Driver behaviour has improved markedly

since we have been using Eroad in our fleet,

overspeeds and other adverse driving behaviours

have reduced and in general we are seeing

better performance from our trucks and drivers

which has also made a positive impact on our

fleet downtime. The Leaderboard is referenced

to reward good driving behaviour and this has

created a friendly rivalry to improve driver ratings

resulting in safer practices, better operators and

an improvement on the bottom line”

Murray Pharaoh, National Fleet Manager,

Smart Environmental Ltd.

MENU

EROAD ANNUAL REPORT 2021SECTION TITLEP. 30 >< P. 29P. 30 >
Helping our customers run their

businesses more productively

With over 126,000 connected vehicles,

checking in every few seconds, EROAD

can offer a significant amount of insight

on how effectively our customers’

businesses are operating.

This approach automates much of the

work required by customers to derive

intelligence from their data. Customers are

able to customise their own dashboards

based on specific requirements, including

safety and utilisation metrics, detecting

ensuring accurate time keeping by cross-

referencing logbook data with vehicle

use, and informing more profit-focused

business decisions by combining EROAD

data with financials in route and vehicle

level profit & loss reporting.

Through its team of professional data

engineers, visualisation experts and

data scientists, EROAD will continue to

enhance this platform to build on the level

of insights offered to its customers.

EROAD’s new suite of premium data

products, EROAD Analyst, was made

available in March 2021. Representing the

first stage of EROAD’s data strategy, these

products focus on improving customer

access to data, by providing connection

to an always up-to-date data set accessed

through a modern visualisation and

analytics platform.

SUSTAINABLE ROADSMENU

SECTION TITLEP. 32 >EROAD ANNUAL REPORT 2021< P. 31
The Future of

Transportation

Funding

In 2010, EROAD and New Zealand led the world by introducing an electronic

means of managing Road User Charges. By taking advantage of GNSS-based

digital technologies, New Zealand’s original distance-based charging scheme

was able to leap forward with simpler, more accurate, and faster processes.

In the 11 years since EROAD introduced eRUC, EROAD has become responsible

for a third of all RUC transactions and 80% of all Heavy Transport ERUC. At

the same time, the real cost of operating the RUC system is estimated to have

reduced also by a third. The technology EROAD uses to deliver these benefits

has unlocked both additional maintenance, fuel and insurance cost savings for

fleets, and social benefits for the wider public from safer driving and roads,

resulting in avoided harm.

Despite the success of the New Zealand RUC model, the world has been slow

to pick up on the approach. However, momentum has been quietly building.

The world is entering a period where real progress to wider-spread use of

RUC is occurring and will continue to occur. Just in EROAD’s key markets, New

Zealand is continuing to look at both congestion pricing and the future of the

revenue system once fuel taxes become inadequate and even less fair, the

United States is pressing on with both State-level RUC-like reforms and multi-

state trials, and Australia is exploring State-level distance charges for electric

vehicles and national-level RUC for heavy vehicles.

“In economics, things take longer

to happen than you think they will,

and then they happen faster than you

thought they could”

Rudiger Dornbusch

P. 32 >SUSTAINABLE ROADSMENU

< P. 33MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 34 >SECTION TITLEEROAD ANNUAL REPORT 2021P. 34 >< P. 33
Behind this change is the drive

to reduce the carbon footprint

of land transport

Nations are now approaching the de-carbonisation of land

transport with real urgency. Whereas fuel taxes have long

been the principal source of revenue for road building

and maintenance, they are on a downward trend - at an

increasingly rapid rate and will soon prove inadequate. And

where countries have failed to maintain the real value of their

fuel taxes i.e., the United States, they already are.

New highly efficient internal combustion engines, fully electric

vehicles, and alternatively fueled vehicles all contribute to

less fuel tax revenue from land transport. Regulators and

manufacturers are working together to accelerate their uptake:

• By the end of 2020, more than 20 countries had announced

bans on the sales of conventional cars or mandated all new

sales to be ‘Zero Emission Vehicles’

• Eighteen of the world’s top-20 vehicle manufacturers –

responsible for 90% of new car registrations in 2020 – have

publicly stated plans to electrify their range of vehicles and

ramp-up production

• Truck makers such as Daimler, MAN, Renault, Scania and Volvo

have indicated they see an all-electric future, broadening

range of available zero-emission heavy-duty trucks

• EV’s are not the only option being considered for

decarbonising transport. Hydrogen is well suited to the

heavy duty logistics, road, rail, marine and ultimately aviation

applications, where electricity is a more suitable option for

light duty vehicles. Many governments recognise this and are

working to ensure hydrogen is not over-looked as a possible

alternative, in particular green hydrogen

These declarations are reflected in real change, visible now:

• There were 10 million electric cars on the world’s roads at the

end of 2020, following a decade of rapid growth

• Electric car registrations increased by 41% in 2020, despite the

pandemic-related worldwide downturn in car sales in which

global car sales dropped 16%

• Electric bus and electric heavy-duty truck registrations

increased in 2020 in China, Europe and North America, the

global electric bus stock reaching 600,000 and the electric

HDT stock 31,000.

Electric vehicles pay no fuel taxes. High efficiency vehicles may

pay only 20%-30% the tax of an equivalent petrol or diesel

using vehicle. In this environment, distance-based charging is

a practical way of ensuring roads get paid for fairly.

EVs are not the only option being considered for

decarbonising transport. Hydrogen is well suited to the

heavy-duty logistics, road, rail, marine and ultimately aviation

applications, while electricity is a more suitable option for

light duty vehicles. Many governments recognise this, and are

working to ensure hydrogen is not over-looked as a possible

alternative.

Managing and pricing congestion,

pollution and other indirect costs

A major challenge for road tax reform is that people have

often been allowed to forget that roads need ongoing

investment to keep them running – that there are ongoing

direct costs that must be met. At the same time, there are also

important indirect costs that are getting harder and harder to

ignore – urban congestion from excessive demand, poor urban

amenity due to busy roads and increased fumes, particulates

and noise from heavy traffic.

There is growing interest in going beyond just fair charges to

recover direct costs and pricing roads to better reflect these

‘externalities’ and optimize road use. Whereas, a few short

years ago, traditional tolling systems were seen as a way of

pricing high demand corridors, experts recognise that these

problems need network-wide solutions that tolling cannot

deliver, but eRUC systems can.

There is more to this than just fairly charging and pricing the

right uses at the right places and the right times. A good eRUC

system also provides the data and insights needed to better

manage both the network, the processes of change, and the

setting of appropriate, fair and effective prices.

EROAD is the bridge between

the transport industry and the

regulators

EROAD works alongside regulators and industry experts to

find solutions that are sensible and future proof. By being

the bridge between the industry and the regulations, EROAD

enables industry-accepted high-quality solutions to be

delivered to the market that, in turn, deliver safer and more

sustainable roads.

For example EROAD has been the Technology and Research

Partner to the Eastern Transportation Coalitions commercial

vehicle RUC projects. The 1st Multi State RUC Truck Pilot in

the US (2018/19) and the 1st National RUC Truck Pilot in the

US (2020/21). These projects are being supported by the

American Trucking Association and other industry bodies.

EROAD is widely recognised as a thought leader in this

space with members of its Global Market Development team

appointed to the roles of Chair of RUC Committee and RUC

Academy instructors in the International Road Federation, in

addition to a Member of the Advisory Council for the Mileage

Based User Fee Alliance.

P. 34 >SUSTAINABLE ROADSMENU

< P. 35EROAD ANNUAL REPORT 2021SECTION TITLEP. 36 >< P. 35EROAD ANNUAL REPORT 2021
The Environment

we operate in

EROAD recognises the need to operate sustainability and protect the

environment in which our customers operate. One of the problems

Governments, regulators and our customers alike are trying to solve, is the

impact of transportation on the level of Greenhouse Gas Emissions (GHG).

EROAD’s products look to help customers improve their on-road productivity

and help with fuel efficiency (reduce fuel usage and idling) which can in turn

help customers reduce their GHG emissions.

TIL Freight is a New Zealand provider of transport and

logistics services, including general freight, containerised

goods, and heavy haulage. At the start of 2020, Divisional

CEO of Transport, Dallas Vince was brought in to streamline

operations across its 21 branches and look for efficiency gains.

EROAD’s idle reports which identify instances where fuel

has been wasted through excessive or unnecessary idling

or a poorly tuned vehicle highlighted that most idling was

happening in their container group. TIL’s fleet includes two

types of container vehicles: skeleton trailers, where the

container is lifted on using a forklift or combi-lifter, and

swinglift trailers, which have movable lifting arms that make a

forklift unnecessary. Until the late 2000s, most swinglifts relied

on the vehicle to power them, requiring the driver to leave the

ignition on. Now, nearly all have their own auxiliary motor, but

drivers who had worked for TIL since those days were still in

the habit of leaving their trucks idling, and the EROAD data

showed that. While compliance dictates one-on-one driver

management regarding overspeeds, the topic of idling hadn’t

been discussed with drivers before.

With the help of all the container division managers, EROAD

developed an inclusive consultation process and reviewed

TIL’s standard operating procedures, which contained nothing

specific about idling. From there came the idea of hosting an

informal Toolbox Talk, with a one-pager explaining the cost of

idling to the business. TIL then put the EROAD Leaderboard

up on the breakroom TV. TIL Christchurch saw an across-the-

board improvement: Between July and September 2020, fleet

idling dropped by more than 68 percent and overspeeds by 48

percent. Many of the container division’s double-shifted units

went from 10 to 15 hours of idling per week to fewer than five.

Using EROAD’s advanced analytics, EROAD compiled fuel

efficiency data to establish a benchmark and identify which

trucks were performing poorly and the possible reasons why.

That data told the TIL team to look at three things: “One, is it

driver behaviour that’s leading to poor fuel efficiency? Two, is

it the wrong truck for that job? Or three, is that the truck is old

and needs to go?”

EROAD gives you a broader understanding of the effects of

idling and speeds on different elements of fleet management.

CASE STUDY

HOW REDUCED IDLING HELPED TIL FREIGHT

IMPROVE ITS FUEL EFFICIENCY

68%

FLEET IDLING

48%

OVERSPEEDS

37%

FUEL TRANSACTIONS

P. 36 >SUSTAINABLE ROADSMENU

Working towards increased
Electric Vehicles

EROAD has partnered with FUSO and several early adoptor customers including

Mainfreight, Bidfood, Toll, Owens Transport and Vector OnGas, to provide data,

analytics and insights around heavy EV usage as part of the Round 9 EECA Low

Emissions Contestable Fund. The study involves a one-year e-truck trial with 5

FUSO eCanter trucks and chargers in the proposed Auckland Transport Queen

Street Valley Zero Emissions Area (ZEA). This will give EROAD the opportunity

to gain deeper insights into FUSO’s eCanter truck, deliver value to end customers

through assisting with addressing barriers to EV adoption, and informing future

policy development around low emissions zones for urban freight

In EROAD’s own New Zealand fleet we have 9 Hybrids and 3 Electric Vehicle (2

more waiting on delivery). We will be replacing a further 8 vehicles this year with

at a minimum hybrids but potentially another few EV’s. EROAD’s total fleet is 33.

EROAD’s direct impact on the environment is through the

offices we operate in, the use of data centres to power our

platforms, and the business-related travel we undertake.

EROAD has engaged Green Gorilla for a 360-degree waste

solution in our global headquarters. Green Gorilla has

successfully braved uncharted territory to maximise recovery,

reuse and recycling, to promote a cleaner, greener New

Zealand. We are also diligent in our recycling efforts in both

our Australian and American offices. Going forward, EROAD is

looking to measure key environmental initiatives so that we can

continue to find ways to reduce our impact on the environment.

We know that together, we can make a difference.

EROAD recently conducted a Supplier Sustainability

Questionnaire to assess the sustainability initiatives

undertaken by our key suppliers. The Questionnaire

encompassed 5 main questions under the following headings:

Values, Environment, Social, Governance and Community.

Our suppliers are focussed on ensuring ethical business

practices, and for the most part, can clearly identify their

environmental impacts and respond to these accordingly.

Our suppliers are committed to reducing their environmental

impact by making their operations more efficient, using

low-carbon energy sources, and are either ensuring that

their goals are monitored and measured, or are working

towards achieving this. Supplier Questionnaire responses

included references to Codes of Conduct, Corporate Social

Responsibility Policies, Human Rights Statements/Policies,

Modern Slavery Statements, and Slavery and Human

Trafficking Statements.

Manufacturers of EROAD’s EHUBO device have not wavered

in their commitment to sustainability by continuously aligning

themselves with the UN Sustainability Development Goals. On

the environmental front, ambient air monitoring is conducted

periodically by a 3rd party laboratory to measure mitigation

efforts relating to the use of hazardous chemicals in the

line process. Our EHUBO manufacturers are committed

to principles of good corporate governance and are in full

compliance with the Code of Corporate Governance for

publicly listed Companies set forth by the Securities and

Exchange Commission. Manufacturers are also committed to

upholding human rights and employee safety as specified in

their Code of Conduct. Their community engagement in 2020

included programs to aid and support employees in need of

financial aid amidst the pandemic, fundraising for employees

affected by typhoons, free meals, and various other employee

engagement activities.

Suppliers of EROAD’s location mapping systems are likewise

committed to corporate responsibility. Operating in a

predominantly office-based environment, EROAD’s chosen

mapping supplier does not operate any production plants

of factories. Employees are encouraged to participate in

environmental awareness campaigns and volunteer during

key days of action. Environmental impacts of the business

are tracked, and metrics to reduce the carbon footprint are

identified. Solutions to decrease environmental impact

are constantly sought, including through green building

certifications. As location technologies are now a critical

aspect of our global infrastructure, EROAD’s mapping

suppliers offered significant support during the COVID-19

crisis. They willingly partnered with global businesses to

support the collection of location data whilst ensuring the

protection of individual privacy rights. The company’s Give

Back program lead to the packing of 522,072 meals across 12

cities around the world.

EROAD is proud to be partnering with likeminded

organisations in our pursuit of sustainability across our

business processes. We are looking to use our Supplier

Sustainability Questionnaire to screen new suppliers using

environmental and social criteria. This insight will assist us in

our endeavour to take action against negative environmental

and social impacts.

< P. 37EROAD ANNUAL REPORT 2021P. 38 >SUSTAINABLE ROADS

EROAD and its suppliers

impact on the environment

MENU

< P. 39SECTION TITLEEROAD ANNUAL REPORT 2021P. 40 >
EROAD’s

Supply chain

COVID19 has had a major impact on supply chains globally,

with some key issues in raw material supply, but Eroad has

been able to maintain supply through this time including into

the NZ based Global Service Centre (GSC) and has manged

well in FY21.

Eroad was designated an essential service by the NZ

government during COVID19 and our shipments globally out

of warehouses and the GSC remained running, with strict

COVID H&S protocols, through all NZ lockdown periods and

extended US disruption.

Where possible we refurbish product in our NZ based service

centre to increase lifetime and decrease waste. During FY21

year we have refurbished over 11,000 units (FY20 9,500).

EROAD Where tags can be returned to source for recycling at

end of life.

This year we have expanded our partners to help with more

secure recycling programs of older product now approaching

end of life.

Looking at the coming year, we are forecasting the extended

impact on global supply chains from COVID will continue

through all of FY22 on items such as silicon for memory

devices, and crystals for modems as globally raw material

have been depleted. We have gone into FY22 holding higher

levels of stock of raw material both at supplier and in our

warehouses to help smooth supply.

11,000

REFURBISHED OVER

UNITS

>

10%

< P. 39

LISOCI2 BATTERIES,

PCB BOARDS

AND LEAD ACID BATTERIES

(FY20: 9,500 units)

RECLAIMED

P. 40 >SUSTAINABLE ROADSMENU

Customer
Relationships

%94.9

ASSET

RETENTION RATE

640

CUSTOMERS RENEWED

THEIR EROAD PLAN

(13,821 contracted units)

< P. 41CUSTOMEREROAD ANNUAL REPORT 2021P. 42 >MENU

P. 44 >
Customer Relationships

Our customers are important to us and

EROAD differentiates itself by working

in partnership with them over time. By

investing time into our customers we

ensure that they are making the most of

their EROAD products to maximise their

return on investment and achieve their

business outcomes. It also ensures that

we know how to best meet their needs

going forward. Happy customers that

make a good return on investment will

remain loyal and grow their relationship

with EROAD over time.

North America Customer

Satisfaction Survey July 2020

Ensuring the voices of our

Enterprise customers are heard

In the past year, EROAD has focused on ensure that it’s

products and services meet the needs and volumes of larger

fleet sizes. Alongside this investment, EROAD has invested in

customer service to ensure it too meets the needs of Medium

and Large Enterprise customers.

Customer Success Managers provide a “voice of the customer”

to identify and highlight key customer business needs to all

internal EROAD stakeholders. This ensures that all customer

outcomes, in particular for enterprise customers, are met all

while providing a superior customer experience.

To achieve this, the CSM will have the following engagement

channels:

• Weekly meeting to review all Product Support Cases & track

progress on all open projects & Integrations

• Regular and ongoing reviews of Customer adoption to

ensure Best Practices are employed and that EROAD solutions

are utilized to ensure maximum efficiency and satisfaction

• Annual Business reviews highly customized with specific data

points and benchmarks to document continued ROI provided

by EROAD solutions

• Enterprise Customers work in close partnership with EROAD

Product team, including participation in Product Alphas &

Betas, to ensure Enterprise workflow needs are met

• A twice yearly NPS (Net Promoter Score) that measures

customer loyalty and allows for EROAD Customer Success to

proactively follow up with customers.

A COMPELLING ROI CASE EXAMPLE OF A LARGE CUSTOMER’S EROAD JOURNEY

FUEL SAVINGS OF APPROX.

24.67

20132017NOW2014 – 20162018 – 2020

114,000

RUC SAVINGS OF

92%

REDUCTION IN OVERSPEED EVENTS

PER 100KM SINCE EROAD

INSTALLATION OF EHUBO2

PER MONTH PER

HEAVY VEHICLE

6

SAVING

FTE WITH

ERUC

$

~

~

~

~

$

Customer saw value

in eRUC and off-road

solutions

Selected as

preferred supplier

Connected ~200 Ehubo1

units and TUBOs (trailer

tracking solution) across

one regional division

Expanded across regional

divisions, increasing the

number of Ehubo1 units

connected

Introduced Driver ID, Fuel

Card integration and reporting

Elocate onto construction

assets

Won RFP on providing full

solution nationwide 

Heavy Vehicles upgraded Driver

ID, Safe Driver and Posted Speed

Light Vehicles started to be

connected following launch of

Ehubo2 on Driver ID, Safe Driver

and Posted Speed

Assets upgraded to Driver ID,

Fuel on box and Idle alert.

Sub-contractors of customers

were mandated to have EROAD

fitted for transparency 

Upgraded majority Ehubo1

units to Ehubo2 

Etrack wired replacing

Elocate where waterproof

unit required

~4k connected units 

‘EROAD Where’ and ‘Logbook’

trial underway 

OVER

80%

of responses

were Satisfied or

Very Satisfied

with EROAD

OVER

70%

of responses

were Satisfied or

Very Satisfied

with EROAD solutions

and the impact

on their businesses

OVER

65%

of responses

were Satisfied or

Very Satisfied

with EROAD’s

responsiveness

to support issues

and support

chat feature

< P. 43CUSTOMEREROAD ANNUAL REPORT 2021MENU

SECTION TITLEP. 46 >
Supporting our customers

during COVID-19

Supporting our customers has been a priority for EROAD throughout the

ongoing COVID-19 global crisis.

During the various restrictive lockdowns across New Zealand, North America

and Australia EROAD continued to operate effectively to service and support

the supply chain and activities of transport and essential service providers

that were fully operational throughout. EROAD’s products and services also

supported organisations protect their staff and customers against the spread of

COVID-19 with products and services that allowed for paperless operations.

A dedicated EROAD COVID-19 response team was formed

in March 2020 and financial support provided in the form of

deferred payment to some of our more adversely impacted

customers as they worked through the uncertain journey.

The aim was to relieve pressure for over 198 of our customers

and provide them with the all-important support with

cash-flow whilst vehicle utilisation was down and their usual

revenue streams were affected on a short term basis. For

instance, in New Zealand some customers opted to defer

25-50% of their monthly payments in April and May 2020

(to be paid back over a period 12 months). We are extremely

proud to see a number of these customers begin to recover;

including Lifesaving Victoria who were offered financial relief

almost a year ago; and are now looking to eventually grow

their fleet and further their relationship with EROAD.

Our Tourism sector customers have been some of the most

severely impacted by COVID-19. To accommodate for the

effect of this, EROAD offered 100% Financial Relief for a period

of 3-6 months for our six Tourism customers.

In North America, EROAD has maintained a strong relationship

with the Oregon Trucking Association since first entering the

market. In April 2020, as the COVID began, EROAD worked

with Oregon Trucking Association to get their “Feed The

Truckers” initiative off the ground. This initiative was joined

by many other trucking and trucking-adjacent businesses

throughout the state and continued until the end of June.

The EROAD marketing team helped coordinate the project in

its early stage and many EROADers manned the first several

events to distribute food to truckers along major highways in

the Portland metro area. At its Annual Safety Conference in

November, Oregon Trucking Association named EROAD its

2020 “Allied Member of the Year”.

chasing better

resolution

< P. 45CUSTOMEREROAD ANNUAL REPORT 2021P. 46 >MENU

SECTION TITLEP. 48 >
Protecting the Data

so our customers can

operate with confidence

The resilience and integrity of the data EROAD collects and uses

in its platform and for reporting is fundamental to our success.

EROAD collects data on the identity of vehicles, assets and

drivers; asset and driver location; driver behavior; compliance

with land transport and health and safety laws including

worktime/fatigue, road safety and road user taxes

and regulations. A breach of confidentiality, loss of data or

technology disruption can lead to significant financial loss

and/or reputational damage for our customers. It is critical that

we maintain resilient and robust platforms and continually invest

in privacy and security.

The key risks around EROAD’s data include unauthorized access, failure to protect personal

or confidential information, Malware, Distributed denial of service and fraud attacks. To

ensure that our data is protected from these risks, EROAD has invested in a number of

activities over time including:

• establishing a cross functional cybersecurity cohort from the operations, IT, engineering and

legal team focused on IT risks including availability and continuity risks, security, change

management, data integrity and outsourcing

• partnering with global leading and resilient technology partners including AWS, Here Maps

and Vodafone

• implementing a 24/7 security operations centre and security incident and events management

service (SOC / SIEM) with a leading New Zealand information security company

• increasing training for staff on the importance of strong IT and cybersecurity and privacy

practices

• annual penetration testing of external and internal servers and applications

• increased insurance limits where remedial assistance may be needed.

Data risks and prevention mechanisms are reviewed monthly by the Board and Management

team, with continuous improvement and best practice as the benchmark. During this

financial year EROAD is focused on:

• implementing the leading global National Institute of Science & Technology (NIST) framework

for cybersecurity and privacy

• updating its business continuity plan, including for cyber security events

• simplifying and strengthening its policies for IT and cybersecurity.

100.oo%

AUSTRALIA AND NEW ZEALAND

FY21 UPTIME

99.99%

NORTH AMERICA

FY21 UPTIME

< P. 47DATAEROAD ANNUAL REPORT 2021P. 48 >MENU

The Global Telematics
industry poised for

significant growth

Digital Transformation of the

Transportation industry

• Transportation and logistics companies face significant

change and increasingly require telematics solutions that give

actionable insights and predictive analytics to manage their

operations, vehicles, assets, and drivers in a safe, compliant

and efficient manner.

• As the cost to track reduces, companies want to track and

manage all their mobile and remote assets, beyond trucks,

trailers and cars.

• Customers’ need their telematics solutions to be

deeply integrated with other back office systems such,

logistic management, HR, ERPs and finance systems in

order to share data in order to better understand and

operate their businesses.

< P. 49MENUEROAD ANNUAL REPORT 2021

Health & Safety focus continues to

increase

• The use of Video telematics improves Health and Safety

outcomes in one of the most dangerous workplaces, the cab

of the vehicle (truck or car). Harsh braking and cornering

recorded videos allow drivers to be coached and additional

training put in place.

• In North America, many insurers required video telematics in

all vehicles in order for operators to get acceptable premiums.

• Further regulatory change is expected over next 5 years with

Electronic Logbooks in NZ and AU to improve driver fatigue

management.

Regulatory Telematics

• Government supported/mandated regulatory telematics

solutions (for road funding, Health & Safety on the road, Driver

Fatigue and Vehicle maintenance) are forecasted to be a

significant growth driver forcing telematics adoption over the

next five plus years.

Acceleration towards road pricing

• Declining transportation fuel taxes due to increasing fuel

efficient and adoption of electric vehicles together with

increased road congestion will see an acceleration towards

road use based charging.

• New Zealand continues to look at both congestion pricing and

road usage charging options for all road vehicles as the current

fuel taxes arrangements for petrol vehicles is forecasted to

become inadequate and even less fair.

• North America is pressing on with both State-level RUC-like

reforms and multi-state pilots

• Australia is exploring State-level distance charges for electric

vehicles and national-level RUC for heavy vehicles.

Post COVID-19 Trends

• Need to significantly improve supply visibility and

transparency.

• Increased pressure to go digital and contactless, removing

paper, human contact and manual processes.

• Governments and corporate transportation customers are

demanding:

• The transportation industry reduces its emission footprint

and adopt cleaner technologies such as non ICE (internal

Combustion Engine) powered vehicles.

• Improved ESG reporting against a sustainability

improvement plan.

GLOBAL TRENDSP. 50 >

THE GLOBAL TELEMATICS INDUSTRY IS

ESTIMATED TO GROW TO US$750B BY 2030

2

2 Source McKinsey & Company (2018). Relates to global telematics plus the monetary value of the global ecosystem developing around

monetizing vehicle data—including consumer vehicles

< P. 51MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 52 >SECTION TITLEP. 52 >< P. 51EROAD ANNUAL REPORT 2021
The Market Leader

in New Zealand

95. 8%

ANZ ASSET RETENTION RATE

(FY20: 96.1%)

6,407

EROAD LOG DAY SUBSCRIPTIONS

SOLD IN FY21

1,391

CONTRACTED UNITS UPGRADED

FROM EHUBO1 TO EHUBO2

(FY20: $55.78)

56. 18

NZ MONTHLY SAAS ARPU

$

9%

CONTRACTED UNITS

(FY21: 87,892;

FY20: 80,366)

EBITDA

11%

(FY21: $38.8m;

FY20: $34.9m)

< P. 51MENUEROAD ANNUAL REPORT 2021OUR MARKETSP. 52 >

SECTION TITLEP. 54 >< P. 53EROAD ANNUAL REPORT 2021SECTION TITLEP. 54 >
New Zealand

87,892

CONTRACTED UNITS

TO DAY

STRATEGIC PRIORITIES FY22 FOCUS

• Grow connected units to 100,000 over the next 18 months

• Extend product offering in Civil Engineering,  Government

fleets, Health & Safety, Electric vehicles, carbon footprint

reduction initiatives and ESG reporting

• Increase APRU by selling additional SaaS and mobile services

to existing customers

• Extend the range of telematics solutions beyond trucks and

commercial light vehicles into off road vehicles and small

assets

• Leverage EROAD’s customer ecosystem to create new value

In December 2020 EROAD secured a large New Zealand Enterprise customer,

Toll New Zealand. The NZ business, which delivers freight forwarding, end-to-

end transport services and comprehensive logistics solutions to customers has

chosen EROAD as their regulatory partner in New Zealand.

EROAD is to supply almost 1,000 units across their heavy vehicle, light

vehicle and trailer fleet. Toll New Zealand are also utilising several EROAD

SaaS (Software as a Service) services, including Inspect, Logbook and the

Maintenance module. For the past three months, EROAD has positioned an

implementation consultant on site at Toll New Zealand to work to ensure

the roll out across 20 different regions around New Zealand is as efficient

and smooth as possible and that Toll New Zealand’s return on investment in

EROAD’s products is maximised.

EROAD is the market leader in New Zealand, however there

are still significant growth opportunities with Health and

Safety remaining the main driver of telematics adoption.

In FY22, EROAD expects to add a similar number of

contracted units to that seen prior to FY21 ~9,000 p.a.

