New Zealand Rural Land Company Limited logo

FY24 Result Delivers Growth and Diversification

Earnings Results27 February 2025NZLReal Estate

28 February 2025
NZL’s FY24 Result Delivers AFFO Growth, Diversification and Dividend Growth

New Zealand Rural Land Co (NZL.NZX) is pleased to announce its financial result for the year ended 31 December

2024. NZL recorded a consolidated net profit after tax of $23.1m and Adjusted Funds From Operations (AFFO) of

$7.1m, excluding earnings from properties with put/call arrangements in place

1

.

FY24 Highlights

• Roc Partners purchased 25% of NZL’s portfolio, validating strategy and partnering for future growth;

• CPI linked rental increases of +18.6% on 37.3% of NZL’s portfolio took effect in mid-2024. A further 26.5% of

NZL’s portfolio was subject to a +4.0% increase on 15 April 2024;

• AFFO grew from 4.35 cps in FY23 to 4.94 cps (+13.6%) in FY24. NZL forecasts FY25 AFFO of between 5.25

cps and 5.60cps (FY25 includes further CPI linked rental adjustments and the first full year of higher yielding

horticultural acquisitions);

• Portfolio diversification and yield materially increased by forestry and horticultural acquisitions in FY24;

• WALT increased from 11.6 years (31 December 2023) to 12.5 (+8.2%) years at FY24 end;

• 17,503 hectares of rural land now owned, an increase of +9.0% on FY23 16,063;

• Restructured NZL’s borrowing arrangements on 20 December 2024 by entering into a syndicated facility

agreement with Rabobank and Bank of China. The new syndicated facility reduces NZL’s weighted average

cost of debt and increases total available debt capital from $133.5m to $140.0m;

• Gearing lowered to 29.6% from 36.2% (-6.6%) with 65.0% of borrowing hedged;

• Dividend reinstated at ~80% of AFFO, equivalent to a full year dividend of 4.00 cps. The final dividend will be

paid in April 2025. NZL will continue to offer a dividend reinvestment programme.

• Net asset value per share has grown from $1.25 at IPO to $1.603 (at 31 December 2024); and

• On-market share buyback programme continued, with 88,804 shares repurchased at an average price of

$0.89 per share, bringing the total shares repurchased to 710,131 since buyback was initiated in June 2023.

The FY24 result delivered an increased portfolio value, effective risk management, and sustainable growth in

value and dividends for shareholders.

A detailed results presentation is available at: https://www.nzrlc.co.nz/reports-presentations.

www.nzrlc.co.nz

E: info@nzrlc.co.nz | T: +64 9 217 2905

1. Reported figures include 100% of the earnings and assets of New Zealand Rural Land Investments Limited Partnership. NZL owns 75% of this

entity. AFFO and dividends are not reported on a consolidated basis and are 100% attributable to NZL.

www.nzrlc.co.nz
Roc Transaction

On 19 January 2024, NZL announced it had entered into an agreement to sell a 25% equity interest in its land

portfolio to Roc Partners (Roc). This transaction settled in early FY24 on 9 February 2024.

Roc acquired the equity interest for $44.2m in cash. NZL used the proceeds to repay the $11.8m owing on a

convertible note it drew down in April 2023 to partially fund its forestry acquisition. Further proceeds were used

to fund orchard and forestry land acquisitions detailed below, with the balance retained as working capital while

other opportunities were investigated.

Roc Partners has extensive experience in rural property investment and represent an ideal strategic partner

for NZL. The Companies have already co-invested in four acquisitions, successfully growing the portfolio.

Acquisitions

In the first half of the year, NZL announced the acquisition of several additional properties including a 97

hectare horticultural property in Hawke’s Bay and a 1,105 hectare forestry estate in Manawatu-Whanganui. NZL

supplemented the purchases with an additional 1,501 hectare forestry estate in the same well regarded forestry

region. These properties were collectively purchased for $34.9m and were leased to Kiwi Crunch, New Zealand

Forest Leasing and MM Forests respectively.

NZL also settled the first tranche of a 126 hectare apple orchard for $4.9m. This initial purchase consisted of

approximately 47 hectares, with an annualised year one income of $635k. Settlement of the property included

consideration of $3.5m worth of NZL shares issued at $1.58 per share - 2,215,190 shares. The next property is

scheduled for settlement in September 2025.

The average weighted lease term and yield for FY24 acquisitions is 24.4 years and 7.8%, respectively (by lease

value).

Following these transactions, NZL now owns 17,503 hectares of rural land (25% of which is owned by Roc) with

a 12.5 year WALT (by lease value) and 100% occupancy across nine tenants. The new properties add meaningful

sector, income and tenant diversification to NZL’s portfolio, with forestry and horticulture now holding a 32% and

8% proportion of the company’s annual lease income.

CPI Adjustments

NZL benefits from CPI adjustments for all of its properties and has received CPI adjusted rental payments from all

18 properties due for review in FY24. Most of NZL’s dairy assets (37.3% of NZL’s rent) had rental reviews effective

in mid-2024, which resulted in CPI linked rental increases of +18.6%, a further 26.5% of NZL’s portfolio was subject

to a +4.0% increase on 15 April 2024. Reflecting this, the portfolio’s total lease value has increased by ~$1.56m or

+7.6%. NZL’s dairy leases undergo CPI review every three years, in contrast to its horticultural and forestry leases

which undergo CPI review annually.

Dividend and Share Buyback Programme

NZL reinstated dividend payments and paid an interim dividend of 1.46 cps. NZL will pay a final dividend of 2.54

cps in April 2025 resulting in a total FY24 dividend of 4.00 cps representing ~80% of FY24 AFFO.

NZL’s intention has always been to pay regular semi-annual dividends. NZL’s amended dividend policy targets

a pay-out of 60% - 90% of AFFO. The pay-out range grants the company greater flexibility to deploy NZL’s cash

operating earnings in ways considered most beneficial to increasing shareholder value.

The company maintains a selective on-market share buyback programme. During the period NZL repurchased

a total of 88,804 shares at an average price of $0.89 per share. Under the programme 710,131 shares have been

acquired as at the date of this announcement.

E: info@nzrlc.co.nz | T: +64 9 217 2905

www.nzrlc.co.nz
Outlook & Subsequent Events

NZL’s strategy is to own quality rural land in New Zealand; growing a diverse portfolio while delivering attractive

risk-adjusted returns as a ground lessor. Recent acquisitions are delivering on this strategy.

The outlook for agriculture is positive with property prices forecast to continue increasing and higher commodity

prices improving the servicing ability of NZL’s tenants.

NZL’s leases incorporate regular CPI reviews. That means inflation results in rental growth. NZL is also protected

from inflation-impacted, and all other operational on-farm costs by owning only the land.

Post the most recent acquisitions and Roc transaction, NZL forecasts FY25 AFFO of between $7.5m and $8.0m,

this excludes earnings from properties with put/call arrangements in place (~$1.4m).

Subsequent to balance date NZL entered into an agreement with a tenant which involves the acquisition of land

from the tenant for approximately $15.5 million. As consideration, NZL will transfer two properties currently held

for sale and cash to the tenant.

NZL will then lease the acquired land to the tenant. This transaction will see NZL receive increased rental revenue.

This agreement is expect to become unconditional by the 5th of March and be settled on that date.

Rob Campbell

Chair

For further information please contact:

Richard Milsom

Mobile: 021 274 2476

Email: richard@nzrlm.co.nz

E: info@nzrlc.co.nz | T: +64 9 217 2905

---

1
New Zealand Rural Land Company

Rural Land Company

New Zealand

Result for the year ending

31 December 2024

28 FEBRUARY 2025

LISTED ON:

www.nzrlc.co.nz

2024

2
New Zealand Rural Land Company

2

DISCLAIMER

The information and opinions in this presentation were

prepared by New Zealand Rural Land Company (NZL).

NZL makes no representation or warranty as to the accuracy

or completeness of the information in this report. Opinions

including estimates and projections in this report constitute the

current judgment of NZL as at the date of this report and are

subject to change without notice. Such opinions are not guarantees

or predictions of future performance. This report is provided for

information purposes only and does not constitute investment advice.

Neither NZL, nor any of its Board members, officers, employees,

advisers (including New Zealand Rural Land Management Limited) or

any other representatives will be liable for any damage, loss or cost

incurred by any recipient of this report or other person in connection with

this report.

NEW ZEALAND RURAL LAND CO OWNS AND

LEASES SOME OF THE BEST AGRICULTURAL LAND

IN THE WORLD.

Rural Land Co

New Zealand

The Rural Land Investors

3
New Zealand Rural Land Company

Roc Partners purchased 25% of NZL portfolio, validating strategy

and partnering for growth

Portfolio diversification and rental yield materially increased by

forestry and horticultural acquisitions in FY24

Partnered with New Zealand Forest Leasing to execute native

regeneration on NZL’s forestry properties

AFFO per share grew from 4.35cps in FY23 to 4.94 cps in FY24

(+13.6%)

Gearing lowered to 29.6%, from 36.2% at the end of FY23

Total dividend declared of 4.00 cents per share (net) equivalent to

~80% of FY24 AFFO*

3

KEY MESSAGES

* NZL’s AFFO after deducting Roc’s share of AFFO

4
New Zealand Rural Land Company

FY24 - FINANCIAL HIGHLIGHTS & METRICS

Total Returns

Net asset value per share has grown from $1.25 at

IPO

1

to $1.603 (at 31 December 2024); total company

returns have been +35.9% (NAV growth plus

dividends)

2

.

1. 21 December 2020

2. This NAV growth has been achieved alongside an expansion of capital base from 60,600,000 shares on issue at IPO to 142,953,801 on issue as at 31 December 2024. Calculation assumes full participation in rights

issues.

3. AFFO per share is based on the portion of the consolidated company’s total AFFO attributable to NZ

4. AFFO per share guidance at mid-year based on 139,796,073 shares on issue. An additional 3,157,728 shares were issued in the second half of the financial year..

Increasing AFFO

FY24 AFFO was $7.1m (4.94 cps)

3

due to the impact of

CPI increases and higher yielding recent acquisitions.

This is inline with guidance on a like for like basis

4

.

$1.603

NAV per Share

$441.9m

Total Assets

$229.1m

Net Asset Value (NAV)

29.6%

Gearing

Dividend Resumption

NZL resumed its dividend during the year, paying

an interim dividend of 1.46 cps. NZL will pay a final

dividend of 2.54 cps bring total dividends for the year

to 4.00 cps (net) equivalent to ~80% of NZL’s FY24

AFFO.

