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FY22 Results Announcement – 30 May 2022

Full Year Results29 May 2022TWLIndustrials

MARKET RELEASE
30 May 2022


FY22 Full Year Results Announcement


Strong organic growth, accelerated with targeted acquisitions


TradeWindow (NZX: TWL) today announces financial results for the full year to 31 March 2022,

demonstrating strong progress in building a connected global trade platform for exporters, importers,

freightforwarders and customs brokers

1

. This includes further growth and scale in New Zealand and

foundations for continued growth in Australia Key highlights include:


 Total income $4.9m, up 108%

 Trading revenue $3.9m, up 136% from $1.6m in FY21 (up $0.5m or 32% excluding acquisitions)

 Gross margin 50%, up from 36%

 Total operating expenses $14.4m, up 76%

 EBITDA loss increased to $9.5m, up 63%

 Net loss after tax $10.8m, up 64%

 Cash and cash equivalents $5.9m, up from $1.4m


Total income

2

was $4.9 million, up 108% (FY21: $2.3 million) while trading revenue was $3.9 million, up

136% (FY21: $1.6 million). When acquisitions completed during FY22 were excluded, total income was up

35% and trading revenue was up 32%.

Total operational expenses were $14.4 million, up 76% (FY21: $8.2 million). This increase reflected

planned investments in building and commercialising a scalable global trade platform. In addition to

supporting future growth, these investments have contributed to the organic increases in trading revenue

during the year.

TradeWindow Chief Executive AJ Smith said: “Today’s results demonstrate strong delivery and

momentum on our priorities, including investment for growth. Global trade is undergoing game-changing

transformation as it moves from manual to digital processes and TradeWindow is well positioned to

continue to lead and capitalise on this significant shift in how world trade is conducted.

“During the period our flagship offering, the Cube platform, saw encouraging adoption with new

customers. Ongoing investment, commercialisation, and more customers using additional TradeWindow

solutions, will underpin future growth.”

Financial update

Trading revenue increased strongly (up 136%), with 32% growth in revenue from new and existing

customers. Acquisitions were also a strong contributor to increased trading and total revenue. Total

income includes government R&D grants.


1

First results announcement since listing and takes into account full 12 months since 1 April 2021

2

Total income includes trading revenue and other income.




Total operating expenses rose 76%, largely reflecting planned increases to support current and future

growth. This included substantially increasing the scale and depth of TradeWindow’s software

development team, increasing our sales and commercialisation capability and building out the

TradeWindow organisation contemporaneously with the NZX listing.

Reflecting TradeWindow’s current strategy of investment for future growth, EBITDA losses were $9.5

million, an increase from $5.9 million in FY21. Net losses after tax were $10.8 million, up from $6.6

million a year ago.

Mr Smith said: “We’re making strong progress on executing our strategy since our listing on the NZX in

November 2021. We are pleased with the recurring revenue we are attracting, with 94% of our customers

retained over the year. Trading revenue from subscriber

3

customers is now at 92% of our total trading

revenue.

“Planned investments are in line with our strategy and business plans, and our general approach to

research and development of ensuring concurrent revenue growth alongside software development.

“In the past year we have seen existing customers increase their average monthly spend with

TradeWindow by 16%, and we anticipate a stronger growth rate going forward. We diversified and

materially increased our customer base through acquisitions in FY22 to include freight forwarders and

customs brokers. This has resulted in our overall average monthly revenue per customer decreasing by

30% during the period, reflecting freight customers’ lower spend. However we expect average monthly

revenue to increase as existing and acquired customers expand the number of TradeWindow solutions

they use.

“We are pleased with our improvement in gross margin, up from 36% to 50%, representing our focus on

efficiency and scale.”

At 31 March 2022, the Group held cash and cash equivalents of $5.9 million (FY21 $1.4 million). Net cash

outflow over the six-month ended 31 March 2022 averaged $1.0m per month (excluding acquisition cash

settlements in October 2021).

TradeWindow is committed to further investment in research, development and commercialisation, with

particular focus on building TradeWindow’s global trade platform, underpinned by flagship solution Cube.

This trade platform will provide global trade participants with end-to-end digital trading capability and is

central to TradeWindow’s growth ambitions.

Business highlights

“Global trade is undergoing profound change as it transitions from manual, paper-based processes to

digital,” said Mr Smith. “TradeWindow is ahead of this shift with its proven flagship Cube platform and

other key products offering productivity, connectivity and visibility solutions for trade participants. These

solutions include Prodoc (export documentation solution), Origin (certificate of origin solution) and

Freight (solution for freight forwarders, importers and customs brokers).

“Our NZX listing in November 2021 was a milestone for the company and we have put in place strong

organisational capability and governance, including three independent directors as well as additional

human resources and finance capability.


3

Subscriber customers are those that are licensing TradeWindow’s software and generate monthly subscription revenue. These

customers may also generate transaction, services & installation revenues. It excludes certificate and other revenue.




“We have strong business momentum and a talented, committed team who are focused on New Zealand,

Australia and Asia growth in FY23 and beyond, as part of our global growth ambitions. We have recently

appointed senior leadership in Australia to drive growth.

“Exporters from a range of sectors have adopted our new product, Cube, during the year. Additionally, in

New Zealand, organic growth has primarily been driven by exporters using our trade solution, Prodoc. In

Australia, we have seen growth in both our Prodoc and Freight solutions.

“During the year we continued to improve our core products with 348 enhancements and multiple key

ecosystem integrations, including ocean booking platform INTTRA and Vero for marine insurance.”

In the year to 31 March 2022, TradeWindow made three acquisitions. In April 2021, TradeWindow

acquired the freight forwarding software solution Cyberfreight. In October 2021, TradeWindow acquired

customs clearance software solution SpeEDI and freight quotation software solution FreightLegend.

Following 31 March 2022, TradeWindow announced the conditional acquisition of Rfider to further

strengthen its supply chain visibility offering.

“Our FY22 acquisitions are not only providing established customers, they also provide the capabilities

needed to differentiate our global trade platform. We will consider further acquisitions where they

accelerate our organic growth strategy.

Outlook

“TradeWindow is confident in the global trends driving digital transformation in trade and is well

positioned to take advantage of this shift with its proven technology.


“We have a clear strategy for FY23 and beyond, with particular focus on continued revenue growth in New

Zealand and Australia, alongside the building of a global trade platform.


“We expect trading revenue to be within a range of $5.5 million to $7.0 million, and total income of $6.0

million to $7.5 million for the FY23 year.

“Our guidance for FY23 remains subject to ongoing geopolitical and environmental uncertainty including

the impact of ongoing supply chain challenges, and the timing of customer decisions and implementation

of Cube and other solutions. Our guidance excludes revenue from any new acquisitions including the

conditional Rfider acquisition as announced to the NZX in May 2022.


“As noted in our Financial Statements, to have sufficient liquidity the next 12 months we have forecast

that at least $10 million of additional debt and equity will need to be raised, assuming forecast revenues

and expenditures are realised, and excluding any significant acquisitions during the period. We are

actively working with advisors and major shareholders to determine the best funding path for future

growth.”


ENDS


TradeWindow will host a webcast at 11am this morning NZT to discuss the results for the full year. The

webcast can be accessed at the following link:

https://au01.z.antigena.com/l/Do5bjwics79ZfEqYLtXmmsacSuxQAUdpnswb9wQ0kWXAY57cVbUH2ZGx

naeMUmMK_-VegCFM2FPU69ZtOtd5d8XUG7Sqlbsgr6mnXmEbu5BcwymG9F2EY7zgxyJslrxmGI~lzt1e-

Yh7URcfxqSnnCk0S9IOLcw8QdRg03z1

If you wish to participate in the verbal question and answer session, you can register at https://s1.c-
conf.com/diamondpass/10022211-4tag2mf.html. Once registered, you will receive a dial-in number and a

PIN code via a calendar invite email.

Released for and on behalf of TradeWindow by:

Deidre Campbell

Chief Financial Officer

For further information:

Investors

Andrew Balgarnie

TradeWindow

+64 27 227 3541

Media

Coran Lill

The Project

+64 27 342 3836

About TradeWindow

Founded in December 2018, TradeWindow is an NZX-listed software company that provides digital

solutions for exporters, importers, freight forwarders, and customs brokers to drive productivity, increase

connectivity, and enhance visibility. TradeWindow’s software solutions integrate to form a cohesive

digital trade platform that enables customers to more efficiently run their back-end operations, share

information and securely collaborate with a global supply chain made up of customers, ports, terminals,

shipping lines, banks, insurance companies, and government authorities.

---

Investor presentation
Financial results for year ended 31 March 2022

Investor presentation2
This presentation has been prepared by Trade Window Holdings Limited (TradeWindow). All information is current at the date ofthis

presentation, unless stated otherwise. All currency amounts are in NZ dollars unless stated otherwise.

Disclaimer

Information in this presentation:

•is for general information purposes only, and does not constitute, or contain, an offer or invitation for subscription, purchase, or recommendation of securities in

TradeWindow for the purposes of the Financial Markets Conduct Act 2013 or otherwise, or constitute legal, financial, tax, financial product, or investment advice;​

•should be read in conjunction with, and is subject to TradeWindow’s Financial Statements and Annual Reports, market releases andinformation published on

TradeWindow’s website (tradewindow.io);

•includes forward-looking statements about TradeWindow and the environment in which TradeWindow operates, which are subject to uncertainties and contingencies

outside TradeWindow’s control –TradeWindow’s actual results or performance may differ materially from these statements, particularly as a result of the impacts of

Covid-19; ​

•includes statements relating to past performance information for illustrative purposes only and should not be relied upon as (and is not) an indication of future

performance; ​

•may contain information from third-parties believed to be reliable, however, no representations or warranties are made as to theaccuracy or completeness of such

information; and

•non-GAAP financial information does not have a standardised meaning prescribed by GAAP and therefore may not be comparable to similar financial information

presented by other entities. The non-GAAP financial information included in this release has not been subject to review by auditors. Non-GAAP measures are used by

management to monitor the business and are useful to provide investors to access business performance.

Investor presentation3
Agenda

Highlights

Our opportunity

Progress against strategy

Financial overview

Summary and outlook

4

7

13

23

31

AJ Smith

CEO & Director

Deidre Campbell

Chief Financial Officer

Investor presentation4
Key performance indicators

Total Income

Up 108% (Trading Revenue $3.9m up 136%)

$4.9m

Customers

Up 331 (organic 20, acquired 311)

454

Average Revenue

Per Customer

Down 30% (Organic ARPC up 16%)

$712 pm

Gross Margin

Up 14 ppt

50%

Customer

retention rate

Down 4 ppt

94%

% of expenses

R&D and

Commercialisation

No change

51%

Note, all comparisons are against FY21 unless otherwise indicated.

Investor presentation5
Strong organic growth, accelerated with targeted acquisitions

Financial summary

FY22FY21% Change

Revenue

Trading revenue$3.9m$1.6m136%

Other income$1m$0.7m42%

Total income$4.9m$2.3m108%

Costs

Total expenses$14.4m$8.2m76%

Profit (Loss)

EBITDA

1

($9.5m)($5.9m)63%

Net profit (loss) after tax($10.8m)($6.6m)64%

Cash position

Cash and cash equivalents $5.9m$1.4m320%

1

Earnings before interest, tax, depreciation & amortisation

Investor presentation6
We’re making solid progress on executing our

business strategy

Business highlights

•Organic growth has primarily been driven by

Prodoc sales in New Zealand

•Providing new solutions to existing

customers is proving an effective way to grow

revenue, alongside targeted acquisitions

•Product enhancements and integrations

build value and create stickiness among users

•Established organisational capabilities to

scale up

•Completed three acquisitions diversifying

customer base and building capabilities

-Cube for exporters

-FreightLegend for Freight Forwarders (FY23)

•20 new customers in A/NZ

•16 mid-market and enterprise

customers now on Cube

Customers

•Cube launched

•348 product enhancements

•Multiple key ecosystem integrations

1

Product

•Listed on the NZX

•Established governance framework

•Increased expertise

Organisation

•Freight (formerly Cyberfreight)

•SpeEDI Solutions

•FreightLegend

•Rfider (FY23)

Acquisitions

1. Including Vero insurance, INTTRA Bookings, INTTRA Schedules, CargoSmart –Schedules, Trade-Van.

Our opportunity

Investor presentation8
We’re building a global trade platform

Permissioned access to

trusted data needed by

supply chain partners to

deliver their service

Data demand

Software to capture,

format and aggregate

data to meet trade

compliance requirements

Data supply

Investor presentation9
Market trends have delivered a window of opportunity

Digital trade is centre stage

•Supply chain disruption

•Inflation

•Global skills shortage

Digital Trade

Facilitation

MACROECONOMIC TRENDS

•Operational efficiency

•Environment, sustainability and

governance

•Supply chain visibility

CUSTOMER DEMAND TRENDS

•Digitalisation and automation

•Free trade and regulatory compliance

•Data harmonisation

MARKET ENABLING TRENDS

























































Investor presentation10

TradeTech is an emerging market with initial solutions displacing

manual paper-based processes, emails and spreadsheets

Our opportunity

Productivity

Estimate for TradeTech solutions in A/NZ and

Asia

4

, based on volume of shipments (TEUs)

multiplied by trade compliance costs.

Cross-sales to date have proven that value added

services beyond trade compliance can be monetised

with at least a 100%

3

increase in ARPC

Demand for food traceability solutions is

estimated to be worth $27 billion

1

worldwide of

which A/NZ and Asia represent 64%

2

Integration of operational

systems for superior efficiency

Connectivity

Secure collaboration & sharing

through a fully integrated system

Visibility

Differentiated quality assurance

and provenance

1

Source: https://www.marketsandmarkets.com/Market-

Reports/food-traceability-market-103288069.html

2

Calculated from the TEU volumes published by the United Nations

Statistics Division.

3

Cross-sales of Cube to existing customers have achieved an

increase in ARPC of over 100%.

4

Calculated from the TEU volumes published by United Nations

Statistics Division and trade compliance and processing costs

published by the World Bank.

