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Fletcher Building Announces HY25 Results

Half Year Results18 February 2025FBUMaterials

Fletcher Building Limited, 810 Great South Road, Penrose, Auckland 1061, New Zealand
19 February 2025


Fletcher Building announces HY25 Results


Fletcher Building today announced its financial results for the first half of FY25.


• Revenue from continuing operations of $3,583 million, down 7% from $3,860

million in HY24

• EBIT before significant items from continuing operations of $167 million, $96

million lower than HY24

• Net Loss After Tax of $134 million, compared to Net Loss After Tax of $120 million

in HY24

• $700 million capital raise applied to repay $511 million bank debt and reduce

USPP by $169 million

• Cost-out programme ahead of plan


Fletcher Building Managing Director & CEO Andrew Reding said: “The first half of the

2025 financial year continued to be a challenging period for our businesses as very

difficult trading conditions continued across all our segments. This included a broad-

based slowing of demand, intense competitive forces and persistent inflationary

pressures. Our businesses navigated these obstacles by focusing on optimising

operational performance and tightly managing the things within our control. We are

pleased with the progress achieved to date on our key priorities which have been:

resetting governance and leadership roles of the Group; the ongoing strategic review; the

Group-wide cost reduction programme; cash; being prudent with capital expenditure;

and progressing the resolution of outstanding legacy issues.”


Overall, Group revenue from continuing operations was $3,583 million in HY25, down 7%

versus $3,860 million in the prior period. Market volumes continued to decline in the half,

particularly in businesses more heavily exposed to the residential sector. In the New

Zealand Materials and Distribution divisions, volumes were down 5-10% half year on half

year, but some businesses benefitted from major projects like the Auckland Airport

expansion. In Australia, market activity continued to decline, down 15% half year on half

year.


Andrew Reding said: “Performance in the Residential and Development division reflected

the overall housing market in New Zealand, with 115 fewer units contracted and sold

versus the prior period, with average market prices also down approximately 2% on the

prior period. However, some tentative signs of improvement began to appear post the




first OCR cut late in 2024, with sales up 17% between September-December 2024, as

compared to July-August 2024.


“Pleasingly, the Construction division performed well with revenue up 16%, with higher

work volumes arising from key infrastructure projects.”


Earnings before interest and tax (EBIT) from continuing operations and before significant

items was $167 million, down from $263 million in the prior period. The lower market

volumes for the Materials and Distribution divisions were the most significant driver of

the earnings reduction, contributing $80 million lower EBIT before significant items.

However, Construction EBIT before significant items was up $21 million half on half.


Fletcher Building has remained focused on improving cash flows. Overall cash flows

from operating activities were an outflow of $5 million, impacted by lower earnings in the

current half, $134 million legacy outflows, and the normal seasonal investment in working

capital during the period. Trading cash flows from continuing operations (excluding

legacy and significant items) were $138 million, compared to $225 million in the prior

period.


Andrew Reding said: ”Beyond our financial performance, we continue to enhance the

sustainability of our operations, reaching key milestones along the way. One standout

achievement is the ongoing reduction of coal usage at our Golden Bay cement plant in

Northland, which now exceeds 55% substitution as of HY25. This has been driven by the

increased use of wood waste and end-of-life tyres, alongside the disposal of unused

COVID PPE and biomass-based industrial sludges. As a result, we diverted 46,000 tonnes

of waste from landfills during the period and reduced process CO2 emissions by

approximately 50,000 tonnes as compared to traditional coal use at Golden Bay®. At a

Group level, our greenhouse gas emissions continue to decline, with a 21% reduction

since FY18.


“We are also making progress in resolving our remaining Construction legacy projects.

The New Zealand International Convention Centre project is now in its final stages, with

major construction works substantially completed. Our focus has shifted to finishing,

testing, and commissioning, and we remain committed to delivering the project, with

handover scheduled by 30 June 2025.


“Macroeconomic pressures are expected to persist and economic activity to remain

subdued at below mid-cycle levels for the remainder of the financial year. Despite this,

we remain focused on what we can control: delivering operational excellence, tightly

managing costs, prioritising safety, and providing the best possible service to our

customers. I look forward to sharing further details on our strategic review prior to our

upcoming Investor Day in June 2025.”





ENDS

Authorised for release to the market by Haydn Wong, Company Secretary.

_____________________________________________________________________________________________________________

For further information please contact:


INVESTORS Aleida White, Head of Investor Relations +64 21 155 8837 Aleida.White@fbu.com

MEDIA Christian May, Chief Corporate Affairs Officer +64 21 305 398 Christian.May@fbu.com


For information on Fletcher Building visit fletcherbuilding.com

---

Half Year Results
to 31 December

2024

19 FEBRUARY 2025

Important Information
| Half Year Results Presentation | February 2025 | Fletcher Building Limited

2

This presentation has been prepared by Fletcher Building Limited and its group of companies (“Fletcher Building”) for informational purposes. This disclaimer applies to this

document and the verbal or written comments of any person presenting it.

This presentation provides additional comment on the 2025 Interim Financial Results dated 19 February 2025. As such, it should be read in conjunction with and subject to the

explanations and views given in that document. Unless otherwise specified, all information is for the six months ended 31 December 2024.

In certain sections of this presentation, Fletcher Building has chosen to present certain financial information exclusive of the impact of significant items. A number of non-

GAAP financial measures, such as measures before significant items, are used in this presentation which are used by management to assess the performance of the business

and have been derived from Fletcher Building’s financial statements for the six months ended 31 December 2024. You should not consider any of these statements in isolation

from, or as a substitute for, the information provided in the financial statements for the six months ended 31 December 2024, which are available at

www.fletcherbuilding.com. Details of significant items can be found in note 2.1 of those interim financial statements.

The information in this presentation has been prepared by Fletcher Building with due care and attention; however, neither Fletcher Building nor any of its related companies,

directors, employees, shareholders nor any other person gives any representations or warranties (either express or implied) as to the accuracy or completeness of the

information and, to the maximum extent permitted by law, no such person shall have any liability whatsoever to any person for any loss (including, without limitation, arising

from any fault or negligence) arising from this presentation or any information supplied in connection with it, or any reliance thereon.

This presentation may contain forward looking statements, that is statements related to future events or other matters. Forward looking statements may include statements

regarding our intent, belief or current expectations in connection with our future operating or financial performance, or market conditions. Such forward looking statements

are based on current expectations, estimates and assumptions and are subject to a number of risks and uncertainties, including material adverse events, significant one-off

expenses and other unforeseeable circumstances. There is no assurance that results contemplated in any of these forward looking statements will be realised. Actual results

may differ materially from those projected. Except as required by law, or the rules of any relevant stock exchange or listing authority, no person is under any obligation to

correct this presentation at any time after its release or to provide further information about Fletcher Building.

The information in this presentation does not constitute financial product, legal, financial, investment, tax or any other advice or any recommendation.

Agenda
1.OverviewAndrew Reding, Managing Director & CEO

2.Financial ResultsWill Wright, CFO

3.OutlookAndrew Reding, Managing Director & CEO

3

HY25 Results

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

HY25 Overall highlights
▪Governance reset complete with appointment of permanent Chair

and new directors

▪Continued business improvement initiatives in challenging market:

▪New WWB plant A-grade recovery rate exceeding 95% target

earlier than planned

▪Golden Bay® coal substitution >55% with wood waste, end-of-

life tyres & other end-of-life material to reduce CO

2

▪Excellent safety performance, TRIFR 2.8

▪Customer focus driving market share gains in a number of

businesses including Laminex® NZ, Mico®, Fletcher Insulation®;

NPS 57, above NPS ≥ 55 target

▪Improved sustainability, 21% lower carbon emissions than FY18,

eg better than expected carbon reduction in PCC electric ovens

▪Improved employee engagement to eNPS of 39

▪Cost-out programme ahead of plan

▪Balance sheet reset underway; successful capital raise of $700m

reducing leverage from 2.0x (FY24) to 1.4x (HY25); successful

Tradelink® divestment

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

4

| Half Year Results Presentation | February 2025 | Fletcher Building Limited
5

HY25 Financial summary

1. Continuing operations 2. Before significant items; 3. Excluding legacy, significant items and discontinued items

Very tough macro conditions across all sectors; all levers being pulled to navigate current market & set up for market upturn

Revenue

1

$3.6b

7% lower than HY24

EBIT

1,2

$167m

$96m lower than HY24

Trading cash

flows

3

$138m

vs $225m in HY24

$700m

capital raise

applied to repay $511m

bank debt & reduce

USPP by $169m

Net debt

$1.1b

vs $1.8b at FY24

1.4x

Leverage

ratio

vs 2.0 at FY24

EBIT

1,2

Margin 4.7%

vs 6.8% in HY24

Net loss

$134m

vs $120m in HY24

Continued progress on critical strategic areas of focus
Execution of strategic

priorities

•Strategic review includes shape of the portfolio, where FB will generate organic growth above the cycle

•Reviewing appropriate operating model for FB to deliver on its strategic objectives

•Capital structure review to determine the underlying financial settings that we need to deliver on our strategy

•Progressing resolution of legacy projects

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

6

Actively managing

through-the-cycle BU

performance in the

challenging market

•Key appointments made at Board & Executive level, reduced Executive Team. Board reset completed, new Chair and three

new Non-Executive Directors. New CEO, CFO, Chief People Officer, Group General Counsel and CE Concrete. CIO role

disestablished from Executive Team

Governance &

Leadership reset

•Successfully completed $700m capital raising, reduced leverage to 1.4x and improved financial stability and resilience

•Achieved significant cost reductions to manage profitability in the current operating environment. ~$90m (before impact of

inflation) gross cost out in HY25; targeting ~$180 million of total gross cost savings in FY25

•All ERP projects are on hold, conducting a review of future requirements

•Reviewed capital expenditure projects, decisions made to delay, pause or accelerate

•Our core manufacturing and concrete operations are being well-managed, with efficient & appropriately capitalised sites

•Steel lower volumes & compressed margins but businesses performing in the challenging market

•PlaceMakers® operating structure including expanding JV’s and hub model is currently under review; renewed focus on

performance in areas that are important to our customers

•Customer and pricing focus

•We maintain our strong safety culture, with robust systems across the business. Progress continues in delivering front line

safety programmes

Derisking, driving reset and through-the-cycle performance

1

3

2

Update on near-term priorities
Good progress made against near-term priorities presented in September capital raise

ONGOING COST REDUCTION INITIATIVES TO MANAGE

PROFITABILITY

WESTERN AUSTRALIAN PLUMBING INDUSTRY RESPONSE

FOCUS ON EFFECTIVE EXECUTION OF INFLIGHT GROWTH

INITIATIVES

CONTINUED FOCUS ON CASH GENERATION

COMPLETE TRADELINK® DIVESTMENT

COMPLETE REMAINING LEGACY PROJECTS

PERMANENT CHAIR APPOINTMENT

MEASURED ASSESSMENT OF PORTFOLIO CHOICES

On-track

▪Significant cost reductions achieved to manage profitability in current operating

environment, ~$90m (before impact of inflation) gross cost out delivered HY25;

targeting ~$180m gross cost savings in FY25

Response

Actioned

On-track

On-track

Completed

On-track

Completed

On-track

▪Industry Response to WA plumbing issues finalised and signed; A$155m (NZ$170m)

provision taken in HY25

▪Laminex Taupō – flexible production capability & raw material flexibility; new board

product for NZ market with superior features

▪New Firth® flagship ready mix concrete plant in Auckland

▪Frame & Truss – project paused, options under review

▪FY25F Base capex ~$140m vs $200-250m historical run rate; ~$200m on key initiatives;

~$15m Vivid; FY25F total capex ~$355m; continued focus on cash & working cap.

▪Sale completed; A$160m received in HY25

▪NZICC: building work substantially completed, complex commissioning process

underway. Expected handover in 2H25

▪P2W: arbitration process for claims continues

▪WIAL: remedial works for WIAL carpark awaiting client approval for solution

▪Permanent Chair and three NED’s appointed; Board refresh completed

▪Update to be provided at Investor Day in June 2025

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

7

OTHER

On-track

▪WWB defence to ComCom lodged; we have a strong case

Sustainability
8

1. Carbon Emissions are ‘000 Tonnes Combined Scope 1 and Scope 2 emissions for the Group; Carbon Emissions Intensity = FBU CO

2

Tonnes for every $1m of revenue. ISO 14064-1

2. Revenue for sustainably certified products as a % of total revenue from products made/sold by our manufacturing businesses. Excludes revenue from Distribution, Resi. & Development and Construction

SUSTAINABILITY

CARBON (CO2) EMISSIONS & INTENSITY

1

1,199

950

162

129

0

20

40

60

80

100

120

140

160

180

0

100

200

300

400

500

600

700

800

900

1000

1100

1200

1300

1400

1500

FY1812MTHS

TO NOV'24

EmissionsIntensity

▪21% lower carbon and 20% lower

carbon intensity since FY18; targeting

Net Zero by 2050

▪76% of product revenue from

products with sustainability

certifications

2

▪2024 Climate Statements published

▪CDP rating of B indicating good

management of GHG emissions

▪Dow Jones Best-in-Class Index

(Australia) member: within Building

Products sector, FB is 1 of only 10

companies globally that are members

of any of the DJ Best-in-Class indexes

& the only NZ or Australian company

that is a member

▪Member of S&P Sustainability

Yearbook (top 15% of companies

globally)

Improvements being delivered

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

Coal substitution >55% (wood waste,

tyres, unused Covid PPE, industrial

sludges) & CO

2

emissions reduction at

Golden Bay

Winstone Aggregates® biodiversity

pest control (Northland, Auckland,

Waikato) & replanting initiatives

Laminex® Toolara (Australia) have

started generation from their new

roof solar installation

Better than expected carbon

reduction (82%) in PCC electric ovens

Our People and Community
9

Reconciliation Action Plan in Australia now moved from initial Reflect stage to the

Innovate phase

Community – PlaceMakers®

Olympics sponsorship

Back Country Trust partnership to restore 30 iconic

huts (photo: Poutaki Hut in Ruahine Forest Park)

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

Higgins® new bitumen tankers “my whanau (family)

works at Higgins®”: our people, safety & improved

sustainability

Women to Leadership programme

Continued good progress on Safety, Customer and Engagement
SAFETY

TOTAL RECORDABLE INJURY FREQUENCY RATE

1

10

3.4

3.1

3.3

2.8

FY22FY23FY24HY25

1. TRIFR = Total no. of recorded injuries per million hours worked. Does not include Restricted Work Injuries. Excludes Tradelink & Wood Products

2. Net Promoter Score (NPS) measures customer performance and is an indication of how satisfied our customers are with our business. Our Group NPS excludes Construction and Joint Ventures

Safety improved

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

CUSTOMER

NET PROMOTER SCORE

36

40

48

57

FY22FY23FY24HY25

NPS target ≥ 55 achieved

ENGAGEMENT

EMPLOYEE ENGAGEMENT RATING

Strong engagement

23

26

35

39

FY22FY23FY24HY25

▪Improving TRIFR

▪Five BU’s injury-free for past 12 months; 2

serious injuries in Construction & Concrete

reminding us of the importance of our focus

on Critical Risks

▪>2,000 Risk Containment Sweeps and

>9,000 Critical Control Verifications in HY25

▪Focus on Safety Leadership Programme

‘Healthy Work’ for leaders & Power Up

‘Healthy Work’ for frontline

▪Strong HY25 NPS of 57, uplift of 9pts from

FY24; ahead of our target NPS ≥ 55, with

improved scores from Woodproducts &

Apartments

▪Continued focus on customer service, product

range & DIFOT to deliver a strong customer

experience

▪Ongoing competitive benchmarking NPS

programme (customers and non-customers)

to re-commence in 2H25

▪Continued upward trend with eNPS of 39,

close to reaching our target eNPS > 40 (global

upper quartile)

