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FY23 Results Announcement – 30 May 2023

Full Year Results29 May 2023TWLIndustrials

MARKET RELEASE
30 May 2023


2023 Full Year Results Announcement

Total trading revenue up 27%, demand increasing


TradeWindow (NZX: TWL) today announced its financial results for the full year to 31 March

2023

1

, delivering a 27% increase in trading revenue driven by solid organic growth.

Key highlights include:

• Trading revenue $4.9 million, up 27%

• Annual recurring revenue

2

$5.2 million, up 39%

• Total income

3

$5.7 million, up 18%

• Gross margin 46%, down 4ppt

• Total operating expenses $17.4 million, up 21%

• EBITDA loss $11.7 million, up 22%

• Net loss after tax $9.8 million, down 10%

• Cash and cash equivalents $6.1 million

Trading revenue and total income were within the revised guidance ranges of $4.8m-$5.1m

and $5.5m-$5.8m respectively.

TradeWindow Chief Executive AJ Smith said: “TradeWindow’s strong growth reflects

increasing demand for our digital trade solutions. Exporters, importers and freight

forwarders are seeing the benefits of moving from manual processes to digital trade and are

selecting TradeWindow solutions to be more efficient, connected and transparent.

“Our comprehensive solutions, underpinned by our global trade platform, mean we are well

positioned to take advantage of the growing opportunities in digital trade in existing and new

markets.”

Financial update

Trading revenue was $4.9 million, up 27% from $3.9 million, reflecting solid organic growth

and the full-year impact of prior acquisitions. Revenue growth reflected increased sales

across all product lines with revenue for Cube (the cornerstone of the global trade platform)

up 341%. Total income was $5.7 million, up 18% from $4.9 million.

Annualised recurring revenue (ARR) grew by 39% to $5.2 million, the result of strong sales

growth and 93% customer retention.

Recurring revenue as a percentage of trading revenue was 90%, up from 83% in FY22.


1

All comparisons are to the twelve month period to 31 March 2022 unless otherwise stated

2

Annual recurring revenue is calculated using subscription revenue for March 2023 and the monthly average

of transaction revenue for Q4 2023 annualised.

3

Total income includes government R&D grants and NZTE growth grant.




TradeWindow’s monthly average revenue per customer was up 9% to $1,289 for exporters

and importers and up 22% to $595 for freight forwarders.

Total operating expenses were $17.4 million, up 21% from $14.4 million, reflecting planned

investments in market development and the global trade platform.

TradeWindow’s EBITDA loss was $11.7 million, up 22% from $9.5 million, and its net loss

after tax reduced to $9.8 million

4

from $10.8 million.

In March, TradeWindow announced cost reductions to put the business on a more

sustainable footing as it balances growth, profitability and available funding. These

reductions will be visible in FY24.

Business highlights

Mr Smith said: “Business momentum is continuing to build with a particularly strong final

quarter of 2023.

“We have seen growth in products used by exporters and importers, with revenue up 23%,

and by freight forwarders, up 36%. Our key Australasian market performed strongly, with

trading revenue up 27%.

“During the second half, we successfully implemented new processes to increase the speed

of onboarding. This minimises the time between sales conversions and receipt of revenue

as well as improves customer experience.”

Capital management

At 31 March, TradeWindow’s cash balance was $6.1 million.

During the second half, TradeWindow raised $5.4 million under a capital raising.

Acknowledging the challenging funding market, TradeWindow announced cost reductions to

reduce cash usage to a more sustainable level, with a more conservative approach to its

R&D investments. Following the cost reductions, TradeWindow anticipates sufficient funding

for the FY24 year, without any new capital receipts

5

.

TradeWindow continues to consider its capital requirements for FY24 and beyond. On 31

March, TradeWindow announced a heads of agreement with nChain for an $11.1 million

strategic investment including a combination of $2.4 million cash, and product and services

to the value of $8.7 million, which will be used to complete the global trade platform. The

agreement is subject to agreeing long-form documentation setting out full details for the

strategic partnership, and approval of those final terms by TradeWindow shareholders. The

parties are actively engaged in reaching agreement on the long-form documentation and

TradeWindow will keep the market updated as required.



4

The amount includes a fair value gain on contingent consideration revaluation. Further detail is provided in

the investor presentation.

5

Further detail on the Company’s going concern assumption are on page 10 of the 2023 Financial Statements.

Note these assumptions relate to the 12 months from today’s date.




Outlook

Mr Smith said: “TradeWindow is well positioned to maximise opportunities in digital trade

and food traceability. We anticipate that demand will be driven by exporters, importers, and

freight forwarders seeking cost efficiencies from technology and needing to meet new

regulatory standards, especially in food traceability.

TradeWindow confirms guidance for FY24 trading revenue at $7.0 million to $8.0 million.

TradeWindow continues to focus on cost discipline and anticipates average monthly cash

outflow to reduce from $1.0 million for the second half of FY23 to $400,000 for the second

half of FY24.

TradeWindow anticipates achieving monthly EBITDA breakeven by the end of FY25 and

monthly cashflow breakeven in FY26.

Guidance for FY24 is subject to ongoing geopolitical and environmental uncertainty

including the impact of ongoing supply chain challenges, and the timing of customer

decisions and implementation of Cube and other solutions.

Webcast

TradeWindow will host a webcast at 11am this morning NZT on the full year results.

Participants can register for the conference by navigating to https://s1.c-

conf.com/diamondpass/10031011-mtqeu7.html

The webcast can be accessed using the same link.

Released for and on behalf of TradeWindow by:

Deidre Campbell

Chief Financial Officer


ENDS

About TradeWindow:

Founded in December 2018, TradeWindow is an NZX-listed software company that provides digital solutions for exporters,

importers, freight forwarders, and customs brokers to drive productivity, increase connectivity, and enhance visibility.

TradeWindow’s software solutions integrate to form a cohesive digital trade platform that enables customers to more efficiently

run their back-end operations, share information and securely collaborate with a global supply chain made up of customers, ports,

terminals, shipping lines, banks, insurance companies, and government authorities.

www.tradewindow.io

Further information:

Investors

Andrew Balgarnie

TradeWindow

+64 27 227 3541

Media

Coran Lill

The Project

+64 27 342 3836

---

Investor presentation
Financial results for the year ending 31 March 2023

Investor presentation2
This presentation has been prepared by Trade Window Holdings Limited (TradeWindow). All information is current at the date ofthis

presentation, unless stated otherwise. All currency amounts are in NZ dollars unless stated otherwise.

Disclaimer

Information in this presentation:

•is for general information purposes only, and does not constitute, or contain, an offer or invitation for subscription, purchase, or recommendation of securities in

TradeWindow for the purposes of the Financial Markets Conduct Act 2013 or otherwise, or constitute legal, financial, tax, financial product, or investment advice;​

•should be read in conjunction with, and is subject to TradeWindow’s Financial Statements and Annual Reports, market releases andinformation published on

TradeWindow’s website (tradewindow.io);

•includes forward-looking statements about TradeWindow and the environment in which TradeWindow operates, which are subject to uncertainties and contingencies

outside TradeWindow’s control –TradeWindow’s actual results or performance may differ materially from these statements.

•includes statements relating to past performance information for illustrative purposes only and should not be relied upon as (and is not) an indication of future

performance; ​

•may contain information from third-parties believed to be reliable, however, no representations or warranties are made as to theaccuracy or completeness of such

information; and

•non-GAAP financial information does not have a standardised meaning prescribed by GAAP and therefore may not be comparable to similar financial information

presented by other entities. The non-GAAP financial information included in this document has not been subject to review by auditors. Non-GAAP measures are used by

management to monitor the business and are useful to provide investors to access business performance.

Investor presentation3
Agenda

Financial results overview

Market context & opportunity

Progress against our strategy

Financial overview

Outlook and summary

4

8

13

21

28

AJ Smith

CEO & Director

Deidre Campbell

Chief Financial Officer

Andrew Balgarnie

Chief Strategy Officer

Investor presentation4
•27% increase in trading revenue fromorganic growth and prior

acquisitions.

•Tradingrevenue and total income within revisedguidance ranges

($4.8-$5.1m and $5.5-$5.8m respectively).

•Increasing demand for solutions as shippers (exporters and

importers) and freight forwardersembrace the benefits ofdigital

trade and seek efficiencies in a challengingeconomicenvironment.

•Cost reductions announced in March 2023will be visible in FY2024.

•Well positionedto maximise opportunities in existing and new

markets.

•FY24 revenue guidance confirmed at $7m-$8m.

FY23: Trading revenue +27%, demand increasing

Investor presentation5
Key performance indicators

Annual

Recurring

Revenue

$5.2m

ARPC (Freight

Forwarders)

Up 9%

$595

Gross Margin

46%

Customer

retention rate

93%

% of expenses

R&D and

Commercialisation

56%

Note, all comparisons are against FY22 unlessotherwise indicated.Annual recurring revenue is calculated using

subscription revenue for March 2023 and the monthly average of transaction revenue for Q4 2023 annualised.

Down 4 ppt

Down 1 pptUp 4 ppt on FY22

Trading revenue

Up 27% (Total Revenue

$5.7m, up 18%)

$4.9m

ARPC (Shippers)

$1,289

Up 22%

475

Customers

Up 21 on FY22 (organic

12, acquired 9)

Up 39%

Investor presentation6
Trading revenue up 27%, demand increasing

Financial summary FY23

1

Earnings before interest, tax, depreciation & amortisation

FY22FY23FY22FY23FY22FY23

Trading

revenue

Other

income

Total

income

Total expenses

EBITDA

1

Net profit

(loss) after tax

Cash and

cash

equivalents

Average

monthly cash

outflow

% Change% Change% Change% Change

Profit (Loss)Cash positionCostsRevenue

$3.9m

$4.9m

$1.0m$0.8m

$4.9m

$5.7m

($14.4m)($17.4m)

($9.5m)($11.7m)($10.8m)($9.8m)

$5.9m$6.1m

($0.8m)($1.0m)

4%19%22%-10%21%18%27%-18%

FY22FY23FY22FY23FY22FY23FY22FY23

1

EBITDA –Earnings before interest, tax, depreciation & amortisation

Investor presentation7
FY24 funding profile

Completion of capital raising

$5.4 million secured under capital raising

announced in January 2023

Supported by key investors

Sufficient funding for FY24 without additional

capital receipts

Cash balance of $6.1m at31 March 2023

Cost reductions made

Implemented plans to reduce costs in FY24 to

put the business on a more sustainable footing

This included right-sizing employee numbers

(~27% reduction)

Cost reductions will be visible in FY24

Heads of agreement with nChain

Heads of agreement with nChain announced 31 March

nChain is a world leader in Web3 and enterprise block

chain technology and the developer of the BSV

Protocol

Complementary partnership will support

TradeWindowin the delivery of the global trade

platform andaccess to new markets

nChain would become 19.99% holder in TradeWindow

by way of ordinary shares, at an issue price of $0.3952

per share

Agreement subject to shareholder approval

Parties remain in active discussions on agreeing long-

form documentation

Product and

services to the

value of $8.7

million.

$11.1m strategic

investment by nChain

–combination of:

$2.4m cash

Market context & opportunity

Investor presentation9
Forwarder

Pre-Shipment

Inspector

Export PortCarrierImport Port

CustomsInsurer

Physical

Exporters Bank

Invoicing Platform

Financial

Document Courier

Customs

Information

Importers BankCorrespondent Bank

Document Courier

Current global trade system

Key:

ExporterImporter

10
Global trade is constrained by siloed systems which rely on manual paper-based processes to orchestrate the exchange of data

The trade problem

•Cost–human intervention at each stage of the

supply chain adds cost

•Risk–high volumes of commercially sensitive

data is being exchanged over email and physical

documents leaving businesses exposed to theft

or fraud

•Inconvenience–data entry and associated

errors can lead to shipment delays

•Opaque–lack of transparency hinders the

ability to build trust between parties

Current global trade system

A single transaction often

requires the interaction of more

than 20 entities, and involves

between 10 and 20 paper

documents and 5,000 data field

exchanges.

Boston Consulting Group

1

1. Source: https://www.bcg.com/en-gb/digital-ecosystems-in-trade-finance-seeing-beyond-the-technology



Investor presentation10

Investor presentation11
Digital trade market is evolving quickly

•Supply chain disruption

•Inflation and margin pressure

•Global skills shortage

Digital Trade

Facilitation

MACROECONOMIC TRENDS

•Affordable prices

•Product availability

•Environment, Sustainability and

Governance (ESG)

CUSTOMER DEMAND TRENDS

•New free trade agreements: CPTPP, UK-

AU FTA, UK-NZ FTA

•Regulatory changes: MLETR, Electronic

Trade Documents Bill (UK)

•Supply chain traceability: US FDA Food

Traceability Rules, EU General Food Law

and CBAM

MARKET ENABLING TRENDS

Investor presentation12
Well positioned as an early mover in the growing global supply chain management IT and food traceability markets

Our opportunity

1. Source: Gartner, Software Market Insights: Logistics and Supply Chain Management, 2022.

2. Source: https://www.marketsandmarkets.com/Market-Reports/food-traceability-market-103288069.html

Global supply chain

management IT market

$32B

1

Market estimated to grow at a CAGR of

14.3% to reach $56B by 2026

Global Food

Traceability Market

$27B

2

Market estimated to grow at a CAGR of

9.1% to reach $41B by 2025

12

Progress against our strategy

Investor presentation14
Our strategy

Trusted digital trade facilitation delivered through a global trade platform

that connects our customers with their supply chain ecosystem

End-to-end connectivity

across global supply

chains

Our vision

To make global supply

chains more productive,

connected and visible

Our mission

Strategic summary

Our strategic priorities

Market penetration

Build on the

foundations of our

acquired customer

base across A/NZ, and

expand into Asia &US

Land

Add customer value

Build trusted

relationships with our

existing customers;

with market leading

brands taking up Cube

Global trade platform

Converge proprietary

and acquired software

solutions into a highly

scalable global trade

platform

Build capability

Create and maintain an

environment focused

on performance,

innovation and

accountability

Grow

PeopleUnify

Accelerate growth

Continue to look for ways to accelerate our strategic priorities and growth through targeted acquisition

Acquire

$13,000
1

$18,000

1

$18,000

1

Investor presentation15

Driving digital transformation

•–start with the most acute pain point

Complete and compliantly formatted trade documents

(data) provides the foundations for digital trade

facilitation

•–immediate opportunity to connect supply chains

Securely share data and collaborate with supply chain

partners. Cross-selling to achieve 100%+ increase in

ARPC

•–deliver value chain visibility

Supply chain traceability provides the opportunity to

differentiate products though data driven story telling

Strong customer relationships provides the opportunity to deliver additional

value through new services starting with Cube and Assure+

•Future solutions –value add solutions

Data can be re-purposed, providing for future expansion

into adjacent markets including but not limited to new

integrations, risk management and finance

Annualised ARPC growth –Shipper illustrative example

1.Annualised ARPC for 12 months ended 31 March 2023 –Shipper customers


$13,000

1

$16,000

1

$16,000

1

Investor presentation16
Lifting existing capability into our global trade platform; building maturity in infrastructure layers

High level product roadmap

TradeWindow has

applications in all key

areas

Global trade

operational workflow

Infrastructure layers

are maturing

Key:

Current functionality

Future functionality

Investor presentation17
Some of the world’s most prolific agriculture exporters rely on our solutions to run business critical operations

475 organisations use our technology

Note, logos don’t necessarily correspond to top customers.