Investor presentation11
Medium-term focus on New Zealand, Australia and Asia

TradeWindowis building for global growth

Where we have customers

Remote staff

Offices

Team of 90

1

subject matter experts spanning

four countries

Customer base of 454 organisations across APAC

Proven solutions with material revenue streams

ISO 9001, ISO 27001, PAS99 certified

1

Full Time Equivalent as at 30 April 2022













Investor presentation12

Our customers include exporters, importers, freight forwarders and customs brokers

450+ organisations use our technology

Top 10 Customers % of trading revenueCustomer base by sector

Note, logos don’t correspond to top 10 customers.

Progress against our strategy

Investor presentation14
Our strategy

Trusted digital trade facilitation delivered through a global trade platform

that connects our customers with their supply chain ecosystem

End-to-end connectivity

across global supply

chains

Our vision

To make global supply

chains more productive,

connected and visible

Our mission

Strategic summary

Our strategic priorities

Market penetration

Build on the

foundations of our

acquired customer

base across A/NZ, and

expand into Asia

Land

Add customer value

Build trusted

relationships with our

existing customers;

with market leading

brands taking up Cube

Global trade platform

Converge proprietary

and acquired software

solutions into a highly

scalable global trade

platform

Build capability

Create and maintain an

environment focused

on performance,

innovation and

accountability

Grow

PeopleUnify

Accelerate growth

Continue to look for ways to accelerate our strategic priorities and growth through targeted acquisition

Acquire

Investor presentation15
Our product strategy

Acquire and build key solutions needed to

deliver end-to-end digital trade

Converge solutions through secure cloud

hosting, API connectivity and using common

data and services

Network of networks that connects all

parties across the supply chain ecosystem

Connectivity

Productivity

Visibility

We are herePhase 2Phase 3

Global trade

platform

Connectivity

Productivity

Visibility

Suite of solutionsConverged solutionsGlobal trade platform

We’re converging proprietary and acquired solutions into a single global trade platform

Investor presentation16
Our vision is for a modular platform that

consolidates and integrates data, back-end

processes, and automates workflow

A digital connected

global trade platform

✓Common services and architecture patterns

✓Configuration over implementation

✓Cloud-hosted

✓Automated software deployment

•Simplify and standardise the technology stack

•Rapid integration

•Low-touch rapid deployment

•Single data entry

•Consistent UI/UX

Investor presentation17
Delivering against our strategy

Land

FY22

FY23 and beyond

✓Further consolidated market leadership in NZ

✓Commercial launch of Cube in NZ

✓Entry into the Australian market, winning ‘banner

brand’ customers

•Build market share in Australia through organic

sales focused on mid-market exporters and SME

freight forwarders

•Establish a managed service offering in A/NZ

•Establish indirect sales channels in A/NZ and Asia

Grow

✓Newly-acquired customers

✓Commenced cross-selling Cube to existing Prodoc

customers

✓Commenced cross-selling FreightLegend to

existing Freight customers

•Deliver data visualisation and insights tools

•Establish 24/7 customer support

•Deliver customer capability training to provide a

pipeline of certified users

Investor presentation18
Delivering against our strategy

Unify

FY22

FY23 and beyond

✓Commercial release of trade contracts, bookings

and schedules and origin modules

✓Assimilated acquisitions into TradeWindow’s

organisational structure

•Converge proprietary and acquired capabilities and new

solutions into a single platform

•Convert legacy solutions to cloud native

•Deliver data-driven solutions

People

✓Established product, onboarding and support

functions

✓Recruited Country Manager, Australia

✓Organisation restructure prioritising for speed of

delivery and revenue growth

•Offshore low risk roles to access talent and build resilience

•Establish a leadership training programme

•Greater use of benefits to attract and retain experts

•Recruit further team members across both commercial and

R&D roles

Investor presentation19
Broad range of services provided across the industry in established, growing market

Our network in New Zealand has momentum

Our key product offerings in New Zealand

•Prodoc is NZ’s #1 export document solution

•Origin provides a fast turn-around Certificate of Origin service

•Freight and ExpressFreight

1

provide the solutions needed by

forwarders, importers and customs brokers

•Cube allows for trusted collaboration across supply chains

•PortConnect is the bridge to the Port of Tauranga and Ports of

Auckland (FY23)

•INTTRA and CargoSmart connect to majority of the world’s ocean

carriers

•Connectivity with Vero for marine insurance

•Assure will enable supply chain traceability, to be enhanced with

the acquisition of Rfider

FY22 revenue

•Revenue up 67% to $2.4 million

Export

Documents

Certifications

Freight

Forwarding

Operations

Border

Clearance

Connectivity

Collaboration &

Storage

Port

Connectivity

Ocean Carrier

Bookings

Marine Cargo

Insurance

Trade

Finance*

Traceability*

Insights*

TradeWindow

Productivity

Connectivity

Visibility

*These content and service offerings

are planned or in development.

1

ExpressFreight is SpeEDI

Export
Documents

Certifications*

Freight

Forwarding

Operations

Border

Clearance*

Connectivity

Collaboration &

Storage

Port

Connectivity*

Ocean Carrier

Bookings

Marine Cargo

Insurance*

Trade

Finance*

Traceability*

Insights*

TradeWindow

Productivity

Connectivity

Visibility

Investor presentation20

Focus on accelerating growth in FY23

Strong foundations established in Australia

Our key product offerings in Australia

•Prodoc is being used by leading seafood and FMCG brands

•Origin is being localised for the Australian market

•Freight is well positioned to serve the SME sector

•Cube, Assure and data insights tools can be rolled out with

minimal localisation

•INTTRA and CargoSmart are global solutions with no need for

localisation

FY22 revenue

•Revenue up 520% to $1.4 million (driven by the Freight

acquisition)

*These content and service offerings

are planned or in development.

Investor presentation21
Delivering against our strategy

Acquire

FY22

FY23 and beyond

✓Acquired Cyberfreight (Freight)

✓Acquired SpeEDI Solutions (ExpressFreight

1

)

✓Acquired FreightLegend

•Acquired Rfider (FY23)

2

•Target incumbent software solutions to accelerate

entry into new markets

•Target adjacent software solutions that deliver

complementary capability to the global trade

platform

1

SpeEDI solutions will be rebranded to ExpressFreight during FY23.

2

Subject to completion.

•Rfider hasdeveloped a mobile interface that can be rapidly
deployed in complex chains to capture many points

ofdata.

•This will allow TradeWindow to extend its reachdeeper into

primary industry supply chains by providing traceability all

the way back to the points of cultivation and production.

•In particular, it will strengthen TradeWindow's offer for

customers who compete on transparency of origin, ethical

practices, sustainability and quality.

•It willgive TradeWindow positive exposure to an additional

estimated $16.8bn

1

worldwide market opportunity for food

traceability.

Investor presentation22

Post balance date acquisition will extend

reach into primary industry supply chains

Rfider acquisition

•Rfideris an all-in-one solution for collecting,

securing and sharingitem-level traceability and

process data within and acrossorganisations.

•Rfiderhascustomers in Australasia, Europe,

USAand South America.

•The agreement is conditional and settlement is

expected on or before 31 July 2022.

Transaction summary

Transaction benefits

1

Source: https://www.marketsandmarkets.com/Market-Reports/food-traceability-market-103288069.html

Financial overview

Investor presentation24
Financial performance

•Trading revenue up 136% to $3.9m, total

income up 108% to $4.9m (includes

acquisitions)

•Employee costs up 71% to $10.8m, driven by

planned investment in new employee

resources and employees who have joined

through acquisitions

•Other expenses rose 93% to $3.6m, driven by

listing related costs of $1.1m

•Net loss of $10.8m after tax includes office

premises lease up $0.2m and acquisition

amortisation and interest up $0.3m

1

EBITDA –Earnings before interest, tax, depreciation & amortisation

$000sFY22FY21Change $Change %

Trading revenue3,8781,6422,236136%

Other income99970229742%

Total income4,8772,3442,533108%

Employee benefits expense10,8306,3434,48771%

Other expenses3,5941,8641,73093%

Total expenses14,4248,2076,21776%

EBITDA

1

(9,547)(5,863)(3,684)63%

Depreciation & amortization1,6671,07059756%

Net finance expenses1701412921%

Income tax(560)(476)(84)18%

Net loss after tax(10,824)(6,598)(4,226)64%

Trading revenue up 136% driven by organic growth and acquisitions

Investor presentation25
Revenue by type and country

•Strong, sustainable revenue through predictable

subscription and transaction revenue

•Transactional revenueincreaseincluded a shift

to transactional pricingfor the majority of Prodoc

customers

•Subscriptionrevenue wassignificantly up,

mainly due to the acquired Freightbusinesses

•Strong organic growth of 32% from Prodoc,

Cube and Origin solutions

•Other income—increase from R&D tax credit

grant

•Strong momentum in New Zealand and

Australia with 67% and 520%revenue growth,

respectively

Revenue by type $000FY22FY21Change %

Transactional1,62287386%

Subscription 1,596420280%

Services22614457%

Installation434205112%

Total trading revenue3,8781,642136%

Other income99970242%

Total income4,8772,344108%

Trading revenue by country $000FY22FY21Change %

New Zealand2,3561,40967%

Australia1,446233520%

Asia760100%

Total trading revenue3,8781,642136%

Subscription + transaction pricing model provides upside opportunity while retaining predictable revenue streams

Investor presentation26
Average revenue per customer (per month)

•Increased monthly average revenue per

customer (ARPC) for organic business –up

16%

•Overall ARPC reduced 30% reflecting lower

ARPC in acquired businesses. Confident in

increase with cross-sell strategy

•Acquisitions have delivered greater diversity

of customersincluding small and medium

enterprise businesses

Organic businessFY22FY21Change %

Subscriber

1

customer nos. period end1341239%

Ave Subscriber customer nos.131111

Ave monthly revenue per customer $1,1831,02216%

Ave monthly revenue per customerFY22FY21Change %

Subscriber customer revenue $0003,5651,362162%

Subscriber customer nos. period end454123269%

Ave Subscriber customer nos.418111

Ave monthly revenue per customer $7121,022-30%

Acquired freight businessesFY22FY21Change %

Subscriber customer nos. period end3200100%

Ave Subscriber customer nos.2870

Ave monthly revenue per customer $4920100%

1

Subscriber customers are those that are licensing TradeWindow’s software and generate monthly subscription revenue.

These customers may also generate transaction, services & installation revenues. It excludes certificate and other revenue.

Organic ARPC up 16%, newly acquired customers provide cross-sell opportunity

Investor presentation27
Operating expenses / staff numbers

•Previously signaled investment in headcount to

support growth including 12 via acquisition

•R&D up $1.8mto support current and future

growth (employee numbersfrom 27 to41)

•No R&D cost capitalised to balance sheet

•Increased sales capability in New Zealand and

Australia

•General and administrationup -building

organisational capability (e.g. HR, Finance) to

support listed environment and growth

opportunities

•Other expensesincludedone-off listing costs

($0.5m) and related ongoingcosts increases

($0.6m) (insurance, audit, professional)

Employee benefits expense $’000sFY22FY21Change $Change %

Cost of goods sold1,485668816122%

Research & Development4,5922,7831,80965%

Sales & Marketing1,9716951,276184%

General and Administration2,7832,19758627%

Total employee benefits10,8306,3434,48771%

Staff nos. (FTE) as at 31 March 2022FY22FY21Change $Change %

Cost of goods sold179886%

Research & Development41271451%

Sales & Marketing1712539%

General and Administration159670%

Total staff nos. (FTE)89573257%

Other expenses $’000sFY22FY21Change $Change %

Cost of goods sold4593778322%

Research & Development301341(40)-12%

Sales & Marketing55934621362%

General and Administration2,2748001,475184%

Total 3,5941,8641,73093%

Higher expenses reflect planned investment in R&D, commercialisation and organisational capability

Investor presentation28
Capital injection and acquisitions drive lift in total assets

Financial position

$000sFY22FY21Change $Change %Movements

Current Assets7,8522,0235,829288%

Cash up $4.5m to $5.9m. Receivables up $1.3m including IRD R&D

claimsof $1m

Non-Current Assets8,6634,1154,548111%Acquired software $1.4m. Goodwill $1.5m. Lease asset $1.4m

Total Assets16,5156,13810,377169%

Current Liabilities2,9671,4231,543108%

Trade and other payables $0.6m; lease $0.5m; deferred income

$0.4m

Non-Current Liabilities2,7041,2201,484122%Acquisition loans $0.5m; lease $0.9m

Total Liabilities5,6702,6443,027114%

Net Assets10,8453,4947,350210%

Total Equity10,8453,4947,350210%

Share capital/notes $18.4m (Private capital raise$15.0m, equity

settled acquisition $2.4m, staffshare options $0.9m). Retained

earnings $(10.8m).

Investor presentation29
Cashflow

•Balance date cash and cash equivalents of

$5.9m, up $4.5m on FY21

•Key activity during the year:

−Operating activity:

•Cash from customers up 141%

•Cash paid reflects higher expenses

−Investing activity:

•Mainly acquisition cash settlements $1.6m

−Financing activity :

•Private capital raise $15.0m

•Acquisition loans net of repayments $0.4m

•Lease payments -$0.4m

•Actively working with advisors and major

shareholders to determine best funding path for

future growth

$000sFY22FY21Change $Change %

Operating Activities

Cash Received from Customers4,0401,6732,367141%

Cash Paid to Suppliers and Employees(13,204)(7,283)(5,921)81%

Income Tax Received(8)475(483)-102%

Grant Income67655911721%

Operating net cash flow(8,496)(4,576)(3,920)86%

Investing net cash flow(1,961)(112)(1,849)1651%

Financing cash flow14,9765,1149,862193%

Net Change in Cash4,6184264,192984%

Opening Cash1,41398742643%

Closing Cash5,9331,4134,520320%

Balance date cash and cash equivalents of $5.9m

Investor presentation30
Average revenue per customerby revenue type (per month)

FY22FY21Predominant brand

Transactional revenues $0001,342593

Prodoc/Cube +

Speedi

Ave Transactional customer nos.159111

Ave monthly Transactional revenues per

segment customer $

702446

1

Subscriber customers are those that are licensing TradeWindow’s software and generate monthly subscription revenue.

