The Colonial Motor Company Limited logo

2022 Annual Report

Annual Report27 September 2022CMOConsumer Discretionary

PO Box 6159
Wellington

New Zealand 6141

DX SP21009

Level 6

57 Courtenay Place

Wellington 6011

Telephone: 04 384-9734

Email: cmc@colmotor.co.nz

Website: www.colmotor.co.nz










104

th

ANNUAL REPORT 2022


The Directors of The Colonial Motor Company Limited present its 104

th


Annual Report covering the year to 30 June 2022.

The report is being mailed to all shareholders.

Additional copies are available on request from the Company at PO

Box 6159 Wellington 6141 or telephone +64 (0)4 384 9734 or e-mail

to cmc@colmotor.co.nz.

The report can also be downloaded from the Company’s website

www.colmotor.co.nz .





J G Tuohy

Company Secretary

The Colonial Motor Company Limited

28 September 2022

---

103
rd

Annual Report 2021


2022

104

th

Annual Report



BOARD OF DIRECTORS


Ashley J Waugh, Chair

Graeme D Gibbons

Matthew J Newman

Stuart B Gibbons

John W M Journee

Gillian D Watson

John O Hutchinson

J P (Jim) Gibbons




Retires at Annual Meeting




Appointed 1 September 2022

Retired 5 November 2021

CHIEF EXECUTIVE




GROUP MANAGER People, Process & Technology

GROUP MANAGER Finance

GROUP MANAGER Strategic Development

COMPANY SECRETARY


Alexander P Gibbons




June E Gibbons

Paul Stephenson

Stuart B Gibbons

Jack G Tuohy

Appointed Chief Executive

effective 1 October 2021

(Graeme D Gibbons

Retired 30 September 2021)


AUDITOR



Grant Thornton New Zealand Audit Limited

(Partner Ryan Campbell)

BANKERS




ANZ Bank New Zealand Limited

Bank of New Zealand

Westpac New Zealand Limited

SHARE REGISTRY

Computershare Investor Services Limited

Level 2, 159 Hurstmere Road

Takapuna, North Shore

Private Bag 92119

Auckland 1142

Website: www.computershare.co.nz/investorcentre

REGISTERED OFFICE AND

ADDRESS FOR SERVICE



Level 6

57 Courtenay Place

PO Box 6159

Wellington 6141

New Zealand

Telephone (04) 384-9734

E-mail address cmc@colmotor.co.nz

Website www.colmotor.co.nz

PROSPECTIVE DATES FOR 2023

Interim Half Year Report Late February

Interim Dividend 27 March

Preliminary Full Year Report Late August

Annual Report Late September

Final Dividend 2 October

Annual Meeting 10 November


Shareholder enquiries can be addressed to the Registered Office or directly to the Share Registry.


The Company is able to send shareholders e-mail notifications of the announcement of its half year (in February)

and full-year results (in August). To register for this service please send an e-mail to cmc@colmotor.co.nz from the

e-mail account you wish to receive the notifications with “Preliminary Results” in the subject line.

1


Notice of 104

th

Annual Meeting


Notice is hereby given that the 2022 annual meeting of shareholders of

The Colonial Motor Company Limited

will be held at

The Harbourside Function Venue, 4 Taranaki Street, Wellington

on Friday, 11 November 2022 commencing at 12:00 midday



BUSINESS

1. Chair’s introduction

2. Address from the Chair

3. Report from the Group Chief Executive

4. Shareholder discussion

5. Resolutions

To consider and if thought fit, to pass the following resolutions


(see explanatory notes on the next page)

1. To re-elect John William Michael Journee as a director of the Company

2. To elect John Ormond Hutchinson as a director of the Company

3. To record the on-going appointment of Grant Thornton as auditor and to authorise the

directors to fix the auditor’s remuneration.

6. General business



LOCATION








Cable Room

Harbourside

Function Centre

Museum of

New Zealand

Te Papa

Tongarewa


Circa

Michael

Fowler

Centre


Lagoon

2


Explanatory Notes – relating to the annual meeting

Voting

All voting at annual meetings must be conducted by poll. Procedures for voting, the appointment of proxies and

representatives, vote counting and the announcement of the results are applied and disclosed in detail.

Proxies and representatives

If you choose not to attend the meeting, a form is enclosed for you to complete to appoint a proxy or corporate

representative to vote on your behalf. Detailed guidance is provided on the form on how to complete it. Further copies

of the form may be obtained from the Company or downloaded from our website.

Resolutions

Each of the resolutions will be considered as a separate ordinary resolution. To be passed, an ordinary resolution

requires a simple majority of votes of shareholders entitled to vote and voting. Each share in the Company carries one

vote.

The Board supports passing all of the resolutions.

Re-election and election of directors

The Listing Rules require that a director must not hold office (without re-election by shareholders) past the third annual

meeting that follows the director’s last election or 3 years, whichever is longer.

A director appointed by the Board must not hold office (without election by shareholders) past the annual meeting

following the director’s appointment.

Resolution 1

John William Michael Journee was elected as a director at the 2019 annual meeting. He is eligible and offers himself for

re-election.

John has held various senior executive positions in the retail industry in New Zealand and Australia including with Noel

Leeming and The Warehouse. He is currently a director of The Warehouse Group Limited, Farmlands Co-operative

Society Limited, West Auckland Trust Services Limited and Themarket.com Limited. He is also a member of the Quantiful

Limited Advisory Board.

Resolution 2

John Ormond Hutchinson was appointed by the Board as a director with effect from 1 September 2022. He is eligible

and offers himself for election.

John is currently the Chief Executive / Dealer Principal of Team Hutchinson Ford in Christchurch. The dealership also

incorporates the Grey Ford operation in Greymouth and two Bridgestone Tyre Centres in Christchurch.

Auditor re-appointment and remuneration

Resolution 3

Under section 200 of the Companies Act 1993, the auditor is automatically re-appointed each year unless ineligible or

replaced.

The fee paid to the auditor is disclosed in the annual report each year (refer page 17).


3


Facts at a glance



2018 2019 2020 2021 2022

Revenue ($000) 904,034 909,002 754,922 901,173 1,002,848

Trading profit after tax (excluding non-trading Items) ($000) 24,670 21,989 17,349

27,924

33,345

Profit after tax attributable to shareholders ($000) 24,909 21,830 21,828

24,833

33,183

Return on average shareholders’ funds



- trading profit after tax 13.1% 10.9% 8.0%

11.4%

11.8%

- profit attributable to shareholders 13.3% 10.8% 10.0%

10.1%

11.7%

Trading margin 2.7% 2.4% 2.3%

3.1%

3.3%

Earnings per share - trading profit after tax 75.5c 67.3c 53.1c

85.4c

102.0c

- profit attributable to shareholders 76.2c 66.8c 66.8c

76.0c

101.5c

Dividend per share 50.0c 45.0c 32.0c

55.0c

62.0c

Total dividends for the year ($000) 16,347 14,713 10,462 17,982 20,271

Shares on issue at reporting date (000) 32,695 32,695 32,695 32,695 32,695

Current ratio 1.4 1.4 1.5 1.4 1.6

Shareholders' equity as a percentage of total assets 48.3% 51.6% 59.2% 58.6% 66.2%

Net tangible asset backing per share $5.60 $6.02 $6.60 $7.60 $8.78

(after final dividend is paid)







-

200

400

600

800

1,000

1,200

20182019202020212022

$ million

Revenue

-

5

10

15

20

25

30

35

20182019202020212022

$ million

Trading Profit after Tax

11.2%

12.0%

9.3%

8.0%

9.0%

8.5%

8.7%

4.7%

9.5%

8.3%

25.4%

31.6%

10.6%

7.8%

21.0%

6.7%

10.0%

-22.2%

34.3%

3.4%

-25%

-15%

-5%

5%

15%

25%

35%

45%

2013201420152016201720182019202020212022

Percentage return on share price

at start of each year

Shareholder Returns

(Share price plus dividend)

refer to table on page 51

Gross dividend yield

Movement in share price

Average gross return over 10

years16.9% p.a.

FinancialYear

4


Directors’ report

Your Directors have pleasure in presenting the 104

th

annual report and audited consolidated financial statements of The Colonial

Motor Company Limited (CMC or Company) and its subsidiaries (Group) for the year ended 30 June 2022.

Revenue and profit

Revenue for the year was $1,002.8m. This is an 11% increase on the previous year’s $901.2m reflecting continuing strong

demand for new and used vehicles and the incentive for customers to purchase before the introduction of the clean car tax on 1

April. This year’s revenue compares to $754.9m in 2020 and $909.0m in 2019.

The trading profit after tax for the year was $33.3m, up 19% on last year’s $27.9m. Trading profit after tax is not specified under

Generally Accepted Accounting Practice but is a consistent measure of the underlying trading profitability of the Group before

valuation changes of assets and deferred tax movements. It is also the reference point used by the Board when considering

dividends.

Profit for the year attributable to shareholders was $33.2m, compared to $24.8m in 2021.

Statement of financial position

Total assets increased to $458.2m at year end (2021 : $447.7m). Inventory fell by $26.4m reflecting difficulties with the supply

chain for vehicles following Covid and issues with semi-conductors. Additions to Land & Buildings of $20 .8m focused on the

purchase of new property in Auckland and Rotorua and the refurbishment of existing sites in Christchurch and Timaru. The

annual independent revaluation of the Group’s property portfolio brought about an increase in the revaluation reserve of $24.0m

(2021 : $25.2m). At the reporting date, shareholders’ equity was $303.3m (2021: $262.4m).

Dividends

Dividends paid in respect of this financial year will total 62.0 cents per share (2021: 55.0 cents). An interim dividend of 15.0

cents was paid on 28 March 2022 and a final dividend of 47.0 cents will be paid on 3 October 2022. The dividend will carry the

maximum level of imputation credits. The value of the distributions for this financial year will be $20.3m (2021: $17.9m),

representing 61% (2021 : 64%) of the trading profit after tax.

Total shareholder returns over the past ten years are shown in the graph on page 3.

Directors

The independent Directors at 30 June 2022 and the date of this report were A J Waugh and J W M Journee.

The L isting Rules of the New Zealand Stock Exchange specify that a director must not hold office (without re-election) past the

third annual meeting following the director’s appointment or three years, whichever is longer. On that basis, the director to retire

this year is J W M Journee. He is eligible and is seeking re-election at the forthcoming annual meeting.

John Hutchinson was appointed as a director with effect from 1 September 2022 and as required by the Listing Rules, he will be

seeking election at the a nnual meeting.

Matthew Newman will be retiring from the Board at the annual meeting having been a director since November 2013.

Director and company disclosures

Information required to be disclosed by the Directors and by the Company, to comply with the Companies Act 1993 and the

Listing Rules, is provided on pages 47 to 52. A separate Governance Statement is provided on pages 44 to 46 and a report on

the CMC Group strategic direction is on page 5.


14 September 2022

For the Directors




A J Waugh J W M Journee

Chair of the Board Chair of the Audit & Compliance Committee




5


CMC Group strategic direction

Management of capital resources

The Group has a strong balance sheet, with significant shareholder equity and very few long term financial commitments.

The major assets on the balance sheet are property and inventory, with property funded by retained earnings and

inventory funded by short term borrowing (bank borrowing, at call deposits and bailment). There is minimal goodwill.

The Group owns most of its key operational properties. The Group does not have investment properties as such, as all

of the properties are occupied or intended to be occupied by our dealerships. Ownership brings greater flexibility when

tailoring facilities to the Group’s particular requirements. It provides security of tenure whilst conversely enabling the

Group to sell and relocate as needs arise without the constraints of a long term lease.

The Group seeks to pay regular dividends calculated at 60 - 70% of trading profit. The dividends have the maximum

imputation credits available to New Zealand shareholders. The remaining profit is reinvested in the business, either for

controlled growth or maintaining and reinvesting in the quality of the existing assets.

This investment or reinvestment may be in the form of establishing or acquiring a dealership business, or in developing

a new property for use by a dealership, or refurbishing and upgrading an existing facility.

By adopting an approach to capital management of:

- paying 60 - 70% of trading profit as dividend

- not overly gearing up the balance sheet by taking on significant long term debt

- not going to the shareholders for more capital

the Group is able to provide controlled growth for shareholders without shareholder dilution.

Operational Model

CMC is the parent company for a group of motor vehicle dealerships – the success of these dealerships is CMC’s

lifeblood.

The CEOs (Dealer Principals) of our subsidiary companies operate within a financial and operational mandate but have

wide discretion and local autonomy. Their role involves balancing the often conflicting demands of the franchisor,

customers, employees and profitability.

We consider each dealership business individually including its needs for reinvestment and growth opportunities.

The Group balances the need to change and adapt with an awareness that it has specific areas of expertise. The

operational expertise revolves around the franchise business model, as a franchisee in a local market area or on a

national basis. In this model the franchisor supplies the product and brand positioning, with the franchisee concentrating

on promoting the brand and selling the product and service to the customer. The model brings its own unique challenges

and opportunities.

As a response to and to enable success in a highly competitive and fragmented market place, particularly in metropolitan

areas, we have been moving to a ‘hub and spoke’ model. Here the main dealership facility, which encompasses all the

business’s array of activities – new and used vehicle sales, parts and service – is complemented by “service only” facilities

in customer convenient locations. This model is operational in South Auckland and Greater Wellington.

To be successful and grow a dealership, or establish a new one, we need to have management strength and depth and

also a franchise opportunity that fits. Where we have an existing property, or can provide a property solution, this

enhances our ability to take action. Ideally, we will grow by representing a new franchise partner in a number of locations

rather than as a one off.

With Southpac Trucks we have expanded over time by increasing the market position of the Kenworth and DAF brands

in an expanding heavy truck industry. This brings growing parts and service opportunities for that business and its

network of independent parts and service dealers.

The location of our dealerships spans all of New Zealand and range from small to large and from single to multiple

brands. The major brands with significant representation are light vehicles - Ford and Mazda; heavy trucks - Kenworth

and DAF; tractors - New Holland, Case IH and Kubota. We also take pride in our relationship with a range of other

brands we partner with across our dealership network.




6


Chief Executive’s report

Our people are our strength

It was an extraordinary and challenging year but also a record one for the Group. The ability to navigate what seemed

like uncertainty on every front is testament to our dedicated and loyal staff across the CMC family. Being able to

consistently deliver for customers, shareholders and franchise partners is only achieved through a true team effort and

the credit belongs to all of our people across New Zealand.

A special thank you to Matthew Newman for his 36 year career with the Group. Matthew stepped down as Chief Executive

of South Auckland Motors and Southern Autos at the 30

th

of June this year. He has led the performance and growth of

our car dealerships in South Auckland for three decades and has passed on the mantle of leadership to Michael

Tappenden (South Auckland Motors) and Andrew Craw (Southern Autos). Both Michael and Andrew have worked

alongside Matthew in preparation for the transition and as Chief Executives they are well equipped to tackle the

challenges ahead.

It is important to everyone that our staff stay safe and well in their work environment. Over the last year we increased

our focus on reporting those ‘what if’ moments that can help identify improvements to our systems and processes before

an injury occurs. This work highlighted a need to upgrade our mostly manual health and safety reporting tools with a

mobile digital system that all staff can use. Immediate access to report hazards, incidents and solutions allows all staff

to take an active role in improving health and safety outcomes.

Financial Year 2022: The year that was

Extraordinary is the perfect word to describe this last financial year. For the Group Office leadership team, it has been

invaluable to have our highly capable Dealer Principals and an experienced Board right behind us in our first year.

It is easy to dwell on the challenges of the past year and they were numerous. We traded in an environment of multiple

lockdowns and a traffic light system that appeared to be parked in red. It felt inevitable that the majority of us would be

exposed to Covid-19, with a resulting rolling wave of staff sickness and isolation. This coincided with tight labour and

capacity constraints across all operations. Service departments bore the brunt and many service hours were lost.

