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2024 Annual General Meeting Documents

AGM11 November 2024ANZFinancials

ANZ Group Holdings Limited
9/833 Collins Street Docklands Victoria 3008 Australia

ABN 16 659 510 791

11 November 2024


Market Announcements Office

ASX Limited

Level 4

20 Bridge Street

SYDNEY NSW 2000


Chairman’s letter to shareholders


ANZ Group Holdings Limited (ANZ) today released its Chairman’s letter to shareholders in relation to the

upcoming ANZ 2024 Annual General Meeting.


The letter has been approved for distribution by ANZ’s Chairman.



Yours faithfully


Simon Pordage

Company Secretary

ANZ Group Holdings Limited

ANZ Group Holdings Limited (ANZ) ABN 16 659 510 791
Paul D O'Sullivan

Chairman

11 November 2024

Dear shareholder

2024 Annual General Meeting

On behalf of the Directors of ANZ Group Holdings Limited ("ANZ"), I confirm that ANZ's 2024 Annual

General Meeting (AGM) will be held in person on Thursday, 19 December 2024 commencing at 9:00am

(Melbourne Time) at the Melbourne Convention & Exhibition Centre.

For those shareholders who have not made an election to receive hard copy documents, electronic

copies of documents (including the Notice of AGM and an Online Meeting Guide and Frequently Asked

Questions document) are available on our website at anz.com/shareholder/centre. Hard copy materials

can be sent to you free of charge by contacting the ANZ Shareholder Information Line on 1800 11 33 99

(within Australia) or +61 3 9415 4010 (outside Australia).

AGM Proxy Form

If you cannot physically attend the AGM and wish to vote, it is important that you complete and submit

your AGM proxy form (enclosed with this letter) in accordance with the instructions set out in the form.

To be valid, please make sure your proxy form is received by our Share Registry by 9:00am (Melbourne

Time) on 17 December 2024.

Thank you for your continued support of ANZ. We look forward to your attendance and the opportunity

to engage with you at ANZ’s 2024 AGM.


Yours faithfully


Paul D O'Sullivan

Chairman

ANZ Group Holdings Limited

---

ANZ Group Holdings Limited
9/833 Collins Street Docklands Victoria 3008 Australia

ABN 16 659 510 791

11 November 2024

Mar

ket Announcements Office

ASX Limited

Level 4

20 Bridge Street

SYDNEY NSW 2000

Noti

ce of 2024 Annual General Meeting

ANZ Group Holdings Limited (ANZ) today released its Notice of 2024 Annual General Meeting.

It has been approved for distribution by ANZ's Board of Directors.

Yours faithfully

Simon Pordage

Company Secretary

ANZ Group Holdings Limited

2024
Notice of Annual

General Meeting

The ANZ 2024 Annual General Meeting (AGM or Meeting) of

ANZ Group Holdings Limited (Company or ANZ) will be held

on Thursday, 19

th

December 2024 commencing at 9:00am

(Melbourne Time) at the Melbourne Convention Centre.

ANZ Group Holdings Limited (ANZ) ABN 16 659 510 791

Contents

Time and location of the Annual General Meeting 2

ANZ Shareholder Centre Website 3

2024 Annual Report 3

Annual General Meeting Agenda 4

How Business will be conducted at the Meeting 4

Notice of 2024 Annual General Meeting 5

Explanatory Notes 8

Appendix 15

Time and location
of the Annual General Meeting

Thursday, 19 December 2024

at 9:00am (Melbourne Time)

Melbourne Convention Centre,

Melbourne Room, Level 2,

1 Convention Centre Place, South Wharf, VIC 3006

Collins Street

Link

Entrance

Pan Pacific

Melbourne

Hotel

Melbourne Exhibition Centre

South Wharf Promenade

Yarra River

DFO Retail

Retail

Orrs Walk

Wright Walk

Rona Walk

Montague Street

Orrs Dock

Melbourne CBD

Normanby Road

Flinders Street

Village Street

Siddeley Street

Seafarers Bridge

Exhibition Centre

Loading Dock

Convention

Centre Loading

Dock

Convention Centre Place

Wurundjeri Way

Charles Grimes Bridge

Spencer Street

Clarendon Street

Melbourne

Convention

Centre

Exit

Entry

Enclosed

Link

Docklands

Central

Business District

Southern Cross

Station

Freeway

Car Park

South Wharf Retail

Car Park

O…ces

Dukes Walk

Montague Street

Lorimer Street

Entrance

Car Park

Entrance

Car Park

Entrance

Car Park

Entrance

Car Park

Entrance

Munro Street

Freeway Ramp

Freeway Ramp

Normanby Road

Polly Woodside

D6-Victoria Police Centre/

Flinders Street

_Tram 35/70/75

124A-Casino/

MCEC/Clarendon St

_Tram 12/96/106

Southbank Tram

Depot/Light Rail

_Tram 109

City Rd/Clarendon St

(South Melbourne)

_Tram 12

Clarendon St/City Rd

_Bus 234/236 109

Southern Cross

Station/Spencer Street

_Bus 237

Eighteen Pence Ln/

Lorimer St

_Bus 237

122-Southern Cross

Railway Station/Spencer St

_Tram 96

1 Spencer St/Flinders St

_Tram 35/70/75

D5–South Wharf/

Wurundjeri Way

_Tram 70/75

Flinders Street

Station

Train station

ParkingTram stop

Bus stop

Spencer St/Collins St

_Tram 12/109

2ANZ 2024 Notice of Annual General Meeting

The Melbourne
Convention Centre

The Melbourne Convention Centre is

located on the banks of the iconic Yarra

River in South Wharf. It is a short walk from

Melbourne’s central business district and

just a 20-minute drive from Melbourne

Airport. The Centre is easily accessible

by car, train, bus, taxi and on foot.

Travelling by public transport

By tram

Catch any of the following trams and

get off at the stop opposite the Clarendon

Street entrance of the Melbourne

Exhibition Centre:

Route 12 – Victoria Gardens to St Kilda

Route 96 – St Kilda to East Brunswick

Route 109 – Port Melbourne to Box Hill

Alternatively catch tram number 70 from

Flinders Street Station and get off at the

South Wharf stop. Then take a short walk

towards the Yarra River, and cross the

Seafarers Bridge. For tram timetable

information and trip planning, visit the

Public Transport Victoria website.

By train

Take any train that goes to Southern Cross

Station. Get off at Southern Cross Station

and catch tram number 12, 96 or 109.

For train timetable information and trip

planning, visit the Public Transport

Victoria website.

By bus

The SkyBus transports visitors directly

from Melbourne Airport to Southern Cross

Station. Bus route 237 operates from

Southern Cross Station to Lorimer Street

South Wharf and back. For bus timetable

information and trip planning, visit the

Public Transport Victoria website.

Travelling by car

Driving yourself

If you’re driving to the Melbourne

Convention Centre, there are five car

parks available for use.

1. Melbourne Exhibition Centre parking

1060 Undercover parking spaces are

available. Entrance and exit off Normanby

Road. Open 24 hours, seven days a week.

2. Siddeley Street parking

Open 24 hours, seven days a week.

3. Freeway parking

This car park is located at Munro Street.

You can access this car park via

Normanby Road and Munro Street.

4. South wharf parking

550 open air parking spaces are available.

Entrance off Normanby Road.

Open 24 hours, seven days a week.

5. Montague street parking

This car park is located at the corner

of Montague Street and Munro Street.

Catch a taxi

Ask the taxi driver to drop you off at

Convention Centre Place, next to the

Pan Pacific Melbourne South Wharf

and DFO South Wharf.

Melbourne Convention Centre

ANZ Shareholder

Centre Website

Shareholders are able to view

information in the manner that

best suits them on our website:

anz.com/shareholder/centre.

Documents are available in

various formats.

2024 Annual Report

The Annual Report provides

detailed financial data and

information on ANZ’s performance

as required to comply with

applicable regulatory requirements.

We also issue an Annual Review

which is a non-statutory document

covering key performance areas,

financial information, remuneration

details and corporate responsibility.

These documents are available

at anz.com/annualreport

or by

calling the Share Registrar on

1800 11 33 99 (within Australia) or

(+61 3) 9415 4010 (outside Australia)

to request a hard copy.

2024 Annual Report

anz.com/annualreport

Important Dates

Tuesday, 17 December 2024

9:00am (Melbourne Time)

Latest time for receipt of proxy

appointments

Thursday, 19 December 2024

9:00am (Melbourne Time)

Annual General Meeting

Friday, 20 December 2024

2024 Final Dividend Payment Date

Collins Street

Link

Entrance

Pan Pacific

Melbourne

Hotel

Melbourne Exhibition Centre

South Wharf Promenade

Yarra River

DFO Retail

Retail

Orrs Walk

Wright Walk

Rona Walk

Montague Street

Orrs Dock

Melbourne CBD

Normanby Road

Flinders Street

Village Street

Siddeley Street

Seafarers Bridge

Exhibition Centre

Loading Dock

Convention

Centre Loading

Dock

Convention Centre Place

Wurundjeri Way

Charles Grimes Bridge

Spencer Street

Clarendon Street

Melbourne

Convention

Centre

Exit

Entry

Enclosed

Link

Docklands

Central

Business District

Southern Cross

Station

Freeway

Car Park

South Wharf Retail

Car Park

O…ces

Dukes Walk

Montague Street

Lorimer Street

Entrance

Car Park

Entrance

Car Park

Entrance

Car Park

Entrance

Car Park

Entrance

Munro Street

Freeway Ramp

Freeway Ramp

Normanby Road

Polly Woodside

D6-Victoria Police Centre/

Flinders Street

_Tram 35/70/75

124A-Casino/

MCEC/Clarendon St

_Tram 12/96/106

Southbank Tram

Depot/Light Rail

_Tram 109

City Rd/Clarendon St

(South Melbourne)

_Tram 12

Clarendon St/City Rd

_Bus 234/236 109

Southern Cross

Station/Spencer Street

_Bus 237

Eighteen Pence Ln/

Lorimer St

_Bus 237

122-Southern Cross

Railway Station/Spencer St

_Tram 96

1 Spencer St/Flinders St

_Tram 35/70/75

D5–South Wharf/

Wurundjeri Way

_Tram 70/75

Flinders Street

Station

Train station

ParkingTram stop

Bus stop

Spencer St/Collins St

_Tram 12/109

3

Annual General
Meeting Agenda

Please join the Chairman,

Paul O’Sullivan, the Directors

and Senior Executives of

ANZ for refreshments after

the Annual General Meeting.

How business will be

conducted at the AGM

The AGM is an important event and

we encourage shareholders to actively

participate.

Shareholders should monitor the

Company’s website and ASX

announcements where updates will

be provided if it becomes necessary

or appropriate to make alternative

arrangements for the holding or

conduct of the AGM.

Important information about the

conduct of the AGM is set out below.

Discussion and asking

questions

Discussion will take place on all items of

business that are put to the AGM – refer

to “Business” and “Explanatory Notes”

sections for further information relating

to the items of business.

Thursday,

19 December 2024

8:00am (Melbourne Time)

Registration opens

Please bring your proxy form with you

as it will assist with your registration.

8:15am (Melbourne Time)

Refreshments served

9:00am (Melbourne Time)

Annual General Meeting commences

• Welcome to shareholders –

Chairman

• Chairman’s presentation

• Chief Executive Officer’s

presentation

• Items of Business

Asking questions in person

Shareholders as a whole will have a

reasonable opportunity at the Meeting

to ask questions and make comments

including regarding the management

of the Company and the Remuneration

Report as well as to ask questions of

the Company’s External Auditor, KPMG.