These customers may also generate transaction, services & installation revenues. It excludes certificate and other revenue.

FY22FY21Predominant brand

Installation revenue $000434205Prodoc

Total Install customer numbers2615

Average Install revenues per new customer

(one off) $

16,69914,078

Subscription revenues $0001,593420

Prodoc/Cube +

Freight

Average Subscription customer numbers389111

Ave monthly Subscription revenues per

segment customer $

341316

Service revenues $000195144

Prodoc/Cube +

Freight

Average Service customer numbers389111

Ave monthly Service revenues per segment

customer $

42108

Total Group Subscriber

1

revenues $0003,5651,362

Total Subscriber customer nos.418111

Total average monthly revenue per

customer $

7121,022

Certificate & other revenue $000313280

Total trading revenue $0003,8781,642

Summary and outlook

FY23 outlook
Investor presentation32

•Clear strategy for FY23 and beyond, focused on continued revenue growth

in New Zealand and Australia, alongside the building of a global trade platform.

•FY23 trading revenue expected to be within a range of $5.5 million to $7.0

million; with total income between $6.0 million and $7.5 million.

•FY23 guidance subject to:

•ongoing geopolitical and environmental uncertainty, including the impact of

ongoing supply chain challenges; and

•the timing of customer decisions and implementation of Cube and other

solutions.

•Guidance excludes revenue from any new acquisitions, including the

conditional Rfider acquisition as announced to the NZX on 17 May 2022.

Investor presentation33
Summary

•Strong delivery and momentum on our priorities, including investment for

growth.Growth is from new sales and deepening relationships with existing customers.

•Global trade is undergoing significant transformation and TradeWindow is well

positioned to capitalise on favourable trends.

•TradeWindow has strong fundamentals, a diversifying customer base and we are

delivering on our plans.

•Compelling product set is proving popular with existing, acquired and new customers.

•Ongoing investment critical to take advantage of the opportunity to build a global

trade platform.

Q&A

---

Consolidated Financial Statements
31 March 2022

Trade Window Holdings Limited

For the year ended

Contents
Page

1

2

3

4-5

6-7

8

9-46

General disclosures47-49

50-53

Trade Window Holdings Limited

Table of contents

Consolidated statement of financial position

Consolidated statement of changes in equity

For the year ended 31 March 2022

Directory

Consolidated statement of cash flows

Notes to the consolidated financial statements

Auditors' report

Directors' declaration

Consolidated statement of comprehensive income

-
-

Signed in accordance with a resolution of the Directors.

Dated:30 May 2022Dated:30 May 2022

Alasdair MacLeodAJ Smith

Trade Window Holdings Limited

Directors' declaration

For the year ended 31 March 2022

The board of Directors are pleased to present the financial statements of the Group for the year ended 31

March 2022.

comply with New Zealand generally accepted accounting practice and present fairly the financial

position of the Group as at 31 March 2022 and the result of operations for the year ended on

that date;

have been prepared using the appropriate accounting policies, which have been consistently

applied and supported by reasonable judgements and estimates.

In the opinion of the Directors of Trade Window Holdings Limited, the financial statements and notes, on

pages 3 to 46:

The Directors believe that proper accounting records have been kept which enable, with reasonable

accuracy, the determination of the financial position of the Group and facilitate compliance of the financial

statements with the Financial Reporting Act 2013.

The Directors consider that they have taken adequate steps to safeguard the assets of the Group, and to

prevent and detect fraud and other irregularities. Internal control procedures are also considered to be

sufficient to provide reasonable assurance as to the integrity and reliability of the financial statements.

1

Incorporation Number
8233653

Principal Activities:

Registered OfficeTradeWindow Company Secretary

Level 4, Partners Life House

33-45 Hurstmere Road, Takapuna

Auckland 0622

New Zealand

Directors:Albertus Johannes Smith

Kerry Michael Friend

Philip John Norman (appointed 15 October 2021)

Diana Marie Puketapu (appointed 15 October 2021)

Alasdair (Alexander) John Macleod (appointed 15 October 2021)

Auditor:

KPMG

KPMG Centre

18 Viaduct Harbour Avenue

Auckland 1010

New Zealand

The Directors were in office for the whole period unless otherwise

stated.

Trade Window Holdings Limited

Directory

For the year ended 31 March 2022

Develop and commercialise technology solutions that provide

international trade participants with a secure platform and tools to

establish trust and trade globally in an efficient manner across

interconnected networks

There have been no significant changes in the nature of these

activities during the year ended 31 March 2022.

2

Notes20222021
$$

Revenue3.13,877,617 1,641,840

Other income4999,330 701,936

4,876,947 2,343,776

Employee benefits expense5.1(10,830,303) (6,342,880)

Depreciation and amortisation(1,666,826) (1,069,502)

Other expenses5.2(3,593,903) (1,864,513)

(11,214,085) (6,933,119)

Net finance expense6(169,673) (141,037)

Loss before income tax(11,383,758) (7,074,156)

Income tax7560,000 475,902

Net loss after tax(10,823,758) (6,598,254)

Items that are or may be reclassified subsequently to profit or loss

Exchange differences on translating foreign operations136 847

Total comprehensive loss for the year(10,823,622) (6,597,407)

Earnings (loss) per share

Basic earnings (loss) per share $26(0.13) (1.14)

Diluted earnings (loss) per share $26(0.13) (0.52)

Consolidated statement of comprehensive income

Trade Window Holdings Limited

For the year ended 31 March 2022

The above information is to be read in conjunction with the notes to the consolidated financial statements.

3

Notes20222021
$$

8.15,932,558 1,413,224

91,835,624 557,957

76,244 -

3.277,809 51,929

7,852,235 2,023,110

9128,304 18,057

10277,892 165,551

111,395,315 38,329

126,762,523 3,892,659

Restricted cash8.298,604 -

8,662,638 4,114,596

16,514,873 6,137,706

Trade and other payables131,512,709 781,509

14486,248 489,864

167,071 40,470

7- 1,661

11506,999 39,704

Dividend payable- 30,380

Contract liabilities3.2453,605 39,831

2,966,632 1,423,419

Lease liabilities

Interest bearing loans and borrowings

Related party payables

Assets

Current Assets

Total assets

Liabilities

Current liabilities

Income tax payable

Income tax receivable

Trade Window Holdings Limited

Consolidated statement of financial position

As at 31 March 2022

Intangible assets

Cash and cash equivalents

Trade and other receivables

Contract assets

Non-current assets

Property, plant and equipment

Trade and other receivables

Right of use assets

The above information is to be read in conjunction with the notes to the consolidated financial statements.

4

Notes20222021
$$

Trade Window Holdings Limited

Consolidated statement of financial position

As at 31 March 2022

Trade and other payables1364,143 -

Interest bearing loans and borrowings141,764,473 1,220,147

11875,045 -

2,703,661 1,220,147

5,670,293 2,643,566

10,844,580 3,494,140

Share capital1931,333,484 6,147,047

(20,585,200) (9,761,442)

20- 6,818,964

7,574 4,946

88,722 284,625

10,844,580 3,494,140

Retained earnings

Total equity

Non-current liabilities

Lease liabilities

Total liabilities

Net assets

Equity

Convertible notes

Foreign currency translation reserve

Share based payments reserve

The above information is to be read in conjunction with the notes to the consolidated financial statements.

5

Notes
Issued

capital

Retained

earnings

Equity

components

of convertible

notes

Foreign

currency

translation

reserve

Share

based

payment

reserveTotal

Non-

controlling

interestTotal

$$$$$$$$

Balance at 1 April 2020

5,153,545 (3,127,133) 1,000,000 (2,446) 58,299 3,082,265 410,825 3,493,090

Comprehensive expense for

the year

Loss for the year- (6,598,254) - - - (6,598,254) - (6,598,254)

Other comprehensive

income/(expense)

- - - 847 - 847 - 847

- (6,598,254) - 847 - (6,597,407) - (6,597,407)

Transactions with owners of

the company

Issue of capital/dividend to

shareholders

19(64,463) (30,380) - - - (94,843) - (94,843)

Adjustment to foreign currency- - - 6,545 - 6,545 - 6,545

Issue of convertible notes

20- - 5,818,964 - - 5,818,964 - 5,818,964

Share issue on restructure

19416,500 (5,675) - - - 410,825 (410,825) -

Share options exercised

19641,465 - - - - 641,465 - 641,465

Equity-settled share based

payments

- - - - 226,326 226,326 - 226,326

993,502 (36,055) 5,818,964 6,545 226,326 7,009,282 (410,825) 6,598,457

Balance at 31 March 2021

6,147,047 (9,761,442) 6,818,964 4,946 284,625 3,494,140 - 3,494,140

Trade Window Holdings Limited

Consolidated statement of changes in equity

For the year ended 31 March 2022

The above information is to be read in conjunction with the notes to the consolidated financial statements.

6

Notes
Issued

capital

Retained

earnings

Equity

components

of convertible

notes

Foreign

currency

translation

reserve

Share

based

payment

reserveTotal

Non-

controlling

interestTotal

$$$$$$$$

Trade Window Holdings Limited

Consolidated statement of changes in equity

For the year ended 31 March 2022

Balance at 1 April 2021

6,147,047 (9,761,442) 6,818,964 4,946 284,625 3,494,140 - 3,494,140

Comprehensive expense for

the year

Loss for the year- (10,823,758) - - - (10,823,758) - (10,823,758)

Other comprehensive

income/(expense)

- - - 136 - 136 - 136

- (10,823,758) - 136 - (10,823,622) - (10,823,622)

Transactions with owners of

the company

Issue of capital/dividend to

shareholders

19 15,092,532 - - - - 15,092,532 - 15,092,532

Adjustment to foreign currency

- - - 2,492 - 2,492 - 2,492

Maturity of convertible notes

19,206,818,964 - (6,818,964) - - - - -

Share issue on business

acquisitions

18,19 2,353,037 - - - - 2,353,037 - 2,353,037

Share options exercised

921,904 - - - - 921,904 - 921,904

Equity-settled share based

payments

- - - - (195,903) (195,903) - (195,903)

25,186,437 - (6,818,964) 2,492 (195,903) 18,174,062 - 18,174,062

Balance at 31 March 2022

31,333,484 (20,585,200) - 7,574 88,722 10,844,580 - 10,844,580

The above information is to be read in conjunction with the notes to the consolidated financial statements.

7

Notes20222021
$$

Operating activities

Cash received from customers4,039,791 1,672,594

Cash paid to suppliers and employees(13,203,825) (7,283,439)

Income tax received(7,905) 475,368

Grant income676,126 559,446

Net cash to operating activities27(8,495,813) (4,576,031)

Investing activities

Purchase of property, plant and equipment10(240,455) (118,387)

Proceeds from sale plant and equipment4,707 5,138

Purchase of intangible assets12(100,001) -

Business acquisition18(1,538,445) -

Payments to term deposit8.2(98,604) -

Interest received612,106 1,186

Net cash used in investing activities(1,960,692) (112,063)

Financing activities

Interest paid on lease liability6,11(53,180) (7,944)

Proceeds from/(repayment) of share capital1915,000,000 (64,463)

Proceeds from issue of convertible notes20- 5,818,964

Repayment of borrowings(616,288) (616,614)

Payments for lease liability - principal portion11(380,563) (289,494)

Proceeds/(repayments) from exercise of share options910 603

Proceeds from borrowings1,145,000 400,000

Payments to related parties(30,380) -

Interest paid(89,660) (126,685)

Net cash flows from financing activities14,975,839 5,114,367

Net change in cash and cash equivalents4,519,334 426,273

Cash and cash equivalents at the beginning of the financial year1,413,224 986,951

Cash and cash equivalents at the end of the financial year5,932,558 1,413,224

Trade Window Holdings Limited

Consolidated statement of cash flows

For the year ended 31 March 2022

The above information is to be read in conjunction with the notes to the consolidated financial statements.

8

1
The principal activities of the Group during the year were developing and commercialising technology

solutions that provide international trade participants with a secure platform and tools to establish trust

and trade globally in an efficient manner across interconnected networks.

Trade Window Holdings Limited was incorporated on 10 September 2021 for the purpose of being the

holding company for Trade Window Limited. Prior to Trade Window Holdings Limited's incorporation,

the Group comprised of Trade Window Limited and its subsidiaries.

Accounting policies

The accounting policies set out below have been consistently applied to all periods presented in these

financial statements. Where applicable, certain comparatives have been reclassified to comply with

the accounting presentation adopted in the current year to ensure consistency with the current year

classification.

Comparative information

Trade Window Holdings Limited (TWHL) was incorporated as part of the Trade Window listing

process. TWHL effectively acquired Trade Window Limited (TWL) on 19 November 2021. This was

achieved through a share exchange where 10 TWHL shares were issued for 1 TWL share. TWHL is

now the parent entity and listed on the NZX. There was no other change operationally and TWHL was

effectively inserted above TWL. The comparative financial statements for the year ended 31 March

2021 are those of TWL and its subsidiaries only and reflect the fact that the insertion of TWHL is, in

substance, a continuation of the existing group.

Basis of preparation

Trade Window Holdings Limited

For the year ended 31 March 2022

Notes to the consolidated financial statements

General information and statement of compliance

Consolidated financial statements for the Group are presented. The consolidated financial statements

of Trade Window Holdings Limited (company) as at and for the year ended 31 March 2022 comprise

of the Company and its subsidiaries (together referred to as the Group and individually as

subsidiaries).

The subsidiaries are set out in note 17.

Trade Window Holdings Limited is incorporated and domiciled in New Zealand and is a company

registered under the Companies Act 1993.

Trade Window Holdings Limited is a profit orientated entity.

These financial statements have been prepared in accordance with Generally Accepted Accounting

Practice in New Zealand ('NZ GAAP'). They comply with the New Zealand Equivalents to International

Financial Reporting Standards and other applicable Financial Reporting Standards, as appropriate for

Tier 1 for-profit entities. The consolidated financial statements of the Group also comply with

International Financial Reporting Standards (IFRS). The financial statements were authorised for

issue by the directors on the date included on page 1. The Group is a reporting entity for the purposes

of the Financial Reporting Act 2013 and its financial statements comply with that Act.

