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Green Cross Health Full Year Results to 31 March 2022

Full Year Results26 May 2022GXHHealthcare

Green Cross Health Limited (NZX: GXH)
Full Year Result announcement for the audited twelve months ended 31 March 2022




GREEN CROSS HEALTH REPORTS FULL YEAR PROFIT OF $24.6M

27 May 2022, AUCKLAND, NZ: Listed primary healthcare provider Green Cross Health, the Group

behind Unichem and Life Pharmacy, The Doctors and Access Community Health, reported Net Profit

After Tax Attributable to Shareholders of $24 .6 million, which was ahead of the prior year by 47% and

included an increase in performance across all three divisions, as well as in-year acquisition activity.

Result Summary:

• Operating Revenue up 18% to $670.3m

• Operating Profit (EBIT) up 54% to $54 .1m

1


• Net Profit After Tax Attributable to Shareholders up 47% to $24 .6m

1


• Pharmacy Operating Revenue up 16% and Operating Profit up $11.7m to $35.9m

• Medical Operating Revenue up 35 % and Operating Profit up $6.6m to $16.0m

• Community Health Operating Revenue up 12% and Operating Profit up $1.9m to $5.6m

• Over $20m invested in growth including eight medical centre acquisitions, one medical centre

greenfield and five pharmacy acquisitions

• Internal promotions of Alison Van Wyk (COO), Androulla Kotrotsos (GM Community Health), plus

appointment of Wayne Woolrich (GM Medical)

• $21m Net Cash position – 3.5 cps dividend declared


Green Cross Health Group CEO Rachael Newfield, commented, “The Company played a lead role in

protecting our communities during the COVID-19 pandemic by adapting our business model across all

three divisions and scaling up to deliver essential services over a time of extreme uncertainty across

New Zealand. Our ability to deliver on our business strategy and invest in growth, coupled with our

willingness and ability to deliver additional services, has contributed to a solid FY22 financial

performance, resulting in a 47% lift in net profit to shareholders.


“Every member of the Green Cross Health team has played their part, and their efforts are widely

appreciated not just here at Green Cross Health, but by New Zealand communities nationwide.”


Green Cross Health Chair Kim Ellis, added, “The financial result for the year reflects the operational

efforts that have gone into the pandemic response, our acquisition strategy and delivery of organic

growth plans. Our financial performance and strong Balance Sheet support the continuation of our

acquisition strategy as well as the payment of dividends to shareholders.”



1

After deducting one-off costs of $1.4m associated with the process to acquire Tamaki Health, which Green Cross Health and its

consortium partner withdrew from in November 2021.




Unichem & Life Pharmacy Division


Pharmacy Revenue for the period saw an increase of 16% to $367m. Operating Profit for the period

was up 49% to $35.9m, driven by further growth in dispensary activity and earnings from COVID-19

vaccinations and other services. Throughout the year our network of 345 pharmacies played a key

role in supporting communities – providing essential services, supporting the COVID-19 vaccination

programme and continuing to innovate and bring new healthcare solutions. Green Cross Health

pharmacies represented 51% of all New Zealand pharmacies providing COVID-19 vaccinations.


Even with the return to three-monthly dispensing (rather than monthly dispensing Pharmac put in

place for much of the prior year given COVID-19 related challenges), script volumes increased 2%

year-on -year. The Green Cross Health pharmacy network dispensed over 30 million scripts during the

period, representing almost 40% of New Zealand’s volumes.


Retail sales were consistent year-on-year, with metro areas most challenged by further COVID-19

restrictions and businesses working from home. A differentiated product focus resulted in 20% of

retail sales now being sourced via strategic supplier partnerships. In line with the strategy of retail

innovation, new services were launched in the year including Ingeneous DNA testing and Phillips’

sleep apnoea, enhancing our ability to connect with our customers on health solutions.


Living Rewards loyalty membership grew by 81,000 to 1.89m members through targeted acquisition

campaigns and differentiated offers to loyalty customers, who spend 62 % more on average than non-

loyalty members. The Company has contracted the installation of a new loyalty system in FY23 , which

will allow for enhanced customer segmentation and relevant, personalised offers.


Tight control of labour and occupancy costs continued through the period with a number of leases

successfully renegotiated. The ongoing review and optimisation of the store portfolio is a strategic

priority. During the year the division acquired two pharmacies in Whakatane, two pharmacies in

Katikati and one in Onehunga. Investments included a 25% holding in PillDrop, ensuring Green Cross

Health stays close to the increased demand for digital services and the changing needs of customers.


The Pharmacy digital booking system has been enhanced to support ease of customer access to instore

services and online fulfilment capability has been scaled to support a 51 % increase in online demand.

The division announced a partnership with ASX listed MedAdvisor to roll out digital solutions to

customers across the pharmacy network to support an omni-channel experience. In FY22, 450 staff

completed year one of the specialised Green Cross Health retail apprenticeship programme, with year

two of the programme now underway.






The value of the pharmacy workforce was highly visible throughout the pandemic response. Green

Cross Health urges the Government to support the enhanced role community pharmacy has played

and to address workforce sustainability and cost pressure recovery. With the health reforms

underway, Green Cross Health calls on the Government to remove the medicines co-payment tax for

vulnerable and marginalised communities as it is a significant barrier to equity of access.


The Doctors Medical Division

The Medical division achieved year-on -year growth in revenue and profitability, through COVID-19

testing, vaccinations and other COVID-19 care opportunities, plus investing to drive growth both

organically and through acquisitions. Medical Operating Revenue grew 35% to $111.0m, with

Operating Profit up 71% to $16.0m.


Nationwide footprint increased by 8 to 53 medical centres through a high level of acquisition activity

and one greenfield development. Two centres were added in each of Auckland, Wellington,

Christchurch and Queenstown. The Doctors Greenlane was opened in April 2021 and is already

exceeding expectations. Enrolled patients for Medical as at 31 March 2022 totalled 329,000, an

increase of 44,000 (+15%) since 31 March 2021.


COVID-19 created additional clinical and administrative demands, which put further pressure on

practices and healthcare staff. Practices were required to respond to relentless change and added

demands, while continuing to run day-to -day operations and provide high-quality care to patients. As

community transmission spread, isolation requirements and positive cases also impacted Medical’s

workforce for extended periods.


The division offered phone, virtual and in-person consultations to ensure seamless patient care

throughout the pandemic. The introduction of COVID-19 vaccinations to general practice, the

transition from PCR swabbing to rapid antigen testing, and caring for COVID-19 positive patients

within their home was a huge focus for the clinical teams.


Operationally, COVID-19 had an adverse impact on both acute and routine care presentations. The

demand for swabbing activity was high and in some practices more than offset the decline in patient

presentation revenue. A new ‘Covid Care’ telehealth service was implemented by the centralised

virtual HouseCall team within a short space of time, relieving some of the pressure on the division’s

network.


The Medical strategy is to grow organically and through acquisitions. With increased scale, there

should be opportunities to strengthen relationships with funders and become more cost efficient

while maintaining high performing clinical teams. The Government’s health reforms are moving into

implementation which is an opportunity to work more closely with Health New Zealand, the Māori

Health Authority and locality partners to improve how care is delivered more equitability to

communities across New Zealand.




Access and Total Care Health Community Health Division

The Community Health team of over 3,000 front-line and support staff delivered care to vulnerable

communities during the various stages of the COVID-19 pandemic, ensuring clients were able to stay

safely in their own homes.


The year was impacted by significant workforce shortages due to illness or contact isolation

requirements, which led to a transitioning of care models to ensure clients with COVID-19 continued

to receive services. Despite the headwinds, the division delivered year-on -year revenue growth of

12% to $192.2m, and operating profit (EBIT) growth of 51% to $5.6m. Despite the improved financial

performance, operating profit margin remains low at 2.9%.


The strategy to increase share in higher clinical care needs segments has been successful, seeing a

13 % growth in this segment over the previous year. With a workforce constrained by COVID-19 vaccine

mandates and border closures, the division successfully leveraged digital tools to provide enhanced

telehealth services and improved rostering.


Investment in people and technology has provided operational efficiencies via automation and system

improvements. Rollout of the client portal continued with a 61% increase in users year-on-year.

Upskilling of team members has been driven via internal training programmes, including online

competency development and assessment. In year, there was positive staff engagement from the

newly introduced staff development programme Whakatipu Tāngata, which was nominated as a

finalist in the New Zealand HR awards.


A health equity focus has seen the division weave te reo Māori and tikanga Māori into operations and

strategy. This year saw the launch of Tā Tātou Rautaki (our strategy) that supports kaupapa and te

ara whakamua (pathway forward).


The Company expects the transition to Health New Zealand and the Māori Health Authority will allow

for a consistent approach nationally, with a localities-based approach to meet regional needs and

support equity of access. The COVID-19 pandemic response has again highlighted the value of the

Home and Community sector to the Government; a sector that needs to see improved funding to

counter escalating wage costs and to safeguard the sustainability of the valuable services provided.










Outlook and Dividend

Whist acknowledging there is still some COVID-19 uncertainty ahead, the Board is pleased with how

the Company has responded to the pandemic, noting the significant investment and tremendous

effort that has gone into the past year’s performance whilst performing a critical primary healthcare

role for the community.


Green Cross Health is committed to meeting patient and customer expectations, providing to all New

Zealanders accessible, quality primary healthcare. As part of this commitment, the Company is

seeking opportunities to work more closely with Health New Zealand, the Māori Health Authority and

locality partners to improve how care is delivered more equitability to communities.


The Board has declared a final FY22 dividend of 3.5 cents per share. The expectation is for FY23 to

return to pre COVID-19 profitability levels, adjusted for acquisitions.





[Ends]





Contact:

Ben Doshi

ben.doshi@gxh.co.nz


Rachael Newfield

rachael.newfield@gxh.co.nz











About Green Cross Health

Green Cross Health (NZX: GXH) is a trusted New Zealand primary healthcare provider with multi-


disciplinary healthcare teams with the purpose of working together to support healthier communities.

Green Cross Health is focused on creating sustainable healthcare solutions with positive outcomes

and experiences.

New Zealand owned and operated, Green Cross Health operates under branded groups Unichem and


Life Pharmacies, The Doctors medical centres, Total Care Health community nursing services and

Access Community Health to provide support, care and advice to diverse New Zealand communities.

Providing convenient access to professional healthcare with 345 Unichem and Life Pharmacies


covering almost every New Zealand community, Green Cross Health makes more than 3. 8m home

visits to more than 36 ,000 community health clients and cares for 329,000 enrolled patients at medical

centres.

---

GXH Annual Results Pres
entation

27 May 2022

Pg 2

Disclaimer

The information in this presentation was prepared by Green Cross

Health Limited (GXH) with due care and attention. However, the


information is supplied in summary form and is therefore not neces

sarily complete, and no represen

tation is made as to the accu

racy,

completeness or reliability of the information. In addition, ne

ither GXH nor any of its subsidiar

ies, directors, employees, sha

reholders nor

any other person shall have liability whatsoever to any person

for any loss (including, without limitation, arising from any fa

ult or

negligence) arising from this presentation or

any information supplied in connection with it.

This presentation may contain forward-looking statements and pr

ojections. These reflect GXH current expectations, based on what

it

thinks are reasonable assumptions. GXH give

s no warranty or representation as to its

future financial performance or any future

matter.

