Synlait Milk Limited logo

Notice of Special Shareholders’ Meeting

AGM24 June 2024SMLConsumer Staples

Synlait Milk Limited · 1028 Heslerton Road, RD13 Rakaia, Canterbury, New Zealand · +643 373 3000 · www.synlait.com






NZX: SML

ASX: SM1



25 June 2024


Notice of Special Shareholders’ Meeting


Synlait Milk Limited’s (Synlait) Special Shareholders’ Meeting will be held on Thursday 11 July 2024 at

2.00pm, in person at Synlait's Dunsandel facility, located at 1028 Heslerton Road, RD13 Rakaia,

Canterbury, New Zealand, and online at: www.meetnow.global/nz


The meeting is to vote on the resolution to approve the proposed entry into a $130 million shareholder

loan to be made available to Synlait by Bright Dairy International Investment Limited, a related

company of Bright Dairy Holding Limited, Synlait’s 39.01% shareholder. If the resolution is approved,

Synlait will fully draw down the loan to meet the $130 million payment due to its banks on 15 July 2024.


Importance of the resolution to Synlait’s future


Synlait will only be able to meet its $130 million payment obligation to its banks on 15 July 2024 if the

resolution is approved by shareholders other than Bright Dairy by way of an ordinary resolution. An

ordinary resolution is a resolution that is approved by a simple majority of the votes of those

shareholders entitled to vote and voting on the question.


If the $130 million payment is not made and the banks do not agree to alternative arrangements, the

Board believes Synlait will need to cease trading or initiate a formal insolvency process.


Recommendation of Independent Directors


The Independent Directors of Synlait unanimously recommend that shareholders vote in favour of the

resolution.


Voting intentions of major shareholders


Bright Dairy cannot vote in favour of the resolution; as such, the Directors appointed by Bright Dairy

have abstained from making a recommendation.


Whilst as at the date of the notice of meeting Synlait and The a2 Milk Company Limited have engaged

in discussions, The a2 Milk Company Limited has not determined how it will vote on the resolution. If

Synlait is advised of a change of status of The a2 Milk Company Limited's voting intentions, it will

update shareholders by way of market announcement.


The deadline for returning proxy votes is 2.00pm on Tuesday 9 July.


Independent appraisal report


In accordance with the NZX Listing Rules, the Board commissioned an independent appraisal report for

shareholders to support their consideration of the resolution. Shareholders should read the report

prepared by Northington Partners in full alongside the notice of meeting. Both documents (released

with this announcement) contain important information that should be carefully considered before

voting. Overall, the independent appraisal report concluded that the terms and conditions of the

shareholder loan are fair to Synlait shareholders not associated with Bright Dairy.



Synlait Milk Limited · 1028 Heslerton Road, RD13 Rakaia, Canterbury, New Zealand · +643 373 3000 · www.synlait.com



Banking facilities update


Included within the Notice of Meeting is an update on Synlait’s existing banking facilities.


As announced on 2 April 2024 at the half year result, the banks agreed to short-term covenant

relaxation in the company’s existing facility to provide time to reduce debt. Since that date, Synlait has

requested waivers in respect of its leverage ratios and interest coverage ratio, and a deferral of the

maturity/limit step downs of relevant facilities through to the end of July 2024.


The banks’ agent has confirmed that each of the banks have received credit approval to the covenant

waivers and the deferral of the relevant maturity/limit step downs in June and July until such time that

Synlait’s planned equity capital raising is completed. The approval is subject to the addition of a

covenant to achieve minimum adjusted EBITDA for FY24 of $45 million.


Synlait and the banks are in the process of negotiating the documentation for these waivers and

satisfying any applicable conditions. Further information can be found in the Notice of Meeting.


Synlait Chair George Adams commented: “Synlait is now progressing at pace a series of structural

initiatives to address the scale of challenges we face today.”


“We are committed to resetting Synlait’s balance sheet, with the support of Bright Dairy, to ensure we

return to a position where we can deliver the growth potential we see in our core Advanced Nutrition

and Foodservice businesses.”


“The Board and management have spent considerable time aligning on Synlait’s business recovery

plan for this financial year and next, focusing on reducing debt, accelerating volume growth, and

optimising cost and operational performance. We are committed to delivering on this for the benefit of

all our stakeholders – customers, farmers, shareholders, staff, and suppliers.”


On behalf of Bright Dairy Appointed Directors, Director Julia Zhu commented: “In line with Bright’s

long-term support of the New Zealand agriculture sector, in particular, Synlait’s business, its farmers,

staff, and all shareholders – this $130 million shareholder loan facility is one part of Bright’s wider

support to see Synlait return to a much stronger financial and operating position, as early as practicable

in this economic cycle.”


“We are deeply committed to Synlait, believing its assets and operations to offer significant value and

opportunity within regional and global dairy markets. Notwithstanding Synlait’s short-term challenges,

we see a pathway to growth and future value, and we will continue to work closely with the Board and

management team to do what we can to help with the company’s turnaround plan.”


“Bright Dairy fully supports Synlait raising equity capital, subject to finalised terms and all necessary

approvals being received, to more substantially reset the company’s equity and debt position to

provide a platform to return to sustainable growth for Synlait’s farmers and all shareholders.”


The Synlait Board, management, and its advisers are continuing to progress the structure, terms and

conditions of a proposed equity raising and will further update shareholders by the end of August,

possibly earlier, by market announcement.


For more information contact:

Media

Allan Swann

Corporate Communications Manager

P: +64 21 211 4874

E: allan.swann@synlait.com


Investors

Hannah Lynch

Head of Strategy & Corporate Affairs

P: +64 21 252 8990

E: hannah.lynch@synlait.com

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PROXY/VOTING FORM FOR THE SYNLAIT MILK LIMITED 2024 SPECIAL MEETING
APPOINTMENT OF PROXY

OR CORPORATE REPRESENTATIVE

If you do not plan to attend and vote at the Special Meeting, you

may appoint a proxy to attend and vote on your behalf. If you are a

corporate shareholder, you may appoint a corporate representative

to attend and vote on your behalf. You can appoint anyone to act

as your proxy or corporate representative. Your proxy or corporate

representative does not have to be another Synlait shareholder. The

Chair of the meeting, and the other Synlait Directors, are willing to

act as proxy or corporate representative for shareholders.

If you do not name a proxy but otherwise complete the form, or your

named proxy does not attend the meeting, then the Chair of the

meeting will act as your proxy to cast any express votes indicated in

your Proxy Form, subject to certain restrictions explained below.

To appoint a proxy or corporate representative, enter the name

of your proxy or corporate representative, or ‘Chair’ in the space

allocated in ‘Step 1’ and complete this form. Alternatively, you can

appoint a proxy or corporate representative online at:

www.investorvote.co.nz

If your proxy is not the Chair of the meeting, or any other Director

of the company, and they are attending the meeting online, please

ensure that you provide your proxy’s phone and email address

when completing the Proxy Form. If this information is not provided,

we cannot guarantee admission of your proxy to the online meeting.

VOTING RESTRICTIONS

Pursuant to Listing Rule 6.3.1, Bright Dairy International and any

Associated Person (as that term is defined in the NZX Listing Rules)

of Bright Dairy International, including Bright Dairy Holding Limited,

are prohibited from voting in favour of the resolution other than

where the vote is cast by a Bright Director as a proxy for a person

who is entitled to vote, in accordance with express directions on

this Voting/Proxy Form to vote for or against the resolution. The

Company will disregard any votes cast on the resolution by any

persons to whom the foregoing applies.

Synlait Milk Limited (Synlait) has called a Special Meeting to be held on Thursday 11 July 2024 at 2.00pm (NZT). The Special Meeting will

be held in person at Synlait's Dunsandel facility, located at 1028 Heslerton Road, RD13 Rakaia, Canterbury, New Zealand, and online via the

Computershare meeting platform at: www.meetnow.global/nz

VOTING

Direct your proxy or corporate representative how to vote by

marking one of the boxes opposite each item of business. If you do

not mark a box your proxy or corporate representative may vote as

they choose. If you mark more than one box next to an item, your

vote will be invalid.

The Chair and the other Directors intend to vote all discretionary

proxies in favour of the resolutions to the extent permitted by

law, the NZX Listing Rules, ASX Listing Rules and the Company’s

Constitution.

If you mark more than one box next to an item of business, your vote

will be invalid on that item.

SIGNING INSTRUCTIONS FOR PROXY FORMS

Individual holding

Where your shareholding is in a single name, the shareholder or

their attorney

1

must sign this Proxy Form.

Joint holding

Where your shareholding is in more than one name, all the

shareholders, or their attorneys

1

, should sign.

Corporate shareholder

This Proxy Form must be signed by a duly authorised officer acting

under express or implied authority of the corporate shareholder,

or a Director jointly with another Director where there is more than

one Director, or the sole Director, or an attorney¹ appointed by

the company.

1. If this Proxy Form is signed under a power of attorney, it must be

accompanied by:

• a copy of the Power of Attorney, certified by a Solicitor, Justice of the

Peace or Notary Public (unless it has already been noted by Synlait or

Computershare Investor Services Limited); and

• a signed certificate of non-revocation of the power of attorney.

Lodge your proxy online, 24 hours a day, 7 days a week at: www.investorvote.co.nz

YOUR SECURE ACCESS INFORMATION

Control Number: CSN/Shareholder Number:

Please note: You will need your CSN/Shareholder Number and postcode or country of residence (if outside New Zealand)

to securely access InvestorVote and then follow the prompts to appoint your proxy or exercise your vote online.

FOR YOUR PROXY TO BE EFFECTIVE, IT MUST BE RECEIVED BY 2.00PM ON TUESDAY 9 JULY 2024

LODGE YOUR PROXY

Online: www.investorvote.co.nz

By mail: Computershare Investor Services Limited Private Bag

92119, Auckland 1142, New Zealand (if mailing within New Zealand,

use the pre-paid envelope provided. If mailing from outside New

Zealand, use the return envelope but add postage).

Name Line 1

Name Line 2

Address Line 1

Address Line 2

Address Line 3

Address Line 4

Scan the QR code

to vote now.

PROXY/CORPORATE REPRESENTATIVE VOTING FORM
STEP 1: APPOINT A PROXY/CORPORATE REPRESENTATIVE TO VOTE ON YOUR BEHALF

I/We being a shareholder/s of Synlait Milk Limited


hereby appoint of

or failing that person of

as my/our proxy/corporate representative to act generally at the Special Meeting of Shareholders of Synlait to be held on

Thursday 11 July 2024 commencing at 2.00pm (NZT) or, any adjournment thereof, on my/our behalf, and to vote in accordance

with the following directions, or if ‘Proxy Discretion’ or no vote is selected, to vote as my/our proxy thinks fit (to the extent

permitted by law, Synlait’s Constitution and the relevant Listing Rules) on the resolutions listed below, and on any resolution(s) to

amend any of the resolution(s), or any resolution(s) so amended, and on any other resolution(s) proposed at the meeting (or any

adjournment thereof) to give effect to my/our intention as set out below where possible.

If your proxy is not the Chair of the meeting or another Director of Synlait Milk Limited, please ensure that you provide their

contact details (phone and email address) below. If this information is not provided, your proxy’s admission to the online meeting

is not guaranteed.

Proxy contact details

Phone Email

Ordinary Resolution

Resolution 1: “That the Shareholder Loan, as described in the Notice of

Meeting dated 25 June 2024, be approved under and for the

purposes of NZX Listing Rules 5.1.1(b) and 5.2.1.”

For

AgainstAbstain

Proxy

Discretion

STEP 2: VOTING INSTRUCTIONS

Please note if you mark the ‘Abstain’ box for an item, you are directing your proxy or corporate representative not to vote

on your behalf, and your votes will not be counted in calculating the required majority. If you do not mark a box, or mark

‘Proxy Discretion’ your proxy or corporate representative may determine whether and how to vote. If you mark more than

one box, your vote on that resolution is invalid. This form is to be used to vote as follows on the following resolutions

(add a tick to the box to indicate your vote):

STEP 3: SHAREHOLDER QUESTIONS

Shareholders present at the Special Meeting will have the opportunity to ask questions. If you cannot attend the Special Meeting

but would like to ask a question you can email it to: investors@synlait.com

Questions need to be submitted by 2.00pm on Tuesday 9 July 2024. The Board will answer questions at the meeting as

further described in the Notice of Meeting.

SIGN: SIGNATURE AND NAME OF SHAREHOLDER(S) THIS SECTION MUST BE COMPLETED.

Name

Shareholder 1 – Individual / Sole

Director/Director, Authorised

Signatory/Attorney

(Please select one)

Name

Shareholder 2 – Individual / Director,

Authorised Signatory or Attorney (if

more than one)

(Please select one)

Name

Shareholder 3 – Individual /

Authorised Signatory or Attorney 3

(Please select one)

Please refer to the Notice of Meeting for the full resolution text.

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SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
1

NOTICE OF SPECIAL

SHAREHOLDERS’ MEETING

SYNLAIT MILK

LIMITED

You are invited to Synlait Milk Limited’s (Synlait)

Special Shareholders’ Meeting on Thursday, 11 July

2024 at 2.00pm (NZST).

The Special Shareholders’ Meeting will be held in person

at Synlait’s Dunsandel facility, located at 1028 Heslerton

Road, RD13 Rakaia, Canterbury, New Zealand, and online

This is an important document and requires your immediate attention. You should carefully read it in its entirety (including the Independent Report from

Northington Partners Limited that accompanies this Notice of Meeting as the Appendix) before deciding whether or not to vote in favour of the resolution. If you

are in any doubt about what you should do, you should seek advice from your broker or your financial, taxation or legal adviser immediately.

via the Computershare meeting platform at:

www.meetnow.global/nz

Further details about joining the meeting in person

and online can be found on page 21 and in the

accompanying Virtual Meeting Guide released with

this Notice of Meeting.

IMPORTANT DATES AND TIMES (NZST)

Voting/Proxy Forms to be received by:

2.00pm on Tuesday, 9 July 2024

Record date for voting:

5.00pm on Tuesday, 9 July 2024

Special Shareholders’ Meeting:

2.00pm on Thursday, 11 July 2024

RESOLUTION

To consider and, if thought fit, pass the following

resolution:

That the Shareholder Loan, as described in the

Notice of Meeting dated 25 June 2024, be approved

under and for the purposes of NZX Listing Rules 5.1.1(b)

and 5.2.1.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
2

Purpose of this Notice of Meeting

The purpose of this Notice of Meeting is to:

• inform you about the proposed transaction requiring

Synlait Milk Limited (Synlait) shareholder approval;

• make you aware of the Special Shareholders’ Meeting

to be held at Synlait’s Dunsandel facility, located at 1028

Heslerton Road, RD13 Rakaia, Canterbury, New Zealand,

and online via the Computershare meeting platform at:

www.meetnow.global/nz to vote on the resolution;

• enable you to appraise the implications of the

proposed transaction; and

• help you decide whether to vote for or against the

resolution. If you choose not to vote you should be

aware that whether the resolution is passed or not

will be determined solely by reference to the number

of votes cast by shareholders who do vote.

Voting/Proxy Form

Accompanying this Notice of Meeting is a Voting/Proxy

Form to enable you to vote on the resolution by:

• attending the Special Shareholders’ Meeting, whether

in person or online; or

• appointing a proxy to attend and vote on your behalf

at the Special Shareholders’ Meeting.

You are urged to complete and return the Voting/Proxy

Form as soon as possible if you do not plan to attend the

Special Shareholders’ Meeting.

Sold your shares?

If you have sold your shares, please immediately hand

this document and the accompanying Voting/Proxy Form

to the purchaser or the agent through whom the sale was

made, to be passed to the purchaser.

Your decision

This Notice of Meeting does not consider your individual

investment objectives, financial situation, or needs. You

must make your own decisions and seek your own advice

in this regard.

The information and recommendations contained in this

Notice of Meeting do not constitute, and should not be

taken as constituting, financial advice.

If you are in any doubt as to what you should do, you

should seek advice from your financial, taxation or

legal adviser before making any decision regarding the

proposed transaction.

Forward looking statements

This Notice of Meeting contains certain forward looking

statements. You should be aware that there are risks

(both known and unknown), uncertainties, assumptions

and other important factors that could cause the actual

conduct, results, performance or achievements of

Synlait to be materially different from the future conduct,

market conditions, results, performance or achievements

expressed or implied by such statements or that could

cause future conduct to be materially different from

historical conduct. Deviations as to future conduct, market

conditions, results, performance and achievements are

both normal and to be expected.

Forward looking statements generally may be identified

by the use of forward looking words such as ‘aim’,

‘anticipate’, ‘believe’, ‘estimate’, ‘expect’, ‘forecast’,

‘foresee’, ‘future’, ‘intend’, ‘likely’, ‘may’, ‘planned’,

‘potential’, ‘should’, or other similar words.

Neither Synlait nor any other person gives any

representation, assurance or guarantee that the

occurrence of the events expressed or implied in any

forward looking statements in this Notice of Meeting will

actually occur. You are cautioned against relying on any

such forward looking statements.

Additional information available under Synlait’s

continuous disclosure obligations

Synlait is subject to continuous disclosure obligations

under the NZX Listing Rules which require it to notify

certain material information to NZX. The ASX Listing

Rules also require that Synlait immediately provides to

ASX all the information which it provides to NZX that

is, or is to be, made public. Market announcements by

Synlait are available at www.nzx.com under the ticker

code “SML” and at www.asx.com.au under the ticker

code “SM1”. In particular, Synlait recommends that

you read the Market Update announcement dated

4 June 2024.

Synlait may make additional releases to NZX and ASX

prior to the Special Shareholders’ Meeting. Shareholders

should carefully monitor Synlait’s market announcements

prior to that meeting.