Supply chains remained unpredictable and stuck in catch-up mode, exacerbated by the conflict in Ukraine, Covid-19

lockdowns and extreme weather events. Monthly industry registration numbers were largely determined by shipping

arrivals, making trends hard to identify on anything less than a quarterly basis. Materials and manufacturing capacity for

electric vehicles and microprocessors for all products were and remain in critically short supply globally.

For New Zealand, exceptional supply and demand conditions were further complicated by targeted regulatory

intervention via the Government’s clean car rebate/tax and the impending Clean Car Standard.

Despite this disruption and uncertainty, the first three quarters of the financial year saw the favourable trading conditions

of last year continue. Most new vehicles arriving were pre-sold and the order bank remained healthy. Vehicle sales

disrupted in one month were merely deferred.

All external factors aside, what defined our success was the ability to adapt. Our experienced staff and management

teams, franchise partners, business suppliers and customers all showed their willingness to work together to get the job

done. Our decentralised dealership structure enables rapid local decision-making which proves advantageous in times

of such uncertainty. This culminated in revenue for the financial year exceeding $1 billion for the first time. A record

trading profit after tax of $33.3m resulted in total dividends of 62 cents per share, also a record.

Car dealerships

Car dealerships generally experienced another strong year, assisted by higher-than-normal levels of discretionary

income, consumers’ appetite to spend and desirable product. Rarely have conditions aligned in such a way and the

industry benefitted.

Growing social awareness of climate change and global clean vehicle regulations are influencing demand. A potential

customer no longer has to trade-off the desirable features of an ICE (Internal Combustion Engine) vehicle in order to

purchase an electrified one (EV including BEV, PHEV and hybrids). We are reaching an inflexion point and it is changing

the game.

The Government’s clean vehicle policies have incentivised local franchises to secure a supply of EVs from their

international parent. Unfortunately, these vehicles are in short supply globally and the aggressive nature of the emissions

targets appear to be adding to inflationary pressure in the market. While the execution of these policies still presents

many unsolved challenges, the effects of climate change and the global response to this challenge is impacting everyone

and our industry is no exception. The Group is committed to navigating the consequent risks, opportunities and

obligations of the response to climate change in order to optimise sustainable, long-term value for our shareholders.

7


We remain in a mixed powertrain environment, allowing customers to choose a solution that best matches their needs.

The new passenger segment for example is the most advanced on the electrified journey and already EVs in this segment

are approaching 50% market share. The ever-increasing variety of EVs deliver considerable benefits, particularly in urban

environments where range is less of a factor. Across the Group we continue to invest in our electrified infrastructure to

ensure dealerships and staff are equipped to support an increasing number of next generation vehicles that are soon to

be arriving in market.


Source: MIA new vehicle registration data July 2022

The light commercial segment on the other hand is a different beast. Few electrified vehicles are available in this segment

and those that are remain in critically short supply. Operationally, light commercial vehicles often require a combination

of off-road, payload, towing and extended range capability which, at this stage, remains a strength of the current ICE

vehicles.

In terms of dealership redevelopment projects, we still have an extensive workbook and capital commitments ahead to

upgrade existing facilities. Avon City Motors (Sockburn, Christchurch), Timaru Motors and Dunedin City Motors are all in

the process of refurbishment and are due to be completed during the 2022-23 financial year. Team Hutchinson Ford’s

new dealership is complete and fully operational in the heart of the Christchurch CBD. Next will be a complete rebuild of

the Fagan Motors sales and administration building in Masterton. Rising building and labour costs and material shortages

have combined to slow progress and they continue to defer and complicate a number of other projects.

Truck and Tractor dealerships

The Southpac Trucks team has dug deep and delivered excellent results over the last couple of years, including operating

as an essential service during lockdowns to support their customers in keeping the country moving. There will be limited

relief next year as the team works hard to deliver on pent up demand for Kenworth and DAF trucks. Southpac’s new and

sizeable facility in Rotorua is due to begin operating this year, while in Timaru a dedicated TRP (Truck Related Parts)

store is open and the service workshop is in the final stages of construction.

Agricentre South continues to grow its business from strength to strength and we are committed to continuing to invest

in our people and facilities to support the expansion of the Case IH, New Holland and Kubota brands. A significant

upgrade will soon be underway in Gore to enhance that sales and service operation, allowing Case IH and New Holland

to operate from a single site.

Similar to cars, both trucks and tractors have struggled with inconsistent and delayed supply as they were impacted by

manufacturing and supply chain disruptions at a time when demand remained strong. Longer than normal lead times are

the result and these are likely to persist for some time to come. It is a difficult situation for all but our teams’ flexible and

proactive approach, in tandem with our franchise partners, continues to deliver the best possible outcome for customers.

The ‘beating heart’ of our success remains in those teams’ unwavering commitment to product support and customer

service excellence.



0

10,000

20,000

30,000

40,000

50,000

YTD

Jun 20

YTD

Jun 21

YTD

Jun 22

YTD

Jun 20

YTD

Jun 21

YTD

Jun 22

YTD

Jun 20

YTD

Jun 21

YTD

Jun 22

Electric (incl hybrid)

ICE

SUV

Light Commercial

Sales of New ICE and Electric Vehiclesin New Zealand

Passenger

8


Outlook

We continue to observe external economic factors that, in normal circumstances, should see a greater softening in

demand and eventually a correction take place in the market. Despite considerable inflationary pressures across all

aspects of our operations and the wider economy, the future remains particularly difficult to predict but one could safely

speculate that we, as a country and an industry, have yet to experience the full impacts.


Fuel prices remain high but seem to have now dipped from their peak. Housing prices are currently falling but that is

against a 50% rise in the last three years. Interest rates and the cost of living keep going up but wage growth, driven by

labour shortages, counteracts the impact. Globally, the geo-political situation remains precarious, with the related impacts

of the conflict and energy crisis in Europe, droughts and lockdowns in China as well as floods in Japan, all challenging

the ability of supply chains to get on top of demand.

Like most commentators, we continue to expect uncertainty and it is prudent to do so. Directionally, the indicators suggest

we are now in a softening market but the unknown is whether we are flying towards a soft landing or a bumpy one.

Our strategy is designed to adapt to whichever eventuality plays out. Continued investment in our people, processes and

facilities ensures we deliver the best outcomes for our customers, franchise partners and shareholders. Our preference

remains to make long-term capital investments in strategic property assets from which our dealerships can then deliver

sustainable growth. These investments generally take time to bear fruit and they absorb considerable capital but, over

the longer term, they provide flexibility and stability during less favourable times.

We are actively exploring new opportunities that utilise our core competencies. If they should materialise, they may

require capital investment in property assets. We continuously balance investment in our long-term commitments with

our existing loyal partners and our desire to deliver profitable growth in new areas of the business.

We have a great balance of youth and experience across the Group and we are actively working to develop and equip a

new generation of leaders to build our resilience and capability for the challenges ahead.

Thank you to our franchise partners, customers and shareholders

We would like to acknowledge and thank each of our franchise partners for their continued support. We recognise and

appreciate the enormity of the challenge in managing vehicle and parts supply in the current unpredictable environment.

Our teams remain passionate and committed to their long-term success as well as ours and we look forward to continuing

to partner with them into the future.

To all our customers who we serve through the Group’s dealer network, we value your business and look forward to

continuing to support your future needs. Thank you for your patience and understanding, our friendly teams are always

there to help.

To our shareholders, thank you for your support during the leadership transition and for having a long-term outlook that

enables the Directors and Management to invest for tomorrow.







A P Gibbons

Chief Executive

9


Group dealerships


Company Name

Chief Executive /

Dealer Principal

(DP)

Franchises Location Web address

Southpac Trucks Ltd Maarten Durent Kenworth & DAF

Heavy Trucks

Manukau City,

Hamilton, Rotorua,

New Plymouth,

Palmerston North &

Christchurch

www.spt.co.nz



South Auckland Motors Ltd Michael Tappenden Ford & Mazda Manukau City, Auckland

Airport, Botany, Takanini

& Pukekohe

www.southaucklandford.co.nz

www.southaucklandmazda.co.nz


Southern Autos – Manukau Ltd Andrew Craw Suzuki, Peugeot,

Citroen & Isuzu

Manukau City & Botany www.southernautos.co.nz


Energy City Motors Ltd Russell Dempster Ford New Plymouth & Hawera www.energyford.co.nz


Energy Motors Ltd Shaun Biesiek (DP) Hyundai & Isuzu New Plymouth www.energyhyundai.co.nz

www.energymotorsisuzu.co.nz


Ruahine Motors Ltd David Wills Ford Waipukurau www.ruahinemotors.co.nz


The Hawkes Bay Motor

Company Ltd

Paul Bond (DP) Nissan & Mahindra Hastings www.hawkesbaynissan.co.nz


Fagan Motors Ltd Keith Allen Ford & Mazda

Suzuki & Kawasaki

Motorcycles

Masterton www.faganford.co.nz

www.faganmazda.co.nz

www.fagansuzuki.co.nz


Capital City Motors Ltd Matthew Carman Ford & Mazda Lower Hutt,

Wellington, Porirua &

Kapiti

www.capitalcityford.co.nz

www.capitalcitymazda.co.nz


M.S. Motors (1998) Ltd Alan Kirby Ford Nelson

www.msford.co.nz



Nelson KIA

Service Lane

Bridgestone Tyres

Nelson

Richmond

Motueka & Richmond


www.nelsonkia.co.nz

Hutchinson Motors Ltd John Hutchinson Ford


Bridgestone Tyres

Christchurch &

Greymouth

Christchurch & Hornby

www.thf.co.nz


Avon City Motors Ltd John Luxton Ford Christchurch & Rangiora www.avoncityford.co.nz


Avon City Motorcycles Ltd John Luxton Suzuki & BMW

Motorcycles

Mahindra

Christchurch

www.avoncity.co.nz



Timaru Motors Ltd Wayne Pateman Ford & Mazda Timaru www.timaruford.co.nz

www.timarumazda.co.nz


Dunedin City Motors Ltd Robert Bain Ford & Mazda Dunedin, Oamaru

& Alexandra

www.dcford.co.nz

www.dcmazda.co.nz


Macaulay Motors Ltd Grant Price

Tim Rabbitte (DP)

Ford & Mazda

Mahindra

Invercargill, Queenstown

& Wanaka

www.macaulayford.co.nz

www.macaulaymazda.co.nz


Southern Lakes Motors Ltd Grant Price

Richard Burns (DP)

Mitsubishi & Nissan Queenstown & Wanaka www.southernlakesmotors.co.nz


Agricentre South Ltd


Grant Price Case IH Tractors &

Kuhn Implements

Invercargill, Gore, Milton,

Cromwell & Ranfurly

www.agricentre.co.nz



New Holland, Kubota

Tractors & Norwood

Ag Equipment

Invercargill, Gore &

Cromwell


Yamaha Motorcycles Gore

10
The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of financial performance

for the year ended 30 June 2022



Notes

2022

$000

2021

$000


Revenue

Revenue 999,032 898,511

Other revenue 3,816 2,662

Total revenue 1 1,002,848 901,173

Trading expenses

Cost of products and services sold 815,425 734,905

Remuneration of staff 90,648 83,442

Depreciation and amortisation 8,082 6,785

Property occupation costs 3,964 3,630

Marketing, promotion and training 6,056 5,414

Other operating costs 24,901 23,290

Interest 3 4,401 3,025

Total trading expenses 2 953,477 860,491

Trading profit before tax 49,371 40,682

Taxation

Current tax 4 14,166 11,628

Deferred tax

4 (178) (450)

Total tax on trading 13,988 11,178

Non-controlling interest 2,038 1,580

Trading profit after tax 33,345 27,924


Non-trading items

Fair value revaluation of property (420) (3,445)

Fair valuation of investments 68 170

Total non-trading items before tax (352) (3,275)

Taxation

Deferred tax

4 190 184

Non-trading items after tax (162) (3,091)

Profit attributable to shareholders 33,183 24,833

Profit for the year


Profit attributable to: Shareholders

Trading profit after tax 33,345 27,924

Non-trading items after tax (162) (3,091)

Total attributable to shareholders 33,183 24,833

Non-controlling interest 2,038 1,580

Profit for the year 35,221 26,413


Statistics per share


Basic and diluted earnings per share 7

Profit attributable to shareholders (cents) 101.5 76.0

Trading profit after tax (cents) 102.0 85.4

Dividends

Dividends (cents per share) 62.0 55.0

Total dividends ($000) 20,271 17,982


Net tangible assets per share ($)

9.25 8.00

11
The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of comprehensive income

for the year ended 30 June 2022



Notes

2022

$000

2021

$000


Profit for the year 35,221 26,413

Other comprehensive income

Items that will not be reclassified subsequently to profit or loss

Property revaluation reserve

Fair value movement 23,982 25,166

Deferred tax 4 (675) 1,089

Items that will be reclassified subsequently to profit or loss when

specific conditions are met

Cash flow hedge reserve

Movement in fair value of hedge derivatives 3,903 (962)

Deferred tax 4 (1,093) 269

Total other comprehensive income for the year 26,117 25,562

Total comprehensive income for the year 61,338 51,975


Total comprehensive income for the year attributable to:

Shareholders 58,879 50,499

Non-controlling interest 2,459 1,476

Total comprehensive income for the year 61,338 51,975



Consolidated statement of changes in equity

for the year ended 30 June 2022



Notes

2022

$000

2021

$000


Total equity at beginning of the year 265,834 230,800

Comprehensive income

Profit for the year 35,221 26,413

Other comprehensive income 26,117 25,562

Total comprehensive income 61,338 51,975

Dividends paid to shareholders 22 (17,982) (15,366)

Dividends paid to non-controlling interest (1,350) (1,575)

Total equity at end of year 20 307,840 265,834


12
The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of financial position

at 30 June 2022



Notes

2022

$000

2021

$000


Shareholders’ equity

Share capital 21 15,968 15,968

Retained earnings 171,883 156,682

Property revaluation reserve 113,304 89,997

Foreign exchange cash flow hedge reserve 2,185 (204)

Total shareholders’ equity 303,340 262,443


Non-controlling interest 4,500 3,391

Total equity 307,840 265,834


Current liabilities

Bank borrowings 25 8,732 12,197

At call deposits 24 31,076 32,304

Trade & other payables 12 47,423 54,740

Vehicle floorplan finance 23 28,443 55,866

Financial liabilities – credit contracts 14 956 1,142

Lease liabilities 15 2,027 2,041

Tax payable 5,044 6,016

Financial derivatives – foreign exchange 29 - 332

Total current liabilities 123,701 164,638


Non-current liabilities

Bank borrowings 25 6,000 -

Financial liabilities – credit contracts 14 920 1,666

Lease liabilities 15 19,752 15,607

Total non-current liabilities 26,672 17,273


Total equity and liabilities 458,213 447,745


Current assets

Cash & cash equivalents 13 11,844 14,736

Trade & other receivables 11 39,200 45,152

Inventory 8 137,020 163,378

Financial assets – credit contracts 14 942 1,121

Financial derivatives – foreign exchange 29 3,571 -

Total current assets 192,577 224,387


Non-current assets

Financial assets – credit contracts 14 920 1,666

Intangible assets 16 1,028 1,028

Investments 18 1,356 2,552

Property, plant & equipment 9 238,170 196,619

Deferred tax 4 4,267 5,667

Right of use assets 15 19,895 15,826

Total non-current assets 265,636 223,358


Total assets 458,213 447,745




For the Directors










A J Waugh

Chair of the Board

J W M Journee

Chair of the Audit & Compliance Committee


Authorised for issue on 14 September 2022

13
The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of cash flows

for the year ended 30 June 2022



Notes

2022

$000

2021

$000


Operating cash flows

Receipts from customers 1,008,488 897,607

Interest received 108 96

Dividends received 202 202

Payments to suppliers and employees (922,003) (862,531)

Interest paid (4,401) (3,025)

Income taxes paid (15,139) (8,304)

Net operating cash flows 6 67,255 24,045

Investing cash flows




Proceeds from sale of property, plant & equipment 372 1,253

Proceeds from sale of investments 1,264 -

Purchase of property, plant & equipment (24,154) (19,460)

Net investing cash flows (22,518) (18,207)

Financing cash flows




Movement in bank borrowings (24,888) 5,978

Repayment of lease liabilities (2,181) (2,050)

(Decrease)/increase in deposits (1,228) 4,916

Dividends paid to shareholders (19,332) (16,941)

Net financing cash flows (47,629) (8,097)


Net change in cash held (2,892) (2,259)

Cash at beginning of year 14,736 16,995

Cash at end of year 13 11,844 14,736



-

14


Notes to the consolidated financial statements

for the year ended 30 June 2022

Index to the notes

Note Page


Preparation of the consolidated financial statements



About the reporting entity 15

Statement of compliance 15

Basis of preparation 15

Critical accounting assumptions, estimates and judgements 15


General accounting policies

Impairment 16

Goods & services tax 16

Changes in accounting policies and accounting standards 16


Financial performance


The notes in this section explain the Group’s profit for the year and give more detail of items

that make up its revenue and expenses.