Except as required by law or NZX listing rules, GXH is not oblige

d to update this presentation after its release, even if thing

s change

materially. This presentation does not cons

titute financial advice. Further, this pres

entation is not and should not be constru

ed as an offer

to sell or a solicitation of an offer to buy GXH securities and

may not be relied upon in connection with any purchase of GXH se

curities.

This presentation contains a number of non-GAAP financial measur

es, including Operating Revenue and Operating Profit. As they a

re not

defined by GAAP or IFRS, GXH calculation of these measures may

differ from similarly titled measures presented by other compani

es and

they should not be considered in isolatio

n from, or construed as an alternative to,

other financial measures determined in acco

rdance

with GAAP. Although GXH believes they provide useful informatio

n in measuring the financial performance and condition of GXH bu

siness,

readers are cautioned not to place undue reliance on these non-GAAP financial measures.The information contained in this presentation should be consid

ered in conjunction with the consolidated financial statements fo

r the

period ended 31 March 2022.

GXH Annual Results Pres
entation

27 May 2022

Pg 3

Operational Highlights

GXH

Highlights

Group Revenue up 18%

Initial script volumes up 6%

Same store dispensary revenue up 7%

9 new medical centres

Community Health EBIT margin 2.9% (LY 2.2%)

Same medical centre revenue growth of 8%


$100m increase in Group Revenue year-on-year


47% increase in Net Earnings Attributable to Shareholders versus last year


Internal promotion of Alison Van Wyk to Chief Operating Officer, and Androulla Kotrotsos to GM Community Health division


Acquisition of five new pharmacies


Appointment of Wayne Woolrich to GM Medical


Acquisition of eight new medical practices, plus one greenfield

GXH Annual Results Pres
entation

27 May 2022

Pg 4

Successful diversification of EBIT contribution over time

340

336

317

367

71

77

82

111

157

156

171

192

567

569

570

670

-

100 200 300 400 500 600 700 800

FY19

FY20

FY21

FY22

Million

Revenue Composition ($m)

Pharmacy

Medical

Access

Group

27.3

25.2

24.1

35.9

4.4

6.6

9.3

16.0

0.1

1.2

3.7

5.6

29.4

31.0

35.1

54.1

-

10 20 30 40 50 60

FY19

FY20

FY21

FY22

Million

EBIT Composition ($m)

Pharmacy

Medical

Access

Group

GXH Annual Results Pres
entation

27 May 2022

Pg 5

GXH pharmacies

represented

51%

of all New

Zealand pharmacies vaccinating

Supporting Communities through COVID-19


All divisions provided essent

ial services to New Zealand

communities


Pharmacies remained open throughout all alert levels


Medical centres provided phone, virtual and in-person consultations


Community Health continued home visits and introduced telehealth offering


GXH supported the national COVID-19 response


scaled vaccination capacity in

short timeframes, vaccinating

onsite and offsite


safely extended pharmacy vaccinations to children


rapid antigen testing introduced in pharmacies


PCR swabbing and introduction

of rapid antigen testing in

medical centres


upgraded online pharmacy capabi

lity to fulfil increase in

demand


Prioritised the health and sa

fety of staff and customers

of eligible GXH medical

centres vaccinating

of eligible medical

centres swabbing

GXH Annual Results Pres
entation

27 May 2022

Pg 6

GXH Annual Result - Financial Overview

Group Revenue$670.3m

18% increase vs FY21

Medical Operating Profit$16.0m

71% increase vs FY21

Operating Profit/EBIT$54.1m

54% increase vs FY21

Net Profit After Tax$24.6m

47% increase vs FY21

(attributable to shareholders)

Pharmacy Operating Profit$35.9m

49% increase vs FY21

Community HealthOperating Profit$5.6m

51% increase vs FY21

Pharmacy Division
New Zealand’s largest network of health

retailers: supporting easy access to quality

health care

GXH Annual Results Pres
entation

27 May 2022

Pg 8

Pharmacy Performance


Revenue up

16% to $367.1m


Operating Profit

up 49% to $35.9m


The rise in

Pharmacy Revenue and Operating

Profit

was primarily due to further growth in

dispensary activity and revenue from COVID-19 vaccinations


Five new stores

acquired during the year, two

in Whakatane, two in Katikati and one in Onehunga


Total script numbers

up 2% (this year returned

to 3-monthly dispensing)

27.3

25.2

24.1

35.9

2019

2020

2021

2022

Pharmacy Operating Profit ($m)

340.2

336.4

316.8

367.1

2019

2020

2021

2022

Pharmacy Operating Revenue ($m)

GXH Annual Results Pres
entation

27 May 2022

Pg 9

Living Rewards Progress


Successful new member acquisition campaigns added 81,028 new members, despite COVID-19 conditions


Elevated instore messaging


Increased communications and offers to Living Rewards members


Contract signed to replace loyalty platform in FY23, to increase segmentation and personalisation capability


Living Rewards members spend more than non-members

1.41.51.61.71.81.92.0

F19

F20

F21

F22

Continued Growth in Living Rewards Members

Living Rewards Members Spend More

62%

more thannon‐members

48%

more thannon‐members

1,886,078 Living

Rewards members

GXH Annual Results Pres
entation

27 May 2022

Pg 10

Grown Ecommerce and Differentiated Retail Offer


Differentiation of retail product offering through strategic supplier partnerships, now accounts for 20% of retail sales


Elevated Pharmacy Health over-the-counter medication offering


Increased basket size by 3.2%, supported by introduction of new GXH Essentials range to lift margins along with basket size


Focused on high-quality, premium vitamins with 288% increase in this growing sub-category


Developed international sourcing capability


Invested in additional digital functionality to lift online customer engagement, with over 13 million page views, and conversion rate increasing 35% year-on-year


Over 200,000 customer bookings f

or in-store services using

our newly created c

entralised booking tool


Scaled fulfilment capability to support a 51% increase in online product demand


Investment in PillDrop (25% shareholding)


Partnership with ASX-listed MedAdvisor; phased plan to roll out digital solutions across the pharmacy network

0%5%

10%15%20%25%

FY19

FY20

FY21

FY22

% of retail sales

Growth in Differentiated Brands

0%1%2%3%4%5%6%7%

$50 $55 $60 $65 $70 $75 $80 $85

F19F20F21F22

% of retail sales

Average order value

Ecommerce has Successfully Scaled

Average order value

% sales

GXH Annual Results Pres
entation

27 May 2022

Pg 11

Leveraging our National Scale


New Zealand’s largest network of health retailers with 345 stores nationwide


Dispensed over 30 million scripts, representing almost 40% of all New Zealand volumes


Advocated for additional support for pharmacies during the pandemic


On the back of COVID-19 pediatric vaccinations, pharmacy successfully lobbied to administer children’s flu vaccinations in the year ahead


450 pharmacy employees completed year one of specialised GXH retail apprenticeship programme

58

287

Pharmacy Count by

Brand

Life

Unichem

91

254

Pharmacy Count By

Ownership

Equity

Licensee

-

5

10 15 20 25 30 35

F19

F20

F21

F22

Script count (millions)

Over 30 Million Scripts Dispensed Per Year

Stores nationwide

GXH Annual Results Pres
entation

27 May 2022

Pg 12

Brand & customer

Pharmacy Will Win By Focusing on the Customer

Retail disciplines

Omni-channel

experience

Network scale &

leadership

Cost focus

Differentiated brand and products, recognising

customer loyalty

Professional instore experience, margin management

Care & advice accessible to the customer in multiple

channels

Leveraging our trusted brands, advocating for equity

for all New Zealanders

Workforce productivity & occupancy cost control

Pharmacy Strategy

Medical Division
Growth, leadership and sustainable

models of care

GXH Annual Results Pres
entation

27 May 2022

Pg 14

Medical Performance

Revenue

up 35% to $111.0m, driven by

COVID-19 testing, vaccinations, other COVID-19 care opportunities and acquisitions Operating Profit

at $16.0m, driven by

COVID-19 services, procurement benefits, cost management and acquisitions 329,000 enrolled patients

as at 31

March 2022, an increase of 44,000 (+15%) since 31 March 2021Ownership

in 53 medical centres

4.4

6.6

9.3

16.0

2019

2020

2021

2022

Medical Operating Profit ($m)

70.5

76.5

82.2

111.0

2019

2020

2021

2022

Medical Operating Revenue ($m)

GXH Annual Results Pres
entation

27 May 2022

Pg 15

Track Record of Operational Improvement


Continued efficiency gains through operational improvement and leveraging scale

– Employee costs reduced to 70% of revenue– Other costs reduced to 18% of revenue


Improved utilisation through system and process improvements


Procurement gains in IT and recruitment


Recruited Virtual Lead to support ‘Covid in the Community’ initiatives and further evolve the HouseCall offering


Recruited Clinical Director to enhance clinical offer to patients and funders


Strengthened alignment with selected funders, to support future efficiencies and equity of outcomes

*F19 is pre adoption of IFRS16

0%2%4%6%8%10%12%14%16%

0%

10%20%30%40%50%60%70%80%

F19*

F20

F21

F22

EBIT margin %

% of revenue

Increased Efficiency Through Operational Efficiencies and Systematic Triaging

Employee costs %

Other costs %

EBIT margin %

GXH Annual Results Pres
entation

27 May 2022

Pg 16

Successfully Accelerated Acquisitions

* includes greenfield sites, 

excludes shareholding changes


Following investing and developing internal capability, completed a record 8 acquisitions in year


One greenfield centre (The Doctors Greenlane)


Successfully integrated acquisitions, to close with 53 medical centres


Strong pipeline of future acquisitions


Completed 12 centre rebrands, continuing to build The Doctors brand presence


The Doctors now has New Zealand’s largest general practice enrolled patient base

0

50

100150200250300350

F19

F20

F21

F22

Enrolled patients (000s)

Enrolled Patients

329,000 enrolled patients

4

1

3

9

FY19

FY20

FY21

FY22

Medical Acquisitions*

GXH Annual Results Pres
entation

27 May 2022

Pg 17

Patient & brand

Medical Focused on Organic Growth and Acquisitions

Scale

Te c h n o l o g y

Operational

improvement

Cost and margin

focus

High quality patient care

Targeted centre acquisitions

Utilising data and systems, omni-channel offering

Continuous improvement focus, clinical development

Workforce productivity & margin management

Medical Strategy

Community Health
Division

Delivering sustainable services to maintain

and support clients’ independence within their

own home

GXH Annual Results Pres
entation

27 May 2022

Pg 19

Community Health Performance

Revenue

up 12% to $192.2m

Operating Profit

increased $1.9m to $5.6m

Improved performance

reflects strategy

of supporting clients with higher clinical needs and improving profitability of contractsCost efficiencies

have resulted from

investment in people, technology and systemsContinued advocacy

for additional funding

to support sector sustainability

156.5

155.6

171.4

192.2

2019

2020

2021

2022

Community Health Operating Revenue ($m)

0.1

1.2

3.7

5.6

2019

2020

2021

2022

Community Health Operating Profit ($m)

GXH Annual Results Pres
entation

27 May 2022

Pg 20

Improved Margin Levers Driving EBIT Growth


Investment in systems and data now providing necessary information for decision making, creating a platform for profitable growth


