Allied Farmers Limited logo

FY24 Annual Report

Annual Report23 August 2024ALFFinancials

23 August 2024

announce@nzx.com


The Directors of Allied Farmers Limited (“Allied Farmers” or “Allied Group”) (ALF:NZX) are pleased to

report an audited net profit before tax for the year to 30 June 2024 of $7.315 million (FY23 $ 4.071

million), with an audited net profit after tax attributable to Allied Farmers’ shareholders of $5.206

million (FY23 $3.338 million) which was an increase of 55.96% from the previous year.

The increased FY24 profit was driven by one-off $4.2 million gain on the book value of the sale and

licence back by NZ Farmers Livestock Limited of its interest in the Frankton saleyards, of which $2.85

million was attributable to Allied Farmers’ shareholders.

Excluding this one-off gain, NZ Rural Land Management Limited (NZRLM) earnings were significantly

higher than FY23 on the back of management, performance and transaction fees generated from a

number of NZ Rural Land Company Limited (NZL) transactions successfully executed by NZRLM, but

this was largely offset by lower earnings from NZ Farmers Livestock Limited for the comparative

period.

Allied Group FY24 profitability was also impacted by a full year amortisation of the NZRLM

Management Contract acquired in March 2023 (a non-cash impact) together with interest on the

Heartland loan to fund the acquisition, suspension of dividends from NZL, and costs associated with

strategic initiatives such as the amendment to Allied Farmers’ constitution.

A segmental contribution comparison is provided below which reflects the contribution to Allied

Farmers of our two principal investments and our holding company operating and financing costs:


Segmental Contribution

attributable to Allied

Farmers’ Shareholders

($ 000’s)

FY24 FY 2023

Difference

(%)

NZ Rural Land

Management (NZRLM)

1,357 1,138 19.24

NZ Farmers Livestock +

Finance (NZFL)

4,814 2,407 100

Allied Farmers (Parent) (965) (207) (366)

Allied Farmers NPAT 5,206 3,338 59.64




Commentary on the results for NZRLM and NZFL business units are set out in the following

sections.

Allied Farmers’ earnings per share (EPS) increased by 55.9% to 18.07 cents per share (FY23 11.59

cps), and Net Tangible Assets (NTA) per share, based on 67.8% direct ownership of NZFL and 100%

ownership of NZRLM, equals $0.40 per share (FY23 $0.21 per share).

During FY24 the Board’s strategic focus was on building foundations for Allied Farmers to

accelerate its earnings growth.

This has included a strategic examination of the allocation of Allied Group’s assets, resulting in a

confidential transaction to exit an Allied Group asset at above book value, with the intention that

proceeds from this transaction, and others of this nature in the future, can be redeployed into

growth opportunities.

Aligned with this strategy, with Inland Revenue in FY23 confirming an unrecognised deferred tax

asset comprising unused tax losses of $178 million (as at 30 June 2024), the Board in July of this

year sought and received shareholder approval to amend Allied Farmers’ constitution to

significantly strengthen its ability to restrict share transfers that would cause a breach of

shareholder continuity and forfeiture of tax losses. This constitutional change provides the Board

with a platform and confidence to assess new growth opportunities that accelerate the use of

these tax losses.

The significance of these tax losses means that shareholders’ interests are best served by

deploying earnings into growth opportunities that can utilise the tax losses. Accordingly, no

dividend will be paid in relation to FY24.




New Zealand Rural Land Management (NZRLM) - 100% owned:


NZRLM is the external manager of NZX listed New Zealand Rural Land Company (NZL). NZL currently

owns 17,457 hectares of forestry estates, and pastoral and horticultural land, an increase of 2,703

hectares during FY24.

NZRLM’s FY24 income was up on FY23 comprised of fees associated with status quo portfolio

management, successfully executed NZL transactions and overall portfolio performance.

On 9 February 2024 NZL sold a 25% equity interest in its land portfolio to Australia based investment

manager Roc Partners (Roc). The transaction provided NZL with capital to deploy into high yielding

assets across two sub-sectors, horticulture and forestry. These transactions generated transaction fees



for NZRLM, while also increasing its recurring revenue base from portfolio management. NZRLM also

received a retrospective performance fee for the value gain on NZL’s assets for the 12-month period

ending 31 December 2023 (NZL’s balance date). This fee is in-line with the change in the Net Asset Value

(NAV) of NZL’s portfolio during this period and is paid in NZL shares. Allied Farmers currently owns

2,803,617 NZL shares (~2% of NZL shares on issue).

The Roc transaction has many strategic benefits for NZL, including capital recycling at a premium,

improved financial position and accelerated portfolio growth. Positioning NZL for stable accelerated

growth directly improves the returns to NZRLM and Allied Farmers shareholders.





New Zealand Farmers Livestock Limited (NZFL) – 67.8% owned:


NZ Farmers Livestock, like many farming businesses, grappled with a very challenging 2023/24 year, and

on balance is pleased to report a solid operating earnings result - though approximately 20% below the

comparable period.

The passing during the year of our long time and very widely respected King Country manager and NZFL

co-founder, Alan Hiscox, was felt throughout the team, and we reiterate our condolences to Alan’s many

family and friends, and our thanks to those that stepped up during difficult times.

The veal operation was an important contributor, though moderately impacted by reduced product

pricing and escalating costs.

Livestock agency contributed positively, though materially below the prior year. This reflected cost

inflation in the face of a small reduction in agency revenues. Poor sheep prices and tallies reflected

current market challenges, but cattle pricing (and tallies) remained relatively strong. Dairy herd forward

sales performance was creditable and remains an important focus going forward.

The sale of NZFL’s interest in the Frankton saleyards was coupled with an access licence back to NZFL,

and therefore NZFL’s access to and use of the yards is consistent with prior to the sale.

The recent recovery in sheep pricing and strengthening cattle pricing are encouraging for the current

year.

In the face of cost inflation, the business has focused on improving productivity, cost structure, capital

efficiency and driving our developing digital platform and presence.

Work through the year should

position us well within an improving agribusiness environment.



Livestock financing, based around our Heartland-supported and own lending offerings, continued the

growth forecast in earlier market updates, and its support of the core business, to increase its

contribution.

The Board wishes to thank and acknowledge the hard work and initiative of our NZFL and NZRLM teams

over the last year.

Shelley Ruha – Chair

---

Annual Report
for the year ended 30 June 2024

www.alliedfarmers.co.nz

Listed on:

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CONTENT

S

BUSINESS

OVERVIEW

01 Business

Overview

CHAIR

REPORT

03 Chair Report

3 4 5

DIRECTORS STATUTORY

DISCLOSURES

06 Directors’ 08 Statutory

Disclosures

CONSOLIDATED

FINANCIAL

STATEMENTS

18 Consolidated Financial Statements

INDEPENDENT

AUDITOR’S

REPORT

38 Independent Auditor’s

Report

COMPANY

DIRECTORY

43 Company

Dir

ectory

This report is dated 23 August 2024 and is signed on behalf of the Board of Allied Farmers Limited:

Shelley Ruha – Chair Richard Milsom - Managing Director

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BUSINESS
OVERVIEW

Businesses:

Allied Farmers is a NZX-listed investment company with two investments in the rural sector.

Asset Management:

Allied Farmers owns 100% of New Zealand Rural Land Management Limited Partnership (NZRLM).

NZRL

M provides management, investment and administrative services to NZX listed New Zealand Rural Land

Company Limited and its 75% owned NZ Rural Land Investment Limited Partnership (NZL) pursuant to

Management Agreements. NZL owns and leases rural land to tenants to provide shareholders with superior

risk-adjusted returns compared to legacy rural investment vehicles.

Livestock Services:

Alli

ed Farmers owns 67.8 % of national livestock agency business, NZ Farmers Livestock Limited (NZFL). A

mix of NZFL agents and staff own the balance of NZFL.

NZFL’s core businesses are livestock agency, which generates commission revenue from the marketing,

purchase, sale and financing of livestock for clients, and exporting processed veal.

Strategy:

Allied

Farmers is an investment vehicle focused on delivering earnings per share growth for shareholders by:

•providing strategic guidance and support to its investments to ensure that their business

strategies are designed to deliver sustainable earnings growth in line with Allied Farmers’s

expectations; and

•exploring growth opportunities that leverage its core strengths in the rural and asset

management sectors, and optimizes the utilization of tax losses.

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1

Tax Losses:
A

llied Farmers has a valuable tax loss asset which was the result of legacy investments in the finance sector.

During FY23 Allied obtained a Private Ruling from Inland Revenue under s 91E of the Tax Administration Act

1994 that significantly increased these tax losses.

As a result of the ruling, Allied Group unrecognised deferred tax assets comprise unused tax losses as at 30

June 2024 total $178,126,791 gross (2023: $180,785,199).

The ability to utilise the tax losses is dependent on meeting shareholder continuity requirements of prevailing

tax legislation, and the Allied Farmers’ Board is acutely aware of maintaining shareholder continuity to preserve

this valuable asset for shareholders. Accordingly, in July 2024 Allied Farmers obtained shareholder approval to

amend its constitution to significantly strengthen its ability to restrict share transfers that would cause a breach

of shareholder continuity.

Five Year Earnings Summary:

Financial Year Ending 30 June FY

2024

FY

2023

FY

2022

FY

2021

FY

2020

Allied Farmers Net Profit After Tax (NPAT)

- attributable to Allied Farmers shareholders - $

000’s

5,206 3,338 2,876 2,021 767

Allied Farmers Earnings Per Share – cents per

share

18.07 11.59 9.98 8.57 4.30

Allied Farmers Dividend Per Share – cents per

share

- - - - 1.2

Comprising

NZFL incl. Finance - earnings attributable to

Allied Farmers shareholders* - $ 000’s

4,814 2,408 1,722 1,370 1,175

NZRLM - earnings attributable to Allied

Farmers shareholders - $ 000’s

1,357 1,138 1,624 1,152 -

Allied Farmers Holding Co (Parent)** - $ 000’s

(965)(207)(470)(501)(408)

* Recognises Allied Farmers’ 67.8% NZFL ownership and 52% Redshaw Livestock ownership.

** In FY 2024 from Parent Operations loss of $1,235,000 (FY 2023: $779,000) disclosed in Note A1 of the

Financial Statements, tax benefits of $270,000 (FY2023: $572,000) received by the Parent arising from tax

losses are deducted.

2




CHAIR

REPORT


The Directors of Allied Farmers Limited (“Allied Farmers” or “Allied Group”) (ALF:NZX) are pleased to report

an audited net profit before tax for the year to 30 June 2024 of $7.315 million (FY23 $ 4.071 million), with an

audited net profit after tax attributable to Allied Farmers’ shareholders of $5.206 million (FY23 $3.338 million)

which was an increase of 55.96% from the previous year.


The increased FY24 profit was driven by one-off $4.2 million gain on the book value of the sale and licence

back by NZ Farmers Livestock Limited of its interest in the Frankton saleyards, of which $2.85 million was

attributable to Allied Farmers’ shareholders.

Excluding this one-off gain, NZ Rural Land Management Limited (NZRLM) earnings were significantly higher

than FY23 on the back of management, performance and transaction fees generated from a number of NZ

Rural Land Company Limited (NZL) transactions successfully executed by NZRLM, but this was largely offset

by lower earnings from NZ Farmers Livestock Limited for the comparative period.