CPI Linked

CPI linked rental increases of +18.6% on 37.3% of NZL’s

portfolio took effect in mid-2024. A further 26.5% of

NZL’s portfolio was subject to a +4.0% increase on 15

April 2024.

5
New Zealand Rural Land Company

YEAR ON YEAR AFFO GROWTH

NZL AFFO and AFFO/sh

• NZL has increased AFFO both in absolute terms and per share every year since listing

1

.

• In HY24 NZL updated its AFFO calculation to remove the impact of earnings from put/call arrangements as these are comprised of capitalised income rather

than cash, which AFFO is a proxy for. AFFO for years prior to FY24 are adjusted to remove the impact of put/call earnings (~$1.2m p.a) to facilitate a like-for-

like comparison.

• On this basis, since FY22 NZL’s AFFO has increased +99.7%. Over the same period AFFO per share has increased +61.5% (per share growth has been

achieved alongside a ~+27m increase in the number of shares on issue).

1. To further ensure a like-for-like comparison with FY24. AFFO is shown as at 31 December in each preceding year (NZL changed its balance date from 30 June to 31 December in FY22).

0.98

3.54

4.84

7.06

0.56

3.06 (+445%)

3.47 (+14%)

4.94 (+42%)

-

1.00

2.00

3.00

4.00

5.00

6.00

-

1.00

2.00

3.00

4.00

5.00

6.00

7.00

8.00

FY21FY22FY23FY24

AFFO cps

AFFO $m

AFFOAFFO/sh

New Zealand Rural Land Company
666

FY24 OPERATING OVERVIEW

SECTION 1

7
New Zealand Rural Land Company

NEW ACQUISITIONS IN FY24

Acquisition 1: Twyford OrchardsAcquisition 2: Forestry EstateAcquisition 3: Forestry EstateAcquisition 4: Southern Orchards

LocationHawke’s BayManawatū-WhanganuiTaranaki, Whanganui & RangitikeiOtago

Asset ClassHorticultureForestryForestryHorticulture

Area97 ha1,105 ha1,501 ha126ha

Purchase Price~$18.1m~$9.5m~$7.3m~$13.2m

TenantKiwi CrunchNew Zealand Forest LeasingMM Forests LimitedSI Orchards

Lease TypeTriple Net LeaseTriple Net LeaseTriple Net LeaseTriple Net Lease

Lease Term 30 years16 years22 years30 Years

Year 1 Rent ~$1.35m$760k$657k$1.13m

Lease Rate 7.50%8.00%9.00%8.50%

Rent ReviewsAnnual adjustments of 2.5% or CPI,

which ever is higher

Annual CPI adjustmentsAnnual CPI adjustmentsAnnual adjustments of 2.5% or CPI,

which ever is higher

Four AFFO and WALT accretive acquisitions settled during FY24. Further

diversifying NZL by tenant, geography and sub-sector while also increasing

rental adjustment frequency

1

.

• Twyford Orchards: Horticultural land supporting three apple orchards

located in Hawke’s Bay, marking NZL’s entry into a new sub-sector

(Horticulture).

• Forestry Estate 1: Forestry land located in close proximity to NZL’s existing

estates and leased to New Zealand Forest Leasing (NZFL).

• Forestry Estate 2: Forestry land located in Taranaki, Whanganui and

Rangitikei and leased to MM Forests Limited.

• Southern Orchards: The first tranche (47 hectares) of 126 hectares of

horticultural land supporting an apple orchard in central Otago. Settlement of

the property included consideration in the form of NZL shares. Settlement of

the second tranche is scheduled for September 2025.

1. The properties were acquired through a newly formed Limited Partnership 75% owned by NZL and 25% owned by Roc Partners

Portfolio as at 31 December 2024

Diversity Increased

0.53

0.09

0.33

0.05

DairySupportForestryApples

WALT IncreasedGearing Lowered

Summary of Acquired Properties

New Zealand Rural Land Company
8

New Zealand Rural Land Company

NZL FINANCIALS & RETURN METRICS

for the period ending 31 December 2024

SECTION 2

9
New Zealand Rural Land Company

ADJUSTED FUNDS FROM OPERATIONS (AFFO)

4.94cps

(+14%)

AFFO

5.10cps

(+8%)

FFO

NZ$00031 December 202431 December 2023

Net Profit After Tax23,07910,854

Adjusted for:

Unrealised Net Gain on Investment Properties(23,859)(7,388)

Unrealised Movement in Redeemable Limited Partnership Units7,724-

Performance Fee Payable in Shares660901

Unrealised Net Loss on Derivatives1,9982,512

Deferred Tax Expense / (Benefit)979(483)

Amortisation of Rent Free Incentives176176

Amortisation of Lease Fee3430

Disposal of Surplus Asset(21)-

Loan Interest Rolled into New Syndication Facility234-

Initial Recognition and Unrealised Net Gain of Carbon Credits(26)-

Capitalised Interest Loan Receivable

1

(1,316)-

Funds from Operations (FFO)9,6626,602

FFO Attributable to the Land Trust2,367-

FFO Attributable to NZL7,2956,602

Company FFO per Share (cents)5.104.74

Adjusted Funds from Operations

Incentives and Leasing Costs23120

Future Maintenance Capital Expenditure(336)(663)

Adjusted Funds from Operations (AFFO)9,3486,059

AFFO Attributable to the Land Trust2,286-

AFFO Attributable to NZL7,0626,059

Company AFFO per Share (cents)4.944.35

AFFO is a proxy for free cash flow commonly used by REITs. AFFO is intended to provide investors with a clearer picture of the company’s free cash flow.

1. Capitalised interest on loan receivables removed as this is non-cash income and AFFO serves as a proxy for free cash flow.

10
New Zealand Rural Land Company

PROFIT & LOSS STATEMENT

NZ$00030 December 202431 December 2023

Gross Rental Income

Rental Income

19,86915,350

Net Rental Income

19,86915,350

Less Overhead Costs

Directors Fees

(227)(227)

Insurance

(87)(85)

Shareholder Registry & Communication

(74)(95)

Management Fees

(1,407)(1,039)

Repairs and Maintenance

(396)(117)

Professional, Consulting and Listing Fees

(686)(380)

Performance Fee

(660)(901)

Loss on Convertible Loan

(160)-

Other

(38)-

Total Overhead Costs

(3,735)(2,858)

Profit / (Loss) Before Net Finance Income, Other

Income and Income Tax

16,13412,492

Finance Income2,5501,879

Finance Expense(10,808)(11,388)

Net Finance Income(8,258)(9,509)

Profit /(Loss) Before Other Income and Income Tax7,8762,983

Other Income

Change in Fair Value of Investment Property23,8597,388

Movement in Redeemable Limited Partnership Units(7,724)-

Other47-

Profit / (Loss) Before Tax24,05810,371

Income Tax Expense(979)483

Profit / (Loss) and Total Comprehensive Income for

the Period

23,07910,854

Earnings per Share (EPS) (cents)16.478.06

$23.08m

(+113%)

NPAT

16.47cps

(+104%)

EPS

11
New Zealand Rural Land Company

BALANCE SHEET

NZ$00030 December 202431 December 2023

Current Assets

Cash and Cash Equivalents5,5201,258

Derivative Assets 151-

Trade and Other Receivables 1,769378

Assets Held for Sale11,355-

Current Tax Receivable-7

Total Current Assets18,7951,643

Non-Current Assets

Investment Property400,448346,281

Loan Receivable21,68520,363

Deferred Tax Assets5521,398

Derivative Assets35271

Other Non-Current Assets10175

Total Non-Current Assets423,138368,188

Total Assets441,933369,831

Current Liabilities

Trade and Other Payables3,1571,090

Borrowings 47,10129,500

Convertible Loan- 11,980

Derivative Liabilities129-

Other Current Liabilities 169169

Total Current Liabilities50,55642,739

Non-Current Liabilities

Borrowings84,106104,000

Derivative Liabilities2,342-

Redeemable Limited Partnership Units75,797-

Total Non-Current Liabilities162,245104,000

Total Liabilities212,801146,739

Net Assets229,132223,092

Net Asset Value (NAV) per Share1.60281.6016

$229.13m

(+3%)

Total Equity/ Net Asset

Value

$441.93m

(+19%)

Total Assets

12
New Zealand Rural Land Company

DEBT SUMMARY

2.2 Years

**

Weighted Average Term

to Expiry

5.9%

**

Weighted Average

Interest Cost

Key Metrics31 December 202431 December 2023

Debt Drawn ($m)131.2133.5

Debt to Total Tangible Assets29.6%36.2%

Interest Coverage Ratio2.38x1.7x

Weighted Average Term to Expiry (Years)2.22.3

Weighted Average Interest Cost5.9%5.8%

% Of Debt Hedged65%64%

Total Debt Facilities Available ($m)140.0133.5

NZL Debt Facility Expiry Profile

* Gearing is calculated as: bank debt / total tangible assets

** As at 31 December 2024

29.6%

*

Gearing

Key Banking Partners

In December 2024 NZL restructured its borrowing arrangements, entering into a syndicated facility agreement with Rabobank and Bank of China. The new syndicated

facility reduces NZL’s weighted average cost of debt and increases total available debt capital from $133.5m to $140.0m.

NZL has hedging arrangements in place for 65.0% of its total borrowings at an average cost of 6.2%. The remaining debt is floating and the cost of the floating

debt component is 5.4%. Accordingly, NZL’s weighted average cost of debt is currently 5.9%.

65.0%

Hedged

13
New Zealand Rural Land Company

TOTAL RETURNS

Dividends per Share

1. This NAV growth has been achieved alongside an expansion of capital base from 60,600,000 shares on issue at IPO to 142,953,801 on issue as at 31 December 2024.. Calculation assumes full

participation in rights issues.

2. AFFO per share is based on the portion of the consolidated company’s total AFFO attributable to NZL.

NAV Performance

AFFO & AFFO/sh

• NZL delivered FY24 AFFO of $7.1m in

AFFO (4.94 cps

2

)

• This represents AFFO growth of +16.6%

(+13.6% cps)

• NZL forecasts FY25 AFFO of between

$7.5m and $8.0m.

• NZL’s NAV per share has increased from

$1.250 to $1.603 (+28.2%) since listing.

• This growth in NAV per share plus dividends

over the same period means NZL has

delivered total company returns of +35.9%

1

since 21 December 2020.


