Cleansing Notice

News Release
For release: 16 January 2024
Issue of A$2.285 billion of Subordinated
Notes
Notice under section 708A(12H)(e) of the
Corporations Act 2001 (Cwlth)
Today Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (“ANZBGL”)
will issue A$1.435 billion floating subordinated notes and A$850 million fixed to floating
subordinated notes (A$2.285 billion in aggregate) each due January 2034 pursuant to its
Australian dollar debt issuance programme (together, the “Subordinated Notes”).
The Subordinated Notes convert into fully paid ordinary shares of ANZ Group Holdings Limited
(ABN 16 659 510 791) (“ANZGHL”) (“ANZGHL Ordinary Shares”) where the
Australian Prudential Regulation Authority (“APRA”) determines this to be necessary on
the grounds that ANZBGL would otherwise become non-viable.
This notice is given jointly by ANZBGL and ANZGHL. It is a cleansing notice prepared for the
purposes of section 708A(12H)(e) of the Corporations Act 2001 (Cwlth) (“Corporations
Act”) (as inserted by ASIC Corporations (Regulatory Capital Securities) Instrument 2016/71)
to enable ANZGHL Ordinary Shares or Approved NOHC

Ordinary Shares
1
issued on conversion
of the Subordinated Notes to be freely tradeable without further disclosure and includes:
1.the description of the rights and liabilities attaching to the Subordinated Notes that is
contained in the “Conditions of the Securities” section of the Information Memorandum
dated 9 August 2023 that was lodged by ANZBGL with the Australian Securities Exchange
(“ASX”) on that day (“Information Memorandum”);
2.in Schedule 1, commercial particulars of the Subordinated Notes, extracted from the
Pricing Supplements for the Subordinated Notes dated 15 January 2024; and
3.the description of the rights and liabilities attaching to ANZGHL Ordinary Shares that is
contained in the “Description of the ANZGHL Ordinary Shares to be issued upon
Conversion of Subordinated Notes that are subject to Conversion” section of the
Information Memorandum.
Words and expressions defined in the Information Memorandum have the same meanings in
the remainder of this cleansing notice unless the contrary intention appears.
1
Refe r to the Information Memorandum fo r the meaning of “Approved NOHC Ordinary Shares” in the
context of the Subordinated Notes.
ANZ Group Holdings Limited ABN 16 659 510 791
Australia and New Zealand Banking Group Limited ABN 11 005 357 522
ANZ Centre Melbourne, Level 9A, 833 Collins Street, Docklands VIC 3008

The issue of Subordinated Notes by ANZBGL will not have a material impact on ANZBGL’s or
ANZGHL’s financial position. If a Non-Viability Trigger Event occurs and ANZGHL issues
ANZGHL Ordinary Shares, the impact of Conversion on the ANZGHL would be to increase
ANZGHL’s shareholders’ equity. The number of ANZGHL Ordinary Shares issued on
Conversion is limited to the Maximum Conversion Number. The Maximum Conversion Number
is 194.0994 ANZGHL Ordinary Shares per Subordinated Note (with a Principal Amount of
A$1,000), based on the Issue Date VWAP
2
of A$25.76.
As a disclosing entity, ANZGHL is subject to regular reporting and disclosure obligations under
the Corporations Act and ASX Listing Rules. Broadly, these obligations require ANZGHL to
prepare and lodge with the Australian Securities and Investments Commission (“ASIC”) both
yearly and half yearly financial statements and to report on its operations during the relevant
accounting period, and to obtain an audit or review report from its auditor.
Copies of documents lodged with ASIC may be obtained from or inspected at an ASIC office.
ANZGHL must ensure that the ASX is continuously notified of information about specific
events and matters as they arise for the purposes of the ASX making the information available
to the Australian securities market. In this regard, ANZGHL has an obligation under the ASX
Listing Rules (subject to certain exceptions) to notify the ASX immediately of any information
concerning it of which it becomes aware, which a reasonable person would expect to have a
material effect on the price or value of its quoted securities.
ANZGHL will provide a copy of any of the following documents free of charge to any person
who requests a copy before the Subordinated Notes are issued:
•the Information Memorandum;
•any continuous disclosure notices given by ANZGHL in the period after the lodgement of
the annual financial report of ANZGHL for the year ended 30 September 2023 and before
the date of this notice;
•ANZGHL’s annual financial report for the year ended 30 September 2023; and
•ANZGHL’s constitution.
All written requests for copies of the above documents should be addressed to:
Investor Relations Department
Australia and New Zealand Banking Group Limited
ANZ Centre Melbourne
Level 10
833 Collins Street
Docklands Vic 3008
Approved for distribution by ANZ’s Continuous Disclosure Committee.
NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION IN WHOLE OR IN PART IN OR
INTO THE UNITED STATES OF AMERICA
This notice is not a prospectus or other disclosure document in relation to the Subordinated
2
Average of the daily volume weighted average sale prices of ANZGHL Ordinary Shares. Refer to the
Information Memorandum for the meaning of “Issue Date VWAP” in the context of the Subordinated
Notes.