DairyMeat

Seafood

Horticulture

Other

Investor presentation18
We have low customer concentration risk with no single customer contributing more than 5.5%

Diversified customer base

Top 10 Customers % of trading revenue

0.0%

1.0%

2.0%

3.0%

4.0%

5.0%

6.0%

12345678910

Investor Presentation19
Revenue composition

Transactional revenue

•TradeWindow generates transactional revenue each time a

customer either creates or shares a set of trade documents

Subscription revenue

•Customers pay monthly, quarterly, or annual subscription fees

to access solutions

•The amount of fee varies depending on the number of

solutions subscribed for and the number of users

Installation revenue

•TradeWindow earns one-off set up fees that vary depending on

the level of service and complexity of installation

Service revenue

•TradeWindow charges for ad-hoc customisation and

enhancement requests

Customer acquisition and trade volumes drive revenue growth

11%

6%

41%

42%

Transactional

revenue

Subscription

revenue

Installation

revenue

Service

revenue

Revenue

Composition

1

4%

6%

43%

47%

1.Unaudited full year 31 March 2023

Investor presentation20
People & Culture

•Total FTE equivalent atMay2023

is 82, followingcost reductions

announced in March. (At31

March 2023, FTE was 112)

•Reduction in FTE numbers were

focused mainly on taking a more

conservative approach to R&D

investments and have

notimpactedcustomer delivery

or support

•We have continued building our

Philippines-based team, which is

working well and delivering

significantadvantages both to

our business and customers

0

10

20

30

40

50

60

70

80

90

FTE by Market

New ZealandPhilippinesAustraliaUSAIndiaSingapore

20%

17%

48%

15%

FTE by Function

COGS

S&MR&DG&A

0102030405060708090

Senior Leaders

Employees

Total

FTE by Gender

FemaleMale

FTE numbers atMay 2023

Financial overview

Income Statement $000FY23FY22Change $Change %
Trading revenue4,9203,8781,04227%

Other income816999(183)-18%

Total income5,7364,87785918%

Employee benefits expense(13,064)(10,830)(2,234)21%

Other expenses(4,362)(3,594)(768)21%

Total expenses(17,426)(14,424)(3,002)21%

EBITDA

1

(11,690)(9,547)(2,143)22%

Revaluation of contingent consideration3,43803,438100%

Depreciation & amortisation(2,412)

(1,667)

(745)45%

Net finance expenses(106)(170)64-38%

Income tax97756041774%

Net loss after tax(9,793)(10,824)1,031-10%

Investor presentation22

Financial performance

•Trading revenue up 27% to $4.9m,

excludingacquisition up 17%

•Employee costs up 21%, not reflecting cost

reductions initiated in March which will be

visible in FY24

•Other expensesup 21% to $4.4m reflecting

costs variable to revenue and planned

investment

•Contingent considerationmovement reflects

a revaluation of the deferred earnoutrelating

to Rfider

•Depreciationand amortisationup 45%

reflecting acquired intangible assets

•Income tax reflects gain from deferred tax

accounting requirements on acquired

software platforms

1

EBITDA –Earnings before interest, tax, depreciation & amortisation

Trading revenue up 27% driven by organic growth and acquisitions

Revenue by type $000FY23FY22Change %
Transactional2,3321,62244%

Subscription2,0781,59630%

Services202226-11%

Installation308434-29%

Total trading revenue4,9203,87827%

Other income816999-18%

Total income5,7364,87718%

Trading revenue by country $000FY23FY22Change %

New Zealand3,1522,35634%

Australia1,6751,44616%

Asia937623%

Total trading revenue4,9203,87827%

Investor presentation23

Revenue by type and country

•Organic trading revenue growth of 17%

delivered-driven by sales growth, particularly

Cube, to existing customers

•Other income—Comprises NZTE growth grant

and R&D grants

•High recurring, stable revenue with transactional

and subscription revenueforming 90% (FY22

87% of trading revenue

•Continued focusinNew Zealand and good

progress in Australia and Asia

Organic growth underpinning revenue increase

FreightFY23FY22Change %
Subscriber

1

customer nos. period end3253202%

Ave Subscriber customer nos.32528912%

Ave monthly revenue per customer$595$48822%

Ave monthly revenue per customer

FY23FY22

Change %

Subscriber customer revenue $000

1

4,6083,56529%

Subscriber customer nos. period end4754545%

Ave Subscriber customer nos.47341813%

Ave monthly revenue per customer$812$71214%

Shippers

FY23FY22

Change %

Subscriber customer nos. period end15013412%

Ave Subscriber customer nos.14813113%

Ave monthly revenue per customer$1,289$1,1839%

Investor presentation24

Average revenue per customer (per month)

•Increased monthly Average Revenue Per

Customer (ARPC) for Freight –up 22%

reflects higher value of new customers.

•Increased monthly ARPCfor Shippers

(exporters & Importers) –up 9%. Reflects

growing Cube adoption.

1

Subscriber customers are those that are licensing TradeWindow’s software and generate monthly subscription revenue.

These customers may also generate transaction, services & installation revenues. It excludes certificate and other revenue.

ARPC up for both customer segments

Staff nos. (FTE)
FY23FY22

ChangeChange %

Cost of goods sold2417738%

Research & Development53

41

1232%

Sales & Marketing21

17

425%

General and Administration1415(1)-10%

Total staff nos. (FTE)112902225%

Other expenses $000

FY23FY22

Change $Change %

Cost of goods sold66045920144%

Research & Development53830123779%

Sales & Marketing79655923742%

General and Administration2,3682,275934%

Total other expenses4,3623,59476821%

Employee benefits expense $000FY23FY22Change $Change %

Cost of goods sold1,9911,48550634%

Research & Development5,5904,59199822%

Sales & Marketing2,8161,97184543%

General and Administration2,6672,783(116)-4%

Total employee benefits expense13,06410,8302,23321%

Investor presentation25

Operating expenses / staff numbers

•Employee costsfor FY23 do not reflect cost

reductions initiated in March 2023. Refer slide

20 for further detail on current FTE at May 2023

•Team in Philippines,providingnew channel of

talent including software development and

customer support

•Other expenses movement reflects costs

variable to revenue growth and planned

investment including ERP system

implementation costs

•No R&D cost capitalisedto balance sheet.

Reflect planned investments for FY23

$000sFY23FY22Change $Change %Movements
Current Assets8,0227,8521702%

Non-Current Assets14,5098,6635,84667%Acquired Software & Goodwill net of amortisation

Total Assets22,53116,5156,01636%

Current Liabilities4,7302,9661,764

59%

Acquisition deferred consideration $1.0m

Non-Current Liabilities1,8282,704(876)-32%

Acquisition deferred consideration $0.2m

Total Liabilities6,5585,67088816%

Net Assets15,97310,8455,12847%

Total Equity15,97310,8455,12847%Capital raised net of costs $14.7m

Investor presentation26

Balance sheet

$000sFY23FY22Change $Change %
Operating Activities

Cash Received from Customers4,8574,04081720%

Cash Paid to Suppliers and Employees(16,949)(13,204)(3,745)28%

Income Tax Received515(8)523-6537%

Grant Income7446766810%

Operating net cash flow(10,833)(8,496)(2,337)

28%

Investing net cash flow(2,509)(1,961)(548)28%

Financing cash flow13,55714,976(1,419)-9%

Net Change in Cash2154,519(4,304)-95%

Opening Cash5,9331,4134,520320%

Closing Cash6,1485,9332154%

Average monthly cash outflow

1

(1,002)(841)(161)19%

Investor presentation27

Cashflow

•Balance date cash and cash equivalents of

$6.1m, anticipated to be sufficient funding for

FY24.

•Key activity during the period:

−Operating activity:

•Cash from customers up 20%

•Income tax –R&D tax loss cash out received

−Investing activity:

•Rfider settlement payment$2.5 m

−Financing activity :

•Capital raising (net of costs) $14.7m (Jul22 $9.6m

and Mar23 $5.1m)

Balance date cash and cash equivalents of $6.1m

1

Average monthly cashflow excludes capital raise and acquisition transactions

Outlook and summary

FY23 outlook
Investor presentation29

•TradeWindow is well positioned to maximise opportunities in digital trade and food

traceability. We anticipate that demand will be driven by exporters, importers, and

freight forwarders seeking cost efficiencies from technology and needing to meet

new regulatory standards, especially in food traceability

•TradeWindow confirms guidance for FY24 trading revenue at $7.0 million to $8.0

million

•TradeWindow continues to focus on cost discipline and anticipates average

monthly cash outflow to reduce from $1.0 million for the second half of FY23 to

$400,000 for the second half of FY24

•TradeWindow anticipates achieving monthly EBITDA breakeven by the end of FY25

and monthly cashflow breakeven in FY26

•Guidance for FY24 is subject to ongoing geopolitical and environmental uncertainty

including the impact of ongoing supply chain challenges, and the timing of

customer decisions and implementation of Cube and other solutions

Investor presentation30
Summary

•Committed to our mission of makingglobal supply chains more productive,

connected and visible and pleased with our strategic progress

•Forecasting strong revenue growth for FY24, supported by high degrees of

recurring revenue

•Sufficient funding in place for FY24, with continued focus on securing

further funding

•Continued cost discipline with targeted investments to achieve our goals

Q&A

Appendix

Investor Presentation33
Glossary

Annualised Recurring Revenue (ARR)

Annual recurring revenue is calculated using

subscription revenue for March 2023 and the monthly

average of transaction revenue for Q4 2023 annualised.

Average Revenue Per Customer (ARPC)

Is subscriber customers’ monthly revenue divided by

number of subscriber customers as at end of the month.

The value provided is the average of the monthly ARPC

for the period.

CAGR

Compound annual growth rate.

Customer retention rate

Customer retention rate is the number of subscriber

customers who leave in a month as a percentage of the

total subscriber customers at the start of that month.

The percentage provided is the average of the monthly

churn for the period. The customer retention rate is the

inverse of customer churn.

CustomsBroker

A Customs Broker is a licenced individual who acts as

an intermediary for Shippers and Freight Forwarders in

handling the sequence of customs formalities involved

in the customs clearance and importing goods.

EBITDA

Earnings before interest, taxation, depreciation and

amortisation.

Freight Forwarder

A Freight Forwarder is an organisation who arranges

and handles the transport of goods between countries

on behalf of their customers. Responsibilities can also

include storing products, negotiating transportation

rates and booking cargo space.

Shipper

A Shipper is an exporter or importer who requires

carriers to transport goods for transport from one

location to another.

Subscriber customers

Subscriber customers are those thatlicense and/or

accessTradeWindow’ssoftware on amonthly basis. It

excludes pay as you go certificaterevenue.

Recurring revenue

Revenues that are predictable, stable and can be

counted on to occur at regular intervals going forward

with a relatively high degree of certainty. For Trade

Window this is subscription and transactional revenue.

---

Trade Window Holdings Limited
Consolidated Financial Statements

For the year ended

31 March 2023

Contents
Page

1

2

3

4-5

6-7

8

9-50

General disclosures51-53

54-57

Consolidated statement of financial position

Consolidated statement of changes in equity

Consolidated statement of cash flows

Notes to the consolidated financial statements

Auditors' report

Consolidated statement of comprehensive income

Trade Window Holdings Limited

Table of contents

For the year ended 31 March 2023

Directors' declaration

Directory

-
-

Signed in accordance with a resolution of the Directors.

Dated: 30 May 2023Dated: 30 May 2023

The Directors believe that proper accounting records have been kept which enable, with reasonable

accuracy, the determination of the financial position of the Group and facilitate compliance of the financial

statements with the Financial Reporting Act 2013.

The Directors consider that they have taken adequate steps to safeguard the assets of the Group, and to

prevent and detect fraud and other irregularities. Internal control procedures are also considered to be

sufficient to provide reasonable assurance as to the integrity and reliability of the financial statements.

The board of Directors are pleased to present the financial statements of the Group for the year ended 31

March 2023.

Alasdair MacLeodAJ Smith

have been prepared using the appropriate accounting policies, which have been consistently

applied and supported by reasonable judgements and estimates.

Trade Window Holdings Limited

Directors' declaration

For the year ended 31 March 2023

In the opinion of the Directors of Trade Window Holdings Limited, the financial statements and notes, on

pages 3 to 50:

comply with New Zealand generally accepted accounting practice and present fairly the financial

position of the Group as at 31 March 2023 and the result of operations for the year ended on that

date;

1

Incorporation Number
8233653

Principal Activities:

Registered Office

TradeWindow Company Secretary

Level 4, 33-45 Hurstmere Road, Takapuna

Auckland 0622

New Zealand

Directors:

Albertus Johannes Smith

Kerry Michael Friend

Philip John Norman

Diana Marie Puketapu

Alasdair (Alexander) John Macleod

Auditor:

KPMG

KPMG Centre

18 Viaduct Harbour Avenue

Auckland 1010

New Zealand

The Directors were in office for the whole period unless otherwise

stated.

Trade Window Holdings Limited

Directory

For the year ended 31 March 2023

Develop and commercialise technology solutions that provide

international trade participants with a secure platform and tools to

establish trust and trade globally in an efficient manner across

interconnected networks

There have been no significant changes in the nature of these activities

during the year ended 31 March 2023.

2

Notes20232022
$$

Revenue3.14,920,081 3,877,617

Other income4815,652 999,330

5,735,733 4,876,947

Employee benefits expense5.1(13,064,018) (10,830,303)

Depreciation and amortisation(2,411,844) (1,666,826)

Other expenses5.2(4,361,577) (3,593,903)

(14,101,706) (11,214,085)

Revaluation of contingent consideration143,438,000 -

Net finance expense6(105,923) (169,673)

Loss before income tax(10,769,629) (11,383,758)

Income tax7976,800 560,000

Net loss after tax(9,792,829) (10,823,758)

Items that are or may be reclassified subsequently to profit or loss

Exchange differences on translating foreign operations12,741 136

Total comprehensive loss for the year(9,780,088) (10,823,622)

Earnings/(loss) per share

Basic earnings/(loss) per share $27(0.10) (0.13)

Diluted earnings/(loss) per share $27(0.10) (0.13)

Trade Window Holdings Limited

Consolidated statement of comprehensive income

For the year ended 31 March 2023

The above information is to be read in conjunction with the notes to the consolidated financial statements.

