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Fletcher Building announces HY24 Results

Half Year Results13 February 2024FBUMaterials

Fletcher Building Limited, Private Bag 92114, Auckland 1142, 810 Great South Road, Penrose, Auckland 1061, New Zealand

Fletcher Building announces HY24 Results


Auckland, 14 February 2024: Fletcher Building Limited today announced its financial

results for the first half of FY24.


• Revenue of $4,248 million, down 1% from $4,284 million in HY23

• EBIT before significant items of $264 million, down 27% from $360 million in HY23

• EBIT margin of 6.2%, down from 8.4% in HY23

• Net Loss After Tax of $120 million (incl. $180 million flagged legacy provisions and

$122 million non-cash write-down on Tradelink) compared to Net Profit After Tax of

$92 million in HY23

• Underlying trading cash flows robust on good working capital management offset

by legacy cash impact


Fletcher Building chief executive Ross Taylor said: “Against the backdrop of materially

weaker trading conditions, particularly in the NZ residential sector where volumes

declined 20%, Group revenue of $4,248 million was in line with the prior period’s $4,284

million. EBIT before significant items was $264 million, compared to $360 million in the

prior period. The Group reported a net loss after tax of $120 million, compared to a profit

of $92 million in the prior period. Disappointingly, the result was heavily impacted by the

$165 million significant items provision on the New Zealand International Convention

Centre announced on 5 February and a $122 million non-cash impairment and write-

down on the Tradelink Australia business.”


In New Zealand, revenue for the materials and distribution divisions (Building Products,

Concrete and Distribution) was 8% lower than HY23. However, this compares to overall

market volumes which were 15% lower compared to HY23. The market decline was

driven primarily by the residential sector, which weakened by around 20%, to which

these divisions have a 60% exposure.


Mr. Taylor said: “In a more challenging trading environment, the New Zealand materials

and distribution divisions performed solidly. Gross margins remained robust at 29.3%

(HY23: 30.3%), with the reduction versus HY23 primarily due to a shift in revenue mix

towards the lower-margin commercial and infrastructure sectors. The divisions

proactively managed price and costs to help offset increased competitive intensity and

ongoing inflationary pressure.


“For our Residential and Development division, the house sales market was a relative

bright spot in New Zealand, with improved buyer activity, especially first-home buyers,



Fletcher Building Limited, Private Bag 92114, Auckland 1142, 810 Great South Road, Penrose, Auckland 1061, New Zealand

and a stabilising of house prices after 18 months of decline. Fletcher Residential

increased EBIT to $41 million (HY23: $33 million), with 419 units taken to profit compared

to 189 in HY23.


“A particular highlight of the half was the performance of the Australian division which

delivered EBIT and EBIT margin broadly in line with HY23 despite a softer market.

Effective price disciplines and a shift toward higher-margin products saw the gross

margin lift to 33.1% (HY23: 31.9%) and overhead costs were 3% lower than the prior

period.


“A full review of the Australian Tradelink

®

business over the half year combined with

disappointing results led to a $122 million non-cash impairment and write-down in its

carrying value. We have concluded that whilst we believe there is a compelling

opportunity for Tradelink, further ownership of the business is not in line with the

strategic objectives of Fletcher Building. Consequently, we intend to commence a

divestment process for Tradelink shortly.


“Cash flows from operating activities for the Group were an outflow of $126 million,

compared to an outflow of $203 million in the prior period. The materials and distribution

divisions produced strong first half trading cash flows of $253 million compared to $206

million in HY23, driven by good working capital management and despite the lower

earnings.


“Regarding the ongoing Perth plumbing issues, our testing and expert reports on

causation continue to show that that the leaks are caused by installation failures and

that there is no manufacturing defect. We remain committed to developing a workable

and appropriate industry solution.


“Given the current market conditions, the expected legacy cash outflows and in line with

the Company’s dividend policy, the Board has made the prudent decision to not declare

and pay an interim dividend in order to maintain our balance sheet settings.


“As we look ahead to the remainder of the year, we expect FY24 Group EBIT before

significant items to be in a range of $540 million to $640 million, with the mid-point

assuming a continuation of current market conditions for the balance of FY24.”


“Finally, I would again like to express my appreciation to our dedicated team for their

hard work and commitment, to our customers for their trust and loyalty, and to our

shareholders for their ongoing support.”

#Ends



Fletcher Building Limited, Private Bag 92114, Auckland 1142, 810 Great South Road, Penrose, Auckland 1061, New Zealand


Authorised by:

Ashleigh Harding

Company Secretary


For further information please contact:


MEDIA

Christian May

General Manager – Corporate Affairs

+64 21 305 398

Christian.May@fbu.com

INVESTORS AND ANALYSTS

Aleida White

Head of Investor Relations

+64 21 155 8837

Aleida.White@fbu.com

---

Fletcher Building Limited
Fletcher Building

Half Year Results to

31 December 2023

14 February 2024

Important Information
ThispresentationhasbeenpreparedbyFletcherBuildingLimitedanditsgroupofcompanies(“FletcherBuilding”)forinformationalpurposes.Thisdisclaimerappliestothis

documentandtheverbalorwrittencommentsofanypersonpresentingit.

Thispresentationprovidesadditionalcommentonthe2024InterimFinancialResultsdated14February2024.Assuch,itshouldbereadinconjunctionwithandsubjecttothe

explanationsandviewsgiveninthatdocument.Unlessotherwisespecified,allinformationisforthesixmonthsended31December2023.

Incertainsectionsofthispresentation,FletcherBuildinghaschosentopresentcertainfinancialinformationexclusiveoftheimpactofsignificantitems.Anumberofnon-GAAP

financialmeasuresareusedinthispresentationwhichareusedbymanagementtoassesstheperformanceofthebusinessandhavebeenderivedfromFletcherBuilding’sfinancial

statementsforthesixmonthsended31December2023.Youshouldnotconsideranyofthesestatementsinisolationfrom,orasasubstitutefortheinformationprovidedinthe

FinancialStatementsforthesixmonthsended31December2023,whichareavailableatwww.fletcherbuilding.com.

TheinformationinthispresentationhasbeenpreparedbyFletcherBuildingwithduecareandattention,however,neitherFletcherBuildingnoranyofitsdirectors,employees,

shareholdersnoranyotherpersongivenanyrepresentationsorwarranties(eitherexpressorimplied)astotheaccuracyorcompletenessoftheinformationandtothemaximum

extentpermittedbylaw,nosuchpersonshallhaveanyliabilitywhatsoevertoanypersonforanyloss(including,withoutlimitation,arisingfromanyfaultornegligence)arising

fromthispresentationoranyinformationsuppliedinconnectionwithit.

Thispresentationmaycontainforwardlookingstatements,thatisstatementsrelatedtofuture,notpast,eventsorothermatters.Forwardlookingstatementsmayinclude

statementsregardingourintent,belieforcurrentexpectationsinconnectionwithourfutureoperatingorfinancialperformance,ormarketconditions.Suchforwardlooking

statementsarebasedoncurrentexpectations,estimatesandassumptionsandaresubjecttoanumberofrisksanduncertainties,includingmaterialadverseevents,significantone-

offexpensesandotherunforeseeablecircumstances.Thereisnoassurancethatresultscontemplatedinanyoftheseprojectionsandforwardlookingstatementswillbe

realised.Actualresultsmaydiffermateriallyfromthoseprojected.Exceptasrequiredbylaw,ortherulesofanyrelevantstockexchangeorlistingauthority,nopersonisunderany

obligationtoupdatethispresentationatanytimeafteritsreleaseortoprovidefurtherinformationaboutFletcherBuilding.

Theinformationinthispresentationdoesnotconstitutefinancialproduct,legal,financial,investment,taxoranyotheradviceorarecommendation.

Page 2| Fletcher Building Limited Half Year Results Presentation| © February 2024

Fletcher Building Limited
Agenda

1. ResultsOverviewRoss Taylor

2. Market ContextBevan McKenzie

3.Financial ResultsBevan McKenzie

4.OutlookRoss Taylor

HY24 summary
Margins, costs & cash flows well-controlled; earnings impacted by tough trading environment & sig items

➔HY24 performance

➔Revenues solid overall but tough trading conditions vs. 1H23, esp. in NZ residential sector volumes -20%

➔Group EBIT $264m, lower YoY due to weaker markets; partly offset by cost-out & higher Fletcher ResiEBIT

➔Group EBIT margin 6.2% with resilient Materials & Distribution EBIT margin of 7.4% in context of activity levels

➔Net loss $120m –impacted by disappointing $180m provisions on legacy projects & $122m Tradelink non-cash

write-down; decision made to divest Tradelink

➔Trading cash flows (ex legacy) $176m –material uplift YoY from effective working capital management

➔Leverage ratio 1.8x in line with prior guidance, liquidity strong at c.$0.9b

➔FY24 outlook

➔FY24 Group EBIT guidance to be in a range of $540m-$640m, with the mid-point assuming a continuation of

current market conditions for the balance of FY24

➔NZICC on track for completion in 2024; WA pipes industry solution, risks to manage

Performance

through

the cycle

Note: EBIT, EBIT margin and Trading Cash Flow are before significant items

Page 4| Fletcher Building Limited Half Year Results Presentation| © February 2024

HY24 results at a glance
Revenue mix change YoY and lower EBIT from market volume decline; sales uplift in Fletcher Residential

Revenue ($b)

EBIT

1

($m)

3.5

4.3

3.2

4.2

Materials & Dist.Group

HY23HY24

▪Group revenue flat YOY, with higher revenues in Resi& Devt and

Construction, offset by lower revenues in Materials & Distn

▪Materials & Distnrevenues c.$270m lower YoY and EBIT $78m

lower YoY due to materially weaker market volumes (c.$100m EBIT

impact), partly offset by cost-out. EBIT margin solid at 7.4% given

strong price competition & higher mix of comm/infra revenue

▪Resi& Devtrevenue up c.$130m YoY and ResiEBIT $8m higher YoY

as NZ housing market improves with strong sales in lower house

price categories; Industrial Devt EBIT nil in 1H24 ($16m in 1H23)

impacting EBIT margin

▪Construction revenue up c.$50m YoY, EBIT $10m lower, earnings

seasonally weighted to 2H24; EBIT margin dilutive to Group

▪Group ROFE slightly below ≥15% target; but higher funds base

from investments

339

360

261

264

Materials & Dist.Group

HY23HY24

Page 5| Fletcher Building Limited Half Year Results Presentation| © February 2024

HY24 trading highlights

1. Before significant items; Materials & Distribution EBIT Margin is calculated on gross revenue

2. Return on Funds Employed (ROFE) is EBIT excluding significant items to average funds (net debt and equity less deferred tax asset)

Note: Measures before significant items are non-GAAP measures used by management to assess the performance of the business & have been derived from

Fletcher Building Limited’s financial statements for the period ended 31 December 2023. Details of sig items can be found in note 2.1 of the financial statements

EBIT Margin (%)

1

ROFE

1,2

(%)

8.9%

8.4%

7.4%

6.2%

Materials & Dist.Group

HY23HY24

17.8%

13.8%

HY23HY24

HY24 results at a glance
Strong trading cash flow outside of FCC legacy projects, reflecting tight control of working capital

Trading Cash ex Legacy ($m

1

)

Trading Cash ($m)

▪Trading cash impacted by Construction legacy cash outflows of

$295m due to NZICC steel remediation costs

▪Trading cash ex Legacy:

•Materials & distribution trading cash

1

strong at $253m,

+$47m ahead of 1H23 despite lower earnings. Reflects tight

control of inventories and receivables

•Resi& Devtmaterially improved YoY as investments in land

and build WIP tightly managed; market valuation of Resiland

+$300m higher than book value

▪Group net capex in line with guidance, above base capex reflects

growth investments & final stage of WWB plant (fully operational)

▪Group leverage ratio moved to 1.8x as flagged, driven by legacy

cash-flows & above base capex, remains within target 1x-2x range

▪Liquidity remains strong at $0.9b

Page 6| Fletcher Building Limited Half Year Results Presentation| © February 2024

(63)

176

HY23HY24

(107)

(148)

HY23HY24

Leverage (Net Debt/EBITDA

1

)

1.2x

1.8x

FY23HY24

Group Net Capex ($m)

82

108

210

79

HY23HY24

Base & otherAbove Base

292

187

2

1. Before significant items

2. HY24 Base & other = Base capex of $111m less proceeds on disposal of PPE of $3m; HY23 Base & other = Base capex of $87m less proceeds

on disposal of PPE of $5m

HY24 trading highlights

HY24 results at a glance
Earnings impacted by legacy provisions and Tradelink write-down

Net Earnings after sig items ($m)

203

117

HY23HY24

Net Earnings before sig items ($m)

Page 7| Fletcher Building Limited Half Year Results Presentation| © February 2024

▪Net Loss of $120m impacted by $180m legacy provisions and

$122m Tradelink write-down

▪The Company dividend policy is to target a payoutin the range of

50% to 75% of net earnings before significant items and having

regard to available cash flows

▪In line with the Company’s dividend policy, the Board has not

declared an interim dividend for HY24

EPS before sig items (cps)

25.9

14.9

HY23HY24

92

(120)

HY23HY24

Basic EPS (cps)

11.7

(15.3)

HY23HY24

HY24 trading highlights

Balanced Scorecard
Continuing to drive safety culture and lowering our carbon emissions

Safety

Total Recordable Injury

Frequency Rate

1

1. TRIFR = Total no. of recorded injuries per million hours worked. Does not include Restricted Work Injuries; CY = Calendar Year

2. Carbon Emissions are ‘000 Tonnes Combined Scope 1 and Scope 2 emissions for Group; Carbon Emissions Intensity = FBU CO

2

Tonnes for every $1m

of revenue. ISO 14064-1; CY = Calendar Year

Sustainability

1,213

1,003

153

118

-15

5

25

45

65

85

105

125

145

165

-

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

FY18CY23

Carbon (CO

2

) Emissions&

Intensity

2

▪94% (920) of sites injury free

in HY24; 5 businesses injury

free

▪TRIFR stable, amongst best

in class globally

▪>3,400 Risk Containment

Sweeps & 6,300 Critical

Control Verifications

▪On track for 30% lower carbon

by 2030; targeting net zero by

2050

▪74% of product revenue from

products with sustainability

certifications

▪CDP rating of A for our supply

chain engagement & B for our

emissions

▪DJ Sustainability

TM

Australia

Index member; Member of

S&P Sustainability Yearbook

5.0

3.4

3.1

3.5

FY21FY22FY23CY23

Page 8| Fletcher Building Limited Half Year Results Presentation| © February 2024

Customer
Net Promoter Score

1

Balanced Scorecard

Customer NPS and People engagement continue to trend positively

36

40

48

FY22FY23HY24

1. Net Promoter Score (NPS) measures how satisfied our customers are with our business (excludes the Group JV’s and associates)

2. DIFOT = Delivered In Full On Time

3. Leadership includes all employees that are classified as frontline leaders, leaders of leaders, GMs & CEs

Engagement

Employee Engagement Rating

23

26

30

FY22FY23HY24

▪Strong HY24 NPS of 48, up

8pt from FY23; on track to

our target NPS ≥ 55

▪Continued focus on product

& customer service offerings,

product availability & DIFOT

2

▪Ongoing competitive

benchmarking NPS

programme (customers &

non-customers)

▪Digital remains a top priority

across the group

▪Continued improvement, on

track to our target eNPS> 40

(global upper quartile)

▪Women in leadership

3

roles

improved to 21% in 1H24

moving us towards our target

of 30% by FY27

Page 9| Fletcher Building Limited Half Year Results Presentation| © February 2024

Divisional Performance
Solid underlying results in tough market with strong focus on aligning cost base to current market

EBIT

1

Margin

12.3%

HY23: 14.6%

4.2%

HY23: 6.7%

11.1%

HY23: 14.5%

5.4%

HY23: 5.3%

(0.1)%

HY23: 1.4%

11.7%

HY23: 22.4%

Distribution

Building

Products

Concrete

Construction

2

Residential and

Development

Australia

Division

1. Before significant items

2. Construction EBIT before significant items in 1H23 is prior to elimination of $4m intra-group margin on the construction of WWB plant

EBIT

1

$70m

HY23: $81m

$35m

HY23: $65m

$78m

HY23: $111m

$78m

HY23: $82m

$(1)m

HY23: $9m

$41m

HY23: $49m

▪Building Products, Distribution and Concrete materially softer

volumes in NZ resisector. Price & cost well managed despite strong

competition and inflation of c.5% p.a. Gross Margin held within

1%pt of 1H23, and overhead costs reduced by 1% YoY

▪AustraliaEBIT

1

and EBIT margin

1

solid YoY despite lower market &

poor Tradelink result. Price and costs well managed, divisional gross

margins +1%pt & overhead costs 3% lower YoY; we intend to

commence a divestment process for Tradelink

▪Residential & Development unit sales higher (419 vs. 189 in 1H23),

house prices now stabilising. Ind DevtEBIT nil in 1H24 vs. $16m in

1H23, main reason for lower divisional margin

▪Constructionseasonally weighted to H2, 1H24 result impacted by

remedial costs in Higgins. Order book quality remains strong

Page 10| Fletcher Building Limited Half Year Results Presentation| © February 2024

HY24 trading highlights

WA plumbing update
Testing complete; leaks are caused by installation practices

➔Testing of Pro-Fit pipe with Typlexresin for causation has completed

➔Experts’ advice on causation has been received and confirms the leaks are caused by installation practices

➔Iplex has inspected hundreds of homes and continues to see the same installation failures and the same correlation between them and a leak as

described in our Oct 2023 presentation

➔Based on recent information from builders, Iplex has decreased its estimate of the total number of Perth homes built with TyplexPro-Fit pipes to

c.15,000

1

(down from ~17,500 in Oct 2023).