Asking questions online

during the meeting

Shareholders who are unable to attend

the Meeting may ask a question online

via the online AGM platform. To ask a

question via the online AGM platform,

shareholders will need a computer or

smartphone/tablet device with internet

access and to visit https://meetnow.

global/ANZ2024. When logging onto

the online AGM platform on the morning

of the AGM, shareholders will need to

provide details (including SRN or HIN) to be

verified as a shareholder. For Proxyholders,

a login will be provided to you by

Computershare.

More information about how to use

the online AGM platform to ask written

questions online during the AGM is

available in the Online Meeting Guide &

Frequently Asked Questions document,

which has been lodged with ASX and is

available at anz.com/agm.

Moderation of questions

To ensure that as many shareholders as

possible have the opportunity to participate,

shareholders are requested to observe the

following guidelines:

• all shareholder questions should be

stated clearly and should be relevant

to the business of the AGM, including

questions arising from the Financial

Report, the Directors’ Report (including

the Remuneration Report) and the

Auditor’s Report, and general questions

about the performance, business and

management of the Company;

• shareholders should not ask questions

at the AGM relating to any matters that

are personal to the shareholder or

commercial in confidence; and

• questions or comments that include

defamatory or offensive language or

concepts will not be answered.

Pre-submitting questions

Shareholders are encouraged to register

questions in advance of the AGM.

A “Questions from Shareholders Form”

will be made available on our Website

anz.com/agm. You can also submit any

questions via the Proxy Voting Link

investorvote.com.au/login (Control

Nbr 133945).

We will attempt to address as many of

the more frequently asked questions

as possible in the Chairman’s and Chief

Executive Officer’s presentations to the

AGM. However, there may not be sufficient

time available at the Meeting to address

all of the questions raised.

Individual responses will not be sent to

shareholders.

Written questions, including questions

for the External Auditor, must be received

by the Company by 5:00pm (Melbourne

Time) on 12 December 2024, and can

be submitted online, by mail, or email as

set out on the top of the Questions from

Shareholders Form. The External Auditor

is not obliged to provide written answers.

Webcast and photography

We have arranged for the AGM to be

filmed and broadcast via a webcast which

can be viewed at anz.com/agm.

We have arranged for photographs to be

taken at the AGM. If you attend the AGM,

you may be included in photographs or

the webcast recording.

For the safety and security of all those

present at the AGM, personal cameras

and recording devices are not permitted.

Shareholders can also watch an archived

recording of the webcast after the AGM

at anz.com/agm.

Voting options for the Meeting

Shareholders have the option to vote on

resolutions at the Meeting by:

• appointing a proxy or attorney to vote

on your behalf at the Meeting by

9:00am (Melbourne Time) on Tuesday,

17 December 2024; or

• voting in person at the Meeting.

Shareholders will not be able to vote via

the online AGM Platform during the

Meeting. Further information on voting at

the AGM is set out in the Notice of AGM.

4ANZ 2024 Notice of Annual General Meeting

Notice of 2024
Annual General Meeting

Notice is given that the 

2024 Annual General

Meeting of the Company

will be held on Thursday,

19 December 2024

commencing at 9:00am

(Melbourne Time) at

Melbourne Convention

Centre.

Business

1. Annual reports

To receive and consider the Financial

Report and the Reports of the Directors

and of the Auditor for the year ended

30 September 2024.

2. Election and re-election of

Board Endorsed candidates

(a) To elect Mr S A St John

To consider, and if thought fit, to pass

the following resolution as an ordinary

resolution:

“That Mr Scott Andrew St John be

elected as a director of the Company”.

Mr St John was appointed by the Board

after the date of the 2023 Annual

General Meeting, retires in accordance

with Rule 3.2 of the Company’s

Constitution and, being eligible, offers

himself for election.

(b)

To elect Mr R B M Gibb

To consider, and if thought fit, to pass

the following resolution as an ordinary

resolution:

“That Mr Richard Boyce Massey Gibb

be elected as a director of the Company”.

Mr Gibb was appointed by the Board

after the date of the 2023 Annual

General Meeting, retires in accordance

with Rule 3.2 of the Company’s

Constitution and, being eligible,

offers himself for election.


(c)

To re-elect Ms C E O’Reilly

To consider, and if thought fit, to pass

the following resolution as an ordinary

resolution:

“That Ms Christine Elizabeth O’Reilly

be re-elected as a director of the

Company”.

Ms O’Reilly is retiring in accordance with

Rule 3.5 of the Company’s Constitution

and, being eligible, offers herself for

re-election.

3. Adoption of the

Remuneration Report

To consider and, if thought fit, to pass

the following as an ordinary resolution:

“That the Remuneration Report for the

financial year ended 30 September

2024 be adopted.”

The vote on this resolution is advisory

only and does not bind the Company.

A Voting Restriction applies in respect

of this resolution.

4. Grant of restricted rights

and performance rights to

Mr S C Elliott

To consider and, if thought fit, to pass

the following resolution as an ordinary

resolution:

“That, for the purposes of Listing Rule

10.14, sections 200B and 200E of the

Corporations Act 2001 (Cth) and for all

other purposes, approval is given for the

Company to grant to the Company’s

Chief Executive Officer (CEO) and

Executive Director, Mr Shayne Elliott,

restricted rights and performance rights

under the ANZ Share Option Plan on

the terms set out in, and to provide Mr

Elliott any or all of the benefits (including

on cessation of employment) described

in, the Explanatory Notes to the Notice

convening this Meeting.”

A Voting Restriction applies in respect

of this resolution.

5. Resolution requisitioned by

members - Amendment to

the Constitution

The following proposed resolution has

been requisitioned under section 249N

of the Corporations Act.

1


The resolution is not endorsed by

the Board.

To consider and, if thought fit, to pass

the following resolution as a special

resolution:

“Insert into the Constitution in clause

13 ‘Meetings of members’ the following

new sub-clause: “The Company in

general meeting may by ordinary

resolution express an opinion or request

information about the way in which

a power of the Company partially or

exclusively vested in the Directors has

been or should be exercised. Such

a resolution must relate to a material

risk identified by the Directors or the

Company and cannot advocate action

that would violate any law or relate to

any personal claim or grievance. Such a

resolution is advisory only and does not

bind the Directors or the Company.””

Note for item 5 to be passed as a

special resolution, at least 75% of the

votes cast by shareholders entitled to

vote on the resolution must be in favour

of the resolution. If item 5 is not passed,

the Chair of the Meeting will not put

the resolution proposed in item 6 to the

AGM but will provide an opportunity for

discussion in relation to both items.

Board Recommendation: The Board

recommends that shareholders vote

against item 5 for the reasons set out

in the Explanatory Notes to this Notice

of Meeting. The Chair of the Meeting

intends to vote undirected proxies

against item 5.

1. The resolution was requisitioned by a group of shareholders holding approximately 0.01% of the Company’s ordinary shares on issue.

5

6. Resolution requisitioned by
members - Transition Plan

Assessments (conditional item)

Condition for item 6: This resolution

will only be put to the Meeting if at least

75% of the votes validly cast on item 5

are in favour of that resolution.

The following proposed resolution has

been requisitioned under section 249N

of the Corporations Act.

1

This resolution is not endorsed

by the Board.

Subject to and conditional upon the

resolution in item 5 (Amendment to the

Constitution) being passed as a special

resolution, to consider and, if thought

fit, to pass the following resolution as

an ordinary resolution:

“Shareholders recognise the substantial

transitional and physical risks of climate

change and their potential financial

impacts on our company. Noting our

company’s expectation that customers

in the ‘energy sector’ have a transition

plan in place by October 2025,

2

shareholders request further

disclosure addressing:

1. Whether ANZ will require all ‘fossil

fuel companies’

3

to have climate

transition plans in place by October

2025 in order for ANZ to provide

‘new financing’;

4

and

2. Whether and how ANZ will assess

such transition plans for credible

alignment with the 1.5°C goal of the

Paris Agreement.

5


Board Recommendation: The Board

recommends that shareholders vote

against item 6 for the reasons set out

in the Explanatory Notes to this Notice

of Meeting. The Chair of the Meeting

intends to vote undirected proxies

against item

5

.

Voting Restrictions

Voting restrictions for item 3

(adoption of the Remuneration

Report)

ANZ will disregard any votes cast on the

resolution in item 3:

• by, or on behalf of, a member of ANZ’s

Key Management Personnel (KMP)

named in the Remuneration Report for

the financial year ended 30 September

2024 or their closely related parties

(regardless of the capacity in which the

vote is cast); or

• as a proxy by a person who is a member

of ANZ’s KMP at the date of the Meeting

or their closely related parties,

unless the vote is cast as proxy for a

person entitled to vote on the resolution

in item 3:

• in accordance with the directions on

the Proxy Form; or

• by the Chair of the Meeting pursuant

to an express authorisation to exercise

the proxy even though the resolution in

item 3 relates to the remuneration of

A N Z ’s K M P.

Voting restrictions for item 4

(grant of restricted rights and

performance rights to Mr S C Elliott)

ANZ will disregard any votes cast on the

resolution in item 4:

• in favour of the resolution by or on

behalf of Mr Elliott or any of his

associates, regardless of the capacity

in which the vote is cast; or

• as a proxy by a person who is a

member of ANZ’s KMP at the date of

the AGM or their closely related parties,

unless the vote is cast on the resolution

in item 4:

• as proxy or attorney for a person entitled

to vote on the resolution in accordance

with a direction given to the proxy or

attorney to vote on the resolution in

that way; or

• by the Chair of the Meeting as proxy

for a person entitled to vote on the

resolution, pursuant to an express

authorisation to exercise the proxy

as the Chair decides; or

• by a holder acting solely in a nominee,

trustee, custodial or other fiduciary

capacity on behalf of a beneficiary

provided the following conditions

are met:

–the beneficiary provides written

confirmation to the holder that the

beneficiary is not excluded from

voting, and is not an associate of a

person excluded from voting, on the

resolution; and

–the holder votes on the resolution in

accordance with directions given by

the beneficiary to the holder to vote in

that way.

In addition, in accordance with section

200E of the Corporations Act, ANZ will

disregard any votes cast on the resolution

in item 4 by or on behalf of Mr Elliott or any

of his associates, regardless of the

capacity in which the vote is cast, unless

the vote is cast as a proxy appointed in

writing, that specifies how the proxy is to

vote on the resolution, and it is not cast

on behalf of Mr Elliot or his associates.

Express authorisations of

Chair of the Meeting

If you do not name a proxy in the Proxy

Form or your named proxy does not

register to attend the AGM, the Chair of

the Meeting will become your proxy by

default. If your named proxy registers to

attend the AGM but does not vote on a

poll in accordance with your instructions

on an Item, the Chair of the Meeting will

become your proxy for that Item. In this

case, the Chair of the Meeting must vote

your proxies in accordance with your

instructions on the Item.

If you appoint the Chair of the Meeting as

your proxy, or the Chair of the Meeting is

appointed as your proxy by default, and

you do not mark a voting box for the

resolutions in Items 3 or 4, then by

submitting the proxy appointment you

expressly authorise the Chair of the

Meeting to exercise the proxy in respect

of the relevant Item as they decide, even

though the Item is connected with the

remuneration of one or more of the

Company’s KMP.

1. The resolution was requisitioned by a group of shareholders holding approximately 0.01% of the Company’s ordinary shares on issue. 2. Per ANZ 2024 ‘Energy Customer Approach’

www.anz.com.au/content/dam/anzcomau/about-us/ANZ-2024-Energy-Customer-Approach.pdf): “The energy sector includes integrated oil and gas companies involved in exploration,

development and refining as well as low carbon energy solutions, thermal coal mining, and integrated power utility companies such as renewable energy and coal.” 3. As defined in

Science-Based Targets Initiative Financial Institutions Near-Term Criteria Version 2.0 (https://sciencebasedtargets.org/resources/files/Financial-Institutions-Near-Term-Criteria.pdf)

4. Defined as: The provision of new corporate lending, project finance or trade finance to a customer, including the refinancing of existing facilities, and the arranging or underwriting

of capital markets transactions to a customer. 5. Criteria for determining climate transition plan credibility include, but are not limited to: • Short, medium-and long-term scope 1, 2 and 3

emission reduction targets; • Strategies (including capital expenditure plans) to align with those targets; and • No unreasonable reliance on emissions offsets or negative emissions technology.