1 Revenue 17

2 Expenditure 17

3 Interest 18

4 Taxation 18

5 Segment report 19

6 Reconciliation of profit for the year with operating cash flows 20

7 Earnings per share 20

Financial position


This section describes the assets and liabilities the Group uses to generate profit including

its working capital.


8 Inventory 21

9 Property, plant and equipment 21

10 Christchurch greenway 23

11 Trade and other receivables 23

12 Trade and other payables 24

13 Cash and bank accounts 24

14 Credit contracts 25

15 Leases 26

16 Intangible assets 28

Investments


This section describes the corporate structure of the Group and how the results and balances

of the individual companies are combined into the consolidated financial statements.


17 Subsidiaries 29

18 Investments 29

Funding


This section describes the sources of funding the Group uses and how they are managed.


19 Capital management 30

20 Movements in equity 31

21 Share capital 32

22 Dividends 32

23 Vehicle floorplan finance 32

24 At call deposits 33

25 Bank borrowing 33

26 Financial instruments 34

27 Reconciliation of liabilities arising from financial activities 36

Managing risk


The notes in this section describe how the Group manages the financial risks that affect its

financial position and performance.


28 Financial risk management 37

29 Financial derivatives – foreign exchange 38

30 Dealership franchise agreements 39

Other notes

31 Related party transactions 40

32 Contingencies 40

33 Events after the reporting date 40

15



Notes on the preparation of the consolidated financial statements


About the reporting entity


The financial statements presented are for The Colonial Motor Company Limited (the Company) and its

subsidiaries (the Group). The Company is an FMC Reporting Entity under the Financial Markets

Conduct Act 2013 (FMCA 2013). Where an FMC Reporting Entity prepares consolidated financial

statements, parent company disclosures are not required and have therefore not been included in these

financial statements.

The Group is a Tier 1 for profit reporting entity as set out in the External Reporting Board’s Accounting

Standards Framework. The Colonial Motor Company Limited is a New Zealand registered company

listed on the New Zealand Stock Exchange.

The Group’s principal activity is operating franchised motor vehicle dealerships. There is a list of the

dealerships and the franchises they represent on page 9.

Statement of compliance


These consolidated financial statements have been prepared in accordance with Generally Accepted

Accounting Practice in New Zealand (NZ GAAP). They comply with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS)

issued by the New Zealand Accounting

Standards Board, Part 7 of the FMCA 2013 and the Companies Act 1993. They also comply with

International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards

Board.

The consolidated financial statements were authorised for issue by the Directors on 14 September 2022.

Basis of preparation


The consolidated financial statements have been prepared

• on an historical cost basis, modified by the revaluation of certain assets and liabilities to fair value

through profit or loss and other comprehensive income, and

• on the assumption that the Group is a going concern

The consolidated financial statements are presented in New Zealand Dollars, which is the Group’s

functional and presentation currency, rounded to the nearest thousand dollars.

Critical accounting assumptions, estimates and judgements


The Group makes assumptions, estimates and judgements concerning the future. They are based on

historical experience and other factors including expectations of future events that are believed to be

reasonable under the circumstances. Actual results may differ from these estimates.

Estimates, judgements and underlying assumptions are reviewed on an ongoing basis. Revisions to

accounting estimates are recognised in the period in which the estimate is revised and in any future

periods affected.

Estimates and judgements that have a significant risk of causing a material adjustment to the carrying

amount of the assets and liabilities are detailed in the relevant notes of these consolidated financial

statements.



16



Notes on accounting policies


The accounting policies set out in these notes have been applied consistently to all periods presented

in these consolidated financial statements.


The following general accounting policies relate to the overall consolidated financial statements.

Policies specific to particular transactions or balances are detailed within each relevant note and are

highlighted by a solid blue bar:


Specific accounting policy




General accounting policies

Impairment


The carrying amounts of the Group’s assets are reviewed at each reporting date to determine whether

there is any objective evidence of impairment. An impairment loss is recognised whenever the carrying

amount of an asset exceeds its estimated recoverable amount. Impairment losses directly reduce the

carrying amount of assets and are recognised as an expense in the consolidated statement of financial

performance.

The recoverable amount of an asset or cash generating unit is the greater of its value in use and its fair

value less costs to sell. In assessing fair value in use, the estimated future cash flows are discounted to

their present value using a pre-tax discount rate of the time value of money and risks specific to that

asset.

In respect of all assets (except goodwill and intangibles with indefinite useful lives) an impairment loss

is reversed if there has been a change in the estimate used to determine the recoverable amount.


Goods & Services Tax


The consolidated financial statements are prepared net of Goods & Services Tax (GST) with the

exception of receivables and payables which are stated including GST.


Changes in accounting policies and accounting standards


There have been no changes in the existing accounting policies during the year.

No new accounting standards which became effective from 1 July 2021 were considered to be material

for the Group.

New standards, interpretations and amendments

At the date of authorisation of these consolidated financial statements, certain new interpretations to

existing standards have been published but are not yet effective and have not been adopted early by

the Group.

All pronouncements will be adopted in the first accounting period beginning on or after the effective date

of the new standard. There are no new standards issued but not yet effective that will have a material

impact on the Group in future reporting periods.



17



Notes on financial performance

1 Revenue


Revenue from Contracts with Customers


All of the revenue from contracts with customers arises from the sale of goods or services. The

transaction price is measured as the fair value of the consideration received or receivable and is net of

returns, trade allowances and rebates. All contracts are short term in nature.

For the supply of goods, the performance obligation is considered to be satisfied when control of the

goods has been passed to the buyer. This generally happens on delivery and revenue is recognised at

that time. Payment is usually required before the goods are delivered.

For the supply of services, performance obligations are considered satisfied when the service has been

completed. Revenue is recognised at that time. Payment is due on completion of the service.

The Group sells some products which have extended warranty or maintenance periods. These are part

of the price of the original goods or services and are not identified or treated separately. Any costs

incurred by the Group in respect of these services are recovered from the manufacturers providing the

extended warranties and maintenance agreements.

Other Revenue


Rental revenue arising from premises rental is accounted for on a straight line basis over the lease term.

Interest comprises interest on funds invested and is recognised in

the statement of financial

performance as it accrues using the effective interest rate method. Subsidies received from the

Government in respect of wage costs have been recognised as revenue in the same period as the wage

expenses to which they relate.



2022

$000

2021

$000

Revenue from

Sale of products 926,432 828,119

Sale of services 72,600 70,392

Total revenue from contracts with customers 999,032 898,511


Interest 108 96

Other revenue 3,708 2,566

Total other revenue 3,816 2,662


2 Expenditure


Expenditure in the consolidated statement of financial performance

includes:




2022

$000

2021

$000

Auditor’s remuneration

Audit fees – statutory audit 494 500

Other services - 12

Total auditor’s remuneration 494 512

Operating lease expense 548 578

Directors’ fees 295 204

Bad debts written off 39 31

Donations 39 24

Contributions to retirement savings

CMC Workplace Savings Scheme 842 824

KiwiSaver 1,668 1,367

Increase/(decrease) in impairment allowance for:

Parts inventory obsolescence 41 (3)

Used stock provision 696 (108)

Doubtful debts (12) (49)

Credit contracts (7) (4)





18


3 Interest


Interest expense comprises interest on deposits, vehicle floorplan finance, bank borrowings and bank

overdraft facilities.

See note 28 (b) for interest rate disclosures.

Interest costs are recognised using the effective interest rate method and expensed in the period they

are incurred.


4 Taxation

4(a) Tax expense

Income tax expense comprises current and deferred tax. Current tax is the tax payable on taxable

profit for the period using the existing tax rates.

Tax expense is recognised in the consolidated statement of financial performance except when it

relates to items recognised directly in the consolidated statement of comprehensive income.



2022

$000

2021

$000


Trading profit before tax 49,371 40,682

Non-trading items before tax (352) (3,275)

Profit before tax for the year 49,019 37,407

Expected tax charge at 28% 13,726 10,474

Tax adjustments for:

Non-deductible expenses 334 1,178

Tax exempt income (71) (146)

Changes in unrecognised temporary differences 177 122


Actual current tax charge 14,166 11,628

Movement in deferred tax (368) (634)

Total tax expense 13,798 10,994

Effective current tax rate on trading profit before tax 28.7% 28.6%

Effective current tax rate on profit before tax 28.9% 31.1%

4(b) Deferred tax

The calculation of deferred tax uses the liability approach that recognises deferred tax assets and

liabilities based on differences between the accounting and tax values of specific items in the

consolidated statement of financial position.

Deferred tax assets and liabilities are carried:


• at the tax rates expected to apply when the assets are recovered or liabilities settled

• on the basis that the Group expects future profits to exceed any reversal of existing temporary

differences



19



Deferred tax asset

2022

$000

2021

$000


At the beginning of the year 5,667 3,675

Movement through the consolidated statement of

financial performance


On trading profit 178 450

On non-trading property depreciation 190 184

Movement through property revaluation reserve (675) 1,089

Movement through foreign currency cash flow hedge

reserve

(1,093) 269

At the end of the year 4,267 5,667


Deferred tax assets and liabilities are attributable to the following:

Trade and other payables 6,221 5,608

Trade and other receivables 10 13

Employee benefits 1,587 1,085

Inventories 1,041 834

Financial derivatives (1,000) 93

Impairment allowance for finance bad debts 4 6

Property, plant and equipment (5,570) (4,431)

Building depreciation rule change 1,974 2,459

Deferred tax asset at the end of the year 4,267 5,667


4(c) Imputation credit account





2022

$000

2021

$000

Imputation credits available for use in subsequent

reporting periods


46,003 39,592


The New Zealand imputation regime enables tax credits to be attached to dividends paid to

shareholders as a method of avoiding double-taxation of company profits.


5 Segment report


The Group is structured so that each motor vehicle dealership is managed locally under the control of a

dealer

principal who reports monthly to the Group Chief Executive. The Group Chief Executive is

considered to be the Chief Operating Decision Maker in terms of NZ IFRS 8 - Operating Segments. The

key measures used to assess

dealership performance are revenue, trading profit before tax, trade

receivables and inventory.


The dealerships have similar economic characteristics, financial performance (as measured by their

gross profitability), products, services, processes, customers, methods of distribution and all operate in

the same regulatory environment. On that basis, all of the Group’s operating segments ha

ve been

aggregated into a single reporting segment to most appropriately reflect the nature and financial effects

of the business activities in which the Group engages and the economic environment in which it operates.

2022 2021

Operating

segment Corporate

Total

Group

Operating

segment Corporate

Total

Group

$000 $000 $000 $000 $000 $000

Revenue from customers 1,002,223 517 1,002,740 900,453 624 901,077

Depreciation & amortisation 5,229 2,853 8,082 4,469 2,316 6,785

Interest income 108 - 108 96 - 96

Interest expense 2,948 1,453 4,401 2,167 858 3,025

Trading profit before tax 47,869 1,502 49,371 38,544 2,138 40,682

Income tax 13,713 453 14,166 10,739 889 11,628

Total assets 224,249 233,964 458,213 250,653 197,092 447,745

Material non-cash items

Revaluation loss on

property

- (420) (420) - (3,445) (3,445)

Deferred tax credit 336 32 368 316 318 634


20



6 Reconciliation of profit for the year with operating cash flows






2022

$000

2021

$000

Profit for the year 35,221 26,413

Adjustments for non-cash items

Depreciation and amortisation 8,082 6,785

Revaluation of property and investments 352 3,275

Cancellation of lease (11) -

Movement in

Impairment of credit contracts (7) (3)

Deferred tax (368) (634)

Movement in working capital

Trade and other payables (7,349) 12,221

Tax payable (972) 3,334

Trade and other receivables 5,950 (3,260)

Inventory 26,357 (24,086)

Net cash flow from operations 67,255 24,045


7 Earnings per share





2022

$000

2021

$000

Trading profit after tax 33,345 27,924

Profit after tax for the year attributable to shareholders 33,183 24,833


Weighted average number of shares on issue – see note 21



Basic and diluted earnings per share on

Cents per

share

Cents per

share

Trading profit after tax 102.0 85.4

Profit after tax attributable to shareholders 101.5 76.0


Basic and diluted earnings per share are calculated by dividing the profit after tax attributable to

shareholders by the weighted average number of shares outstanding during the year.

There were no potentially dilutive ordinary shares outstanding at the reporting date (2021 : none).



21



Notes on financial position

8 Inventory


New and used vehicles are valued at the lower of cost or net realisable value. Parts, accessories,

workshop stocks, fuels and gases are recognised at cost, using where applicable, the first in first out

method. Cost includes expenditure incurred in acquiring the inventory and bringing it to the existing

location and condition. Due allowance has been made for obsolete and slow moving stock.

Inventory, particularly of vehicles, is reviewed on a transaction by transaction basis as part of normal

commercial trading. Estimates and judgement are required to ensure that carrying values do not exceed

net realisable values at the reporting date.

Parts inventory is reviewed regularly for slow-moving or obsolete stock. At each reporting date an

impairment allowance is recognised based on the age of stock and historical evidence of inventory held

for a similar timeframe. The movement in the parts obsolescence allowance is as a result

of a

combination of the realisation and scrapping of aged stock during the reporting period.




2022

$000

2021

$000

Vehicles 107,998 139,274

Parts, accessories, workshop fuels and gases 32,670 27,086

Impairment allowance (3,648) (2,982)

Total inventory 137,020 163,378


Total inventory write-down including parts, parts obsolescence and vehicles 864 410


9 Property, plant & equipment


Land & buildings

Land and buildings owned by the Group are categorised as property, plant & equipment because they

are owned specifically for use in the revenue generating operations of its subsidiaries.

All land and buildings, other than properties held for sale (if any), were independently valued at reporting

date by QV Asset & Advisory to comply with Property Institute New Zealand Professional Practice

Standards and International Valuation Standards.

All property has been classified as level 2 in the fair value hierarchy specified in NZ IFRS 13 – Fair Value

Measurement because there is an observable active market for these type of assets.

All property was valued at its highest and best use by applying a direct sales comparison approach,

which derives fair values by comparing the property to similar assets that have recently sold on the open

market.

Any revaluation surplus is credited to the property revaluation reserve unless it reverses a revaluation

decrease for the same asset previously recognised in profit or loss. In that case, the surplus is credited

to profit or loss to the extent of the decrease previously charged. Any revaluation deficit is recognised

through profit or loss unless it directly offsets a previous surplus in the same asset in the property

revaluation reserve.

Other property, plant & equipment

Property, plant & equipment other than land and buildings are carried at cost less accumulated

depreciation and impairment losses. Cost includes all expenditure that is directly attributable to the

acquisition of the asset. Software that is integral to the functionality of the related equipment is

capitalised as part of the asset.

Depreciation

Land is not depreciated. The economic life of buildings has been assessed at between 33 and 100

years and buildings are depreciated accordingly. Any accumulated depreciation on buildings at

revaluation date is eliminated against the gross carrying amount of the asset and the net amount is

restated to the revalued amount of the asset.