Allied Group FY24 profitability was also impacted by a full year amortisation of the NZRLM Management

Contract acquired in March 2023 (a non-cash impact) together with interest on the Heartland loan to fund the

acquisition, suspension of dividends from NZL, and costs associated with strategic initiatives such as the

amendment to Allied Farmers’ constitution.

A segmental contribution comparison is provided below which reflects the contribution to Allied Farmers of

our two principal investments and our holding company operating and financing costs:


Segmental Contribution

attributable to Allied

Farmers’ Shareholders

($ 000’s)

FY24 FY 2023

Difference

(%)

NZ Rural Land

Management

(NZRLM)

1,357 1,138 19.24

NZ Farmers Livestock

+ Finance (NZFL)

4,814 2,407 100

Allied Farmers

(Parent)

(965) (207) (366)

Allied Farmers NPAT 5,206 3,338 59.64


Commentary on the results for NZRLM and NZFL business units are set out in the following sections.

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Allied Farmers’ basic earnings per share (EPS) increased by 55.9% to 18.07 cents per share (FY23 11.59
cps), and Net Tangible Assets (NTA) per share, based on 67.8% direct ownership of NZFL and 100%

ownership of NZRLM, equals $0.40 per share (FY23 $0.21 per share).

During FY24 the Board’s strategic focus was on building foundations for Allied Farmers to accelerate its

earnings growth.

This has included a strategic examination of the allocation of Allied Group’s assets, resulting in a

confidential transaction to exit an Allied Group asset at above book value, with the intention that proceeds

from this transaction, and others of this nature in the future, can be redeployed into growth opportunities.

Aligned with this strategy, with Inland Revenue in FY23 confirming an unrecognised deferred tax asset

comprising unused tax losses of $178 million (as at 30 June 2024), the Board in July of this year sought

and received shareholder approval to amend Allied Farmers’ constitution to significantly strengthen its

ability to restrict share transfers that would cause a breach of shareholder continuity and forfeiture of tax

losses. This constitutional change provides the Board with a platform and confidence to assess new growth

opportunities that accelerate the use of these tax losses.

T

he significance of these tax losses means that shareholders’ interests are best served by deploying

earnings into growth opportunities that can utilise the tax losses. Accordingly, no dividend will be paid

in relation to FY24.

New Zealand Rural Land Management (NZRLM) - 100% owned:

NZRLM is the external manager of NZX listed New Zealand Rural Land Company (NZL). NZL currently owns

17,457 hectares of forestry estates, and pastoral and horticultural land, an increase of 2,703 hectares during

FY24.

NZRLM’s FY24 income was up on FY23 comprised of fees associated with status quo portfolio management,

successfully executed NZL transactions and overall portfolio performance.

On 9 February 2024 NZL sold a 25% equity interest in its land portfolio to Australia based investment manager

Roc Partners (Roc). The transaction provided NZL with capital to deploy into high yielding assets across two

sub-sectors, horticulture and forestry. These transactions generated transaction fees for NZRLM, while also

increasing its recurring revenue base from portfolio management. NZRLM also received a retrospective

performance fee for the value gain on NZL’s assets for the 12-month period ending 31 December 2023 (NZL’s

balance date). This fee is in-line with the change in the Net Asset Value (NAV) of NZL’s portfolio during this

period and is paid in NZL shares. Allied Farmers currently owns 2,803,617 NZL shares (~2% of NZL shares on

issue).

T

he Roc transaction has many strategic benefits for NZL, including capital recycling at a premium, improved

financial position and accelerated portfolio growth. Positioning NZL for stable accelerated growth directly

improves the returns to NZRLM and Allied Farmers shareholders.

4

New Zealand Farmers Livestock Limited (NZFL) – 67.8% owned:
NZ Farmers Livestock, like many farming businesses, grappled with a very challenging 2023/24 year, and on

balance is pleased to report a solid operating earnings result - though approximately 20% below the comparable

period.

The passing during the year of our long time and very widely respected King Country manager and NZFL co-

founder, Alan Hiscox, was felt throughout the team, and we reiterate our condolences to Alan’s many family and

friends, and our thanks to those that stepped up during difficult times.

The veal operation was an important contributor, though moderately impacted by reduced product pricing and

escalating costs.

Livestock agency contributed positively, though materially below the prior year. This reflected cost inflation in the

face of a small reduction in agency revenues. Poor sheep prices and tallies reflected current market challenges,

but cattle pricing (and tallies) remained relatively strong. Dairy herd forward sales performance was creditable

and remains an important focus going forward.

The sale of NZFL’s interest in the Frankton saleyards was coupled with an access licence back to NZFL, and

therefore NZFL’s access to and use of the yards is consistent with prior to the sale.

The recent recovery in sheep pricing and strengthening cattle pricing are encouraging for the current year.

In the face of cost inflation, the business has focused on improving productivity, cost structure, capital efficiency

and driving our developing digital platform and presence. Work through the year should position us well within

an improving agribusiness environment.

L

ivestock financing, based around our Heartland-supported and own lending offerings, continued the growth

forecast in earlier market updates, and its support of the core business, to increase its contribution.

The Board wishes to thank and acknowledge the hard work and initiative of our NZFL and NZRLM teams over

the last year.

S

helley Ruha - Chair

5

3
DIRECTORS


Shelley Ruha - Independent Chair

Shelley was appointed a Director of Allied Farmers Limited in November 2022, and Chair in April 2023. Shelley

is a Company Director and Investor across a variety of industries. She Chairs PaySauce Limited and is a

director of Heartland Bank Limited, Partners Life Limited, and 9 Spokes International Limited. Previous

directorships include Hobson Wealth Limited, Paymark Limited, JB Were Limited and The Icehouse. Shelley

has a Bachelor of Commerce.

Philip Luscombe - Independent Director

P

hilip was appointed a Director of Allied Farmers Limited in December 2005 and is Chair of New Zealand

Farmers Livestock Limited. As a former Agricultural Research Scientist, and with a broad farming background,

he has extensive experience in the agricultural sector. He is a shareholder and Chair of the Argyll Dairy Farm

group of farms in Otago, and is a partner in the family dairy farm in Taranaki. He is an Independent Director of

dairy farming business, Te Rua O Te Moko Limited. He is a former director of PKW Farms Limited, Kiwi

Cooperative Dairies Limited, Kiwi Milk Products Limited, Dairy Insight, Dexcel, and NZAEL Limited. Mr.

Luscombe is an independent director. He has the following qualifications: BAgSci(Hons).

Richard Milsom – Managing Director

R

ichard was appointed Managing Director of Allied Farmers Limited in April 2023. Richard is one of the founders

and executives of New Zealand Rural Land Management and NZX-listed New Zealand Rural Land Company.

He was previously a consultant at global investment management firm Elevation Capital Management, where

he focused on special situation investments. Richard has been involved in a number of industries including

investment management, tourism, retail and agriculture/ biotechnology – in functions ranging from finance, to

marketing, strategy, strategic review and implementation. Richard was previously on the board of the Institute

of Finance Professionals New Zealand (INFIZ) and was recognised within the financial services industry by

being awarded the INFINZ Emerging Leader Award 2017. Richard is not an independent director. He holds a

BCom in finance and economics from the University of Canterbury, with post-graduate certificates in value

investing from Columbia University (New York), and agricultural businesses and leadership from Harvard

Business School (Boston).

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Director Independence:
As at 30 June 2024, Shelley Ruha and Philip Luscombe are considered by the Board to be independent

directors. They are considered to be independent due to the following factors:

•They are/were non-executive directors who are not substantial shareholders and who are free of any

interest, business or other relationship that would materially interfere with, or could reasonably be

seen to materially interfere with, the independent exercise of their judgement;

•They have not been employed or retained, within the last three years, to provide material professional

services to the Company;

•Within the last 12 months, they were not a partner, director, senior executive or material shareholder

of a firm that provided material professional services to the Company or any of its subsidiaries; and

•Neither of these directors:

ohave been, within the last three years, a material supplier to the Company or

have any other material contractual relationship with the Company or another

group member other than as a director of the Company;

oreceive performance-based remuneration from, or participates in, an

employee share scheme of the Company; and

ocontrol, or is an executive or other representative of an entity which controls,

5% or more of the Company’s voting securities.

•In the case of Philip Luscombe, the fact that he has been a director for a period greater than 12

years has not caused him to no longer be independent of management. During his tenure Mr.

Luscombe has not demonstrated any undue influence over management. Allied Farmers’

Managing Director’s primary relationship and point of communication is with Allied Farmers’

independent Chair, and Mr. Luscombe does not involve himself in matters that are beyond what

would be required or expected of an independent director. In addition, during his tenure, Mr.

Luscombe has not at any time had any of the factors described above apply to him.

Richard Milsom is not considered to be independent because he is Allied Farmers’ Managing Director and a

substantial shareholder.

7

STATUTORY
DISCLOSURES

Statutory Disclosures:

More information on Allied Farmers governance is set out in the Corporate Governance Report, a copy of

which is available on the Allied Farmers’ website, www.alliedfarmers.co.nz/investors.

Disclosure of Interest:

Pursuant to section 140 of the Companies Act 1993, the following changes in interests were disclosed during

FY24 (excluding directorships of wholly owned subsidiaries) in the Interests Register:

DirectorEntity Relationship

Shelley Ruha Tax Gift

Hobson Wealth

Chair Interest ceased

Director Interest ceased

Richard Milsom Ngutunui Dairies Limited Director Interest ceased

Directors’ Share Trading and Holdings:

D

irectors and former directors disclosed the following acquisitions and disposals of relevant interests in Allied

Farmers Limited shares during FY24 pursuant to section 148 of the Companies Act 1993:

Director/relevant Interest Date(s) Details

Richard Milsom 12 September

2023

Issue of 144,032 Performance Share Rights

As at 30 June 2024, directors, or entities related to them, held relevant interests (as defined in the Financial

Markets Conduct Act 2013) in Allied Farmers Securities as follows:

Director Number of shares and percentage of shares on issue

Richard Milsom 4,553,667 (15.8%)

Philip Luscombe 15,557 (0.054%)

Shelley Ruha 150,000 (0.52%)

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Directors’ Fees:
Director 2024 2023

Philip Luscombe $67,500 $55,000

Shelley Ruha

1

$82,500 $38,333

Richard Milsom

2


- -

Christopher

Swasbrook

3

-

$46,250

Mark Franklin

4


-

$29,167

Total $150,000 $168,750

Directors Other Remuneration:

Director 2024 2023

Richard Milsom

$500,000

$95,416

Shelley Ruha

-

$20,348

Total

$500,000 $115,764

1

Appointed 9 November 2022

2

Appointed 5 April 2023

3

Resigned 5 April 2023

4

Deceased November 2022

9

Shareholders approved a cap on directors’ fees of $332,000 p.a. at the 2007 Annual Meeting. This cap
includes all directors’ fees paid in relation to Group subsidiary companies as well as for the Parent. In

addition to the above payments, Simon Williams, a director of NZ Farmers Livestock Limited and NZ

Farmers Livestock Finance Limited, received total remuneration and benefits from NZ Farmers Livestock

Limited of $128,412. T his remuneration and benefits did not include any director’s fees.

Particular Disclosures:

R

elated Party disclosures and information can be found in section E1 of the FY24 Financial Statements.

General:

Except to the extent described above, no Director has entered into any transactions with the Company

or its subsidiaries other than in the normal course of business, on the Company’s normal terms of trade,

and on an arms-length basis.

No Director issued a notice requesting to use Group information received in their capacity as a Director

which would not otherwise have been available to them.