Notes, and does not constitute an offer or invitation for the Subordinated Notes or any
ANZGHL Ordinary Shares for issue or sale in Australia. Subordinated Notes are only available
for sale to persons in Australia in circumstances where disclosure is not required in accordance
with Part 6D.2 and the sale is not to a retail client for the purposes of Chapter 7 of the
Corporations Act. The securities have not been, and will not be, registered under the U.S.
Securities Act of 1933, as amended (“US Securities Act”) or the securities laws of any state
of the United States or any jurisdiction, and the securities may not be offered or sold in the
United States or to, or for the account or the benefit of, U.S. persons (as defined in Regulation
S under the US Securities Act) unless an exemption from the registration requirements of the
US Securities Act is available and the offer and sale is in accordance with all applicable state
securities laws of any state of the United States. This notice is not an offer or invitation to
any U.S. persons.

SCHEDULE 1 – Commercial particulars of the Subordinated Notes

1


PRICING SUPPLEMENT


AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED
(Australian Business Number 11 005 357 522)
(Incorporated with limited liability in Australia)



Australian Dollar
Debt Issuance Programme


Series No: 180
Tranche No: 1

A$1,435,000,000 Floating Rate Subordinated Notes due 16 January 2034
Issue Price: 100 per cent.



Dealer: Australia and New Zealand Banking Group Limited

The date of this Pricing Supplement is 15 January 2024

2
This document constitutes the Pricing Supplement relating to the issue of the Notes described herein.
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth
in the Information Memorandum dated 9 August 2023. This Pricing Supplement contains the final terms
of the Notes and must be read in conjunction with the Information Memorandum, as supplemented as
at the Issue Date.
1 Issuer: Australia and New Zealand Banking Group
Limited
2 (i) Series Number: 180
(ii) Tranche Number: 1
(if fungible with an existing Series, include
details of that Series, including the date on
which the Notes become fungible)

3 Specified Currency: Australian Dollars (“A$”)
4 Aggregate Principal Amount:
(i) Tranche: A$1,435,000,000
(ii) Series: A$1,435,000,000
5 (i) Issue Price: 100 per cent. of the Aggregate Principal
Amount
(ii) Net proceeds: A$ 1,435,000,000
6 Specified Denomination(s) (and
Principal Amount):
A$1,000 in each case as it may be adjusted in
accordance with Condition 7.4
The minimum aggregate consideration
payable in respect of an offer or invitation in
Australia or any offer or invitation received in
Australia must be no less than A$500,000 (or
its equivalent in an alternate currency, in each
case, disregarding moneys lent by the offeror
or its associates) unless the offer or invitation
otherwise does not require disclosure to
investors under Part 6D.2 (disregarding
section 708(19)) or Chapter 7 of the
Corporations Act. In every case, an offer or
invitation must not be to a retail client (as
defined in section 761G of the Corporations
Act).
7 (i) Issue Date: 16 January 2024
(ii) Interest Commencement Date: Issue Date
8 Maturity Date: Interest Payment Date falling on or nearest to
16 January 2034
9 Interest Basis: 3 month BBSW + 1.95 per cent. Floating Rate
(Further particulars specified below)