Process development and resourcing to support service delivery


Revenue increased from $171m to $192m


Higher clinical needs now 20% of revenue


Given tight margins, management of labour cost critical to profitability


Data and reporting disciplines now well-established


Employee cost reduced to 93% of revenue

0.1

1.2

3.7

5.6

95.4%

93.8%

92.9%

92.7%

91%92%93%94%95%96%

-

1.0 2.0 3.0 4.0 5.0 6.0

2019

2020

2021

2022

EBIT $m

Labour Efficiency Initiatives Delivering EBIT Growth

EBIT $

Employee costs %

0%1%2%3%4%

-

50

100 150 200 250

F19F20F21F22

Revenue $m

Driving Growth in Higher Clinical Needs Segment to Lift Margin

Higher clinical needs revenue

Other revenue

EBIT margin %

EBIT margin %

% of revenue

GXH Annual Results Pres
entation

27 May 2022

Pg 21

in use by

2,060

support

workers

Utilisation of Technology Improving Efficiencies

0

100200300400500600700800900

F20

F21

F22

Daily Client Log ins to MyAccess


MyAccess (Client portal)

– Rollout of our internally developed client

portal continued, improving client visibility of upcoming appointments and staffing

– Provides clients quick access to

information, reducing coordination costs

– 61% increase in users year-on-year


AVA (Access Virtual Assistant)

– Continued to enhance our internally

developed, award winning, support worker rostering and time & attendance app

– 80% of support workers now utilising the

app

GXH Annual Results Pres
entation

27 May 2022

Pg 22

Client

Community Health Targeting Profitable Growth

Te c h n o l o g y

Sector

representation

Cost and margin

Higher clinical needs & excellent client experience

Digital and systems development

Advocating for sustainable funding and equity for all

clients

Workforce productivity & contract margin management

Community Health Strategy

GXH Annual Results Pres
entation

27 May 2022

Pg 23

Group Financial Result

12 months ending 31 March 2022

GXH Annual Results Pres
entation

27 May 2022

Pg 24

Group Revenue and Operating Profit


Revenue of $670.3m, up 18%


FY22 revenue supported by COVID-19 activity

567.2

568.5

570.4

670.3

2019

2020

2021

2022

GXH Operating Revenue ($m)

29.4

31.0

35.1

54.1

2019

2020

2021

2022

GXH Operating Profit ($m)


Operating Profit of $54.1m, up 54%


In FY22, all divisions increased Operating Profit by 49% or more

GXH Annual Results Pres
entation

27 May 2022

Pg 25

Margin Expansion in Medical and Community Health, Improved Margins for all Divisions in FY22

EBITDA margin–

All divisions have improved their EBITDA margin in FY22 versus FY21


Medical and Community Health divisions have improved their margin each year since FY19

ROCE–

Return on capital employed of 19.9% represents strong capital efficiency


Return on capital employed has improved 8.3ppts over the last two years

*FY19 is pre adoption of IFRS16

16.5%

11.6%

14.4%

19.9%

FY19*

FY20

FY21

FY22

ROCE Improvement Over Last Two years

9.8%

14.1%

13.0%

14.8%

7.9%

14.2%

16.3%

19.4%

0.8%

2.4%

3.7%

3.9%

6.7%

10.5%

10.3%

11.9%

0.0%5.0%

10.0%15.0%20.0%

FY19*

FY20

FY21

FY22

EBITDA margin

Pharmacy

Medical

Access

Group

GXH Annual Results Pres
entation

27 May 2022

Pg 26

Group NPAT, EPS & Dividend

11.3

9.4

11.7

17.2

2019

2020

2021

2022

GXH Net Profit After Tax A

ttributable to Shareholders

(cps)

16.1

13.5

16.8

24.6

2019

2020

2021

2022

GXH Net Profit After Tax A

ttributable to Shareholders

($m)


EPS at 17.2 cps, an increase

of 47% on the prior year


Final FY22 dividend of 3.5cps declared – payment date of 23 June 2022 (interim dividend was 3cps)

7.0

3.5

0.0

6.5

2019

2020

2021

2022

Dividends Per Share

Based on dividends declared during the year

GXH Annual Results Pres
entation

27 May 2022

Pg 27

Strong Working Capital Management and Operating Cash Flow, Allowing for Acceleration of Acquisition Activity

26.8%

29.5%

14.0%

12.1%

2019

2020

2021

2022

Gearing Ratio (debt / debt + equity)


Gearing ratio of 12% in FY22


Undrawn debt facilities of $44m as at 31 March 2022


Net cash position of $21.1m as at 31 March 2022


Improved working capital ma

nagement has positioned

GXH well to take advantag

e of future investment

opportunities


Financing ratios:

– Debt / pre IFRS16 EBITDA – 0.4x – Operating Profit / Interest – 77.3x

31.4

34.8

51.2

44.3

54.3

65.8

2019

2020

2021

2022

GXH Operating Cash Flow ($m)

IFRS 16 adjustment


Operating Cash Flow of $44.3m (excl. IFRS 16)

Enabling investment ($24.9m) in:•

Five pharmacy acquisitions


Eight medical centre acquisitions


One medical greenfield development


Ongoing site capex requirements


PillDrop, and other digital capability

70.9

GXH Annual Results Pres
entation

27 May 2022

Pg 28

Outlook


GXH experienced a very strong FY22, buoyed by COVID-19 related activity


Expectation for FY23 is a return to pre COVID-19 profitability levels, adjusted for acquisitions


Strong balance sheet allows for dividend pay-outs and an accelerated level of acquisition activity

GXH Annual Results Presentati
on

25 June 2020


Pg

29

GXH Annual Results Pres

entation

27 May 2022

Pg 29

About Green Cross Health

GXH Annual Results Pres
entation

27 May 2022

Pg 30

Our Purpose

Working together to

support healthier

communities.

We are passionately

committed to the health

and wellness of New

Zealand, and to providing

the best support, care and

advice to our communities.

This is our promise.

GXH Annual Results Pres
entation

27 May 2022

Pg 31

Who We Are

Pharmacies providing extensive range of

health, wellness and beauty related products

and services across co

mmunities throughout

New Zealand, supported by digital offerings

General practice networks across New

Zealand, offering in-practice and virtual

services

Personal care, nursing, rehabilitation and

household assistance delivered within homes

across New Zealand

As at 31 March 2022

---

Green Cross Health Limited
Group consolidated financial

statements

for the year ended 31 March 2022

Contents
Page

Directors declaration2

Independent auditor's report3

Financial statements

Consolidated statement of comprehensive income7

Consolidated statement of changes in equity8

Consolidated statement of financial position9

Consolidated statement of cash flows10

Notes to the financial statements11

-1-

Green Cross Health Limited
Directors' declaration

31 March 2022

In the opinion of the Directors of Green Cross Health Limited, the financial statements and notes, on pages 7 to 32:

Comply with New Zealand generally accepted accounting practice and give a true and fair view of the financial

position of the Green Cross Health Limited Group as at 31 March 2022 and the results of its operations and

cash flows for the year ended on that date.

Have been prepared using appropriate accounting policies, which have consistently applied and supported by

reasonable judgements and estimates.

The Directors believe that proper accounting records have been kept which enable, with reasonable accuracy, the

determination of the financial position of the Group and facilitate compliance of the financial statements with the Financial

Reporting Act 2013.

The Directors consider that they have taken adequate steps to safeguard the assets of the Group, and to prevent and

detect fraud and other irregularities. Internal control procedures are also considered to be sufficient to provide reasonable

assurance as to the integrity and reliability of the financial statements.

The Directors are pleased to present the financial statements of Green Cross Health Limited for the year ended 31 March

2022.

For and on behalf of the Board of Directors:

Kim EllisCarolyn Steele

ChairDirector

26 May 202226 May 2022

-2-

© 2022 KPMG, a New Zealand Partnership and a member firm of the KPMG global organization of independent member firms affiliated with KPMG International Limited, a
private English company limited by guarantee. All rights reserved.

Independent Auditor’s Report

To the shareholders of Green Cross Health Limited

Report on the audit of the consolidated financial statements

Opinion

In our opinion, the consolidated financial

statements of Green Cross Health Limited

(the ’company’) and its subsidiaries (the 'group') o n

pages to 7 to 32:

i.present fairly in all material respects the Group’s

financial position as at 31 March 2022 and its

financial performance and cash flows for the

year ended on that date in accordance with New

Zealand Equivalents to International Financial

Reporting Standards and International Financial

Reporting Standards.

We have audited the accompanying consolidated

financial statements which comprise:

— the consolidated statement of financial position

as at 31 March 2022;

— the consolidated statements of comprehensive

income, changes in equity and cash flows for

the year then ended; and

— notes, including a summary of significant

accounting policies.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (‘ ISAs (NZ)’) . We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We are independent of the

group in accordance with Professional and Ethical Standard 1 International Code of

Ethics for Assurance Practitioners (Including International Independence Standards) (New Zealand) issued by the

New Zealand Auditing and Assurance Standards Board and the International Ethics Standards Board for

Accountants’ In ternational Cod e of Ethics for Professional Accountants (including International Independence

Standards) (‘IESBA Code’), and we have fulfilled our other ethical responsibilities in accordance with these

re quirements and the IESBA Code.

Our r esponsibilities under ISAs (NZ) are further described in the Auditor’s responsibilities for the audit of the

consolidated financial statements section of our report.

O

ur firm has also provided other services to the group in relation to tax compliance and support services and

c

ybersecurity testing. Subject to certain restrictions, partners an d employees of our f irm may also deal with the

g

roup on normal terms within the ordinary course of trading activities of the business of the group. These

matters have not impaired our independence as auditor of the group. The firm has no other relationship with, or

interest in, the group.

Materiality

The scope of our audit was influenced by our application of materiality. Materiality helped us to determine the

nature, timing and extent of our audit procedures and to evaluate the effect of misstatements, both individually

and on the consolidated financial statements as a whole. The materiality for the consolidated financial

statements as a whole was set at $1.65m determined with reference to a benchmark of group Profit Before Tax.

We chose the benchmark because, in our view, this is a key measure of the group’s performance.

4
Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit

of the consolidated financial statements in the current period. We summarise below those matters and our key

audit procedures to address those matters in order that the shareholders as a body may better understand the

process by which we arrived at our audit opinion. Our procedures were undertaken in the context of and solely

for the purpose of our statutory audit opinion on the consolidated financial statements as a whole and we do not

express discrete opinions on separate elements of the consolidated financial statements.

The key audit matter How the matter was addressed in our audit

Impairment of goodwill ($156.8 million)

Refer to note 13 of the consolidated

financial statements.

The Group has grown significantly through

acquisitions in its Pharmacy, Medical and

Community Health business units which

has resulted in the recognition of goodwill

in the amount of $85.8 million, $52.0

million and $19.0 million, respectively.

In the event the business units under-

perform compared to their business

cases, there is a risk that the goodwill

arising on acquisition may no longer be

supported.

As disclosed in note 13, the Group

performs an annual impairment test of

goodwill and uses a discounted cash flow

model to determine the recoverable

amount of its business units to which

goodwill has been allocated.

In performing this assessment,

assumptions are made in respect of future

economic and market conditions,

including the impact of COVID-19.

Cashflow forecasts include consideration

of the Group’s strategic business plan for

each business unit and their impact on

forecast sales and operating costs.