D

uring the year the Company paid premiums on contracts insuring directors and officers in respect of

liability and costs permitted to be insured against in accordance with Section 162 of the Companies Act

1993 and the Company’s constitution.

Managing Director Remuneration:

The review and approval of the Managing Director’s remuneration is the responsibility of the Allied

Farmers’ Board after receipt of recommendations from the Remuneration and Nomination Committee.

T

he Managing Director’s remuneration comprises a fixed base salary, and at-risk short-term and long-

term incentives. At-risk incentives are paid against targets agreed with the Managing Director, and are

based on financial measures including earnings targets and progress against objectives related to the

strategic plan and other personal objectives. The Board assessed the Managing Director’s Short Term

Incentive performance at the end of FY24 (see below).

Richard Milsom’s total remuneration for FY24 was as follows:

Financial

Year

Remuneration Benefits Performance –

Short-term

Incentive

Total

Remuneration

FY 2024 $2 50,000 Nil $250,000 $500,000

FY 2023 $ 95,416 Nil Nil $ 95,416

10

FY24 Short Term Incentive: For FY24 the Managing Director’s short-term targets and objectives were:
•Target: $125,000, being 50% of the Managing Director’s FY24 base remuneration.

•Maximum Achievable: $250,000, being 100% of the Managing Director’s FY24 base remuneration.

•Objectives:

o60% - NZRLM and NZFL achieving their respective Budgeted NPBT.

o40% - Achieving strategy and leadership targets.

T

he Allied Farmers’ Board assessed that Richard Milsom significantly over-achieved his FY24 performance

targets, resulting in a payment of $250,000.

FY25 Short Term Incentive: For FY25 the Managing Director’s short-term targets and objectives are:

•Target: $187,500, being 50% of the Managing Director’s FY25 base remuneration.

•Maximum achievable: $375,000 being 100% of the Managing Director’s FY25 base remuneration.

•Objectives:

35 % - NZRLM and NZFL achieving their respective Budgeted NPBT.

65% - Achieving strategy and leadership targets

The Allied Farmers’ Board will assess Richard Milsom’s achievement against these FY25 performance

targets at the end of FY25.

Long Term Incentive

The Board has established a Long-T erm Incentive Plan to link rewards with strategic long-term goals

and performance and the maximisation of shareholder returns. This involves a grant of Performance

Rights being made to the Managing Director subject to certain Vesting Conditions. Each Performance

Right represents a right to receive an Allied Farmers’ ordinary share or be paid an amount of cash

consideration (in certain circumstances), subject to the satisfaction of the Vesting Conditions. The

Vesting Conditions are measured over a three-year performance period.

The NPAT target will be set at

the beginning of each of the three financial years and assessed at the conclusion of the three-year

performance period.

FY24 Long Term Incentive: 144,032 Performance Rights were issued to Mr. Milsom for FY24 pursuant to

Listing Rule 4.6.1.

The proportion of Performance Rights that satisfy the Vesting Condition are determined by

reference to the following scale:

Performance against target

(budgeted) three-year average of

Group NPAT

Percentage of performance rights to satisfy

Vesting Condition

<80% of target 0%

80% to 100% of target 50% paid if achieve 80%.

100% paid if achieve 100% or more.

with a pro rata allocation between the 80% and

100% achievement levels.

11

FY25 Long Term Incentive: The Board has agreed to issue Mr. Milsom a further 144,032 Performance
Rights for FY25. Allied Farmers amended its constitution in July 2024 to restrict the issue of further

equity securities to shareholders such as Mr. Milsom who already own greater than 5% of Allied

Farmers’ shares. Therefore, the grant of Performance Rights is subject to and conditional on approval

from Allied’s shareholders. Allied intends to seek this approval at its 2024 Annual Shareholders Meeting,

likely to be in November 2024.

The proportion of Performance Rights, if approved, that satisfy the Vesting Condition will be determined

by reference to the following scale:

Performance against target

(budgeted) three-year average of

Group NPAT

Percentage of performance rights to satisfy

Vesting Condition

<80% of target 0%

80% to 100% of target 50% paid if achieve 80%.

100% paid if achieve 100% or more.

with a pro rata allocation between the 80% and

100% achievement levels.

No executives or employees other than Mr. Milsom had a Long-Term Incentive Plan in FY24. Mr. Milsom does

not have a severance package. Either party may give three months’ notice to terminate Mr. Milsom’s Service

Level Agreement.

12

S
ubsidiary Employee Remuneration:

The number of employees whose remuneration and benefits were over $100,000 for FY24 is within the

specified bands as follows:

Remuneration Range 2024 2023

100,000 110,000 4 4

110,001 120,000 5 5

120,001 130,000 4 3

130,001 140,000 1 1

140,001 150,000 2 2

150,001 160,000 1 2

160,001 170,000 2 2

170,001 180,000 2 -

180,001 190,000 1 1

190,001 200,000 -1

200,001 210,000 -1

210,001 220,000 --

220,001 230,000 1 1

230,001 240,000 2 3

240,001 250,000 1 -

250,001 260,000 - -

260,001 270,000 -1

270,001 280,000 --

280,001 290,000 1 -

290,001 300,000 --

300,001 310,000 --

310,001 320,000 --

320,001 330,000 1 1

Total 28 28

The remuneration figures shown in the above table include all monetary remuneration actually paid, plus

the cost of all benefits provided, during the year. The table does not include independent contractors.

13

S
ubstantial Product Holders:

Notices given under the Financial Markets Conduct Act 2013 up to the date of this Annual Report:

Holder Relevant Interest Date of Notice

Richard Milsom 4,553,667 (15.8%) 5 April 2023

WAF Limited 5,758,406 (19.99%) 25 October 2023

Subsidiary Companies:

Directors of subsidiary companies as at 30 June 2024 were as follows:

Subsidiaries of the Parent Principal Activity Directors

Allied Farmers Rural Limited Rural Services S. Ruha, P Luscombe

ALF Nominees Limited

Nominee company S. Ruha

Allied Farmers (New Zealand)

Limited

Non-trading S. Ruha

Rural Funding SolutioNZ Limited Rural Financing S. Ruha, O Carruthers

Subsidiaries of Allied Farmers (New Zealand) Limited

Allied Farmers Property Holdings

Limited

Non-trading S. Ruha

Allied FLA Limited Non-trading R. Milsom

Subsidiaries of Allied Farmers Property Holdings Limited

UFL Lakeview Limited Non-trading S. Ruha

5M No 2 Limited Non-trading S. Ruha

QWF Holdings Limited Non-trading S. Ruha

Lifestyles of NZ Queenstown

Limited

Non-trading S. Ruha

LONZ 2008 Limited Non-trading S. Ruha

LONZ 2008 Holdings Limited Non-trading S. Ruha

Clearwater Hotel 2004 Limited Non-trading S. Ruha

Subsidiaries of Allied Farmers Rural Limited

NZ Farmers Livestock Limited Livestock Trading

P Luscombe, R. Milsom, S

Williams, O Carruthers

Subsidiaries of NZ Farmers Livestock Limited

Farmers Meat Export Limited Meat Processing S Morrison, W Sweeney, P

Luscombe

NZ Farmers Livestock Finance

Limited

Rural Finance S. Ruha, O Carruthers

Redshaw Livestock Limited

Livestock Trading

D Freeman, B. Lee, M MacDonald,

W Sweeney

14

Shareholder Information:
The ordinary shares of Allied Farmers Limited are listed on the NZX. The NZX share code is ‘ALF’.

Twenty Largest Registered Shareholders:

The shareholder information in the following disclosures has been taken from the Company’s share

register at 8 August 2024.

Rank Shareholder

Number of

Shares

% Issued

Capital

1 WAF Limited 5758406 19.99

2 Rem Trustee Limited 3585000 12.45

3 Custodial Services Limited 1348536 4.68

4 Wairahi Investments Limited 1300000 4.51

5 Donald Clifton Jacobs 831050 2.88

6

Elizabeth Beatty Benjamin & Michael Murray

Benjamin 682622 2.37

7 FNZ Custodians Limited 646612 2.24

8 Stephen James Hurley & Bridget Eileen Wall 570000 1.98

9 Dfs Investment Partners Llc 522185 1.81

10 Rpmilsom Investments Limited 512000 1.78

11 Deborah Lee Seerup 500001 1.74

12 New Zealand Depository Nominee 465079 1.61

13 Glenn Leslie Ballinger 457334 1.59

14 Graeme Stuart Lord & Lisa Anne Lord 442742 1.54

15 FNZ Custodians Limited 408074 1.42

16 Fortune Capital Group Limited 337239 1.17

17 Jade NZ Limited 300000 1.04

18 Ross Phillip Drew 198107 0.69

19 Milsom Holdings Limited 190000 0.66

20 Forsyth Barr Custodians Limited 176861 0.61

15


Analysis of Shareholding:


Range Holders % Issued Capital Issued Capital %

1-1000 60.78 422872 1.47


1001-5000 19.86 899089 3.12


5001-10000 6.82 922025 3.2


10001-50000 9.35 3724885 12.93


50001-100000 1.16 1521251 5.28


Greater than 100000 2.04 21316312 74




Diversity and Gender:


In June 2020, Allied Farmers adopted a Diversity and Inclusion Policy. More information on the Policy is set out

in the Corporate Governance Report and a copy is available on the Allied Farmers’ website. The Board has

evaluated Allied Farmers’ performance against its Diversity Policy objectives to operate the business in a way

that:

• does not tolerate discrimination of any kind;

• is objective, open-minded and free from discrimination;

• empowers management to cultivate a culture of inclusion in which the strengths of every

individual are recognised and valued;

• seeks to ensure that all staff receive equal and fair treatment under our policies and practices,

so that success is unhindered by individual differences;

• recognises and values individual diversity, different skills, ability and experiences; and,

• complies with the New Zealand Human Rights Act 1993, New Zealand Bill of Rights Act

1990, and all other relevant Human Rights laws.

The Board considers that these objectives have been met.


As at 30 June 2024, females represented 33% (FY23: 33%) of Directors and 20 % (FY23: 17%) of Officers of

Allied Farmers. Officers are defined as being the Managing Director of Allied Farmers Limited and specific

executives having key influence.





Current Year Previous Year

Male Female Male Female

Number of Directors 2 1 2 1

Percentage of

Directors

67% 33% 67% 33%

Number of Officers 4 1 5 1

Percentage of

Officers

80% 20% 83% 17%

16

Shareholder Enquiries:
Shareholders should send changes of address, dividend queries, and instructions and shareholding information

requests to MUFG, which acts as the Company’s share registrar.

Annual Meeting of Shareholders:

Allied Farmers Limited’s Annual Meeting of shareholders is typically held in late November each year. A Notice

of Annual Meeting and Proxy Form will be circulated to shareholders prior to the meeting.

Dividends Paid:

No dividend was paid to shareholders in FY24 (FY23: Nil).

Donations:

The Allied Farmers Board has determined that it will not make political donations. No political donations were

made during FY24.