IMPORTANT

INFORMATION

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
3

NZ RegCo

NZ RegCo has provided written confirmation that it

does not object to this Notice of Meeting pursuant to

NZX Listing Rule 7.1.1. However, NZ RegCo accepts no

responsibility for any statement in this Notice of Meeting.

Effect of rounding

Several figures, amounts, percentages, prices, estimates,

calculations of value and fractions in this Notice of

Meeting are subject to the effect of rounding. Accordingly,

actual calculations may differ from amounts set out in this

Notice of Meeting.

Defined terms

Capitalised terms set out in this Notice of Meeting have

the meanings given to them in the Glossary.

Currency

In this Notice of Meeting, a reference to $ is to New

Zealand dollars, unless otherwise stated.

Date of this Notice of Meeting

This Notice of Meeting is given on Tuesday, 25 June 2024.

QUERIES:

If you have any queries in relation to this Notice of Meeting, please contact one of the following:

Synlait on: +64 (0)21 252 8990

Computershare on: 0800 650 034 / +64 9 488 8777

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
4

CONTENTS

PAGE

2.

3.

4.

5.

6.

7.

APPENDIX:

DIRECTORY

1.

21

PAGE

23

PAGE

24

PAGE

26

PAGE

57

PAGE

19

PAGE

9

PAGE

6

PAGE

5

PAGE

Notice of Special Shareholders’ Meeting

Explanatory Notes

Glossary

Independent Appraisal Report

Key Dates

Letter From The Chair

Shareholder Loan

Frequently Asked Questions

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
5

Indicative date and time (NZST)Event

Tuesday, 25 June 2024Notice of Meeting – date this Notice of Meeting was

distributed.

Tuesday, 9 July 2024 at 2.00pmClosing time and date for Voting/Proxy Forms for the

Special Shareholders’ Meeting to be submitted.

Tuesday, 9 July 2024 at 5.00pmVoting eligibility time for determining eligibility to

vote at the Special Shareholders’ Meeting.

Thursday, 11 July 2024 at 2.00pmSpecial Shareholders’ Meeting to be held in person

at Synlait’s Dunsandel facility, located at 1028

Heslerton Road, RD13 Rakaia, Canterbury, New

Zealand, and online via the Computershare meeting

platform at: www.meetnow.global/nz

If the resolution is approved by shareholders

On or before 15 July 2024Drawing of Shareholder Loan – estimated time

for funds to be drawn under the Shareholder Loan

(assuming all conditions have been satisfied) to meet

the $130 million payment due to Synlait’s banks.

All dates in the table above are indicative only. In

particular, the timing of completion of the proposed

transaction will depend on the timing of the satisfaction

of its various conditions, as described in this Notice of

Meeting. Any material updates to the timetable will be

announced via the announcement platforms of NZX and

ASX and notified at: www.synlait.com

All references to time in this Notice of Meeting are

references to New Zealand Standard Time (NZST),

unless otherwise stated. Any obligation to do an

act by a specified time in NZST must be done at the

corresponding time in any other jurisdiction.

1. KEY DATES

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
6

25 June 2024

Dear shareholders

On behalf of the Synlait board, I am pleased to enclose this

Notice of Meeting, which outlines important information

regarding the proposed entry into a $130 million loan

facility with Bright Dairy International Investment Limited,

a related company of Synlait’s largest shareholder, Bright

Dairy Holding Limited.

Importance of the resolution to the future of the company

Shareholders will be given the opportunity to vote on the

resolution to approve the Shareholder Loan at the Special

Shareholders’ Meeting on Thursday 11 July 2024. If the

resolution is approved by shareholders (and all conditions

under the Shareholder Loan have been satisfied), Synlait

will draw down the loan in full to meet the $130 million

payment due to its banks on 15 July 2024. Synlait will not

be able to meet that payment obligation to its banks if

the Shareholder Loan is not approved. If that payment

is not made and the banks do not agree to alternative

arrangements, the Board’s view is that Synlait will need to

cease trading or initiate a formal insolvency process.

Key terms of the Shareholder Loan

The Shareholder Loan has been offered to Synlait by Bright

to ensure that the $130 million payment due to the banks

can be met on time and in full. Synlait is in the process of

seeking approval to the Shareholder Loan from its banks.

The banks’ agent has confirmed that each of the banks

have received the credit approvals required to consent

to the Shareholder Loan. Synlait and the banks are in the

process of negotiating the documentation to give effect to

the consent and satisfying any applicable conditions. The

Shareholder Loan will rank in priority of payment behind

those banks and ahead of Synlait’s listed bonds.

The Shareholder Loan is fully documented, comprising a loan

facility of $130 million. The loan facility is initially for a twelve-

month term but can be extended at Synlait’s option for a

further twelve months subject to certain conditions set out in

section three (Shareholder Loan) below. The extension option

can be exercised once for a total term of two years.

For the first twelve months of the Shareholder Loan,

interest is payable quarterly at 8% per annum. If the

extension option is exercised, the interest rate resets

and will be equal to quarterly BKBM + 1.60% per annum

(payable quarterly). In certain circumstances (where

an “Interest Deferral Event” exists), Synlait has the

right for interest to be capitalised rather than paid in

cash (see further details in section three (Shareholder

Loan) below).

2. LETTER FROM

THE CHAIR

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
7

The proceeds of the Shareholder Loan will be applied

towards the $130 million payment which is due to Synlait’s

banks on 15 July 2024. While it will also constitute debt,

the Shareholder Loan is intended to be used as a bridge to

a broader recapitalisation plan for Synlait.

Synlait is required to reduce its bank debt

Our banks, while supportive of Synlait, introduced a

requirement in September 2023 that the amount of

debt owed to them be reduced by $130 million by 31

March 2024. That date was subsequently extended by

agreement of the banks to 15 July 2024. Synlait is now

required to make that repayment of $130 million on

15 July 2024, without a further extension of time. The

Shareholder Loan would replace $130 million of debt

owed to the banks with $130 million of debt owed to

Bright Dairy International.

The Board is extremely aware that Synlait needs to

significantly progress with reducing its debt, reporting

outstanding loans and borrowings of $585 million as at

31 May 2024 including $180 million of Bonds. Our banks

require that the amount of debt be reduced with an

expectation that Synlait will need to deliver covenant ratios

appropriate for this phase of the economic cycle.

Synlait is now progressing at pace a series of structural

initiatives to address the scale of challenges we face

today. It has altered its strategy to focus on its core B2B

Advanced Nutrition and Foodservice channels, where

it believes it has a clear right to win. The Board and

management have spent considerable time aligning on

Synlait’s business recovery plan for this financial year

and next, which has three areas of focus – reducing debt,

accelerating volume growth, and optimising costs and

operational performance.

As announced on 2 April 2024 at the half year result, our

banks agreed to short-term covenant relaxation in our

existing facility to provide us time to reduce debt. Since

that date Synlait has requested waivers in respect of

both its leverage ratios and interest coverage ratio and

a deferral of the maturity/limit step downs of relevant

facilities through to the end of July 2024. The banks’ agent

has confirmed that each of the banks have received credit

approval to the covenant waivers and the deferral of the

relevant maturity/limit step downs in June and July until

such time that Synlait’s planned equity capital raising is

completed (as to which, see below). The approval is subject

to the addition of a covenant to achieve minimum adjusted

EBITDA for FY2024 of $45 million. Synlait and the banks

are in the process of negotiating the documentation for

these waivers and satisfying any applicable conditions.

If documentation for the deferral of the step down of

relevant facility limits and extension of relevant maturity

dates due to occur on 27 June 2024 or 31 July 2024 is

not able to be agreed, Synlait’s drawn debt may exceed

its permitted levels and therefore be in default under the

Bank Facilities on 27 June 2024 and/or 31 July 2024. If

documentation of the ratio waivers is not agreed prior to

31 July 2024, Synlait will likely be in default under the Bank

Facilities on that date.

Even if these waivers are granted, the banks still require

that $130 million is paid on or before 15 July 2024. It is the

Board’s view that Synlait will not be in a position to do that

without the Shareholder Loan. For further information see

section three (Shareholder Loan) under the heading “Bank

Facilities and Bonds”.

Proposed equity capital raising to help reset Synlait’s

balance sheet

To ensure that Synlait’s balance sheet is reset, Synlait is

planning to undertake an equity capital raising. Bright

Dairy has indicated it fully supports Synlait raising equity

capital, subject to terms being finalised, and all necessary

approvals being received, to more substantially re-set the

company’s equity and debt position to provide a platform

to return to sustainable growth for Synlait farmer suppliers

and all shareholders. The Synlait Board and its advisers are

continuing to progress the structure, terms and conditions

of a proposed equity raising and will further update

shareholders by the end of August, possibly earlier, by

market announcement.

In connection with the proposed equity raising, Synlait

is also proposing to concurrently refinance its Bank

Facilities. As part of that refinancing Synlait will be

seeking amended facilities that, upon the completion of

the equity raising, will be available to be drawn to meet

Synlait’s expected working capital and other corporate

requirements as well as allowing for the repayment of

the Bonds. Further information will be provided about the

refinancing once arrangements have been agreed with

the banks.

The Independent Directors fully support the Shareholder

Loan outlined in this Notice of Meeting and unanimously

recommend that shareholders vote in favour of the

resolution at the Special Shareholders’ Meeting. The

directors appointed by Bright have abstained from making

a recommendation.

The shareholder vote to approve the resolution will take

place at the Special Shareholders’ Meeting. In broad terms,

the Shareholder Loan will require approval by way of an

ordinary resolution (greater than 50% of those shares

entitled to vote and voting) because the Shareholder Loan

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
8

is a major transaction for the purposes of NZX Listing Rule

5.1.1(b) and a Material Transaction with a Related Party for

the purposes of NZX Listing Rule 5.2.1. All shareholders

other than Bright Dairy Holding Limited (as a Related Party

of Synlait and an Associated Person of the lender under

the Shareholder Loan) can vote.

Independent Report

In accordance with the NZX Listing Rules, the Board has

commissioned an independent appraisal report from

Northington Partners (refer to the Independent Report in

the Appendix) for the benefit of shareholders to support

their consideration of the resolution to enter into the

Shareholder Loan. Shareholders should carefully read

the Independent Report in full. A summary of some of the

key conclusions reached by Northington Partners is set

out in section five (Notice of Meeting) under the heading

“Conclusion from Independent Report”.

Voting intentions of major shareholders

Bright Dairy Holding Limited is not able to vote in favour

of the Shareholder Loan. This means the voting intentions

of The a2 Milk Company Limited, as the holder of 19.8%

of the shares (which equates to approximately 33% of

the votes eligible to be cast on the resolution), will be

influential in determining the outcome of the resolution to

approve the Shareholder Loan.

Whilst as at the date of this Notice of Meeting Synlait

and The a2 Milk Company Limited have engaged in

discussions, The a2 Milk Company Limited has not

determined how it will vote on the resolution. If Synlait is

advised of a change of status of The a2 Milk Company

Limited’s voting intentions, it will update shareholders by

way of market announcement.

Your vote is important, regardless of how many shares you

own. I strongly encourage you to exercise your right to

vote on this important matter.

Please read this Notice of Meeting carefully. It contains

important information which you should consider before

you vote. You may also wish to seek independent legal,

financial, taxation and other professional advice when

considering your vote.

I would like to sincerely thank shareholders for their

support as we determine Synlait’s next chapter. We look

forward to your participation in the upcoming Special

Shareholders’ Meeting on Thursday, 11 July 2024 at

2.00pm.

Yours sincerely

George Adams

Chair

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
9

The proposed transaction involves the entry into a

loan agreement with Bright Dairy International, with the

proceeds to be used to pay the $130 million due to the

banks on or before 15 July 2024.

The Shareholder Loan is fully documented, comprising a

loan facility of $130 million. The loan facility is initially for a

twelve-month term but can be extended at Synlait’s option

for a further twelve months, subject to certain conditions

being satisfied (see the Extension Option section in the

table below).

The extension option can be exercised once, for a total

term of two years.

For the first twelve months of the Shareholder Loan,

interest is payable quarterly at 8% per annum. If the

extension option is exercised, the interest rate resets

and will be equal to quarterly BKBM + 1.60% per annum

(payable quarterly). The Shareholder Loan is subject to

several conditions, including:

• obtaining Synlait Shareholder approval. This approval

is being sought at the Special Shareholder Meeting;

• an internal resolution of Bright Dairy & Food Co., Ltd.,

approving the Shareholder Loan. As at the date of this

Notice of Meeting, this approval remains outstanding;

• evidence that the Shareholder Loan has been

approved by the State-owned Assets Supervision and

Administration Commission of Shanghai (SASAC) or

any institution authorised by it. As at the date of this

Notice of Meeting, this approval remains outstanding;

• approval to the Shareholder Loan and Shareholder

Loan documents from Synlait’s banks; and

• other customary lending conditions – these are

expected to be satisfied at or about the time that the

Shareholder Loan is drawn upon.

The conditions must be in form and substance satisfactory

to Bright Dairy International.

Bright Dairy International is responsible for seeking the

approvals to the Shareholder Loan referred to in the list of

conditions above from Bright Dairy & Food Co., Ltd. and

SASAC, and must use reasonable endeavours to satisfy

those conditions.

Each of the Synlait Guarantors will guarantee the

obligations of Synlait in respect of the Shareholder Loan.

In addition, the obligations of Synlait and the Synlait

Guarantors in respect of the Shareholder Loan are to

be secured on a second ranking basis with security

over all of each of Synlait’s and the Synlait Guarantors’

present and after-acquired property. The Shareholder

Loan is to be subordinated to Synlait’s Senior Creditors.

The Shareholder Loan will not be subordinated to the

other creditors of Synlait and the Synlait Guarantors (in

particular, Bondholders and trade creditors). See the

section ‘Ranking and subordination’ below for

further detail.

The Shareholder Loan will be used to prepay Synlait’s

debt owed under the Bank Facilities Agreement, up to the

amount of the $130 million payment due on 15 July 2024.

Reason for the Shareholder Loan

As announced on 2 April 2024, the banks agreed to

short-term covenant relaxation of its existing facility

to provide time to reduce debt. However, the banks

require that $130 million of facilities they have advanced

are repaid on or before 15 July 2024. Synlait is not

forecasting to be able to do that without the entry into the

Shareholder Loan.

Synlait has been focused on a business recovery

programme which has three areas of focus – reducing

debt, accelerating volume growth, and optimising cost and

operational performance. However, it is the Board’s view

that cash flows from operations alone, particularly given

Synlait’s current financial performance, will not reduce

debt sufficiently to meet the payment due on 15 July 2024

or provide sufficient deleveraging to secure alternative or

amended banking facilities.

The Shareholder Loan has been offered to Synlait by

Bright Dairy International to ensure that the $130 million

payment due to the banks can be met on time and in

full. Synlait is in the process of seeking approval to the

Shareholder Loan from its banks. The banks’ agent has

confirmed that each of the banks have received the credit

approvals required to consent to the Shareholder Loan.

Synlait and the banks are in the process of negotiating the

documentation to give effect to the consent and satisfying

any applicable conditions. The Shareholder Loan will be

subordinated to the Senior Creditors and rank in priority of

payment behind the Senior Creditors (see Intercreditor /

Priority Terms below).

3. SHAREHOLDER

LOAN

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
10

Parties

BorrowerSynlait Milk Limited.

Synlait Guarantors Each guarantor in respect of the Bank Facilities being, as at the date of this notice of meeting:

(a) the Borrower;

(b) Synlait Milk Finance Limited;

(c) The New Zealand Dairy Company Limited;

(d) Eighty Nine Richard Pearse Drive Limited;

(e) Synlait Milk (Dunsandel Farms) Limited; and

(f) Dairyworks Limited.

Security All assets security provided by Synlait and each Synlait Guarantor, and second

ranking registered mortgages over all real property assets. The security will secure all

obligations of Synlait and the relevant Synlait Guarantors owing to the Lender.

LenderBright Dairy International Investment Limited

General Financing Structure

AmountNZ$130 million single draw term loan.

Loan Maturity Date12 months from the date of first drawdown (subject to the Extension Option below).

Extension OptionOn the date that is one month prior to the then current Loan Maturity Date, the Borrower

has the option to extend the Loan Maturity Date for a further twelve months by way of

board resolution of the Borrower and notification to the Lender, subject to:

• the shares of the Borrower remain listed;

• no administrator or liquidator has been appointed to the Borrower; and

• Bright Dairy Holding Limited holds not less than 39.01% of the shares in the

Borrower (prior to an equity raising being completed), or 51% (after an equity raising

has been completed), in each case other than as a result of a voluntary sale of

shares by Bright Dairy Holdings Limited.

Purpose

The Borrower may only use the proceeds of the Shareholder Loan to repay and/or

prepay (in whole or in part) its due and payable payment obligations under the Bank

Facilities Agreement.

Availability PeriodThree months from the date of the agreement entered into in respect of the

Shareholder Loan.

DrawdownThe Facility will be available in one drawdown only.

Pricing

Interest• 8% fixed payable every three months for the first twelve months; and

• if the Extension Option is exercised, the interest rate resets and will be equal to

quarterly BKBM plus 1.60%, payable quarterly,

in each case subject to Interest Deferral below.

Details of the lender

Bright Dairy International is a wholly-owned subsidiary of Bright Dairy & Food Co. Ltd, of which Bright Dairy Holding Limited

is an indirect wholly owned subsidiary. Bright Dairy Holding Limited owns and controls 39.01% of the shares in Synlait.

Key terms

The key terms of the Shareholder Loan documents are as follows:

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
11

Interest DeferralInterest is capitalised (rather than paid) if an “Interest Deferral Event” exists.

