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Indicative pricing for green Capital Bond offer

Debt Issuance22 September 2024CENUtilities

Contact Energy Limited Level 2 Harbour City Tower, 29 Brandon Street, Wellington 6011 | PO Box 10742, Wellington 6143
P: +64 4 499 4001 | F: +64 4 499 4003 | W: contactenergy.co.nz


23 September 2024


Contact announces indicative pricing for green Capital

Bond offer

Contact Energy Limited (Contact) has announced an offer of up to $200 million (with the

ability to accept oversubscriptions at Contact’s discretion) of unsecured subordinated green

capital bonds (Capital Bonds) to New Zealand retail and institutional investors.

The offer opens today, 23 September 2024, and is expected to close at 11.00am, on 26

September 2024.

The indicative margin range for the Capital Bonds is 2.15% to 2.30% per annum. The actual

margin (which may be above or below the indicative margin range) and the interest rate for

the first five years (which will be subject to a minimum interest rate of 5.65%) will be

determined following a bookbuild process on 26 September 2024 and will be announced by

Contact via NZX shortly thereafter.

For so long as the Capital Bonds remain outstanding, the interest rate will be reset at five-

yearly intervals to be equal to sum of the five-year swap rate, the margin and a step-up of

0.25%, unless otherwise determined as part of a successful election process.

The Capital Bonds are expected to be issued on 3 October 2024 and quoted on the NZX

Debt Market on 4 October 2024.

Details of the offer and the Capital Bonds are contained in the indicative terms sheet. The

indicative terms sheet is available at https://contact.co.nz/AboutUs/Investor-Centre/bondoffer

or by contacting one of the Joint Lead Managers to the offer (listed below) or your usual

financial adviser.

There is no public pool for the offer, with all of the Capital Bonds being reserved for clients of

the Joint Lead Managers, institutional investors and other primary market participants invited

to participants invited to participate in the bookbuild.


Copies of the indicative terms sheet and investor presentation have also been provided to

NZX.


Bank of New Zealand Craigs Investment Partners Limited

09 375 1391 0800 272 442

Forsyth Barr Limited

0800 367 227

-ends-


Contact announces indicative pricing for green Capital Bond offer | 23 September 2024 | Contact Energy Ltd
2

Investor enquiries

Shelley Hollingsworth

Investor Relations and Strategy Manager

+64 27 227 2429

shelley.hollingsworth@contactenergy.co.nz


Media enquiries

Louise Wright

Head of Communications and Reputation

+64 21 840 313

media@contactenergy.co.nz

---

Monday, 23 September 2024


CLEANSING NOTICE

Contact Energy Limited (Contact) gives notice under clause 20(1)(a) of schedule 8 of the Financial

Markets Conduct Regulations 2014 (FMC Regulations) that it proposes to make an offer for the issue

of unsecured, subordinated, redeemable, cumulative interest bearing green capital bonds maturing 3

October 2054 (unless redeemed earlier) (Capital Bonds) in reliance upon the exclusion in clause 19

of schedule 1 of the Financial Markets Conduct Act 2013 (FMCA).

The main terms of the offer and the Capital Bonds are set out in the attached Terms Sheet.

Except for the interest rate and maturity date, the Capital Bonds will have identical rights, privileges,

limitations and conditions as Contact's unsecured, subordinated, redeemable, cumulative interest

bearing green capital bonds maturing on 19 November 2051, which are quoted on the NZX Debt

Market under ticker code CEN060 (the Quoted Capital Bonds) and therefore are of the same class

as the Quoted Capital Bonds for the purposes of the FMCA and the FMC Regulations.

The Quoted Capital Bonds have been continuously quoted on the NZX Debt Market over the

preceding three months and trading in the Quoted Capital Bonds has not been suspended during that

three-month period.

As at the date of this notice, Contact is in compliance with:

1. the continuous disclosure obligations that apply to it in relation to the Quoted Capital Bonds; and

2. its financial reporting obligations (as defined in the FMC Regulations).

As at the date of this notice, there is no information that is "excluded information" required to be

disclosed for the purposes of the FMC Regulations.

As at the date of this notice, there is no information that would be required to be disclosed under a

continuous disclosure obligation or which would be excluded information required to be disclosed for

the purposes of the FMC Regulations if the Quoted Capital Bonds had had the same redemption date

or interest rate as the Capital Bonds.


















Contact Energy Limited Level 2 Harbour City Tower, 29 Brandon Street, Wellington 6011 | PO Box 10742, Wellington 6143

P: +64 4 499 4001 | F: +64 4 499 4003 | W: contactenergy.co.nz

---

Indicative Terms Sheet
Green Capital Bonds









23 September 2024





Indicative Terms

Sheet


23 September 2024

This indicative terms sheet (Terms Sheet) sets out

the key terms of the offer (Offer) by Contact

Energy Limited (Contact or Issuer) of up to

NZ$200 million (with the ability to accept

oversubscriptions at Contact's discretion) of

unsecured, subordinated, redeemable, cumulative,

interest bearing green capital bonds maturing on

3 October 2054 (Capital Bonds) under its

Amended and Restated Master Trust Deed dated

21 August 2015 (as further amended from time to

time) as modified and supplemented by the

Supplemental Trust Deed dated 20 September

2023 entered into between Contact and The New

Zealand Guardian Trust Company Limited

(Supervisor) (together, Trust Documents). Unless

the context otherwise requires, capitalised terms

used in this Terms Sheet have the same meaning

given to them in the Trust Documents.

Important notice

The offer of debt securities by Contact is made in

reliance upon the exclusion in clause 19 of schedule 1

of the Financial Markets Conduct Act 2013 (FMCA).

The Offer contained in this Terms Sheet is an offer of

debt securities that have identical rights, privileges,

limitations and conditions (except for the interest rate

and maturity date) as Contact’s NZ$225 million

unsecured, subordinated, redeemable, cumulative,

interest bearing green capital bonds with an interest

rate of 4.33% per annum and a final maturity of 19

November 2051, which are currently quoted on the

NZX Debt Market under the ticker code CEN060

(CEN060 Bonds).


Accordingly, the Capital Bonds are the same class

as the CEN060 Bonds for the purposes of the

FMCA and the Financial Markets Conduct

Regulations 2014 (FMC Regulations).


Contact is subject to a disclosure obligation that

requires it to notify certain material information to

NZX Limited (NZX) for the purpose of that

information being made available to participants in

the market and that information can be found by

visiting www.nzx.com/companies/CEN.


The CEN060 Bonds are the only debt securities of

Contact that are in the same class as the Capital

Bonds and are currently quoted on the NZX Debt

Market.


Investors should look to the market price of the

CEN060 Bonds referred to above to find out how

the market assesses the returns and risk premium

for those bonds. When comparing yield of different

debt securities, it is important to consider all

relevant factors (including rating (if any), maturity

and other terms of the relevant debt securities).


Investors should carefully consider the features of

the Capital Bonds which differ from the features of

a standard senior bond. Those features include

the ability of Contact to defer interest, optional

redemption rights for Contact, a margin step-up

and the subordinated nature of the Capital Bonds.

Investors should read this Terms Sheet carefully

(including the risks discussed on page 10) and

seek financial advice before deciding to invest in

the Capital Bonds.


ADDRESS DETAILS:

Issuer:

Contact Energy

Limited



Arranger and

Joint Lead

Manager:

Forsyth Barr

Limited


Joint Lead

Manager and

Green

Programme

Co-ordinator:

Bank of New

Zealand

Joint Lead

Manager:

Craigs

Investment

Partners

Limited

Registrar: Link

Market

Services

Limited

Supervisor:

The New

Zealand

Guardian Trust

Company

Limited

Legal Adviser

to Issuer:

Buddle Findlay

Level 2, Harbour

City Tower, 29

Brandon Street

Wellington 6011


Level 22, NTT

Tower, 157

Lambton Quay

Wellington 6011

Level 6, Deloitte

Centre, 80

Queen Street

Auckland 1010


Level 36, Vero

Centre, 48

Shortland Street

Auckland 1010


Level 30, PwC

Tower, 15

Customs Street

West

Auckland 1010


Level 6, 191

Queen Street,

Auckland

Central,

Auckland, 1010,

New Zealand

Level 18, HSBC

Tower 188 Quay

Street, Auckland

1010

2
Contact Energy Capital Bonds – Indicative Terms Sheet




Issuer Contact Energy Limited (Contact).

Description of Capital Bonds

The Capital Bonds are unsecured, subordinated, redeemable, cumulative,

interest bearing debt securities of Contact ranking equally and without

preference among themselves and equally with all other outstanding

unsecured and subordinated indebtedness of Contact, except indebtedness

preferred by law.

The Capital Bonds are Green Debt Instruments under Contact’s Sustainable

Finance Framework and are certified by the Climate Bonds Initiative (CBI)

based on the Climate Bonds Standard. A copy of the Sustainable Finance

Framework is available on Contact’s website:

www.contact.co.nz/aboutus/sustainability/financial-sustainability

Ranking

The Capital Bonds will be unsecured and will rank equally among themselves

and will be subordinated to all other indebtedness of Contact, other than

indebtedness expressed to rank equally with, or subordinate to, the Capital

Bonds. The Capital Bonds will rank equally with the CEN060 Bonds. See

“Ranking on liquidation” on page 6.

Purpose

The proceeds from the issue of the Capital Bonds will be used by Contact for

the financing and refinancing of renewable generation and other eligible green

assets (Green Assets) in accordance with the terms of the Sustainable

Finance Framework.

No guarantee

Contact is the issuer and the sole obligor in respect of the Capital Bonds. No

other person guarantees the Capital Bonds.

Further indebtedness

Contact may incur finance debt from time to time without the consent of

holders of Capital Bonds (Bondholders), including finance debt which ranks in

priority to the Capital Bonds.

Equity content

S&P Global Ratings is expected to assign an “intermediate” equity content to

the Capital Bonds. Where such equity credit content is assigned, S&P Global

Ratings will consider that the Capital Bonds comprise 50% equity when

calculating its financial ratios for Contact.

The equity content is expected to fall to minimal (0%) on 3 October 2034.

Capital structure

Contact believes that hybrid securities such as the Capital Bonds that are

ascribed equity content are an effective capital management tool and intends

to maintain such instruments as a key feature of its capital structure going

forward.