Waiver and Approval:

On 7 June 2024 NZ RegCo granted Allied Farmers the following, in relation to proposed amendments to its

constitution to minimize the risk to Allied Farmers’ shareholder continuity being lost inadvertently:

•A waiver from Listing Rule 8.1.5 to the extent that this Rule would otherwise prevent Allied Farmers

from suspending the voting rights attaching to securities that, in accordance with the Constitutional

Amendments, are Affected Shares; and

•Approval under Rule 8.1.6 to allow Allied Farmers to include provisions in its Constitution that:

orestrict the transfer of Allied Farmers’ securities to any person if the Board knows or believes

that the transfer will or is likely to result in that person having a relevant interest in breach of the

Ownership Threshold;

orestrict Allied Farmers from issuing, acquiring or redeeming shares where Allied Farmers has

actual knowledge that the issue, acquisition or redemption would result in a breach of the

Ownership Threshold; and

oallow the Board to require documentation and/or information in relation to a proposed transfer

or transferee of Allied Farmers’ shares, in the circumstances permitted under the Constitutional

Amendments.

F

ull details of the waiver and approval, including the definition of the capitalized terms referred to above, can be

found on the NZX website: https://www.nzx.com/announcements/432440

17

CONSOLIDATED
FINANCIAL STATEMENTS

SEC


TION

5

18

Consolidated Profit and Loss Statement
For the year ended 30 June 2024

Audited

June

June

20242023

Note

$000

$000

Commission and fee income

A1 16,497

15,906

Sale of goods

A1 10,381

10,015

Interest income

A1 328

414

Other Income

A1 422

387

Equity Accounted Earnings NZRLMA1

-

417

Total Income

27,628

27,139

Cost of goods sold

A1 (7,703)

(7,155)

Personnel expenses

A1 (9,428)

(10,018)

Depreciation and amortisation

A1 (1,165)

(902)

Operating expensesA1

(5,681) (4,717)

Total Expenses

(23,977) (22,792)

Finance CostsA1

(565) (276)

Operating Profit before tax

3,086 4,071

Gain on Sale of PropertyA1 4,229

-

Profit before tax

7,315

4,071

Income tax (expense) / benefit

A2 (396)

207

Profit after tax 6,919 4,278

Profit attributable to:

Shareholders of Allied Farmers Limited ('Allied')

5,206 3,338

Non-controlling shareholders of NZ Farmers Livestock Limited ('NZFL')

1,713 940

Allied Earnings per share (cents) - Basic

A3 18.07 11.59

Weighted average number of shares - Basic (000's)

28,806 28,806

Allied Earnings per share (cents) - Diluted

A3 17.98 11.59

Weighted average number of shares - Diluted (000's)

28,950

28,806

Consolidated Statement of Other Comprehensive Income

For the year ended 30 June 2024

Audited

June

June

20242023

$000

$000

Profit after tax 6,919

4,278

Amounts Not Reclassified Through Profit and Loss

C2 (371)

(670)

Total comprehensive income

6,548

3,608

Change in value of investment in equity securities

Group

Group

Consolidated Statement of Cash Flows
For the year ended 30 June 2024

June

June

2024

2023

Note

$000

$000

Cash flows from/(to) operating activities

Cash receipts from customers26,819 26,144

Interest received328 414

Cash paid to suppliers and employees(23,862) (23,541)

Interest paid(565) (276)

Income tax (paid)/received(621) (52)

Net cash flow from operating activities2,099

2,689

Cash flows from/(to) investing activities

Decrease (Increase) in finance receivables NZ Farmers Livestock Finance Ltd/Rural Funding SolutioNZ Ltd

67

1,324

Dividend income from NZL

-

152

Acquisition of New Zealand Rural Land Company Limited shares

-

(156)

Investment in New Zealand Rural Land Management Partnership

(2)

(6,358)

Purchase of shares in NZ Farmers Livestock Ltd

-

(93)

Net disposal/(acquisition) of intangibles, property, plant and equipment

358

(120)

Sale of Frankton Saleyards

5,910

-

Net cash flow from/(used in) investing activities6,333

(5,251)

Cash flows from/(to) financing activities

Drawdown (Repayment) of Heartland borrowings

(951)

3,660

Dividends paid to Non-Controlling Shareholders in Subsidiaries

(678)

(1,295)

Drawdown (Repayment) of Vehicle Finance Borrowings

(1,062)

(567)

Net cash flow used in financing activities(2,691)

1,798

Net movement in cash and cash equivalents

5,741

(764)

Opening cash and cash equivalents

3,783

4,547

Closing cash and cash equivalents

B49,524 3,783

Reconciliation of Profit to Cash Surplus from Operating Activities

Profit for the year 6,919

4,278

Adjustments for items not involving cash flows:

Impairment on receivables

39

10

(Profit)/loss on sale of assets

(47)

13

(Profit)/loss on sale of Frankton Saleyards

(4,229)

-

Depreciation and amortisation

1,165

902

(Increase) Decrease in Deferred Tax

(140)

(330)

Other - including non cash items

(365)

(442)

(3,577)

153

Movement in trade and other receivables 612 75

Movement in inventories 12 (178)

Movement in trade, other payables and employee benefits (1,245)

(1,493)

Movement in taxation (621) (146)

Cash flow from operating Activities2,099

2,689

Group

Audited

Consolidated Balance Sheet
As at 30 June 2024

Audited

June

June

20242023

Note

$000

$000

Equity

Share capital

B2 158,204

158,204

Accumulated Losses and Reserves

(136,299)

(141,134)

Equity attributable to owners of the Parent

21,905

17,070

Non-controlling interests

2,688

1,653

Total equity 24,593 18,723

Liabilities

Trade and other payables

B7 8,392

9,498

Employee benefits

1,226

1,365

Income tax payable

-

79

Bank borrowings

B5 867

945

Lease liabilities

B6 804

665

Total current liabilities 11,289

12,552

Bank borrowings

B5 1,842

2,715

Lease Liabilities

B6 1,431

905

Total non-current liabilities 3,273

3,620

Total liabilities 14,562 16,172

Total liabilities and equity 39,155 34,895

Assets

Cash and cash equivalents

B4 9,524

3,783

Trade Receivables

C1 9,471

9,931

Inventories

240

252

Income tax receivable

6

-

Finance receivables

C1 1,438

1,505

Other receivables

22

214

Total current assets 20,702

15,685

Deferred tax assets

A2 1,464

1,324

Goodwill

D2 742

742

Intangible assets

C4 9,942

10,442

C2 2,997

2,467

Investments - Other

C2 8

6

Property - owned

C3 1,492

2,837

Property - right of use assets

C3 1,808

1,392

Total non-current assets 18,453

19,210

Total assets 39,155 34,895

0.480.26

0.400.21

Note: net tangible assets is a non-GAAP disclosure and calculated as equity from which is deducted goodwill and intangible assets

The Board of Directors of Allied Farmers Limited authorised these financial statements for issue on 23 August 2024.

Richard MilsomShelley Ruha

Net Tangible Assets per Share - attributable to Allied ($ per share)

Net Tangible Assets per Share - Consolidated ($ per share)

Investment - New Zealand Rural Land Company Limited

Group

Consolidated Statement of Changes in Equity
Components that make up the capital and reserves of the Group and the changes of each during the period.

For the year ended 30 June 2024

Audited

Group

Share

Capital

Accumulated

losses

Revaluation

Reserve

Allied

Shareholders

Interests

Non-

Controlling

Shareholders

Interests

Total

$000$000$000$000$000$000

Balance at 1 July 2022

158,204 (143,555) (188) 14,461 2,042

16,503

Profit after tax for the period - 3,338 - 3,338 940 4,278

Revaluation of Equity Securities - - (670) (670) - (670)

Total comprehensive income for the period - 3,338 (670) 2,668 940 3,608

Dividends paid to Non-Controlling Interests - - - - (1,295) (1,295)

Allied purchase Non-Controlling Shareholders Shares - (59) - (59) (34) (93)

Total transactions with owners

- (59) - (59) (1,329) (1,388)

Balance at 30 June 2023 158,204 (140,276) (858) 17,070 1,653 18,723

Balance at 1 July 2023 158,204 (140,276) (858) 17,070 1,653 18,723

Profit after tax for the year

- 5,206 - 5,206 1,713 6,919

Revaluation of Equity Securities

- - (371) (371) - (371)

Total comprehensive income for the period - 5,206 (371) 4,835 1,713 6,548

Dividends paid to Non-Controlling Interests

- -

-

- (678) (678)

Total transactions with owners - - - - (678) (678)

Balance at 30 June 2024 158,204 (135,070) (1,229) 21,905 2,688

24,593

A Financial performance
A1 How we operate and generate returns for shareholders

Livestock services: An agency business facilitating livestock transactions and the procurement and export of veal.Financial services: Providing and referring livestock finance to farmer clients.Parent operations: The ultimate holding company for Allied Group's investments and governance activity for the Group.Segment information (Audited)

June

June

June

June

June

June

June

June

June

June

2024

2023

2024

2023

2024

2023

2024

2023

2024

2023

$000

$000

$000

$000

$000

$000

$000

$000

$000

$000

Commission and fee income

13,126

14,699

21

4

3,350

1,203

-

-

16,497

15,906

Sale of goods

10,381

10,015

-

-

-

-

-

-

10,381

10,015

Interest income

253

284

75

124

-

-

-

6

328

414

Other Income *

78

40

344

195

-

-

-

152

422

387

Equity Accounted Earnings NZRLM

-

-

-

-

-

417

-

-

-

417

Total Income

23,838

25,038

440

323

3,350

1,620

-

158

27,628

27,139

Cost of goods sold

7,703

7,155

-

-

-

-

-

-

7,703

7,155

Personnel expenses

8,881

9,789

108

96

343

56

96

77

9,428

10,018

Depreciation and amortisation

645

769

-

-

520

133

-

-

1,165

902

Operating expenses

3,671

3,606

42

41

829

210

1,139

860

5,681

4,717

Total Expenses

20,900

21,319

150

137

1,692

399

1,235

937

23,977

22,792

Finance Costs

(181)

(128)

(83)

(64)

(301)

(84)

-

-

(565)

(276)

Operating Profit/(loss) before tax

2,757

3,591

207

122

1,357

1,137

(1,235)

(779)

3,086

4,071

Gain on Sale of Property

4,229

-

-

-

-

-

-

-

4,229

-

Profit/(loss) before tax

6,986

3,591

207

122

1,357

1,137

(1,235)

(779)

7,315

4,071

Income tax (expense) / benefit

(396)

207

Profit/(loss) after tax

6,919

4,278

Current Assets

17,321

12,603

1,438

1,505

1,612

1,267

331

310

20,702

15,685

Investments in NZL

-

-

-

-

-

-

2,997

2,467

2,997

2,467

Other Non-Current Assets

5,517

6,296

100

100

9,839

10,347

-

-

15,456

16,743

Assets

22,838

18,899

1,538

1,605

11,451

11,614

3,328

2,777

39,155

34,895

Current Liabilities

9,848

10,869

-

525

1,105

1,001

336

158

11,289

12,552

Non-Current Liabilities

1,431

905

-

-

1,842

2,715

-

-

3,273

3,620

Liabilities

11,279

11,774

-

525

2,947

3,716

336

158

14,562

16,172

Additions of Property, Plant and Equipment, and Right of Use assets

2,043

231

-

-

-

-

-

-

2,043

231

In this section

Rural Land Management: New Zealand Rural Land Management Limited Partnership (NZRLM) - the contracted asset manager of New Zealand Rural Land Company Limited (NZL), including a management agreement with RoC Partners.

Livestock Services

Financial Services

Rural Land Management

Parent Operations

* Other Income in the Financial Services segment includes referral fee income from Heartland Bank Limited to 30 June 2024 $343,507 (2023: $195,214)* Gain on sale relates to the sale of an Allied Group property asset disposed of during the year.