32%

CONSTRUCTION &

CIVIL ENGINEERING

16%

FREIGHT & ROAD

TRANSPORT

10%

AGRICULTURE/

FORESTRY

42%

OTHER

45%

3


ENTERPRISE

CUSTOMERS

P. 54 >OUR MARKETS< P. 53EROAD ANNUAL REPORT 2021

3 Enterprise customers is defined as fleet sizes of over 150 for New Zealand

MENU

< P. 55MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 56 >SECTION TITLEP. 56 >< P. 55EROAD ANNUAL REPORT 2021
Established in

North America

4 In NZ$ ARPU fell from NZ$65.73 to NZ$65.03 reflecting FX movements

5 ELD ratings supplies ratings of 33 of the top tier ELD solutions out of 313 that supply a solution that is self certified with the FMCSA

92.8%

NA ASSET RETENTION RATE

EBITDA

4%

33%

CONTRACTED UNITS

despite challenging

macro-economic

conditions

(FY21: 35,437;

FY20: 34,002)

(FY21: $10.0m;

FY20: 7.5m)

(FY20: 95.2%)

(FY20: US$41.94) 42. 95m

NA MONTHLY SAAS ARPU4

US$

# 1

ELECTRONIC LOGGING DEVICE (ELD) RATING

IMPROVED FROM #2 TO #1 ON ELD RATINGS5

1,020

‘EROAD CLARITY’ DASHCAMS SOLD IN MARCH

< P. 55MENUEROAD ANNUAL REPORT 2021OUR MARKETSP. 56 >

SECTION TITLEP. 58 >< P. 57EROAD ANNUAL REPORT 2021
North America

35,437

CONTRACTED UNITS

TO DAY

• Grow connected units to 50,000 over the next 18 months

• Extend product offering in the freight, road transportation

fleets and the areas of health & safety

• Extend the range of telematics solutions beyond trucks into

trailers and associated light duty vehicles and large assets

• Pursue Enterprise opportunities

• Grow monthly run rate business in small to medium

sized fleets

• Support National Road User Charging pilot for heavy vehicles

While North America has been servery impacted in FY21 with

COVID-19, wildfires, civil unrest and a challenging year of politics

this market is EROAD’s largest growth opportunity.

Following almost 100% adoption of telematics in interstate

vehicles over 10,000 pounds, following the Federal 2017-19

ELD mandate it is expected many Small to Medium Businesses

will upgrade to more than an ELD only solution when their

36-month contracts are renewed. In addition to this it is expected

a significant number of vehicles to upgrade following AT&T & 3G

network shutdown in Feb 2022. Dash Cams will be a significant

growth driver in this region as many insurers requiring video

telematics operators to get acceptable premiums.

In FY22, EROAD expects increased unit growth, supported by

Clarity Dashcam sales, as the economy starts to open up again

after COVID-19. Currently there are two enterprise customer

prospects in pilot for its Ehubo delivered services (approx. 1,500

units) as well as a solid mix of mid-market pilots either launched

or beginning soon. There are also further pilots for Clarity

dashcam with existing and new customers.

STRATEGIC PRIORITIES FY22 FOCUS

Earning the Top Spot at ELD Ratings

Since 2018, the EROAD ELD has been ranked well on

ELD Ratings, a well-known technology review site in the

United States. Fuelled by positive customer remarks about

dependability, accuracy, and high levels of customer service,

EROAD achieved the #2 rank in 2018. In June 2020, with

the launch of our new “Smart Short Haul” feature, EROAD

garnered new positive feedback from users. The Smart Short

Haul feature helps drivers who are close to exceeding allowed

hours or miles in a shift to operate under the proper ruleset,

so they avoid compliance fines and being placed out-of-

service during roadside inspections. In the office, Smart

Short Haul streamlines processes for time sheets and logs,

reducing back-office work and human errors and yielding

data that helps our customers better understand compliance

trends. In September, following a new review by ELD Ratings

editorial team, EROAD was awarded the #1 ranking. In

March 2021, ELD Ratings was acquired by FreightWaves and

renamed FreightWaves Ratings. The site now offers reviews

of dashcams as well as ELDs.

47%

FREIGHT & ROAD

TRANSPORT

24%

CONSTRUCTION &

CIVIL ENGINEERING

8%

SERVICES & TRADE

21%

OTHER

30%

6

ENTERPRISE

CUSTOMERS

OUR MARKETSP. 58 >< P. 57EROAD ANNUAL REPORT 2021

6 Enterprise customers is defined as fleet sizes of over 500 for North America

MENU

< P. 59MENUSECTION TITLEEROAD ANNUAL REPORT 2021P. 60 >SECTION TITLEP. 60 >< P. 59EROAD ANNUAL REPORT 2021
Building Brand

in Australia

< P. 59MENUEROAD ANNUAL REPORT 2021

EBITDA

(

0.9

)

m

reflecting growth in small to medium customers

offset by investment in building brand

(FY20: $(1.3)m)

36%

CONTRACTED UNITS

in small to medium customer segment

across range of industries

(FY21: 2,874; FY20: 2,120)

Ventia

LARGEST ENTEPRISE CUSTOMER SIGNED

33. 16

MONTHLY SAAS ARPU

7

(FY20: AU$35.86)

7 In NZ$ ARPU fell from $37.28 to $35.50 reflecting FX movements

AU$

OUR MARKETSP. 60 >

EROAD ANNUAL REPORT 2021< P. 61
Australia

2,874

CONTRACTED UNITS

TO DAY

• Grow number connected units to 10,000 over the next 18

months

• Extend product offering in the Civil Engineering,  Government

fleets, areas of driver fatigue, health & safety and vehicle

service & maintenance

• Establish AU based leadership team to support Enterprise and

market development activities

• Pursue Enterprise opportunities

• Grow monthly run rate business in small to medium sized

fleets

• Increase EROAD’s Brand awareness using targeted digital

marketing

• Support National Road User Charging pilots and transport

regulatory development using telematics technology

Australia remains a large growth opportunity for EROAD

following the expansion of the Chain of Responsibility

obligations in October 2018. Video telematics is seen as

an important added service to improve Health and Safety

outcomes. We expect further significant regulatory change over

next 5 years with Electronic Work Diary (EWD), National eRUC

pilot and from the review of the Heavy Vehicle National Law.

Increasingly, enterprise businesses operating across Australia

and New Zealand see it as one market, requiring one solution.

EROAD has 300 NZ Customers that have Trans-Tasman Fleets

for EROAD to target. The short-medium term enterprise

pipeline is approximately 15-20k connected vehicles.

STRATEGIC PRIORITIES FY22 FOCUS

In April 2021 EROAD signed its largest Australian enterprise

customer, Ventia. Ventia, an existing New Zealand customer

for a number of years, has chosen to come on board as

an Australian enterprise customer as well as significantly

increasing the size of its New Zealand fleet utilising EROAD

services.

Ventia is one of the largest essential services providers in

Australia and New Zealand, specialising in the long-term

operation, maintenance, and management of critical public

and private assets and infrastructure for corporate and

government clients across a broad range of sectors.

Ventia has entered into a five-year agreement for a monthly

subscription of EROAD’s SaaS products and intends to install

approximately 2,500 Ehubo 2 devices in their Australian fleet

with a further 1,500 in their New Zealand fleet. It is anticipated

that these Ehubo units will be installed throughout the 2021

calendar year.

EROAD entered the Australian market in 2018 and has been

building its brand on the back of regulatory reform which has

provided a significant low-cost growth option. This agreement

will almost double EROAD’s presence in the Australian market.

Ventia’s Group Chief Executive Officer, Dean Banks said

“Safety and health above all else is our number one priority

at Ventia. We are delighted to enter this strategic partnership

with EROAD, which will enhance our ability to improve safety

for our people, our clients and the communities we operate in.”

44%

SERVICES & TRADE

16%

FREIGHT & ROAD

TRANSPORT

15%

CONSTRUCTION &

CIVIL ENGINEERING

25%

OTHER

32%

8


ENTERPRISE

CUSTOMERS

P. 62 >OUR MARKETS

8 Enterprise customers is defined as fleet sizes of over 150 for Australia

MENU

SECTION TITLEP. 64 >< P. 63EROAD ANNUAL REPORT 2021< P. 63EROAD ANNUAL REPORT 2021
< P. 63EROAD ANNUAL REPORT 2021P. 64 >

FY21FY20FY19FY18

INCOME STATEMENT

Revenue $91.6m$81.2m$61.4m$43.8m

Ebitda $30.7m$27.1m$15.6m$10.5m

Ebitda margin 34%33%25%24%

Profit/(loss) before profit $1.9m $1.4m$(5.1)m$(5.9)m

Total comprehensive profit/(loss) after tax $1.5m$(0.3)m$(6.0)m $(3.7)m


BALANCE SHEET

Total Current Assets $81.3$34.0m$43.9m$46.6m

Total Non-Current Assets $90.7m$91.8m$79.3m$64.5m

Total Liabilities $67.4$74.5m$71.9m$54.4m


CASH FLOW

Net cash inflow from operating activities $28.1m$23.1m$14.3m$5.2m

Net cash outflow from investing activities $(22.8)$(35.9)m$(27.3)m$(23.8)m

Free cash flow $5.3m $(12.8)m$(13.0)m$(18.6)m


FINANCIAL PERFORMANCE METRICS

Annualised Monthly Recurring Revenue $88.4m$84.0m$66.5mn/a

Future contracted income $141.9m$134.4m$117.4m$100.5m

R&D as a % of Revenue 23%19%22%22%

Monthly Saas Average Revenue Per Unit $58.30$58.4$55.1$54.3

Asset retention rate 94.9%95.2%94.4%95.8%

Cost to acquire customers as a % of revenue 13%20%22%24%

OPERATING METRICS

Total contracted units 126,203116,48896,39077,600

MYEROAD CLARITY 1,054n/an/an/a

EROAD Day Logbook (driver subscriptions)6,655n/an/an/a

Inspect 10,4906,9953,5091,909

EROAD Where 6,450 n/a n/an/a

Etrack Wired 2,4741,336n/an/a

The Numbers EROAD’s track record

FINANCIAL PERFORAMNCE TRENDS

Revenue

Group Revenue increased 13% from $81.2m to $91.6m

reflecting growth in New Zealand and North America. New

Zealand Revenue increased by 12% to $58.8m from $53.4m in

the comparable period. The New Zealand business ended the

year with 87,892 contracted units, adding 7,526 contracted

units, to achieve an annual growth rate of 9% through both

expansion into existing customer fleets and new customers.

North America has been the most servery impacted of our

markets from the challenging marco-economic conditions, and

as such we only saw Revenue increase by $4.8m to $30.6m.

During the year, North America only added 1,435 contracted

units. Revenue in H1 FY21 also benefited from the forgiveness

of a COVID19 government support loan in North America of

$USD1.0m (NZD revenue increase of $1.6m). During the year

the Australian business added 754 contracted units, reflecting

growth in the small-to-medium business segment, to deliver

growth of 36%. Australian Revenue increased slightly from

$0.7m to $1.4m.

Operating Expenses

Operating expenditure increased 13% by $6.8 million in

line with revenue reflecting accelerated R&D operating

expenditure and ongoing spend on company-wide initiatives

to deliver further longer-term improvements in operating

leverage. Operating expenditure also included a non-recurring

increase in the doubtful debt provision of $1.5m, relating

to the impact of COVID-19, and a one-off adjustment for

superannuation costs in North America of $1.1m.

EBITDA

EBITDA grew $3.6m or 13% to $30.7m. In New Zealand

continued growth into existing customer fleets, attracting new

customers and continued high asset retention resulted in a 11%

increase in EBITDA $38.8m.

North American EBITDA result of $10.0m is 33% ahead of

the same time last year as a result of ongoing market growth

and Recognition of the government loan forgiveness as grant

income ($1.5m) offset to an extent by a one-off adjustment

for superannuation costs ($1.1m) and an increased doubtful

debt provision. ($0.4m). Excluding these items, EBITDA for

the second half of the year grew 59% on H1 FY21 and 30% on

FY20. Continuing revenue growth (up 100% from FY20) and

reduced spending as a result of COVID-19 (for example less

marketing investment) has produced the improved EBITDA

result of $(0.9)m for Australia.

Depreciation & Amortisation

Total Depreciation & Amortisation of $26.3m increased by

$3.7m on the previous year. This increase reflects the growing

customer base (and related assets), the increase in our R&D

programme and significant investment in new generation and

business systems during FY20.

Profit before tax

Profit before tax increased from $1.4m in the prior year to

$1.9m. This represents the Revenue and EBITDA growth and

partly offset by higher depreciation and amortisation.

Investing in new innovatitive product

development

As signalled, EROAD sees significant growth opportunity

and during FY21 accelerated it investment in research and

development during the year in order to be in a position

to capitalise on these once uncertainty receded across the

markets. In the year to 31 March 2021, a total of $21.3m was

invested in research and development, of which $13.1m was

capitalised and $8.2m of previously capitalised research

and development was expensed/amortised. Inline with our

expectations, the total amount invested in research and

development represented 23% of revenue.

Balance sheet

Cash increased by $53.7m as a result of the placement during

September and the free cash positive result for FY21 of $5.3m.

Property, Plant and Equipment reduced as depreciation of

hardware assets exceeded the value of new hardware assets

capitalised from growth in the period. The decrease in other

assets within current assets category is as a result of the

combination of increase in our doubtful debt provision by an

additional ($1.5m) in FY21 reflecting uncertainty due to the

current economic conditions and also provision of ($1.0m) for

inventory.

Contract Fulfilment and Customer Acquisition Assets decreased

by $1.8m due to subdued growth during the 12 months as a

result of COVID-19 lockdowns. Intangibles increase relates to

the ongoing capitalisation of R&D development. Borrowings

from long term bank loans have reduced due to scheduled

repayments in September and March.

Free Cash Flow

Operating cashflows benefit from a higher revenue $92m versus

$81m and hence increased customer receipts. Investing cash out

flows fell from $35.9 m to $22.8 m reflecting the investment in

business systems and processes in H1 FY20 and the lower spend

on hardware units due to lower growth in H2 FY21. Financing

cash flows grew as result of $42m raised via placement and a

further $11m was raised via share purchase plan.

THE NUMBERSMENU

SECTION TITLEP. 66 >< P. 65EROAD ANNUAL REPORT 2021
The Financial Metrics

we measure ourselves by

66.5

86.0

88.4

-

20.0

40.0

60.0

80.0

100.0

ANNUALISED MONTHLY RECURRING REVENUE ($M)

FY19FY20FY21

LEADING GROWTH INDICATORS

ENTERPRISE VALUE FROM

EXISTING CUSTOMER BASE

AMRR increase reflects growth in recurring revenues

from new units and SaaS ARPU, partly offset by an FX

impact of $4.5m in FY21.

Monthly SaaS ARPU has remained stable over past 12 months.

- Plan and hardware upgrades and addition of EROAD Where 

- Stronger USD vs NZD reduced ARPU growth ($0.65) from FY20

Asset Retention Rate has remained stable and continues to

be a focus through renewal programmes in key markets.

CAC as a % of revenue would be expected to trend

downwards over time as revenue grows, reductions

will be partly offset by investment in CAC ahead of

revenues in Australia.

CTS has remained within 4-5% of revenue range.

CTS will improve over time as scale and leverage increases.

The cost to acquire per unit has increased year on year

reflecting the lower number of units added.

FCI increased with new incremental contracted units

added and renewals, partially offset by recognition of

revenues for new and existing contracts.

Exchange rate negative impact for FY21 was $9.3m

R&D as % of Revenue As previously signaled, expect to

spend 24-27% as investment for growth accelerates over

FY22.  

RESEARCH AND DEVELOPMENT AS % OF REVENUE

2222

12

1414

23

10

9

19

12

8

-

5

10

15

20

25

30

R&D ExpensedR&D CapitalisedTotal R&D

FY18FY19FY20FY21

7

100.5

117.4

134.4

141.9

-

25.0

50.0

75.0

100.0

125.0

150.0

FY18

FY19

FY20

FUTURE CONTRACTED INCOME ($M)

FY21

54.32

55.08

58.38

-

10

20

30

40

50

60

70

FY18FY19FY20

58.30

FY21

MONTHLY SAAS AVERAGE REVENUE PER UNIT ($)

FY21

95.8

94.4

95.2

94.9

-

20

40

60

80

100

FY18FY19FY20

ASSET RETENTION RATE (%)

CAC ExpensedCAC CapitalisedTotal CAC

-

5

10

15

20

25

COST TO ACQUIRE CUSTOMERS AS % OF REVENUE

17

15

6

5

4

24

18

22

20

11

2

13

FY18FY19FY20FY21

5.0

4.6

4.6

4.7

-

1

2

3

4

5

6

CTS

COST TO SERVICE AND SUPPORT AS % OF REVENUE

FY18FY19FY20FY21

$0

$200

$400

$600

$800

$1,000

$1,400

$1,200

COST TO AQUIRE PER UNIT

$791

$1,236

FY20

FY21

PROFITABILITY

< P. 65EROAD ANNUAL REPORT 2021P. 66 >MENU

< P. 67EROAD ANNUAL REPORT 2021SECTION TITLEP. 68 >SECTION TITLEP. 68 >
Our Team

83%

EROADER’S RECOMMEND EROAD

AS A GREAT PLACE TO WORK

(FY2O: 89%)

83%

EROADERS FEEL THAT EROAD IS AN

INCLUSIVE WORKPLACE WHERE

THEY CAN BE THEMSELVES

(FY2O: 89%)

< P. 67MENUOUR TEAMEROAD ANNUAL REPORT 2021P. 68 >

We lead

with Safety 

We always put the safety and

wellbeing of EROADers first, and through our

products we provide the tools for our customers 

to create safer workplaces too. 

 

We operate

with Trust 

We recognise the impact our behaviours and

actions may have on others. You can rely on us

to do what we say we’ll do. 

 

We act

with Integrity 

We get things done the “right” way, with ethics,

integrity, and positive intention that builds

relationships. 

 

We perform 

as one Team 

We work together to achieve our goals.  

 

We celebrate

Innovation  

We learn and adapt quickly. We embrace new ideas

and concepts and we make time to innovate. 

 

 

EROAD ANNUAL REPORT 2021< P. 69
Looking after people

through a global pandemic

Throughout the COVID-19 pandemic, EROAD’s priority has been

keeping staff safe and supporting its customers. The EROAD

team, like all organisations, were thrown into a new way of

working. EROAD staff adapted quickly and have proved resilient

through the challenges.

During the early days of the pandemic, over 140 EROADers

took up a subsidised work-from-home equipment offer to help

them work comfortably from home. All staff were also provided

a work-from-home guide with tips which included how to work

with kids at home and looking after your mental health.

The North America team have been in lockdown for over a year.

In that time they’ve also endured wild fires, civil unrest and a

challenging year of politics. EROAD worked hard to look after

the team with mental health talks, a Christmas gift delivered to

their homes, virtual social events and Uber Eats vouchers.

After a challenging year EROAD gave every employee an

additional 3 days of paid leave over the end of year break so

that everyone had an opportunity to take a minimum of 8

consecutive days off work.

211

NOMINATIONS FOR EROAD AWARDS

52

EROADERS

24

HOURS

11

IDEAS

29,515

BONUSLY RECOGNITION MESSAGES

$

3,000

DONATED TO THE RED CROSS

THROUGH EROAD AWARDS PROGRAM

$

1,833

DONATIONS TO CHARITIES

THROUGH BONUSLY REWARDS

‘Connect’ Hackathon 

EROAD Awards 

Recognition is peer-led through the quarterly EROAD Awards

program and online rewards platform, Bonusly.

In FY21 the team introduced a new giving component to the

EROAD Awards. Q1 and Q3 individual award winners got to

donate to a charity of their choice. Q2 and Q4 winners got to

buy gear for the office (or a gift for remote teams) to add to

the EROAD experience. 

EROAD’s annual Hackathon is a 24

hour innovation event that brings together

people from across the organisation to develop

prototype solutions for real business and customer

problems. The Connect Hackathon in December

2020 was one of the best yet, with the highest ever

attendance from around the business.  The teams had

some great ideas and EROAD’s interns also got to take

part, helping build a number of the solutions. A huge

‘One team’ effort.

A ‘new normal’

EROAD adapted well to remote working during the pandemic

and lockdowns in all regions. As New Zealand returned to a

‘new normal’ the teams came back with a fresh perspective

and working from home has become common for team

members. With North America still mostly working from

home, and the Australian team being remote, EROAD has

adopted a ‘remote first’ approach to meetings, making sure to

create an inclusive and engaging experience for all.

Working From Home Survey results 

(June 2020) 

81%

of employees wanted to move to a mix of

remote and in-office work.

41%

wanted to have the flexibility to work remotely

when they need to

90%

felt they did their best work when working

remotely

80%

felt that communication across all levels of the

company was more effective

OUR TEAMP. 70 >MENU

< P. 71EROAD ANNUAL REPORT 2021< P. 71EROAD ANNUAL REPORT 2021
Creating energised and

capable teams

EROAD is focused on attracting, retaining and motivating

talent. To achieve their significant growth aspirations, EROAD

is investing heavily in adding capability, as well as providing

further training and development opportunities for its people.

Adding capability  

During the second half of the year, leveraging its rising

employment brand, EROAD secured several high-profile,

experienced talent in North America and Australia.  

Casey Ellis was appointed to the role of President, North

America. Casey has held significant senior leadership positions

in the Transport and Logistics sector in North America.

Norm Ellis, who previously held the role of President, North

America, was appointed to the newly created role of Executive

General Manager, Enterprise, where he will lead and build out

the company’s global capability in Enterprise sales.

Tim Hogan was appointed as Chief Technology Officer. Tim

has extensive experience in the technology sector and has

held key leadership roles at major global companies.

Konrad Stempniak was appointed as General Manager,

Australia. Konrad is an accomplished senior leader, who has

held significant roles, most recently at Kennards Hire, across

strategic operations, technical sales and new ventures.

To deliver market leading products, EROAD made several

other key in-market hires in North America.

Jim Angel joined from Trimble as VP, Video Telematics

Todd Wazny brings significant market experience in his role as

VP, Strategic Partnerships and Solutions NA. 

There has also been significant internal promotions. Andrew

Davies was promoted to General Manager for the New

Zealand business. EROAD’s Global Operations team will play

an increasingly significant role as we grow. To reflect this, Matt

Dalton was promoted from EVP Global Operations to Chief

Operating Officer.

Product development is at the forefront of EROAD’s

growth strategy, and over FY20 the Product and Engineering

Team was reorganised to reflect the increased focus on

Enterprise opportunities, improve accountability and

enhance agile practice. This brought new talent onto the team

and provided development opportunities for over 20 existing

team members, lifting engagement and retention outcomes. In

addition, a Director of Quality role was created to build

out the Quality Assurance practice and lift organisational

quality outcomes.  

Attracting and welcoming

new talent 

EROAD’s growth plans have led to a significant surge in

hiring across key strategic areas of the business. The focus in

FY21 was to improve how we attract and welcome new talent

to the team.

• Open Day

To build employment brand, EROAD held it’s Inaugural Open

Day in February. Sharing the EROAD story and demonstrating

why it has a highly desirable culture, characterised by inclusivity,

learning and high performance to some 60 attendees.  

• Welcome Day

Made ‘welcome to eroad’ session fully virtual. Sessions allow

new starters to meet the executive and now focus on building

connections rather than providing lots of information. The new

approach has received extremely positive feedback on all sides

and particularly from remote team members.

• Onboarding

A new digital approach saw EROAD move their onboarding to

a Learning Management System to guide new starters in their

first weeks. This has simplified and made the onboarding

process easier and more engaging.

• Intern Program

The program attracted over 300 applicants in FY21.

The 8 interns who joined had an incredible experience. EROAD

prides itself on providing a rich experience for interns, giving

them hands on experience of our products. 

• Scholarship

$5,000 scholarship awarded to a Software Engineering student

at The University of Auckland in 2020. 

Training and Development is key to keeping our team

energised. EROAD is committed to attracting, retaining and

motivating top talent. The team have focused on leadership

development, career development and enhancing digital

training options: 

Leadership Development

• New management 101 training program for new managers 

• Leadership Boost sessions during lockdown helped

leaders refresh some of the training they’d been through

before 

• Continued to roll out the EROAD Leadership Program which

started in 2019, taking leaders on a bespoke journey with

psychometric testing, one-on-one coaching and face-to-face

workshops. 

Career development

• Career Pathways launched for Engineering to support people

in developing and growing with the company. 

• Career Pathways are being developed for customer facing

teams 

Digital training

• Online annual compliance training modules replaced in-person

sessions 

 

OUR TEAMP. 72 >MENU

EROAD ANNUAL REPORT 2021SECTION TITLEP. 74 >< P. 73
Diversity,

inclusion and

belonging 

EROAD encourages and values the

unique experiences, skills and background

of its people. It continually strives to

create an inclusive, collaborative and

open space where people feel safe

and empowered to think differently to

create new ideas. Helping bravely solve

customers’ complex problems.  

Culture Day is an annual EROAD event. It’s an opportunity to celebrate what makes EROADers unique and

to learn more about one other. Due to lockdown restrictions, the annual celebration went virtual this year.

WISH Committee 

The WISH (Wellbeing, Inclusion, Social & Health & Safety)

committee is a group of volunteers from across EROAD. The

committee organise events and activities throughout the year,

providing opportunities for the team to connect, celebrate and

have some fun. Closely tied to EROAD’s values, the committee

brings people together as one team.  

At it’s core, the committee is focused on creating a culture of

inclusion and a sense of belonging. EROAD is extremely proud

of it’s diverse team, and the activities organised by the WISH

committee create an opportunity to celebrate that diversity.

Yoga, boxing fitness, walkathon competition, hackathon,

culture day, mental health talks, international women’s day –

these are just some of the events organised by the committee

and reflect the range of passions and backgrounds at EROAD. 

In 2020, the committee worked hard to make sure remote

teams, and particularly the North American and Australian

teams, felt included. They made their events virtual, provided

Uber Eats vouchers for remote workers and created online

competitions and prize draws.  

EROAD

IT

SECTOR

FEMALE

35%

FEMALE

24%

People Leaders Diversity

Age Split

25-34

33%

35-44

32%

45-54

20%

55-64

11%

18-24

4%

65+

0%

Female Percentage

of our Team

EROAD

FEMALE

38%

EROAD is proud of its diversity. It hires and promotes people

based on talent, not ethnicity or gender. The team and

managers represent a mix of males and females of all ages,

from over 30 countries around the world and this contributes

to the inclusive culture EROAD has built.

EROAD compares favourably to both the transport and

technology sectors for female representation at both

non-manager and manager levels. EROAD is committed

to encouraging and supporting female leaders. Flexible

work arrangements, parental leave and leadership

development opportunities are just some of the ways that

EROAD supports its female employees. 

30

EROADers come

from over

DIFFERENT

COUNTRIES

OUR TEAMP. 74 >MENU

SECTION TITLEP. 76 >< P. 75EROAD ANNUAL REPORT 2021< P. 75EROAD ANNUAL REPORT 2021
Senior Leadership Team

STEVEN NEWMAN

Executive Director/CEO

Steven has been the CEO and member of the EROAD Board since 2007. EROAD is Steven’s third

start up. Navman his previous start up, he grew into four business units, operating across 40

countries with global sales in excess of $500m.

ALEX BALL

Chief Financial Officer

Alex’s career has spanned five countries, delivering a broad range of commercial, financial

and governance capabilities gained across corporate management, board directorship and

professional services. Alex joined EROAD in January 2019, with his previous roles including

CFO at Transpower, TelstraClear, and Vector. He also has a background in engineering. His

qualifications include BEng (Hons), ACGI, FCA (ICAEW), CA (CAANZ), SA Fin, MInstD (NZ)

and AF IMNZ.

MATT DALTON

Chief Operating Officer

Matt is responsible for the global operations of EROAD, focusing on execution of strategy. With

a strong technical delivery background, prior roles include CTO and Director of Professional

Services along with a solid engineering foundation. Matt has global delivery experience across

multi region teams and customers; working throughout NZ, Australia, USA and UK. Graduated

from University of Auckland with a BCom.

CASEY ELLIS

President, North America

Casey joined EROAD in March 2021. He brings over 15 years of experience in the transportation

industry, holding multiple senior leadership positions. His previous roles include COO at

UniGroup Inc., a $1.7 billion transportation company, where he designed and implemented

strategic marketing and technology initiatives to transform the company to an agile, customer

focused organization. Most recently, as President and COO at Armstrong Relocation, Casey

modernized and diversified their service offering, in a rapidly evolving marketplace to

successfully capture additional share of a robust growth market.

NORM ELLIS

Executive General Manager, Enterprise

Norm has nearly 40 years experience in both transport and telematics. Norm joined EROAD in

2017, after being the COO at ID Systems, Inc., a producer of wireless asset management systems

for the transport sector. Prior to that he led sales, services and marketing for Qualcomm/

Omnitracs in the US and Canada for nearly 17 years. He is a graduate of the Executive

Leadership programs from both Stanford Business School and University of Virginia Darden

School of Business and he holds a BA in Economics and Business Management.