Other plant and equipment has been depreciated over its estimated useful life on an accounting basis

that the Group considers best reflects the decline in the economic service potential of each class of

assets. The general rate bands are shown below:

Furniture, fittings and equipment 7.5 – 60% of Diminishing Value

Service vehicles 18 – 36% of Diminishing Value


Carrying values and depreciation rates are reviewed at each reporting date to ensure depreciation

rates are appropriate.

22



Land &

buildings

Furniture,

fittings &

equipment

Service

vehicles Total

$000 $000 $000 $000


Cost or fair value at 30 June 2020 90,870 25,992 5,896 122,758

Accumulated depreciation - (17,548) (3,343) (20,891)

Revaluation 59,242 - - 59,242

Net book value at 30 June 2020 150,112 8,444 2,553 161,109

Additions 14,859 3,337 1,284 19,480

Disposals (115) (279) (373) (767)

Depreciation (2,071) (2,035) (818) (4,924)

Movement in revaluation 21,721 - - 21,721

Net book value at 30 June 2021 184,506 9,467 2,646 196,619


Cost or fair value at 30 June 2021 103,543 29,050 6,807 139,400

Accumulated depreciation - (19,583) (4,161) (23,744)

Revaluation 80,963 - - 80,963

Net book value at 30 June 2021 184,506 9,467 2,646 196,619

Additions 20,769 2,785 621 24,175

Disposals (59) (323) (112) (494)

Depreciation (2,697) (2,165) (830) (5,692)

Movement in revaluation 23,562 - - 23,562

Net book value at 30 June 2022 226,081 9,764 2,325 238,170


Comprised of:

Cost or fair value at 30 June 2022 121,556 28,944 6,217 156,717

Accumulated depreciation - (19,180) (3,892) (23,072)

Revaluation 104,525 - - 104,525

Net book value at 30 June 2022 226,081 9,764 2,325 238,170




2022

$000

2021

$000


Revaluation deficit recognised as non-trading items through the statement

of financial performance (420) (3,445)


Capital work in progress included in the value of land & buildings at

reporting date. Capital work in progress is not subject to depreciation until

completed and brought into use 4,063 2,542


Capital commitments

Commitments to the future acquisition of new dealership facilities and

development projects to existing facilities 2,637 7,086


If land and buildings were measured at cost the carrying value would be $121,556k (2021: $103,543k)























23


10 Christchurch greenway



The dealership property occupied by Team Hutchinson Ford on Tuam Street in Christchurch is owned

by the Group and is in the city’s Southern Frame designated area. In April 2018 agreement was reached

with Crown authorities for the Group to grant an easement in perpetuity across the site for the

construction of the greenway. The agreement involved:

1. a cash settlement to meet the cost of demolishing part of the workshop and remodelling the

remaining buildings to accommodate the business over a split site, and;

2. acquisition of an adjacent area of land to replace part of the land taken by the greenway.

Initial recognition of the agreement created an asset for the full value of the settlement receivable from

the Crown ($7.555m) based on the reasonable expectation that the agreement was legally binding and

all conditions imposed on the parties would be met. At the same time a liability for the same amount

was established in recognition of the Group’s future performance obligations to clear the land and make

changes to existing buildings in order to continue its business.

At the reporting date the outstanding receivable has been paid in full and ownership of the adjacent land

parcel has been transferred to the Group. All of the performance obligations have been completed and

the easement across the site granted. The final cost of the building work was in excess of the amount

received from the Crown. This amount has been included in additions to the cost of buildings.


2022 2021

$000 $000


Other Receivables

Balance at 1 July 2,555 2,555

Payments received (2,555) -

Balance at 30 June – note 11 - 2,555


Performance obligation

Balance at 1 July 1,072 5,404

Expenditure incurred (2,067) (4,332)

Transfer to Property, plant & equipment 995 -

Balance at 30 June – note 12 - 1,072


11 Trade and other receivables




2022

$000

2021

$000

Trade receivables 37,319 41,646

Impairment allowance for expected credit losses (36) (48)

37,283 41,598

Other receivables – greenway agreement note 10 - 2,555

Other receivables 1,631 780

Prepayments 286 219

Carrying value of trade and other receivables 39,200 45,152


Bad debts written off in year 39 31


The net carrying value of trade receivables and prepayments is considered to be their fair value.

24




The Group has adopted the simplified model of recognising lifetime expected credit losses as detailed

in NZ IFRS 9 – F inancial Instruments, as none of the trade or other receivables contain a significant

financing component.

In measuring expected credit losses, the trade receivables have been assessed on a collective basis

as they share similar credit risks. Expected loss rates are based on historic trading patterns over the

last 5 years adjusted for anticipated changes in the 12 months following reporting date.

The items included in other receivables do not share the same credit risks as trade receivables and no

credit loss is expected to arise.

Trade receivables are written off as bad debts when there is no expectation of recovery.


On the above basis the expected credit loss of trade receivables is as follows:



2022

$000

2021

$000

Expected credit loss rate 0.10% 0.11%

Gross carrying amount 37,319 41,646

Expected credit loss 36 48


Movements in the loss allowance are as follows:

Balance at 1 July 48 97

Allowance recognised in the statement of financial

performance (11) (47)

Allowance recovered (1) (2)

Balance at 30 June 36 48


12 Trade and other payables




Trade and other payables are stated at amortised cost.

Employee benefits

The Group provides for benefits accruing to employees for:


• salaries and wages earned but not yet paid

• annual leave accrued but not yet taken

• short-term incentives arising from contractual obligations or when it is probable that the incentives

will be paid and they can be reliably measured


Trade and other payables are all due within one year.


2022

$000

2021

$000

Trade payables 28,827 34,977

Employee benefits 9,091 9,269

Other payables – performance obligation note 10 - 1,072

Other payables 9,505 9,422

Total trade and other payables 47,423 54,740


13 Cash and cash equivalents



2022

$000

2021

$000

Bank accounts in funds 11,844 14,736

Net cash and cash equivalents 11,844 14,736


These balances include all cash and cash equivalents.

Bank overdrafts are payable at call.

The Company guarantees the amounts owing by its subsidiaries under overdraft facilities and the

subsidiaries guarantee the indebtedness of the Company.

Aggregate limit on bank overdrafts 6,835 6,835

25


14 Credit contracts



Dealerships arrange finance for customers to buy vehicles with a number of finance companies. Before

the customers enter into the finance agreements, information is gathered and provided to the finance

companies to check that customers meet their creditworthiness, affordability and

other criteria.

Dealerships make the initial loans to the customer but instantaneously assign them to the finance

company.

Credit contracts with Motor Trade Finance Limited

Credit contracts with Motor Trade Finance Limited (MTF) differ from the other finance companies. MTF

retains the right of recourse to the dealership if a particular customer defaults on their payments.

Accounting for the MTF credit contracts results in creating a receivable from the customer (which is

collected by MTF due to the assignment) and an equal and opposite liability for the amount that may

become payable to MTF if the customer defaults. In the normal course of business, the receivable and

liability for each finance deal reduce in parallel as customers make routine repayments.

The financial liabilities under credit contracts at reporting date consist of the outstanding balances on

customers’ accounts. The movement in the liability is detailed in note 27.

Financial receivables – credit contracts

There is a risk if customers fail to make the necessary repayments that the receivable will not be

recoverable and the liability will remain payable to MTF. Factors that mitigate

this risk include:

• credit checks that are carried out when the finance is arranged

• timely credit control practices

• the number of outstanding loans means there is no concentration of credit risk on a restricted

number of debtors

• security over the vehicles that are financed so that, if other measures fail, the vehicles can be

repossessed and sold to offset bad debts

Bad debts

If customers default and the sale proceeds of the vehicle do not cover the outstanding balance, the

deficit is recognised as an expense in the statement of financial performance.

Impairment

The balances are routinely reviewed for impairment and an allowance is made for amounts that are

unlikely to be recovered. The impairment allowance is calculated as a percentage of net amounts

outstanding under the credit contracts based on historic trading patterns.


Amounts owed by customers are recoverable over a number of years. To determine the percentage

used for the impairment allowance, estimates are based on historical data for contracts in default.


Financing agreements outstanding at reporting date that have been assigned to MTF with recourse

have the following repayment schedule:

2022

$000

2021

$000

Up to 1 year 956 1,142

1 to 2 years 494 913

2 to 3 years 324 490

3 to 4 years 80 230

4 to 5 years 22 33

Total 1,876 2,808

Impairment allowance (14) (21)

Carrying value of receivables 1,862 2,787


Number of credit contracts 123 170

Value of impaired accounts written off in the year ($000) - -

Actual arrears past due at 30 June ($000) 12 33

Arrears as a percentage of total 0.66% 1.17%

Total value of accounts in arrears at 30 June ($000) 135 304

Accounts in arrears as a percentage of total 7.21% 10.83%


26


The amounts payable by customers under the financial assets – credit contracts, including future

interest, have the following repayment profile, which is the maximum amount the Group may be required

to pay if subject to recourse under its contractual obligations.

2022

$000

2021

$000

Less than 1 year 1,103 1,371

1 to 2 years 562 1,041

More than 2 years 460 817

Total 2,125 3,229


15 Leases



At the start of a contract the Group assesses whether the contract is, or contains, a lease being the

right to control the use of an identified asset for a period of time in exchange for consideration. With

the exception of low value assets and short term leases, at the start date of the lease the Group

recognises a right of use asset, representing the right to use the underlying asset, and a lease liability,

representing the obligation to make lease payments.


The right of use asset is initially measured at cost comprising the lease liability recognised, any initial

direct costs including lease payments made before the commencement date, less any incentives.

Right of use assets are then depreciated on a straight line basis over the shorter of the lease term or

the estimated useful life of the assets. The Group also assesses the impairment of the right of use

asset when such indicators exist.


The lease liability is recognised from the start date of the lease measured at the present value of lease

payments to be made over the life of the lease. When calculating the present value of lease payments,

the Group uses its incremental borrowing rate at the commencement date of the lease as the interest

rate implicit in the lease is not determinable. After the commencement date, the amount of the lease

liability is increased to reflect the addition of interest charges and reduced for the lease payments

made. The carrying amount of lease liabilities is remeasured if there is a change in the terms of the

lease (for example a change in the length of the lease or a change in the lease payments). The term

of the lease includes any rights of renewal where there is a reasonable level of certainty that the lease

will be renewed.


Lease payments on low value assets or short term leases (less than 12 months) are recognised as an

expense on a straight line basis over the lease term.


The Group has leases for dealership facilities, including showrooms, workshops, office space and

storage areas at a number of sites across the country and for office accommodation in Wellington.

With the exception of short term leases and leases on low value assets, each lease is reflected on the

statement of financial position as a right of use asset and an associated lease liability. Property leases

have original terms up to 24 years and most have rights to renew exercisable at the option of the

Group. The majority of leases allow for a market rent increase when renewals are exercised and some

have annual inflation increases.

The following table summarises the Group’s leasing activities:



Number

leased

Range of

remaining

terms (years)

Average

remaining

term (years)

Number with

renewal options

Number

with rent

reviews

Dealership

facilities

27 1 – 16


7 24 23

Office

building

1 8 8 1 1









27



The value of right of use assets by type is summarised below:



Dealership

facilities

Office

building Total


$000 $000 $000

At 1 July 2020 11,790 1,347 13,137

Additions 4,709 - 4,709

Depreciation (1,881) (139) (2,020)

Right of use assets at 30 June 2021 14,618 1,208 15,826

Additions 6,459 - 6,459

Depreciation (2,117) (139) (2,256)

Disposals (134) - (134)

Total right of use assets at 30 June 2022 18,826 1,069 19,895

Lease liabilities are presented as current or non-current liabilities based on the maturity date of the

underlying lease. The maturity of lease liabilities is as follows:



Within

one

year

1 to 2

years

2 to 3

years

3 to 4

years

4 to 5

years

5 to 10

years

Over

10

years


$000 $000 $000 $000 $000 $000 $000

2022

Lease liability 2,027 1,877 1,773 1,804 1,825 7,235 5,238

Finance charge 653 592 537 482 426 1,342 393


2021


Lease liability 2,041 1,687 1,480 1,245 1,234 5,868 4,093


Finance charge 577 510 453 404 359 1,122 324


Interest costs for the year on lease liabilities was $649k (2021: $612k). This has been included in

interest in the statement of financial performance.

A number of leases have right to renew options exercisable by the lessee. The Group has included all

of these renewal options in the right of use asset with the exception of three properties which are sub-

leased and exercise of the renewal is subject to the head lease.

The Group has a number of properties which are leased on terms which have less than 12 months to

run. The cost of these leases was $548k (2021: $578k) for the year and has been included in property

occupation costs in the statement of financial performance. At 30 June 2022 the total commitment on

these leases was $145k (2021: $258k).



The Group owns some properties that are not completely occupied by Group companies and the space

is leased to third parties. The leases are negotiated under normal commercial arrangements with

varying terms, escalation clauses and renewal conditions and without undue restrictions. Rent of

$690k (2021: $764k) has been included in other revenue. The rent is receivable during the non-

cancellable periods of these leases according to the following schedule.

Lease receivables

2022

$000

2021

$000


Within one year 890 497

Between one and two years 863 266

Between two and five years 1,490 489

Over five years 258 141

Total operating lease receivables 3,501 1,393






28


16 Intangible assets



Intangible assets consist of goodwill.

Goodwill is recognised on acquisitions of subsidiaries or purchases of business assets and represents

the excess of the acquisition costs over the fair value of the individually identified acquired assets and

liabilities at acquisition date.

Goodwill relates to the acquisition of business assets which have no foreseeable limit to the period over

which they are expected to generate cash inflows for the Group. As such they are considered to have

an indefinite useful life.

The value of intangibles is compared with the “value in use” of the affected dealerships, being South

Auckland Motors Ltd and Dunedin City Motors Ltd, which have been identified as the cash generating

units associated with the intangibles. Impairment of the intangible assets is recognised if there is

considered to be a permanent reduction in the “value in use”.


Impairment testing calculations require the use of estimates and assumptions. The calculations of “value

in use” are based on the actual results for the past five reporting periods together with the projected

results for the next five reporting periods. It was assumed that there would be an initial reduction in

profitability from the levels seen in 2022 as the economy contracts followed by a stabilisation at this

level.

Key assumptions relate to the general economic outlook, the level of the new and used vehicle industries

and the performance of the Group’s business units in this environment.

The discount rate used in completing the cash flow forecast to assess value in use was 10.2%

(2021: 8.6%).

Management considers that any reasonable change in a key assumption used in the determination of

the value in use would not cause the carrying amount of goodwill to exceed the recoverable amount.


The value of intangible assets was reviewed at 30 June 2022. There was no indication of impairment

below their carrying amount (2021: $Nil).

2022 2021

Goodwill $000 $000

Balance at 1 July 1,028 1,028

Impairment loss during the year - -

Balance at 30 June 1,028 1,028


Cost 1,028 1,028

Accumulated amortisation and impairment - -

Balance at 30 June 1,028 1,028


29


Notes on investments

17 Subsidiaries


Subsidiaries are entities controlled by the Company. Control requires the investor to have exposure or

rights to variable returns and the ability to affect those returns through power over the investee. The

financial statements of subsidiaries are included in the consolidated financial statements from the date

that control commences until the date that control ceases. Intra-group balances, and any revenue and

expenses from intra-

group transactions, are eliminated in preparing the consolidated financial

statements.

Non-controlling interests in the results and equity of subsidiaries are shown separately in each of the

consolidated financial statements. They represent the portion of the profit or loss, other comprehensive

income and net assets of subsidiaries that are not held by the Group based on their respective ownership

interests.


All subsidiaries are 100% owned (2021: 100%), with the exception of Southpac Trucks Limited which is

85% owned ( 2021: 85%). All subsidiaries have a reporting date of 30 June. All Group companies are

registered in New Zealand. Subsidiary companies operate as motor vehicle dealerships and related or

incidental activities. The Company provides administrative and financial services to the subsidiaries as

well as leasing them, at market rates, many of the properties they occupy.