Total

A2 Taxation
2024

2023

$000 $000

Income tax using the company's tax rate (28%)2,048 1,140

Expenditure not deductible for tax

11

3

Other permanent differences

145

(80)

Temporary differences

(8)

1

Recognition of deferred tax asset

(140)

(330)

Non Taxable Income

(1,181)

-

Use of Group tax losses

(1,271)

(527)

Income tax (expense )benefit(396)

207

Deferred Tax

Movement in temporary differences during the year

Opening

balance

Recognised in

income

Closing

Balance

$000$000$000

Financial receivable credit loss provision 51 10 61

Employee benefits 249 (11) 238

Tax loss carry forward 1,024 141 1,165

1,324 140 1,464

Financial receivable credit loss provision 48 3 51

Employee benefits 251 (2) 249

Tax loss carry forward 694 330 1,024

993 331 1,324

2023

Finance receivables interest income is recognised using the effective interest method. The calculation of the effective interest rate includes all fees that are

integral to the effective interest rate. All fees except those charged to customer accounts in arrears are considered to be integral to the effective interest rate.

Fees charged to customer accounts in arrears are recognised as income at the time the fees are charged.

Income from referring customers to Heartland Bank Limited is recognised when the financing transaction is agreed between Heartland Bank Limited and the

borrower.

2024

Measurement & Recognition

Income tax expense is the income tax assessed on taxable profit for the year. Taxable profit differs from profit before tax reported in the statement of

comprehensive income as it excludes items of income and expense that are taxable or deductible in future years (i.e. deferred tax) and also excludes items

that will never be taxable or deductible.

All income noted above is recognised at a point in time, in accordance with NZ IFRS 15, and performance obligations are met upon delivery of goods.

Group

The Performance fees are determined based on the net asset value of the underlying fund and is settled in NZL shares. Half of the shares issued are

subject to escrow arrangements for 5 years after the performance fee is payable.

Revenue by NZRLM from property management fees, performance fees and transaction fees are recognised as revenue in the accounting periods in which

the services are rendered, which is when they satisfy their performance obligations to NZL.

Group unrecognised deferred tax assets comprise unused tax losses as at 30 June 2024 which are estimated at total $178,126,791 (2023:$180,785,199).

The ability to utilise tax losses, given the age of the losses, is dependent upon continuing to meet shareholder continuity requirements of prevailing income

tax legislation.

As at balance date imputation credits available to the shareholders of only the Parent Company in subsequent periods totalled $140,856 (2023: $89,248).

Measurement and Recognition

Commission income on facilitating a livestock sale agreement, grazing agreement or forward livestock sale agreement is recognised when the sale is agreed

by a vendor and purchaser, net of rebates. The Group is acting as an agent as it doesn't have inventory risk and isn't able to set a price.

Forward delivery contracts in relation to herd sales on which commission income is earned contain an element of variable consideration due to the timeframe

between when the sale is agreed and its completion. At year end the variable consideration is taken account of in the revenue recognised.

Sale of goods (veal meat and skins) revenue is recognised once goods are delivered to the customer.

Fee income relates to RFID scanning fees, yard fees charged at saleyards and valuation fees. The income is recognised when livestock are scanned, a sale

is agreed within the auction or when the livestock are weighed. The Group is acting as a principal as it is primarily responsible for the service rendered and is

able to set a price.

A3 Earnings Per Share
2024

2023

$000

$000

Profit attributable to shareholders of Allied Farmers Limited

- Basic and diluted

5,206

3,338

Weighted number of shares

- Basic

28,806

28,806

- Diluted*

28,950

28,806

Earnings per share (cents)

- Basic

18.07

11.59

- Diluted

17.98

11.59

Key Judgement:

A deferred tax asset is recognised to the extent it is probable that future taxable profits will be available to use the asset. This is reviewed at each balance

date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available in the future to utilise the asset. The level of losses

recognised reflects management's expectations of recurring levels of taxable profitability for approximately the next 18 months.

Measurement and Recognition:

Deferred tax is income tax that is expected to be payable or recoverable in the future as a result of the unwinding of temporary differences. These arise from

differences in the recognition of assets and liabilities for financial reporting and for the filing of income tax returns. Deferred tax is recognised on all temporary

differences, other than those arising from goodwill and the initial recognition of assets and liabilities in a transaction (other than in a business combination)

that affects neither the accounting nor taxable profit or loss.

Deferred tax is calculated at the tax rates that are expected to apply to the year when a liability is settled or an asset realised, based on tax rates and tax laws

that have been enacted or substantively enacted at balance date.

Group

* Apart from an issue of 144,032 Performance Share Rights to the Managing Director under a long term incentive scheme effective from 1 July 2023 there

are no other changes during the year, nor are there any dilutive potential shares / warrants/ options or convertible instruments at the end of either the current

or preceeding year.

Allied Farmers Group
B. Funding and Related Financial Risks

B1 Capital management

B2 Share Capital

20242023

Share capital ($000) 158,204 158,204

Number of shares issued and fully paid (000's)

Balance at beginning of period

28,807 28,807

Balance at end of year

28,807 28,807

B3 Non-controlling interests

20242023

Summary financial results $000 $000

Revenue 24,278 25,361

Profit and total comprehensive income 7,193 3,713

Summarised balance sheet

Current assets 18,760 14,108

Non-current assets 5,617 6,396

Current liabilities (9,848) (11,393)

Non-current liabilities (1,431) (905)

Net assets 13,098 8,207

B4 Cash and cash equivalents

20242023

$000 $000

Cash and cash equivalents 9,524 4,308

Finance Receivables overdraft facility offset per agreement - (525)

Net cash and cash equivalents 9,524 3,783

Undrawn overdraft facilities

8,500 7,975

Cash is held at banks with a credit rating of A- or higher.

B5 Debt funding

Payable within 1

year

Payable after 1

year

Undrawn Interest rate

$000$000$000%

Bank borrowings - Heartland Bank Limited

867 1,842 1,102 9.63

Total debt funding

867 1,842 1,102

Bank borrowings - Heartland Bank Limited

945 2,715 150 9.67

Total debt funding

945 2,715 150

In this section

This section explains how the Allied Group manages its various funding sources including capital structure and debt. It also explains the financial risks that the Group faces

and how these risks are managed.

Group

The Allied Farmers Group's non controlling interests arise from minority interests held by other shareholders in NZ Farmers Livestock Limited and further non-

controlling interests held by a shareholder other than NZ Farmers Livestock Limited in its controlled subsidiary, Redshaw Livestock Limited.

The following summary financial information of the NZFL Group is provided to assist in understanding the significance of external shareholders interests in the

group's reported position and performance. This information is presented before intercompany eliminations.

All ordinary shares rank equally as to voting, dividends and distribution of capital on liquidation. There is no par value.

The Allied Group's capital includes share capital, accumulated losses and non controlling interests.

The Board manages the capital structure and makes adjustments to it in light of changes in economic conditions and the risk characteristics of the underlying

assets. In order to maintain or adjust the capital structure, the Group may issue new shares, sell assets, seek additional debt funding, or adjust the amount of

dividends paid to shareholders.

NZFL and Subsidiaries

2023 2024

Group

Group

The overdraft borrowing facilities which are provided by ANZ Banking Group (New Zealand) Limited include seasonal finance and are secured, by way of a first

ranking General Security Agreement and gross guarantee and indemnity, against the assets of NZ Farmers Livestock Limited, NZ Farmers Livestock Finance

Limited and Farmers Meat Export Limited. The financial covenants under these facilities have been fully complied with during the year.

Redshaw Livestock has an overdraft facility provided by the Bank of New Zealand. This overdraft is secured against the assets of Redshaw Livestock Limited. NZ

Farmers Livestock Limited guarantees the bank overdraft of its subsidiary Redshaw Livestock up to $338,000 (FY23: $338,000), plus interest and costs.

The Heartland Bank Limited borrowings are secured by way of a first ranking General Security Agreement and cross guarantee against the assets

of Allied Farmers Limited and New Zealand Rural Land Management Limited Partnership. Principal is paid monthly with final repayment in March

2028. The interest rate is calculated on the 90-day BKBM rate plus a margin of 4%. There are no covenants.

Allied Farmers Group
B6 Lease liabilities

Property Motor Vehicles

Plant &

EquipmentTotal

$000$000$000$000

Opening 259 1,267 44 1,570

Leases entered into during the period - 1,726 - 1,726

Interest expense 32 127 4 163

Principal repayments (120) (1,087) (17) (1,224)

171 2,033 31

2,235

Current lease liabilities

88 701 15

804

Non-current lease liabilities

83 1,332 16 1,431

Property

Motor Vehicles

Plant &

EquipmentTotal

$000$000$000 $000

Opening 353 1,729 57 2,139

Leases entered into during the period - 144 - 144

Interest expense 26 97 4 127

Principal repayments (120) (703) (17) (840)

259 1,267 44 1,570

Current lease liabilities

97 556 13 665

Non-current lease liabilities

162 711 31 905

B7

20242023

$000 $000

Trade Payables (livestock and NZL receivables) 7,990 9,048

Accruals and sundry creditors 402 450

Total payables 8,392 9,498

Balance Sheet

Contractual

Cashflow

< 6 months 6 - 12 mths 1 - 5 yrs

$000$000$000$000$000

Trade and other payables 8,392 8,392 8,392 - -

Bank borrowings - Heartland Bank Limited 2,709 3,250 433 433 2,384

Lease liabilities 2,235 2,495 534 460 1,501

13,336 14,137 9,359 893 3,885

Trade and other payables 9,498 9,498 9,498 - -

Bank borrowings - Heartland Bank Limited 3,660 4,496 655 591 3,250

Lease liabilities 1,570 1,713 333 333 1,047

14,728 15,707 10,486 924 4,297

2023

2024

Group

These are substantially the liability that exist to the vendor of livestock as a result of livestock sales on the vendors behalf.

Measurement and recognition

The above lease liabilities are in relation to leases of regional offices and the leases of Motor Vehicles.

Residual buy back values included in new lease arrangements are included within lease payments in which management expects to exercise at the inception of the

lease.


The motor vehicle leases are typically for a 3 year term with instalments of principal and interest paid on a monthly basis. At the end of the lease the vehicle can

either be returned or the Group has the ability to pay the residual value and unpaid balance and take ownership of the vehicle. The Lessor holds a registered

security interest over the vehicle throughout the term of the lease. All vehicle operating expenses are met by the Group. The Group's incremental borrowing rate

ranges between 6.0% to 10.6% (2023: 6.0% to 9.95%) as the discount rate, with adjustments for the type and term of the lease.


The Group has elected not to recognise right-of-use assets and lease liabilities for short-term leases that have lease terms of 12 months or less and leases of low-

value assets. The Group recognises the lease payments associated with these leases within operating expenses on a straight-line basis over their lease terms.

2024

Group

Group

2023

Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual obligations as they fall due.

Liquidity risk is reviewed on an ongoing basis and managed to meet requirements. Cash flow forecasting is performed in the operating entities of the Group and

aggregated at Group level. The Group monitors rolling forecasts of the Group's liquidity requirements to ensure it has sufficient cash to meet operational needs while

maintaining sufficient headroom on its undrawn committed borrowing facilities at all times so that the Group does not breach borrowing limits or covenants (where

applicable) on any of its borrowing facilities.

The amounts disclosed in the tables above show the contractual undiscounted cash flows (including interest) due on financial liabilities, so will not always reconcile to

the amount disclosed on the statement of financial position. The amounts below also reflect the contractual repricing timing on financial liabilities, if applicable.