• NZL reinstated its dividend in FY24

and paid an interim dividend of 1.46

cps for the six months to 30 June

2024.

• NZL will pay a final dividend of 2.54

cps for a full year dividend of 4.00

cps.

• Total dividends are equivalent to

~80% of NZL’s FY24 AFFO.

• NZL forecasts a full year dividend

for FY25 of between 4.20 cps and

4.50cps representing ~80% of

forecast AFFO.

New Zealand Rural Land Company
14

SUSTAINABILITY PROGRAMME

as at 31 December 2024

SECTION 3

15
New Zealand Rural Land Company

SUSTAINABILITY PROGRAMME

NZL continues to work on mapping its current portfolio for marginal land which can be enhanced with planting and a programme to increase

biodiversity. The mitigation of erosion is a key outcome of this planting with potential for carbon sequestration and sediment control.

NZL has initiated work on several special projects across its portfolio. These include a solar pump upgrade (from diesel), improved effluent

systems on some farms, (budgeted capex at purchase) and native regeneration and predator control at NZL’s forestry estate in partnership with

our tenant New Zealand Forestry Leasing.

Release of NZL’s sustainability programme - “Enduring Land for Life”. Visit our website www.nzrlc.co.nz for further detail.


EnvironmentEconomic

Governance

Oversight and management of goals; skills and commitment to “Enduring Land for Life” vision. Strength and diversity.

SocialAnimal Welfare

✓ Soil Health

✓ Water Quality

✓ Biodiversity

✓ Emissions reduction per unit of

production

✓ Land Selection

✓ Partnering with tenants

✓ Creating a virtuous circle of growth,

investment, job creation, community

opportunities

✓ Care of people

✓ Health and safety

✓ Warm, safe living conditions

✓ Enabling career and personal growth

✓ Fair pay

✓ Five freedoms

✓ Prioritising animal wellbeing

✓ Nutrition and care

✓ Adequate shelter


Mana Whenua

✓ Prioritising relationships with mana

whenua / te ahi kaa

We know that the success of any strategy starts with the tone at the top, and we value strong and diverse governance. Having the right mix of skills

and commitment ensures NZL has the capability and vision needed to achieve our mission.

Enduring Land for life: The Framework

1

2

3

16
New Zealand Rural Land Company

FY24 SUSTAINABILITY HIGHLIGHTS

Native Forest Regeneration

In the first half of FY24, NZL completed two forestry land acquisitions, deploying a further $16.8m into 2,606 hectares of high quality forestry land in the

Manawatū-Whanganui region. These transactions serve to further diversify NZL’s rural land portfolio, and continue it’s contribution to the New Zealand

Governments international and domestic greenhouse gas emissions targets, and biodiversity initiatives.

NZL partners with its tenant New Zealand Forest Leasing which has a large nationwide carbon sequestration and native regeneration project underway. This

involves using pines as a “nurse crop” and using a variety of methods to ensure long-term native regeneration. The methodology of “Nurse Crop” coupled

with native regeneration has a two fold effect on sustainability. The Pinus Radiata nurse crop delivers unmatched early growth rates, sequestering atmospheric

greenhouses gases at high rates, which are the primary perpetrator in the global fight against climate change. Alongside exceptional carbon sequestration, the

fast growth rates create a forest canopy and starve out grass and weeds, creating an optimal micro-climate for shade tolerant native species to successfully

establish.

Particular active management initiatives to enable native regeneration include: Fire Management, Large Scale Intensive Pest Animal Control, Pest Plant Control

and Forest Health Monitoring.

The FY24 forestry transactions reaffirmed NZL’s partnership with New Zealand Forest Leasing (NZFL). NZFL are a best-in-class manager and execute the

native regeneration on NZL’s properties. Their team mimic the natural regeneration process with techniques such as enabling seed dispersal from existing

native stands, planting natives and thinning the nurse crop canopy. As regeneration progresses, native bird and insect species increase. These species are

protected by NZFL’s active pest management program which is the largest in New Zealand.

NZFL’s Active Forestry Management for Native Regeneration

17
New Zealand Rural Land Company

FY24 SUSTAINABILITY HIGHLIGHTS (CONT)

Enduring Land For Life

Green Loan

NZL has published the programme it uses to ensure land and

partnerships are enduring.

Commitments between NZL and tenants are developed and

refined jointly, incorporating industry best practice, latest

scientific research and learnings from leading tenants. Joint

commitments to preserve the land are made binding by our

leases and NZL incorporates regular audits to monitor this.

As part of its forestry acquisitions NZL established a green

loan programme. The green loan follows the Asia Pacific Loan

Market Association Green Loan Principles. Working within

these principles enables NZL to align itself with UN Sustainable

Development Goal 15 which aims to protect, restore and

promote sustainable use of terrestrial ecosystems, sustainably

manage forests, combat desertification, and halt and reverse

land degradation and halt biodiversity loss.

Other Initiatives

NZL has initiated work on several special projects across its

portfolio. These include a solar pump upgrade (from diesel),

improved effluent systems on some of our farms, native

regeneration and predator control at NZL’s forestry estate in

partnership with our tenant.

New Zealand Rural Land Company
181818

DIVIDEND AND OUTLOOK

SECTION 4

19
New Zealand Rural Land Company

New Zealand’s dairy sector is the backbone of the rural economy, and it’s financial

health directly impacts land leasing models like NZL’s. Insights from DairyNZ’s

economic tracker show what the average owner-operator experienced in the last

six seasons from FY19 to FY24 (it also includes a forecast for the current season,

FY25):

• Both breakeven milk price and the average payout received rose consistently,

with farms maintaining above the line profitability. FY25 is forecast to be the

most profitable in the last seven seasons.

• Profitable seasons allowed farmers to focus on improving financial stability,

with debt-to-asset ratios steadily declining.

These trends strengthen NZL’s business model by enhancing tenant financial

resilience and supporting stable lease payments. Additionally, improved

farm profitability increases long-term land values, further improving return to

shareholders.

SPOTLIGHT ON: THE FINANCIAL LANDSCAPE FOR NEW ZEALAND DAIRY FARMERS

0.0

2.0

4.0

6.0

8.0

10.0

12.0

2018-192019-202020-212021-222022-232023-242024-25

(Forecast)

Value in NZD

Net drawingsTaxInterest and Rent

DepreciationFarm working expensesNet dairy cash income

0.00

0.20

0.40

0.60

0.80

1.00

1.20

1.40

1.60

1.80

2.00

0.0

2.0

4.0

6.0

8.0

10.0

12.0

2018-192019-202020-212021-222022-232023-242024-25

(Forecast)

Value in NZD

ProfitBreakeven milk priceavg. Payout received

40%

42%

44%

46%

48%

50%

52%

54%

2018-192019-202020-212021-222022-232023-242024-25

(Forecast)

Debt to Asset %

Record Cash Profitability

Positive Bottom Line

Declining Debt Levels

Insights

20
New Zealand Rural Land Company

ROC PARTNERS TRANSACTION

Overview

On 19 January 2024 NZL announced it had entered into an agreement to sell

a 25% equity interest in its land portfolio to Roc Partners (Roc). This transaction

settled on 9 February 2024.

Roc acquired the equity interest for approximately $44.2m in cash.

NZL used the proceeds to repay the $11.8m owing on a convertible note it drew

down in April 2023 to partially fund its forestry acquisition. A further $26.2m of

the proceeds were used to fund orchard and forestry land acquisitions.

• Capital recycling at a premium - the transaction is highly value accretive to

shareholders given the value of the 25% sold versus the implied share price value

of the rural land portfolio.

• Improved financial position - the proceeds of the transaction enabled NZL

to repay its convertible note, and have the financial capacity to capitalise on

opportunities that are NAV and AFFO accretive.

• Strategic partner – Roc Partners has extensive experience in rural property

investment and conducted extensive due diligence as part of the transaction. NZL

and Roc have already co-invested (through the LP) in two acquisitions successfully

growing the portfolio.

Key Points

The strategic benefits of this transaction were as follows:

21
New Zealand Rural Land Company

DIVIDEND & SHARE BUYBACK PROGRAMME

Dividend

Share Buyback Programme

• NZL has resolved to pay a final dividend of 2.54 cps bringing the total

dividend for the year to 4.0 cps equivalent to ~80% of NZL’s FY24 AFFO*.

• NZL’s dividend policy targets a pay-out ratio of 60% - 90% of AFFO. The

pay-out range grants the company greater flexibility to deploy NZL’s cash

operating earnings in ways most beneficial to increasing shareholder

value.

• NZL maintains its dividend reinvestment plan which offers shareholders

the opportunity to reinvest the net proceeds of cash dividends payable on

some or all of their NZL shares into additional fully paid shares.

• NZL maintains a selective on-market buyback programme.

• During the period NZL repurchased a total of 88,804 shares at an average

price of $0.89 per share. A total of 710,131 shares have been repurchased

under this programme since buyback was initiated in June 2023.

* NZL’s AFFO after deducting Roc’s share of AFFO

22
New Zealand Rural Land Company

OUTLOOK & FY25 FORECAST

NZL’s leases incorporate regular, uncapped, CPI reviews. Accordingly, inflation will

result in rental growth. Furthermore, NZL is insulated from inflation-impacted (and all

other operational) on-farm costs by owning only the land.

NZL has seen the positive impact of inflation in 2024, with many of its leases having

successfully undergone CPI review. Further CPI linked lease reviews are due in

FY25. These include:

• 31% of NZL’s pastoral leases will be subject to review in 2025. CPI accumulated

since the leases began is expected to be ~+13.0%.

• 100% of NZL’s forestry assets will be subject to rent review in the first half

of 2025. CPI accumulated since the last rent review for these properties is

expected to be~+2.1%.

NZL forecasts FY25 AFFO of between $7.5m and $8.0m (Note: this excludes

earnings from properties with put/call arrangements in place). AFFO per share of

5.25 to 5.60 cents (Based on 142,953,801 shares on issue).

Dividend payout ratio in keeping with NZL’s new policy is 60-90% of AFFO.

23
New Zealand Rural Land Company

New Zealand’s carbon market is tightening, with emission unit availability set

to drop from 45 million to 21 million between 2025 and 2029, driving carbon

prices higher (announced 20 August 2024 - see chart below). Carbon prices

increased to c.$60 per ton in response to these changes. The government

has reversed some environmental policies, delaying agricultural emissions

pricing and lifting the oil and gas exploration ban. The Eurpean Union’s Carbon

Border Adjustment Mechanism will impact NZ exporters from 2026, requiring

compliance with new carbon levies. These shifts reflect a balancing act between

economic growth and climate commitments.