MARK HEINE

EVP General Counsel and Company Secretary

As General Counsel and Company Secretary, Mark works with the team on all aspects of

company and product legal compliance and data privacy. His legal and risk experience

encompasses IP, technology, privacy, disputes, mergers & acquisitions, corporate governance

as well as competition and consumer law. Mark joined EROAD in 2015 after a legal career

working at Bell Gully, as a Barrister in Auckland and Allens in Sydney. He graduated from Otago

University with an LLB / BA.

MIKE SWEET

Chief People Officer

Mike joined EROAD in January 2019 to develop our people and culture. His global HR work

experience includes NZ, Australia, the UK and the USA. He’s worked in global bluechip

companies and successfully scaled start-ups. Mike’s most recent role was General Manager HR

at Spark. He holds a BA BCA, MHRINZ, GPHR, and PHR-CA.

SARAH THOMPSON

Chief Product Officer

Sarah joined EROAD in March 2019 to oversee our product research and development. She brings

a wealth of experience to this global role that includes creating and executing product strategy

across a range software companies, delivering to health and large insurance organisations

globally. Sarah joined from a similar role at Orion Health. She holds a B(Des) and has attended the

Executive Leadership Development program at Stanford Business School.

TONY WARWOOD

Executive General Manager, ANZ Business

Tony leads our New Zealand and Australian business. Tony joined EROAD with our first

customers back in 2009. A qualified mechanic, he brings first-hand experience of the challenges

our customers face, given his foundational career included being a heavy vehicle mechanic and

fleet manager

TIM HOGAN

Chief Technology Officer

Tim joined EROAD in December 2020 to lead our technology function. He has extensive

experience in the technology sector and has held key leadership roles at major global

companies including Warner Bros. and TiVo. He has previously launched and localised

technology services in 11 markets around the world.

BILLY MILLER

GM, Ventures & Insights

Billy joined EROAD in September 2020 and is leading EROAD’s Ventures & Insights business,

driving the growth of the business through innovation, partnerships and data. Billy has held

a number of senior leadership roles in New Zealand and UK, across Government, Financial

Services and Transport. He was responsible for leading the digital, data & analytics strategy

at Australasia’s leading insurance company. Growing their online platform by over 200% in 18

months to become the leading way that customers interact with the company.

NINA ELTER

SVP, Global Market Development

Nina’s career spans more than 20 years working in the technology, trucking, tolling and fuel card

sectors across Europe, the Americas and Australasia.

At EROAD, Nina leads the team responsible for finding and evaluating new opportunities on

the global landscape that enable safer and sustainable roads for all. Nina is the secretary of the

MBUFA Advisory Committee, member of the Eastern Transportation Coalition’s MBUF steering

committee and an active member of several other transportation associations and committees.

She is a member of the board of the International Road Federation (IRF global) and Chairs the

IRF committee on Road User Charging.

OUR TEAMP. 76 >MENU

< P. 77EROAD ANNUAL REPORT 2021
GRAHAM STUARTBARRY EINSIGTONY GIBSONSUSAN PATERSONSTEVEN NEWMAN

Chairman, Independent Director, Auckland

Appointed: January 2018, Chairman from

August 2018

Board Committees: Finance, Risk and Au-

dit, Remuneration, Talent and Nomination

Graham was previously CEO of Sealord

Group, CFO then Director of Strategy &

Growth at Fonterra and has had extensive

business experience in South East Asia, Eu-

rope, the UK and Latin America.

Independent Director, Pennsylvania

Appointed: January 2020

Board Committees: Remuneration, Talent

and Nomination

Located in Pennsylvania, Barry brings

considerable transport knowledge of the

North American market as well as global

automated and connected vehicle expertise.

He is currently a principal at CAVita, has

held other directorships within the trans-

port industry and has advised Singapore’s

Ministry of Transportation on their Highly

Automated Vehicle Program. In addition, Mr

Einsig has reviewed work undertaken by the

Transportation Research Board and created

patent-approved technology used in Public

Safety Networks.

Independent Director, Auckland

Appointed: October 2009

Board Committees: Remuneration,

Talent and Nomination (Chairman) and

Finance, Risk and Audit Committee

Tony is the Chief Executive of Ports of

Auckland and one of New Zealand’s

most experienced transport profes-

sionals. He has worked in various senior

management roles in Africa, Asia and

Europe. In 2008 the Minister of Trans-

port appointed him to the Road User

Review Group. Tony joined the Board in

October 2009.

Independent Director, Auckland

Appointed: March 2019

Board Committees: Finance, Risk and Audit

(Chair) and Remuneration, Talent and Nom-

ination Committee

Susan is an appointed Officer of New Zealand

Order of Merit (services to governance) and

currently chairs Steel and Tube Holdings and

IT consultancy Theta Systems and is a mem-

ber of the boards of the Electricity Authority,

RBNZ, Arvida Group, Goodman New Zealand

and Les Mills Holdings.

Executive Director / CEO, Auckland

Appointed: October 2007

Board Committees: Nil

Steven has been EROAD’s Chief Executive

and a member of the EROAD Board since

2007. He co-founded Navman where his

COO and CEO roles provided the opportu-

nity for him to establish Navman as a lead-

ing international brand delivering annual

sales in excess of NZ $500m

EROAD Board

To view Board Committee Charters and Corporate Governance Policies please visit https://www.eroadglobal.com/global/investors/

< P. 77EROAD ANNUAL REPORT 2021OUR TEAMP. 78 >MENU

FINANCIAL STATEMENTSEROAD ANNUAL REPORT 2021P. 80 >< P. 79
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME

FOR THE YEAR ENDED 31 MARCH 2021

2021 2020

Notes$M's$M’s

Revenue3 91.6 81.2

Operating expenses4(60.9)(54.1)

Earnings before interest, taxation, depreciation

and amortisation

30.7 2 7.1

Depreciation of property, plant and equipment14(9.6)(8.6)

Amortisation of intangible assets16(9.9)(7.5)

Amortisation of contract and customer

acquisition assets

7(6.8) (6.5)

Earnings before interest and taxation4.44.5

Finance income0.20.0

Finance expense(2.7)(3.1)

Net financing costs8(2.5)(3.1)

Profit before tax 1.91.4

Income tax benefit/(expense)90.1(0.4)

Profit after tax for the period attributable

to the shareholders

2.01.0

OTHER COMPREHENSIVE INCOME

Foreign currency translation differences for foreign

operations

(0.5)(1.3)

Total comprehensive profit /(loss) for the period1.5(0.3)

Profit per share - basic (cents) 2.711.55

Profit per share - diluted (cents) 2.711.53

The above Consolidated Statement of Comprehensive Income should be read in conjunction with the accompanying notes.


Financial

Statements

MENU

FINANCIAL STATEMENTSEROAD ANNUAL REPORT 2021P. 82 >< P. 81
CONSOLIDATED STATEMENT OF FINANCIAL POSITION

AS AT 31 MARCH 2021

2021 2020

Notes$M's$M’s

CURRENT ASSETS

Cash and cash equivalents12 57.1 3.4

Restricted bank accounts12 10.5 14.0

Trade and other receivables13 8.2 10.7

Contract fulfilment costs7 3.0 3.2

Costs to obtain contracts7 2.5 2.7

Total Current Assets 81.3 34.0

NON-CURRENT ASSETS

Property, plant and equipment14 34.7 37. 4

Intangible assets16 45.3 42.1

Contract fulfilment costs7 2.4 2.7

Costs to obtain contracts7 1.0 2.1

Deferred tax assets107. 3 7. 5

Total Non-Current Assets 90.7 91.8

TOTAL ASSETS 172.0 125.8

CONSOLIDATED STATEMENT OF FINANCIAL POSITION (continued)

AS AT 31 MARCH 2021

2021 2020

Notes$M's$M’s

CURRENT LIABILITIES

Borrowings18 6.4 2.2

Trade payables and accruals17 7. 8 8.2

Payables to transport agencies12 10.5 13.9

Contract liabilities19 3.9 3.6

Lease liabilities15 1.0 1.0

Employee entitlements 2.3 1.8

Total Current Liabilities 31.9 30.7

NON-CURRENT LIABILITIES

Borrowings18 28.6 33.6

Contract liabilities19 2.7 4.6

Lease liabilities15 4.2 5.3

Deferred tax liabilities10- 0.3

Total Non-Current Liabilities35.5 43.8

TOTAL LIABILITIES67. 4 74.5

NET ASSETS 104.6 51.3

EQUITY

Share capital11

131.7 80.7

Translation reserve

(3.4) (2.9)

Retained Earnings

(23.7) (26.5)

TOTAL SHAREHOLDERS' EQUITY 104.6 51.3

The above Consolidated Statement of Financial Position should be read in conjunction with the accompanying notes.

Chair of the Finance, Risk and Audit Committee,, 28 May 2021

Chairman, 28 May 2021

MENU

FINANCIAL STATEMENTSEROAD ANNUAL REPORT 2021P. 84 >< P. 83
CONSOLIDATED STATEMENT OF CASH FLOWS

FOR THE YEAR ENDED 31 MARCH 2021

2021 2020

Notes$M’s$M’s

CASH FLOWS FROM OPERATING ACTIVITIES

Cash received from customers92.379.2

Payments to suppliers and employees(61.7)(53.4)

Interest paid(2.5)(2.7)

Net cash inflow from operating activities 28.1 23.1

CASH FLOWS FROM INVESTING ACTIVITIES

Payments for investment in property, plant & equipment14(4.7)(11.6)

Payments for investment in intangible assets16(13.1)(16.5)

Payments for investment in contract fulfilment assets7(3.5)(4.4)

Payments for investment in customer acquisition assets7(1.5)(3.4)

Net cash outflow from investing activities (22.8) (35.9)

CASH FLOWS FROM FINANCING ACTIVITIES

Receipts from bank loans181.71 7.7

Repayments of bank loans18(2.5)(16.5)

Payment of lease liability15(1.6)(1.1)

Receipts from issue of equity52.9-

Payments for costs of raising equity(2.1)-

Net cash inflow from financing activities 48.4 0.1

Net increase/(decrease) in cash held 53.7 (12.7)

Cash at beginning of the financial period 3.4 16.1

Closing cash and cash equivalents 1257.1 3.4

The above Consolidated Statement of Cash Flows should be read in conjunction with the accompanying notes.

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

FOR THE YEAR ENDED 31 MARCH 2021

Share

Capital

Retained

Earnings

Translation

Reserve

Total

Notes$M’s$M’s$M’s$M’s

Balance at 31 March 2020 80.7 (26.5) (2.9) 51.3

Profit after tax for the period - 2.0 - 2.0

Other comprehensive income - - (0.5) (0.5)

Total comprehensive income for the

period, net of tax

- 2.0 (0.5)1.5

Equity settled share-based payments - 0.8 - 0.8

Share capital issued11 51.0 - - 51.0

Balance at 31 March 2021 131.7 (23.7) (3.4) 104.6

Balance at 31 March 2019 80.6 (27.7) (1.6) 51.3

Profit after tax for the period - 1.0 - 1.0

Other comprehensive income - - (1.3) (1.3)

Total comprehensive loss for the

period, net of tax

- 1.0 (1.3) (0.3)

Equity settled share-based payments 0.1 0.2 - 0.3

Share capital issued11 - -

Balance at 31 March 2020 80.7 (26.5) (2.9) 51.3

The above Consolidated Statement of Changes in Equity should be read in conjunction with the accompanying notes.

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EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 86 >< P. 85

RECONCILIATION OF OPERATING CASH FLOWS WITH REPORTED

PROFIT AFTER TAX

FOR THE YEAR ENDED 31 MARCH 2021

2021 2020

Notes$M’s$M’s

Profit after tax for the year attributable to the

shareholders

2.01.0

ADD/(LESS) NON-CASH ITEMS

Tax asset recognised

(0.1)-

Depreciation and amortisation26.322.5

Other non-cash expenses/(income)(1.1)(1.0)

25.121.5

Movements in other working capital items

Decrease/(increase) in trade and other receivables2.4(0.2)

Increase/(decrease) in contract liabilities(1.6)(1.8)

Increase/(decrease) in trade payables, interest

payable and accruals

0.2 2.6

1.00.6

Net cash from operating activities28.123.1


NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2021

NOTE 1 REPORTING ENTITY AND STATUTORY BASE

EROAD Limited (the “Company”) is a company domiciled in New Zealand registered under the Companies Act 1993 and listed on

the New Zealand Stock Exchange (NZX) Main Board and Australian Stock Exchange (ASX). The Company is a FMC reporting entity

for the purposes of the Financial Markets Conduct Act 2013 and the financial statements have been prepared in accordance with

the requirements of that Act and the Financial Reporting Act 2013. The consolidated financial statements comprise EROAD Limited

and its subsidiaries (the “Group”). The Group provides electronic on-board units and software as a service to the transport industry.

The financial statements of the Group for the year ended 31 March 2021 were authorised for issue in accordance with resolution of

the directors on 28 May 2021.

The accounting policies below have been applied consistently to all periods presented in these financial statements.

NOTE 2 BASIS OF ACCOUNTING

(a) Basis of preparation

The financial statements have been prepared in accordance with Generally Accepted Accounting Practice in New Zealand (NZ

GAAP). The Group is a for-profit entity for the purposes of complying with NZ GAAP. The financial statements comply with New

Zealand equivalents to International Financial Reporting Standards (NZ IFRS) for Tier 1 entities, other New Zealand accounting

standards, and authoritative notices that are applicable to entities that apply NZ IFRS. The financial statements also comply with

International Financial Reporting Standards.

(b) Changes in accounting policies

The accounting policies and disclosures adopted are consistent with those of the previous year. Where applicable, certain

comparatives have been reclassified to comply with the accounting presentation adopted in the current year.

(c) Going concern

The directors have carefully considered the ability of the Group to continue to operate as a going concern for at least the next

12 months from the date the financial statements are authorised for issue. It is the conclusion of the directors that the Group will

continue to operate as a going concern and the financial statements have been prepared on that basis.

In reaching their conclusion the directors have considered the following factors:

-Cash reserves as at 31 March 2021 of $57.1M and bank borrowing facility of $57.5M of which $21.9M was undrawn as at 31 March

2021 after including borrowing costs of $0.6M. This provides sufficient level of liquidity to help support the business for at least

the next 12 months;

-The Future Contracted Income of $141.9M provides a degree of certainty of forecast revenue; and

-The directors have made due enquiry into the appropriateness of the assumptions underlying the budgetary forecasts.

(d) Basis of measurement

The financial statements are prepared on the historical cost basis, except for certain financial instruments carried at fair value.

(e) Presentation currency

The financial statements are presented in New Zealand dollars ($) which is the Group’s presentation currency, and all values are

rounded to million dollars to one decimal place ($M’s) except where stated. Items included in the financial statements of each

of the Group’s entities are measured using the currency of the primary economic environment in which the entity operates (the

“functional currency”). The functional currency of EROAD Limited is New Zealand dollars, EROAD Inc is US dollars and EROAD Pty

Limited is Australian dollars.

(f) Standards or interpretations issued but not yet effective and relevant to the Group

A number of new standards, amendments to standards and interpretations are effective for annual periods beginning on or after

1 April 2021. The Group does not expect any of these to have a significant impact on the Group’s consolidated financial statements.

The Group has not adopted, and currently does not anticipate adopting, any standards prior to their effective dates.

(g) Critical accounting estimates and judgements

In applying the Group’s accounting policies, management continually evaluates judgements, estimates and assumptions based

on experience and other factors, including expectations of future events that may have an impact on the Group. All judgements,

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EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 88 >< P. 87

NOTE 3 REVENUE

20212020


$M’s$M’s

Revenue from contracts with customers

Software as a Service (SaaS) revenue 85.0 76.3

Other

Transaction fee revenue 2.6 2.4

Grant revenue2.6 0.9

Other revenue1.4 1.6

Total Revenues91.6 81.2

Set out above is the disaggregation of the Group’s revenue from contracts with customers. The disaggregation reflects the nature,

amount, timing and uncertainty of revenue and cash flows are affected by economic factors. Specifically, software as a service

(SaaS) revenue represents revenue earned from customer contracts for the sale or rental of hardware, installation services and

provision of software services. Transaction fee revenue relates to the collection of Road User Charges (RUC) fees.

Transaction price allocated to the remaining performance obligations

The below table represents the revenue allocated to performance obligations that are unsatisfied or partially unsatisfied at the

period end. The revenue amounts yet to be recognised under non-cancellable contract agreements at 31 March are expected to be

recognised by EROAD based on the time bands disclosed below.


20212020

$M’s$M’s

Software as a Service (SaaS) revenue

No later than one year 72.3 64.1

Later than one year, no later than five years 69.6 70.4

Total price allocated to remaining performance obligations 141.9 134.5

The Group reports the Non-GAAP measure, Future Contracted Income. The definition of Future Contracted Income includes all future

hardware and SaaS cash inflows relating to income under non-cancellable long-term agreements. The disclosure above aligns with the

Future Contracted Income reported by the Group.

Software as a service revenue

The Group has determined EROAD’s customers do not have the right to direct the use of EROAD’s asset (Ehubo) as EROAD

continues to have the right and ability to change how the asset operates during the customer’s contract period. These contracts

are therefore accounted for as service contracts. The Group generates revenue through the sale of hardware assets, rental

of hardware assets, installation of hardware assets and provision of software services as part of contracts with customers as

part of a bundled package. These hardware units enable customers to access the software platform offered by the Group. The

transaction involving hardware and accessories do not convey a distinct good or service. The sale does not transfer control to

the customer as the Group provides a significant service of integrating the software service to produce a combined output.

The sale of the hardware, accessories and software service are referred to as Software as a Service (SaaS) revenue, which is

recognised on a straight line basis over the contract period to reflect the fulfilment of the performance obligations as they arise.

There are no variable consideration terms within the contracts.

A contract liability is recognised where consideration is received in advance of the completion of associated performance

obligations. The contract liability is derecognised over time. As a result there is a financing component which the Group

recognises as a finance cost when consideration is received in advance.

The Group offers installation services as part of a number of promises to transfer goods and services within each contract.

Installation services do not convey a distinct good or service and therefore are not a separate performance obligation as the

installation is a set-up activity that does not provide the customer a direct benefit other than access to the software services.

NOTE 2 BASIS OF ACCOUNTING (CONTINUED)

estimates and assumptions made are believed to be reasonable based on the most current set of circumstances available to the

Group. Actual results may differ from the judgements, estimates and assumptions.

The significant judgements, estimates and assumptions made by management in the preparation of these financial statements are

outlined within the financial statement notes to which they relate. These are :

-Recognition of deferred tax assets (refer to Note 10)

-Impairment testing – key assumptions underlying recoverable amounts, including recoverability of development costs

(refer to Note 16)

-The estimated useful life of hardware assets (refer Note 14)

-Assessment of recoverability of trade receivables (refer Note 13)

-Defining the point at which development activity meets capitalised criteria (refer Note 16)

Impact of COVID-19

On 11 March 2020 the World Health Organisation declared a global pandemic as a result of the outbreak and spread of COVID-19.

Following this, in each of EROAD’s markets of New Zealand, the United States and Australia, lockdowns of varying severity were

introduced. These lockdowns continued in these markets from late March and while some lockdown restrictions have eased in each

of the markets, a range of preventive measures still remain such that each of the markets has yet to return to the level of economic

trading conditions prevalent prior to the COVID-19 crisis.

Following the lockdowns being initiated EROAD was designated an essential service in each of its three markets and remained

operational under its business continuity plan. Despite this designation, EROAD still experienced a reduction in customer demand

for new or replacement units and services, aside from those customers who themselves were designated as essential services.

Accordingly, each of EROAD’s markets were impacted differently due to the differences in lockdown conditions, as well as the

differing proportion of essential services customers in its total customer base.

An assessment of the impact of COVID-19 on the EROAD statement of financial position is set out below, based on information

available at the time of preparing these financial statements:

Doubtful debts - COVID-19 Provisions

EROAD has performed an assessment of estimated credit losses not yet identified but driven by the increase in credit default risk

for its customers and provided for these based on a risk weighting. The criteria for the risk weightings includes:

• whether the customer is an essential service;

• which industry the customer belongs to, given EROAD’s vehicular movement data has been analysed to assess the impact of

COVID-19 lockdown by industry to determine the correlated impact on customers’ revenue generating activity; and

• EROAD’s understanding and experience with the customer.

EROAD has recorded additional estimated credit loss provisions to account for the estimated financial impact of any future defaults

which is based on:

-which industry the customer belongs to, and the impact of COVID-19 on that industry (using both payment analysis and the

vehicular movement data that has been analysed to gain a view on the impact of COVID-19 on the customers’ revenue generating

activity);

-EROAD’s understanding and experience with the customer; and

-Ensuring EROAD has recorded sufficient credit loss provisions to account for the estimated financial impact of any future defaults

The Group has recorded the following expected credit loss in the 31 March 2021 financial results which includes consideration of the

impact of COVID-19:

AreaRecognition in Statement of Comprehensive IncomeAmount ($M)

Doubtful DebtsOperating Expenses1.5

Government Grants - COVID-19

On 25 March 2020, the US Government approved Coronavirus Aid, Relief, and Economic Security Act (CARES) to provide

assistance to individuals, families and businesses affected by COVID-19. This included provision of loans under the Paycheck

Protection Programme which can qualify for forgiveness subject to fulfilment of certain conditions. EROAD received funding under

this programme during the reported period and has met the conditions for forgiveness. As a result, as at 31 March 2021, EROAD has

recognised government grant revenue of $1.6m.

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 90 >< P. 89

As a result, the installation service is considered as part of the single performance obligation; referred to as Software as a Service

(SaaS) revenue, which includes the software service and hardware sale or rental for which the customer simultaneously receives

and consumes the benefit of the service. Where installation revenue is received in advance of satisfying the performance

obligation a contract liability is recognised. The contract liability is derecognised over time evenly over the period of the contract

as the customer derives the benefit evenly from the services provided over the contract period. The majority of contracts are

for 3 years and can be for a term of up to 5 years. As a result there is a financing component which the group recognises as a

finance cost when consideration is received in advance.

Transaction fees

The Group acts as an agent for transport authorities in the market that it operates in. Where fees are collected on their behalf,

the Group charges a commission. The revenue recognised is the net amount of the commission fee earned by the Group.

Grant income

Government grants are recognised at fair value in the statement of comprehensive income over the same periods as the costs

for which the grants are intended to compensate. No unfulfilled conditions or contingencies exist related to the government

grants.

NOTE 4 EXPENSES

20212020

Notes$M’s$M’s

Personnel expenses - net of capitalised employee

remuneration6 29.7 26.3

Administrative and other operating expenses 20.5 18.3

SaaS platform costs 9.8 8.6

Directors fees 0.4 0.4

Auditor's remuneration - KPMG 0.3 0.2

Other assurance services - KPMG 0.1 0.1

Tax compliance and advisory services - KPMG 0.2 0.2

Total operating expenses60.954.1

Other assurance services includes half year review, NZTA reasonable assurance and Callaghan grant review.

During the year the costs expensed for Research and Development was $8.2M (2020: $6.0M).

NOTE 5 SEGMENTAL NOTE

Segment results that are reported to the CEO include items directly attributable to a segment as well as those that can be

allocated on a reasonable basis. Unallocated items comprise income tax .

The Group has four segments as described below, which are the Group’s strategic divisions. The strategic divisions offer different

services and are managed separately because they require different technology, services and marketing strategies. For each

strategic division, the Group’s CEO (the chief operating decision maker) reviews internal management reports. The following

summary describes the operations in each of the Group’s segments.

EROAD reports selected financial information segmented by geographic location for operating companies and corporate and

development costs.

• Corporate & Development: Corporate head office costs and R&D activities for development of new and existing products

and services

• North America: Operating companies serving customers in North America

• Australia: Operating companies serving customers in Australia

• New Zealand: Operating companies serving customers in New Zealand

Inter-segment pricing is determined on an arm’s length basis.

Reportable segment information

Information related to each reportable segment is set out below. Segment result represents Earnings before Interest, Taxation,

Depreciation & Amortisation (EBITDA), which is the measure reported to the chief operating decision maker.

Corporate &

DevelopmentNorth America New ZealandAustralia

20212020202120202021202020212020

$M’s$M’s$M’s$M’s$M’s$M’s$M’s$M’s

Revenue

Software as a Service

(SaaS) revenue

0.3 - 27. 2 24.8 56.5 50.8 1.1 0.7

Transaction fee revenue - - - - 2.6 2.4 - -

Other revenue ₁ 24.8 1 7.7 3.4 1.0 0.7 0.2 0.3 0.0

25.1 1 7.7 30.6 25.8 59.8 53.4 1.4 0.7

Earnings before interest,

taxation, depreciation &

amortisation

(17.5) (14.0) 10.0 7. 5 38.8 34.9 (0.9) (1.3)

Total assets 103.9 79.3 27.1 23.1 39.7 42.3 3.0 2.7

Depreciation of

property, plant &

equipment

(1.1) (1.1) (4.7) (4.2) (4.8) (4.7) (0.1) (0.1)

Amortisation of

intangible assets

(9.9) (7.5) - - - - - -

Amortisation of contract

and customer acquisition

assets

- - (1.8) (1.8) (4.9) (4.6) (0.1) (0.1)

₁ Revenue from Corporate & Development Markets includes R&D and Covid Grant Income of $2.6M (2020: $1.4M).

NOTE 3 REVENUE (CONTINUED)NOTE 5 SEGMENTAL NOTE (CONTINUED)

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 92 >< P. 91

Reconciliation of information on reportable segments

20212020

$M’s$M’s

REVENUE

Total revenue for reportable segments 116.9 97. 6

Elimination of inter-segment revenue (25.3) (16.4)

Consolidated Revenue 91.6 81.2

EBITDA

Total EBITDA for reportable segments 30.4 27.0

Elimination of inter-segment EBITDA 0.3 -

Consolidated EBITDA 30.7 2 7.0

DEPRECIATION

Total depreciation for reportable segments (10.7) (10.0)

Elimination of inter-segment depreciation 1.1 1.5

Consolidated Depreciation (9.6) (8.5)

TOTAL ASSETS

Total assets for reportable segments 173.7 147.4

Elimination of inter-segment balances (1.7) (21.9)

Consolidated Total Assets 172.0 125.5

Allocation of Development Assets

Included within Total Assets are Development Assets of $36.9M (2020: $32.7m) which for the purpose of the segment note

have been allocated to the Corporate & Development Market based on the ownership of intellectual property. The amortisation

for these assets are also presented in the Corporate & Development segment. For impairment testing purposes management

allocate the Development Assets to the cash generating units (CGUs) based on the specific CGU that the Development Asset

relates to, or if the Development Asset is developed for use globally across all CGU’s, the asset is allocated to CGU’s based on the

proportionate share of the Group’s Contracted Units. At 31 March 2021 there was $28.5M (2020: $22.4M) of global Development

Assets that have been allocated across CGU’s based on the contracted units. The allocation of the Development Asset to CGU’s

within the following reportable segments for the purpose of impairment testing was as follows:

20212020

$M’s$M’s

North America 13.9 14.0

New Zealand 21.6 17.2

Australia 1.4 1.5

36.9 32.7

Geographic information

The geographic information below analyses the Group’s revenue and non-current assets by the Company’s country of domicile

and other countries. In presenting the following information segment revenue has been based on the geographic location of

customers and segment assets were based on the geographic location of the assets.

20212020

$M’s$M’s

REVENUE

New Zealand 61.2 54.7

All foreign countries:

USA 29.3 25.8

Australia 1.1 0.7

Total revenue 91.6 81.2

NON-CURRENT ASSETS

New Zealand 70.970.9

All foreign countries:

USA 12.5 17.2

Australia 1.0 0.9

Total non-current assets 83.4 89.0

Non-current assets exclude financial instruments and deferred tax assets.

NOTE 6 PERSONNEL EXPENSES

20212020

$M’s$M’s

Salaries and wages - excluding capitalised commission costs 34.8 30.7

Annual leave 0.6 0.4

Performance bonus 1.1 0.7

Share-based payments 0.9 0.3

Salaries and wages capitalised to development and software assets (7.7) (5.8)

29.7 26.3

NOTE 5 SEGMENTAL NOTE (CONTINUED)NOTE 5 SEGMENTAL NOTE (CONTINUED)

MENUMENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 94 >< P. 93

NOTE 7 CONTRACT FULFILMENT AND COSTS TO OBTAIN CONTRACTS

Capitalised contract fulfilment costs

The Group capitalises incremental costs of fulfilling customer contracts, typically distribution and installation costs. Contract

fulfilment costs are amortised evenly over the period of the contract. The majority of contracts are for 3 years and can be for a term

of up to 5 years.