3
10 Redemption/Payment Basis: Redemption at Par
11 Change of Interest or
Redemption/Payment Basis:
Not Applicable
12 Put/Call Options: Call Option
(Further particulars specified below)
13 Status of the Notes: Subordinated Notes
14 Listing: None
15 Method of distribution: Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
16 Fixed Rate Note Provisions: Not Applicable
17 Floating Rate Note Provisions: Applicable
(i) (a) Interest Period(s): Not Applicable (For the avoidance of doubt
the defined term in Condition 1.1 applies)
(b) Interest Payment Dates: 16 January, 16 April, 16 July and 16 October
in each year commencing on 16 April 2024 up
to, and including, the date on which the
Subordinated Notes are redeemed, in each
case subject to adjustment in accordance with
the Business Day Convention
(c) Interest Period Date if not an
Interest Payment Date:
Not Applicable
(ii) Business Day Convention: Modified Following Business Day Convention
(iii) Manner in which the Rate(s) of
Interest is/are to be determined:
BBSW Rate Determination
(iv) Calculation Agent responsible for
calculating the Rate(s) of Interest
and Interest Amount(s):
Australia and New Zealand Banking Group
Limited
(v) Screen Rate Determination: Not Applicable
(vi) Margin(s): +1.95 per cent. per annum
(vii) Minimum Rate of Interest: Not Applicable
(viii) Maximum Rate of Interest: Not Applicable
(ix) Rate Multiplier Not Applicable
(x) Day Count Fraction: Actual/365 (fixed)
(xi) Fall back provisions, rounding
provisions, denominator and any
other terms relating to the method of
Not Applicable

4
calculating interest on Floating Rate
Notes, if different from those set out
in the Conditions:
18 Zero Coupon Note Provisions: Not Applicable
19 Linear interpolation: Not Applicable
20 Index Linked Interest Note Provisions: Not Applicable
PROVISIONS RELATING TO REDEMPTION
21 Call Option: Applicable
Any early redemption will be subject to the
prior written approval of APRA. Subordinated
Noteholders should not expect that APRA’s
approval will be given for any redemption of
Subordinated Notes.
(i) Option Exercise Date(s) (if other
than as set out in the Conditions):
Not Applicable
(ii) Optional Redemption Date(s): 16 January 2029 and every Interest Payment
Date thereafter up to (but excluding) the
Maturity Date, in each case subject to
adjustment in accordance with the Business
Day Convention
The Optional Redemption Date must not be
earlier than 5 years from the Issue Date.
(iii) Optional Redemption Amount(s) and
method, if any, of calculation of such
amount(s):
Redemption at Par, as it may be adjusted in
accordance with Condition 7.4
(iv) If redeemable in part: Not Applicable
(a) Minimum Redemption Amount: Not Applicable
(b) Maximum Redemption Amount: Not Applicable
22 Put Option: Not Applicable
23 Final Redemption Amount: Par, as it may be adjusted in accordance with
Condition 7.4
24 Early Redemption Amount:
Early Redemption Amount(s) payable on
redemption for taxation reasons, or a
Regulatory Event (if applicable, for
Subordinated Notes only) or on Event of
Default and/or the method of calculating the
same (if required or if different from that set
out in the Conditions).
Par, as it may be adjusted in accordance with
Condition 7.4
25 Redemption for Regulatory Event
(Subordinated Notes only):
Applicable

5
Any early redemption will be subject to the
prior written approval of APRA.
Subordinated Noteholders should not expect
that APRA’s approval will be given for any
redemption of Subordinated Notes.
26 Redemption for taxation reasons: Any early redemption will be subject to the
prior written approval of APRA.
Subordinated Noteholders should not expect
that APRA’s approval will be given for any
redemption of Subordinated Notes.
Condition 6.2(a): Applicable (Note that Condition 6.2(a)
applies automatically).
Condition 6.2(b) (Subordinated Notes
only):
Applicable
Condition 6.2(c) (Subordinated Notes
only):
Applicable
PROVISIONS APPLICABLE TO SUBORDINATED NOTES
27 Subordinated Notes: Applicable
28 Write-Off: Not Applicable
(Where “Not Applicable” is specified at this
paragraph 28, this is without prejudice to the
application of Condition 8.5 where
“Applicable” is specified at paragraph 29)
29 Conversion: Applicable
(i) CD: 1.00%
(ii) VWAP Period: 5 Business Days
30 Alternative Conversion Number: Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE SECURITIES
31 Form of Notes: Registered
32 Record Date: 7 days
33 Additional Financial Centre(s) (for the
purposes of the “Business Day”
definition) or other special provisions
relating to Interest Payment Dates:
Not Applicable
34 Public Offer Test compliant: Yes