Payables

Allied Farmers Group
Interest Rate Risk

20242023

$000 $000

Effect on net profit for the year / equity 27 37

B8 Net Interest income/(costs)

20242023

$000 $000

Interest received 328 414

Total interest income 328 414

Interest paid on borrowings (399) (149)

Interest paid on bonds - -

Lease interest (166) (127)

Total interest expenses (565) (276)

Net Interest income/(costs) (237) 138

Group

Group

The Group is exposed to interest rate risk on movements in floating interest rates on bank borrowings. Finance receivables have fixed interest rates and generally

a term of less than one year.

In managing interest rate risk, the group aims to reduce the impact of short-term fluctuations on the group’s earnings. Over the longer term, however, permanent

changes in interest rates will have an impact on profit.

If market interest rates for bank borrowings were to increase or decrease by +/-1% (2023: +/-1%), the effect on net profit after tax and equity for the year as applied

to year end balances would be as follows:

Allied Farmers Group
C. Our receivables, other assets and other payables

In this section

C1 Receivables

2024

2023

$000

$000

Trade Receivables (livestock and NZL receivables) 9,471 9,931

Finance receivables 1,438 1,506

Total receivables 10,909 11,437

Amounts are stated at carrying value, net of credit loss allowance

provisions of

220

181

Receivables written off during the year 12 10

The status of receivables at the reporting date is as follows:

Group receivables

Not yet due

1 - 30 days

overdue

31 - 60 days

overdue

>60 days

overdue

Total

$000 $000 $000$000$000

Receivables from livestock sales

6,946 836 395 264

8,441

Credit loss allowance (livestock)

(38) (14) (4) (74) (130)

Receivables from NZL

140 - - 1,020 1,160

Finance receivables

1,005 81 380 62 1,528

Credit loss allowance (finance)

- (2) (26) (62) (90)

Net receivable

8,053 901 745 1,210

10,909

Receivables from livestock sales

8,081 533 118 247 8,979

Credit loss allowance (livestock)

(27) (10) (3) (53) (93)

Receivables from NZL

102 48 894 - 1,044

Finance receivables

1,514 2 2 78 1,596

Credit loss allowance (finance)

(8) (2) (2) (78) (90)

Net receivable

9,662 571 1,009 194 11,436

Security held for finance receivables

2024

2023

$000

$000

1,527

1,535

- 61

Total finance receivables 1,527 1,596

Concentrations of counterparties

Movement in gross finance receivables balance

2024

2023

$000

$000

Opening balance

1,596

2,920

6,315

7,695

Principal repaid

(6,477)

(9,193)

93

174

Total finance receivables 1,527 1,596

The amount due from NZL includes transaction, leasing and management fees due in accordance with the management contract. This balance is not secured

as at 30 June 2024.

New loans issued

Interest and fees accrued

Key Judgement

The loss allowances for receivables are based on assumptions about risk of default and expected loss rates. The Group uses judgement in making these

assumptions and selecting the inputs to the impairment calculation, based on the Group's past history and existing market conditions, as well as forward-

looking estimates at the end of each reporting period.

It is expected that all trade receivables will be collected within 12 months of the balance date. All accounts past their due date have been subject to individual

assessment.

On origination, the finance receivables will fund the entire value of secured livestock. No credit scores are assigned to borrowers for internal risk management

purposes.

Receivables from livestock sales and finance receivables are exclusively held with counterparties trading in the farming sector. However there are no

individual counterparties that are considered to be significant to the group.

Secured via PPSR

Not secured

All amounts not secured as at 30 June 2023 were subsequently secured.

This section explains:

- The assets the Group is due to receive from third parties and the credit risk associated with these assets.

- The property and motor vehicles the Group owns and has a right to use under lease arrangements.

- The obligations to third parties, other than banks.

2023

2024

Group

Allied Farmers Group
Credit Risk Management

C2 Investments Held by Group

2024

2023

$000

$000

2,997 2,467

8 6

Total Investments 3,005 2,473

New Zealand Rural Land Company Limited

2024

2023

$000

$000

Carrying Value Brought Forward

2,467

3,103

Shares Purchased / Issued / Rights Issue

-

156

Shares Issued under NZRLM Performance Fee Arrangement

901

1,627

Shares sold

-

(1,750)

Change in Value Credited to Other Reserves

(371)

(669)

At 30 June 2024 2,997 2,467

Under the Management Agreement NZL is to pay NZRLM a performance fee which, subject to certain adjustments, is to be equal to 10% of the increase in net

asset value of NZL in each financial year. The performance fee for the year ended 30 June 2023 comprised 299,855 shares of NZL distributed to NZRLM.

The performance fee for the year ended 30 June 2024 comprised 564,139 shares of NZL distributed to NZRLM. Half of the shares issued in each Financial

Year to satisfy the performance fee are subject to escrow arrangements, under which NZRLM or any nominee agrees not to sell, transfer, assign or otherwise

dispose of, or offer or agree to sell, transfer, assign or otherwise dispose of, its right and title to, and beneficial interest in such shares for a five year period.

1,347,719 shares distributed to Allied Farmers Limited were subject to this arrangement as at 30 June 2024 (2023: 1,065,650).

The shares in New Zealand Rural Land Company Limited are equity investments quoted in an active market which the Group has elected to designate as a

financial asset at fair value through Other Comprehensive Income. The fair value of these shares at 30 June 2024 is $2,997,328 (2023: $2,467,184).

Settlement of receivables from NZL is dependent on NZL's cash flows and management expects that the full outstanding amount will be settled by the end of

September 2024.

At 30 June 2024 the Group holds

3,367,756 (2023: 2,803,617) shares in New Zealand Rural Land Company Limited. This holding represents a 2.41%

ownership in NZL as at 30 June 2024 (2023: 2.00%). These shares are equity investments quoted in the active market which the Group has elected to

designate as a financial asset at fair value through other comprehensive income.

Other Investments

New Zealand Rural Land Company Limited

Credit risk is the risk that a counterparty to a transaction with the Group will fail to discharge its obligations and make payment, causing the Group to incur a

financial loss.

The Group manages its exposure using a credit policy that includes limits on exposures with significant counterparties that have been set and approved by the

Board and are monitored on a regular basis and does not have any significant concentration of risk with any single party. The Group considers an account to

be in default when a debtor fails to make a contractual payment in the absence of a written agreement to the contrary. This is when the account is past due by

more than 90 days. Livestock finance receivables are secured over the livestock concerned and in the majority of cases supported by personal covenants

from the borrower.


Receivables are written off when there is no reasonable expectation of recovery, such as a debtor failing to engage in a repayment plan with the Group. The

Group categorises a loan or receivable for write-off when a debtor fails to make contractual payments more than 180 days past due. Where loans or

receivables have been written off, the company continues to engage in enforcement activity to attempt to recover the receivable due. Where recoveries are

made these are recognised in profit or loss.

Measurement and recognition

Receivables from livestock sales and Finance Receivables are measured on initial recognition at fair value, and are subsequently carried at amortised cost,

less provision for expected credit losses.

For Receivables from livestock sales, the provision for expected credit losses is based on the simplified approach, as permitted by NZ IFRS 9, and records the

loss allowances as lifetime expected credit losses from recognition. These are the expected credit losses that result from all possible default events over the

life of the financial instrument.

Based on the simplified approach which requires a loss allowance to be measured at an amount equal to lifetime expected credit losses, finance receivables

are reviewed on an individual basis to determine whether any amounts are unrecoverable and an expected credit loss provision is recorded. The expected

credit losses are based on management's assessment of amounts considered uncollectible for specific customers based on age of debt, history of payments,

account activity, current and future economic factors and other relevant information. Debts known to be uncollectible are written-off as bad debts to the profit

and loss when identified.

The fair value of NZL shares held by Allied Farmers Limited as at 30 June 2024 is $2,997,328 (2023: $2,467,183).

Allied Farmers Group
New Zealand Rural Land Management Limited

Reconciliation of Summarised Financial Information2024

2023

$000

$000

Opening Balance -

2,324

Profit For Period

-

920

Dividend

-

(2,677)

Less Transfer to Intangible Asset

-

(567)

Closing Net Assets - -

Increase in net assets - -

Reconciliation of Interest in Associate 2024

2023

$000

$000

Opening Balance -

3,665

Increase in Net Assets (50% of Profit for Period)

-

417

Less Dividend paid (50% of Dividend)

-

(1,338)

Less Transfer to Intangible Asset

-

(2,744)

Carrying Value 30 June 2024 - -

C3

Property, Plant & Equipment

Owned

LandBuildings

Plant and

equipment

Motor Vehicles Total

$000 $000 $000 $000 $000

Cost at beginning of year

2,019 1,049 650 209 3,927

Additions

- - 15 302 317

Disposals

(1,393) (235) (30) (162) (1,820)

Cost at end of year

626 814 635 349 2,424

Accumulated depreciation at beginning of the year

- (607) (465) (18) (1,090)

Depreciation

- (62) (32) (12) (106)

Disposals

- 99 16 149 264

Accumulated depreciation at end of year

- (570) (481) 119 (932)

Net value 2024

626 244 154 468 1,492

LandBuildings

Plant and

equipment

Motor VehiclesTotal

$000 $000 $000 $000 $000

Cost at beginning of year

2,019 1,049 637 243 3,948

Additions

- - 22 - 22

Disposals

- - (9) (34) (43)

Cost at end of year

2,019 1,049 650 209 3,927

Accumulated depreciation at beginning of the year

- (546) (430) (38) (1,014)

Depreciation

- (61) (33) (14) (108)

Disposals

- - (2) 34 32

Accumulated depreciation at end of year

- (607) (465) (18) (1,090)

Net value 2023

2,019 442 185 191

2,837

On 27th March 2023 Alied completed the purchase of the 50 percent of NZRLM that it did not already own. The consideration comprised a combination of

cash and NZL shares owned by Allied but transferred to NZRLM vendors.

From 27th March 2023 NZRLM was consolidated into the Allied Group consolidated Financial Statement (Refer note C4).

2023

Group

2024

Allied Farmers Group
Right of Use Assets

Property Motor Vehicles

Plant &

Equipment

Total

$000 $000 $000 $000

Opening

247 1,101 44 1,392

Additions

- 1,726 - 1,726

Less Disposals

- (864) - (864)

Less Depreciation

(95) (337) (14) (446)

Total Right of use Asset 152 1,626 30 1,808

Total Cost

620 3,285 57 3,962

Total Accumulated Depreciation

(468) (1,659) (27) (2,154)

Total Carrying Value

152 1,626 30 1,808

PropertyMotor Vehicles

Plant &

Equipment

Total

$000$000$000$000

Opening 338 1,493 57 1,888

Additions - 140 - 140

Less Disposals - (59) - (59)

Less Depreciation (91) (473) (13) (577)

Total Right of use Asset 247 1,101 44 1,392

Total Cost

620 2,423 57 3,100

Total Accumulated Depreciation

(373) (1,322) (13) (1,708)

Total Carrying Value

247 1,101 44 1,392

C4

Intangible Assets

NZL

Management

Contract

Software Total

$000 $000 $000

Opening Cost

10,474 809 11,283

Additions

- 113 113

Disposals

- - -

Cost at end of year

10,474 922 11,396

Accumulated amortisation at beginning of the year

(131) (710) (841)

Amortisation

(517) (96) (613)

Disposals

- - -

Accumulated amortisation at end of year

(648) (806) (1,454)

Net value 2024

9,826 116 9,942

NZL

Management

Contract

Software Total

Opening Cost

- 739 739

Additions

10,474 70 10,544

Disposals

- - -

Cost at end of year

10,474 809 11,283

Accumulated amortisation at beginning of the year

-

(624) (624)

Amortisation

(131) (86) (217)

Disposals - - -

Accumulated amortisation at end of year (131) (710) (841)

Net value 2023

10,343 99 10,442

2023

2024

Measurement and recognition

All right of use assets are measured at cost. Land is not depreciated. All other owned property, plant and equipment is depreciated on a straight line basis at

rates over their estimated useful lives, as follows:

- Buildings: 8 - 30 years

- Plant and equipment: 2.5 - 30 years

- Motor Vehicles (owned): 1-3 years

- Right of use assets: over their lease term

Group

2024

2023

Measurement and recognition

Intangible assets are depreciated on a straight line basis at rates over their estimated useful lives, as follows:

- Management Contract -20 years

- Software - 3 years


Key Judgement

The assessment that there was no impairment of the NZL management contract at 30 June 2024. The valuation of the management contract is based on

management forecasts of future financial performance together with an assessment of the useful life of the asset, and therefore there is an inherent estimation

uncertainty.