Additionally, management determined

terminal growth rates and discount rates

which reflect an assessment of the time

value of money and the risks specific to

each business unit.

The annual impairment test performed by

the Group was significant to our audit due

to the magnitude of the goodwill balance

and because the assessment process

involved judgment about the future

performance of the business units.

Our audit procedures included:

— Ensuring the allocation of goodwill to the Group’s business units is

appropriate;

— Evaluating the methodology, mathematical accuracy and

assumptions applied in the discounted cash flow models. We

used our own valuation specialists to assist us with the

consideration of terminal growth and discount rates;

— Challenging management’s cash flow assumptions over projected

cash flows taking into consideration COVID-19, and the expected

impact of the Group’s business plans for each business unit by

reference to their historical performance and the internal and

external factors that influence their operations;

— Performing sensitivity analysis around the key assumptions used

in the models; and

— Reviewing the appropriateness of related disclosures in the

consolidated financial statements.

We did not identify any factors that were materially inconsistent with

management’s overall conclusions.

5
Other information

The Directors, on behalf of the group, are responsible for the other information included in the group’s Annual

Report. Other information includes the Directors Declaration and the other information included in the Annual

Report. Our opinion on the consolidated financial statements does not cover any other information and we do

not express any form of assurance conclusion thereon.

The Annual Report is expected to be made available to us after the date of this Independent Auditor's Report. Our

responsibility is to read the Annual Report when it becomes available and consider whether the other information

it contains is materially inconsistent with the consolidated financial statements, or our knowledge obtained in the

audit, or otherwise appear misstated. I f so, we are required to report such matters to the Directors.

Use of this independent auditor’s r eport

This independent auditor’s report is made solely to the shareholders as a body. Our audit work has been

undertaken so that we might state to the shareholders those matters we are required to state to them in the

independent auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept

or assume responsibility to anyone other than the shareholders as a body for our audit work, this independent

auditor’s report, or any of the opinions we have formed.

Responsibilities of the Directors for the consolidated financial

statements

The Directors, on behalf of the company, are responsible for:

— the preparation and fair presentation of the consolidated financial statements in accordance with generally

accepted accounting practice in New Zealand (being New Zealand Equivalents to International Financial

Reporting Standards) and International Financial Reporting Standards;

— implementing necessary internal control to enable the preparation of a consolidated set of financial

statements that is fairly presented and free from material misstatement, whether due to fraud or error; and

— assessing the ability to continue as a going concern. This includes disclosing, as applicable, matters related

to going concern and using the going concern basis of accounting unless they either intend to liquidate or to

cease operations or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the consolidated financial

statements

Our objective is:

— to obtain reasonable assurance about whether the consolidated financial statements as a whole are free

from material misstatement, whether due to fraud or error; and

— to issue an independent auditor’s report that includes our opinion.

Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance

with ISAs NZ will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error. They are considered material if, individually or in the aggregate,

they could reasonably be expected to

influence the economic decisions of users taken on the basis of these

consolidated financial statements.

6
A further description of our responsibilities for the audit of these consolidated financial statements is located at

the External Reporting Board (XRB) website at:

http://www.xrb.govt.nz/standards-for-assurance-practitioners/auditors-responsibilities/audit-report-1/

This description forms part of our independent auditor’s report.

The engagement partner on the audit resulting in this independent auditor's report is Jodi Newth.

For and on behalf of

KPMG

Auckland

26 May 2022

Green Cross Health Limited
Consolidated statement of comprehensive income

For the year ended 31 March 2022

20222021

Notes$'000$'000

Operating Revenue4670,327

570,402

Operating expenditure6.2(592,337)(513,065)

Depreciation and amortisation expense11,13(7,461)(8,060)

Depreciation - leases12(17,433)(15,338)

Impairment11,13(841)(242)

Share of equity accounted net earnings151,893

1,405

Operating profit before interest and tax54,14835,102

Interest income7884

Interest expense(701)(1,094)

Interest expense - leases(5,480)

(5,166)

Net interest expense(6,103)(6,176)

Profit before tax48,04528,926

Income tax expense7(14,292)

(7,890)

Profit after tax for the year33,75321,036

Other comprehensive income for the year, net of tax-

-

Total comprehensive income for the year

33,75321,036

Attributable to:

Shareholders of the parent24,56116,752

Non-controlling interest9,192

4,284

33,75321,036

Earnings per share:

Basic earnings per share (cents)817.1611.70

Diluted earnings per share (cents)817.1011.69

The accompanying Statement of Accounting Policies and Notes to the Consolidated Financial Statements on pages 11 to

32 form part of the Financial Statements.

-7-

Green Cross Health Limited
Consolidated statement of changes in equit

y

For the year ended 31 March 2022

Share

Capital

Retained

earnings

Non-

controlling

interest

Total equit

y

Notes$'000$'000$'000$'000

Balance as at 1 April 202090,61033,80210,307134,719

Profit or loss for the year-

16,7524,28421,036

Total comprehensive income for the year

-16,7524,28421,036

Distributions to non-controlling interests--(7,309)(7,309)

Impacts of other transactions with non-controlling interest-311,1701,201

Dividends to shareholders9-

---

Balance as at 31 March 202190,61050,5858,452149,647

Balance as at 1 April 202190,61050,5858,452149,647

Profit or loss for the year-

24,5619,19233,753

Total comprehensive income for the year

-24,5619,19233,753

Distributions to non-controlling interests--(3,013)(3,013)

Impacts of other transactions with non-controlling interest-(1,971)(146)(2,117)

Dividends to shareholders9-

(4,314)-(4,314)

Balance as at 31 March 202290,61068,86114,485173,956

The accompanying Statement of Accounting Policies and Notes to the Consolidated Financial Statements on pages 11 to

32 form part of the Financial Statements.

-8-

Green Cross Health Limited
Consolidated statement of financial position

As at 31 March 2022

20222021

Notes$'000$'000

ASSETS

Current assets

Cash and cash equivalents45,15437,302

Trade and other receivables1047,31038,933

Inventories32,16530,388

Income taxes refundable10-

1,831

Total current assets124,629108,454

Non-current assets

Other receivables102,127-

Property, plant and equipment1119,72919,517

Right-of-use assets1284,04576,355

Intangible assets13159,806140,815

Deferred tax asset1413,71912,018

Investments accounted for using the equity method154,720

7,724

Total non-current assets284,146256,429

Total assets408,775364,883

LIABILITIES

Current liabilities

Trade payables and accruals16113,302106,177

Income taxes payable164,076-

Borrowings171,9082,035

Lease liabilities1214,291

13,570

Total current liabilities133,577121,782

Non-current liabilities

Borrowings1722,12622,338

Lease liabilities1279,116

71,116

Total non-current liabilities101,24293,454

Total liabilities234,819215,236

Net assets

173,956

149,647

EQUITY

Share capital90,61090,610

Retained earnings68,861

50,585

Total equity attributable to shareholders of the parent159,471141,195

Non-controlling interest14,485

8,452

Total equity173,956149,647

The accompanying Statement of Accounting Policies and Notes to the Consolidated Financial Statements on pages 11 to

32 form part of the Financial Statements.

-9-

Green Cross Health Limited
Consolidated statement of cash flows

For the year ended 31 March 2022

20222021

Notes$'000$'000

Cash flows from operating activities

Dividends received151,983797

Receipts from customers661,950574,576

Interest received7884

Payments to suppliers and employees(588,090)(497,800)

Income taxes paid(10,086)

(6,720)

Net cash inflow from operating activities1865,83570,937

Cash flows from investing activities

Purchases of property, plant and equipment and software intangibles(4,090)(4,971)

Acquisition of interests in equity accounted investments15(725)(128)

Acquisition of interests in subsidiary and non-controlling interests5(17,947)(7,980)

Investments and loans(2,122)

-

Net cash outflow from investing activities(24,884)(13,079)

Cash flows from financing activities

Proceeds from borrowings5,3142,712

Repayments of borrowings(5,967)(34,812)

Payment of lease liabilities(16,108)(14,498)

Interest expense(701)(1,094)

Interest expense - leases(5,480)(5,166)

Distributions to non-controlling interest(2,035)(1,475)

Dividend paid9(4,314)

-

Net cash outflow from financing activities(29,291)(54,333)

Net increase in cash and cash equivalents11,6603,525

Cash and cash equivalents at the beginning of the financial year37,30233,899

Cash acquired: business combinations5(3,808)

(122)

Cash and cash equivalents at end of year

45,15437,302

Reconciliation of closing cash and cash equivalents to the consolidated

statement of financial position:

Cash and cash equivalents

45,154

37,302

Closing cash and cash equivalents

45,154

37,302

The accompanying Statement of Accounting Policies and Notes to the Consolidated Financial Statements on pages 11 to

32 form part of the Financial Statements.

-10-

Notes to the consolidated financial statements
For the year ended 31 March 2022

1Reporting Entity

Green Cross Health Limited (the “Parent” or the "Company") is a New Zealand company registered under the Companies

Act 1993 and is an FMC entity for the purposes of the Financial Reporting Act 2013 and the Financial Markets Conduct Act

2013. The Financial Statements have been prepared in accordance with these Acts. The Company is listed on the NZX


Main Board ("NZX").

The consolidated financial statements of Green Cross Health Limited comprise the Parent, its subsidiaries, and its interest

in associates and joint ventures (together referred to as the “Group”).

2 Basis of preparation of financial statements

(a) Statement of compliance

The financial statements have been prepared in accordance with New Zealand Generally Accepted Accounting Practice

(“NZ GAAP”). They comply with New Zealand equivalents to International Financial Reporting Standards (“NZ IFRS”), and

other applicable Financial Reporting Standards, and authoritative notices as appropriate for a Tier one for profit entity.

They also comply with International Financial Reporting Standards.

The financial statements were approved by the Board of Directors on 26 May 2022.

(b) Basis of measurement

The financial statements of the Group are prepared under the historical cost basis unless otherwise noted within the

specific accounting policies below.

(c) Changes in accounting policy

The Group has consistently applied the following accounting policies to all periods presented in these consolidated

financial statements, except as mentioned below.

The IFRS Interpretations Committee released a decision in April 2021 which clarified how implementation costs incurred


in cloud computing arrangements should be treated and whether they should be expensed as incurred, or capitalised.


The impact of the decision, and subsequent framework has been assessed and adopted by the Group and it is not


material to this set of consolidated financial statements.

(d) Comparatives

Where appropriate, comparative information has been reclassified to conform to the current period's presentation.

(e) Functional and presentation currency

These financial statements are presented in New Zealand dollars ($), which is the functional currency of the entities of the

Group. All financial information presented in New Zealand dollars has been rounded to the nearest thousand.

(f)Significant estimates and judgments

The preparation of financial statements in conformity with NZ IFRS requires the Directors to make judgments, estimates

and assumptions that affect the application of policies and reported amounts of assets, liabilities, income and expenses.

The estimates and associated assumptions are based on historical experience and various other factors that are believed

to be reasonable under the circumstances, the results of which form the basis for making judgments about carrying values

of some assets and liabilities. Actual results may differ from these estimates.