MARKET UPDATES

NZU Price Last 12 Months

2

CarbonDairy

In December 2024, Fonterra increased its forecast 2024/25 season

Farmgate Milk Price by $0.50, to a midpoint of $10.00 per kilogram of milk

solids (kgMS); with the forecast range moving to $9.50 - 10.50 per kgMS.

This is an improvement on Fonterra’s final 2023/24 season Farmgate Milk

Price of $7.83 kgMS. Fonterra believes the rebalancing domestic market

in Greater China and the continued demand from countries in Southeast

Asia is the driving force behind Farmgate Milk Price recovery. Milk supply in

the United States and Europe is still being impacted by local factors while

production in New Zealand has increased.

TO UPDATE WITH LATEST DATA

Farmgate Milk Price Last 5 Years

1

$ 7.5 Kg/MS

$ 9.3 Kg/MS

$ 8.2 Kg/MS

$ 7.8 Kg/MS

$ 10.0 Kg/MS

0.0

2.0

4.0

6.0

8.0

10.0

12.0

$ Kg/MS

FonteraWestlandSynlaitOceania Diary

20 -Aug-24

Government

Announcement

30.0

35.0

40.0

45.0

50.0

55.0

60.0

65.0

70.0

75.0

NZU Price $

1

Farmgate Milk Price callouts are for Fonterra.

2

NZU price is Volume Weighted Average Price (VWAP). This is the best measure of the NZU price for the day, as it reflects the weighted average price based on actual trading volume.

24
New Zealand Rural Land Company

0.30%

3.00%

3.70%

4.60%

4.90%

6.20%

6.30%

6.80%

14.20%

-10%

-5%

0%

5%

10%

15%

20%

LPV 1LPV 2LPV 3LPV 4

LPV 5LPV 6

LPV 7

LPV 8

NZL

Yield + Growth

Cash YieldAFFOps growth p.a to FY27Yield + Growth Sector Median (4.90%)Yield + Growth

LISTED PROPERTY VEHICLE COMPARISON

Yield & Forecast Growth Across NZX Listed Property Vehicles (LPV)

Source: Craigs Investment Partners, A Sign of Validation (22 January 2024).

New Zealand Rural Land Company
25

APPENDICES

26
New Zealand Rural Land Company

INVESTMENT SUMMARY

NZL PROVIDES INVESTORS WITH EXPOSURE TO:

1. This land is owned via an LP, 75% owned by NZL and 25% by Roc Partners

2. This NAV growth has been achieved alongside an expansion of capital base from 60,600,000 shares on issue at IPO to 142,953,801 on issue as at 31 December 2024.

3. Calculation assumes full participation in rights issues, plus dividend accumulated to 31 December 2024.

Favourable Industry

Dynamics

A Proven Value Add

Acquirer of Land

Attractive Total ReturnsHigh Quality Tenants

with Attractive WALT

A Significant Growth

Opportunity

Long term demand for key

commodities and food

vs declining availability

of productive land drives

land values. Productive

rural land is finite in supply

and its value is founded

on worldwide population

growth, growing food

demand, and yield-

boosting innovation.

Increasing scarcity of

productive land globally is

mirrored in New Zealand.

New Zealand is one of the

world’s lowest-cost and

lowest-carbon emitting

producers of protein, fibre

and timber in the world.

Successfully acquired

17,503 hectares of pastoral,

forestry and horticultural

land since listing on 21

December 2020

1

.

NAV per share increased

from $1.250 (21 December

2020) to $1.603 as at 31

December 2024

2

. This

represents total increase in

NAV per share of +28.2% .

NAV growth has been

achieved alongside an

expansion to capital base

from 60.6m shares on

issue at IPO to ~143.0m

shares on issue as at 31

December 2024

All tenants have significant

operating experience,

robust balance sheets and

governance frameworks.

12.5 year WALT (by value).

NZL provides unique

investment exposure as it

is currently the only pure-

play listed exposure to

New Zealand rural land.

NZL provides inflation

hedging and stable income

via CPI-linked leases

(uncapped).

NZL’s strategy is to

continue to grow its

portfolio, both in dairy

and other attractive

agricultural opportunities,

to ultimately provide scale

and diversified exposure to

high quality New Zealand

rural land.

NAV per share has grown

by +28.2% since NZL’s IPO.

NZL has paid/declared

a total of 5.64 cps in

dividends. Total company

returns have been +35.9%

3

.

Farmland does not

typically experience the

same volatility that mark

economic changes. It

usually experiences

peaks and plateaus

– appreciating at an

attractive rate when

times are positive but not

necessarily retreating when

conditions are tough, this

is driven by its increasing

scarcity.

27
New Zealand Rural Land Company

51%

10%

6%

33%

DairySupportApplesForestry

PORTFOLIO OVERVIEW - AS AT 31 DECEMBER 2024

1

25% owned by Roc. Numbers are rounded.

2

WALT is weighted by lease value.

Rural Asset Class

HorticultureForestryPastoralTotal

Land Area (ha)

1445,64911,71017,503

1

(align with website)

Regions

Hawke’s Bay and OtagoCentral North IslandCanterbury, Otago & SouthlandPastoral, Forestry & Horticulture

Current Use

Apples & PearsForestry & Carbon Dairy & Support

Dairy, Support, Forestry, Carbon,

Apples & Pears

WALT (years)

2

29.517.97. 412.5

# Tenants

2259

Occupancy

100%100%100%100%

Rural Sub-Sector Breakdown

28
New Zealand Rural Land Company

TENANT CONCENTRATION, LEASE PROFILE & LEASE OVERVIEW - AS AT 31 DECEMBER 2024

Tenant Concentration as % of Lease Value

NZL expects tenant diversification to increase as it continues to grow its asset base.

NZL’s Weighted Average Lease Term (WALT) is currently 12.5 years (100% occupancy).

NZL’s pastoral farm leases all have three, six and nine year CPI increases with tenant rights of renewal in years 10 or 11.

NZL’s forestry leases all have annual CPI increases.

NZL’s horticultural assets have annual rental increases of 2.5% or CPI whichever is greater.

All leases are triple net leases, tenants are responsible for all repair and maintenance costs.

Lease Expiry Profile by Value

29
New Zealand Rural Land Company

FOREIGN OWNERSHIP RULES & LEVELS

New Zealand

Buyer

NZL is highly advantaged

because it is a

New Zealand buyer

of rural land.

Current Listed

Company Foreign

Ownership Rules

Under the Overseas Investment

Amendment Act 2021, NZL can have

foreign domiciled shareholders of up

to 49.9% of its share register (subject

to certain share parcel restrictions).

Private companies in NZ are limited to

less than 25%.

Current NZL

Foreign

Ownership

As at 31 December 2024,

NZL had foreign domiciled

shareholders amounting to

~25.4% of its share register.

30
New Zealand Rural Land Company

KEY PEOPLE

ROB CAMPBELL

Independent Chair

Chancellor - AUT

Chair - Ara Ake

CHRISTOPHER SWASBROOK

Non-Independent Director & Founder

Managing Director – Elevation Capital

Board Member – Financial Markets Authority (FMA)

Director – Bethunes Investments Limited, McCashin’s

Brewery Limited and Swimtastic Limited

Previously a Partner of Goldman Sachs JBWere Pty

Limited & Co-Head of Institutional Equities at Goldman

Sachs JBWere (NZ) Limited

SARAH KENNEDY

Independent Director

CEO - Calocurb Limited

Previously CEO - Designer Textiles

International

Previously Vice President International

Farming - Fonterra

Previously CEO / Member of the Board

of Directors - Vitaco Health Limited

Previously CEO - Healtheries of New

Zealand Ltd

TIA GREENAWAY

Independent Director

Hailing from Ngāti Tūwharetoa and

Waikato-Tainui

CFO - Tupu Angitu

Various roles on Iwi and Ahu Whenua

Trusts and Committees

SHELLEY RUHA

Director

Director - Heartland Bank

Director - Allied Farmers

Director - Icehouse

Director - 9 Spokes

Previously - BNZ Senior Management Team and leader of BNZ

Partners

RICHARD MILSOM

Executive Director & Founder

Managing Director - Allied Farmers & New Zealand Rural Land

Management

Consultant – Bellevue Enterprises Limited – Bovine & Porcine

Genetic Improvement & Sustainable Pork Production Company

INFINZ Emerging Leader 2017

HAYDEN DILLON

Founder & Consultant

Managing Partner Findex (Waikato) & Head of Agribusiness New

Zealand for Findex.

Independent Director - Williams Holdings Limited

Independent Director - Aquila Sustainable Farms Limited and

associated Limited Partner Farms.

Chairman - Bioceta Limited

RURAL PROPERTY MANAGERS

Rural Property Managers

RURAL VALUERS

Independent Consultants

XAVIER LYNCH

General Manager - Corporate

Executive, Corporate Finance - Bancorp Merchant Bankers

Senior Analyst, Corporate Finance - Deloitte New Zealand

Analyst - Todd Property Group

Investment Analyst - Crown Irrigation Investments Limited

CHRISTOPHER SWASBROOK

Founder & Consultant

See above.