▪Our people feel a greater sense of

achievement in delivering to customer needs

and overall satisfaction in roles

▪Launch of new Employee Action Group,

Lōkahi, welcoming all our employees to a

community where we can talanoa (discuss),

connect, and learn about Pasifika culture

(Global industry sector leaders average)

7.4

AUS DWELLINGS COMMENCED (‘000s) | ROLLING 12 MONTH
0

20

40

60

80

NSWVICQLDRest of AU

NZ RESIDENTIAL SQUARE METERAGE CONSENTED (‘000s) | ROLLING 12 MONTH

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

11

4,000

5,000

6,000

7,000

8,000

FLETCHER BUILDING HY25 REVENUE BY MARKET (%)

NZ ResidentialAU ResidentialNZ InfrastructureAU InfrastructureNZ CommercialAU Commercial

Peak to Dec-24

39%

35%15%23%3%17%7%

Market backdrop remains challenging

•NZ annual average GDP growth –1.0% in Sep-24 quarter

•NZ OCR 4.25%, mortgage interest rates lowering, yet to flow through to activity

•REINZ house price index -1.1% YoY, with Auckland -1.9%

•NZ ready-mix concrete production 19% lower than Sep-22 peak, -10% YoY

•AU annual average GDP growth 0.3% in Sep-24 quarter

•AU OCR 4.35%

•Australian national house prices increased 5.1% in the 12 months to Dec-24

quarter

NSW ↓ 42% to peak

VIC ↓ 30% to peak

QLD ↓ 18% to peak

ROA ↓ 27% to peak

Source: Stats NZ Infoshare, Australian Bureau of Statistics, RBNZ, REINZ, RBA, Prop Track Australia

HY25 Results at a glance
12

1. Group Revenue is external revenue from continuing operations; 2. Before significant items from continuing operations 3. Return on Funds Employed (ROFE) is

EBIT excluding significant items to average funds (net debt and equity less deferred tax asset (excl. deferred tax liability on brands))

HY25 trading highlights

•Group revenue

1

7% lower vs HY24:

•Materials & Dist. revenue ~$240m lower due to significantly

more difficult trading conditions across all sectors with activity

below mid-cycle (NZ vols down 5-10% HY25 vs HY24, AU vols

down 15% HY25 vs HY24)

•Resi & Devt revenue $112m lower, due to lower unit sales (304

units in HY25 vs 419 units in HY24)

•Construction revenue up $73m due to higher work on key

Auckland airport, Eastern busway & roading projects

•EBIT $96m lower vs HY24 with ~$80m EBIT impact from lower NZ &

AU Materials & Dist. vols, $12m additional costs in Concrete, partly

offset by cost out & significantly improved Construction performance

•EBIT margin reflects volume & operating deleverage, esp. in

Distribution

•Lower Group ROFE

3

from lower EBIT

Market activity below mid-cycle in Materials & Dist., lower Resi house sales, partly offset by improved Construction

3.9

3.6

HY24HY25

REVENUE

1

$b

263

167

HY24HY25

EBIT

2

$m

6.8%

4.7%

HY24HY25

EBIT MARGIN

2

%

13.8%

8.4%

HY24HY25

ROFE

3

%

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

HY25 Divisional performance
13

1. Before significant items 2. Continuing operations

HY25 trading highlights

•Building Products resilient in tough trading conditions, revenue down 6%.

Winstone Wallboards® maintained a strong market position, while Waipapa Pine

& Laminex® delivered good market share growth momentum

Trading conditions remained challenging, esp. in businesses more heavily exposed to the residential sector

DIVISION

GROSS REVENUE

EBIT

1

BUILDING

PRODUCTS

DISTRIBUTION

CONCRETE

AUSTRALIA

2

RESIDENTIAL &

DEVELOPMENT

CONSTRUCTION

$663m

HY24: $703m

$780m

HY24: $836m

$536m

HY24: $567m

$924m

HY24: $1,054m

$240m

HY24: $351m

$814m

HY24: $699m

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

$62m

HY24: $78m

$4m

HY24: $35m

$49m

HY24: $70m

$47m

HY24: $77m

$14m

HY24: $41m

$20m

HY24: $(1)m

•Distribution result disappointing, price/margin ceded to retain share in highly

competitive environment, esp in Frame & Truss; highly fixed cost structure

significantly impacted EBIT result

•Concrete solid top line in challenging market, continued focus on more robust

comm. & infra segments, re-entry into cement export market. EBIT included

$12m costs from Golden Bay®’s cement ship outage, elevated spot electricity

pricing in 1Q25 & restructuring costs

•Good Construction performance, esp Higgins® NZ & BPC, focus on lower risk,

smaller self-perform work; national & local road maintenance contracts; and

alliance infrastructure projects delivering benefits

•Australia volume declines of ~13% compared to HY24, partially mitigated with

good pricing disciplines offsetting cost increases; gross margin improvement of

70 bps in HY25

•Economic conditions & wider resi market lack of liquidity impacted Residential

unit sales, but sales improved post first OCR cut: +17% Sep-Dec 2024 vs Jul-Aug

2024. 114 units contracted into 2H25. No land Development transactions in HY25

or HY24

($29)m

HY24: $(37)m

CORPORATE

•Reduction in Corporate costs from pause of Digital@Fletcher

HY25 Results at a glance
14

1. Continuing operations and before significant items

HY25 trading highlights

•Group trading cash impacted by lower earnings, and Construction

legacy outflows of $134m ($161m lower than HY24)

•Trading cash from continuing ops excl. legacy & sig items:

•Materials & Dist. trading cash of $165m (vs $301m in HY24) mainly

from lower earnings

•Resi & Devt. trading cash outflow of $55m, mainly from committed

land purchases

•Construction strong trading cash flows of $54m

•Base and above base capex reduced as previously communicated

•Net debt reduced following equity raise during HY25

Improved balance sheet following debt reduction

(148)

(40)

HY24HY25

TRADING CASH

$m

225

138

HY24HY25

111

47

72

114

HY24HY25

GROUP CAPEX

$m

BaseAbove base (growth)

1,766

1,127

FY24HY25

NET DEBT

$m

TRADING CASH EX LEGACY

1

$m

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

Leverage 2.0x 1.4x

HY25 Results at a glance
15

HY25 trading highlights

•Net Loss of $134m impacted by $170m WA plumbing industry

response provision as flagged. HY25 vs HY24 movement related to

$96m lower EBIT partly offset by $39m better tax benefit &

discontinued operations loss of $52m vs $106m in HY24

•In line with the Company’s dividend policy and lender agreements,

the Board has not declared an interim dividend for HY25

Lower earnings from lower market activity and signalled $170m WA plumbing solution provision

(120)

(134)

HY24HY25

(14.7)

(14.3)

HY24HY25

BASIC EPS

1

cps

NET EARNINGS

$m

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

1. The Group has restated HY24 earnings per share metrics to reflect the slight dilution resulting from the “bonus share” element of the capital raise completed

during the period. See note 2.3 of the Financial Statement for further details

FINANCIAL
RESULTS

Will Wright, CFO

Income Statement
INCOME STATEMENT

NZ$m

DEC 2023

6 MONTHS

DEC 2024

6 MONTHSVAR

Revenue3,8603,583(7%)

EBITDA before significant items429346(19%)

EBIT before significant items (continuing operations)263167(37%)

Significant items(186)(193)(4%)

EBIT77(26)NM

Lease interest expense(28)(34)(21%)

Funding costs(62)(63)(2%)

Tax benefit241NM

Non-controlling interests(3)0NM

Net loss from continuing operations(14)(82)NM

Net loss from discontinued operation(106)(52)51%

Net loss(120)(134)(12%)

Net earnings before sig items from continuing ops

2

11953(55%)

Basic EPS from continuing ops before sig items (cents)

2

14.55.6NM

Group Basic earnings per share (cents)

2

(14.7)(14.3)3%

1. Continuing operations and before significant items. 2. The Group has restated HY24 earnings per share metrics to reflect the slight dilution resulting from the

“bonus share” element of the capital raise completed during the period. See note 2.3 of the Interim Financial Statement for further details

HY25 income statement

•EBIT

1

decline reflects volume & operating deleverage in

bottom-of-cycle operating environment, esp. across NZ

•Continued cost reduction programme across Group to

resize to market

•Significant items of $193m mainly relate to WA

plumbing as flagged

•Funding costs of $63m, slightly higher than HY24

•Effective tax rate

1

of 24.3% in HY25 (vs 29.2% in HY24)

•Net loss from discontinued operation relates mainly to

Tradelink® FCTR reclassification when business was sold

Volume declines & lower house sales, partly offset by cost-out & significantly improved Construction performance

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

17

HY24 to HY25 EBIT bridge
EBIT

1

: HY24 TO HY25

$M

263

167

(80)

(8)

(54)

(28)

(28)

(13)

30

22

61

2

HY24Market

Volume

Market

Share

Price vs

Variable COGS

COGS

reduction

Resi & Dev'tConstructionOverhead

Inflation

Overhead Cost

Reduction

Restructuring

Costs

OtherHY25

Market Impacts - Materials &

Distribution

Overheads – All Divisions

1. Continuing operations and before significant items 2. Compared to HY24

M&D Market Volumes

2

NZ: 5-10%

AU: ~15%

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

18

~$90m gross cost-out benefit from operational savings in COGS and overheads

Cash flows
CASH FLOWS

NZ$M

DEC 2023

6 MONTHS

DEC 2024

6 MONTHS

EBIT before significant items from continuing operations263167

Depreciation and amortisation166179

Lease principal payments and lease interest paid(109)(123)

Provisions and other3(11)

Trad. cash flow before working capital mvmts from cont. ops

323212

Residential and Development(72)(67)

Construction excluding legacy projects(18)29

Materials and Distribution Divisions: Debtors13866

Materials and Distribution Divisions: Inventories19(14)

Materials and Distribution Divisions: Creditors(165)(88)

Working capital movements excl. legacy projects(98)(74)

Trading cash flow from cont. ops excl legacy & sig. items

225138

Discontinued operations(48)(19)

Legacy projects cash flow(295)(134)

Significant items cash flow(29)(25)

Trading cash flow(148)(40)

Add: lease principal payments10099

Less: cash tax paid(21)(2)

Less: funding costs paid(57)(62)

Reported cash flows from operating activities(126)(5)

HY25 cash flows

•Resi & Devt. includes committed land purchases of $40m

•Good working capital from Construction, mainly from BPC &

Higgins®, benefiting from advances in new work won

•Materials & Dist. divisions working capital subject to

seasonal movements:

•Tight management of receivables with debtor days

improved vs HY24 in context of increased liquidations

and insolvencies in the market; strong collections & credit

controls in Building Products & Australia

•Inventories included stock build in Laminex® AU in

readiness for extended shutdown in early 2H25

•Lower volumes toward the end of HY25 lead to unwind of

working capital positions, esp in payable days

•Legacy projects cash outflows of $134m mainly from NZICC

project, slightly lower than flagged

•Sig. items cash outflows primarily related to WA plumbing

•Cash tax payments lower due to legacy project losses

•Funding costs broadly in line with prior period

Cash flows suppressed by lower earnings; working capital well-controlled

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

19

Capex
GROUP CAPEX AND INVESTMENTS

NZ$M

DEC 2023

6 MONTHS

DEC 2024

6 MONTHS

Base capex11147

Above Base: growth capex and investments

1

48111

Above Base: WWB new plant313

Less: Proceeds on disposal of PPE(3)(53)

Net Capex187108

Other capex: Vivid Living®126

Total Capex and Investments199114

1. Includes capitalised interest

HY25 capex and investments

•Base capex on maintenance, digital/ERP, sustainability &

efficiency capex

•Growth capex on in-flight organic growth projects:

•New Laminex® Taupō wood panels plant ($74m):

tracking well to planned slower programme of

works; new plant gives a highly flexible production

capability; new board product has superior

strength, moisture resistance and surface finish to

existing particleboard offer; raw material flexibility

•New Firth® flagship ready mix concrete plant in

Penrose ($13m)

•PlaceMakers®’ automated Frame & Truss Auckland

plant ($11m); project now paused

•$53m proceeds on disposal of property, plant &

equipment, mainly from the sale & leaseback of Steel’s

Papakura land

•Vivid Living® retirement village developments $6m

investment

Continued reduction in capex spend in response to market

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

20

Net Debt
NET DEBT: JUN24 TO DEC24

$M

1,766

1,127

( 49 )

( 67 )

( 105 )

( 62 )

( 167 )

( 2 )

( 4 )

679

235

181

Net Debt

Jun 24

Shares

Issued

DivestmentsM&D and

Corporate

Working Cap

Resi & Dev't

Working

Capital

Construction

Working

Capital

Funding

Costs

Net

Capex &

Investments

Tax paidOtherTrading

Cash

Net Debt

Dec 24

1. Includes $182m Tradelink & 50% FCC Fiji sales and $53m Steel Papakura site PP&E sale (from site sale & leaseback) 2. Includes legacy outflows of $134m

3. Relates to $10m loss from close out of the USPP related CCIRS hedges (in sig items) offset by a net $6m inflow from non-controlling interests. 4. Excludes working capital

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

21

Capital raise applied to debt reduction

2

13

4

Leverage
2.0x

1.4x

Leases

1.8x

Leases

2.0x

FY24HY25

3.8x

2.4x

1.6x

FY24HY25

3.2x

3.4x

FY24HY25

3.5x

3.9x

FY24HY25

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

22

COVENANT (EXISTING) <3.25x

COVENANT (AMENDED)

3

<3.5x

COVENANT

(EXISTING)

>2.0x

(NO

AMENDMENT

APPLIED)

COVENANT

(EXISTING)

>3.0x

COVENANT

(AMENDED)

4


>2.25x

TOTAL INTEREST COVER (PRE-

IFRS16 EBIT

2

/TOTAL INTEREST)

LEVERAGE (NET DEBT/EBITDA

1

)

SENIOR LEVERAGE (SENIOR NET

DEBT/PRE-IFRS16 EBITDA

2

)

SENIOR INTEREST COVER (PRE-

IFRS16 EBIT

2

/SNR INTEREST)

BANKING COVENANTS

1. Full shaded metrics: Net debt excluding leases / EBITDA pre-significant items; Dotted line metrics: Net debt including leases / EBITDA pre-significant items

2. Before significant items; 3. As at Dec-24 through to Jun-25 the covenant level is <3.5x; 4. As at Jun-24. the amended covenant level was >2.5x

Lower debt levels from capital raise partially offset set by the impact of lower earnings during HY25

3.4x

Funding
DEBT MATURITY PROFILE

$M

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

23

80

55

90

40

33

147

143

325

957

276

4

FY25FY26FY27FY28FY29+

Capital NotesUSPPBank LoansOther

1. Excluding line fees

DEBT FACILITIES AND DRAWINGS

NZ$M

FACILITIES

31 DEC 24

DRAWINGS

31 DEC 24

Bank Loans1,558737

USPP290290

Capital Notes298298

Other44

Total2,1501,329

Successful equity raise generated ~$680m net cash proceeds used to repay and cancel external borrowing facilities

•Undrawn credit lines of $821m and cash on hand of $202m as at 31

Dec 24; total liquidity of $1.0b

•~$680m net cash proceeds from equity raise used to repay bank debt

of $511m and USPP of $169m

•Average maturity of debt 2.7 years; average interest rate on debt is

6.1%

1

•Group gearing after hedging 22.3% at 31 Dec 24 (34.7% at Jun 24)

•Subsequent to HY25, redemption notice issued for $80m capital notes

84

55

562

997

452

OUTLOOK
Andrew Reding, Managing

Director and Group CEO

FY25 Outlook
▪Continue to expect FY25 market volumes in our Materials & Distribution

1

businesses to be ~10-15% lower vs FY24

▪Consistent with our expectations in September & October

▪In line with decline in market volumes in 1Q25

▪Expect FY25 EBIT

2

to be ~60% weighted to 2H25 given:

▪Gross overhead costs savings in FY25 of at least $180m ~60% weighted to 2H25

▪Seasonality in Resi & Devt, with ~170 – 180 additional settlements expected in 2H25 vs. 1H25

▪Non-repeat of ~$20m NZ electricity, MVAC ship outage & restructuring costs incurred in 1H25

▪FY25 earnings remain sensitive to market conditions

▪Materials & Distribution: an additional +/-5% change in market volumes is estimated to equate to +/- $80 – 90 million in

annualised EBIT

2

impact

▪Resi & Devt: an additional +/- 100 settlements per year is equivalent to +/- ~$15m in annualised EBIT

2

impact

1. Materials & Distribution comprises the Building Products, Distribution, Concrete, and Australia divisions; 2. EBIT is before significant items

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

25

Expect FY25 EBIT

2

to be ~60% weighted to 2H25 primarily due to cost savings, housing settlements & non-repeat costs

Long term fundamentals solid
WE OPERATE IN ATTRACTIVE

MARKETS...