3

Notes20232022
$$

8.16,148,125 5,932,558

91,730,107 1,835,624

751,252 6,244

3.292,458 77,809

8,021,942 7,852,235

9120,218 128,304

10244,433 277,892

11842,798 1,395,315

1213,202,921 6,762,523

Restricted cash8.298,432 98,604

14,508,802 8,662,638

22,530,744 16,514,873

Trade and other payables132,060,247 1,512,709

15529,580 486,248

172,513 7,071

11551,598 506,999

Contingent consideration141,039,000 -

Contract liabilities3.2547,335 453,605

4,730,273 2,966,632

Right of use assets

Intangible assets

Total assets

Liabilities

Current liabilities

Interest bearing loans and borrowings

Related party payables

Lease liabilities

Property, plant and equipment

Trade Window Holdings Limited

Consolidated statement of financial position

As at 31 March 2023

Assets

Current Assets

Cash and cash equivalents

Trade and other receivables

Income tax receivable

Contract assets

Non-current assets

Trade and other receivables

The above information is to be read in conjunction with the notes to the consolidated financial statements.

4

Notes20232022
$$

Trade Window Holdings Limited

Consolidated statement of financial position

As at 31 March 2023

Trade and other payables1364,067 64,143

Interest bearing loans and borrowings151,264,885 1,764,473

11321,700 875,045

Contingent consideration14177,000 -

1,827,652 2,703,661

6,557,925 5,670,293

15,972,819 10,844,580

Share capital2046,180,576 31,333,484

(30,378,029) (20,585,200)

20- -

(18,663) 7,574

188,935 88,722

15,972,819 10,844,580 Total equity

Net assets

Equity

Retained earnings

Convertible notes

Foreign currency translation reserve

Share based payments reserve

Total liabilities

Non-current liabilities

Lease liabilities

The above information is to be read in conjunction with the notes to the consolidated financial statements.

5

Notes
Issued capital

Retained

earnings

Equity

components of

convertible notes

Foreign currency

translation

reserve

Share based

payment reserveTotal

$$$$$$

Balance at 1 April 2021

6,147,047 (9,761,442) 6,818,964 4,946 284,625 3,494,140

Comprehensive expense for

the year

Loss for the year-(10,823,758)- - - (10,823,758)

Other comprehensive

income/(expense)

- - - 136 - 136

-(10,823,758)- 136 -(10,823,622)

Transactions with owners of

the company

Issue of capital/dividend to

shareholders

2015,092,532 - - - - 15,092,532

Adjustment to foreign currency

- - - 2,492 - 2,492

Maturity of convertible notes

20,216,818,964 -(6,818,964)- - -

Share issue on business

acquisitions

19,20

2,353,037 - - - - 2,353,037

Share options exercised

921,904 - - - - 921,904

Equity-settled share based

payments

- - - - (195,903) (195,903)

25,186,437 -(6,818,964)2,492 (195,903) 18,174,062

Balance at 31 March 2022

31,333,484 (20,585,200) - 7,574 88,722 10,844,580

Trade Window Holdings Limited

Consolidated statement of changes in equity

For the year ended 31 March 2023

The above information is to be read in conjunction with the notes to the consolidated financial statements.

6

Notes
Issued capital

Retained

earnings

Equity

components of

convertible notes

Foreign currency

translation

reserve

Share based

payment reserveTotal

$$$$$$

Trade Window Holdings Limited

Consolidated statement of changes in equity

For the year ended 31 March 2023

Balance at 1 April 2022

31,333,484 (20,585,200) - 7,574 88,722 10,844,580

Comprehensive expense for

the year

Loss for the year-(9,792,829)- - - (9,792,829)

Other comprehensive

income/(expense)

- - - 12,741 -12,741

-(9,792,829)-12,741 -(9,780,088)

Transactions with owners of

the company

Issue of capital/dividend to

shareholders

2014,689,831 - - - - 14,689,831

Adjustment to foreign currency

- - - (38,978) -(38,978)

Share options exercised

157,261 - - - - 157,261

Equity-settled share based

payments

- - - - 100,213 100,213

14,847,092 - - (38,978) 100,213 14,908,327

Balance at 31 March 2023

46,180,576 (30,378,029) -(18,663)188,935 15,972,819

The above information is to be read in conjunction with the notes to the consolidated financial statements.

7

Notes20232022
$$

Operating activities

Cash received from customers4,857,294 4,039,791

Cash paid to suppliers and employees(16,949,307) (13,203,825)

Income tax received514,993 (7,905)

Grant income744,260 676,126

Net cash used in operating activities28(10,832,760) (8,495,813)

Investing activities

Purchase of property, plant and equipment(147,842) (240,455)

Proceeds from sale plant and equipment24,489 4,707

Purchase of intangible assets12- (100,001)

Business acquisition19(2,500,000) (1,538,445)

Payments to term deposit8.2-(98,604)

Interest received6114,229 12,106

Net cash used in investing activities(2,509,124) (1,960,692)

Financing activities

Interest paid on lease liability6,11(59,094) (53,180)

Proceeds from/(repayment) of share capital14,735,324 15,000,000

Repayment of borrowings(468,256) (616,288)

Payments for lease liability - principal portion11(509,771) (380,563)

Proceeds/(repayments) from exercise of share options218 910

Proceeds from borrowings- 1,145,000

Payments to related parties-(30,380)

Interest paid(140,970) (89,660)

Net cash flows from financing activities13,557,451 14,975,839

Net change in cash and cash equivalents215,567 4,519,334

Cash and cash equivalents at the beginning of the financial year5,932,558 1,413,224

Cash and cash equivalents at the end of the financial year8.16,148,125 5,932,558

Trade Window Holdings Limited

Consolidated statement of cash flows

For the year ended 31 March 2023

The above information is to be read in conjunction with the notes to the consolidated financial statements.

8

1
These financial statements have been prepared in accordance with Generally Accepted Accounting

Practice in New Zealand ('NZ GAAP'). They comply with the New Zealand Equivalents to International

Financial Reporting Standards and other applicable Financial Reporting Standards, as appropriate for

Tier 1 for-profit entities. The consolidated financial statements of the Group also comply with

International Financial Reporting Standards (IFRS). The financial statements were authorised for issue

by the directors on the date included on page 1. The Group is a reporting entity for the purposes of the

Financial Reporting Act 2013 and its financial statements comply with that Act.

Accounting policies

The accounting policies set out below have been consistently applied to all periods presented in these

financial statements. Where applicable, certain comparatives have been reclassified to comply with the

accounting presentation adopted in the current year to ensure consistency with the current year

classification.

Basis of measurement

The financial statements have been prepared on the historical cost basis.

These financial statements are presented in New Zealand dollars ($) which is the Company's functional

currency, rounded to the nearest dollar. They have been prepared on a GST exclusive basis except for

receivables and payables that are stated inclusive of GST.

New accounting standards and interpretations

No new standards have been issued for the period ended 31 March 2023 that materially impact the

Group.

New accounting standards and interpretations issued but not yet effective

At the date of authorisation of these consolidated financial statements, there are no new accounting

standards or interpretations issued but not yet adopted that are expected to have a material impact on

the Group.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

General information and statement of compliance

Trade Window Holdings Limited is a profit orientated entity.

Trade Window Holdings Limited is incorporated and domiciled in New Zealand and is a company

registered under the Companies Act 1993.

Consolidated financial statements for the Group are presented. The consolidated financial statements

of Trade Window Holdings Limited (company) as at and for the year ended 31 March 2023 comprise of

the Company and its subsidiaries (together referred to as the Group and individually as subsidiaries).

Trade Window Holdings Limited was incorporated on 10 September 2021 for the purpose of being the

holding company for Trade Window Limited. Prior to Trade Window Holdings Limited's incorporation,

the Group comprised of Trade Window Limited and its subsidiaries.

The subsidiaries are set out in note 18.

The principal activities of the Group during the year were developing and commercialising technology

solutions that provide international trade participants with a secure platform and tools to establish trust

and trade globally in an efficient manner across interconnected networks.

Basis of preparation

9

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

1

-

-

-

-

-

-

a.

In response, the Board has approved the FY24 Annual Budget which extends to May 2024 and

projects sufficient cash would be available to satisfy all financial obligations which arise in the next 14

months from balance date. The forecast cash flows are dependent on the assumptions outlined below.

Assumptions which give rise to a Material Uncertainty in relation to Going Concern:

Achievement of targeted revenue growth.

Sales are budgeted to increase by approximately 50%. The full year impact of deals won and

price increases implemented during FY23 is expected to generate approximately 45% of this

increase. The balance is expected to be generated from new customers.

As at 31 March 2023, the Group held Cash and Cash Equivalents of $6.1 million (2022 $5.9 million).

The Group successfully raised capital of $9.6 million (net of capital raise expenses) in July 2022 and

$5.1 million in March 2023 to fund their day-to-day operations. However, negative macro-economic

conditions over recent months have caused the capital market to contract rapidly.

The preparation of the financial statements in conformity with NZ IFRS and IFRS requires

management to make judgements, estimates and assumptions that affect the application of accounting

policies and the reported amounts of assets, liabilities, income and expenses. Actual results may differ

from these estimates.

The principal areas of judgement in preparing these financial statements are set out below. Information

about critical judgements in applying accounting policies that have the most significant effect on the

amounts recognised in the financial statements is included in the following notes:

Note 1 Going concern, in determining whether the Group is a going concern.

Note 3.1 Revenue, in determining the revenue recognition of implementation revenue.

Note 11 Leases, on determining whether a contract contains a lease, lease terms, incremental

borrowing rate and lease renewal options.

Note 14 Contingent consideration, in determining the projected revenues for the target

periods, forecast share price at completion dates and settlement.

Note 19 Business acquisitions, in determining the fair value of the consideration transferred,

and fair value of the assets acquired (including intangibles and goodwill) and liabilities

assumed.

Note 22 Share-based payments, in determining the probability of the share price achieving the

vesting hurdle and the rate of employee attrition.

Going concern

The Group prepares its financial statements on a going concern basis and expects to be able to realise

its assets and meet its financial obligations in the normal course of business.

The Group is an early-stage organisation that is currently investing in the development of a Global

Trade Platform and as such has reported a loss for the year ended 31 March 2023 of $9.8 million

(2022 $10.8 million), and operating cash outflows of $10.8 million (2022 $8.5 million), and is projected

to continue to incur expenditure in excess of revenue for a period of at least 12 months from the date

of issuing these financial statements.

Use of estimates and judgements

General information and statement of compliance (continued)

10

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

1

b.

c.

d.

e. Shortfall payment to the Rfider vendors is in Shares.

A shortfall payment of $0.6 million is required in accordance with the Rfider purchase

agreement due to a reduction in th e Grou p’s share price subsequent to the transaction taking

place. The forecast assumes the shortfall payment will be settled in shares rather than cash.

The method of settlement of the shortfall payment may be in shares and/or cash.

The forecast’s assumptions have been stress tested against a range of scenarios including a reduction

in revenue without commensurate cost cutting, and a reduction in the anticipated cash investment

which demonstrates that the cashflow forecast is sensitive to changes in these key assumptions.

Should the Group not be able to achieve its forecasts in line with assumptions identified in Notes a - e,

the Group may be unable to have sufficient liquidity to be able to continue as a going concern for a

period of at least 12 months from the issuance of these financial statements. As a result, these events

and conditions indicate that a material uncertainty exists that may cast significant doubt on the Group’s

ability to continue as a going concern and, therefore, the Group may be unable to realise its assets and

discharge its liabilities in the normal course of business.

The Directors consider the Group to be a going concern and believe the Group will achieve its financial

forecasts and secure investment to the extent necessary to ensure the Group will have sufficient

liquidity to continue as a going concern and meet its financial obligations for the foreseeable future.

The Group's debt provider, ASB, introduced a new covenant in FY23 requiring consolidated

cash balances to be maintained at twice the amount of bank facility limits at all times. The

forecast currently projects the cash balance to reduce below that threshold which will give rise

to an Event of Review unless the covenant is modified or waivered. An Event of Review

requires Management to enter a dialogue with the bank to discuss plans, and is not

considered an Event of Default. The group has a long relationship with the ASB as a debt

provider and as a cornerstone shareholder and expects the collaborative relationship would

continue.

General information and statement of compliance (continued)

Going concern - (continued)

Successful implementation of cost-reduction plans

Salary and operating expenditure is projected to reduce by approximately 30% (excluding

transition costs). The Board and Management have implemented a plan to reduce costs and

cash usage to a more sustainable level by reducing headcount and reducing costs. The

savings are predominantly from redundancies in Research and Development and will not

impact the Group’s ability to continue to serve its current and future customers, meet market

demand and generate revenue from existing solutions.

Signing of the nChain agreement and receipt of cash consideration.

On 31 March 2023, the Group entered into a Heads of Agreement with strategic investor

nChain for $11.1 million. The $11.1 million investment includes product and services to the

value of $8.7 million and cash of $2.4 million for a 19.99% shareholding in the Company. The

forecasts assume the successful conclusion of this agreement. In the event this is

unsuccessful it will be necessary for the Board and management to seek alternate strategic

investors.

Ability to negotiate loan repayments for ASB loan.

11

2 Significant accounting policies
Intra company (refer to Note 18) balances and transactions, and any unrealised income and expenses

(except for foreign currency transaction gains and losses) arising from intra-group transactions, are

eliminated.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Basis of consolidation

Business combinations

The Group accounts for business combinations using the acquisition method when the acquired set of

activities and assets meets the definition of a business and control is transferred to the Group. In

determining whether a particular set of activities and assets is a business, the Group assesses whether

the set of assets and activities acquired includes, at a minimum, an input and substantive process and

whether the acquired set has the ability to produce outputs.

The consideration transferred in the acquisition is generally measured at fair value, as are the identified

net assets acquired. Any goodwill that arises is tested annually for impairment. Any gain on a bargain

purchase is recognised in profit or loss immediately. Transaction costs are expensed as incurred,

except if related to the issue of debt or equity securities. The consideration transferred does not include

amounts related to the settlement of pre-existing relationships. Such amounts are generally recognised

in profit or loss.

Subsidiaries

Subsidiaries are entities controlled by the Group. The Group controls an entity when it is exposed to, or

has rights to, variable returns from its involvement with the entity and has the ability to affect those

returns through its power over the entity. The financial statements of subsidiaries are included in the

consolidated financial statements from the date on which control commences until the date on which

control ceases.

When the Group loses control over a subsidiary, it derecognises the assets and liabilities of the

subsidiary, and any related non-controlling interests and other components of equity. Any resulting gain

or loss is recognised in profit or loss. Any interest retained in the former subsidiary is measured at fair

value when control is lost.