AGRICULTURAL ENVIRONMENTAL SPECIALISTS

Independent Consultants

FARM CONSULTANTS

Independent Consultants

New Zealand Rural Land Co

The Rural Land Investors

JOSH JENKINS

Investment Associate

Consultant - True Range - Kenya

Analyst - Airponix Limited - United Kingdom

Livestock Specialist - HHC & Glenthorne Station - NZ

New Zealand Rural Land Management

31
New Zealand Rural Land Company

INDEX INCLUSIONS AND BROKER RESEARCH COVERAGE

FTSE Global Micro Cap IndexS&P / NZX All Real Estate Index

Broker Research Coverage

Nicholas Hill

nicholas.hill@craigsip.com

Kieran Carling

kieran.carling@craigsip.com

Arie Dekker

arie.dekker@jarden.co.nz

Vishhal Bhula

vishal.bhula@jarden.co.nz

Index Inclusions

MSCI World Micro Cap Index

S&P / NZX Micro Cap Index

32
New Zealand Rural Land Company

INVESTOR RELATIONS CONTACTS

Richard Milsom

richard@nzrlm.co.nz

+64 21 274 2476

Level 1

85 Fort Street

Auckland Central

Auckland 1010

New Zealand

Xavier Lynch

xavier@nzrlm.co.nz

+64 27 282 8046

Level 1

85 Fort Street

Auckland Central

Auckland 1010

New Zealand

33
New Zealand Rural Land Company

LISTED ON:

Rural Land Co

New Zealand

The Rural Land Investors

New Zealand Rural Land Company

Level 1, 85 Fort Street

Auckland Central

Auckland 1010

New Zealand

+64 9 217 2905

info@nzrlc.co.nz

www.nzrlc.co.nz


nzrlc

nzrlc

---

Results announcement
(for Equity Security issuer/Equity and Debt Security issuer)




Results for announcement to the market

Name of issuer New Zealand Rural Land Company Limited

Reporting Period 12 Months to 31 December 2024

Previous Reporting Period 12 Months to 31 December 2023

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$22,419 +30.1%

Total Revenue $22,419 +30.1%

Net profit/(loss) from

continuing operations

$23,079 +112.6%

Total net profit/(loss) $23,079 +112.6%

Interim/Final Dividend

Amount per Quoted Equity

Security

$0.0254

Imputed amount per Quoted

Equity Security

Not Applicable

Record Date 24/03/2025

Dividend Payment Date 22/04/2025

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$1.6127 $1.5910

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

See attached unaudited financial statements for the 12 months

ended 31 December 2024

Authority for this announcement

Name of person


authorised

to make this announcement

Richard Milsom

Contact person for this

announcement

Richard Milsom

Contact phone number 021 274 2476

Contact email address richard@nzrlm.co.nz

Date of release through MAP


28/02/2025

Unaudited financial statements accompany this announcement.

---

Template
Distribution Notice


Updated as at June 2023




Please note: all cash amounts in this form should be provided to 8 decimal places, including zeros (ie 0.01001000)



Section 1: Issuer information

Name of issuer New Zealand Rural Land Company Limited

Financial product name/description Ordinary Shares

NZX ticker code NZL

ISIN (If unknown, check on NZX

website)

NZNZLE0001S2

Type of distribution

(Please mark with an X in the

relevant box/es)

Full Year X Quarterly

Half Year Special

DRP applies X

Record date 24/03/2025

Ex-Date (one business day before the

Record Date)

23/03/2025

Payment date (and allotment date for

DRP)

22/04/2025

Total monies associated with the

distribution

1


$3,631,027

Source of distribution (for example,

retained earnings)

Retained Earnings

Currency NZD

Section 2: Distribution amounts per financial product

Gross distribution

2

$0.02540000

Gross taxable amount

3

$0.00000000

Total cash distribution

4

$0.02540000

Excluded amount (applicable to listed

PIEs)

$0.02540000

Supplementary distribution amount $0.00000000

Section 3: Imputation credits and Resident Withholding Tax

5


Is the distribution imputed Fully imputed


1

Continuous issuers should indicate that this is based on the number of units on issue at the date of the form

2

“Gross distribution” is the total cash distribution plus the amount of imputation credits, per financial product, before the deduction of

Resident Withholding Tax (RWT).

3

“Gross taxable amount” is the gross distribution minus any excluded income.

4

“Total cash distribution” is the cash distribution excluding imputation credits, per financial product, before the deduction of RWT.

This should include any excluded amounts, where applicable to listed PIEs.

5

The imputation credits plus the RWT amount is 33% of the gross taxable amount for the purposes of this form. If the distribution is

fully imputed the imputation credits will be 28% of the gross taxable amount with remaining 5% being RWT. This does not constitute

advice as to whether or not RWT needs to be withheld.




Partial imputation

No imputation

If fully or partially imputed, please

state imputation rate as % applied

6


%N/A

Imputation tax credits per financial

product

$N/A

Resident Withholding Tax per

financial product

$N/A

Section 4: Distribution re-investment plan (if applicable)

DRP % discount (if any)

2.5%

Start date and end date for

determining market price for DRP

13/02/2025 27/02/2025

Date strike price to be announced (if

not available at this time)

N/A

Specify source of financial products to

be issued under DRP programme

(new issue or to be bought on market)

New Issue

DRP strike price per financial product

$0.89

Last date to submit a participation

notice for this distribution in

accordance with DRP participation

terms

25/03/2025

Section 5: Authority for this announcement

Name of person


authorised to make

this announcement

Richard Milsom

Contact person for this

announcement

Richard Milsom

Contact phone number 021 274 2476

Contact email address r

ichard

@nzrlm.co.nz

Date of release through MAP


28/02/2025







6

Calculated as (imputation credits/gross taxable amount) x 100. Fully imputed dividends will be 28% as a % rate applied.

---

New Zealand Rural Land Company Limited and its subsidiaries
For the year ended 31 December 2024

Consolidated Financial Statements

New Zealand Rural Land Company Limited and its subsidiaries
Directors' responsibility statement

Sarah Kennedy

DirectorDirector

The directors are pleased to present the financial statements of New Zealand Rural Land Company Limited and its subsidiaries for the

financial year ended 31 December 2024.

The Board of Directors of New Zealand Rural Land Company Limited authorised the financial statements for issue on 28 February 2025

2

For and on behalf of the Board

Rob Campbell

New Zealand Rural Land Company Limited and its subsidiaries
For the year ended 31 December 2024

20242023

Notes

$'000 $'000

Rental income8

19,869 15,350

Total rental income

19,869 15,350

Less overhead costs

Directors fees23.2

(227)(227)

Insurance

(87)(85)

Shareholder registry and communications

(74)(95)

Management fees23.1

(1,407)(1,039)

Repairs and maintenance

(396)(117)

Professional, consulting and listing fees

(686)(380)

Performance fee23.1

(660)(901)

Settlement of convertible loan

(160) -

Other

(38)(14)

Total overhead costs

(3,735)(2,858)

Profit before net finance expense, other income and income tax

16,134 12,492

Finance income

2,550 1,879

Finance expense

(10,808)(11,388)

Net finance expense9

(8,258)(9,509)

Profit before other income and income tax

7,876 2,983

Other income

Change in fair value of investment properties6

23,859 7,388

Movement in redeemable Limited Partnership units18

(7,724) -

Other

47 -

Total other income

16,182 7,388

Profit before tax

24,058 10,371

Income tax (expense) / benefit10.1

(979) 483

Net profit

23,079 10,854

Other comprehensive income

- -

Total comprehensive income for the period

23,079 10,854

Cents Cents

Basic and diluted earnings per share28

16.47 8.06

Consolidated statement of comprehensive income

These financial statements are to be read in conjunction with the accompanying notes3

New Zealand Rural Land Company Limited and its subsidiaries
Consolidated statement of financial position

As at 31 December 2024

20242023

Notes

$'000 $'000

Current assets

Cash and cash equivalents11

5,520 1,258

Derivative assets14

151 -

Trade and other receivables12

1,769 378

Current tax receivable

- 7

Assets held for sale 7

11,355 -

Total current assets

18,795 1,643

Non-current assets

Investment properties6

400,448 346,281

Loan receivable13

21,685 20,363

Deferred tax assets10.2

552 1,398

Derivative assets14

352 71

Other non-current assets

101 75

Total non-current assets

423,138 368,188

Total assets

441,933 369,831

Current liabilities

Trade and other payables15

3,157 1,090

Borrowings16

47,101 29,500

Convertible loan17

- 11,980

Derivative liabilities14

129 -

Other current liabilities

169 169

Total current liabilities

50,556 42,739

Non-current liabilities

Borrowings16

84,106 104,000

Derivative liabilities14

2,342 -

Redeemable Limited Partnership units18

75,797 -

Total non-current liabilities

162,245 104,000

Total liabilities

212,801 146,739

Net assets

229,132 223,092

Share capital19

161,068 157,419

Share based payment reserve21

660 901

Retained earnings

67,404 64,772

Total equity

229,132 223,092

$ $

Net Assets Value (NAV) per share25.2

1.6028 1.6016

Net Tangible Assets (NTA) per share25.2

1.6127 1.5910

These financial statements are to be read in conjunction with the accompanying notes4

New Zealand Rural Land Company Limited and its subsidiaries
Consolidated statement of changes in equity

For the year ended 31 December 2024

Notes

$'000 $'000 $'000 $'000

Balance at 1 January 2023 134,180 495 56,264 190,939

Comprehensive income

Total comprehensive income for the period- - 10,854 10,854

Total comprehensive income- - 10,854 10,854

Transactions with shareholders

Capital raised19 22,744 - - 22,744

Performance fee issued in ordinary shares19495 (495)- -

Performance fee payable in ordinary shares21- 901- 901

Dividends paid20- -(2,346)(2,346)

Balance at 31 December 2023 157,419 901 64,772 223,092

Comprehensive income

Total comprehensive income for the period- - 23,079 23,079

Total comprehensive income- - 23,079 23,079

Transactions with shareholders

Capital raised191,897 - - 1,897

Performance fee issued in ordinary shares19901 (901)- -

Performance fee payable in ordinary shares21- 660- 660

Dividends paid20- -(2,041)(2,041)

Dividend reinvestment plan issues20851 - - 851

Transaction costs (Land Trust)5- - (4,291)(4,291)

Adjustment on recognition of redeemable LP units5- - (14,115)(14,115)

Balance at 31 December 2024 161,068 660 67,404 229,132

Share capital

Retained

earnings

Total

Share based

payment

reserve

These financial statements are to be read in conjunction with the accompanying notes5

New Zealand Rural Land Company Limited and its subsidiaries
Consolidated statement of cash flows

For the year ended 31 December 2024

20242023

Notes

$'000 $'000

Cash flows from operating activities

Lease income received

19,314 15,939

Payments to suppliers

(1,167)(885)

Management fees paid

(1,331)(1,026)

Income taxes received

7 6

Interest paid

(9,039)(8,698)

Interest received

1,234 653

Net cash generated by operating activities299,018 5,989

Cash flows from investing activities

Payments for investment properties

(38,723)(65,441)

Proceeds from disposals of assets- 29

Net cash used in investing activities(38,723)(65,412)

Cash flows from financing activities

Proceeds from issue of ordinary shares

5 23,346

Payments for share buy-backs

(77)-

Payment of Land Trust transaction costs

(4,292)-

Payment of transaction costs on issue of ordinary shares

(23)(593)

Dividends paid (net of reinvestments)

(1,190)(2,346)

Proceeds from borrowings

26,902 30,500

Repayment of borrowings(29,195)(3,968)

Proceeds from redeemable Limited Partnership units53,825 -

Proceeds from convertible loan

-12,000

Repayment of convertible loan(11,989)(200)

Net cash generated by financing activities33,967 58,739

Net increase / (decrease) in cash and cash equivalents4,262 (684)

Cash and cash equivalents beginning of the period1,258 1,942

Cash and cash equivalents at the end of the period115,520 1,258

These financial statements are to be read in conjunction with the accompanying notes6

Notes to the consolidated financial statements
For the year ended 31 December 2024

1Reporting entity

2Material accounting policy information

2.1Statement of compliance and reporting framework

2.2

Functional and presentation currency

2.3Basis of preparation and measurement

Revenue, expenses, assets and liabilities are recognised net of the amount of goods and services tax (GST) except:



2.4Basis of consolidation

•has power over the investee;

•is exposed, or has rights, to variable returns from its involvement with the investee; and

•has the ability to use its power to affect its returns.