Credit ratings



S&P Global Ratings

Issuer credit rating

BBB (stable outlook)

Expected issue credit rating

BB+


The expected issue credit rating of the Capital Bonds is two notches below

Contact’s issuer credit rating of BBB (and Contact’s stand-alone credit profile

of ‘bbb’). One notch is deducted for the Capital Bonds being subordinated and

a second notch is deducted because of the potential for interest payments to

be deferred.

A credit rating is an independent opinion of the capability and willingness of an

entity to repay its debts (in other words, its creditworthiness). It is not a

guarantee that the financial product being offered is a safe investment. A

credit rating should be considered alongside all other relevant information

making an investment decision.

A credit rating is not a recommendation by any rating organisation to buy, sell

or hold Capital Bonds. Contact's credit rating provided above is current as at

the date of this Terms Sheet and any rating may be subject to suspension,

revision or withdrawal at any time by the S&P Global Ratings.

3
Contact Energy Capital Bonds – Indicative Terms Sheet




Offer Up to NZ$200 million (with the ability to accept oversubscriptions at Contact’s

discretion).

The Offer is not underwritten.

The Offer will be conducted on a firm allocation basis as described in more

detail below under the heading “Who may apply & How to apply”.

Expected date of initial

quotation and trading on the

NZX Debt Market

Friday, 4 October 2024.

Term 30 years (maturing 3 October 2054) unless Redeemed earlier.

Issue Price and Principal

Amount

NZ$1.00 per Capital Bond.

Interest Rate from the Issue

Date to the First Reset Date

The percentage per annum equal to the sum of the Benchmark Rate

(determined on the Rate Set Date) plus the Margin, but subject to the

Minimum Interest Rate of 5.65% per annum for this period.

Benchmark Rate

The mid-market NZD swap rate, determined according to market convention

(i) on the Rate Set Date for a term matching the period from the Issue Date to

the First Reset Date and (ii) at or around 11.00am New Zealand time on each

Reset Date for a 5-year term, in each case, with reference to Bloomberg page

‘ICNZ4’ (or any successor page) and adjusted to a quarterly equivalent rate

(rounded to 2 decimal places, if necessary, with 0.005 being rounded up).

Margin

The indicative Margin range for the period to the First Reset Date is 2.15% to

2.30% per annum for the Capital Bonds.

The actual Margin for the Capital Bonds for the period prior to the First Reset

Date (which may be above or below the indicative Margin range) will be set by

Contact (in consultation with the Joint Lead Managers) on the Rate Set Date

following the Bookbuild and will be announced by Contact via NZX on the Rate

Set Date.

During any subsequent period which commences on a Reset Date, the Margin

will be the Margin that applied immediately prior to that Reset Date, unless

otherwise determined as part of a Successful Election Process.

Interest Payments Interest will be payable on an Interest Payment Date and (if the date on which

Redemption is to occur is not an Interest Payment Date) the date in respect of

which any Capital Bonds are to be Redeemed, to the Bondholder as at 5.00pm

on the relevant Record Date.

Interest Payment Dates Interest shall be paid quarterly in arrear in equal payments on 3 January, 3 April,

3 July, 3 October of each year (or if that day is not a Business Day, the next

Business Day). Interest accrues on the Capital Bonds until (but excluding) the

date on which they are Redeemed.

Any interest on Capital Bonds payable on a date which is not an Interest

Payment Date will be calculated on the basis of the number of days elapsed

and a 365-day year, and shall accrue in respect of the period from, and

including, the previous Interest Payment Date until, but excluding, the date for

payment of that interest.

The first Interest Payment Date is 3 January 2025.

Interest may be deferred at the discretion of Contact – see “Discretionary

deferral of interest” below.

Record Date In relation to any payments due on a Capital Bond, the date which is

10 calendar days before the due date for the payment.

In relation to an Election Process (as defined below), the date which is two

Business Days prior to the date on which the applicable Election Notice is

given.

In either case, if that date is not a Business Day, the Record Date will be the

preceding Business Day.

4
Contact Energy Capital Bonds – Indicative Terms Sheet




Reset Dates The First Reset Date for the Capital Bonds is the date that is five years after

the Issue Date (3 October 2029). Thereafter, there is a further Reset Date

every five years. As part of a Successful Election Process, a different Reset

Date may be adopted.

Interest Rate after each

Reset Date

If not Redeemed prior, the Interest Rate applying from each Reset Date up to

but excluding the next Reset Date will be the fixed rate of interest expressed as

a percentage per annum equal to the then Benchmark Rate on that Reset Date

plus the Margin plus the Step-up Percentage.

If a Successful Election Process has been completed, the Interest Rate after

each Reset Date will be as set out in the relevant Election Notice (as defined

below).

Step-up Percentage 0.25%.

Discretionary deferral of

interest

Contact may defer payment of interest on the Capital Bonds at any time for up

to five years at its sole discretion by notifying Bondholders. Where an interest

payment has not been paid on its due date, notice of its deferral shall be

deemed to have been given.

If Contact defers the payment of interest, the interest payable will itself accrue

interest (compounding on each Interest Payment Date) at the prevailing

Interest Rate (in aggregate, the Unpaid Interest) until the Interest Payment

Date on which all Unpaid Interest is paid.

Unpaid interest is cumulative.

See “Deferral of interest payments” under the “Risks” section on page 10.

Distribution Stopper Whilst there is any Unpaid Interest outstanding Contact shall not:

(i) make any dividends, distributions or payments of interest on any shares

or securities ranking after the Capital Bonds; or

(ii) acquire, redeem or repay any share or other security ranking after the

Capital Bonds (or provide financial assistance for the acquisition of such

shares or securities),

in each case, without obtaining a Bondholder Special Resolution; or

(iii) make any dividends, distributions or payments of interest on any other

securities ranking pari passu with the Capital Bonds; or

(iv) acquire, redeem or repay any other security ranking pari passu with the

Capital Bonds (or provide financial assistance for the acquisition of such

securities),

in each case, other than on a pro-rata basis,

(together, the Distribution Stopper).

Election Process No earlier than six months and not later than 30 Business Days before any

Reset Date, Contact may give to each Bondholder a notice (Election Notice)

specifying new terms and conditions (New Conditions) (including for example

a new Margin) proposed to apply from the next Reset Date. Bondholders may

elect to accept or reject the New Conditions in respect of some or all of their

Capital Bonds. Bondholders who do not respond will be deemed to have

accepted the New Conditions.

If Contact declares a Successful Election Process then it is obliged to

Repurchase any Capital Bonds held by a Bondholder who has rejected the New

Conditions for the Repurchase Amount. Contact may choose to establish a

resale facility to seek buyers for those Capital Bonds.

If Contact does not wish to Repurchase all Capital Bonds from those

Bondholders that have rejected the New Conditions then Contact must declare

that the Election Process has failed, in which case the existing terms and

conditions will continue to apply and all Capital Bonds will remain outstanding.

Optional early Redemption by

Contact

Contact may, by giving Bondholders prior written notice, Redeem some or all of

the Capital Bonds on:

(i) any Reset Date; or

(ii) any Interest Payment Date after a Reset Date if a Successful Election

5
Contact Energy Capital Bonds – Indicative Terms Sheet




Process has not been undertaken in respect of that Reset Date,

provided that after any partial Redemption, there will still be at least

100,000,000 Capital Bonds outstanding. Any partial Redemption will be done on

a proportionate basis and may include adjustments to take account of the

effect on marketable parcels and other logistical considerations.

Contact may Redeem all (but not some only) of the Capital Bonds if:

(iii) there are less than 100,000,000 Capital Bonds on issue;

(iv) a Tax Event (as defined below) occurs; or

(v) a Rating Agency Event (as defined below) occurs.

If the Redemption occurs pursuant to paragraph (i), (iii) or (iv), the amount

payable will be the aggregate of the Principal Amount of the Capital Bonds plus

any Unpaid Interest plus any interest scheduled to be paid on the date of

Redemption (Redemption Amount).

If the Redemption occurs pursuant to paragraph (ii) or (v), the amount payable

will be the greater of:

(i) the Redemption Amount; and

(ii) the market price of the Capital Bonds (determined in accordance with

the Trust Documents), which will include accrued interest at the relevant

time.

Tax Event A Tax Event will occur if Contact (having taken appropriate legal or tax advice)

determines that there has been, or there will be, a change in New Zealand law

applying after the Issue Date, as a result of which any interest payable on the

Capital Bonds is not, or will not be, fully deductible for income tax purposes.

Rating Agency Event A Rating Agency Event means:

(i) the receipt by Contact of notice from S&P Global Ratings that, as a result

of a change of criteria, the Capital Bonds will no longer have the same

equity content classification from S&P Global Ratings as it had

immediately prior to the change in criteria; or

(ii) Contact ceasing to hold a credit rating.

Events of Default The Events of Default are contained in the Supplemental Trust Deed for the

Offer. They include:

(i) a failure by Contact to make a payment, including of principal or interest

(to the extent payment of interest has not been, or is not capable of

being deferred) due in respect of the Capital Bonds), including on

Redemption when due (subject to applicable grace periods);

(ii) a failure by Contact to comply with the Distribution Stopper (when it is

applicable); or

(iii) an insolvency event of Contact occurs.

This summary does not cover all of the Events of Default. For full details of the

Events of Default see the corresponding definition in clause 1.2 of the

Supplemental Trust Deed.

No Event of Default Failure by Contact to:

(i) allocate the proceeds of the Capital Bonds as described in the

Sustainable Finance Framework;

(ii) meet the Climate Bonds Standard, Green Bond Principles or the

Sustainable Finance Framework in respect of the Capital Bonds;

(iii) maintain CBI certification of the Capital Bonds or other Green Debt

Instruments;

(iv) comply with any environmental laws and standards in respect of the

Green Assets or otherwise;

(v) receive further assurance from CBI;

(vi) comply with the Sustainable Finance Framework (including updating its

website in respect of the Capital Bonds);

(vii) notify Bondholders that the Capital Bonds cease to comply with the

6
Contact Energy Capital Bonds – Indicative Terms Sheet




Sustainable Finance Framework, the Green Bond Principles or Climate

Bonds Standard; or

(viii) in any other way ensure that the Capital Bonds retain their green

attributes,

is not an Event of Default or other default or breach of any obligation under the

Trust Documents and does not have the result of requiring, or permitting

Bondholders or Contact to require, the Capital Bonds to be repaid early.

Contact may, depending on the exact circumstances, provide the market with

an update in relation to the ongoing status of the Capital Bonds as green

capital bonds.