Capitalised contract acquisition costs

The Group has applied a policy of capitalising only costs that are incremental in obtaining contracts with customers, typically sales

commissions. Contract acquisition costs are amortised evenly over the period of the contract. The majority of contracts are for 3

years and can be for a term of up to 5 years.

The following table provides information about contract fulfilment and costs to obtain contracts with customers:

CONTRACT FULFILMENTCOSTS TO OBTAIN CONTRACTS

2021202020212020

$M’s$M’s$M’s$M’s

Opening net book value 5.9 5.1 4.8 4.3

Additions 3.4 4.4 1.6 3.4

Amortisation (3.9) (3.6) (2.9) (2.9)

Closing Net Book Value 5.4 5.9 3.5 4.8

Current 3.0 3.2 2.5 2.7

Non-current 2.4 2.7 1.0 2.1

NOTE 8 FINANCE INCOME & FINANCE EXPENSES

20212020

$M’s$M’s

FINANCE INCOME

Foreign exchange gains 0.2 -

0.2 0.0

FINANCE EXPENSES

Interest expense(2.2) (2.0)

Interest expense - lease liabilities (0.3) (0.4)

Interest expense - contract liabilities (0.2) (0.4)

Foreign exchange losses - (0.3)

(2.7) (3.1)

Net financing costs (2.5) (3.1)

NOTE 9 INCOME TAX EXPENSE

20212020

$M’s$M’s

(a) Reconciliation of effective tax rate

Profit before income tax1.91.4

Income tax using the Company's domestic tax rate of 28% (0.5)(0.4)

Non-deductible expense--

Utilisation of tax losses previously unrecognised0.5-

Effect of different tax rates0.1-

Income tax benefit/(expense) 0.1 (0.4)

(b) Current tax expense

Current year - -

- -

(c) Deferred tax expense

Current year0.1 (0.4)

Total 0.1 (0.4)

At 31 March 2021 there were no imputation credits available to shareholders (2020: Nil)

Income tax expense comprises current and deferred tax. Current tax and deferred tax is recognised in profit or loss except to the

extent that it relates to a business combination, or items recognised directly in equity or in other comprehensive income.

Current tax is the expected tax payable or receivable on the taxable income or loss for the period, using tax rates enacted or

substantively enacted at the reporting date, and any adjustment to tax payable in respect of previous periods. Current tax payable

also includes any tax liability arising from the declaration of dividends.

Deferred tax is recognised in respect of temporary differences between the carrying amounts of assets and liabilities for financial

reporting purposes and the amounts used for taxation purposes. Deferred tax is measured at the tax rates that are expected to be

applied to temporary differences when they reverse, based on the laws that have been enacted or substantively enacted by the

reporting date.

Deferred tax assets and liabilities are offset if there is a legally enforceable right to offset current tax liabilities and assets, and they

relate to income taxes levied by the same tax authority on the same taxable entity, or on different tax entities, but they intend to

settle current tax liabilities and assets on a net basis or their tax assets and liabilities will be realised simultaneously.

A deferred tax asset is recognised for unused tax losses, tax credits and deductible temporary differences, to the extent that it is

probable that future taxable profits will be available against which they can be utilised. Deferred tax assets are reviewed at each

reporting date and are reduced to the extent that it is no longer probable that the related tax benefit will be realised.

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 96 >< P. 95

NOTE 10 DEFERRED TAX ASSETS

20212020

$M’s$M’s

RECOGNISED DEFERRED TAX ASSETS

Deferred tax assets are attributable to the following:

Tax loss carry forward 10.5 9.2

Property, plant and equipment 0.60.2

Intangibles (5.9) (4.0)

Provisions, accruals and other liabilities1.1 1.0

Equity-settled share-based payments 0.4 0.3

Trade and other receivables, including contract assets(0.7) (1.0)

Lease liability1.31.5

Total deferred tax asset7. 3 7. 2

The movement in temporary differences has been recognised in profit or loss. Deferred tax assets have been recognised at a rates

between 21% to 30% at which they are expected to be realised.

Movement in temporary differences during the year:

BALANCE

2020

Recognised

in profit

or loss

Currency

Translation

BALANCE

2021

$M's$M's$M's$M's

Tax loss carry forward 9.2 1.3 - 10.5

Property, plant and equipment0.2 0.1 0.3 0.6

Intangibles (4.0) (1.9) - (5.9)

Provisions, accruals and other liabilities1.0 0.1 - 1.1

Equity-settled share-based payments 0.3 0.1 - 0.4

Trade and other receivables, including contract assets (1.0)0.3 - (0.7)

Lease liability1.5(0.2)-1.3

Total 7. 2 (0.2) 0.3 7. 3

The New Zealand tax group consists of EROAD Limited, EROAD New Zealand Limited and EROAD Financial Services Limited.

Losses incurred within this group are transferred within the group with no compensation being recognised. Deferred tax assets

have been recognised in respect of these items as based on the expected profitability of the New Zealand Tax group as it is

considered that future taxable profit will be available for utilisation against the carried forward losses.

Determining the extent to which losses will be utilised requires judgement. The group has forecast expected utilisation of tax losses.

Key assumptions included total contracted units, revenue and expense forecasts in line with group budget and three-year forecast

supported by a robust strategic and business planning process.

The result of the forecasting indicate that there will be sufficient profitability within the New Zealand tax group to utilise the existing

tax losses. Losses incurred in recent years have primarily been the result of a large investment creating the North American market.

Whilst the business is growing in Australia, the group considers this can be achieved at a lower cost than the entry into North

America, by leveraging our New Zealand expertise and cost and customer base. The group expect to be able to report

significant improvements in profitability over the next three years as the business reaches a sufficiently large subscriber base

to self-fund operating and corporate costs. Due to the cumulative subscription nature of our business model as well as certain

operating expenses that do not scale at the same rate of unit and revenue growth, the business is expected to be able to achieve its

forecast growth in profitability.

As at 31 March 2021 the Group has tax losses of $48.7m (2020: $46.5m) that are available indefinitely for offsetting against future

taxable profits of the entity in which they arose, subject to meeting relevant tax rules. $11.2m (2020: $13.5m) of tax losses in North

America are unrecognised due to lack of certainty of recovery.

NOTE 11 PAID UP CAPITAL

All issued shares are fully paid up and have equal voting rights and share equally in dividends and surplus on winding up.

Number of

ordinary shares

Issue price

$

Issued Capital

$

202068,278,77280.7

Shares issued to employees 22,848 $3.73 0.1

5,000 $5.02 -

Shares issued in September 2020 equity placement 10,769,231 $3.90 42.0

Shares issued in October 2020 equity placement 2,820,489 $3.90 11.0

Costs of raising capital-- (2.1)

202181,896,340 131.7


On 22 September 2020 EROAD issued additional 10,769,231 shares at a price of $3.90 each. A further 2,820,489 shares were

issued on 9 October 2020 also at a price of $3.90 each.

At 31 March 2021 there was 81,896,340 authorised and issued ordinary shares (2020: 68,278,772). 732,741 (2020: 874,557) shares are held

in trust for employees in relation to the long-term incentive plan and are accounted for as treasury stock.

The calculation of both basic and diluted loss per share at 31 March 2021 was based on the profit attributable to ordinary shareholders of

$2.0M (2020: $1.0M). The weighted number of ordinary shares on 31 March 2021 was 74,366,384 (2020: 67,318,877) for basic earnings per

share and also 74,366,384 for diluted earnings per share (2020: 68,069,248).

Other components of equity include:

• Translation reserve - comprises foreign currency translation differences arising from the translation of financial statements of the

Group’s foreign subsidiaries into New Zealand dollars.

• Retained earnings - includes all current and prior period retained profits and share-based employee remuneration.

NOTE 12 CASH AND CASH EQUIVALENTS, RESTRICTED CASH AND PAYABLES TO TRANSPORT AGENCIES

20212020

$M’s$M’s

Cash and cash equivalents 57.1 3.4

Restricted bank accounts 10.5 14.0

67. 6 17.4

Cash and cash equivalents exclude restricted bank accounts. Restricted bank accounts are presented separately from cash and

cash equivalents on the face of the Statement of Financial Position and movements in restricted bank accounts are excluded

from the Statement of Cash Flows. The restricted bank accounts relate to Road Users tax collected from clients due for payment

to the relevant government agency.

Payables to transport agencies (10.5) (13.9)

NOTE 10 DEFERRED TAX ASSETS (CONTINUED)

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 98 >< P. 97

NOTE 13 TRADE AND OTHER RECEIVABLES

20212020

$M’s$M’s

Trade receivables 8.0 8.6

Expected credit losses (2.6) (1.1)

5.4 7. 5

Prepayments and other receivables 2.8 3.2

8.2 10.7

In addition to the movement in the expected credit losses, the Group has written off $0.9M (2020: $0.5M) of bad debts to the statement

of comprehensive income.

The Group recognises an allowance for expected credit losses (ECLs) for all debt instruments not held at fair value through profit or

loss. The Group applies a simplified approach in calculating ECLs. Therefore, the Group does not track changes in credit risk, but instead

recognises a loss allowance based on lifetime ECLs at each reporting date. The Group has established a provision matrix that is based on

its historical credit loss experience, adjusted for forward-looking factors specific to the debtors and the economic environment. Due to the

short term nature of these debtors, their carrying value is assumed to approximate fair value.

(a) Credit risk

In relation to trade receivables, it is the Group’s policy that all customers who wish to trade on terms are subject to credit verification on an

ongoing basis with the intention of minimising bad debts. The nature of the Group’s trade receivables is represented by regular turnover of

product and billing of customers based on the Group’s contractual payment terms. In North America, the Group requires that customers

under a certain fleet size to purchase the hardware with an upfront payment regardless of credit verification. To measure the expected

credit losses, trade receivables have been grouped based on customer industry risk characteristics and the days past due. The expected

loss rates are based on recent payment profiles, historical customer behaviour, age of debt and individual customer circumstances.

The aging of the Group’s Trade receivables at the reporting date was as follows:

GrossAllowance for

doubtful debts

GrossAllowance for

doubtful debts

2021202120202020

$M’s$M’s$M’s$M’s

Not past due 3.1 ( 0.2) 3.8 -

Past due 1-30 days 2.3 (0.4) 3.0 -

Past due 31-60 days 0.5 (0.2) 0.6 (0.1)

Past due over 61 days 2.1 (1.8 ) 1.2 (1.0)

8.0 (2.6) 8.6 (1.1)

NOTE 14 PROPERTY, PLANT AND EQUIPMENT

Right of

Use Assets

Hardware

Assets

Plant and

equipment

Leasehold

improvements

Motor

vehicles

Office

equipmentComputersTotal

$M's$M's$M's$M's$M's$M's$M's$M's

2021

Opening net book

amount

5.1 29.5 0.2 1.7 0.3 0.3 0.3 37.4

Additions-4.4--0.20.20.35.1

Depreciation charge(0.9)(7.8)-(0.4)(0.1)(0.2)(0.2)(9.6)

Depreciation

recovered

-2.1-----2.1

Effect of movement

in exchange rates

(0.1)(0.2)----- (0.3)

Closing net book

amount

4.1 28.0 0.2 1.3 0.4 0.3 0.4 34.7

Cost6.851.30.72.91.31.43.467. 8

Accumulated

depreciation

(2.7)(23.3)(0.5)(1.6)(0.9)(1.1)(3.0)(33.1)

Net book amount 4.1 28.0 0.2 1.3 0.4 0.3 0.4 34.7

Right of

Use Assets

Hardware

Assets

Plant and

equipment

Leasehold

improvements

Motor

vehicles

Office

equipmentComputersTotal

$M's$M's$M's$M's$M's$M's$M's$M's

2020

Opening net book

amount

6.0 25.0 0.2 1.7 0.4 0.3 0.3 33.9

Additions - 10.8 0.1 0.3 0.1 0.1 0.2 11.6

Depreciation charge (1.0) (6.7) (0.1) (0.3) (0.2) (0.1) (0.2) (8.6)

Depreciation

recovered

- 0.7 - - - - - 0.7

Effect of movement

in exchange rates

0.1 (0.3) - - - 0.0 0.0 (0.2)

Closing net book

amount

5.1 29.5 0.2 1.7 0.3 0.3 0.3 37.4

Cost 7.1 51.2 0.7 2.9 1.1 1.2 3.1 67.3

Accumulated

depreciation

(2.0) (21.7) (0.5) (1.2) (0.8) (0.9) (2.8) (29.9)

Net book amount 5.1 29.5 0.2 1.7 0.3 0.3 0.3 37. 4

Included in the Hardware Assets is equipment under construction to be leased of $6.8M (2020: $7.7M).

Items of plant and equipment are stated at cost, less accumulated depreciation and impairment losses. Cost includes the purchase

consideration, and those costs directly attributable to bringing the asset to the location and condition necessary for its intended use.

Where an item of plant and equipment is disposed of, the gain or loss recognised in the statement of comprehensive income is calculated

as the difference between the net sales price and the carrying amount of the asset.

The right-of-use asset is initially measured at cost, which comprises the initial amount of the lease liability adjusted for any lease payments

made at or before the commencement date, plus any initial direct costs incurred and an estimate of costs to restore the underlying asset

or the site on which it is located, less any lease incentives received.

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 100 >< P. 99

Subsequent costs

The Group recognises in the carrying amount of an item of property, plant and equipment the cost of replacing part of such an item when

that cost is incurred if it is probable that the future economic benefits embodied within the item will flow to the Group and the cost of the

item can be measured reliably. All other costs are recognised in the statement of comprehensive income as an expense in the period they

are incurred.

Depreciation

Depreciation begins when the asset is in the location and condition necessary for it to be capable of operating in the manner intended by

management. The following rates have been used on a straight line basis:

Leasehold improvements 3 to 9 years

Hardware assets 3 to 6 years

Plant and equipment 3 to 11 years

Computer/Office equipment 1 to 3 years

Motor vehicles 3 to 5 years

Right of use assets 3 to 9 years

The above rates reflect the estimated useful lives of the respected categories. Consideration was given to how long assets can be

deployed and any expected network changes. Leasehold improvements are depreciated over the contracted lease term.

Impairment

Each reporting period, an assessment is performed in order to determine if there are any indicators of impairment. Refer to intangibles

(Note 16) for further details.

NOTE 15 LEASES AS A LESSEE

Lease Liabilities

20212020

$M’s$M’s

Maturity analysis - contractual undiscounted cash flows

Less than one year 1.3 1.4

One to five years 4.2 4.9

More than five years 0.8 1.6

Total undiscounted lease liabilities 6.3 7. 9

Lease liabilities included in the statement of financial position 5.2 6.3

Current 1.0 1.0

Non-current 4.2 5.3

Amounts recognised in Statement of Comprehensive Income

20212020

$M’s$M’s

Interest expense on lease liabilities 0.3 0.4

Depreciation of right of use assets0.91.0

Amounts recognised in Statement of Cash Flows

20212020

$M’s$M’s

Total cash outflow for leases (1.6) (1.1)

The lease liability is initially measured at the present value of the lease payments that are not paid at the commencement date,

discounted using the interest rate implicit in the lease or, if that rate cannot be readily determined, the Group’s incremental

borrowing rate. Generally, the Group uses its incremental borrowing rate as the discount rate.

Lease payments included in the measurement of the lease liability comprise the following:

-fixed payments, including in-substance fixed payments;

-variable lease payments that depend on an index or a rate, initially measured using the index or rate as at the commencement

date;

-amounts expected to be payable under a residual guarantee;

-the exercise priced under a purchase option that the Group is reasonably certain to exercise;

-lease payments in an optional renewal period if the Group is reasonably certain to exercise an extension option; and

-penalties for early termination of a lease unless the Group is reasonably certain not to terminate early.

The lease liability is measured at amortised cost using the effective interest rate method. It is remeasured when there is a change

in future lease payments arising from a change in an index or rate, if there is a change in the Group’s estimate of the amount

expected to be payable under a residual value guarantee, or if the Group changes its assessment of whether it will exercise a

purchase, extension or termination option.

When the lease liability is remeasured in this way, a corresponding adjustment is made to the carrying amount of the right-of-

use asset or is recorded in profit or loss if the carrying amount of the right-of-use asset has been reduced to zero.

NOTE 16 INTANGIBLE ASSETS

DevelopmentSoftwareTotal

$M's$M's$M's

2021

Opening net book amount 32.7 9.4 42.1

Additions 12.2 0.9 13.1

Disposals - - -

Amortisation charge (8.0) (1.9) (9.9)

Closing net book amount 36.9 8.4 45.3

Cost 68.2 14.7 82.9

Accumulated amortisation (31.3) (6.3) (37.6)

Net book amount 36.9 8.4 45.3

DevelopmentSoftwareTotal

$M's$M's$M's

2020

Opening net book amount 29.8 3.3 33.1

Additions 9.6 6.9 16.5

Disposals - - -

Amortisation charge (6.7) (0.9) (7.5)

Closing net book amount 32.7 9.3 42.1

Cost 55.9 13.9 69.8

Accumulated amortisation (23.2) (4.5) (27.7)

Net book amount 32.7 9.4 42.1

NOTE 15 LEASES AS A LESSEE (CONTINUED)

NOTE 14 PROPERTY, PLANT AND EQUIPMENT (CONTINUED)

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 102 >< P. 101

The useful lives of the Group’s Intangible Assets are assessed to be finite. Assets with finite lives are amortised over their useful lives

and tested for impairment whenever there are indications that the assets may be impaired. Where an indicator of impairment exists

the Group makes a formal assessment of the recoverable amount. Where the carrying value of an asset exceeds its recoverable

amount, the asset is considered impaired and is written down to its recoverable amount. The recoverable amount is the greater of

fair value less costs to dispose of the assets and its value in use. For the purposes of assessing impairment, assets are grouped at

the lowest levels for which there are separately identifiable cash flows (cash-generating units).

Recoverability of development costs

As a result of COVID-19 and the ongoing lock downs in North America and the recent unstable political environment, this

segment has been trading behind forecast. Management consider these factors to be an indicator of impairment and therefore

formal assessment of impairment was performed for the North American cash generating unit (CGU).

For impairment testing purposes the corporate Development & Software Assets are allocated to the CGUs based on the specific

CGU that the asset relates to, or if the asset is developed for use globally across all CGU’s, the asset is allocated to CGU’s based

on the proportionate share of the Group’s Contracted Units. The recoverable amount of the CGU that these corporate assets

relate to was estimated based on the present value of future cash flows expected to be derived from the CGU (value in use).

Discount and terminal growth rate assumptions are outlined below. Other key assumptions for the impairment review included

contracted unit growth and related revenue and expense forecasts in line with Group’s budget and three-year forecast.

Sensitivity analysis was performed by increasing the discount rate to 18% and lowering the terminal growth rate to 1% at base

case forecast cash flows. The results of both sensitivity scenarios still resulted in headroom between the recoverable amount

of the CGU and its carrying value. The Group concluded that the recoverable amount of the CGU to be higher than its carrying

value and therefore no impairment was considered necessary.

Discount RateTerminal Growth RateAllocated Corporate

Development & Software Assets

$M’s

North America12%1.5% 16.3

Research and Development

Expenditure on research activities, undertaken with the prospect of gaining new technical knowledge and understanding, is

recognised in the statement of comprehensive income when incurred.

Development activities involve a plan or design for the production of new or substantially improved products and processes.

Development expenditure is capitalised only if development costs can be measured reliably, the product or process is technically

and commercially feasible, future economic benefits are probable, and the Group intends to and has sufficient resources to

complete development and to use or sell the asset. The expenditure capitalised includes the cost of materials, direct labour

and overhead costs that are directly attributable to preparing the asset for its intended use. Other research and development

expenditure is recognised in the statement of comprehensive income when incurred.

Capitalised development expenditure is measured at cost less accumulated amortisation and accumulated impairment losses.

Other intangible assets

Other intangibles assets that are acquired by the Group, which have finite useful lives, are measured at cost less accumulated

amortisation and accumulated impairment losses.

Subsequent expenditure

Subsequent expenditure is only capitalised when it increases the future economic benefits embodied in the specific asset to

which it relates. All other expenditure, including expenditure on internally generated goodwill and brands, is recognised in the

statement of comprehensive income when incurred.

Amortisation

Amortisation is recognised in the statement of comprehensive income on a straight line basis over the estimated useful life of

intangible asset. The estimated useful lives for the current and comparative periods are as follows:

Development Hardware & Platform 7 to 15 years

Development Products 5 to 10 years

Software 5 to 7 years

NOTE 17 TRADE PAYABLES AND ACCRUALS

20212020

$M’s$M’s

Trade creditors 4.2 4.1

Sundry accruals 3.6 4.1

7. 88.2

NOTE 18 BORROWINGS

20212020

$M’s$M’s

Current borrowings

Term loans – current portion 5.0 2.5

Capital Expenditure facility 2.0 -

Capitalised borrowing costs (0.6) (0.3)

6.42.2

Non-current borrowings

Term loans 28.6 33.6

28.633.6

Terms and debt repayment schedule

2021202120202020

Nominal

Interest

Year of

Maturity

Face

Value

$M’s

Carrying

amount

$M’s

Face

Value

$M’s

Carrying

amount

$M’s

Term loans3.90%2023 33.6 33.6 36.1 36.1

Capital Expenditure facility3.90%2023 2.0 2.0 - -

Capitalised borrowing costs - 2023 - (0.6) - (0.3)

35.6 35.0 36.1 35.8

Current financial year

The Group has a syndicated debt facility with the Bank of New Zealand (BNZ) and China Construction Bank (CCB). At 31 March 2021,

EROAD had the following facilities in place:

$15.5M (NZD) Term Loan Facility A – to refinance existing debt. The Term Loan has a term of 36 months from the March 2020 refinance

date, with the facility having a maturity date in March 2023. The interest rate is variable with reference the to base rate (BKBM bid rate)

for the selected interest period plus a margin of 3.5%. EROAD may select an interest period of 1,2,3 or 6 months. Principal payments of

$1.25m are to be made quarterly commencing from December 2020 with the full outstanding balance payable on termination date.

$18.1M (NZD) Term Loan Facility B – used to refinance existing debt and general corporate purposes. The Term Loan has a term of 36

months from the March 2020 refinance date, with the facility having a maturity date in March 2023. The interest rate is variable with

reference the to base rate (BKBM bid rate) for the selected interest period plus a margin of 3.5%. EROAD may select an interest period

of 1,2,3 or 6 months. This is an interest only term facility full repayment on the termination date.

NOTE 16 INTANGIBLE ASSETS (CONTINUED)

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 104 >< P. 103

$25m Capital Expenditure Facility – to fund growth capital expenditure requirements. The Capital Expenditure Facility has a

36 month term from the March 2020 refinance date, with the facility having a maturity date in March 2023. Drawings can be made

on the facility in NZD or USD. The loan is a current liability as it has a roll over feature at the end of each interest period. The interest

rate is variable with reference the to base rate (BKBM bid rate for NZD drawings and US LIBOR for USD drawings) for the selected

interest period plus a margin of 3.5%. EROAD may select an interest period of 1,2,3 or 6 months. Interest payments are made on the

last day of the determined interest period. In addition, a Commitment Fee of 45% of the per annum margin (1.58%) is payable on

the undrawn balance of the facility quarterly in arrears. The full outstanding balance is payable on termination date.

$5.0m Overdraft Facilities – for general working capital purposes. This is an on demand facility with the interest rate based on the

Market Connect Overdraft Prime Rate plus a margin of 1.5%.

EROAD’s operating covenants to support the above facilities include Debt Service Cover Ratio, Interest Cover Ratio, Leverage Ratio and

Obligor Assets to Group Assets. EROAD was compliant with all covenants during the period and at 31 March 2021.

The security package for the Multi-Option Credit Facility Agreement includes an all obligations cross-guarantee granted by EROAD

Australia Pty Limited and EROAD Inc in favour of the BNZ (in its capacity of Security Trustee for the banking syndicate). in respect of

the obligations of EROAD Limited, and a General Security Agreements granted by EROAD Limited, EROAD Inc and EROAD Australia

Pty Limited in favour of the BNZ (in its capacity of Security Trustee for the banking syndicate).

NOTE 19 CONTRACT LIABILITIES

The Group enters into contracts with customers for the provision of software services over a contracted period. As stated in the

accounting policies, this revenue is recognised over time as the customer simultaneously receives and consumes the benefit of the

service. The Group has determined that the benefit of the services provided is consumed evenly over the period of the contract,

and thus the performance obligations are satisfied evenly over the period. Where the Group receives a portion of the transaction

price of a contract in advance, this is recognised as a contract liability and released over the contract period as the Group satisfies its

performance obligations.

20212020

$M’s$M’s

Opening balance 8.2 10.0

Amounts deferred during the period 4.1 4.4

Amount recognised in the statement of comprehensive income (5.7) (6.2)

6.6 8.2

Current 3.9 3.6

Non-current 2.7 4.6

NOTE 20 FINANCIAL RISK MANAGEMENT

As a result of the Group’s operations and sources of finance, it is exposed to credit risk, liquidity risk and market risks which include

foreign currency risk, commodity price risk and interest rate risk. These risks are described below. The principles under which these

risks are managed are set out in policy documents approved by the Board. The policy documents identify the risks and set out the

Group’s objectives, policies and processes to measure, manage and report the risks. The policies are reviewed periodically to reflect

changes in financial markets and the Group’s business.

Recognition and initial measurement

Trade receivables are initially recognised when they are originated. All other financial assets and financial liabilities are initially

recognised when the Group becomes a party to the contractual provisions of the instrument. A financial asset (unless it is a trade

receivable without a significant financing component) or financial liability is initially measured at fair value plus, for an item not at

fair value through profit or loss, transaction costs that are directly attributable to its acquisition or issue. A trade receivable without a

significant financing component is initially measured at the transaction price.

During the year, the Group entered into interest rate swaps. These swaps were entered into in order for the Group to manage its risk

associated with interest rate fluctuations. The interest rate swaps qualify for cash flow hedge accounting.

Classification and subsequent measurement

Financial assets

On initial recognition, a financial asset is classified as measured at amortised cost.

Financial assets - subsequent measurement and gains and losses

Financial assets at amortised cost. These assets are subsequently measured at amortised cost using the effective interest method. The

amortised cost is reduced by impairment losses. Interest income, foreign exchange gains and losses and impairment are recognised in

profit or loss. Any gain or loss on derecognition is recognised in profit or loss.

Financial liabilities

Under the interest rate swap agreements the Group has a right to receive interest at variable rates and to pay interest at fixed rates for

its New Zealand dollar denominated loans. Interest rate swaps are initially recognised at fair value on the date a contract is entered into

and are subsequently measured at fair value on each reporting date. The fair values of the interest rate swaps are determined based on

cash flows discounted to present value using current market interest rates.

Where a derivative financial instrument is designated as a hedge of the variability in cash flows of liabilities the effective part of any

gain or loss is recognised directly in the cash flow hedge reserve within equity and the ineffective part is recognised immediately in

the income statement. The effective portion is reclassified to the income statement when the underlying cash flows affect the income

statement.

The Group determines the existence of an economic relationship between the hedging instrument and hedged item based on the

reference interest rates, tenors, repricing dates and maturities and the notional amounts.

In these hedging relationships, the main sources of ineffectiveness are:

-changes in counterparty credit risk and cross currency basis spreads which are not reflected in the change in the fair value of the

hedged item; and

-differences in repricing dates between the cross currency interest rate swaps and the borrowings.

Derecognition

Financial assets

The Group derecognises a financial asset when the contractual rights to the cash flows from the financial asset expire, or it

transfers the right to receive the contractual cash flows in a transaction in which substantially all of the risks and rewards of

ownership of the financial asset are transferred or in which the Group neither transfers nor retains substantially all of the risks

and rewards of ownership and it does not retain control of the financial asset.

The Group enters into transactions whereby it transfers assets recognised in its statement of financial position, but retains

either all or substantially all of the risks and rewards of the transferred asset. In theses cases, the transferred assets are not

derecognised.

Financial liabilities

The Group derecognises a financial liability when the contractual obligations are discharged or cancelled, or expire. The Group

also derecognises a financial liability when its terms are modified and the cash flows of the modified liability are substantially

different, in which case a new financial liability based on the modified terms is recognised at fair value.

On derecognition of a financial liability, the difference between the carrying amount extinguished and the consideration paid

(including any non-cash assets transferred or liabilities assumed) is recognised in profit or loss.