9

Trade Window Holdings Limited
For the year ended 31 March 2022

Notes to the consolidated financial statements

1

The Directors consider the Group to be a going concern and believe that the Group will achieve its

financial forecasts and secure projected funding requirements such that the Group will be able to

meet its contractual obligations in the foreseeable future.

Going concern

General information and statement of compliance (continued)

The Board-approved FY23 annual budget and three-year financial forecast plans to raise sufficient

capital to provide around 24 months forecast cash requirements which will provide sufficient liquidity

to satisfy its financial obligations and comply with the terms of its debt facilities for a period of at least

12 months from the issuance of these financial statements should there be a reasonably possible

downside in underlying assumptions. Key to the forecasts are relevant assumptions regarding the

business and success of its products, business model, any legal or regulatory restrictions, financing,

and shareholder support, including the future capital raise. The inputs to the assumptions have been

stress tested against a range of scenarios including a reduction in revenue without commensurate

cost cutting, and a reduction in the target for the planned capital raise.

The Group prepares its financial statements on a going concern basis and expects to be able to

realise its assets and meet its financial obligations in the normal course of business.

The Group is an early-stage organisation that is currently investing heavily in the development and

commercialisation of a Global Trade Platform and as such has reported a loss for the year ended 31

March 2022 of $10.8 million (2021: $6.6 million), and operating cash outflows of $8.5 million (2021:

$4.6 million), and is projected to continue to incur expenditure in excess of revenue for a period of at

least 12 months from the date of issuing these financial statements. For the Group to continue as a

going concern, it is dependent on its ability to continue to raise significant equity and/or debt funding

to support continued product development and commercialisation of its products.

As an early-stage business further capital raising prior to achieving profitability was anticipated and

this was indicated in the Company’s listing profile in November 2021. Management has been closely

monitoring forecast cash reserves each month with specific regard to the timing of a future capital

raise.

Should the Group not raise sufficient debt and equity financing to fund projected cashflow deficits, the

Group may not be able to continue as a going concern and realise the value in its assets and

discharge its liabilities in the normal course of business.

The Directors do acknowledge that until a capital raising is complete, there is material uncertainty

concerning the Group's ability to achieve its financial forecasts which may cast significant doubt on

the Group's ability to maintain sufficient liquidity to continue as a going concern.

As at 31 March 2022 the Group held cash and cash equivalents of $5.9 million (2021: $1.4 million)

and projects adequate cash available through to September 2022, by which time it is anticipated that

the Group will have raised additional capital. To have sufficient liquidity for a period of at least 12

months from the issuance of these financial statements the Group has forecast that at least $10

million of additional debt and equity will need to be raised, assuming forecast revenues and

expenditures are realised, and there are no significant acquisitions during the period.

10

Trade Window Holdings Limited
For the year ended 31 March 2022

Notes to the consolidated financial statements

1

-

-

-

-

Basis of measurement

General information and statement of compliance (continued)

Use of estimates and judgements

The financial statements have been prepared on the historical cost basis.

These financial statements are presented in New Zealand dollars ($) which is the Company's

functional currency, rounded to the nearest dollar. They have been prepared on a GST exclusive

basis except for receivables and payables that are stated inclusive of GST.

The preparation of the financial statements in conformity with NZ IFRS and IFRS requires

management to make judgements, estimates and assumptions that affect the application of

accounting policies and the reported amounts of assets, liabilities, income and expenses. Actual

results may differ from these estimates.

The principal areas of judgement in preparing these financial statements are set out below.

Information about critical judgements in applying accounting policies that have the most significant

effect on the amounts recognised in the financial statements is included in the following notes:

Note 18 Business acquisitions, in determining the fair value of the consideration

transferred, and fair value of the assets acquired and liabilities assumed.

Note 20 Convertible notes, on its classification as equity (in 2021).

Note 3.1 Revenue, in determining the revenue recognition of implementation revenue.

Covid-19

The year to 31 March 2022 presented a challenging environment as various restrictive lockdowns

continued, however Trade Window continued to operate effectively to service and support its

customers and to develop its products which are enabling organisations to move away from

traditional on-premise and paper based operations.

New accounting standards and interpretations

No new standards have been issued for the period ended 31 March 2022 that materially impact the

Group.

New accounting standards and interpretations issued but not yet effective

At the date of authorisation of these consolidated financial statements, there are no new accounting

standards or interpretations issued but not yet adopted that are expected to have a material impact on

the Group.

While there has been no material impact on sales, the restrictions on physical movement have

delayed the Australian market development. There has been no impact of COVID-19 on the

statement of financial position.

Trade Window and its subsidiaries have not taken any government relief subsidies available to

companies as a result of COVID-19 during the year ended 31 March 2022.

Note 11 Leases, on determining whether a contract contains a lease, lease terms,

incremental borrowing rate and lease renewal options.

11

2Significant accounting policies
Business combinations

Subsidiaries are entities controlled by the Group. The Group controls an entity when it is exposed to,

or has rights to, variable returns from its involvement with the entity and has the ability to affect those

returns through its power over the entity. The financial statements of subsidiaries are included in the

consolidated financial statements from the date on which control commences until the date on which

control ceases.

The Group accounts for business combinations using the acquisition method when the acquired set of

activities and assets meets the definition of a business and control is transferred to the Group. In

determining whether a particular set of activities and assets is a business, the Group assesses

whether the set of assets and activities acquired includes, at a minimum, an input and substantive

process and whether the acquired set has the ability to produce outputs.

The consideration transferred in the acquisition is generally measured at fair value, as are the

identified net assets acquired. Any goodwill that arises is tested annually for impairment. Any gain on

a bargain purchase is recognised in profit or loss immediately. Transaction costs are expensed as

incurred, except if related to the issue of debt or equity securities. The consideration transferred does

not include amounts related to the settlement of pre-existing relationships. Such amounts are

generally recognised in profit or loss.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Basis of consolidation

Subsidiaries

Intra company (refer to Note 17) balances and transactions, and any unrealised income and expenses

(except for foreign currency transaction gains and losses) arising from intra-group transactions, are

eliminated.

When the Group loses control over a subsidiary, it derecognises the assets and liabilities of the

subsidiary, and any related non-controlling interests and other components of equity. Any resulting

gain or loss is recognised in profit or loss. Any interest retained in the former subsidiary is measured

at fair value when control is lost.

Transactions eliminated on consolidation

12

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

2Significant accounting policies (continued)

Impairment

The carrying amounts of the Group’s non-financial assets are reviewed at each reporting date to

determine whether there is any indication of impairment. If any such indication exists, then the asset’s

recoverable amount is estimated. Goodwill and indefinite-lived intangible assets are tested annually

for impairment.

An impairment loss is recognised if the carrying amount of an asset or its related cash-generating unit

(CGU) exceeds its estimated recoverable amount.

The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less

costs to sell. Fair value less cost of disposal (FVLCD) is deemed to be the more appropriate method

given the Group is an early-stage business hence there are difficulties in assessing WACC, forecast

revenue, cash flows and forecast accuracy. Further, as a publicly listed entity, the fair value can be

easily ascertained.

Subject to an operating segment ceiling test, CGUs to which goodwill has been allocated are

aggregated so that the level at which impairment testing is performed reflects the lowest level at which

goodwill is monitored for internal reporting purposes. Goodwill acquired in a business combination is

allocated to groups of CGUs that are expected to benefit from the synergies of the combination.

Impairment losses are recognised in profit or loss. Impairment losses recognised in respect of CGUs

are allocated first to reduce the carrying amount of any goodwill allocated to the CGU (group of

CGUs), and then to reduce the carrying amounts of the other assets in the CGU (group of CGUs) on a

pro rata basis.

An impairment loss in respect of goodwill is not reversed. For other assets, an impairment loss is

reversed only to the extent that the asset’s carrying amount does not exceed the carrying amount that

would have been determined, net of depreciation or amortisation, if no impairment loss had been

recognised.

Transactions in foreign currencies are translated to the respective functional currencies of Group

entities at exchange rates at the dates of the transactions.

Foreign currency

Monetary assets and liabilities denominated in foreign currencies at the reporting date are

retranslated to the functional currency at the exchange rate at that date. The foreign currency gain or

loss on monetary items is the difference between amortised cost in the functional currency at the

beginning of the year, adjusted for effective interest and payments during the year, and the amortised

cost in foreign currency translated at the exchange rate at the end of the year.

The foreign currency translation reserve arises from the translation of the Group's overseas

operations into the presentation currency of these financial statements.

13

20222021
$$

3.1

Transactional revenue1,621,634 872,918

Subscription revenue1,591,800 420,313

Service revenue230,004 143,777

Installation revenue434,179 204,832

Total revenue3,877,617 1,641,840

Revenue policy

Transactional revenue

Subscription revenue

Service revenue

Revenue is measured based on the consideration specified in the contract with a customer. The

Group recognises revenue when it transfers control of a good or service to a customer. Revenue is

disclosed net of credit notes and discounts. Unbilled revenue at year end is recognised as contract

asset and any unearned revenue at year end is recognised as contract liabilities. See table 3.2 for

details of contract assets and liabilities at year end.

Transactional revenue is recorded at the time the transactions are processed by the customer using

the Group’s software platforms. Transaction revenue is based on volume of usage and is recognised

at a point in time. Customers are invoiced monthly and have payment terms of up to 30-days.

Subscription revenue comprises recurring monthly fees from customers who have subscribed to the

Group’s software platforms. The fee provides the customer with access to the various software

platforms, regular software updates and customer support services. Subscription revenue is invoiced

either in advance or monthly in arears, depending on the software product. Subscription revenue is

recognised over time as the service are used or delivered by the customer. Customers are mainly

invoiced monthly and have payment terms of up to 30-days.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Revenue

Service revenue relates to ad-hoc customer support services outside of the scope of the standard

support agreement. The services are mainly for customer support to customers who request non-

standard customisation or assistance with a specific project. Service revenue is recognised over time

as the service is delivered to the customer, these range from a few hours to a week. Customers are

invoiced monthly and have payment terms of up to 30-days.

The Group generates revenue primarily from customers subscribing to and utilising its software

platforms. In the following table, revenue from contracts with customers is disaggregated by primary

nature and timing of revenue recognition.

14

20222021
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

3.1

Installation revenue

3.2

Receivables, which are included in "Trade and other receivables"418,236 191,079

Contract assets77,809 51,929

Contract liabilities(453,605) (39,831)

42,440 203,177

The contract liabilities primarily relate to advance consideration the Group received from customers

for installation and for subscribing to its software platforms, for which revenue is recognised over time.

The contract assets primarily relate to the Group’s rights to consideration for work completed but not

billed at the reporting date. Contract assets are assessed for impairment under the requirements in

the financial instruments standard. Any unconditional rights to consideration are presented separately

as a receivable.

The following table provides information about receivables, contract assets and contract liabilities

from contracts with customers.

Information about remaining performance obligation has not been provided as these have an

expected duration of less than 12 months.

Installation revenue comprises of one-off installation, software customisation and user training

services. The Group has assessed that installation is a separate performance obligation for certain

products, and all the activities are considered as one performance obligation which is satisfied over

the term of the contract as the customer simultaneously receives and consumes the benefits provided

to them. After the software is installed, the customers subscribe to ongoing maintenance and support

services to ensure that the software is regularly maintained by the Group. The majority of the Group’s

Prodoc, Cube and Speedi customers also pay a transaction based fee for usage of the software

products enabling the customer to match the cost to their seasonal cash inflows. The installation and

transaction fees for Prodoc are a single performance obligation and are recognised over the contract

period. The Group uses the output method of measuring progress of installation as it fairly depicts the

entity’s performance towards complete satisfaction of the performance condition. Majority of

customers are invoiced in advance and then on a monthly basis and have payment terms of up to 30-

days.

Contract balances

Revenue (continued)

15

20222021
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

4

Grant income997,950 359,011

Wage subsidy- 299,930

Other1,380 42,995

Total other income999,330 701,936

Grant income and Wage subsidy

The Group is entitled to the Government's R&D project grant scheme which makes it eligible to a

percentage reimbursement of project related costs through Callaghan Innovation. Where the grant

relates to expenditure, it is recognised as income over the periods in which the expenditure is

incurred.

The Group received government grants in 2021 in relation to a wage subsidy programme introduced

in New Zealand in response to the COVID-19 coronavirus pandemic. Wage Subsidies received were

recognised in profit or loss in 'other income', the related wages and salaries for employees were

recognised in the profit or loss as "Employee Benefits Expense".

The Group is entitled to NZTE’s International Growth Fund Grant to assist with acceleration of growth

in the Australian market. This Grant allows for reimbursement of up to 50% of actual costs incurred in

carrying out pre-approved growth projects in Australia.

The Group is also eligible for the IRD’s Research & Development Tax Incentive (RDTI) scheme which

allows for a 15% tax credit for eligible R&D expenditure not claimed under any other scheme. In 2021,

the Group was also entitled to the R&D experience funding grant for someone engaged in

undergraduate or postgraduate study to work on a R&D project.

Other income

16

20222021
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

5.1Employee benefits expense

Short term employee benefits (salaries)8,148,327 4,766,552

Post-employment benefits (superannuation)266,346 105,525

Other employee benefits2,415,630 1,470,803

Total employee benefits expense10,830,303 6,342,880

5.2 Other expenses include the following:

The following fees were paid or payable for services provided by KPMG

- Fees relating to the annual audit195,000 75,000

- Fees for other services (financial statement preparation)- 9,000

Directors fees107,896 -

Bad debts written off252 -

Donations- 300

Loss on sale or disposal of fixed assets28,296 68,493

6Net finance expense

Interest income12,106 1,186

Interest expense(128,599) (134,279)

Interest on lease liabilities(53,180) (7,944)

Total net finance expense(169,673) (141,037)

Finance income and expenses policy

Borrowing costs that are not directly attributable to the acquisition, construction or production of a

qualifying asset are recognised in profit or loss using the effective interest method.

Finance income comprises interest income on funds invested using the effective interest method.

Finance costs comprise interest expense on borrowings and interest on lease liabilities.