...WHERE WE HAVE STRONG

BUSINESSES...

...WELL-POSITIONED ONCE

MARKET VOLUMES RECOVER

Population dynamics,

infrastructure and housing deficits

underpin long term sector demand

Long term economic and political

stability support strong pipeline of

residential, non-residential &

infrastructure construction

Significant operating leverage

expected to position the Company

to capitalise once market returns

Balance sheet strengthening

allows us to focus on executing

operational and strategic

initiatives

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

26

Our markets offer other benefits, such as the requirement for quality
infrastructure and large housing footprints

SIGNIFICANT SPENDING IS REQUIRED TO IMPROVE

INFRASTRUCTURE QUALITY

WE BUILD BIG HOUSES, ESPECIALLY IN AUSTRALIA, DRIVING

DEMAND

50

60

70

80

90

100

Infrastructure Quality Index

OECD Average

83.5

0

50

100

150

200

250

Average floor area of new homes (m

2

)

Average

~144m

2

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

27

1. Canada average floor area is the average of British Columbia, Ontario and Nova Scotia homes

Source: 2. NZ Infrastructure Commission (2021); 3. US Census, 4. ABS; 5. Stats NZ; 6. Statistics Canada; 7. Statistics Netherlands; 8. Statistics Denmark; 9. BBC

APPENDIX

HY25 Results: Building Products
| Half Year Results Presentation | February 2025 | Fletcher Building Limited

29

1. Before significant items

HY25 trading performance

•Revenue 6% lower than HY24 driven by reduced resi activity & highly

competitive pricing environment. Winstone Wallboards® strong market

position & market share gains in Waipapa Pine & Laminex®

•GM held steady at 32.1% with good pricing disciplines, effective margin

management & cost-out initiatives (leaner organisational framework with

lower headcount, site rationalisation & freight optimisation)

•Lower EBIT

1

and EBIT

1

margin: inflationary pressures from raw materials

(esp. gypsum, paper & LPG) & very high electricity prices in 1QFY25. $3m

steel stock devaluation & ~10% reduction in selling prices

•Trading cash flow affected by lower earnings. Debtor management

strategies in place, minimal impacts from any customer liquidations

•Customer service focus & new product offerings: launch of Laminex NZ®

new product range Seratone Aqua Plus® (a new evolution pre-finished

wet & dry area wall panel); new pole shed design at Cyclone® Buildings

(for agricultural market); and Dimond® relaunched ‘warm roof’ advanced

roofing systems products

•Winstone Wallboards’ new plasterboard plant now at desired

performance efficiency; Dimond® new structural manufacturing plant at

Papakura opened, with improved output & efficiencies from new purlin

mill

703

663

HY24HY25

GROSS REVENUE

$m

78

62

HY24HY25

EBIT

1

$m

11.1%

9.4%

HY24HY25

EBIT

1

MARGIN

%

95

66

HY24HY25

TRADING CASHFLOW

$m

HY25 Results: Distribution
| Half Year Results Presentation | February 2025 | Fletcher Building Limited

30

HY25 trading performance

•Revenue 7% lower than HY24: sustained challenges given ~80% exposure

to resi. sector. PlaceMakers® intense pricing competition (esp. in F&T)

necessitated strategic price concessions to defend market share. Pricing

efforts maintained stability in Auckland & Northland, with market share

gains in the Waikato, Bay of Plenty & Lower NI regions. Market share

declined in the SI. Market share growth at Mico® through strong

competitive positioning

•GM of 24.7% reduced by 210 basis points compared to HY24 from price

concessions & unfavourable product mix shifts

•Lower EBIT and EBIT


margin than HY24 mainly from lower volumes & GM

compression. Inflation ~4%, mainly in labour, property & technology.

Employee costs (significant portion of overheads) carefully managed

through selective rehiring. Shift patterns across branches &

manufacturing facilities revised and reductions in discretionary spend.

Overheads 30 basis points lower than HY24

•Trading cash flow reflected lower earnings. Positive working capital cash

flow, supported by improved inventory mgmt. (2.3 days lower YoY).

Customer cash collections remained strong, some customer defaults, but

credit risk carefully managed to minimise exposure

•Tumu® integration into PlaceMakers® successfully completed, fully

aligning people, systems, processes & branding

836

780

HY24HY25

GROSS REVENUE

$m

35

4

HY24HY25

EBIT

$m

4.2%

0.5%

HY24HY25

EBIT MARGIN

%

42

8

HY24HY25

TRADING CASHFLOW

$m

HY25 Results: Concrete
| Half Year Results Presentation | February 2025 | Fletcher Building Limited

31

1. Before significant items

HY25 trading performance

•Revenue 5% lower than HY24: market share held in challenging market

conditions. Continued focus on the more robust comm. & infra. segments

& re-entry into cement export market to offset declining NZ market

volumes

•GM of 26.7% was 160bps lower than HY24. Cost base continued to align

to the current market environment. In Firth®, continued reduction in

production & truck resources aligning to volume reduction. In Golden

Bay®, coal substitution with alternative fuels >55% & manufacturing

labour cost base right-sized. In Humes® & Winstone Aggregates®,

debottlenecking & operational improvements

•EBIT

1

and EBIT

1

margin lower than HY24: higher revenue mix from comm.

& infra segments and continued input cost inflation. The result includes

$12m costs from Golden Bay®’s cement carrier outage in Jul-24,

significantly elevated electricity pricing in 1Q25 and restructuring costs

•Trading cashflow decline vs HY24 broadly in line with lower earnings,

working capital tightly managed

•New Firth® readymix concrete plant at Auckland Airport commissioned to

support its large programme of future capital investment

567

536

HY24HY25

GROSS REVENUE

$m

70

49

HY24HY25

EBIT

1

$m

12.3%

9.1%

HY24HY25

EBIT

1

MARGIN

%

87

64

HY24HY25

TRADING CASHFLOW

$m

HY25 Results: Australia (continuing operations)
| Half Year Results Presentation | February 2025 | Fletcher Building Limited

32

Note: Tradelink classified as a discontinued operation in the Financial Statements

1. Before significant items

HY25 trading performance

•Revenue 12% lower than HY24: volume declines of ~13%, softer resi &

comm markets impacting all businesses. Reduced civil project activity

large driver of top line decline in Iplex®. Stramit® impacted by slowing

detached housing markets. Market share mixed, with gains in Fletcher

Insulation® (from Rockwool® & Pink® Batts range extension) and Oliveri®

bathroom category, share held in Laminex® and Iplex® and selective

commercial project selection in Stramit®

•GM improved by 80bps vs HY24 with strong pricing disciplines & new

products. Restructuring programme initiatives benefits weighted to 2H25

•EBIT

1

and EBIT

1

margin down on HY24. Oliveri®, Laminex® & Fletcher

Insulation® performed well in the lower trading environment, while

Stramit® and Iplex® results were more challenged

•Trading cash flow (incl. sig items) lower from reduced earnings & WA

plumbing matter costs. Debtor collections remained strong & credit risk

from heightened construction insolvencies continued to be well managed

•Continued customer focus produced positive outcomes from the

attention to efficiency rates in DIFOT (Delivery in Full On Time), growth in

digital sales and bringing new products to market. >50% of Laminex®

revenue is now from online, attracting more customers & improved

margins

1,054

924

HY24HY25

GROSS REVENUE

$m

77

47

HY24HY25

EBIT

1

$m

7.3%

5.1%

HY24HY25

EBIT

1

MARGIN

%

59

9

HY24HY25

TRADING CASHFLOW

$m

HY25 Results: Residential and Development
| Half Year Results Presentation | February 2025 | Fletcher Building Limited

33

HY25 trading performance

•Revenue reduced 32% vs HY24: 304 unit sales incl. 21 apartments (vs 419

unit sales incl. 47 apartments in HY24). Lower than historic average

contracted units at start of FY25 from challenging housing market &

economy. Continued to negatively impact buyer sentiment & urgency -

conditional contract signup volume for Jul & Aug 2024 ~30% lower than

the same period in the prior year. Market outlook & buyer confidence

has started to show tentative signs of recovery, assisted by OCR

reduction, with average weekly signups up 17% across Sep-Dec 2024,

compared to Jul-Aug 2024. ~114 will settle in 2H25. Average market price

~2% lower than HY24

•Residential EBIT was $14m, down from $41m in HY24 (HY25 included

$2m reval gain to Vivid Living vs $1m in HY24), nil Industrial Development

EBIT in either half

•Funds employed of $901m up $60m vs FY24 with settlement of

committed land purchases & usual seasonal stock build. Continue to

actively manage funds base in line with market activity, incl. pausing

some apartment projects until better market conditions resume. Rezone

& resource consent land continues in existing portfolio as part of value-

add proposition

•Land pipeline ~4,200 lots (~2,700 residential lots & two rural properties

on balance sheet, ~905 units under unconditional contracts & ~539 units

under conditional contracts)

351

240

HY24HY25

GROSS REVENUE

$m

41

14

HY24HY25

EBIT

$m

11.7%

5.8%

HY24HY25

EBIT MARGIN

%

841

901

60

FY24Land &

Housing WIP

HY25

FUNDS EMPLOYED

$m

HY25 Results: Construction
| Half Year Results Presentation | February 2025 | Fletcher Building Limited

34

1. Before significant items

HY25 trading performance

•Revenue 16% higher than HY24: higher work volumes in Brian Perry Civil®

& Major Projects businesses, with work continuing on key infrastructure

projects at Auckland Airport, Eastern Busway and the State Highway

•GM (excl. vertical buildings), was 10.0% vs 7.7% in HY24: continued focus

on lower risk, smaller self-perform work; national and local road

maintenance contracts; and alliance infrastructure projects

•EBIT

1

$20m vs $1m loss in HY24: strong BPC & Higgins

•Trading cash outflow of $80m: excl. legacy projects, trading cash inflows

were $54m driven by strong earnings driven cash inflows & working

capital management, incl. advances on new projects & the finalisation of

variation claims and accounts. Legacy outflows of $134m mainly driven

by the NZICC project

•Solid orderbook of $1.5b, balanced to lower risk projects

•Sale of 50% of the Higgins® Fiji business completed in Jul 2024

699

814

HY24HY25

GROSS REVENUE

$m

(1)

20

HY24HY25

EBIT

1

$m

(0.1)%

2.5%

HY24HY25

EBIT

1

MARGIN

%

(313)

(80)

HY24HY25

TRADING CASHFLOW

$m

Divisional revenue exposure and Fletcher Building revenue by market
35%

17%

23%

15%

7%

3%

TOTAL FLETCHER BUILDING REVENUE BY MARKET

%

MATERIALS & DISTRIBUTION DIVISIONAL REVENUE EXPOSURE BY SECTOR

BUILDING PRODUCTS

DISTRIBUTION

CONCRETE

AUSTRALIA

RESI

63%

COM

25%

INFRA

12%

RESI

38%

COM

26%

INFRA

36%

RESI

51%

COM

33%

INFRA

16%

RESI

78%

COM

22%

| Half Year Results Presentation | February 2025 | Fletcher Building Limited

35

NZ

RESIDENTIAL

NZ

COMMERCIAL

NZ

INFRASTRUCTURE

AU

RESIDENTIAL

AU COMMERCIAL

AU INFRASTRUCTURE

Status of other matters
▪WA Plumbing:

▪Industry Response to WA Plumbing issues agreed and signed; NZ$170m (A$155m) provision taken in 1H25

▪All major builders of homes other than BGC have signed up and have begun attending to the agreed work programme

▪While in the early stages, the Industry Response is working to plan

▪A$5m (NZ$6m) spent to date mainly on roll out of the leak detector units

▪Cash outflow for FY25 expected to be ~A$15m, reflecting part year and a slower start by builders due to summer break

▪Litigation risk remains. Evidence points to installation; we continue to defend our position

▪Silicosis:

▪Laminex® Australia (together with other engineered stone manufacturers, distributors, and fabricators in Australia is subject to a number

of silica related personal injury claims in Australia. Laminex® Australia has settled the majority of claims that have been brought against

it to date. Estimating the number and cost of future silica related personal injury claims is subject to uncertainties and assumptions, as

further detailed in the FY24 Annual Report.

▪During HY25, there has been no material change in the approach taken by the regulators in QLD and NSW, with each continuing to

pursue an increased contribution with the supplier cohort. As a result, we have seen a reduction in the number of claims that have

settled over the period. This has resulted in a reduced utilisation of the provision but we may see a temporary uplift in claims settled to

clear the backlog. Of the claims that have settled, final amounts are in line with previous estimates provided.

---

Interim Financial Results 2025
Fletcher Building Limited

Contents
03 Chair and Managing Director & CEO’s Review

05 Building Products

06 Distribution

07 Concrete

08 Australia

09 Residential and Development

10 Construction

11 Consolidated Interim Financial Statements

16 Notes to the Consolidated Interim Financial Statements

30 Independent Auditor’s Review Report

When used in these Interim Financial Results, references to the ‘Company’

are references to Fletcher Building Limited. References to ‘Fletcher Building’

or the ‘Group’ are to Fletcher Building Limited, together with its subsidiaries

and its interests in associates and joint ventures. References to $ and NZ$

are to New Zealand dollars unless otherwise stated.

Welcome to the interactive PDF. For the best experience, use Adobe

Acrobat Reader. Click on the sections above to go to the desired

pages. To go back to the contents, click on the


CONTENTS

menu

button on the top right of each page. The financial statements, notes

and references are also clickable for your convenience.

02

Fletcher Building Limited Interim Financial Results 2025

Chair and Managing Director
& CEO’s Review

We are pleased to report Fletcher Building’s

financial results for the six months ended

31 December 2024 (HY25).

The first half of the 2025 financial year (HY25) continued to be

a challenging period for our Fletcher Building businesses as very

difficult trading conditions continued across all our segments.

This included a broad-based slowing of demand, intense

competitive forces and persistent inflationary pressures.

Our businesses navigated these obstacles by focusing on

optimising operational performance and tightly managing the

things within our control. We are pleased with the progress

achieved to date on our key priorities which have been: resetting

governance and leadership roles of the Group; the ongoing

strategic review; the Group-wide cost reduction programme;

cash; being prudent with capital expenditure; and progressing

the resolution of outstanding legacy issues.

With an eye to the future, we also remain focused on our

customers, our people, safety and sustainability.