See, for example: • Climate Action 100+ Net Zero Company Benchmark (https://www.climateaction100.org/net-zero-company-benchmark/) • IGCC Corporate Climate Transition Plans

Guide (https://igcc.org.au/wp-content/uploads/2022/03/IGCC-corporate-transition-plan-investor-expectations.pdf)

6ANZ 2024 Notice of Annual General Meeting

Simon Pordage
Company Secretary

Melbourne, 11 November 2024

Undirected proxies

The Chair of the Meeting intends to vote

undirected proxies (where appropriately

authorised, having regard to the Voting

Restrictions described previously) in favour

of the resolutions in items 2, 3 and 4 and

against the resolutions in items 5 and 6

(where item 6 is put to the Meeting).

Associates

The Voting Restrictions for item 4 apply

to “associates” of Mr Elliott. The applicable

definitions of “associate” are set out in the

Corporations Act and ASX Listing Rules.

Entitlement to attend and vote

The Board has determined that, for the

purposes of the AGM (including voting

at the Meeting) shareholders are those

persons who are the registered holders

of the Company’s shares at 7:00pm

(Melbourne Time) on Tuesday,

17 December 2024.

Holders of the Company’s ordinary

shares may vote on all items of business,

subject to the Voting Restrictions

described previously.

Voting by proxy

A shareholder who is entitled to attend

and cast a vote at the AGM may appoint a

proxy. A proxy need not be a shareholder.

A person can appoint an individual or

a body corporate as a proxy. If a body

corporate is appointed as a proxy, it

must ensure that it appoints a corporate

representative in accordance with section

250D of the Corporations Act to exercise

its powers as proxy at the AGM.

A shareholder who is entitled to cast 2 or

more votes may appoint up to 2 proxies

and may specify the proportion or number

of votes each proxy is appointed to

exercise. If the appointment does not

specify the proportion or number of votes

each proxy may exercise, each proxy may

exercise half of the shareholder’s votes.

Shareholders may lodge their Proxy

Form in one of the following ways:

• electronically by visiting

investorvote.com.au

. For Intermediary

Online subscribers only (custodians),

visit intermediaryonline.com.

• by post at the following addresses

Australia

ANZ Share Registrar

GPO Box 242,

Melbourne, Victoria 3001

Australia

ANZ Share Registrar

Yarra Falls, 452 Johnston Street

Abbotsford, Victoria 3067

Australia

United Kingdom

ANZ Share Registrar

The Pavilions

Bridgwater Road

Bristol BS99 6ZZ

United Kingdom

New Zealand

ANZ Share Registrar

Private Bag 92119

Auckland 1142

New Zealand

• by fax to facsimile number 1800 783

447 (within Australia) or (+61 3) 9473

2555 (outside Australia).

To be effective, a proxy appointment and,

if the proxy appointment is signed by the

shareholder’s attorney, the authority under

which the appointment is signed (or a

certified copy of the authority) must be

received by the Company at least 48 hours

before the commencement of the AGM.

(i.e. before 9:00am (Melbourne Time)

Tuesday, 17 December 2024).

For more information concerning the

appointment of proxies and the addresses

to which Proxy Forms may be sent, please

refer to the Proxy Form.

Voting by attorney

A shareholder may appoint an attorney to

vote on their behalf. For an appointment

to be effective for the AGM, the instrument

effecting the appointment (or a certified

copy of it) must be received by the

Company at its registered office or one

of the addresses listed previously for the

receipt of proxy appointments at least 48

hours before the commencement of the

AGM (that is, before 9:00am (Melbourne

Time) Tuesday, 17 December 2024).

Corporate representatives

A body corporate which is a shareholder,

or which has been appointed as a proxy,

may appoint an individual to act as its

representative at the AGM. The

appointment must comply with the

requirements of section 250D of the

Corporations Act. Evidence of his or her

appointment, including any authority

under which it is signed, will need to

be provided to the Company’s Share

Registrar prior to the AGM unless it has

been given previously to the Company.

Explanatory Notes

The Explanatory Notes that follow forms

part of the Notice of Meeting, and is an

important document and should be read

carefully by all shareholders.

By Order of the Board

7

Item 1 – Annual Reports
In accordance with section 317 of the

Corporations Act 2001 (Cth) (Corporations

Act), the Financial Report and the reports

of the Directors and the Auditor for the

financial year ended 30 September 2024

will be laid before the Meeting.

A copy of the Company’s 2024 Annual

Report, including the Financial Report and

the Reports of the Directors and of the

Auditor for the year ended 30 September

2024, can be found on the Company’s

website at anz.com/annualreport.

Shareholders are not required to vote on

this Item, but shareholders will be given a

reasonable opportunity as a whole to ask

questions and make comments on these

reports or about the management of ANZ.

ANZ’s auditor will also be present at the

Meeting. Shareholders as a whole will be

given a reasonable opportunity to ask the

auditor questions about the conduct of

the audit, the preparation and content

of the Auditor’s Report, the accounting

policies adopted by ANZ in relation to the

preparation of the Financial Statements,

and the independence of the auditor in

relation to the conduct of the audit.

Item 2 – Election and

re-election of Board

endorsed candidates

The details of the Board endorsed

candidates that are standing for election

and re-election as Directors are set out

below. Mr St John, Mr Gibb and Ms O’Reilly

are retiring in accordance with the

Company’s Constitution and offer

themselves for election and re-election,

as appropriate. More details on the

Company’s governance arrangements

pertaining to Directors can be found in the

2024 Corporate Governance Statement

at anz.com/annualreport

.

Item 2(a) To elect Mr S A St John

Mr Scott Andrew St John

BCom

Independent Non-Executive Director,

appointed in March 2024. Mr St John

(Scott) is a member of the Audit

Committee, Risk Committee, Ethics,

Environment, Social and Governance

Committee and Nomination and Board

Operations Committee.

Career

Scott has deep business experience,

particularly in financial markets.

Scott is a former long-term CEO of First

NZ Capital (now Jarden), and is the Chair

of Mercury NZ Limited and serves on the

Board of the NEXT Foundation. He was

Chancellor of the University of Auckland

from 2017 to June 2021, having also been

a member of the University Council from

2009. Scott was also a member of the

Capital Markets Development Taskforce,

the Financial Markets Authority

Establishment Board and the Security

Industry Association, which he chaired.

The Board considers Scott to be

independent.

The Board considers that Scott’s deep

business experience, particularly in

financial markets, supports his election.

Relevant other directorships

Chairman: ANZ Bank New Zealand

Limited (from 2024, Director from 2021)

and Mercury NZ Limited (from 2024,

Director from 2017).

Director: the NEXT Foundation (from 2017).

Relevant former directorships held

in last three years include

Former Chairman: Fisher & Paykel

Healthcare Corporation Limited

(2020-2024, Director from 2015).

Former Director: Fonterra Co-operative

Group Limited (2016-2024).

Board Recommendation: The Board (with

Mr Scott St John abstaining) recommends

that shareholders vote in favour of the

election of Mr Scott Andrew St John.

Item 2(b) To elect Mr R B M Gibb

Mr Richard Boyce Massey Gibb

Mcom, BEc

Independent Non-Executive Director,

appointed in February 2024. Mr Gibb

(Richard) is Chair of the Risk Committee

and a member of the Audit Committee,

Digital Business and Technology

Committee and Nomination and

Board Operations Committee.

Career

Richard has had a long and distinguished

career in the financial services industry

working for several major global banks.

Richard’s most recent role was Chief

Executive of Credit Suisse Australia from

2019 to 2024. Prior to that he held

business leadership roles at Deutsche

Bank in New York, London and Hong

Kong. Previously he worked at Merrill

Lynch for over a decade advising financial

institution and financial sponsor clients.

The Board considers that Richard’s

extensive global banking experience will

further strengthen the banking experience

on the Board.

The Board considers Richard to be

independent.

Relevant other directorships

N/A

Relevant former directorships

held in last three years include

Former Director: Credit Suisse (Australia)

Limited (2019-2024).

Board Recommendation: The Board (with

Mr Richard Gibb abstaining) recommends

that shareholders vote in favour of the

election of Mr Richard Boyce Massey Gibb.

Item 2(c) To re-elect

Ms C E O’Reilly

Ms Christine Elizabeth O’Reilly

BBus

Independent Non-Executive Director,

appointed in November 2021. Ms O’Reilly

was elected in 2021. Ms O’Reilly (Christine)

is Chair of the Audit Committee and is a

member of the Risk Committee, People &

Culture Committee and Nomination and

Board Operations Committee.

Career

Christine is a highly experienced non-

executive director, having served on the

boards of a number of Australia’s leading

companies. She has also held executive

roles in the infrastructure and financial

services industries. This includes being

CEO of GasNet Australia and Co-Head

of Unlisted Infrastructure Investments

at Colonial First State Global Asset

Management and follows an early career

including investment banking and audit

experience at Price Waterhouse.

The Board considers Christine to be

independent.

Explanatory notes

8ANZ 2024 Notice of Annual General Meeting

Relevant other directorships
Chairman: Australia Pacific Airports

Corporation (from 2024).

Director: Norfina Limited (Suncorp Bank)

(from 2024), BHP Group Limited (from 2020)

and Infrastructure Victoria (from 2023).

Relevant former directorships

held in last three years include

Former Director: Medibank Private

Limited (2014-2021), The Baker Heart &

Diabetes Institute (2013-2023) and

Stockland (2018-2024).

Board Recommendation: The Board

(with Ms Christine O’Reilly abstaining)

recommends that shareholders vote in

favour of the re-election of Ms Christine

Elizabeth O’Reilly.

Item 3 – Adoption of the

Remuneration Report

As required by the Corporations Act, the

Board presents the Remuneration Report

for the financial year ended 30 September

2024, to shareholders for consideration

and adoption by a non-binding vote.

The Remuneration Report contains:

• information about Board policy for

determining the nature and amount

of remuneration of the Company’s

Directors and most senior executives;

• a description of the relationship

between the remuneration policies, and

the Company’s performance; and

• remuneration details for KMP (including

the Directors of the Company) for the

period ended 30 September 2024.

The Remuneration Report, which is part

of the 2024 Annual Report, can be found

on the Company’s website at anz.com/

annualreport or can be obtained by

contacting the Company’s Share

Registrar, Computershare.

The vote on this Item is advisory only and

does not bind the Directors or the Company.

Nevertheless, the Board will take into

account the outcome of the vote when

considering the Company’s future

remuneration arrangements.

Board Recommendation: The Board

considers that the remuneration policies

adopted by the Company are appropriately

structured to provide rewards that are

commensurate with the Company’s

performance and competitive with the

external market. On this basis, the Board

recommends that shareholders eligible to do

so vote in favour of the resolution in item 3.

Item 4 – Grant of restricted

rights and performance rights

to Mr S C Elliott

The Company is asking shareholders to

approve the proposed grant of restricted

rights and performance rights to the

Company’s Chief Executive Officer (CEO)

and Executive Director, Mr Shayne Elliott,

under the ANZ Share Option Plan on the

terms and conditions set out below. The

proposed grant is part of Mr Elliott’s 2025

variable remuneration.

Long Term Variable Remuneration (LTVR)

is structured to provide material weight to

non-financial measures in line with APRA’s

Prudential Standard CPS 511 Remuneration,

with delivery as 50% LTVR restricted rights

(prior to the pre grant assessment) and

50% LTVR performance rights.