Trading subsidiaries

Agricentre South Ltd, Avon City Motorcycles Ltd, Avon City Motors Ltd, Capital City Motors Ltd,

Dunedin City Motors Ltd, Energy City Motors Ltd, Energy Motors Ltd, Fagan Motors Ltd, Hutchinson

Motors Ltd, M.S. Motors (1998) Ltd, Macaulay Motors Ltd, Ruahine Motors Ltd, South Auckland

Motors Ltd, Southern Autos – Manukau Ltd, Southern Lakes Motors Ltd, Southpac Trucks Ltd, The

Hawkes Bay Motor Company Ltd and Timaru Motors Ltd.

Non-trading subsidiaries

Agricentre Ltd

(formerly Advance Agricentre Ltd), Avery Motors Ltd, Capital City Paint & Panel Ltd,

Central Lakes Automotive Ltd, East City Ford Ltd, Jeff Gray Ltd, The Motor Company Ltd

(formerly

Metro Motors (Porirua) Ltd)

, Centennial Motors Ltd (formerly Metro Training Services Ltd), Panmure Motors

Ltd, Papakura Ford Ltd, CMC Motors Ltd (formerly Pukekohe Motors Ltd), Queenstown Motors Ltd, South

Auckland Ford Ltd, South Auckland Honda Ltd, Southland Tractors Ltd, Stevens Motors Ltd, CMC

Motor Group Ltd (formerly Tower Motors (2012) Ltd) and Trucks South Ltd.


Non-controlling interest

Southpac Trucks Ltd operates branches and service agencies throughout New Zealand and its principal

place of business is Auckland. The summarised financial position and cash flows at the reporting date

were as follows:



2022

$000

2021

$000

Shareholders’ equity 29,075 21,531

Total liabilities 64,004 74,838

Total equity and liabilities 93,079 96,369

Total assets 93,079 96,369

Net cash flows from:

Operating activities 47,088 19,864

Investing activities (4,116) (1,795)

Financing activities (44,237) (17,565)

Net movement in cash held (1,265) 504

Opening cash balance 2,357 1,853

Closing cash balance 1,092 2,357


18 Investments




2022

$000

2021

$000

Shares in Motor Trade Finance Limited (MTF) 1,355 2,551

Other 1 1

Total investments 1,356 2,552


MTF shares are traded in a quoted but restricted market and are categorised as level 2 in the fair value

hierarchy set out in NZ IFRS 13 – Fair Value Measurement. During the year 547,254 MTF shares were

sold.

Shares are carried at fair value with changes in value recognised through the statement of financial

performance.


30



Notes on funding

19 Capital management


The Group’s capital includes share capital, retained earnings and property revaluation reserves.

The Group’s policy is to maintain a strong capital base to ensure that it continues as a going concern,

to maintain investor, supplier and market confidence and to sustain future development of the business.

The Board regularly monitors future capital requirements and costs to maintain an appropriate balance

of shareholders’ equity and debt. The Group generally maintains the capital structure by setting a

sustainable level of dividends.

The Group issues call debt securities and maintains relationships with a number of financial institutions

to ensure that adequate debt facilities are available to meet short to medium term strategic cash flow

requirements and as a buffer for unexpected events. The Group complied with all of the financial

covenants incorporated in the bank borrowing facilities (note 25) and the at call deposit trust deed (note

24) at the reporting date and at 30 June 2021. There are no other externally imposed capital

requirements.

There has been no change in the Group’s management of capital during the years ended 30 June 2022

or 30 June 2021.

31


20 Movements in equity


Share

capital

(Note 21)

Property

revaluation

reserve

Foreign

exchange

cash flow

hedge

reserve

Retained

earnings

Total

attributable

to share-

holders

Non-

controlling

interest

Total

equity

$000 $000 $000 $000 $000 $000 $000

Balance at 30 June 2020 15,968 64,021 385 146,936 227,310 3,490 230,800

Dividends paid - note 22 - - - (15,366) (15,366) (1,575) (16,941)

Total transactions with

shareholders

- - - (15,366) (15,366) (1,575) (16,941)

Profit for the year - - - 24,833 24,833 1,580 26,413

Other comprehensive income

Property revaluation reserve

Fair value movement - 25,166 - - 25,166 - 25,166

Deferred tax - 1,089 - - 1,089 - 1,089

Transfer on sale of property - (279) - 279 - - -

Foreign exchange cash flow

hedge reserve


Fair value movement - - (818) - (818) (144) (962)

Deferred tax - - 229 - 229 40 269

Total comprehensive income - 25,976 (589) 25,112 50,499 1,476 51,975

Balance at 30 June 2021 15,968 89,997 (204) 156,682 262,443 3,391 265,834

Dividends paid - note 22 - - - (17,982) (17,982) (1,350) (19,332)

Total transactions with

shareholders

- - - (17,982) (17,982) (1,350) (19,332)

Profit for the year - - - 33,183 33,183 2,038 35,221

Other comprehensive income

Property revaluation reserve

Fair value movement - 23,982 - - 23,982 - 23,982

Deferred tax - (675) - - (675) - (675)

Foreign exchange cash flow

hedge reserve


Fair value movement - - 3,318 - 3,318 585 3,903

Deferred tax - - (929) - (929) (164) (1,093)

Total comprehensive income - 23,307 2,389 33,183 58,879 2,459 61,338

Balance at 30 June 2022 15,968 113,304 2,185 171,883 303,340 4,500 307,840


Reserves

The property revaluation reserve arises on the revaluation of land and buildings. Where revalued land

or buildings are sold, the portion of the revaluation reserve that relates to the asset and is effectively

realised, is transferred directly to retained earnings.


The foreign exchange cash flow hedge reserve comprises the cumulative balance of adjustments to

uncompleted transactions that qualify as effectively hedged under NZ IFRS 9 – Financial Instruments.

32


21 Share capital


All shares on issue are fully paid-up and have no par value.

All ordinary shares:

• have equal voting rights

• share equally in dividends

• would share equally in any surplus on winding up

2022

$000

2021

$000

Share capital 15,968 15,968



Thousands

of shares

Thousands

of shares

Number of ordinary shares authorised and on issue 32,695 32,695

Weighted average number of ordinary shares on issue 32,695 32,695


22 Dividends




2022

$000

2021

$000

Date paid Cents per share

Final for the previous year 4 October 2021 40.0 13,078 10,462

Interim for the current year 28 March 2022 15.0 4,904 4,904

Dividends paid during the year 17,982 15,366


For details of the final dividend for the current year, see note 33.


23 Vehicle floorplan finance


When not purchased outright, new vehicles are funded by bailment arrangements, which represent a

financial liability, accounted for at amortised cost. The vehicles are initially included in inventory at the

same value.

Most of the subsidiaries have bailment facilities with finance companies to provide funding for new

vehicles. The main finance company is UDC Finance Limited. Under these facilities the finance

companies own the vehicles that are placed in the control of the subsidiaries as bailees and are available

to display for sale to the public in the dealerships. The subsidiaries pay bailment fees (similar to interest)

for the use of the vehicles. The bailment agreements are subject to financial limits. The vehicles are

purchased from the finance companies when they are sold to customers.

If the subsidiaries breach the bailment agreements, the finance companies retain the right to repossess

and sell the vehicles and the subsidiaries must meet any shortfall of the sale proceeds from the purchase

price of the vehicles.

Liabilities under bailment agreements are due for payment within the next 12 months.

2022

$000

2021

$000

Total vehicle floorplan finance 28,443 55,866















33


24 At call deposits


The Company offers for subscription unsecured call debt securities (Deposits) that are repayable on

demand. Acceptance of Deposits is restricted to shareholders, employees and their associates.

At reporting date the Deposits were constituted by, issued under and described in, a trust deed dated

13 September 2016 between the Company, its Guaranteeing Subsidiaries (as therein defined) and

Public Trust as supervisor for the holders of Deposits (the Depositors). Under the terms of the trust

deed the Guaranteeing Subsidiaries unconditionally guarantee, jointly and severally, the repayment

of the deposits together with interest thereon by the Company and by each of the other Guaranteeing

Subsidiaries. The governance documents, including a product disclosure statement, are available on

the Disclose Register.

Interest is payable on Deposits at rates that vary from time to time as disclosed to the Depositors

on the application form or as subsequently notified to Depositors in writing. The interest rate

applicable at 30 June 2022 was 3.25% (2021: 1.80%).

2022

$000

2021

$000

Deposits 31,076 32,304


Maximum amount of deposits on offer 40,000 40,000


25 Bank borrowing


The Group has wholesale facilities with BNZ, ANZ and Westpac, three highly-respected international

registered trading banks. The facilities with ANZ and BNZ have a maturity date of March 2023 and

have been treated as current. The facility with Westpac has a maturity date of March 2024 and has

been treated as non-current. The facilities are used to finance working capital and are drawn and

repaid as required.

Wholesale borrowing is transacted only by the Company. Its indebtedness is guaranteed by its trading

subsidiaries to the full extent of the facilities.

The agreements with each of the banks are very similar and require the Group to meet financial criteria

based on ratios derived from its financial statements. The Group also pledges to the banks not to grant

security over any of its assets i.e. a “negative pledge”.


2022

$000

2021

$000

Bank borrowing - current 8,732 12,197

Bank borrowing - non current 6,000 -


Combined facility limits 70,000 70,000
















34


26 Financial instruments


Financial instruments primarily comprise cash at bank, receivables, payables, credit contracts, forward

exchange contracts, shares in companies, borrowings and loans.


Financial assets and liabilities are recognised when the Group becomes a party to the contractual

provisions of the financial instrument.


Financial assets are derecognised when the contractual rights to the cash flows from the financial

asset expire, or when the financial asset and substantially all the risks and rewards are transferred. A

financial liability is derecognised when it is extinguished, discharged, cancelled or expires.


Except for trade receivables that do not contain a financing component and are measured at

transaction price, all financial assets are initially measured at fair value adjusted for transaction costs

(where applicable).


Financial assets, other than those designated and effective as hedging instruments, are classified into

the following categories:

• amortised cost

• fair value through profit or loss

• fair value through other comprehensive income

The classification is determined by both:

• the entity’s business model for managing the financial asset

• the contractual cash flow characteristics of the financial asset


Measurement of financial assets


Financial assets at amortised cost

Financial assets are measured at amortised cost if the assets meet the following conditions (and are

not designated as fair value through profit or loss):

• the assets are held to collect contractual cash flows

• the contractual terms of the assets give rise to cash flows that are only payments of principal

and interest

After initial recognition, the assets are measured at amortised cost using the effective interest rate

method. Discounting is ignored where the effect of discounting is not material.


Financial assets at fair value through profit or loss

Financial assets that are held under a different model than ‘held to collect’ or ‘held to collect and sell’

and assets whose cash flows are not solely payments of principal and interest are accounted for as

fair value through profit or loss. All derivative financial instruments fall into this category, except for

those designated and effective as hedge instruments. This category also contains any equity

investments.


Assets in this category are all measured at fair value with gains or losses recognised in the statement

of financial performance. The fair values of the assets in this category are determined by reference to

an active market or using an alternative valuation technique where no market exists.


Financial assets at fair value through other comprehensive income

The Group had no financial assets in this category at 30 June 2022.












35


Impairment of financial assets

Recognition of credit losses is not dependent on identifying a credit loss event but instead considers a

broader range of information when assessing credit risk including past events, current conditions and

reasonable forecasts that could affect the expected collectability of future cash flows. In applying this

approach, distinction is made between:


• financial instruments tha

t have not deteriorated significantly in credit quality since initial

recognition, or that have a low credit risk (Stage 1)

• financial instruments that have deteriorated in credit quality since initial recognition and whose

credit risk is not low (Stage 2)

• financial instruments that have objective evidence of impairment at the reporting date


Twelve month expected credit losses are recognised for Stage 1 instruments while lifetime expected

credit losses are recognised for Stage 2 instruments. Measurement of expected credit losses is

determined by a probability weighted assessment of the credit losses over the life of the instrument


The Group makes use of a simplified approach in accounting for trade receivables. See note 11 for

more information.


Measurement of financial liabilities

Financial liabilities are initially measured at fair value and, where applicable, adjusted for transaction

costs. Subsequently, financial liabilities are measured at amortised cost using the effective interest

method except for derivative financial instruments that are designated and effective as hedging

instruments (see note 29).



Financial instruments by category

2022 2022 2021 2021

$000 $000 $000 $000



Fair value

through

profit or

loss

Amortised

cost

Fair value

through

profit or loss

Amortised

cost

Assets

Cash and bank accounts - 11,844 - 14,736

Trade and other receivables - 38,914 - 44,933

Credit contracts - 1,862 - 2,787

Shares in companies 1,356 - 2,552 -

Financial derivatives – foreign exchange 3,571 - - -




Financial

liabilities at

amortised

cost

Financial

derivatives

at fair value

Financial

liabilities at

amortised

cost

Financial

derivatives

at fair value

Liabilities

Bank borrowings 14,732 - 12,197 -

At call deposits 31,076 - 32,304 -

Trade and other payables 37,918 - 44,246 -

Lease liabilities 21,779 - 17,648 -

Vehicle floorplan finance 28,443 - 55,866 -

Credit contracts 1,876 - 2,808 -

Financial derivatives – foreign exchange - - - 332












36


27 Reconciliation of liabilities arising from financing activities



Movements in liabilities from financing activities during the year were as follows:


At 1 July

2021 Cash flows

Non-cash

changes

At 30 June

2022


$000 $000 $000 $000




Bank borrowing – note 25 12,197 2,535 - 14,732


At call deposits – note 24 32,304 (1,228) - 31,076


Vehicle floorplan finance – note 23 55,866 (27,423) - 28,443


Total short term borrowings 100,367 (26,116) - 74,251


Credit contracts – note 14


Short term 1,142 - (186) 956


Long term 1,666 - (746) 920


Lease liabilities – note 15


Short term 2,041 (14) - 2,027


Long term 15,607 4,145 - 19,752


Total liabilities arising from financing

activities 120,823 (21,985) (932) 97.906




At 1 July

2020 Cash flows

Non-cash

changes

At 30 June

2021


$000 $000 $000 $000




Bank borrowing – note 25 19,235 (7,038) - 12,197


At call deposits – note 24 27,389 4,915 - 32,304


Vehicle floorplan finance – note 23 42,851 13,015 - 55,866


Total short term borrowings 89,475 10,892 - 100,367


Credit contracts – note 14


Short term 1,403 - (261) 1,142


Long term 2,379 - (713) 1,666


Lease liabilities – note 15


Short term 1,813 228 - 2,041


Long term 13,175 2,432 - 15,607


Total liabilities arising from financing

activities 108,245 13,552 (974) 120,823

37



Notes on managing risk

28 Financial risk management


28 (a) Credit risk

Financial instruments which potentially subject the Group to concentrations of credit risk consist

principally of bank balances, deposits, receivables and credit contracts.

The carrying amounts of financial assets represents the Group’s maximum credit exposure.

The Group places its cash and short term investments with high credit quality financial institutions (as

determined by independent credit rating agencies) and limits the amount of credit exposure to any one

financial institution.

The Group performs credit evaluations on all customers requiring credit and generally does not require

collateral or other security to support financial instruments with credit risk.

Concentrations of credit risk with respect to accounts receivable are limited due to the large number of

customers included in the Group’s customer base.

The rate of impairment of amounts receivable under credit contracts (note 14) is low. If the incidence of

recourse requiring balances to be written off were to increase by 1% it would increase the annual amount

written off through profit or loss by $0.02m (2021: $0.03m).


28 (b) Interest rate risk

The Group is not exposed to any specific interest rate risk other than normal interest rate movements

on a daily basis in the New Zealand market. The specific rates that the Group was exposed to during

the year were:

2022 2021

Bank overdrafts 5.95% - 15.10% 3.72% - 9.35%

At call deposits 1.80% - 3.25% 1.80% - 2.30%

Bank borrowing and bailment facilities 1.69% - 5.45% 1.65% - 3.80%


Bank borrowings are unsecured and fall within the agreed committed facility requirements in place with

the Group’s bankers. These facilities have maturity dates ranging from March 2023 to March 2024 and

are expected to be renewed in the normal course of business. The facilities can be drawn on or repaid

at any time and interest rates are variable. The carrying value of these loans is considered to be the fair

value.