17

20222021
$$

7Income tax

Loss before income tax(11,383,758) (7,074,156)

28%28%

(3,187,452) (1,980,764)

Non-deductible expenses161,914 11,625

Deferred tax not recognised in current tax year3,002,650 1,953,099

Prior year R&D tax losses cashed-out (Note 23)(560,000) (475,902)

Effect of different tax rates22,888 16,040

(560,000) (475,902)

Income tax expense (income) is represented by:

Current tax(560,000) (475,902)

Deferred tax- -

(560,000) (475,902)

Deferred tax assets and liabilities

Recognised Deferred Tax Assets

FY2022Opening

Recognised

in profit or

loss

Closing

(151,971) (270,945) (422,916)

- (452,745) (452,745)

(10,528) (496,439) (506,967)

49,454 86,154 135,608

113,045 1,133,975 1,247,020

- - -

The table below shows the movement in the deferred tax balances that are recognised at the beginning

and end of the period.

Tax expense

Domestic tax rate (28%)

Trade Window Holdings Limited

Expected income tax

Actual income tax expense (income)

Notes to the consolidated financial statements

For the year ended 31 March 2022

The current tax asset of $6,244 (2021 current tax liability: $1,661) represents the amount of income

taxes receivable/payable in respect of the current period.

The research and development (R&D) tax loss cash-out is a 28% refund of the Groups tax losses from

eligible R&D activity. R&D tax losses cashed-out reduce the Groups business losses carried forward to

future years. The rules focus on start-up companies engaging in intensive R&D, and are intended to

reduce their exposure to market failures and tax distortions arising from the general tax treatment of

losses. It is intended to provide a cashflow timing benefit only.

Intangibles

ESOP

Leases

Accruals and Employee

Benefits

Net Taxable Loss

18

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

7Income tax (continued)

Recognised Deferred Tax Assets

FY2021Opening

Recognised

in profit or

loss

Closing

(52,217) (99,754) (151,971)

16,030 (26,558) (10,528)

39,974 9,480 49,454

(3,787) 116,832 113,045

- - -

Income tax policy

The Group has $20,694,140 (2021: $9,970,390) of tax losses for which no deferred tax asset has been

recognised in the statement of financial position as it is not probable that the Group will be achieving

sufficient taxable profits in the foreseeable future.

Tax expense comprises current and deferred tax and is calculated using rates enacted or substantively

enacted at balance date. Current tax and deferred tax is recognised in profit or loss except to the extent

that it relates to items recognised directly in equity or other comprehensive income, in which case the

tax is recognised as an adjustment against the item to which it relates.

Current tax is the expected tax payable or receivable on the taxable income or loss for the year, using

tax rates enacted or substantively enacted at the reporting date, and any adjustment to tax payable in

respect of previous years.

Deferred tax is recognised in respect of temporary differences between the carrying amounts of assets

and liabilities for financial reporting purposes and the amounts used for taxation purposes. Deferred tax

is not recognised on the initial recognition of goodwill. A deferred tax asset is recognised only to the

extent that it is probable that future taxable profits will be available against which the asset can be

utilised.

Intangibles

Leases

Accruals and Employee

Benefits

Net Taxable Loss

19

20222021
$$

8.1

Bank accounts5,932,558 1,413,224

5,932,558 1,413,224

Cash and cash equivalents policy

8.2

Restricted cash is comprised of cash balances held with Commonwealth Bank Australia of $98,604

(2021: $Nil), that is held as a rent guarantee over one of the leases.

Restricted cash

The bank accounts include cash balances held with ASB Bank Limited of $5,825,531 (2021:

$1,314,649), which is a related party. The Group also had an undrawn overdraft facility with ASB

Bank limited to a maximum of $150,000; which was temporarily increased to $350,000 in the prior

financial year. The interest rate at balance date was 6.23% (2021: 6%) per annum.

Cash and cash equivalents comprises cash balances and call deposits used by the Group in the

management of its short-term commitments.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Cash and cash equivalents

Total cash and cash equivalents

20

20222021
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

9

Current

Trade receivables418,226 191,079

Other receivables1,090,297 174,613

Prepayments327,101 192,265

1,835,624 557,957

Non-Current

Trade receivables- 18,057

Prepayments128,304 -

128,304 18,057

Total trade and other receivables1,963,928 576,014

A provision for impairment of trade receivables is established when there is objective evidence that

the Group will not be able to collect all amounts due according to the original terms of receivables.

Impairment is calculated based on an expected credit loss (ECL) model under NZ IFRS 9. Refer to

note 15 for information about calculation and recognition of expected credit losses. The amount of

the provision is recognised in profit or loss. There was no provision for impairment recognised during

the year.

Trade and other receivables policy

Trade and other receivables

Bad debt expense of $252 (2021: $Nil) has been recorded within other expenses in the statement of

comprehensive income.

Trade and other receivables (unless it is a trade receivable without a significant financing component)

is initially recognised at fair value plus transaction costs. A trade receivable without a significant

financing component is initially measured at the transaction price. It is then subsequently measured at

amortised cost using the effective interest method, less any provision for impairment.

21

10
Lease-

hold

improve-

ments

Motor

vehicles

Furnit-

ure and

fittings

Plant

and

equip-

ment Total

$$$$$

- 37,904 22,201 194,062 254,167

39,208 - 48,042 153,205 240,455

- - - 47,921 47,921

- - (9,757)(32,038)(41,795)

39,208 37,904 60,486 363,150 500,748

- 11,044 2,602 74,970 88,616

- - (1,976)(6,815)(8,791)

10,698 7,960 4,785 119,588 143,031

10,698 19,004 5,411 187,743 222,856

- 26,860 19,599 119,092 165,551

28,510 18,900 55,075 175,407 277,892

43,100 50,078 16,500 126,041 235,719

29,572 - 6,600 82,215 118,387

(72,672)(12,174)(899)(14,194)(99,939)

- 37,904 22,201 194,062 254,167

496 4,363 549 16,505 21,913

(8,224)(3,622)(73)(4,192)(16,111)

7,728 10,303 2,126 62,657 82,814

- 11,044 2,602 74,970 88,616

42,604 45,715 15,951 109,536 213,806

- 26,860 19,599 119,092 165,551

Disposals

Total property, plant and equipment at cost

Accumulated depreciation

Opening balance

Disposals

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Property, plant and equipment

Additions through business acquisition

Year ended 31 March 2022

Opening balance

Additions

Year ended 31 March 2021

Opening balance

Additions

Disposals

Depreciation expense

Total accumulated depreciation

Summary

Net carrying amount at 31 March 2021

Net carrying amount at 31 March 2022

Total accumulated depreciation

Summary

Net carrying amount at 31 March 2020

Net carrying amount at 31 March 2021

Total property, plant and equipment at cost

Accumulated depreciation

Opening balance

Disposals

Depreciation expense

22

10
Property, plant and equipment policy

Recognition and measurement

Depreciation

- 7.00%

- 21.00%

- 10.50%

- 30.00% - 67.00%

Impairment

Any gain or loss on disposal of an item of property, plant and equipment (calculated as the difference

between the net proceeds from disposal and the carrying amount of the item) is recognised in profit or

loss within other income or other expenses.

For property, plant and equipment, depreciation is based on the cost of an asset less its residual

value.

Depreciation is recognised in profit or loss on a straight line basis over the estimated useful lives of

each component of an item of property, plant and equipment.

Furniture and fittings

Plant and equipment

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

All property, plant and equipment is measured at cost less accumulated depreciation and

accumulated impairment losses.

When parts of an item of property, plant and equipment have different useful lives, they are

accounted for as separate items (major components) of property, plant and equipment.

Property, plant and equipment (continued)

An impairment loss is recognised whenever the carrying amount of an asset exceeds its recoverable

amount. Impairment losses directly reduce the carrying amount of the assets and are recognised in

profit or loss.

The depreciation rates for significant items of property, plant and equipment are as follows:

Leasehold improvements

Motor vehicles

There was no impairment of assets recognised for during the year.

Depreciation methods, useful lives and residual values are reviewed at each financial year end and

adjusted if appropriate.

The carrying amounts of property, plant and equipment are reviewed at each balance date to

determine whether there is any indication of impairment. If any such indication exists, the asset's

recoverable amount is estimated.

23

11
Right of use assets

BuildingsTotal

$$

287,465 287,465

Additions1,722,903 1,722,903

Make good provision64,143 64,143

(287,465)(287,465)

1,787,046 1,787,046

249,136 249,136

(287,043)(287,043)

429,638 429,638

391,731 391,731

38,329 38,329

Net carrying amount at 31 March 20221,395,315 1,395,315

791,534791,534

(402,451)(402,451)

(101,618)(101,618)

287,465 287,465

62,71562,715

(43,551)(43,551)

229,972229,972

249,136 249,136

728,819 728,819

Net carrying amount at 31 March 202138,329 38,329

Lease liabilities20222021

$$

Lease liability (current)506,999 39,704

Lease liability (non-current)875,045 -

Total lease liabilities

1,382,044 39,704

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Opening balance

Disposals

Leases

Year ended 31 March 2022

Opening balance

Total Right of use assets at Cost

Accumulated amortisation

Disposals

Amortisation expense

Net carrying amount at 31 March 2020

The interest rate applied to the initial lease liability was 4.20%.

Total accumulated amortisation

Year ended 31 March 2021

Total Right of use assets at Cost

Summary

Net carrying amount at 31 March 2021

Disposals

Opening balance

Remeasurement of right of use asset

The new lease liabilities have interest rates applied of 5.09% and 5.39%

Amortisation expense

Accumulated amortisation

Opening balance

Disposals

Total accumulated amortisation

Summary

The additions during the year relate to the Group entering into new leases for the New Zealand and

Australian entities.

24

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

11

Leases policy

Recognition and measurement

-

-

-

-

The right-of-use asset is subsequently depreciated using the straight-line method from the

commencement date to the earlier of the end of the useful life of the right-of-use asset or the end of the

lease term. The estimated useful lives of right-of-use assets are determined on the same basis as those

of property, plant and equipment. In addition, the right-of-use asset is periodically reduced by

impairment losses, if any, and adjusted for certain remeasurements of the lease liability.

The Group recognises a right-of-use asset and a lease liability at the lease commencement date. The

right-of-use asset is initially measured at cost, which comprises the initial amount of the lease liability

adjusted for any lease payments made at or before the commencement date, plus any initial direct costs

incurred and an estimate of costs to dismantle and remove the underlying asset or to restore the

underlying asset or the site on which it is located, less any lease incentives received.

The lease liability is initially measured at the present value of the lease payments that are not paid at the

commencement date, discounted using the interest rate implicit in the lease or, if that rate cannot be

readily determined, the Group's incremental borrowing rate. Generally, the Group uses its incremental

borrowing rate as the discount rate.

Leases (continued)

Lease payments included in the measurement of the lease liability comprise the following:

fixed payments, including in-substance fixed payments;

variable lease payments that depend on an index or a rate, initially measured using the index

or rate as at the commencement date;

amounts expected to be payable under a residual value guarantee; and

the exercise price under a purchase option that the Group is reasonably certain to exercise,

lease payments in an optional renewal period if the Group is reasonably certain to exercise an

extension option, and penalties for early termination of a lease unless the Group is reasonably

certain not to terminate early.

The Group has elected not to recognise a right-of-use asset and corresponding lease liability for short-

term leases with terms of 12 months or less and leases for low-value assets. Lease payments on these

assets are expensed to the profit or loss as incurred.

The lease liability is measured at amortised cost using the effective interest method. It is remeasured

when there is a change in future lease payments arising from a change in an index or rate, if there is a

change in the Group's estimate of the amount expected to be payable under a residual value guarantee,

or if the Group changes its assessment of whether it will exercise a purchase, extension or termination

option.

When the lease liability is remeasured in this way, a corresponding adjustment is made to the carrying

amount of the right-of-use asset, or is recorded in profit or loss if the carrying amount of the right-of-use

asset has been reduced to zero.

25

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

11

Right of use asset

Buildings

No. of right of use assets leased

2

Range of remaining terms in months

26-44

Average remaining term in months

35

No. of leases with options to purchase

-

No. of leases with termination options

-

Future lease payments were as follows.

20222021

$$

Within 1 year

506,999

39,704

1-2 years

552,201 -

2-3 years

220,746 -

3-5 years

102,098 -

Over 5 years

- -

Total future lease payments

1,382,044 39,704

Impairment

The Right of use asset is regularly assessed for impairment.

20222021

Amounts recognised in statement of comprehensive income

$$

Interest on lease liabilities

53,180 7,944

Depreciation on right of use assets

429,638 229,972

Amounts recognised in statement of cash flow

Interest on lease liabilities

53,180 7,944

Principal lease payments

380,563 289,494

The table below describes the nature of the Group’s leasing activities by type of right-of-use asset

recognised in the consolidated statement of financial position:

Leases (continued)

26

12
Software

Customer

relation-

ships GoodwillTotal

$$$$

3,390,605 456,016 995,691 4,842,312

2,389,951 - 1,474,070 3,864,021

100,001 - - 100,001

5,880,557 456,016 2,469,761 8,806,334

892,651 57,002 - 949,653

1,048,556 45,602 - 1,094,158

1,941,207 102,604 - 2,043,811

2,497,954 399,014 995,691 3,892,659

Net carrying amount at 31 March 2022 3,939,350 353,412 2,469,761 6,762,523

3,390,605 456,016 995,691 4,842,312

3,390,605 456,016 995,691 4,842,312

181,530 11,401 - 192,931

711,121 45,601 - 756,722

892,651 57,002 - 949,653

3,209,075 444,615 995,691 4,649,381

Net carrying amount at 31 March 2021 2,497,954 399,014 995,691 3,892,659

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Opening balance

Total accumulated amortisation

Intangible assets

Accumulated amortisation

Year ended 31 March 2022

Total Intangible assets at Cost

Opening balance

Additions through business acquisition

Additions

Total Intangible assets at Cost

Amortisation expense

Net carrying amount at 31 March 2021

Opening balance

Year ended 31 March 2021

Summary

Accumulated amortisation

Amortisation expense

Total accumulated amortisation

Summary

Net carrying amount at 31 March 2020

Opening balance

27

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

12

Intangible assets policy

Recognition and policy

Subsequent expenditure

Amortisation

- 1 - 5 years

- 10 years

Impairment

Customer relationships

The Group tests whether goodwill has suffered any impairment on an annual basis. No impairment on

the carrying amount of goodwill has been recognised during the financial year (2021: Nil).