➔Update on number of affected homes (i.e. homes with TyplexPro-Fit pipes which have reported a leak to Iplex):

➔Perth:~2,200(which includes an estimate for BGC as it does not provide Iplex with data)

➔Rest of Australia: 37

➔No change to provision, but risk remains

➔There are circumstances, including a recall, where the financial impact could be significantly material and adverse to the Group

➔Iplex is committed to engaging with others to develop and deliver a pragmatic industry solution

➔Even if adopted, an industry solution would not preclude legal options for any party

1. Estimate, given not all builders provide Iplex with data

Page 11| Fletcher Building Limited Half Year Results Presentation| © February 2024

WA plumbing update
Testing and expert reports

Page 12| Fletcher Building Limited Half Year Results Presentation| © February 2024

Iplex has completed 24 different types of tests across 900 pipe samples -multiple local and external labs

The expert reports of Ross Brown, Dr.Lucy Bakerand Prof. Graeme George have been received and submitted to WA Consumer Protection

In combination, these tests and experts have concluded:

➔The Pro-fit pipes conform to Australian Standards;

➔There is no manufacturing defect;

➔The observed plumbing installation failures, either in isolation or combination, create excessive stress on the pipes and pipework system, which is the cause of

the failures;

➔But for these installation failings, the Pro-fit pipes would perform as expected; with compliant conditions, there are no differences in performance

characteristics as between Pro-fit pipe manufactured from Typlexresin or the Basellresin;

➔The change to Typlexresin from Basellresin has not caused the pipe to fail;

➔The analysis and ultimate conclusions in the ScheirsReport (BGC's expert) are without foundation, incorrect (both in methodology and interpretation), and

demonstrate a failure to properly consider all relevant factors when seeking to determine the cause(s) of failure; and

➔The theories proposed by Dr. Haberecht(DEMIRS’ consultant) have been disproven by the evidence.

While causation is clear and all Iplex pipes conform to Australian Standards, Iplex is conducting other tests with an international laboratory to try to emulate the

conditions and poor installations practices seen in Western Australian homes and so isolate the same mode of failures and thesame rate of failures as between resin

types. To date, it has not been able to do so. The results of these tests, which are likely to take months to be obtained,may help identify further repair initiatives

for the industry solution that is needed to effectively and efficiently address the plumbing failures that are occurring.

WA plumbing update
The data from Perth homes shows installation is the cause

Page 13| Fletcher Building Limited Half Year Results Presentation| © February 2024

➔In the last 9 months, Iplex has collected data from 505 homes (270 by its own plumbers and 235 by other builders/plumbers).

➔BGC has continued to not provide access to homes, information about their leaks or pipes for inspection or testing

➔Data Iplex has collected itself (which has been reviewed by an external independent plumber expert) shows:

➔the same correlation between poor installation and leaks as described in October;

➔if a home leaks, on average, first leak is about 3 years from construction;

➔trends imply that most homes will not leak; and

➔homes leaking for the first time are declining.

Extrapolating that data to all WA builds, Iplex expects fewer homes to leak in the future than have already leaked.

WA plumbing update
This remains a Perth problem

Page 14| Fletcher Building Limited Half Year Results Presentation| © February 2024

➔Pro-Fit with Typlex resin was first produced in mid 2017 and was the

bulk of the supply from then

➔The rate of plumbing failures alone points to local construction

practices compared to all other Australian markets

➔Failure rates between builders in Perth also differ materially, again

pointing to variability in installation practice

Estimated homes built with TyplexPro-fit

PerthRest of AU

c.15k homes

1

c.15k homes

1. This assumption is not verified, but reduction from Oct’23 based on public statements by BGC

14.6%0.24%

~2,20037

Homes

leaked in

last 2 years

WA plumbing update
Key updates across three workstreams

▪Our A$15m interim investigation fund is

less than 50% drawn

▪39 parties registered across Perth refuses)

▪Working to plan:

▪Streamlined claims process

▪Homes repaired quickly

▪More than 1,300 repairs funded at a

cost of c.$2.5m

▪Ongoing encouragement to builders and

plumbersto use the Fund to expedite

repairs for homeowners

▪Independent expert reports into causation

completed and confirm:

▪The observed plumbing installation

failures cause the leaks

▪There is no manufacturing defect

▪Pro-fit pipes conform to Australian

Standards

▪Where required, nearly 200 full ceiling

pipe replacements across multiple

builders so far

▪Largely completed the trial phase of leak

detector installation; positive feedback

with trial producing learnings about

settings

▪Wall pipe mapping and non-destructive

tile removal trials advancing

▪Pipere-lining trialled in a Perth demo

home;testing now being conducted to

measure performance & service life.

Commercial terms and regulatory

approvals still required

1

Page 15| Fletcher Building Limited Half Year Results Presentation| © February 2024

ESTABLISHING CAUSATION

2

INDUSTRY SOLUTION

3

SUPPORT CUSTOMERS &

HOMEOWNERS

1

1. These lined pipes were removed from the trial home and are not in service

WA plumbing update
Regulatory Update: Recall is not the solution

Page 16| Fletcher Building Limited Half Year Results Presentation| © February 2024

➔WA Regulatory investigation

➔The WA Consumer Protection’s investigation into whether there is evidence to support a recommendation to the Minister to recall the product

is ongoing. While nothing formal has been advised, we expect its final stages to occur in March 2024.

1

➔Recall

➔Iplex has submitted that the threshold for a recall has not been met and is therefore not supportable. On the evidence, there is no reason to

remove all the pipe; most homes will not leak.

➔Arecall is not the remedy for installation failures

➔A proportionate industry response

➔Homeowners need the industry to provide a solution,prioritising those most in need

➔Industry led and sustainably financed

➔Does not need to be prefaced on a finding of fault but will need to be scalable and practical to be embraced

➔Iplex reiterates its commitment to working with Industry to design, develop and roll such a solution out quickly

➔Based on its data and the trends it has drawn (and using BGC’s cost estimates), Iplex believes a viable and appropriate industrysolution is available.

If it is agreed, it would involve rectification costs (not other costs or losses) of around $100m for the industry, which would be incurred over an

estimated 5-6 years

1. A recall does not depend on whether the product is defective, but whether the Minister concludes there is a risk of injury and suppliers are

not doing enough

Fletcher Building Limited
Agenda

1. ResultsOverviewRoss Taylor

2. Market ContextBevan McKenzie

3.Financial ResultsBevan McKenzie

4. OutlookRoss Taylor

HY24 Market Context –New Zealand Materials & Distribution
NZ market c.15% lower vs. HY23, driven mainly by weaker resisector; FB revenues have held up solidly

Page 18| Fletcher Building Limited Half Year Results Presentation| © February 2024

1 M&D = Materials & Distribution = Building Products, Concrete and Distribution divisions

NZ M&D

1

Market Volumes HY24 vs HY23

Initial OutlookWhat we’ve seen in H1

Residential

c.20%c.12%

Commercial &

Infrastructure

(incl. rural)

c.7%c.4%

Overall

NZ M&D

Market

c.15%c.8%

▪FB NZ materials & distribution businesses revenue are c.60%

residential, c.40% commercial & infrastructure exposed

▪Resisector weakened materially in HY24, esp. 2Q24 and esp. larger

builders of new homes

▪Comm & infra sectors relatively solid, though comm. activity slowed

through HY24 and some roading work delayed. Rural market very

weak on reduced agricultural spend

▪Ongoing destocking evident in some channels in HY24, mainly pipes

and steel

▪FB has held share, revenues down 8% in an overall market down

15%

HY24 Market Commentary –NZ Materials & Distribution

FB NZ M&D revenue -8%

HY24 Market Context –Australia Materials & Distribution
AU market activity broadly in line with expectations, FB revenues solid

Page 19| Fletcher Building Limited Half Year Results Presentation| © February 2024

Residential

c.7%c.10%

Commercial &

Infrastructure

c.9%c.3%

Overall

AU M&D

Market

c.8%c.8%

AU Market Volumes HY24 vs HY23

Initial OutlookWhat we’ve seen in H1

▪FB AU businesses are c.60% residential, c.40% commercial &

infrastructure exposed

▪Resisector demand in finishing trades & renovation market held

up solidly, though run-rate softened in final two months of 1H24

▪Comm & infra project work weakened in our key sectors, notably

water projects for Iplex

▪FB revenues solid: down 6% in an overall market down 8%

FB AU revenue -6%

HY24 Market Commentary –AU Materials & Distribution

NB: fall-outs between conditional agreement and final settlement
(i.e. sales that don’t complete) average 1-2 per week.

HY24 Market Context –New Zealand Housing

Improved housing market in past 12 months has supported higher sales volumes of c.20 units per week

13

12

20

19

2H221H232H231H24

Fletcher Residential Average Weekly Sales

(Conditional Agreements Signed Per Week)

Page 20| Fletcher Building Limited Half Year Results Presentation| © February 2024

▪Despite ongoing elevated interest rates, market conditions

improved through 2H23 –esp. among first home buyers in

lower/mid market where Fletcher Residential is focused –and

sales momentum continued into 1H24

▪Chart shows average weekly house sales agreements signed by

Fletcher Residential through calendar 2022 & 2023. On average,

c.90% of these agreements convert into completed sales

▪House prices fell 15-20% from the peak in late-2021 to mid-2023.

Prices stabilised in 1H24 & showing slight improvement (low single

digit increases) in some developments. Overall, average prices in

1H24 were c.6% lower than 1H23

▪180 contracts already executed to settle in 2H24; expect FY24 Resi

sales target of c.900 units

Fletcher Building Limited
Agenda

1. ResultsOverviewRoss Taylor

2. Market ContextBevan McKenzie

3.Financial ResultsBevan McKenzie

4.OutlookRoss Taylor

Income Statement
Net earnings impacted by market activity and one-off costs related to legacy Construction & Tradelink

Income statement

NZ$m

Dec 2022

6 months

Dec 2023

6 monthsVar

Revenue4,2844,248(1%)

EBITDA before significant items540455(16%)

EBIT before significant items360264(27%)

Significant items(154)(308)NM

EBIT206(44)NM

Lease interest expense(30)(32)7%

Funding costs(39)(62)59%

Tax (expense) / benefit(34)21NM

Non-controlling interests(11)(3)(64%)

Net earnings / (loss)92(120)NM

Basic earnings per share before sig items (cents)25.914.9(42%)

Basic earningsper share (cents)11.7(15.3)NM

Dividends per share (cents)18.0-

▪EBIT

1

decline reflects softer operating environment, esp. NZ resi

sector

▪Input cost inflation remained elevated in the period: average c.5%

vs. 1H23

▪Significant items of $308m mainly relate to $165m NZICC provision

& Tradelink write-down of $122m

▪Funding costs $62m on higher borrowings & interest costs, as

flagged

▪Effective tax rate

1

of 29.4% in 1H24

1. Before significant items

Page 22| Fletcher Building Limited Half Year Results Presentation| © February 2024

HY24 income statement

Spotlight on Gross Margins & Overhead Costs –Materials & Distribution Divisions
Gross margins solid despite price pressure and ongoing COGS inflation; good overhead cost management

Gross Margin (%)

Overhead

1

Costs ($m)

30.3%

29.3%

HY23HY24

▪Building Products, Concrete, Distribution –

generally good price recovery of COGS inflation.

Gross margins slightly lower in 1H24 due to:

higher comm/infra vs. resisales mix, competitive

pressure in NZ Distn, higher WWB depreciation &

Steel inventory devaluation. Overhead costs

lower YoY despite inflationary pressure and

c$10m additional overheads in 1H24 from

acquisitions of Tumu, Urban Quarry, and Waipapa

▪Australia–gross margins benefiting from push

into higher-value segments, strong overhead cost

control in inflationary environment

Commentary

Building

Products,

Concrete,

Distribution

Australia

31.9%

33.1%

HY23HY24

448

442

HY23HY24

416

403

HY23HY24

1. Warehousing, Distribution and Selling, General & Administration costs

Page 23| Fletcher Building Limited Half Year Results Presentation| © February 2024

Cash flow
Underlying trading cash flows of $176m materially improved vs. 1H23; legacy cash impact significant

Cash flow

NZ$m

Dec 2022

6 months

Dec 2023

6 months

EBIT before significant items360264

Depreciation and amortisation180191

Lease principal payments and lease interest paid(127)(132)

Provisions and other(19)1

Trading cash flow before working capital movements394324

Working capital movements excl. legacy projects(457)(148)

Trading cash flow excluding legacy & significant items(63)176

Legacy projects cash flow(28)(295)

Significant items cash flow(16)(29)

Trading cash flow(107)(148)

Add: lease principal payments97100

Less: cash tax paid(154)(21)

Less: funding costs paid(39)(57)

Cash flows from operating activities(203)(126)

▪Underlying trading cash flow of $176m materially ahead of 1H23

▪Materials & distribution divisions: trading cash flow $253m vs

$206m in 1H23 despite lower earnings, good working capital mgmt

▪Resi& Devt: trading cash outflows of $31m, materially improved

vs. $229m outflow in 1H23. Limited new land commitments made,

some developments paused pending improved market

▪Construction:legacy projects cash outflow primarily from NZICC;

2H24F outflow of c.$150m

▪Cash tax payments lower due to legacy projects

▪Funding costs paid higher in 1H24 driven by elevated interest rates

& higher level of debt drawdowns

Page 24| Fletcher Building Limited Half Year Results Presentation| © February 2024

HY24 cash flows

Working Capital
Significant improvement vs. prior period through strong focus on receivables and inventory management

Page 25| Fletcher Building Limited Half Year Results Presentation| © February 2024

HY24 working capital

▪Materials & distribution divisions –significantly improved 1H24

working capital performance

▪Good receivables collections and low bad debts despite

deteriorating customer liquidity; DSO

1

flat on 1H23 at 41 days

▪Inventory typically builds in H1, stocks being actively managed

in line with market activity

▪Creditor balances reduced in line with lower sales; no change

in underlying supplier credit terms

▪Resi& Devtland stock payments (c.$110m) from prior land

commitments, offset by reduction in WIP through higher house

sales. Market valuation of Resiland at Dec-23 remains c.$300m

higher than book value

▪Construction (ex legacy) good cash generation in BPC offset by

temporary c.$20m bitumen purchases in Higgins as supply model

transitions from local to offshore sourcing

1. Days Sales Outstanding

Cash flow working capital movements

NZ$m

Dec 2022

6 months

Dec 2023

6 months

Materials and Distribution Divisions

•Debtors75150

•Inventories(58)3

•Creditors(194)(211)

Materials and Distribution Divisions(177)(58)

Residential and Development(270)(72)

Construction excluding legacy projects(10)(18)

Cash flow working capital movements excl. legacy(457)(148)

Capex
FY24 base capex in line with prior guidance, growth capex profile moderated

Capex and Investments

NZ$m

Dec 2022

6 months

Dec 2023

6 months

Base capex87111

Above Base: WWB new plant5731

Above Base: growth capex & investments15348

Less: Proceeds on disposal of PPE(5)(3)

Net Capex292187

Other capex: Vivid Living912

Total Capex and Investments301199

Page 26| Fletcher Building Limited Half Year Results Presentation| © February 2024

▪Base

1

capex (incl. ERP investment) expected to be c.$240m in

FY24, in line with prior guidance

▪Above Base growth capex

▪In flight growth projects continue on Laminex NZ wood panels

plant, automated Frame & Truss, Steel and Concrete / circular

▪Some growth capex deferred in light of tougher market

environment

▪Expect FY24 growth capex of c.$150m vs. prior guidance of

c.$250m

▪WWB new plant –fully operational, minor capex planned for 2H24

Investment focus

1. Base capex includes maintenance spend, manufacturing automation improvements, ERP improvements, data & analytics and

customer-facing eCommerce tools; and focus on cost & carbon emissions reduction

Net Debt
Increased debt levels due to legacy outflows

Page 27| Fletcher Building Limited Half Year Results Presentation| © February 2024

1. Other includes: Significant items trading cash $29m, FX/Hedging adjustment $(8m) & Net minority contribution $(4m)

2. Trading cash flow before working capital movements

Net Debt: Jun 23 to Dec 23 (NZ$m)

1,412

1,949

324

58

72

313

57

199

21

124

17

Net Debt

Jun-23

M&D and

Corporate

Working Cap

Resi & Dev't

Working

Capital

Construction

Working

Capital

Funding

Costs

Net

Capex &

Investments

Tax paidDividendOtherTrading

Cash

Net Debt

Dec-23

1

2

Leverage
Increase to upper end of range as flagged, maintain headroom under banking agreements

Leverage (Net Debt / EBITDA

1

)

1.2x

1.8x

FY23HY24

Target range

2.0x

1.0x

1. Before significant items

Page 28| Fletcher Building Limited Half Year Results Presentation| © February 2024

▪Group leverage increased as flagged due FCC legacy cash flows and

growth capex investments

▪Leverage remains within the Group’s target 1.0x-2.0x range

▪Upper end of target range provides headroom under banking

agreements

▪Expect leverage ratio to remain at upper end of range through

remainder of FY24

Leverage and Balance Sheet

Funding
Group is well-funded with long-dated debt maturity and strong liquidity of $0.9b

Page 29| Fletcher Building Limited Half Year Results Presentation| © February 2024

▪Undrawn credit lines of $709m and cash on hand of $215m as at

31 Dec 23; total liquidity of $0.9b

▪$300m bank facility refinanced in 1H24 to 2026 maturity, and upsized to a

$400m facility, strengthening liquidity position

▪Average maturity of debt 2.8 years; average interest rate on debt is 6.0%

1

▪First investment grade rating of Baa2 assigned by Moody’s

▪FY24F funding costs c.$140m, at low end of prior guidance

▪Group gearing after hedging 36.4% at Dec 23 (27.8% at Jun 23)