Interest rate sensitivity

The effect of a movement of 1% in interest rates would be to change finance costs in the statement of

financial performance and equity by $0.46m per annum (2021: $0.45m).


28 (c) Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual payment obligations. The Group

monitors its cash on an ongoing basis to ensure it has sufficient credit facilities to meet its obligations.

The Group obtains funding for its operations from several sources. In addition to its shareholders’ funds

(made up of share capital and reserves), funding is also provided by depositors through the at call

deposit scheme and from banks and other financial institutions.

Financial liabilities in the form of at c all deposits are repayable at call. Trade and other payables fall

due within one year. The potential repayment profile of amounts due under financial liabilities – credit

contracts is provided in note 14.

There is a risk that the banks may reduce or withdraw the facilities or will be unable to provide the level

of funding required. The Group would then be required to obtain alternative funding which could cost

more. If no alternative funding was available, the consequences would disrupt cash flows and potentially

the Group may not be able to continue to pay suppliers and staff or repay depositors.


If the finance companies were to withdraw the bailment facilities described in note 23 or were unable to

fund as many vehicles as required, the Group would have to seek alternative methods of funding the

vehicles. This could involve bailment agreements with other providers or additional bank funding to

purchase the vehicles outright. The consequences could include increased costs and disruption to the

supply of new vehicles for sale.


38


28 (c) Liquidity risk (continued)


The Group mitigates its funding risk by adopting prudent financial management practices (such as

closely monitoring its cash flows and regularly checking compliance with the financial ratios) and by

maintaining open and honest relationships with the banks and finance companies.

The extent of the bank facilities is disclosed in note 25 and bailment facilities in note 23.


28 (d) Foreign currency risk

The Group enters into fixed rate foreign exchange contracts to create cash flow hedges for the purchase

of trucks on a contract-by-contract basis with firm customer orders and for units ordered for stock. Other

short term transactions are covered by forward exchange contracts and accounted for at that rate.


The principal values (stated in New Zealand Dollars) of forward exchange contracts entered into and

outstanding at each reporting date were denominated in the following currencies.


Currency

2022

$000

2021

$000

Australian Dollars (AUD 143.2m) 156,247 76,208

Euros (EUR 58.8m) 102,047 46,118

Total 258,294 122,326


Due to the close association between foreign currency commitments for imported goods, their selling

price and the underlying forward exchange contracts, it is estimated that any change in the New Zealand

Dollar exchange rates against the above currencies would have had minimal impact on the result and

equity for the year ended 30 June 2022 or 30 June 2021.


29 Financial derivatives – foreign exchange



Foreign exchange asset/(liability)

2022

$000

2021

$000

Balance at 1 July (332) 630

Movement during the year through

Other comprehensive income 3,903 (962)

Statement of financial performance - -

Balance at 30 June 3,571 (332)


The Group uses forward currency contracts to hedge its foreign currency risks. Such derivative financial

instruments are initially recognised at fair value on the date on which a derivative contract is entered

into and are subsequently remeasured at fair value. Derivatives are carried as financial assets when the

fair value is positive and as financial liabilities when the fair value is negative.


For the purpose of hedge accounting, hedges are classified as cash flow hedges when hedging the

exposure to variability in cash flows that is either attributable to a particular risk associated with a

recognised asset or liability or a highly probable forecast transaction or the foreign currency risk in an

unrecognised firm commitment.


At the inception of a hedge relationship, the Group formally designates and documents the hedge

relationship to which it wishes to apply hedge accounting and the risk management objective and

strategy for undertaking the hedge.


The documentation includes identification of the hedging instrument, the hedged item, the nature of the

risk being hedged and how the Group assesses whether the hedging relationship meets the hedge

effectiveness requirements (including the analysis of sources of hedge ineffectiveness and how the

hedge ratio is determined). A hedging relationship qualifies for hedge accounting if it meets all of the

following effectiveness requirements:


• there is ‘an economic relationship’ between the hedged item and the hedging instrument

• the effect of credit risk does not ‘dominate the value changes’ that result from that economic

relationship

• the hedge ratio of the hedging relationship is the same as that resulting from the quantity of the

hedged item that the Group actually hedges and the quantity of the hedging instrument that the

Group actually uses to hedge that quantity of hedged item




39


Hedges that meet all the qualifying criteria for hedge accounting all fall into one category of hedge and

are accounted for as described below:


Cash flow hedges

The effective portion of the gain or loss on the hedging instrument is recognised in Other Comprehensive

Income in the cash flow hedge reserve, while any ineffective portion is recognised immediately in the

statement of financial performance. The cash flow hedge reserve is adjusted to the lower of the

cumulative gain or loss on the hedging instrument and the cumulative change in fair value of the hedged

item. The Group continues to designate all of the forward contracts as hedging instruments.


The amounts accumulated in Other Comprehensive Income are accounted for depending on the nature

of the underlying hedged transaction. If the hedged transaction subsequently results in the recognition

of a non-financial item such as inventory, the amount accumulated in equity is removed from the

separate component of equity and included in the initial cost or other carrying amount of inventory.


30 Dealership franchise agreements


Each of the trading subsidiaries enters into agreements in their own right with the New Zealand

distributor to sell and service specific brands of motor vehicle in a defined primary marketing area. As

national distributor of two brands of heavy trucks, Southpac Trucks Limited has equivalent agreements

with the international suppliers covering the whole country. Most of these agreements (called either

dealer or franchise agreements) do not have a specific duration. All of the dealer or franchise

agreements contain the right for the distributor/franchisor or the dealer to terminate the arrangements

at short notice. Some of these agreements have finite terms from one to three years, usually without

automatic rights of renewal. If a dealership or franchise agreement is terminated or not renewed there

could be a detrimental effect on the future financial performance of the Group.


The Group manages and mitigates this risk through stable and profitable operating businesses that

deliver on franchise objectives in conjunction with a customer first approach. In addition, strong

relationships with brand partners, at both the Group and dealership levels, focuses on delivering

mutually beneficial long term outcomes to further manage this risk.




40



Other notes

31 Related party transactions


The Group has related party transactions with key management personnel and the CMC Group

Workplace Savings Scheme.


Management personnel

Transactions with key management personnel were:



2022

$000

2021

$000

Short term benefits (including salary, incentives, profit share, use of motor

vehicles and other benefits) 9,302 8,543

Post-employment benefits (including contributions to retirement savings

schemes) 508 229

Share related benefits - -

Total remuneration benefits 9,810 8,772


Key management personnel includes current Directors (executive and non-executive), key management

at the group office and chief executives of all trading subsidiaries.

Some key management personnel have funds on deposit with the Company by way of its unsecured at

call debt securities – note 24 – on the same terms and conditions as all other depositors.

Also see remuneration of Directors on page 48 and remuneration of employees on page 49.


The CMC Group Workplace Savings Scheme

The Company is the sponsoring employer of the CMC Group Workplace Savings Scheme (the Scheme)

which is a defined contribution scheme. It is categorised as an employer-related restricted workplace

savings scheme registered under the FMCA 2013.

The Company ceased to be the trustee of the Scheme when a new trust deed was registered on

18 November 2016 but continues to provide administrative services to the Scheme and received fees

of $0.08m during the year (2021: $0.07m).

The Scheme holds 162,196 (2021: 162,196) ordinary shares in the Company representing 4.9% (2021:

4.4%) of its total assets. The Company is a related party to the Scheme and FMCA limits investments

in related parties to 5% of total assets.

All transactions between key management personnel, the Scheme and Group companies were in the

normal course of business.


32 Contingencies


There were no contingent assets or liabilities at 30 June 2022 (2021: $Nil).







The Group has provided guarantees to PACCAR Australia Pty Limited in respect of obligations owed to

that company. The guarantee is in proportion to the shareholding in Southpac Trucks Limited and the

maximum exposure for the Group is $1.3m.


33 Events after the reporting date


On 22 July 2022, a conditional offer was accepted for the sale of the shares held in The Hawkes Bay

Motor Company Limited.


On 16 August 2022, a dividend of 47.0 cents per share was declared to be paid fully imputed on

3 October 2022, representing a total payment of $15.4 million.









41








Independent auditor’s report

To the shareholders of The Colonial Motor Company Limited


Report on the audit of the consolidated financial statements




Opinion

We have audited the consolidated financial statements of The Colonial Motor Company Limited (the

“Company”) and its subsidiaries (the “Group”) on pages 10 to 40 which comprise the consolidated statement

of financial position as at 30 June 2022, and the consolidated statement of financial performance, consolidated

statement of comprehensive income, consolidated statement of changes in equity and consolidated statement

of cash flows for the year then ended, and notes to the consolidated financial statements, including a summary

of significant accounting policies.

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

consolidated financial position of the Group as at 30 June 2022 and its consolidated financial performance and

cash flows for the year then ended in accordance with New Zealand Equivalents to International Financial

Reporting Standards (“NZ IFRS”) issued by the New Zealand Accounting Standards Board.




Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Auditing and Assurance Standards Board. Our responsibilities under those

standards are further described in the Auditor’s Responsibilities for the Audit of the Consolidated Financial

Statements section of our report. We are independent of the Group in accordance with Professional and

Ethical Standard 1 International Code of Ethics for Assurance Practitioners (including International

Independence Standards) (New Zealand) issued by the New Zealand Auditing and Assurance Standards

Board and the International Ethics Standards Board for Accountants’ International Code of Ethics for

Professional Accountants (including International Independence Standards) (IESBA Code), and we have

fulfilled our other ethical responsibilities in accordance with these requirements and the IESBA Code. We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Our Firm also carried out services with respect to verification of voting results at the annual general meeting.

Subject to certain restrictions, partners and employees of our firm may also deal with the Group on normal

terms within the ordinary course of trading activities of the business of the Group. These matters have not

impaired our independence as auditor of the Group. The Firm has no other relationship with, or interest in, the

Group.




Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit

of the consolidated financial statements of the current period. These matters were addressed in the context of

our audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do

not provide a separate opinion on these matters.




42


Why the matter is significant How our audit addressed the key audit matter


Recognition of revenue from contracts with

customers

The Group has recognised revenue from contracts

with customers of $999m for the financial year. The

accounting policies for recognition of revenue and

the breakdown of revenue from different

performance obligations are set out in note 1.

Revenue from sale of products is recognised when

the control of the vehicle has passed to the

customer which is normally at the time of delivery of

the vehicle.

We have raised this as a key audit matter due to the

large number of transactions throughout the

reporting period and risk that revenue transactions

have been recorded in the incorrect period based

on the date of recording the transaction compared

to when control of the vehicle has been transferred

to the customer.

In obtaining sufficient and appropriate audit evidence we:

• evaluated the Group’s recognition of revenue by assessing

the processes that management has in place to ensure that

appropriate revenue recognition policies have been

consistently applied in accordance with NZ IFRS 15

Revenue from contracts with customers.

• Tested a sample of sales transactions on either side of the

reporting date to substantiate that the appropriate terms of

the relevant contracts had been satisfied, that the control

of the vehicle had passed to the customer and therefore

revenue was recognised in the correct period.



Valuation and existence of inventory (new and

used vehicles)

The Group has a significant level of inventory on

hand ($137m) held at multiple locations. Much of the

inventory relates to new and used vehicles ($108m)

as set out in note 8.

The assessment of net realisable value can fluctuate

because of general economic conditions, new

vehicle sales, incentives, prices paid on trade in,

age, condition and configuration of vehicles.

We have raised this as a key audit matter due to the

large number of vehicles held at different locations

and the judgement applied to measure vehicles at

the lower of cost or net realisable value in

accordance with NZ IAS 2 Inventories.


In obtaining sufficient appropriate audit evidence we:

• Verified the existence of new and used vehicles through our

attendance at year-end stock counts across all dealerships.

• Confirmed the inventory balances funded by bailment

arrangements and related liabilities directly with the

finance companies.

• Compared the carrying value of a sample of vehicles held at

reporting date to post year end sale values, or if not sold, to

equivalent market evidence to verify that the value of

inventory held at year-end was not overstated.





Other information

The Directors are responsible for the other information. The other information comprises the information in the

Annual Report which accompanies the consolidated financial statements and audit report.

Our opinion on the consolidated financial statements does not cover the other information and we do not

express any form of audit opinion or assurance conclusion thereon.

In connections with our audit of the consolidated financial statements, our responsibility is to read the other

information and, in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements, or our knowledge obtained in the audit or otherwise appears to be materially

misstated. If, based on the work we have performed, we conclude that there is a material misstatement of this

other information, we are required to report that fact.

We have nothing to report in this regard.




Directors’ responsibilities for the consolidated financial statements

The Directors are responsible on behalf of the Group for the preparation and fair presentation of the

consolidated financial statements in accordance with NZ IFRS, and for such internal control as the Directors

43




determine is necessary to enable the preparation of consolidated financial statements that are free from material

misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, the Directors are responsible on behalf of the Group for

assessing the Group’s ability to continue as a going concern, disclosing, as applicable, matters related to going

concern and using the going concern basis of accounting unless the Directors either intend to liquidate the

Group or to cease operations, or have no realistic alternative but to do so.




Auditor’s responsibilities for the audit of the consolidated financial statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a

whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that

includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit

conducted in accordance with ISAs (NZ) will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they

could reasonably be expected to influence the economic decisions of users taken on the basis of these

consolidated financial statements.

A further description of the auditor’s responsibilities for the audit of the financial statements is located on the

External Reporting Board’s website at: https://www.xrb.govt.nz/assurance-standards/auditors-

responsibilities/audit-report-1



Restriction on use of our report

This report is made solely to the Company’s shareholders, as a body. Our audit work has been undertaken so

that we might state to the Company’s shareholders, as a body those matters which we are required to state to

them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or

assume responsibility to anyone other than the Company and the Company’s shareholders, as a body, for our

audit work, for this report or for the opinion we have formed.


Grant Thornton New Zealand Audit Limited


Ryan Campbell

Auckland

14 September 2022





























































































































































44


Governance statement


The Colonial Motor Company Limited (CMC or Company) is a public company with its shares listed on

the New Zealand Stock Exchange (NZX) operated by NZX Limited.

CMC’s Board of Directors (Board) is committed to maintaining high standards of governance by

implementing a framework of structures, practices and processes that it considers appropriate and

effective. CMC’s corporate governance policies and procedures and its board and committee charters,

which document the framework, have been approved by the Board. Components of the system of

governance are reviewed from time to time.

This statement sets out how these measures meet the recommendations made in the NZX Corporate

Governance Code 2022 and the requirements of the NZX Main Board Listing Rules.

The Board’s view

is that the

corporate governance structures, practices and processes have followed these

recommendations and requirements in the year to 30 June 2022.

The Group is organised so that each motor vehicle dealership is incorporated as a subsidiary company

that is managed locally. The CEO of each Group company reports to the Group Chief Executive. Each

dealership also has a direct relationship with the franchisor(s) that it represents.

1. Code of ethical behaviour

Directors should set high standards of ethical behaviour, model this behaviour and hold management

accountable for these standards being followed throughout the organisation.

The Board ensures that, consistent with its history and industry standing, CMC conducts its dealings

with all stakeholders with integrity and respect. It maintains a directors’ manual including a code of

ethics that extends to all staff and sets out definitive standards of behaviour. In particular, Directors

take care to comply with rules requiring disclosure of positions and occupations they have outside of

CMC that may involve a conflict of interest.

The directors have updated the existing securities trading policy to comply with prevailing legislation

that requires full disclosure by directors and senior executives both before and after buying and selling

CMC shares. All share trades by directors and senior executives are reported to the market and

Director’s trades are disclosed in the Annual Report.

The directors have established a protected disclosures (whistle blower) policy to comply with prevailing

practice to protect employees who make disclosures of information about serious wrongdoing within

the Group.

2. Board composition and performance

To ensure an effective board, there should be a balance of independence, skills, knowledge,

experience and perspectives.