6
35 Details relating to Instalment Notes,
including Instalment Amount(s) and
Instalment Date(s):
Not Applicable
36 Consolidation provisions: Not Applicable
37 Governing law: State of Victoria and Commonwealth of
Australia
38 Other terms or special conditions: Not Applicable
DISTRIBUTION
39 If syndicated, names of Lead
Managers and the Dealers:
Not Applicable
40 If non-syndicated, name of Dealer: Australia and New Zealand Banking Group
Limited
41 Additional selling restrictions: Selling restrictions are set out in the
Information Memorandum in the section
headed “Subscription and Sale” except that
the “Singapore” sub-section is replaced with
the following:
Singapore
This Information Memorandum has not been
registered as a prospectus with the Monetary
Authority of Singapore. Accordingly, this
Information Memorandum or any other
document or material in connection with the
offer or sale, or invitation for subscription or
purchase, of the Notes, may not be circulated
or distributed, nor may the Notes be offered or
sold, or be made the subject of an invitation
for subscription or purchase, whether directly
or indirectly, to any person in Singapore other
than (i) to an institutional investor (as defined
in Section 4A of the Securities and Futures
Act 2001 of Singapore, as modified or
amended from time to time (the "SFA"))
pursuant to Section 274 of the SFA or (ii) to
an accredited investor (as defined in Section
4A of the SFA) pursuant to and in accordance
with the conditions specified in Section 275 of
the SFA.
OPERATIONAL INFORMATION
42 ISIN:

AU3FN0084026
43 Common Code: 274783893
44 Any clearing system(s) other than
Austraclear and the relevant
identification number(s):
The Securities will be lodged in the
Austraclear system. Securities may also be
held and transacted in the Euroclear and
Clearstream systems.

7
RATINGS
A rating is not a recommendation by any rating organisation to buy, sell or hold Notes and may
be subject to revision or withdrawal at any time by the assigning rating organisation.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in this Pricing Supplement.
Signed on behalf of the Issuer:
By: ....................................................
Signed by Adrian Went, Group Treasurer as attorney under power of attorney dated 24
November 2022 in accordance with section 126(1) of the Corporations Act 2001 (Cth)

1


PRICING SUPPLEMENT


AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED
(Australian Business Number 11 005 357 522)
(Incorporated with limited liability in Australia)



Australian Dollar
Debt Issuance Programme


Series No: 179
Tranche No: 1

A$850,000,000 Fixed to Floating Rate Subordinated Notes due 16 January 2034
Issue Price: 100 per cent.



Dealer: Australia and New Zealand Banking Group Limited

The date of this Pricing Supplement is 15 January 2024

2
This document constitutes the Pricing Supplement relating to the issue of the Notes described herein.
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in
the Information Memorandum dated 9 August 2023. This Pricing Supplement contains the final terms of
the Notes and must be read in conjunction with the Information Memorandum, as supplemented as at the
Issue Date.
1 Issuer: Australia and New Zealand Banking Group
Limited
2 (i) Series Number: 179
(ii) Tranche Number: 1
(if fungible with an existing Series, include
details of that Series, including the date on
which the Notes become fungible)

3 Specified Currency: Australian Dollars (“A$”)
4 Aggregate Principal Amount:
(i) Tranche: A$850,000,000
(ii) Series: A$850,000,000
5 (i) Issue Price: 100 per cent. of the Aggregate Principal
Amount
(ii) Net proceeds: A$850,000,000
6 Specified Denomination(s) (and
Principal Amount):
A$1,000 in each case as it may be adjusted in
accordance with Condition 7.4
The minimum aggregate consideration
payable in respect of an offer or invitation in
Australia or any offer or invitation received in
Australia must be no less than A$500,000 (or
its equivalent in an alternate currency, in each
case, disregarding moneys lent by the offeror
or its associates) unless the offer or invitation
otherwise does not require disclosure to
investors under Part 6D.2 (disregarding
section 708(19)) or Chapter 7 of the
Corporations Act. In every case, an offer or
invitation must not be to a retail client (as
defined in section 761G of the Corporations
Act).
7 (i) Issue Date: 16 January 2024
(ii) Interest Commencement Date: Issue Date
8 Maturity Date: Interest Payment Date falling on or nearest to
16 January 2034
9 Interest Basis: From, and including, the Issue Date to, but
excluding, 16 January 2029: 5.888 per cent.
Fixed Rate