NOTE 18 BORROWINGS (CONTINUED)NOTE 20 FINANCIAL RISK MANAGEMENT (CONTINUED)

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 106 >< P. 105

The Group holds the following financial assets and liabilities at amortised cost:

20212020

Amortised

Cost


$M’s

Other

amortised

cost

$M’s

Amortised

Cost


$M’s

Other

amortised

cost

$M’s

FINANCIAL ASSETS

Cash and cash equivalents 57.1 - 3.4 -

Restricted bank account 10.5 - 14.0 -

Trade receivables 8.0 - 8.6 -

75.6 - 26.0 -

FINANCIAL LIABILITIES

Borrowings- 35.0- 35.8

Employee Entitlements- 2.3 - 1.8

Lease liabilities- 5.2 - 6.3

Trade and other payables- 7. 8 - 8.2

Payables to transport agencies- 10.5 - 13.9

- 60.8 - 66.0

The Group’s financial assets and liabilities are disclosed in sections (b), (c) and (e) below.

(a) Credit risk

Credit risk is the risk of financial loss to the Group if a customer or counterparty to a financial instrument fails to meet its contractual

obligations, and it arises principally from the Group’s trade receivables from customers in the normal course of business.

The Group’s exposure to credit risk is influenced mainly by the individual characteristics of each customer. The creditworthiness of

a customer or counterparty is determined by a number of qualitative and quantitative factors. Qualitative factors include external

credit ratings (where available), payment history and strategic importance of customer or counterparty. Quantitative factors include

transaction size, net assets of customer or counterparty, and ratio analysis on liquidity, cash flow and profitability.

The carrying amount of the Group’s financial assets represents the maximum credit exposure as summarised above.

Refer to Note 13 for an aging profile for the Group’s trade receivables at reporting date.

(b) Liquidity risk

Liquidity risk is the risk that the Group will not be able to meet its financial obligations as and when they become due and payable.

The Group’s approach to managing liquidity risk is to ensure, as far as possible, that it will always have sufficient liquidity to meet its

liabilities when they become due and payable, under both normal and stressed conditions, without incurring unacceptable losses or

risking damage to the Group’s reputation.

The Group ensures that it has sufficient cash on demand to meet expected operational expenses for a period of 90 days, including the

servicing of financial obligations; this excludes the potential impact of extreme circumstances that cannot reasonably be predicted,

such as natural disasters.

NOTE 20 FINANCIAL RISK MANAGEMENT (CONTINUED)NOTE 20 FINANCIAL RISK MANAGEMENT (CONTINUED)

Maturities of financial liabilities

The following table details the Group’s contractual maturities of financial liabilities, including estimated interest payments and

excluding the impact of netting agreements, as at the reporting date. Refer to Note 18 for the maturity profiles of the Group’s

borrowings.

1 year or less1 to 5 yearsOver 5 yearsTotal

contractual

cash flows

Carrying

amount of

liabilities

$M's$M's$M's$M’s$M’s

2021

NON-DERIVATIVE FINANCIAL LIABILITIES

Borrowings 8.8 30.4- 39.2 35.6

Employee Entitlements 2.3 -- 2.3 2.3

Trade and other payables 7. 8 -- 7. 8 7. 8

Payable to transport agencies 10.5 -- 10.5 10.5

29.4 30.4 - 59.856.2

The Group entered into an interest rate swap agreement as at 31 March 2021. Due to the inception date being the same as year end

date the carrying amount of the derivative is nil. The swap has a maturity date of March 2023 to align with the Group’s borrowing

facility. The contractual cash flows under this agreement is $0.0m therefore not included in the above table.

1 year or less1 to 5 yearsOver 5 yearsTotal

contractual

cash flows

Carrying

amount of

liabilities

$M's$M's$M's$M’s$M’s

2020

NON-DERIVATIVE FINANCIAL LIABILITIES

Borrowings 2.5 33.3 - 35.8 35.8

Employee Entitlements 1.8 - - 1.8 1.8

Trade and other payables 8.2 - - 8.2 8.2

Payable to transport agencies 13.9 - - 13.9 13.9

26.4 33.3 - 59.759.7

(c) Market risk

Market risk is the risk that changes in market prices, such as commodity prices, foreign exchange rates and interest rates, will affect the

Group’s income or the value of its holdings of financial instruments. The objective of market risk management is to manage and control

market risk exposures within acceptable parameters, while optimising the return on risk.

Foreign currency risk

The Group is exposed to currency risk on sales transactions that are denominated in a currency other than the respective

functional currencies of Group entities, primarily the US Dollar (USD) and Australian Dollar (AUD). The Group is also exposed

to currency risk on expense transactions that are denominated in a currency other than the respective functional currencies of

Group entities, primarily the US Dollar (USD), Australian Dollar (AUD) and Euro (EUR). The Group, may on occasion, enter into

forward exchange contracts to hedge the exposure to foreign currency fluctuations on sales receipts.

The Group reports in New Zealand dollars. Movements in foreign currency exchange rates affect reported financial results,

financial position and cash flows. Where practical, the Group attempts to reduce this risk by matching revenues and

expenditures, as well as assets and liabilities, by country and by currency.

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 108 >< P. 107

Foreign exchange rates applied against the New Zealand Dollar, at 31 March are as follows:

20212020

$M’s$M’s

AUD 10.920.97

USD 10.700.60

The Group’s exposure to foreign currency risk at the reporting date was as follows (all amounts are denominated in New Zealand

dollars):

AUDUSD

$M’s$M’s

2021

Cash and cash equivalents 0.1 12.1

Trade receivables 0.2 2.2

Lease liabilities - 0.4

AUDUSD

$M’s$M’s

2020

Cash and cash equivalents 0.1 1.2

Trade receivables 0.1 3.0

Lease liabilities 0.1 3.0

Interest rate risk

At 31 March 2021, the Group had interest rate swap agreements in place with a total notional principal amount of $10.0M. The

Group applies a hedge ratio of 1:1. These agreements effectively change the Group’s interest exposure on the principal covered

by the interest rate swaps from a floating rate to fixed rates. The maturity of the interest rate swap is 36 months and has a

weighted average interest rate of 0.5%.

There was no hedge ineffectiveness recognised in profit or loss during the year.

There are no comparatives as the Group did not engage in interest rate swaps in 2020.

NOTE 20 FINANCIAL RISK MANAGEMENT (CONTINUED)NOTE 20 FINANCIAL RISK MANAGEMENT (CONTINUED)

Summarised sensitivity analysis

The following table summarises the sensitivity of the Group’s financial assets and financial liabilities to foreign currency risk.

-10%+10%-100bps+100bps

ProfitEquityProfitEquityProfitEquityProfitEquity

$M's$M's$M's$M’s$M’s$M’s$M's$M’s

2021

Cash and cash equivalents (0.9) (0.9) 0.9 0.9 (0.6) (0.6) 0.6 0.6

Trade receivables (0.2) (0.2) 0.2 0.2 ----

Lease liabilities - - - - 0.10.1(0.1)(0.1)

Total increase/ (decrease) (1.1) (1.1) 1.1 1.1 (0.5) (0.5) 0.5 0.5

-10%+10%-100bps+100bps

ProfitEquityProfitEquityProfitEquityProfitEquity

$M's$M's$M's$M’s$M’s$M’s$M's$M’s

2020

Cash and cash equivalents (0.1) (0.1) 0.1 0.1 (0.0) (0.0) 0.0 0.0

Trade receivables (0.2) (0.2) 0.2 0.2 - - - -

Lease liabilities - - - - 0.4 0.4 (0.4) (0.4)

Total increase/ (decrease) (0.3) (0.3) 0.3 0.3 0.4 0.4 (0.4) (0.4)

(d) Capital management

The Group’s policy is to maintain a strong capital base so as to maintain investor, creditor and market confidence and to sustain

future development of the business. The Board monitors the return on capital employed, which the Group defines as reported

EBIT (Earnings Before Interest and Tax) divided by capital employed.

(e) Fair value measurement

The carrying amounts of the Groups financial assets and liabilities approximate their fair value due to their short maturity periods

or fixed rate nature, with the exception of interest rate swap derivatives. All of the Group’s derivatives are in designated hedge

relationships and are measured and recognised at fair value. All derivatives are level 2 valuations based on accepted valuation

methodologies. Interest rate derivatives are calculated by discounting the future principal and interest cash flows at current

market interest rates that are available for similar financial instruments.

Level 1 Quoted prices (unadjusted) in active markets for identical assets or liabilities.

Level 2 Inputs that are observable for the asset or liability, either directly (as prices) or indirectly (derived from prices)

other than quoted prices included within level 1.

Level 3 Inputs for the asset or liability that are not based on observable market data (unobservable inputs).

The estimated fair value measurements for the derivative instruments compared to their carrying values in the balance sheet are nil

as the inception date was 31 March 2021. There are no comparatives as the Group did not engage in interest rate swaps in 2020.

NOTE 21 SHARE BASED PAYMENTS

At 31 March 2021, the Group had the following share-based payment arrangements.

FY20 Performance Share Rights

Under the FY20 Long Term Incentive (LTI) plan, 770,474 performance share rights (PSRs) were issued (for nil consideration) to

participants which convert to shares (for nil consideration) if targets are met. PSRs do not entitle the holder to receive dividends

or other distributions, or vote in respect of EROAD Limited ordinary shares, although under the terms of the plan an additional

number of shares will be issued on conversion of fully vested PSRs to reflect dividends paid to EROAD Limited shares prior

to exercise. On becoming exercisable, each PSR entitles the holder to one fully paid ordinary EROAD Limited share, subject

to adjustment in accordance with the plan rules and the performance hurdles, ranking equally with all other EROAD Limited

ordinary shares.

MENU

EROAD ANNUAL REPORT 2021
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

P. 110 >< P. 109

For the FY20 LTI plan, the award is linked to growth in EROAD’s total contracted units (TCUs) between 1 April 2019 and 31 March

2022. Participants bear the tax liability of the LTI plan. The Board retains discretion over the final outcome of PSR payments, to

allow appropriate adjustments where unanticipated circumstances may impact performance over the measurement period.

EROAD LTI Plan (equity-settled)

Eligible employees were invited to purchase EROAD shares under the EROAD LTI plan. Under the terms of the scheme the

purchase of the shares is funded by a loan granted to the eligible employees by EROAD Limited. At the end of the vesting period

the employee will be paid a net bonus in relation to the shares that vest to the employee, equal to the amount of their loan

outstanding to the Company, enabling the loan to be repaid.

Shares issued under the scheme are held in trust for the employees during a 3 year restrictive period. If the employee ceases to

be an employee during the restrictive period the Trustees will repurchase the employees shares at the original issue price.

The eligible employees must meet certain performance conditions during each year of the restrictive period, as determined by

the remuneration committee and approved by the board. 50% of the scheme shares initially granted will be forfeited for each

year the participant fails to achieve their performance conditions. Additionally the employee’s shares will also be forfeited if the

enterprise value of the Company has not doubled by the end of the restrictive period.

Employee’s shares that are forfeited due to failure to meet market and non-market performance conditions will be repurchased

by the Trustee at the original grant date price.

The EROAD LTI Plan has been accounted for as grant of shares to employees in accordance with NZ IFRS 2. The key terms and

conditions relating to the grants under this Scheme are disclosed in the table below.

EROAD US President Incentive Scheme

The US President was invited to purchase EROAD shares under the EROAD US President Incentive Scheme. Under the terms of

the scheme the purchase of the shares is funded by a loan granted to the employee by EROAD Limited. At the end of the vesting

period the employee will be paid a net bonus in relation to the shares that vest to the employee, equal to the amount of their

loan outstanding to the Company, enabling the loan to be repaid.

Shares issued under the scheme are held in trust for the employee during a 3 year restrictive period. If the employee ceases to

be an employee during the restrictive period the Trustees will repurchase the employees shares at the original issue price.

Key operational measures and targets for the North American business are outlined in the employees grant letter, these include

Total Contract Units, Average Revenue Per Unit, Customer Acquisition Cost Payback Period, and Renewal Rate targets. Each

operational measure has a percentage weighting for each of the three-year periods, with the performance for each year being

calculated based on the percentage of target achieved multiplied by the percentage weighting for each operational measures.

The total percentage of shares to vest at the end of the restrictive period is calculated based on the average percentage

performance over the three years. If the total average performance is less than 60% then all shares granted under the scheme

will be forfeited.

Employee’s shares that are forfeited due to failure to meet the non-market performance conditions will be repurchased by the

Trustee at the original grant date price.

The EROAD US President Incentive Scheme has been accounted for as grant of shares to employees in accordance with NZ IFRS 2.

The key terms and conditions relating to the grants under this Scheme are disclosed in the table below.

EROAD’s LTI Plan II (equity-settled)

Eligible employees were invited to purchase EROAD shares under the EROAD LTI plan. Under the terms of the scheme the

purchase of the shares is funded by a loan granted to the eligible employees by EROAD Limited. At the end of the vesting period

the employee will be paid a net bonus in relation to the shares that vest to the employee, equal to the amount of their loan

outstanding to the Company, enabling the loan to be repaid.

Shares issued under the scheme are held in trust for the employees during a 3 year restrictive period. If the employee ceases to

be an employee during the restrictive period the Trustees will repurchase the employees shares at the original issue price. For

the shares to vest the Company’s Total Shareholder Return (TSR) must exceed the median TSR of the NZX50 Group over the

Relevant Assessment Period, with a progressive vesting scale for performance between 50th and 75th percentiles, and 100%

vesting if company performance is equal to or above the 75th percentile of the NZX50 Group.

Employee’s shares that are forfeited due to failure to meet market and non-market performance conditions will be repurchased

by the Trustee at the original grant date price.

The EROAD LTI Plan has been accounted for as grant of shares to employees in accordance with NZ IFRS 2. The key terms and

conditions relating to the grants under this Scheme are disclosed in the table below.

EROAD LTI Plans

Grant date/employees

entitled

Shares granted Vesting conditionsVesting

period

APR-17SEP-18

Shares granted to key

management personnel

EROAD LTI Plan II (FY18) - 197,890

• 3 years service from grant date

• Company’s Total Shareholder Return (TSR) must exceed the

median TSR of the NZX50 Group over

the Relevant Assessment Period (1 April 2017 to 1 April 2021).

• progressive vesting scale for performance between 50th and

75th percentiles, and 100% vesting if company performance is

equal to or above the 75th percentile of the NZX50 Group.

2.5 years

EROAD LTI Plan II (FY19) - 85,276

• 3 years service from grant date

• Company’s Total Shareholder Return (TSR) must exceed the

median TSR of the NZX50 Group over the Relevant Assessment

Period (1 April 2018 to 1 April 2021).

• progressive vesting scale for performance between 50th and

75th percentiles, and 100% vesting if company performance is

equal to or above the 75th percentile of the NZX50 Group.

2.5 years

EROAD US President

Incentive Scheme

490,000 -

• 3 years service from grant date

• Meet minimum targets for key operational metrics: Total

Contracted Units, Average Revenue per Unit, Cost of Customer

Acquisition Payback and Renewal Rates.

• Each years performance is measured on a weighted calculation

of percentage achieved vs. target for operational metrics.

• The percentage of shares to vest is calculated based on the

average of each years weighted percentage achieved. If the

vested amount is less than 60% all shares will be forfeited.

• This scheme is not presented as vested as it requires Board

approval.

3 years

Shares granted to other

employees

EROAD LTI Plan II (FY18) - 87,995

• 3 years service from grant date

• Company’s Total Shareholder Return (TSR) must exceed the

median TSR of the NZX50 Group over the Relevant Assessment

Period (1 April 2017 to 1 April 2021).

• progressive vesting scale for performance between 50th and

75th percentiles, and 100% vesting if company performance is

equal to or above the 75th percentile of the NZX50 Group.

2.5 years

EROAD LTI Plan II (FY19) - 25,977

• 3 years service from grant date

• Company’s Total Shareholder Return (TSR) must exceed the

median TSR of the NZX50 Group over the Relevant Assessment

Period (1 April 2018 to 1 April 2021).

• progressive vesting scale for performance between 50th and

75th percentiles, and 100% vesting if company performance is

equal to or above the 75th percentile of the NZX50 Group.

2.5 years

490,000 397,138

NOTE 21 SHARE BASED PAYMENTS (CONTINUED)NOTE 21 SHARE BASED PAYMENTS (CONTINUED)

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P. 112 >< P. 111

EROAD Performance Share Rights

Grant date/employees

entitled

Shares granted Vesting conditionsVesting

period

APR-17SEP-18OCT-19

Performance Shares

Rights granted to key

management personnel

FY20 Performance

Share Rights

- - 374,238

• 2.4 years service from grant date

• The award is linked to growth in EROAD’s total

contracted units (TCUs) between 1 April 2019

and 31 March 2022. Participants bear the tax

liability of the PSR plan. The Board retains

discretion over the final outcome of PSR

payments, to allow appropriate adjustments

where unanticipated circumstances may

impact performance over the measurement

period.

2.4 years

Performance Shares

Rights granted to other

employees

FY20 Performance

Share Rights

- - 396,236

• 2.4 years service from grant date

• The award is linked to growth in EROAD’s total

contracted units (TCUs) between 1 April 2019

and 31 March 2022. Participants bear the tax

liability of the PSR plan. The Board retains

discretion over the final outcome of PSR

payments, to allow appropriate adjustments

where unanticipated circumstances may

impact performance over the measurement

period.

2.4 years

-- 770,474

Measurement of fair value

The fair value of the shares issued under the EROAD LTI plans during the year ended 31 March 2021 was determined with

reference to the Company’s share price on the NZX at grant date. A discount was applied to the fair value of the shares issued

under the EROAD LTI scheme to reflect the non-vesting market conditions.

The number of shares granted and forfeited during the period were as follows:

EROAD LTI Plans

20212020

Outstanding at 1 April 874,557972,487

Granted during the period--

Forfeited during the period(141,816)(24,903)

Vested during the period-(73,027)

Outstanding at 31 March 732,741874,557

NOTE 21 SHARE BASED PAYMENTS (CONTINUED)NOTE 21 SHARE BASED PAYMENTS (CONTINUED)

EROAD Performance Share Rights

20212020

Outstanding at 1 April 770,474-

Granted during the period-770,474

Forfeited during the period(174,288)-

Vested during the period--

Outstanding at 31 March 596,186770,474

During the year-ended 31 March 2021 an amount of $0.9M (2020: $0.3M) was recognised as an expense within the statement of

comprehensive income in relation to share-based payments for all share plans.

NOTE 22 RELATED PARTY TRANSACTIONS

The subsidiaries of the Company are:

Company Country of Incorporation Interest % Principal activity

EROAD Financial Services Ltd New Zealand 100 Financing activities within group

EROAD LTI Trustee Limited New Zealand 100 LTI Scheme Trustee

EROAD (Australia) Pty Limited Australia 100 Transport Technology & SaaS

EROAD Inc United States of America 100 Transport Technology & SaaS

Key management personnel compensation comprised:

20212020

$M’s$M’s

Short-term employee benefits 3.0 2.8

Share-based payments 0.8 0.2

3.8 3.0

(a) Loans to key management personnel

There have been no loans to management personnel.

(b) Other transactions with key management personnel

There were no other transactions with key management personnel during the period. From time to time, key management

personnel of the Group may purchase goods from the Group.

(c) Remuneration of Non-executive Directors

20212020

$M’s$M’s

Michael Bushby (Resigned 1 July 2020)0.010.06

Anthony Gibson0.060.06

Candace Kinser (resigned 24 July 2020)0.020.06

Graham Stuart (Chair)0.120.11

Susan Paterson0.080.09

Barry Einsig0.130.04

0.420.42

No additional fees were paid to any Directors for consultancy work provided to the Company (2020: None paid).

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NOTE 21 SHARE BASED PAYMENTS (CONTINUED)

(d) Remuneration of Executive director

20212020

$M’s$M’s

Salary and bonus 0.9 0.8

Share-based payments 0.1 0.1

1.0 0.9

NOTE 23 CAPITAL COMMITMENTS

As at 31 March 2021 the Group had confirmed purchase orders open with its third party manufacturer of hardware units

amounting to $5.1M (2020: $1.2M).

NOTE 24 CONTINGENT LIABILITIES

At 31 March 2021 there were no contingent liabilities (2020: nil)

NOTE 25 NET TANGIBLE ASSETS PER SHARE

20212020

$M’s$M’s

Net assets (equity) 104.651.3

Less intangibles(45.3)(42.1)

Total net tangible assets 59.3 9.2

20212020

$$

Net tangible assets per share ($) 0.72 0.13

The non-GAAP measure above is disclosed for consistency with the information disclosed in EROAD’s results announced under

the NZX listing rules.

NOTE 26 EVENTS SUBSEQUENT TO BALANCE DATE

There are no other events subsequent to balance date which have not already been taken up in the accounts (2020: Nil).




© 2021 KPMG, a New Zealand Partnership and a member firm of the KPMG global organisation of independent member

firms affiliated with KPMG International Limited, a private English company limited by guarantee. All rights reserved.


Independent Auditor’s Report

To the shareholders of EROAD Limited

Report on the audit of the consolidated financial statements

Opinion

In our opinion, the accompanying consolidated

financial statements of EROAD Limited

(the ’Company’) and its subsidiaries (the 'Group') on

pages 80 to 113:

i. present fairly in all material respects the Group’s

financial position as at 31 March 2021 and its

financial performance and cash flows for the

year ended on that date; and

ii. comply with New Zealand Equivalents to

International Financial Reporting Standards and

International Financial Reporting Standards.

We have audited the accompanying consolidated

financial statements which comprise:

— the consolidated statement of financial position

as at 31 March 2021;

— the consolidated statements of comprehensive

income, changes in equity and cash flows for

the year then ended; and

— notes, including a summary of significant

accounting policies and other explanatory

information.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (‘ISAs (NZ)’). We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We are independent of the Group in accordance with Professional and Ethical Standard 1 International Code of

Ethics for Assurance Practitioners (Including International Independence Standards) (New Zealand) issued by the

New Zealand Auditing and Assurance Standards Board and the International Ethics Standards Board for

Accountants’ International Code of Ethics for Professional Accountants (including International Independence

Standards) (‘IESBA Code’), and we have fulfilled our other ethical responsibilities in accordance with these

requirements and the IESBA Code.

Our responsibilities under ISAs (NZ) are further described in the auditor’s responsibilities for the audit of the

consolidated financial statements section of our report.

Our firm has also provided other services to the Group in relation to other assurance services and non-audit

services relating to tax compliance and tax advisory. Subject to certain restrictions, partners and employees of

our firm may also deal with the Group on normal terms within the ordinary course of trading activities of the

business of the Group. These matters have not impaired our independence as auditor of the Group. The firm has

no other relationship with, or interest in, the Group.

Materiality

The scope of our audit was influenced by our application of materiality. Materiality helped us to determine the

nature, timing and extent of our audit procedures and to evaluate the effect of misstatements, both individually

and on the consolidated financial statements as a whole. The materiality for the consolidated financial

statements as a whole was set at $0.9m determined with reference to a benchmark of Group revenue. We

chose the benchmark because, in our view, this is a key measure of the Group’s performance.

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EROAD ANNUAL REPORT 2021P. 116 >< P. 115







The key audit matter How the matter was addressed in our audit

Roles of employees and the nature of

overhead costs are considered in assessing

whether they are directly attributable to a

qualifying project. Projects that do not

continue to meet the capitalisation criteria

are written off.

Additionally, the development asset is

assessed for impairment where indicators

exist. Development assets are allocated to

three cash generating units (‘CGU’s’)

representing the three core markets the

Company develops its products for (New

Zealand, Australia and North America). The

Directors have assessed whether any

impairment indicators exist for the

development asset that has been allocated

to each of these CGU’s by considering

actual and forecast performance, economic

and technological factors, and market

capitalisation among other factors.

Based on this assessment, management

determined the development asset

allocated to the North American CGU

demonstrated indicators of impairment, and

as a result performed an impairment test

using a Discounted Cash Flow (‘DCF’) value-

in-use model. In performing this

assessment, assumptions are made in

respect of future economic and market

conditions, such as forecast unit sales

growth, forecast average revenue per unit

(‘ARPU’), and the impact of projects in

development on forecast cashflows,

including considering the ongoing

uncertainty relating to the impacts of

COVID-19. Additionally, management

determined a terminal growth rate and

discount rate which reflect an assessment

of the time value of money and the risks

specific to the North American business.

We focused on these areas due to the

quantum of the development costs

capitalised and judgement involved.

We assessed management’s impairment testing of the

development asset by performing the following procedures:

— Challenging management’s assessment of the

impairment indicators by CGU including consideration

of the Group’s market capitalisation;

— For the North American CGU that had indicators of

impairment, we obtained supporting value in use

model and assessed the methodology and key

assumptions made including:

- Comparing the market strategy inherent in the

impairment test with management discussions

and minutes of Board meetings;

- Using our corporate finance specialists to

challenge the reasonableness of the weighted

average cost of capital and long-term growth r

ates;

- Challenging management’s future cash flow

forecasts. This included comparing previous

forecasts to actual results and other relevant

supporting documentation to evidence the

feasibility of the forecasts and to assess the

reliability of historical forecasting; and

- Challenging management’s forecasts by

performing sensitivity analysis over the forecast

unit sales growth, ARPU, discount rate, and

expenses considering also the ongoing threat of

COVID-19 impacts.

We did not identify any factors that were materially

inconsistent with management’s overall conclusions.


Other information

The Directors, on behalf of the Group, are responsible for the other information included in the entity’s Annual

Report. Other information includes the Chairman’s and Chief Executive’s report, disclosures relating to corporate

governance and other statutory disclosures. Our opinion on the consolidated financial statements does not cover

any other information and we do not express any form of assurance conclusion thereon.








Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit

of the consolidated financial statements in the current period. We summarise below those matters and our key

audit procedures to address those matters in order that the shareholders as a body may better understand the

process by which we arrived at our audit opinion. Our procedures were undertaken in the context of and solely

for the purpose of our statutory audit opinion on the consolidated financial statements as a whole and we do not

express discrete opinions on separate elements of the consolidated financial statements.

The key audit matter How the matter was addressed in our audit

Revenue recognition

Refer to Note 3 of the consolidated financial

statements.

The Group’s contracts are accounted for as

a service contract and the associated

revenues recognised over the contract

term.

We focused on this area because the

accounting determination of whether or not

the contract contains a lease is a significant

judgement and the outcome has a

significant impact on the recognition of

profit and loss and the financial position.

Furthermore, judgement is also required

when assessing the recoverability of this

revenue and associated debtor balances in

light of the economic conditions from

COVID-19.

We assessed the judgement in revenue recognition by

performing the following procedures:

— Assessing whether the Group’s customer contract

terms and conditions meet the definition of service

contracts to be recognised over time;

— Reviewing any changes or new contractual terms and

conditions entered into with new customers during

the period to identify any potential impact on

performance obligations required to satisfy the

contract;

— Selecting a sample of customer contracts to compare

the revenue recognised to the contractual period;

— Checking a sample of customer invoices immediately

prior to and after year end to ensure revenue is

recognised in the correct period; and

— Challenging management’s assumptions used to

determine the recoverability of revenue and

associated debtor balances particularly in context of

ongoing uncertainty relating to COVID-19.

We did not identify any matters that indicated that the

reported revenue is materially misstated.

Development asset capitalisation and impairment

Refer to Note 16 to the consolidated

financial statements.

The Group has reported a development

asset of $36.9m (2020: $32.7m). The

establishment of the development asset

requires significant judgement as to

whether a project meets the capitalisation

criteria, and which expenditure is directly

attributable to the development of such

projects.

In assessing whether a project meets the

capitalisation criteria we consider its

technical and economic feasibility, intention

and ability to develop, use or sell the asset.

We assessed the judgements related to capitalised

expenditure by performing the following procedures:

— Understanding the nature and background of the

activities that are capitalised through inquiry of key

personnel;

— Selecting a sample of projects ensuring they meet the

capitalisation criteria;

— Challenging whether costs capitalised during the year

were directly attributable to development projects

; and

— Selecting a sample of timesheets and recalculating the

amount of internal costs capitalised based on the

hours which staff spent developing the asset.

AUDITORS REPORT

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In connection with our audit of the consolidated financial statements our responsibility is to read the other

information and, in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements or our knowledge obtained in the audit or otherwise appears materially

misstated. If, based on the work we have performed, we conclude that there is a material misstatement of this

other information, we are required to report that fact. We have nothing to report in this regard.

Use of this independent auditor’s report

This independent auditor’s report is made solely to the shareholders as a body. Our audit work has been

undertaken so that we might state to the shareholders those matters we are required to state to them in the

independent auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept

or assume responsibility to anyone other than the shareholders as a body for our audit work, this independent

auditor’s report, or any of the opinions we have formed.