Governance and Leadership reset

We were pleased to complete our Board renewal process with

the appointment in early February 2025 of Peter Crowley as

Chair and Jacqui Coombes as an independent, non-executive

director. With our new Managing Director & CEO, Andrew Reding,

firmly in place, the appointments of non-executive directors,

Tony Dragicevich and James Miller, alongside the appointments

of Peter and Jacqui, we now have a strong, diverse and

refreshed Board.

New Executive Team appointments in HY25 included Will

Wright as CFO, Kylie Eagle as Chief People Officer, Haydn Wong

as Group General Counsel and Thornton Williams as Chief

Executive, Concrete. The CIO role was disestablished from

the Executive Team.

Financial Performance Overview

Overall, Group revenue from continuing operations was $3,583

million in HY25, down 7% versus $3,860 million in prior period.

Market volumes continued to decline in the half, particularly

in businesses more heavily exposed to the residential sector.

In the New Zealand Materials and Distribution divisions, volumes

were down 5 to 10% half year on half year, but some businesses

benefitted from major projects like the Auckland Airport

expansion. In Australia, market activity continued to decline

(down 15% half year on half year).

Performance in the Residential and Development division

reflected the overall housing market in New Zealand, with

115 fewer units contracted and sold versus the prior period,

with average market prices also down approximately 2% on the

prior period. However, some tentative signs of improvement

began to appear post the first OCR cut late in 2024, with sales

up 17% between September-December 2024, as compared

to July–August 2024.

Pleasingly, the Construction division performed well with

revenue up 16%, with higher work volumes arising from key

infrastructure projects.

Reducing costs has been a key priority. Gross cost reductions

for the period were $91 million across the Group, of which

$61 million was in gross overhead costs (which mitigated

overhead inflation in the period of $28 million). The benefits of

cost-out reductions continue to be weighted to the second half,

with the Group targeting total gross cost reductions of more

than $200 million in the 2025 financial year.

Earnings before interest and tax (EBIT) from continuing

operations and before significant items, was $167 million,

down from $263 million in the prior period. The lower market

volumes for the Materials and Distribution divisions were the

most significant driver of the earnings reduction, contributing

$80 million lower EBIT before significant items. However,

Construction EBIT before significant items was up $21 million half

on half. The Group EBIT margin from continuing operations and

before significant items was softer in the half at 4.7%, compared

to 6.8% in the prior period.

Across the Group, significant item charges in the period

totalled $251 million. Of this, $193 million was from continuing

operations, including $170 million from the Industry Response to

address the plumbing failures which are impacting some Western

Australia homes constructed using Typlex Pro-Fit pipe which we

announced in August 2024. In addition, Tradelink®, reported as

a discontinued operation, reflected a $58 million loss, $53 million

of which was due to the reclassification of the foreign currency

translation reserve through earnings when the business was sold.

After factoring in Tradelink®, the Group recorded a net loss after

tax of $134 million, compared to a net loss of $120 million in

the prior period. Our return on funds employed (ROFE) before

significant items was 8.4%, compared to 10.0% at 30 June 2024.

Basic earnings per share was a loss of 14.3 cents for the period,

compared to a loss of 14.7 cents in the prior period.

Fletcher Building has remained focused on improving cash

flows. Overall cash flows from operating activities were an

outflow of $5 million, impacted by lower earnings in the current

half, $134 million legacy outflows, and the normal seasonal

investment in working capital during the period. Trading

cash flows from continuing operations (excluding legacy and

significant items) were $138 million, compared to $225 million

in the prior period.

We also reviewed the implementation of our capital expenditure

programme against the current market environment, delaying,

cancelling or accelerating projects where it was sensible to

do so. We invested $167 million during the period, of which

$74 million related to the new Laminex® Taupō wood

panels plant.

03

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

During the period, we raised $700 million equity (gross of
transaction costs) comprising of a fully underwritten ~$282

million institutional placement (Placement) and ~$418 million pro

rata accelerated non-renounceable entitlement offer (Entitlement

Offer). A total of 291.85 million new shares were issued at an

offer price of $2.40 per share as part of the capital raise, with

proceeds of $679 million raised, net of transaction costs.

The new equity has bolstered the Group’s financial position,

reducing the Group’s leverage and net debt. The Group’s

leverage ratio (net debt / EBITDA before significant items) at

31 December 2024 was 1.4 times, with net debt of $1.1 billion.

Given the current market conditions and in line with the dividend

policy and banking covenant agreements, the Board has not

declared an interim dividend.

Our People, Customers, and Communities

Beyond our financial performance, we continue to make

significant progress in fulfilling our commitments to our

people, customers, and communities.

The safety of our people remains our highest priority; our

commitment to both personal and team safety is unwavering.

Our strong workplace safety culture continues to evolve and

improve, which is borne out in improved safety statistics across

the business. At the half year mark, we achieved our lowest-ever

Total Recordable Injury Frequency Rate (TRIFR) of 2.8, placing

us near the global top quartile. This milestone reflects what we

can accomplish when we work together with a shared sense

of purpose.

We are dedicated to fostering an inclusive environment where

everyone belongs. Over the half year period, our Women to

Leadership programme supported 55 women in their leadership

journeys, pairing them with male and female mentors from

across the business. This initiative not only strengthens

leadership pipelines but also builds meaningful connections

across our organisation.

We take pride in the diverse ways we contribute to our

communities. During the half year, our Concrete division

commenced a partnership with the Back Country Huts Trust to

restore 30 iconic huts, enhancing outdoor experiences across

New Zealand. In addition, PlaceMakers® supported New Zealand’s

Olympic Team in their campaign for Paris, and we provided work

experience opportunities for seven First Foundation scholars and

two TupuToa interns.

Meanwhile, our Australian team completed the actions outlined

in their Reflect Reconciliation Action Plan (RAP) and submitted

their Innovate RAP to Reconciliation Australia. This marks a

major milestone in their reconciliation journey and reinforces

their commitment to strengthening and deepening relationships

with First Nations communities.

Despite a challenging market, our commitment to customer

focused service excellence has led to strong outcomes.

We exceeded our Net Promoter Score (NPS) target of over

55 with a score of 57 in the half year. This customer-centric

mindset is also driving positive change within our workforce,

as our people experience a greater sense of achievement

in meeting customer needs. As a result, overall employee

engagement has improved to 39 and is approaching our

global upper quartile target score of 40.

Sustainability

We continue to enhance the sustainability of our operations,

reaching key milestones along the way. One standout

achievement is the ongoing reduction of coal usage at our

Golden Bay® cement plant in Northland, which now exceeds

55% substitution as of HY25. This has been driven by the

increased use of wood waste and end-of-life tyres, alongside

the disposal of unused COVID personal protective equipment

and biomass based industrial sludges. As a result, we diverted

46,000 tonnes of waste from landfills during the period and

reduced process CO

2

emissions by approximately 50,000 tonnes

as compared to traditional coal use at Golden Bay®.

At a Group level, our greenhouse gas emissions continue to

decline, with a 21% reduction since FY18, though lower volumes

have contributed to this to some extent, and carbon intensity

reduced by 20% over the same timeframe. We continue to

explore ways to further reduce our environmental impact.

Progress on Legacy Issues

Progress continues in resolving our remaining Construction

legacy projects. The New Zealand International Convention

Centre (NZICC) project is now in its final stages, with major

construction works substantially completed. Our focus has

shifted to finishing, testing, and commissioning, and we remain

committed to delivering the project, with handover scheduled

by 30 June 2025.

In Australia, we reached an agreement in November 2024 with

the Western Australian Government and participating builders

to address the plumbing failures in Western Australia associated

with the installation of Typlex Pro-Fit pipe. This agreed Industry

Response plan provides affected homeowners with a clear and

practical solution, demonstrating our commitment to resolving

the issue responsibly and effectively.

Outlook

Macroeconomic pressures are expected to persist and economic

activity to remain subdued at below mid-cycle levels for the

remainder of the financial year. Despite this, we remain focused

on what we can control: delivering operational excellence,

tightly managing costs, prioritising safety, and providing the

best possible service to our customers.

On behalf of everyone at Fletcher Building, we sincerely thank

our shareholders for your continued trust and support. We look

forward to sharing further details on our strategic review prior

to our upcoming Investor Day in June 2025.

Chair and Managing Director & CEO’s Review (Continued)

Peter Crowley

Chair


Andrew Reding

Managing Director & CEO

04

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Building Products
Financial Summary


Six months ended 31 December

2024

NZ$M

2023

NZ$M

Gross revenue663703

External revenue533570

Gross margin32.1%33.1%

Overheads156159

EBIT before significant items

(1)

Light Building Products5767

Metals714

Wood Products-2

Divisional costs(2)(5)

Total6278

EBIT margin before significant items

(1)

9.4%11.1%

Significant items

(2)

-(6)

Funds1,3361,256

Trading cash flow6695

Capital expenditure8575

(1) EBIT before significant items is a non-GAAP measure used by management to

assess the performance of the business and has been derived from Fletcher

Building Limited’s consolidated interim financial statements for the period ended

31 December 2024.

(2) Details of Significant items can be found in note 2.1 of the consolidated interim

financial statements.

Light Building Products

Winstone Wallboards®

Laminex® New Zealand

Comfortech®

Iplex® New Zealand

Metals

Fletcher Steel®

Altus® (JV)

Wood Products

Waipapa Pine

The Building Products division generated gross revenue of

$663 million, a 6% decrease compared to the previous period.

EBIT before significant items was $62 million compared to

$78 million reported in the prior period. Trading cash flow

of $66 million was $29 million lower than the prior period.

The Building Products division delivered a resilient trading

performance in the period. The decline in revenue compared

to the prior period reflected the market reduction in residential

activity (new builds (6%) and additions and alterations (5%)).

This, along with a highly competitive pricing environment,

exerted pressure on earnings. Notwithstanding the recessionary

market environment, Winstone Wallboards® maintained a strong

market position, while Waipapa Pine and Laminex® demonstrated

good market share growth.

Despite the heightened pricing competition, overall gross margin

held relatively steady at 32.1% with good pricing disciplines and

delivery of cost-out initiatives across the division.

The division’s initiatives aimed at mitigating the impact of the

ongoing market downturn included the implementation of a

leaner organisational framework and cost structure, resulting in

benefits from reduced headcount, site rationalisation and freight

optimisation. These cost-saving measures collectively led to a

gross reduction of $14 million. However, inflationary pressures

affected the costs of raw materials, particularly gypsum,

paper and LPG. While electricity prices spiked in Q1, they were

mitigated by lower pricing later in the half. In Steel, the continued

decline in steel prices resulted in a $3 million stock devaluation

and an approximate 10% reduction in selling prices. Despite

gaining market share and operational efficiency improvements,

Wood Products’ earnings were negatively impacted by significant

pressure on timber prices within a persistently soft market.

EBIT before significant items of $62 million was $16 million below

the prior period.

Trading cash flow in HY25 was $66 million, $29 million lower

than the prior period, driven principally by reduced earnings.

Comprehensive debtor management strategies are in place

across all of the divisions’ businesses, with minimal impacts

from any customer liquidations.

Capital expenditure was $85 million, largely comprising

$74 million for the new Laminex® Taupō wood panels plant.

The division’s focus on customer service and new product

offerings continued. Laminex® New Zealand successfully

launched its new product range Seratone Aqua Plus®, a new

evolution pre-finished wet and dry area wall panel. The newly

rebranded Cyclone® Buildings product range has successfully

introduced a new pole shed design, expected to meet the needs

of the agricultural market. At Dimond®, the formal relaunch of

the advanced roofing systems ‘warm roof’ products, a range

of solutions optimised for appearance, thermal and acoustic

performance has been well-received by the market.

The division has achieved several operational milestones in

the period. Winstone Wallboards®’ new plasterboard plant in

Tauranga has now achieved its desired performance efficiency.

Dimond® has opened its structural manufacturing plant at South

Auckland’s Papakura, delivering improved output and efficiencies

with its new purlin mill, with two new folders expected to further

unlock new opportunities in the coming months.

05

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Distribution
Divisional Overview

PlaceMakers®

Mico®

PlaceMakers® F&T

The Distribution division reported gross revenue of $780

million, 7% lower than the prior period. EBIT before significant

items was $4 million, compared to $35 million in the prior

period. Trading cash flow was $8 million, compared to

$42 million in the prior period.

With approximately 80% exposure to New Zealand’s residential

construction market, the Distribution division faced sustained

challenges in HY25, as trade merchant revenues declined

year-on-year – by an estimated 3% in building materials and

7% in plumbing.

Mico® achieved steady market share growth, reinforcing

its leadership in the plumbing sector through strong

competitive positioning.

PlaceMakers® continued to face intense price competition,

particularly in frame and truss, necessitating select price

concessions to defend market share. All regions experienced

some level of contraction, however the pricing efforts maintained

stability in Auckland and Northland. Market share gains were

achieved in the Waikato, Bay of Plenty and Lower North Island

regions. However, market share declined in the South Island.

Gross margin reduced by 210 basis points compared to the prior

period due to the price concessions along with unfavourable

shifts in product mix.

Inflationary pressures in labour, property and technology

persisted throughout the half. Cost efficiency measures included

revised shift patterns across branches and manufacturing

facilities, careful management of employee hires and significant

reductions in discretionary expenses. Despite inflation running

at approximately 4%, overheads were reduced by 0.3% compared

to the prior period.

The division’s EBIT fell to $4 million (HY24: $35 million), with EBIT

margin declining to 0.5% from the prior period’s 4.2%.

Trading cash flow was $8 million reflecting lower earnings in

the period. Working capital cash flow was positive, supported by

improved inventory management, which reduced inventory days

by 2.3 days year-on-year. Customer cash collections remained

strong. While some customer defaults were experienced, credit

risk was managed through proactive measures to minimise the

division’s overall exposure.

The division maintained disciplined capital management

while prioritising key strategic investments. In this regard the

capital expenditure of $13 million primarily reflected milestone

payments for the relocation of PlaceMakers®’ Auckland frame

and truss facility. This project has temporarily been paused with

future options under review.

The integration of Tumu® into PlaceMakers® was successfully

completed during HY25.

Financial Summary


Six months ended 31 December

2024

NZ$M

2023

NZ$M

Gross revenue780836

External revenue767817

Gross margin24.7%26.8%

Overheads188190

EBIT435

EBIT margin0.5%4.2%

Funds306308

Trading cash flow842

Capital expenditure1310

06

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Concrete
The Concrete division reported gross revenue of $536

million, which was 5% lower than the prior period. EBIT before

significant items was $49 million, compared to $70 million in

the prior period. Trading cash flow of $64 million compared

to $87 million in the prior period.

The division delivered a strong top-line result in the period

despite challenging market conditions, particularly in the

residential segment. In this environment, the division has

performed well to improve market share – this has been achieved

through a continued focus on a differentiated product and

service offering.

The Concrete division continued to focus on the more

stable commercial and infrastructure segments, as well as

re-entry into the cement export market to offset the declining

New Zealand market volume. This resulted in stable revenues

compared to the second half of the 2024 financial year.

Additionally the division continued to align its cost base to

the current market environment. In Firth®, this has involved a

continued reduction in production and truck resources aligning

to volume reduction. In Golden Bay®, the focus has been on

increasing coal substitution with alternative fuels to over 55% and

right-sizing of its manufacturing labour cost base. In Humes® and

Winstone Aggregates®, the focus has been on delivering benefits

from recent investments in debottlenecking and operational

improvements.