An Interest Deferral Event exists on an interest payment date if:

(a) the Borrower would not satisfy the solvency test (as defined in section 4 of the

Companies Act) immediately following such payment on the applicable payment date;

(b) a Senior Creditor has notified the Borrower in writing that a Senior Event of Default

has occurred (which is continuing) or an Obligor has notified a Senior Creditor in

writing that a Senior Event of Default has occurred (which is continuing);

(c) the Obligors have breached a financial covenant under the Bank Facilities

Agreement, or would be in breach of a financial covenant under the Bank Facilities

Agreement if the payment was made (if tested on that date);

(d) the banks have waived or pre-emptively waived a breach of any financial covenant

in the Bank Facilities Agreement, or agreed to an amendment of any financial

covenant with equivalent effect, or an Obligor would not remain in compliance with

such amended financial covenant immediately following such payment being made

(if tested on that date);

(e) any Senior Creditors have exercised any right of acceleration in respect of any

indebtedness owed to a Senior Creditor under the senior financing documents;

(f) the Obligors do not have sufficient funds to fund the payment in cash from Free

Cash Flow for the interest period to which that payment date relates; or

(g) any indebtedness to a Senior Creditor under the senior financing documents that

was scheduled to be paid in the interest period to which that payment date relates

has not been paid, or has been deferred.

Deferred interest capitalises and itself accrues interest. The Borrower is required to

catch-up on deferred interest on the next interest payment date where no interest

deferral event is continuing.

Free Cash Flow means, in respect of a period, the operating cash flow for that period less:

(a) the amount of capital expenditure incurred in that period; and

(b) the interest expense (being interest and line fees in respect of the Bank Facilities,

certain other senior debt documents, and the Bonds) or scheduled to be paid in

respect of that period.

Principal DeferralThe obligation on the Borrower to repay the principal amount on the Maturity Date is

deferred if a Principal Deferral Event exists. A Principal Deferral Event exists in respect

of any payment of principal on the relevant payment date if:

(a) the Borrower would not satisfy the solvency test (as defined in section 4 of the

Companies Act) immediately following such payment on the applicable payment date;

(b) the Obligors have breached a financial covenant in the Bank Facilities Agreement

and such breach has not been waived or remedied to the satisfaction of the

relevant Senior Creditors;

(c) a breach of a financial covenant in the Bank Facilities Agreement would occur as a

result of such payment; or

(d) the relevant Senior Creditors have waived or pre-emptively waived a breach of any

financial covenant in the Bank Facilities Agreement, or agreed to an amendment

of any financial covenant with equivalent effect, or an Obligor would not remain

in compliance with such amended financial covenant immediately following such

payment being made (if tested on that date).

In which case, the Borrower shall repay the principal in full on the first date on which

such Principal Deferral Event ceases to exist.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
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Mandatory PrepaymentsIn the event that a sale of Dairyworks (the Dairyworks Sale) is completed on or prior

to the date that is 12 months from the drawdown date, the Borrower will make a

prepayment equal to the net proceeds of sale on the date that is 12 months from the

drawdown date (subject to the Borrower obtaining the consent of the Senior Creditors

to such prepayment).

In the event that a Dairyworks Sale is completed after the date that is 12 months from

the drawdown date, the Borrower shall make a prepayment equal to the net proceeds

on the date that is 1 business day after completion of the Dairyworks Sale (subject to the

Borrower obtaining the consent of the Senior Creditors to such prepayment).

Material Terms

Representations Customary representations consistent with the representations in the Bank Facilities

Agreement, this includes representations on:

• corporate existence;

• no default;

• solvency; and

• no material adverse effect.

Negative UndertakingsCustomary negative undertakings consistent with the negative undertakings in the Bank

Facilities Agreement including restrictions on:

• disposals;

• acquisitions;

• borrowings;

• granting other security; and

• joint ventures,

in each case, subject to various exceptions, without the prior consent of the Lender.

General and Reporting

Undertakings

Customary general undertakings consistent with the general and reporting undertakings

in the Bank Facilities Agreement.

Financial CovenantsNone.

Events of DefaultCustomary events of default consistent with the events of default in the Bank Facilities

Agreement (and subject to certain materiality thresholds and grace periods), including:

• non-payment;

• breach of undertaking;

• breach of other obligations;

• breach of representation;

• cross-default (in respect of debt for at least $5 million, i.e., including the Bank

Facilities and the Bonds);

• material adverse effect;

• cessation of business;

• litigation;

• invalidity; and

• insolvency.

Event of ReviewAn Event of Review will occur if an Independent Director is appointed to the board of

the Borrower in circumstances where the Lender has not supported the appointment of

that person (provided that the parties agree that such Event of Review shall not occur

if the non-support would cause the Borrower to be in breach of the NZX Listing Rules).

The Event of Review only applies in the period up until the Lender or an Affiliate of the

Lender owns greater than 50% of the shares in the Borrower.

Triggers a 60 day negotiation period and if satisfactory amendments are not agreed

then the Lender has an ability to require repayment/cancellation on 60 days’ notice.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
13

Intercreditor / Priority Terms

SubordinationThe Shareholder Loan is to be fully subordinated to the Bank Facilities under the terms

of a deed of priority and subordination.

Restriction on paymentsNo payments can be made in respect of the Shareholder Loan without the consent

of the Senior Creditors, other than certain limited exceptions (including for scheduled

interest payments provided that no interest deferral condition exists).

Restriction on acceleration /

enforcement

Bright Dairy International is restricted from enforcing its security without the consent of

the Senior Creditors other than in certain limited situations, including where an event has

occurred under the Shareholder Loan documents that entitles Bright Dairy International to

enforce its security and the Senior Creditors have not enforced their security for a period

of 90 days from the date of notice to Senior Creditors of the default.

Drag alongCustomary drag along provisions are included in the deed of priority and subordination,

whereby, if the Senior Creditors consent to an asset disposal, or provide a waiver or

release, Bright Dairy International will be dragged by such consent, waiver or release.

Other

Ta xSynlait is required to gross up interest payments in respect of the Shareholder Loan

for any applicable non-resident withholding tax. Specifically, where tax is required

to be deducted or withheld from an interest payment, Synlait must pay an additional

amount to the Lender so that, after the relevant deduction or withholding is made, the

Lender receives a net amount equal to the payment that would have been received if

no deduction or withholding had been required. Synlait will account to the IRD for any

tax that is withheld or deducted from an interest payment promptly and will provide

documentation evidencing that payment to the Lender.

If Synlait makes an additional payment to the Lender to compensate the Lender for

tax incurred in connection with the Shareholder Loan, and the Lender subsequently

determines that the payment gave rise to a tax credit or other benefit that has been

utilised for the Lender’s benefit, then the Lender will pay an amount equal to the value of

that tax credit or benefit to Synlait.

Where permitted by law, Synlait may choose to pay approved issuer levy, so that the

rate of non-resident withholding tax on interest is reduced to 0%. Synlait is not permitted

to deduct the amount of the approved issuer levy from interest payments under the

Shareholder Loan. As at the date of the agreement in respect of the Shareholder Loan,

the parties agree that the conditions for paying approved issuer levy are met, and Synlait

may accordingly choose to do so.

Synlait must indemnify the Lender for any taxes incurred in connection with the

Shareholder Loan, other than taxes on net income. Synlait will also indemnify the Lender

for any interest or penalties arising from a late payment of tax, if that late payment is

attributable to a default of Synlait and provided that the tax is paid promptly on the

Lender becoming aware of the tax obligation.

Governing Law and

Jurisdiction

Governing Law: New Zealand law.

Jurisdiction: Non-exclusive jurisdiction of New Zealand courts.

LanguageEnglish.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
14

Tax treatment of the Shareholder Loan

Provided that the Lender is not “associated” with Synlait

(which should be the case, as at the date of the agreement

for the Shareholder Loan):

• Interest paid to the Lender under the Shareholder

Loan will be subject to non-resident withholding

tax (NRWT). The rate of NRWT should be 10%

under the New Zealand/Hong Kong double tax

agreement, provided that the Lender is eligible to

benefit under that agreement.

• However, subject to certain criteria being

satisfied, Synlait should be able to pay 2%

“approved issuer levy” (AIL) on interest under the

Shareholder Loan, instead of NRWT.

If the Lender becomes associated with Synlait for tax

purposes (which will be the case if Bright Dairy Holding

Limited increases its shareholding so that it has a 50% or

greater voting interest in Synlait), then it will no longer be

possible for Synlait to pay AIL instead of NRWT.

Synlait will be required to bear the cost of any AIL paid

on interest under the Shareholder Loan. Synlait will also

be required to gross-up interest payments on account of

applicable NRWT.

Synlait’s deduction for interest under the Shareholder

Loan will be subject to New Zealand’s transfer pricing

rules, which (broadly) deny a tax deduction for interest that

exceed an “arm’s length amount”. The excess interest may

be recharacterized as a dividend for tax purposes.

Ranking and subordination

In accordance with the terms of the deed of priority and

subordination (see above), the obligations of Synlait and

the Synlait Guarantors in respect of the Shareholder

Loan are to be subordinated to the obligations of Synlait

and the Synlait Guarantors to the Senior Creditors. The

security granted in favour of Bright Dairy International is

to be granted on a second ranking basis, ranking behind

the security granted by Synlait and the Synlait Guarantors

in favour of the Security Agent (on behalf of the Senior

Creditors).

However, the obligations of Synlait and the Synlait

Guarantors will not be subordinated to the other creditors

of Synlait and the Synlait Guarantors (in particular,

unsecured trade creditors and Bondholders). In addition,

as secured obligations of Synlait and the Synlait

Guarantors, following repayment in full of obligations to

the Senior Creditors, Bright Dairy International will have

priority over Synlait’s unsecured creditors (including

the Bonds) and the unsecured creditors of the Synlait

Guarantors in respect of any proceeds from the realisation

of the security held by Bright Dairy International.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
15

Set out below is a simplified table that illustrates the ranking of the Shareholder Loan with respect to the other liabilities

of Synlait and the Synlait Guarantors.

HIGHER RANKING /

EARLIER PRIORITY

Ranking on liquidation of SynlaitType of liability / equity

Liabilities that rank in priority to the

Shareholder Loan

Liabilities preferred by law (e.g., Inland

Revenue)

1

Bank Facilities

Other borrowings secured over assets of

Synlait

2

LOWER RANKING /

LATER PRIORITY

Shareholder LoanShareholder Loan

Liabilities that rank below the

Shareholder Loan

Bonds

Other unsubordinated liabilities (e.g. trade

and general creditors

3

, among others)

Subordinated liabilities (if any)

Equity

4

Shares, reserves and retained earnings

Notes to diagram:

1. Liabilities that rank in priority to the Bank Facilities on liquidation include certain employee entitlements for unpaid salaries and wages, holiday pay and

bonuses and PAYE deductions and amounts owing to Inland Revenue. There are typically other preferred claims which arise when a company is liquidated

which are not possible to foresee and cannot therefore be quantified.

2. Such amount includes the Obligors’ commodity, foreign exchange and interest rate derivatives. These are secured under the security arrangements

applicable to the Bank Facilities Agreement.

3. In some circumstances trade and general creditors may have the benefit of security interests (e.g., a purchase money security interest for goods provided

in the course of business) or a preference at law and, to the extent of those security interests or that preference, will be entitled to be paid ahead of the

Shareholder Loan in the event of a liquidation.

In a liquidation scenario where Senior Creditors do not recover all amounts owing under the senior security interests and/or Bright Dairy International does

not recover all amounts owing to it under the second ranking security interests held for its benefit:

• the Senior Creditors (for any shortfall);

• Bright Dairy International (for any shortfall);

• the Bondholders; and

• trade and general creditors (who do not have the priority or preference referred to in the paragraph above),

will rank equally. However, under their terms, the Bonds are subordinated to claims of the following creditors:

• the banks in respect of all amounts due in relation to the Bank Facilities Agreement;

• creditors in respect of other secured borrowed money (to the extent that such borrowed money is repaid from proceeds of enforcement of the

relevant security); and

• all other creditors whose claims in a Liquidation are preferred by law.

In that event, the recovery of trade and general creditors and Bright Dairy International may be greater than the Bondholders’ recovery because the

Bonds are subordinated to the creditors referred to above.

In the event of an insolvency of Synlait, Bright Dairy International as the lender under the Shareholder Loan would be paid amounts due to it (to the

extent any surplus proceeds were available to be paid) ahead of any payment to Bright Dairy Holding Limited in respect of its shares in Synlait.

4. The amount of equity stated in the diagram includes an amount in relation to Synlait’s existing quoted financial products (i.e. Synlait’s ordinary shares

which are quoted on the NZX Main Board).

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
16

Bank Facilities and Bonds

Bank Facilities

Synlait’s Bank Facilities are in place with its banks, being

as at the date of this Notice of Meeting, ANZ New Zealand

Bank Limited, Bank of China (New Zealand) Limited, China

Construction Bank Corporation New Zealand Branch, The

Hongkong and Shanghai Banking Corporation Limited and

Cooperatieve Rabobank U.A., New Zealand Branch. The

Bank Facilities comprise two main facilities, with various

tranches of lending under the revolving credit facility.

They can be summarised as follows:

A. Revolving credit facilities of $230 million. These

facilities also step down over time with maturity dates

between 31 July 2024 and 1 October 2025. These are:

• $50 million limit step down on 31 July 2024

• $46 million maturity on 31 July 2024

• $50 million maturity on 1 October 2024

• $84 million maturity on 1 October 2025

B. Working capital facility of $270 million, maturing 1

October 2024. This facility is a seasonal facility where

the facility limit changes at several times during the

term of the facility.

• $50 million limit step down on 27 June 2024 for

the WCF

• $58 million limit step down on 31 July 2024 for WCF

As announced on 2 April 2024 at the half year result, the

banks agreed to short-term covenant relaxation in the Bank

Facilities to provide Synlait time to reduce debt. Since that

date Synlait has requested waivers in respect of both its

leverage ratios and interest coverage ratio and a deferral of

the maturity/limit step downs of relevant facilities through

to the end of July 2024. The banks’ agent has confirmed

that each of the banks have received credit approval to

the covenant waivers and the deferral of the maturity/

limit step downs in June and July until such time that

Synlait’s planned equity raise is completed (as to which,

see below). The approval is subject to the addition of a

covenant to achieve minimum adjusted EBITDA for FY2024

of $45 million. Synlait and the banks are in the process

of negotiating the documentation for these waivers and

satisfying any applicable conditions. If documentation

for the deferral of the step down of relevant facility limits

and extension of relevant maturity dates due to occur on

27 June 2024 or 31 July 2024 is not able to be agreed,

Synlait’s drawn debt may exceed its permitted levels and

therefore be in default under the Bank Facilities on 27

June 2024 and/or 31 July 2024. If documentation of the

ratio waivers is not agreed prior to 31 July 2024, Synlait will

likely be in default under the Bank Facilities on that date.

Some of these amounts will be affected by the $130 million

payment to be made on 15 July 2024. In particular, the

Shareholder Loan advance will be applied on a pro rata

basis between the drawn balances of the revolving credit

facility and the working capital facility.

Synlait has five key bank covenants in place under its Bank

Facilities Agreement. For the remainder of FY24, these are:

1. Total shareholder funds of no less than $400 million at

all times.

2. Working capital ratio of no less than 1.5x at all times.

3. Interest coverage ratio of no less than 1.75x for the 31

July 2024 reporting date.

4. Total leverage ratio as at 31 July 2024 of no greater

than 3.5x.

5. Senior leverage ratio as at 31 July 2024 no greater

than 2.25x.

On 4 June 2024 Synlait announced that Synlait is now

forecasting it is unlikely to meet three of its current banking

covenants as at 31 July 2024, the interest coverage ratio,

the total leverage ratio, and senior leverage ratio. This

reflects the timing of Synlait’s deleveraging and further

weakening in its financial performance. Synlait has

requested waivers in respect of both its leverage ratios and

interest coverage ratio and a delay in the maturity/limit step

downs of relevant facilities through to end of July 2024.

See above regarding the status of that request.

In connection with the proposed equity raising, Synlait

is also proposing to refinance its Bank Facilities and is

underway with work on this. No commitments have yet

been given by any banks and the make-up of the bank

syndicate is yet to be confirmed.

Synlait also has uncommitted receivables financing

arrangements in place with Rabobank and ANZ and a

$10 million on-demand bilateral facility with ANZ. The

receivables financing arrangements are uncommitted

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
17

facilities and the receivables financiers have the right to

stop purchases at any time.

Bonds

The $180 million subordinated bonds mature on 17

December 2024 if not redeemed prior.

Bondholders may choose to redeem their Bonds before the

maturity date if a “Change of Control Event” occurs (subject

to no “Interest Deferral Condition” existing or resulting from

the redemption (the “Interest Deferral Condition” in respect

of the Bonds is different to the equivalent provision in the

Shareholder Loan – it includes circumstances where an event

of default has occurred under the Bank Facility)). A Change

of Control Event includes if any circumstance or event

arises which results in a person (together with its associates)

holding or controlling more than 50% of the voting rights

of Synlait. This could occur at the time of the equity raising

described on page 7 of the Notice of Meeting depending on

the structure finally adopted for that equity raising.

Synlait expects that bondholders may wish to exercise the

redemption right. Accordingly, as part of the refinancing of

Synlait’s Bank Facilities, Synlait will be seeking amended

facilities that, following the completion of the equity raising,

will be available to be drawn to meet Synlait’s expected

working capital and other corporate requirements as well

as allowing for the repayment of the Bonds (whether upon

an early redemption triggered by the change of control or

on the maturity date).

Further information about the refinancing will be provided

once arrangements have been agreed with the banks, and

further information about the impact of any equity raising

on the Bonds will be set out in the Notice of Meeting in

respect of the equity raising approvals which is intended to

be circulated in August 2024.

Key risks

Synlait considers that the key risks related to the

Shareholder Loan are as follows:

(i) Conditions to the Shareholder Loan may not be

satisfied

The ability to draw down under the Shareholder

Loan is subject to the fulfilment of certain conditions,

including the approval of the resolution at the Special

Shareholders’ Meeting. If any of the conditions are not

met or waived, including if shareholder approval is not

obtained, the monies cannot be drawn.