Transactions eliminated on consolidation

12

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

2 Significant accounting policies (continued)

An impairment loss in respect of goodwill is not reversed. For other assets, an impairment loss is

reversed only to the extent that the asset’s carrying amount does not exceed the carrying amount that

would have been determined, net of depreciation or amortisation, if no impairment loss had been

recognised.

Foreign currency

Transactions in foreign currencies are translated to the respective functional currencies of Group

entities at exchange rates at the dates of the transactions.

Monetary assets and liabilities denominated in foreign currencies at the reporting date are retranslated

to the functional currency at the exchange rate at that date. The foreign currency gain or loss on

monetary items is the difference between amortised cost in the functional currency at the beginning of

the year, adjusted for effective interest and payments during the year, and the amortised cost in foreign

currency translated at the exchange rate at the end of the year.

The foreign currency translation reserve arises from the translation of the Group's overseas operations

into the presentation currency of these financial statements.

Impairment

The carrying amounts of the Group’s non-financial assets are reviewed at each reporting date to

determine whether there is any indication of impairment. If any such indication exists, then the asset’s

recoverable amount is estimated. Goodwill and indefinite-lived intangible assets are tested annually for

impairment.

An impairment loss is recognised if the carrying amount of an asset or its related cash-generating unit

(CGU) exceeds its estimated recoverable amount.

The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less

costs to sell. Fair value less cost of disposal (FVLCD) is deemed to be the more appropriate method

given the Group is an early-stage business hence there are difficulties in assessing WACC, forecast

revenue, cash flows and forecast accuracy. Further, as a publicly listed entity, the fair value can be

easily ascertained.

Subject to an operating segment ceiling test, CGUs to which goodwill has been allocated are

aggregated so that the level at which impairment testing is performed reflects the lowest level at which

goodwill is monitored for internal reporting purposes. Goodwill acquired in a business combination is

allocated to groups of CGUs that are expected to benefit from the synergies of the combination.

Impairment losses are recognised in profit or loss. Impairment losses recognised in respect of CGUs

are allocated first to reduce the carrying amount of any goodwill allocated to the CGU (group of CGUs),

and then to reduce the carrying amounts of the other assets in the CGU (group of CGUs) on a pro rata

basis.

13

20232022
$$

3.1

Transactional revenue2,332,065 1,621,634

Subscription revenue2,077,202 1,591,800

Service revenue205,970 230,004

Installation revenue304,844 434,179

Total revenue4,920,081 3,877,617

Revenue policy

Transactional revenue

Subscription revenue

Service revenue

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Revenue

The Group generates revenue primarily from customers subscribing to and utilising its software

platforms. In the following table, revenue from contracts with customers is disaggregated by primary

nature and timing of revenue recognition.

Revenue is measured based on the consideration specified in the contract with a customer. The Group

recognises revenue when it transfers control of a good or service to a customer. Revenue is disclosed

net of credit notes and discounts. Unbilled revenue at year end is recognised as contract asset and any

unearned revenue at year end is recognised as contract liabilities. See table 3.2 for details of contract

assets and liabilities at year end.

Transactional revenue is recorded at the time the transactions are processed by the customer using

the Group’s software platforms. Transaction revenue is based on volume of usage and is recognised at

a point in time. Customers are mainly invoiced monthly and have payment terms of up to 30-days.

Subscription revenue comprises recurring monthly fees from customers who have subscribed to the

Group’s software platforms. The fee provides the customer with access to the various software

platforms, regular software updates and customer support services. Subscription revenue is invoiced

either in advance or monthly in arears, depending on the software product. Subscription revenue is

recognised over time as the services are used or delivered to the customer. Customers are mainly

invoiced monthly and have payment terms of up to 30-days.

Service revenue relates to ad-hoc customer support services outside of the scope of the standard

support agreement. The services are mainly for customer support to customers who request non-

standard customisation or assistance with a specific project. Service revenue is recognised over time

as the service is delivered to the customer, these range from a few hours to a week. Customers are

mainly invoiced monthly and have payment terms of up to 30-days.

14

20232022
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

3.1

Installation revenue

3.2

Receivables, which are included in "Trade and other receivables"641,871 418,236

Contract assets92,458 77,809

Contract liabilities(547,335) (453,605)

186,994 42,440

The following table provides information about receivables, contract assets and contract liabilities

from contracts with customers.

The contract liabilities primarily relate to advance consideration the Group received from customers for

installation and for subscribing to its software platforms, for which revenue is recognised over time.

The contract assets primarily relate to the Group’s rights to consideration for work completed but not

billed at the reporting date. Contract assets are assessed for impairment under the requirements in the

financial instruments standard. Any unconditional rights to consideration are presented separately as a

receivable.

Information about remaining performance obligation has not been provided as these have an expected

duration of less than 12 months.

Contract balances

Revenue (continued)

Installation revenue comprises of one-off installation, software customisation and user training services.

The Group has assessed that installation is a separate performance obligation for certain products, and

all the activities are considered as one performance obligation which is satisfied over the term of the

contract as the customer simultaneously receives and consumes the benefits provided to them. After

the software is installed, the customers subscribe to ongoing maintenance and support services to

ensure that the software is regularly maintained by the Group. The majority of the Group’s Prodoc,

Cube and Speedi customers also pay a transaction based fee for usage of the software products

enabling the customer to match the cost to their seasonal cash inflows. The installation and transaction

fees for Prodoc are a single performance obligation and are recognised over the contract period. The

Group uses the output method of measuring progress of installation as it fairly depicts the entity’s

performance towards complete satisfaction of the performance condition. Majority of customers are

invoiced in advance and then on milestone completion. Payment terms are up to 30-days from invoice

date.

15

20232022
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

4

Profit on sale of fixed assets10,643 -

Grant income804,885 997,950

Other124 1,380

Total other income815,652 999,330

Grant income

The Group is eligible for the IRD’s Research & Development Tax Incentive (RDTI) scheme which

allows for a 15% tax credit for eligible R&D expenditure not claimed under any other scheme.

In the prior period the Group was entitled to the Government's R&D project grant scheme which made

it eligible to a percentage reimbursement of project related costs through Callaghan Innovation. Where

the grant related to expenditure, it was recognised as income over the periods in which the expenditure

was incurred.

The Group is entitled to NZTE’s International Growth Fund Grant to assist with acceleration of growth in

the Australian market. This Grant allows for reimbursement of up to 50% of actual costs incurred in

carrying out pre-approved growth projects in Australia.

Other income

16

20232022
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

5.1Employee benefits expense

Short term employee benefits (salaries)10,470,659 8,148,327

Post-employment benefits (superannuation)360,356 266,346

Other employee benefits2,233,003 2,415,630

Total employee benefits expense

13,064,018 10,830,303

5.2Other expenses include the following:

The following fees were paid or payable for services provided by KPMG

- Fees relating to the audit210,000 195,000

Directors fees254,533 107,896

Bad debts written off87 252

Loss on sale or disposal of fixed assets- 28,296

6Net finance expense

Interest income114,229 12,106

Interest expense(161,058) (128,599)

Interest on lease liabilities(59,094) (53,180)

Total net finance expense

(105,923) (169,673)

Finance income and expenses policy

Finance income comprises interest income on funds invested using the effective interest method.

Finance costs comprise interest expense on borrowings and interest on lease liabilities.

Borrowing costs that are not directly attributable to the acquisition, construction or production of a

qualifying asset are recognised in profit or loss using the effective interest method.

17

20232022
$$

7Income tax

Loss before income tax(10,769,629) (11,383,758)

28%28%

(3,015,496) (3,187,452)

Non-deductible expenses(1,057,852) 161,914

Recognition of tax losses previously unrecognised(976,800) -

Deferred tax not recognised in current tax year4,038,810 3,002,650

Prior year R&D tax losses cashed-out (Note 24)- (560,000)

Effect of different tax rates34,538 22,888

(976,800) (560,000)

Income tax expense / (income) is represented by:

Current tax- (560,000)

Deferred tax(976,800) -

(976,800) (560,000)

Deferred tax assets and liabilities

Recognised Deferred Tax Assets and Liabilities

Year ended 31 March 2023

Opening

Recognised

in profit or

loss

Business

AcquisitionsClosing

(422,916) 195,467 (976,800) (1,204,249)

ESOP(452,745) 505,647 -

52,902

Leases(506,967) 515,507 -

8,540

Accruals and Employee Benefits 135,608 (7,481) -

128,127

Net Taxable Loss1,247,020 (232,340) - 1,014,680

- 976,800 (976,800) -

Actual income tax expense / (income)

The current tax asset of $51,252 (2022: $6,244) represents the amount of income taxes receivable in

respect of the current period.

The research and development (R&D) tax loss cash-out was a 28% refund of the Group's tax losses

from eligible R&D activity. R&D tax losses cashed-out reduced the Group's business losses carried

forward to future years. The rules focus on start-up companies engaging in intensive R&D, and are

intended to reduce their exposure to market failures and tax distortions arising from the general tax

treatment of losses. It is intended to provide a cashflow timing benefit only. The Group is no longer

eligible to receive this benefit.

The table below shows the movement in the deferred tax balances that are recognised at the beginning

and end of the period.

Intangibles and Property, plant

and equipment

A deferred tax asset has been recognised to the extent of the deferred tax liability resulting from the

business acquisitions (Note 19).

Expected income tax

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Tax expense

Domestic tax rate (28%)

18

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

7Income tax (continued)

Recognised Deferred Tax Assets and Liabilities

Year ended 31 March 2022

Opening

Recognised

in profit or

loss

Business

AcquisitionsClosing

(151,971) (270,945) - (422,916)

ESOP- (452,745) - (452,745)

Leases(10,528) (496,439) - (506,967)

Accruals and Employee Benefits 49,454 86,154 - 135,608

Net Taxable Loss113,045 1,133,975 - 1,247,020

- - - -

Income tax policy

Deferred tax is recognised in respect of temporary differences between the carrying amounts of assets

and liabilities for financial reporting purposes and the amounts used for taxation purposes. Deferred tax

is not recognised on the initial recognition of goodwill. A deferred tax asset is recognised only to the

extent that it is probable that future taxable profits will be available against which the asset can be

utilised.

Intangibles and Property, plant

and equipment

The Group has $31,188,839 (2022: $20,694,140) of tax losses for which no deferred tax asset has

been recognised in the statement of financial position as it is not probable that the Group will be

achieving sufficient taxable profits in the foreseeable future. The current year tax loss is subject to

Inland Revenue assessment.

Tax expense comprises current and deferred tax and is calculated using rates enacted or substantively

enacted at balance date. Current tax and deferred tax is recognised in profit or loss except to the

extent that it relates to items recognised directly in equity or other comprehensive income, in which

case the tax is recognised as an adjustment against the item to which it relates.

Current tax is the expected tax payable or receivable on the taxable income or loss for the year, using

tax rates enacted or substantively enacted at the reporting date, and any adjustment to tax payable in

respect of previous years.

19

20232022
$$

8.1

Bank accounts6,148,125 5,932,558

6,148,125 5,932,558

Cash and cash equivalents policy

8.2

Cash and cash equivalents comprises cash balances and call deposits used by the Group in the

management of its short-term commitments.

Restricted cash

Restricted cash is comprised of cash balances held with Commonwealth Bank Australia of $98,432

(2022: $98,604), that is held as a rent guarantee over one of the leases.

The bank accounts include cash balances held with ASB Bank Limited of $5,927,007 (2022:

$5,825,531), which is a related party. The Group also had an undrawn overdraft facility with ASB Bank

limited to a maximum of $150,000. The interest rate at balance date was 9.98% (2022: 6.23%) per

annum.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Cash and cash equivalents

Total cash and cash equivalents

20

20232022
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

9

Current

Trade receivables641,871 418,226

Less: Provision for doubtful debts(6,571) -

635,300 418,226

Other receivables518,031 1,090,297

Prepayments576,776 327,101

1,730,107 1,835,624

Non-Current

Prepayments120,218 128,304

120,218 128,304

Total trade and other receivables1,850,325 1,963,928

Trade and other receivables (unless it is a trade receivable without a significant financing component)

is initially recognised at fair value plus transaction costs. A trade receivable without a significant

financing component is initially measured at the transaction price. It is then subsequently measured at

amortised cost using the effective interest method, less any provision for impairment.

A provision for impairment of trade receivables is established when there is objective evidence that the

Group will not be able to collect all amounts due according to the original terms of receivables.

Impairment is calculated based on an expected credit loss (ECL) model under NZ IFRS 9. Refer to

Note 16 for information about calculation and recognition of expected credit losses. The amount of the

provision is recognised in profit or loss. There was no provision for impairment recognised during the

year.

Trade and other receivables

Bad debt expense of $87 (2022: $252) has been recorded within other expenses in the statement of

comprehensive income.

Trade and other receivables policy

21

10
Lease-

hold

improve-

ments

Motor

vehicles

Furnit-

ure and

fittings

Plant

and

equip-

ment Total

$$$$$

39,208 37,904 60,486 363,150 500,748

19,476 - 17,908 119,674 157,058

- - - 4,800 4,800

- (28,348)- (59,761) (88,109)

58,684 9,556 78,394 427,863 574,497

10,698 19,004 5,411 187,743 222,856

- (15,573)- (49,919) (65,492)

18,185 3,593 8,128 142,794 172,700

28,883 7,024 13,539 280,618 330,064

28,510 18,900 55,075 175,407 277,892

29,801 2,532 64,855 147,245 244,433

- 37,904 22,201 194,062 254,167

39,208 - 48,042 153,205 240,455

- - - 47,921 47,921

-- (9,757) (32,038) (41,795)

39,208 37,904 60,486 363,150 500,748

- 11,044 2,602 74,970 88,616

-- (1,976) (6,815) (8,791)

10,698 7,960 4,785 119,588 143,031

10,698 19,004 5,411 187,743 222,856

- 26,860 19,599 119,092 165,551

28,510 18,900 55,075 175,407 277,892

Net carrying amount at 31 March 2021

Net carrying amount at 31 March 2022

Disposals

Depreciation expense

Total accumulated depreciation

Summary

Opening balance

Net carrying amount at 31 March 2023

Year ended 31 March 2022

Opening balance

Summary

Net carrying amount at 31 March 2022

Additions

Additions through business acquisition

Disposals

Total property, plant and equipment at cost

Accumulated depreciation

Depreciation expense

Total accumulated depreciation

Opening balance

Disposals

Total property, plant and equipment at cost

Accumulated depreciation

Additions through business acquisition

Disposals

Additions

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Property, plant and equipment

Year ended 31 March 2023

Opening balance

22

10
Property, plant and equipment policy

Recognition and measurement

Depreciation

- 20.00% - 33.30%

- 21.00%

- 10.50%

- 30.00% - 67.00%

Impairment

There was no impairment of assets recognised for during the year.

Any gain or loss on disposal of an item of property, plant and equipment (calculated as the difference

between the net proceeds from disposal and the carrying amount of the item) is recognised in profit or

loss within other income or other expenses.