The division’s gross margin of 26.7% was 160 basis points

lower than the prior period, whilst EBIT before significant

items of $49 million was $21 million lower than the prior

period. This reflected the higher proportion of revenue from the

commercial and infrastructure segments and continued input

cost inflationary pressures. The result includes one-off costs of

$12 million reflecting the outage of Golden Bay®’s cement carrier

the MV Aotearoa Chief in July 2024, significantly elevated spot

electricity pricing in the first quarter and restructuring costs

associated with right-sizing initiatives.

Trading cash flow for the division was solid at $64 million,

with the decline of $23 million compared to the prior period

in line with the lower earnings. Working capital remains tightly

managed, with divisional debtor days in line with June 2024.

Capital expenditure in the period of $36 million was focused on

critical asset renewal, quarry resource extension and key in-flight

initiatives – comprising the development of Firth®’s new flagship

ready mix concrete plant in Auckland, and continued investment

in alternative fuels capability to increase coal substitution at

Golden Bay®.

The key highlight for the period was the successful commissioning

of the new Firth® ready mix concrete plant at Auckland Airport.

This new concrete plant allows Firth® to support the Auckland

Airport which has a large programme of future capital investment

that Firth® is now well positioned to deliver.

Financial Summary


Six months ended 31 December

2024

NZ$M

2023

NZ$M

Gross revenue536567

External revenue381412

Gross margin26.7%28.3%

Overheads8993

EBIT before significant items

(1)

4970

EBIT margin before significant items

(1)

9.1%12.3%

Significant items

(2)

-2

Funds850810

Trading cash flow6487

Capital expenditure3634

Investments-7

(1) EBIT before significant items is a non-GAAP measure used by management

to assess the performance of the business and has been derived from Fletcher

Building Limited’s consolidated interim financial statements for the period ended

31 December 2024.

(2) Details of Significant items can be found in note 2.1 of the consolidated interim

financial statements.

Heavy Materials

Golden Bay®

Winstone Aggregates®

Products and Solutions

Firth® Industries

Humes®

Dricon®

07

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Australia
Building Products Australia

Laminex® Australia

Iplex® Australia

Fletcher Insulation®

Steel Australia

Stramit®

Distribution Australia

Oliveri® Solutions

The Australia division reported gross revenue from continued

operations of $924 million, 12% lower than the prior period.

EBIT before significant items was $47 million, compared with

$77 million in the prior period. Trading cash flow was $9 million,

compared to $59 million in the prior period.

The Australia division saw volume declines of circa 13%

compared to the prior period. Residential and commercial

markets were both softer compared to the prior period,

impacting performance in all businesses. The reduced level of

civil project activity continued to be a large driver of the top line

decline in Iplex® Australia, and Stramit® was further impacted by

slowing in the detached housing markets.

Market share remained mixed, with gains achieved in Fletcher

Insulation® and Oliveri®, while share held in Laminex® Australia

and Iplex® Australia, with focused commercial project selection

in Stramit®.

The division continued its restructuring programme to right size

the businesses through the current downturn, with benefits from

these initiatives weighted to the second half. However, continued

strong pricing disciplines and new products brought to market

assisted the delivery of gross margin improvements of 80 basis

points in the period.

EBIT before significant items of $47 million and an EBIT margin

of 5.1% were both down on the prior period. At a business unit

level, Oliveri®, Laminex® Australia and Fletcher Insulation® all

performed well in the lower trading environment, while the

Stramit® and Iplex® Australia results were more challenged.

Significant items of $177 million were recognised during the

period, which related to costs and provisions in relation to the

Iplex® Australia pipes matter and the agreed Industry Response

in Western Australia.

The division’s continued commitment to the customer produced

positive outcomes, with customer NPS, broadly in line with the

prior period and top quartile performance in Fletcher Insulation®.

This was the result of the attention to efficiency rates in DIFOT

(Delivery in Full On Time), growth in digital sales and bringing

new products to market. Over 50% of Laminex® Australia

revenue is now from online sales, attracting more customers

and delivering improved margins. Market share was also gained

in higher-margin segments, which include, Laminex® Australia

decorative products, Fletcher Insulation®’s extension to its

Rockwool® and Pink® Batts® ranges, and further growth in the

Oliveri® bathroom category.

Trading cash flow for the division was $9 million, down on the

$59 million in the prior period. Lower earnings and additional

costs related to the Iplex® Australia pipe matter were the main

drivers of the movement. Debtor collections remained strong

and the credit risk from heightened construction insolvencies

continued to be well managed.

Capital expenditure in the period was $15 million, with ongoing

investments in the areas of new product development and

manufacturing automation.

Financial Summary


Six months ended 31 December

2024

NZ$M

2023

(1)

NZ$M

Gross revenue9241,054

External revenue9061,026

Gross margin35.1%34.3%

Overheads274287

EBIT before significant items

(2)

Building Products Australia5272

Steel Australia(1)9

Distribution Australia--

Divisional costs(4)(4)

Total4777

EBIT margin before significant items

(2)

5.1%7.3%

Significant items

(3)

(177)(3)

Funds1,0081,160

Trading cash flow959

Capital expenditure1522

(1) The comparatives have been restated to exclude discontinued operation.

Further details of the change can be found in note 2.4 of the consolidated

interim financial statements.

(2) EBIT before significant items is a non-GAAP measure used by management to

assess the performance of the business and has been derived from Fletcher

Building Limited’s consolidated interim financial statements for the period ended

31 December 2024.

(3) Details of Significant items can be found in note 2.1 of the consolidated interim

financial statements.

08

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Residential and Development
Fletcher Residential

Fletcher Living®

Vivid Living®

Fletcher Apartments

Clever Core®

Industrial Development

Industrial Development

The Residential and Development division reported gross

revenue of $240 million, a $111 million and a 32% reduction on

the prior period. EBIT for the division was $14 million, compared

with $41 million in the prior period. Trading cash flow was an

outflow of $55 million compared to an outflow of $31 million

in the prior period.

The challenging New Zealand housing market and broader

economic conditions present in the second half of FY24 resulted

in the division entering FY25 with significantly lower contracted

volume than historical averages. This adversely impacted the

volume of homes taken to profit in the first quarter of the current

year by circa 130 units, compared to the prior period. The difficult

market conditions persisted into the start of FY25, negatively

impacting buyer sentiment and urgency, resulting in conditional

contract sign-up volume for July and August 2024 being circa

30% lower than the same period in the prior year. Market outlook

and buyer confidence has however started to show tentative

signs of recovery, with average weekly signups increasing 17%

across the period September-December 2024, compared to

July-August 2024. A high proportion of these executed contracts

however are settling, and expected to be taken to profit in the

second half. The most active part of the Residential housing

market continued to be in the lower price point, first-home buyer

segment, an area of strength for Fletcher Residential. This was

supported by the introduction of promotions such as a $10,000

First Home Buyer Grant, providing strong market differentiation.

As a result, 304 units (including 21 apartments) were taken to

profit compared to 419 units (including 47 apartments) in the

prior period, with 114 contracts already executed to settle in

the second half of FY25.

Average market price has decreased by circa 2% compared

to the same period last year. Whilst this has been partly mitigated

through cost control, gross margin in Fletcher Residential

has seen a reduction of 120 basis points compared to the

prior period.

Clever Core®, the division’s panelisation business, has been

significantly impacted by the prolonged industry downturn,

delivering 51 units in the period compared to 90 in the prior

period. Whilst internal demand for Clever Core® continues to be

strong, external demand has slowed, reflecting broader market

dynamics and a significant reduction in orders from Kāinga Ora.

Vivid Living® completed 12 settlements during the period at

Red Beach, its first retirement development, with the village

now ~60% occupied, and secured 5 contracts at the next village

in Karaka, South Auckland, opening to first residents later this

financial year.

In Industrial Development, there were no sales in the period,

consistent with H1 FY24.

Trading cash flow including the settlement of $40 million of

committed land purchases, was an outflow of $55 million,

compared to an outflow of $31 million in the prior period. This

was a strong result given the reduced number of units taken to

profit compared to the prior period. An outflow in the first half

of the year is normal as the division builds homes for settlement

in the second half and is exacerbated by new development home

building to deliver projects at The Hill in Ellerslie, Three Kings

and Stonefields.

As at 31 December 2024, divisional funds employed were $901

million, an increase of $60 million compared to 30 June 2024,

owing to the settlement of committed land purchases and the

seasonal stock build. The division continues to actively manage

its funds base in line with market activity.

Financial Summary


Six months ended 31 December

2024

NZ$M

2023

NZ$M

Gross revenue240351

External revenue228340

Gross margin21.1%22.5%

Overheads3939

EBIT

(1)

Fletcher Residential1944

Clever Core®(5)(3)

Vivid Living®--

Industrial Development- -

Total1441

EBIT margin

(1)

5.8%11.7%

Funds901985

Trading cash flow(55)(31)

Capital expenditure

(2)

612

(1) The EBIT result includes a $2 million gain on revaluation of Vivid Living® investment

property (2023: $1 million).

(2) Capex includes investment property development.

09

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Construction
The Construction division reported gross revenue of $814

million, which was $115 million or 16% higher than the prior

period. EBIT before significant items was a profit of $20 million,

compared to a loss of $1 million in the prior period. Trading cash

flow was an outflow of $80 million compared to a $313 million

outflow in the prior period. Excluding legacy projects, trading

cash flow resulted in an inflow of $54 million compared to

a $18 million outflow in the prior period.

Revenue performance, excluding vertical buildings, was

15% higher compared to the prior period driven by higher work

volumes in Brian Perry Civil® and Major Projects businesses,

with work continuing on key infrastructure projects at Auckland

Airport, Eastern Busway and the Ngāruawāhia and Rangiriri

roading projects. Gross margin, excluding vertical buildings,

was 10.0%, compared to 7.7% in the prior period as the division

continues to focus on lower risk, smaller self-perform work;

national and local road maintenance contracts; and alliance

infrastructure projects. Project margins were also supported

by strong product sales in Higgins®’ asphalt and bitumen

importation and supply via Napier, with Higgins®’ new import

terminal at Marsden Point, in conjunction with Channel

Infrastructure NZ, expected to be operational in FY27.

Overheads as percentage of revenue were 6.6%, compared

to 7.6% in the prior period with tight cost control measures.

Significant items for the period were a loss of $6 million in

the period, primarily relating to legal fees incurred as part of

its preparation and defence of claims in the vertical buildings

operations currently being wound down.

Trading cash flow for the division was an outflow of $80 million.

Excluding legacy cash, trading cash flow was a $54 million inflow.

This was driven by strong earnings cash inflows and working

capital management, including advances on new projects and

the finalisation of variation claims and accounts.

Legacy outflows of $134m were principally driven by the NZICC

project which is forecast to reach practical completion by end

of June 2025.

The orderbook as at December 2024 was $1.5 billion, down from

$1.8 billion at June 2024. The reduction was largely driven by a

$0.6 billion adjustment for the division’s share of the Transport

Rebuild East Coast programme which has been de-scaled

by NZTA.

The division completed the sale of 50% of the Higgins® Fiji

business in July 2024.

Divisional Overview

Major Projects

Brian Perry Civil®

Higgins®

Buildings

South Pacific

Financial Summary


Six months ended 31 December

2024

NZ$M

2023

NZ$M

Gross revenue814699

External revenue768695

Gross margin9.2%7.2%

Overheads5453

EBIT before significant items

(1)

20(1)

EBIT margin before significant items

(1)

2.5%(0.1)%

Significant items

(2)

(6)(179)

Funds216216

Trading cash flow(80)(313)

Capital expenditure54

(1) EBIT before significant items is a non-GAAP measure used by management to

assess the performance of the business and has been derived from Fletcher

Building Limited’s consolidated interim financial statements for the period

ended 31 December 2024.

(2) Details of Significant items can be found in note 2.1 of the consolidated interim

financial statements.

Note: External revenue includes income from the Group’s vertical buildings business

(December 2024: $69 million; December 2023: $51 million), which the Group is in the

process of exiting. The New Zealand International Convention Centre and Hobson

Street Hotel (NZICC) projects represent the largest projects in this business. EBIT

before significant items, however, excludes any earnings or losses from these projects

that are reported separately as Significant Items.

10

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Continuing operationsNote
Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023*

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Revenue3,583 3,860 7,683

Cost of goods sold(2,584)(2,750)(5,521)

Gross margin999 1,110 2,162

Selling, general and administration expenses(836)(853)(1,665)

Share of profits of associates and joint ventures2 5 10

Revaluation gain on investment property2 1 2

Significant items2.1(193)(186)(333)

(Losses)/earnings before interest and taxation (EBIT)(26)77 176

Lease interest expense(34)(28)(58)

Funding costs(63)(62)(142)

Losses before taxation(123)(13)(24)

Taxation benefit/(expense)641 2 (55)

Losses after taxation from continuing operations(82)(11)(79)

Losses attributable to non-controlling interests- (3)(7)

Net losses from continuing operations(82)(14)(86)

Net losses from discontinued operation net of tax(52)(106)(141)

Net losses attributable to the shareholders(134)(120)(227)

* The comparative interim results have been represented for Tradelink® being classified as a discontinued operation in FY24. Further details of discontinued operation can be found

in note 2.4.

Net losses per share (cents)2.3

Basic (14.3) (14.7) (27.7)

Diluted (14.3) (14.7) (27.7)

Net losses per share from continuing operations (cents)2.3

Basic (8.7) (1.7) (10.5)

Diluted (8.7) (1.7) (10.5)

Weighted average number of shares outstanding (millions of shares)2.3

Basic 940 819 819

Diluted 940 819 819

Dividends declared per share (cents)---

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

On behalf of the Board, 19 February 2025

Peter Crowley

Chair

Sandra Dodds

Director

Consolidated Income Statement

For the six months ended 31 December 2024

11

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Unaudited
Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023*

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Net losses attributable to shareholders(134)(120)(227)

Net losses attributable to non-controlling interests- 3 7

Net losses after tax(134)(117)(220)

Other comprehensive income/(loss)

Items that do not subsequently get reclassified

to Consolidated Income Statement:

Movement in pension reserve(3)-21

(3)- 21

Items that may be reclassified subsequently to Consolidated Income Statement

in the future:

Movement in cash flow hedge reserve(3)(17)(7)

Movement in currency translation reserve12 (17)(1)

Reclassification of foreign currency reserve to Consolidated Income Statement53 --

62 (34)(8)

Other comprehensive income/(loss)59 (34)13

Total comprehensive loss for the period(75)(151)(207)

Total comprehensive income/(loss) for the year arises from:

Continuing operations(76)(45)(66)

Discontinued operation1 (106)(141)

Total comprehensive loss for the period(75)(151)(207)

* The comparative interim results have been represented for Tradelink® being classified as a discontinued operation in FY24. Further details of discontinued operation can be found

in note 2.4.