In authorising the financial statements for the year ended 31 March 2022, the Directors have ensured that the specific

accounting policies necessary for the proper understanding of the financial statements have been disclosed, and that all

accounting policies adopted are appropriate for the Group’s circumstances and have been consistently applied throughout

the year for all Group entities for the purposes of preparing the consolidated financial statements.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are

recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of revision

and future periods if the revision affects both current and future periods. Information about the significant areas o

f

judgment exercised or estimation in applying accounting policies that have had a significant impact on the amounts

recognised in the financial statements are described as follows:

-11-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

2 Basis of preparation of financial statements (continued)

(f)Significant estimates and judgments (continued)

(i) Classification of investments

Classifying investments as either subsidiaries, associates or joint ventures requires the Directors to assess the degree o

f

influence which the Group holds over the invested. In arriving at a conclusion the Directors take into account the

constitutional structure of the invested, governance arrangements, current and future representation on the Board o

f

Directors, and all other arrangements which might allow influence over the operating and financial policies of the invested.

(ii) Impairment of goodwill and indefinite life intangible assets

The carrying values of goodwill and intangible assets with an indefinite useful life, are assessed at least annually to ensure

that they are not impaired. This assessment requires the Directors to estimate future cash flows to be generated by cash

generating units to which goodwill and intangible assets with indefinite useful lives have been allocated. Estimating future

cash flows entails making judgments including the expected rate of growth of revenues and expenses, margins and market

shares to be achieved, and the appropriate rate to apply when discounting future cash flows. Note 13 of these financial

statements provides more information on the assumptions the Directors have made in this area and the carrying values o

f

goodwill and indefinite life intangible assets. As the outcomes in the next financial period may be different to the

assumptions made, it is impracticable to predict the impact that could result in a material adjustment to the carrying

amount.

(iii) Accounting for leases under NZ IFRS 16

In determining the right of use assets and lease liabilities a number of estimates and judgments have been made by

management. These include determining the applicable incremental borrowing rates and assessment of the lease terms,

including any rights of renewal and whether it is reasonably certain they will be exercised. See Note 12.

(iv) COVID-19 pandemic

On 17 August 2021, the New Zealand Government raised its Alert Level to 4 (full lockdown of non-essential services). A

number of the Group’s pharmacies, medical centres and its homecare operations continued to operate in a reduced

capacity during level 4 due to the essential nature of their activities and the service they provide to the community.

The Board note the high level of business uncertainty that continues to exist in relation to the impacts of the COVID-19

pandemic including the possibility of business disruption and erosion of consumer spending. There are no provisions in

these statements for the financial impacts of COVID-19.

(g) Subsidiaries

Subsidiaries are entities that are controlled by the Group. Control exists when the Group is exposed to, or has rights to,

variable returns from its involvement in the investee and has the ability to affect those returns through its power over the

investee. Power arises when the Group has existing rights to direct the relevant activities of the investee, i.e. those that

significantly affect the investee’s returns. Control is assessed on a continuous basis.

The Group consolidates the results of its subsidiaries from the date that control commences until the date on which control

ceases. At such point as control ceases, it derecognises the assets, liabilities and any related non-controlling interests and

other components of equity. Any interest retained in the former subsidiary is measured at fair value when control is lost.

The Group discontinues the use of the equity method from the date when the investment ceases to be an associate

or a joint venture. At the date the equity method is discontinued, the difference between the carrying amount of the

associate or a joint venture and the fair value of any retained interest and any proceeds from disposing of a part interest in

the associate or a joint venture is included in the determination of the gain or loss on disposal of the associate or joint

venture.

The Group's ownership interests in subsidiaries ranges from 25% to 100% (2021: 25% to 100%). The Group consolidates

32 out of 42 entities where it holds less than half of the voting rights. This is on the basis that the Group's contractual

arrangements with these entities result in them meeting the definition of being subsidiaries as set out above.

-12-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

2 Basis of preparation of financial statements (continued)

(h) Non-controlling interests

Non-controlling interests are present ownership interests and are initially measured at either fair value or the non-

controlling interests’ proportionate share of the acquiree’s identifiable net assets. The choice of measurement basis is

determined on a transaction-by-transaction basis. Under the proportionate interest method, goodwill is not attributed to the

non-controlling interest and the Group recognises only its share of goodwill whereas under fair value, the non-controlling

interest includes its proportionate share of goodwill.

Changes in the Group’s interest in a subsidiary that do not result in a change in the control conclusion are accounted for

as transactions with equity-holders in their capacity as equity holders.

While the group has 50 (2021: 45) subsidiaries with non-controlling interests, there are no subsidiaries with individually

material non-controlling interest.

(i)Transactions eliminated on consolidation

Intra-group balances, and any unrealised income and expenses arising from intra-group transactions, are eliminated in

preparing the consolidated financial statements. Unrealised gains arising from transactions with equity accounted

investees are eliminated against the investment to the extent of the Group’s interest in the investee. Unrealised losses are

eliminated in the same way as unrealised gains, but only to the extent that there is no evidence of impairment.

(j)Goods and Services Tax (GST)

The statement of comprehensive income has been stated so that all components are exclusive of GST. All items in the

statement of financial position are stated net of GST with the exception of receivables and payables, which include GST

invoiced.

(k) Statement of cash flows

The statement of cash flows has been prepared using the direct method subject to the netting of certain cash flows.

Cash flows in respect of investments and borrowings that have been rolled-over under arranged banking facilities have

been netted in order to provide meaningful disclosures.

Cash and cash equivalents comprise cash balances and call deposits. Bank overdrafts that are repayable on demand and

form an integral part of the Group’s cash management are included as a component of cash and cash equivalents for the

purpose of the statement of cash flows.

Operating activities include all cash received from all revenue sources and all cash disbursed for all expenditure sources

including taxation refunds or payments and other transactions that are not classified as investing or financing activities.

Investing activities reflect the acquisition and disposal of property, plant and equipment and intangibles, loans to

associates, and investments in associates, subsidiaries and joint ventures.

Financing activities reflect changes in borrowings and equity.

(l)Inventory

Inventories are measured at the lower of cost and net realisable value. The cost of inventories is based on a weighted

average principle, and includes expenditure incurred in acquiring the inventories, production or conversion costs and other

costs incurred in bringing them to their existing location and condition.

(m) Government grants

Grants that compensate the Group for expenses incurred are recognised in profit and loss as other income on a

systematic basis in the periods in which the expenses are recognised.

-13-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

3 New standards and interpretations issued and not yet effective

A number of new standards, amendments to standards and interpretations are not yet effective for the year ended 31

March 2022. These have been assessed for applicability to the Group and the Directors have concluded that they will not

have a significant impact on future financial statements, except for amendment to NZ IAS 1 Classification of Liabilities

which was early adopted by the Group in the financial year ended 31 March 2020.

4 Segment reporting

The Group has three reportable segments: pharmacy services, medical services and community health. The pharmacy

services segment provides retail and dispensary services, the medical services segment provides GP, nursing and urgent

care services and the community health segment provides in home and community care.

The Group’s main operations are in the pharmacy industry providing pharmacy services through consolidated stores,

equity accounted investments and franchise stores. The medical services segment includes fully owned and equity

accounted medical centres, and support services provided to these medical centres, as well as medical centres outside

the Group. The community health segment provides services direct to the community to support independent living.

The Board monitors the various revenue streams within each reportable segment separately however, they do not meet

the criteria for separate disclosure due to the following:

Aggregation of the operating segments within each reportable segment is consistent with the core principle of NZ

IFRS 8, i.e. aggregating will not distort the interpretation of the financial statements for the users;

The operating segments within each reportable segment share the same economic characteristics; and

The nature of the products and services, and the nature of the regulatory environment are the same for the

operating segments.

-14-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

4 Segment reporting (continued)

Operating segments

Information about reportable segments

Pharmac

y

Services

Medical

Services

Communit

y

HealthCorporateTotal

Notes $'000$'000$'000$'000$'000

March 2022

External revenues6.1364,477110,551191,600-666,628

Other income*

2,636

421642-3,699

Total Revenue

367,113

110,972192,242-670,327

Cost of products sold(209,995)(169)--(210,164)

Employee benefit expense(72,641)(77,156)(178,223)-(328,020)

Lease expenses(77)(313)(174)-(564)

Other expenses**(30,422)(13,562)(6,324)(3,281)(53,589)

Depreciation and amortisation(5,599)(1,471)(391)-(7,461)

Depreciation - leases(11,858)(4,049)(1,526)-(17,433)

Impairment(841)---(841)

Share of equity accounted net

earnings

174

1,719--1,893

Segment Profit

35,854

15,9715,604(3,281)54,148

Interest income78

Interest expense(701)

Interest expense - leases

(5,480)

Profit before tax48,045

Tax expense

(14,292)

Profit after tax33,753

Non-controlling interest

(9,192)

Net Profit attributable to the

shareholders of the parent

24,561

Reportable segment assets280,40590,06649,382(11,078)408,775

Reportable segment liabilities133,73374,16438,000***(11,078)234,819

*Other income includes:

Government wage subsidies and resurgence support payments received of $1.9m within Pharmacy Services an

d

$0.6m in Community Health.

Gain on step acquisitions, $0.7m within Pharmacy Services and $0.4m within Medical Services.

**Other expenses within Corporate includes one-off transaction costs of $1.4m associated with the process to acquire

Tamaki Health. Green Cross Health along with its consortium partner formally withdrew from the process in Novembe

r

2021.

***Intersegmental elimination.

-15-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

4 Segment reporting (continued)

Pharmacy

Services

Medical

Services

Communit

y

HealthCorporateTotal

Note$'000$'000$'000$'000$'000

March 2021

External revenues6.1307,74381,687170,181-559,611

Other income*

9,095

4661,230-10,791

Total Revenue

316,838

82,153171,411-570,402

Cost of products sold(188,007)---(188,007)

Employee benefit expense(59,233)(58,779)(159,281)-(277,293)

Lease expenses(2,004)(143)(60)-(2,207)

Other expenses(26,825)(10,943)(5,706)(2,084)(45,558)

Depreciation and amortisation(6,233)(1,042)(785)-(8,060)

Depreciation - leases(10,507)(3,015)(1,816)-(15,338)

Impairment(197)-(45)-(242)

Share of equity accounted net

earnings

314

1,091--1,405

Segment Profit

24,146

9,3223,718(2,084)35,102

Interest income84

Interest expense(1,094)

Interest expense - leases

(5,166)

Profit before tax28,926

Tax expense

(7,890)

Profit after tax21,036

Non-controlling interest

(4,284)

Net Profit attributable to the

shareholders of the parent

16,752

Reportable segment assets269,99864,18141,807(11,103)364,883

Reportable segment liabilities136,93654,45434,949**(11,103)215,236

*Other income includes government wage subsidies received of $9.1m within Pharmacy Services, $0.5m Medical Services

and $1.2m Community Health.

**Intersegmental elimination

-16-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

5 Business combinations

Business combinations acquired during the year include; Apollo Medical Limited, Darfield Medical Centre Limited, Gain

Health Centre Limited, Muritai Health Centre Limited, Mt Wellington Health Centre, Wakatipu Medical Centre, Onehunga

Medical Pharmacy (2022) Limited, Katikati & Katikati Health Pharmacies, Whakatane Pharmacies 2021 Limited, The

Doctors (Napier) Limited, Silverstream Health Centre Limited and Walls & Roche Royal Oak Pharmacy Limited. None o

f


these acquisitions are individually material to the Group's result.