Allied Farmers Group
The terms of the transaction were negotiated on an arm's length commercial basis.

New Zealand Rural Land Management Limited Partnership (Manager) continues to be the manager of NZL and will also manage the LP.

The key assumptions that were included in the assessment were:

Asset Growth in the portfolio being managed - 2.3% per annum

The level of acquisitions and divestments to the portfolio - 5% per annum

The discount rate to ensure it reflects the specific risks relating to future financial performance - 6.1%

NZRLM also acts as manager for the Investor in respect of its interest in the LP.

NZRLM does not receive a benefit due to its related party relationship with NZL.

The relationship and role of the NZRLM with NZL did not change in any material respect due to the transaction or the variation of the management agreement

with NZRLM.

Due to the amendment, it was identified that there is an indicator of impairment and hence an impairment assessment was performed as at 30 June 2024.

In February 2024, New Zealand Rural Land Company Limited (NZL) sold a 25% equity interest in its land portfolio to an Australia based investment fund

managed by specialist private markets investment manager, Roc Partners (Investor).

Under the agreement NZL transferred its group assets (other than cash on hand) to a New Zealand registered limited partnership (LP), together with NZL's

revolving credit facility with Rabobank.

The existing management agreement was amended at completion to facilitate this new structure, and to allow for the Manager to manage entities that NZL has

a controlling interest in (alongside its wholly owned subsidiaries) . Furthermore the Manager also acts as the manager for the investor in respect of its interest

in the LP.

In November 2020 New Zealand Rural Land Company Limited (NZL) entered into an exclusive management agreement with NZRLM to provide NZL with

management investment and administrative services (Management Agreement).

NZRLM provides all management services to NZL. From this date NZRLM received management fees, transaction fees and performance fees.

On 19 December 2022 Allied Farmers Limited announced that it exercised its call option to purchase the remaining 50 percent of NZRLM that it did not already

own.

The NZRLM Consideration was based on an independent valuation further supported by an independent expert’s report and totalled $8.3m (the total value

being $16.6M).

On 27 March 2023 Allied completed the purchase of the 50 percent of NZRLM that it did not already own.

Allied decided to apply the Optional concentration test under NZ IFRS 3 to consider if the acquisition can simply be considered an asset purchase.

Allied determined that the optional concentration test was met because substantially all of the value of the gross assets is concentrated in a single identifiable

asset being the management contract with NZL. Accordingly, the transaction is treated as an asset purchase.

The Management Contract meets the definition of an intangible asset.

Accordingly Allied has elected to follow a cost-based approach for the acquisition of this intangible asset.

Allied Farmers Group
D. Group Structure

In this section

D1 Subsidiaries

2024

2023

Ownership

interest

Ownership

interest

Operating Subsidiaries of the Parent

Allied Farmers (New Zealand) Limited

Investment

100%100%

Allied Farmers Rural Limited

Investment

100%100%

Rural Funding SolutioNZ Limited

Finance

100%100%

Rural Property Management

100%

100%

Subsidiaries of Allied Farmers Limited

Allied FLA Limited Non trading

100%

-

Subsidiaries of Allied Farmers Rural Limited

NZ Farmers Livestock Limited

Livestock Agency and Finance68%

68%

Subsidiaries of NZ Farmers Livestock Limited

Farmers Meat Export Limited

Meat Processing and Trading100%

100%

NZ Farmers Livestock Finance Ltd

Livestock Finance100%

100%

Redshaw Livestock Limited

Livestock Agency52%

52%

Subsidiaries of Allied Farmers (New Zealand) Limited

Allied Farmers Property Holdings LimitedNon trading

100%

100%

UFL Lakeview Limited

Non trading

100%

100%

5M No. 2 Limited

Non trading

100%

100%

QWF Holdings Limited

Non trading

100%

100%

Clearwater Hotel 2004 Limited

Non trading

100%

100%

Lifestyles of New Zealand Queenstown Limited

Non trading

100%

100%

LONZ 2008 Limited

Non trading

100%

100%

LONZ 2008 Holdings Limited

Non trading

100%

100%

D2 Goodwill

2024

2023

Cash generating units:

$000

$000

Redshaw

642

642

NZFLFL

100

100

742 742

Subsidiaries of Allied Farmers Property Holdings Limited

The Group financial statements include the financial statements of Allied Farmers Limited and the operating subsidiaries listed below.

Subsidiaries are entities controlled by the group. Control is achieved when the Group is exposed to, or has the rights to, variable returns from its

involvement with the entity and has the ability to affect those returns through its power over the entity. The financial records of operating subsidiaries are

included in the consolidated financial statements from the date on which control commences until the date on which control ceases.

This section provides information to help readers understand the Group structure and how it affects the financial position and performance of the Group.

All companies within the Group are incorporated in and have their principal place of business in New Zealand, and have a balance date of 30 June.

Goodwill in Redshaw arose on the acquisition of a controlling interest in Redshaw Livestock Limited and the NZFLFL goodwill arose from the

acquisition of a finance book from Stock Plan Limited previously supplying finance to a number of NZ Farmers Livestock Limited customers.

Key Judgement

The assessment that there was no impairment of the goodwill in the Redshaw CGU ('cash generating unit') at 30 June 2024. The valuation of the

CGU is based on a discounted cashflow of management forecasts of future financial performance and therefore there is an inherent estimation

uncertainty.

Group

New Zealand Rural Land Management Limited Partnership

Allied Farmers Group
Impairment assessment

Redshaw CGU

2024

2023

Revenue growth rate

2.5%

2.0%

Long term growth rate

2.5%

2.5%

15.5%

15.5%

2024

2023

Revenue growth rate - reduced by

2.5%

2.0%

Long term growth rate - reduced by

2.5%

2.0%

Discount rate - increased by

1.5%

2.0%

NZ Farmers Livestock Finance CGU

D3 Jointly Controlled Operation - Associated Auctioneers

Group's Share

of Profit

Group's Share

of Assets

Group's Share

of Liabilities

Group's Share

of Revenues

Group's Share

of Expenses

$000$000$000$000$000

2024 (17) 189 (29) 700 (717)

2023 32 392 (112) 692 (660)

Measurement & Recognition

The Group's subsidiary NZ Farmers Livestock Limited owns a proportion (25-50%) of various sale yard tangible assets and has joint arrangements in

relation to the operation of these sale yards (referred to as 'Associated Auctioneers'). The Group has assessed the nature of its investment in

Associated Auctioneers as joint operations. As joint operations, the Group accounts for its share of the revenue, expenses, assets and liabilities.

These joint operations are in four different locations. These joint operations are charged with the operating activities of the sale yards including

conducting sales of livestock via the auction process, maintaining the sale yards, collecting levies on livestock sales and meeting operating costs of

the yards. If there is a shortfall in the income to meet the operating costs in any one year then the joint operation's parties are required to contribute to

the shortfall in the proportion of their ownership of the sale yards.

The joint operation of the sale yards is strategically vital to the interests of NZ Farmers Livestock Limited as the sale yards activity provide significant

income to NZ Farmers Livestock Limited via commission on the sale of livestock handled through the sale yards.

Management has identified that a reasonably possible change in key assumption could cause the carrying amount to exceed the recoverable

amount. The following table shows the amount by which these assumptions would need to change individually for the estimated recoverable amount

to be equal to the carrying amount.

On an annual basis, the recoverable amount of Goodwill is determined based on value in use calculations specific to the Redshaw CGU. These

calculations use pre-tax cash flow projections based on financial budgets prepared by management covering a five year period. Cash flows beyond

the five year period are extrapolated by way of a terminal value calculation using the estimated growth rates stated below. The growth rates adopted

are consistent with internal forecasts and budgets. The discount rate reflects the specific risks relating to the cash flow being discounted.

On an annual basis the recoverable amount of this goodwill is tested by undertaking an assessment of its value in use.


No impairment charge was required to be recognised in the financial statements. There are no foreseeable changes in assumptions which could

result in a material impairment.

Below is a sensitivity analysis showing the impact on value of changes to the key variables:

The estimated recoverable amount of the Redshaw CGU is estimated to have exceeded the carrying amount of the CGU at 30 June 2024 by

approximately $114,000 (2023: $152,000).

Post tax discount rate (leading to a pre-tax equivalent rate of 21.5%)

Allied Farmers Group
E. Other

In this section

E1 Related parties

20242023

$000 $000

Key management personnel ('KMP') compensation

Short term employee benefits

594

570

Directors fees

150

169

Directors Fees - NZ Rural Land Management Limited Partnership

-

17

Transactions with entities with common directors

Livestock sales

1,043

483

Livestock purchases

832

375

Commission revenue

39

22

Dividends received as non-controlling shareholders of NZFL

580

1,213

Amount receivable from KMP

-

26

Amount receivable from NZL

1,421

1,044

Amount payable to KMP

-

9

No debts with key management personnel were written off during the year (2023: nil)

Transactions with directors

Consulting Fees paid to Directors and former Directors -

118

Distributions paid to Directors and former Directors -

679

Transactions with entities with common director - Heartland

Bank Limited

Borrowings at Balance Date 2,709

3,660

Interest Paid on borowings 301

83

Referral Fees received 344

146

Vehicle Lease Liability at balance Date * 180

204

Interest Paid on Vehicles Financed* 23

7

Managing Director

Contract for Service 250

95

Short Term Incentive 250

-

Distributions paid -

309

20242023

E2 Auditors’ remuneration

$000 $000

Audit fees - RSM Hayes Audit

125

118

Fees for other services RSM Hayes Audit

3

2

Direct expenses associated with the audit

22

18

Total

150 138

E3Events Subsequent to Balance Date

Share Cancellation by NZ Farmers Livestock Limited Allied Farmers

Limited

Non-

controlling

Shareholders

of NZFL

Total

$000$000$000

Paid/Transferred 4,0191,8915,910

Shareholder loan 1,4486822,130

5,4672,5738,040

This section includes information required to comply with financial reporting standards that is not covered in other sections.

Group

Identity of related parties

The Group has a related party relationship with each of its subsidiary companies, an associated entity and joint operation outlined in Section D.