Responsibilities of the Directors for the consolidated financial statements

The Directors, on behalf of the Company, are responsible for:

— the preparation and fair presentation of the consolidated financial statements in accordance with generally

accepted accounting practice in New Zealand (being New Zealand Equivalents to International Financial

Reporting Standards) and International Financial Reporting Standards;

— implementing necessary internal control to enable the preparation of a consolidated set of financial

statements that is fairly presented and free from material misstatement, whether due to fraud or error; and

— assessing the ability to continue as a going concern. This includes disclosing, as applicable, matters related

to going concern and using the going concern basis of accounting unless they either intend to liquidate or to

cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the consolidated financial statements

Our objective is:

— to obtain reasonable assurance about whether the consolidated financial statements as a whole are free

from material misstatement, whether due to fraud or error; and

— to issue an independent auditor’s report that includes our opinion.

Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance

with ISAs NZ will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error. They are considered material if, individually or in the aggregate,

they could reasonably be expected to influence the economic decisions of users taken on the basis of these

consolidated financial statements.

A further description of our responsibilities for the audit of these consolidated financial statements is located at

the External Reporting Board (XRB) website at:

http://www.xrb.govt.nz/standards-for-assurance-practitioners/auditors-responsibilities/audit-report-1/

This description forms part of our independent auditor’s report.

The engagement partner on the audit resulting in this independent auditor's report is Aaron Woolsey.

For and on behalf of


KPMG

Auckland

28 May 2021



P. 118 >MENU

EROAD ANNUAL REPORT 2021CORPORATE GOVERNANCEP. 120 >
The Board of EROAD Limited (EROAD, the Company) is committed to fulfilling

our corporate governance obligations and responsibilities in the best interests

of the company and our stakeholders by ensuring that the Company adheres

to best practice governance principles and maintains the highest ethical

standards. The Board regularly reviews and assesses EROAD’s governance

framework and processes to ensure that they are consistent with best practice.

This statement provides an overview of the EROAD’s governance framework and processes. It is structured to follow

the NZX Corporate Governance Code (NZX Code) and discloses the Company’s practices for each of the NZX Code’s

eight governance principles.

The Board’s view is that, as at 31 March 2021, EROAD’s governance practices were in compliance with the NZX Code’s

recommendations. The Company also complies with the corporate governance requirements of the NZX Main Board

Listing Rules (NZX Listing Rules) and with our obligations as a foreign-exempt issuer on the ASX (ASX Listing Rules).

EROAD’s corporate governance policies, practices and procedures can be found on our website at

http://www.eroadglobal.com/global/investors/. The Investor website page is used in this statement as a reference to

the website page where the Company’s set of governance documents are located.

This Corporate Governance Statement was approved by the Board on 27 May 2021.

EROAD’S PRINCIPAL ACTIVITIES

The Company creates and delivers end to end road user charges and compliance products, telematics and asset

tracking devices, dashcam devices, and supplies Software as a Service end-to-end products for:

(a) transportation taxes, including road user charging, fuel and vehicle registration;

(b) record keeping and compliance for fleets, mobile assets (vehicles) and drivers (including fatigue);

(c) commercial services used to improve fleet efficiency and operational and safety outcomes;

(d) micro asset tracking.

There were no significant changes to EROAD’s principal activities during the financial year.

PRINCIPLE 1: CODE OF ETHICAL BEHAVIOUR

EROAD’s purpose is safer and more sustainable roads. EROAD’s values are key to achieving this purpose. The values

are:

• Lead with SAFETY;

• Operate with TRUST;

• Act with INTEGRITY;

• Perform as one TEAM;

• Celebrate INNOVATION.

EROAD’s values reflect our commitment to delivering the best outcomes for EROAD, our team, our customers,

shareholders and wider stakeholders.

The Company’s Code of Ethics provides guidance on the behaviours that will enable the directors, employees,

independent contractors and advisers of EROAD and our related companies (“EROADers”) to align their conduct,

actions and decisions with EROAD’s purpose and values.

Corporate

Governance

Report

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Broadly, the behaviours will lead to all EROADers enjoying an open, transparent, positive and high-performing culture

with the following attributes: full commitment across the Company to the success of EROAD’s future; constructive

relationships being developed and maintained in an open, professional and respectful manner; good career

development and opportunities being provided within EROAD; consultation on matters concerning EROADers and the

business; and everyone incorporating EROAD’s values into their work to collectively achieve EROAD’s purpose. The

Code of Ethics also addresses, amongst other things, confidentiality; conflicts of interest and corporate opportunities;

receipt of gifts and personal benefits; expected conduct; whistleblowing; corruption; reporting concerns regarding

breaches of the code, other policies and the law. All EROADers are made aware of EROAD’s key policies and receive

training on these via our online training platform. Whilst there is no formal assessment for corruption per se, EROAD

has a range of Codes and Policies that discourage corrupt behaviours by employees.

Several other policies and documents are regarded as being important in ensuring high ethical standards are

maintained. The Market Disclosure Policy sets out the Company’s commitment to the promotion of investor

confidence by ensuring that the trading of EROAD shares takes place in an efficient, competitive and informed

market. The Securities Trading Policy clearly sets out for directors and employees of EROAD when they may buy or

sell the Company’s shares, and the approvals that are required prior to trading. The underlying principle of the Policy

is that EROAD is committed to ensuring our directors, officers, employees and advisers do not trade EROAD shares

while in possession of inside information. An Interests Register is kept, in accordance with the requirements of the

Companies Act 1993 and the Financial Markets Conduct Act 2013, to ensure all relevant transactions and matters

involving the directors are recorded. The Related Party Transactions Policy governs any related party proposed or

actual related party transactions. The Whistleblower supplements the Code of Ethics’ provisions regarding reporting

concerns by providing a clear pathway for resolving issues that may have arisen. EROADers can raise any critical

concerns with their manager or with any member of the executive team and any major concerns will be passed up

to the board where appropriate. Additionally, EROAD has an independent whistleblower email for EROADers to use.

This is managed by EY Australia. The Board and management will review any critical concerns and will work with the

appropriate EROADers to swiftly resolve any critical concerns.

EROAD’s Code of Ethics, Market Disclosure, Securities Trading and Whistleblower policies can be found at the Investor

website page.

PRINCIPLE 2: BOARD COMPOSITION AND PERFORMANCE

Responsibilities of the Board and Executive Management

The business and affairs of EROAD are managed under the direction of the Board of Directors. GRI 102-18aThe role

of the Board is to approve the purpose, values and strategic direction of the Group, to guide and monitor EROAD’s

management in accordance with the purpose, values and strategic plans, and to oversee good governance practice.

The Board Charter sets out internal Board procedures and defines the Board’s specific roles and responsibilities that

include, amongst other things:

• appointment of a Chair;

• in consultation with the Chief Executive Officer (CEO), providing strategic direction and approving EROAD’s strategies

and objectives;

• advancing major strategies for achieving EROAD’s objectives;

• setting a risk appetite for the management of risks;

• determining the overall policy framework within which the business of EROAD is conducted; and

• monitoring management’s performance with respect to these matters.

The Board has a statutory obligation to reserve responsibility for certain matters and these are set out in the Charter.

The Board also deals with issues relating to the appointment or removal of the CEO, ensuring adequate resources

are available to management to run the business, overseeing director appointments and reappointments, approving

financial and business plans, and considering matters that are outside delegated authority levels. The Board uses

Committees to address certain issues that require detailed consideration by members of the Board who have specialist

knowledge and experience.

Management of the day-to-day operations and responsibilities of EROAD together with delivery of the strategic

direction and goals is delegated to the executive management team under the leadership of the CEO. The Board

holds management accountable for the performance of our delegated functions. In doing so the Board constructively

challenges management’s proposals and decisions and seeks to instil a culture of accountability throughout the

Group. This is achieved by monitoring management’s performance by receiving reports and plans, maintaining an

active programme of engagement with senior management and through the Board’s annual work programme.

If circumstances arise where a director needs to obtain independent advice, that director is, as a matter of practice,

able to seek such advice at the expense of EROAD.

Board Composition

EROAD is committed to ensuring that the composition of the Board includes directors who collectively bring an

appropriate mix of skills, commitment, experience, expertise and diversity (including gender diversity) to Board

decision-making. As at 31 March 2021 EROAD had five directors, four of whom are non-executive directors. Steven

Newman, the CEO, is the only executive director.

A brief biography of each Board member, including experience, length of service, expertise, role and the term of

office is set out in the “Board of Directors” section of this report. Disclosure on director shareholdings and other

directorships is included on page 141 of this report.

The Board does not have a tenure policy, but it is of the view that the profile, represented by the length of service of

each of our directors, is appropriately balanced such that Board succession and renewal planning is managed over

the medium to longer term.

Director nomination, appointment, retirement and re-election

The Board is responsible for appointing Directors and has established a Remuneration, Talent and Nominations

Committee (“RTNC”) to assist it with the selection, appointment, and reappointment of Directors to the Board. The

Committee also has oversight of EROAD’s overall human resources strategy. The Committee’s specific responsibilities

are set out in our Charter, which is available at the Investor website page.

The Appointment and Selection of New Directors Policy sets out the criteria and process that the Committee will

follow during the process of selecting and appointing new directors as and when a vacancy arises and in considering

whether to recommend the reappointment of existing directors. The Appointment and Selection of New Directors

Policy can be viewed at https://www.eroadglobal.com/global/investors/ Where a candidate is recommended by the

RTNC, the Board will assess that candidate against a range of criteria including background, experience, professional

qualifications, personal qualities, the potential for the candidate’s skills to augment the existing Board (board skill

matrix) and the candidate’s availability to commit to the Board’s activities.

EROAD is also particularly committed to ensuring that gender and cultural diversity is represented in the company.

Levels of gender diversity across EROAD’s workforce are higher than the IT industry average. That said, we

are conscious of the under representation of women in our current board composition. We are in the process

of completing a board refresh for the skills and experience we consider we require to provide the appropriate

governance for the company as it moves through its next phase of growth. As part of this process we are considering

the need for an additional director with a certain skillset, and are committed to identifying suitable female candidates

with this skillset through a rigorous, comprehensive search process. In line with the NZX Code recommendations,

checks are made for any material adverse information before a candidate is recommended to the Board. Where

appropriate, external consultants are engaged to assist in searching for candidates.

Director period of appointment as at 31 March0-3 years3-9 years9 years +

Number of directors212

Last year, Barry Einsig stood for election following his appointment to the Board. This year, Graham Stuart will stand

for re-election. The Board includes in the Notice of Meeting for annual meetings all material information that is

considered relevant to a decision on whether to elect or re-elect a director.

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All new and reappointed directors enter into a written agreement with EROAD, which sets out the terms of their

appointment. New directors also complete a comprehensive induction programme that enables them to meet with the

Chairman, the Finance, Audit and Risk Committee (“FRAC”) Chairwoman and senior management to gain insight into

EROAD’s values and culture, our business operations, key risks and regulatory and legal framework. The program also

includes site visits. Each director’s induction program is tailored based on the director’s existing skills, knowledge, and

experience.

All directors are expected to maintain the skills required to discharge their obligations to the company. On an

ongoing basis, directors are provided with papers, presentations and briefings on matters which may affect EROAD’s

business or operations to assist the directors regarding understanding key developments in the industry in which

EROAD operates. The board considers that Barry Einsig, Steven Newman and Tony Gibson all have industry specific

experience. Directors are also encouraged to undertake continuing education and training relevant to the discharge of

their obligations as directors of the company. We are always working to broaden the expertise, skillset, and knowledge

of the board with a view to increase gender representation and broaden the geographic location of directors.

Independence of Directors

The factors that are considered by the Board when assessing the independence of our directors are set out in the

Board Charter. The guidance provided in the NZX Code is also considered alongside the ASX Corporate Governance

Principles and Recommendations. As set out in the Board Charter, factors that may impact a director’s independence

include:

1. Being currently, or within the last three years, employed in an executive role by EROAD, any of our subsidiaries, and there

has not been a period of at least three years between ceasing such employment and serving on the Board;

2. Currently, or within the last twelve months, holding a senior role in a provider of material professional services to EROAD or

any of our subsidiaries;

3. Having a current, or within the last three years, material business relationship (e.g. as a supplier or customer) with EROAD or

any of our subsidiaries;

4. Being a substantial product holder of EROAD, or a senior manager of, or person otherwise associated with, a substantial

product holder of EROAD;

5. Having a current, or within the last three years, material contractual relationship with EROAD or any of our subsidiaries, other

than as a director;

6. Having close family ties with anyone in the categories listed above; or

7. Having been a director of EROAD for a length of time that may compromise independence.

In each case, the materiality of the interest, position, association or relationship needs to be assessed to determine

whether it might interfere, or might reasonably be seen to interfere, with the director’s capacity to bring an

independent judgment to bear on issues before the Board, to act in the best interests of EROAD, and to represent the

interests of our financial product holders generally. The Board reviews the independence of each Director considering

interests that each director is required to disclose in relation to the factors set out above.

Based on these factors, EROAD considers that, as at 31 March 2021, Graham Stuart, Anthony Gibson, Susan Paterson

and Barry Einsig were independent directors.

Board Performance

Performance evaluations for the Board, the Board’s committees, individual directors, and executives are undertaken

regularly.

The Board Charter requires the Board to undertake a regular performance evaluation of itself that:

• compares the performance of the Board with the requirements of our Charter;

• reviews the performance of the Board’s committees and individual directors; and

• makes improvements to the Board Charter where considered appropriate.

The Board is currently in the process of appointing an external consultant to assist with a review of the Boards’s

performance and composition.

Company Secretary

Mark Heine maintains his role as the Company Secretary. He is accountable to the Board, through the Chairman, on

all matters to do with the proper functioning of the Board. Mr Heine has regular discussions with the Chairman to

manage the flow of information between EROAD’s Board, our committees, and senior executives. He is responsible

for all aspects of legal compliance at EROAD together with the Company’s relationship with regulators and

evaluating new regulatory opportunities in New Zealand.

Mr Heine’s remuneration includes the same STI and LTI plan explained on page 132. EROAD has not been party to

any legal actions for FY21 and Mr Heine is not aware of any pending actions regarding anti-competitive behaviour

and violations of anti-trust and monopoly legislation. EROAD has not identified any non-compliance with any laws

and/or regulations, nor has the Company been subject to any significant fines or non-monetary sanctions for non-

compliance with any laws and/or regulations in the social and economic area.

Diversity and Inclusion

EROAD and our Board are committed to a workplace culture that promotes and values diversity and inclusion.

The Company pursues a broad programme of diversity by recognising, valuing, and considering our employees’

different backgrounds, knowledge, skills, needs and experiences.

The Board recognises that diversity and inclusion lead to a better experience at work for EROAD’s employees,

makes teams stronger, leads to greater creativity and performance, contributes to a more meaningful relationship

with customers and stakeholders, and, ultimately, increases value to shareholders. When there is a variety of

thinking styles, backgrounds, experiences, perspectives and abilities, employees are more able to understand

customers’ needs and to respond effectively to them, thus best equipping EROAD for future growth.

EROAD encourages diversity and inclusion by:

• having a robust recruitment process in place to attract capable, motivated, engaged, creative and diverse candidates;

and

• fostering a culture and environment of inclusion through various initiatives, policies, and development opportunities.

To deliver on our strategy, EROAD has designed a scalable and diverse organisation with the right skillset to grow

and mature the Company’s operations in new markets and geographies. We explain this in more detail in the “Our

Team” section of this report.

The Board has adopted a Diversity and Inclusion Policy in accordance with the NZX Code and the ASX Corporate

Governance Principles and Recommendations. The policy is available at the Investor website page. To ensure

continued focus and prioritisation, the policy requires the Board to set, review and report on measurable

objectives for achieving and promoting diversity across EROAD’s business. Implementation of actions to achieve

the objectives is the responsibility of the CEO. Progress has been made in FY21 in achieving the objectives. One of

the achievements is that the percentage of female employees exceeds the percentage of female employees in the

technology sector generally. EROAD employees also cover a broad age range (currently 18 through to 64 years)

and come from over 28 different countries.

Further, EROAD has maintained the following key goals regarding Diversity & Inclusion:

• Culture & Values

To deliver appropriate internal policies and programs supporting and promoting diversity and inclusion that are

adopted at each level of EROAD’s business.

EROAD delivers a diverse range of cultural celebrations and social events, with a broad range of people on relevant

committees. This includes events such as: Cultural Day, Matariki Day, 4th July, Diwali, and International Women’s Day.

Diversity and Inclusion also plays a role in talent planning designed to enable all employees the opportunity for career

advancement. Further, EROAD undertakes regular review of employee remuneration and their approach to this,

ensuring pay equity.

• Inclusion

To ensure a culture which promotes values and inclusion. This means key discussions are not limited to small groups

and involve a wide selection of people to promote diversity of thought.

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EROAD creates a safe environment which actively encourages EROADers to share their opinions. Leadership role

modelling, regular cultural awareness and celebration opportunities, toastmasters and wellness programmes are some

of the mechanisms EROAD supports for staff participation. Everyone has the freedom and opportunity to voice their

opinions. Diverse groups contribute to business strategy and planning activity, and inter-departmental social and work

project interactions connect people. Frameworks and managerial education are provided to promote inclusion such as

flexible workplace practices.

• Leadership and People Development

A significant emphasis is given to developing our leaders and people across EROAD. A Leadership Program was

launched in 2019 to ensure a consistent leadership approach is applied across all teams, as well as giving a wide range

of employees, new opportunities to develop as leaders.

Our commitment to improving leadership gender balance is evidenced by the higher proportion of female

participation in the leadership program than the proportion of females at EROAD. This means there is a great pipeline

of future leaders. EROAD’s “Lean-In Circle” provides a safe environment for employees to help each other develop.

EROAD is moving to an annual review of diversity of all promotions to further strengthen our equal opportunities

philosophy.

• Recruitment

Our goal is to ensure that our recruitment campaigns generate a diverse pool of talent with value on experiential

and cognitive diversity and that all hiring decisions are based on merit.

To achieve this EROAD: continues to advertise and promote on a broad range of recruitment advertising channels;;

applies a diversity and inclusion lens to recruitment to maximise the appeal to a diverse candidate pool; and we

have a scholarship which has a preference for Maori or Pasifika candidates.

• Communication

EROAD’s expectations around diversity and inclusion are communicated often and clearly, with a top down

approach. Training for leaders and education for all employees on holding effective meetings is a core programme.

Diversity initiatives such as cultural events and flexible working are widely promoted. EROAD’s careers site supports

recruitment diversity. Inclusiveness is promoted at all levels. The value of diversity in EROAD’s labour sourcing is

communicated to the talent acquisition team and external agencies.

Gender balance

The table below shows the respective number of men and women on the Board, in executive management positions

(as “Officers”) and across the whole organisation, including both full time and part time employees, as at 31 March

2020 and 31 March 2021. Almost 39% of EROAD staff are female, which is above average in our industry, and almost

one third of EROAD female employees are in leadership roles.

20202021

WomenMenWomenMen

Board2 (29%)5 (71%)1 (20%)4 (80%)

Officers2 (20%)8 (80)2 (22.2%)7 (77.7%)

Other employees111 (38%)178 (62%)137 (38%)226 (62%)

“Officers” are the CEO and senior executives reporting directly to the CEO.

PRINCIPLE 3: BOARD COMMITTEES

The Board has established a Finance, Risk and Audit Committee and a Remuneration, Talent and Nomination Committee.

These Board committees support the Board by working with management and advisers on relevant issues at a

suitably detailed level. Recommendations are reported to the Board. The committees’ charters set out their objectives,

procedures, composition, and responsibilities. Copies of these charters are available at the Investor website page.

All directors have a standing invitation to attend committee meetings where there is no conflict of interest.

Finance, Risk and Audit Committee (FRAC)

The Finance, Risk and Audit Committee assists the Board in fulfilling our oversight responsibilities relating to EROAD’s

risk management and internal control framework, the integrity of our financial reporting and the auditing processes and

activities. Four meetings of the Finance, Risk and Audit Committee were held during the year ended 31 March 2021.

Under the Finance, Risk and Audit Committee Charter, the Committee must be comprised of non-executive directors,

all of whom must be independent. Further, the Chair of the Committee must be an independent director and cannot be

the Chairman of the Board.

Employees only attend the Finance, Risk and Audit Committee meetings at the invitation of the Committee. In the year

ended 31 March 2021, the CEO, the Chief Financial Officer (CFO) and General Counsel were invited to attend each of the

four meetings of the Finance, Risk and Audit Committee.

The current members of the Finance, Risk and Audit Committee are Susan Paterson (Chair), Anthony Gibson and

Graham Stuart. All members of the Finance, Risk and Audit Committee are independent non-executive directors.

Qualifications and Experience of Committee members

Susan Paterson: Susan has held a number of roles where she was accountable for the financial performance of entities.

She has spent the last 25 years either chairing or contributing to Audit Committees within both government and private

company arenas. Susan regularly attends training courses on financial matters and best practice in Audit and Assurance.

Susan holds an MBA from London Business School (focused on finance and strategy) and is a Chartered Fellow of the

Institute of Directors. In 2015 Susan was appointed as an Officer of the New Zealand Order of Merit in recognition of her

service to corporate governance.

Tony Gibson: Tony has extensive governance and international executive experience. Tony has been the CEO of Ports

of Auckland Limited for 11 years and prior to this role was Managing Director of Maersk Line New Zealand, Director

of Maersk Logistics and Managing Director of P&O Nedlloyd for New Zealand and the Pacific Islands and held senior

management roles in Europe, Asia and Africa. Tony has also been the chair of North Tugz, Nexus Logistics and Conlixx.

In addition, Tony brings extensive transportation and logistic expertise to the Board, including being appointed by the

Government in 2009 as a member on the Independent Review of the NZ Road User Charging System.

Graham Stuart: Graham has over 30 years of governance experience. In addition to his extensive service on company

boards, Graham has had a highly successful executive career split between CEO and CFO roles. Graham has held roles

that were highly strategic in nature, within dynamic environments and in high growth businesses. Graham has a strong

professional background in accounting and finance as well as experience in technology and leadership. Graham is a

qualified Chartered Accountant and holds a Master of Science (Management) and a Bachelor of Commerce (First Class

Honours).

The Chairperson of the Committee reported to the Board on the Committee’s proceedings following each meeting.

The Committee undertook a review of our objectives and activities and invited comments from all members of the

Board. Recommendations were made to the Board regarding changes to the Committee’s duties, responsibilities and

scope of activities.

Remuneration, Talent and Nomination Committee (RTNC)

The Remuneration, Talent and Nomination Committee oversees, amongst other things, the remuneration and benefits

policies; the CEO’s performance review and performance objectives; remuneration of EROAD’s executives; succession

planning and associated management development for the CEO and the executive team; and the effectiveness of

the Diversity and Inclusion Policy. It also oversees the director appointment process when a vacancy arises and the

reappointment of sitting directors.

The current members of the Remuneration, Talent and Nomination Committee are Anthony Gibson (Chair), Graham

Stuart, Susan Paterson, and Barry Einsig.

Barry Einsig is currently a principal at CAVita, where he provides consulting services to cities, governments and

companies on Smart Cities, transport mobility and connected/automated vehicle systems. His extensive global

experience in the transport industry, coupled with his network of industry colleagues, is of real value to the Board in

their recruitment and succession planning. With an executive level background in large publicly traded companies, Barry

supports the RTNC’s focus on remuneration and organisational matters.

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Candance Kinser and Michael Bushby were members of the Committee until their resignation on 24 July 2020 and 1 July

2020 respectively.

All current members of the Remuneration, Talent and Nomination Committee are independent directors. Steven Newman

attended the two Remuneration, Talent and Nomination Committee meetings at the invitation of the Committee.

The Chairperson of the Committee reported to the Board on the Committee’s proceedings following each meeting.

The Committee undertook a review of our objectives and activities and invited comments from all members of the Board.

Recommendations were made to the Board regarding changes to the Committee’s duties, responsibilities and scope of

activities.

Board Processes

The Board held eight meetings during the year ended 31 March 2021. In addition to the eight scheduled Board

meetings, the Board had eight additional meetings concerning COVID-19 and the capital raise.

Board

Finance, Risk and

Audit Committee

Remuneration,

Talent and

Nomination Committee

Eligible to

attend

Attended

Eligible to

attend

Attended

Eligible to

attend

Attended

Graham Stuart884222

Anthony Gibson884422

Susan Paterson 884422

Steven Newman 884422

Barry Einsig880122

Michael Bushby*332211

Candace Kinser **322110

* Michael Bushby left the Board on 1 July 2020 and attended 3 Board meetings.

** Candace Kinser left the Board on 24 July 2020 and attended 2 Board meetings.

All Board members are entitled to attend any committee meeting where there is no conflict of interest.

Takeover protocol

The Board has a formal written protocol that sets out the procedure to be followed in the event that a takeover offer is

received by EROAD.

PRINCIPLE 4 – REPORTING & DISCLOSURE

Making timely and balanced disclosure

EROAD is committed to promoting shareholder confidence through open, timely and accurate market communication.

The Company has procedures in place to ensure compliance with our disclosure obligations under the NZX Listing

Rules and the ASX Listing Rules. The Board has a Disclosure Committee that comprises the CEO, CFO and one

Independent Director. This Committee is responsible for administering EROAD’s compliance with our Market

Disclosure Policy, including our NZX and ASX continuous disclosure obligations, and can approve the release of

documents to both the NZX and ASX Market Announcements Platform.

EROAD’s Finance, Risk and Audit Committee Charter oversees the quality and integrity of external financial reporting

including the accuracy, completeness, balance and timeliness of financial statements. It reviews interim and annual

financial statements and makes recommendations to the Board concerning accounting policies, areas of judgement,

compliance with financial reporting standards, NZX, ASX and legal requirements, and the results of the external audit.

All matters required to be addressed and for which the Committee has responsibility were addressed during the

period under review.

All interim and full-year financial statements are prepared in accordance with relevant financial standards.

Non-financial reporting

Safety, communities and environment are at the heart of EROAD’s culture. Our philosophy and achievements are

outlined in the pages 23-28 and 35-38 this report.

EROAD is committed to an awareness of environmental, economic, and social sustainability factors. EROAD’s

General Counsel and CFO have responsibility for economic, environmental, and social topics. The General Counsel

and CFO inform the Board of any material factors that come to light and keep the board up to date with current

market trends and processes in this space. The Directors are committed to progressing ESG matters and consider

these at every board meeting. Members of the Executive Team report directly to the Board on these as and when

they see fit. The Board also takes advice from the FRAC Committee, General Counsel, Risk & Compliance Manager,

the Global Market Development Team and the Road Network Insights Team. GRI The Board receives reports on a

series of performance measures that are considered key indicators of EROAD’s performance in areas across all the

business units. Recommendations based on the performance measures are incorporated into agreed actions to

mitigate the identified risks. The Board delegates to management who follow EROAD’s Health and Safety Policy,

Delegation of Authority, Roles & Responsibility Matrix, Treasury Policy, Risk Appetite Statement, Code of Ethics

and Code of Conduct. As part of the board review process, an independent third party is appointed to review the

board performance every two years. Self-assessments are undertaken by the board biennially alternatively to the

independent evaluation. EROAD reports on our sustainability efforts on an annual basis in our Annual Report. Further

information is available in the Risk section of this statement.

As noted in the Remuneration section, up to 60% of the Short-Term Incentive scheme targets are based on the

achievement of strategic (non-financial) program targets from the annual plan.

EROAD is looking forward to providing further reporting on sustainability factors in our FY22 Annual Report.

EROAD’s commitment to health and safety, diversity and community benefits are outlined in further detail in the

Economic and Social Responsibility section of this report.

PRINCIPLE 5 – REMUNERATION

Directors’ Remuneration

The Remuneration, Talent and Nomination Committee is responsible for establishing and monitoring remuneration

policies and guidelines for directors which enable EROAD to attract, motivate and retain the high calibre of

directors who will contribute to the successful governing of EROAD and create value for shareholders. External

independent remuneration consultants at PWC are involved in determining remuneration for EROAD’s directors.

Further, EROAD has committed to introducing theAustralian Say On Pay Vote for its remuneration report in FY22.

When determining the fees for directors and Chairs of the Board and our committees, the Board considers

the median director fee levels for comparable listed companies in New Zealand. In FY21, the total of fees paid

to directors was less than the aggregate fee pool of $500,000 per annum approved at EROAD’s 2018 annual

meeting. Under the company Remuneration Policy, no retirement payments are made to directors or executive

employees for their service.

Current non-executive directors’ remuneration is as follows:

• NZ$110,000 for the Chair of the Board,

• NZ$55,000 for non-executive directors,

• NZ$25,000 for the Chair of the Finance, Risk and Audit Committee, and

• NZ$8,000 for the Chair of the Remuneration, Nomination and Talent Committee.