For property, plant and equipment, depreciation is based on the cost of an asset less its residual value.

Depreciation is recognised in profit or loss on a straight line basis over the estimated useful lives of

each component of an item of property, plant and equipment.

The depreciation rates for significant items of property, plant and equipment are as follows:

Leasehold improvements

Motor vehicles

Furniture and fittings

Plant and equipment

Depreciation methods, useful lives and residual values are reviewed at each financial year end and

adjusted if appropriate.

The carrying amounts of property, plant and equipment are reviewed at each balance date to

determine whether there is any indication of impairment. If any such indication exists, the asset's

recoverable amount is estimated.

An impairment loss is recognised whenever the carrying amount of an asset exceeds its recoverable

amount. Impairment losses directly reduce the carrying amount of the assets and are recognised in

profit or loss.

When parts of an item of property, plant and equipment have different useful lives, they are accounted

for as separate items (major components) of property, plant and equipment.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Property, plant and equipment (continued)

All property, plant and equipment is measured at cost less accumulated depreciation and accumulated

impairment losses.

23

11
Right of use assets

BuildingsTotal

$$

1,787,046 1,787,046

(2,541)(2,541)

1,784,505 1,784,505

391,731 391,731

553,542 553,542

(3,566)(3,566)

941,707 941,707

1,395,315 1,395,315

Net carrying amount at 31 March 2023842,798 842,798

287,465 287,465

1,722,903 1,722,903

64,143 64,143

(287,465) (287,465)

1,787,046 1,787,046

249,136 249,136

(287,043) (287,043)

429,638 429,638

391,731 391,731

38,329 38,329

Net carrying amount at 31 March 20221,395,315 1,395,315

Lease liabilities20232022

$$

Lease liability (current)551,598 506,999

Lease liability (non-current)321,700 875,045

Total lease liabilities

873,298 1,382,044

Total Right of use assets at Cost

Accumulated amortisation

Opening balance

Disposals

Amortisation expense

Total accumulated amortisation

Summary

Net carrying amount at 31 March 2021

Disposals

Opening balance

Amortisation expense

Effects of movements in exchange rates

Total accumulated amortisation

Summary

Net carrying amount at 31 March 2022

Year ended 31 March 2022

Opening balance

Additions

Make good provision

Effects of movements in exchange rates

Total Right of use assets at Cost

Accumulated amortisation

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Leases

Year ended 31 March 2023

Opening balance

24

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

11

Leases policy

Recognition and measurement

-

-

-

-

When the lease liability is remeasured in this way, a corresponding adjustment is made to the carrying

amount of the right-of-use asset, or is recorded in profit or loss if the carrying amount of the right-of-use

asset has been reduced to zero.

The Group has elected not to recognise a right-of-use asset and corresponding lease liability for short-

term leases with terms of 12 months or less and leases for low-value assets. Lease payments on these

assets are expensed to the profit or loss as incurred.

Lease payments included in the measurement of the lease liability comprise the following:

fixed payments, including in-substance fixed payments;

variable lease payments that depend on an index or a rate, initially measured using the index or

rate as at the commencement date;

amounts expected to be payable under a residual value guarantee; and

the exercise price under a purchase option that the Group is reasonably certain to exercise,

lease payments in an optional renewal period if the Group is reasonably certain to exercise an

extension option, and penalties for early termination of a lease unless the Group is reasonably

certain not to terminate early.

The lease liability is measured at amortised cost using the effective interest method. It is remeasured

when there is a change in future lease payments arising from a change in an index or rate, if there is a

change in the Group's estimate of the amount expected to be payable under a residual value guarantee,

or if the Group changes its assessment of whether it will exercise a purchase, extension or termination

option.

The lease liability is initially measured at the present value of the lease payments that are not paid at the

commencement date, discounted using the interest rate implicit in the lease or, if that rate cannot be

readily determined, the Group's incremental borrowing rate. Generally, the Group uses its incremental

borrowing rate as the discount rate.

Leases (continued)

The Group recognises a right-of-use asset and a lease liability at the lease commencement date. The

right-of-use asset is initially measured at cost, which comprises the initial amount of the lease liability

adjusted for any lease payments made at or before the commencement date, plus any initial direct costs

incurred and an estimate of costs to dismantle and remove the underlying asset or to restore the

underlying asset or the site on which it is located, less any lease incentives received.

The right-of-use asset is subsequently depreciated using the straight-line method from the

commencement date to the earlier of the end of the useful life of the right-of-use asset or the end of the

lease term. The estimated useful lives of right-of-use assets are determined on the same basis as those

of property, plant and equipment. In addition, the right-of-use asset is periodically reduced by impairment

losses, if any, and adjusted for certain remeasurements of the lease liability.

25

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

11

Right of use assetBuildings

No. of right of use assets leased2

Range of remaining terms in months14-32

Average remaining term in months23

No. of leases with options to purchase-

No. of leases with termination options-

Future lease payments were as follows.

20232022

$$

Within 1 year 551,598 506,999

1-2 years 214,322 552,201

2-3 years 107,378 220,746

3-5 years- 102,098

Over 5 years--

Total future lease payments

873,298 1,382,044

Impairment

The Right of use asset is regularly assessed for impairment.

20232022

Amounts recognised in statement of comprehensive income

$$

Interest on lease liabilities

59,094 53,180

Depreciation on right of use assets

553,542 429,638

Amounts recognised in statement of cash flow

Interest on lease liabilities59,094 53,180

Principal lease payments509,771 380,563

Leases (continued)

The table below describes the nature of the Group’s leasing activities by type of right-of-use asset

recognised in the consolidated statement of financial position:

26

12
Software

Customer

relation-

ships GoodwillTotal

$$$$

5,880,557 456,016 2,469,761 8,806,334

2,980,000 - 5,146,000 8,126,000

8,860,557 456,016 7,615,761 16,932,334

1,941,207 102,604 - 2,043,811

1,640,000 45,602 - 1,685,602

3,581,207 148,206 - 3,729,413

3,939,350 353,412 2,469,761 6,762,523

Net carrying amount at 31 March 2023 5,279,350 307,810 7,615,761 13,202,921

3,390,605 456,016 995,691 4,842,312

2,389,951 - 1,474,070 3,864,021

100,001 - -100,001

5,880,557 456,016 2,469,761 8,806,334

892,651 57,002 - 949,653

1,048,556 45,602 - 1,094,158

1,941,207 102,604 - 2,043,811

2,497,954 399,014 995,691 3,892,659

Net carrying amount at 31 March 2022 3,939,350 353,412 2,469,761 6,762,523

Opening balance

Amortisation expense

Total accumulated amortisation

Summary

Net carrying amount at 31 March 2021

Accumulated amortisation

Opening balance

Amortisation expense

Total accumulated amortisation

Summary

Net carrying amount at 31 March 2022

Year ended 31 March 2022

Opening balance

Additions through business acquisition

Additions

Total Intangible assets at Cost

Additions through business acquisition

Total Intangible assets at Cost

Accumulated amortisation

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Intangible assets

Year ended 31 March 2023

Opening balance

27

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

12

Intangible assets policy

Recognition and policy

Subsequent expenditure

Amortisation

- 1 - 5 years

- 10 years

Impairment

Software

Customer relationships

The Group tests whether goodwill has suffered any impairment on an annual basis. No impairment on

the carrying amount of goodwill has been recognised during the financial year (2022: Nil).

The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less

costs to sell. Fair value less cost of disposal (FVLCD) is deemed to be the more appropriate method

given the Group is an early-stage business hence there are difficulties in assessing WACC, forecast

revenue, cash flows and forecast accuracy. Further, as a publicly listed entity, the fair value can be

easily ascertained.

Intangible assets (continued)

Goodwill is measured at cost less accumulated impairment losses.

Other intangible assets that are acquired by the Group and have finite useful lives are measured at cost

less accumulated amortisation and any accumulated impairment losses.

Subsequent expenditure is capitalised only when it increases the future economic benefits embodied in

the specific asset to which it relates. All other expenditure, including expenditure on internally generated

goodwill and brands is recognised in profit or loss as incurred.

Amortisation is calculated to write off the cost of intangible assets less their estimated residual value

using the straight-line method over their estimated useful lives, and is recognised in profit or loss.

Goodwill is not amortised.

The estimated useful lives for current and comparative periods are as follows:

28

20232022
$$

13

Current

Trade payables354,716 234,691

Sundry payables38,078 101,044

Accruals653,058 268,872

Employee benefits1,014,395 908,102

2,060,247 1,512,709

Non-current

Accruals64,067 64,143

2,124,314 1,576,852

Trade and other payables policy

Employee benefits policy

14

Current

Balance 1 April- -

Contingent consideration arising on business acquisitions2,347,000 -

Revaluation of Contingent consideration(1,308,000) -

1,039,000 -

Non-current

Balance 1 April- -

Contingent consideration arising on business acquisitions2,307,000 -

Revaluation of Contingent consideration(2,130,000) -

177,000 -

Balance at 31 March

1,216,000 -

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Trade and other payables

Total trade and other payables

Trade and other payables are measured at amortised cost. These amounts represent liabilities for

goods and services provided to the Group prior to the end of financial year which are unpaid. The

amounts are unsecured and are usually paid within 30 days of recognition.

Short-term employee benefits obligations are measured on an undiscounted basis and are expensed

as the related service is provided. A liability is recognised for the amount expected to be paid for

outstanding annual leave balances if the Group has a present legal or constructive obligation to pay

this amount as a result of past services provided by the employee and the obligation can be estimated

reliably.

Contingent consideration

Refer to Note 19 for additional details of the acquisition relating to this contingent consideration.

Contingent consideration policy

Contingent considerations are recognised when the Group has a present legal or constructive

obligation as a result of a past event, it is probable that an outflow of economic resources will be

required from the Group and amounts can be estimated reliably. Timing or amount of the outflow may

still be uncertain. They are measured at the estimated expenditure required to settle the present

obligation, based on the most reliable evidence available at the reporting date, including the risks and

uncertainties associated with the present obligation. Where there are a number of similar obligations,

the likelihood that an outflow will be required in settlement is determined by considering the class of

obligations as a whole. Contingent considerations are discounted to their present values, where the

time value of money is material.

29

20232022
$$

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

15

Current

ASB term loan495,884 486,248

Callaghan R&D loan33,696 -

529,580 486,248

Non-current

ASB term loan866,921 1,344,881

Callaghan R&D loan397,964 419,592

1,264,885 1,764,473

Total interest bearing loans and borrowings1,794,465 2,250,721

Terms and repayment schedule

CurrencyMaturity date

ASB term loanNZD

28 Feb 2025 - 30

November 2026

1,362,805 1,831,129

Callaghan R&D loan NZD13 August 2030431,660 419,592

1,794,465 2,250,721

Interest bearing loans and liabilities policy

The Company has met all of its covenants during the year and as at balance date.

The ASB loan is secured over the assets of TradeWindow Services Limited together with an unlimited

guarantee and indemnity from Trade Window Limited.

On 13 August 2020, the Company received an R&D loan of $400,000 from Callaghan Innovation as

assistance for the economic impacts of COVID19 on the business. The loan balance at 31 March 2023

was $431,660 which included an interest accrual of 3% (2022: $419,592).

Borrowings are initially recognised at fair value, net of transaction costs incurred. Borrowings are

subsequently measured at amortised cost. Any difference between proceeds (net of transaction costs)

and the redemption amount is recognised in the statement of comprehensive income over the period of

the borrowing using the effective interest method. Borrowings are classified as current liabilities unless

the Group has an unconditional right to defer settlement of the liability for at least 12 months after the

reporting date.

Interest

rate

9.75%

3%

The face value and carrying value of the loans are the same.

Interest bearing loans and borrowings

30

16 Financial instruments classification and risk management
Financial assets held at amortised cost

-

-

Financial liabilities held at amortised cost

the contractual terms of the financial asset give rise on specified dates to cash flows that

are solely payments of principal and interest on the amounts outstanding.

Financial assets and liabilities are classified into the following categories:

A financial asset is measured at amortised cost if it meets both of the following conditions, and is not

designated as at fair value through profit or loss (FVTPL):

the asset is held within a business model whose objective is to hold assets to collect

contractual cash flows; and

Financial assets at amortised cost are subsequently measured at amortised cost using the effective

interest method. The amortised cost is reduced by impairment losses. Interest income, foreign exchange

gains and losses and impairment are recognised in profit or loss. Any gain or loss on derecognition is

recognised in profit or loss.

Financial assets held at amortised cost comprise: cash and cash equivalents and trade and other

receivables.

Financial liabilities not designated as at FVTPL on initial recognition are classified as at amortised cost.

Financial liabilities at amortised cost are subsequently measured at amortised cost using the effective

interest method. Interest expense and foreign exchange gains and losses are recognised in profit or

loss. Any gain or loss on derecognition is recognised in profit or loss.

Financial liabilities held at amortised cost comprise: trade and other payables, interest bearing loans and

borrowings, lease liabilities, and related party payables.

All financial assets and liabilities (except for trade receivables that do not contain a significant financing

component) are initially measured at fair value, adjusted for transaction costs (where applicable). Trade

receivables without a significant financing component are initially measured at the transaction price in

accordance with the recognition of revenue.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

The Group’s overall financial risk management programme focuses primarily on maintaining a financial

risk profile that provides flexibility to implement the Group’s strategies, while optimising return on assets.

Financial risk management is centralised, which supports compliance with the financial risk management

policies and procedures set by the Board.

Financial instruments are recognised in the statement of financial position when the Group becomes

party to a financial contract. They include cash and cash equivalents, trade and other receivables, trade

and other payables, interest bearing loans and borrowings, lease liabilities and related party payables.

31

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

16 Financial instruments classification and risk management (continued)

Impairment - financial assets

Derecognition

Financial Assets

Financial liabilities

The gross carrying amount of a financial asset is written off when the Group has no reasonable

expectations of recovering a financial asset in its entirety or a portion thereof.

The Group makes use of a simplified approach in accounting for trade and other receivables as well as

contract assets and records the loss allowance as lifetime expected credit losses. These are the

expected shortfalls in contractual cash flows, considering the potential for default at any point during the

life of the financial instrument. In calculating, the Group uses its historical experience, external indicators

and forward-looking information to calculate the expected credit losses using a provision matrix.

The Group derecognises a financial asset when the contractual rights to the cash flows from the financial

asset expire, or it transfers the right to receive the contractual cash flows in a transaction in which

substantially all of the risks and rewards of ownership of the financial asset are transferred or in which

the Group neither transfers nor retains substantially all of the risks and rewards of ownership and it does

not retain control of the financial asset.

The Group derecognises a financial liability when the contractual obligations are discharged or cancelled,

or expire. The Group also derecognises a financial liability when its terms are modified and the cash

flows of the modified liability are substantially different, in which case a new financial liability based on the

modified terms is recognised at fair value.