Following completion of the 2025

LTVR pre grant assessment, the Board

determined that the 2025 LTVR restricted

rights (50% of full LTVR opportunity)

should be awarded at 90% of full

opportunity to Mr Elliott due to risk

considerations. Accordingly, for the 2025

grant, Mr Elliott’s LTVR will be delivered as:

• 47% LTVR restricted rights – with a pre

vest assessment of non-financial

measures; and

• 53% LTVR performance rights – with

forward looking Total Shareholder Return

(TSR) performance hurdles where:

– 75% will be measured against the

TSR of the Select Financial Services

comparator group; and

– 25% will be measured against

absolute Compound Annual

Growth Rate (CAGR) TSR.

At a glance:

• 2025 LTVR, delivered in the form of 47%

restricted rights and 53% performance

rights, with a combined current face

value LTVR opportunity of A$3,206,250

(95% of full opportunity which equates

to 128.25% of fixed remuneration).

• 2025 LTVR will be deferred over four to

six years with a two-year exercise

period post the end of the relevant

deferral period

1

.

• The restricted rights:

– have been subject to a pre grant

assessment by the Board which

determined that the restricted rights

award should be made at 90% of full

opportunity due to risk considerations

– this adjustment formed part of a

holistic assessment (i.e., including

consideration of risk adjustments

impacting Short Term Variable

Remuneration (STVR)), to ensure

a proportionate collective impact

for the non-financial risk matters

contributing to the additional

capital overlay; and

– will be subject to a pre vest

assessment by the Board of non-

financial measures at the end of the

performance period to determine

whether the restricted rights should

vest in full.

• The performance rights:

– 75% will be subject to a relative

TSR performance condition which

compares ANZ’s TSR performance

against the comparator group, with nil

vesting below median, 50% vesting at

median (i.e., threshold), and increasing

to 100% vesting at the 75

th

percentile

of the comparator group;

– 25% will be subject to an absolute

CAGR TSR performance condition

which measures ANZ’s absolute

CAGR TSR performance against a

time weighted Cost of Capital (CoC)

target over the four-year performance

period, with nil vesting below the

threshold target, 50% vesting at the

threshold target, and increasing to

100% at the full vesting target (i.e.,

150% of threshold target).

• The performance conditions for both

restricted rights and performance rights

are assessed at the end of the four-year

performance period (with no retesting).

The four-year performance period

commences on 1 October 2024

and ends four years later on

30 September 2028.

• Holding periods apply at the end of

the four-year performance period (to

the extent the restricted rights and

performance rights meet the relevant

performance conditions). The holding

period commences the day after the

end of the four-year performance

period and finishes on the fourth,

fifth or sixth anniversary of grant.

• The deferral period is the sum of the

four-year performance period and the

applicable holding period.

In more detail:

Each restricted right and each performance

right is a right to acquire an ordinary fully

paid share in the Company at nil cost (i.e.,

nil exercise price), subject to meeting the

applicable time and performance conditions.

To the extent the performance conditions

are met, the relevant number of restricted

rights and performance rights will be eligible

to vest on the fourth, fifth and sixth

anniversary of grant (vesting dates)

as described below.

1. Deferral period = performance period + holding period.

9

Upon vesting the Board will determine
whether to settle the restricted rights and

performance rights with ANZ shares or

by payment of a cash equivalent amount.

Mr Elliott’s entitlement to the restricted

rights and performance rights and to any

shares/cash equivalent payment will be

subject to:

• the Board’s on-going discretion to

adjust downward (including to zero)

the number of restricted rights and/or

performance rights if the Board

considers such a reduction to be

necessary or appropriate (see further

below); and

• the terms of the grant, including rules

concerning treatment on termination of

employment or on a change of control

referred to below.

Mr Elliott will not be entitled to trade,

transfer or otherwise deal in (including by

entering into any hedging arrangements

in respect of) any restricted rights or

performance rights, or any entitlement to

shares or cash equivalent payment, prior

to vesting.

If the Board determines to settle the

restricted rights and/or performance rights

in shares each restricted right/performance

right entitles Mr Elliott to one ANZ ordinary

share which will rank equally with shares in

the same class, subject to any adjustments

in accordance with the Listing Rules and

the rules of the Plan. Mr Elliott is not

required to pay any amount on grant of

the restricted rights and performance

rights, nor on vesting. The restricted rights

and performance rights form part of Mr

Elliott’s ’at risk’ remuneration.

Restricted rights and performance rights

granted under the ANZ Share Option Plan

do not carry any voting rights prior to

vesting. A dividend equivalent payment

(DEP) is paid in cash at the end of the

relevant deferral period, but is only made

to the extent that all or part of the

underlying rights actually vest. Dividend

equivalents accrue only on rights that

meet the performance condition and

actually vest, and accrue over the full

deferral period for restricted rights,

and only during the holding period

for performance rights.

If approval is obtained, it is the intention

of the Board that the restricted rights

and performance rights will be granted to

Mr Elliott on 19 December 2024 (but, in

any event, not more than 12 months after

the date of this AGM).

Grant value and calculation of the

number of restricted rights and

performance rights to be granted

The Board believes that the proposed

grant of LTVR restricted rights and

performance rights is an important part

of Mr Elliott’s remuneration as it reinforces

the CEO’s focus on achieving longer term

strategic objectives, driving outperformance

relative to peers and creating long term

sustained value for all stakeholders. The

grant of restricted rights and performance

rights means that the actual value (if any)

of shares Mr Elliott will receive from this

grant is not determined until the end of the

four, five and six year deferral periods and

will depend on the extent to which the

performance conditions are achieved and

the ANZ share price at the time of

exercising the rights.

Using a face value allocation methodology,

the number of restricted rights and

performance rights proposed to be

granted to Mr Elliott has been determined

by firstly dividing the full LTVR opportunity

by two and applying the pre grant

assessment to 50% of the full opportunity

to determine the restricted rights award

value. The remaining 50% of the full

opportunity determines the performance

rights award value. This results in the

current face value LTVR opportunity of

$3,206,250.

• The restricted rights award value (i.e.,

$1,518,750) has then been split into

three tranches (33% ~4 year deferral,

33% ~5 year deferral and 34% ~6 year

deferral) and then divided by the

Volume Weighted Average Price (VWAP)

of the Company’s ordinary shares

traded on the ASX in the five trading

days up to and including 1 October

2024, i.e., the start of the four-year

performance period – which was

$30.55. This has determined the actual

number of restricted rights for each

tranche of restricted rights, as follows:

Restricted

rights tranches

Actual number of

restricted rights

proposed to be

allocated to Mr Elliott

~ 4 year deferral16,405

~ 5 year deferral16,405

~ 6 year deferral16,902

Total restricted

rights

49,712

• The performance rights award value

(i.e., $1,687,500) has been split into

two parts:

– those rights subject to the relative

TSR performance condition

(75%/$1,265,625) and

– those rights subject to the absolute

CAGR TSR performance condition

(25%/$421,875).

• Each part is then split into three

tranches (33% ~4 year deferral, 33% ~5

year deferral and 34% ~6 year deferral)

and then divided by the same five-day

VWAP (as used to calculate the number

of restricted rights) $30.55. This has

determined the actual number of

performance rights for each tranche,

as follows:

Performance

rights relative

TSR tranches

Actual number of

performance rights

proposed to be

allocated to Mr Elliott

~ 4 year deferral13,671

~ 5 year deferral13,671

~ 6 year deferral14,085

Sub total41,427

Performance

rights absolute

CAGR TSR

tranches

~ 4 year deferral4,557

~ 5 year deferral4,557

~ 6 year deferral4,695

Sub total13,809

Tot a l

performance

rights

55,236

Performance conditions

Restricted rights and performance rights will have a four-year performance period and a further holding period – these periods

combined are the total deferral period. The rights may vest after expiry of the holding period, as follows:

Deferral period

TrancheFour-year performance periodHolding periodVesting date

~ 4 year deferral (1 Oct 24 – 18 Dec 28)

1 Oct 24 – 30 Sep 28

1 Oct 28 – 18 Dec 2819 Dec 28

~ 5 year deferral (1 Oct 24 – 18 Dec 29)1 Oct 28 – 18 Dec 2919 Dec 29

~ 6 year deferral (1 Oct 24 – 18 Dec 30)1 Oct 28 – 18 Dec 3019 Dec 30

10ANZ 2024 Notice of Annual General Meeting

Restricted rights
Restricted rights will be subject to a

pre vest assessment to be conducted

by the Board after expiry of the four-year

performance period. The pre vest

assessment will take into consideration

any adjustments applied for the same

event/outcomes in either the current or

prior years (i.e., adjustments to STVR and

LTVR, malus and clawback), to ensure the

overall impact is fair and proportionate to

the severity of the outcome.

The restricted rights pre vest

assessment consists of a three-step

process which considers, over the

four-year performance period:

1. Prudential soundness;

• Nil award if ANZ does not meet capital

ratio and liquidity prudential minimums.

2. Risk measures;

• Consideration of any Material Risk

Outcomes from executive actions or

inactions which are expected to/or

have resulted in significant impacts.

• Consideration of any significant

adverse change in APRA’s Active

Supervision level.

• Consideration of Risk Culture that

examines whether or not ANZ has

maintained (or made progress towards)

a sound risk culture, considering both

executive actions or inactions.

3. Apply Board discretion.

• Board to determine whether any

reduction should be made to the

restricted rights outcome based on

consideration of a range of factors,

including:

–the outcomes from steps 1 and 2

above;

– the impact, if any, of the issue/s

on ANZ’s reputation/standing in

the market;

– whether the issue was specific to

ANZ, the banking industry or the

broader market;

– any impacts already applied (e.g.,

regarding downward adjustment

mechanisms, pre grant assessment

impact to restricted rights);

– whether any impact should be made

on an individual or collective basis.

The assessment is not intended to be

formulaic given the circumstances

requiring the application of Board

discretion will typically be different or

unique, however a Board decision making

framework is in place to guide the Board

in applying discretion.

Performance rights – Relative TSR

75% of the performance rights will be

subject to a TSR hurdle which ranks the

TSR performance of the Company with

the TSR performance of the Select

Financial Services comparator group.

The Select Financial Services comparator

group includes the Bank of Queensland

Limited, Bendigo and Adelaide Bank

Limited, Commonwealth Bank of Australia

Limited, Macquarie Group Limited, National

Australia Bank Limited, Standard

Chartered PLC and Westpac Banking

Corporation. The Board may vary the

comparator group from time to time if

it considers it appropriate to do so, for

example, to take account of any

constituent company ceasing to be listed.

Broadly, TSR is the growth in share price,

plus the value of the dividends and

distributions on the relevant shares. The

proportion of performance rights that will

become exercisable will depend on the

Company’s TSR relative to the TSR of the

constituent companies in the comparator

group at the end of the four-year

performance period.

The level of performance required for

each level of vesting, and the percentage

of performance rights that will become

eligible to vest at each level of

performance, is set out in the table

below. The performance rights lapse if

the applicable performance condition is

not met. There is no re-testing.

If the TSR of the

company compared

to the TSR of the

constituents of the

comparator group:

The percentage of

performance rights

which will vest is:

Does not reach the

50

th

percentile

0%

Reaches or

exceeds the 50

th


percentile

50%, plus 2% for

every one percentile

increase above the

50

th

percentile

Reaches or

exceeds the 75

th


percentile

100%

Performance rights –

Absolute CAGR TSR

25% of the performance rights will be

subject to an absolute CAGR TSR hurdle

with targets as outlined below.

ANZ has utilised an LTVR absolute CAGR

TSR performance metric since 2015.

This is an internal hurdle focused on ANZ

achieving or exceeding a threshold level of

growth that is set by the Board at the start

of the performance period.

The Board reviews and approves the

absolute CAGR TSR targets for each

performance rights award. When

determining the targets, the Board

references ANZ’s assessed CoC.