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

Consolidated Statement of Comprehensive Income

For the six months ended 31 December 2024

12

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

NZ$MNoteShare capitalRetained earningsShare-based payments reserveCash flow hedge reserveCurrency translation reservePension reserveTotalNon-controlling interestsTotal equity
Total equity at 30 June 2023 (audited)2,993 634 28 10 (78)63 3,650 27 3,677

Total comprehensive income/(loss) for the period-(120)-(17)(17)-(154)3 (151)

Movement in non-controlling interests-------(7)(7)

Dividends paid to shareholders of the parent-(124)----(124)-(124)

Movement in share-based payment reserve-4 2 ---6 -6

Total equity at 31 December 2023 (unaudited)2,993 394 30 (7)(95)63 3,378 23 3,401

Total comprehensive income/(loss) for the period-(107)-10 16 21 (60)4 (56)

Movement in non-controlling interests-------(16)(16)

Movement in share-based payment reserve2 1 (4)---(1)-(1)

Total equity at 30 June 2024 (audited)2,995 288 26 3 (79)84 3,317 11 3,328

Total comprehensive income/(loss) for the period- (134)-(3)65 (3)(75)-(75)

Movement in non-controlling interests------- (7)(7)

Movement in share-based payment reserve54(11)---(2)-(2)

Issue of shares2.5679-----679-679

Total equity at 31 December 2024 (unaudited)3,679 158 15 0 (14)81 3,919 4 3,923

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

Consolidated Statement of Movements in Equity

For the six months ended 31 December 2024

13

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Consolidated Balance Sheet
As at 31 December 2024

AssetsNote

Unaudited

Dec 2024

NZ$M

Unaudited

Dec 2023

NZ$M

Audited

Jun 2024

NZ$M

Current assets:

Cash and cash equivalents 202 215 311

Current tax assets 31 11 28

Contract assets 146 178 142

Derivatives 13 7 10

Debtors 770 978 914

Inventories 1,352 1,772 1,276

Total current assets before held for sale

2,514 3,161 2,681

Assets classified as held for sale2.4 5 - 507

Total current assets 2,519 3,161 3,188

Non-current assets:

Property, plant and equipment 2,251 2,122 2,191

Investment property 107 71 100

Intangible assets 1,026 1,170 1,055

Right-of-use assets 1,279 1,322 1,191

Investments in associates and joint ventures 240 222 221

Inventories 601 467 594

Retirement plan assets 151 126 152

Derivatives 52 28 46

Deferred tax assets 182 236 136

Total non-current assets 5,889 5,764 5,686

Total assets 8,408 8,925 8,874

Liabilities

Current liabilities:

Creditors, accruals and other liabilities 1,122 1,166 1,147

Provisions5 283 340 171

Lease liabilities 167 190 164

Derivatives 11 23 18

Contract liabilities 87 71 166

Borrowings7 85 84 86

Total current liabilities before held for sale 1,755 1,874 1,752

Liabilities associated with assets held for sale2.4 3 - 336

Total current liabilities 1,758 1,874 2,088

Non-current liabilities:

Creditors, accruals and other liabilities 25 102 134

Provisions5 34 39 28

Lease liabilities 1,373 1,401 1,272

Derivatives 7 8 2

Borrowings7 1,288 2,100 2,022

Total non-current liabilities 2,727 3,650 3,458

Total liabilities 4,485 5,524 5,546

Equity

Share capital 3,679 2,993 2,995

Reserves 240 385 322

Shareholders' funds 3,919 3,378 3,317

Non-controlling interests 4 23 11

Total equity 3,923 3,401 3,328

Total liabilities and equity 8,408 8,925 8,874

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

14

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Consolidated Statement of Cash Flows
For the six months ended 31 December 2024

Note

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Cash flow from operating activities

Receipts from customers3,950 4,406 8,667

Dividends received5 5 10

Payments to suppliers, employees and other(3,861)(4,427)(8,064)

Interest paid(97)(89)(200)

Income tax paid(2)(21)(15)

Net cash from operating activities

9

(5)(126)398

Cash flow from investing activities

Sale of property, plant and equipment53 3 7

Sale of subsidiaries182 --

Purchase of subsidiaries- (7)(11)

Purchase of property, plant and equipment and intangible assets(161)(183)(402)

Payments for investment property and investment property

under development

(6)(12)(20)

Net cash from investing activities68 (199)(426)

Cash flow from financing activities

Issue of capital notes-- 32

Repurchase of capital notes-- (78)

Issue of shares2.5679 --

Drawdown of borrowings-700 920

Repayment of borrowings(762)(301)(568)

Principal elements of lease payments(99)(100)(206)

Contributions from non-controlling interests11 11 15

Distribution to non-controlling interests(5)(7)(17)

Dividends paid to shareholders of the parent- (124)(124)

Net cash from financing activities(176)179 (26)

Net movement in cash held(113)(146)(54)

Add: opening cash and cash equivalents311 365 365

Effect of exchange rate changes on net cash4 (4)-

Closing cash and cash equivalents202 215 311

The accompanying notes form part of and are to be read in conjunction with these consolidated interim financial statements.

15

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Fletcher Building Interim Financial Statements
Significant changes in the current reporting period

The financial position and performance of the Group were particularly affected by the following events and transactions during the

reporting period:

–The Group completed the sale of 50% of its Fiji construction business to the Fiji National Provident Fund and Fijian Holdings Limited

on 31 July 2024 for NZ$21 million. Refer to note 2.4.

–The Group completed the sale of Tradelink®, its Australian plumbing supplies and distribution business, to Metal Manufactures Pty

Limited on 30 September 2024. The sale price of A$170 million comprises a cash payment of A$160 million paid on settlement, with

the remaining A$10 million cash payment based on achieving separation milestones. Transaction and separation costs are expected

to total c.A$30 million over a period of up to 24 months from completion. A $53 million loss was reclassified from the foreign

currency translation reserve (FCTR) on disposal of Tradelink®. Refer to note 2.4.

–The Group and its subsidiary, Iplex® Pipelines Australia, together with the Western Australian (WA) Government and key industry

stakeholders, have finalised the Industry Response (the IR) to address the plumbing failures which are impacting some WA homes

constructed using Typlex Pro-Fit pipe. As a result, the Group recorded a pre-tax provision of $170 million (A$155 million) in relation

to its net obligations under the IR, classified as a Significant Item. Refer to note 2.1 and note 5.

–The Group completed a $700 million equity raise, as announced on 23 September 2024, comprising a fully underwritten c.$282

million institutional placement and c.$418 million pro rata accelerated non-renounceable entitlement offer, with 291,853,776

additional ordinary shares issued. A total of $679 million of proceeds was raised, net of transaction costs. Refer to note 2.5.

–The Group repaid and cancelled $680 million of its outstanding borrowings on a pro-rated basis, including full repayment of the

Group’s Club Loan ($400 million) and partial repayment of the amounts outstanding under its syndicated facility ($111 million)

and USPP notes ($169 million). A $10 million loss from the close-out of the CCRIS hedge instruments that was related to the early

redemption of USPP notes has been classified as a Significant Item in note 2.1. The repayment of the loan, and partial repayment

of syndicated facilities and USPP notes were funded using the proceeds from the equity raise during the period. Refer to note 7.

Notes to the Consolidated Interim Financial Statements

Statement of accounting policies

1. GENERAL INFORMATION

The consolidated condensed interim financial statements presented are those of Fletcher Building Limited (the Company) and its

subsidiaries (the Group). The Group is primarily involved in the manufacturing and distribution of building materials and residential,

commercial and infrastructure construction. Fletcher Building Limited is domiciled in New Zealand. The registered office of the

Company is 810 Great South Road, Penrose, Auckland.

The Company is registered under the Companies Act 1993 and is a Financial Markets Conduct Act (FMCA) 2013 reporting entity in terms

of the Financial Reporting Act 2013. The Group is a for-profit entity.

Basis of presentation

These consolidated interim financial statements have been prepared in accordance with Generally Accepted Accounting Practice

in New Zealand and the requirements of the Financial Markets Conduct Act 2013. Generally Accepted Accounting Practice are the

New Zealand equivalent to International Financial Reporting Standards (NZ IFRS).

These financial statements are presented in New Zealand dollars ($), which is the Group’s presentation currency, and rounded to the

nearest million unless otherwise stated.

The consolidated interim financial statements comply with NZ IAS 34 Interim Financial Reporting and do not include all the information

and disclosures required in the annual consolidated financial statements, and should be read in conjunction with the Group’s annual

consolidated financial statements as at 30 June 2024. In complying with NZ IAS 34, these financial statements comply with International

Accounting Standard 34 Interim Financial Reporting.

The accounting policies adopted are consistent with those of the previous financial year and corresponding interim reporting period.

The estimates and judgements that are critical to the determination of the amounts reported in the consolidated interim financial statements

have been disclosed with the relevant notes in the consolidated interim financial statements and are marked with this colour.

The following key exchange rates were applied in the preparation of the consolidated interim financial statements:

NZD/AUD

Unaudited

Six months

Dec 2024

Unaudited

Six months

Dec 2023

Audited

Year ended

Jun 2024

Average rates0.91110.92310.9228

Closing rates0.90630.92640.9150

16

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

Notes to the Consolidated Interim Financial Statements (Continued)
2. KEY ESTIMATES, JUDGEMENTS AND OTHER FINANCIAL INFORMATION

2.1 SIGNIFICANT ITEMS

In reporting financial information, the Group presents non-GAAP performance measures (i.e. EBIT before Significant Items), which is not

defined or specified under the requirements of NZ IFRS. The Group believes that these non-GAAP measures, which are not considered

to be a substitute for or superior to NZ IFRS measures, provide stakeholders with additional useful information on the performance of

the business. The non-GAAP measures are consistent with how the business performance is planned and reported to the Board and

Audit and Risk Committee.

As at 31 December 2024, Significant Items from continuing operations totalled $193 million (31 December 2023: $186 million), this

amount captures both gains and losses from transactions or events outside of the Group’s ongoing operations that have had significant

impact on the Group’s reported profit and loss in the period.

Dec 2024Dec 2023

NZ$MEBIT

Significant

items

EBIT before

significant

itemsEBIT

Significant

items

EBIT before

significant

items

Building Products 62 - 62 72 (6) 78

Distribution 4 - 4 35 - 35

Concrete 49 - 49 72 2 70

Australia (130) (177) 47 74 (3) 77

Materials and Distribution divisions (15) (177) 162 253 (7) 260

Residential and Development 14 - 14 41 - 41

Construction 14 (6) 20 (180) (179) (1)

Corporate and other (39) (10) (29) (37) - (37)

Continuing operations (26) (193) 167 77 (186) 263

Discontinued operation (52) (58) 6 (121) (122) 1

Group (78) (251) 173 (44) (308) 264

Significant items from continuing operations include:

Iplex® Australia Western Australia pipes matter ($177 million)

Iplex® Pipelines Australia (Iplex® Australia), in collaboration with the Western Australian (WA) Government and key industry stakeholders,

finalised the Industry Response (the IR) to address plumbing failures impacting some WA homes using Typlex Pro-Fit pipe. As a result,

Iplex® Australia recognised a pre-tax net provision of A$155 million (NZ$170 million) during the period. The interim investigation fund

was extended up to the finalisation of the IR response being agreed, at an additional cost of A$2.5 million (NZ$3 million). Both have

been classified as Significant Items, refer to note 5.

Additionally, Iplex® Australia incurred A$4 million in legal costs associated with defending claims related to the matter during the period,

which have also been classified as a Significant Item.

Capital and funding restructure ($10 million)

Fletcher Building raised net proceeds of NZ$679 million in the equity raise carried out during the period (refer to note 2.5), with the

net proceeds subsequently being applied to repay and cancel existing debt facilities, including the partial early redemption of USPP

notes that were scheduled to mature in 2026 (see note 7). This early redemption of USPP notes led to a $10 million loss from the partial

close-out of the related CCIRS hedge instruments, which would otherwise be considered ineffective, being recognised in the income

statement. The loss on close-out has been classified as a Significant Item incurred as part of the Group’s capital restructuring activities.

Other ($6 million)

Other Significant Items primarily comprise $6 million of legal costs incurred by the Construction division as part of its preparation and

defence of claims in the vertical building business currently being wound down.

Significant items from discontinued operation include:

Tradelink® disposal ($58 million)

On 30 September 2024, the Group completed the sale of Tradelink®, its Australian plumbing supplies business, and recorded a

$58 million loss, classified as a Significant Item. This loss includes a $53 million reclassification of the foreign currency translation

reserve to the income statement and a further $5 million impairment due to working capital and net debt adjustments on disposal,

see note 2.4.


CONTENTS

17

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
2.2 INTANGIBLE ASSET IMPAIRMENT TESTING

The Group performs an annual impairment test for assets with an indefinite useful life (i.e. Goodwill and Brands) in June or at the end

of a reporting period when there is an indication that an asset may be impaired. The Group’s impairment test for goodwill and intangible

assets with indefinite lives is based on value-in-use calculations. The key assumptions used to determine the recoverable amount for

the different cash generating units were disclosed in the annual consolidated financial statements for the year ended 30 June 2024.

The Group considered the cyclical nature of the construction and building industry, the current economic environment and the historic

and forecast performance of businesses in a mid-cycle environment, and concluded that no indicators of impairment existed that

required an impairment to be recognised as at 31 December 2024.

2.3 SUPPLEMENTARY DISCLOSURES: EARNINGS PER SHARE

The Group has restated the prior year earnings per share metrics to reflect the slight dilution resulting from the “bonus share”

element of the capital raise completed during the period. The new shares, issued at $2.40 under the share placement, were priced

at a theoretical 17.0% discount to the $2.89 closing price on the NZX on 20 September 2024, before the equity raise was announced.

The additional shares issued due to the discount, compared to the number required without a discount, are considered the “bonus

share” element. The prior year’s comparative weighted average number of ordinary shares of 783 million shares has been adjusted to

reflect these “bonus shares”, equating to 819 million shares. Similarly, the current year’s weighted average number of ordinary shares

has been increased as if these “bonus shares” had been in place for the entire financial year, rather than just from the date of issue.

The disclosure below has been included to provide additional useful information by removing the impact of Significant Items in the

current and prior year, and the resulting impact on the earnings per share measure.

The effect of Significant Items on earnings per share

is as follows:

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Net losses after taxation from continuing operations

(as per Consolidated Income Statement)

(82)(14)(86)

Add back: Significant Items before taxation193 186 333

Less: tax benefit on Significant Items(58)(53)(64)

Net earnings from continuing operations

before Significant Items

53 119 183

Net earnings from continuing operations per share

before Significant Items (cents)

5.6 14.5 22.3

Net losses per share – as reported per

Consolidated Income Statement (cents)

(8.7)(1.7)(10.5)

2.4 DISCONTINUED OPERATION AND ASSETS HELD FOR SALE

On 14 February 2024 the Group announced its intention to divest the Tradelink® business and initiated an active programme to locate

a buyer. The associated assets and liabilities were consequently presented as held for sale from 1 April 2024 when the criteria to be

classified as held for sale were met, with Tradelink® being classified as a discontinued operation.

Tradelink® was sold on 30 September 2024 with effect from 1 October 2024.

Financial performance and cash flow information of Tradelink®, represented as a discontinued operation

The financial performance and cash flow information presented for the period ended 31 December 2024 includes the results from

1 July 2024 and up to the date of disposal of 30 September 2024.

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Revenue202 388 758

Cost of goods sold(145)(274)(529)

Gross Margin57 114 229

Selling, general and administration expenses(51)(113)(222)

Significant Items(58)(122)(155)

Losses before interest and taxation (EBIT)(52)(121)(148)

Lease interest expense(2)(4)(7)

Income tax benefit2 19 14

Net losses from discontinued operation net of tax(52)(106)(141)


CONTENTS

18

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Other comprehensive income - reclassification of foreign currency

translation reserve on disposal

53 --

Total comprehensive income/(loss) from discontinued operation1 (106)(141)

Net losses per share from discontinued operation (cents)

Basic(5.6)(13.0)(17.2)

Diluted(5.6)(13.0)(17.2)

Net cash (outflow)/inflow from operating activities(9)(29)20

Net cash outflow from investing activities(2)(5)(10)

Net cash outflow from financing activities*(10)(19)(38)

Net decrease in cash generated by the subsidiary(21) (53) (28)

* Excludes the benefit of intercompany funding.

Details of the sale of Tradelink® business

30 September 2024

NZ$M

Consideration received or receivable186

Separation and transaction costs(33)

Total disposal consideration153

Carrying amount of net assets sold(158)

Loss on sale before reclassification of foreign currency translation reserve(5)

Reclassification of foreign currency translation reserve(53)

Loss on disposal(58)

The consideration payable by the acquirer is the aggregate of the completion payment ($175 million) and the milestone payment

($11 million). The milestone amounts are payable upon delivery of transitional services by the Group to the acquirer, expected to occur

over a period of up to 24 months from completion. The obligation to deliver separation infrastructure has been recognised in other

provisions (see note 5). The loss of $58 million is presented as a Significant Item from discontinued operation.