On derecognition of a financial liability, the difference between the carrying amount extinguished and the

consideration paid (including any non-cash assets transferred or liabilities assumed) is recognised in

profit or loss.

ECLs are a probability-weighted estimate of credit losses. Credit losses are measured as the present

value of all cash shortfalls (i.e. the difference between the cash flows due to the entity in accordance with

the contract and the cash flows that the Group expects to receive).

The Group recognises loss allowances for expected credit losses (ECLs) on financial assets measured

at amortised cost.

32

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

16 Financial instruments classification and risk management (continued)

31 March 2023

Amortised

cost

Other

amortised

costFVTPL

Financial assets$$$

Cash and cash equivalents6,148,125 - -

Trade and other receivables1,153,331 - -

98,432 - -

7,399,888 - -

Financial liabilities

Trade and other payables- 2,124,314 -

Interest bearing loans and borrowings- 1,794,465 -

Lease liabilities- 873,298 -

Contingent consideration- - 1,216,000

- 4,792,077 1,216,000

31 March 2022

Amortised

cost

Other

amortised

cost

FVTPL

Financial assets$$$

Cash and cash equivalents5,932,558 - -

Trade and other receivables1,508,533 - -

Restricted cash98,604 - -

7,539,695 - -

Financial liabilities

Trade and other payables- 1,576,852 -

Interest bearing loans and borrowings- 2,250,721 -

Lease liabilities- 1,382,044 -

- 5,209,617 -

The Group holds the following financial assets and liabilities, the table below shows their carrying amount

and measurement basis.

Restricted cash

33

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

16 Financial instruments classification and risk management (continued)

Fair value

-

-

-

Carrying

ValueFair Value

Carrying

ValueFair Value

Contingent consideration Level 31,216,000 1,216,000 - -

1,216,000 1,216,000 - -

Type

-

Market risk (mainly interest rate risk)

-

Credit risk

-

Liquidity risk

Financial risk management

The Group had exposure to the following risks from its use of financial instruments:

Valuation Technique

Significant

unobservable inputs

Inter-relationship

between significant

unobservable inputs and

fair value measurement

Contingent

consideration

Discounted cash flows:

The valuation model

considers the present

value of expected future

payments in shares and/or

cash, adjusted for risk.

The value of contingent

consideration is discounted

using a risk-free discount

rate to derive the present

value of contingent

consideration.

Expected total revenue for

the target business over

the measurement period.

Future Company share

price, estimated using

mathematical modelling

technique (starting share

price at $0.335 on 31

March 2023).

The estimated fair value

would increase / (decrease)

if:

- the expected total

revenue was higher /

(lower); or

- the quoted Company

equity security price was

higher / (lower).

20232022

Financial assets and financial liabilities measured at fair value in the statement of financial position

are grouped into three levels of a fair value hierarchy. The three levels are defined based on the

observability of significant inputs to the measurement, as follows:

Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities.

Level 2: inputs that are observable for the asset or liability, either directly (as prices) or

indirectly (derived from prices) other than quoted prices included within level 1.

Level 3: inputs for the asset or liability that are not based on observable market data

(unobservable inputs).

34

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

16 Financial instruments classification and risk management (continued)

Risk management framework

Market risk

Interest rate risk

Change in

profit/(loss

Change in

equity

Change in

profit/(loss)

Change in

equity

$$$$

Variable interest rates +1%16,926 16,926 17,560 17,560

Variable interest rates -1%(16,735) (16,735) (18,014) (18,014)

Foreign exchange risk

Credit risk

20232022

The Group is not subject to material foreign exchange risk.

Credit risk is the risk of financial loss to the Group if a customer or counterparty to a financial instrument

fails to meet its contractual obligations, and arises principally from trade receivables.

In respect of trade receivables, the Group is not exposed to any significant credit risk. There is no history

of customer default and management consider the credit quality of trade receivables to be good. The

Group trades with recognised, creditworthy third parties or requires payment in advance. The profile of

future customers is expected to be similar to that of past customers. On this basis, the Group does not

feel it necessary to have a written credit policy in place, however management continue to monitor this

risk.

Credit risk relating to bank balances is managed by banking with major financial institutions with high

quality external credit ratings.

The Company’s board of directors has overall responsibility for the establishment and oversight of the

Group’s risk management framework. The board of directors has established the Audit and Risk

Committee, which is responsible for developing and monitoring the Group’s risk management policies. A

risk register is maintained, and the Committee reports regularly to the board of directors on its activities.

The Group’s risk management policies are established to identify and analyse the risks faced by the

Group, to set appropriate risk limits and controls and to monitor risks and adherence to limits.

Market risk is the risk that changes in market prices – e.g. foreign exchange rates, interest rates and

equity prices – will affect the Group’s income or the value of its holdings of financial instruments. The

objective of market risk management is to manage and control market risk exposures within acceptable

parameters, while optimising the return.

The Group's exposure to the risk of changes in interest rates primarily affects borrowings. The Group

had floating interest rates throughout the year.

The following table illustrates the sensitivity of profit/ (loss) and equity to a reasonably possible change in

interest rates of +/- 1% (2022: +/- 1%). These changes are considered to be reasonably possible based

on observation of current market conditions. The calculations are based on a change in the average

market interest rate for each period, and the financial instruments held at each reporting date that are

sensitive to changes in interest rates. All other variables are held constant.

35

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

16 Financial instruments classification and risk management (continued)

Liquidity risk

1 Year or

less 1-5 Years

More than

5 years

Total

contractual

cash flows

Year ended 31 March 2023$$$$

Cash and cash equivalents 6,148,125 - - 6,148,125

Trade and other receivables 1,153,331 - - 1,153,331

Restricted cash- - 98,432 98,432

7,301,456 - 98,432 7,399,888

Year ended 31 March 2022

Cash and cash equivalents 5,932,558 - - 5,932,558

Trade and other receivables 1,508,533 - - 1,508,533

Restricted cash- - 98,604 98,604

7,441,091 - 98,604 7,539,695

1 Year or

less 1-5 Years

More than

5 years

Total

contractual

cash flows

Carrying

amount of

liabilities

Year ended 31 March 2023$$$$$

2,060,247 64,067 - 2,124,314 2,124,314

529,580 1,103,540 161,345 1,794,465 1,794,465

2,513 - - 2,513 2,513

551,598 321,700 - 873,298 873,298

588,476 104,338 - 692,814 692,814

3,732,414 1,593,645 161,345 5,487,404 5,487,404

* the method of settlement of the shortfall payment may be in shares and/or cash (Note 19).

Year ended 31 March 2022

1,512,709 64,143 - 1,576,852 1,576,852

486,248 1,344,881 419,592 2,250,721 2,250,721

7,071 - - 7,071 7,071

506,999 875,045 - 1,382,044 1,382,044

2,513,027 2,284,069 419,592 5,216,688 5,216,688

Lease liabilities

Related party payables

Lease liabilities

Rfider acquisition shortfall

protection*

Trade and other payables

Interest bearing loans and

borrowings

Related party payables

Liquidity risk is the risk that the Group will encounter difficulty in meeting the obligations associated with

its financial liabilities that are settled by delivering cash or another financial asset.

The Group manages liquidity risk by maintaining adequate cash reserves and banking facilities. Forecast

and actual cash flows are continuously monitored with the maturity profiles of the majority of financial

assets and liabilities matched.

Liquidity profile of financial assets

Financial liabilities based on contractual cashflows due within

Trade and other payables

Interest bearing loans and

borrowings

36

17
Key management personnel

Other related parties

Transactions involving related entities

Kerry FriendExecutive director, beneficial

shareholder

Employment agreement, ESOP

Albertus Johannes Smith Executive director, shareholderEmployment agreement, ESOP

F40 Developments LtdCommon ownership

Supplier of Services

Independent Verification

Services Limited

Common ownershipSupplier of Services

ASB Bank LimitedShareholderFunds advanced, balances

payable, cash at bank, shares

issued

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Related party

The Group has related party relationships with its directors and other key management personnel as

listed below. Remuneration of key management personnel during the year amounted to $1,452,462

(2022: $1,723,105), of which $1,386,918 (2022: $1,283,028) was for short-term employee benefits and

$65,544 (2022: $440,077) was for share-based payment expense.

Remuneration for the directors during the year amounted to $272,295 (2022: $107,896), of which

$254,533 (2022: $107,896) was for directors fees and $17,762 (2022: $Nil) was for share-based

payment expense.

ASB Bank Limited is a shareholder of the Group. The Group has bank balances with the ASB Bank (see

Note 8.1) as well as some interest bearing loan facilities as stated in Note 15.

The entities, the nature of the relationship and the types of transactions which the Group entered into

during the period are detailed below:

Related entityNature of relationshipTypes of transactions

37

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

17

31 March 2023

Purchases/

Salaries

Balances

payable

Interest

bearing loans Cash at bank

$$$$

- - 1,362,805 5,927,006

28,090 1,909 - -

10,754 604 - -

1,144,617 - - -

1,183,461 2,513 1,362,805 5,927,006

31 March 2022

Purchases/

Salaries

Balances

payable

Interest

bearing loans Cash at bank

$$$$

- - 1,831,129 5,825,531

74,469 7,071 - -

153,833 - - -

1,723,105 - - -

1,951,407 7,071 1,831,129 5,825,531

Key management personnel

Related party (continued)

The following transactions and outstanding balances between related parties occurred during the year:

Related party entity:

ASB Bank Limited

Independent Verification

Services Limited

F40 Developments Limited

Key management personnel

Related party entity:

ASB Bank Limited

Independent Verification

Services Limited

F40 Developments Limited

38

18 Interest in subsidiaries
Set out below is a list of material subsidiaries of the Group:

Country of

incorporation

20232022

Trade Window LimitedNew Zealand New Zealand100%100%

Trade Window Pty LimitedAustraliaAustralia100%100%

Trade Window Pte LimitedSingaporeSingapore100%100%

TradeWindow Services Limited

New Zealand New Zealand100%100%

Trade Window Origin LimitedNew Zealand New Zealand100%100%

Trade Window Nominees Limited New Zealand New Zealand100%100%

Trade Window CNCO Pte Limited SingaporeSingapore0%100%

Trade Window Incorporated PhilippinesPhilippines100%0%

All subsidiaries except for Trade Window Incorporated have a 31 March balance date. Trade Window

Incorporated has a balance date of 31 December.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Principal place

of business

In November 2022, the Group wound up the wholly owned subsidiary Trade Window CNCO Pte Limited.

The Group set up a new subsidiary, Trade Window Incorporated, which was incorporated in December

2022. This subsidiary operates in the Philippines and had no transactions as at 31 March 2023.

39

19Business acquisitions
Year ended 31 March 2023

Rfider

Consideration transferred

The details of the business combination are as follows:2023

$

Fair value of consideration transferred

Amount subject to earn-out based on revenue targets (current)2,347,000

Amount subject to earn-out based on revenue targets (non-current)2,307,000

Amount settled via cash2,500,000

Total fair value of consideration transferred7,154,000

Recognised identifiable net assets

Software2,980,000

Deferred tax liability(666,000)

Plant and equipment4,800

Goodwill4,835,200

Total identifiable net assets7,154,000

The Group has included $4.7 million as contingent consideration, which represents its fair value at the

date of acquisition (current $2.4 million, non-current $2.3 million). This has been recognised as a

contingent liability. At 31 March 2023, the contingent consideration had decreased by $3.4 million due to

remeasurement. The fair value of contingent consideration at balance date is $1.2 million (current $1.0

million, non-current $0.2 million) – refer Note 14. The shortfall protection component of this balance is

$0.7 million (current $0.6 million, non-current $0.1 million).

The actual value of the two deferred payment tranches will be determined based on the proportion of

revenue targets achieved for each period, with settlement in TradeWindow Holdings Limited shares.

Further, there is a shortfall protection mechanism which partially compensates the vendors should

TradeWindow Holdings Limited’s share price be less than a specified level at the time of payment of

each of the deferred tranches. Settlement of this component maybe in shares and/or cash.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

With effect from 1 July 2022, the Group acquired the assets of Auckland based software as a service

company Rfider Limited, for a notional maximum purchase price of NZ$10 million. NZ$2.5 million was

paid in cash on settlement on 29 July 2022. NZ$7.5 million consideration was deferred to be settled in

shares in two tranches of up to NZ$3.75 million each, subject to achievement of revenue targets within

12 and 24 months from settlement, respectively. The Rfider product has since been rebranded as

"TradeWindow Assure+". The acquisition of Rfider provided the Group with a supply chain transparency

solution.

The consideration transferred in the acquisition is generally measured at fair value, as are the identifiable

net assets acquired. Any goodwill that arises is tested annually for impairment. Any gain on a bargain

purchase is recognised in profit or loss immediately. Transaction costs are expensed as incurred, except

if related to the issue of debt or equity securities. Any contingent consideration is measured at fair value

at the date of acquisition. If an obligation to pay contingent consideration that meets the definition of a

financial instrument is classified as equity, then it is not remeasured, and settlement is accounted for

within equity. Otherwise, other contingent consideration is remeasured at fair value at each reporting

date and subsequent changes in the fair value of the contingent consideration are recognised in profit or

loss.

40

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

19Business acquisitions (continued)

Year ended 31 March 2022

Speedi Software Limited (Speedi)

The details of the business combination are as follows:

2022

$

Fair value of consideration transferred

Amount settled in shares (78,794 shares)725,000

Amount settled via cash725,000

Total fair value of consideration transferred

1,450,000

Recognised identifiable net assets

Software1,200,000

Goodwill250,000

Total identifiable net assets

1,450,000

As part of the recognised identifiable net assets, there is a portion of goodwill which has been

recognised. This is composed of intangible benefits such as sales and product synergies.

The strategic rationale for acquiring the business is to integrate into TradeWindow’s suite of solutions

and therefore a separate profit and loss is not maintained and impractical to desegregate.

Rfider contributed $116,463 to the consolidated revenue for the 9 months ended 31 March 2023.

Annualised revenue for the 12 months ended 31 March 2023 is expected to be approximately $155,000.

The business did not have a requirement to prepare NZ IFRS financial statements prior to acquisition.

The strategic rationale for acquiring the business is to integrate into TradeWindow’s suite of solutions

and therefore a separate profit and loss is not maintained and impractical to disaggregate.

As part of the recognised identifiable net assets, there is a portion of goodwill which has been

recognised. This is composed of intangible benefits such as sales and product synergies.

Measurement of fair values - The valuation techniques used for measuring the fair value of material

assets acquired in all business acquisitions during the year were as follows:

Property, Plant and Equipment - as the value of the tangible assets purchased are immaterial, these

have been recognised at the vendor's book value.

Software - where there is no comparable product which TradeWindow could purchase off the shelf to

continue serving its customers, software has been measured based on the estimated development cost

to replicate the acquired software.