ANZ updated its absolute CAGR TSR

model from the 2024 award to reflect

a dynamic (rather than a static) target

for CoC. The TSR hurdle is now based on

the time weighted CoC over the four-year

performance period. Therefore, the CAGR

TSR target will be adjusted on a time

weighted basis unless the Board applies

discretion not to adjust.

Any CoC changes approved by the

Board throughout the performance

period are prospective only (i.e., reflect

current market factors) and will form

part of the dynamic CAGR TSR target

calculation. This approach further

strengthens executive and shareholder

alignment as the target is more responsive

to future changes in both the interest

rate cycle and ANZ’s risk profile. This only

applies to awards from 2024 (no impact

to prior awards).

The absolute CAGR TSR is measured over

the same four-year performance period

and the proportion of performance rights

that will become exercisable will depend

upon the Company’s absolute CAGR TSR

at the end of the four-year performance

period compared to the targets approved

by the Board.

The level of performance required for

each level of vesting, and the percentage

of performance rights that vest at each

level of performance, is based on the

time weighted CoC over the four-year

performance period. The Board will review

and approve any changes to the CoC

on a quarterly basis throughout the

performance period, based on the output

from the Capital Asset Pricing Model

(CAPM) methodology (which takes into

consideration the risk-free bond rate, the

market risk premium and the beta – i.e.,

the volatility of ANZ’s historical share price

relative to the market). The Board will also

approve the level of vesting (if any) at the

end of performance period based on the

time weighted CoC. The performance

rights lapse if the performance condition

is not met. There is no re-testing.

The Board retains discretion to adjust

the absolute CAGR TSR hurdle in

exceptional circumstances to ensure

that Mr Elliott is neither advantaged nor

disadvantaged by matters outside

management’s control that materially

affect achievement of the absolute

CAGR TSR performance condition.

11

If the absolute
Compound Annual

Growth Rate TSR

of the company:

The percentage of

performance rights

which will vest is:

Does not reach the

threshold

0%

Reaches the

threshold (currently

9.75%)

50%

Exceeds the

threshold but does

not reach the full

vesting level (i.e.

150% of threshold)

Progressive

pro-rata vesting

between 50% and

100% (on a straight

line basis)

Reaches or

exceeds 150% of

threshold (currently

14.63%)

100%

Note, based on the CoC at the start of

the performance period, the CAGR TSR

threshold is 9.75% and the full vesting

level is based on a CAGR TSR of 14.63%;

however this may be subject to change

based on the time weighted CoC over

the performance period unless the Board

exercises discretion to set it otherwise.

Downward adjustment –

Board discretion

The Board retains an on-going and

absolute discretion to:

• apply further deferral or freeze the

vesting of restricted rights and

performance rights;

• apply malus (an adjustment to reduce

the value of part or all of the restricted

rights and performance rights before

they have vested); and

• apply clawback (the recovery of

restricted rights and performance

rights which have already vested).

This discretion may be exercised, for

example, where the Board considers

this is necessary to protect the financial

soundness of ANZ or to meet regulatory

requirements, or there has been a material

failure of risk management or controls

within ANZ.

Accordingly, before the scheduled vesting

of any restricted rights and performance

rights the Board considers whether any

further deferral/freezing or malus should

be applied, and also considers whether

clawback should be applied during the

applicable clawback period.

Treatment on termination

of employment

If:

• Mr Elliott resigns prior to the vesting date

the restricted rights and performance

rights will lapse;

• Mr Elliott’s employment is terminated

by ANZ

2

with notice, except as set out

below in relation to ’good leaver’

termination, all unvested restricted rights

and performance rights as at the ’full

notice termination date’

3

will lapse;

• Mr Elliott’s employment is terminated by

ANZ for misconduct with notice, all

unvested restricted rights and

performance rights will lapse on

cessation of employment. If Mr Elliott’s

employment is terminated by ANZ for

serious misconduct without notice, all

vested (but unexercised) and unvested

restricted rights and performance rights

will lapse on cessation of employment; or

• Mr Elliott ceases employment in

circumstances of death or total and

permanent disability, the performance

conditions will be waived and all unvested

restricted rights and performance rights

will vest on cessation.

In certain circumstances termination

may be classified by the Board as a ’good

leaver’. In such a case, unless the Board

determines otherwise, the restricted rights

and performance rights held by Mr Elliott

will remain on-foot and, where and to

the extent the Board determines the

applicable performance condition is met,

the relevant number of restricted rights

and performance rights will be eligible to

vest on their applicable vesting date.

On vesting, the Board may determine to

settle the relevant restricted rights and/or

performance rights with a cash equivalent

payment, rather than with shares.

Treatment on change of control

Where a change of control occurs, which

includes a person acquiring a relevant

interest in at least 50% of the Company’s

ordinary shares as a result of a takeover

bid, or other similar event, the applicable

performance conditions applying to the

restricted rights and performance rights

will be tested and the restricted rights and

performance rights will become eligible to

vest based on the extent the performance

conditions are satisfied. In such a case the

performance period will be taken to end at

a time (being no later than the final date on

which the change of control event will

occur) determined by the Board. No pro

rata reduction in vesting will occur, and

vesting will only be determined by the

extent to which the relevant performance

conditions are satisfied over the adjusted

performance period.

Any restricted rights and/or performance

rights which vest based on satisfaction of

the performance conditions over the

adjusted performance period will vest at a

time (being no later than the final date on

which the change of control event will occur)

determined by the Board. If applicable law

or APRA requirements prevent vesting at

this time, the Board may determine a later

time that complies with applicable law or

APRA requirements and/or that any

consideration that is received must be

deferred until the expiry of that later time.

Any restricted rights and/or performance

rights that remains unvested will lapse

with effect from the date of the change of

control event occurring, unless the Board

determines otherwise.

Other information

The proposed grant of restricted rights

and performance rights to Mr Elliott, a

director of the Company, falls within Listing

Rule 10.14.1 and, therefore, requires the

approval of the Company’s shareholders

under Listing Rule 10.14. Mr Elliott is the

only Director entitled to participate in the

ANZ Share Option Plan. No associate of

any Director is entitled to participate.

Item 4 therefore seeks the required

shareholder approval to the grant under

and for the purposes of Listing Rule 10.14.

If the resolution in item 4 is passed, the

Company will be able to proceed with the

grant as described in these Explanatory

Notes.

In the event that shareholders do not

approve the grant of restricted rights and

performance rights, the restricted rights and

performance rights would not be granted

and the Board would review the feedback

from shareholders to clearly understand why

the resolution was not supported. The

Board sees LTVR as a very important

component of Mr Elliott’s total remuneration

package, and the Board would look to

review the structure (each of the elements)

of the CEO’s total remuneration package.

Mr Elliott’s current total remuneration

package is comprised of:

• Fixed Remuneration (FR) of

A$2,500,000 (inclusive of

superannuation) per annum;

• Short Term Variable Remuneration

(STVR) of up to 100% of FR (maximum

opportunity); and

• Long Term Variable Remuneration (LTVR)

of up to 135% of FR (full opportunity).

2. ‘ANZ’ means Australia and New Zealand Banking Group Limited, the employing entity. 3. ’Full notice termination date’ means the date of cessation of

employment or, if later, the date on which cessation of employment would have occurred but for any payment made in lieu of notice.

12ANZ 2024 Notice of Annual General Meeting

Shareholders are referred to the 2024
Remuneration Report published in the

Company’s 2024 Annual Report for further

details of Mr Elliott’s remuneration.

As CEO and a director of the Company,

and as approved by shareholders at AGMs

of the Company, Mr Elliott has been granted

a total of 139,764 restricted rights and,

1,157,202 performance rights under the

ANZ Share Option Plan, as part of his

remuneration as LTVR, as follows:

Grant

date

Number of

restricted

rights granted

%

vested

%

lapsed

15 Dec 2273,145To be

confirmed post

vesting dates

21 Dec 2366,619

Tot a l139,764

Grant

date

Number of

performance

rights granted

%

vested

%

lapsed

17 Dec 15

4

159,57321.8% 78.2%

16 Dec 16150,4820% 100%

19 Dec 17143,29443.3% 56.7%

19 Dec 18110,36551.6% 48.4%

17 Dec 19168,0660%100%

16 Dec 20159,308

To be

confirmed post

vesting dates

16 Dec 21126,353

15 Dec 2273,143

21 Dec 2366,618

Tot a l1 , 1 5 7, 2 0 2

No amount was or is payable by Mr Elliott

at grant or on vesting for the above

restricted rights and/or performance rights.

There is no loan scheme in relation to the

restricted rights and/or performance rights

(or the shares underlying them).

For the settlement of the restricted rights

and performance rights on vesting, shares

may be issued or acquired on market, or

the Board may determine to settle the

restricted rights and/or performance

rights with a cash equivalent amount.

Details of any securities issued under the

ANZ Share Option Plan will be published

in the Company’s Annual Report relating

to the period in which they were issued,

along with a statement that approval for

the issue was obtained under Listing Rule

10.14. Any additional persons covered by

Listing Rule 10.14 who become entitled to

participate in an issue of securities under

the ANZ Share Option Plan after the

resolution on item 4 is approved and who

are not named in this Notice of Meeting

will not participate until approval is

obtained under that Listing Rule.

Under section 200B of the Corporations

Act, a company may only give a person a

benefit in connection with their ceasing to

hold a managerial or executive office in

the company or a related body corporate

if it is approved by shareholders under

section 200E or an exemption applies.

Mr Elliott holds such an office. The term

’benefit’ has a wide operation and could

include the early vesting of the restricted

rights and/or performance rights as

contemplated above or otherwise under

the ANZ Share Option Plan.

Accordingly, shareholder approval is also

sought for the purpose of section 200E

of the Corporations Act to allow vesting of

restricted rights and performance rights

and settlement of them with shares or a

cash equivalent payment upon Mr Elliott

ceasing employment (as summarised

under “Treatment on termination of

employment” above), including where to

do so would involve the giving of a ’benefit’

to Mr Elliott in connection with him ceasing

to hold a managerial or executive office.

The approval is sought in relation to the

restricted rights and performance rights

proposed to be granted to Mr Elliott under

item 4 in this Notice of Meeting.

If shareholder approval is obtained, the

value of the approved termination benefits

in this resolution will be disregarded when

calculating Mr Elliott’s termination benefits

cap for the purpose of subsection 200F(2)

(b) or subsection 200G(1)(c) of the

Corporations Act.

The value of any benefit relating to the

restricted rights and performance rights

given in connection with Mr Elliott ceasing

to hold managerial or executive office

cannot presently be ascertained. However,

matters, events and circumstances that

will, or are likely to, affect the calculation

of that value are:

• the number of restricted rights and

performance rights held by Mr Elliott

prior to cessation of employment;

• the circumstances of or reasons for

Mr Elliott’s cessation of employment

(see ’Treatment on termination of

employment’ above);

• the result of any pro rating on

cessation of employment;

• any other factors that the Board

determines to be relevant when

exercising its discretions;

• whether performance hurdles are

waived or (if not waived) met, and

the number of restricted rights and

performance rights that vest (which

could be all of the restricted rights and

performance rights held by Mr Elliott);

• whether the restricted rights and/or

performance rights are settled in

ANZ shares or by payment of a cash

equivalent amount; and

• the market price of ANZ shares on

ASX on the date shares are provided to

Mr Elliott upon vesting of the restricted

rights and performance rights or, if the

Board decides to settle the restricted

rights and/or performance rights by

payment of a cash equivalent amount,

in the five trading days up to (and

including) the date of vesting.