The Board operates under a written charter which sets out the roles and responsibilities of the Board

and distinguishes them between the respective roles and responsibilities of the Board and the

Management.

The Company’s constitution specifies that there should be between five and seven directors. The Board

contains a mix of two independent directors and five executive and non-executive directors who are not

independent, which reflects the shareholder mix. The Board chair is an independent director.

Information about each director regarding their experience, length of service, independence, ownership

interests and meeting attendance is disclosed in the annual report.

As vacancies arise, new directors are identified by the Nominations Committee of the Board. A person

identified by the Nominations Committee can be appointed as a director by the Board during the year

but then must stand for election at the next annual meeting. A person can also be nominated by

shareholders and stand for election as a director at an annual meeting. The terms of appointment of

each newly appointed director are provided in writing.

The constitution specifies that a director cannot serve (without re-election) past the third annual meeting

following their appointment or three years, whichever is longer.

3. Board committees

The board should use committees where this will enhance its effectiveness in key areas, while still

retaining board responsibility.

Where additional detailed supervision or consideration is required, the Board establishes committees

that operate by making recommendations to the Board for final resolution. There are three standing

committees with written terms of reference.

Audit & Compliance Committee: Members of the Committee have relevant financial qualifications

and/or commercial experience. It met five times during the reporting year, with all its members present

at each meeting, bar a single absence.

45


The Committee comprises J W M Journee (Chair and independent director), A J Waugh (independent

director) and G D Gibbons (non-executive director) and it meets regularly with management, the internal

auditor and the external auditor to:

• review the adequacy of controls to identify and manage areas of potential risk and to safeguard

the assets of the Group

• maintain the independence of the external auditor and review the external audit functions

generally

• evaluate the processes to ensure that financial records and accounting policies are properly

maintained in accordance with statutory requirements and financial information provided to

shareholders and the Board is accurate and reliable.

Management is delegated the responsibility for developing, maintaining and enforcing the system of

internal controls. The same basic set of controls is applied across the Group. Monthly reports from

each dealership form a key element of the financial control mechanism. An internal auditor works in

conjunction with the external auditor to complete a review of all dealerships every year to ensure

maintenance of the standard of accounting practices and for compliance with the internal policies and

procedures. The internal auditor regularly reports to the Committee.

Remuneration Committee: A J Waugh (Chair) and G D Gibbons make up this Committee, the

purpose of which is to ensure the directors and senior executives are fairly and reasonably rewarded

for their individual contributions. The Committee meets at least three times during the reporting year.

The Company’s policy is to review remuneration levels for directors and senior staff every two years.

Directors’ fees were last reviewed in 2021. Director and management remuneration is disclosed in the

Annual Report. The Company has no equity-based remuneration plan and does not require its directors

to purchase or hold CMC shares.

Nominations Committee: This Committee has the task of identifying potential directors with skills that

are complementary to the needs of the Company and the Board. All Directors serve on this Committee.

The Committee utilises a skills matrix to determine ‘best fit and skill set’ to ensure the Company retains

the cross-section of abilities required for a balanced board. The Company does not currently have a

formal written diversity policy.

4. Reporting and disclosure

The board should demand integrity in financial and non-financial reporting and in the timeliness and

balance of corporate disclosures.

The Board schedules at least eight meetings each year to monitor the progress of management on

achieving the targets and objectives the Board has set. The Board usually meets in Wellington but at

least once a year it holds a meeting at a dealership in order to meet front-line staff and experience

operations at first hand. Additional ad hoc meetings are held when necessary, sometimes by telephone

conference. During the reporting period, the Board held 11 meetings through a mix of physical

attendance, telephone and video conference.

The Board of Directors issues three reports annually - a Half Year Report, a Preliminary Result and an

Annual Report - to provide shareholders with the information they need to monitor their investment in

the Company. These reports are designed to deliver that information in a clear and concise manner.

The reports are mailed to all shareholders and are available for download from CMC’s website

(www.colmotor.co.nz). Shareholders may register to receive the interim and preliminary reports

electronically. In the reporting period, CMC also made five additional disclosures to shareholders and

on NZX in relation to guidance, the appointment of a director and the election of a new Chair.

A condition of listing is that the Company complies with the Listing Rules issued by NZX. The rules

include the requirement to continuously disclose market sensitive information. The market acts in the

position of all current and potential shareholders and disclosure via the NZX is generally considered

adequate notification to all. However, CMC also has a policy of communicating directly with its

shareholders whenever practical.

5. Remuneration

The remuneration of directors and executives should be transparent, fair and reasonable.

As stated above, remuneration of directors and senior executives is considered by the Remuneration

Committee of the Board. During its assessments, the Committee generally refers to independent

survey reports to provide suitable market-related benchmarks. The actual amounts paid to directors

are disclosed in the Company’s Annual R

eports, including full details for executive directors.

Remuneration of other staff is also disclosed in the $10,000 bands specified in company disclosure

legislation.

The packages of senior staff are made up of fixed and variable components. The variable portions

include only short-term incentives. There are no long-term incentives or share schemes in place. The

variable elements are based on dealership profit and comprise higher proportions of the total than are

seen in the general market. Participation in the financial performance provides a strong incentive for

success. The Group has a proud record of staff retention, particularly at senior levels.

46


6. Risk management

Directors should have a sound understanding of the material risks faced by the issuer and how to

manage them. The board should regularly verify that the issuer has appropriate processes that identify

and manage potential and material risks.

The range of tools used to mitigate risk includes elements of corporate governance outlined in this

report, the system of internal controls and management reporting and accountability. The Board

reviews the Group insurance programme annually and as needs arise and assesses which risks to

insure with the assistance of an external insurance broker.

The Audit & Compliance Committee has particular responsibility for internal audit on which it receives

regular reports from the internal auditor. Management provides the Committee with an annual internal

management and regulatory compliance summary report.

During the annual strategic planning review (and periodically throughout the year), the Board and

Management review the ‘whole of business’ risk matrix which has captured the short and long-term

risks for the Group.

Health & Safety: CMC is committed to providing healthy and safe environments for all its customers,

employees, contractors and other visitors to its facilities. A comprehensive group-wide workplace safety

management programme is operated, with a Health & Safety Committee active at each subsidiary. The

Group Health and Safety Manager maintains and is continually improving CMC’s workplace health and

safety systems that are based on a comprehensive policy and procedures manual and are subject to

independent external audits. The Board receives regular detailed reports, considers health and safety

issues at each of its meetings and experiences first-hand the practicalities of maintaining a healthy and

safe workplace during its regular dealership visits.

7. Auditors

The board should ensure the quality and independence of the external audit process.

The role of the external auditor is to report to shareholders on the truth and fairness of the financial

statements prepared by management, authorised by the Board and included in the Annual Report.

The audit partner and the Chair of the Audit & Compliance Committee meet at least twice a year, the

auditor attends Committee meetings at least three times a year and the audit partner attends the

Company’s annual meetings. The scope of discussions is not limited but includes issues identified

during audits, audit planning and staffing and the extent of non-audit work by the audit firm. The lead

audit partner is changed periodically to provide a fresh perspective and to ensure greater

independence. Fees paid for audit and any non-audit work (such as taxation advice) are disclosed in

the Annual Report.

8. Shareholder rights and relations

The board should respect the rights of shareholders and foster constructive relationships with

shareholders that encourage them to engage with the issuer.

The Board acts in a stewardship role on behalf of all shareholders. It approves the strategic direction

of the Group, oversees the management of its capital resources, monitors its performance and

compliance, ensures its assets are safeguarded and its workplaces are safe.

Shareholders meet in person at annual meetings to:

• consider the Company’s financial performance and financial position

• elect or re-elect directors

• record the on-going appointment of the external auditor and to authorise the audit remuneration

• set the maximum level of director remuneration following reviews in alternate years. The actual

amount paid to each director is disclosed in Annual Reports.

The shareholders adopted the current constitution in 2004, which specifies the administration of the

Company and the relationship with shareholders. Copies of the constitution are available from the

Company or can be downloaded from the New Zealand Companies Office website. The requirements

of the Listing Rules are incorporated by reference into the constitution.

CMC maintains a website through which shareholders and interested stakeholders can communicate

with the Company and access financial and operational information. Computershare Investor Services

Limited maintains the register of shareholders.


47


Disclosures as required by the Companies Act 1993

(a) Director profiles and interests


In relation to sections 140 and 211(1)(e) of the Act, no director has declared any interest in a related party

transaction with the Company during the year. The Company has received the following general

disclosures of interest pursuant to section 140(2) of the Act that remain in place at the date of this report:

Ashley James Waugh, BBS

Te Awamutu

Ashley has experience in the dairy industry in New Zealand and Australia, with senior roles with the NZ

Dairy Board (now Fonterra) and as Chief Executive of National Foods Australia. Early in his career,

Ashley was marketing manager of Ford in New Zealand and Ford Lio Ho in Taiwan. He is currently a

director of Seeka Limited and chair of its Audit Committee. Ashley became a director in November

2015.


Graeme Durrad Gibbons, BCom, CA

Lower Hutt

After gaining a commerce degree at Otago University, Graeme began his career with Ford New Zealand

and then joined the CMC Group in 1984. He took up the role of Chief Executive in 1990 and became a

director of the Company in 1995. Graeme retired as Chief Executive on 30 September 2021.


He was previously a director of Motor Trade Finances Limited and chair of its Audit Committee.


Matthew James Newman, BA

Auckland

Until his retirement from the position on 30 June 2022, Matthew was the Chief Executive Officer of the

Group’s largest car dealership, South Auckland Motors (Ford and Mazda) and of Southern Autos –

Manukau (Suzuki, Citroen, Peugeot and Isuzu). He joined the Group in 1986, having previously worked

for Ford New Zealand and became Dealer Principal of South Auckland Motors in 1991. Matthew is a

past Chair of the Ford Dealer Council and also of Counties Manukau Rugby Union. Matthew became

a director in November 2013 and he will be retiring from the Board at the conclusion of the annual

meeting in November.


Stuart Barnes Gibbons

Lower Hutt

Stuart joined the Group in 1982 as an apprentice technician in Morrinsville. He was appointed Chief

Executive / Dealer Principal of Stevens Motors, Lower Hutt in 2002 and held the position until Stevens

Motors was merged with Capital City Motors on 1 July 2020. Stuart managed the property project for

the Lower Hutt hub facility up to its completion. In July 2022, he then took up the Group Office role of

Group Manager: Strategic Development. Stuart is a past Chair of the Ford Dealer Council. He became

a director in July 2014.


John William Michael Journee, BCom

Auckland

John has held various senior executive positions in the retail industry in New Zealand and Australia,

including with Noel Leeming and The Warehouse. He is currently a director of The Warehouse Group

Limited, Themarket.com Limited, Farmlands Co-operative Society Limited and West Auckland Trust

Services Limited and is a member of the Quantiful Limited Advisory Board. John became a director in

December 2018.


Gillian Durrad Watson, BA

Auckland

Gillian has a business background in the real estate industry and has worked in production management

in the television industry. She is a significant shareholder who has had a life-long focus and interest in the

Company and in September 2021 became CMC’s first female Director.


John Ormond Hutchinson

Christchurch

John was appointed as a director with effect from 1 September 2022. He is currently the Chief Executive

and Dealer Principal of Team Hutchinson Ford in Christchurch, a role he took over in September 2006.

He joined Team Hutchinson in 1994 in vehicle sales after working in the UK at Credit Suisse First Boston

and running his own business in Christchurch. John is a current member and past president of the Ford

Dealer Council.





48



(b) Remuneration of directors

Remuneration and all other benefits received by the directors who held office during the year ended 30

June 2022 are disclosed pursuant to section 211(1)(f) of the Act as follows:


Directors’ fees

2022

$

Total remuneration

2022

$

Total remuneration

2021

$

A J Waugh (Chair) 84,257 84,257 59,950

J P Gibbons 54,317 331,150 114,131

G D Gibbons 44,625 330,412 1,224,285

S B Gibbons - 185,650 186,931

M J Newman - 845,572 872,683

J W M Journee 62,766 62,766 54,500

G D Watson 49,583 49,583 -

A J Waugh was elected Chair of the Board in November 2021 and has received additional fees

commensurate with that position from that date. Remuneration for the Chair, additional to directors’ fees,

includes the provision of a motor vehicle.

J W M Journee was elected Chair of the Audit & Compliance Committee in November 2021 and has

received additional fees commensurate with that position from that date.

Executive Directors do not receive directors’ fees for acting as a director of the Company or of any

subsidiary. Executive Directors acting in their capacity as employees of the Company or of a subsidiary

received total remuneration including salary, incentives, superannuation contributions, use of a motor

vehicle and other benefits in the year ended 30 June 2022 as disclosed above. No other employee of the

Company or of any Group subsidiary retains or receives any remuneration or other benefits as a director.


The remuneration package of the retiring Group Chief Executive, G D Gibbons (who is also a director),

has in the year to 30 June 2022 a fixed component (including salary, motor vehicle and superannuation

contributions) of $330,412 (2021: $415,134) and an annual short term incentive component of $Nil (2021:

$809,151) based on the current year’s trading performance. There are no long term incentives or share

schemes in place.

Dealer Principals/Chief Executive Officers of subsidiary companies receive a profit incentive in their

remuneration based on their dealership’s profit. The remuneration received by M J Newman as an

executive, as disclosed above, is for the twelve months to 30 June 2022 and includes a short term profit

incentive component of $574,822 (2021: $606,552). Similarly, the remuneration of S B Gibbons as an

executive is shown for the twelve months to 30 June 2022 and has no short term profit component (2021:

$Nil).

In accordance with clause 28.4 of its constitution, the Company may provide for director retirement

benefits. There was no provision held at 30 June 2022 (2021: $268,500). Directors appointed after 1 May

2004 are not eligible to receive a retirement allowance unless authorised by shareholder resolution. The

provision at June 2021 was paid to J P Gibbons following his retirement from the Board after 29 years as

a director, including the past 10 years as Chair. There are no further payments to be made under clause

28.4 of the constitution.

As permitted by clause 29.4 of the Company’s constitution, an insurance policy is in place in relation to

directors and officers liability. The policy ensures that, generally, directors will incur no monetary loss as

a result of actions they undertake as directors. Certain actions are specifically excluded, such as incurring

penalties and fines that may be imposed in respect of breaches of the law.


(c) Use of company information by directors


During the year the Board did not receive any requests from directors to use Company information

provided to them in their capacity as an officer or employee that would not otherwise have been available

to them.

49


(d) Share dealings by directors


Directors have disclosed under Section 148(2) of the Act the following acquisitions of a relevant interest

in shares in the Company between 1 July 2021 and 31 August 2022.


Director


Number of shares

acquired

Date of transaction


Price per

share

Type of interest


A J Waugh 1,374 24 August 2021 $9.85 Beneficial

A J Waugh 14 24 August 2021 $9.97 Beneficial

A J Waugh 5 25 August 2021 $10.10 Beneficial

M J Newman 500 21 February 2022 $10.85 Beneficial

M J Newman 1,000 22 February 2022 $10.95 Beneficial





Directors disclosed no other transactions in the shares of the Company during the period.

(e) Composition of the Board

At the reporting date, five Directors were male and one female. Of the 17 Group officers, there was one

female officer and the rest were male (2021: 6 Directors - male, 17 officers – 16 male and 1 female).