Bright Dairy Holding Limited is not able to vote in

favour of the Shareholder Loan. This means the voting

intentions of The a2 Milk Company Limited, as the holder

of 19.8% of the shares (which equates to approximately

33% of the votes eligible to be cast on the resolution),

will be influential in determining the outcome of the

resolution to approve the Shareholder Loan.

Whilst as at the date of this Notice of Meeting Synlait

and The a2 Milk Company Limited have engaged

in discussions, The a2 Milk Company Limited has

not determined how it will vote on the resolution. If

Synlait is advised of a change of status of The a2 Milk

Company Limited’s voting intentions, it will update

shareholders by way of market announcement.

The ability to draw down under the Shareholder Loan

is critical to Synlait’s ability to meet its obligation to pay

the $130 million payment to its banks on 15 July 2024.

If shareholders do not approve the resolution, Synlait

will not be able to meet that payment obligation to its

banks. If that payment is not made and the banks do

not agree to alternative arrangements, the Board’s

view is that Synlait will need to cease trading or initiate

a formal insolvency process.

Other conditions to drawing include an internal

resolution of Bright Dairy & Food Co., Ltd and evidence

that the Shareholder Loan has been approved by the

State-owned Assets Supervision and Administration

Commission of Shanghai (SASAC) or any institution

authorised by it. Each of these conditions are outside

the control of Synlait. It is possible that either of these

approvals may not be received, or if received, may be

received after the payment is due to the banks on 15

July. Either would mean that Synlait would be unable

to make the payment due on that date and may end

up defaulting on this payment obligation to its banks. If

that payment is not made and the banks do not agree

to alternative arrangements, the Board’s view is that

Synlait will need to cease trading or initiate a formal

insolvency process.

(ii) The Shareholder Loan cannot be repaid when due

If Synlait is unable to repay or refinance the

Shareholder Loan on the Maturity Date, Synlait may

need to cease trading or initiate a formal insolvency

process. To mitigate this risk, Synlait has agreed with

Bright Dairy International that if the Borrower would

not satisfy the solvency test (as defined in section 4

of the Companies Act) immediately following such

payment on the applicable Maturity Date, the Maturity

Date will be deferred. See “Principal Deferral” in

section three (Shareholder Loan) for more information.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
18

(iii) Synlait may default under the Shareholder Loan

If Synlait defaults under the Shareholder Loan (such as

by breaching an undertaking which is not remedied in

any applicable grace period, or if an insolvency occurs

with respect to Synlait), Bright Dairy International

may be entitled to accelerate the loan and demand

repayment. The rights that Bright Dairy International

has to do this will be subject to the Deed of Priority

that it has entered into with the banks. In particular,

Bright Dairy International is restricted from enforcing

its security without the consent of the Senior Creditors

other than in certain limited situations, including where

an event has occurred under the Shareholder Loan

documents that entitles Bright Dairy International to

enforce its security and the Senior Creditors have not

enforced their security for a period of 90 days from the

date of notice to Senior Creditors of the default.

Default under the Shareholder Loan will trigger a

cross-default under the Bank Facilities allowing the

banks to enforce their security.

(iv) Synlait is reliant upon the support of its banks

Synlait is currently seeking amendments and waivers

under its Bank Facilities. Synlait also is proposing to

refinance its Bank Facilities concurrently with an equity

raising. If the banks do not continue to support Synlait

through these amendment, waiver and refinancing

processes, Synlait considers that it will be very difficult

to find alternative funding in order to repay the Bank

Facilities if the banks demand repayment. In that

event, Synlait may need to cease trading or initiate

a formal insolvency process if alternative funding

sources cannot be obtained.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
19

QuestionAnswerMore Information

Shareholder Loan

What am I being asked to consider?You are being asked to consider whether

you support the entry into the Shareholder

Loan.

Read this Notice

of Meeting and the

Independent Report in the

Appendix and seek advice

if you have any questions.

What is the Shareholder Loan?A loan facility of up to $130 million with

Bright Dairy International.

See section three

(Shareholder Loan) for

more detail.

What are the terms of the Shareholder Loan?The key terms of the loan are set out in

section three (Shareholder Loan)

See section three

(Shareholder Loan) for

more detail.

What do the Independent Directors

recommend?

The Independent Directors fully support

the entry into the Shareholder Loan and

unanimously recommend that shareholders

vote in favour of the resolution. The directors

appointed by Bright have abstained from

making a recommendation.

See section three

(Shareholder Loan) for

more detail.

Is there an independent appraiser’s report?Yes. The Board commissioned an

independent appraisal report from

Northington Partners.

See the Independent

Report in the Appendix for

more detail.

What is Northington Partners’ conclusion?Overall, the Independent Report concludes

that the terms and conditions (including

proposed consideration) of the Shareholder

Loan are fair to all shareholders not

associated with Bright.

See the Independent

Report in the Appendix for

more detail.

What is required for the Shareholder Loan to

become effective?

Shareholders other than Bright must approve

the entry into of the Shareholder Loan by way

of an ordinary resolution (greater than 50% of

those shares entitled to vote and voting). The

conditions to the Shareholder Loan must also

be satisfied.

See the Independent

Report in the Appendix for

more detail.

When will the Shareholder Loan be drawn

and what will the monies be used for?

Synlait will draw down the Shareholder Loan

in full to meet the $130 million payment due

to its banks on 15 July 2024, (assuming all

conditions have been satisfied).

See the Independent

Report in the Appendix for

more detail.

Process

Where will the Special Shareholders’

Meeting be held?

The Special Shareholders’ Meeting will be

held at 2.00pm (NZST) on Thursday, 11 July

2024 at Synlait’s Dunsandel facility and

online.

See section five (Notice of

Meeting) for more detail.

4. FREQUENTLY ASKED

QUESTIONS

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
20

QuestionAnswerMore Information

Is anything else being considered at the

Special Shareholders’ Meeting?

No. Other than the resolution, there will be

no matters for shareholders to consider or

vote on. There will be an opportunity for

shareholders to ask questions at the Special

Shareholders’ Meeting. Shareholders can

also submit questions prior to the Special

Shareholders’ Meeting.

See section five (Notice of

Meeting) for more detail.

When will the result of the Special

Shareholders’ Meeting be known?

As soon as the results are available, Synlait

will announce them publicly via the NZX and

ASX, and on the investor section of Synlait’s

website.

Publicly available on

Synlait’s listings on the

NZX, ASX and the Synlait

website.

How do I vote if I am not able to attend the

Special Shareholders’ Meeting?

You can exercise your right to vote at the

Special Shareholders’ Meeting in two ways.

Namely, (a) by being present and voting in

person or online; or (b) by appointing a proxy

to attend and vote in your place. A Voting/

Proxy Form is enclosed with this Notice of

Meeting.

See section five (Notice of

Meeting) and the Voting/

Proxy Form accompanying

this Notice of Meeting for

more detail.

How do I vote by proxy?If you wish to vote by proxy, you must

complete the Voting/Proxy Form and ensure

it is received by no later than 2.00pm (NZST)

on Tuesday, 9 July 2024. You can also lodge

your proxy appointment online.

See section five (Notice of

Meeting) and the Voting/

Proxy Form accompanying

this Notice of Meeting for

more detail.

Can I submit a postal vote?No. Postal votes are not permitted. See section five (Notice of

Meeting) and the Voting/

Proxy Form accompanying

this Notice of Meeting for

more detail.

Why is my vote important?The Shareholder Loan requires the approval

of an ordinary (greater than 50% of those

shares entitled to vote and voting) resolution.

See the section headed

"Importance of the

resolution to the future

of the company" in the

Chair's letter

Post resolution

What happens if the proposed resolution is

not approved?

The Shareholder Loan will not be available

to allow Synlait to repay $130 million to the

banks on 15 July 2024.

If that payment is not made and the banks

do not agree to alternative arrangements,

the Board’s view is that Synlait will need to

cease trading or initiate a formal insolvency

process.

See section three

(Shareholder Loan) for

more detail.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
21

The Special Shareholders’ Meeting of Synlait will be held at:

• Location: Synlait’s Dunsandel facility, located at

1028 Heslerton Road, RD13 Rakaia, Canterbury, New

Zealand, and online via the Computershare meeting

platform at: www.meetnow.global/nz

• Date and time: Thursday, 11 July 2024 at

2.00pm (NZST)

The Special Shareholders’ Meeting will be a hybrid

meeting to ensure that it is accessible and that

shareholders who are not able to attend in person

can still participate. Online attendance to the Special

Shareholders’ Meeting is via the Computershare meeting

platform at: www.meetnow.global/nz

To participate online you will need your shareholder

number for verification purposes – your shareholder

number can be found on your Voting/Proxy Form.

The business of the Special Shareholders’ Meeting will be

to consider and, if thought appropriate, pass the ordinary

resolution set out below.

Further information relating to the resolution is set out

in the explanatory note accompanying this Notice of

Meeting. Please read and consider the resolution together

with the notes.

Resolution

To consider and, if thought fit, pass the following

resolution:

That the Shareholder Loan, as described in the Notice of

Meeting dated 25 June 2024, be approved under and for

the purposes of NZX Listing Rules 5.1.1(b) and 5.2.1.

This resolution requires approval as an ordinary resolution,

including as a major transaction for the purposes of NZX

Listing Rule 5.1.1(b), and as a Material Transaction with a

Related Party for the purposes of NZX Listing Rule 5.2.1.

The Independent Directors support fully the Shareholder

Loan and unanimously recommend that shareholders vote

in favour of the resolution. The directors appointed by

Bright have abstained from making a recommendation.

Conclusion from Independent Report

Synlait has commissioned Northington Partners, as

independent appraiser, to prepare the Independent Report.

On page 27, at Section 5.7 of the Independent Report

under the heading “Summary of our Assessment of the

Shareholder Loan”, Northington Partners concludes

that, in its opinion, after having regard to all relevant

factors:

• the Shareholder Loan pricing and terms are fair to

shareholders not associated with Bright;

• the terms are likely to be more favourable than what

would be available on arms-length commercial terms

from an independent third- party lender;

• the Shareholder Loan is now the only option

available to Synlait to repay the $130 million of

bank debt due on 15 July 2024, and thereby avoid

the significant consequences that would otherwise

arise; and

• the Shareholder Loan provides Synlait with the time

needed to progress Synlait’s other deleveraging

plans, including the proposed equity raising and bank

refinancing, and that shareholders not associated with

Bright will have an opportunity to reconsider their

options at that time.

These are only some of the conclusions reached in the

Independent Report, and the Independent Directors

recommend that you carefully read the Independent

Report attached as the Appendix in full.

How to cast your vote

The Voting/Proxy Form included with this Notice of

Meeting allows you, or your proxy, to vote either for or

against, or abstain from, the resolution.

You may cast your vote in one of two ways:

1. Attend the special meeting in person or online

and vote

You can attend the meeting in person or via the online

platform to exercise your vote.

5. NOTICE OF SPECIAL

SHAREHOLDERS’ MEETING

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
22

2. Proxy appointment

You can complete the enclosed Voting/Proxy Form and

return it in accordance with the instruction on the Voting/

Proxy Form, so that in each case, your vote is received

by Computershare Investor Services Limited no later than

2.00pm (NZST) on Tuesday, 9 July 2024.

Shareholders can elect to lodge their proxy appointment

online at www.investorvote.co.nz. Shareholders can either

visit the website or use the QR code printed on the Voting/

Proxy Form.

To vote online you must enter your CSN/Securityholder

number, post code/Country of Residence and the secure

access Control Number that is located on the front of

your Voting/Proxy Form. To appoint a proxy, select your

preferred voting method and follow the prompts online.

You may appoint the Chair of the Special Shareholders’

Meeting as your proxy if you wish. If you select a proxy

to vote on your behalf (including the Chair of the Special

Shareholders’ Meeting) and you confer on the proxy a

discretion on the Voting/Proxy Form, you acknowledge

that the proxy may exercise your right to vote at his or her

discretion and may vote as he or she thinks fit or abstain

from voting.

A proxy does not need to be a shareholder.

Shareholder questions

Shareholders may submit written questions to be considered

at the Special Shareholders’ Meeting. Prior to the Special

Shareholders’ Meeting, written questions can be submitted

online at www.investorvote.co.nz (after submitting your vote

online) or by using the Voting/Proxy Form.

During the Special Shareholders’ Meeting, shareholders

participating online can ask questions by clicking on the ‘Ask

a question’ box on the online portal.

Synlait reserves the right not to address any questions

that it is not required to address or, in the Board’s opinion,

are not reasonable to address in the context of the

Special Shareholders’ Meeting.

Webcast

If you are unable to attend the meeting, a full replay of the

webcast will be available and can be accessed online at

the Synlait Investor Centre: www.synlait.com/investors/

Procedural notes

Voting entitlements for the Special Shareholders’ Meeting will

be determined as at 5.00pm (NZST) on Tuesday, 9 July 2024.

Shareholders at that time will be the only persons entitled to

vote at the Special Shareholders’ Meeting and only the shares

registered in those Shareholders’ names at that time may be

voted at the Special Shareholders’ Meeting.

The resolution will be voted on by way of a poll, in

accordance with NZX Listing Rule 6.1.1. Results of the

voting will be available after the conclusion of the

Special Shareholders’ Meeting and will be notified on the

announcement platforms of NZX and ASX, and on the

Synlait website’s Investor section.

By order of the Board

Yours sincerely

George Adams

Chair

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
23

NZX Listing Rules

Major transactions

NZX Listing Rule 5.1.1 provides that Synlait must not

enter into a transaction, or a series of linked or related

transactions, to sell assets where the transaction (or

transactions):

(a) would significantly change, either directly or indirectly,

the nature of the business of Synlait; or

(b) involves (or involve) a “Gross Value” that exceeds 50%

of the “Average Market Capitalisation” (as those terms

are defined in the NZX Listing Rules) of Synlait and its

subsidiaries,

in each case except with the prior approval of an ordinary

resolution of Synlait (or a special resolution if section 129

of the Companies Act also applies).

As at the close of business on 24 June 2024 (which

was the last NZX Main Board trading day prior to the

date of this Notice of Meeting), Synlait’s average market

capitalisation was approximately $60 million. The gross

value of the Shareholder Loan is approximately $130

million, which exceeds 50% of Synlait’s average market

capitalisation.

As a result, approval is being sought for the Shareholder

Loan under the second limb of NZX Listing Rule 5.1.1.

The Shareholder Loan does not require approval as a

“major transaction” of Synlait under section 129 of the

Companies Act.

Material Transactions with a Related Party

NZX Listing Rule 5.2.1 provides that Synlait must not enter

into a Material Transaction if a Related Party is, or is likely

to, become:

(a) a direct party to the Material Transaction; or

(b) a beneficiary or a guarantee or other transaction

which is a Material Transaction,

unless that Material Transaction is approved by an ordinary

resolution of Synlait or conditional on such approval.

Under the NZX Listing Rules, a Material Transaction

includes a transaction or series of transactions whereby

Synlait borrows, lends, pays or receives money, or incurs

an obligation of an amount above 10% of its Average

Market Capitalisation (in the case of debt securities, only

the nominal amount of debt securities being issued to any

Related Party or any employees are taken into account).

As at the close of business on 24 June 2024 (which

was the last NZX Main Board trading day prior to the

date of this Notice of Meeting), Synlait’s average market

capitalisation was approximately $60 million. The

nominal amount of the Shareholder Loan being is $130

million, which exceeds 10% of Synlait’s average market

capitalisation. Bright Dairy International as a related

company of Bright Dairy Holding Limited is a Related Party

of Synlait. As a result, the Shareholder Loan will constitute

the entry by Synlait into a Material Transaction with a

Related Party.

Accordingly, approval is being sought for the Shareholder

Loan under NZX Listing Rule 5.2.1.

Resolution required

The resolution is being proposed as an ordinary resolution

to satisfy the requirements of the NZX Listing Rules. An

ordinary resolution is required to be passed by a simple

majority of the votes of shareholders entitled to vote and

voting on the resolution.

All shareholders will be entitled to vote on the resolution,

provided that Bright Dairy Holding Limited as an

“Associated Person” of Bright Dairy International (the

lender under the Shareholder Loan) will not be permitted

to vote in favour of the resolution under NZX Listing Rule

5.2.1 to approve the entry into Shareholder Loan as a

Material Transaction with a Related Party.

6. EXPLANATORY

NOTES

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
24

The meaning of terms set out in this Notice of Meeting are set out below:

ASXASX Limited and, where the context requires, the Australian Securities Exchange which

it operates.

Bank Facilitiesthe facilities made available by Synlait’s banks under the Bank Facilities Agreement.

Bank Facilities Agreementthe Loan Facilities Agreement originally dated 26 June 2013 as amended from time to

time between, among others, Synlait and the banks.

banksas at the date of this document, ANZ New Zealand Bank Limited, Bank of China (New

Zealand) Limited, China Construction Bank Corporation New Zealand Branch, The

Hongkong and Shanghai Banking Corporation Limited and Cooperatieve Rabobank

U.A., New Zealand Branch.

Bondholdera person whose name is entered in the register in respect of the Bonds as a holder of a

Bond.

Boardthe board of directors of Synlait Milk Limited.

Bondsthe $180 million subordinated bonds issued by Synlait with the ticker SML010.

BrightBright Dairy Holding Limited and/or its controlling entities, as the context requires

Bright Dairy InternationalBright Dairy International Investment Limited, the company that is the lender under the

Shareholder Loan and a related company of Synlait’s largest shareholder, Bright Dairy

Holding Limited.

Companies Act the Companies Act 1993 (New Zealand).

DairyworksDairyworks Limited.

Directora director of Synlait.