Debt maturity profile ($m)

Debt facilities and drawings

NZ$m

Facilities

31 Dec 23

Drawings

31 Dec 23

Bank Loans2,0531,344

USPP456456

Capital Notes343343

Other2121

Total2,8732,164

84

849

78

80

55

90

40

248

209

728

725

600

FY24FY25FY26FY27FY28+

Capital NotesUSPPBank LoansOther

80

1,063

797

1. Excludes line and other fees

▪The Group remains committed to its target balance sheet settings. Given tougher market conditions and higher legacy cash outflows, a number of
prudent steps have been taken to support these settings

▪Growth capex lower in FY24-FY25–now expected to be c.$150m in FY24 and c.$175m in FY25 (previously c. $250m FY24, c. $250m FY25)

▪Base capex lower in FY25 –now expected to be c.$175m in FY25 (previously $200m-$250m)

1

▪Resi& Devtfunds actively managed–some capital-intensive projects paused pending stronger housing market; expect Jun-24 funds of $800m-

$850m (vs. c.$915m at Jun-23). Expect broadly stable Resi& Devtfunds in FY25

▪Tradelink business to be exited

▪No interim dividend

▪Liquidity strengthened –$300m bank facility refinanced in 1H24 to 2026 maturity, and upsized to a $400m facility

▪Outlook for operating cash flow

▪Expect strong underlying trading cash flow in 2H24 due to typical seasonal weighting to the second half (esp. in Resi& Devt)

▪Legacy cash outflow of c.$150m in 2H24, subject to risk on cost & timing of claim and insurance recoveries

▪Cash tax payments expected to be low in 2H24 (c.$5m) and FY25 (c.$10m) due to timing of legacy cash outflows

▪Expect funding costs paid of c.$140m in FY24

1. Includes ERP

Outlook on Balance Sheet and Cash Flow

Prudent measures taken to support balance sheet settings; underlying cash flow remains robust

Page 30| Fletcher Building Limited Half Year Results Presentation| © February 2024

Fletcher Building Limited
Agenda

1. ResultsOverviewRoss Taylor

2. Market ContextBevan McKenzie

3. Financial ResultsBevan McKenzie

4.OutlookRoss Taylor

FY24 Outlook
Expect 2H24 EBIT well ahead of 1H24

➔Expect market volumes to remain under pressure for next 6 to 12 months,but improving conditions in NZ end housing market

➔FY24 Group EBIT

1

guidance to be in a range of $540m-$640m, with the mid-point assuming a continuation of current market

conditions for the balance of FY24

➔Ongoing focus on managing trading cash and remaining committed to balance sheet settings

➔NZICC on track for completion in 2024

➔With causation of the Perth pipe leaks now confirmed as faulty installation, we will now actively work to agree an industry solution

with government and builders

1. Before significant items

Page 32| Fletcher Building Limited Half Year Results Presentation| © February 2024

Fletcher Building Limited
Appendix

1. Before significant items
HY24 Results: Building Products

EBIT Margin (%)

1

EBIT ($m)

1

111

78

HY23HY24

14.5%

11.1%

HY23HY24

768

703

HY23HY24

Gross Revenue ($m)

80

95

HY23HY24

Trading cash flow ($m)

Page 34| Fletcher Building Limited Half Year Results Presentation| © February 2024

▪Revenue 8% lower YoY against market volume decline of 13%:

driven by lower resimarketactivity, destocking in pipes & steel

channels, and lower steel prices. WWB & Laminex® share gains

▪EBIT

1

and EBIT

1

margin lower due to weaker market (c.$35m EBIT

impact), $5m additional depreciation from WWB plant, and $4m

Steel inventory devaluation

▪Pricing generally solid, with divisional GM% in line with 1H23

(adjusted for WWB depreciation & Steel devaluation in 1H24)

▪Overhead costs well-controlled, 1% below 1H24 despite ongoing

inflation

▪Strong divisional trading cash reflects robust debtor collections &

ongoing inventory reductions (esp. Steel and Iplex NZ)

▪Seamless transition from Auckland to Taurikoof WWB

plasterboard manufacturing plant & DC; WaipapaPine operating

well, though weak timber market in 1H24 impacted earnings

HY24 trading performance

HY24 Results: Distribution
1. Before significant items

Page 35| Fletcher Building Limited Half Year Results Presentation| © February 2024

EBIT ($m)

1

65

35

HY23HY24

EBIT Margin (%)

1

6.7%

4.2%

HY23HY24

965

836

HY23HY24

Gross Revenue ($m)

98

42

HY23HY24

Trading cash flow ($m)

▪Revenue 13% lower YoY against 17% market volume decline, with

division c.80% exposed to resisector. Some share loss in

PlaceMakers in certain regions.

▪Lower EBIT

1

and EBIT

1

margin due to reduced revenue in weaker

market (c.$40m lower EBIT)

▪GM% held within 0.7%pts of 1H23 despite tough market, tight

management of COGS base

▪Overhead costs $10m lower than 1H23, despite inflation & full

period of Tumu ownership

▪Trading cash flow solid: cash collections remained robust reflected

in debtor days reduction to 38 days (from 39 days at Dec-22)

▪New PlaceMakers® & Mico® branchesin Rolleston; digital

programme ongoing focus on providing seamless omnichannel

customer experience

HY24 trading performance

HY24 Results: Concrete
Page 36| Fletcher Building Limited Half Year Results Presentation| © February 2024

EBIT Margin (%)

1

EBIT ($m)

1

81

70

HY23HY24

14.6%

12.3%

HY23HY24

Gross Revenue ($m)

554

567

HY23HY24

55

87

HY23HY24

Trading cash flow ($m)

▪Revenue up 2% YoY compared to market volume decline of 13%:

strategic shift to comm & infra segments delivered strong result

counter to market slowdown, Winstone Aggregates® revenue up

23%, Firth share gains

▪GM% 1.4%pts lower YoY reflecting higher mix of sales from

comm/infra market, higher energy and freight costs, partly offset

by focus on fleet utilisation & production efficiencies

▪Overheads slightly higher in 1H24 on addition of The Urban

Quarry®. Division focused on aligning fixed & variable cost base to

current market environment

▪Trading cash flow very strong, driven by disciplined working capital

management, esp. stock management in Humes®

▪Successful integration ofthe Urban Quarry® business into

Winstone Aggregates® providing a platform to fast-track recycling

of construction & demolition waste

HY24 trading performance

1. Before significant items

HY24 Results: Australia
1. Before significant items

Page 37| Fletcher Building Limited Half Year Results Presentation| © February 2024

EBIT Margin (%)

1

EBIT ($m)

1

5.3%

5.4%

HY23HY24

Gross Revenue ($m)

1,534

1,444

HY23HY24

Trading cash flow ($m)

(40)

11

HY23HY24

82

78

HY23HY24

▪Revenue 6% lower, slightly better than 8% decline in market

activity, with good performances from Laminex & Fletcher

Insulation, Tradelink disappointing

▪EBIT

1

and EBIT

1

margin solid: GM% improved c.1%pt YoY on good

pricing control & product mix, offsetting ongoing input cost

inflation in labour, property & utilities. Overheads -3% YoY from

proactive restructures in line with softening market

▪Trading cash improvement reflected solid debtor controls

▪Focus on customer satisfaction resulted in NPS improvement from:

improved DIFOT; new products (e.g. Laminex® Surround, Laminex®

silica-free engineered stone alternatives& Fletcher Insulation®

Firmasoft®). Continued digital sales growth & market share growth

in higher-margin segments

▪Decision made to divest Tradelink

HY24 trading performance

HY24 Results: Residential and Development
Page 38| Fletcher Building Limited Half Year Results Presentation| © February 2024

1. Before significant items

2. HY24 $985m funds balance: $750m housing land (at cost), $302m housing WIP, $76m industrial development land, $(141m) other

17.4%

11.7%

HY23HY24

ResiTotal EBIT Margin

33

41

16

HY23HY24

ResiInd. Dev't

EBIT Margin (%)

1

EBIT ($m)

1

11.7%

Funds employed ($m)

2

915

985

70

FY23Land &

Housing WIP

HY24

219

351

HY23HY24

Gross Revenue ($m)

49

41

22.4%

▪Revenue up 60% from higher unit sales: 419 unit sales incl. 47

apartments (vs. 189 unit sales incl. 6 apartments in 1H23). Strong

performance enabled by an offer targeted at most active part of NZ

housing market –first home buyers and lower/mid price levels

▪Residential EBIT of $41m up from $33m in 1H23 (prior period

included $9m revalgain from land transfer to Vivid Living vs $1m in

HY24). ResiEBIT margin of 11.4% in 1H24 compares to 12.8% in

1H23 (excluding revalgains in both periods)

▪Ind DevtEBIT nil vs $16m in 1H23; expect $5-10m EBIT in 2H24

▪Funds employed increase reflects settlement of $110m land from

prior commitments, offset by reduction in housing WIP from strong

sales; some apartments paused until market conditions improve

▪Land pipeline c.4,500 lots (c.3,200 residential lots & two rural

properties on balance sheet, c.960 units under unconditional

contracts & c.400 units under conditional contracts)

HY24 trading performance

HY24 Results: Construction
EBIT Margin (%)

1,2

EBIT ($m)

1,2

9

(1)

HY23HY24

1.4%

(0.1)%

HY23HY24

Gross Revenue ($m)

1

650

699

HY23HY24

(28)

(313)

HY23HY24

Trading cash flow ($m)

1

Page 39| Fletcher Building Limited Half Year Results Presentation| © February 2024

▪Revenue down 16%: reduced volume of work on legacy roading &

vertical build

▪EBIT $32m: BPC performed well; while Higgins lower due to

weather events, low margin on maintenance work & execution on

small projects

▪Legacy projects ($0.3b revenue to go):

▪Hamilton City Edge, PekaPekato Ōtaki and Pūhoito

Warkworthroads opened

▪$255m cost provision for additional costs on NZICC; work

continues with completion forecast for late 2024

▪Division trading cash outflow of $26m: legacy projects $31m

outflow, partly offset by $5m inflows on non-legacy

▪$2.5b orderbook & additional $1.8b preferred status, lower risk

infrastructure alliance projects & framework agreements

HY24 trading performance

▪Revenue up $49m in the period: higher work volumes in Higgins

following weather events & BPC significant programmes across

water, airports (Taxiway Mike underway) & marine works

▪Gross margin declined from 8.9% to 7.1% due to remedial costs on

historical Higgins projects & slippage of some BPC projects margin

recognition to 2H24; cost controls remained tight

▪Disappointing legacy provisions of $180m (NZICC $165m & WIAL

$15m); NZICC on track to complete 2024

▪Cash outflows from legacy projects of $295m; underlying trading

cash outflow (excl. Legacy) of $18m reflects increased bitumen

inventory levels held by Higgins® due to NZ bitumen supply chain

changes

▪Solid orderbook of $2.5b continues to be balanced to lower risk

projects. Transport Rebuild East Coast (TREC) alliance rebuild work

started 1H24

1. Before elimination of the construction of WWB plant at Tauriko; intra-group EBIT was $4m in HY23

2. Before significant items

Divisional revenue exposure and FB revenue by market
Resi, 49%Com, 33%Infra, 18%

Resi, 79%Com, 20%

Resi, 43%Com, 24%Infra, 33%

Resi, 63%Com, 26%

Infra,

11%

35%

15%

17%

20%

9%

4%

NZ

Residential

NZ

Commercial

NZ

Infrastructure

AU

Infrastructure

AU

Commercial

AU

Residential

Total FB Revenue by Market (%)

Divisional Revenue Exposure by Sector

Distribution

Building

Products

Concrete

Australia

Page 40| Fletcher Building Limited Half Year Results Presentation| © February 2024

---

Results Announcement
(for Equity Security issuer/Equity and Debt Security issuer)



Results for announcement to the market

Name of issuer Fletcher Building Limited

Reporting Period 6 months to 31 December 2023

Previous Reporting Period 6 months to 31 December 2022

Currency NZD


Amount (000s) Percentage change

Revenue from continuing

operations

$4,248,000 (0.8%)

Total Revenue $4,248,000 (0.8%)

Net profit/(loss) from continuing

operations

($120,000) NA

Total net profit/(loss) (120,000) NA

Final Dividend

Amount per Quoted Equity

Security

The Board has resolved not to declare an interim dividend for FY24.

Imputed amount per Quoted

Equity Security


Record Date

Dividend Payment Date

Current period Prior comparable period

Net tangible assets per Quoted

Equity Security

$3.11 $3.24

A brief explanation of any of the

figures above necessary to enable

the figures to be understood

Refer to Half Year Announcement Presentation

Authority for this announcement

Name of person authorised to

make this announcement

Ashleigh Harding, Company Secretary

Contact person for this

announcement

Aleida White, Head of Investor Relations

Contact phone number +64 21 155 8837

Contact email address investor.relations@fbu.com

Date of release through MAP 14/02/2024


Unaudited financial statements accompany this announcement.

---

Fletcher Building Limited
2024 Interim Financial Results

Contents
Welcome to the interactive

PDF. For the best experience,

use Adobe Acrobat Reader.

Click on the sections above

to go to the desired pages.

To go back to the contents, click on

the

CONTENTS

menu button on the

top right of each page. The financial

statements, notes, and references are

also clickable for your convenience.

When used in these Interim Financial

Results, references to the ‘Company’

are references to Fletcher Building

Limited. References to ‘Fletcher

Building’ or the ‘Group’ are to

Fletcher Building Limited, together

with its subsidiaries and its interests

in associates and joint ventures.

References to $ and NZ$ are to New

Zealand dollars unless otherwise stated.

Fiona Thornley, Mel Henshaw and

project manager Jasmin Lawrence (L-

R) examine plans as New Zealand’s first

all-female residential home build gets

underway in Whenuapai, Auckland.

The Project named ‘BUILDhers’ is set

to challenge stereotypes by providing

female tradespeople with a platform to

show what is possible and encourage women interested

in a career in building and construction to give it a go.

Fletcher Building Limited 2024 Interim Financial Results

2

03

Chair and CEO's Review

05

Group Performance

07

Group Overview

10

Building Products

11

Distribution

12

Concrete

13

Australia

14

Residential and Development

15

Construction

16

Consolidated Financial Statements

21

Notes to the Consolidated Financial Statements

34

Independent Auditor's Review Report

Progress on non-financial targets
Achieving our non-financial targets across the Group remains

a high priority. After several years of continued improvement,

our safety performance remains best-in-class globally. Our

Total Recordable Injury Frequency Rate (TRIFR) in the half was

3.5 compared to 3.1 in FY23 and we recorded one serious

injury. Pleasingly, 94% of our sites and five of our Business

Units were injury free in the period, proving that achieving

‘zero injuries’ is possible - a commitment we drive for on all

our sites, for our people and teams.

We are tracking well on our sustainability measures and our

work continues to be recognised as leading our sector by the

Carbon Disclosure Project and the Dow Jones Sustainability

Index. Our carbon emissions reduced by 17% from the 2018

baseline year, showing good progress towards our goal

to reduce our emissions by 30% by 2030. We are similarly

making headway in our commitment to Net Zero carbon

emissions by 2050, working with suppliers to reduce their

(Scope 3) emissions.

Customers are responding positively to our continued focus

on product and service offerings. Our Net Promoter Score of

48 improved significantly by 8 points from FY23 and indicates

we are on track as we drive towards our target NPS ≥ 55.

Overall employee engagement continues to strengthen, with

an eNPS of 30, up four points since FY23 and getting closer

to the industry upper quartile target eNPS of 40.

Chair and CEO's Review

We are pleased to report Fletcher Building’s financial results for the six months ended 31 December 2023 (HY24).

Against the backdrop of materially weaker trading conditions, particularly in the NZ residential sector where volumes

declined 20%, Group revenue of $4,248 million was in line with the prior period’s $4,284 million. EBIT before significant

items was $264 million compared to $360 million in the prior period. The Group reported a net loss after tax of $120

million compared to a profit of $92 million in the prior period. Disappointingly, the result was heavily impacted by the

$165 million significant items provision on the New Zealand International Convention Centre and a $122 million non-cash

impairment and write-down on the Tradelink® Australia business. Cash flows from operating activities for the Group were

an outflow of $126 million, compared to an outflow of $203 million in the prior period.

Solid trading performance in a

tough environment

Overall, market volumes for our materials and distribution

businesses declined by 15% and 8% in New Zealand and

Australia respectively. In this more challenging trading

environment, we continued to focus on maintaining pricing

disciplines and managing cost and efficiency initiatives to

help offset increased competitive intensity and ongoing

inflationary pressure. Gross margins in the New Zealand

materials and distribution divisions remained robust at 29.3%

compared to 30.3% in HY23. In Australia, effective price

disciplines and a shift toward higher-margin products saw

the gross margin lift to 33.1% compared to 31.9% in HY23.

A full review of the Australian Tradelink® business over the

half year combined with disappointing results led to a $122

million non-cash impairment and write-down in its carrying

value. We have concluded that whilst we believe there is a

compelling opportunity for Tradelink®, further ownership

of the business is not in line with the strategic objectives of

Fletcher Building. Consequently, we intend to commence a

divestment process for Tradelink® shortly.

For our Residential and Development division, the house

sales market was encouraging, with improved buyer activity,

especially first-home buyers, and a stabilising of house prices

after 18 months of decline. The combination of the quality of

the communities and product we develop, and with a skew

towards a lower average unit price, meant we continued to

sell good volumes, ahead of HY23, at solid margins.