Ranking on liquidation On a liquidation of Contact amounts owing to Bondholders rank equally with all

other unsecured, subordinated obligations of Contact. The Capital Bonds rank

behind Contact’s bank debt, senior bonds (including senior green bonds), US

private placement notes, commercial paper and any amounts owing to

unsubordinated general and trade creditors, as well as indebtedness preferred

by law and secured indebtedness. The ranking of the Capital Bonds on a

liquidation of Contact is summarised in the diagram below.


Ranking

on

liquidation

Type of liability/equity Indicative

amount

1



Higher

ranking

/ earlier

priority

















Lower

ranking

/ later

priority

Liabilities

that rank

above the

Capital

Bonds

Liabilities preferred by law (for

example, Inland Revenue for certain

unpaid taxes), unsubordinated

creditors (including banks and

financial institutions that have lent

money to Contact, holders of

Contact’s senior bonds (including

senior green bonds), holders of

Contact’s US private placement

notes, commercial paper and

unsubordinated trade and general

creditors)


NZ$3,364

million

2


Liabilities

that rank

equally

with the

Capital

Bonds

The Capital Bonds



The CEN060 Bonds and any other

subordinated obligations of Contact

NZ$200

million


NZ$225

million

Equity Ordinary shares, reserves and

retained earnings

NZ$2,619

million


Notes:

1. Amounts shown above are indicative based on the financial position of

Contact as at 30 June 2024 adjusted for the issue of the Capital Bonds

assuming an issue size of NZ$200 million. The actual amounts of

liabilities and equity of Contact at the point of its liquidation will be

different to the indicative amounts set out in the diagram above.

Amounts above are subject to rounding adjustments.

7
Contact Energy Capital Bonds – Indicative Terms Sheet




2. This represents the total liabilities of Contact consolidated group (other

than the CEN060 Bonds) as at 30 June 2024. It includes amounts

corresponding to deferred tax (approximately NZ$524 million), derivative

financial instruments (approximately NZ$405 million and lease liabilities

(approximately NZ$47 million) not all of which would be crystallised on

liquidation. Such liabilities on liquidation may be materially different.

Minimum application amount

and minimum holding

NZ$5,000 with multiples of NZ$1,000 thereafter.

Transfer restrictions As a Bondholder, you may only transfer Capital Bonds if the transfer is in

respect of Capital Bonds having an aggregate Principal Amount that is an

integral multiple of NZ$1,000. However, Contact will not register any transfer

of Capital Bonds if the transfer would result in the transferor or the transferee

holding or continuing to hold Capital Bonds with an aggregate Principal Amount

of less than NZ$5,000, unless the transferor would then hold no Capital Bonds.

NZX Debt Market quotation An application has been made to NZX for permission to quote the Capital

Bonds on the NZX Debt Market and all of the requirements of NZX relating

thereto that can be complied with on or before the distribution of this Terms

Sheet have been duly complied with. However, the Capital Bonds have not yet

been approved for trading and NZX accepts no responsibility for any statement

in this Terms Sheet.

NZX is a licensed market operator, and the NZX Debt Market is a licensed

market under the FMCA.

NZX Debt Market ticker code CEN090.

ISIN NZCEND0090L6.

Business Day A day (other than a Saturday or Sunday) on which registered banks are

generally open for business in Auckland and Wellington.

If an Interest Payment Date, Redemption Date or the Maturity Date falls on a

day that is not a Business Day, the due date for any payment to be made on

that date will be the next Business Day, with no adjustment to be made to the

amount payable as a result of the delay in payment.

Governing law New Zealand.

Who may apply

& How to apply

All of the Capital Bonds including any oversubscriptions will be reserved for

clients of the Joint Lead Managers, institutional investors and other primary

market participants invited to participate in the bookbuild.

There will be no public pool for the Capital Bonds.

Retail investors should contact the Joint Lead Managers, their financial adviser

or any Primary Market Participant for details on how they may acquire Capital

Bonds. You can find a Primary Market Participant by visiting

www.nzx.com/investing/find-a-participant

Any allotment of Capital Bonds will be at Contact’s discretion, in consultation

with the Joint Lead Managers. Contact reserves the right to refuse to make any

allotment (or part thereof) without giving any reason. Contact may deal with

oversubscriptions (if any) in its sole discretion.

Each investor’s financial adviser will be able to advise them as to what

arrangements will need to be put in place for the investors to trade the Capital

Bonds including obtaining a common shareholder number (CSN), an

authorisation code (FIN) and opening an account with a Primary Market

Participant as well as the costs and timeframes for putting such arrangements

in place.

Securities Registrar and

Paying Agent

Link Market Services Limited.

The Capital Bonds will be accepted for settlement within the NZClear system.

Supervisor The New Zealand Guardian Trust Company Limited.

Arranger Forsyth Barr Limited.

8
Contact Energy Capital Bonds – Indicative Terms Sheet




Joint Lead Managers Bank of New Zealand, Craigs Investment Partners Limited and Forsyth Barr

Limited.

Green Programme Co-

ordinator

Bank of New Zealand.

Fees

Taxes may be deducted from interest payments on the Capital Bonds.

You are not required to pay brokerage or any other fees or charges to Contact

to purchase the Capital Bonds. However, you may have to pay brokerage to the

firm from whom you receive an allocation of Capital Bonds or for the transfer of

Capital Bonds.

Brokerage

Contact will pay brokerage of 0.50% and firm fees of 0.50% (as applicable).

Selling restrictions

The selling restrictions set out in the schedule to this Terms Sheet apply to the

Capital Bonds. The Capital Bonds must not be offered or sold other than in

strict compliance with those selling restrictions.

By subscribing for Capital Bonds, you indemnify Contact, the Arranger, the Joint

Lead Managers and the Supervisor in respect of any loss incurred as a result of

you breaching the selling restrictions in Schedule 1 or clause 4.5 of the Master

Trust Deed.

Non-reliance

This Terms Sheet does not constitute a recommendation by the Arranger, the

Joint Lead Managers, the Green Programme Co-ordinator, the Supervisor or any

of their respective directors, officers, employees, agents or advisers to

subscribe for, or purchase, any of the Capital Bonds. None of these parties or

any of their respective directors, officers, employees, agents or advisers accept

any liability whatsoever for any loss arising from this Terms Sheet or its

contents or otherwise arising in connection with the Offer.

The Arranger, the Joint Lead Managers, the Green Programme Co-ordinator and

the Supervisor have not independently verified the information contained in this

Terms Sheet. In accepting delivery of this Terms Sheet, you acknowledge that

none of the Arranger, the Joint Lead Managers, the Green Programme Co-

ordinator, the Supervisor nor their respective directors, officers, employees,

agents or advisers gives any warranty or representation of accuracy or reliability

and they take no responsibility for it. They have no liability for any errors or

omissions (including for negligence) in this Terms Sheet, and you waive all

claims in that regard.

Sustainable Finance

Framework Assurance

Contact has received a pre-issuance certification from CBI in respect of the

Capital Bonds.

Contact has engaged Ernst & Young Limited to provide independent assurance

of the Sustainable Finance Framework to confirm that the Sustainable Finance

Framework continues to meet the requirements of the Climate Bonds Standard

and the Green Bond Principles. Contact will seek to obtain further assurance at

least annually.

Copies of the CBI certification and the latest Ernst & Young Limited

independent limited assurance report (which details the assurance procedures

and standards followed) can be found here:

www.contact.co.nz/aboutus/sustainability/financial-sustainability


9
Contact Energy Capital Bonds – Indicative Terms Sheet




Key Dates

Opening Date Monday, 23 September 2024

Closing Date 11.00am, Thursday, 26 September 2024

Rate Set Date Thursday, 26 September 2024

Issue Date Thursday, 3 October 2024

First Reset Date 3 October 2029

Maturity Date 3 October 2054


The dates set out in this Terms Sheet are indicative only and Contact, in conjunction with the Joint Lead

Managers, may change the dates set out in this Terms Sheet. Contact has the right in its absolute discretion and

without notice to close the offer early, to extend the Closing Date, or to choose not to proceed with the offer. If

the Closing Date is changed, other dates (such as the Issue Date, Interest Payment Dates and the Maturity

Date) may be changed accordingly.


Other Information

Any internet site addresses provided in this Terms Sheet are for reference only and, except as expressly stated

otherwise, the content of any such internet site is not incorporated by reference into, and does not form part of,

this Terms Sheet.

Copies of the Trust Documents will be made available by Contact for inspection during usual business hours by

any Bondholder at Contact’s registered office listed above (or such office as Contact may notify the Bondholders

from time to time). Copies of the Trust Documents are also available on Contact’s website:

www.contact.co.nz/aboutus/investor-centre/investor-information#Bond-information

Investors should seek qualified, independent financial and taxation advice before deciding to invest. Investors

will be personally responsible for all tax return filing obligations in respect of their investment in the Capital

Bonds, compliance with the financial arrangements rules (if applicable) and payment of provisional or terminal

tax (if required) on interest derived.

For further information regarding Contact, visit www.nzx.com/companies/CEN.

10
Contact Energy Capital Bonds – Indicative Terms Sheet




RISKS

An investment in the Capital Bonds is subject to the risks that:

(i) Contact becomes insolvent and is unable to meet its obligations under the Capital Bonds; and/or

(ii) if the investor wishes to sell the Capital Bonds before maturity, the investor is unable to find a buyer or

that the amount received is less than the principal amount paid for the Capital Bonds.

Investors should carefully consider the features of the Capital Bonds which differ from the features of a standard

senior bond. Those features include the ability of Contact to defer interest, optional early redemption rights for

Contact, a margin step-up, an election process and the subordinated nature of the Capital Bonds. Key risks

concerning those features are set out in detail below.

This summary does not cover all of the risks of investing in the Capital Bonds. For example, whilst certain risks

in relation to the Capital Bonds are set out in more detail below, those risks relating to Contact, rather than the

Capital Bonds themselves, are not set out below on the basis that information relating to Contact and its

operations is already disclosed to the market pursuant to Contact’s continuous disclosure obligations under the

NZX Listing Rules. Also, the summary below sets out the risks in relation to the Capital Bonds that differ from

risks in relation to standard senior bonds. It does not cover the risks that are common to both the Capital Bonds

and standard senior bonds (such as risks around liquidity and your ability to sell the Capital Bonds at a given

price, or at all).

Investors should carefully consider those risk factors (together with the other information in this Terms Sheet)

before deciding to invest in the Capital Bonds.