These valuations are key accounting estimates.

On 1 October 2021 the Group acquired the assets of Tauranga based border clearance software

company, Speedi Software Limited. The acquisition provided the Group with a cost effective and lower

risk way to acquire customers, capability and extend its ecosystem reach.

The Speedi acquisition contributed $0.3m to the consolidated revenue for the six months ended 31

March 2022. However, the business is not subject to significant seasonality. As such, annualized

revenue for the 12 months ended 31 March 2022 is expected to be approximately $0.6m. The business

did not have a requirement to prepare NZ IFRS financial statements prior to acquisition.

41

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

19Business acquisitions (continued)

Cyberfreight

The details of the business combination are as follows:

2022

$

Fair value of consideration transferred

Amount settled in shares (188,810 shares)1,628,037

Amount settled via cash813,445

Total fair value of consideration transferred

2,441,482

Recognised identifiable net assets

Software1,189,951

Plant and equipment47,921

Prepayments(20,460)

Goodwill1,224,070

Total identifiable net assets

2,441,482

Equity instruments issued - The fair value of the ordinary shares issued was based on the share price

of the company at the date of listing.

Property, Plant and Equipment - as the value of the tangible assets purchased are immaterial, these

have been recognised at the vendor's book value.

Software - where there is no comparable product which TradeWindow could purchase off the shelf to

continue serving its customers, software has been measured based on the estimated development cost

to replicate the acquired software.

These valuations are key accounting estimates.

On 1 April 2021, the Group acquired the assets of Sydney based freight forwarding software company, Hi-

Tech Freight Solutions (Aust.) Pty Limited (“HTFSL”) for AU$2.25 million. The Group also acquired at the

same time the assets of Cyberfreight Solutions Pte. Limited (“CSPL”), a Singaporean company related to

HTFSL for SG$5,000 cash. HTFS and CSPL, were together known as “Cyberfreight”, Cyberfreight has

since been rebranded as "TradeWindow Freight". The acquisition of Cyberfreight provided the Group

with a cost-effective way to amass a high-quality customer base, access to freight management

capabilities, and secure market share in Australia and further afield.

Cyberfreight contributed $1.4 million to the consolidated revenue for the 12 months from 1 April 2021 to

31 March 2022. The business did not have a requirement to prepare NZ IFRS financial statements prior

to acquisition.

The strategic rationale for acquiring the business is to integrate into TradeWindow’s suite of solutions

and therefore a separate profit and loss is not maintained and impractical to desegregate.

As part of the recognised identifiable net assets, there is a portion of goodwill which has been

recognised. This is composed of intangible benefits such as sales and product synergies.

Measurement of fair values - The valuation techniques used for measuring the fair value of material

assets acquired in all business acquisitions during the prior year were as follows:

42

20 Share capital
2023202220232022

Number of

shares

Number of

shares

$$

Shares

86,373,316 5,780,472 31,333,484 6,147,047

26,425,599 1,630,239 14,689,831 15,000,000

- 267,604 - 2,353,037

227,317 79,721 157,261 716,347

- 845,124 - 6,818,964

- 77,428,440 - -

- 100,607 - 92,532

- 241,109 - 205,557

Balance at 31 March113,026,232 86,373,316 46,180,576 31,333,484

Shares issued in respect of employee

share options exercised

2020 Convertible note exchange

Shares issued in respect of 10:1

share exchange on formation of

TWHL (see Note 1)

Staff listing day bonus shares

Shares issued in respect of employee

share options exercised

On 1 April 2021 Trade Window Limited issued 94,405 shares to Douglas Meuross valued at $814,019

and 94,405 shares to Sally Wallace valued at $814,019 as part of the Cyberfreight acquisition, to the total

value of $1,628,037.

On 1 October 2021 Trade Window Limited issued 7,880 shares to Russell and Margaret Beswick valued

at $72,506, 31,517 shares to Andrew Hickton valued at $289,994 and 39,397 shares to RW and MJ

Beswick Trust valued at $362,500 as part of the acquisition of Speedi Software Limited to the total value

of $725,000.

At 31 March 2023, share capital comprised 113,026,232 shares. All issued shares rank equally, are fully

paid and have no par value.

During July 2022 Trade Window Holdings Limited raised $10,000,000 before capital raise expenses, by

way of a private placement (issuing 12,857,142 shares) and a Share Purchase Plan (issuing 1,428,434

shares). A further $5,463,010 before capital raise expenses was raised in Quarter 4 of the 2023 financial

year, resulting in the issuance of 12,140,023 shares. The amount raised in FY 2022 was $15,000,000

before capital raise expenses.

Shares issued in respect of business

acquisitions

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Balance 1 April

Issue of ordinary shares

43

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

20 Share capital (continued)

Share capital policy

Capital management

21 Convertible notes

20232022

$$

Convertible notes

Balance 1 April-6,818,964

(Converted)/Issued to Independent Parties- (4,410,000)

(Converted)/Issued to Related Parties- (2,408,964)

Converted to Share Capital

Balance at 31 March

- -

Convertible notes

Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of ordinary

shares are recognised as a deduction from equity, net of any tax effects.

For the purpose of the Group’s capital management, capital includes issued capital, convertible notes

and all other equity reserves attributable to the equity holders of the parent. The primary objective of the

Group’s capital management is to maximise the shareholder value. The Group manages its capital

structure and makes adjustments in light of changes in economic conditions and the requirements of the

financial covenants. There are no externally imposed capital requirements.

There were no convertible notes issued during the year (2022: $Nil).

44

22 Share based payment arrangements
2019/20 Share Option scheme

Number of options

Weighted

average

Year ended 31 March 2023

317,311 0.00100

-

-

-

(4,483)0.00092

(227,317)0.00092

85,511 0.00092

Comprised of:

Vested (and not exercised)62,695

Granted but not vested22,816

85,511

No options were approved to be issued under the existing scheme since prior to listing on 19 November

2021.

The number and weighted average exercise prices of share options under the employee share option

programmes were as follows:

Outstanding at the beginning of the period

Granted during period

Revoked during period

Exercised at end of 31 March 2023

Outstanding at the end of the Period

Under this plan, grantees have been granted options to purchase ordinary shares at an exercise price

based on the fair value of Trade Window Holdings Limited's shares on the date of the grant as approved

by the directors. Once granted, options vest over a period of time which is stated in the options offer

letter to the grantee. The grantee may exercise an option that has vested at any time during the period

commencing on the date on which the option vested and ending on the expiry date. Under the terms of

the scheme unvested options lapse immediately on termination of service. For a good leaver, as defined,

vested options must be exercised within three months following termination of services, and any options

exercised and converted to shares may be retained. For a bad leaver, as defined, vested options are

cancelled on the leaving date.

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

As at 31 March 2023 the Group had the following share-based payments arrangements.

The Group established a share option programme that entitled senior management to purchase shares

in the Company on 31 October 2019, which was revised on 25 March 2020 and 19 November 2021.

Under this programme, holders of vested options are entitled to purchase shares at the exercise price

specified at grant date. All options are to be settled by the physical delivery of shares.

45

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

22

Year ended 31 March 2022

40,511 0.00864

Granted prior to listing98,801 0.00885

Vested prior to listing(79,721)0.00882

Revoked prior to listing(1,022)0.00864

527,121 0.00092

Revoked after listing(27,170)0.00092

Vested after listing(241,209)0.00092

317,311 0.00100

Comprised of:

Vested (and not exercised)154,106

Granted but not vested163,205

317,311

2022 Share Option schemes

Employees LTI Option Plan

Grant Date Number of

instruments

Exercise

Price

Vesting Date Contractual

life of options

July 2022 1,169,670 Nil 1 July 20255 years

July 2022 54,054 Nil 1 July 20255 years

The key terms and conditions of the share options granted under this programme are as follows, all

options are to be settled by the physical delivery of shares:

Vesting conditions

Subject to hurdle rate of

17.5% per annum growth in

the share price, based on

the issue price.

Must be employed by the

company on vesting date

During the period the Group introduced a share option programme to replace the 2019/20 scheme. The

establishment of the 2022 Share Option Plan is designed to provide long-term incentives for senior

managers (including executive directors) to deliver long-term shareholder value, as well as retain and

motivate participants. Under this programme, participants were issued options at the equivalent price of

$0.74. This price was determined with reference to TWL’s closing share price on 29 July 2022. Under

the terms of the scheme, unvested options lapse on the date employment ceases.

Share based payment arrangements (continued)

Outstanding at the beginning of the period

10:1 Conversion on share exchange

Outstanding at the end of the period

46

Trade Window Holdings Limited
Notes to the consolidated financial statements

For the year ended 31 March 2023

22

Grant Date Number of

instruments

Exercise

Price

Vesting Date Contractual

life of options

Sep 2022 300,000 $0.70 Progressively

over two years

from grant date.

3 years

Number of optionsWeighted

average

exercise price

1,523,724 0.13782

(75,075) -

Vested & exercised at end of 31 March 2023- -

Outstanding at the end of the Period

1,448,649 0.14496

All shares are non-vested as at 31 March 2023.

Expense recognised in profit or loss

Share-based payments policy

The grant-date fair value of equity-settled share-based payment arrangements granted to employees is

generally recognised as an expense, with a corresponding increase in equity, over the vesting period of

the awards. The amount recognised as an expense is adjusted to reflect the number of awards for which

the related service and non-market performance conditions are expected to be met, such that the

amount ultimately recognised is based on the number of awards that meet the related service and non-

market performance conditions at the vesting date. For share-based payment awards with non-vesting

conditions, the grant-date fair value of the share-based payment is measured to reflect such conditions

and there is no true-up for differences between expected and actual outcomes.

Year ended 31 March 2023

Granted during period

Revoked during period

The total expense recognised in the statement of comprehensive income during the year was $257,239

(2022: $725,065).

The number and weighted average exercise prices of share options under the employee share option

programmes were as follows:

Share based payment arrangements (continued)

Non-Executive Directors Option Plan

Also during the period the Group introduced a share option programme for Non-Executive Directors.

Under this programme, holders of vested options are entitled to purchase shares at an exercise price

equal to the VWAP of TradeWindow shares over the 20 Business Day period prior to the date of

issuance of the Options, subject to a floor price of $0.70 per share.

The key terms and conditions of the share options granted under this programme are as follows, all

options are to be settled by the physical delivery of shares:

Vesting conditions

None

47

23
24

25

26

The Group has a contingent liability in 2023 of $1,035,902 relating to R&D tax losses cashed out (2022:

$1,035,902). If the Group becomes profitable in the future, there is a change in the shareholders greater

than 90%, or a liquidation event occurs, it would become payable.

There are no other contingencies.

Subsequent events

On 5 April 2023 the Group announced it had substantially completed employee consultations on

proposed cost reductions to reduce cash usage to a more sustainable level. The Group confirmed the

reduction of roles at the lower end of the 25-35 range provided. The roles are predominantly R&D roles

and do not impact the Group's ability to continue to serve all its current and future customers, meet

market demand and generate revenue from existing solutions.

On 31 March 2023 the Group announced it had entered into a Heads of agreement with nChain for a

$11.1 million strategic investment into TradeWindow – refer

https://www.nzx.com/announcements/409261. As at signing of these financial statements the long form

agreements are being finalised. The final agreement is subject to shareholder approval.

There are no other subsequent events after 31 March 2023 that require disclosure.

Segment reporting

An operating segment is reported in a manner consistent with the internal reporting provided to the chief

operating decision maker ("CODM") on a monthly basis. The CODM, who is responsible for allocating

resources and assessing performance of the operating segment(s) is part of the senior leadership team

and is involved in strategic decision making of the Group. Management has determined there is one

operating segment based on the reports reviewed by the CODM.

The reason for looking at the business as one segment is because of the inter-related nature of the

services and their dependence on the TradeWindow software which cannot be separated between

different products and services. The performance of the operating segment is reviewed by the CODM

and action plans are agreed with the management where necessary to improve performance of the

business.

The reportable operating segment derives its revenues from the provision of software solutions to its

customers. There are no major customers that make up to 10% of revenues. The CODM assesses the

performance of the operating segment from revenue to net income. The total revenue, direct costs,

operating expenses, interest and foreign exchange gains and losses, tax and net income are reviewed.

The amounts reported with respect to segment total assets and liabilities are measured in a manner

consistent with the consolidated statement of financial position. Reportable segment assets and

liabilities are equal to total assets and liabilities hence no reconciliation is required. The majority of the

Group's operations are within New Zealand and there are no other material geographic segments.

Contingencies

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Capital commitments

There are no capital commitments at year end (2022: Nil).

48

27 Earnings per share
20232022

Profit (loss) attributable to ordinary shareholders

(9,780,088)(10,823,622)

Weighted average number of shares

Basic (ordinary shares)99,239,134 86,373,316

Effect of conversion of convertible notes- -

Diluted (ordinary shares plus convertible notes)99,239,134 86,373,316

Basic EPS ($)(0.10)(0.13)

Diluted EPS ($)(0.10)(0.13)

28Cash flow reconciliation20232022

$$

Net profit (loss) after tax

(9,792,829)(10,823,758)

Classification Differences

- Net finance expense105,923 169,673

- Loss on disposal(10,643)28,296

- Make good provision-(64,143)

Statement of financial position movements

- Trade and other receivables (excluding related party)113,603 (1,387,913)

- Contract assets(14,649)(25,880)

- Trade and other payables522,234 795,343

- Contract liabilities93,730 413,774

- Income tax payable(45,008)(7,905)

- Other movements(59,404)(77,749)

Other non-cash items

- Depreciation, amortisation and impairment2,411,844 1,666,826

- Employee share scheme257,239 817,623

- Revaluation of contingent consideration(3,438,000)-

- Tax asset recognised(976,800)-

Net cash from operating activities

(10,832,760)(8,495,813)

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

Basic earnings/(deficit) per share is calculated by dividing the net profit/(loss) for the year attributable

to the parent by the weighted average number of ordinary shares outstanding during the year. The

weighted average number of ordinary shares outstanding during the year is the number of ordinary

shares outstanding at the beginning of the year adjusted by the number of ordinary shares bought

back or issued during the year multiplied by a time-weighting factor. Diluted earnings per share

additionally considers the weighted average number of ordinary shares that would be issued on

conversion of all the dilutive potential ordinary shares into ordinary shares.

The reconciliation of the weighted average number of shares for the purpose of diluted earnings per

share to the weighted average number of ordinary shares used in the calculation of basic earnings per

share is below.