New Zealand Rural Land Company Limited and its subsidiaries

The Company is incorporated in New Zealand and registered under the Companies Act 1993. The Company is an FMC reporting entity for the

purposes of the Financial Markets Conduct Act 2013 and the Financial Reporting Act 2013. The Company was incorporated on 11 September 2020

and is domiciled in New Zealand. The Company is listed on the New Zealand Stock Exchange (NZX Limited) with ordinary shares listed on the NZX

Main Board. The address of the Company's registered office is 50 Customhouse Quay, Wellington Central, Wellington, New Zealand.

These consolidated financial statements are for New Zealand Rural Land Company Limited (the "Company" or "Parent") and its subsidiaries

(together the "Group"). The Group's principal activity is investment in New Zealand rural farmland and forestry land.

These financial statements are for the financial year ended 31 December 2024. The comparative period is the financial year ended 31 December

2023.

The financial statements have been prepared on the historical cost basis except for derivative financial instruments and investment properties

which are measured at fair value.

The Company reassesses whether or not it controls an investee if facts and circumstances indicate that there are changes to one or more of the

three elements of control listed above.

The consolidated financial statements incorporate the financial statements of the Company and entities controlled by the Company and its

subsidiaries. Control is achieved when the Company:

The material accounting policies applied in the preparation of these consolidated financial statements are set out in note 2 or in the

accompanying notes. These policies have ben consistently applied to all the years presented, unless otherwise stated.

When necessary, adjustments are made to the financial statements of a subsidiary to bring their accounting policies into line with the Group's

accounting policies.

All intragroup assets and liabilities, equity, income, expenses and cash flows relating to transactions between members of the Group are

eliminated in full on consolidation.

The financial statements have been prepared in accordance with New Zealand Generally Accepted Accounting Practice ("NZ GAAP") and the

Financial Markets Conduct Act 2013. They comply with New Zealand equivalents to International Financial Reporting Standards ("NZ IFRS") and

other applicable Financial Reporting Standards, as appropriate. These financial statements comply with International Financial Reporting

Standards ("IFRS") as published by the International Accounting Standards Board. For the purposes of complying with NZ GAAP, the Group is a for-

profit entity. These financial statements have been prepared in accordance with the requirements of the Companies Act 1993 and on a going

concern basis.

These financial statements are presented in New Zealand dollars, which is the Group's functional currency. All amounts have been rounded to the

nearest thousand ($'000), unless otherwise stated.

Consolidation of a subsidiary begins when the Company obtains control over the subsidiary and ceases when the Company loses control of the

subsidiary. Specifically, income and expenses of a subsidiary acquired or disposed of during the year are included in the consolidated statement of

comprehensive income from the date the Company gains control until the date when the Company ceases to control the subsidiary.

where the amount of GST incurred is not recovered from the taxation authority, it is recognised as part of the cost of acquisition of an

asset or as part of an item of expense; or

for receivables and payables which are recognised inclusive of GST (the net amount of GST recoverable from or payable to the taxation

authority is included as part of receivables or payables).

7

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

2.5Financial instruments

Financial assets - Derecognition of financial assets

Financial assets - Impairment of financial assets

Financial liabilities - Amortised cost

Financial liabilities - Derecognition of financial liabilities

3

Critical accounting estimates and judgements



Fair valuation of investment properties (note 6)


Determination that land and forest should be classified and measured as investment property (note 6)


Deferred tax on investment properties (note 10.2)


Recognition of loan receivable (note 13)

Limited Partnership establishment and associated transactions (notes 5 and 18)

The preparation of these financial statements requires management to make estimates and assumptions. These affect the amounts of reported

revenue and expense and the measurement of assets and liabilities. Actual results could differ from these estimates. The principal areas of

judgement and estimation in these financial statements are:

Financial liabilities at amortised cost (including borrowings, related party payables and trade and other payables) are initially recognised at fair

value and subsequently measured at amortised cost using the effective interest method.

The effective interest method is a method of calculating the amortised cost of a financial liability and of allocating interest expense over the

relevant period. The effective interest rate is the rate that exactly discounts estimated future cash payments (including all fees and points paid or

received that form an integral part of the effective interest rate, transaction costs and other premiums or discounts) through the expected life of

the financial liability, or (where appropriate) a shorter period, to the net carrying amount on initial recognition.

Financial assets and financial liabilities are recognised when the Group becomes a party to the contractual provisions of the instruments.

The Group’s financial assets consist of cash, trade receivables, derivatives and loan receivable.

The Group derecognises a financial asset when the contractual rights to the cash flows from the asset expire, or when it transfers the financial

asset and substantially all the risks and rewards of ownership of the asset to another party. If the Group neither transfers nor retains substantially

all the risks and rewards of ownership and continues to control the transferred asset, the Group recognises its retained interest in the asset and

an associated liability for amounts it may have to pay. If the Group retains substantially all the risks and rewards of ownership of a transferred

financial asset, the Group continues to recognise the financial asset and also recognises a collateralised borrowing for the proceeds received.

Impairment of financial assets are recorded through a loss allowance account (bad debt provision). The amount of the loss allowance is based on

the simplified Expected Credit Loss (ECL) approach which involves the Group estimating the lifetime ECL at each balance date. The lifetime ECL is

calculated using a provision matrix based on historical credit loss experience and adjusted for forward looking factors specific to the debtors and

the economic environment.

Financial instruments are classified into the following specified categories: ‘fair value through profit or loss' (FVTPL), and 'at amortised cost'. The

classification depends on the business model and nature of the cash flows of the financial instrument and is determined at the time of initial

recognition.

Financial assets and financial liabilities are initially measured at fair value. Transaction costs that are directly attributable to the acquisition or

issue of financial assets and financial liabilities (other than financial assets and financial liabilities at fair value through profit or loss) are added to

or deducted from the fair value of the financial assets or financial liabilities, as appropriate, on initial recognition. Transaction costs directly

attributable to the acquisition of financial assets or financial liabilities at fair value through profit or loss are recognised immediately in profit or

loss.

The Group derecognises financial liabilities when, and only when, the Group's obligations are discharged, cancelled or they expire. The difference

between the carrying amount of the financial liability derecognised and the consideration paid and payable is recognised in profit or loss.

8

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

3.1

Fair value estimation




4

Segment information

5

Significant transaction - Limited Partnership establishment and associated transactions

Level 3 inputs are unobservable inputs for the asset or liability.

Level 2 inputs are inputs, other than quoted prices included within Level 1, that are observable for the asset or

liability, either directly or indirectly; and

Level 1 inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can access at the

measurement date;

Derivative financial instruments are measured using level 2 valuation techniques, which is based on inputs other than quoted prices in an active

market that are observable for the asset or liability, either directly (that is, as prices) or indirectly (that is, derived from prices). This valuation

technique maximises the use of observable market data where it is available and relies as little as possible on entity specific estimates.

The carrying value of all other financial assets and liabilities held at amortised cost reasonably approximates the fair value due to the short term

nature of the financial instruments.

In January 2024, the Company entered into an agreement to sell a 25% stake in its rural land portfolio to a group of investors in a Land Trust

("Land Trust") for cash proceeds of $44.2 million.

The Company used $11.8 million of the proceeds to repay the convertible loan that it drew down in April 2023 to partially fund a forestry

acquisition (refer to note 18). The balance of the funds have been used for land acquisitions or is held for future opportunities.

The investment was mechanised through the establishment of a limited partnership, th e New Zealand Rural Land Limited Partnership (the “LP”).

The portfolio of rural land assets and associated debt was transferred to the LP prior to Land Trust's investment. The Company's investment

mandate continues in the LP with the same active strategy and manager (New Zealand Rural Land Management Limited Partnership).

The Company holds 75% of the partnership units and economic interest with Land Trust holding the other 25%. The LP is directed by New Zealand

Rural Land Investment GP Limited (the “GP”) with the Company and the Land Trust holding shares in the GP at th e sam e proportion as their LP

units.

Included in the Group's total gross finance income, excluding gains on the fair value of derivative instruments, more than 10% was received as

interest income from two significant customers. The total gross interest income derived in the year ended 31 December 2024 from these

customers was $0.692 million and $1.334 million respectively (2023: $0.629 million and $1.238 million respectively). No other single customer

contributed 10% or more of the Group's total finance income (2023: nil).

Assets and liabilities measured at fair value are classified into three levels, using a fair value hierarchy that reflects the significance of the inputs

used in making the measurements. Classifications are reviewed at each reporting date and transfers between levels are determined based on a

reassessment of the lowest level of input that is significant to the fair value measurement. For financial reporting purposes, fair value

measurements are categorised into Level 1, 2 or 3 based on the degree to which the inputs to the fair value measurements are observable and

the significance of the inputs to the fair value measurement in its entirety, which are described as follows:

Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at

the measurement date, regardless of whether that price is directly observable or estimated using another valuation technique. In estimating the

fair value of an asset or a liability, the Group takes into account the characteristics of the asset or liability if market participants would take those

characteristics into account when pricing the asset or liability at the measurement date. Fair value for measurement and/or disclosure purposes

in these financial statements is determined on such a basis.

The Group’s assets and liabilities that are measured at fair value are investment properties and derivative financial instruments. Investment

property is measured using level 3 valuation techniques as further detailed in note 6.

The Group operates in one business segment being New Zealand rural land.