The statement of risks in this Terms Sheet also does not take account of the personal circumstances, financial

position or investment requirements of any investor. It is important, therefore, that before making any

investment decision, investors give consideration to the suitability of an investment in the Capital Bonds in light

of his or her individual risk profile for investments, investment objectives and personal circumstances (including

financial and taxation issues).

The interest rate for the Capital Bonds should also reflect the degree of credit risk. In general, higher returns are

demanded by investors from businesses with higher risk of defaulting on their commitments. You need to

decide whether the Offer of Capital Bonds is fair.

You should speak to your financial adviser about the risks involved with an investment in the Capital Bonds.


Deferral of interest payments

There is a risk that interest payments on the Capital Bonds will be deferred by Contact for a period of up to five

years, as described in the paragraph headed “Discretionary deferral of interest” on page 4.

Contact has a broad discretion to defer the payment of interest on the Capital Bonds, and Bondholders will not

have an immediate redemption right in those circumstances.


Redemption prior to the Maturity Date

Although the Capital Bonds have a term of 30 years, Contact may choose to Redeem the Capital Bonds early in

certain circumstances.

Contact may elect to Redeem the Capital Bonds in the circumstances outlined in the paragraph headed

“Optional early Redemption by Contact” on page 4. While some of those Redemption triggers may appear to be

unlikely to occur, recent history suggests that such events can occur, and Contact will have the right to Redeem

after five years and on each subsequent Reset Date.

If Contact is entitled to Redeem any of the Capital Bonds, the method and date by which Contact elects or is

required to do so may not accord with the preference of individual Bondholders. This may be disadvantageous

in light of market conditions or a Bondholder’s individual circumstances.


Ranking

The Capital Bonds rank behind all of Contact’s unsubordinated obligations. In a liquidation of Contact, the

holders of the Capital Bonds would be paid only after all amounts owing by Contact to its bankers, holders of

senior bonds (including green senior bonds), holders of US private placement notes, holders of commercial

paper and general and trade unsubordinated creditors, have been paid. After payment of those amounts, there

may be insufficient funds available to the liquidator to repay all or any of the amounts owing on the Capital

Bonds.

11
Contact Energy Capital Bonds – Indicative Terms Sheet




Supervisor’s enforcement rights

Investors should be aware that even if the right to seek repayment of the Capital Bonds is exercised following

the occurrence of an Event of Default, the Supervisor has very limited powers to enforce these rights given the

subordinated nature of the Capital Bonds. For example, the Supervisor has no ability to appoint a receiver with a

view to recovering amounts owing to Bondholders and is only entitled to file a conditional claim in the event of

the liquidation of the Issuer requiring repayment of the Capital Bonds after all prior ranking indebtedness has

been repaid in full

CBI disclaimer

The certification of the Capital Bonds as Climate Bonds by the Climate Bonds Initiative is based solely on the

Climate Bonds Standard and does not, and is not intended to, make any representation, warranty, undertaking,

express or implied, or give any assurance with respect to any other matter relating to the Capital Bonds, the

Sustainable Finance Framework, any other Green Debt Instrument or Green Asset, including but not limited to

this Terms Sheet, the Trust Documents, any transaction documents, Contact or the management of Contact.

The certification of the Capital Bonds as Climate Bonds by the Climate Bonds Initiative was addressed solely to

the board of directors of Contact and is not a recommendation to any person to purchase, hold or sell the Capital

Bonds (or any other Green Debt Instruments in the Sustainable Finance Framework) and such certification does

not address the market price or suitability of the Capital Bonds or the Sustainable Finance Framework for a

particular investor. Each potential purchaser of the Capital Bonds should determine for itself the relevance of

this certification. Any purchase of Capital Bonds should be based upon such investigation that each potential

purchaser deems necessary. The certification also does not address the merits of the decision by Contact or any

third party to participate in the Capital Bonds, any other Green Debt Instruments or any Green Asset and does

not express and should not be deemed to be an expression of an opinion as to Contact or any aspect of the

Capital Bonds, any other Green Debt Instruments or any Green Asset (including but not limited to the financial

viability of the Capital Bonds, any other Green Debt Instruments or any Green Asset) other than with respect to

conformance with the Climate Bonds Standard.

In issuing or monitoring, as applicable, the certification, the Climate Bonds Initiative has assumed and relied

upon and will assume and rely upon the fairness, accuracy, reasonableness and completeness in all material

respects of the information supplied or otherwise made available to the Climate Bonds Initiative. The Climate

Bonds Initiative does not assume or accept any responsibility or liability to any person for independently

verifying (and it has not verified) such information or to undertake (and it has not undertaken) any independent

evaluation of any Green Debt Instruments, Green Asset or Contact. In addition, the Climate Bonds Initiative does

not assume any obligation to conduct (and it has not conducted) any physical inspection of any Green Debt

Instruments or Green Asset. The certification may only be used with the Capital Bonds and may not be used for

any other purpose without the Climate Bonds Initiative’s prior written consent.

The certification does not, and is not in any way intended to, address the likelihood of timely payment of interest

when due on the Capital Bonds (or any other Green Debt Instruments in the Sustainable Finance Framework)

and/or the payment of principal at maturity or any other date.

The certification may be withdrawn at any time in the Climate Bonds Initiative’s sole and absolute discretion and

there can be no assurance that such certification will not be withdrawn.

Arranger and Joint Lead Manager important information

None of the Arranger, the Joint Lead Managers nor any of their respective directors, officers, employees and

agents: (a) to the extent permitted by law, accept any responsibility or liability whatsoever for this Terms Sheet

or any loss arising from this Terms Sheet or its contents or otherwise arising in connection with the offer of

Capital Bonds; (b) authorised or caused the issue of, or made any statement in, any part of this Terms Sheet;

and (c) make any representation, recommendation or warranty, express or implied regarding the origin, validity,

accuracy, adequacy, reasonableness or completeness of, or any errors or omissions in, any information,

statement or opinion contained in this Terms Sheet. This Terms Sheet does not constitute financial advice or a

recommendation from the Arranger, any Joint Lead Manager or any of their respective directors, officers,

employees, agents or advisers to purchase, any Capital Bonds. Each investor must make its own independent

investigation and assessment of the financial condition and affairs of the issuer before deciding whether or not

to invest in the Capital Bonds.

12
Contact Energy Capital Bonds – Indicative Terms Sheet




SCHEDULE - SELLING RESTRICTIONS

The Green Bonds may only be offered for sale or sold in New Zealand in conformity with all applicable laws and

regulations in New Zealand. No Capital Bonds may be offered for sale or sold in any other country or jurisdiction

except in conformity with all applicable laws and regulations of that country or jurisdiction and the selling

restrictions contained in this Terms Sheet. This Terms Sheet may not be published, delivered or distributed in or

from any country or jurisdiction except under circumstances which will result in compliance with all applicable

laws and regulations in that country or jurisdiction and the selling restrictions contained in this Terms Sheet.

Without limiting the generality of the above, the following selling restrictions apply in respect of each relevant

jurisdiction:

Member States of the European Economic Area

In relation to each Member State of the European Economic Area, no Capital Bonds have been offered and no

Capital Bonds will be offered that are the subject of the offering contemplated by this Terms Sheet in relation

thereto to the public in that Member State except that an offer of Capital Bonds to the public in the Member

State may be made:

a) to any legal entity which is a qualified investor as defined in the EU Prospectus Regulation;

b) to fewer than 150 natural or legal persons (other than qualified investors as defined in the EU Prospectus

Regulation) subject to obtaining the prior consent of the Joint Lead Managers for any such offer; or

c) in any other circumstances falling within Article 1(4) of the EU Prospectus Regulation,

provided that no such offer of the Capital Bonds shall require Contact or the Joint Lead Managers to publish a

prospectus pursuant to Article 3 of the EU Prospectus Regulation or supplement a prospectus pursuant to Article

23 of the EU Prospectus Regulation.

For the purposes of this provision, the expression an offer of the Capital Bonds to the public in relation to any

Capital Bonds in any Member State means the communication in any form and by any means of sufficient

information on the terms of the offer and the Capital Bonds to be offered so as to enable an investor to decide to

purchase or subscribe for the Capital Bonds and the expression EU Prospectus Regulation means Regulation

(EU) 2017/1129.

United Kingdom

No Capital Bonds have been offered and no Capital Bonds will be offered that are the subject of the offering

contemplated by this Terms Sheet in relation thereto to the public in the United Kingdom except that it may

make an offer of such Capital Bonds to the public in the United Kingdom:

a) to any legal entity which is a qualified investor as defined in Article 2 of the UK Prospectus Regulation;

b) to fewer than 150 natural or legal persons (other than qualified investors as defined in Article 2 of the UK

Prospectus Regulation) in the United Kingdom subject to obtaining the prior consent of the Joint Lead

Managers for any such offer; or

c) in any other circumstances falling within section 86 of the Financial Services and Markets Act 2000

(FSMA),

provided that no such offer of the Capital Bonds shall require Contact or the Joint Lead Managers to publish a

prospectus pursuant to section 85 of the FSMA or supplement a prospectus pursuant to Article 23 of the UK

Prospectus Regulation.

For the purposes of this provision, the expression an offer of the Capital Bonds to the public in relation to any

Capital Bonds means the communication in any form and by any means of sufficient information on the terms of

the offer and the Capital Bonds to be offered so as to enable an investor to decide to purchase or subscribe for

the Capital Bonds and the expression UK Prospectus Regulation means Regulation (EU) 2017/1129 as it forms

part of domestic law by virtue of the European Union (Withdrawal) Act 2018.

Other regulatory restrictions

No communication, invitation or inducement to engage in investment activity (within the meaning of section 21

of the FSMA) has been or may be made or caused to be made or will be made in connection with the issue or

sale of the Capital Bonds in circumstances in which section 21(1) of the FSMA applies to Contact.

All applicable provisions of the FSMA with respect to anything done by it in relation to the Capital Bonds in, from

or otherwise involving the United Kingdom, must be complied with.

Singapore

This Terms Sheet has not been registered as a prospectus with the Monetary Authority of Singapore.

Accordingly, this Terms Sheet and any other document or material in connection with the offer or sale, or

invitation for subscription or purchase, of the Capital Bonds may not be circulated or distributed, nor may the

Capital Bonds be offered or sold, or caused to be made the subject of an invitation for subscription or purchase,

13
Contact Energy Capital Bonds – Indicative Terms Sheet




whether directly or indirectly, to any person in Singapore other than (i) to an institutional investor (as defined in

Section 4A of the Securities and Futures Act 2001 of Singapore, as modified or amended from time to time (SFA)

pursuant to Section 274 of the SFA or (ii) to an accredited investor (as defined in Section 4A of the SFA)

pursuant to and in accordance with the conditions specified in Section 275 of the SFA.