3
From, and including, 16 January 2029 to, but
excluding, the Maturity Date: 3 month BBSW
+ 1.95 per cent. Floating Rate
(Further particulars specified below)
10 Redemption/Payment Basis: Redemption at Par
11 Change of Interest or
Redemption/Payment Basis:
Applicable
From, and including, the Issue Date to, but
excluding, 16 January 2029: Fixed Rate
From, and including, 16 January 2029 to, but
excluding, the Maturity Date: Floating Rate
(Further particulars specified below)
12 Put/Call Options: Call Option
(Further particulars specified below)
13 Status of the Notes: Subordinated Notes
14 Listing: None
15 Method of distribution: Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
16 Fixed Rate Note Provisions: Applicable from, and including, the Issue Date
to, but excluding, 16 January 2029
(i) Rate of Interest: 5.888 per cent. Per annum payable semi-
annually in arrear in respect of the period
from, and including, the Issue Date to, but
excluding, 16 January 2029
(ii) Interest Payment Date(s): 16 January and 16 July in each year
commencing on 16 July 2024 up to, and
including, 16 January 2029, subject to
adjustment for payment purposes only in
accordance with the Business Day
Convention
(iii) Fixed Coupon Amount: Not Applicable
(iv) Broken Amount(s): Not Applicable
(v) Business Day Convention: Following Business Day Convention
(vi) Day Count Fraction: RBA Bond Basis
(vii) Other terms relating to the method of
calculating interest for Fixed Rate
Notes:
Not Applicable

4
17 Floating Rate Note Provisions: Applicable from, and including, 16 January
2029 to, but excluding, the Maturity Date
(i) (a) Interest Period(s): Not Applicable (For the avoidance of doubt
the defined term in Condition 1.1 applies)
(b) Interest Payment Dates: 16 January, 16 April, 16 July and 16 October
in each year commencing on 16 April 2029 up
to, and including, the date on which the
Subordinated Notes are redeemed, subject to
adjustment in accordance with the Business
Day Convention
(c) Interest Period Date if not an
Interest Payment Date:
Not Applicable
(ii) Business Day Convention: Modified Following Business Day Convention
(iii) Manner in which the Rate(s) of
Interest is/are to be determined:
BBSW Rate Determination
(iv) Calculation Agent responsible for
calculating the Rate(s) of Interest
and Interest Amount(s):
Australia and New Zealand Banking Group
Limited
(v) Screen Rate Determination: Not Applicable
(vi) Margin(s): +1.95 per cent. per annum
(vii) Minimum Rate of Interest: Not Applicable
(viii) Maximum Rate of Interest: Not Applicable
(ix) Rate Multiplier Not Applicable
(x) Day Count Fraction: Actual/365 (fixed)
(xi) Fall back provisions, rounding
provisions, denominator and any
other terms relating to the method of
calculating interest on Floating Rate
Notes, if different from those set out
in the Conditions:
Not Applicable
18 Zero Coupon Note Provisions: Not Applicable
19 Linear interpolation: Not Applicable
20 Index Linked Interest Note Provisions: Not Applicable
PROVISIONS RELATING TO REDEMPTION
21 Call Option: Applicable
Any early redemption will be subject to the
prior written approval of APRA. Subordinated
Noteholders should not expect that APRA’s