Independent Directora Director who is an “Independent Director”, as such term is defined in the NZX Listing

Rules. The current Independent Directors are George Adams (Chair), Paul McGilvary and

Paul Washer.

Independent Reportthe independent appraisal report prepared by Northington Partners that is included as

the Appendix to this Notice of Meeting.

Notice of Meetingthis document together with its Appendix.

Northington PartnersNorthington Partners Limited.

NZ RegCoNZ Regulation Limited.

NZX NZX Limited.

NZX Listing Rulesthe listing rules of the NZX Main Board and Debt Market operated by NZX.

NZX Main Boardthe main board equity security market operated by NZX.

ObligorsSynlait and the Guarantors.

resolutionthe resolution to be put to shareholders at the Special Shareholders’ Meeting, as

described in section five (Notice of Special Shareholders’ Meeting).

Senior Creditorsthe beneficiaries under the Synlait security trust deed being the banks (in various

capacities) and Bank of New Zealand as hedge counterparty.

7. GLOSSARY

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
25

Senior Event of Defaultan “Event of Default” as defined in the Senior Facility Agreement and includes delivery

of a “Cancellation Notice” under clause 16.2 (Consequences of an Event of Review)

of the Senior Facility Agreement or the occurrence of any “event of default” (however

described) under any “Finance Document” as defined in the Senior Facilities Agreement

(other than the Senior Facilities Agreement) and any Hedging Agreement between a

Debtor and Bank of New Zealand, or any event of review, illegality event or impossibility

event (however described) has occurred under any such document that has resulted in

cancellation (however described) of such document.

sharea fully paid ordinary share in the capital of Synlait.

shareholdereach person registered in the share register of Synlait as a holder of Shares.

Shareholder Loanthe loan of up to $130 million to be advanced to Synlait by Bright Dairy International,

and associated security and priority arrangements, if the resolution is approved and all

other conditions to drawdown are satisfied.

Shareholder Loan documentsthe facility agreement and associated security documents entered into by Synlait, Bright

Dairy International and the Synlait Guarantors to give effect to the Shareholder Loan.

Special Shareholders’

Meeting

the special shareholders’ meeting of Synlait (and includes any adjournment of that

meeting).

SynlaitSynlait Milk Limited, a company incorporated in New Zealand under the Companies Act,

and includes entities directly or indirectly wholly-owned by Synlait.

Synlait Guarantors(a) Synlait Milk Finance Limited;

(b) The New Zealand Dairy Company Limited;

(c) Eighty Nine Richard Pearse Drive Limited;

(d) Synlait Milk (Dunsandel Farms) Limited; and

(e) Dairyworks Limited.

Takeovers Codethe Takeovers Code set out in the schedule to the Takeovers Regulations 2000.

Voting/Proxy Formthe voting and proxy form accompanying this Notice of Meeting.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING
26

APPENDIX:

INDEPENDENT REPORT












Synlait Milk Limited

Independent Appraisal Report

Prepared in Relation to a Proposed Shareholder Loan from a Related Company

of Bright Dairy Holding Limited


25 June 2024


Synlait Milk Limited – Independent Appraisal Report Page | 2

Table of Contents

Table of Contents


1.0 Executive Summary ................................................................................................................................. 4

1.1. Introduction ............................................................................................................................................ 4

1.2. Summary Shareholder Loan Terms ........................................................................................................ 4

1.3. Summary of our Assessment of the Shareholder Loan for Synlait Shareholders ..................................... 5

1.4. Conclusion Regarding the Fairness of the Shareholder Loan ................................................................. 6


2.0 Scope of the Report ................................................................................................................................. 7

2.1. Regulatory Requirements ....................................................................................................................... 7

2.2. Basis of Assessment and Evaluation ...................................................................................................... 7


3.0 Profile of Synlait ....................................................................................................................................... 9

3.1. Overview of the Company ...................................................................................................................... 9

3.2. Background ............................................................................................................................................ 9

3.3. Significant Historical Events ................................................................................................................. 11

3.4. Channels and Products ........................................................................................................................ 13

3.5. Milk Supply ........................................................................................................................................... 13

3.6. Customer Relationships ....................................................................................................................... 14

3.7. Financial Overview ............................................................................................................................... 15

3.8. Ownership and Share Price Performance ............................................................................................. 17

3.9. Recapitalisation Plan Summary ............................................................................................................ 18


4.0 Overview of the Shareholder Loan and Bank Facilities ....................................................................... 20

4.1. Shareholder Loan Key Terms ............................................................................................................... 20

4.2. Bank Facility Terms .............................................................................................................................. 21


5.0 Evaluation of the Fairness of the Shareholder Loan ............................................................................ 23

5.1. Shareholder Loan Pricing ..................................................................................................................... 23

5.2. Other Key Terms of the Shareholder Loan ........................................................................................... 24

5.3. Immediate Financial Implications of the Shareholder Loan ................................................................... 25

5.4. Potential Future Financial Implications ................................................................................................. 26

5.5. Voting Outcomes of the Shareholder Meeting ...................................................................................... 26

5.6. Potential Consequences of the Shareholder Loan Not Being Approved ................................................ 26

5.7. Summary of our Assessment of the Shareholder Loan ......................................................................... 27


Appendix 1. Sources of Information Used in this Report ..................................................................... 28

Appendix 2. Declarations, Qualifications and Consents....................................................................... 29



Synlait Milk Limited – Independent Appraisal Report Page | 3

Abbreviations and Definitions

Abbreviations and Definitions

a2MC The a2 Milk Company

AMF Anhydrous Milk Fat

Appraisal Report This report prepared by Northington Partners

Bonds

The $180 million of unsecured subordinated fixed rate bonds issued by Synlait and

listed on NZDX with a maturity date of 17 December 2024

Bright The 39% majority shareholder in Synlait, Bright Dairy Holding Limited

Bright Dairy International Bright Dairy International Investment Limited a wholly-owned subsidiary of Bright Dairy

& Food Co. Ltd, the sole shareholder of Bright Dairy Holding Limited

CNCA Certification and Accreditation Administration of the Peoples Republic of China

Company Synlait Milk Limited

Dairyworks Dairyworks Limited

Dunsandel Synlait’s manufacturing site located in Dunsandel, Canterbury

EBITDA Earnings before interest, tax, depreciation, and amortisation (and impairments)

Equity Raising The proposed equity capital raising by Synlait

ERP Enterprise Resource Planning

Fletcher Building Fletcher Building Limited

FSSI Foodstuffs South Island

FY In relation to Synlait, financial year ending 31 July

Infratil Infratil Limited

IPO Initial public offering

MT Metric Tonne

Northington Partners Northington Partners Limited

Non-associated Shareholders Shareholders of Synlait not associated with Bright

Notice of Special Meeting The notice of special meeting of Synlait shareholders and accompanying material in

relation to the Shareholder Loan

NPMSA Nutritional Powders Manufacturing and Supply Agreement

NZDX The listed debt market operated by NZX

NZX NZX Limited

OIO Overseas Investment Office

Pokeno Synlait’s manufacturing site located in Pokeno, Waikato

SAMR State Administration for Market Regulation

Shareholder Loan The $130 million loan facility with Bright Dairy International Investment Limited

SMD Special Milks Dryer

Synlait Synlait Milk Limited and its subsidiaries.


Synlait Milk Limited – Independent Appraisal Report Page | 4

Executive Summary

1.0 Executive Summary

1.1. Introduction

Synlait Milk Limited (“Synlait” or “Company”) is a dairy and nutrition processor which manufactures

infant formula, milk-powder based products, liquid milk and other advanced nutritional products. The

Company’s shares are held by approximately 6,500 shareholders with a primary listing on the NZX

Main Board (and a secondary listing on the ASX). The Company also has $180 million of

subordinated bonds listed on the NZDX (“Bonds”) maturing on 17 December 2024.

After a period of rapid investment to support geographic, product and customer diversification, Synlait

has incurred significant levels of increased debt. Over the last few years, the Company has also

experienced considerable earnings volatility with compressed margins for its key nutritional products.

This has resulted in debt levels exceeding $580 million as at 31 January 2024 relative to current

EBITDA earnings guidance for the 12 months to 31 July 2024 of $45 million - $60 million. Even if

earnings could be improved in the short term, the current debt level is unsustainable.

In order to meet its short-term debt obligations and provide a more sustainable financial position,

Synlait commenced a recapitalisation plan in 2023. Following the completion of a comprehensive

strategic review, a wide range of deleveraging options have been considered and the Company now

intends to proceed with a two-stage plan:

 Stage 1 of the plan involves a $130m shareholder loan (“Shareholder Loan”) from Bright

Dairy International Investment Limited (“Bright Dairy International”), a related company of

Bright Dairy Holdings Limited (“Bright”). Bright is Synlait’s cornerstone shareholder with

approximately 39% of the total shares on issue. The Shareholder Loan will provide Synlait

with liquidity to meet its immediate obligation to its banks, which is to repay $130 million on

15 July 2024. The repayment will provide further time for the Company to complete Stage 2

of the recapitalisation plan.

 Stage 2 is currently focused on raising new equity capital (“Equity Raising”) to further

reduce debt levels. The structure and size of the Equity Raising have not yet been confirmed,

but the Company will clearly be targeting an amount which places the Company in a

sustainable financial position and is sufficient to satisfy bank refinancing terms. Concurrent

with the Equity Raising, Synlait is also seeking amended bank facility terms that following

completion of the Equity Raising, will provide headroom to meet Synlait’s expected working

capital and other corporate requirements as well as provide sufficient liquidity for repayment

of the Bonds.

The Shareholder Loan would be a related party transaction under the NZX Listing Rules and requires

approval of Synlait's shareholders (other than Bright) at a special meeting by way of an ordinary

resolution. As set out in more detail in Section 2.0, this report has been prepared in accordance with

the requirements of NZX Listing Rule 5.2.1 and relates only to the Shareholder Loan component of

the recapitalisation plan.

1.2. Summary Shareholder Loan Terms

The key terms of the Shareholder Loan are provided in Table 1 below.

Table 1: Summary of Shareholder Loan Terms


Issuer  Bright Dairy International Investment Limited.

Instrument &

Size

 Second ranking secured term loan for $130 million.

Maturity Date  12 months from the date of first drawdown with the option to extend for a further 12-

month term at Synlait’s election (subject to certain conditions).

Synlait Milk Limited – Independent Appraisal Report Page | 5
Executive Summary

Ranking Fully subordinated to Synlait’s senior banks but ranking ahead of the Bonds and

unsecured creditors (given the second ranking security).

Interest Rate 8% fixed for the first 12 months, reset to the 90-day bank bill rate plus 1.60% if

Synlait elects to extend for a further 12 months.

Interest is payable in cash every 3 months unless deferred for certain reasons

including if paying interest would result in Synlait breaching its bank covenants or

not satisfying solvency tests. Any interest deferred is capitalised and compounded

and payable when the deferral triggers cease to apply.

Other Key

Conditions

No financial covenants.

Synlait can defer repayment of the loan if at maturity repayment would result in

Synlait breaching its bank covenants or not satisfying solvency tests.

For as long as Bright owns not more than 50% of Synlait, if Bright does n ot support

the appointment of an independent director (provided that non-support would not

cause Synlait to be in breach of the NZX Listing Rules), Bright has the right to

require repayment of the loan (on 60-days notice) after a 60-day negotiation period

(which would require the approval of senior lenders).

1.3. Summary of our Assessment of the Shareholder Loan for Synlait

Shareholders

Our full assessment of the merits of the Shareholder Loan for Synlait shareholders is set out in

Section 5.0. A summary of our assessment is set out below in Table 2.

Table 2: Summary of Conclusions

Item Key Conclusions

Further

Information

Loan Terms The interest rate on the Shareholder Loan is fixed at 8.0% for the first 12

months (equivalent to a margin of ~2.6% over the 1-year swap rate) and

resets to 1.60% over the 90-day bank bill rate if extended for a further 12

months (at Synlait’s option subject to certain conditions). Compared to

rates that would be available from alternative lenders or credit providers,

we believe the interest rate and margin is concessionary. The implied

margin on the Shareholder Loan is comparable to the margin on Synlait’s

senior borrowings despite the Shareholder Loan being subordinated to

senior lenders.

While the headline term of the loan is 12 months, Synlait may extend the

Shareholder Loan at its option for a further 12 months (subject to certain

conditions). In certain circumstances where repayment would breach

financial covenants or result in the Company becoming insolvent, the loan

can be extended indefinitely.

We believe that the other loan terms and conditions are consistent with, or

more favourable to, terms that would otherwise be available from other

third-party lenders.

In essence, Synlait is exchanging senior secured borrowings for second

ranking secured borrowings with enhanced flexibility in relation to its

repayment and interest obligations, and with no discernible increase in

cost.

Moreover, without the Shareholder Loan Synlait would be incapable of

meeting its $130 million repayment obligation due on 15 July 2024. Unless

that payment is made and assuming the banks do not agree to alternative

arrangements, we believe that Synlait would need to commence a formal

insolvency process.

Section 5.1

and Section

5.2

Financial

Impact

The Shareholder Loan is the only option available to Synlait to meet its

$130 million bank repayment obligation by 15 July 2024.

The immediate financial impact of the Shareholder Loan is not significant

on Synlait’s overall debt position or earnings. However, as the Shareholder

Loan is subordinated, it does improve Synlait’s credit position with its

banks. It also provides Synlait with critical time and flexibility to advance

Stage 2 of its recapitalisation plans.

Completion of Stage 2 is essential for Synlait to achieve a more sustainable

financial position.

Section 5.3

and Section

5.4


Synlait Milk Limited – Independent Appraisal Report Page | 6

Executive Summary

Item Key Conclusions

Further

Information

Funding

Alternatives

 Synlait has considered a wide range of alternatives to meet its bank

repayment obligations. These included the potential sale of Dairyworks and

its North Island assets, potential bank refinancing options and discussions

with Australasian credit funds regarding subordinated debt and preferential

equity.

 However, many of the options have been ruled out or could not be

completed within the required timeframes.

 Some of the funding alternatives remain viable, including asset sales and

bank refinancing (after or in conjunction with the Equity Raising), but are

incapable of being completed before the 15 July bank repayment deadline.

 While Synlait has been in constructive discussions with its banks and could

request further waivers to extend the repayment deadline to advance these

funding alternatives, it is highly uncertain and outside of Synlait’s control

whether the banks would provide any further flexibility.

Section 3.9

Other

Considerations

 Bright cannot vote on the resolution to approve the Shareholder Loan,

meaning more than half of the shareholders who vote on the resolution

have to vote in favour for the Shareholder Loan to be approved.

 a2MC, as the holder of 19.8% of shares (equating to approximately 33% of

the remaining shares eligible to vote), will be influential in determining the

outcome of the resolution to approve the Shareholder Loan. As of the date

of this report, a2MC and Synlait have engaged in discussions but a2MC

has not yet determined how it will vote. If Synlait is advised how a2MC

intends to vote, it will update shareholders on the status of a2MC’s

intentions by way of a market announcement.

Section 5.5

Consequences

of Not

Approving

Shareholder

Loan

 If the Shareholder Loan is not approved and Synlait cannot meet its $130

million repayment obligation to its banks, we think it is highly likely that

Synlait will need to initiate a formal insolvency process. That could mean

that the business is placed into voluntary administration or receivership.

 As detailed in Section 5.6, the appointment of an administrator or receiver

may allow Synlait to continue to trade but the principal role of a receiver is

to recover funds for the banks and other preferential claims (staff wage

costs, taxes due to IRD, etc), while the effectiveness of an administrator is

also subject to the cooperation of secured creditors. Given the quantum of

debt and the reduced current marketability of Synlait’s assets, the amount

or timing of any surplus value available to shareholders under a voluntary

administration or receivership alternative is highly uncertain.

Section 5.6

1.4. Conclusion Regarding the Fairness of the Shareholder Loan

After having regard to all relevant factors, we conclude that the terms and conditions of the

Shareholder Loan are fair to Synlait shareholders not associated with Bright.

 We believe that the Shareholder Loan provides a cost-effective option to deal with Synlait’s

immediate debt repayment obligations. It will provide the necessary time for the Company to

execute on its deleveraging plans in a manner that maximises shareholder value.

 Shareholders will likely have the opportunity to better consider the potential implications of

administration or receivership at any special shareholder meeting which we anticipate would

be required to approve the Equity Raising. The Synlait board and its advisers are continuing

to progress the structure, terms and conditions of the Equity Raise and will further update

shareholders by the end of August, possibly earlier.

Shareholders should however consider their own investment objectives before deciding whether or

not to approve the Shareholder Loan.


Synlait Milk Limited – Independent Appraisal Report

Scope of the Report Page | 7

2.0 Scope of the Report

2.1. Regulatory Requirements

2.1.1. NZX Listing Rule Requirements

The Shareholder Loan is subject to rule 5.2.1 of the NZX Listing Rules. Pursuant to those rules,

Synlait may not enter into a Material Transaction with a Related Party (i.e. Bright) unless that

transaction is approved by an ordinary resolution of shareholders not associated with the Related

Party or is conditional on such approval.

A “Material Transaction” for the purposes of the NZX Listing Rules includes a transaction whereby an

Issuer “borrows, lends, pays or receives money, or incurs an obligation” of an amount above 10% of

the Average Market Capitalisation of the Company. Under the terms of the Shareholder Loan, Bright

Dairy International is advancing $130 million to Synlait, representing approximately 130% of Synlait’s

Average Market Capitalisation

1

.

NZX Listing Rule 7.8.8 requires that the notice of special meeting to consider the ordinary resolution

referred to above must be accompanied by an Appraisal Report, prepared by an independent adviser

to opine on the fairness of the transaction to shareholders not associated with the relevant related

party. This report is therefore addressed to the independent directors of Synlait for the benefit of

shareholders not associated with Bright.