Perth plumbing update

Regarding the ongoing Perth plumbing issues, our testing

and expert reports on causation continue to show that

the leaks are caused by installation failures and that there

is no manufacturing defect. We remain committed to

developing and implementing a workable and appropriate

industry solution. As per our detailed disclosure notes,

risks remain on this matter.

Fletcher Building Limited 2024 Interim Financial Results

3

Chair and CEO's Review (cont.)
Construction cost provisions on

legacy projects

On the final Construction legacy projects, we were

disappointed to announce further cost provisions as we

near completion of these projects. A provision of $165

million was made on the New Zealand International

Convention Centre and Hobson Street Hotel project

(“NZICC”). On the significantly complex and challenging

post-fire rebuild project, actual and expected costs to

complete have increased, principally in the areas of

steel remediation, internal fit-out and to accommodate

the higher levels of specialist subcontractor resource

required. The project remains on track for completion

by the end of the calendar year, and significant

milestones have been met including: the completion

of the carparks and the Horizon Street Hotel is set for

handover this month. On the Wellington International

Airport Limited carpark, we consider that we have an

appropriate technical solution that can be implemented

to remediate quality issues. The $15 million provision

reflects these expected remediation costs.

Managing through the cycle

Given the current market conditions, the expected legacy

construction cash outflows and in line with the Company’s

dividend policy, the Board has made the decision to not

declare and pay an interim dividend. To further support our

balance sheet settings, we are also prudently managing

our capital expenditure, and have taken the decision to

rephase some of our future growth investments.

As we look ahead to the remainder of the year, we expect

FY24 Group EBIT before significant items to be in a

range of $540 million to $640 million, with the mid-point

assuming a continuation of current market conditions for

the balance of FY24.

We are well positioned to perform through the cycle and

then drive both further performance improvements and

upside volumes when the cycle turns.

We wish to express our appreciation to our dedicated team

for their hard work and commitment, to our customers

for their trust and loyalty, and to our shareholders for their

ongoing support. We look forward to the second half of the

year and to sharing the full year results in August.

Bruce Hassall Ross Taylor

Chair CEO

Fletcher Building Limited 2024 Interim Financial Results

4

Group Performance
NZ$M

Six months ended

31 December 2023

Six months ended

31 December 2022

Revenue 4,248 4,284

EBIT before significant items

(1)

264 360

Significant items

(2)

(308) (154)

EBIT

(44)

206

Lease interest expense (32) (30)

Funding costs (62) (39)

Earnings/(loss) before tax

(138)

137

Tax benefit/(expense) 21 (34)

Earnings/(loss) after tax

(117)

103

Non-controlling interests (3) (11)

Net earnings/(loss)

(120)

92

Net earnings/(loss) before significant items

117

203

Basic earnings per share (cents)(15.3) 11.7

Basic earnings per share before significant items (cents) 14.9 25.9

Dividends declared per share (cents) 18.0

Cash flows from operating activities (126) (203)

Capital expenditure 188 247

Investments 7 66

Revenue (NZ$M)

Six months ended

31 December 2023

Restated

(3)


Six months ended

31 December 2022

Building Products 703 768

Distribution 836 965

Concrete 567 554

Australia 1,444 1,534

Materials and distribution 3,550 3,821

Residential and Development 351 219

Construction 699 650

Other 6 5

Gross revenue 4,6064,695

Less: intercompany revenue (358) (411)

External revenue 4,248 4,284

(1) EBIT before significant items is a non-GAAP measure used by management to assess the performance of the business and has been derived from Fletcher Building

Limited’s consolidated interim financial statements for the period ended 31 December 2023. Further details of Significant items can be found in note 2.1 of the

consolidated interim financial statements.

(2) Further details of significant items can be found in note 2.1 of the consolidated interim financial statements.

(3) The comparatives have been restated as a result of a change in segmental reclassification. Humes® Pipeline Systems which was previously under the Building Products

division has been re-presented under the Concrete division. This results in an increase to the Concrete division and decrease in Building Products division of the

comparative Gross Revenue (December 2022: $67 million), External Revenue (December 2022: $65 million), EBIT before significant items (December 2022: $7 million),

Funds base (December 2022: $141 million), Depreciation, depletion and amortisation expense (December 2022: $3 million) and Capital expenditure (December 2022:

$1 million) recognised.

Note: External revenue includes income from the Group's Vertical Buildings Business (December 2023: $51 million; December 2022: $52 million; June 2023: $104 million),

which the Group is in the process of exiting. The New Zealand International Convention Centre and Hobson Street Hotel (NZICC) represents the largest project to

complete in this sector. EBIT before significant items, however, excludes any earnings from these projects.

Fletcher Building Limited 2024 Interim Financial Results

5

Group Performance (cont.)
EBITEBIT before significant items

(1)

NZ$M

Six months ended

31 December 2023

Restated

(2)


Six months ended

31 December 2022

Six months ended

31 December 2023

Restated

(2)

Six months ended

31 December 2022

Building Products 72 106 78 111

Distribution 35 65 35 65

Concrete 72 82 70 81

Australia(47) 82 78 82

Materials and distribution132 335 261 339

Residential and Development 41 49 41 49

Construction(180) (145) (1) 5

Corporate and other (37) (33) (37) (33)

Total EBIT(44) 206 264 360

Lease interest expense (32) (30) (32) (30)

Funding costs (62) (39) (62) (39)

Earnings/(loss) before tax(138) 137 170 291

Tax benefit/(expense) 21 (34) (50) (77)

Earnings/(loss) after tax (117) 103 120 214

Non-controlling interests (3) (11) (3) (11)

Net earnings/(loss)

(120)

92

117

203

(1) EBIT before significant items is a non-GAAP measure used by management to assess the performance of the business and has been derived from Fletcher Building

Limited’s consolidated interim financial statements for the period ended 31 December 2023. Further details of Significant items can be found in note 2.1 of the

consolidated interim financial statements.

(2) The comparatives have been restated as a result of a change in segmental reclassification. Humes® Pipeline Systems which was previously under the Building Products

division has been re-presented under the Concrete division. This results in an increase to the Concrete division and decrease in Building Products division of the

comparative Gross Revenue (December 2022: $67 million), External Revenue (December 2022: $65 million), EBIT before significant items (December 2022: $7 million),

Funds base (December 2022: $141 million), Depreciation, depletion and amortisation expense (December 2022: $3 million) and Capital expenditure (December 2022:

$1 million) recognised.

Fletcher Building Limited 2024 Interim Financial Results

6

Group Overview
Trading conditions in HY24 were materially weaker. In New

Zealand, market volumes for the materials and distribution

divisions (Building Products, Concrete and Distribution)

were 15% lower compared to HY23. This was mainly due to

a decline in the residential sector, where market volumes

reduced by c. 20%. The New Zealand commercial and

infrastructure sectors were relatively solid, however the

rural market was notably weaker due to reduced agricultural

expenditure. For the Residential and Development division,

the house sales market was a relative bright spot in New

Zealand, with improved buyer activity (especially first-home

buyers) and a stabilising of house prices after 18 months of

decline. In Australia, market volumes were 8% lower overall,

with residential finishing trades being the most robust

sector. Across New Zealand and Australia, the weaker trading

conditions led to an intensification of price competition, while

cost inflation remained above long-run averages.

In a more challenging trading environment, the New Zealand

materials and distribution divisions performed solidly. Gross

revenues were 8% (or $181 million) lower than the prior period,

which compared to a market volume decline of 15%. The

key driver of the lower revenues was the weaker residential

sector, to which the divisions have a 60% exposure. Their

gross margin remained robust at 29.3% (HY23: 30.3%),

with the reduction versus HY23 primarily due to a shift in

revenue mix towards the lower-margin commercial and

infrastructure sectors. The divisions proactively managed

price and cost (fixed and variable) to help offset increased

competitive intensity and ongoing inflation of c. +5% p.a.

Overhead costs across the divisions were 1% lower than HY23,

notwithstanding the inflationary pressure and the addition

of the Tumu, Waipapa and The Urban Quarry® businesses.

EBIT before significant items for the three divisions was $183

million (HY23: $257 million) and EBIT margin was 8.7% (HY23:

11.2%). These reductions were primarily due to the impact

of lower revenues in a weaker market environment (c. $90

million EBIT impact across the three divisions).

The Australia division performed well, delivering EBIT and EBIT

margin broadly in line with HY23 despite a softer market. EBIT

before significant items was $78 million compared to $82

million in the prior period. Effective price governance and a

shift toward higher-margin products saw gross margin lift to

33.1% (HY23: 31.9%) and overhead costs were 3% lower than

the prior period. Disappointingly, poor results in the Tradelink®

business led to a $122 million non-cash impairment and write-

down in its carrying value, classified as a Significant item.

The Residential and Development division delivered EBIT

of $41 million, compared to $49 million in the prior period.

Fletcher Residential increased EBIT to $41 million (HY23: $33

million), with 419 units taken to profit compared to 189 in

HY23. HY23 EBIT included a one-off gain of $9 million from

investment property revaluations. Excluding this gain in the

prior period, EBIT margin for Fletcher Residential was relatively

stable between the periods: 11.4% in HY24 compared to 12.8%

in HY23. Industrial Development reported nil EBIT for HY24

compared to $16 million in the prior period, with some small

sales expected in this business in the second half of FY24.

The Construction division reported an EBIT loss before

significant items of $1 million, compared to $9 million in

the prior period (prior to elimination of intra-Group margin

in relation to Winstone Wallboards® Tauriko plant). The

HY24 results were particularly impacted by rework costs

in the Higgins® roading business. The orderbook position

at HY24 remained solid at $2.5 billion, compared to $2.8

billion at 30 June 2023 and is expected to support improved

work volumes over the next 24 months. Disappointingly, a

further provision of $165 million was required on the New

Zealand International Convention Centre and Hobson Street

Hotel (NZICC) project and $15 million on the Wellington

International Airport Limited (WIAL) carpark. The division

remains on track to complete the NZICC project by the

end of calendar year 2024. Cost and revenue risk of

legacy projects will remain until completion and claims for

recoveries are likely to take until FY25-26 to settle.

Across the Group, significant item charges in HY24

totalled $308 million, mainly comprising the additional

legacy construction provisions and Tradelink® business

asset impairment and write-down.

Net interest expense for the Group was $94 million in the

period, of which $62 million related to funding costs and $32

million related to lease expenses. Tax benefit was $21 million

in the period compared to an expense of $34 million in the

prior period, and the effective tax rate (excluding significant

items) in HY24 was 29.4%.

Basic earnings per share were (15.3) cents for the period,

compared to 11.7 cents in the prior period. Excluding the

impact of significant items, earnings per share were 14.9

cents, compared with 25.9 cents reported in the prior period.

External revenue of $4,248 million was broadly in line with the prior period’s $4,284 million. EBIT before

significant items was $264 million, compared to $360 million in the prior period. Group net earnings

were a loss of $120 million, compared to a profit of $92 million reported in the prior period. Cash flows

from operating activities were an outflow of $126 million, compared to a $203 million outflow in the prior

period. Return on Funds Employed (ROFE) was 13.8%, compared to 17.8% in the prior period.

Note: EBIT, EBIT margin and Trading Cash Flow are before significant items.

Fletcher Building Limited 2024 Interim Financial Results

7

Group cash flows
Cash flows from operating activities for the Group were

an outflow of $126 million, compared to an outflow of

$203 million in the prior period. Pleasingly, trading cash

flows excluding significant items and legacy projects

were materially higher: an inflow of $176 million in HY24

compared to an outflow of $63 million in HY23.

The materials and distribution divisions reported strong

trading cash flows before significant items of $253

million, compared to $206 million in the prior period.

The improved cash flow – despite lower earnings and

deteriorating customer liquidity – was a result of tight

management of inventories and trade receivables.

Creditor terms remained consistent with the prior period.

The Residential and Development division reported a

material improvement in trading cash outflows of $31

million, compared to $229 million in the prior period.

Working capital outflows of $72 million during the period

were driven by the settlement of c. $110 million of land

purchases (historic agreements brought on balance

sheet), largely offset by receipts from unit sales during the

period, with housing work-in-progress actively controlled

until better market conditions are prevalent. The division

made limited new land commitments in HY24, remaining

well-positioned to support its future sales pipeline

through a total of c. 4,500 sections under its control. For

the c. 3,200 sections and two rural properties on balance

sheet at the end of December 2023, the assessed market

valuation was c. $300 million higher than the book value.

The Construction division recorded an underlying trading

cash outflow of $18 million, with good cash generation by

Brian Perry Civil®, offset by a temporary increase in bitumen

purchases in Higgins® (c. $20 million impact) as its supply

model transitions from local to offshore sourcing. Legacy

cash flows were an outflow of $295 million, almost entirely

on the NZICC and Pūhoi to Warkworth projects as they track

to full completion in calendar 2024.

Significant items cash outflows in HY24 (excluding legacy

construction projects) were $29 million, primarily related

to the Iplex® Australia Pro-fit matters, Cyclone Gabrielle

remediation costs, and Winstone Wallboards® Tauriko plant

transition costs.

Net capital expenditure and investments for the Group

were $199 million in HY24. This included investment in key

strategic and growth areas: Winstone Wallboards® plant

($31 million); Laminex® Taupo wood panels plant ($23

million); PlaceMakers® frame and truss plant ($8 million);

Steel Hunua site consolidation ($10 million); and the

Group’s ERP system project ($24 million).

Group cash flows in HY24 are also inclusive of $21 million

of income tax payments in New Zealand and a $124 million

payment for the FY23 final dividend. Funding costs paid

were $57 million, up from $39 million in the prior period,

driven by higher interest rates and drawn debt in the period.

Group Overview (cont.)

Cash flow (NZ$M)

Six months ended

31 December 2023

Six months ended

31 December 2022

EBIT before significant items

(1)

264360

Depreciation and amortisation191180

Lease principal payments and lease interest paid(132)(127)

Provisions and other1(19)

Trading cash flow before working capital movements

324394

Working capital movements(148)(457)

Trading cash flow excluding significant items and legacy projects

176(63)

Legacy projects cash flow(295)(28)

Significant items cash flow(29)(16)

Trading cash flow(148)(107)

Add: lease principal repayments 10097

Less: cash tax paid(21)(154)

Less: funding costs paid(57)(39)

Cash flows from operating activities

(126)(203)

(1) EBIT before significant items is a non-GAAP measure used by management to assess the performance of the business and has been derived from Fletcher Building

Limited’s consolidated interim financial statements for the period ended 31 December 2023. Further details of Significant items can be found in note 2.1 of the

consolidated interim financial statements.

Fletcher Building Limited 2024 Interim Financial Results

8

Balance Sheet, Returns and Funding
ROFE before significant items for the year to 31 December

2023 was 13.8%. Funds employed increased to $5.1 billion

compared to $4.8 billion at 30 June 2023, resulting

from: an unwind of onerous contract provisions on the

legacy construction projects; and the Group’s continued

investment in attractive growth opportunities to deliver at

least 15.0% ROFE when mature.

The Group’s leverage ratio (net debt / EBITDA before

significant items) at 31 December 2023 was 1.8 times,

compared to 1.2 times at 30 June 2023, which principally

reflects debt drawdowns associated with legacy cash

outflows. Looking ahead, the Group expects to remain at the

higher end of its target 1x-2x leverage range through FY24.

The Group’s gearing at 31 December 2023 was 36.4%

compared with 27.8% at 30 June 2023.

Total funding available to the Group at 31 December 2023

was $2,873 million, of which $709 million was undrawn and

there was an additional $215 million of cash on hand. This

provided liquidity to the Group at 31 December 2023 of

$0.9 billion. In HY24, the Group executed a New Zealand

dollar denominated loan facility with a three-bank syndicate

of $400 million, which replaces the $300 million revolving

credit facility which was due to mature in October 2024. The

Group also announced in HY24 its first investment grade

credit rating of Baa2 assigned by Moody’s Investors Service.

The average maturity of the Group’s debt at 31 December

2023 was 2.8 years, with the currency split being 15%

Australian dollar; 84% New Zealand dollar; and 1% spread

over various other currencies.

The Group currently has 50% of all borrowings with fixed

interest rates with an average duration of 2.2 years. Inclusive

of floating rate borrowings, the average interest rate on the

debt (based on period-end borrowings) was 6.0%.

Dividend

Given the current market conditions, the expected legacy

construction cash outflows and in line with the Company’s

dividend policy, the Board has resolved not to declare an

interim dividend.

Group Overview (cont.)

Fletcher Building Limited 2024 Interim Financial Results

9

Building Products
The Building Products division reported gross revenue of $703 million, 8% lower than the prior

period. EBIT before significant items was $78 million and EBIT margin was 11.1%, compared to the

$111 million and 14.5% reported in the prior period. Trading cash flow of $95 million was $15 million

higher than the prior period.

The division's trading performance in HY24 reflected the

weaker market environment compared to HY23. A revenue

decline of 8% or $65 million was driven by a market volume

decline of 13% (weighted for the division’s sector exposure),

partly offset by price gains. Ongoing post-COVID destocking

in the pipes and Steel networks contributed to this decline,

while the division’s new Waipapa Pine Wood Products

business was also impacted by lower volumes and timber

pricing. The expected higher volume from the H1 building

code change is yet to substantially contribute to the trading

volume of Comfortech®, although the new range has been

gaining industry support. Positively, Winstone Wallboards®

and Laminex® continued to gain market share, and Laminex®

online sales grew to c. 50% of their total revenue.

Inflationary pressures persisted for the division in the areas

of raw materials (especially gypsum and paper), electricity,

partially offset by lower resin costs. Winstone Wallboards®

incurred $5 million increased depreciation in the period

resulting from the commissioning of the new Tauriko plant.