The final loss on disposal remains subject to agreement of completion statements, which are currently under review. This process

is expected to be finalised before the end of the financial year 2025.

The carrying amounts of assets and liabilities as at the date of sale

30 September 2024

NZ$M

Cash4

Property, plant and equipment29

Intangible assets12

Tax asset15

Right-of-use assets105

Debtors110

Inventories160

Total assets435


CONTENTS

19

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
30 September 2024

NZ$M

Creditors, accruals and other liabilities126

Lease liabilities132

Provisions19

Total liabilities277

Net assets

158

Other disposals

On 31 July 2024, following receipt of regulatory approvals, the Group successfully completed the transaction to divest 50% of its Fiji

construction business. The transaction valued the Fiji business, comprising Fletcher Construction and Higgins® branded operations,

at NZ$42 million, with NZ$21 million received for the sale of the 50% stake in the business, and 50% retained by the Group to be

accounted for as an equity accounted investment going forward. The Group had recorded a non-cash impairment of NZ$17 million

on the business in the FY24 Financial Statements. The Fiji construction business sold was not classified as a discontinued operation

for reporting purposes.

Assets and liabilities of disposal group classified as held for sale

As at 31 December 2024, the Group continued to hold the New Zealand Ceiling and Drywall (NZCDS) business assets and liabilities

as held for sale.

2.5 CAPITAL

On 23 September 2024, Fletcher Building Limited announced a NZ$700 million equity raise comprising a fully underwritten

c.NZ$282 million institutional placement (“Placement”) and c.NZ$418 million pro rata accelerated non-renounceable entitlement

offer (“Entitlement Offer”). The Placement and Entitlement Offer were fully underwritten.

A total of 291,853,776 new shares were issued at an offer price of NZ$2.40 per share as part of the capital raise, with proceeds

of $679 million raised, net of transaction costs. All new shares issued rank equally in all respects with Fletcher Building’s existing

ordinary shares.

Unaudited

Six months

Dec 2024

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Reported capital at the beginning of the period excluding treasury stock2,9952,993

Issue of shares679 -

Vested share-based payment5 2

Reported capital at the end of the period excluding treasury stock3,6792,995

All ordinary shares are issued and fully paid and carry equal rights in respect of voting, dividend payments and distribution upon

winding up.

Unaudited

Six months

Dec 2024

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Number of ordinary shares issued and fully paid

Number of shares on issue at the beginning of the period783,043,596 783,043,596

Issue of shares291,853,776 -

Total number of shares on issue1,074,897,372 783,043,596

Less shares accounted for as treasury stock(4,741,564)(6,322,384)

Number of shares on issue at the end of the period1,070,155,808 776,721,212


CONTENTS

20

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
3. CONSTRUCTION ACCOUNTING

The Group’s Construction division is engaged with a wide variety of customers to construct and maintain building and infrastructure

projects across New Zealand and the South Pacific. Services provided by the division include construction contract works, engineering

and maintenance services. Each project has a different risk profile based on its individual contractual and delivery characteristics.

The Group’s policies for accounting for such projects are outlined in the Group’s Consolidated Financial Statements for the year

ended 30 June 2024 and should be read in conjunction with the disclosures below, including related estimate and judgements

made by management.

Revenue backlog

Revenue backlog, as disclosed below, refers to the level of construction work the Group is contracted to but is not yet complete

as at period end. This represents the performance obligations that are yet to be completed for the construction contracts active

as at 31 December 2024. The long-term nature of the contracts held by the Buildings, Infrastructure, Brian Perry Civil® and Higgins®

businesses will see these performance obligations completed over a period generally between one to five years, although some may

extend longer.

Revenue Backlog by Business Units as at 31 December 2024

Current Revenue Backlog

NZ$M

Top 5 projects as a %

of Revenue Backlog

Buildings 35 100%

Infrastructure 232 98%

Brian Perry Civil® 270 63%

Higgins® 916 46%

South Pacific 19 100%

1,472 N /A

Legacy construction projects update

A summary of the major construction projects, including their approximate stage of completion and other relevant information

is disclosed to demonstrate the uncertainty that remains on these projects.

Status of legacy construction projects (> $200 million original contract value) as at 31 December 2024

Forecast

Percentage of

completion

Business unitcompletion*(% cost)

New Zealand International Convention Centre and Hobson Street

Hotel (NZICC) - Fixed price contract and fire reinstatement

Buildings

2025

98%

Pūhoi to Warkworth - Fixed price contract (Public Private Partnership)Infrastructure

2024

99%

* Calendar year

Pūhoi to Warkworth (P2W)

On the Pūhoi to Warkworth (P2W) project, there have been no material updates from the 30 June 2024 reported position.

The Construction JV continues to hold a material claim with NX2 and the NZTA for the impacts and delays arising from COVID-19 and

other weather events. If no variations or extension of time are agreed between the parties or ultimately determined under the contract, the

Construction JV will incur unrecoverable costs and liquidated damages (from 16 August 2022, being the current contractual Planned Service

Commencement Date to mid-June 2023). Unless the Construction JV and NZTA agree otherwise, that claim will be resolved through an

agreed dispute resolution process, unlikely to be earlier than 2026.

Separately, the Construction JV continues to hold material claims under the Contract Works Insurance policy for damage to the project

works caused by landslips and weather events during construction. For claims that have been notified, coverage has been confirmed under

the Contract Works Insurance policy. An assumed recovery for all events has been included in the determination of the final project position

and estimated final margin.

As the project nears finalisation, the Construction JV expects to make claims against some of its suppliers and may be subject to claims

against it by suppliers and subcontractors.

The Group has assessed the facts and circumstances known to it relating to the merits of Construction JV’s claims and likelihood of receipt

of further relief under the Project Agreement, quantification of any claims and costs under this relief, the expected recovery under insurance

policies, and concluded that no additional provision is required to be recognised as at 31 December 2024. There remains a risk that,

ultimately, the full amount of the Construction JV’s claims will not be recovered.


CONTENTS

21

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
New Zealand International Convention Centre and Hobson Street Hotel (NZICC)

Good progress has been made on the NZICC project during the six months to 31 December 2024, with the major construction works now

finished and the focus moving to finishing, testing and commissioning. The Group is focused on achieving practical completion and handing

over the NZICC to SkyCity by 30 June 2025. The remaining forecast revenues to secure on the NZICC project solely relate to c.$15 million

in ‘BAU’ client revenues (i.e. for work that was still to be completed at the time of fire), following FCC’s settlement of all CWI claims with the

NZICC/HSH project insurers and SkyCity in June 2024.

The assessment of the net cost to complete the project continues to rely on the application of estimates and judgements (e.g. programme

to complete and cost estimates for certain trades) and, as such, may be subject to change as the project progresses. It is possible that the

final provision could be below or above the levels currently allowed for due to changes in costs to complete. As the project approaches

completion, there is also risk of dispute over delay and cost with SkyCity. No claims have been received to date and project forecast and

expected final margin does not allow for any.

The Group continues to pursue recoveries under the NZICC Third Party Liability (TPL) insurance policy of more than $100 million. While the

Company considers it has good grounds to recover material amounts under the TPL policy, it has determined that these proceeds are not

yet “virtually certain” in accordance with NZ IAS 37 Provisions, Contingent Liabilities and Contingent Assets to be recognised. As such, no

amount has been recognised to be recovered under the TPL policy in the project position. The Group will continue to pursue its rights to

recovery under the TPL policy, though this is not expected to be settled until calendar year 2026.

Wellington International Carpark (WIAL)

On the WIAL project, The Fletcher Construction Company Limited (FCC) completed a multi-level carpark for WIAL in October 2018. The client

had alleged there are a number of defects in the carpark and the adjacent storm water drainage. It is claiming the cost of remediation and

other related losses in the order of $40 million.

At 31 December 2024, the storm water drainage remediation works are nearing completion, and the cost of those remediation works are

materially in line with that assumed in FCC’s provision for the project. FCC continues to work with WIAL to agree a remediation solution

to quality issues identified on the carpark and to settle claims. These matters may take some time to be resolved.

Based on FCC’s assessment of the estimated remedial costs and expected recoveries, no additional provision is required to be recognised

on the WIAL carpark project as at 31 December 2024.

It is possible that the final provision could be below or above the levels currently allowed for and would ultimately depend on the solution

agreed and associated costs, and final claim settlements.

4. SEGMENTAL INFORMATION

The following tables present revenue, profit and balance sheet information for the Group’s operating segments for the six months

ended 31 December 2024 and 31 December 2023, and the year ended 30 June 2024. The financial results for the six months ended

31 December 2023 below have been represented to account for Tradelink® reported as a discontinued operation.

Description of industry segments

Building Products

The Building Products division is a manufacturer, distributor and marketer of building products used in the residential,

industrial and commercial markets in New Zealand.

Distribution

The Distribution division consists of building and plumbing product distribution businesses in New Zealand.

Concrete

The Concrete division includes the Group's interests in the concrete value chain, including extraction of aggregates,

and the production of cement, concrete and concrete products. The division operates in New Zealand.

Australia

The Australia division manufactures and sells building materials for a broad range of industries across Australia.

Residential and

Development

The Residential and Development division operates in both New Zealand and Australia. In New Zealand, the division’s

operations include building and sale of residential homes and apartments, development and sale of commercial and

residential land and management of retirement village assets. In Australia, the division’s operations include development

and sale of commercial and residential land. Development activity includes sale of land property which is surplus to the

Group’s operating requirements.

Construction

The Construction division is a supplier of building and maintenance services for infrastructure projects across New Zealand

and the South Pacific. The division is exiting the vertical building sector, with NZICC being the last project for the Group.

Discontinued

operation

Discontinued operation comprises the Tradelink® business classified as held for sale from 1 April 2024 and was previously

included in the Australia segment.


CONTENTS

22

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
Industry segments

Gross Revenue

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Building Products 663 703 1,345

Distribution 780 836 1,615

Concrete 536 567 1,082

Australia 924 1,054 1,979

Materials and Distribution 2,903 3,160 6,021

Residential and Development 240 351 796

Construction 814 699 1,614

Corporate and other 4 6 10

Continuing operations 3,961 4,216 8,441

Discontinued operation 211 390 762

Group 4,172 4,606 9,203

Less: intercompany revenue (387) (358) (762)

External revenue 3,785 4,248 8,441

External revenue

Building Products 533 570 1,093

Distribution 767 817 1,578

Concrete 381 412 782

Australia 906 1,026 1,925

Materials and Distribution 2,587 2,825 5,378

Residential and Development 228 340 739

Construction 768 695 1,566

Continuing operations 3,583 3,860 7,683

Discontinued operation 202 388 758

Group 3,785 4,248 8,441

Note: External revenue includes income from the Group’s vertical buildings business (December 2024: $69 million; December 2023: $51 million), which the Group is in the process

of exiting. The New Zealand International Convention Centre and Hobson Street Hotel (NZICC) projects represent the largest projects in this business. EBIT before Significant Items,

however, excludes any earnings or losses from these projects that are reported separately as Significant Items.

EBIT before Significant Items

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Building Products 62 78 143

Distribution 4 35 49

Concrete 49 70 130

Australia 47 77 126

Materials and Distribution 162 260 448

Residential and Development 14 41 100

Construction 20 (1) 28

Corporate and other (29) (37) (67)

Continuing operations 167 263 509

Discontinued operation 6 1 7

Group 173 264 516


CONTENTS

23

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
Funds*

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Building Products 1,336 1,256 1,311

Distribution 306 308 305

Concrete 850 810 836

Australia 1,008 1,160 1,128

Materials and Distribution 3,500 3,534 3,580

Residential and Development 901 985 841

Construction 216 216 138

Corporate and other226 160 226

Continuing operations 4,843 4,895 4,785

Discontinued operation- 171 118

Group operating funds 4,843 5,066 4,903

Net debt (1,171) (1,969) (1,797)

Deferred tax (excl. deferred tax liability on brands) 251 304 222

Group total equity 3,923 3,401 3,328

Depreciation, depletion and amortisation expense

Building Products 35 32 64

Distribution 30 27 58

Concrete 38 37 75

Australia 45 40 81

Materials and Distribution 148 136 278

Residential and Development 2 2 4

Construction 22 20 42

Corporate and other 7 8 13

Continuing operations 179 166 337

Discontinued operation- 25 36

Group 179 191 373

Capital expenditure+

Building Products 85 75 178

Distribution 13 10 11

Concrete 36 34 89

Australia 15 22 53

Materials and Distribution 149 141 331

Residential and Development 6 12 20

Construction 5 4 20

Corporate and other (5) 26 48

Continuing operations 155 183 419

Discontinued operation 2 5 10

Group 157 188 429

* Funds is a Non-GAAP measure and represents the external assets and liabilities of the Group and divisions and is used for internal reporting purposes.

+ Capital expenditure represents additions to the balance sheet of property, plant and equipment and intangible assets, excluding the impacts of the investments/acquisitions

of companies or businesses.


CONTENTS

24

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
External revenue

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

New Zealand 2,639 2,776 5,602

Australia 1,109 1,414 2,702

Other jurisdictions 37 58 137

Group 3,785 4,248 8,441

EBIT before Significant Items

New Zealand 121 188 383

Australia 53 75 132

Other jurisdictions (1) 1 1

Group 173 264 516

Funds*

New Zealand 3,807 3,654 3,613

Australia 978 1,344 1,229

Other jurisdictions (including debt and taxation) (862) (1,597) (1,514)

Group 3,923 3,401 3,328

Non-current assets +

New Zealand 4,237 3,898 4,137

Australia 1,265 1,428 1,212

Other jurisdictions 2 48 3

Group 5,504 5,374 5,352

* Funds is a Non-GAAP measure and represents the external assets and liabilities of the Group and divisions and is used for internal reporting purposes.

+ Non-current assets exclude deferred tax assets, retirement plan surplus and financial instruments.

5. PROVISIONS

Restructuring

NZ$M

Warranty &

environmental

NZ$M

Onerous

contracts

NZ$M

The Industry

Response

NZ$M

Other

NZ$M

Total

NZ$M

Carrying amount as at

30 June 2024

151878

-

88199

Charged to earnings 3 1 - 170 1 175

Settled or utilised (8) (5) (52) (6) (11) (82)

Released to earnings (3)---- (3)

Recognised on balance sheet---- 26 26

Currency translation--- 1 1 2

Carrying amount as at

31 December 2024

71426165105317


CONTENTS

25

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
The Industry Response (the IR)

Fletcher Building Limited (the Group), through its subsidiary, Iplex® Pipelines Australia (Iplex® Australia), has been addressing claims raised

in respect of the hot and cold water polybutylene pipe product Iplex® Australia previously manufactured (under the name “Pro-fit”).

Iplex® Australia started manufacturing Pro-fit with Typlex resin from mid-2017 and those products represented the bulk of sales after that

time. Iplex® Australia ceased the sale of Pro-fit in mid-2022. The Pro-fit product was sold in other states of Australia but not New Zealand.

In response, Iplex® Australia established an interim investigation fund in April 2023 to support urgent repairs and undertake investigations.

Comprehensive testing confirmed that the pipes met manufacturing standards. Iplex® Australia also worked with builders, independent

experts and government regulators to assess and determine the root causes.