The report should not be used for any other purpose and should be read in conjunction with the

declarations, qualifications and consents set out in Appendix 2.

2.1.2. Declarations

Pursuant to Listing Rule 7.10.2, we state that:

(i) In our opinion, the terms and conditions of the Shareholder Loan are fair to shareholders

of Synlait other than those associated with Bright. The grounds for this opinion are set out

in this report;

(ii) We believe that the shareholders entitled to vote on the resolution in relation to the

Shareholder Loan will be provided with sufficient information to understand all relevant

factors and on which to make an informed decision. The two main sources of information

are this report and the Notice of Special Meeting;

(iii) We confirm that we have been provided with all of the information that we believe is

required for the purposes of preparing this report; and

(iv) The material assumptions on which our opinion has been based are clearly set out in the

body of this report.

2.2. Basis of Assessment and Evaluation

The content required to be included in the Appraisal Report pursuant to the NZX Listing Rules is

clearly set out in rule 7.10.2. Among other things, the Appraisal Report must state whether or not the

reporter considers that the terms and conditions of the proposed transaction are “fair” to the

Company’s shareholders other than those shareholders (if any) that may be associated with the

related parties to the transaction. Although there is no statutory definition of “fair” or any specific

guidance provided in the NZX Listing Rules, our assessment of the fairness of the Shareholder Loan

is based on a consideration of:

 The consequences for the existing shareholders if the Shareholder Loan is approved or not

approved; and

 The overall terms for the Shareholder Loan.


1

Based on the 20-day volume weighted average price of Synlait shares traded on the NZX up to 31 May 2024,

being the last trading day prior to Synlait’s announcement regarding the Shareholder Loan.


Synlait Milk Limited – Independent Appraisal Report

Scope of the Report Page | 8

Northington Partners has evaluated the Shareholder Loan by reviewing the following factors:

 Whether the Shareholder Loan terms reflect arms-length commercial terms and whether it

confers any additional value to Bright;

 The financial implications of the Shareholder Loan for Synlait, particularly with reference to its

senior borrowing financial covenants;

 Any other alternatives that are available to Synlait to secure the required funding;

 Any downside risks of shareholders approving the Shareholder Loan and the potential

implications of the Shareholder Loan approval not being obtained; and

 Other considerations that may be necessary for shareholders to make an informed decision

in relation to assessing the Shareholder Loan.




Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 9

3.0 Profile of Synlait

3.1. Overview of the Company

Synlait is a New Zealand-based dairy and nutrition company that produces a range of added-value

nutritional products, including infant nutrition, foodservice and ingredients products. Founded in 2005

and headquartered in Dunsandel, Canterbury, the Company has developed a reputation for

producing higher value nutritional products for leading milk-based health and nutrition customers

internationally. While the Company's core operations involve milk powder manufacturing, it has

expanded into the consumer category and currently supplies fresh milk and cream to Foodstuffs

South Island Limited (“FSSI”) and markets cheese products under its Talbot Forest Cheese and

Dairyworks brands. It also has a growing Foodservice UHT cream business in China and Southeast

Asia.

Synlait’s shares were listed on the NZX in 2013 and on the ASX in 2016.

3.2. Background

The Company was founded in 2005 by Canterbury dairy farmers and entrepreneurs Ben Dingle,

Juliet Maclean and John Penno. Following the establishment of Fonterra in 2001, the Company

emerged as one of a handful of independent dairy processors and has established a significant

position in the New Zealand dairy industry.

The business was initially focused on significant investments at its Dunsandel facility. The

commissioning of Dryer 1 with a capacity of 45,000 MT, an anhydrous milk fat (“AMF”) plant capable

of producing 25,000 MT and a reverse osmosis plant were all key early developments. These

investments enabled Synlait to process approximately ~217 million litres of raw milk into around

33,200 MT of dairy products in FY09.

Synlait further expanded its capabilities by commissioning its Special Milks Dryer (“SMD”), which has

a capacity of 1,800 MT. This development would eventually position Synlait as one of only two

manufacturers globally capable of producing lactoferrin as a spray-dried powder.

Bright acquired a 51% shareholding in the Company as part of a capital raise in 2010. Synlait used

the new capital to commission Dryer 2, another sophisticated facility specifically designed for infant

formula production (with capacity of 45,000 MT). This advanced facility allowed Synlait to

manufacture infant formula and nutritional products tailored to the unique specifications required by

leading global infant formula brands.

The establishment of Dryer 2 allowed the Company to enter into agreements with Bright to supply its

flagship infant nutrition formula, Pure Canterbury. Additionally, Synlait began producing the a2

Platinum infant formula for a2MC, further cementing its reputation as a premium supplier in the global

dairy market.

Since the early 2000’s, China has adopted stricter regulations for infant formula imports, including

requirements for factory registration and brand approval to ensure quality. Synlait applied to be

registered as a dairy and infant formula manufacturer to the Certification and Accreditation

Administration of the Peoples Republic of China (“CNCA”) which it received in 2014. A positive

development for Synlait and its partners was the withdrawal of numerous locally manufactured and

imported brands from the Chinese market, resulting in higher demand for the brands that remained.

In 2013, the Company announced an initial public offering of shares and listing on the NZX. The IPO

aimed to raise $75 million in new capital, earmarked for debt repayment and to fund several growth

initiatives. These included commissioning a new lactoferrin extraction and purification facility, an on-

site blending and consumer packaging plant, a new dry store, a quality testing laboratory and a

45,000 MT spray dryer (Dryer 3). Additionally, the IPO provided an opportunity for existing

shareholders to participate in a ~$38.7 million secondary offering. As a result of the IPO, Bright’s

shareholding in Synlait decreased to 39.0%.

In 2016, Synlait successfully completed a $98 million entitlement offer, with the capital raised used for

a combination of debt repayment and contributions to a three-year capital growth program totalling

approximately $300 million. Following this capital raise, Synlait also completed a compliance listing

on the ASX.


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 10

In 2017, Synlait progressed further investment in a liquid dairy packaging facility at Dunsandel to

supply FSSI with private label fresh milk and cream products. This transaction marked the start of its

new “everyday dairy” (now called Consumer) strategy. Further investments in this strategy were

made through the acquisition of household dairy brands, Talbot Forest Cheese and Dairyworks, in

2020.

Synlait's second production facility in Pokeno became operational in 2019. That facility is capable of

producing a range of nutritional and formulated powders, including infant-grade skim milk, whole milk,

and infant formula base powders. Initially set to produce 40,000 MT, the facility's capacity was

subsequently increased to 45,000 MT and includes the capability to handle plant-based products as

well as dairy.


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 11

3.3. Significant Historical Events

Figure 1: Significant Historical Events


2005






2008 2010 2011 2012

Synlait is formed

Synlait Dunsandel opens with

Dryer 1 and the AMF facility.

Bright invests

capital to

become a 51%

shareholder.

Dryer 2 commissioned providing the

capability to produce infant formula

and nutritional products to unique

customer specifications.

Agreement signed with a2MC for

Synlait to process and supply a2

Platinum infant formula.

2013

$75m capital raise and NZX-listing as part

of $114 million IPO. Bright Dairy reduces

shareholding to 39% with provisions for

non-standard governance arrangements.

2015

Dryer 3 commissioned at

Dunsandel, increasing capacity by

45,000 MT

2016

$98m entitlement offer and

ASX-listing.

Synlait enters an agreement to acquire 28

hectares in Pokeno to establish a second

nutritional powder manufacturing site.

2019

Advanced liquid dairy

facility commissioned.

FSSI fresh milk supply

commences.

$180 million retail bond

raise completed, with

bonds listed on the NZDX.

Pokeno plant commences

production in September

2019.

Revised agreement with a2MC agreed. Term

extended through to at least July 2025 and updated

pricing terms to reflect the commitment by both parties

to an ongoing market-competitive pricing regime.

2018

Acquisition of Dairyworks

accelerating Synlait’s diversification

strategy through achieving scale in

the everyday dairy category.

2020

$200m capital raise via ~$180m

placement and a $20 million

underwritten share purchase plan.


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 12


Dec: Downward revision of guidance

resulting from Covid-19 impact on

customer demand and supply chain

disruptions.

2022

Synlait announces a revised strategy with focus on improving asset

utilisation at Pokeno and Dunsandel (liquids facility). Synlait affirms

its belief that by the end of FY23 the recovery plan will see the

Company return to similar levels of profitability, and debt ratios as

the years leading into FY21.

Half year results impacted

by SAP implementation

challenges. Full year

guidance reaffirmed.

Sep: Completion of bank

refinancing including a provision

for a mandatory prepayment of

$130 million no later than Mar

2024.

2024

Terms with banking

syndicate renegotiated

with an extension until July

2024 in respect of the

$130 million repayment.

Downward revision of

guidance.

Announces a strategic

review of North Island

assets including its

manufacturing facility in

Pokeno. Further,

downward revision of

guidance.



Mar: Further downward revision of

guidance primarily resulting from

customer demand, shipping delays

and commodity prices.

2021

May: Further downward revision of full

year guidance. Synlait is granted a

covenant waiver from its banking

syndicate.

North Island production

for multinational customer

commences.

2023

Synlait and a2MC agree to enter into a

confidential binding arbitration process to

determine the validity of the notice of

cancellation of the exclusivity provisions.

Announces its

intention to explore

divestment options for

Dairyworks.

Bright commits to

providing up to $130m in

the form of a bridging

inter-company loan if the

Company is unable to

meet its prepayment

obligation through delays

in its deleveraging plans.

Synlait Agrees on

terms for a $130

million shareholder

loan with Bright.

Accordingly seeks

covenant waiver

from lenders.

Synlait provides

guidance update at the

lower end of its previous

guidance range.

Confirms the

unsuccessful conclusion

of the formal sale

process for Dairyworks.

April

May

Sep: Synlait receives

notice from a2MC

purporting to cancel the

exclusivity arrangements

under the NPMSA.

Bright affirms their intent to

participate in a potential

capital raise, subject to

meeting certain terms and

conditions.

March


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 13

3.4. Channels and Products

Synlait has established a diverse product portfolio that caters to various segments of the dairy

market. Central to Synlait’s offerings are Advanced Nutrition products, which are defined as

formulated powders in bulk or consumer-ready format, formulated beverages, and specialty

nutritional ingredients. The Company also produces an extensive range of nutritional milk powders,

including skim milk powder, whole milk powder, and specialty powders like AMF.

A summary of the product portfolio is presented in Figure 2.

Figure 2: Synlait Products by Channel

Advanced Nutrition









Consumer-Ready

Nutritional Powders

(Infant)

Consumer-Ready

Nutritional Beverages

Nutritional Base

Powders

Specialty Ingredients


Ingredients Foodservice Consumer







Whole and

Skim Milk

Powders

Anhydrous Milk

Fat

Shelf-Stable UHT

Natural and

Specialty

Cheese

Milk Butter


3.5. Milk Supply

Synlait has attracted and maintained its supplier base by building strong long-term relationships with

its farmers. The growth in supplier numbers has been supported by offering financial incentives,

allowing farmers to supply milk without having to acquire shares in the Company, as well as helping

farmers to implement innovative and sustainable farming practices.

A key feature of Synlait’s relationship with farmers is its practice of paying incentive payments over

the base milk price for suppliers who participate in special milk programmes such as A1 protein-free,

grass fed, and Lead With Pride

TM

. Figure 3 illustrates the impact of these incentive payments on the

average milk price paid to farmers for historic periods. This shows that over the last 9 years, Synlait’s

average payout inclusive of incentive payments represents a ~3% premium to Fonterra’s farmgate

milk price.


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 14

Figure 3: Historical Milk Price Payment ($ per kgMS)


Sources: Synlait annual, interim reports and NZX announcements

Synlait’s milk supply pool grew to 285 farms (South Island 220, North Island 65) in the 2022/23

milking season, but dropped to 274 farms (South Island 215, North Island 59) for the most recent

season. Cessation notices from farmer suppliers have also increased dramatically in the last month

following publicity over the Company’s financial issues. Synlait announced to the market on 4 June

that ‘a significant majority’ of the Company’s farmer supplier base has submitted cessation notices.

The cessation notice period is however two-years, meaning that notices received in the year between

1 June 2023 to 31 May 2024 would not take effect until after the completion of another two seasons.

Synlait notes that the retention of milk supply remains a critical priority and that submitting a

cessation notice provides farmers with an option, rather than a clear intention to sign with other

processors. Rebuilding supplier confidence and securing the withdrawal of these cessation notices is

clearly going to be a key element of Synlait’s recovery plan.

3.6. Customer Relationships

Synlait built strong relationships with leading food and beverage and advanced nutrition brands in

both New Zealand and overseas. These customers include a2MC, Foodstuffs South Island and a

large multinational food and nutrition business. Synlait’s top three customers account for ~55%

(FY23) of revenue.

Synlait has been a key manufacturing partner for a2MC since 2012, producing infant formula under a

Nutritional Powders Manufacturing and Supply Agreement (“NPMSA”). Synlait holds the State

Administration for Market Regulation (“SAMR”) licence for a2MC’s Chinese labelled Infant Formula

(stages one, two and three), to manufacture and export these products to the China market until

September 2027. This SAMR registration is held by Synlait and attached to the Dunsandel facility.

In September 2023, a2MC announced it had provided notice of termination of the exclusive

production arrangements for a2 Platinum, a2

至初 and other nutritional products under the NPMSA.

Synlait contests this termination notice and is currently involved in a binding confidential arbitration

process to resolve the validity of a2MC’s action.



$4.48 $3.91 $6.16 $6.65 $6.40 $7.05 $7.55 $9.30 $8.22

$0.06

$0.11

$0.14

$0.13

$0.18

$0.25

$0.27

$0.29

$0.27

$4.54

$4.02

$6.30

$6.78

$6.58

$7.30

$7.82

$9.59

$8.49

2014/152015/162016/172017/182018/192019/202020/212021/222022/23

Avg. Base Milk PriceIncentivesFonterra Farmgate Milk Price


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 15

3.7. Financial Overview

3.7.1. Revenue and Earnings

Figure 4 summarises Synlait’s revenue and earnings performance (at the EBITDA level) for the 10

years to FY23, along with the Company’s most recent guidance for FY24.

Figure 4: Historical and Forecast Financial Performance (NZ$)



Sources: Synlait annual, interim reports and NZX announcements.

Note: Synlait adopted NZ IFRS-15, revenue from contracts with customers from FY19 and NZ IFRS-16, lease from FY20.

Therefore, comparison with prior years may not be directly comparable.

Note: Historic EBITDA for the period FY19-FY23 has been restated as if the current product costing method change was applied

retrospectively. FY24F excludes a non-cash adjustment for the product costing method change of approximately $17 million.

The main features of Synlait's historic financial performance can be summarised as follows:

 Since listing, the Company has reported strong revenue growth driven by capacity expansion

and stable underlying commodity prices. Revenue peaked at NZ$1.66b in FY22, representing

a compounding annual growth rate of 14%.

 However, since FY22, Synlait has reported declining revenue due to lower demand for

ingredients and advanced nutrition products. This weakness is expected to continue, with

broker consensus revenue for FY24 forecast at ~NZ$1.49b, down 7% on the previous year.

 While profitability increased in line with revenues until FY20, earnings in recent years have

fluctuated markedly, primarily due to softer demand and lower margins. Overall gross

margins have compressed significantly, from around 15% in FY19 to approximately 9% in

FY23. On a unit price basis, advanced nutrition margins have also decreased materially over

this period.

 Synlait’s EBITDA margin has also reduced from approximately 15% in FY19 to around 6% in

FY23, reflecting lower gross margins as above as well as reduced plant utilisation,

particularly the underutilisation of the Pokeno facility.

 Synlait is now forecasting FY24 EBITDA at the lower end of its guidance range of NZ$45

million to NZ$60 million. This revision is based on several factors, including:

- The softening of ingredients margins due to pricing pressures and adverse exchange

rates.

- Revised inventory provisioning and anticipated write-downs in the second half of the

fiscal year.



$44

$41

$84

$89

$139

$45.0

$60.0

$150

$154

$50

$132

$81

-

$0.2b

$0.4b

$0.6b

$0.8b

$1.0b

$1.2b

$1.4b

$1.6b

$1.8b

-

$20m

$40m

$60m

$80m

$100m

$120m

$140m

$160m

$180m

FY14FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24F

EBITDA (LHS)EBITDA GuidanceRevenue (RHS)Consensus


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 16

3.7.2. Capital Expenditure

Figure 5: Historic Capital Expenditure (NZ$m)


Sources: Synlait and NPL Analysis

Note: Capital expenditure excludes expenditure attributable to goodwill and brands, and working capital acquired through the

acquisition of Dairyworks and Talbot Forrest.

Synlait has invested over $1.5b in capital expenditure since its inception. Figure 5 outlines annual

capital expenditure spend since FY14, and reflects the following:

 Significant investments were made in the Dunsandel facility to increase processing capacity

and enhance capability. This included the addition of new dryers, expansion of the lactoferrin

plant, advanced liquid milks and other infrastructure improvements which totalled ~$480m

over the period.

 Synlait commissioned the Pokeno facility in September 2019, with a view to diversify its

production base and increase its overall capacity. Capital expenditure for North Island

production (including Pokeno, the Auckland Blending and Canning plant and other projects)

has totalled ~NZ$450m.

 As production capacity and business complexity has grown, the Company has continued to

invest in improving efficiency through technology. A key element of this was its recent

investment in a new ERP system (~ NZ$65m).

3.7.3. Borrowings

Figure 6 summarises how Synlait has funded its growth and diversification objectives over the last 10

years. While the Company has generated meaningful cash earnings and raised close to $300 million

in new equity capital, a significant proportion of the capital expenditure has been debt funded. This

has seen net debt grow from ~$105m in FY14 to ~$560m as at 31 January 2024. Relative to the

lower end of current EBITDA guidance of ~$45 million (FY24), the ratio of Net Debt to EBITDA

exceeds 12x.