On 16 August 2024, 68% owned subsidiary NZ Farmers Livestock Limited undertook a share buy back and susequent cancellation returning $8,040,000

to Shareholders. $5,910,000 was paid to its shareholders in cash and $2,130,000 remains as an outstanding shareholder loan. A summary appears in

the table below:

Related parties include key management personnel, their related parties, or directors/non-controlling shareholders of NZFL.

144,032 Performance right Shares were issued to Mr Milsom under a long term incentive scheme which commenced on 1 July 2023.

* Relates to NZ Farmers Livestock entering into six vehicle leases with KIA Finance provided by Heartland Bank Limited.

.

About this report
Statement of compliance and basis of preparation

The financial statements have been prepared:

-

-

-

presented on the basis of historical cost (except for certain financial assets measured at fair value); and

-

-

Note A1

-

Note A2

-Note C4

Intangibles recognition and measurement (including impairment testing)

-Note D2

Goodwill impairment assessment

on the basis of going concern, the directors, having considered projected future performance and the availability of financing, consider the going

concern basis to be appropriate;

in New Zealand dollars, with all values rounded to the nearest thousand dollars unless otherwise stated.

In preparing the Group financial statements, all material intragroup transactions, balances, income and expenses have been eliminated. Subsidiaries are

consolidated on the date on which control is obtained to the date on which control is lost.

Revenue recognition

Deferred tax asset recognition

Critical Judgements and Estimates

The preparation of financial statements requires management to exercise its judgement in applying Allied's accounting policies. Significant estimates and

critical judgements are reviewed by management on an on-going basis, with revisions recognised in the period in which the estimate is revised and in any

future periods affected. Areas of estimate or judgement that have most significant impact on the amounts recognised in the financial statements are:

in accordance with Generally Accepted Accounting Practice (GAAP) in New Zealand and comply with International Financial Reporting Standards

(IFRS) and the New Zealand equivalents to IFRS (NZ IFRS) and other applicable financial reporting standards, as appropriate for a Tier 1 for-profit

entity;

Allied Farmers Limited is a for-profit entity domiciled in New Zealand and registered under the Companies Act 1993. The company is an FMC Entity in terms

of the Financial Markets Conduct Act 2013 and prepares its financial statements in accordance with that Act, the Financial Reporting Act 2013, and NZX

Main Board Listing Rules.

The consolidated financial statements are for Allied Farmers Limited and its subsidiaries (together referred to as "Allied") and Allied's interests in jointly

controlled operations as at the year ending 30 June 2024.

These Consolidated Financial Statements ("Financial Statements") have been approved for issue by the Board of Directors on 23 August 2024.

INDEPENDENT
AUDITOR’S REPORT

SEC


TION

6

38


Independent Auditor’s Report


To the shareholders of

Allied Farmers Limited


Opinion

We have audited the consolidated financial statements of Allied Farmers Limited and its subsidiaries (the

Group), which comprise:

- the consolidated balance sheet as at 30 June 2024;

- the consolidated profit and loss statement for the year then ended;

- the consolidated statement of other comprehensive income for the year then ended;

- the consolidated statement of changes in equity for the year then ended;

- the consolidated statement of cash flows for the year then ended; and

- the notes to the financial statements, which include material accounting policy information.

In our opinion, the accompanying consolidated financial statements on pages 18 to 37 present fairly, in all

material respects, the financial position of the Group as at 30 June 2024, and of its financial performance and its

cash flows for the year then ended in accordance with New Zealand equivalents to International Financial

Reporting Standards and International Financial Reporting Standards.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ)).

Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of

the consolidated financial statements section of our report.

We are independent of the Group in accordance with Professional and Ethical Standard 1 International Code of

Ethics for Assurance Practitioners (including International Independence Standards) (New Zealand) issued by

the New Zealand Auditing and Assurance Standards Board and the International Ethics Standards Board for

Accountants’ International Code of Ethics for Professional Accountants (including International Independence

Standards) (IESBA Code), and we have fulfilled our other ethical responsibilities in accordance with these

requirements and the IESBA Code. We believe that the audit evidence we have obtained is sufficient and

appropriate to provide a basis for our opinion.

Other than in our capacity as auditor we have no relationship with, or interests in, Allied Farmers Limited or any

of its subsidiaries.


Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the financial statements for the current period. We identify two key audit matters as detailed on the next pages,

which were addressed in the context of our audit of the financial statements as a whole, and in forming our

opinion thereon, and we do not provide a separate opinion on this matter.

Revenue recognition

Why we considered this to be a key audit matter

The Group’s revenue, totalling $16,497,000 (2023:

$15,906,000), arises from a variety of revenue

streams (as detailed in Note A1) which include

livestock services (livestock agency services and

veal processing), financial services, and revenues

from rural land management services.

With livestock agency services the gross

transactional cash flows exceed the reported levels

of revenue, given the adopted treatment to recognise

this revenue on a commission (i.e. agency) basis.

Because of the complexity of the accounting

requirements and varied nature of revenue streams

across the Group we considered this to be a key

audit matter.

Our approach

Our procedures in relation to revenue recognition

included:

 Reviewing a sample of contracts to ensure that

the Group’s policy for the point of recognition is

in compliance with the requirements of NZ

IFRS 15: Revenue from Contracts with

Customers;

 Understanding the processes and evaluating

the related controls implemented by the Group

over revenue recognition;

 Testing the operating effectiveness of controls

related to the recording of revenue from

livestock agency and veal processing revenue;

 Performing tests of detail on a sample of

revenue transactions throughout the period

and in particular around period end to ensure

that these have been appropriately recognised,

as appropriate for that revenue stream; and

 Given the reliance on outsourced service

providers/processors in the generation of meat

and skin revenue, we have also assessed

procedures to ensure all revenue due to the

Group has been recorded.

We also evaluated and tested the policies for

revenue recognition adopted by the Group’s jointly

controlled operations, including testing of the

recognition of revenue within these components.

We also evaluated the accounting polices applied

and considered disclosures relating to revenue

recognition, and the presentation of revenue

described in Note A1.




Impairment of intangible assets

Why we considered this to be a key audit matter

As disclosed in Note C4 to the Group’s consolidated

financial statements, the Group has intangible assets

totalling $9,942,000 (2023: $10,442,000), including

$9,826,000 (2023: $10,343,000) relating to the NZL

Management Contract (the ‘Contract’).

Due to the amendment to the original management

agreement with NZL as a result of NZL selling a 25%

interest in its land portfolio to a third party,

management assessed that there was an indicator of

impairment that required an assessment of the

recoverable amount of the Contract.

The Contract was significant to our audit due to the

size of the asset and the subjectivity, complexity and

uncertainty inherent in the measurement of the

recoverable amount of the asset for the purpose of

the impairment test. As such we considered this to

be a key audit matter.

Our approach

Our procedures among others included:

 Understanding and evaluating the Group’s

internal controls relevant to the accounting

estimates used to determine the recoverable

amount of the Contract;

 Validating the management, transaction and

performance fees recognised during the year in

respect of the Contract;

 Challenging management’s assumptions and

estimates used to determine the recoverable

amount of the Contract including those relating

to the underlying NZL property portfolio (asset

growth, acquisition and divestment) and the

discount rate.


Procedures included:

o Evaluating the logic of the value-in-

use calculations supporting

management’s impairment test and

testing the mathematical accuracy

of these calculations;

o Challenging and evaluating the

forecast asset growth rates and

forecast levels of acquisitions and

divestments in the NZL property

portfolio;

o Evaluating the inputs to the

discount rate applied,

o Engaging our own internal valuation

experts to evaluate the logic of the

value-in-use calculations and the

inputs to the discount rate applied.

 Evaluating the related disclosures about the

Contract in relation to the requirements of

NZ IAS 36: Impairment of Assets and NZ

IAS 38: Intangible Assets (including the

material accounting policy information and

accounting estimates) which are included in

Note C4 of the financial statements.





Other information

The directors are responsible for the other information included in the annual report. The other information

provided is contained on pages 1 to 17 (but does not include the consolidated financial statements and our

auditor’s report thereon), which we obtained prior to the date of this auditor’s report. Our opinion on the

consolidated financial statements does not cover the other information and we do not express any form of audit

opinion or assurance conclusion thereon.

In connection with our audit of the consolidated financial statements, our responsibility is to read the other

information identified above and, in doing so, consider whether the other information is materially inconsistent

with the consolidated financial statements or our knowledge obtained in the audit, or otherwise appears to be

materially misstated. If, based on the work we have performed on the other information that we obtained prior

to the date of this auditor’s report, we conclude that there is a material misstatement of this other information,

we are required to report that fact. We have nothing to report in this regard.

Responsibilities of the directors for the consolidated financial statements

The directors are responsible, on behalf of the Group, for the preparation and fair presentation of the

consolidated financial statements in accordance with New Zealand equivalents to International Financial

Reporting Standards and International Financial Reporting Standards, and for such internal control as the

directors determine is necessary to enable the preparation of consolidated financial statements that are free

from material misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, the directors are responsible, on behalf of the Group, for

assessing the Group’s ability to continue as a going concern, disclosing, as applicable, matters related to going

concern and using the going concern basis of accounting unless the directors either intend to liquidate the

Group or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the consolidated financial statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a

whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that

includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit

conducted in accordance with ISAs (NZ) will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they

could reasonably be expected to influence the economic decisions of users taken on the basis of these

consolidated financial statements. A further description of the auditor’s responsibilities for the audit of the

consolidated financial statements is located at the XRB’s website at:

https://www.xrb.govt.nz/assurance-standards/auditors-responsibilities/audit-report-1

Who we report to

This report is made solely to the company’s shareholders, as a body. Our audit work has been undertaken so

that we might state those matters which we are required to state to them in an auditor’s report and for no other

purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than

Allied Farmers Limited and its shareholders, as a body, for our audit work, for this report or for the opinions we

have formed.

The engagement partner on the audit resulting in this independent auditor’s report is Nigel de Frere.




RSM Hayes Audit 23 August 2024

Auckland

COMPANY
DIRECTORY

Directors:

Shelley Ruha

Richard Milsom

Philip Luscombe

Registered Office of the

Company:

201 Broadway

Stratford 4332

Postal Address

of the Company:

P.O. Box 304

Stratford 4352

Ph: 06 765 6199

Auditors:

RSM Hayes Audit

1 Broadway Newmarket

Auckland 1023

Share Registrar:

MUFG Pension &

Market Services

PO Box 91976

Auckland 1142

Shareholder Enquiries:

MUFG Pension & Market

Services

Ph: 09 375 5998

Fax: 09 375 5990

Email:

lmsenquiries@linkmarketservices.com

PO Box 91976

Auckland 1142

SEC


TION

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43

---

Results announcement



Results for announcement to the market

Name of issuer Allied Farmers Limited

Reporting Period 12 months to 30 June 2024

Previous Reporting Period 12 months to 30 June 2023

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$27,628 1.8%

Total Revenue $27,628 1.8%

Net profit/(loss) from

continuing operations

$6,919 61.7%

Total net profit/(loss) $6,919 61.7%

Interim/Final Dividend

Amount per Quoted Equity

Security

No dividends proposed

Imputed amount per Quoted

Equity Security

N/A

Record Date N/A

Dividend Payment Date N/A

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.40 $0.21

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Refer to results release and audited financial statements.


Authority for this announcement

Name of person


authorised

to make this announcement

Brian Lee

Contact person for this

announcement

Brian Lee

Contact phone number 027 201 3040

Contact email address brian.lee@alliedfarmers.co.nz

Date of release through MAP


23/08/2024

(Audited financial statements accompany this announcement.)

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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