Under the rules of the ANZ Share Option

Plan, the Board has discretion to adjust

the rules of the Plan and awards granted

under it. If the Company makes a bonus

issue, or rights issue, or undertakes a

re-organisation, the number of restricted

rights and performance rights granted to

Mr Elliott or their terms may be adjusted

under the Plan as required by the Listing

Rule or to address any material advantage

or disadvantage that may occur (subject

to any appliable ASX Listing Rule

requirements). Any such adjustments would

be explained in the Company’s next Annual

Report issued following the adjustment.

Board Recommendation: The Board

considers that the proposed granting of

restricted rights and performance rights

on the terms above is appropriate and is

in the best interests of the Company and

its shareholders, as the grant strengthens

the alignment of Mr Elliott’s interests with

shareholders, and the performance rights

provide a strong link between the reward for

Mr Elliott’s performance and total shareholder

returns over the next four to six year period.

The Board also considers that obtaining

shareholder approval to allow restricted

rights and performance rights to vest

upon Mr Elliott ceasing employment in

accordance with the Conditions of Grant,

as described above, is appropriate and in

the best interests of the Company and its

shareholders. It will provide the Company

with the ability to ensure its ongoing

compliance with section 200B of the

Corporations Act and with the Conditions

of Grant for the restricted rights and

performance rights.

Accordingly, the Board (with Mr Elliott

abstaining) recommends that

shareholders eligible to do so vote in

favour of the resolution in item 4.

4. Grant approved by shareholders at the 2015 AGM in anticipation of Mr Elliott’s appointment as a director and CEO becoming effective on 1 January 2016.

13

Item 5 – resolution
requisitioned by members –

amendment to the Constitution

(non-board endorsed item)

A group of shareholders have requisitioned

resolutions under section 249N of the

Corporations Act. The Company has

included those proposed resolutions as

items 5 and 6 in this Notice of Meeting.

These resolutions are not

endorsed by the Board.

The same group of shareholders has

also requested, under section 249P of

the Corporations Act, that the Company

provides statements prepared by them

to shareholders about these proposed

resolutions. The statements can be found in

the Appendix to this Notice of Meeting. By

including these statements in this Notice of

Meeting, the Company does not make any

representations as to the truth or accuracy

of their contents and disclaims all liability for

them.

Reasons why the Board

recommends that Shareholders

vote against item 5

The Board respects the rights of

shareholders to express their views and to

seek to amend the Company’s Constitution;

however, the Board does not consider the

proposed amendment to the Company’s

Constitution to be in shareholders’ best

interests and recommends that

shareholders vote against it.

Shareholders have a number of existing

avenues for engaging with the Company

through which they can provide feedback

or raise issues or concerns. These include

through direct engagement with the

dedicated Investor Relations team and the

ESG team on sustainability matters, and at

general meetings of the Company, by

asking or submitting questions, distributing

members’ statements under the

Corporations Act, and choosing whether to

support the election or re-election of

Directors and other resolutions. Importantly,

shareholders already have a statutory right

to put resolutions to general meetings of

the Company.

Outside of these avenues, the Company

regularly engages with shareholders and

other stakeholders to gain insights into their

differing perspectives on the Company’s

operations. This includes senior executives

and, where appropriate Directors, meeting

with shareholders and special interest

groups to seek their views on matters

affecting the Company and communities in

which we operate.

The Company operates in 29 countries

across a complex financial services

landscape. Under the law and the Company’s

Constitution, the Board is responsible for

overseeing the business of the Company

and the Company’s governance structures

have been established to facilitate that line

of sight. It is important that the Board has

clear authority to make decisions in the

best interests of the Company and

shareholders as a whole by exercising

business judgment about the business and

affairs of the Company. The Board is

concerned that the proposed constitutional

amendment may result in general meetings

being dominated by special interest

resolutions that focus on a single issue and

adversely affect the ability of other

shareholders to be heard on issues relevant

to them.

The Board does not believe that the

constitutional amendment proposed will

improve the ability for shareholders as a

whole to provide feedback on how the

Company is managed.

Board Recommendation: Having regard to

the matters set out above, the Board does

not consider the proposed resolution to be

in the best interest of the Company and

shareholders as a whole. Therefore, the

Board recommends that shareholders vote

against the proposed resolution in item 5.

Item 6 – resolution

requisitioned by members –

Transition Plan Assessments

(conditional, non-board

endorsed item)

The same group of shareholders that

requisitioned the resolution in item 5 has

also requisitioned the resolution in item 6 in

this Notice of Meeting.

The resolution is an advisory resolution.

The resolution is not endorsed by the Board.

The resolution in item 6 will be proposed to

the Meeting only if the resolution in item 5 is

passed by the requisite majority.

Reasons why the Board

recommends that shareholders

vote against item 6 if it is put

to the AGM

ANZ firmly believes that climate change is 

a risk that needs to be managed now.

That’s why supporting our large business

customers to reduce their emissions is a

key feature of our Climate and Environment

Strategy. We expect the path to net zero will

look different for different sectors: some

customers may experience increases in

emissions while they invest in new

operations or businesses to enable

sustained decarbonisation. Understanding

the complexities and challenges our

customers face will enable us to better

engage with them and support them

to transition.

One of the ways we seek to support our

large business customers to reduce their

emissions is through our Large Emitters

Engagement Program (LEEP). Launched on

1 October 2023, engagement with our

LEEP customers has to date focused on our

100 largest emitting customers and

customers with Safeguard Mechanism

facilities, in each case with significant credit

limit thresholds. We will expand our

engagement to the next cohort of LEEP

customers during the 2025 financial year.

Our 2024 Climate-related Financial

Disclosures Report, available at

anz.com/esgreport, explains how our

LEEP customers are selected.

We encourage and support our LEEP

customers to continually improve their

transition plans, recognising that the

journey to net zero by 2050 is not ‘set

and forget’ – every improvement matters.

We have been clear about our expectations

of LEEP customers’ transition plans: we

consider whether the customer has

disclosed intermediate targets covering

scope 1 and 2 emissions that are aligned

with the temperature goals of the Paris

Agreement, whether they have committed

to net zero by 2050 and whether they have

clear plans to achieve their targets, with

strong governance and public reporting.

We encourage our LEEP customers to

obtain at least limited third party assurance

of emissions performance and targets.

However, we understand that having a

transition plan is not enough in itself –

that’s why we have increased our focus

on how LEEP customers are progressing

in achieving their emissions reduction

targets, as well as the trajectory of their

transition journey relative to our

expectations. This allows us to focus on

where we can have the greatest impact

by prioritising engagement with customers

that have momentum and capacity to

meet our expectations.

Our customer engagement is not limited

to LEEP. Since 2018, we have been

engaging with our Institutional energy

customers, being large business customers

that are thermal coal miners and customers

involved in oil and gas, and electricity

generation, and we have higher

expectations of them given this sustained

engagement. In addition to meeting the

expectations we have for our LEEP

customers, by end 2025 we expect

our Institutional energy customers to

disclose: material scope 3 emissions and

progress towards reducing those

14ANZ 2024 Notice of Annual General Meeting

Supporting Statements
provided by Market Forces

The statements which follow for Items 5

and 6 were provided by the shareholders

who requisitioned the resolutions in items

5 and 6. The statements are not endorsed

by the Board. The Board recommends that

shareholders vote against items 5 and 6.

Item 5 – Amendment to the

Constitution

Shareholder resolutions are a healthy

part of corporate democracy in many

jurisdictions other than Australia. For

example, in the UK shareholders can

consider resolutions seeking to explicitly

direct the conduct of the board. In the US,

New Zealand and Canada shareholders

can consider resolutions seeking to advise

their board as to how it should act.

Typically, unless a board permits it,

Australian shareholders cannot follow the

example of their UK, US, New Zealand or

Canadian counterparts in this respect.

A board of directors is a steward for

shareholders and accountability for the

discharge of that stewardship is essential

to long-term corporate prosperity.

In some situations the appropriate course

of action for shareholders dissatisfied with

the conduct or performance of the board

is to seek to remove directors individually.

However, in many situations a better

course of action is to formally and publicly

allow shareholders the opportunity at

shareholder meetings to alert board

members that the shareholders seek

more information or favour a particular

approach to corporate policy.

The constitution of ANZ is not conducive

to the rights of shareholders to place

resolutions on the agenda of a shareholder

meeting. This is contrary to the long-term

interests of ANZ, its board and shareholders.

Passage of this resolution – to amend

the ANZ constitution – will simply put the

company in a similar position in regard

to shareholder resolutions as any listed

company in the UK, US, Canada or

New Zealand.

We encourage shareholders to vote in

favour of this resolution.

Item 6 – Transition Plan

Assessments

ANZ is Australia’s biggest funder of fossil

fuels, having loaned over $20 billion to the

industry since the Paris Agreement.

1


ANZ’s continued financing of fossil fuel

expansion – more than any other

Australian bank – undermines its

commitments to the 1.5°C target of the

Paris Agreement and net zero global

emissions by 2050. This conduct and

ANZ’s severely inadequate fossil fuel

finance policies have seen the bank

increasingly becoming an outlier in

the sector, exposing the company to

heightened climate-related financial,

legal, regulatory and reputational risks.

ANZ’s policy settings and fossil fuel

finance activity are significantly out of step

with international and domestic peers. For

example, consistent with international best

practice, Commonwealth Bank announced

in August that it has already made the

decision to no longer finance oil and gas,

metallurgical coal mining, or coal-fired

power generation customers that lack

transition plans aligned with the

Paris Agreement.

2

For ANZ to meet its climate commitments,

and the expectations of regulators,

investors and broader stakeholders, the

bank must require all fossil fuel customers

to produce credible transition plans

before it will provide those customers

with new finance.

Financing fossil fuel expansion

The gaps in ANZ’s current policy have

enabled our company to continue

providing billions to fossil fuel expansion,

which undermines the Paris goals.

The Intergovernmental Panel on Climate

Change has confirmed projected

emissions from the planned lifetimes of

existing fossil fuel infrastructure would

significantly exceed the carbon budget

remaining to limit global warming to 1.5°C.

3

The International Energy Agency

concluded in 2021 that reaching net zero

emissions by 2050 means no new or

expanded coal mines and no new oil and

gas fields should be approved,

4

largely

reiterating this finding in 2022

5

and 2023

6

.

Appendix

1. https://www.marketforces.org.au/campaigns/banks/banking-climate-failure/ 2. https://www.marketforces.org.au/

commbank-2024-climate-report/ 3. https://www.ipcc.ch/report/sixth-assessment-report-working-group-3/

4. https://www.iea.org/reports/net-zero-by-2050 5. https://www.iea.org/reports/world-energy-outlook-2022

6. https://www.iea.org/reports/net-zero-roadmap-a-global-pathway-to-keep-the-15-0c-goal-in-reach

emissions, and the extent to which their

company strategy, targets and planned

capital expenditure are aligned with the

Paris Agreement goal of limiting global

temperature increases to well below

2°C and striving for 1.5°C. We continue to

expect Institutional energy customers to

achieve a ‘mature’ phase in their transition

plans by end 2025 or improve sufficiently

towards this – otherwise we may reduce

our support. This may mean that we

decline to participate in new lending

opportunities, reduce limits available to the

customer or selldown existing exposures.

Beyond our customer engagement,

we have set sectoral pathways to guide

our decision-making for customers in

higher-emitting sectors. To date, we have

set pathways and financed emissions

reduction targets for eight sectors,

including power generation, thermal coal,

and oil and gas. Our targets are based on

science-based scenarios to limit global

temperature increases to 1.5°C, with the

exception of our large-scale commercial

buildings target, which is based on the

best available Paris-aligned scenario

when it was set. Our 2024 Climate-

related Financial Disclosures Report

indicates that we are on-track to achieve

our 2030 financed emissions reduction

targets for power generation, thermal

coal, and oil and gas.

Our lending policies also guide our

approach to Institutional energy customers.