Carrying

ValueFair value

$'000$'000

Identifiable assets acquired and liabilities assumed

Total assets13,46113,461

Total liabilities

(9,815)

(9,815)

Identifiable net assets

3,646

3,646

Consideration transferred

Satisfied by:

Cash consideration17,947

Deferred consideration648

Effect of step acquisitions

3,816

Total consideration22,411

Less cash acquired (included in assets above)

(3,808)

Net consideration

18,603

Goodwill

Goodwill recognised as result of the acquisitions are as follows:

Total consideration22,411

Identifiable net assets

(3,646)

Goodwill

18,765

The amount of revenue included in the consolidated statement of comprehensive income is $33.0 million with a net profit

after tax of $3.2 million in respect of the entities acquired during the year.

If the acquisitions had occured on 1 April 2021, management estimates that consolidated operating revenue would have

been $699.6m, and consolidated profit after tax for the year would have been $37.4m.

6 Operating performance

6.1 Revenue

20222021

Revenue from contracts with customers$'000$'000

Pharmacy retail and dispensary305,738280,553

Other pharmacy services58,73927,190

Medical services110,55181,687

Community health

191,600

170,181

666,628559,611

-17-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

6 Operating performance (continued)

Disaggregation of contract revenue

Reportable segments

Pharmacy

Services

Medical

Services

Community

Health

Services

Total

$'000$'000$'000$'000

Year ended 31 March 2022

Timing of revenue recognition

Transferred at a point in time349,27444,438130,782524,494

Transferred over time

15,203

66,11360,818142,134

364,477110,551191,600666,628

Year ended 31 March 2021

Timing of revenue recognition

Transferred at a point in time297,93633,516121,258452,710

Transferred over time

9,807

48,17148,923106,901

307,74381,687170,181559,611

Pharmacy retail and dispensing services

Pharmacy retail and dispensary services include retail sales, dispensing, professional advisory and care services. For all

these services control is considered to pass to the customer at the point when the customer can use or otherwise benefit

from the goods and services. For retail sales, control passes at point of sale. Retail sales are predominantly by credit card,

debit card or in cash.

The Group operates its own Living Rewards loyalty programme. When a retail sale is made and points are earned, the

resulting revenue is allocated between the loyalty programme and the other components of the sale. The amount allocated

to the loyalty programme is deferred, and is recognised as revenue when the points are redeemed under the terms of the

programme or when it is no longer probable that the points under the programme will be redeemed.

Other pharmacy services

These mainly include franchise fees, supplier income and other service revenue. Control for franchise services pass over

time as the services are delivered over the term of the franchise agreement. Payment terms for franchise fees is generally

20 to 30 days. Supplier income is earned, as promotional services are rendered over a specified time period by the Group.

Payment terms are generally 20 to 30 days.

Medical services

Medical services include capitation and health services and patient fees. Control for capitation and health services passes

over time as the healthcare services are delivered to the patient over a certain time period. Payments terms are generally

20 to 30 days. Patient fees are earned at a point in time. Control passes to the customer when service has been delivered

to a customer. Patient fees are predominantly by credit card, debit card or in cash.

Community Health services

Community Health services consist primarily of community health and support services. Control passes to the customer as

the services are delivered and simultaneously consumed by the customer. Payment terms are generally 30 to 60 days.

-18-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

6 Operating performance (continued)

Contract assets and contract liabilities

Current contract assets represent revenue where the service has been provided but not yet invoiced to the customer.

When the customer has been invoiced, any outstanding balances are included in receivables. Contract liabilities reflect

payments received for services that have not yet been provided and the payments will be recognised as revenue over

time.

Costs directly related to the acquisition of a contract or renewal of an existing contract are capitalised and amortised over

the life of the contract. Cost relating to fulfilling a contract are only capitalised if they meet the recognition criteria under NZ

IFRS 15. Costs incurred in obtaining a contract are only capitalised to the extent they are incremental.

Contract balances

The following table provides information, about receivables, contract assets and contract liabilities from contracts with

customers:

31 Mar 202231 Mar 2021

$'000$'000

Trade receivables which are included in trade and other receivables31,06624,180

Contract assets16,12413,834

Contracts liabilities(10,786)(7,994)

Significant changes in the contract assets and the contract liabilities during the period are as follows:

2022202220212021

Contract

Assets

Contract

liabilities

Contract

Assets

Contract

liabilities

Revenue recognised that was included in the contract

liability balance at the beginning of the period-7,994-6,019

Transfer from contract assets recognised at the

beginning of the period to receivables13,834-14,273-

As at 31 March 2022, the amount of revenue deferred and recognised as a contract liability for the loyalty programme is

$7.5m (2021: $7.2m). This will be recognised as revenue as the loyalty points are redeemed or expire, which is expected

to occur over the next fifteen months.

6.2 Operating expenditure

20222021

$'000$'000

Cost of products sold210,164188,007

Employee benefit expense328,020277,293

Lease expenses5642,207

Other expenses51,80044,070

Audit fees250244

Other services provided by auditors226124

Directors’ fees in respect of the parent company450411

Directors’ fees in respect of the subsidiary companies224224

Bad debts written off and movement in doubtful debt provision

639

485

592,337513,065

Auditor’s remuneration to KPMG comprises:

Annual audit of financial statements250229

Annual audit of financial statements - Prior year

-

15

250244

-19-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

6 Operating performance (continued)

20222021

$'000$'000

Other services provided by auditors:

Taxation services224124

Other services

2

-

226124

Taxation services relate to compliance and related services, and tax support associated with the Tamaki Health process.

Other services relates to cyber security testing.

7 Income tax expense

20222021

Notes$'000$'000

Current tax expense(15,993)(3,853)

Deferred tax benefit/(expense)14

1,701

(4,037)

Total current tax

(14,292)

(7,890)

Imputation credit account:

Available for use in subsequent periods $24.9m (2021: $21.8m).

20222021

Notes$'000$'000

Numerical reconciliation between tax expense and pretax accounting profit

Profit before tax48,04528,926

Income tax expense at 28% (13,453)(8,099)

(Add)/Deduct tax effects of adjustments:

Other

(839)

209

(14,292)(7,890)

Taxation accounting policy

Income tax expense is charged to profit and loss and comprises current tax and deferred tax, unless it relates to an item

recognised in other comprehensive income or equity in which case it is recognised in other comprehensive income or

equity.

Current tax is the estimated tax payable on the current period’s taxable income using current tax rates, adjusted for any

under or over accrual in respect of prior periods.

Deferred tax is recognised using the balance sheet approach, allowing for temporary differences between the carrying

amounts of assets and liabilities for accounting purposes and the carrying amounts for tax purposes. A deferred tax asset

is recognised to the extent that it is probable that future taxable profits will be available against which the temporary

differences can be utilised. Deferred tax assets are reviewed at each reporting date and are reduced to the extent that it is

no longer probable that the related benefit will be realised.

-20-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

8 Earnings per share

The earnings per share and dividend per share is calculated using the Group’s result divided by the weighted average

number of shares for the listed entity, Green Cross Health Limited.

20222021

cents pe

r

share

cents pe

r

share

Basic earnings per share

17.16

11.70

The calculation of basic earnings per share is based on the profit attributable to equity holders of the parent and a

weighted average number of ordinary shares issued during the year of 143,152,759 (2021: 143,152,759).

Diluted earnings per share

17.10

11.69

The calculation of diluted earnings per share is based on the profit attributable to equity holders of the parent and a

weighted average number of ordinary shares issued during the year after adjustment for the effects of all dilutive ordinary

shares of 143,649,768 (2021: 143,302,759).

Net tangible assets/(liabilities) per share

0.30

(2.23)

The calculation of net tangible assets/(liabilities) per share is based on net assets/(liabilities) less deferred tax and

intangible assets (refer Note 13 and Note 14) and the closing number of ordinary shares at the end of the year.

Net assets per share

121.52

104.54

The calculation of net assets per share is based on net assets and the closing number of ordinary shares at the end of the

year.

9 Dividends

20222021

cents pe

r

share

cents pe

r

share

Dividends per share

3.00

-

In December 2021, Green Cross Health Limited paid an interim dividend of 3.0 cents per qualifying ordinary share to

shareholders, which was fully imputed to 28%. (2021: None).

10 Trade and other receivables and income taxes refundable

20222021

$'000$'000

Trade receivables31,06624,180

Provision for doubtful debts(2,138)(1,511)

Contract assets16,12413,834

Accrued income496534

Other receivables and prepayments

1,762

1,896

47,31038,933

Other receivable - non-current asset

2,127

-

Income taxes refundable

-

1,831

-21-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

11 Property, plant and equipment

20222021

$'000$'000

Opening Cost82,51679,319

Acquisitions through business combinations3,456275

Additions4,1354,204

Disposals(498)(1,282)

Assets written off

(3,585)-

Closing cost

86,024

82,516

Opening accumulated depreciation63,54058,667

Depreciation for the period6,3195,921

Disposals(494)(1,048)

Assets written off

(2,880)-

Closing accumulated depreciation

66,485

63,540

Closing book value19,53918,976

Work in progress

190

541

Total property, plant and equipment

19,729

19,517

Property, plant & equipment accounting policy

Property, plant & equipment owned by the Group consists primarily of leasehold improvements and is stated at cost less

accumulated depreciation and any impairment losses. Property, plant & equipment acquired in stages is not depreciated

until the asset is ready for its intended use.

Depreciation is provided on a straight-line basis on all property, plant & equipment components to allocate the cost of the

asset (less any residual value) over its useful life or if it relates to assets in a leased premises, the life of the lease i

f

shorter. The residual values and remaining useful lives of asset components are reviewed at least annually.

Current estimated useful lives of property, plant and equipment are between two and twelve years.

Subsequent expenditure capitalised only if it is probable that future economic benefit associated with the expenditure will

flow to the Group. All other costs are recognised in the profit and loss as expenditure when incurred.

Any resulting gain or loss on disposal of an asset is recognised in the profit and loss in the period in which the asset is

disposed of.

12 Leases

As a lessee

The Group’s leased assets include property leases for pharmacies, medical centres and offices. The lease terms of these

leases typically range from 2 to 30 years (inclusive of any renewal options). Some leases provide for additional rent

payments that are based on changes in CPI or market rental rates. The Group also leases motor vehicles and equipment,

which typically run for a period of 3 to 5 years.

As a lessee, the Group recognises right-of-use assets and lease liabilities for the majority of its leases – i.e. these leases

are on-balance sheet.

The carrying amounts of right-of-use assets and lease liabilities are as below:

Right-of-use assetsPropert

y

Motor

VehiclesEquipmentTotal

$'000$'000$'000$'000

2022

Balance as at 1 April 202175,28362644676,355

Balance as at 31 March 202280,2992,6061,14084,045

Depreciation16,01891050517,433

-22-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

12 Leases (continued)

Property

Motor

VehiclesEquipmentTotal

$'000$'000$'000$'000

2021

Balance as at 1 April 202083,7051,3451,04086,090

Balance as at 31 March 202175,28362644676,355

Depreciation14,02571959415,338

Additions to property of $21.4m (2021: $3.3m) have been made to right-of-use assets during the current year.