(f) Remuneration of employees

During the year to 30 June 2022 the number of employees in the Group, not being directors of The

Colonial Motor Company Limited

, who received remuneration (including salary, incentives,

superannuation contributions, use of a motor vehicle and other benefits) which exceeded $100,000 were

as follows:

Remuneration

Number of

employees


Remuneration

Number of

employees

$ 2022 2021 $ 2022 2021

100,001 - 110,000 39 45 330,001 - 340,000 1 -

110,001 - 120,000 25 32 340.001 - 350,000 1 -

120,001 - 130,000 26 24 350,001 - 360,000 1 -

130,001 - 140,000 24 20 360,001 - 370,000 2 -

140,001 - 150,000 15 11 370,001 - 380,000 1 1

150,001 - 160,000 11 9 380,001 - 390,000 - 1

160,001 - 170,000 13 8 430,001 - 440,000 1 2

170,001 - 180,000 11 8 440,001 - 450,000 - 1

180,001 - 190,000 6 6 450,001 - 460,000 2 -

190,001 - 200,000 6 7 470,001 - 480,000 - 1

200,001 - 210,000 6 5 510,001 - 520,000 1 -

210,001 - 220,000 3 1 530,001 - 540,000 1 -

220,001 - 230,000 8 2 620,001 - 630,000 1 1

230,001 - 240,000 2 3 670,001 - 680,000 1 -

240,001 - 250,000 2 2 680,001 - 690,000 - 1

250,001 - 260,000 7 2 690,001 - 700,000 - 1

260,001 - 270,000 1 5 750,001 - 760,000 1 -

270,001 - 280,000 1 - 800,001 - 810,000 1 -

280,001 - 290,000 2 - 870,001 - 880,000 - 1

290,001 - 300,000 1 2 1,270,001 - 1,280,000 1 1

300,001 - 310,000 1 2 1,470,001 - 1,480,000 1 -

320,001 - 330,000 1 4

Total 228 209

Total full time equivalent employees 1,022 988


The remuneration package of the Group Chief Executive, A P Gibbons, in the year to 30 June 2022 w as

$757,446 comprising

a fixed component (including salary, motor vehicle and superannuation

contributions) of $296,614 and an annual short term incentive component of $460,832 based on the

current year’s trading performance.


50


Disclosures as at 30 June 2022 as required by the New Zealand Stock Exchange

Listing Rules


(a) Director independence


The following directors were Independent Directors at the reporting date:

A J Waugh

J W M Journee

The following directors were not Independent Directors at the reporting date:

G D Gibbons

M J Newman

S B Gibbons

G D Watson



(b) Directors’ relevant interests at 30 June 2022

Shares in which the

director has a beneficial

interest solely or jointly

Shares in which the

director has a non-

beneficial interest

Shares held by

associated person of the

director

2022 2021 2022 2021 2022 2021

G D Gibbons 670,656 670,656 2,474,467 2,474,467 184,520 184,520

S B Gibbons 1,975,299 1,975,299 650,435 650,435 6,151 6,151

M J Newman 31,500 30,000 - - - -

A J Waugh 9,758 8,365 - - 376 376

J W M Journee 2,613 2,613 - - - -

G D Watson 614,069 n/a 354,810 n/a 105,000 n/a


(c) Substantial Product Holders

As required by section 293 of the Financial Markets Conduct Act 2013, the Substantial Product Holders

as at 31 August 2022 (from whom a notice under the Act had been received and the date of each such

notice) were as follows:


Date Shares %


J P Gibbons 21 October 2020 2,079,599 6.36

S B Gibbons 11 March 2021 2,625,734 8.03

G D Gibbons 22 March 2021 3,145,123 9.62



Issued and fully paid capital as at 30 June 2022 was made up of 32,694,632 ordinary shares. The

above disclosures include voting securities arising by reason of joint holdings, powers of attorney and

directorships as specifically required by section 280(1) of the Financial Markets Conduct Act 2013. No

shares have been counted more than once in the determination of Substantial Product Holders.

A number of shares identified under J P Gibbons are also jointly held or have trustees in common with

D M Gibbons and P L & L C Bennett.

A number of shares identified under S B Gibbons are also jointly held or have trustees in common with

A D Gibbons & L B Rogerson, J H Smith & A F Peake and M A Gibbons & A K Cook.

A number of shares identified under G D Gibbons are also jointly held or have trustees in common with

A K Gibbons & S D Wood, S D & D M Wood, R D Gibbons & S D Wood, A D & G V Beaumont, D D &

B W Harrison and G D & I W Watson.

51


(d) Distribution of shareholders and shareholdings

This distribution information reflects the position as at 31 August 2022.

Individual shareholding Number of shareholders Number of shares

Number % Number %

1 - 999 349 21.3 149,998 0.4

1,000 - 9,999 974 59.4 3,133,565 9.6

10,000 - 99,999 253 15.4 6,761,855 20.7

100,000 - 999,999 61 3.8 19,618,892 60.0

1,000,000 + 2 0.1 3,030,322 9.3

Total 1639 100.0 32,694,632 100.0



(e) Five year summary of shareholder return on investment - 30 June year ended


Year

Share

price Dividends paid - cps


Gross

dividend


Change

in share

Total

gross


Gross

shareholder

at 30

June

Date Net Gross yield

%


price

cps

return

cps

return

%

2022 $9.51 28/03/22 15.0 76.4 8.3 31.0 107.4 11.7

04/10/21 40.0

2021 $9.20 29/03/21 15.0 65.3 9.5 235.0 300.3 43.8

05/10/20 32.0

2020

(1)

$6.85 20/04/20 - - 4.7 (195.0) (153.3) (17.4)

21/10/19 30.0 41.7

2019 $8.80 15/04/19 15.0 69.4 8.7 80.0 150.4 18.8

15/10/18 35.0

2018 $8.00 16/04/18 15.0 63.9 8.5 50.0 113.9 15.2

17/10/17 31.0


Note: Yields are calculated on the share price at the beginning of each year. The share price at 30 June

2017 was $7.50.

(1)

Due to the effects on the Group’s business of the Covid-19 nationwide level 4 lockdown, the interim dividend of 15.0 cps, that

had been declared to be paid on 20 April 2020, was cancelled.











52


Fifty largest shareholdings as at 31 August 2022



Shares %

AD & SB Gibbons & LB Rogerson 1,742,228 5.3

Florence Theodosia Gibbons 1,288,094 3.9

JP & DM Gibbons & PL Bennett 834,556 2.6

Graeme Durrad Gibbons 670,656 2.1

PL & LC Bennett & JP Gibbons 634,030 1.9

Diana Durrad Harrison 630,078 1.9

BR & CM Gibbons & PL Bennett 627,208 1.9

Gillian Durrad Watson 614,069 1.9

Robert Durrad Gibbons 613,930 1.9

Sara Durrad Wood 613,369 1.9

Alison Durrad Beaumont 603,454 1.8

RJ Field & AJ Palmer 600,000 1.8

AD & GV Beaumont & GD Gibbons 585,215 1.8

MI & C Louisson & RM Carruthers 563,777 1.7

JP & DM Gibbons & PL Bennett 492,055 1.5

MA Gibbons, AK Cook & SB Gibbons 474,348 1.5

GD & AK Gibbons & SD Wood 470,012 1.4

JG, J & CG Harrison 458,317 1.4

Citibank Nominees (New Zealand) Limited 450,434 1.4

May Alice Gibbons 355,196 1.1

DD & BW Harrison & GD Gibbons 354,810 1.1

GD & IW Watson & GD Gibbons 354,810 1.1

RD Gibbons, SD Wood & GD Gibbons 354,810 1.1

SD & DM Wood & GD Gibbons 354,810 1.1

Hart Capital Partners Limited 347,863 1.0

CG & JG Harrison 335,244 1.0

KS, SKE & J Bale 324,244 1.0

E A Romans 323,482 1.0

RB & JG Tait & IJ Craig 305,006 0.9

Rebecca Hope Wilson 300,478 0.9

Leanne Barnes Rogerson 281,410 0.9

SH Majors, RH & SJ Wilson 268,556 0.8

David Grindell 252,000 0.8

K Enright & C Louisson 251,366 0.8

CM Louisson & N Tarsa 241,804 0.7

Stuart Barnes Gibbons 233,071 0.7

Pauline Lucy Bennett 223,138 0.7

MC Duurentijdt, JT van Gaal & KD Trustees Limited 215,983 0.6

Bruce Robert Gibbons 201,372 0.6

CG & AJ Harrison & JA Flygenring & P&M Trustees No 2 Limited 188,118 0.6

JH Smith, AF Peake & SB Gibbons 176,087 0.5

James Picot Gibbons 169,860 0.5

CMC Workplace Savings Scheme Trustee Limited 148,196 0.5

KS, SK & MG Bale 147,929 0.5

Helen Ailsa Louisson 140,870 0.4

Ian Forbes Michie 135,730 0.4

GH & FT Gibbons & SJ Wilson 122,413 0.4

JO & MG Young 120,835 0.4

Sally Blundell Fell 118,174 0.4

Anne Blundell Norman 118,173 0.4

Total of fifty largest shareholdings 20,431,668 62.5

Total shares on issue 32,694,632 100.0




Today the CMC Group’s core business is the operation of Ford

dealerships each holding a franchise in its own right from the Ford

Motor Company of NZ Ltd. A number of these dealerships also hold

Mazda franchises. CMC, through Southpac Trucks, is the NZ

distributor and retailer of Kenworth and DAF heavy duty trucks and in

Southland/Otago, Agricentre South retails New Holland, Case IH and

Kubota tractors and equipment.

The Colonial Motor Company originated from William Black’s

coachbuilding factory which started operations in 1859 at 89

Courtenay Place, Wellington. In 1881 it was taken over by Rouse &

Hurrell, who expanded the business with new three storied premises

calling it Rouse & Hurrell’s Empire Steam and Carriage Works. This

partnership was formed into a limited liability company in 1902 with Mr

Edward Wade Petherick the first Secretary of the Company. The Ford

Motor Car Agency was taken up in 1908 and in August 1911 a new

name “The Colonial Motor Company Limited” was registered.

On Ford Canada’s recommendation a dominant shareholding and

control was acquired by Mr Charles Corden Larmour and the sale of

this majority holding and control to Mr Hope Gibbons and his family

interests was concluded in April 1918 after negotiations in 1916. At

that time there were 17 Authorised Ford Dealers in New Zealand of

which 10 were in the South Island. In 1919 the Company restructured

with a new memorandum and articles but the 1911 name was retained

and remains the same today. 2018 marked the company’s 100th

Annual Report.

The nine storied building at 89 Courtenay Place, designed by architect

J M Dawson to Ford plans, opened as the tallest Wellington

construction in 1922. It was the first motor vehicle assembly plant in

New Zealand - vehicles starting in boxes at the top and driving out

completed at the bottom. The Company later built assembly plants at

Fox Street, Parnell, Auckland and Sophia Street, Timaru. This was the

age of the Model T with Ford market share reaching a peak of 27% in

1926. The ‘CMC’ Building was sold in 2005.

In 1936, Ford Motor Company of New Zealand Limited established an

assembly plant at Seaview, Lower Hutt, and took over the distribution

of Ford products in New Zealand. CMC then concentrated on the retail

side of the business, operating the retail garages it then owned. The

1930's and 1940's were a time of survival with the depression, excess

stock of new product, and then no new vehicles available during the

war years and petrol rationing until 1950. Service became the key to

remaining in business.

Shortly after the end of the war the supply of new vehicles was

resumed and the 30 years up to 1980 saw the Group consolidate. The

Dealer organisation that developed proved to be one of the best retail

motor groups in New Zealand. Over this period nearly every

Dealership was either rebuilt, fully refurbished or relocated and new

Dealerships were opened in East, West and South Auckland to cater

for Auckland growth.

CMC was listed on the NZ Stock Exchange in May 1962.

For the 50 years up to 1987, New Zealand had import licensing, local

assembly of vehicles and heavy additional sales taxes to control

overseas funds. The new vehicle industry under this regime peaked in

1973 and again in 1984 at 123,000 units. The dismantling of controls

and the arrival of second hand imports from Japan saw the industry

fall to just 66,500 new vehicles in 1992. It wasn’t until 2014, 30 years

later, that the new vehicle industry again reached the level seen in

1984. 2015, 2016, 2017 and 2018 all saw record industry sales.

The late 1980’s and all through the 1990’s was a period of change and

adaptation. Over a decade, most smaller Ford dealerships either

closed down or merged with their neighbours. This resulted in fewer

but larger Ford dealerships. CMC closed or sold its smaller

dealerships and acquired others to expand its city and provincial

locations. Nelson was acquired during this period. Compounding the

changes were the international decisions of Ford Motor Company to

sell its tractor and heavy truck businesses which resulted in Ford in NZ

ceasing to import both products.

Most of the CMC dealership tractor departments were closed, with the

exception of Southland. This business has since grown to become

Agricentre South Ltd, retailing New Holland & Kubota tractors in

Southland and Case IH tractors in Southland / Otago with locations in

Invercargill, Gore, Milton, Cromwell and Ranfurly.

In 1994 CMC acquired a major interest in Southpac Trucks, the NZ

distributor for Kenworth and Foden (since retired) and more recently,

DAF, heavy duty trucks which are all part of the USA based PACCAR

organisation. Southpac Trucks has since grown into a major player in

the NZ heavy truck industry with locations in Manukau City, Hamilton,

Rotorua, New Plymouth, Palmerston North and Christchurch together

with a nationwide network of independent parts & service dealers.


Guinness Peat Group plc (GPG) made a takeover offer for CMC in

October 1995. Among the sellers who enabled GPG to acquire 33.9%

were some original Gibbons Family shareholders. As part of a plan to

maximise value to shareholders, Directors resolved to rationalise the

Company's non-dealership property holdings, repay the surplus funds

to shareholders and focus the Company on its core motor trade

activities.


In June 1997, GPG sold its shares to the MBM Group of Malaysia. Over

the following years, MBM sold down its holding in CMC, with many of

the shares acquired by members of the Gibbons family. MBM sold its

final block of 24.9% to a large number of individuals in 2003, resulting

in the addition of 300 shareholders to CMC.


In 1999, CMC's Auckland Dealerships joined with Ford Motor Company

and three other Ford dealerships to form Auckland Auto Collection

Limited (AACL). This move represented the biggest change in the Ford

franchise arrangements in New Zealand for over 60 years. During

1999, this new business acquired the Mazda Dealerships in Auckland

and Mazda Motors joined CMC and Ford as a shareholder. From 2002,

the business operated as three Ford and Mazda dealerships - North

Harbour, John Andrew and South Auckland. CMC sold its shareholding

back to AACL in May 2005 and, in return, acquired the South Auckland

Dealership.


On 16 June 2003, Ford Motor Company celebrated its centennial and

the production of the original Model A Fordmobile with CMC and its

forebears having been actively involved with Ford for 95 of those 100

years. In celebration of this long relationship, a history of the

Company's operations and activities, "Ford Ahead", was written and

published by Roger Gardner.


During the 2000’s CMC also acquired the Mazda franchises in

Invercargill, Dunedin, Timaru, Wellington, Lower Hutt and Masterton.

These were run as dual dealerships with the existing Ford dealerships.

The policy of adding Mazda to Ford dealerships ended when Ford USA

sold its interest in Mazda Japan in 2009.


It has been part of the Company's philosophy and success to own

property sites from which its retail subsidiary companies operate.


In 2014 CMC acquired Jeff Gray BMW & MINI with locations in

We

llington, Christchurch, Palmerston North and Hastings. The

business was subsequently sold in November 2016.


In recent years CMC has increased its franchise representation in a

number of locations as separate dealerships or aligned with existing

businesses and now includes: Suzuki, Nissan, Kia, Hyundai, Isuzu

Utes, Peugeot, Citroen, Mahindra; Suzuki, Kawasaki, Yamaha & BMW

motorcycles.


Details of the Group’s current dealerships, locations and the franchises

they represent are detailed on page 9 in the report.


Greenhouse gas emissions are now driving the power source for

vehicles away from fossil fuel and the internal combustion engine to

clean sources – electricity, hydrogen, bio fuel or others yet-to-be

identified.


The current major shareholdings in CMC are individual descendants of

Hopeful & Jessie Gibbons, who collectively hold over 60% of the

Company shares. There are also many descendants of the original

1902 subscribers to the Rouse & Hurrell Carriage Building Company

Limited who remain shareholders today.


Throughout the Company's history, change has always been with us

and our ability to adapt in good times and in bad has ensured ongoing

wellbeing and prosperity. As well, it has always been recognised that

dedicated, skilled and enthusiastic people have been, and will

continue to be, the key to the Company's future.

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.