Figure 6: FY14 – 1H24 Net Debt Bridge (NZ$m)

Sources: Synlait annual and interim reports and NZX announcements. Note: NPL Estimate. Totals may not sum due to rounding.

$100m

$136m

$20m

$59m

$120m

$341m

$176m

$139m

$93m

$61m

$15m

$0.3b

$0.5b

$0.7b

$1.2b

$1.4b

$1.5b

-

$50

$100

$150

$200

$250

$300

$350

$400

FY14FY15FY16FY17FY18FY19FY20FY21FY22FY231H24

Dunsandel GrowthNorth IslandERP

AcquisitionsOtherCumulative Capex


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 17

3.8. Ownership and Share Price Performance

Bright is Synlait’s largest shareholder, maintaining a 39.0% shareholding since the IPO in 2013. The

Company’s next largest shareholder is a2MC who, as discussed above, is also a key customer of

Synlait. The top five shareholders (as at 30 April 2024) are set out in Table 3.

Table 3: Top 5 Shareholders

Source: Iress, NZX Filings

Figure 7 summarises Synlait’s shareholder return performance for the period between listing (23 July

2013) and 5 June 2024, relative to the NZX50 Gross Index (inclusive of dividends).

Although Synlait initially outperformed the market on the back of strong demand for infant formula

driven by a2MC, its returns have trailed the broader index since late 2020. The performance since

2020 has largely paralleled Synlait’s lower earnings outlook, contract disputes with a2MC, extremely

poor returns on Pokeno and subsequent debt issues.

Figure 7: Synlait Total Shareholder Return Relative to NZX Gross Index (Rebased to IPO Price)


Source: IRESS, Northington Partners. Period starting 23 July 2013 to 5 June 2024.


-

200

400

600

800

1,000

1,200

1,400

1,600

Jun-13Jun-14Jun-15Jun-16Jun-17Jun-18Jun-19Jun-20Jun-21Jun-22Jun-23

Jun-24

SMLNZ50G

Shareholder Shares Held (m)

Shareholding

Percentage

Bright Dairy Holding Ltd. 85.27 39.0%

The A2 Milk Company Limited 43.35 19.8%

Chester Asset Management Pty Ltd 8.71 4.0%

Accident Compensation Corporation 7.70 3.4%

New Zealand Funds Management Ltd. 6.38 2.9%


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 18

3.9. Recapitalisation Plan Summary

Synlait commenced a strategic review to consider potential avenues to reduce debt in 2023, with the

announcement of its intention to divest Dairyworks in June 2023. Although the Company received

credible expressions of interest in Dairyworks from a number of parties, no binding offers were received

at a price level that was acceptable to the Board.

The proceeds of a possible sale of Dairyworks were unlikely to be sufficient to fund Synlait’s $130

million repayment obligation to its banks, and the Company has been actively exploring a number of

other deleveraging options. Given these options were insufficiently advanced, Synlait sought and

obtained a letter of support from Bright (received on 28 March 2024) which included a commitment from

Bright to provide the Shareholder Loan and participate in an equity capital raising.

We summarise below the current recapitalisation plan proposed by Synlait as well as the options

considered as part of its broader deleveraging plans.

3.9.1. Equity Raising

If the Shareholder Loan is approved, the Company is planning to undertake an equity capital raising to

ensure that Synlait is appropriately capitalised. Bright has indicated that it would support the Equity

Raising, subject to terms being finalised. The Synlait board and its advisers are continuing to progress

the structure, terms and conditions of the Equity Raise and will further update shareholders in due

course.

Synlait will also be seeking to refinance and amend its bank facilities in parallel with the Equity Raising.

It is expected that following the Equity Raising, the amended facilities will be available to be drawn to

meet Synlait’s expected ongoing working capital and other corporate requirements, including providing

sufficient headroom to repay the Bonds. Further information will be provided about the refinancing

arrangements once terms have been agreed with the banks.

We believe that Bright's shareholding in Synlait is likely to increase as a result of the Equity Raising. In

these circumstances, Bright’s participation in the Equity Raising would require shareholder approvals

under both the NZX Listing Rules (assuming the Equity Raising comprises a transaction with a related

party) and the Takeovers Code (due to Bright increasing its voting rights through an allotment of

shares), which in turn requires the provision of an independent appraisal report under the NZX Listing

Rules and an independent adviser’s report under the Takeovers Code. These reports would include

amongst other things, an opinion on the merits of the allotment of shares to Bright and an evaluation of

the issue price.

3.9.2. Other Funding Alternatives

Table 4: Summary of Other Funding Alternatives Considered

Option Discussion Timing

Asset Sales On 2 April 2024, Synlait announced that it was conducting a

strategic review of its North Island assets comprising the

Pokeno and Auckland facilities. Synlait has struggled to

reach an acceptable level of utilisation of these assets and

they are currently generating significant negative cash flows.

This position is not expected to materially improve before

FY26. To minimise the adverse impact of the underutilised

plants on Synlait’s near-term cash flows, the Company may

sell some or all of its interest in the assets. We understand

that some preliminary expressions of interest have been

received.

While the North Island assets have a carrying value in

excess of $340 million (excluding right of use assets), we

would expect buyer interest to reflect a material discount to

that value given the significant plant underutilisation, on-

going contractual obligations to Synlait’s multinational

customer and the significant customisation made to the

Pokeno facility to meet the customer’s requirements.

At this stage, it is uncertain

whether a sale of either

asset can be secured and

therefore timing of

associated proceeds is

unknown.

Given Synlait’s current

market capitalisation, asset

sales are also likely to be a

“major transaction” under

the NZX Listing Rules and

will require majority

shareholder approval

(noting that Bright could

vote on the related

resolution). This process

will add to the uncertainty


Synlait Milk Limited – Independent Appraisal Report

Profile of Synlait Page | 19

Although no offers emerged for Dairyworks at a price

satisfactory to Synlait after a protracted sale process, it

remains a viable funding option. However, we expect that

any interest would be below the current carrying value of

approximately $120 million.

regarding outcome and

timing.

Alternative

Debt Funding

Synlait has considered a range of alternative debt or “quasi-

equity“ alternatives, ranging from subordinated debt to

preferred equity. As detailed in Section 5.1.2, this included

engaging with potential third-party private credit investors.

However, due to indicative pricing and timing, these options

were initially discounted.

Synlait also considered options to refinance its existing

senior bank facilities with new banking facilities. However,

given the Company’s financial position, there was limited

appetite at the time.

We expect that alternative

debt solutions are unlikely

to be available until after

completion of the Equity

Raising.




Synlait Milk Limited – Independent Appraisal Report

Overview of the Shareholder Loan and Bank Facilities Page | 20

4.0 Overview of the Shareholder Loan and Bank Facilities

4.1. Shareholder Loan Key Terms

The key terms of the Shareholder Loan are summarised in Table 5 below. More detail is provided in the

Notice of Meeting.

Table 5: Shareholder Loan Terms

Shareholder Loan Facility - Key Terms

Borrower Synlait Milk Limited.

Lender Bright Dairy International Investment Limited.

Maturity Date 12 months from the date of first drawdown, subject to the Extension Option and

Principal Deferral.

Amount NZ$130m single draw term loan.

Extension Option On the date that is one month prior to the then current Maturity Date, the Borrower has

the option to extend the Maturity Date for a further 12 months from the original Maturity

Date by way of board resolution of the Borrower and notification to the Lender, subject

to:

 the shares of the Borrower remaining listed;

 no administrator or liquidator having been appointed to the Borrower; and

 Bright holds not less than 39.01% of the shares in the Borrower (if no equity raise

has been conducted), or 51% (if an equity raise has been conducted), in each case

other than as a result of a voluntary sale of shares by Bright.

Purpose The Borrower may only use the proceeds of the Facility to repay and/or prepay (in

whole or in part) its due and payable payment obligations under the senior facility

agreement.

Interest Rate 8% fixed for the first year reset to the 3-month bank bill + 1.60% for the second year,

payable every three months.

Subject to Interest Deferral below.

Interest Deferral Interest payments may be deferred if:

 the Company fails to satisfy the solvency test;

 a senior creditor has notified Synlait (or Synlait has notified a senior creditor) that a

senior event of default has occurred;

 a breach of a senior financial covenant has occurred or would occur as a result of

such payment;

 senior lenders have waived or amended a financial covenant in the senior facility;

 senior lenders have taken acceleration action under the senior facility;

 the cash interest payment could not be made from Free Cash Flow (defined term);

or

 any indebtedness to senior creditors that was scheduled to be paid in the interest

period has not been paid, or has been deferred.

Deferred interest capitalises and itself accrues interest. The Borrower is required to

catch-up on deferred interest on the next interest payment date where no interest

deferral event is continuing.

Principal Deferral The obligation to repay principal on the Maturity Date will be deferred if:

 the Company fails to satisfy the solvency test;

 a breach of senior financial covenant has occurred or would occur as a result of

such payment; or

 senior lenders have waived or amended a financial covenant in the senior facility.

Mandatory Prepayment In the event that Dairyworks is sold on or prior to the date that is 12 months from the

drawdown date, the Borrower will make a prepayment equal to the net proceeds of sale

on the date that is 12 months from the drawdown date (subject to the consent of senior

creditors).

In the event that Dairyworks is sold after the date that is 12 months from the drawdown

date, the Borrower shall make a prepayment equal to the net proceeds of sale on the

date that is 1 business day after completion of the Dairyworks Sale (subject to the

consent of senior creditors).

Synlait Milk Limited – Independent Appraisal Report
Overview of the Shareholder Loan and Bank Facilities Page | 21

Security and Ranking Second ranking ‘all-assets’ security from the Company and all guarantors, including

second ranking mortgages over real property assets (consistent with senior security

and including all major subsidiaries of Synlait).

Subordination The Shareholder Loan is fully subordinated to the senior facilities. There will be no

restrictions on Synlait and the senior lenders agreeing any amendments to the senior

facility documents. No enforcement by Bright Dairy International without senior creditor

consent unless a senior default has occurred and senior creditors have not enforced

security for 90 days. Bright Dairy International will be dragged by any amendments,

consents, waivers granted by senior creditors.

Financial Covenants No financial covenants.

Events of Default Consistent with events of default under the bank facilities, an event of default will occur

if Synlait:

fails to pay any principal or interest on the Shareholder Loan on its due date;

breaches certain undertakings it has made to Bright including restrictions on asset

disposals or acquisitions, other borrowings or granting of other security;

has made a breach of representation;

is in cross-default where Synlait ca nnot meet any other indebtedness of not less

than $5 million;

experiences a material adverse effect (in Bright’s reasonable opinion); or

is insolvent or ceases business.

In such circumstances, Bright is restricted from enforcing its security without the

consent of the banks, other than in certain instances (see Notice of Meeting for further

details).

Event of Review An Event of Review will occur if an ‘Independent Director’ (as defined in the NZX

Listing Rules) is appointed to the board of the Borrower in circumstances where the

Lender has not supported the appointment of that person (provided that the parties

agree that such E vent of Review shall not occur i f the non-support would cause the

Borrower to be in breach of the NZX Listing Rules). The Event of Review only applies

for the period that Bright owns not more than 50% of the shares in S ynlait.

This Event of Review w ill trigger a 60-day negotiation period and if satisfactory

amendments are not agreed then Bright Dairy I nternational has an ability to require

repayment/cancellation on 60-days’ notice.

In addition to Synlait shareholder approval, the Shareholder Loan is conditional on the approval of

Bright’s ultimate shareholder and the State-owned Assets Supervision and Administration Commission

of Shanghai (SASAC), as well as final documentation from Synlait’s bank syndicate. These conditions

are expected to be fulfilled prior to drawing of the Shareholder Loan.

4.2. Bank Facility Terms

4.2.1. Current Terms

The existing bank facilities and terms are summarised in Table 6 below.

Table 6: Bank Facility Summary

Synlait Senior Facility Agreement Summary

Lenders

ANZ Bank (syndicate lead), Bank of China, China Construction Bank, HSBC, and

Rabobank

Facilities

1.Working capital facility of $270m, maturing 1 October 2024 together with an $10m

on-demand bilateral facility. This facility is a seasonal facility where the facility limits

change at several times during the term of facility:

$50m limit step down on 27 June 2024; and

$58m limit step down on 31 July 2024.

2.Revolving credit facilities of $230m. These facilities step down over time with

maturity dates between 31 July 2024 and 1 October 2025 as follows

$50m limit step down on 31 July 2024;

$46m maturity on 31 July 2024;


Synlait Milk Limited – Independent Appraisal Report

Overview of the Shareholder Loan and Bank Facilities Page | 22

 $50m maturity on 1 October 2024; and

 $84m maturity on 1 October 2025.

In addition, Synlait is required to make a prepayment of $130m by no later than 15 July

2024. This prepayment was originally due on 28 March 2024 before an extension was

granted by the banking syndicate on 28 March 2024. Some of the amounts of the limit

step downs and maturities referred to above would be affected by the $130m

prepayment to be made on 15 July 2024.

Security

The facilities are secured under the terms of various General Security Deeds provided

by the Company and its subsidiaries, by which all present and future property is

secured to the Lenders.

Financial Covenants

The key financial covenants for the facilities as amended on 28 March 2024 include:

 Total shareholder funds of no less than $400m at all times (previously $600m).

 Working capital ratio (debtors and inventory to outstanding working capital facility)

of no less than 1.5x at all times.

 Interest cover ratio (EBITDA to interest) of no less than 1.75x for the 31 July 2024

reporting date (previously 2.25x), increasing to 3.0x for the 31 July 2025 reporting

date.

 Total leverage ratio (total debt to EBITDA) of no greater than 3.5x for the 31 July

2024 reporting date, decreasing to no greater than 3.25x on and from the 31 July

2025 reporting date.

 Senior leverage (senior secured debt, excluding the Bonds, to EBITDA) ratio of no

greater than 2.25x for the 31 July 2024 reporting date.


4.2.2. Refinancing

As part of the bank approval process for the Shareholder Loan, Synlait has sought deferrals of the 27

June 2024 and 31 July 2024 step downs and maturities. Some of these amounts will also be affected

by the $130 million payment to be made on 15 July 2024, funded by proceeds from the Shareholder

Loan. We understand that the Shareholder Loan will be applied on a pro rata basis between the drawn

balances of the revolving credit facility and the working capital facility.

Synlait is also forecasting that it is unlikely to meet three of its current banking covenants as at 31 July

2024; the interest coverage ratio, the total leverage ratio, and senior leverage ratio. This reflects the

timing of Synlait's recapitalisation plans and further weakening in its financial performance.

Consequently, Synlait has also requested waivers for the covenants.

Synlait’s banks have since confirmed credit approval to both a deferral of maturities / step downs and

covenant waivers until such time that Synlait’s Equity Raising is completed. Synlait and the banks are in

the process of negotiating the documentation for these waivers and satisfying any applicable

conditions. If documentation for the step down deferrals or covenant waivers is not received by the

banks prior to the relevant date, Synlait will likely be in default under the bank facilities. We believe that

Synlait will not be in a position to obtain the deferrals or covenant waivers without the Shareholder

Loan.

In connection with the proposed Equity Raising, Synlait is also proposing to refinance its bank facilities

and negotiate new loan terms. Further information will be provided about the refinancing once any

arrangements have been agreed.


Synlait Milk Limited – Independent Appraisal Report

Evaluation of the Fairness of the Shareholder Loan Page | 23

5.0 Evaluation of the Fairness of the Shareholder Loan

5.1. Shareholder Loan Pricing

Publicly disclosed pricing for sub-ordinated loans issued by companies with similar credit quality to

Synlait is very limited. Directly comparable evidence would require that the issuing company was in the

same financial position and facing the same significant challenges as Synlait.

We have however reviewed a range of evidence in determining whether the Shareholder Loan pricing is

fair to Synlait shareholders not associated with Bright. This includes:

i. The pricing for Synlait’s existing Bonds;

ii. Indicative pricing provided to Synlait by other third-party lenders; and

iii. The pricing for other broadly comparable subordinated instruments listed on the NZDX.

Each of these are considered further below.

5.1.1. Synlait NZDX Bond Pricing

As noted previously, Synlait issued $180 million of bonds in December 2019 which trade on the NZDX.

The Bonds were originally priced at 2.5% over the 5-year swap rate prevailing at the time of issue and

broadly traded at a margin of between 2.0% - 4.0% over the underlying swap rate in the period from

listing until early 2023. The average margin was ~3.1% over the period to April 2023.

The margin has steadily increased since March 2023 as the deterioration in Synlait’s financial position

became evident – starting with Synlait’s consecutive FY23 profit downgrades in March and April 2023,

followed by a range of developments which impacted on Synlait’s credit position (as summarised in

Section 3.3). The Bonds are now trading at a level which indicates a high chance of credit loss for

bondholders, with recent prices of approximately $0.53 per $1.00 of face value implying a yield of over

160%.

It is difficult to meaningfully infer a reasonable market interest rate for the Shareholder Loan from the

current Bond pricing. However, even though the Shareholder Loan will rank ahead of the Bonds in a

liquidation of Synlait, this market evidence clearly suggests that the implied margin of approximately

2.6% for the Shareholder Loan should be viewed as being well below market pricing.

5.1.2. Third Party Pricing

As part of the broader deleveraging plan, Synlait considered subordinated and mezzanine funding

alternatives to refinance both its bank repayment obligations and the NZDX Bonds. This included taking

market soundings from a range of Australasian credit funds for a subordinated private loan. While these

options were not developed beyond an exploratory stage, we understand that the pricing feedback in

late 2023 indicated equivalent rates of at least 15% for terms of 3 or more years. These options were

ruled out due to the cost and timing relative to the Shareholder Loan and other options being explored

(including the sale of Dairyworks).