Lease liabilitiesPropert

y

Motor

VehiclesEquipmentTotal

$'000$'000$'000$'000

2022

Balance as at 1 April 202183,51368648784,686

- Current liability12,39768648713,570

- Non-current liability71,116--71,116

Balance as at 31 March 202289,6102,6211,17693,407

- Current liability13,06057066114,291

- Non-current liability76,5502,05151579,116

2021

Balance as at 1 April 202091,0931,4081,07993,580

- Current liability12,39172259213,705

- Non-current liability78,70268648779,875

Balance as at 31 March 202183,51368648784,686

- Current liability12,39768648713,570

- Non-current liability71,116--71,116

The Group recognises a right-of-use asset and a lease liability at the lease commencement date. The right-of-use asset is

initially measured at cost, and subsequently at cost less any accumulated depreciation and impairment losses and

adjusted for certain remeasurements of the lease liability.

The lease liability is initially measured at the present value of the lease payments that are not paid at the commencement

date, discounted using the interest rate implicit in the lease or, if that rate cannot be readily determined, the Group’s

incremental borrowing rate. Generally, the Group uses its incremental borrowing rate as the discount rate.

The lease liability is subsequently increased by the interest cost on the lease liability and decreased by lease payment

made. It is re-measured when there is:

a change in future lease payments arising from a change in an index or rate; or

a change in the estimate of the amount expected to be payable under a residual value guarantee; or

changes in assessment of whether a purchase or extension option is reasonably certain to be exercised or a

termination option is reasonably certain not to be exercised; or

any other change in the future lease payments or the lease term due to a lease modification that’s not accounted

for as a separate lease.

The Group has applied judgement to determine the lease term for some lease contracts in which it is a lessee that include

renewal options. The assessment of whether the Group is reasonably certain to exercise such options impact the lease

term, which significantly affects the amount of lease liabilities and right-of-use assets recognised.

The Group negotiated rent concessions with its landlords for some of its property leases as a result of the impacts of the

COVID-19 pandemic during the period.The Group applied the practical expedient for COVID-19 related rent concessions

consistently to eligible rent concessions relating to its property leases.

-23-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

12 Leases (continued)

The amount credited to the consolidated statement of comprehensive income for the reporting period to reflect changes in

lease payments arising from rent concessions to which the Group has applied the practical expedient is $0.6m (2021:

$1.2m).

20222021

$'000$'000

Maturity analysis of contractual undiscounted cash flows

Less than one year18,63316,862

Two to five years50,11743,331

More than five years

54,716

50,678

123,466110,871

As a lessor

The Group sub-leases some of its properties. The right-of-use assets recognised from the head leases are measured at

cost. The sub-lease contracts are classified as operating leases under NZ IFRS 16.

13 Intangible assets

20222021

Notes$'000$'000

Software and other intangible assets

Opening costs17,47517,687

Acquisitions through business combinations36-

Additions1371,112

Disposals(1,162)(651)

Assets written-off/impairment

(878)

(673)

Closing cost

15,608

17,475

Opening accumulated amortisation12,66611,405

Amortisation for the period1,2792,139

Disposals(567)(447)

Assets written-off/impairment

(742)

(431)

Closing accumulated amortisation

12,636

12,666

Closing book value

2,972

4,809

Goodwill

Opening costs136,006127,242

Other acquired goodwill2,177295

Additions518,7658,529

Disposals

(114)

(60)

Closing cost

156,834

136,006

Total intangible assets

159,806

140,815

Intangible assets accounting policy

Intangible assets recognised by the Group are stated at cost less accumulated amortisation and any impairment losses

with the exception of goodwill (see below).

Intangible assets acquired in stages are not amortised until the asset is ready for its intended use.

-24-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

13 Intangible assets (continued)

Amortisation is provided on a straight-line basis for software to allocate the cost of the asset (less any residual value) over

its useful life. The residual values and remaining useful lives of software are reviewed at least annually. Other intangible

assets represent franchisee store rebranding costs and have an indefinite life.

Estimated useful lives of the asset classes are:

Software 3-5 years

Subsequent expenditure is capitalised if future economic benefit will flow to the Group and the requirements of the

standard are met. All other costs are recognised in the profit and loss as expenditure when incurred.

Any resulting gain or loss on disposal of an intangible asset is recognised in the profit and loss in the period in which the

intangible asset is disposed of.

Intangible assets disclosed in the financial statements relate to computer software, trademarks and other indefinite life

intangible assets. Indefinite life intangible assets are tested annually for impairment.

Goodwill accounting policy

Goodwill arises on the acquisition of subsidiaries. Goodwill represents the excess of the purchase consideration over the

fair value of the net identifiable tangible and intangible assets at the time of acquisition.

Goodwill is allocated to the relevant cash generating units expected to benefit from the acquisition and tested for

impairment annually, or earlier at any interim reporting dates if there are indicators of impairment.

If the recoverable amount is less than the carrying amount of the cash generating unit then an impairment loss is

recognised in profit and loss and the carrying amount of the asset is written down. Recoverable amount is calculated as

the greater of the fair value less cost to sell and value in use.

The relative value of the goodwill allocated to the relevant cash generating unit is included in the determination of any gain

or loss on disposal.

Impairment testing

Discounted cash flow (DCF) models have been based on three-year forecast cash flow projections. The budget for the

year-ending 31 March 2023 is the basis for the first year's projections and projections for subsequent periods have been

based on this plus growth. Terminal cash flows are projected to grow in-line with the New Zealand long-term inflation rate.

The discount rate was a post-tax measure based on the rate of 20-year government bonds issued by the government in

the relevant market and in the same currency as the cash flows, adjusted for a risk premium to reflect both the increased

risk of investing in equities generally and the systematic risk of the specific CGU.

Impairment test assumptions 2022Pharmac

y

Services

Medical

Services

Communit

y

Health

Notes$'000$'000$'000

Discount rate - post tax%8.45%10.30%11.73

Terminal growth rate%2.50%2.50%2.50

Carrying amount of goodwill allocated to the unit ($000)85,75852,01519,061

Carrying value of other intangible assets with indefinite useful lives ($000)2,048--

Impairment test assumptions 2021Pharmac

y

Services

Medical

Services

Communit

y

Health

Discount rate - post tax%8.23%8.50%9.57

Terminal growth rate%1.50%1.50%1.50

Carrying amount of goodwill allocated to the unit ($000)76,87540,07019,061

Carrying value of other intangible assets with indefinite useful lives ($000)2,048--

For the purpose of impairment testing, goodwill is allocated to the Group's operating divisions which represent the lowest

level within the Group at which the goodwill is monitored for internal management purposes. Goodwill is allocated across

all operations within a division that have similar economic characteristics and collectively benefit from acquisitions that

increase the Group's portfolio.

-25-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

13 Intangible assets (continued)

Sensitivities

No impairment was identified for Pharmacy Services, Medical Services or Community Health services as a result of this

review, nor under any reasonable possible change, in any of the key assumptions described above.

14 Deferred tax assets

The movement in deferred tax asset and liability during the year is made up of the following:

Opening Net additions

Recognised in

profit and

lossClosing

$'000$'000$'000$'000

Group - 2022

Property, plant and equipment2,317-4922,809

Provisions and accruals6,922-1,3508,272

Tax losses446-(429)17

Right of use assets(21,379)(7,035)4,881(23,533)

Lease liabilities

23,712

7,035(4,593)26,154

12,018-1,70113,719

Group - 2021

Property, plant and equipment2,288-292,317

Provisions and accruals6,785-1376,922

Tax losses4,885-(4,439)446

Right of use assets(24,105)(1,569)4,295(21,379)

Lease liabilities

26,202

1,569(4,059)23,712

16,055-(4,037)12,018

15 Equity accounted group investments

20222021

$'000$'000

The movement in equity accounted investments comprises:

Opening carrying amount7,7246,988

Investment in associates and joint ventures725128

Disposal of associates and joint ventures(3,639)-

Share of net earnings1,8931,405

Dividends22

(1,983)

(797)

4,7207,724

There are no individually material associates or joint ventures.

Amount of goodwill within the carrying amount of equity accounted group

investments:

Opening carrying amount4,0244,024

Disposal of associates and joint ventures

(2,037)

-

Closing carrying amount

1,987

4,024

-26-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

15 Equity accounted group investments (continued)

Summary associate and joint venture financial information

The aggregate results of the associates and joint venture financial position and current year's profit are as follows:

AssetsLiabilitiesRevenue

Net profit

after tax

$'000$'000$'000$'000

As at and for the year ended 31 March 202213,4736,68834,7624,539

As at and for the year ended 31 March 202116,3529,30551,7084,326

Investments in associates and joint ventures accounting policy

An associate is an investee over which the Group has significant influence, which is the power to participate in the

financial and operating policy decisions of the investee but not to control or jointly control those policies.

A joint venture is a joint arrangement in which the parties that have joint control of the arrangement have rights to the net

assets of the arrangement. Joint control is the contractually agreed sharing of control of the arrangement which only exists

when decision about the relevant activities require the unanimous consent of the parties sharing control.

The results and assets and liabilities of associates and joint ventures are incorporated into the financial statements of the

Group using the equity method of accounting. Under the equity method, the initial investment in the Group financial

statements is measured at cost and adjusted thereafter for the Group’s share of profit and loss and other comprehensive

income of the associate and joint venture. Any goodwill arising on the acquisition of an associate or joint venture

investment is included in the carrying amount of the investment net of dividends received. Where the Group’s share o

f

losses of the associate of joint venture exceeds the Group’s interest in that associate or joint venture, the Group

discontinues recognising its share of losses unless it has a legal or constructive obligation to continue doing so. The equity

method is discontinued where the Group ceases to exert significant influence or joint control over the investee.

Accounting policies adopted by associates and joint ventures are generally consistent with those of the Group. Where a

material difference does exist, appropriate adjustments are applied to ensure congruence with the policies of the Group,

the most significant of these being the recognition of deferred tax.

16 Trade and other payables and income taxes payable

20222021

$'000$'000

Payables and accruals

Trade payables34,39938,228

Payable to non-controlling interest7,3997,875

Contract liabilities10,7867,994

Accrued expenses31,18725,228

Employee entitlements

29,531

26,852

113,302106,177

Income taxes payable

4,076

-

Employee entitlements accounting policy

Employee entitlements for salaries, bonuses, long service, alternate and annual leave are provided for and recognised as

a liability when benefits are earned by employees but not paid at the reporting date.

-27-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

17 Borrowings

20222021

$'000$'000

Current1,9082,035

Non-current

22,126

22,338

24,03424,373

The Group's interest rate on outstanding loans is calculated based on BKBM or cost of funds plus a margin. The current

interest rate is between 2.16% and 5.20% (2021: 2.25% - 3.96%). A 0.5% increase/decrease in the effective interest rate

would result in a decrease/increase in after tax profit of $87,000.

Green Cross Health Limited and all its subsidiaries provided guarantees and indemnities in favour of BNZ covering all

loans held by the parent and subsidiary companies. Loans within partnership subsidiaries are covered by a GSA

agreement over the individual business assets.

Security has also been provided by Green Cross Health Limited in favour of ANZ in relation to one Pharmacy subsidiary.

The Group's primary lender is the BNZ. As at balance date, the Group has undrawn banking facilities of $44m (2021:

$41m). The maturity of the debt facility with BNZ is 31 August 2024.

Borrowings and advances accounting policy

Borrowings and advances are initially recognised at fair value, including directly attributable transaction costs.