In Steel, falling prices resulted in an inventory devaluation

impact of $4 million in the period. The division managed to

offset some of the market volume and inflationary pressures

through pricing strategies and cost-cutting measures. These

included reducing production shifts and warehouse space,

and optimising freight services. Overall gross margin of

33.1% were 120 basis points lower than HY23, though were

in line with the prior period when adjusted for the additional

Winstone Wallboards® depreciation and Steel devaluation.

Overhead costs across the division remained well

controlled, being 1% lower than HY23 despite the

addition of the Waipapa business.

EBIT before significant items of $78 million was $33 million

below the prior period. The two key drivers of the decline

were: c. $35 million EBIT impact from reduced revenue in a

softer market; c. $9 million of cost from additional Winstone

Wallboards® depreciation and Steel devaluation; partly

offset by cost reductions.

Trading cash flow in HY24 was $95 million, a $15 million

increase from the prior period. This was driven by both

strong collections and the reduced activity, as well as the

ongoing reduction of post-COVID excess stock in Iplex®.

Capital expenditure was $75 million, comprising:

completion of the Winstone Wallboards® plasterboard

plant ($31 million), the ongoing construction of the

Laminex® Taupō wood panels plant ($23 million) and

Steel Hunua site consolidation ($10 million).

Key highlights for the period were: the seamless transition

from Auckland to Tauriko of our North Island plasterboard

manufacturing plant and distribution centre; successful ERP

go-live in Iplex® and investment in digital tools to improve

customer service; and good progress on the integration of

Waipapa Pine within the division.

Financial Summary

Six months ended 31 December

2023

NZ$M

Restated

(1)


2022

NZ$M

Gross revenue703768

External revenue570619

Gross margin33.1%34.3%

EBIT before significant items

(2)

78111

EBIT margin before significant items

(2)

11.1%14.5%

Significant items

(3)

(6)(5)

Funds1,2561,039

Trading cash flow9580

Capital expenditure75125

EBIT before significant items

(2)

Six months ended 31 December

2023

NZ$M

Restated

(1)


2022

NZ$M

Light Building Products6784

Metals1432

Wood Products2

Divisional costs(5)(5)

Total78111

Light Building Products

Winstone Wallboards®

Laminex® New Zealand

Comfortech®

Iplex® New Zealand

Metals

Fletcher Steel®

Altus® JV

Wood Products

Waipapa

(1) The comparatives have been restated as a result of a change in segmental classification. Humes® Pipeline Systems which was previously under the Building Products

division has been re-presented under the Concrete division. Further details of the change can be found in note 4 of the consolidated interim financial statements.

(2) EBIT before significant items is a non-GAAP measure used by management to assess the performance of the business and has been derived from Fletcher Building

Limited's consolidated interim financial statements for the period ended 31 December 2023.

(3) Details of Significant items can be found in note 2.1 of the consolidated interim financial statements.

Fletcher Building Limited 2024 Interim Financial Results

10

Distribution
The Distribution division reported gross revenue of $836 million, which was 13% lower than the

prior period. EBIT was $35 million, compared to $65 million in the prior period. EBIT margin was

4.2%, compared to 6.7% in the prior period. The division generated trading cash flow of $42 million,

compared to $98 million in the prior period.

The division is primarily (c. 80%) exposed to the residential

construction sector. Relative to the prior period, market

activity was subdued across the country, albeit more robust

in the Auckland region. In the Hawke’s Bay region, where

Tumu is located, cyclone-related insurance claims have

taken longer to come through than anticipated, and the

region is yet to see any significantly elevated post-cyclone

residential construction activity. Overall, the division

reported revenue 13% (or $129 million) below HY23, which

compared to a market volume decline of 17% (weighted for

the division’s sector exposure).

Inflationary pressures continued to be felt during HY24,

particularly across employee and lease costs. The division

also experienced competitive market pricing pressure

particularly in the timber and frame and truss categories

in PlaceMakers® and Tumu, as well as across Mico®’s key

lines such as PVC pipe and fittings. These cost and pricing

pressures were partly offset by the division’s focus on

optimising delivery fleet (including a reduction in the use

of third-party freight), reducing variable costs in line with

reduced sales activity, and lower discretionary spend. These

actions enabled gross margin in HY24 of 26.8%, which was

within 70 basis points of the prior period (HY23: 27.5%).

Overhead costs were 5% (or $10 million) lower than in HY23,

notwithstanding inflationary pressure and a full period of

ownership of Tumu.

EBIT before significant items of $35 million was $30 million

below the prior period. This was primarily due to the impact

of a weaker market on sales revenue (c. $40 million EBIT

impact) and a slight reduction in gross margin, partly offset

by an improved overhead position.

Trading cash flow for the division was solid at $42 million.

Cash collections remained robust, with debtor days

reducing to 38 days (HY23: 39 days), despite pressure on

customer liquidity.

Capital expenditure for the period was $10 million,

which was focused on PlaceMakers®’ new frame and

truss manufacturing plant in Auckland, intended to drive

increased operational efficiency and enable greater market

share growth for the business.

During the half year, PlaceMakers® opened a new branch in

Rolleston and completed a refurbishment of the New Lynn

branch, while Mico® opened a new Rolleston branch. The

division has also continued to mature its digital programme

with an ongoing focus on providing customers with a

seamless omnichannel experience.

Financial Summary

Six months ended 31 December

2023

NZ$M

2022

NZ$M

Gross revenue836965

External revenue817948

Gross margin26.8%2 7. 5%

EBIT3565

EBIT margin4.2%6.7%

Funds308299

Trading cash flow4298

Capital expenditure1043

Investments60

Divisional Overview

PlaceMakers®

Mico®

Tumu

Fletcher Building Limited 2024 Interim Financial Results

11

Concrete
(1) The comparatives have been restated as a result of a change in segmental

classification. Humes® Pipeline Systems which was previously under the

Building Products division has been re-presented within the Concrete

division. Further details of the change can be found in note 4 of the

consolidated interim financial statements.

(2) EBIT before significant items is a non-GAAP measure used by management to

assess the performance of the business and has been derived from Fletcher

Building Limited's consolidated interim financial statements for the period

ended 31 December 2023.

(3) Details of Significant items can be found in note 2.1 of the consolidated

interim financial statements.

The Concrete division reported gross revenue of $567 million, which was $13 million or 2% higher than

the prior period. EBIT before significant items was $70 million, compared to $81 million in the prior

period. EBIT margin was 12.3%, compared to 14.6% in the prior period. Trading cash flow of $87 million

was a strong increase on the $55 million in the prior period.

The division delivered robust top-line results. A revenue

increase of 2% versus HY23 compared to a market

volume decline of 13% (weighted for the division’s sector

exposure) and was partly offset by price and share gains.

This performance has resulted from the division pushing

harder into the more resilient commercial and infrastructure

segments, while also maximising the internal usage of

Golden Bay® cement supply. Winstone Aggregates®

increased revenue by 23% compared to the prior period,

which included higher transport revenues, while other

business units delivered revenues broadly in line with HY23.

A key focus for the period has been aligning the division’s

fixed and variable cost base to the current market

environment. In Firth®, this has involved closure or

repurposing of six regional concrete plants and reallocation

of trucks to maximise utilisation. In Golden Bay® and Humes®,

the focus has been on production efficiency and delivering

benefits from recent investments in debottlenecking and

operational improvements. Winstone Aggregates® was

impacted by temporary increases in operational maintenance

costs at its largest quarry early in HY24.

The division’s gross margin of 28.3% was 140 basis points

lower than prior period (HY23: 29.7%), mainly reflecting

the higher mix of revenue from the commercial and

infrastructure segments. Pricing to recover input cost

inflation (particularly in areas such as energy and domestic

freight) was otherwise solid. Divisional overhead costs

increased by c. 6% against the prior year, due to the addition

of The Urban Quarry® business. Excluding this acquisition,

overhead costs were 1% lower compared to HY23.

EBIT before significant items of $70 million was $11 million

below the prior period. The key driver was a softer market (c.

$15 million EBIT impact), and lower gross margin levels from a

higher mix of commercial and infrastructure revenues.

Trading cash flow for the division was strong at $87 million,

significantly up on prior period driven by disciplined working

capital management. Stock management has been a key

highlight, particularly in Humes® which has delivered a

material reduction from the prior period. Divisional debtor

days remained in line with the prior period.

Capital expenditure in the period of $34 million was focused

on asset renewals, fast-payback efficiency improvements,

and aggregate resource.

A key highlight for the period was the successful

integration of The Urban Quarry® business into Winstone

Aggregates®. This provides a platform to fast-track recycling

of construction and demolition waste, increasing the

division’s circular offering to customers. In the second half,

a significant focus will be the development of Firth’s® new

flagship ready mix concrete plant in Auckland.

Divisional Review

Firth® Industries

Golden Bay®

Winstone Aggregates®

Humes®

Financial Summary

Six months ended 31 December

2023

NZ$M

Restated

(1)


2022

NZ$M

Gross revenue567554

External revenue412409

Gross margin28.3%29.7%

EBIT before significant items

(2)

7081

EBIT margin before significant items

(2)

12.3%14.6%

Significant items

(3)

21

Funds810772

Trading cash flow8755

Capital expenditure3422

Investments7

Fletcher Building Limited 2024 Interim Financial Results

12

Australia
(1) EBIT before significant items is a non-GAAP measure used by management to assess the performance of the business and has

been derived from Fletcher Building Limited's consolidated interim financial statements for the period ended 31 December 2023.

(2) Details of Significant items can be found in note 2.1 of the consolidated interim financial statements.

The Australia division reported gross revenue of $1,444 million, 6% lower than the prior period. EBIT

before significant items was $78 million, compared with $82 million in the prior period. EBIT margin

increased to 5.4% compared to 5.3% in the prior period. Trading cash flow was an inflow of $11 million

compared to a $40 million outflow in the prior period.

The Australia Division saw a c. 8% decline in overall market

activity compared to the prior period. Residential finishing

trades were the most robust sector, leading to solid top-line

performances in Laminex® and Fletcher Insulation®. Iplex®

was impacted by reduced levels of civil project activity,

while Stramit® faced softer demand in the shed and

distributor market.

Elevated input cost inflation remained a feature of the trading

environment. While pressure eased on raw materials, costs

remained elevated in property, utilities, and labour. Despite

this, continued strong pricing governance and new products

brought to market delivered a gross margin improvement of

120 basis points compared to the prior period. The division

also pre-emptively restructured certain business lines in

anticipation of lower trading volumes.

EBIT before significant items of $78 million and EBIT margin

of 5.4% were both broadly in line with the prior period.

The building products businesses materially improved

EBIT compared with HY23, while Stramit® reported a slight

decline in the softening market. Tradelink®’s performance

was disappointing, delivering lower EBIT from a reduction

in market volumes but also market share loss. A $122 million

non-cash impairment and write-down of the business’s

carrying value was recorded as a result, classified as a

Significant item.

Trading cash flow for the division was an $11 million inflow

compared with a $40 million outflow in the prior period.

The improvement reflected an unwind of working capital

as market activity slowed towards the end of the half year.

The heightened credit risk with increases in construction

insolvencies is being well managed with builder payments

closely monitored and no material impacts during the period.

Capital expenditure in the period was $27 million,

with ongoing investments in the areas of new product

development, manufacturing automation technologies, and

digital omni-channel programmes.

The division’s ongoing focus on customers is producing

positive outcomes, with an improvement in customer

satisfaction to 43 from 20 in the prior period. This

improvement is largely attributed to the division's success

in achieving higher rates of DIFOT (Delivery in Full On Time)

and introducing new products such as Laminex® Surround

and silica-free engineered stone alternatives. Additionally,

the division has seen substantial growth in digital sales and

has gained market share in higher-margin segments, which

include Stramit® sheds and doors, Laminex® decorative

products, and the Oliveri® bathroom category.

Financial Summary

Six months ended 31 December

2023

NZ$M

2022

NZ$M

Gross revenue1,4441,534

External revenue1,4141,500

Gross margin33.1%31.9%

EBIT before significant items

(1)

7882

EBIT margin before significant items

(1)

5.4%5.3%

Significant items

(2)

(125)

Funds1,3311,448

Trading cash flow11(40)

Capital expenditure2716

Investments6

EBIT before significant items

(1)


Six months ended 31 December

2023

NZ$M

2022

NZ$M

Building Products Australia7264

Distribution Australia110

Steel Australia912

Divisional costs(4)(4)

Total7882

Distribution Australia:

Tradelink®

Oliveri® Solutions

Steel Australia:

Stramit®

Building Products

Australia:

Laminex® Australia

Iplex® Australia

Fletcher Insulation®

Fletcher Building Limited 2024 Interim Financial Results

13

Divisional Review
Residential and

Development

(1) The EBIT result includes a $1 million gain on revaluation of Vivid Living® investment property (2022: nil). There were no transfers of land from Fletcher Living® to

Vivid Living® in the current period (2022: $9 million).

(2) Capital expenditure includes investment property development.

The Residential and Development division reported gross revenue of $351 million, a 60% increase on

the prior period. EBIT for the division of $41 million was $8 million lower than the $49 million reported

in the prior period. EBIT margin decreased to 11.7% from 22.4%. Trading cash flow was an outflow of

$31 million compared to an outflow of $229 million in the prior period.

Following a challenging period from late 2021 to

early-2023, New Zealand housing market conditions

showed improvement through HY24. While elevated

interest rates continued to impact some customers’

ability to secure mortgage financing, overall activity

trended up especially in the first-home buyer / lower

price category. Pricing also began to stabilise in HY24

after 18 months of sharp contraction.

In Fletcher Residential, 419 units (including 47 apartments)

were taken to profit compared to 189 units (including 6

apartments) in the prior period. Clever Core®, the division’s

panelisation business, delivered 90 units in the period

(HY23: 59 units), and Vivid Living® opened its first retirement

development at Red Beach, completing 11 settlements in the

period.

Fletcher Residential EBIT of $41 million was ahead of the

prior period’s $33 million. The HY23 result included a

revaluation gain of $9 million from the transfer of land

from Fletcher Living® to Vivid Living®. Normalised for this,

Fletcher Residential EBIT in HY24 was $16 million ahead

of the prior period, and EBIT margin in HY24 of 11.4% was

broadly in line (HY23: 12.8%).

In Industrial Development, there were no sales in the period,

compared to three disposals in HY23 which delivered $16

million EBIT. This Industrial Development gain was the key

driver of higher EBIT margin in HY23.

Trading cash flow in HY24 was an outflow of $31 million

compared to an outflow of $229 million in the prior period.

An outflow in the first half of the year is normal as the

business builds homes for second half settlement. Divisional

funds employed at 31 December 2023 were $985 million,

compared to $915 million at 30 June 2023. This increase

was driven by the settlement of c. $110 million of land

purchases, including the first payment for The Hill at Ellerslie

Racecourse, partly offset by a reduction in housing work-

in-progress due to strong sales. Additionally, the division

paused a number of apartment projects until better market

conditions prevail.

At 31 December 2023, the division had a total of c. 4,500

sections under control. For the c. 3,200 sections and two

rural properties on balance sheet at December 2023, the

assessed market valuation updated during the half was

approximately $300 million higher than the book value,

providing a degree of margin resilience in future periods.

Key highlights for the period were the improved Fletcher

Residential sales run rate, averaging 19 units per week

(HY23: 12 units per week) and with 180 contracts already

executed to settle in second half of FY24. In Vivid Living®,

following the welcoming of its first residents at Red Beach,

the business has now commenced work on a second

offering in Karaka, South Auckland.

Financial Summary

Six months ended 31 December

2023

NZ$M

2022

NZ$M

Gross revenue351219

External revenue340214

EBIT

(1)

4149

EBIT margin

(1)

11.7%22.4%

Funds985914

Trading cash flow(31)(229)

Capital expenditure

(2)

129

EBIT

(1)

Six months ended 31 December

2023

NZ$M

2022

NZ$M

Fletcher Residential

(1)

4133

Industrial Development16

Total4149

Fletcher Living®

Vivid Living®

Fletcher Apartments

Clever Core®

Fletcher Building Limited 2024 Interim Financial Results

14

Construction
Financial Summary

Six months ended 31 December

2023

NZ$M

2022

NZ$M

Gross revenue

(1)

699650

External revenue695594

EBIT before significant items

(1, 2)

(1)9

EBIT margin before significant items

(1, 2)

(0.1%)1.4%

Significant items

(3)

(179)(150)

Funds216164

Trading cash flow

(1)

(313)(28)

Capital expenditure49

The Construction division reported gross revenue of $699 million, which was $49 million or 8%

higher than the prior period. Prior to elimination of intra-Group margin on the Winstone Wallboards®

plant, EBIT before significant items was a loss of $1 million, compared to a profit of $9 million in the

prior period. Trading cash flow was an outflow of $313 million compared to a $28 million outflow in

the prior period. Excluding legacy projects, trading cash flow resulted in an outflow of $18 million.

The increase in top-line performance compared to the

prior period was driven by higher work volumes in both

the Higgins® and Brian Perry Civil® businesses. Higgins®

benefited as reconstruction works commenced following

the destructive weather events in FY23, and Brian Perry

Civil® from significant programmes of work across the water,

airports and marine sectors. A key highlight for the period

in Brian Perry Civil® was the successful commencement of

work on the Auckland Airport Taxiway Mike project.

Gross margin in HY24 was 7.1%, compared to 8.9% in

the prior period. Weaker gross margin was due to a

combination of remedial costs on historical Higgins®

projects, and slippage of margin recognition on some

larger Brian Perry Civil® projects to second half of FY24.

Divisional cost controls remained tight, with overheads

at 7.6% of gross revenue (HY23: 7.8%).