These include policies that: phase out

direct lending

5

to thermal coal miners and

coal-fired power stations by end 2030;

preclude directly financing new or

expanded upstream oil and gas projects;

preclude onboarding new to bank

upstream oil and gas customers and

providing lending to new to bank

customers that derive more than 10%

revenue or installed capacity or generation

from thermal coal; and reduce our

exposure to upstream oil and gas

customers by 40%. Our 2024 Climate-

related Financial Disclosures Report,

available at anz.com/esgreport, explains

the timing and scope of these policies.

Board Recommendation: Having

regard to the complexities set out

above as well as the disclosures made in

relation to these matters, the Board does

not consider the proposed resolution to

be in the best interests of the Company

and shareholders as a whole.

Therefore, the Board recommends that

shareholders vote against the proposed

resolution in item 6.

5. ‘Direct lending’ or ‘direct financing’ is financing

that has a direct nexus to an asset, such as limited

recourse project financing or a ‘use-of-proceeds’ or

‘project-related’ corporate loan. It does not include

general corporate purpose lending.

15

The UN-convened Net Zero Banking
Alliance, of which ANZ is a member, has

also categorically stated it “does not support

the financing of fossil fuel expansion.”

7

Yet in 2023 alone ANZ loaned $903 million

to companies involved in fossil fuel

expansion, almost five times as much

as Commonwealth Bank.

8

Between 1 January 2023 and 11 October

2024, ANZ:

• Acted as a mandated lead arranger for

a $1.24 billion loan for Santos, a company

targeting FID on three new oil and gas

projects in the coming years.

9

• Arranged $784 million for coal giant

Glencore, a company that has openly

admitted to not being aligned with the

Paris Agreement.

10

• Loaned $125 million to JERA, a company

involved in several large LNG expansion

projects, including Scarborough and

Barossa.

• Loaned $50 million to APA Group, a

pipeline company developing several

new pipelines for the Beetaloo Sub-

basin, a project estimated to result in

1.1 billion tonnes of CO

2

-equivalent

over its lifetime.

11

• Participated in a $9.2 billion loan for

the world’s largest gas turbine supplier,

GE Vernova.

12

• Loaned $172 million to, and arranged

a ‘perpetual bond’ for, San Miguel

Corporation, the Philippines’ biggest

gas expander.

13

• Participated in a $4.6 billion loan to

Baker Hughes, a company supplying

LNG train systems and gas turbines to

several of the world’s largest LNG

expansion projects.

14

ANZ’s financing continues to facilitate

fossil fuel expansion that is incompatible

with global climate goals the bank claims

commitment to.

Further disclosure required

ANZ’s current disclosures relating to

climate transition plan (CTP) expectations

are the weakest of Australia’s big four

banks, and lack critical detail regarding

implementation in three key areas:

assessment criteria, scope of application

and impact on financing decisions.

ANZ is the only major Australian bank

that will not require scope 3 emissions

reductions targets when assessing CTPs,

despite scope 3 typically accounting for

90% of upstream fossil fuel companies’

emissions.

15

The scope of fossil fuel clients ANZ

will require to produce a CTP by October

2025 is also unacceptably narrow,

16


exempting clients pursuing expansion

in critical fossil fuel sub-sectors such

as metallurgical coal mining, gas-fired

power generation, and midstream oil

and gas infrastructure.

ANZ is the only big four Australian bank

that will not require a CTP from clients it

provides capital markets services for,

despite ANZ arranging $873 million worth

of bonds for companies pursuing fossil

fuel expansion in 2023.

17

ANZ has disclosed that “new lending”

for oil and gas customers after October

2025 will be dependent on meeting

transition plan expectations,

18

but without

a requirement to have Paris-aligned scope

3 emissions reduction targets, oil and

gas customers will likely be able to

secure finance from ANZ while pursuing

expansion projects that are dangerously

misaligned with the bank’s climate

commitments.

Regulatory and legal risk

As Australia’s biggest funder of fossil fuels,

ANZ may face increasing legal and

regulatory scrutiny over the misalignment

between its financing decisions and its

climate commitments.

Australian misleading and deceptive

conduct law requires companies to have

a reasonable basis for making climate-

related statements, including net zero

commitments.

19

Regulatory enforcement on greenwashing

has seen some companies fined several

million dollars for misconduct.

20

ASIC Chair

Joe Longo has stated “net zero statements

and targets, that were either made without

a reasonable basis or that were factually

incorrect” are a common form of

misconduct identified by the regulator.

21

As stated by the chair of a UN High-Level

Expert Group focused on corporate net

zero claims: “Non-state actors cannot

claim to be net zero while continuing to

build or invest in new fossil fuel supply.”

22

Without disclosing a comprehensive and

credible approach to ensuring its fossil fuel

customers are aligned with a 1.5°C warming

pathway, ANZ does not have a reasonable

basis for its commitments to the Paris

Agreement and net zero emissions by

2050, leaving the bank open to

greenwashing challenges.

This resolution presents an opportunity

for ANZ to address these risks and meet

the standards set by international and

domestic peers.

We urge shareholders to vote in favour

of this resolution.

7. https://www.unepfi.org/industries/banking/nzba-responds-to-recent-research-on-fossil-fuels-coal/ 8. https://www.marketforces.org.au/campaigns/banks/banking-climate-failure/

9. https://www.marketforces.org.au/wp-content/uploads/2024/03/03-2024-Santos-Investor-briefing-FINAL-2.pdf 10. https://parlinfo.aph.gov.au/parlInfo/download/committees/

commsen/27925/toc_pdf/Environment%20and%20Communications%20References%20Committee_2024_04_22.pdf;fileType=application%2Fpdf 11. https://www.marketforces.

org.au/campaigns/companies/apa-group/ 12. https://www.gevernova.com/gas-power/products/gas-turbines 13. https://ieefa.org/resources/san-miguel-global-power-fossil-fuel-

oriented-growth-strategy-raises-financial-red-flags 14. https://investors.bakerhughes.com/news-releases/news-release-details/baker-hughes-and-ventureglobal-announce-

expanded-master; https://investors.bakerhughes.com/news-releases/news-releasedetails/baker-hughes-announces-major-turbomachinery-lng-order-pluto; https://investors.

bakerhughes.com/news-releases/news-release-details/baker-hughes-announcesmajor-turbomachinery-order-venture-global 15. https://cdn.cdp.net/cdp-production/cms/reports/

documents/000/002/327/original/Carbon-Majors-Report-2017.pdf 16. https://www.anz.com.au/content/dam/anzcomau/about-us/ANZ-2024-Energy-Customer-Approach.pdf

1 7. https://www.marketforces.org.au/campaigns/banks/banking-climate-failure/ 18. https://www.anz.com/content/dam/anzcom/shareholder/ANZGHL-full-year-2023-results-investor-

discussion-pack.pdf 19. https://asic.gov.au/regulatory-resources/financial-services/how-to-avoid-greenwashing-when-offering-or-promoting-sustainability-related-products/

20. https://asic.gov.au/about-asic/news-centre/find-a-media-release/2024-releases/24-213mr-asic-s-vanguard-greenwashing-action-results-in-record-12-9-million-penalty/;

https://asic.gov.au/about-asic/news-centre/find-a-media-release/2024-releases/24-173mr-asic-s-first-greenwashing-case-results-in-landmark-11-3-million-penalty-for-mercer/

21. https://asic.gov.au/about-asic/news-centre/speeches/greenwashing-a-view-from-the-regulator/ 22. https://www.un.org/sites/un2.un.org/files/high-level_expert_group_n7b.pdf

shareholder.anz.com

---

ANZ Group Holdings Limited
9/833 Collins Street Docklands Victoria 3008 Australia

ABN 16 659 510 791

11 November 2024


Market Announcements Office

ASX Limited

Level 4

20 Bridge Street

SYDNEY NSW 2000


Proxy Form


ANZ Group Holdings Limited (ANZ) today released its

Proxy Form relating to the upcoming ANZ 2024 Annual

General Meeting.


It has been approved for distribution by ANZ's Board of Directors.



Yours faithfully


Simon Pordage

Company Secretary

ANZ Group Holdings Limited

ANZ Group Holdings Limited ABN 16 659 510 791 12294
How to direct your proxy to vote

Appointment of proxy

The details set out below are subject to the additional details set

out in Steps 1 and 2 overleaf.

Voting 100% of your holding: Direct your proxy how to vote by

marking one of the boxes opposite each item of business. If you do

not mark a box in respect of an item, your proxy may vote as they

choose on that item. If you mark more than one box on an item your

vote will be invalid on that item.

Voting a portion of your holding: Indicate a portion of your voting

rights by inserting the number or percentage of shares you wish your

proxy to vote in the For, Against or Abstain box or boxes. The sum of

the votes to be cast by your proxy on an item of business must not

exceed your voting entitlement or 100%.

Appointing a second proxy: You are entitled to appoint up to two

proxies to attend the Meeting and vote on a poll. If you appoint two

proxies you must specify the number or percentage of shares you

wish each proxy to vote, otherwise each proxy may vote half of the

shares. Fractions of votes will be disregarded. When appointing a

second proxy write both names and the number or percentage of

shares for each in Step 1 overleaf.

Lodgement of a proxy

This Proxy Form (and any authority under which it is signed or

a certified copy of that authority) or any other proxy voting instructions

must be received by ANZ not later than 48 hours before the

commencement of the Meeting. Any Proxy Form, authority, certified

copy of an authority or other proxy voting instructions received after

that time will not be valid for the scheduled Meeting. Proxy Forms

(and any authorities under which they are signed or certified copies

of those authorities) may be sent by mail or by fax using any of

the address details or the facsimile numbers shown above. As an

alternative to using this Proxy Form, shareholders may record their

proxy voting instructions electronically at www.investorvote.com.au

or by scanning the above QR Code with their mobile device.

Signing instructions for Proxy Forms

Individual: Where the holding is in one name, the shareholder

must sign.

Joint Holding: Where the holding is in more than one name,

all of the shareholders should sign.

Power of Attorney: If this Proxy Form is signed on behalf of the

shareholder under Power of Attorney and you have not already

lodged the Power of Attorney with the Share Registrar, please attach

a certified photocopy of the Power of Attorney to this Proxy Form

when you return it.

Companies: Where the company has a Sole Director who is also the

Sole Company Secretary, this Form must be signed by that person.

If the company (pursuant to section 204A of the Corporations Act

2001) does not have a Company Secretary, a Sole Director can also

sign alone. Otherwise this Form should be signed by a Director jointly

with either another Director or a Company Secretary. Please sign in

the appropriate place to indicate the office held.

Attending the meeting

If a representative of a corporate shareholder or a corporate proxy is

to attend the Meeting, it will be necessary to provide the appropriate

Appointment of Corporate Representative Form prior to admission.

An Appointment of Corporate Representative Form may be obtained

from Computershare or online at www.investorcentre.com

Go online to appoint your proxy,

or turn over to complete the form

For your Proxy Form to be effective, it must be received by 9:00am (Melbourne time) Tuesday, 17 December 2024

For all enquiries call:

Australia: 1800 11 33 99 New Zealand: 0800 174 007

United Kingdom: (0870) 702 0000 Outside Australia: (+61 3) 9415 4010

Lodge your proxy:

Online: www.investorvote.com.au

For intermediary online subscribers only

(custodians) www.intermediaryonline.com

By mail to: Computershare Investor Services Pty Limited

Alternatively you can fax your Proxy Form to:

(within Australia) 1800 783 447 (outside Australia) (+61 3) 9473 2555

GPO Box 242

Melbourne

Victoria 3001

Australia

Yarra Falls

452 Johnston Street

Abbotsford

Victoria 3067

Australia

The Pavilions

Bridgwater Road

Bristol BS99 6ZZ

United Kingdom

Private Bag 92119

Auckland 1142

New Zealand

Appoint your proxy and view the 2024 Annual Report online

Go to www.investorvote.com.au or scan the QR Code with your mobile device.