Australia

No prospectus or other disclosure document (as defined in the Corporations Act 2001 of Australia (Corporations

Act)) in relation to the Capital Bonds (including this Terms Sheet) has been, or will be, lodged with, or registered

by, the Australian Securities and Investments Commission (ASIC) or any other regulatory authority in Australia.

No person may:

a) make or invite (directly or indirectly) an offer of the Capital Bonds for issue, sale or purchase in, to or from

Australia (including an offer or invitation which is received by a person in Australia); and

b) distribute or publish, any Terms Sheet, information memorandum, prospectus or any other offering

material or advertisement relating to the Capital Bonds in Australia, unless:

i. the minimum aggregate consideration payable by each offeree or invitee is at least A$500,000 (or its

equivalent in an alternative currency and, in either case, disregarding moneys lent by the offeror or

its associates) or the offer or invitation otherwise does not require disclosure to investors in

accordance with Part 6D.2 or Chapter 7 of the Corporations Act;

ii. the offer or invitation is not made to a person who is a “retail client” within the meaning of section

761G of the Corporations Act;

iii. such action complies with all applicable laws, regulations and directives (including, without

limitation, the licensing requirements set out in Chapter 7 of the Corporations Act); and

iv. such action does not require any document to be lodged with, or registered by, ASIC or any other

regulatory authority in Australia.

By applying for the Capital Bonds under this Terms Sheet, each person to whom the Capital Bonds are issued

(an Investor):

a) will be deemed by Contact and the Joint Lead Managers to have acknowledged that if any Investor on-

sells the Capital Bonds within 12 months from their issue, the Investor will be required to lodge a

prospectus or other disclosure document (as defined in the Corporations Act) with ASIC unless either:

i. that sale is to an investor within one of the categories set out in sections 708(8) or 708(11) of the

Corporations Act to whom it is lawful to offer the Capital Bonds in Australia without a prospectus or

other disclosure document lodged with ASIC; or

ii. the sale offer is received outside Australia; and

b) will be deemed by Contact and the Joint Lead Managers to have undertaken not to sell those Capital

Bonds in any circumstances other than those described in paragraphs (a)(i) and (a)(ii) above for 12

months after the date of issue of such Capital Bonds.

This Terms Sheet is not, and under no circumstances is to be construed as, an advertisement or public offering

of any Capital Bonds in Australia.

United States of America

The Capital Bonds have not been and will not be registered under the Securities Act of 1933, as amended

(Securities Act) and may not be offered or sold within the United States or to, or for the account or benefit of,

U.S. persons (as defined in Regulation S under the Securities Act (Regulation S)) except in accordance with

Regulation S or pursuant to an exemption from, or in a transaction not subject to, the registration requirements

of the Securities Act.

None of Contact, any Joint Lead Manager nor any person acting on its or their behalf has engaged or will engage

in any directed selling efforts in relation to the Capital Bonds, and each of Contact, any Joint Lead Manager have

complied and will comply with the offering restrictions requirements of Regulation S under the Securities Act.

The Capital Bonds will not be offered or sold within the United States or to, or for the account or benefit of, U.S.

persons (i) as part of their distribution at any time, or (ii) otherwise until 40 days after the completion of the

distribution of all Capital Bonds of the Tranche of which such Capital Bonds are part, as determined and certified

by any Joint Lead Manager, except in accordance with Rule 903 of Regulation S under the Securities Act. Any

Capital Bonds sold to any distributor, dealer or person receiving a selling concession, fee or other remuneration

during the distribution compliance period require a confirmation or notice to the purchaser at or prior to the

confirmation of the sale to substantially the following effect:

14
Contact Energy Capital Bonds – Indicative Terms Sheet




‘The Capital Bonds covered hereby have not been registered under the United States Securities Act of 1933, as

amended (the ‘Securities Act’) or with any securities regulatory authority of any state or other jurisdiction of the

United States and may not be offered or sold within the United States, or to or for the account or benefit of, U.S.

persons (as defined in Regulation S under the Securities Act) (i) as part of their distribution at any time or (ii)

otherwise until 40 days after the later of the commencement of the offering of the Capital Bonds and the closing

date except in either case pursuant to a valid exemption from registration in accordance with Regulation S under

the Securities Act. Terms used above have the meaning given to them by Regulation S.’

Until 40 days after the completion of the distribution of all Capital Bonds of the Tranche of which those Capital

Bonds are a part, an offer or sale of the Capital Bonds within the United States by any Joint Lead Manager, or

any dealer or other distributor (whether or not participating in the offering) may violate the registration

requirements of the Securities Act if such offer or sale is made otherwise than in accordance with Regulation S.

Hong Kong

No Capital Bonds have been offered or sold or will be or may be offered or sold in Hong Kong, by means of any

document, other than (a) to professional investors as defined in the Securities and Futures Ordinance (Cap. 571)

of Hong Kong (the SFO) and any rules made under the SFO; or (b) in other circumstances which do not result in

the document being a prospectus as defined in the Companies (Winding Up and Miscellaneous Provisions)

Ordinance (Cap. 32) of Hong Kong (the C(WUMP)O) or which do not constitute an offer to the public within the

meaning of the C(WUMP)O.

No advertisement, invitation or document relating to the Capital Bonds may be issued or in the possession of

any person or will be issued or be in the possession of any person in each case for the purpose of issue, whether

in Hong Kong or elsewhere, which is directed at, or the contents of which are likely to be accessed or read by,

the public of Hong Kong (except if permitted to do so under the securities laws of Hong Kong) other than with

respect to the Capital Bonds which are or are intended to be disposed of only to persons outside Hong Kong or

only to ‘professional investors’ as defined in the SFO and any rules made under the SFO.

Japan

The Capital Bonds have not been and will not be registered in Japan pursuant to Article 4, Paragraph 1 of the

Financial Instruments and Exchange Act of Japan (Act No. 25 of 1948, as amended, the FlEA) in reliance upon

the exemption from the registration requirements since the offering constitutes the small number private

placement as provided for in “ha” of Article 2, Paragraph 3, Item 2 of the FlEA. A Japanese Person who transfers

the Capital Bonds shall not transfer or resell the Capital Bonds except where the transferor transfers or resells

all the Capital Bonds en bloc to one transferee. For the purposes of this paragraph, Japanese Person shall mean

any person resident in Japan, including any corporation or other entity organised under the laws of Japan.

Indemnity

By its subscription for the Capital Bonds, each Bondholder agrees to indemnify Contact, the Arranger, the Joint

Lead Managers and the Supervisor and each of their respective directors, officers and employees for any loss,

cost, liability or expense sustained or incurred by Contact, the Arranger, the Joint Lead Managers or the

Supervisor, as the case may be, as a result of the breach by that Bondholder of the selling restrictions set out

above.

---

11
Investor presentation

23 September 2024

Contact Energy Limited

Green Capital Bond Offer

Joint Lead Managers:

2
Important Notice

This presentation has been prepared by Contact Energy Limited (Issuer) in relation to the offer of unsecured,

subordinated, redeemable, cumulative, interest bearing, green capital bonds (Capital Bonds) (Offer) made in reliance

upon the exclusion in clause 19 of schedule 1 of the Financial Markets Conduct Act 2013 (FMCA).

The Offer is an offer of debt securities that have identical rights, privileges, limitations and conditions (except for the

interest rate and maturity date) as the Issuer’s: NZ$225,000,000 unsecured, subordinated, redeemable, cumulative,

interest bearing, green capital bonds (which have a fixed interest rate of 4.33% per annum) maturing on 19 November

2051, which are currently quoted on the NZX Debt Market under the ticker code CEN060 (CEN060 Bonds).

The Capital Bonds are of the same class as the CEN060 Bonds (the Existing Bonds) for the purposes of the FMCA

and the Financial Markets Conduct Regulations 2014. The Issuer is also subject to a disclosure obligation that

requires it to notify certain material information to NZX Limited (NZX) for the purposes of that information being made

available to participants in the market and that information can be found atwww.nzx.com/companies/CEN

The Existing Bonds are the only debt securities of the Issuer that are currently quoted and in the same class as the

Capital Bonds.

Investors should look to the market price of the Existing Bonds to find out how the market assesses the returns and risk

premium for those bonds. When comparing the yield of two debt securities, it is important to consider all relevant

factors (including credit rating, maturity and other terms of the relevant debt securities).

Investors should carefully consider the features of the Capital Bonds which differ from the features of a standard

senior bond. Those features include the ability of Contact to defer interest, optional redemption rights for Contact, and

margin step-up and the subordinated nature of the Capital Bonds. An indicative terms sheet dated 23 September 2024

(Terms Sheet) has been prepared in respect of the Offer. Investors should read the Terms Sheet carefully and seek

financial advice before deciding to invest in the Capital Bonds. Investors should not purchase the Capital Bonds until

they have read the Terms Sheet.

Capitalised terms used in this presentation but not defined have the meaning given to them in the Terms Sheet.

Arranger, Joint Lead Manager and Supervisor Important Information

None of Forsyth Barr Limited (the Arranger), Bank of New Zealand and Craigs Investment Partners Limited (together,

the Joint Lead Managers), The New Zealand Guardian Trust Company Limited (the Supervisor), nor any of their

respective directors, officers, employees, affiliates or agents (a) authorised or caused the issue of, or made any

statement in, any part of this presentation, (b) make any representation, recommendation or warranty, express or

implied, regarding the origin, validity, accuracy, reasonableness or completeness of, or any errors or omissions in, any

information, statement or opinion contained in this presentation, or (c) to the extent permitted by law, accept any

responsibility or liability for this presentation or for any loss arising from this presentation or its contents or otherwise

arising in connection with the Offer.

This presentation does not constitute financial advice or a recommendation from the Arranger, any Joint Lead Manager

or the Supervisor or any of their respective directors, officers, employees, affiliates or agents.

You must make your own independent investigation and assessment of the financial condition and affairs of the Issuer

before deciding whether or not to invest in the Capital Bonds.