Included in the Group's total rental income, more than 10% was received from three significant customers, Performance Dairy Limited, WHL

Capital Limited, and New Zealand Forest Leasing (No.2) Limited. The total rental income derived in the year ended 31 December 2024 from these

customers was $2.427 million, $3.648 million, and $5.130 million respectively (2023: $3.113 million, $3.648 million, and $3.558 million

respectively). No other single customer contributed 10% or more of the Group's total rental income (2023: nil).

9

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

5

Significant transaction - Limited Partnership establishment and associated transactions (continued)

Land area

Opening

balanceAdditions¹

Reclassificati

ons²

Lease fee

amortisation

Capitalised

lease

incentive

3

Revaluation

(loss) / gain

Carrying

value

Location

Hectares$'000$'000$'000$'000$'000$'000$'000

Canterbury5,912 133,116 51 (11,355)(8)(177)6,317 127,944

Otago

4,03979,298

6,134

- (4)- 372 85,800

Southland1,386 44,166

58

- (9)(26)(889)43,300

Manawatū-Whanganui4,76889,701

14,356

- (6)- 9,949 114,000

Hawke's Bay

97-

18,417

- -- 5,884 24,301

South Taranaki

686-

2,318

- -- 1,794 4,112

Rangitikei Districts

195-

559

- -- 432 991

Fair value 346,281 41,893 (11,355)(27)(203)23,859 400,448

2024

$'000$'000$'000

Total

31,400 261,400 292,800

²


$11.4 million of investment properties in Canterbury have been reclassified as assets held for sale (refer to note 7).

The fair value of dairies and orchards is represented by the freehold values and the lessors interest.

Lessors

interest

Freehold

property

value

¹ Includes directly attributable acquisition costs and is reduced by partial disposals.

Total value

Valuations

3

Net of amortisation.

The Company’s directors represent the majority of the GP (75%) and can unilaterally direct disposals and subsequent acquisitions of properties

for land individually up to $5 million. Furthermore, th e Company has the ability to make some changes to lease agreements. The Company has

concluded this provides it with sufficient control to direct the relevant activities of the LP and accordingly has concluded that it controls and will

consolidate the LP.

Transaction costs of $4.3 million were incurred in respect of this transaction and recorded as a reduction in retained earnings of the Group.

The LP units held by the Land Trust are redeemable (refer to note 18). The Group has elected to reflect this transaction as 2 back-to-back

transactions, (1) a recognition by the Group of a non-controlling interest for the LP units held by Land Trust, then (2) an immediate de-recognition

of that non-controlling interest with recognition of a liability to redeem the Land Trust's unit. The discount to NAV of the sale proceeds, and the

share of the Land Trust’s net assets in the LP ($58.4 million on transaction date), is reflected as a reduction in equity of $14.1 million, refer to the

Statement of Changes in Equity.

6

Investment properties

Investment property is property held either to earn rental income, for capital appreciation or for both.

Investment properties are initially measured at cost and subsequently measured at fair value with any change recognised in profit or loss. Any

gain or loss arising from a change in fair value is recognised in profit or loss.

Initial direct costs incurred in negotiating and arranging operating leases and lease incentives granted are added to the carrying amount of the

leased asset.

Property valuations of the freehold value for the farms and orchards are carried out at least annually by independent registered valuers. The

lessor interest has been determined by KPMG.

Valuations performed on the forestry estates are made and evaluated through discounted cash flows, with independent market inputs from

independent valuers.

Investment properties are derecognised when they have been disposed of and any gains or losses incurred on disposal are recognised in profit or

loss in the year of derecognition.

Fair value of rural and forestry land investment properties:

2024

10

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

6

2023

$'000$'000$'000

Total

19,760 236,820 256,580

2023

Land areaOpening balanceAdditions ¹

Lease fee

amortisation

Capitalised

lease

incentive ²

Revaluation

(loss) / gain

Carrying

value

Location

Hectares$'000$'000$'000$'000$'000$'000

Canterbury 5,765 140,887 277 (6) (176) (7,866) 133,116

Otago 3,500 80,786 - (3)- (1,485) 79,298

Southland 1,386 45,687 9 (19)(120) (1,391) 44,166

Manawatū-Whanganui 3,137 - 71,573 (2)- 18,130 89,701

Fair value 267,360 71,859 (30) (296) 7,388 346,281

6.1Fair value measurement, valuation techniques and inputs

Investment properties (continued)

External, independent valuers, having appropriate recognised professional qualifications and recent experience in the location and category of

the property being valued, value the Group’s properties at least every 12 months. The fair values are based on market values, being the estimated

amount for which a property could be exchanged on the date of the valuation between a willing buyer and a willing seller in an arm’s length

transaction after proper marketing wherein the parties had each acted knowledgeably, prudently and without compulsion. Valuations performed

on the forestry estates are made and evaluated by the company using discounted cash flows, with independent market inputs from independent

valuers.

The Group's investment properties were valued by Colliers International and KPMG with values applicable as at 31 December 2024.

During the year, the LP acquired a 126 hectare apple orchard land for a total of $13.2 million, of which, $4.9 million (47 hectares) was settled in

November 2024. Part of this purchase price was settled through the issue of 2,215,190 shares in the Company (refer to note 18). This initial

settlement has an annualised year one income of $635,000. The remaining $5.7 million (79 hectares) is due to be settled in September 2025, with

a deposit of $2.6m having been paid in advance in November 2024. The apple orchard will be leased to SI Orchards for 30 years, generating total

lease income of $1.13 million in year one of the lease agreement.

At the end of the 30 year lease period, ownership of the trees (orchard) will be transferred to the Group.

Lessors

interest

Freehold

property

value

Total value

Valuations

In June 2024, the LP acquired a 1,500 hectare forestry estate for $7.3 million.

In February 2024, the LP acquired apple and forestry land for a total of $31.6 million. The apple orchard land, excluding trees and buildings was

approximately 97 hectares has been leased to Kiwi Crunch for 30 years generating $1.4 million of income in year one of the lease agreement. The

LP also acquired forestry land of approximately 1,119 hectares and has leased the land to New Zealand Forest Leasing Limited for a period of 16

years, generating $760k of income in year one of the lease agreement.

Fair value of rural and forestry land investment properties:

The investment properties (except for forestry assets) have been assessed on a fair value basis utilising the income approach for the Group's

interest as lessor and a market approach to assess the reversionary value of the assets at the expiry of the current lease terms. The valuation

includes the consideration made by the valuer for the applicable climate risks.

The net present value of the income provided under the lease agreements have been assessed to be above prevailing market leases for similar

assets. This results in the Group's interest assessment in the leases being greater than the current fair value for the asset on the basis of the

Comparable Sales Approach.

² Net of amortisation.

¹ Includes directly attributable acquisition costs and is reduced by partial disposals.

During the year there were no transfers of investment property between levels of the fair value hierarchy. The valuation techniques used in

measuring the fair value of investment property, as well as the significant unobservable inputs used are as follows:

Investment properties are classified as level 3 (inputs are unobservable for the asset or liability) under the fair value hierarchy on the basis that

adjustments must be made to observable data of similar properties to determine the fair value of an individual property.

11

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

6.1Fair value measurement, valuation techniques and inputs (continued)

Key inputs used to measure fair value of pastoral:

20242023

CPI forecast (2026 onwards)

2.00%2.00%

Discount rate

7.20%7.35%

Key inputs used to measure fair value of orchard assets:

20242023*

CPI forecast (2026 onwards)

2.00%

N/A

Discount rate

8.10%

N/A

For the forestry assets, a market approach has been used to assess the reversionary value.

The values adopted in these financial statements for the Forestry assets are summarised as ($000):

LeasePost-leaseTotal

2024

$'000 $'000 $'000

Block One60,900 12,200 73,100

Block Two5,000 12,200 17,200

Block Three5,800 11,900 17,700

Block Four6,200 5,000 11,200

77,900 41,300 119,200

LeasePost-leaseTotal

2023

$'000 $'000 $'000

Block One57,130 13,370 70,500

Block Two5,001 14,200 19,201

62,131 27,570 89,701

The post lease valuation of the forestry assets has the following key inputs used to measure fair value:

2024

Discount rate (lease period) - Block One8.00%

Discount rate (lease period) - Blocks Two-Four7.20%

Discount rate (post-lease)9.90%

NZU market price 2039*$203

NZU market price 2040*$207

NZU market price 2043*

$220

NZU market price 2046*

$233

Long term NZU price growth rate from 2031

2.00%

2023

Discount rate9.60%

NZU market price January 2039*$234

NZU market price April 2043*$255

NZU's per-hectare at lease end 51,500

Long term NZU price growth rate from 20312.10%

The fair value gain recognised in relation to forestry assets was $12.2 million (2023: $18.1 million).

*Represents NZU market price at different end dates of leases. NZU pricing has been forecast and the mid-point is adopted for these purposes.

Two forestry assets were acquired during the period ended 31 December 2024. The first asset was acquired as bare land with planting to be

completed in 2024, and is leased to a third party until 2040. The second acquisition is an established forestry asset with areas still to be planted,

leased to a third party with expiry in 2046.

The valuation of the forestry assets has been assessed utilising the income approach for the Group's interest as a lessor and discounted post-lease

cashflows. The value of the post lease period is based on estimated carbon production and carbon unit pricing.

The tenants of both sites have leased the land to derive income from either carbon or timber. It is assumed based on the current pricing and

outlook that carbon will be the most likely income source, it is therefore assumed that the forests will not be harvested and will slowly revert to

native forest.

*The Group purchased their first orchard during the year ended 31 December 2024.

12

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

6.1Fair value measurement, valuation techniques and inputs (continued)

6.2Valuation methodology

Key valuation inputDescription

CPIIncreaseDecrease

Discount rateDecreaseIncrease

IncreaseDecrease

IncreaseDecrease

The key two subjective inputs into the post-lease valuation are:

1.Discount rate of 9.90%.

2.The prices of NZU’s at lease termination

2024

Low Mid High

Estimates for 2039$98$203$308

Estimates for 2040$100$207$314

Estimates for 2043$106$220$333

Estimates for 2046$113$233$354

2023

Low Mid High

Estimates for 2039$134$234$335

Estimates for 2043$146$255$364

During 2024, NZU experienced volatility in their prices, and the range of potential future outcomes is significant.

Revised

ValuationImpact

$'000 $'000

Low price path 79,973 (39,200)

High price path 154,436 35,200

The Group engaged an independent third party expert (KPMG) to provide guidance on the expected future price path of NZU’s over the next 40

years. They provided three scenarios and estimated values as follows:

Management adopted the Mid scenario in the valuations as a mid-point between two price paths deemed to be optimistic and pessimistic.