Non-executive directors received the following directors’ fees from EROAD in the year ended 31 March 2021. All

fees are in NZD unless otherwise indicated:

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Base fee Fee for Finance,

Risk and Audit

Committee

Fee for Remuneration,

Nomination and Talent

Committee

Total remuneration

received for FY21

Graham Stuart$110,000

(Chairman)

$118,574.92 (includes $8,575 for

additional work undertaken as

part of our ASX Listing and Capital

Raise in September 2020)*

Michael Bushby**$18,425$0$0$18,425

Barry Einsig$96,000 (USD)$0$0$96,000(USD)

Anthony Gibson$55,000$0$7,880 (Chair)$62,880

Susan Paterson$54,996$24,999.96 (Chair)$0$88,570.96 (includes $8,575 for

additional work undertaken as

part of our ASX Listing and Capital

Raise in September 2020)*

Candace Kinser***$16,894.72$0$16,894.72

*EROAD’s Remuneration Policy allows for additional payments to be made to directors for specific projects they are involved in.

**Michael Bushby received remuneration until his retirement on 1 July 2020.

***Candace Kinser received remuneration until her retirement on 24 July 2020.

Directors do not take a portion of their remuneration under a share plan. Ownership of EROAD shares by Directors

is encouraged rather than being a requirement. When Directors are acquiring shares they are encouraged to buy on-

market. Their ownership interests are disclosed in the “Directors’ Shareholdings” section of this report.

Non-executive directors are entitled to be reimbursed for reasonable costs directly associated with attending the

Board meetings.

Steven Newman, in his capacity as an executive director, does not receive remuneration as a director of EROAD.

No director of any EROAD subsidiary receives or retains any remuneration or other benefits in their capacity as a

director of that subsidiary.

EROAD’s policies prohibit any equity hedging of shares under LTI plans.

Executive Remuneration

The Remuneration, Talent and Nomination Committee is responsible for reviewing the remuneration of EROAD’s senior

employees in consultation with EROAD’s CEO. The Board is responsible for approving remuneration of the senior employees

on the recommendation of the Committee.

EROAD has committed to introducing the Australian Say On Pay Vote in FY22.

EROAD’s remuneration policy for members of the executive team and other senior staff, including the CEO, provides the

opportunity for them to receive, where performance merits, a total remuneration package made up of three components:

Fixed RemunerationShort-term Incentives (STIs)Long-term Incentives (LTIs)

Market pay based on role and effectiveness6 monthly plan.

To drive key outcomes linked

to annual strategy.

Encourages and rewards right

behaviours near-term.

3 year plan.

Ensuring company grown

strategy is set and delivered.

Encouraging long-term value

adding actions and retention.

Fixed Remuneration

Fixed remuneration consists of base salary and benefits. EROAD’s policy is to set fixed remuneration in line with external

market trends, the intrinsic value of a job and internal relativities. Fixed remuneration is reviewed, but not necessarily

increased, annually. Any remuneration increases for the executive team must be approved by the Board. In conducting

reviews, EROAD considers individual performance of each executive.

Short-term Incentives

Short-term incentives (STIs) are at-risk payments designed to motivate and reward for performance, typically in that

financial year. The target value of an STI payment is set annually, usually as a percentage of the executive’s base salary.

It creates alignment between shareholder value creation and employee reward. Participation in EROAD’s STI plan is by

invitation only, subject to CEO approval. Invitations to participate will generally be extended to executives and other senior

leaders in key roles each year. Employees who are invited to participate during an STI period will be eligible to receive a pro-

rated amount of the STI bonus, provided that they are part of the program for at least 3 months. To be eligible for payment,

an employee must be employed by EROAD as of the last day of the STI period and not be subject to any disciplinary

proceedings.

For the year ended 31 March 2021, the STI amount payable is based on group performance against shared team goals.

• 40% = performance against financial metrics;

• 60% = achievement of strategic program targets from the annual plan.

Team target achievement Pay-out

<75%No pay out

75%50%

75% - 100%

Linear up to 100% (E.g. 80% = 60% pay-out, 90% =

80% pay-out etc)

100%100%

≥ 100%

Achievement rate capped at 150% pay-out (E.g. 120%

= 120% pay-out, 200% = 150% pay-out)

An essential component of the STI is strong leadership, led with behaviour that aligns with EROAD’s values. This includes

behaviour and leadership which is ethical, and not to the detriment of customers, other employees or EROAD. In a situation

where it is deemed that the achievement of objectives has not been aligned with the culture and values of EROAD, or an

executive is not leading their teams as required by EROAD, their leadership and values multiplier will be less than 100%. The

STI payment is at the discretion of the Board. Entitlement is not guaranteed even where performance criteria has been met.

Long-term Incentives

The purpose of the long-term incentive (LTI) plan is to attract, motivate, retain and reward executive employees who

can influence the performance and strategic direction of EROAD.

• FY20 LTI plan 

Under the FY20 LTI plan, performance share rights (PSR’s) have been issued (for nil consideration) to participants which

convert to shares (for nil consideration) if targets are met. For FY20, the award is linked to growth in EROAD’s total

contracted units (TCUs) between 1 April 2019 and 31 March 2022.  Participants bear the tax liability of the LTI scheme.  As

with the STI payments, the Board retains discretion over the final outcome of LTI payments, to allow appropriate

adjustments where unanticipated circumstances may impact performance over the measurement period. 

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CEO Remuneration

The CEO’s remuneration is made up of three components: fixed remuneration, STI and LTI as follows: 

Fixed

Remuneration

Performance Based

Remuneration

Total

Chief ExecutiveSalarySTI*

Total Cash

Remuneration

LTI**

LTI Plan

Status

Total

Remuneration

Total

Remuneration

Paid

Steven Newman

FY17

$551,499 $89,525 $641,024 - Plan ended $619,403 $619,403

Steven Newman

FY18

$555,859 $116,760 $672,619 $150,000**

Vesting

determined

end of

May 2021

$822,619 $672,619

Steven Newman

FY19

$567,120 - $567,120 $181,478.40

Vesting

determined

end of

May 2021

$748,598.40 $567,120

Steven Newman

FY20

$590,000 $96,288 $686,288

$354,000

Under the FY20 LTI

plan, PSRs to the

value of $354,000

were granted to Mr.

Newman under a

three-year plan. This

plan does not vest

until 1 April 2022

and the amount of

PSRs granted was in

a three-year block.

Previous LTI plans

had shares granted

in one-year blocks

to be earned over a

three year period. This

is why the FY20 LTI

PSR granted amount

is higher that for the

previous years. The

amount to be vested

may be lower than

this amount.

In progress

$0 vested

$1,040,288 $686,288

Steven Newman

FY21

$603,043.77 $133,901.60 $736,945.37 -

In progress

$0 vested

$736,945.37 $736,945.37

*Performance under the STI plan is assessed following the end of each financial year and payment is based on the performance achieved.  E.g. the FY19 STI

payment was based on performance in FY19 and was paid out in FY20.    

**The LTI shares were granted during FY19 under both the FY18 LTI plan to the value of $150,000 and the FY19 LTI Plan to the value of $181,478.40. The

amount to be vested may be lower than these amounts.  

***Effective 1 June 2019, salary was increased to $590,000. 

****Under the FY20 LTI plan, performance share rights to the value of $354,000 were granted to Mr Newman under a three-year plan.  This plan does not vest

until 1 April 2022. The amount to be vested may be lower than this amount. 

DescriptionPerformance measuresPerformance hurdles and shares vested

STISet at 32% of at-risk pay. Based

on a combination of financial

and non-financial performance

measures. 

40% = performance against financial metrics.EROAD weighting considers EROAD’s

performance against the metrics of EBITDA, the

ratio of gross margin to sales and the ratio of

working capital to sales.

60% = achievement of strategic program

targets from the annual plan.

Individual performance considers performance

under the CEO’s objectives and key results for

the year. Each objective has a specific target and

stretch level of performance, as described under

the “Short-term Incentives” section above.

LT IConditional awards of shares

under the long term incentive

scheme.

For the FY20 LTI plan, which vests on 1

April 2022, the award is linked to growth

in EROAD’s total contracted units (TCUs)

between 1 April 2019 and 31 March 2022. 

For the FY20 LTI plan, performance share

rights (PSRs) have been issued (for nil

consideration) to participants which convert to

shares (for nil consideration) if targets are met. 

The graphs on page 133 shows the CEO’s remuneration for the last five years compared against EROAD’s revenue,

EBITDA and Total Contracted Unit Growth.

CFO Remuneration

The CEO’s remuneration is made up of three components: fixed remuneration, STI and LTI as follows: 

Fixed

Remuneration

Performance Based

Remuneration

Total

CFOSalarySTI*

Total Cash

Remuneration

LTI**

LTI Plan

Status

Total

Remuneration

Total

Remuneration

Paid

Alex Ball FY20 $391,875.50 $49,725.00 $441.600.50 $292,000**

In progress

$0 vested

$734,100.50 $441,800.50

Alex Ball FY21 $398,508.87 $78,617.88 $477,126.75 -

In progress

$0 vested

$477,126.75 $477,126.75

*Performance under the STI plan is assessed following the end of each financial year and payment is based on the performance

achieved.  E.g. the FY20 STI payment was based on performance in FY20 and was paid out in FY21.   

** As with the CEO, the CFO’s LTI is a 3 year plan which does not vest until April 2022.

CORPORATE GOVERNANCEP. 132 >MENU

EROAD ANNUAL REPORT 2021< P. 133
Employee Remuneration

EROAD and our subsidiaries have employees in New Zealand, the United States and Australia. Our pay levels reflect

the different market rates in each country and region. The overseas remuneration amounts are converted into

New Zealand dollars. Of the 147 employees, not being directors of EROAD and our subsidiaries, noted in the

table below who received remuneration and other benefits that exceed NZ$100,000 in value, 28 (19%) are employed

by EROAD in the United States of America, 6 (4%) in Australia and 113 (76%) in New Zealand.

NZ$Total

100,001 – 110,000 23

110,001 – 120,000 23

120,001 – 130,000 25

130,001 – 140,000 17

140,001 – 150,000 7

150,001 – 160,000 10

160,001 – 170,000 9

170,001 – 180,000 6

180,001 – 190,000 1

190,001 – 200,000 3

200,001 – 210,000 2

210,001 – 220,000 1

220,001 – 230,000 2

240,001 – 250,000 1

250,001 – 260,000 2

260,001 - 270,000 1

270,001 - 280,000 1

280,001 -290,000 3

290,001 - 300,00 4

300,001 - 310,000 1

390,001 -400,000 2

470,001 - 480,000 1

550,001 - 560,000 1

580,001 - 590,000 1

TOTAL 147

Revenue % change

Revenue $m

% change

% change

% change

% change

$m

$m

$(000)

$(000)

Revenue ($m)

EBITDA % change

EBITDA $m

EBITDA ($m)

CEO Salary % change

CEO Salary $k

CEO Salary (‘000)

Total Remuneration

Earned % change

Total Remuneration

Earned $k

Total Remuneration

Earned (‘000)

-

20

40

60

80

100

-

20%

40%

60%

80%

100%

20172018201920202021

-

5

10

15

20

25

30

35

-

20%

40%

60%

80%

100%

20172018201920202021

1%

2%

3%

4%

5%

6%

520

530

540

550

560

570

580

590

600

610

-

20172018201920202021

20%

40%

60%

80%

100%

0

400

300

200

100

500

600

700

800

20172018201920202021

-20%

0%

CEO Remuneration graphs

CORPORATE GOVERNANCEP. 134 >MENU

EROAD ANNUAL REPORT 2021< P. 135
PRINCIPLE 6 - RISK MANAGEMENT

Risk Management Framework

EROAD is committed to the identification, monitoring and management of material financial and non-

financial risks associated with our business activities. The Board ultimately has responsibility for internal

compliance and control. It recognises that a sound culture is fundamental to an effective risk management

framework. The Company’s purpose, values and Code of Ethics are important contributors to instilling effective risk

management and awareness, and to support appropriate behaviours and judgements about risk taking within the

parameters. EROAD’s risk management framework provides for the oversight and management of financial and non-

financial material business risks, as well as related internal systems. The framework is designed to: 

• optimise the return to, and protect the interests of, stakeholders; 

• safeguard EROAD’s assets and maintain our reputation; 

• improve EROAD’s operating performance; and 

• support EROAD’s strategic objectives. 

EROAD’s Risk Management Policy is available at the Investor website page.  

EROAD’s risk management strategy enhances strategic planning and prioritization, as well as assisting in the achievement

of key objectives. The strategy also strengthens EROAD’s ability to be agile when responding to challenges that may

be faced.  The risk management framework requires senior executives and the wider leadership team to review risks

against the risk limits and triggers in the risk appetite statement (Risk Appetite) and to update the Risk Register on a

periodic basis. The register identifies all known risks, including those that are key to EROAD’s strategy and business

priorities. The Risk Register records risks by impact, probability, and trending, and records the controls for those risks. Risk

mitigation for high-risk projects must be addressed from inception and be

supervised by the appropriate executive team members. The executive team reviews the Risk Register in

setting EROAD’s strategy and budgets. 

The Finance, Risk and Audit Committee undertakes quarterly reviews of the Risk Appetite, the Risk Register and other

relevant aspects of the risk management framework. In addition, a review is undertaken, with the external auditors and

management, of the policies and procedures in relation to material business risks.  

The Finance, Risk and Audit Committee, in conjunction with management, reports to the Board on

the effectiveness of EROAD’s management of our material business risks and whether the risk

management framework is operating effectively in all material respects. 

Risk Appetite

In FY21, EROAD appointed Ross Liston as the company Risk and Compliance Manager. Mr Liston has begun a

review of our risk management framework against our Risk Appetite. EROAD’s risk appetite has been set by the

Board alongside the executive team to provide guidance to EROADers, contractors, and suppliers. EROAD’s risk

appetite sets out the amount and type of risk that EROAD is willing to accept to meet our strategic objectives

and create value for our customers and stakeholders. EROAD is a strategically focused and risk aware, but not

risk-averse organisation.  Risks are taken in alignment with EROAD’s purpose and in accordance with EROAD’s

values. EROAD has no appetite for risks that do not align with these.  

EROAD has five key risk categories and adopts a different risk appetite for each identifiable risk within these

categories. The five risk categories are: 

• Growth & Strategy 

• Financial 

• Expectations 

• People 

• Regulatory & Governance 

EROAD remains committed to innovation and has a high-risk appetite for this, alongside learning and knowledge,

growth and partnerships, and acquisitions.  

A summary of EROAD’s risk appetite is set out below. 

RISK APPETITE

LEVEL

GROWTH AND

STRATEGY

FINANCIAL

CUSTOMER

EXPECTATIONS

PEOPLE

REGULATORY AND

GOVERNANCE

Very high

High• Strategic risk

• Partnerships

and acquisitions

• Growth

constraints

• Innovation• Capability

• Learning /

knowledge

Medium• Regulatory

environment

Low• Strategic

execution

• Working capital

• Cost of Capital

• Shareholder

liquidity

• Supply chain

and inventory

• Customer

interactions

• Product

delivery

• Key roles, single

point of failure

Very low• IT and cyber

security

• Quality and

resilience

• Privacy

• Governance risk

No appetite• Banking

covenants

• Product

compliance

• Health and

Safety

• Purpose and

values

• Illegal & Unethical

Behaviour


In managing the Company’s business risks, the Board approves and monitors policy and procedures in areas such as

treasury management, financial performance, taxation and delegated authorities. 

Insurance

EROAD has insurance policies in place covering areas where risk to our assets and business can be insured at a

reasonable cost. 

Health, Safety and Wellbeing Risk Management

The Board considers ensuring safety and wellbeing at EROAD to be one of our core roles. Our specific responsibilities are set

out in the Board Charter. The Board is committed to ensuring that safety and wellbeing is a top priority for EROAD and is

embedded into every aspect of EROAD’s business. EROAD’s Safety and Wellbeing Policy is a management policy that

providesfor the oversight and management of health and safety risks on behalf of the Board.  

EROAD’s Safety and Wellbeing Management System Framework outlines safety and wellbeing activities

at EROAD and articulates safety and wellbeing responsibilities for the Board, the executive team and the

people performing work for EROAD. The framework requires objectives and key results to be established

and incorporated into business planning processes to enable the Safety and Wellbeing Policy’s intent and related

strategies and procedures to be achieved. The framework also requires the safety and wellbeing strategy to

be reviewed regularly to ensure alignment with EROAD’s values, the overall business strategy and

the safety and wellbeing vision.  

Members of the Board are regularly provided with a safety and wellbeing report summarising EROAD’s risk profile and

management actions, the current safety and wellbeing focus, lead and lag indicators and updates

from the Safety and Wellbeing staff committee.  In the year ended 31 March 2021, there have been no notifiable events to

report to WorkSafe NZ. 

CORPORATE GOVERNANCEP. 136 >MENU

SECTION TITLEP. 138 >< P. 137EROAD ANNUAL REPORT 2021P. 138 >SECTION TITLEEROAD ANNUAL REPORT 2021< P. 137
PRINCIPLE 7 – AUDITORS

Oversight of the Company’s external audit arrangements to safeguard the integrity of financial reporting is the

responsibility of the Finance, Risk and Audit Committee. The External Auditor Independence Policy ensure that audit

independence is maintained, both in fact and appearance. It covers: 

• The selection and appointment process for the external auditor; 

• Rotation of external audit partners; 

• Policy to ensure external auditors’ independence; 

• Provision of non-audit services; and 

• Reporting to the Finance, Risk and Audit Committee. 

The policy is available at the Investor website page.  

The role of the external auditor is to audit the financial statements of the Company in accordance with applicable

auditing standards in New Zealand and to report on their findings to the Board and shareholders of the Company.  

EROAD’s external auditors attend the annual shareholder’s meeting to answer questions from shareholders in relation

to audits. 

KPMG is EROAD’s external auditor and has audited the company accounts since 2009. The company rotates the lead

audit partner at least once every five years. The most recent rotation occurred during FY21.

EROAD does not have an internal audit function.  The Finance, Risk & Audit Committee pays particular attention

to matters raised by the company’s auditor. It also requires the Executive Team to report periodically on areas

identified as most sensitive to risk together with recommendations for improvements and changes to internal

controls. Through the steps outlined under the Risk Management section, the Board ensures EROAD is reviewing,

evaluating and continually improving the effectiveness of our risk management framework.  

PRINCIPLE 8 – SHAREHOLDER RIGHTS AND INTERESTS

EROAD recognises the importance of providing our shareholders and the broader investment community with

access to up-to-date high-quality information to enable them to: monitor the Company’s performance; participate

in decisions required to be put to owners; and provide avenues for two-way communication between

the company, the Board and shareholders. The Shareholder Communication Policy sets out how EROAD

engages with shareholders and other stakeholders to provide them with written communications, electronic

communications and access to the Board, management and auditors. It is one of the corporate governance policies

included at the Investor website page. 

EROAD’s website is an important information portal and is kept up to date

with relevant information, including copies of shareholder reports, presentations and market

announcements. Releases and reports are published to the website once they have been provided to and publicly

released by NZX. The website also contains Board and management profiles together with information on EROAD’s

history, awards and a rich library of product information.  

Shareholders can easily communicate with EROAD, including by way of email to the address investors@eroad.com.

EROAD’s major communications with shareholders during the financial year include our annual and half-year results,

annual report and the annual meeting of shareholders. The annual report is available in electronic and hard-copy

formats. Shareholders have the option to receive communications from EROAD electronically. 

Shareholders have the right to vote on major decisions as required by the NZX Listing Rules.  

The Notice of Meeting is sent to shareholders and published on EROAD’s website at least 20

working days prior to the annual shareholders’ meeting each year. 

Capital Raise September 2020 

In respect of the capital raise in September 2020, EROAD undertook a placement with a share purchase plan for

a maximum of $50,000 of new shares per shareholder. EROAD proceeded with a placement and SPP instead of

a pro-rata raise in order to increase liquidity, broaden our investor base and allow EROAD to accelerate its growth

strategies as it heads towards 250,000 connected vehicles. Since announcing the placement and SPP, EROAD’s share

price has increased from $4.29 to mid $5 – a 25% increase.

CORPORATE GOVERNANCEP. 138 >MENU

P. 140 >
DIRECTORS

The persons who held office as directors of EROAD Limited at any time during the year ended 31 March 2021,

are as follows:

Graham Stuart Chairman, Non-Executive, Independent

Steven Newman Chief Executive Officer

Anthony Gibson Non-Executive, Independent

Susan Paterson Non-Executive, Independent

Barry Einsig Non-Executive, Independent

Michael Bushby* Non-Executive, Independent

Candace Kinser** Non-Executive, Independent

*Michael Bushby left the board on 1 July 2020 

**Candace Kinser left the board on 24 July 2020 

SUBSIDIARY COMPANY DIRECTORS

The persons who held office as directors of subsidiary companies at 31 March 2021 are as follows: 

EROAD Financial Services Limited (New Zealand)

Anthony Gibson

EROAD (Australia) Pty Limited (Australia)

David Worth, Steven Newman  

EROAD Inc. (USA)

Mark Heine, Alex Ball 

EROAD LTI Trustee Limited (New Zealand)

Anthony Gibson

INTERESTS REGISTER

In accordance with Section 140(2) of the Companies Act, the directors named below have made a general disclosure

of interest by a general notice disclosed to the Board and entered in the Company’s interests register. General notices

given by directors which remain current as at 31 March 2021 are as follows: 

Graham Stuart

• Director, Tower Limited

• Director and Shareholder, Leroy Holdings Limited

• Director, Vinpro Limited

• Director, Northwest Healthcare Properties Management

Limited

• Director, Metro Performance Glass Limited

Anthony Gibson

• Chief Executive Officer, Ports of Auckland Limited

• Chair, North Tugz Limited

• Director, AMG Consulting Limited

• Director, Seafuels Limited

• Director, Waikato Freight Hub Limited

• Director, Marsden Maritime Holdings Limited

• Chair, Nexus Logistics Limited

• Chair, Conlixx Limited

Steven Newman

• Director, NMC Trustees Limited

Susan Paterson

• Director, Goodman (NZ) Limited and associated

companies

• Director, Arvida Group Limited

• Director, Les Mills Holdings Limited

• Director (Chair), Steel & Tube Holdings Limited

• Director and shareholder , Theta Systems Limited

• Board member, Electricity Authority

• Director, Reserve Bank of New Zealand

Barry Einsig

• Senior Manager, Econolite

• Principal, CAVita LLC

Regulatory

disclosures

< P. 139MENUEROAD ANNUAL REPORT 2021REGULATORY DISCLOSURES

The following details included in the Company’s interests register as at 31 March 2020 have been removed as at 31 March 2021: 

• Graham Stuart is no longer a Director of Tower Insurance Limited and Tower Financial Services Group Limited.  

• Susan Paterson is no longer a Director of Sky Network Television Limited.  

EROAD ANNUAL REPORT 2021< P. 141
DISTRIBUTION OF SHAREHOLDERS AND HOLDINGS

Holding Range

Number

of holders

%

Number of

ordinary shares

%

1 to 999 558 24.46 231,891 0.28

1,000 to 4,999 980 42.96 2,267544 2.77

5,000 to 9,999 346 15.17 2,316,564 2.83

10,000 to 49,999 313 13.72 6,354869 7. 76

50,000 to 99,999 38 1.67 2,616.677 3.2

100,000 and over 46 2.02 68,108,795 83.16

Total 2,281 100 81,896,340 100

The details set out above were as at 31 March 2021. 

The Company only has one class of shares on issue, ordinary shares, and these shares are quoted on the NZX Main

Board. 

SUBSTANTIAL PRODUCT HOLDERS

According to notices given under the Financial Markets Conduct Act 2013, the substantial product holders in ordinary

shares (being the only class of quoted voting products) of the Company and their relevant interests according to the

substantial product holder file as at 31 March 2021, were as follows:

Substantial product holderDate of NoticeNumber of shares

National Nominees Ltd

ACF Australian Ethical Investment

11/08/2020 5,420,710

Steven Newman (includes NMC Trustees Limited’s relevant interest)23/09/2020 13,067,936

Colonial First State Investment Limited 25/09/20205,350,209

Allianz SE 28/09/20204,008,293

Mitsubishi UFJ Financial Group Inc.29/09/2020 5,400,060

On 23 September 2020 Steven Newman, who has a relevant interest in the shares held by NMC Trustees Limited, gave

ongoing disclosure of the sale of 1,437,945 ordinary shares at a share price of $3.90 per share. 

The total number of ordinary shares (being the only class of quoted voting products) on issue in the Company as at 31

March 2021 was 81,896,340. 

Shareholder Information

SHARE DEALINGS BY DIRECTORS

In accordance with Section 148(2) of the Companies Act, the Board has received disclosures from the directors

named below of acquisitions or dispositions of relevant interests in the company between 1 April 2020 and 31

March 2021, and details of those dealings were entered in the company’s interests register. The particulars of such

disclosures are: 

Steven Newman and NMC Trustees Limited 

• 1) Steven Newman sold 1,437,945 ordinary shares at $3.90 per share on 23 September 2020. 

Susan Paterson 

• 1) Acquired 12,820 ordinary shares at $3.90 per share on 25 September 2020. 

Graham Stuart  

• 1) Acquired 12,820 ordinary shares at $3.90 per share on 12 October 2020. 

Anthony Gibson  

• 1) Acquired 12,820 ordinary shares at $3.90 per share on 13 October 2020. 

USE OF COMPANY INFORMATION

There were no notices from directors of the Company requesting to use Company information received in their

capacity as directors that would not otherwise have been available to them. 

DIRECTORS’ AND OFFICERS’ INSURANCE AND INDEMNITY

EROAD has arranged, as provided for under the Company’s constitution, policies of directors’ and officers’ liability

insurance which, with a Deed of Indemnity entered into with all directors, ensures that generally directors will incur

no monetary loss as a result of actions undertaken by them as directors. Certain actions are specifically excluded, for

example, the incurring of penalties and fines that may be imposed in respect of breaches of the law. 

DIRECTORS’ RELEVANT INTERESTS

The following directors held relevant interests in the following ordinary shares in the Company as at 31 March 2021: 

NameOrdinary shares

Steven Newman12,941,513*  

Graham Stuart52,820 

Anthony Gibson580,819  

Susan Paterson  12,820 

Barry Einsig -

*Steven Newman also has 120,000 performance share rights granted under the FY20 LTI Plan which vest on achievement of sales

thresholds based on increase in total contracted units for the period 1 April 2020 to 31 March 2022.

P. 142 >REGULATORY DISCLOSURESMENU

EROAD ANNUAL REPORT 2021< P. 143
PRINCIPAL SHAREHOLDERS

The names and holdings of the twenty largest registered shareholders in the Company as at 31 March 2021 were: 

Holder NameShares%

NMC Trustees12,941,51315.8

National Nominees Limited – NZCSD8,074,2719.85

FNZ Custodians Limited6,605,4318.06

Citicorp Nominees Pty Limited5,455,9096.66

HSBC Custody Nominees (Australia) Limited5,374,3206.56

JP Morgan Nominees Australia Limited4,845,4905.91

National Nominees Limited3,394,2174.14

BNP Paribas Nominees (NZ) Limited – NZCSD2,561,1343.12

HSBC Nominees (New Zealand) Limited – NZCSD1,670,9442.04

BNP Baribas Noms Pty Ltd1,397,3481.7

BNP Paribas Nominees (NZ) Limited – NZCSD1,-092,1131.33

John Grant Sinclair947,8611.15

Accident Compensation Corporation – NZCSD910,5021.11

BNP Parisbas Nominees (NZ) Limited798,4700.97

David Murray Jarrett & Julie Patricia Jarrett & DHT (2017) 7 Limited782,8340.95

Bruce Alan Lister755,516 0.92

Anthony Gibson580,8190.7

MMC Limited – NZCSD565,5020.69

Andrew Bowker 560,0060.68

Paul Geoffrey Hewlett & Catherine Patricia Carter & Hoffman Trustees Limited5 57, 0 6 90.68


Other Information

NZX WAIVERS

EROAD’s placement and share purchase plan announced to the market on 17 September 2020 were made pursuant to

NZX Listing Rule 4.5.1 (as modified by a class waiver granted by NZX Regulation on 19 March 2020).

DISCIPLINARY ACTION TAKEN BY THE NZX

The NZX has not taken any disciplinary action against the company during the year ended 31 March 2021. 

AUDITOR’S FEES

KPMG has continued to act as auditor of EROAD and our subsidiaries. The amount payable by EROAD and our

subsidiaries to KPMG as audit fees during the year ended 31 March 2021 was $0.4m. The amount of fees payable to

KPMG for non-audit work during the year ended 31 March 2021 was $0.2m. Note 4 in the Financial Statements section

of this Annual Report includes a detailed breakdown of auditor’s fees for audit and non-audit work.