Issuer Important Information

Neither the Issuer, nor any of its respective directors, officers, employees, affiliates or agents (a) make any

representation, recommendation or warranty, express or implied, regarding the origin, validity, accuracy,

reasonableness or completeness of, or any errors or omissions in, any information, statements or opinion contained in

this presentation or, (b) to the extent permitted by law, accept any responsibility or liability for this presentation or for

any loss arising from this presentation or its contents or otherwise arising in connection with the Offer.

This presentation does not constitute financial advice or a recommendation from the Issuer or any of its directors,

officers, employees, affiliates or agents.

You must make your own independent investigation and assessment of the financial condition and affairs of the Issuer

before deciding whether or not to invest in the Capital Bonds.

This presentation contains certain 'forward-looking statements' such as indication of, and guidance on, future earnings

and financial position and performance. Such projections and forward-looking statements are not guarantees or

predictions of future performance and involve known and unknown risks and uncertainties and other factors, many of

which are beyond the control of the Issuer and may involve significant elements of subjective judgement and

assumptions as to future events which may or may not be correct.

Past performance information provided in this presentation is not indicative of future performance and no guarantee of

future returns is implied or given.

Investments in the Capital Bonds are an investment in the Issuer and may be affected by the on-going performance,

financial position and solvency of the Issuer.

This presentation is for preliminary information purposes only and is not an offer to sell or the solicitation of an offer to

purchase or subscribe for the Capital Bonds and no part of it shall form the basis of or be relied upon in connection

with any contract or commitment whatsoever.

The information in this presentation was prepared by the Issuer with due care and attention, is given in good faith and

has been obtained from sources believed to be reliable and accurate at the date of preparation, but its accuracy,

correctness and completeness cannot be guaranteed.

Application has been made to NZX for permission to quote the Capital Bonds on the NZX Debt Market and all the

requirements of NZX relating thereto that can be complied with on or before the date of distribution of the terms sheet

have been duly complied with. However, NZX accepts no responsibility for any statement in this presentation. NZX is a

licensed market operator, and the NZX Debt Market is a licensed market under the FMCA.

Disclaimer and important information

33
Agenda

Contact Energy Strategy and

Performance Update

Capital Structure and Funding

Key Terms and Dates

9-13

18-21

22-27

Offer Highlights

4

Manawa Acquisition

14-17

Electricity Market Overview

5-8

44
Offer highlights

30 year

Legal tenor, maturing

3 October 2054

Subordinated

debt

Sits below senior debt and above

equity

BB+

Expected issue credit

rating with S&P

Fixed

Interest rate for 5 years

paid quarterly

Green

Certified with the CBI under Contact’s

Sustainable Finance Framework to

finance renewable generation

$200m

With additional oversubscriptions

55
Electricity Market Overview

Strategy and Performance Update

Contact Strategy

and Update

Manawa Acquisition

66
New Zealand’s reliable, competitive and environmentally

sustainable electricity system

Spot

electricity

pool

Million consumers

1

2.3

5+

Generators

Competitive

29

Distribution

businesses

National

transmission

grid operator

1

Regulated monopolies

8

Retailers

over 50k connections

Competitive

21%

14%

32%

21%

8%

4%

13%

52%

35%

Channel

by volume

19%

24%

16%

25%

16%

% by ICP

(parent company)

Source: EMI, July 2023-Jun 2024

Major generators’ respective operating reports, July 2023-Jun 2024. Mercury's FY24 generation is

as reported on page 5 of its FY24 Integrated Report and appears to exclude a portion geothermal

output associated with joint ventures (captured under other market participants).

Source: MBIE quarterly electricity generation and consumption, Sep 22 – Mar 24.

EMI, Aug 2024.

1

Total ICP including residential, Small Medium Enterprises, C&I

Source: EA website

Indicative

sector

revenue

share

C&I

Retail

NZAS

Other

7
Contact has led the way in decarbonising the NZ electricity system through geothermal development

NZ electricity supply is highly renewable

Electricity generation carbon emissions (units of CO2e)

1

Source: MBIE quarterly electricity and liquid fuel emissions data tables

2015

Coal

2005

2010

2020

Gas

-72%

Electricity generation mix comparison 2005 and 2023

of flexible alternatives (including thermal) are required

to manage dry year risk

4

3-5TWh

60

6

19

3

10

2

Geothermal

and wind have

begun to

displace

fossil fuels

2

Source: NZX hydro, annual average controlled lake storage volumes (post-market formation) 1997 – 2023

3

MBIE Electricity Generation statistics (post-market formation) 1997 – 2023

4

Source: NZ Battery Indicative Business Case, MBIE, 2023

1

Source: MBIE quarterly electricity generation and consumption data

Calendar year

Calendar year

61%

18%

7%

9%

Hydro

Geothermal

Wind

Coal

Gas

3%

Other

2%

57%

7%

13%

19%

Hydro

Geothermal

1%

Wind

Coal

2%

Other

Gas

2023

2005

20,000

22,000

24,000

26,000

28,000

30,000

199720022007201220172022

Max

Min

24,203

1,500

2,000

2,500

3,000

3,500

199720022007201220172022

Max

Min

2,639

New Zealand has limited hydro storage and high variability

Controlled hydro lake storage volumes (GWh)

3

Annual hydro generation volumes (GWh)

2

88
Hydrology

Short-term external factors that

can influence the marketinclude

thermal fuel price volatility and

availability risks as well as swings in

hydrology conditions.

Short-term

wholesale

electricity

prices

The market responds to changes in supply and demand by

sending price signals

Wholesale and futures electricity pricing ($/MWh)

Source: EMI wholesale pricing (OTA) - data to 30 June 2024

Long-term pricing is linked to the long-run marginal costs of new renewable projects to meet demand,

plus costs associated with firming renewable intermittency. On this basis, Contact expects the long-term

wholesale price to revert to $115-125/MWh (2024 real - OTA).

And the fundamental requirement for thermal to support a hydro dominated system supports forward electricity prices

0

50

100

150

200

250

300

350

Jun-

15

Jun-

16

Jun-

17

Jun-

18

Jun-

19

Jun-

20

Jun-

21

Jun-

22

Jun-

23

Jun-

24

10 year

average

spot price =

$114/MWh

Long-dated futures (>12 months)

Short-dated futures (<12 months)

Monthly average spot price

9
Our strategy to lead NZ’s decarbonisation

Enablers

Transformative ways of working:

create a flexible and high-performing

environment for New Zealand’s top talent

Outcomes

Growth

Pivot our business to a new growth era that

captures the value unlocked by decarbonisation

Resilience

Deliver sustainable shareholder returns,

aligned with our ESG commitment

Performance

Realise a step-change in performance, materially

growing EBITDAF through strategic investments

Strategic

theme

Objective

Grow

demand

Attract new industrial demand with

globally competitive renewables

Grow renewable

development

Build renewable generation and

flexibility on the back of new demand

Decarbonise

our portfolio

Lead an orderly transition

to renewables

Create outstanding

customer experiences

Create New NZ's leading energy and services

brand to meet more of our customers’ needs

Operational excellence:

continuously improving our operations

through innovation and digitisation

ESG: create long-term value through our strong

performance across a broad set of environmental,

social and governance factors

10
Contact is preparing for further investment

in renewable generation and storage

Geothermal generation potential (TWh p.a.)

1

Includes mean geothermal generation (existing stations) plus Tauhara volume based on 135MW currently online. Also includes ~50GWh uplift already delivered on Wairakei field (see note 6).

2

Represents uplift in Tauhara output expected from completion of final commissioning activity in 2024 (0.1TWh) and the first planned outage in October 2025 (0.2TWh).

3

For projects included in the “land access secured” category, indicative output is shown based on early estimates of capacity per hectare and assumed capacity factors of ~40% for wind and 20-25% for solar.

4

Consent already received for 100MW grid-scale battery at Stratford.

5

All uncommitted investments are subject to Board investment decisions. The Tauhara, Te Huka 3, Roxburgh, Kōwhai Park and Glenbrook battery investments have been committed to.

6

In FY24 Contact operationalised the higher consented fluid take at the Wairakei field (5kt per day) translating to a ~50GWh p.a. uplift in average geothermal generation (before new developments online) applying at ~30MWh/kt efficiency factor.

7

45GWh p.a. uplift is based on mean hydrology conditions.

Wind and solar options under development (TWh p.a.)

3

Land access secured

Consenting underway

Under construction

4TWh

Wind

2TWh

Solar

Key updates (including grid-scale batteries)

•Kōwhai Park solar (0.3TWh) and Glenbrook battery

(100MW) now under construction.

•Stratford battery (100MW) consented.

•Consenting underway includes:

‒Glorit solar (0.3TWh.

‒Stratford solar (0.3TWh).

‒Southland Wind (0.9-1.2TWh).

•Earliest expected FID for these projects is FY26.

•Contact is investigating the potential to include

additional battery capacity within the Glorit and

Stratford solar consenting processes.

4

•Expected FID and online dates depend on

supportive market conditions and funding

arrangements.

20242025

2026

2027>2028

>2028

Calendar year

Tauhara

(1.1TWh)

Te Huka 3

(0.4TWh)

Te Mihi

Stage 2

(0.8TWh)

Roxburgh

(45GWh

7

uplift)

Tauhara 2

Te Mihi Stage 3

(up to 1TWh)

Remaining capacity

(consented) net of full

Wairakei closure

Wairakei

Partial

closure

(-0.8TWh)

Kōwhai Park

(Solar)

(0.3TWh)

Battery

(100MW)

Tauhara

(0.2TWh uplift)

Planned geothermal plus other renewables under construction

5

Expected generation (indicative):

Wairakei

(50GWh

6

uplift)

Current

generation

(mean)

1

0.3

Tauhara uplift

2

0.4

Te Huka 3Current +

under

construction

0.3

Te Mihi 2&3

(uplift

remaining net

of Wairakei

retirement)

0.7

Tauhara

(remaining)

Potential

under current

consents

4.4

5.2

6.3

+1.8

Under constructionRemaining consented

(up to)

Tauhara

(0.1TWh

uplift)

11
Impacts of the energy transition in New Zealand

are starting to become clearer

Theme

Characteristics

Observable impacts

Domestic natural gas

production in decline

Thermal power stations

closing as more intermittent

renewables come online

High level of activity to

advance renewable

electricity builds

•Ageing natural gas fields with limited

forward plans for further investment.

•Drilling / maintenance on major

domestic fields unsuccessful.

•Overall trend of output decline.

•Scarcity of new long-term gas

contracts (and at elevated prices).

•Spot gas trading at over $35/PJ.

•Higher reliance on coal for electricity

generation.

•Stored gas and coal depleted.