5.1.3. Comparable Listed Pricing

There are a very limited number of listed instruments with broadly similar features and term to the

Shareholder Loan. However, Fletcher Building

2

and Infratil have listed instruments which share a

similar ranking profile behind senior lenders and have similar maturity dates. Fletcher Building’s capital

notes (unsecured and subordinated) have maturities of March 2026, 2027 and 2028 and Infratil’s

infrastructure bonds (unsecured and ranking behind the senior borrowings of Infratil’s subsidiaries)

have maturities of March 2026, December 2026 and December 2027. The current pricing and implied

margin over the relevant swap rate for these instruments is summarised in Table 7 below.




2

Fletcher Building Industries Limited is the issuer of the capital notes but they are guaranteed on an unsecured

subordinated basis by Fletcher Building.


Synlait Milk Limited – Independent Appraisal Report

Evaluation of the Fairness of the Shareholder Loan Page | 24

Table 7 Comparable Subordinated Instrument Pricing

Company Instrument

Value

Outstanding

Maturity Current Yield

Margin over

Swap

Fletcher Building Capital note $100m March-26 9.1% 4.0%

Fletcher Building Capital note $100m March-27 9.8% 4.0%

Fletcher Building Capital note $100m March-28 9.1% 4.6%

Infratil Infrastructure Bonds $120m Mar-26 7.2% 2.1%

Infratil Infrastructure Bonds $156m Dec-26 7.2% 2.3%

Infratil Infrastructure Bonds $102m Dec-27 6.9% 2.3%

Source: NZX, Northington Partners. As of 21 June 2024.

The average yield and margin for Fletcher Building’s capital notes are 9.3% and 4.5% respectively,

while Infratil’s infrastructure bonds are currently yielding 7.1% with an average margin of 2.2%. This

compares to the Shareholder Loan with a fixed interest rate of 8.0% for 12 months and an implied

margin of 2.6% over the current 1-year swap rate of 5.4%. The margin reduces to 1.6% if the

Shareholder Loan is extended at Synlait’s option.

Notwithstanding that the Shareholder Loan has a second ranking security, we would consider the

overall credit quality of the Fletcher Building capital notes and Infratil infrastructure bonds to be far

superior to that of the Shareholder Loan. This reflects:

 Fletcher Building has an investment grade rating of Baa3 (negative outlook) from Moody’s

Investors Service for its senior borrowings, a current market capitalisation of over $2 billion

and a current total debt (including capital notes) leverage ratio of 1.8x;

 Infratil is unrated but its assets include large infrastructure assets including One NZ (formerly

Vodafone), Manawa, Wellington Airport and CDC Data Centres. These assets have strong

credit characteristics including stable, more predictable cash flows. The appropriate margins

for Infratil infrastructure bonds should be much lower than we would expect for the

Shareholder Loan; and

 Synlait does not have a credit rating but given its current level of financial distress, we would

suggest that it would likely be rated as speculative grade with a high chance of default.

5.1.4. Pricing Conclusion

Based on the available evidence, we conclude that the interest rate proposed for the Shareholder Loan

is much lower than the likely cost of alternative funding sources (assuming alternatives would be

available at all).

5.2. Other Key Terms of the Shareholder Loan

The Shareholder Loan includes terms which we consider are favourable to Synlait, relative to both the

existing senior facilities and the likely terms for alternative funding. This view reflects the following:

 The Shareholder Loan has no financial covenants and does not place any obligations on

Synlait outside of ordinary terms expected for a subordinated instrument of this nature;

 Synlait only has an obligation to repay the principal amount of the Shareholder Loan at

maturity if the Company is in a position to do so without breaching the senior financial

covenants and while still satisfying its solvency obligations. Therefore, while the headline

maturity is 12 months with an option at Synlait’s election to extend by a further 12 months

(subject to certain conditions), the Shareholder Loan has an indefinite maturity in

circumstances where repayment would breach senior financial covenants or the solvency test;

and

 Similarly, interest payments can be deferred and capitalised in situations where payment

would breach senior financial covenants or solvency requirements.

We believe that the majority of the terms above are concessionary and are therefore fair to Synlait

shareholders other than Bright.

Synlait Milk Limited – Independent Appraisal Report
Evaluation of the Fairness of the Shareholder Loan Page | 25

For as long as Bright owns not more than 50% of Synlait, the Shareholder Loan also includes an “Event

of Review” if an independent director (as defined in the NZX Listing Rules) is appointed to the board of

Synlait in circumstances where that appointment has not been supported by Bright. This would trigger

a 60-day negotiation period and if Bright is still not satisfied with the appointment, then Bright has an

ability to require repayment of the Shareholder Loan on 60 days’ notice.

While we understand this feature of the Shareholder Loan was a concession by Synlait to satisfy Bright

requirements, we don’t believe that it confers any undue influence to Bright for t he following reasons:

Synlait will still be required to satisfy the NZX Listing Rules which stipulate that at least 2

directors are independent and 2 directors must be ordinarily resident in New Zealand;

Bright directors will not be able to vote on board resolutions concerning the Shareholder Loan

where they are “interested” in the transaction under the Companies Act 1993, including for

instance, decisions on whether to extend the Shareholder Loan; and

Even in the circumstances where Bright might demand repayment following an Event of

Review and negotiation period, repayment would only be possible if Synlait was in a position

to do so (i.e. the senior lenders allow repayment).

5.3. Immediate Financial Implications of the Shareholder Loan

The Shareholder Loan has no immediate impact on Synlait’s overall debt position because it will be

used to repay a portion of the existing senior bank debt. It does however provide critical liquidity to

satisfy Synlait’s $130 million bank repayment obligation by 15 July 2024 and provide time to advance

other recapitalisation priorities including the proposed Equity Raising.

Given the Shareholder Loan is subordinated to Synlait’s senior lenders, the bank will exclude the loan

from its assessment of the senior leverage ratio (senior debt to EBITDA) which is a key financial

covenant (see Section 4.2). However, given Synlait’s EBITDA is so depressed (expected to be towards

the lower end of FY24 guidance of $45 - $60m), both the total and senior leverage ratios are expected

to be well above covenant levels at the FY24 reporting period.

The impact on total and senior debt levels and leverage ratios post the Shareholder Loan are illustrated

in Figure 8 below based on Synlait’s 1H24 debt position and $50 million of assumed EBITDA for FY24

(relative to guidance of $45 - $60 million).

Figure 8: Synlait Debt Structure as of 31 January 2024

Source: Northington Partners based on Synlait debt at 31 January 2024 and assumed FY24 EBITDA of $50 million.

Figure 8 demonstrates that the Shareholder Loan will have no immediate impact on Synlait’s overall

debt position or total leverage ratio but will improve its senior leverage ratio from 8.2x to 5.6x, albeit still

well above current covenant levels (2.25x at FY24).

$180m$180m

-

$130m

$410m

$280m

31-Jan-24Proforma Post

Shareholder Loan

Unsecured Subordinated BondsShareholder LoanSenior Secured Lending

Higher

Ranking

Lower

Ranking

Senior Leverage Ratio: 8.2x

Total Leverage Ratio: 11.8x

5.6x

11.8x


Synlait Milk Limited – Independent Appraisal Report

Evaluation of the Fairness of the Shareholder Loan Page | 26

5.4. Potential Future Financial Implications

As set out previously, implementation of the Shareholder Loan represents Stage 1 of a broader

recapitalisation plan and is not sufficient to reduce Synlait’s current debt position to sustainable levels.

As announced by the Company and detailed in the Notice of Meeting, Synlait also intends to launch the

Equity Raising with Bright’s support and refinance the current bank facilities.

Synlait will clearly be seeking to recapitalise the Company sufficiently through the Equity Raising to

meet its short-term obligations, but also to reduce debt to a level that can be sustained at expected

medium-term earnings levels and is sufficient to receive the support of the banks for the refinancing.

We therefore expect the size of the Equity Raising will be material and, given its size, will be contingent

on shareholder approval to be considered at a separate special shareholder meeting.

In addition, depending on the size of the Equity Raising and the success of on-going measures to

improve earnings performance, Synlait may continue to pursue other strategic initiatives to reduce debt,

with likely options including the sale of the North Island assets and Dairyworks.

5.5. Voting Outcomes of the Shareholder Meeting

Bright is not able to vote on the resolution relating to the Shareholder Loan, meaning approval will

require majority support of the remaining Synlait shareholders who vote. Given a2MC control 19.8% of

the shares of Synlait, they will be highly influential in determining the outcome of the resolution to

approve the Shareholder Loan. As of the date of this report, a2MC and Synlait have engaged in

discussions but a2MC has not indicated how it intends to vote. If Synlait is advised how a2MC intends

to vote, it will update shareholders on the status of a2MC’s voting intentions by way of a market

announcement.

5.6. Potential Consequences of the Shareholder Loan Not Being Approved

In the event that the Shareholder Loan is not approved and implemented in accordance with the

proposed timeline, the Company will not have access to sufficient funding to meet the 15 July 2024

$130 million bank loan repayment obligation and would be in default to the banks. Unless the banks

agree to alternative arrangements, the most likely outcome in a default situation would be for the

Company or the banking syndicate to immediately initiate a formal insolvency process. This may

involve the appointment of a voluntary administrator or receiver to take control of the Company. In turn,

an insolvency event is also an “Event of Default” in relation to the Subordinated Bonds, at which point

they also become immediately due and repayable.

Receivership is an insolvency process aimed at protecting the position of secured creditors, who have

general or specific charges or security over the Company’s assets. The receiver’s role would be to take

control of the Company’s assets to generate proceeds, either through continued operation or the

realisation of assets, which can then be used to repay the secured creditors. The specific asset

management strategy that the receiver pursues will depend on the receiver’s view of which course is

likely to result in the best value outcome for the secured creditor that appointed them. In this instance, a

likely scenario is that a receiver would attempt to accelerate cash generation through an orderly

realisation of Synlait’s assets. In this context, the receiver has a duty to get the best price reasonably

obtainable at the time of sale.

In contrast, a voluntary administrator is appointed by the Directors of Synlait with the objective of

maximising the chances of the Company (or as much as possible of its business) continuing to operate

or, where that is not possible, generating a better return for the Company’s creditors and shareholders

than would result from an immediate liquidation of the Company. Voluntary administration has some

benefits over receivership in that it provides temporary relief from creditor action (typically 20 working

days) to provide time for the administrator to assess the Company’s options with an objective of

providing a better return than may be available to both creditors and shareholders from an immediate

liquidation. However, secured creditors that have a right to appoint a receiver may do so despite the

appointment of administrators in which case the receiver would take priority.

The ultimate outcome for shareholders under any insolvency process is highly uncertain and we do not

consider that approval of the Shareholder Loan would disadvantage shareholders. Furthermore,

shareholders are likely to have the ability to consider this as a viable option at the shareholder meeting

to approve any Equity Raising (i.e. shareholders will likely have the ability to assess the merits of


Synlait Milk Limited – Independent Appraisal Report

Evaluation of the Fairness of the Shareholder Loan Page | 27

liquidation, administration or receivership at the special shareholder meeting to approve the Equity

Raising).


5.7. Summary of our Assessment of the Shareholder Loan

In our opinion, after having regard to all relevant factors, we consider that the Shareholder Loan pricing

and terms are fair to the Non-associated Shareholders. Moreover, the terms are likely to be more

favourable than what would be available on arms-length commercial terms from an independent third-

party lender.

The Shareholder Loan is now the only option available to Synlait to repay the $130 million of bank debt

due on 15 July 2024, and thereby avoid the significant consequences that would otherwise arise. In

effect, the Shareholder Loan provides the Company with the time needed to progress Synlait’s other

deleveraging plans, including the proposed Equity Raising and bank refinancing. Non-associated

Shareholders will have an opportunity to reconsider their options at that time.



Synlait Milk Limited – Independent Appraisal Report

Appendix 1: Sources of Information Used in this Report Page | 28

Appendix 1. Sources of Information Used in this Report

Other than the information sources referenced directly in the body of the report, this assessment is reliant on the

following sources of information:

 Synlait’s annual and interim reports and investor presentations.

 Discussions with senior personnel of Synlait and its advisers.

 Documentation for the Shareholder Loan including the initial loan term sheet and final loan agreement.

 Drafts of the Special Notice of Meeting to approve the Shareholder Loan.

 Synlait’s FY24 and FY25 budget.

 Various other documents that we considered necessary for the purposes of our analysis.


Synlait Milk Limited – Independent Appraisal Report

Appendix 2: Declarations, Qualifications and Consents Page | 29

Appendix 2. Declarations, Qualifications and Consents

Declarations

This report is dated 25 June 2024 and has been prepared by Northington Partners at the request of the

independent directors of Synlait to fulfil the requirements of the NZX in relation to the Shareholder Loan. This

report, or any part of it, should not be reproduced or used for any other purpose. Northington Partners specifically

disclaims any obligation or liability to any party whatsoever in the event that this report is supplied or applied for any

purpose other than that for which it is intended.

Prior drafts of this report were provided to Synlait for review and discussion. Although minor factual changes to the

report were made after the release of the first draft, there were no changes to our methodology, analysis, or

conclusions.

This report is provided for the benefit of all of the shareholders of Synlait (other than Bright) that are being asked to

consider approval of the Shareholder Loan, and Northington Partners consents to the distribution of this report to

those people.

Our engagement terms did not contain any term which materially restricted the scope of our work.

Qualifications

Northington Partners provides an independent corporate advisory service to companies operating throughout New

Zealand. The company specialises in mergers and acquisitions, capital raising support, expert opinions, financial

instrument valuations, and business and share valuations. Northington Partners is retained by a mix of publicly

listed companies, substantial privately held companies, and state-owned enterprises.

The individuals responsible for preparing this report are Greg Anderson B.Com, M.Com (Hons), Ph.D and Jonathan

Burke B.Com (Hons), BCM. Each individual has a wealth of experience in providing independent advice to clients

relating to the value of business assets and equity instruments, as well as the choice of appropriate financial

structures and governance issues.

Northington Partners has been responsible for the preparation of numerous independent reports in relation to

takeovers, mergers, and a range of other transactions subject to the Takeovers Code and NZX Listing Rules.

Independence

Other than other independent roles with Synlait, Northington Partners has not been previously engaged by Synlait

or (to the best of our knowledge) by any other party to the Shareholder Loan in relation to any matter for the

Shareholder Loan that could affect our independence. None of the Directors or employees of Northington Partners

have any other relationship with any of the directors or substantial security holders of Bright.

The preparation of this independent report will be Northington Partners’ only involvement in relation to the

Shareholder Loan. Northington Partners will be paid a fixed fee for its services which is in no way contingent on the

outcome of our analysis or the content of our report.

Northington Partners does not have any conflict of interest that could affect its ability to provide an unbiased report.

Disclaimer and Restrictions on the Scope of Our Work

In preparing this report, Northington Partners has relied on information provided by Synlait. Northington Partners

has not performed anything in the nature of an audit of that information, and does not express any opinion on the

reliability, accuracy, or completeness of the information provided to us and upon which we have relied.

Northington Partners has used the provided information on the basis that it is true and accurate in material respects

and not misleading by reason of omission or otherwise. Accordingly, neither Northington Partners nor its directors,

employees or agents, accept any responsibility or liability for any such information being inaccurate, incomplete,

unreliable or not soundly based or for any errors in the analysis, statements and opinions provided in this report

resulting directly or indirectly from any such circumstances or from any assumptions upon which this report is based

proving unjustified.

We reserve the right, but will be under no obligation, to review or amend our report if any additional information

which was in existence on the date of this report was not brought to our attention, or subsequently comes to light.


Synlait Milk Limited – Independent Appraisal Report

Appendix 2: Declarations, Qualifications and Consents Page | 30

Indemnity

Synlait has agreed to indemnify Northington Partners (to the maximum extent permitted by law) for all claims,

proceedings, damages, losses (including consequential losses), fines, penalties, costs, charges and expenses

(including legal fees and disbursements) suffered or incurred by Northington Partners in relation to the preparation

of this report, except to the extent resulting from any act or omission of Northington Partners finally determined by a

New Zealand Court of competent jurisdiction to constitute negligence or bad faith by Northington Partners.

Synlait has also agreed to promptly fund Northington Partners for its reasonable costs and expenses (including

legal fees and expenses) in dealing with such claims or proceedings upon presentation by Northington Partners of

the relevant invoices.



Registered Office
1028 Heslerton Road

Rakaia, RD13

New Zealand

+64 3 373 3000

info@synlait.com

synlait.com

Auditor

PricewaterhouseCoopers

PwC Centre Level 4

60 Cashel Street

PO Box 13244

Christchurch 8013

New Zealand

Lawyers

Bell Gully

Deloitte Centre / Bell Gully Building

1 Queen Street / 40 Lady Elizabeth Lane

Auckland / Wellington

New Zealand

Share registrar

Computershare Investor Services Limited

Private Bag 92119 Auckland 1142

Level 2 159 Hurstmere Rd

Takapuna

Auckland 0622

New Zealand

0800 650 034 / +64 9 488 8777

enquiry@computershare.co.nz

Further information online

Our Annual and Interim Reports, all our core governance

documents (including our constitution, some of our key

policies and charters), our investor relations policies and

all our announcements can be viewed on our website:

www.synlait.com/investors/

DIRECTORY

B CORP

TM

CERTIFIED

Synlait’s commitment to elevating people and planet to the

same level as profit was recognised in June 2020 when it

became part of the B Corp

TM

community.

B Corp

TM

is a community of leaders driving a global

movement of people using business as a force for good.

Certified B Corporations

TM

consider the impact of

their decisions on their workers, customers, suppliers,

community, and the environment.

B Corp

TM

resonates strongly with Synlait’s purpose of

Doing Milk Differently For A Healthier World.

SYNLAIT 2024 NOTICE OF SPECIAL SHAREHOLDERS’ MEETING

57

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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