Significant items for the period were $179 million, which

included the additional $165 million provisions for increased

costs and lower expected Contract Works Insurance (CWI)

recoveries on the NZICC project, and $15 million of expected

remedial works costs for the Wellington International

Airport Limited (WIAL), both projects are part of the legacy

vertical building operations being wound down. This was

partially offset from income recognised on recovery of

Cyclone Gabrielle and North Island Floods insurance claims

receipted in the period.

Trading cash flow for the division was an outflow of

$313 million. This was driven by outflows of $295 million

associated with legacy projects. Excluding legacy impacts,

trading cash flow as an outflow of $18 million, principally

driven by increased bitumen inventory levels held by

Higgins® arising from changes in the New Zealand bitumen

supply chain, as well as one-off buildings and other asset

reparation costs caused by Cyclone Gabrielle in the Hawke's

Bay region last year.

The orderbook at 31 December 2023 was $2.5 billion, in line

with $2.8 billion at 30 June 2023. It continues to constitute

mainly lower risk, smaller self-perform work; national and

local road maintenance contracts; and alliance infrastructure

projects. The division’s share of the Transport Rebuild East

Coast (TREC) project was also recognised in the period,

and is expected to support strong work volumes over the

forward 24 months.

(1) Prior to elimination of intra-Group margin in relation to Winstone

Wallboards® Tauriko plant.

(2) EBIT before significant items is a non-GAAP measure used by

management to assess the performance of the business and has been

derived from Fletcher Building Limited's consolidated interim financial

statements for the period ended 31 December 2023.

(3) Details of Significant items can be found in note 2.1 of the consolidated

interim financial statements.

Note: External revenue includes income from the Group's Vertical Buildings

Business (December 2023: $51 million; December 2022: $52 million; June

2023: $104 million), which the Group is in the process of exiting. The New

Zealand International Convention Centre and Hobson Street Hotel (NZICC)

represents the largest project to complete in this sector. EBIT before

significant items, however, excludes any earnings from these projects.

Divisional Review

Major Projects

Brian Perry Civil®

Higgins®

Buildings

South Pacific

Fletcher Building Limited 2024 Interim Financial Results

15

Consolidated Income Statement
For the six months ended 31 December 2023

Note

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Revenue

4,248

4,284 8,469

Cost of goods sold

(3,024)

(2,975)(5,838)

Gross margin

1,224

1,309 2,631

Selling, general and administration expenses

(966)

(975)(1,883)

Share of profits of associates and joint ventures

5

16 34

Revaluation gain on investment property

1

10 16

Significant items2.1

(308)

(154)(301)

Earnings/(loss) before interest and taxation (EBIT)

(44)

206 497

Lease interest expense

(32)

(30)(60)

Funding costs

(62)

(39)(94)

Earnings/(loss) before taxation

(138)

137 343

Taxation benefit/(expense)5

21

(34)(89)

Earnings/(loss) after taxation

(117)

103 254

Earnings attributable to non-controlling interests

(3)

(11)(19)

Net earnings/(loss) attributable to the shareholders(120)

92 235

Net earnings per share (cents)

Basic

(15.3)

11.7 30.0

Diluted

(15.3)

11.3 28.4

Weighted average number of shares outstanding (millions of shares)

Basic

783

783 783

Diluted

783

861 848

Dividends declared per share (cents) 18.0 34.0

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

On behalf of the Board, 14 February 2024.

Bruce Hassall Robert McDonald

Chair Director

Fletcher Building Limited 2024 Interim Financial Results

16

Consolidated Statement of Comprehensive Income
For the six months ended 31 December 2023

Note

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Net earnings/(loss) attributable to shareholders

(120)

92 235

Net earnings attributable to non-controlling interests

3

11 19

Net earnings/(loss) after tax

(117)

103 254

Items that may be reclassified subsequently to Consolidated Income

Statement in the future:

Movement in cash flow hedge reserve

(17)

(4)2

Movement in currency translation reserve

(17)

(53)(23)

(34)

(57)(21)

Other comprehensive income(34)

(57)(21)

Total comprehensive income/(loss) for the period(151)

46 233

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

Fletcher Building Limited 2024 Interim Financial Results

17

Consolidated Statement of Movements in Equity
For the six months ended 31 December 2023

NZ$MShare capitalRetained earningsShare-based payments reserveCash flow hedge reserveCurrency translation reservePension reserveTotalNon-controlling interestsTotal equity

Total equity at 30 June 2022 (audited)3,003 705 26 8 (55)63 3,750 15 3,765

Total comprehensive income for the period92 (4)(53)35 11 46

Movement in non-controlling interests (8)(8)

Dividends paid to shareholders of the parent(172)(172)(172)

Movement in share-based payment reserve1 5 6 6

Movement in treasury stock(13)(13)(13)

Total equity at 31 December 2022 (unaudited)2,991 630 26 4 (108)63 3,606 18 3,624

Total comprehensive income for the period143 6 30 179 8 187

Movement in non-controlling interests 1 1

Dividends paid to shareholders of the parent(139)(139)(139)

Movement in share-based payment reserve2 2 4 4

Movement in treasury stock

Total equity at 30 June 2023 (audited)2,993 634 28 10 (78)63 3,650 27 3,677

Total comprehensive income/(loss) for the period (120) (17)(17)(154) 3 (151)

Movement in non-controlling interests (7)(7)

Dividends paid to shareholders of the parent (124)(124)(124)

Movement in share-based payment reserve 4 2 6 6

Total equity at 31 December 2023 (unaudited)2,993 394 30 (7)(95)63 3,378 23 3,401

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

Fletcher Building Limited 2024 Interim Financial Results

18

AssetsNote
Unaudited

Dec 2023

NZ$M

Unaudited

Dec 2022

NZ$M

Audited

June 2023

NZ$M

Current assets:

Cash and cash equivalents

215

272 365

Current tax assets

11

6

Contract assets3

178

110 141

Derivatives

7

6 18

Debtors

978

1,229 1,176

Inventories

1,7 72

1,695 1,624

Total current assets 3,1 6 1

3,312 3,330

Non-current assets:

Property, plant and equipment

2,122

1,919 2,072

Investment property

71

43 58

Intangible assets

1,170

1,156 1,253

Right-of-use assets

1,322

1,344 1,324

Investments in associates and joint ventures

222

208 225

Inventories

467

447 456

Retirement plan assets

126

123 126

Derivatives

28

14 44

Deferred tax assets

236

226 193

Total non-current assets 5,764

5,480 5,751

Total assets8,925

8,792 9,081

Liabilities

Current liabilities:

Creditors, accruals and other liabilities

1,166

1,335 1,416

Provisions

340

302 403

Lease liabilities

190

185 192

Current tax liabilities6

Derivatives

23

7 20

Contract liabilities3

71

110 82

Borrowings6

84

70 88

Total current liabilities 1,874

2,015 2,201

Non-current liabilities:

Creditors, accruals and other liabilities

102

29 52

Provisions

39

30 31

Lease liabilities

1,401

1,451 1,404

Derivatives

8

5 1

Borrowings6

2,100

1,638 1,715

Total non-current liabilities 3,650

3,153 3,203

Total liabilities 5,524

5,168 5,404

Equity

Share capital

2,993

2,991 2,993

Reserves

385

615 657

Shareholders' funds

3,378

3,606 3,650

Non-controlling interests

23

18 27

Total equity 3,401

3,624 3,677

Total liabilities and equity8,925

8,792 9,081

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

Consolidated Balance Sheet

As at 31 December 2023

Fletcher Building Limited 2024 Interim Financial Results

19

Consolidated Statement of Cash Flows
For the six months ended 31 December 2023

Note

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Cash flow from operating activities

Receipts from customers

4,406

4,344 8,496

Dividends received

5

1 4

Payments to suppliers, employees and other

(4,427)

(4,326)( 7,7 6 9 )

Interest paid

(89)

(68)(152)

Income tax paid

(21)

(154)(191)

Net cash from operating activities

10

(126)

(203)388

Cash flow from investing activities

Sale of property, plant and equipment

3

5 6

Purchase of subsidiaries

(7)

(57)(183)

Purchase of property, plant and equipment and intangible assets

(183)

(240)(445)

Payments for investment property and investment property under

development

(12)

(9)(19)

Net cash from investing activities(199)

(301)(641)

Cash flow from financing activities

Issue of capital notes10 50

Repurchase of capital notes(56)

Repurchase of shares - transferred to treasury stock(13)(13)

Drawdown of borrowings

700

692 774

Repayment of borrowings

(301)

(7)(3)

Principal elements of lease payments

(100)

(97)(196)

Contributions from non-controlling interests

11

23 37

Distribution to non-controlling interests

(7)

(8)(13)

Dividends paid to shareholders of the parent

(124)

(172)(311)

Net cash from financing activities179

428 269

Net movement in cash held

(146)

(76)16

Add: opening cash and cash equivalents

365

351 351

Effect of exchange rate changes on net cash

(4)

(3)(2)

Closing cash and cash equivalents215

272 365

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

Fletcher Building Limited 2024 Interim Financial Results

20

Fletcher Building Financial Statements
Significant changes in the current reporting period

The financial position and performance of the Group were particularly affected by the following events and transactions during

the reporting period:

–The Group announced additional loss provisions on the New Zealand International Convention Centre and Hobson Street Hotel

(NZICC) project of $165 million and a provision to remediate the Wellington International Airport Limited carpark of $15 million.

These provisions have been recognised as Significant items in the Consolidated Income Statement. Refer to note 2.1.

–The Group recognised a non-cash impairment and write-down of $122 million in relation to the Tradelink® cash generating unit

(CGU) which includes impairment and write-down of Tradelink®'s remaining goodwill and brand balances. Refer to note 2.2.

–On 3 October 2023, the Group announced that it has been assigned a credit rating from an accredited rating agency. Refer to note 6.

–On 18 December 2023, the Group executed a new loan facility with a three-bank syndicate expiring on 30 November 2026. Refer to note 6.

Notes to the Consolidated Financial Statements

Statement of accounting policies

1. GENERAL INFORMATION

The consolidated interim financial statements presented are those of Fletcher Building Limited (the Company) and its subsidiaries (the

Group). The Group is primarily involved in the manufacturing and distribution of building materials and residential, commercial and

infrastructure construction. Fletcher Building Limited is domiciled in New Zealand. The registered office of the Company is 810 Great

South Road, Penrose, Auckland.

The Company is registered under the Companies Act 1993 and is a Financial Markets Conduct Act (FMCA) 2013 reporting entity in terms

of the Financial Reporting Act 2013. The Group is a for-profit entity.

Basis of presentation

These consolidated interim financial statements have been prepared in accordance with Generally Accepted Accounting Practice in

New Zealand and the requirements of the Financial Markets Conduct Act 2013. Generally Accepted Accounting Practice is the New

Zealand equivalent to International Financial Reporting Standards (NZ IFRS).

These financial statements are presented in New Zealand dollars ($), which is the Group’s presentation currency, and rounded to the

nearest million unless otherwise stated.

The consolidated interim financial statements comply with NZ IAS 34 Interim Financial Reporting and do not include all the information

and disclosures required in the annual consolidated financial statements, and should be read in conjunction with the Group’s annual

consolidated financial statements as at 30 June 2023. In complying with NZ IAS 34, these financial statements comply with International

Accounting Standard 34 Interim Financial Reporting.

Accounting policies are disclosed within each of the applicable notes to the consolidated interim financial statements and are marked with

this colour.

The estimates and judgements that are critical to the determination of the amounts reported in the consolidated interim financial statements

have been disclosed with the relevant notes in the consolidated interim financial statements and are marked with this colour.

The following key exchanges rates were applied in the preparation of the consolidated interim financial statements:

NZD/AUD

Unaudited

Six months

Dec 2023

Unaudited

Six months

Dec 2022

Audited

Year ended

June 2023

Average rates0.92310.90690.9142

Closing rates0.92640.93630.9173

Fletcher Building Limited 2024 Interim Financial Results

21

2. KEY ESTIMATES, JUDGEMENTS AND OTHER FINANCIAL INFORMATION
2.1 SIGNIFICANT ITEMS

In reporting financial information, the Group presents non-GAAP performance measures, which are not defined or specified under the

requirements of NZ IFRS.

The Group believes that these non-GAAP measures, which are not considered to be a substitute for or superior to NZ IFRS measures, provide

stakeholders with additional useful information on the performance of the business. The non-GAAP measures are consistent with how the

business performance is planned and reported to the Board and Audit and Risk Committee.

The Group makes certain significant item adjustments to the statutory profit measures in order to derive non-GAAP measures. The Group

discloses certain non-operating items as significant items. The Group’s policy is to recognise significant items for transactions or events

outside of the Group's ongoing operations that have a significant impact on reported profit. This policy provides stakeholders with additional

useful information as a means to assess the year-on-year trading performance of the Group. On this basis, significant items include, but are

not limited to, the following:

–Gains and losses arising from mergers and acquisition (M&A) activity (i.e. business acquisitions and disposals) and associated costs.

–Restructuring and other associated costs arising from significant strategy changes that are not considered by the Group to be part of the

normal operating costs of the business.

–Impacts of significant one off events that have a material effect on the Group's financial performance and asset valuation.

–Impairment charges and provisions that are considered to be significant in nature and/or value to the trading performance of the business.

–Net gains and losses on the disposal of properties and businesses where a commitment to close has been demonstrated.

As at 31 December 2023, significant items totalled $308 million (December 2022: $154 million), this amount captures both gains and

losses from transactions or events outside of the Group's ongoing operations that have had significant impact on the Group's reported

profit and loss in the period, including:

–$180 million relates to construction provisions recognised in the period, of which $165 million relates to increased costs and lower

expected Contract Works Insurance (CWI) recoveries on the NZICC project, and $15 million of costs for remedial works at Wellington

International Airport Limited, as the Group winds down its operations in the vertical building sector. Refer to note 3.

–$122 million relates to the non-cash impairment and write-down of Tradelink® assets which includes Tradelink®'s remaining goodwill

and brand balances. Refer to note 2.2.

–$6 million of costs to transition Winstone Wallboards® operations from Auckland to Tauriko (Bay of Plenty, New Zealand).

–$3 million of legal fees incurred by Iplex® Australia in relation to Pro-fit pipes matter. Refer to note 8.

–$3 million of gains were recognised by Concrete ($1 million) and Construction ($2 million) divisions following receipt of insurance

claims, all relating to property damage losses and costs of direct remedial works following Cyclone Gabrielle and North Island Floods.

–$1 million of gains were recognised following Fletcher Concrete and Infrastructure Limited (FCIL, a fully owned subsidiary of FBL)

acquisition of the remaining 50% interest in Cromwell Certified Concrete Limited (CCCL) on 25 July 2023 for a consideration of $6.5

million. The previously held equity interest is remeasured to its fair value at the acquisition date with the gain recognised in profit and

loss (NZ IFRS 3 Business Combinations).

2.2 INTANGIBLE ASSET IMPAIRMENT TESTING

The Group tests indefinite life intangible assets, including goodwill and brands, for impairment on an annual basis. Each cash

generating unit (CGU) to which goodwill is allocated is valued using a discounted cash flow model. This is representative of the higher

of fair value less costs to dispose and value-in-use.

Management has used its past experience of sales growth, operating costs and margin, and external sources of information where

appropriate, to determine cash flow projections for the future. These cash flow projections are principally based on the business

units' forecast five-year plan, which are risk adjusted where appropriate. Cash flows beyond five years have been extrapolated using

estimated terminal growth rates, which do not exceed the long-term average growth rate for the industries and countries in which the

business units operate. Cash flows are discounted using a nominal rate specific to each business and jurisdiction.

The Group performs a detailed impairment assessment annually and considers indicators of impairment at each reporting date. At

31 December 2023, the Group performed a review of indicators of impairment for all CGUs with significant balances of indefinite life

intangible assets. No indicators of impairment were identified for the carrying amounts of these CGUs' assets, with the exception of the

Tradelink® CGU.

Notes to the Consolidated Financial Statements (cont.)

Fletcher Building Limited 2024 Interim Financial Results

22

Notes to the Consolidated Financial Statements (cont.)
Tradelink®

In 2018, the Group and its Australia divisional management team initiated a comprehensive strategic review of the Tradelink® CGU

(Australia business segment). This process involved identifying and implementing several key initiatives aimed at boosting earnings

and increasing profit margins. Although these measures led to an improvement in business performance, profit margins continued

to lag expectations.

During the first half of FY24, a full business review was completed, with strategic initiatives identified to strengthen Tradelink®’s

market position. Despite this, trading performance in the first half has continued to lag expectations. Acknowledging the expected

short-to-medium-term economic forecasts and market environment, and the time for strategic initiatives to reach full potential,

management have recognised a $122 million non-cash impairment and write-down of Tradelink®’s assets, based on lower earnings

forecasts in line with the business’s recent performance. The non-cash impairment and write-down includes the impairment of the

remaining Goodwill (A$57 million) and Brand (A$48 million) assets. Consequently, the associated deferred tax liability on Brands

(A$15 million) recognised in Tradelink® was also released, as an adjustment to tax expense.

The recoverable value of the business CGU of A$152 million as at 31 December 2023 was assessed using a value-in-use discounted

cash flow method. This valuation is based on a five-year business plan, formulated with consideration of the company's historical

performance. The long-term growth rate applied to the forecast's fifth-year cash flows is 2.5% (June 2023: 2.5%), and a post-tax

discount rate of 8.1% (June 2023: 8.1%) has been used in the impairment model.

2.3 SUPPLEMENTARY DISCLOSURES: EARNINGS PER SHARE

The below disclosure has been included to provide additional useful information by removing the impact of significant items in the

current and prior year, and the resulting impact on the earnings per share measure.