The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less

costs to sell. Fair value less cost of disposal (FVLCD) is deemed to be the more appropriate method

given the Group is an early-stage business hence there are difficulties in assessing WACC, forecast

revenue, cash flows and forecast accuracy. Further, as a publicly listed entity, the fair value can be

easily ascertained.

Software

The estimated useful lives for current and comparative periods are as follows:

Goodwill is measured at cost less accumulated impairment losses.

Subsequent expenditure is capitalised only when it increases the future economic benefits embodied

in the specific asset to which it relates. All other expenditure, including expenditure on internally

generated goodwill and brands is recognised in profit or loss as incurred.

Intangible assets (continued)

Other intangible assets that are acquired by the Group and have finite useful lives are measured at

cost less accumulated amortisation and any accumulated impairment losses.

Amortisation is calculated to write off the cost of intangible assets less their estimated residual value

using the straight-line method over their estimated useful lives, and is recognised in profit or loss.

Goodwill is not amortised.

28

20222021
$$

13

Current

Trade payables234,691 232,279

Sundry payables101,044 1,082

Accruals268,872 155,659

Employee benefits908,102 392,489

1,512,709 781,509

Non-current

Accruals64,143 -

1,576,852 781,509

Trade and other payables policy

Employee benefits policy

Trade and other payables are measured at amortised cost. These amounts represent liabilities for

goods and services provided to the Group prior to the end of financial year which are unpaid. The

amounts are unsecured and are usually paid within 30 days of recognition.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Trade and other payables

Total trade and other payables

Short-term employee benefits obligations are measured on an undiscounted basis and are expensed

as the related service is provided. A liability is recognised for the amount expected to be paid for

outstanding annual leave balances if the Group has a present legal or constructive obligation to pay

this amount as a result of past services provided by the employee and the obligation can be

estimated reliably.

29

20222021
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

14

Current

Vendor loan- 235,580

ASB term loan486,248 254,284

486,248 489,864

Non-current

ASB term loan1,344,881 812,553

Callaghan R&D loan419,592 407,594

1,764,473 1,220,147

Total interest bearing loans and borrowings2,250,721 1,710,011

Terms and repayment schedule

CurrencyMaturity date

Vendor loanNZD17 July 2021- 235,580

ASB term loanNZD

29 January 2025 -

30 October 2026

1,831,129 1,066,837

Callaghan R&D loan NZD13 August 2030419,592 407,594

2,250,721 1,710,011

Interest bearing loans and liabilities policy

Borrowings are initially recognised at fair value, net of transaction costs incurred. Borrowings are

subsequently measured at amortised cost. Any difference between proceeds (net of transaction

costs) and the redemption amount is recognised in the statement of comprehensive income over the

period of the borrowing using the effective interest method. Borrowings are classified as current

liabilities unless the Group has an unconditional right to defer settlement of the liability for at least 12

months after the reporting date.

10%

5-6%

3%

Interest

rate

The face value and carrying value of the loans are the same.

The ASB loan is secured over the assets of TradeWindow Services Limited together with an

unlimited guarantee and indemnity from Trade Window Limited.

On 13 August 2020, the Company received an R&D loan of $400,000 from Callaghan Innovation as

assistance for the economic impacts of COVID19 on the business. The loan balance at 31 March

2022 was $419,592 which included an interest accrual of 3% (2021: $407,594).

Interest bearing loans and borrowings

The Company has met all of its covenants during the year and as at balance date.

30

15 Financial instruments classification and risk management
Financial assets held at amortised cost

-

-

Financial liabilities held at amortised cost

Financial assets and liabilities are classified into the following categories:

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Financial instruments are recognised in the statement of financial position when the Group becomes

party to a financial contract. They include cash and cash equivalents, trade and other receivables, trade

and other payables, interest bearing loans and borrowings, lease liabilities and related party payables.

All financial assets and liabilities (except for trade receivables that do not contain a significant financing

component) are initially measured at fair value, adjusted for transaction costs (where applicable). Trade

receivables without a significant financing component are initially measured at the transaction price in

accordance with the recognition of revenue.

The Group’s overall financial risk management programme focuses primarily on maintaining a financial

risk profile that provides flexibility to implement the Group’s strategies, while optimising return on

assets. Financial risk management is centralised, which supports compliance with the financial risk

management policies and procedures set by the Board.

A financial asset is measured at amortised cost if it meets both of the following conditions, and is not

designated as at fair value through profit or loss (FVTPL):

Financial assets at amortised cost are subsequently measured at amortised cost using the effective

interest method. The amortised cost is reduced by impairment losses. Interest income, foreign

exchange gains and losses and impairment are recognised in profit or loss. Any gain or loss on

derecognition is recognised in profit or loss.

the asset is held within a business model whose objective is to hold assets to collect

contractual cash flows; and

the contractual terms of the financial asset give rise on specified dates to cash flows that

are solely payments of principal and interest on the amounts outstanding.

Financial assets held at amortised cost comprise: cash and cash equivalents and trade and other

receivables.

Financial liabilities not designated as at FVTPL on initial recognition are classified as at amortised cost.

Financial liabilities at amortised cost are subsequently measured at amortised cost using the effective

interest method. Interest expense and foreign exchange gains and losses are recognised in profit or

loss. Any gain or loss on derecognition is recognised in profit or loss.

Financial liabilities held at amortised cost comprise: trade and other payables, interest bearing loans

and borrowings, lease liabilities, and related party payables.

31

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

15 Financial instruments classification and risk management (continued)

Impairment - financial assets

-

Market risk (mainly interest rate risk)

-

Credit risk

-

Liquidity risk

Risk management framework

The Company’s board of directors has overall responsibility for the establishment and oversight of the

Group’s risk management framework. The board of directors has established the Audit and Risk

Committee, which is responsible for developing and monitoring the Group’s risk management policies.

A risk register is maintained, and the Committee reports regularly to the board of directors on its

activities. The Group’s risk management policies are established to identify and analyse the risks faced

by the Group, to set appropriate risk limits and controls and to monitor risks and adherence to limits.

There were no financial instruments at fair value at balance date.

Financial risk management

The Group had exposure to the following risks from its use of financial instruments:

The Group recognises loss allowances for expected credit losses (ECLs) on financial assets measured

at amortised cost.

ECLs are a probability-weighted estimate of credit losses. Credit losses are measured as the present

value of all cash shortfalls (i.e. the difference between the cash flows due to the entity in accordance

with the contract and the cash flows that the Group expects to receive).

The gross carrying amount of a financial asset is written off when the Group has no reasonable

expectations of recovering a financial asset in its entirety or a portion thereof.

The Group makes use of a simplified approach in accounting for trade and other receivables as well as

contract assets and records the loss allowance as lifetime expected credit losses. These are the

expected shortfalls in contractual cash flows, considering the potential for default at any point during the

life of the financial instrument. In calculating, the Group uses its historical experience, external

indicators and forward-looking information to calculate the expected credit losses using a provision

matrix.

32

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

15 Financial instruments classification and risk management (continued)

Market risk

Interest rate risk

Change in

profit/(loss)

Change in

equity

Change in

profit/(loss)

Change in

equity

$$$$

Variable interest rates +1%17,560 17,560 10,668 10,668

Variable interest rates -1%(18,014) (18,014) (10,668) (10,668)

Foreign exchange risk

Credit risk

Credit risk is the risk of financial loss to the Group if a customer or counterparty to a financial instrument

fails to meet its contractual obligations, and arises principally from trade receivables.

In respect of trade receivables, the Group is not exposed to any significant credit risk. There is no

history of customer default and management consider the credit quality of trade receivables to be good.

The Group trades with recognised, creditworthy third parties or requires payment in advance. The

profile of future customers is expected to be similar to that of past customers. On this basis, the Group

does not feel it necessary to have a written credit policy in place, however management continue to

monitor this risk.

Credit risk relating to bank balances is managed by banking with major financial institutions with high

quality external credit ratings.

The Group is not subject to material foreign exchange risk.

Market risk is the risk that changes in market prices – e.g. foreign exchange rates, interest rates and

equity prices – will affect the Group’s income or the value of its holdings of financial instruments. The

objective of market risk management is to manage and control market risk exposures within acceptable

parameters, while optimising the return.

The Group's exposure to the risk of changes in interest rates primarily affects borrowings. The Group

had floating interest rates throughout the year.

The following table illustrates the sensitivity of profit/ (loss) and equity to a reasonably possible change

in interest rates of +/- 1% (2021: +/- 1%). These changes are considered to be reasonably possible

based on observation of current market conditions. The calculations are based on a change in the

average market interest rate for each period, and the financial instruments held at each reporting date

that are sensitive to changes in interest rates. All other variables are held constant.

20222021

33

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

15 Financial instruments classification and risk management (continued)

Liquidity risk

6 Months 6-12 Months 1-5 Years

$$$

5,932,558 - -

1,508,533 - -

Restricted Cash- - 98,604

7,441,091 - 98,604

1,413,224 - -

365,692 - 18,057

1,778,916 - 18,057

6 Months 6-12 Months 1-5 Years

$$$

Trade and other payables1,512,709 - 64,143

239,499 246,749 1,344,881

7,071 - -

248,232 258,767 875,045

2,007,511 505,516 2,284,069

Trade and other payables781,509 - -

363,211 126,653 812,553

40,470 - -

39,704 - -

30,380 - -

1,255,274 126,653 812,553

Lease liabilities

Lease liabilities

Total financial liabilities exposed to liquidity risk

Although related party loans are repayable on demand, the shareholders do not intend to call upon

these loans within the next 12 months.

The Group manages liquidity risk by maintaining adequate cash reserves and banking facilities.

Forecast and actual cash flows are continuously monitored with the maturity profiles of the majority of

financial assets and liabilities matched.

Cash and cash equivalents

Trade and other receivables

Cash and cash equivalents

Trade and other receivables

Interest bearing loans and borrowings

Related party payables

Dividend payable

Liquidity risk is the risk that the Group will encounter difficulty in meeting the obligations associated with

its financial liabilities that are settled by delivering cash or another financial asset.

Year ended 31 March 2021

Interest bearing loans and borrowings

Related party payables

Liquidity profile of financial assets

Year ended 31 March 2022

Year ended 31 March 2021

Year ended 31 March 2022

Financial liabilities based on contractual cashflows due within

34

16
Key management personnel

Other related parties

Transactions involving related entities

Shareholder

Funds advanced, convertible notes issued,

balances payable, cash at bank, shares

issued

Technalise Limited and Prodoc Limited were both related parties during the previous financial year. This

year they are no longer related parties.

When the 10:1 share exchange happened on 19 November 2021, all shares held by Trade Window

Nominees Limited were transferred to the individuals. It is no longer a shareholder or related party.

Common ownership

Supplier of Services

Executive director, beneficial

shareholder

Employment agreement, ESOP

Independent Verification Common ownershipSupplier of Services

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Albertus Johannes Smith

F40 Developments Ltd

Kerry Friend

Executive director,

shareholder

Employment agreement, ESOP

Related party

The Group has related party relationships with its directors and other key management personnel as

listed below. Remuneration of key management personnel during the year amounted to $1,723,105

(2021: $1,570,267), of which $1,283,028 (2021: $1,068,188) was for short-term employee benefits and

$440,077 (2021: $502,079) was for share-based payment expense. There were directors fees of

$107,896 paid during the year (2021: Nil).

ASB Bank Limited is a shareholder of the Group. During the previous year, the Group issued

convertible notes amounting to $1,250,000 (see Note 20) to ASB Bank Limited. The Group has bank

balances with the ASB Bank (see Note 8.1) as well as some interest bearing loan facilities as stated in

Note 14.

The entities, the nature of the relationship and the types of transactions which the Group entered into

during the period are detailed below:

Related entity

ASB Bank Limited

Nature of relationshipTypes of transactions

35

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

16

31 March 2022

Purchases/

Salaries

Balances

payable

Interest

bearing

loans

Cash at

bank

Convertible

notes

$$$$$

- - 1,831,129 5,825,531 -

74,469 7,071 - - -

153,833 - - - -

1,723,105 - - - -

1,951,407 7,071 1,831,129 5,825,531 -

31 March 2021

Purchases/

Salaries

Balances

payable

Interest

bearing

loans

Cash at

bank

Convertible

notes

$$$$$

59,681 4,552 - - -

- - 1,066,837 1,314,649 1,250,000

- -

235,580

- -

145,475 11,914 - - -

250,000 24,004 - - -

1,570,267 - - - 158,964

2,025,423 40,470 1,302,417 1,314,649 1,408,964

Key management personnel

Related party entity:

Related party (continued)

ASB Bank Limited

The following transactions and outstanding balances between related parties occurred during the year:

Independent Verification

Services Limited

F40 Developments Limited

Key management personnel

Independent Verification

Services Limited

F40 Developments Limited

Technalise Limited

ASB Bank Limited

Prodoc Ltd

Related party entity:

36

17 Interest in subsidiaries
Set out below is a list of material subsidiaries of the Group:

Country of

incorporation

20222021

Trade Window LimitedNew Zealand New Zealand100%100%

Trade Window Pty LimitedAustraliaAustralia100%100%

Trade Window Pte LimitedSingaporeSingapore100%100%

TradeWindow Services Limited

New Zealand New Zealand

100%100%

Trade Window Origin LimitedNew Zealand New Zealand100%100%

Trade Window Nominees Limited New Zealand New Zealand100%100%

Trade Window CNCO Pte Limited SingaporeSingapore100%100%

Trade Window Nominees Limited was incorporated on 4 September 2020 with the sole purpose to hold

on trust shares issued to staff under share option programmes.

All subsidiaries have a 31 March balance date.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Trade Window Limited acquired the remaining 49% minority interest in Trade Window Origin Limited

(formerly known as IVS Origin Limited) on 31 March 2021.