Follow the instructions on the secure website to appoint your proxy.

Your access information for appointing your proxy online:

Please Note: For security reasons it is important that you keep your SRN/HIN confidential.

Please dispose of this form carefully if you appoint your proxy online.

2024 Annual General Meeting

Proxy Form

Sign
Signature of shareholder(s) This section must be completed.

Individual or Shareholder 1

Sole Director and Sole Company SecretaryDirector/Company Secretary

Shareholder 3

Director

Shareholder 2

ANZ238474A

ANZ Group Holdings Limited ABN 16 659 510 791 12294

the Chair

of the Meeting*

OR

Where applicable below, please mark ‘X’ to

indicate your directions

X

Change of address If your address details are

incorrect, mark this box and make the correction

in the space to the left. Shareholders sponsored

by a broker (reference number commences with

‘X’) should advise their broker of any changes.

ANZ238474A

Contact NameDateContact Daytime Telephone

( )

/ /

2024

If you are not appointing the Chair of the Meeting as your proxy, please write the full name of the individual or

body corporate you are appointing as your proxy. Do not insert your own name(s).

I/We being a shareholder/s of ANZ Group Holdings Limited (ANZ) and entitled to attend

and vote at the 2024 Annual General Meeting of ANZ (AGM or Meeting) hereby appoint

or failing the individual or body corporate named, or if no individual or body corporate is named, the Chair of the Meeting as my/our proxy to

act generally at the Meeting on my/our behalf and to vote in accordance with the following directions (or if no directions have been given, as

the proxy sees fit) at the 2024 AGM of ANZ to be held at the Melbourne Convention Centre, Melbourne Room, Level 2, Melbourne Convention

Centre, 1 Convention Centre Place, South Wharf VIC 3006 on Thursday, 19 December 2024 commencing at 9:00am (Melbourne Time), and

at any adjournment of the AGM.

*If you wish to direct your proxy how to vote on any or all items of business – see Step 2 below.

Exercise of proxies by the Chair of the Meeting: Where authorised and permitted to do so, the Chair of the Meeting intends to vote

undirected proxies in favour of items 2, 3 and 4, and against items 5 and 6 (where item 6 is put to the Meeting).

Chair of the Meeting authorised to exercise proxies on remuneration related matters: If I/we have appointed the Chair of the Meeting as

my/our proxy (or the Chair of the Meeting becomes my/our proxy by default), I/we expressly authorise the Chair of the Meeting, to the extent

permitted by law, to exercise my/our proxy in respect of items 3 and 4 notwithstanding that each of those items is connected directly or

indirectly with the remuneration of a member of the key management personnel of ANZ which includes the Chair of the Meeting.

Important: Please refer to the Notice of Meeting for the detailed voting restrictions for items 3 and 4.

Appoint a proxy to vote on your behalf

Step 1

Proxy Form

Items of business

Step 2

Please note: If you mark the Abstain box for an item, you are directing your proxy not to vote on your

behalf and your votes will not be counted in computing the required majority on a poll.

309701A

Board recommendation: The Board recommends (with any interested director abstaining) that shareholders vote FOR items 2, 3 and 4 and

AGAINST for items 5 and 6 (where item 6 is put to the Meeting).

For Against Abstain

2 Election and Re-election of Board endorsed candidates

For2(a) To elect Mr S A St John

2(b) To elect Mr R B M Gibb

2(c) To re-elect Ms C E O’Reilly

For3 Adoption of the Remuneration Report

For4 Grant of restricted rights and performance rights to Mr S C Elliott

Against5 Resolution requisitioned by members - Amendment to the Constitution (special resolution)

Against6 Resolution requisitioned by members - Transition Plan Assessments (conditional resolution)

---

ANZ Group Holdings Limited
9/833 Collins Street Docklands Victoria 3008 Australia

ABN 16 659 510 791

11 November 2024


Market Announcements Office

ASX Limited

Level 4

20 Bridge Street

SYDNEY NSW 2000


Online Meeting Guide and FAQs


ANZ Group Holdings Limited (ANZ) today released its

Online Meeting Guide and Frequently Asked Questions

document relating to the upcoming ANZ 2024 Annual General Meeting.


It has been approved for distribution by ANZ's Company Secretary.



Yours faithfully


Simon Pordage

Company Secretary

ANZ Group Holdings Limited

Accessing the online portal on the day
Online Meeting Guide &

Frequently Asked Questions

for the Annual General Meeting being held on Thursday, 19 December 2024

Before you begin ensure your

browser is compatible.

You can easily check your current browser by going

to the website:

whatismybrowser.com

Supported browsers are:

Chrome | Firefox | Safari | Edge

The Meeting is viewable from smartphones, tablets,

or computers.

Australian Residents

SRN or HIN and postcode of your

registered address

Overseas Residents

SRN or HIN and country of your

registered address

Appointed Proxies

Please contact Computershare

Investor Services on +61 3 9415 4024

to request your unique email invitation

link prior to the meeting day

To access the Online Portal, you must have the following information

To register as a shareholder

Select ‘Shareholder’, enter your SRN or

HIN and select your country. If Australia,

also enter your postcode.

To register as a Proxyholder

Click on the link in the invitation e-mail

sent to you. Or select ‘invitation’ and enter

your invite code provided in the email.

To register as a guest

Select ‘Guest’ and enter your details.

OROR

To access

the Online Portal

Visit http://meetnow.global/ANZ2024

and click on the join meeting now button.

Online

If you choose to access the Online Portal, you will be able to

ask written questions and view a live webcast of the Meeting.

You cannot vote during the Meeting via the Online Platform.

To access the Online Portal, visit https://meetnow.

global/ANZ2024 on your smartphone, tablet, or

computer and enter the registration information below.

For assistance
If you require assistance before or during the Meeting,

please call +61 3 9415 4024.

To access the webcast

The webcast will appear automatically once the

Meeting has started. If the webcast does not start

automatically press the play button and ensure

the audio on your computer or device is turned on.

To ask written questions online

To ask a question select the ‘Q & A’ icon and

select the topic your question relates to.

Type your question into the chat box at

the bottom of the screen and press ‘Send’.

To access meeting documents

To view documents relating to the Meeting

select the ‘Documents’ icon and choose

the document you wish to view.

Online Meeting Guide & FAQ

Meeting details
01

When and where is ANZ’s AGM being held?

ANZ Group Holdings Limited’s (ANZ) 2024 Annual General Meeting

(AGM) will be held on Thursday, 19 December 2024 commencing

at 9:00 am (Melbourne Time) at Melbourne Room, Level 2,

Melbourne Convention Centre, 1 Convention Centre Place,

South Wharf VIC 3006.

Meeting documentation

02

How do I request a hard copy of the Notice of

Meeting and Proxy Form?

You are able to request a hard copy of the Notice of Meeting and

Proxy Form. This will be mailed out to you as a priority. Please refer

to question 8 for the deadline to return completed Proxy Forms.

To request a hard copy of the above documents please call:

T 1800 11 33 99 within Australia

T +61 3 9415 4010 outside Australia

Once completed, mail your form with the included

reply paid envelope or Fax to:

F 1800 783 447 within Australia

F +61 3 9473 2555 outside Australia

03

Can I update my details to receive

electronic communications?

Receiving your communications electronically is an important

way to stay informed as an ANZ shareholder.

We encourage you to take this opportunity to switch to electronic

communications. This will help us with sustainable practices that

also enable the fastest possible access to information in a secure

and cost-effective way.



04

How do I access the documents online?

You can access all of the documentation at anz.com/agm from

Monday, 11 November 2024.

Issues accessing the online platform

05

I can’t log into the Online Platform. What do I do?

Please call the following numbers:

CountryHotline

Australia03 9415 4024

Outside Australia+61 3 9415 4024

06

What do I do if I am logged out of the Online

Platform during the Meeting?

You will need to re-register. Alternatively, please call our share

registry provider, Computershare Investor Services, using the

telephone numbers provided in question 5.

07

I don’t have a (reliable) internet connection –

what are my options?

You will need to have a reliable internet connection to view the

meeting and to ask written questions during the Meeting via the

Online Platform.

If you do not have an internet connection, or are concerned about its

reliability, we encourage you to submit any questions you would like

to ask, prior to the Meeting.

How do I vote?

08

Appointing a proxy to vote on my behalf

You can appoint a proxy to vote on your behalf but must do so prior

to the Meeting. You can appoint a proxy either online or in writing

using the Proxy Form, as set out in the table below.

To be effective, proxy appointments must be received by

9:00 am (Melbourne Time) on Tuesday, 17 December 2024.

MethodHow to appoint a proxy

OnlineOpen your browser and go to:

investorvote.com.au/login AGM (Control Nbr 133945)

In writingTo request Proxy forms –

please call Computershare on:

T 1800 11 33 99 wiithin Australia

T +61 3 9415 4010 outside Australia

Once completed, mail your forms with the

included reply paid envelope or Fax to:

F 1800 783 447 within Australia

F +61 3 9473 2555 outside Australia

09

Can I vote online during the Meeting?

You cannot vote during the Meeting via the Online Platform. If you

wish to vote and cannot physically attend the Meeting, please appoint

a proxy to vote on your behalf.

Frequently Asked Questions

Important notice

Notice of Meeting and Proxy Form

You are able to request a hard copy of the Notice of Meeting

and Proxy Form. This will be mailed out to you as a priority.

To request a hard copy of these documents, please call

Computershare on 1800 11 33 99 within Australia

+61 3 9415 4010 outside Australia.

Please refer to ‘HOW DO I ASK A QUESTION?’

section for further information.

Scan this QR Code to update your details

online or open your browser and go to

www.investorcentre.com/au and update

your details online.

anz.com
ANZ Group Holdings Limited (ANZ) ABN 16 659 510 791

How do I ask a question?

10

Can I submit a question prior to the Meeting?

You can ask questions prior to the Meeting either online or in writing

using the Questions from Shareholders Form, as set out in the

table below.

Such questions must be received by 5.00pm (Melbourne Time)

on Thursday, 12 December 2024.

MethodHow to ask a question

OnlineOpen your browser and go to:

investorvote.com.au/login

AGM (Control Nbr 133945) using the Shareholder

Question icon or

anz.com/agm – use the online form

In writingTo request hard copy Questions from Shareholders

Form – please call Computershare on:

T 1800 11 33 99 within Australia

T +61 3 9415 4010 outside Australia

Your form must be received by 5:00pm

(Melbourne Time) on Thursday, 12 December 2024.

Mail your form in the included reply

paid envelope or Fax to:

F 1800 783 447 within Australia

F +61 3 9473 2555 outside Australia

11

Can I ask questions during the Meeting?

Yes, you can ask questions during the Meeting in person by walking

up to the microphone in the Meeting room at the appropriate time or

by submitting a written question via the Online Platform.

For written questions, tap on the Q & A icon on the Online Platform,

select the topic your question relates to and then type your question

in the chat box at the bottom of the screen and press ‘Send’.

Questions will be read aloud during the AGM for the Board

and Management to respond to.

12

What if I lose connection with the Online Platform

and miss my opportunity to ask a written question?

You will need to be logged in to the Online Platform in order

to view the Meeting or ask written questions online. If you lose

connection with the Online Platform you may miss your opportunity

to ask a question.

If you are concerned about this, please consider submitting

any questions you have prior to the AGM.

Other questions?

13

Will there be an opportunity to meet the

Board and Management?

If you are attending the Meeting in Melbourne, Victoria you will be

able to meet with the Board and Management. Shareholders are

encouraged to ask questions of the Board and Management

prior to or during the Meeting using the methods set out in the

‘How do I ask a question’ section.

14

How do I watch a recording after the Meeting?

A link which will allow you to watch a recording of the AGM

will be posted on the ANZ website at

anz.com/agm shortly

after the Meeting has ended.

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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