On 13 November 2024, the Group announced that its subsidiary, Iplex® Australia, together with the Western Australian Government and key

industry stakeholders, had finalised the Industry Response (the IR) to address the plumbing failures which are impacting some WA homes

constructed using Typlex Pro-Fit pipe. Among other matters, the IR provides participating builders with funding for the agreed work and

remediation programme. To date 29 WA builders have joined the IR.

The IR is entered into on a no liability, no admissions basis. All participants in the IR have also agreed to a “no sue” provision as part of

the agreement.

As a result, Iplex® Australia has recorded a provision of A$155 million (NZ$170 million) pre-tax for the cost it has agreed to incur under the

IR, classified as a Significant Item. As of 31 December 2024, the provision had a carrying amount of A$150 million (NZ$165 million), with

approximately A$5 million (NZ$6 million) spent to date primarily on the rollout of the Leak Detector Unit (LDU) programme.

The IR commits Iplex® Australia to fund 80% of the direct costs incurred by participating builders, with the WA Government contributing

20% up to a capped amount of A$30 million (NZ$33 million) to Iplex® Australia. The provision assumes approximately A$120 million

(NZ$132 million) for repair costs (net of the A$30 million contribution receivable from the WA Government), A$20 million (NZ$22 million) for

the installation of leak detector units, and A$15 million (NZ$16 million) for expected administrative and overhead expenses. These costs are

expected to be incurred over at least five years, with higher expenditure anticipated in the initial stages to address urgent remediation work

and establish necessary infrastructure (i.e. leak detectors).

The provision:

–Assumes ~5,200 WA homes will experience one or more plumbing failures over time, which translates to ~35% of relevant WA homes

based on an estimate that 15,000 WA homes may have had Pro-Fit pipe installed with Typlex resin.

–Covers the direct costs of remediation and preventive measures, including pipe repairs, ceiling pipe replacements, and, for WA homes

with extensive failures, a full house re-pipe plus temporary accommodation where required.

–Excludes builders’ overheads or management costs or any margin or cost of expenses incurred directly by them in connection with

repairing, rectifying, or remediating of any defective workmanship.

–Excludes any legal costs, including litigation defence costs.

The IR also allows for funding of affected homes built by any builders in WA to be remediated, including the Buckeridge Group of Companies

(BGC). While most major builders have agreed to participate in the IR, BGC, which is responsible for constructing 50–60% of the affected

homes, has not joined. The provision includes allowances for homes built by BGC, as BGC has the option to participate in the IR at any time.

However, BGC has not ruled out joining in the future. To the extent that BGC remains outside the IR, the repair costs and associated cash

flows for Iplex® Australia are expected to be proportionally lower. However, this could increase the liability exposure that may arise due to

further disputes and claims from BGC. See note 8 for further details.

The total costs of the Group to perform under the IR remains subject to significant risks and uncertainties. In addition to the assumption

that BGC will join the IR, one of the key assumptions is the number of homes in Western Australia built with Typlex Pro-Fit pipes that will

experience leaks over time. A second is that not all homes that experience one failure will go on to experience subsequent failures. A third

is the cost for each plumbing failure in accordance with the agreed work programme and the timing of that expenditure. If the actual number

of affected homes, the extent of failures or their repair costs exceeds these estimates, the provision may need to be increased.

The IR accounts for a range of remediation measures, including minor repairs, replacement of ceiling pipes and full home re-piping for

severely affected homes. Temporary accommodation is also provided where full home re-piping is required. If the actual distribution of

repairs skews towards more extensive and expensive interventions, costs could exceed the current estimates.

The provision does not account for any risk from litigation or class action (see note 8 for further details). There are a number of claims

against Iplex® Australia outside the IR relating to plumbing failures, which seek recovery of a wide range of damages and losses on behalf of

all relevant homeowners and some builders, including the class action previously advised. The claims include: costs of removing, repairing,

replacing and disposing of the affected pipe; repair costs and/or possessions damaged by the affected pipe; reduction in property value,

vexation, distress and disappointment. If a current or future claim is successful, it may have a material adverse impact on the Group.

The IR ought to operate to some extent as a mitigant of those risks but does not dispose of them. Further, the IR does not affect the right of

homeowners or others with claims (e.g. home insurers) to take action. They are entitled to remain in the class action while taking up the work

programme on offer. A final outcome of a class action may replace the IR terms for the homes of class members and their successors.

The Group will monitor the provision and will reassess its adequacy if new and material information becomes available.

Provision for Interim Investigation Fund

Iplex® Australia’s interim investigation fund was closed to new claims on finalisation of the IR. The total amount disbursed under the fund

since its establishment in May 2023 was c.A$17.5 million (NZ$19 million). Of this, A$2.5 million (NZ$3 million) was recognised and classified

in FY25 as a Significant Item, given that A$15 million (NZ$16 million) had already been recognised in FY23.


CONTENTS

26

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
6. TAXATION

The Group calculates the period income tax expense using the tax rate that would be applicable to the expected total earnings.

The calculation of the Group’s tax expense/(benefit) as well as its major components included in the consolidated interim financial

statements are:

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Losses before taxation(123)(13)(24)

Taxation at 28 cents per dollar(34)(4)(7)

Adjusted for:

Difference in tax rates(3)--

Non-assessable income(6)(2)(5)

Non-deductible expenses2334

Utilisation of previous unrecognised tax losses--(1)

Tax in respect of prior years-134

Tax (benefit)/expense on earnings(41)(2)55

Income tax expense/(benefit) on continuing operations is attributable to:

Tax expense on earnings before Significant Items1751119

Tax benefit on Significant Items(58)(53)(64)

(41)(2)55

Income tax (benefit)/expense on discontinued operation is attributable to:

Tax expense/(benefit) on earnings before Significant Items-(1)1

Tax benefit on Significant Items(2)(18)(15)

(2)(19)(14)

Income tax expense/(benefit) is attributable to:

Total tax expense/(benefit) on earnings before Significant Items

17

50120

Total tax benefit on Significant Items

(60)

(71)(79)

(43)(21)41

The net deferred tax asset balance of $182 million at 31 December 2024 largely comprises New Zealand and Australia carried forward

tax losses incurred in the current and prior periods, timing differences on the Group’s provisions and net deferred tax asset on the

Group’s right-of-use assets/liabilities. It is expected that there will be sufficient future earnings in New Zealand and Australia to utilise

the deferred tax asset in each of these jurisdictions.


CONTENTS

27

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
7. BORROWINGS

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Private placements334 476 489

Bank loans737 1,344 1,302

Capital notes298 343 297

Other loans4 21 20

Carrying value of borrowings (as per Consolidated Balance Sheet)1,373 2,184 2,108

Less: value of derivatives used to manage changes in hedged risks

on debt instruments

(44)(20)(31)

Economic debt1,329 2,164 2,077

Less: Cash and cash equivalents(202)(215)(311)

Net debt1,127 1,949 1,766

Carrying value of borrowings included within the

Consolidated Balance Sheet as follows:

Current borrowings85 84 86

Non-current borrowings1,288 2,100 2,022

Carrying value of borrowings (as per Consolidated Balance Sheet)1,373 2,184 2,108

During November and December 2024, the Group repaid $680 million of its outstanding borrowings on a pro-rated basis, including full

repayment and cancellation of the Group’s Club Loan ($400 million) on 29th November 2024 and partial repayment and cancellation

of the amounts outstanding under its USPP facility ($169 million) and syndicated bank facility ($111 million), on 10th and 11th December

2024 respectively. The repayments were funded via proceeds from the equity capital raise during the period. In conjunction with

the partial repayment of USPP notes, the Group closed out corresponding interest rate swaps (notional value: NZ$200 million) and

partially closed out cross currency interest rate swaps (notional value: USD94.6 million, EUR20.3 million) that were used in hedging

the underlying borrowings repaid. A $10 million loss from the close-out of the CCRIS hedge instruments that was related to the early

redemption of USPP facility has been classified as a Significant Item in note 2.1.

As a result of the debt repayments the Group also agreed certain amendments with all of its lenders (SFA and USPP) which will enable

it to rely on more favourable terms for testing of its Senior Interest Cover covenant from December 2024 to September 2025. This

is in addition to the Senior Interest Cover and Senior Leverage covenant amendments previously agreed and disclosed, which are

continuing, for the period from June 2024 to December 2025 (inclusive) if required. Should the Group need to rely on the amended

covenant levels, it will not pay a dividend until it agrees to be tested by and complies with, its existing (original) covenant levels.

The Group was in compliance with all financial covenants during the period and at balance date.

8. CONTINGENT LIABILITIES

Class action proceedings: Western Australia plumbing failures

On 6 August 2024, the Group announced that a class action proceeding had been filed in the Federal Court of Australia against Iplex®

Pipelines Australia ( Iplex® Australia), on behalf of persons, Australia wide, who acquired polybutylene pipes manufactured by Iplex®

composed of a resin known as Typlex-1050. The class action alleges that the Pro-fit product was not of acceptable quality at the time of

supply and seeks a broad range of damages (unquantified), including: costs of removing, repairing, replacing and disposing of the affected

pipe; repair costs and/or possession damaged by the affected pipe; reduction in property value, vexation, distress and disappointment.

Iplex® is defending the action and has brought cross-claims against certain WA builders and plumbers.

On 27 August 2024, the Group announced that Western Australian home builder, BGC, had filed legal proceedings against Iplex® Australia

in relation to the Iplex® Pro-Fit Pipes issues, making similar allegations to those raised in the class action. Iplex® Australia is defending the

BGC proceedings.

The outcome of both these proceedings and any associated liabilities, if any, remains uncertain at the date of this report. Ultimately, if

Iplex® Australia is found to bear full or part responsibility for the amounts claimed, the cost to it in meeting any damages claims could have

a material impact on the Group’s financial position. It is not practicable as at 31 December 2024 to provide an estimate of the financial effect,

including any quantum of costs or any penalty, or the timing of their incurrence, and disclosure of any possible impact would be materially

prejudicial to the Group’s commercial interests.


CONTENTS

28

Fletcher Building Limited Interim Financial Results 2025

Notes to the Consolidated Interim Financial Statements (Continued)
Commerce Commission Winstone Wallboards® proceedings

On 1 November 2024, the Group announced that the New Zealand Commerce Commission had filed legal proceedings against Winstone

Wallboards®, seeking declarations that Winstone Wallboards® contravened the Commerce Act 1986 in relation to its historical use of volume

rebates, together with associated civil pecuniary penalties. The volume rebates were discontinued by Winstone Wallboards® in 2022.

Winstone Wallboards® does not believe that its previous use of volume rebates, which are widespread in the industry, breached the

Commerce Act and is defending the proceedings. The proceedings are at a relatively early stage and the claims made by the Commission

cannot be quantified at this time. Whilst Winstone Wallboards® does not consider it has breached the Commerce Act, it notes that even if

the New Zealand Commerce Commission was ultimately to be successful in the proceedings, it is not practicable as at 31 December 2024

to provide an estimate of the financial effect on Winstone Wallboards®, including any quantum of costs or any penalty, or the timing of

their incurrence.

9. RECONCILIATION OF NET LOSSES TO NET CASH FROM OPERATING ACTIVITIES

Unaudited

Six months

Dec 2024

NZ$M

Unaudited

Six months

Dec 2023

NZ$M

Audited

Year ended

Jun 2024

NZ$M

Net losses(134)(120)(227)

Losses attributable to minority interest -3 7

(134)(117)(220)

Add/(less) non-cash items:

Depreciation, depletions and amortisation179 191 373

Other non-cash items168 282 439

Taxation(45)(42)25

Net loss on disposal of businesses and property, plant and equipment48 3 3

350 434 840

Net working capital movements

Residential and Development(67)(72)67

Construction(105)(313)(346)

Other:

Debtors60 150 151

Inventories(9)3 64

Creditors(100)(211)(158)

(221)(443)(222)

Net cash from operating activities(5)(126)398

10. SUBSEQUENT EVENTS

Amendment to the conditions of Capital Notes and redemption of FBI190 capital notes

On 28 January 2025, the Group through its subsidiary Fletcher Building Industries Limited (FBI) announced that the trustee for the

noteholders of each series of Capital Notes has agreed to amend the conditions of the Capital Notes. This is to allow FBI to elect to

redeem all Capital Notes of a series on the applicable Election Date for that series, as an alternative to the procedure for rollover of the

Capital Notes on new terms. FBI has elected to redeem all of the FBI190 Capital Notes when they are due to rollover on 17 March 2025,

presented as current in the balance sheet.


CONTENTS

29

Fletcher Building Limited Interim Financial Results 2025

Independent Auditor's Review Report
Independent Auditor’s Review Report to the Shareholders of Fletcher Building Limited

Conclusion

We have reviewed the consolidated condensed interim financial statements of Fletcher Building Limited (“the Company”) and its

subsidiaries (together “the Group”) on pages 11 to 29 which comprise the consolidated balance sheet as at 31 December 2024, and

the consolidated income statement, consolidated statement of comprehensive income, consolidated statement of movements

in equity and consolidated statement of cash flows for the six months ended on that date, and explanatory notes. Based on

our review, nothing has come to our attention that causes us to believe that the accompanying interim financial statements on

pages 11 to 29 of the Group do not present fairly, in all material respects, the consolidated financial position of the Group as at

31 December 2024, and its consolidated financial performance and its consolidated cash flows for the six months ended on that

date, in accordance with New Zealand Equivalent to International Accounting Standard 34: Interim Financial Reporting (NZ IAS 34)

and International Accounting Standard 34: Interim Financial Reporting (IAS 34).

This report is made solely to the Company’s shareholders, as a body. Our review has been undertaken so that we might state to

the Company’s shareholders those matters we are required to state to them in a review report and for no other purpose. To the

fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company’s

shareholders, as a body, for our review procedures, for this report, or for the conclusion we have formed.

Basis for Conclusion

We conducted our review in accordance with NZ SRE 2410 (Revised) Review of Financial Statements Performed by the Independent

Auditor of the Entity. Our responsibilities are further described in the Auditor’s responsibilities for the review of the financial

statements section of our report. We are independent of the Group in accordance with the relevant ethical requirements in

New Zealand relating to the audit of the annual financial statements, and we have fulfilled our other ethical responsibilities

in accordance with these ethical requirements.

Ernst & Young provides agreed upon procedures, taxation compliance, financial statement preparation services and limited

financial due diligence to the Group. Partners and employees of our firm may deal with the Group on normal terms within the

ordinary course of trading activities of the business of the Group. We have no other relationship with, or interest in, the Group.

Directors’ Responsibility for the Interim Financial Statements

The directors are responsible, on behalf of the Entity, for the preparation and fair presentation of the interim financial statements

in accordance with NZ IAS 34 and IAS 34 and for such internal control as the directors determine is necessary to enable the

preparation and fair presentation of the interim financial statements that are free from material misstatement, whether due

to fraud or error.

Auditor’s Responsibilities for the Review of the Interim Financial Statements

Our responsibility is to express a conclusion on the interim financial statements based on our review. NZ SRE 2410 (Revised)

requires us to conclude whether anything has come to our attention that causes us to believe that the interim financial statements,

taken as a whole, are not prepared in all material respects, in accordance with NZ IAS 34 and IAS 34.

A review of interim financial statements in accordance with NZ SRE 2410 (Revised) is a limited assurance engagement. We perform

procedures, consisting of making enquiries, primarily of persons responsible for financial and accounting matters, and applying

analytical and other review procedures. The procedures performed in a review are substantially less than those performed in an

audit conducted in accordance with International Standards on Auditing (New Zealand) and consequently do not enable us to

obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do

not express an audit opinion on those interim financial statements.

The engagement partner on the review resulting in this independent auditor’s review report is Graeme Bennett.

Chartered Accountants

Auckland

19 February 2025

30

Fletcher Building Limited Interim Financial Results 2025


CONTENTS

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