Trade Window Holdings Limited acquired all of the shares of Trade Window Limited on 19 November

2021 as part of Trade Window's listing process. There was no other change operationally and TWHL

was effectively inserted above TWL and is, in substance, a continuation of the existing group.

Principal place

of business

37

18Business acquisitions
Speedi Software Limited (Speedi)

The details of the business combination are as follows:2022

$

Fair value of consideration transferred

Amount settled in shares (78,794 shares)725,000

Amount settled via cash725,000

Total fair value of consideration transferred1,450,000

Recognised identifiable net assets

Software1,200,000

Goodwill250,000

Total identifiable net assets1,450,000

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

As part of the recognised identifiable net assets, there is a portion of goodwill which has been

recognised. This is composed of intangible benefits such as sales and product synergies.

On 1 October 2021 the Group acquired the assets of Tauranga based border clearance

software company, Speedi Software Limited. The acquisition provided the Group with a cost

effective and lower risk way to acquire customers, capability and extend its ecosystem reach.

The Speedi acquisition contributed $0.3m to the consolidated revenue for the six months ended

31 March 2022. However, the business is not subject to significant seasonality. As such,

annualized revenue for the 12 months ended 31 March 2022 is expected to be approximately

$0.6m. The business did not have a requirement to prepare NZ IFRS financial statements prior

to acquisition.

The strategic rationale for acquiring the business is to integrate into Trade Window’s suite of

solutions and therefore a separate profit and loss is not maintained and impractical to

desegregate.

38

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

18Business acquisitions (continued)

Cyberfreight

The details of the business combination are as follows:2022

$

Fair value of consideration transferred

Amount settled in shares (188,810 shares)1,628,037

Amount settled via cash813,445

Total fair value of consideration transferred2,441,482

Recognised identifiable net assets

Software1,189,951

Plant and equipment47,921

Deferred income(20,460)

Goodwill1,224,070

Total identifiable net assets2,441,482

On 1 April 2021, the Group acquired the assets of Sydney based freight forwarding software

company, Hi-Tech Freight Solutions (Aust.) Pty Limited (“HTFSL”) for AU$2.25 million. The

Group also acquired at the same time the assets of Cyberfreight Solutions Pte. Limited

(“CSPL”), a Singaporean company related to HTFSL for SG$5,000 cash. HTFS and CSPL, were

together known as “Cyberfreight”, Cyberfreight has since been rebranded as "TradeWindow

Freight". The acquisition of Cyberfreight provided the Group with a cost-effective way to amass

a high-quality customer base, access to freight management capabilities, and secure market

share in Australia and further afield.

As part of the recognised identifiable net assets, there is a portion of goodwill which has been

recognised. This is composed of intangible benefits such as sales and product synergies.

Cyberfreight contributed $1.4 million to the consolidated revenue for the 12 months from 1 April

2021 to 31 March 2022. The business did not have a requirement to prepare NZ IFRS financial

statements prior to acquisition.

The strategic rationale for acquiring the business is to integrate into Trade Window’s suite of

solutions and therefore a separate profit and loss is not maintained and impractical to

desegregate.

Measurement of fair values - The valuation techniques used for measuring the fair value of

material assets acquired in all business acquisitions were as follows:

Property, plant and equipment - as the value of the tangible assets purchased are immaterial,

these have been recognised at the vendor's book value.

Software - where there is no comparable product which Trade Window could purchase off the

shelf to continue serving its customers, software has been measured based on the estimated

development cost to replicate the acquired software.

These valuations are key accounting estimates.

Equity instruments issued - The fair value of the ordinary shares issued was based on the

share price of the company at the date of listing.

39

19 Share capital
2022202120222021

Number of

shares

Number of

shares

$$

Shares

Balance 1 April5,780,472 5,634,833 6,147,047 5,153,545

1,630,239 - 15,000,000 (64,463)

267,604 48,206 2,353,037 416,500

79,721 97,433 716,347 641,465

845,124 - 6,818,964 -

77,428,440 - -

100,607 - 92,532 -

241,109 - 205,557 -

Balance at 31 March86,373,316 5,780,472 31,333,484 6,147,047

On 1 October 2021 Trade Window Limited issued 7,880 shares to Russell and Margaret Beswick

valued at $72,506, 31,517 shares to Andrew Hickton valued at $289,994 and 39,397 shares to RW and

MJ Beswick Trust valued at $362,500 as part of the acquisition of Speedi Software Limited to the total

value of $725,000.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Issue of ordinary shares

Shares issued in respect of business

acquisitions

Shares issued in respect of

employee share options exercised

2020 Convertible note exchange

Shares issued in respect of 10:1

share exchange on formation of

TWHL (see Note 1)

Staff listing day bonus shares

Shares issued in respect of

employee share options exercised

On 1 April 2021 Trade Window Limited issued 94,405 shares to Douglas Meuross valued at $814,019

and 94,405 shares to Sally Wallace valued at $814,019 as part of the Cyberfreight acquisition, to the

total value of $1,628,037.

On 31 March 2021, Trade Window Limited issued 24,103 shares to Masambri Holdings Limited valued

at $208,250 and 24,103 shares to Ngatoto Trust valued at $208,250 as part of acquisition of Trade

Window Origin Limited (formerly known as IVS Origin Limited) to the total value of $416,500.

At 31 March 2022, share capital comprised 86,373,316 shares. All issued shares rank equally, are fully

paid and have no par value.

The translation reserve comprises all foreign currency differences arising from the translation of the

financial statements of foreign operations.

40

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

19 Share capital (continued)

Share capital policy

Capital management

20 Convertible notes

20222021

$$

Convertible notes

Balance 1 April6,818,964 1,000,000

(Converted)/Issued to Independent Parties(4,410,000) 4,410,000

(Converted)/Issued to Related Parties(2,408,964)1,408,964

Balance at 31 March- 6,818,964

There were no convertible notes issued during the year (2021: $5,818,964). All convertible notes

previously issued were converted to share capital during the year.

Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of ordinary

shares are recognised as a deduction from equity, net of any tax effects.

For the purpose of the Group’s capital management, capital includes issued capital, convertible notes

and all other equity reserves attributable to the equity holders of the parent. The primary objective of

the Group’s capital management is to maximise the shareholder value. The Group manages its capital

structure and makes adjustments in light of changes in economic conditions and the requirements of

the financial covenants. There are no externally imposed capital requirements.

41

21 Share based payment arrangements
Number of options

Weighted average

exercise price

Year ended 31 March 2022

40,511 0.00864

Granted prior to listing98,801 0.00885

Vested prior to listing(79,721)0.00882

Revoked prior to listing(1,022)0.00864

527,121 0.00092

Cancelled after listing(27,170)0.00092

Vested after listing(241,209)0.00092

317,311 0.00100

Year ended 31 March 2021

Outstanding at the beginning of the period31,746 0.00315

Granted during period106,198 0.00864

Vested options at end of 31 March 2021(97,433)0.00864

40,511 0.00864

Grant Date

Contractual life of

options

Options granted to employees

1 May 2021 to 1 February 2022910,141 5 years

910,141

Expense recognised in profit or loss

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

The Group established a share option programme that entitled senior management to purchase shares

in the Company on 31 October 2019, which was revised on 25 March 2020 and 19 November 2021.

Under this programme, holders of vested options are entitled to purchase shares at the exercise price

specified at grant date. All options are to be settled by the physical delivery of shares. During the year

ended 31 March 2021, an additional share option scheme for employees was also introduced and all

options granted under this scheme vested and were exercised within that year.

The number and weighted average exercise prices of share options under the employee share option

programmes were as follows:

Outstanding at the beginning of the period

10:1 Conversion on share exchange

Outstanding at the end of the Period

Outstanding at the end of the period

Number of

instruments

Vesting conditions

Must be employed by the

company on vesting date

The total expense recognised in the statement of comprehensive income during the year was $725,065

(2021: $867,188).

42

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2022

21 Share based payment arrangements (continued)

Shares granted for services provided

Share-based payments policy

The share based payments reserve is used to record the value of share based payments provided to

employees including key management personnel, as part of their remuneration.

No options were approved to be issued under the existing scheme since prior to listing on 19

November 2021. A new scheme is planned to be introduced to replace it.

The grant-date fair value of equity-settled share-based payment arrangements granted to employees is

generally recognised as an expense, with a corresponding increase in equity, over the vesting period of

the awards. The amount recognised as an expense is adjusted to reflect the number of awards for

which the related service and non-market performance conditions are expected to be met, such that the

amount ultimately recognised is based on the number of awards that meet the related service and non-

market performance conditions at the vesting date. For share-based payment awards with non-vesting

conditions, the grant-date fair value of the share-based payment is measured to reflect such conditions

and there is no true-up for differences between expected and actual outcomes.

The Company has an ownership-based participation rights scheme for employees. In accordance with

the provisions of the scheme, as approved by the directors and shareholders, grantees have been

granted options to purchase ordinary shares at an exercise price based on the fair value of Trade

Window Limited's shares on the date of the grant as approved by the directors.

Once granted, options vest over a period of time which is stated in the options offer letter to the

grantee. The grantee may exercise an option that has vested at any time during the period

commencing on the date on which the option vested and ending on the expiry date.

Under the terms of the scheme unvested options lapse immediately on termination of service. For a

good leaver, as defined, vested options must be exercised within three months following termination of

services, and any options exercised and converted to shares may be retained. For a bad leaver, as

defined, vested options are cancelled on the leaving date.

43

22
23

24

25

Contingencies

There are no other subsequent events after 31 March 2022 that require disclosure.

An operating segment is reported in a manner consistent with the internal reporting provided to

the chief operating decision maker ("CODM") on a monthly basis. The CODM, who is

responsible for allocating resources and assessing performance of the operating segment(s) is

part of the senior leadership team and is involved in strategic decision making of the Group.

Management has determined there is one operating segment based on the reports reviewed

by the CODM.

The reason for looking at the business as one segment is because of the inter-related nature of

the services and their dependence on the Trade Window software which cannot be separated

between different products and services. The performance of the operating segment is

reviewed by the CODM and action plans are agreed with the management where necessary to

improve performance of the business.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Capital commitments

There are no other contingencies.

There are no capital commitments at year end (2021: Nil).

The Group has a contingent liability in 2022 of $1,035,902 relating to R&D tax losses cashed

out (2021: $475,902). If the Group becomes profitable in the future, there is a change in the

shareholders greater than 90%, or a liquidation event occurs, it would become payable.

The amounts reported with respect to segment total assets and liabilities are measured in a

manner consistent with the consolidated statement of financial position. Reportable segment

assets and liabilities are equal to total assets and liabilities hence no reconciliation is required.

The majority of the Group's operations are within New Zealand and there are no other material

geographic segments.

The reportable operating segment derives its revenues from the provision of software solutions

to its customers. There are no major customers that make up to 10% of revenues. The CODM

assesses the performance of the operating segment from revenue to net income. The total

revenue, direct costs, operating expenses, interest and foreign exchange gains and losses, tax

and net income are reviewed.

Segment reporting

Subsequent events

On 17 May 2022 Trade Window entered a conditional agreement to acquire the business and

assets of Rfider Limited, an Auckland-based software company. The transaction is conditional

on Trade Window sourcing additional funding by 30 July 2022, or otherwise waiving the

condition. At the date of signing these financial statements, Trade Window had not taken

control and as such it is not practical to fair value the transaction.

44

26 Earnings per share
20222021

Profit (loss) attributable to ordinary shareholders(10,823,622)(6,597,407)

Weighted average number of shares

Basic (ordinary shares)86,373,316 5,780,472

Effect of conversion of convertible notes- 6,818,964

Diluted (ordinary shares plus convertible notes)86,373,316 12,599,436


Basic EPS($)(0.13)(1.14)

Diluted EPS ($)(0.13)(0.52)

27Cash flow reconcilliation20222021

$$

Net profit (loss) after tax(10,823,758)(6,598,254)

Classification Differences

- Net finance expense169,673141,037

- Loss on disposal28,29668,493

- Make good provision(64,143)-

Statement of financial position movements

- Trade and other receivables (excluding related party)(1,387,913)(252,317)

- Contract assets(25,880)(51,929)

- Trade and other payables795,343 355,724

- Contract liabilities413,774 (175,386)

- Income tax payable(7,905)(534)

- Other movements(77,749)445

Other non-cash items

- Depreciation, amortisation and impairment1,666,826 1,069,502

- Employee share scheme817,623 867,188

Net cash from operating activities(8,495,813)(4,576,031)

The earnings per share for the year ended 31 March was as follows:

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

Basic earnings/(deficit) per share is calculated by dividing the net profit/(loss) for the year attributable

to the parent by the weighted average number of ordinary shares outstanding during the year. The

weighted average number of ordinary shares outstanding during the year is the number of ordinary

shares outstanding at the beginning of the year adjusted by the number of ordinary shares bought

back or issued during the year multiplied by a time-weighting factor. Diluted earnings per share

additionally considers the weighted average number of ordinary shares that would be issued on

conversion of all the dilutive potential ordinary shares into ordinary shares.

The reconciliation of the weighted average number of shares for the purpose of diluted earnings per

share to the weighted average number of ordinary shares used in the calculation of basic earnings

per share is below.