5
approval will be given for any redemption of
Subordinated Notes.
(i) Option Exercise Date(s) (if other
than as set out in the Conditions):
Not Applicable
(ii) Optional Redemption Date(s): 16 January 2029 and every Interest Payment
Date thereafter up to, but excluding, the
Maturity Date, in each case subject to
adjustment in accordance with the Business
Day Convention
The Optional Redemption Date must not be
earlier than 5 years from the Issue Date.
(iii) Optional Redemption Amount(s) and
method, if any, of calculation of such
amount(s):
Redemption at Par, as it may be adjusted in
accordance with Condition 7.4
(iv) If redeemable in part: Not Applicable
(a) Minimum Redemption Amount: Not Applicable
(b) Maximum Redemption Amount: Not Applicable
22 Put Option: Not Applicable
23 Final Redemption Amount: Par, as it may be adjusted in accordance with
Condition 7.4
24 Early Redemption Amount:
Early Redemption Amount(s) payable on
redemption for taxation reasons, or a
Regulatory Event (if applicable, for
Subordinated Notes only) or on Event of
Default and/or the method of calculating the
same (if required or if different from that set
out in the Conditions).
Par, as it may be adjusted in accordance with
Condition 7.4
25 Redemption for Regulatory Event
(Subordinated Notes only):
Applicable
Any early redemption will be subject to the
prior written approval of APRA.
Subordinated Noteholders should not expect
that APRA’s approval will be given for any
redemption of Subordinated Notes.
26 Redemption for taxation reasons: Any early redemption will be subject to the
prior written approval of APRA.
Subordinated Noteholders should not expect
that APRA’s approval will be given for any
redemption of Subordinated Notes.
Condition 6.2(a): Applicable (Note that Condition 6.2(a)
applies automatically).

6
Condition 6.2(b) (Subordinated Notes
only):
Applicable
Condition 6.2(c) (Subordinated Notes
only):
Applicable
PROVISIONS APPLICABLE TO SUBORDINATED NOTES
27 Subordinated Notes: Applicable
28 Write-Off: Not Applicable
(Where “Not Applicable” is specified at this
paragraph 28, this is without prejudice to the
application of Condition 8.5 where
“Applicable” is specified at paragraph 29)
29 Conversion: Applicable
(i) CD: 1.00%
(ii) VWAP Period: 5 Business Days
30 Alternative Conversion Number: Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE SECURITIES
31 Form of Notes: Registered
32 Record Date: 7 days
33 Additional Financial Centre(s) (for the
purposes of the “Business Day”
definition) or other special provisions
relating to Interest Payment Dates:
Not Applicable
34 Public Offer Test compliant: Yes
35 Details relating to Instalment Notes,
including Instalment Amount(s) and
Instalment Date(s):
Not Applicable
36 Consolidation provisions: Not Applicable
37 Governing law: State of Victoria and Commonwealth of
Australia
38 Other terms or special conditions: Not Applicable
DISTRIBUTION
39 If syndicated, names of Lead
Managers and the Dealers:
Not Applicable
40 If non-syndicated, name of Dealer: Australia and New Zealand Banking Group
Limited

7
41 Additional selling restrictions: Selling restrictions are set out in the
Information Memorandum in the section
headed “Subscription and Sale” except that
the “Singapore” sub-section is replaced with
the following:
Singapore
This Information Memorandum has not been
registered as a prospectus with the Monetary
Authority of Singapore. Accordingly, this
Information Memorandum or any other
document or material in connection with the
offer or sale, or invitation for subscription or
purchase, of the Notes, may not be circulated
or distributed, nor may the Notes be offered
or sold, or be made the subject of an
invitation for subscription or purchase,
whether directly or indirectly, to any person in
Singapore other than (i) to an institutional
investor (as defined in Section 4A of the
Securities and Futures Act 2001 of
Singapore, as modified or amended from time
to time (the "SFA")) pursuant to Section 274
of the SFA or (ii) to an accredited investor (as
defined in Section 4A of the SFA) pursuant to
and in accordance with the conditions
specified in Section 275 of the SFA.
OPERATIONAL INFORMATION
42 ISIN: AU3CB0305928
43 Common Code: 274782889
44 Any clearing system(s) other than
Austraclear and the relevant
identification number(s):
The Securities will be lodged in the
Austraclear system. Securities may also be
held and transacted in the Euroclear and
Clearstream systems.
RATINGS
A rating is not a recommendation by any rating organisation to buy, sell or hold Notes and may
be subject to revision or withdrawal at any time by the assigning rating organisation.

8
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in this Pricing Supplement.
Signed on behalf of the Issuer:
By: ....................................................
Signed by Adrian Went, Group Treasurer as attorney under power of attorney dated 24
November 2022 in accordance with section 126(1) of the Corporations Act 2001 (Cth)