•More intermittent renewable

generation entering the market,

leading to increased price volatility.

•High-cost baseload gas generation

no longer aligns to market needs.

•Thermal power stations closing.

•High fixed costs associated with

running thermal plant need to be

recovered on lower volume.

•Wholesale electricity prices

materially higher when thermal

generation is required.

•High volume of proposed renewable

developments putting pressure on

consenting bodies.

•Constrained contracting market.

•Generators and independent

developers competing for quality

resource e.g. land / sites.

•Backlog in consenting processes.

•Cost escalation on domestic

construction and productive

resource.

•Expected returns on Contact’s

projects at or nearing FID remain

above targets.

1

1

See slide 29 (Annual Results Investor Presentation dated 20/08/24) .

12
Key themes from the FY24 financial results

Uplift in expected and normalised

EBITDAF; Outperformed FY24

guidance; Expecting $770m in FY25

Non-cash accounting topics:

Net movement in the AGS onerous contract provision

of $12m within EBITDAF; Write-offs $50m outside

EBITDAF (peaker, Tauhara, software upgrades)


Cash conversion elevated by high

thermal generation and

capitalisation of Tauhara interest

Accelerated domestic gas decline

leading to more expensive risk

management products

Sales channels repricing to better

align with wholesale market;

Retail facing headwinds from

network cost increases

Shift in national fuel mix leading

to more pronounced

summer / winter pricing

13
Uplift in Contact’s expected FY25 EBITDAF to be driven

by the realisation of growth investment

164

44

600

FY24 EBITDAF

(normalised

and expected)

Renewable

generation

changes

Long-term

channel price

19

Market

channel price

-32

Gas, carbon

and risk

management

costs

-19

Net volume

impact

-5

Other

operating costs

and income

770

FY25 EBITDAF

(normalised

and expected)

+170

¹ See slide 40 (Annual Results Investor Presentation dated 20/08/24) for assumptions underpinning FY24 normalised and expected earnings.

Normalised and expected EBITDAF ($ million)

1

FY25 normalised and expected EBITDAF includes generation from Tauhara and Te Huka 3

480

520

550

600

770

553

546

573

663

FY21FY22FY23FY24FY25

Actual result delivered

Guidance (at beginning of the year)

Guidance vs Actual

Like-for-like increase of $170m (28%) on year-on-year guidance

Strong track record of delivering

performance above guidance

(Guidance reflects normalised and expected EBITDAF

based on mean hydrology conditions)

Guidance CAGR FY21 to FY25 (~13% p.a.)

Normalised and expected EBITDAF is based on mean hydrology conditions

Start to FY25 has been characterised by low hydro inflows and high wholesale prices. These conditions have a partially offsetting

impact on earnings (resulting in above or below normalised expected performance).

Of note, July 2024 EBITDAF was $10m below normalised and mean expected.

1414
Manawa Energy

Acquisition

15
A highly strategic and financially compelling acquisition

~$220m Normalised

EBITDAF contribution post

realisation of future

embedded value, portfolio

benefits and cost synergies

(~$75m higher than Manawa

reported FY24)

2

123

456

Transaction structure

maintains Contact’s BBB

credit rating, retains capital

options for renewable

development and enables

Manawa shareholders to share

in combination benefits

Greater stability of both

portfolio generation and

cash flow expected to

support an uplift in

Contact’s DPS profile by

1cps in FY26 (40cps) and by

2 - 3cps in FY27 (41- 42cps)

1

Accelerates Contact’s strategy

to grow its renewable

generation portfolio and

decarbonise with a combined

development pipeline of

>10TWh and complementary

development capabilities

Transaction implies a

10.7x Normalised

EV/EBITDAF acquisition

multiple and is forecast to

deliver an IRR exceeding

Contact’s WACC

1

All dividend decisions are a matter for the Board. These align to the dividend policy and are dependent on business and market conditions when each payment decision is made.

2

Normalised EBITDAF represents Manawa’s FY24 Reported EBITDAF adjusted for expected future mean annual hydro generation, Contact’s view of expected long-run wholesale electricity prices and expected cost synergy and portfolio

combination benefits. Please refer to pages 24 and 41 for further detail, and to pages 25 and 27 for expected integration and transaction costs to achieve the Normalised EBITDAF (Investor Presentation – Contact acquisition of Manawa

dated 11/09/24).

Geographically diversified

hydro schemes are

complementary, enhancing

portfolio resilience and the

ability to support the energy

market

16
Important combination for the New Zealand energy

market and energy transition


Attractive and diversified

combined renewable

development pipeline of

>10TWh supported by

complementary capabilities

“The combination with Manawa is expected to create a more diversified, resilient and efficient Contact business, which will be positioned to better manage dry

year risk, execute on renewable development opportunities and support New Zealand’s energy transition”

- Mike Fuge, CEO

1

When compared to the volume that can be supported by Contact’s and Manawa Energy’s standalone hydro portfolios.


Increased hydro generation

diversification and greater

portfolio resilience


Greater ability to offer competitive

risk management products to the

market

Greater ability to develop

and invest in future

intermittent renewable

generation

Increasing renewable generation

capacity can

Ability for customers to reduce

exposure to spot-market rates

in ‘dry years’ through hedging

Combination benefitsEnhanced Contact abilities Expected energy market benefits



Balance sheet and scale efficiencies –

including reduced cost of capital,

while retaining capital options

Greater ability to place a higher

volume of fixed price supply

agreements into the market

1

Enhance energy market security





OR


Contribute to reducing

wholesale electricity prices

Reduce reliance on baseload or

discretionary thermal generation

17
Acquisition summary

Funding & capital

structure

Acquisition overview

Transaction process

•Estimated cash consideration and repayment of outstanding Manawa bank debt and bonds will initially be funded via new committed Contact bank

debt facilities

•Contact Net Debt / EBITDAF is expected to rise temporarily above 3.0x on a spot basis

4

at the time of closing before progressively decreasing to

below 3.0x in the short term

−post transaction announcement, Standard & Poor’s (S&P) have reaffirmed Contact’s BBB credit rating on a stable outlook

•Contact has entered into a Scheme Implementation Agreement (Scheme) to acquire 100% of Manawa

•As consideration, eligible Manawa shareholders are expected to receive


0.5719x

1

Contact shares for each Manawa share held on the record date

(equivalent to $4.79 per Manawa share); plus cash consideration of $1.16 per Manawa share

2

•Total consideration implies a value of $5.95 per Manawa share and a Manawa enterprise value of ~$2.3bn

−equates to a 47.6% premium to last close and 47.4% premium to the 30-day VWAP

−implies a Normalised EV / EBITDAF acquisition multiple of 10.7x

•The Scheme is subject to a number of conditions including Contact obtaining NZ Commerce Commission approval

•Major Manawa shareholders Infratil and TECT Holdings (who together represent 77.9% of Manawa’s shares) have committed to vote in favour of the

Scheme subject to certain conditions

−Manawa shareholders are expected to own ~18.5%

1

of Contact post completion of the Transaction

•The current indicative timetable is targeting the Scheme taking effect first half 2025

5

Contact has entered into a Scheme Implementation Agreement with Manawa to acquire 100% of Manawa via a

mixture of Contact shares and cash

1

Based on the Contact SIA price of $8.3755 (calculated as the 5-day VWAP to market close 10th September 2024) and excludes any adjustments for dividends declared and paid by Contact between Scheme signing and implementation.

2

Final cash consideration and the number of shares issued to Manawa shareholders are subject to adjustments for dividends declared paid by Contact and Manawa between Scheme signing and implementation.

3

All dividend decisions are a matter for the

Board. These align to the dividend policy and are dependent on business and market conditions when each payment decision is made.

4

Does not account for smoothing.

5

All dates are indicative only and subject to change.

•~$220m Normalised EBITDAF contribution post realisation of future embedded value, portfolio benefits and cost synergies

•Transaction is accretive on a Normalised EBITDAF less SIB capex per share basis and is expected to deliver an IRR exceeding Contact’s WACC

•Expected Contact cost of capital benefits from greater earnings stability, generation diversification and reduced thermal generation exposure

•Greater stability of generation and cash flow is expected to support an uplift in Contact’s DPS profile by 1cps in FY26 (40cps) and by 2 - 3cps in

FY27 (41 – 42cps)

3

Financial impacts

1818
Capital

Structure &

Funding

19
•A Green Australian Medium Term Note (AMTN)

was issued during the year. This was partly to

refinance a maturing tranche of USPP in

December 2023, but also provided additional

funding for the ongoing capital investment

programme.

•Contact’s hydropower assets have now (as at

30/6/24) been included in the green asset pool that

supports Contact’s Green Borrowing Programme,

having been subject to an assurance review by EY

verifying compliance with the Climate Bonds

Standard and the Hydropower sector criteria (see

our GBP Update Report – Independent Assurance

FY24)

•Contact’s planning aligns with maintaining its

investment grade credit rating. This requires net

debt to EBITDAF to remain below 3.0x over a

sustained period. Point estimate net debt to

EBITDAF is currently 2.7x and Contact’s EBITDAF

outlook, DRP and capacity for additional hybrid

bonds (such as the Capital Bonds) provide the

ability to manage this metric effectively.

Contact’s sustainable finance principles are built on diversified sources of funding

Closing net debt ($m)

Face value of borrowings less cash

Interest rate (%)

Weighted average gross interest

2

on average borrowings

Net debt to EBITDAF (x)

Includes S&P adjustments (prior to FY20, AGS was treated as a lease)

3

Borrowing maturities ($m)

Average tenor of 5.9 years as at 30 June 2024

Strong balance sheet

1

Includes $87m of collateral held on deposit for margin calls associated with the trading of electricity price derivatives on the ASX.

2

Gross interest includes all interest on borrowings, bank commitment fees and deferred financing costs. Unwind of leases, provisions and capitalised interest not included.

3

Illustrated here on a point basis based on expected S&P adjustments. FY21 and FY22 have been restated based on latest understanding of S&P approach.