45

28Reconciliation of liabilities arising from financing activities
Lease

liabilities

Long-term Short-termTotal

$$$$

1 April 202139,704 1,220,147 489,864 1,749,715

Cashflows:

- Repayment(380,563) - (616,288) (996,851)

- Proceeds- 1,145,000 - 1,145,000

- Interest(53,180) - (89,660) (142,840)

Non-cash:

- Reclassification- (612,672) 612,672 -

- Additions to right-of-use asset in exchange

for increased lease liabilities

- Interest53,180 11,998 89,660

154,838

Balance at 31 March 20221,382,044 1,764,473 486,248 3,632,765

Year ended 31 March 2021

Opening balance731,649 1,067,085 851,946 2,650,680

Cashflows:

- Repayment(289,494) - (616,614) (906,108)

- Proceeds- 400,000 - 400,000

- Interest(7,944) - (126,685) (134,629)

Non-cash:

- Reclassification- (254,532) 254,532 -

- Remeasurement(402,451) - - (402,451)

- Interest7,944 7,594 126,685 142,223

Balance at 31 March 202139,704 1,220,147 489,864 1,749,715

1,722,903 - - 1,722,903

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2022

The changes in liabilities arising from financing activities can be classified as follows:

46

Interest register
Albertus J Smith

Trade Window Origin LimitedDirector

TradeWindow Services LimitedDirector

Trade Window LimitedDirector

Trade Window Holdings LimitedDirector/Shareholder

Trade Window Pty LimitedDirector

Trade Window Pte LimitedDirector

Trade Window CNCO Pte LimitedDirector

Luxmarket LimitedN/A

Kerry M Friend

Tomadachi No.2 TrustTrustee and Shareholder in TWHL

Trade Window Nominees LimitedDirector

Trade Window LimitedDirector

TradeWindow Services LimitedDirector

Trade Window Holdings LimitedDirector/Shareholder

Nigel C Annett (ceased 19 November 2021)

Foundation Group NZ LimitedDirector

Coffee Distribution NZ LimitedDirector

World Coffee LimitedDirector

ASB Bank LimitedEGM - Corporate Banking

Alasdair J MacLeod

Silverstripe LimitedChair

Napier Port Holdings Limited and subsidiary Napier Port LimitedChair

Hold Fast Investments LimitedChair

Silverstripe Trustees LimitedDirector

Big Brothers Big Sisters Hawke's Bay Trustee

IHC- Board Appointments Committee Independent Director

Diana M Puketapu

Napier Port Holdings Limited and subsidiary Napier Port LimitedDirector

Ngati Porou Holding Company Limited (and subsidiaries) Director

Tamaki Regeneration Company Limited (and subsidiaries) Director

Manawanui Support LimitedDirector

DNA Designed LimitedDirector

New Zealand Olympic Committee Director

New Zealand Cricket Director

Trade Window Holdings Limited

General disclosures

For the year ended 31 March 2022

In accordance with Section 140(2) of the Companies Act, the directors named below have made a

general disclosure of interest by a general notice disclosed to the Board and entered in the Company's

interests register. General notices given by directors which remain current as at 31 March 2022 are as

follows:

47

Trade Window Holdings Limited
General disclosures

For the year ended 31 March 2022

Interest register (continued)

Phillip J Norman

Straker Translations Limited (ASX listed) Director/Shareholder/Options Holder

Plexure Group Limited (NZX & ASX listed) Director/Shareholder

Just Life Group Limited (NZX listed) Director

Trade Window Holdings Limited (NZX listed) Director

Trade Window Limited Director

Plexure Limited Director

VMob IP Limited Director

VMob Singapore Pte Limited Director

Xero Limited (ASX listed) Shareholder

Loyalty New Zealand Limited Director

UBNZ World Markets (NZ) Limited Shareholder

iSport Federation Holdings Limited Shareholder

Nortek Management Services Limited Director/Shareholder

TruScreen Limited (NZX listed) Shareholder

MyWave Holdings Limited Shareholder

Touchpoint Group Limited Director/Shareholder/Options Holder

Bright Spark Innovations GP Limited Director/Shareholder/Options Holder

Atrax Group New Zealand Limited  Advisory Board Member

Liquidity Pty Limited  Advisory Board Member

Francis (Peter) J Webb

Ngatoto Trust Limited Trustee

Masambri Holdings Limited Director

IVS Group Holdings Limited Director

Independent Verification Services Limited Director/CEO

IVS Training Limited Director/CEO

IVS Labs Limited Director/CEO

Project 42 Limited Director

Ontracknz 2020 Limited Director

Tradewindow Origin Limited Director

Tradewindow Limited Shareholder

Willomane Limited Director

48

Trade Window Holdings Limited
General disclosures

For the year ended 31 March 2022

Interest register (continued)

Justin T Reynolds (Nominee)

Trade Window Pty LimitedDirector

Kelvin M Feng (Nominee)

Trade Window Pte LimitedDirector

Directors remuneration

Director and

consulting fees Salary

ESOP

$$$

Albertus J Smith- 296,958 94,918

Kerry M Friend- 184,541 94,918

Alasdair J MacLeod60,147 - -

Diana M Puketapu36,749 - -

Phillip J Norman36,833 - -

No directors fees were paid to directors of subsidiary entities.

Employee remuneration

100,001 - 110,000

110,001 - 120,000

120,001 - 130,000

130,001 - 140,000

140,001 - 150,000

190,001 - 200,000

200,001 - 210,000

210,001 - 220,000

250,001 - 260,000

260,001 - 270,000

270,001 - 280,000

300,001 - 310,000

390,001 - 400,000

420,001 - 430,000

Donations

During the year ended 31 March 2022, the Group made donations of $Nil (2021: $300).

36,749

36,833

The persons who held office as directors of Trade Window Holdings Limited at any time during the year

ended 31 March 2022 and their remuneration, are as follows:

Trade Window Holdings and our subsidiaries have employees in New Zealand, Australia and

Singapore. Our pay levels reflect the different market rates in each country and region. The overseas

remuneration amounts are converted into New Zealand dollars. Noted in the table below are employees

who received remuneration and other benefits that exceed NZ $100,000:

As required by Section 211 of the Companies Act 1993 we disclose the following information:

Total

$

391,876

279,459

60,147

Remuneration including share-based

remuneration ($)

3

1

1

7

Number of employees

(Total: 32)

1

1

1

1

1

4

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© 2022 KPMG, a New Zealand Partnership and a member firm of the KPMG global organization of independent member firms affiliated with KPMG International Limited, a private

English company limited by guarantee. All rights reserved.


Independent Auditor’s Report

To the shareholders of Trade Window Holdings Limited

Report on the audit of the consolidated financial statements

Opinion

In our opinion, the consolidated financial

statements of Trade Window Holdings Limited

(the ’company’) and its subsidiaries (the 'group') on

pages 3 to 46:

i. present fairly in all material respects the Group’s

financial position as at 31 March 2022 and its

financial performance and cash flows for the

year ended on that date in accordance with New

Zealand Equivalents to International Financial

Reporting Standards and International Financial

Reporting Standards.

We have audited the accompanying consolidated

financial statements which comprise:

— the consolidated statement of financial position

as at 31 March 2022;

— the consolidated statements of comprehensive

income, changes in equity and cash flows for

the year then ended; and

— notes, including a summary of significant

accounting policies.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (‘ISAs (NZ)’). We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We are independent of the group in accordance with Professional and Ethical Standard 1 International Code of

Ethics for Assurance Practitioners (Including International Independence Standards) (New Zealand) issued by the

New Zealand Auditing and Assurance Standards Board and the International Ethics Standards Board for

Accountants’ International Code of Ethics for Professional Accountants (including International Independence

Standards) (‘IESBA Code’), and we have fulfilled our other ethical responsibilities in accordance with these

requirements and the IESBA Code.

Our responsibilities under ISAs (NZ) are further described in the Auditor’s responsibilities for the audit of the

consolidated financial statements section of our report.

Other than in our capacity as auditor we have no relationship with, or interests in, the group.

Material uncertainty related to going concern

We draw attention to Note 2 in the consolidated financial statements, which indicates for the year ended 31

March 2022 the Group reported a loss of $10.8 million, had negative operating cashflows of $8.5 million and is

projected to continue to incur expenditure in excess of revenue for a period of at least 12 months from the date

of issuing these financial statements. Should the Group not achieve its financial forecasts and raise sufficient

debt and/or equity financing to fund projected cashflow deficits and continue to have support of its bankers and

shareholders, the Group may not be able to continue as a going concern and realise the value in its assets and

discharge its liabilities in the normal course of business. As stated in Note 2, these events or conditions indicate

that a material uncertainty exists that may cast significant doubt on the company’s ability to continue as a going

concern. Our opinion is not modified in respect of this matter.






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Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit

of the consolidated financial statements in the current period. Except for the matter described in the material

uncertainty related to going concern, we summarise below those matters and our key audit procedures to

address those matters in order that the shareholders as a body may better understand the process by which we

arrived at our audit opinion. Our procedures were undertaken in the context of and solely for the purpose of our

statutory audit opinion on the consolidated financial statements as a whole and we do not express discrete

opinions on separate elements of the consolidated financial statements

The key audit matter How the matter was addressed in our audit

Revenue recognition

Refer to Note 3.1 of the Consolidated

Financial Statements.

The Group has several revenue streams

and the revenue recognition policy for

each stream is different.

We focused on this area because the

recognition of revenue in accordance with

NZ IFRS 15 involves judgement and the

outcome has a significant impact on profit

or loss and the financial position of the

Group.

Our audit procedures included, among others:

— Assessing whether the Group’s revenue recognition

policy is in compliance with NZ IFRS 15;

— Reviewing any changes or new contractual terms and

conditions entered into with new customers or new

revenue streams during the period to identify any

potential impact on performance obligations required to

satisfy the contract;

— Selecting a sample of contracts during the year for each

revenue stream and agreeing the sample to the contract

terms and assessing these contractual terms against the

requirements of NZ IFRS 15;

— Checking a sample of customer invoices immediately

prior to and after year end to ensure revenue is

recognised in the correct period; and

— Performing high risk journal entry testing with the testing

criteria specifically targeting revenue and debtor

transactions.

We did not identify any matters that indicated that revenue is

materially misstated.

Business acquisitions

Refer to Note 18 of the Consolidated

Financial Statements.

On 1 April 2021, the Group acquired

100% of Hi-Tech Freight Solutions (Aust.)

Pty Limited and Cyberfreight Solutions

Pte. Limited for $2.4 million.

On 1 October 2021, the Group acquired

the business and assets of SpeEDI

Software Limited for a consideration of

$1.45 million.

Our audit procedures included, among others:

— Assessing whether the business acquisition has been

appropriately accounted for in accordance with applicable

financial reporting standards and reflects terms and

conditions of the sale and purchase agreement;

— Involving our own valuation specialists to support us in

challenging the valuations produced by the Group and the

methodologies used to identify the assets and liabilities

acquired, in particular the methodologies adopted and key

assumptions used to determine fair value of the software






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The key audit matter How the matter was addressed in our audit

The accounting for these transactions is

complex due to the significant

judgements and estimates that are

required to determine the values of the

consideration transferred and the

identification and measurement of the fair

value of the assets acquired and liabilities

assumed.

Due to the size and complexity of the

acquisition, we considered this to be a

key audit matter

intangible assets, which included challenging management’s

assumption on the estimated cost to develop the software

and comparing the opportunity cost with historical

performance.

— Evaluating the adequacy of the financial statement

disclosures, including disclosure of key assumptions,

judgements and sensitivities.


We did not identify any factors that were materially inconsistent

with management’s overall conclusions.

Other information

The Directors, on behalf of the group, are responsible for the other information included in the entity’s Annual

Report. Our opinion on the consolidated financial statements does not cover any other information and we do

not express any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements our responsibility is to read the other

information and, in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements or our knowledge obtained in the audit or otherwise appears materially

misstated. If, based on the work we have performed, we conclude that there is a material misstatement of this

other information, we are required to report that fact. We have nothing to report in this regard.

Use of this independent auditor’s report

This independent auditor’s report is made solely to the shareholders as a body. Our audit work has been

undertaken so that we might state to the shareholders those matters we are required to state to them in the

independent auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept

or assume responsibility to anyone other than the shareholders as a body for our audit work, this independent

auditor’s report, or any of the opinions we have formed.

Responsibilities of the Directors for the consolidated financial

statements

The Directors, on behalf of the company, are responsible for:

— the preparation and fair presentation of the consolidated financial statements in accordance with generally

accepted accounting practice in New Zealand (being New Zealand Equivalents to International Financial

Reporting Standards) and International Financial Reporting Standards;

— implementing necessary internal control to enable the preparation of a consolidated set of financial

statements that is fairly presented and free from material misstatement, whether due to fraud or error ; and

— assessing the ability to continue as a going concern. This includes disclosing, as applicable, matters related

to going concern and using the going concern basis of accounting unless they either intend to liquidate or to

cease operations or have no realistic alternative but to do so.






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Auditor’s responsibilities for the audit of the consolidated financial

statements

Our objective is:

— to obtain reasonable assurance about whether the consolidated financial statements as a whole are free

from material misstatement, whether due to fraud or error ; and

— to issue an independent auditor’s report that includes our opinion.

Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance

with ISAs NZ will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error. They are considered material if, individually or in the aggregate,

they could reasonably be expected to influence the economic decisions of users taken on the basis of these

consolidated financial statements.

A further description of our responsibilities for the audit of these consolidated financial statements is located at

the External Reporting Board (XRB) website at:

http://www.xrb.govt.nz/standards-for-assurance-practitioners/auditors-responsibilities/audit-report-1/

This description forms part of our independent auditor’s report.

The engagement partner on the audit resulting in this independent auditor's report is Aaron Woolsey

For and on behalf of



KPMG

Auckland

30 May 2022

---

Trade Window Holdings Limited
Level 4, Partners Life Building, 33 – 45 Hurstmere Road, Takapuna, Auckland 0622

info@tradewindow.io

www.tradewindow.io

Results announcement

30 May 2022

Results for announcement to the market

Name of issuer Trade Window Holdings Limited (“TWL”)

Reporting Period 12 months to 31 March 2022

Previous Reporting Period 12 months to 31 March 2021

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$4,877 Up 108%

Total Revenue $4,877 Up 108%

Net profit/(loss) from

continuing operations

($10,824) Increase of 64%

Total net profit/(loss) ($10,824) Increase of 64%

Interim/Final Dividend

Amount per Quoted Equity

Security

Trade Window is currently investing for future grow and during

this phase does not propose to pay dividends.

Not applicable Not applicable

Record Date Not applicable

Dividend Payment Date Not applicable

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.05 -$0.01

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Authority for this announcement

Name of person


authorised

to make this announcement

Deidre Campbell

Contact person for this

announcement

Deidre Campbell, CFO

Contact phone number 021 272 4008

Contact email address deidre@tradewindow.io

Date of release through MAP


30 May 2022

Audited financial statements accompany this announcement.

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.