The earnings per share for the year ended 31 March was as follows:

49

29Reconciliation of liabilities arising from financing activities
Lease

liabilities

Long-term Short-termTotal

$$$$

1 April 2022

1,382,044 1,764,473 486,248 3,632,765

Cashflows:

- Repayment(509,771) - (468,256) (978,027)

- Interest(59,094) - (140,970) (200,064)

Non-cash:

- Reclassification- (511,588) 511,588 -

- Effects of movements in exchange rates

1,025 - -

1,025

- Interest59,094 12,000 140,970 212,064

Balance at 31 March 2023873,298 1,264,885 529,580 2,667,763

Year ended 31 March 2022

Opening balance39,704 1,220,147 489,864 1,749,715

Cashflows:

- Repayment(380,563) - (616,288) (996,851)

- Proceeds- 1,145,000- 1,145,000

- Interest(53,180) - (89,660) (142,840)

Non-cash:

- Reclassification- (612,672) 612,672 -

- Remeasurement1,722,903 - - 1,722,903

- Interest53,180 11,998 89,660 154,838

Balance at 31 March 20221,382,044 1,764,473 486,248 3,632,765

Trade Window Holdings Limited

Notes to the consolidated financial statements

For the year ended 31 March 2023

The changes in liabilities arising from financing activities can be classified as follows:

50

Interest register
Albertus J Smith

Trade Window Origin LimitedDirector

TradeWindow Services LimitedDirector

Trade Window LimitedDirector

Trade Window Pty LimitedDirector

Trade Window Pte LimitedDirector

Trade Window CNCO Pte Limited (ceased November 2022)Director

Trade Window Incorporated Director

Kerry M Friend

Tomadachi No.2 TrustTrustee and Shareholder in TWHL

Trade Window Nominees LimitedDirector

Trade Window LimitedDirector

TradeWindow Services LimitedDirector

Northpower LimitedDirector

Northpower Fibre LimitedDirector

Alasdair J MacLeod

Trade Window LimitedDirector

Silverstripe LimitedChair

Napier Port Holdings Limited and subsidiary Napier Port Limited (ceased December 2022)Chair

Hold Fast Investments LimitedChair

Silverstripe Trustees LimitedDirector

Big Brothers Big Sisters Hawke's Bay Chair

IHC- Board Appointments Committee Independent Director

Hawkes Bay Regional Economic Development Agency Chair

Diana M Puketapu

Trade Window LimitedDirector

Napier Port Holdings Limited and subsidiary Napier Port LimitedDirector

Ngati Porou Holding Company Limited (and subsidiaries) Director

Tamaki Regeneration Company Limited (and subsidiaries) Director

Manawanui Support LimitedDirector

DNA Designed LimitedDirector

New Zealand Cricket Director

New Zealand Olympic Committee Chair

Trade Window Holdings Limited

General disclosures

For the year ended 31 March 2023

In accordance with Section 140(2) of the Companies Act, the directors named below have made a

general disclosure of interest by a general notice disclosed to the Board and entered in the Company's

interests register. General notices given by directors which remain current as at 31 March 2023 are as

follows:

51

Trade Window Holdings Limited
General disclosures

For the year ended 31 March 2023

Interest register (continued)

Philip J Norman

Straker Translations Limited (ASX listed) Shareholder/Options Holder

Task Group Holdings Limited (NZX & ASX listed) Director/Shareholder

Task Retail Pty LimitedDirector

Just Life Group Limited (NZX listed) Director

Trade Window Limited Director

Plexure Limited Director

VMob IP Limited Director

VMob Singapore Pte Limited Director

Xero Limited (ASX listed) Shareholder

Loyalty New Zealand Limited Director

Nortek Management Services Limited Director/Shareholder

TruScreen Limited (NZX listed) Shareholder

MyWave Holdings Limited Shareholder

Touchpoint Group Limited Director/Shareholder/Options Holder

Bright Spark Innovations GP Limited Options Holder

Atrax Group New Zealand Limited  Advisory Board Member

Francis (Peter) J Webb

Ngatoto Trust Limited Trustee

Masambri Holdings Limited Director

IVS Group Holdings Limited Director

Independent Verification Services Limited Director/CEO

IVS Training Limited Director/CEO

IVS Labs Limited Director/CEO

Project 42 Limited Director

Ontracknz 2020 Limited Director

Trade Window Origin Limited Director

Tradewindow Limited Shareholder

Willomane Limited Director

52

Trade Window Holdings Limited
General disclosures

For the year ended 31 March 2023

Directors remuneration

Director and

consulting fees

Salary

ESOP

$$$

Albertus J Smith- 343,000 20,161

Kerry M Friend- 202,656 8,011

Alasdair J MacLeod105,533 - 5,921

Diana M Puketapu74,833 - 5,921

Philip J Norman74,167 - 5,921

Employee remuneration

100,001 - 110,000

110,001 - 120,000

120,001 - 130,000

130,001 - 140,000

140,001 - 150,000

150,001 - 160,000

160,001 - 170,000

170,001 - 180,000

180,001 - 190,000

200,001 - 210,000

210,001 - 220,000

220,001 - 230,000

230,001 - 240,000

290,001 - 300,000

340,001 - 350,000

350,001 - 360,000

Donations

1

1

1

During the year ended 31 March 2023, the Group made donations of $Nil (2022: $Nil).

1

1

3

1

2

1

4

80,088

No directors fees were paid to directors of subsidiary entities.

Trade Window Holdings Limited and our subsidiaries have employees in New Zealand, Australia and

Singapore. Our pay levels reflect the different market rates in each country and region. The overseas

remuneration amounts are converted into New Zealand dollars. Noted in the table below are employees

who received remuneration and other benefits that exceed NZ $100,000:

Remuneration including share-based

remuneration ($)

Number of employees

(Total: 46)

8

8

6

3

1

4

80,754

As required by Section 211 of the Companies Act 1993 we disclose the following information:

The persons who held office as directors of Trade Window Holdings Limited at any time during the year

ended 31 March 2023 and their remuneration, are as follows:

Total

$

363,161

210,667

111,454

53

© 2023 KPMG, a New Zealand Partnership and a member firm of the KPMG global organization of independent member firms affiliated with KPMG International Limited, a private
English company limited by guarantee. All rights reserved.

Independent Auditor’s Report

To the shareholders of Trade Window Holdings Limited

Report on the audit of the consolidated financial statements

Opinion

In our opinion, the consolidated financial statements

of Trade Window Holdings Limited (the ’ company’)

and its subsidiaries (the 'group') on pages 3 to 50

present fairly, in all material respects:

i.the Group’s financial position as at 31 March

2023 and its financial performance and cash

flows for the year ended on that date;

ii.in accordance with New Zealand Equivalents to

International Financial Reporting Standards and

International Financial Reporting Standards

issued by the New Zealand Accounting

Standards Board.

We have audited the accompanying consolidated

financial statements which comprise:

— the consolidated statement of financial position

as at 31 March 2023;

— the consolidated statements of comprehensive

income, changes in equity and cash flows for

the year then ended; and

— notes, including a summary of significant

accounting policies.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (‘ISAs (NZ)’). We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We are independent of the group in accordance with Professional and Ethical Standard 1 International Code of

Ethics for Assurance Practitioners (Including International Independence Standards) (New Zealand) issued by

the New Zealand Auditing and Assurance Standards Board and the International Ethics Standards Board for

Accountants’ International Code of Ethics for Professional Accountants (including International Independence

Standards) (‘IESBA Code’), and we have fulfilled our other ethical responsibilities in accordance with these

requirements and the IESBA Code.

Our responsibilities under ISAs (NZ) are further described in the Auditor’s responsibilities for the audit of the

consolidated financial statements section of our report.

Other than in our capacity as auditor we have no relationship with, or interests in, the group.

Material uncertainty related to going concern

We draw attention to Note 1 in the consolidated financial statements, which indicates for the year ended 31

March 2023 the Group reported a loss of $9.8 million, had negative operating cashflows of $10.8 mil and is

projected to continue to incur expenditure more than revenue for a period of at least 12 months from the date of

issuing these financial statements. Should the Group not, achieve its financial forecasts, raise sufficient debt

and/or equity financing to fund projected cashflow deficits and continue to have support of its bankers and

shareholders, the Group may not be able to continue as a going concern and realise the value in its assets and

discharge its liabilities in the normal course of business and may therefore do so at different values from those

recorded in the Group’s financial statements. As stated in Note 1, these events or conditions indicate that a

material uncertainty exists that may cast significant doubt on the company’s ability to continue as a going

concern. Our opinion is not modified in respect of this matter.

54

55
Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements in the current period. Except for the matter described in the material

uncertainty related to going concern, we summarise below those matters and our key audit procedures to

address those matters in order that the shareholders as a body may better understand the process by which we

arrived at our audit opinion. Our procedures were undertaken in the context of and solely for the purpose of our

statutory audit opinion on the consolidated financial statements as a whole and we do not express discrete

opinions on separate elements of the consolidated financial statements.

The key audit matter How the matter was addressed in our audit

Revenue recognition

Refer to Note 3.1 to the Consolidated Financial

Statements.

The Group has several revenue streams, and

the revenue recognition policy for each stream

is different. We focused on this area because

the recognition of revenue in accordance with

NZ IFRS 15 involves judgement and the

outcome has a significant impact on profit or

loss and the financial position of the Group.

Also, there is a risk of overstatement of

revenues through premature revenue

recognition or recording fictitious revenues to

meet budgets and/or market guidance.

Our audit procedures included, among others: -

— Assessing whether the Group’s revenue recognition

policy is in compliance with NZ IFRS 15;

— Reviewing any changes or new contractual terms and

conditions entered into with new customers or new

material revenue streams during the period to identify

any poten

tial impact on performance obligations required

to satisfy the contract;

— Selecting a sample of invoices issued during the year

and agreeing to supporting documents to ensure that

revenue is appropriately recognised;

— Selecting a sample of invoices and credit notes issued

immediately after year-end to ensure revenue is

recognised in the correct period;

— Selecting a sample of deferred revenue balances and

agreeing these to supporting documents; and

— Performing high risk journal entry testing with the criteria

specifically targeting unusual entries to revenue

accounts.

We did not identify any matters that indicated that revenue is

materially misstated.

Business acquisitions

Refer to Note 19 to the Consolidated Financial

Statements.

On 29 July 2022, the Group acquired the

business and assets of Rfider Limited for a

notional purchase price of $10 million which is

subject in part to various future performance

obligations being met.

As a result of the acquisition, the Group

recognised definite life intangible assets of $2.9

million, Deferred Tax Liability of $0.7 million and

Goodwill of $4.8 million. Contingent

Our audit procedures included, among others: -

— Assessing whether the business acquisition has been

appropriately accounted for in accordance with

applicable financial reporting standards and reflects the

terms and conditions of the sale and purchase

agreement.

— Involving our internal valuation specialists to support us

in challenging the valuations produced by the Group and

the methodologies used to identify the fair value of

assets and liabilities acquired and fair value of

consideration paid. In particular, assessing the

56
The key audit matter How the matter was addressed in our audit

consideration of $4.7 million was recognised on

acquisition.

The accounting for these transactions is

complex due to the significant judgements and

estimates that are required to determine the

values of the consideration transferred and the

identification and measurement of the fair value

of the assets acquired and liabilities assumed.

Due to the size and complexity of the

acquisition, we considered this to be a key audit

matter.

methodologies and key assumptions used to determine

the fair value of the software (intangible assets) and

contingent consideration, which included challenging

management’s assumptions on the estimated cost to

develop the software, and assumptions associated with

forecast objectives being met as stipulated in the sale

and purchase agreement.

— Evaluating the adequacy of the financial statement

disclosures, including disclosures of key assumptions,

judgements, and sensitivities.

We did not identify any factors that were materially

inconsistent with management’s overall conclusion.

Other information

The Directors, on behalf of the group, are responsible for the other information included in the entity’s Annual

Report. Our opinion on the consolidated financial statements does not cover any other information and we do not

express any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements our responsibility is to read the other

information and, in doing so, consider whether the other information is materially inconsistent with the consolidated

financial statements, or our knowledge obtained in the audit or otherwise appears materially misstated. If, based

on the work we have performed, we conclude that there is a material misstatement of this other information, we

are required to report that fact. We have nothing to report in this regard.

Use of this independent auditor’s r eport

This independent auditor’s report is made solely to the shareholders as a body. Our audit work has been

undertaken so that we might state to the shareholders those matters we are required to state to them in the

independent auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or

assume responsibility to anyone other than the shareholders as a body for our audit work, this independent

auditor’s report, or any of the opinions we have formed.

Responsibilities of the Directors for the consolidated

financial statements

The Directors, on behalf of the company, are responsible for:

— the preparation and fair presentation of the consolidated financial statements in accordance with generally

accepted accounting practice in New Zealand (being New Zealand Equivalents to International Financial

Reporting Standards) and International Financial Reporting Standards issued by the New Zealand

Accounting Standards Board;

— implementing necessary internal control to enable the preparation of a consolidated set of financial

statements that is free from material misstatement, whether due to fraud or error; and

57
— assessing the ability to continue as a going concern. This includes disclosing, as applicable, matters related

to going concern and using the going concern basis of accounting unless they either intend to liquidate or to

cease operations or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the consolidated

financial statements

Our objective is:

— to obtain reasonable assurance about whether the financial statements as a whole are free from material

misstatement, whether due to fraud or error; and

— to issue an independent auditor’s report that includes our opinion.

Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance

with ISAs NZ will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error. They are considered material if, individually or in the aggregate, they

could reasonably be expected to influence the economic decisions of users taken on the basis of these

consolidated financial statements.

A further description of our responsibilities for the audit of these consolidated financial statements is located at

the External Reporting Board (XRB) website at:

http://www.xrb.govt.nz/standards-for-assurance-practitioners/auditors-responsibilities/audit-report-1/

This description forms part of our independent auditor’s report.

The engagement partner on the audit resulting in this independent auditor's report is Aaron Woolsey.

For and on behalf of

KPMG

Auckland

30 May 2023

---

Trade Window Limited
Level 4, Partners Life Building, 33 – 45 Hurstmere Road, Takapuna, Auckland 0622

info@tradewindow.io

www.tradewindow.io




Results announcement

30 May 2023


Results for announcement to the market

Name of issuer Trade Window Holdings Limited (“TWL”)

Reporting Period 12 months to 31 March 2023

Previous Reporting Period 12 months to 31 March 2022

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$4,920 Up 27%

Total Revenue $5,736 Up 18%

Net profit/(loss) from

continuing operations

($9,793) Decrease of 10%

Total net profit/(loss) ($9,793) Decrease of 10%

Interim/Final Dividend

Amount per Quoted Equity

Security

Trade Window is currently investing for future growth and during

this phase does not propose to pay dividends.

Not applicable Not applicable

Record Date Not applicable

Dividend Payment Date Not applicable

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.02 $0.05

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood


Authority for this announcement

Name of person


authorised

to make this announcement

Deidre Campbell

Contact person for this

announcement

Deidre Campbell, CFO

Contact phone number 021 272 4008

Contact email address deidre@tradewindow.io

Date of release through MAP


30 May 2023


Audited financial statements accompany this announcement.

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.