990

1,036

774

1,025

1,474

1,834

-229

25

-47

FY19

22

-44

FY20

21

-150

FY21

25

-168

FY22

49

-140

FY23

47

FY24

1

968

1,014

645

882

1,383

1,652

Lease obligationsBorrowingsCash on hand

67

434

225

100

135

350

300

150

250

350

7

FY25

7

FY26

7

FY27

22

4

FY28FY29FY30FY31FY52

107

292

357

625

367

Undrawn bank facilities

Domestic bonds

USPP

NEXI

Capital bonds

AMTN

2.3

2.4

1.4

1.8

2.6

2.7

FY19FY20FY21FY22FY23FY24

1,224

1,029

974

892

1,310

1,727

5.3%

FY19

5.2%

FY20

5.2%

FY21

5.4%

FY22

5.8%

FY23

6.1%

FY24

Average gross interestAverage gross debt

2020
Sustainable finance

•Contact established its Green Borrowing Programme in 2017 – the first such certification completed by a New Zealand issuer and the first green certification

of an entire debt programme globally. This demonstrates Contact’s commitment to investing in renewable energy assets (i.e. geothermal and hydro power)

which have achieved independent certification by the Climate Bonds Initiative (CBI).

•The Green Borrowing Programme is described within Contact’s Sustainable Finance Framework (Framework), which aligns with the International Capital

Markets Association Green Bond Principles, and the Asia Pacific Loan Market Association Green Loan Principles. The Framework, which also incorporates

the issuance of sustainability-linked instruments was released in November 2022 and has been externally reviewed by Ernst & Young.

Eligible Asset Criteria – Green

Bond

•In alignment with the Sustainable Finance

Framework, Contact will use the net proceeds from

the Green Bond issue to finance or refinance

Eligible Green Assets and/or Activities.

•Eligible Green Assets and/or Activities are those

that meet the eligibility criteria set out to the right

and will comply with one or more of the Green Bond

Principles, Green Loan Principles or the Climate

Bonds Standard, and contribute to meeting the

United Nations Sustainable Development Goals

(SDGs).

2121
Green Borrowing Programme

•Contact recognises the importance investors place on transparency and disclosure relating to Green Debt Instruments. Our Framework, CBI programmatic certification,

annual independent assurance statement and annual Integrated Reports are available on our website. Contact’s reporting in relation to this Capital Bonds issue will be

outlined within the Capital Bonds documents.

•A key metric is the Green Ratio whereby the total green asset value must be at least equal to total green debt (i.e. a ratio of 1.0 minimum). As at 30 June 2024, Contact’s

Green Ratio is met at 2.4 times.

Hydropower Sustainability Standard

Assessment

•Inclusion of Contact’s Hydro Assets in its

Green Borrowing Programme per the

Climate Bonds Standard involved

undertaking a Hydropower Sustainability

Assessment.

•Contact’s ESG performance benchmarked

the Clyde and Roxburgh hydro schemes

against best international practice.

•The assessment was detailed and broad –

involving a site visit from international

accredited assessors, collecting evidence

and engaging with internal and external

stakeholders across 12 different

sustainability topics.

•Contact is the first company in New Zealand

to have undertaken the assessment. We

received silver certification from the

International Hydropower Association and

reached gold level in 10 of the 12 topics.

2222
Key Terms

and Dates

2323
IssuerContact Energy Limited (Contact)

InstrumentUnsecured, subordinated, redeemable, cumulative, interest bearing debt securities

Purpose

The proceeds from the issue of the Capital Bonds will be used by Contact for the financing and refinancing of renewable generation and other eligible green

assets in accordance with the terms of the Sustainable Finance Framework

GuarantorsNone

Ranking

The Capital Bonds will rank equally among themselves and will be subordinated to all other indebtedness of Contact, other than indebtedness expressed to

rank equally with, or subordinated to, the Capital Bonds

The Capital Bonds will rank equally with the CEN060 Bonds

Credit rating

Expected issue credit rating – BB+ by S&P

The expected issue credit rating of the Capital Bonds is two notches below Contact's issuer credit rating of BBB. One notch is deducted for the Capital

Bonds being subordinated and a second notch is deducted because of the potential for interest payments to be deferred

Issue amountUp to $200m (with the ability to accept oversubscriptions at Contact's discretion)

Term30 years (maturing 3 October 2054)

Reset Dates3 October 2029 and every five years thereafter. As part of a Successful Election Process, a different Reset Date may be adopted

Optional early

Redemption by Contact

On each Reset Date, any Interest Payment Date after a Reset Date if a Successful Election Process has not been undertaken, a Tax Event, a Rating

Agency Event or if there are less than 100m Capital Bonds on issue

Interest Rate

The Interest Rate and Margin for the first five-year period will be set following a bookbuild on 26 September2024 as the Benchmark Rate plus the Margin,

subject to a minimum Interest Rate

If not redeemed earlier, on each Reset Date,unless there has been a Successful Election Process,the Interest Rate for the next five-year period will reset to

the Benchmark Rate on the applicable Reset Date plus the Margin plus the Step-up Percentage (0.25%)

Deferral of interest

Payment of interest can be deferred at any time for up to five years at the sole discretion of Contact, with a distribution stopper in place while any Unpaid

Interest remains outstanding

Deferred interest is cumulative

Quotation*It is expected the Capital Bonds will be quoted under the ticker code CEN090 on the NZX Debt Market

Key terms of the Capital Bonds

* Application has been made to NZX for permission to quote the Capital Bonds on the NZX Debt Market and all the requirements of NZX relating thereto have been complied with on or before the distribution of the Terms Sheet have

been duly complied with. However, NZX accepts no responsibility for any statement in the Terms Sheet or this presentation. NZX is a licensed market operator, and the NZX Debt Market is a licensed market under the FMCA.

2424
The Margin and the Interest Rate for the period until the First Reset Date (3

October 2029) is to be set by the bookbuild

Before each Reset Date, Contact may propose, through an Election Process,

new terms and conditions (including a new Interest Rate and Margin) that

wouldapply to the Capital Bonds from that Reset Date

If no Successful Election Process occurs, the Interest Rate for the next five-

year period resets to the sum of the Benchmark Rate on that Reset Date plus

the Margin plus the Step-up Percentage of 0.25%

Interest payments

An interest payment may be deferred at Contact's sole discretion for up to

five years

If deferred, an interest payment amount will itself accrue interest at the

prevailing Interest Rate on the Capital Bonds (in aggregate, the Unpaid

Interest)

If there is any Unpaid Interest outstanding, Contact shall not:

•make any distributions on, or acquire, redeem or repay, any of its shares

or other securities ranking behind the Capital Bonds

•make any distributions on, or acquire, redeem or repay, any securities

ranking pari passu with the Capital Bonds (other than on a pro-rata

basis)

Interest deferralInterest Rate

2525
Contactmust Redeem Capital Bonds on the

Maturity Date or if an Event of Default occurs

Contact also has a right to Redeem:

a)all or some of the Capital Bonds on any Reset Date;

b)all or some of the Capital Bonds on any Interest Payment

Date after a Reset Date if a Successful Election Process has

not been undertaken in respect of that Reset Date;

c)all of the Capital Bonds if there are less than 100m Capital

Bonds on issue;

d)all of the Capital Bonds if a Tax Event

(1)

occurs; or

e)all ofthe Capital Bonds if a Rating Agency Event

(2)

occurs

Issuer redemption rights

The redemption price will be:

If Redemption is on the Maturity Date, a Reset Date, occurs where there are less than a 100m

Capital Bonds on issue or due to theoccurrenceof a Tax Event:

a)the Principal Amount plus Unpaid Interest plus accrued interest;

If Redemption occurs where a Successful Election Process has not been undertaken or due to the

occurrence of a Rating Agency Event, the higher of:

a)the Principal Amount plus Unpaid Interest plus accrued interest; and

b)the market price, which will include accrued interest

A partial redemption will bepermitted only to the extent there will be at least 100m Capital Bonds

outstanding after the partial redemption

1)A Tax Event is where a change of law or regulation has, or will, occur and interest payable on the Capital Bonds is not, or will not be, fully tax deductible.

2)A Rating Agency Event occurs where Standard & Poor’s changes its criteria and the Capital Bonds no longer qualify for intermediate equity content or if Contact

ceases to have a credit rating.

2626
Key early redemption drivers

Contact can Redeem the Capital Bonds or run an Election Process

•If the Election Process is unsuccessful the effective Margin will increase by

the Step-up Percentage (0.25%)

•Capital Bonds are redeemableat par whereas any subsequent issuer call

betweenReset Dates will be at the higher of par and market value(unless

there are less than 100m Capital Bonds on issue or due tothe occurrence

of aTax Event)

•If the Capital Bonds are not redeemedat year five then at year ten there is

a refinancing requirement at the same time as there is a loss of equity

content

•Equity content falls to minimal, S&P treats the Capital Bonds as

100% debt in Contact's financial ratios

•Likely to be high-cost debt with limited benefits

•These outcomes are not consistent with the rationale for the issue

Year ten

Year five

•Notwithstanding these early redemption drivers, Contact considers that hybrid securities that are ascribed equity content,

such as the Capital Bonds, will be a key feature of its capital structure going forward

•As such, if Contact chooses to redeem the Capital Bonds early, current expectation is that equivalent replacement securities

would be issued to fund that redemption

20292034

2727
2024

Monday, 23 September

Opening Date

Indicative pricing and Terms Sheet released

Thursday, 26 September

Closing Date (11am)

Rate Set Date

Thursday, 3 OctoberIssue Date

Friday, 4 OctoberExpected Quotation Date

2025Friday, 3 JanuaryFirst Interest Payment Date

2029Wednesday, 3 OctoberFirst Reset Date

2034Tuesday, 3 OctoberEquity credit content expected to fall to minimal (0%)

2054Saturday, 3 OctoberMaturity Date

Key information and timeline

The Offer

Bookbuild process

NZX Firms, institutional investors and other

approved parties to be invited to participate

in the bookbuild process

No public pool

Minimum applications

$5,000 and multiples of $1,000 thereafter

Fees

Firm fees of 0.50% to those participating in

the bookbuild

Brokerage fee of 0.50%

Joint Lead Managers

Bank of New Zealand

Craigs Investment Partners

Forsyth Barr

2828
Appendix

2929
A reminder of the Election Process

Bondholders who accepted

the New Conditions

New Conditions will apply

to their Capital Bonds

Bondholders who rejected

the New Conditions

Contact Repurchases their Capital

Bonds

Bondholders who did nothing

are deemed to have accepted

the New Conditions

New Conditions will applyto

their Capital Bonds

Election Notice is revoked

and the Capital Bonds remain

on current terms

Step-up Percentage of 0.25% applies

Bondholders decide to:

a) accept New Conditions

b) reject New Conditions: or

c) do nothing

Election Notice given proposing New Conditions

Election Process not successful

Contact declares a Successful Election Process

30
Thank you

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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