The effect of significant items on earnings per share is as follows:

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Net earnings/(loss) after taxation (as per Consolidated Income Statement)

(120)

92 235

Add back: significant items before taxation

308

154 301

Less: tax benefit on signification items

(71)

(43)(84)

Net earnings before significant items

117

203 452

Net earnings per share before significant items (cents)

14.9

25.9 57.7

Net earnings per share - as reported per Consolidated Income Statement (cents)(15.3)

11.7 30.0

Fletcher Building Limited 2024 Interim Financial Results

23

3. CONSTRUCTION ACCOUNTING
The Group's Construction division is engaged with a wide variety of customers to construct and maintain building and infrastructure

projects across New Zealand and the South Pacific. Services provided by the division include construction contract works, engineering and

maintenance services. Each project has a different risk profile based on its individual contractual and delivery characteristics. The Group's

policies for accounting for such projects are outlined below, including related estimate and judgements made by management that have

the most significant effect on the carrying value of assets and liabilities of the Group as at 31 December 2023.

Estimates and judgements are made relating to a number of factors when accounting for construction contracts. On the income side,

these include estimates and judgements made on variations to consideration which typically include variations due to changes in scope

of work, recoveries of claim income or bonus elements from customers, and potential liquidated damages or penalties that may be levied

by customers. On the cost side, these include estimates and judgements related to the assessment of future costs after considering; the

programme of work throughout the contract, any changes in the scope of work, any maintenance and defect liabilities, expected inflation

(for unlet sub-trades), and the recovery of any cost through insurance claims. For cost reimbursable contracts, there are also estimates

required on the level of disallowable costs which requires an assessment of whether costs are recoverable under the terms of the contract

and therefore should be recognised as income. Estimates of the final outcome of each contract may include cost contingencies to take

account of specific risks within each contract that have been identified.

Construction projects are inherently more uncertain earlier in their lifetime, which leads to a number of significant estimates and judgements

being made at these early stages. Construction divisional management perform regular reviews of their project positions including

reassessment of cost to complete estimates, including any cost contingencies and estimated recoverability of any variations at each

reporting date. Significant estimates and judgements are reviewed on a regular basis throughout the contract life and are adjusted where

appropriate. However, the nature of the risks on contracts are such that they often cannot be resolved until the project has been completed.

The significant judgements inherent in accounting for the Group’s most material construction projects are:

–The extent to which a project progresses in line with the complex project programme and timetable previously formed and the resulting

impact of any programme delays or gains on project costs, especially project overheads (preliminary and general costs) and any liquidated

or other damages or penalties;

–Sub-contractor costs, in particular costs that are yet to be agreed in scope or price (including inflationary pressures) or cost increase that

may arise due to programme prolongation;

–Recovery of any insurance claims;

–The outcome of ongoing commercial negotiations, including elements of variable consideration and changes in project scope with

customers; and

–Future weather and ground conditions.

The Group's Construction division has a diverse portfolio of long term construction contracts. The nature and complexity of these contracts

means the outcome can be subject to a significant level of estimation uncertainty, particularly in relation to the likelihood and quantum

of any variation claims receivable, as well as the quantification and assessment of any other claims/counterclaims that may exist. Actual

outcomes could be different from estimated amounts which may impact projection positions recognised.

Construction accounting policies

Revenue recognition

The Group derives revenue from the construction of building and infrastructure projects across New Zealand and the South Pacific.

Contracts entered into may be for the construction of one or several separate inter-linked pieces of large infrastructure. While it is

uncommon, contracts can be entered into for the delivery of several projects. Where this occurs, management determine whether a single

or multiple performance obligations exist, and allocate the total contract price across each performance obligation based on the relative

stand-alone selling prices. The nature of construction projects ordinarily lead to variations in the project size and scope over time, it is

also normal practice for contracts to include bonus and penalty elements based on timely construction or other performance criteria,

recognised as variable consideration.

Generally, contracts identify various inter-linked activities required in the construction process and the performance obligation is fulfilled over

time and as such revenue is recognised over time. Revenue is invoiced based on the measured output of each process based on appraisals

that are agreed with the customer on a regular basis, with the Group's right to payment occurring on a performance to date basis also.

Revenue on construction contracts (including sub-contracts) are determined using the percentage of completion method and represent the

value of work carried out during the period, including amounts not invoiced. Costs are recognised as incurred and revenue is recognised

on the basis of the proportion of total costs at the reporting date to the estimated total costs of the contract. Margin on a contract is not

recognised until the outcome of the contract can be reliably estimated. Management use their professional judgement to assess both the

timing of physical completion of the project and the risks associated with forecast financial result of the contract as part of this determination.

Maintenance contract revenue

Services revenue is primarily generated from maintenance services supplied to roading assets owned by local or central Government in

New Zealand and the South Pacific. This revenue also arises in respect of infrastructure assets previously constructed by the Group where

maintenance was included in the contract. The service contracts are typically determined to have one single performance obligation which

is significantly integrated and is fulfilled over time.

Variable consideration

Revenue in relation to variations, such as a change in the scope of the contract, is only included in the contract price when it is approved by

the parties to the contract, the variation is enforceable, or in certain circumstances when it is highly probable that a significant reversal of

revenue recognised will not occur and is approved by the Board of Directors.

Notes to the Consolidated Financial Statements (cont.)

Fletcher Building Limited 2024 Interim Financial Results

24

Notes to the Consolidated Financial Statements (cont.)
Contract assets, contract liabilities and provisions for onerous contracts

Contract assets/liabilities are usually stated at cost plus profit recognised to date, less progress billings. Costs include all expenditure

directly related to specific projects and an allocation of fixed and variable overheads incurred in the Group’s contract activities based

on normal operating capacity.

Onerous contract are defined in NZ IAS 37 Provisions, Contingent Liabilities and Contingent Assets; where the unavoidable costs (i.e.,

the costs that the division cannot avoid because it has to fulfil the contract) of meeting the obligations under a contract exceed the

economic benefits expected to be received under it. When a contract is identified as onerous ('loss-making'), a provision is made for

estimated future losses on the entire contract.

A summary of the major construction projects and their approximate stage of completion is disclosed to demonstrate the uncertainty

that remains on these projects.

Status of construction projects (> $200 million original contract value) as at 31 December 2023:

Business unit

Forecast

completion*

Percentage of

completion

(% cost)

New Zealand International Convention Centre and Hobson Street Hotel (NZICC)

- Fixed price contract and fire reinstatement

Buildings

2024

83%

Pūhoi to Warkworth - Fixed price contract (Public Private Partnership)Infrastructure

2024

97%

*Calendar year

Revenue backlog

Revenue backlog, as disclosed below, refers to the level of construction work the Group is contracted to but is not yet complete as at

period end. This represents the performance obligations that are yet to be completed for the construction contracts active as at 31

December 2023. The long-term nature of the contracts held by the Buildings, Infrastructure, Brian Perry Civil® and Higgins® businesses

will see these performance obligations completed over a period generally between one to five years, although some may extend longer.

Revenue Backlog by Business Units as at 31 December 2023:

Current Revenue

Backlog

NZ$M

Top 5 projects as

a % of Revenue

backlog

NZ$M

Buildings

196

100%

Infrastructure

322

98%

Brian Perry Civil®

520

72%

Higgins®

1,430

77%

South Pacific

57

96%

2,525

N/A

Contract assets

The gross amount of construction and maintenance work in progress consists of costs attributable to work performed and emerging profit

after providing for any foreseeable losses. In applying the accounting policies on providing for these losses, accounting judgement is required.

Construction contracts with cost and margin in advance of billings are presented as part of contract assets.

Contract liabilities

Construction contracts where the total progress billings issued to clients (together with foreseeable losses if applicable) on a project

exceed the costs incurred to date plus recognised profit on the contract are recognised as a liability.

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

Dec 2023

NZ$M

Construction contracts with cost and margin in advance of billings

178

110 141

Contract assets

178

110 141

Construction contracts with billings in advance of cost and margin

71

110 82

Contract liabilities

71

110 82

Fletcher Building Limited 2024 Interim Financial Results

25

Construction projects update
As announced on 5 February 2024, the Company’s latest assessment of forecast costs and revenue for the New Zealand International

Convention Centre and Hobson Street Hotel (NZICC) and expected cost of the remediation for the Wellington International Airport Limited

carpark (WIAL) projects, resulted in additional provisions of $165 million on NZICC and $15 million on WIAL carpark being recognised in the

interim financial statements as at 31 December 2023, both classified as Significant items.

The NZICC project remains on schedule for completion by late calendar year 2024. All carparks are now complete, the Hobson Street

Hotel is scheduled to be handed over to SkyCity in February 2024, and steel remediation throughout the International Convention Centre

is 98% complete. Despite this progress, actual and expected costs to complete the project have increased, principally in the areas of steel

remediation, internal fit-out, and installation of operating systems. The increased costs are primarily due to higher levels of subcontractor

resource required to deliver the final stage of the project. In addition, a portion of the Company’s claims against the project Contract Works

Insurance (CWI) may not be recoverable.

The assessment of the net cost to complete the project continues to rely on the application of estimates and judgements (e.g. programme

to complete, remediation costs, the expected receipt of insurance recoveries and quantification of any claims and costs that are outside

of insurance cover) and, as such, may be subject to change as the project progresses. Certain costs may fall outside the scope of the

Contract Works policies, with the possibility they may be unrecoverable by the Group. The costs that are known or considered probable to be

unrecoverable as at balance date have been included in the assessment of the onerous contract provision.

As part of the estimate of final margin loss on the project, it is forecasted that FCC will secure revenues of circa $110 million in total across

remaining CWI claims and 'BAU' client revenues (i.e. for work that was still to complete at the time of fire). Risks associated with proceeds

under the Contract Works policy include insurers disputing FCC's claims, as while coverage has been confirmed, the extent of damage and

recoverable costs have not all been agreed.

It is possible that the final provision could be below or above the levels currently allowed for, either through changes in costs to complete or

the final level of insurance recoveries. As the project approaches completion, there is also risk of dispute over delay and cost with SkyCity.

No claims have been received to date and project forecast and expected final margin does not allow for any.

The Group continues to pursue recoveries under the NZICC Third Party Liability (TPL) insurance policy of more than $100 million. While the

Company considers it has good grounds to recover material amounts under the TPL policy, it has determined that these proceeds are not

yet “virtually certain” in accordance with NZ IAS 37 Provisions, Contingent Liabilities and Contingent Assets to be recognised. As such, no

amount has been recognised to be recovered under the TPL policy in the project position. The Company will continue to pursue its rights to

recovery under the TPL policy, though this is not expected to be settled until calendar year 2025.

On the WIAL carpark project, Fletcher Construction Company Limited (FCC) completed a multi-level carpark for Wellington International

Airport Limited (WIAL) in October 2018. The client has alleged there are a number of defects to the carpark and the adjacent storm water

drainage. It is claiming the cost of remediation and other related losses in the order of $40 million.

Based on its latest assessment of the estimated remedial costs and expected recoveries, FCC has recognised a provision of $15 million in the

interim financial statements as at 31 December 2023, classified as a Significant item.

FCC continues to work with WIAL to agree a remediation solution to quality issues identified and to settle claims. These matters may take

some time to be resolved. It is possible that the final provision could be below or above the levels currently allowed for, and would ultimately

depend on the solution agreed and associated costs, and final claim settlements.

On Pūhoi to Warkworth, where FCC has a 50% share of the Construction JV, the Group has reassessed the facts and circumstances known

to it relating to: the estimated net cost to complete the programme of works; the merits of Construction JV’s claims and likelihood of receipt

of further relief under the Project Agreement and project insurance policies. Based on this assessment, the Group has concluded that

no additional provision is required to be recognised as at 31 December 2023. There remains a risk that, ultimately, the full amount of the

Construction JV’s claims will not be recovered.

Notes to the Consolidated Financial Statements (cont.)

Fletcher Building Limited 2024 Interim Financial Results

26

Notes to the Consolidated Financial Statements (cont.)
4. SEGMENTAL INFORMATION

Segmental information is presented in respect of the Group’s industry and geographical segments. The use of industry segments as the

primary format is based on the Group’s management and internal reporting structure, which recognises groups of assets and operations with

similar risks and returns. Inter-segment pricing is determined on an arm’s length basis.

Description of industry segments

Building

Products

The Building Products division is a manufacturer, distributor, and marketer of building products used in the residential,

industrial and commercial markets in New Zealand.

Distribution

The Distribution division consists of building and plumbing product distribution businesses in New Zealand.

Concrete

The Concrete division includes the Group's interests in the concrete value chain, including extraction of aggregates, and the

production of cement, concrete and concrete products. The division operates in New Zealand.

Australia

The Australia division manufactures and distributes building materials for a broad range of industries across Australia.

Residential and

Development

The Residential and Development division operates both in New Zealand and Australia. In New Zealand, the division's

operations include building and sale of residential homes and apartments, development and sale of commercial and

residential land, and management of retirement village assets. In Australia, the division's operations include development and

sale of commercial and residential land. Development activity includes sale of land property which are surplus to the Group's

operating requirements.

Construction

The Construction division is a supplier of building and maintenance services for infrastructure projects across New Zealand

and the South Pacific. The division is exiting the vertical building sector, with NZICC being the last project for the Group.

Industry segments

Gross Revenue

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

and restated

(1)

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Building Products

703

768 1,443

Distribution

836

965 1,824

Concrete

567

554 1,085

Australia

1,444

1,534 3,016

Materials and distribution

3,550

3,821 7,368

Residential and Development

351

219 607

Construction

699

650 1,319

Corporate and other

6

5 10

Group

4,606

4,695 9,304

Less: intercompany revenue

(358)

(411) (835)

External revenue

4,248

4,284 8,469

External Revenue

Building Products

570

619 1,154

Distribution

817

948 1,792

Concrete

412

409 800

Australia

1,414

1,500 2,953

Materials and distribution

3,213

3,476 6,699

Residential and Development

340

214 594

Construction

695

594 1,176

Group

4,248

4,284 8,469

Note: External revenue includes income from the Group's Vertical Buildings Business (December 2023: $51 million; December 2022: $52 million; June 2023: $104 million), which the

Group is in the process of exiting. The New Zealand International Convention Centre and Hobson Street Hotel (NZICC) represents the largest project to complete in this sector. EBIT

before significant items, however, excludes any earnings from these projects.

Fletcher Building Limited 2024 Interim Financial Results

27

Notes to the Consolidated Financial Statements (cont.)
EBIT before significant items

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

and restated

(1)

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Building Products

78

111 215

Distribution

35

65 141

Concrete

70

81 156

Australia

78

82 180

Materials and distribution

261

339 692

Residential and Development

41

49 147

Construction

(1)

5 26

Corporate and other

(37)

(33) (67)

Group

264

360 798

(1) The comparatives have been restated as a result of a change in segmental reclassification. Humes® Pipeline Systems which was previously under the Building Products division has

been re-presented under the Concrete division. This results in an increase to the Concrete division and decrease in Building Products division of the comparative Gross Revenue

(December 2022: $67 million), External Revenue (December 2022: $65 million), EBIT before significant items (December 2022: $7 million), Funds base (December 2022: $141

million), Depreciation, depletion and amortisation expense (December 2022: $3 million) and Capital expenditure (December 2022: $1 million) recognised.

Funds*

Building Products

1,256

1,039 1,210

Distribution

308

299 312

Concrete

810

772 789

Australia

1,331

1,448 1,368

Materials and distribution

3,705

3,558 3,679

Residential and Development

985

914 915

Construction

216

164 85

Corporate and other

160

115 158

Group funds employed

5,066

4,751 4,837

Net debt

(1,969)

(1,436) (1,438)

Deferred tax (excl. deferred tax liability on brands)

304

309 278

Group total equity

3,401

3,624 3,677

* Funds represent the external assets and liabilities of the Group and are used for internal reporting purposes.

Depreciation, depletion and amortisation expense

Building Products

32

24 48

Distribution

27

27 53

Concrete

37

36 70

Australia

65

66 132

Materials and distribution

161

153 303

Residential and Development

2

1 3

Construction

20

20 39

Corporate and other

8

6 13

Group

191

180 358

Fletcher Building Limited 2024 Interim Financial Results

28

Notes to the Consolidated Financial Statements (cont.)
Capital expenditure

+

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

and restated

(1)

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Building Products

75

125 191

Distribution

10

43 62

Concrete

34

22 65

Australia

27

16 59

Materials and distribution

146

206 377

Residential and Development

12

9 23

Construction

4

9 19

Corporate and other

26

23 42

Group

188

247 461

+ Capital expenditure represents additions to the balance sheet of property, plant and equipment and intangible assets, excluding the impacts of the investments/acquisitions of

companies or businesses.

(1) The comparatives have been restated as a result of a change in segmental reclassification. Humes® Pipeline Systems which was previously under the Building Products division

has been re-presented under the Concrete division. This results in an increase to the Concrete division and decrease in Building Products division of the comparative Gross

Revenue (December 2022: $67 million), External Revenue (December 2022: $65 million), EBIT before significant items (December 2022: $7 million), Funds base (December 2022:

$141 million), Depreciation, depletion and amortisation expense (December 2022: $3 million) and Capital expenditure (December 2022: $1 million) recognised.

Geographic segments

External revenue

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

New Zealand

2,7 76

2,705 5,353

Australia

1,414

1,507 2,959

Other jurisdictions

58

72 157

Group

4,248

4,284 8,469

EBIT before significant items

New Zealand

188

272 612

Australia

75

82 177

Other jurisdictions

1

6 9

Group

264

360 798

Funds*

New Zealand

3,654

3,196 3,403

Australia

1,344

1,497 1,381

Other jurisdictions

68

5853

Group

5,066

4,7514,837

Non-current assets

+

New Zealand

3,898

3,499 3,762

Australia

1,428

1,572 1,574

Other jurisdictions

48

46 52

Group

5,374

5,117 5,388

* Funds represent the external assets and liabilities of the Group and are used for internal reporting purposes.