Subsequent to initial recognition, borrowings and advances are measured at amortised cost using the effective interest

method, less any impairment losses on advances.

18 Operating cash flow reconciliation

20222021

$'000$'000

Profit for the year33,75321,036

Add/(deduct) non-cash items:

Depreciation, amortisation and impairment25,73523,640

Other non-cash items3,273(3,946)

Add/(deduct) changes in working capital:

Receivable and accruals movement(8,377)4,174

Inventory(1,777)4,332

Payable and accruals movements7,12515,525

Add/(deduct) items classified as cash flows from financing activities:

Interest expense6231,010

Interest expense - leases

5,480

5,166

Net cash inflow from operating activities

65,835

70,937

-28-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

19 Shares on issue

20222021

$'000$'000

Shares authorised and on issue

Opening number of shares143,303143,303

Shares issued - fully paid--

Shares issued - partly paid--

Shares cancelled - partly paid

(150)

-

143,153143,303

Shares held as treasury stock-(150)

Performance share rights

497

-

143,650143,153

All ordinary shares carry equal rights in terms of voting, dividend payments and distribution upon winding up.

Share capital

Incremental costs directly attributable to the issue of ordinary shares, share options and share capital are recognised as a

deduction from equity.

20 Share-based payments

Performance Share Rights

Performance Share Rights (PSRs) were offered to some senior executives, commencing 1 April 2019. Under the scheme

PSRs are issued to participants which give them the rights to receive ordinary shares in the Company after a three year

period, subject to certain vesting and other conditions being met. The fair value is measured at grant date and amortised

over the vesting period. The vesting of the PSRs is subject to the Company achieving performance hurdles relating to the

growth of its earnings per share over a three year measurement period. There is no exercise price for these performance

rights and there is no right to dividends during the vesting periods.

The total expense recognised in the year to 31 March 2022 in relation to the PSRs was $90,000 (2021: $316,000). No

rights were vested or exercised during the year.

PSRs granted are summarised as below:

Grant DatePSR PeriodPSRs grantedPSRs vested

PSRs end o

f

period

23/10/2020 01/04/2019 - 31/03/2022131,637-131,637

23/10/202001/04/2020 - 31/03/2023176,693-176,693

28/06/2021

01/04/2021 - 31/03/2024

188,679

-188,679

Total497,009-497,009

21 Financial instruments

The Group is party to financial instruments as part of its normal operations. Financial instruments include cash and cash

equivalents, borrowings, trade and other receivables and trade and other payables.

Financial instruments are initially recognised at their fair value less transaction costs, and subsequently measured at their

amortised cost. A financial instrument is recognised if the Group becomes a party to the contractual provisions of the

instrument. Financial assets are derecognised if the Group’s contractual rights to the cash flows from the financial assets

expire or if the Group transfers the financial asset to another party without retaining control or substantially all risks and

rewards of the asset. Financial liabilities are derecognised if the Group’s obligations specified in the contract expire or are

discharged or cancelled.

Financial assets and financial liabilities are recognised at amortised cost.

Risk management policies are used to mitigate the Group’s exposures to credit risk, liquidity risk and market risk that arise

in the normal course of operations.

-29-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

21 Financial instruments (continued)

Credit Risk

The Group’s maximum credit risk resulting from a third party defaulting on its obligations to the Group is represented by

the carrying amount of each financial asset on the statement of financial position. The Group is not exposed to any

material concentrations of credit risk other than its exposure within the retail pharmacy and government sectors. The

Group monitors credit limits on a monthly basis. All credit facilities to external parties are provided on normal trade terms

(unsecured, to a maximum of 45 days). At any one time, the Group generally has amounts owed to and amounts owed by

the same counterparty, although no legal right of set-off exists. The Parent company holds direct debit authorities for

amounts payable under the contractual terms of its franchise agreements. The Parent regularly monitors the credit ratings

issued, and any qualifications to those ratings, to the financial institutions (and those of the ultimate parent financial

institution) used by the Group.

The status of trade receivables at reporting date is as follows:

Gross

receivable

2022

Impairment

2022

Gross

receivable

2021

Impairment

2021

$'000$'000$'000$'000

Trade and other receivables

Not past due40,931-37,567-

Past due 0-30 days4,300-938-

Past due 31-120 days4,206-428-

Past due more than 120 days

2,138

(2,138)1,511(1,511)

Total

51,575

(2,138)40,444(1,511)

Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual obligations. The Group evaluates its liquidity

requirements on an ongoing basis. In general, the Group generates sufficient cash flows from its operating activities to

meet its obligations arising from its financial liabilities and has credit lines in place to cover potential shortfalls. The

following table sets out the contractual cash flows for financial liabilities that are settled on a gross cash flow basis:

Carrying Value

Contractual

cash flows

Less than one

yea

r

Between one

year and two

years

Between two

years and five

years

$'000$'000$'000$'000$'000

2022

Borrowings24,03425,9861,9561,50022,530

Trade and other payables

72,985

72,98572,985--

Total non-derivative

liabilities

97,019

98,97174,9411,50022,530

Carrying Value

Contractual

cash flows

Less than one

year

Between one

year and two

years

Between two

years and five

years

$'000$'000$'000$'000$'000

2021

Borrowings24,37325,6272,08621,0492,492

Trade and other payables

71,331

71,33171,331--

Total non-derivative

liabilities

95,704

96,95873,41721,0492,492

-30-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

21 Financial instruments (continued)

Market Risk

Refer to note 17 for details of the interest rates for the group loans and borrowings, which are the most significant financial

instruments.

Capital management

The Group’s capital includes share capital and retained earnings. The Group is not subject to any externally imposed

capital requirements.

The allocation of capital between its specific business segments’ operations and activities is, to a large extent, driven by

the optimisation of the return achieved on the capital allocated. The process of allocating capital to specific business

segment operations and activities is undertaken independently of those responsible for the operation.

The Group’s policies in respect of capital management and allocation are reviewed regularly by the Board of Directors.

The carrying amount of the Group’s on-balance sheet financial instruments including trade and other receivables, cash

and cash equivalents, borrowings and trade payables, closely approximate their fair values as at 31 March 2022 and 31

March 2021. The assessment of fair value relating to borrowings was determined by reference to observable market data

(level 2).

22 Related parties

The Group has commercial franchise agreements with stores relating to marketing levies and franchise fees. The Group

also enters into transactions on behalf of the stores which are on-charged. These transactions comprise items such as

training courses, supplier agreements, central advertising campaigns, loyalty card costs, and IT related costs. The Parent

has leased some equipment which is on-leased to associate companies. The Parent performs accounting services, based

on agreed terms, for some of the stores and medical centres.

The Parent has shareholder agreements with the other shareholders of the associates. The agreements set out the return

on investment/profit sharing arrangements relating to these investments. Payable to non-controlling interests represents

loans advanced to the Group.

Related party transactions for the group:

Transaction value

Balance outstanding

2022202120222021

$'000$'000$'000$'000

Franchise fees and on-charged costs to equity

accounted investments62117819

Management service charges and on charged

costs to equity accounted investments30561812175

Dividend Income1,983797--

Receivable from other related parties--2,464586

Key management personnel remuneration

The Group provides compensation to key management personnel which comprises the directors and executive officers.

Some senior executives also participate in the performance share rights. Key management personnel (includes the Group

CEO, the Group CFO, some senior executives and company directors) compensation comprised:

20222021

$'000$'000

Remuneration and Directors fees2,1631,963

Short term employee benefits433303

Long term incentives

90

316

2,6862,582

-31-

Notes to the consolidated financial statements
For the year ended 31 March 2022

(continued)

23 Subsequent events

On 26 May 2022, Green Cross Health Limited declared a final dividend of 3.5 cents per qualifying ordinary share

amounting to $5.0m, which will be fully imputed at 28%. The dividend record date is 10 June 2022 and payment will occur

on 23 June 2022.

No adjustment is required to these consolidated financial statements in respect of this event.

-32-

---

GREEN CROSS HEALTH RESULTS ANNOUNCEMENT 27/05/2022
(for Equity Security issuer/Equity and Debt Security issuer)



Results for announcement to the market

Name of issuer

GREEN CROSS HEALTH LIMITED (GXH)

Reporting Period 12 months to 31 March 2022

Previous Reporting Period 12 months to 31 March 2021

Currency

New Zealand Dollars

Amount (000s) Percentage change

Revenue from continuing operations

$670,327 17.52%

Total Revenue $670,327 17.52%

Net profit from continuing operations attributable

to shareholders

$24,561 46.62%

Total net profit attributable to shareholders

$24,561 46.62%

Final Dividend

Amount per Quoted Equity Security 0.03500000

Imputed amount per Quoted Equity Security 0.01361111

Record Date 10 June 2022

Dividend Payment Date 23 June 2022

Current period Prior comparable period

Net tangible assets per Quoted Equity Security* $0.003 -$0.02

A brief explanation of any of the figures above

necessary to enable the figures to be understood


* Due to the nature of the Company’s business,

intangibles assets are a major component of total assets.

Net assets per quoted equity security are $1.22 (31

March 2021: $1.05).


Please refer to the attached audited Financial Statements

for the twelve months ended 31 March 2022.


Authority for this announcement

Name of person


authorised to make

this announcement

Ben Doshi – Group CFO

Contact person for this

announcement

Ben Doshi – Group CFO

Contact phone number +64 9 571 9080

Contact email address

ben.doshi@greencrosshealth.co.nz

Date of release through MAP


27/05/2022


Audited financial statements accompany this announcement.

---

DISTRIBUTION NOTICE 27/05/2022

Section 1: Issuer information

Name of issuer Green Cross Health Limited

Financial product name/description Ordinary Shares

NZX ticker code GXH

ISIN (If unknown, check on NZX

website)

NZBDOE0001S8

Type of distribution

(Please mark with an X in the

relevant box/es)

Full Year X Quarterly

Half Year Special

DRP applies No

Record date 10/06/2022

Ex-Date (one business day before

the Record Date)

09/06/2022

Payment date (and allotment date for

DRP)

23/06/2022

Total monies associated with the

distribution

$5,010,347

Source of distribution (for example,

retained earnings)

Retained earnings

Currency NZD

Section 2: Distribution amounts per financial product

Gross distribution 0.04861111

Total cash distribution 0.03500000

Excluded amount (applicable to listed

PIEs)

n/a

Supplementary distribution amount 0.00617647


Page 2

Section 3: Imputation credits and Resident Withholding Tax

Is the distribution imputed Fully imputed



If fully or partially imputed, please

state imputation rate as % applied

28%

Imputation tax credits per financial

product

0.01361111

Resident Withholding Tax per

financial product

0.00243056

Section 4: Distribution re-investment plan (if applicable)

DRP % discount (if any)

N/A

Start date and end date for

determining market price for DRP

N/A N/A

Date strike price to be announced (if

not available at this time)

N/A

Specify source of financial products to

be issued under DRP programme

(new issue or to be bought on market)

N/A

DRP strike price per financial product

N/A

Last date to submit a participation

notice for this distribution in

accordance with DRP participation

terms

N/A

Section 5: Authority for this announcement

Name of person


authorised to make

this announcement

Ben Doshi – Group CFO

Contact person for this announcement Ben Doshi – Group CFO

Contact phone number +64 9 571 9080

Contact email address

ben.doshi@gxh.co.nz

Date of release through MAP


27/05/22

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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