2022 Annual General Meeting – Presentation

Australia and New Zealand Banking Group Limited ABN 11 005 357 522
ANZ Centre Melbourne, Level 9A, 833 Collins Street, Docklands VIC 3008
15 Dec ember 2022
M
arket Announcements Office
ASX Limited
Level 4
20 Bridge Street
SYDNEY NSW 2000
202
2 Annual General Meeting – Presentation
Australia and New Zealand Banking Group Limited (ANZ) today released its 2022 Annual
General Meeting – Presentation.
It has been approved for distribution by ANZ’s Continuous Disclosure Committee.
S
imon Pordage
Company Secretary
Australia and New Zealand Banking Group Limited

KATHRYN
VAN DER MERWE
Group Executive Talent & Culture and Service Centres

ONLINE
MEETING
GUIDE
Available at
anz.com/AGM

PAULO’SULLIVAN
Chairman

FY22 Statutory Profit After Tax
up16% year on year

Fully Franked
FY22 Total Dividends Per Share

APRA LEVEL 2 COMMON EQUITY TIER 1 RATIO
%
11.5
12.3
~11.1
Mar 22Sep 22Sep 22 Pro formaSuncorp Bank Acquisition
~-1.2

ANZ PLUS
See where your money goes
Spending broken down into
categories to manage your budget
Set a goal to help you reach it
Set and track up to 99 goals
within your ANZ Save account

SUNCORP BANK ACQUISITION
PROVIDES INCREASED SCALE & DIVERSIFICATION
1.Percentage increase in the size of ANZ’s Retail & Commercial portfolios based on the combined businesses (ANZ Australia Retail &Commercial and Suncorp Bank) as
disclosed in ANZ’s ‘Acquisition of Suncorp Bank and Equity Raising Investor Discussion Pack’ of 18 July 2022
Total Aus. Retail &
Commercial Gross
Loans & Advances
1
17%
Australia
Mortgages
1
17%
Australia
Business Lending
1
20%
Australia
Retail Deposits
1
22%

First Australian
bank to align
disclosures with the
Task Force of
Climate-related
Financial
Disclosures
First Australian
bank to
join
Net Zero
Banking
Alliance
First bank
to issue a
Sustainable
Development
Goal bond
in Australia
CLIMATE CHANGE
First Australian
bank to
engage with our
100 largest
emitting business
customers

SHAYNEELLIOTT
Chief Executive Officer

“A relationship like that has to be
built on trust and good character.
And they are certainly qualities you
associate with the Cooper family.”

FY22 GROUP FINANCIAL RESULTS
FY22vs FY21
Statutory profit, $ million7,119+16%
Cash profit (continuing operations)
1
, $ million6,515+5%
Return on equity
1
, %10.4+47bps
Earnings per share - basic
1
, cents228.8+6%
Dividend per share – fully franked, cents146+4 cents
NTA per share, $20.75-34 cents
1.Cash profit (continuing operations includes the impact of Large / Notable items, excludes discontinued operations)

NEW ZEALAND
Source: RBNZ dashboard. Lending as at Aug 22, Funds Mgt (KiwiSaver) as at Jun 22
30.5%
ANZ
Rest of Market
Housing lendingBusiness Lending
22.1%
ANZ
Rest of Market
25.3%
ANZ
Rest of Market
Agri lendingFunds Management
19.7%
ANZ
Rest of Market
MARKET POSITION

500
0
1,750
1,250
250
1,000
750
1,500
2,000
2,250
AprDecNovJulAugSepOctJunMarMay
ANZ PLUS
TOTAL DEPOSIT BALANCE (2022), $m
0
15
30
45
60
75
90
105
JulNov AugDecOctSepMarAprMayJun
TOTAL CUSTOMERS (2022), ‘000s

Conditions
SUNCORP BANK ACQUISITION
Pre-completion
~12 months (from July 22)
Solidifying growth
~3 years
Migration and transformation
Beyond
ACCC
Application for merger
authorisationunder Competition and
Consumer Act 2010
Target Mid 2023 onwards
Target: ACCC authorisation
Queensland Government
Engagement on the
MetwayMerger Act
Target: Reform enactment
Federal Treasurer
Application for approval under the Financial Sector
(Shareholdings) Act 1998
Target: Federal Treasurer’s approval