+ Non-current assets exclude deferred tax assets, retirement plan surplus and financial instruments.

Fletcher Building Limited 2024 Interim Financial Results

29

Notes to the Consolidated Financial Statements (cont.)
5. TAXATION

The provision for current tax is the estimated amount due for payment during the next 12 months by the Group. The provision for deferred tax

has been calculated using the balance sheet liability method.

Deferred tax is recognised on tax losses, tax credits and on the temporary difference between the carrying amount of assets and liabilities

and their taxable value where recovery is considered probable. Deferred tax is not recognised on the following temporary differences:

–The initial recognition of goodwill; and

–The initial recognition of asset and liabilities for a transaction that is not a business combination and, at the time of the transaction, affects

neither the accounting nor taxable profit or loss.

There are no significant deferred tax liabilities in respect of the undistributed profits of subsidiaries and associates.

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Earnings/(loss) before taxation(138)

137343

Taxation at 28 cents per dollar

(39)

3896

Adjusted for:

Difference in tax rates

(2)

12

Non-assessable income

(2)

(9)(14)

Non-deductible expenses

21

24

Tax gains for which no deferred tax asset was recognised(1)

Utilisation of previous unrecognised tax losses

Tax in respect of prior years

1

31

Tax expense/(benefit) on earnings(21)

3489

Tax expense on earnings before significant items

50

77173

Tax benefit on significant items

(71)

(43)(84)

(21)

3489

Total current taxation expense

16

31130

Total deferred taxation expense/(benefit)

(37)

3(41)

(21)

3489

The net deferred tax asset balance of $236 million at 31 December 2023 largely comprises Construction provisions and tax losses

incurred in the current and prior periods. It is expected there will be sufficient future earnings in New Zealand and Australia to utilise the

deferred tax asset in each of these jurisdictions.

6. BORROWINGS

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Private placements

476

461 484

Bank loans

1,344

860 946

Capital notes

343

359 343

Other loans

21

28 30

Carrying value of borrowings (as per Consolidated Balance Sheet)2,184

1,708 1,803

Less: value of derivatives used to manage changes in hedged risks

on debt instruments

(20)

(5)(26)

Economic debt2,164

1,703 1,777

Less: Cash and cash equivalents

(215)

(272)(365)

Net debt1,949

1,431 1,412

Fletcher Building Limited 2024 Interim Financial Results

30

Unaudited
Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Carrying value of borrowings included within the Consolidated Balance

Sheet as follows:

Current borrowings

84

70 88

Non-current borrowings

2,100

1,638 1,715

Carrying value of borrowings (as per Consolidated Balance Sheet)2,184 1,708 1,803

On 3 October 2023, the Group announced that it has been assigned an investment grade credit rating from an accredited rating

agency, Moody’s Investors Service, of Baa2 with a stable outlook.

On 18 December 2023, the Group executed a NZD400 million loan facility with a three-bank syndicate expiring on 30 November 2026.

The three banks are all New Zealand registered. The facility comprises a NZD310 million revolving credit tranche and a NZD90 million

term loan tranche. As at 31 December 2023 the facility was fully drawn. This facility replaces and extends a NZD300 million bi-lateral

bank revolving credit facility with expiry date 31 October 2024, which was repaid in full and cancelled on 18 December 2023.

7. FAIR VALUE MEASUREMENT

All of the Group's derivatives are in designated hedge relationships and are measured and recognised at fair value.

All derivatives are level 2 valuations based on accepted valuation methodologies. Forward exchange fair value is calculated using

quoted forward exchange rates and discounted using yield curves derived from quoted interest rates matching maturity of the contract.

The fair value of commodity price swaps is measured using a derived forward curve and discounted using yield curves derived from

quoted interest rates matching the maturity of the contract.

Financial instruments are measured at fair value using the following fair value measurement hierarchy:

Level 1

Quoted prices (unadjusted) in active markets for identical assets or liabilities.

Level 2

Inputs that are observable for the asset or liability, either directly (as prices) or indirectly (derived from prices) other than quoted

prices included within level 1.

Level 3

Inputs for the asset or liability that are not based on observable market data (unobservable inputs).

The interest rates across all currencies used to discount future principal and interest cash flows are between 2.1% and 8.3% (December

2022: 2.3% and 6.8%; June 2023: 2.7% and 7.5%) including margins, for both accounting and disclosure purposes.

8. CONTINGENT LIABILITIES

Contingent liabilities are possible legal or constructive obligations arising from past events and whose existence will be confirmed only by

occurrence or non-occurrence of one or more uncertain future events not wholly within the control of the Group. A contingent liability may

also be a present obligation arising from past events but is not recognised on the basis that an outflow of economic resources to settle the

obligation is not viewed as probable, or the amount of the obligation cannot be reliably measured. When the Group has a present obligation,

an outflow of economic resources is assessed as probable and the Group can reliably measure the obligation, a provision is recognised.

The Group, in the normal course of business, may be subject to legal claims and other exposures in respect of which no provision has been

made. Obligations assessed as having probable future economic outflows capable of reliable measurement are provided for at reporting

date and matters assessed as having possible future economic outflows capable of reliable measurement are included in the total amount of

contingent liabilities below.

Individually significant matters, including narrative on potential future exposures incapable of reliable measurement, are disclosed below, to

the extent that disclosure does not prejudice the Group.

Guarantees

In certain circumstances, the Group guarantees the performance of particular business units in respect of their obligations. This includes

bonding and bank guarantee facilities used primarily by the construction business as well as performance guarantees for certain of the

Group’s subsidiaries.

Notes to the Consolidated Financial Statements (cont.)

Fletcher Building Limited 2024 Interim Financial Results

31

Product claims
As noted in prior disclosures, including the 2023 Annual Financial Results and NZX announcements on 17 April 2023 and 13 October 2023,

issues have been raised in respect of the hot and cold water polybutylene pipe product Iplex® Australia previously manufactured (under the

name "Pro-fit").

The issues relate to water leaks in homes, primarily built by group home builders in Western Australia, which have required repair or

replacement of the Pro-fit pipes and, in some cases, repair to damage to the affected homes.

Iplex® Australia started manufacturing Pro-fit with Typlex resin from mid-2017 and those products represented the bulk of sales after that

time. Iplex® Australia ceased the sale of Pro-fit in mid-2022. The Pro-fit product was sold into other states of Australia but not New Zealand.

Iplex® Australia is dependent on builders for information about the failures. Reports to Iplex® Australia are that, to date, about 2200 of the

houses constructed in Western Australia and 37 of the houses constructed across the rest of Australia using Pro-fit with Typlex resin have

experienced leaks. In the Company’s October release, these numbers were 1908 and 28 respectively. Iplex® Australia now estimate that

about 15,000 homes were built with Pro-fit with Typlex resin in Western Australia and another 15,000 in other states.

The Western Australia building regulator investigated the matter and, as earlier advised to the market, informed Iplex® Australia in August

2023 that "concerns were identified" regarding the manufacturing process used for Pro-fit by Iplex® Australia. That regulator also said it had

ruled out plumbing installation practices as being the cause of the leaks.

WA Consumer Protection is investigating whether there is sufficient evidence to recommend that the WA Minister compulsorily recall Pro-fit

which was manufactured using the Typlex resin. Iplex® Australia has been responding to requests for information in respect of that inquiry,

which as at the time of preparation of these Statements, is on-going.

As previously advised, third party plumbers and builders in Western Australia have asserted that the cause of the Pro-fit plumbing failures is a

manufacturing defect.

Iplex® Australia has undertaken or commissioned a substantial battery of tests to identify the cause of the plumbing failures. None has

identified a manufacturing defect. The information available to Iplex® Australia and the advice it has received from experts after completing

all the tests they require to opine on causation, clearly points to plumbing installation failures as the cause of the Pro-fit leaks.

Despite that conclusion and that Pro-fit pipes conform to Australian Standards, Iplex® Australia is conducting other tests with an international

laboratory to try to emulate the conditions and poor installation practices seen in Western Australian homes and so isolate the same mode of

failures and the same rate of failures as between resin types. To date, it has not been able to do so. The results of these tests, which will take

time to be obtained, may help design an appropriate solution for the industry and the homeowners.

Iplex® Australia continues to work on the design of an appropriate industry path forward to resolve these issues in a timely and efficient way.

However, this may be affected by the WA Government’s position on a recall. Under the relevant law, a recall is not dependant on whether the

Pro-fit product is defective but, instead, whether the WA Minister appropriately determines that it will or may injure a person and whether

the suppliers are doing enough to prevent that. Iplex® Australia believes a recall is not a supportable remedy in the circumstances and, in any

event, would be manifestly inappropriate.

As at the time of preparation of these Statements, Iplex® Australia is not aware of what the WA Consumer Protection’s recommendation will

be, when it will be made or how the WA Minister will respond to any such recommendation.

If there is a compulsory recall, the path forward and the implications for Iplex® Australia (and the Group) will be determined by the terms of

that recall, including geographic scope, timing and cost. A recall would also not preclude litigation or exposure to other legal risks.

If there is no compulsory recall, the path forward will be informed by the cause(s) identified, the design and nature of a response plan for

homeowners, whether those matters are agreed or contested, whether builders participate, whether regulator(s) and homeowners accept

any proposed response plan and the availability of resources in the market to undertake work. The range of outcomes of that work plan may

include full or partial product replacement in the homes where Pro-fit was installed, including in homes that have not and may not experience

any leaks.

Legal claims against Iplex® Australia may arise, including via consumer class actions. No legal proceeding has been commenced against

Iplex® Australia. If that changes, final judgment may not be reached for some time.

After the balance date, the WA Minister wrote to Iplex® Australia to encourage it to review the quantum of its A$15m Interim Investigation

fund allocated to support Perth’s building industry and consider increasing it to permanently address the issues with the Pro-fit failures.

Iplex® Australia engaged with the WA Minister in response and to further discuss how an industry solution may evolve.

Iplex® Australia’s exposure to future costs, if any, will depend on the final determination of a number of matters, including:

–whether a recall order is issued and, if so, the geographic scope and nature of its terms;

–the determination as to cause(s) of the leaks and the allocation of responsibility between Iplex® Australia and other parties;

–whether Iplex® Australia is found to have liability on other grounds, such as under consumer protection laws;

–whether an industry solution to resolve the plumbing failures is implemented, which industry players participate, and how

costs are borne between the parties;

–the reason for, and the type and scale of, remediation required, including the cost of undertaking it;

–other losses suffered by third parties as a result of the failures;

–if and how any relevant insurance policies respond (although it is currently not expected that there will be a significant

contribution from the Group's insurers in respect of this matter); and

–the time frames over which remediation/payments may be required.

At balance date, given current facts and circumstances, Iplex® Australia has concluded it does not have a present obligation to any party

beyond the Investigation Fund it has put in place (refer to note 9). On that basis, no provision for any settlement relating to the matter is

made in these financial statements.

Ultimately, if Iplex® Australia is ordered to compulsorily recall the product or it is found or agrees to bear full or part responsibility for this

issue, the cost to it in performing the order or rectifying homes with Pro-fit installed, as well as to meet any damages claims, fines and other

costs, could have a significantly material impact on the Group’s financial position. Disclosure of any possible impact would be materially

prejudicial to the Group’s commercial interests.

Notes to the Consolidated Financial Statements (cont.)

Fletcher Building Limited 2024 Interim Financial Results

32

Class action proceedings
On 13 March 2023, the Group announced that class action proceedings had been filed against it in the Supreme Court of Victoria making

allegations that between 17 August 2016 and 23 October 2017 the Group misrepresented the performance and financial position of its

Building + Interiors (B+I) business and failed to disclose information as to its true financial position. The claim is said to be brought on behalf of

shareholders who acquired an interest in fully paid ordinary shares in the Group on the Australian Securities Exchange or NZX Main Board

between those dates.

The Group has filed its Defence, denying all claims. The next step is for the Court to issue directions as to how the matter will be conducted.

A hearing date for the substantive matter is not expected for some time.

9. PROVISIONS

Iplex® Australia provision for Investigation Fund

As previously advised, in the prior year Iplex® Australia had made a provision of A$15 million for certain costs associated with this matter,

which was classified as a Significant item. That provision is not an indication of Iplex® Australia's view as to the costs it will or may incur

in relation to this matter, but relates to costs expected to be incurred in investigating this matter, contributing to the cost of repairs and

replacement work by Western Australian builders who choose to do so in the interim (in return for the provision of data and access to homes

which have had plumbing failures) and fund the work to identify a solution for the industry, as described in the Company’s 17 April 2023 NZX

announcement. As at 31 December 2023, approximately A$6.4m of the Fund had been spent.

Fletcher Insulation® provision for product claims

Fletcher Insulation® Australia is the subject of a claims relating to installed glass wool insulation containing an imported foil. Fletcher Insulation®

Australia is investigating the complaints to ascertain the cause and extent of the issue. Fletcher Building’s New Zealand insulation business,

Comfortech®, did not use the same imported foil. The Group has considered the exposure Fletcher Insulation® Australia may have for the

existing and future claims, with a provision recognised based on the facts and circumstances known at balance date. Fletcher Insulation®

Australia is also assessing potential recoveries from its supplier of the product. There remains a risk that the Group’s full exposure will be greater

than the amount currently allowed.

10. RECONCILIATION OF NET EARNINGS TO NET CASH FROM OPERATING ACTIVITIES

Unaudited

Six months

Dec 2023

NZ$M

Unaudited

Six months

Dec 2022

NZ$M

Audited

Year ended

June 2023

NZ$M

Net earnings/(loss)

(120)

92 235

Earnings attributable to minority interest

3

11 19

(117)

103 254

Add/(less) non-cash items:

Depreciation, depletions and amortisation

191

180 358

Other non-cash items

282

120 211

Taxation

(42)

(120)(102)

Net loss/(gain) on disposal of businesses and property, plant and equipment

3

(1)

434

179 467

Net working capital movements

Residential and Development

(72)

(270)(240)

Construction

(313)

(38)(52)

Other divisions:

Debtors

150

75 34

Inventories

3

(58)21

Creditors

(211)

(194)(96)

(443)

(485)(333)

Net cash from operating activities(126)

(203)388

Notes to the Consolidated Financial Statements (cont.)

Fletcher Building Limited 2024 Interim Financial Results

33

Independent auditor’s review report to the
shareholders of Fletcher Building Limited

Conclusion

We have reviewed the interim financial statements of Fletcher Building Limited (“the Company”) and its subsidiaries (together “the

Group”) on pages 16 to 33 which comprise the consolidated balance sheet as at 31 December 2023, and the consolidated income

statement, consolidated statement of comprehensive income, consolidated statement of movements in equity and consolidated

statement of cash flows for the six months ended on that date, and a summary of significant accounting policies and other explanatory

information. Based on our review, nothing has come to our attention that causes us to believe that the accompanying interim financial

statements on pages 16 to 33 of the Group do not present fairly, in all material respects the consolidated financial position of the Group

as at 31 December 2023, and its consolidated financial performance and its consolidated cash flows for the six months ended on that

date, in accordance with New Zealand Equivalent to International Accounting Standard 34: Interim Financial Reporting and International

Accounting Standard 34: Interim Financial Reporting.

This report is made solely to the Company’s shareholders, as a body. Our review has been undertaken so that we might state to the

Company’s shareholders those matters we are required to state to them in a review report and for no other purpose. To the fullest extent

permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company’s shareholders as a

body, for our review procedures, for this report, or for the conclusion we have formed.

Basis for conclusion

We conducted our review in accordance with NZ SRE 2410 (Revised) Review of Financial Statements Performed by the Independent Auditor

of the Entity. Our responsibilities are further described in the Auditor’s responsibilities for the review of the financial statements section of our

report. We are independent of the Group in accordance with the relevant ethical requirements in New Zealand relating to the audit of the

annual financial statements, and we have fulfilled our other ethical responsibilities in accordance with these ethical requirements.

Ernst & Young provides agreed upon procedures, taxation compliance, financial statement compilation, pre-assurance over non-financial

metrics and other assurance related services to the Group. Partners and employees of our firm may deal with the Group on normal terms

within the ordinary course of trading activities of the business of the Group. We have no other relationship with, or interest in, the Group.

Directors’ responsibility for the interim financial statements

The directors are responsible, on behalf of the Entity, for the preparation and fair presentation of the interim financial statements

in accordance with New Zealand Equivalent to International Accounting Standard 34: Interim Financial Reporting and International

Accounting Standard 34: Interim Financial Reporting and for such internal control as the directors determine is necessary to enable the

preparation and fair presentation of the interim financial statements that are free from material misstatement, whether due to fraud or error.

Auditor’s responsibilities for the review of the interim financial statements

Our responsibility is to express a conclusion on the interim financial statements based on our review. NZ SRE 2410 (Revised) requires us

to conclude whether anything has come to our attention that causes us to believe that the interim financial statements, taken as a whole,

are not prepared in all material respects, in accordance with New Zealand Equivalent to International Accounting Standard 34: Interim

Financial Reporting and International Accounting Standard 34: Interim Financial Reporting.

A review of interim financial statements in accordance with NZ SRE 2410 (Revised) is a limited assurance engagement. We perform

procedures, consisting of making enquiries, primarily of persons responsible for financial and accounting matters, and applying

analytical and other review procedures. The procedures performed in a review are substantially less than those performed in an

audit conducted in accordance with International Standards on Auditing (New Zealand) and consequently do not enable us to obtain

assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an

audit opinion on those interim financial statements.

The engagement partner on the review resulting in this independent auditor’s review report Brent Penrose.

Chartered Accountants

Auckland

14 February 2024

Fletcher Building Limited 2024 Interim Financial Results

34

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