DONATIONS

EROAD and our subsidiaries made donations totaling $11,031 during the year ended 31 March 2021.

EROAD does not make donations to any political party.

CREDIT RATING

EROAD does not currently have a credit rating.

P. 144 >REGULATORY DISCLOSURESMENU

EROAD ANNUAL REPORT 2021< P. 145P. 146 >GRI INDEX
Global Reporting Initiative (GRI) Index

GRI Dis-

closure

Reference

GRI DescriptionPage

Reference

Notes / information where data not supplied in main

body

GENERAL DISCLOSURES

102-1Name of Organiza-

tion

4EROAD Limited.

102-2 Activities, Brands,

products and ser-

vices

5 - 8Disclosed in ‘EROAD is a hardware enabled SaaS company that pi-

oneered Regulatory Telematics’ and ‘Growth through providing our

customers additional products and services’ Section.

102-3Location of Head-

quarters

162Albany, Auckland, New Zealand. Disclosed in ‘Directory’ Section.

102-4Location of opera-

tions

162New Zealand, Australia, North America. Disclosed in ‘Directory’

Section.

102-5Ownership and legal

form

86Limited company incorporated under the NZ Companies Act.

Owned by shareholders trading on the NZX and the ASX.

102-6Markets served11, 51 - 62New Zealand, Australia, North America.

102-7Scale of the organi-

zation

-363.

102-8Information on em-

ployees and other

workers

67 – 76, 124 –

125, 134

Disclosed in ‘Our Team’ Section.

102-9Supply chain39Disclosed in ‘EROAD’s Supply Chain’ Section.

102-10Significant changes

to the organization

and its supply chain

39Disclosed in ‘EROAD’s Supply Chain’ Section.

102-11Precautionary princi-

ple or approach

135, 136The level of risk EROAD is willing to take on is captured in its Risk

Appetite Statements (RAS). Key business risks, and associated

limits (included in the RAS) are identified, reviewed and agreed

by the Executive and the Board on an annual basis. Performance

against these risk limits is monitored continuously and reported to

the Executive and Board on a monthly basis.

EROAD adapts its risk universe to factor in emerging risks such

climate change, geo-politics, etc.

102-12External initiatives-None.

102-13Membership of

associations

-New Zealand

Bus and Coach Association

Civil Contractors New Zealand

Intelligent Transport Systems New Zealand

New Zealand Trucking Association

Road Transport Association

Road Transport Forum

WasterMINZ

Australia

Australian Furniture Removers Association

Australian Trucking Association

Civil Contractors Federation New South Wales

Civil Contractors Federation Queensland

Civil Contractors Federation Victoria

Queensland Trucking Association

Roads Australia (in progress)

United States of America

American Trucking Association

Colorado Trucking Association

Commercial Vehicle Safety Association

Florida Trucking Association

Georgia Trucking Association

Indiana Motor Trucking Association

Louisiana Trucking Association

Mileage Based User Fee Alliance

National Private Truck Council

New York Trucking Association

North American Transportation Services Association

North Carolina Trucking Association

Oklahoma Trucking Association

Ohio Trucking Association

Oregon Trucking Association

Pennsylvania Trucking Association

South Carolina Trucking Association

Tennessee Trucking Association

Texas Trucking Association

Truckload Carriers Association

Utah Trucking Association

Washington Trucking Association

Wisconsin Motor Carriers Association

Women in Trucking

Wyoming Trucking Association

Global

International Bridge Tunnel and Turnpike Association

International Road Federation (Global)

STRATEGY

102-14Statement from se-

nior decision maker

9 - 17Disclosed in ‘Chair and CEO Letter’.

102-15Key impacts, risks

and opportunities

9 - 17Disclosed in ‘Chair and CEO Letter’ and ‘Protecting the Data so our

customers can operate with confidence’ Section.

MENU

EROAD ANNUAL REPORT 2021< P. 147
ETHICS AND INTEGRITY

102-16Values, principles,

standards, and

norms of behaviour

73, 120EROAD is a values lead organization. Our values are: We Lead with

Safety, We Celebrate Innovation, We Perform as One Team, We Act

with Integrity and We Operate with Trust.

102-17Mechanisms for

advice and concerns

about ethics

121EROAD’s Code of Ethics sets our ethical expectations for ERAODers

and our suppliers. EROAD’s Whistleblowing Policy is available on

our intranet site for all employees to access. In the first instance, em-

ployees should raise concerns with their line manager. If that is not

appropriate, then they can report it to the Chief People Officer or

the EVP General Counsel. Concerns may also be escalated directly

to the Chair of FRAC or to the external EY Whistleblower email.

GOVERNANCE

102-18Governance struc-

ture

128Disclosed in ‘Corporate Governance’ Section – The Board on advice

from FRAC, General Counsel, Risk and Compliance Manager, Global

Market Development Team, Road Network Insights Team.

102-19Delegating authority 128Disclosed in ‘Corporate Governance’ Section – Board delegates to

management teams.

102-20Executive-level

responsibility for

economic, environ-

mental, and social

topics

128Disclosed in ‘Corporate Governance Section’ – the General Counsel

and CFO are responsible for ESG.

102-21Consulting stake-

holders on econom-

ic, environmental

and social topics

21 - 22EROAD recently conducted a Materiality Matrix to engage with

stakeholders on material ESG factors.

102-22Composition of the

highest governance

body and its com-

mittees

77 – 78, 121 - 127Disclosed in ‘Corporate Governance’ Section.

102-23Chair of the highest

governance body

77Disclosed in’ Corporate Governance’ Section.

102-24Nominating and

selecting the highest

governance body

122 - 123Disclosed in ‘Corporate Governance’ Section – Director Nomination

Policy.

102-25Conflicts of interest125, 127Disclosed in ‘Corporate Governance’ Section – Board Charter, Code

of Ethics, Related party Transaction Policy.

102-26Role of the highest

governance body

in setting purpose,

values and strategy

121Disclosed in ‘Corporate Governance’ Section – Board and manage-

ment regularly review EROAD’s purpose and update this where

applicable.

102-27Collective knowl-

edge of the highest

governance body

128Disclosed in ‘Corporate Governance’ Section – Board kept up to date

on current market trends and processes.

102-28Evaluating the

highest governance

body’s performance

128Disclosed in ‘Corporate Governance’ Section – independent third

party reviews the Board’s performance biennially.

102-29Identifying and

managing economic,

environmental, and

social impacts

128Disclosed in ‘Corporate Governance’ Section – EROAD’s Board is

proactive in progressing ESG matters.

102-30Effectiveness of

risk management

process

135Disclosed in ‘Corporate Governance’ Section – Board reviews the risk

management processes and considers advice from FRAC.

102-31Review of economic,

environmental, and

social topics

128Disclosed in ‘Corporate Governance’ Section – at every Board meet-

ing.

102-32Highest governance

body’s role in sus-

tainability reporting

128Disclosed in ‘Corporate Governance’ Section – annual reporting in

the Annual Report.

102-33Communicating

critical concerns

121Disclosed in ‘Corporate Governance’ Section – report at every Board

meeting.

102-34Nature and total

number of critical

concerns

121Disclosed in ‘Corporate Governance’ Section

102-35Remuneration

policies

128 - 134Disclosed in ‘Corporate Governance’ Section – Remuneration Policy.

102-36Process for deter-

mining remuneration

128 - 134Disclosed in ‘Corporate Governance’ Section.

102-37Stakeholders’’

involvement in

remuneration

128 - 134Disclosed in ‘Corporate Governance’ Section.

STAKEHOLDER ENGAGEMENT

102-40List of stakeholder

groups

19 - 20Disclosed in ‘Our Stakeholders’ Section.

102-41Collective bargaining

agreements

-None

102-42Identifying and se-

lecting stakeholders

19 – 20, 38Disclosed in ‘Our Stakeholders’ Section.

102-43Approach to stake-

holder engagement

21 - 22Disclosed in ‘What Really Matters to our Stakeholders’ Section.

102-44Key topics and con-

cerns raised

21 - 22Disclosed in ‘What Really Matters to our Stakeholders’ Section.

REPORTING PRACTICE

102-45Entities included in

the consolidated

financial statements

86, 112EROAD Limited and the associated group entities.

102-48Restatements of

information

-None.

102-49Changes in reporting-None.

102-50Reporting period80FY21

01/04/2020 – 31/03/2021.

102-51Date of most recent

report

931 March 2021

102-52Reporting cycle901/04/2020 – 31/03/2021.

102-53Contact point for

questions regarding

the report

-CFO – Alex Ball.

102-54Claims of reporting

in accordance with

the GRI Standards

-Annually.

This index shows EROAD’s commitment to reporting against the GRI

Reporting Standards.

102-55GRI content index145 - 155Yes.

102-56External assurance-External assurance has not been sought for EROAD’s GRI Reporting

in FY21.

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EROAD ANNUAL REPORT 2021< P. 149
MANAGEMENT APPROACH

103-1Explanation of the

material topic and its

Boundary

21 - 22Disclosed in ‘Materiality Matrix’ Section.

103-2The management

approach and its

components

21 - 22Disclosed in ‘Materiality Matrix’ Section

103-3Evaluation of the

management ap-

proach

-Addressed throughout.

ECONOMIC PERFORMANCE

201-1Direct economic

value generated and

distributed

79 - 113Refer to financial statements.

201-2Financial implica-

tions and other

risks and opportu-

nities due to climate

change

-EROAD is currently piloting our telematic solution in electric heavy

vehicles. EROAD sees opportunities presented by climate change as

positive for our financial position

201-3Defined benefit plan

obligations and oth-

er retirement plans

-Disclosed in ‘Corporate Governance’ Section. Remuneration for US

based employees, EROAD has a 401k Plan in place which staff may

opt in to.

201-4Financial assistance

received from gov-

ernment

63In FY21, EROAD received grants for COVID relief NZD$1.5m (from

the US Government) and from Callaghan R&D grant of NZD$1.0m

MARKET PRESENCE

202-2Proportion of senior

management hired

from the local com-

munity

-The percentages below show the percentage of senior management

at significant locations of operation that were hired from the local

community

US: 100%

NZ:75%

AU:100%

Senior management includes all executive team members, as well

as those managers who report directly to an executive member.

EROAD’s definition of ‘local’ is within the country. EROAD’s defi-

nition for ‘significant locations of operation’ are the three markets

we operate in - New Zealand, Australia and the United States of

America

ANTI-CORRUPTION

205-1Operations assessed

for risks relating to

corruption

121No formal assessment per se, but EROAD has a range of Codes

and Policies to discourage corrupt behaviours such as the Code of

Ethics.

205-2Communication and

training about an-

ti-corruption policies

and procedures

121Disclosed in ‘Corporate Governance’ Section.

205-3Confirmed incidents

of corruption and

actions taken

-None.

ANTI-COMPETITIVE BEHAVIOUR

206-1Legal actions for

anti-competitive

behaviour, anti-trust,

and monopoly

practices

-None.

TAX

207-1Approach to tax-EROAD takes a conservative position in regard to tax to ensure we

meet all our obligations in each of the jurisdictions we operate in.

207-2Tax governance,

control, and risk

management

-EROAD has external advisors to support us with our tax governance

and risk management. Any changes in our approach to tax would

require sign off by the Board of Directors. The taxation calculations

included in the financial statements are subject to audit review.

207-3Stakeholder engage-

ment and manage-

ment of concerns

related to tax

-As noted above, EROAD has external advisors globally who prepare

our tax returns and transfer pricing documentation, they act as our

agent with Inland Revenue and would manage any concerns arising.

207-4Country-by-country

reporting

-Tax is reported at a group level. Individual tax returns are prepared

for each tax jurisdiction within which we operate.

MATERIALS

302-2Recycled input ma-

terials used

-We do not use recycled electronic components in our products due

to the potential for early life failure.

302-3Reclaimed products

and their packaging

materials

-When EROAD refurbishes its main product, approximately 70% of

the product by value is reused, with the remaining 30% replaced

with new components.

ENERGY

302-1Energy consumption

within the organi-

zation

-14,737 kWh for NZ HQ, Penrose and Chch.

BIODIVERSITY

304-1Operational sites

owned, leased, man-

aged in, or adjacent

to, protected areas

and areas of high

biodiversity value

outside protected

areas.

-None.

304-2Significant impacts

of activities, prod-

ucts, and services on

biodiversity

-None.

304-3Habitats protected

or restored

-None.

304-4IUCN Red List

species and national

conversation list

species with habitats

in areas affected by

operations

-None.

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ENVIRONMENTAL COMPLIANCE

307-1Non-compliance

with environmental

laws and regulations

None.

SUPPLIER ENVIRONMENTAL ASSESSMENT

308-1New suppliers that

were screened

using environmental

criteria

Any significant new suppliers we audit and this includes their envi-

ronmental practices.

308-2Negative environ-

mental impacts in

the supply chain and

actions taken

38No negative impacts identified. If major breach to EROAD policies,

we would cease the arrangement. Our policy is to work with suppli-

ers where possible to remedy any negative environmental impacts.

EMPLOYMENT

401-1New employee

hires and employee

turnover

-Total employees hired was 86, which is a hiring rate of 25.7%. Turn-

over was 49 people, which was 14.6% of the employee population.

401-2Benefits provided to

full-time employees

that are not provid-

ed to temporary or

part-time employees

-

Benefit / Eligi-

bility 

US

Em-

ploy-

ees 

Aus-

tralia

Em-

ploy-

ees 

New Zealand

Employees 

Health insurance Yes N/A N/A 

Health insurance

discount 

N/A N/A Yes 

Life insurance Yes N/A N/A 

Dental insurance Yes N/A N/A 

Parental leave Yes Yes Yes (except Fixed

Term) 

Employee Assis-

tance Program 

Yes Yes Yes 

Bonusly reward &

recognition 

Yes Yes Yes 

EROAD Awards Yes Yes Yes 

Gym membership Yes Yes Yes 

Volunteer Day Yes Yes Yes 

Flexible Working Yes Yes Yes 

Annual Leave/

PTO 

Yes Yes Yes 

Retailer discounts N/A N/A Yes 

401-3Parental leave-Yes (except fixed term employees in NZ).

LABOR/MANAGEMENT RELATIONS

402-1Minimum notice

periods regarding

operational changes

-No collective agreements.

OCCUPATIONAL HEALTH AND SAFETY

403-1Occupational health

and safety manage-

ment system

136EROAD maintains and implements a corporate Health, Safety and

Wellness (HSW) Management System which fulfils the key require-

ments of the current ISO 45001 standard. We have a common HSW

Policy for the company and corporate standards and procedures in

areas where EROAD wants to set standards. Local EROAD offices

implement supplementary HSW system requirements as determined

by local regulatory and legal requirements.

EROAD regularly assesses hazards and analyses risks across its

operations, and implements and maintains the controls necessary to

prevent, monitor and mitigate the risk to be within the organisation’s

risk appetite. Risk management practices are reviewed when new in-

formation becomes available; e.g., new legal requirements, changes

to processes, and incident investigations.

It is the responsibility of all employees to ensure that all incidents

are reported in order to ensure timely investigation and corrective

action. Incidents are investigated using root cause analysis, and

lessons learned communicated as required.

403-2Hazard identifica-

tion, risk assess-

ment, and incident

investigation

-Addressed above under 403-1.

403-3Occupational health

services

136EROADers are encouraged to take reasonable care of their well-

being. Accordingly, as deemed appropriate they can engage their

manager, a People & Capability team member and/or the Employee

Assistance Programme (EAP) for assistance with work-related ill

health.

403-4Worker participa-

tion, consultation,

and communication

on occupational

health and safety

136In accordance with regulatory requirements, EROAD encourages

worker engagement, participation and representation in occupation-

al health and safety management. Managers across the organisa-

tion address health, safety and wellness matters specific to their

respective areas as well as pan-organisational issues (such as risks

associated with working from home).

In addition, the HSW Committee meet regularly to address pertinent

HSW matters. This committee has representatives from all EROAD

locations across the globe, from Executive level to remote sales

personnel.

EROAD provides training and self-service resources to support man-

agers’ and employees’ awareness levels about HSW and its applica-

tion in the various locations work is conducted.

403-5Worker training on

occupational health

and safety

-HSW training is provided as part of the induction for all employees.

Furthermore, topical, function-specific and location-based HSW is-

sues are addressed through other training initiatives and awareness

campaigns. Our training includes ‘classroom’ and online training

in-house, external service-providers and self-learning resources.

403-6Promotion of worker

health

73Employee wellness is promoted and overseen by EROAD’s Wellness,

Inclusion, Social and Health & Safety (WISH) Committee. WISH

caters for global and local needs, addressing a wide range of issues

such as fitness, nutrition, and mental health.

EROAD has processes in place to record and investigate occupa-

tional illnesses to determine the root causes and develop prevention

strategies.

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403-7Prevention and

mitigation of oc-

cupational health

and safety impacts

directly linked by

business relation-

ships

-The scope of the HSW Management systems includes situations

where EROAD is in control of product installation. This includes

working with risk identification and mitigation in order to prevent

any incidents of work-related injuries or occupational illnesses.

Accordingly, EROAD’s installer network receive comprehensive

instruction on HSW requirements relating to the work they perform.

All incidents that arise are investigated to determine how work prac-

tices can be improved to remove/reduce HSW risks.

403-8Workers covered

by an occupational

health and safety

management system

-Addressed under 403-1.

403-9Work-related injuries-Work-related injuries and illness data is regularly reported to the

EROAD Board. There have been no high severity incidents and

illnesses over the past year.

We are working with our employees to encourage reporting of low

severity incidents.

TRAINING AND EDUCATION

404-2Programs for up-

grading employee

skills and transition

assistance programs

Support provided as needed.

404-3Percentage of

employees receiving

regular performance

and career develop-

ment reviews

100%.

DIVERSITY AND EQUAL OPPORTUNITY

405-1Diversity of gover-

nance bodies and

employees

124 125Disclosed in ‘Corporate Governance’ Section.

NON-DISCRIMINATION

406-1Incidents of discrim-

ination and correc-

tive actions taken

-None.

FREEDOM OF ASSOCIATION AND COLLECTIVE BARGAINING

407-1Operations and

suppliers in which

the right to freedom

of association and

collective bargaining

may be at risk

-EROAD audits suppliers and ensures that operations and suppliers

have the right to freedom of association and collective bargaining.

This information is requested as part of the audit process.

RIGHTS OF INDIGENOUS PEOPLES

411-1Incidents of vio-

lations involved

rights of indigenous

peoples

None.

HUMAN RIGHTS ASSESSMENT

412-1Operations that

have been subject

to human rights

reviews or impact

assessments

-None.

412-2Employee training

on human rights pol-

icies or procedures

-EROAD’s employment contract stipulates adherence to EROAD’s

Code of Conduct. The Code makes employees aware that EROAD

will not tolerate any form of discrimination, harassment or bullying

in the workplace. This includes direct and indirect discrimination in

relation to sex, marital status, religious belief, ethical belief, colour,

race, ethnic or national origins, disability, age, political opinion, em-

ployment status, family status and/or sexual orientation.

LOCAL COMMUNITIES

413-2Operations with sig-

nificant actual and

potential negative

impacts on local

communities

-No negative impacts identified on local communities.

SUPPLIER SOCIAL ASSESSMENT

414-1New suppliers that

were screened using

social criteria

38Any significant new suppliers we audit and this includes their social

practices.

414-2Negative social im-

pacts in the supply

chain and actions

taken

38No negative impacts identified. If major breach to EROAD policies,

we would cease the arrangement. Our policy is to work with suppli-

ers where possible to remedy any negative social impacts.

PUBLIC POLICY

415-1Political Contribu-

tions

144None.

CUSTOMER HEALTH AND SAFETY

416-1Assessment of the

health and safety

impacts of product

and service cate-

gories

-All EROAD products are risk assessed for potential health and

safety impacts to customers; spanning distribution, installation, use,

maintenance and removal. This risk assessment process begins at

concept stage and is reassessed through subsequent product devel-

opment phases up to a post launch retrospective.

Where relevant our product guides highlight HSW requirements our

customers should be aware of.

416-2Incidents of

non-compliance

concerning the

health and safety

impacts of products

and services

-None.

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MARKETING AND LABELING

417-3Incidents of

non-compliance

concerning market-

ing communications

EROAD has identified one incident of non-compliance concerning

marketing communications. This incident was in relation to an image

published on EROAD’s New Zealand website that was taken by a

drone flying close to the Auckland Harbour Bridge. EROAD was

contacted by the Civil Aviation Authority of New Zealand (CAA) to

advise and following immediate investigation it was identified that

the drone operator had breached the following Civil Aviation Rules:

• 101.205 (Aerodromes): operated a remotely piloted aircraft (RPA)

within 4km of an uncontrolled aerodrome (Mechanic Bay, Auckland

Harbour and Auckland Hospital)

• 101.207 (Airspace): operated an RPA without seeking permission to

launch the drone above the highway.

No further action was taken by the CCA and EROAD promptly re-

moved the image from the website and educated the employees in-

volved to ensure that a similar incident does not occur in the future.

SOCIOECONOMIC COMPLIANCE

419-1Non-compliance

with laws and regu-

lations in the social

and economic area

None.

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< P. 157EROAD ANNUAL REPORT 2021
Glossary

ANNUALISED MONTHLY RECURRING

REVENUE (AMRR)

Annualised monthly recurring revenues (AMRR) is a non-GAAP

measure representing monthly Recurring Revenue for the last

month of the period, multiplied by 12. It provides a 12 month

forward view of revenue, assuming unit numbers, pricing and

foreign exchange remain unchanged during the year.

AUDITOR

KPMG

ASSET RETENTION RATE

The number of Total Contracted Units at the beginning of the

12 month period and retained as Total Contracted Units at the

end of the 12 month period, as a percentage of Total Contracted

Units at the beginning of the 12 month period.

COMPANIES ACT

Companies Act 1993

COMPANY

EROAD Limited

COSTS TO ACQUIRE CUSTOMERS (CAC)

Costs to Acquire Customers (CAC) is non-GAAP measure of

costs to acquire customers. Total CAC represents all costs sales

& marketing related costs. CAC capitalised includes incremental

sales commissions for new sales, upgrades and renewals which

are capitalised and amortised over the life of the contract.

All other CAC related costs are expensed when incurred and

included within CAC expensed.

COSTS TO SERVICE & SUPPORT (CTS)

Is a non-GAAP measure of costs to support and service

customers. Total CTS represents all customer success

and product support costs. These costs are included in

Administrative and other Operating Expenses reported in Note

4 Expenses of the Financial Statements.

CUSTOMER RETENTION RATE

Asset Retention Rate excluding contraction in existing customer

Total Contracted Units when customer remained with EROAD.

EBITDA

Is a non-GAAP measure representing Earnings before Interest,

Taxation, Depreciation and Amortisation (EBITDA). Refer

Condensed Consolidated Statement of Comprehensive Income

in Financial Statements.

EBITDA MARGIN

Is a non-GAAP measure representing EBITDA divided by

Revenue.

EHUBO1 AND EHUBO2 (GEN1 AND GEN2)

EROAD’s first and second generation electronic distance

recorder which replaces mechanical hubodometers. Ehubo is a

trade mark registered in New Zealand, Australia and the United

States.

ELECTRONIC LOGGING DEVICE (ELD)

An electronic solution that synchronises with a vehicle engine to

automatically record driving time and hours of service records.

FREE CASH FLOW

Is a non-GAAP measure representing operating cash flow and

investing cash flow reported in the Statement of Cash Flows.

FUTURE CONTRACTED INCOME (FCI)

A non-GAAP measure which represents contracted Software as

a Service (SaaS) income to be recognised as revenue in future

periods. Refer Revenue Note 3 of Financial Statements.

FY

Financial year ended 31 March

GROUP

EROAD Limited and its subsidiaries

HARDWARE ASSETS

Any physical asset required to be fitted into or onto a

customer’s vehicle or asset in order to facilitate the provision of

EROAD’s SaaS services. These include Ehubo units, accessories

and hardware assets under construction.

HEAVY VEHICLE

A truck, or a truck and trailer, weighing over:3.5 tonnes in New

Zealand (required to pay RUC); 12 tonnes in Oregon (required to

pay for WMT), for non WMT purposes means Class 3+, 10,000

pounds or greater; or 4.5 tonnes in Australia.

INTERNATIONAL FUEL TAX AGREEMENT

(IFTA)

A cooperative agreement between all states (excluding Alaska

and Hawaii) of the United States, and the Canadian provinces,

designed to make it simpler for inter-jurisdictional carriers to

report and pay fuel excise taxes, requiring only one fuel licence to

operate across multiple jurisdictions.

INTERNATIONAL REGISTRATION PLAN (IRP)

An agreement between all states (excluding Alaska, Hawaii

and Washington D.C.) of the United States, and the Canadian

provinces, for the registration of inter-jurisdictional vehicles.

Registration fees are paid to a fleet’s base jurisdiction, which

then distributes them to other jurisdictions based on the miles

travelled in each member jurisdiction. Refer Revenue Note 3 in

the Financial Statements.

LISTING RULES

The listing rules applying to the NZX Main Board as amended

from time to time.

MONTHLY SAAS AVERAGE REVENUE PER

UNIT (ARPU)

Is a non-GAAP measure that is calculated by dividing the

total SaaS revenue for the year reported in Note 3 of the FY21

Financial Statements, by the TCU balance at the end of each

month during the year.

RECURRING REVENUE

The Software as a Service (SaaS) revenues EROAD recognises

on a recurring monthly basis in accordance with the groups

revenue recognition policy.

ROAD USER CHARGES (RUC)

Charges payable under the New Zealand Road User Charges Act

2012 in respect of the distance travelled by a RUC vehicle on a

road. In New Zealand, RUC is payable for heavy vehicles and all

vehicles powered by a fuel not taxed at source. The charges go

towards the cost of repairing roads.

NZ GAAP OR GAAP

New Zealand Generally Accepted Accounting Practice.

NZ IAS

NZ equivalent of International Accounting Standards that

prescribe the basis for presentation of general purpose financial

statements.

NZ IFRS

New Zealand equivalents to International Financial Reporting

Standards.

NZX

NZX Limited.

NZX MAIN BOARD

The main board equity security market, operated by NZX.

SAAS

Software as a Service, a method of software delivery in which

software is accessed online via a subscription rather than bought

and installed on individual computers.

TOTAL CONTRACTED UNITS

Represents total units subject to a customer contract and

includes both Units on Depot and Units pending instalment.

UNIT

A unit is either an EROAD Ehubo, Tubo or Etrack wired device.

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< P. 159EROAD ANNUAL REPORT 2021
REGISTERED OFFICE

IN NEW ZEALAND

Level 3

260 Oteha Valley Road,

Albany, Auckland

New Zealand

INVESTOR RELATIONS

AND SUSTAINABILITY

ENQUIRES

Address: EROAD Limited,

PO Box 305 394

Triton Plaza

North Shore, Auckland

Email: investors@eroad.com

Telephone: 0800 437 623

LEGAL ADVISORS

Chapman Tripp

Level 34

Commercial Bay

Auckland 1010

PO Box 2206, Auckland 1140

Telephone: +64 9 357 9000

Information

for shareholders

Managing your shareholding online

Changes in address and investment portfolios can be viewed and updated online:

www.computershare.co.nz/investorcentre.

You will need your CSN and FIN numbers to access this service.

Alternatively, enquiries may be addressed to the Share register.

Computershare Investments Services Limited

Private Bag 92119,

Victoria Street West Auckland 1142,

New Zealand

Investor Information

Our investor centre www.eroadglobal.com/global/investors is a good source

of information about what’s happening at EROAD. Here you will find investor

communications, information about our latest operating and financial results and news.

REGISTERED OFFICE

IN NORTH AMERICA

7618 SW Mohawk Street

Tualatin, OR 97062

USA

MANAGING YOUR

SHAREHOLDING ONLINE

Changes in address and

investment portfolios can be

viewed and updated online:

www.computershare.co.nz/

investorcentre.

You will need your CSN and FIN

numbers to access this service.

BANKERS

Bank of New Zealand

China Construction Bank

National Australian Bank

Wells Fargo


REGISTERED OFFICE

IN AUSTRALIA

Level 36, Tower 2

Collins Square

727 Collins Street

Docklands, VIC 3008

Australia

SHARE REGISTER -

NEW ZEALAND

Computershare Investments

Services Limited

Private Bag 92119,

Victoria Street

West Auckland 1142,

New Zealand

Email:

enquiry@computershare.co.nz

Telephone: +64 9 488 8777

Website:

www.computershare.co.nz/

investorcentre

Directory

< P. 159EROAD ANNUAL REPORT 2021P. 160 >MENU

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.