The valuation of the forestry assets is sensitive to changes in the estimated future prices. The valuation of $119.2 million at 31 December 2024

would be impacted as follows if different price path assumptions had been applied:

Increase in

input

The expected inflation increase applied to the lease income. Used in the

income approach.

The valuer's assessment of the annual net market income per hectare

attributable to the property. Used in the income approach.

Value adopted by management based on advice from KPMG.

The discount rate of 9.90% has been determined by utilising the Capital Asset Pricing Model (CAPM) to determine WACC for this type of asset by

external experts (KPMG).

Measurement sensitivity

Forecast NZU prices

The rate applied to discount future cashflows, it reflects transactional

evidence from similar types of property assets. Used in the income

approach.

Market rental assessment

Decrease in

input

The current value is also driven by the volumes of estimated carbon sequestration over the life of the forest which has been modelled by external

experts based on comparable properties and the I300 method which is used to express the productivity of a site in terms of volume growth for

Pinus radiata. It is the mean annual volume increment in cubic metres per hectare of a 300 stem per hectare Radiata pine stand at age 30 years.

As a measure of productivity used in modelling and forecasting tree growth and stand yield, it is relevant even where crops are not intended to be

thinned to a stocking as low as 300 stems per hectare or grown to age 30.

13

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

7

20242023

$'000$'000

Rural land properties held for sale 11,355 -

11,355 -





8Rental income

20242023

$'000$'000

Gross lease receipts

20,285 15,938

Straight line rental adjustments(22)(120)

Revenue received in advance adjustments(218)(292)

Amortisation of capitalised lease incentives(176)(176)

Rental income19,869 15,350

8.1Lessor contractual operating lease income

20242023

Future minimum rental receivables under non-cancellable operating leases are as follows:

$'000$'000

Within 1 year

34,044 16,954

After 1 year but not more than 5 years

136,177 67,817

More than 5 years

112,322 116,633

Total property operating lease income

282,543 201,404

9Finance income and expense

Assets held for sale

Acquisition of land from the tenant for approximately $15.5 million. As consideration, the Group will transfer property held for sale and

cash to the tenant. The Group will then lease the acquired land to the tenant.

The Group working with another unrelated tenant has agreed to transfer several leases to the tenant. The leases have a combined

annual payment of $3.4 million (2024 financial year). The transfer will be mechanised through the legal surrender of the old lease

agreements with the Group then entering into a new lease agreement with the tenant under substantially the same terms.

A call option will be granted by the Group to the tenant such that it can purchase the land of the transferred leases for approximately

their current value (as of 31 December 2024). The option can be exercised on or before May 2027. This call option relates to properties

that have an accumulated value of $60 million (investment properties). Management do not believe that it is highly probable that the

call option will be exercised within the next 12 months and therefore have not treated the properties as held for sale.

The Group has committed to capital projects of $2 million on land leased to the tenant. The completion of these projects will result in a

corresponding uplift in the lease payments.

The Group has entered into investment property leases (as lessor) which have remaining non-cancellable lease terms of between 10 and 20 years.

The commitments above are calculated based on the contract rates using the term certain expiry dates of lease contracts. Actual rental amounts

in future may differ due to CPI adjustments within the lease agreements.

The Group has entered into a conditional agreement with a tenant which involves the following:

Finance income includes interest income derived from financial assets and any gain on fair value of derivative instruments. Interest income from a

financial asset is recognised when it is probable that the economic benefits will flow to the Group and the amount of income can be measured

reliably. Interest income is accrued on a time basis, by reference to the principal outstanding and at the effective interest rate applicable, which is

the rate that exactly discounts estimated future cash receipts through the expected life of the financial asset to that asset's net carrying amount

on initial recognition.

Rental income from investment properties leased to clients under operating leases is recognised in the consolidated statement of comprehensive

income on a straight-line basis over the term of the lease, taking into account rent free periods. Where lease incentives are provided to

customers, the cost of incentives are recognised over the lease term on a straight-line basis as a reduction to rental income.

Finance expense includes interest expense incurred on borrowings and any loss on fair value of derivative instruments. Interest expense is

recognised using the effective interest method.

14

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

9Finance income and expense (continued)

20242023

$'000$'000

Finance income

Interest income

2,550 1,879

Finance expense

Interest expense(8,810)(8,876)

Loss on fair value of derivative instruments(1,998)(2,512)

Net finance expense(8,258)(9,509)

10Income taxes

10.1Income tax recognised in statement of comprehensive income

20242023

$'000$'000

Current tax expense

- -

Deferred tax expense / (benefit)

979 (483)

Income tax expense / (benefit)

979 (483)

Reconciliation of income tax expense to prima facie tax payable:

Profit before tax

24,058 10,371

Income tax expense calculated at 28% (2023: 28%)

6,736 2,904

Effect of expenses that are not deductible in determining taxable profit

96 8

Effect of income that is not assessable in determining taxable profit

(4,518)(2,069)

Tax depreciation

(1,007)(1,333)

Portion of taxable profits attributable to the Land Trust

(328)-

Prior period adjustment

- 7

Income tax expense / (benefit)

979 (483)

10.2Deferred tax assets

Income tax expense represents the sum of the tax currently payable and deferred tax.

Deferred tax liabilities and assets are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset

realised, based on tax rates (and tax laws) that have been enacted or substantively enacted by the end of the reporting period.

Deferred tax is recognised on temporary differences between the carrying amounts of assets and liabilities in the financial statements and the

corresponding tax bases used in the computation of taxable profit. Deferred tax liabilities are generally recognised for all taxable temporary

differences. Deferred tax assets are generally recognised for all deductible temporary differences to the extent that it is probable that taxable

profits will be available against which those deductible temporary differences can be utilised. Such deferred tax assets and liabilities are not

recognised if the temporary difference arises from the initial recognition (other than in a business combination) of assets and liabilities in a

transaction that affects neither the taxable profit nor the accounting profit. In addition, deferred tax liabilities are not recognised if the temporary

difference arises from the initial recognition of goodwill.

Current and deferred tax are recognised in profit or loss, except when they relate to items that are recognised in other comprehensive income or

directly in equity, in which case, the current and deferred tax are also recognised in other comprehensive income or directly in equity

respectively.

The tax currently payable is based on taxable profit for the year. Taxable profit differs from ‘profit before tax’ as reported in the consolidated

statement of comprehensive income because of items of income or expense that are taxable or deductible in other years and items that are never

taxable or deductible. The Group's current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the

reporting period.

It is assumed that the tax book value of tax depreciable assets reflects their market values. This assumes there would be no depreciation

recovered if disposed of for market value.

The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable

that sufficient taxable profits will be available to allow all or part of the asset to be recovered.

15

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

10.2Deferred tax assets (continued)

2024

$'000 $'000 $'000 $'000

Lease fees / Lease incentives

(544)

133

20 (391)

Tax losses

1,941 - (989) 952

Carbon credits

- - (5) (5)

Disposal of assets

- - (4) (4)

Other

1 - (1)-

Total deferred tax asset / (liability)

1,398 133 (979)552

2023

$'000 $'000 $'000

Lease fees / Lease incentives

(618) 74 (544)

Tax losses

1,531 410 1,941

Other

2 (1)1

Total deferred tax asset / (liability)915 483 1,398

Key Judgement

11Cash and cash equivalents

20242023

$'000$'000

Cash at bank

5,520 1,258

Total cash and cash equivalents

5,520 1,258

12Trade and other receivables

Trade receivables are non-derivative financial assets and measured at amortised cost less impairment.

20242023

$'000$'000

Trade receivables 1,127 41

Prepayments 642 332

Other receivables - 5

Total trade and other receivables1,769 378

The Group considers that any future gain on sale of investment properties will not be assessable for income tax purposes as the sale of a capital

asset.

The Group has chosen not to rebut the presumption in NZ IAS 12 Income taxes that the carrying value of investment properties will be recovered

through sale.

Recognised in

equity

Cash and cash equivalents at the end of the reporting period as shown in the statement of cash flows can be reconciled to the related items in the

statement of financial position as follows:

The measurement of deferred tax liabilities and assets reflects the tax consequences that would follow from the manner in which the Group

expects, at the end of the reporting period, to recover or settle the carrying amount of its assets and liabilities.

Recognised in

profit or loss

Recognised in

profit or loss

Closing

balance

Closing

balance

Opening

balance

Opening

balance

Cash and cash equivalents include cash on hand, deposits held at call with financial institutions, other short‑term, highly liquid investments with

original maturities of three months or less that are readily convertible to known amounts of cash and which are subject to an insignificant risk of

changes in value, and bank overdrafts.

16

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

13Loan receivable

20242023

$'000$'000

Non-current:

McNaughtons home block

7,632 6,943

Makikihi Farm

14,053 13,420

Total loan receivable

21,685 20,363

14Derivatives

20242023

$'000$'000

Derivative assets

Current:

Net settled milk price forwards

151 -

Non-current:

Interest rate swaps

352 71

Total derivative assets 503 71

Derivative liabilities

Current:

Net settled milk price forwards

108 -

Interest rate swaps

21 -

Non-current:

Interest rate swaps

2,342 -

Total derivative liabilities

2,471 -

On 1 June 2021, the Group acquired land at 30 Cooneys Road, Morven (McNaughtons home block) for $5.4 million and simultaneously entered

into a lease and a put and call agreement with Performance Dairy Limited (PDL), a related entity to the vendor. Under the call agreement, PDL can

acquire the land on 31 May in any year (providing a minimum 90 days notice has been provided) from the Group for $5.4 million plus 10% interest

compounding annually. Under the put agreement, from 1 June 2023 the Group can require PDL to acquire the land on 31 May any year under the

same pricing mechanism and notice requirements. The put and call option has a 99 year life.

Derivative financial instruments are comprised of interest rate swaps and net settled milk price forwards. They are initially classified and

subsequently measured as fair value through profit or loss ("FVTPL"). Interest is imputed in the interest rate swap and reflected in finance income

and expense.

Key Judgement

The loan receivable balances have been considered and determined no impairment is required at reporting date.

The loans are secured by a General Security Deed and cross guarantee from certain Van Leeuwen Group entities.

The Group has determined that these arrangements have the substance of loans with 10% market interest rates per annum (2023: 10%).

On 2 August 2021, the Group acquired land at a North Canterbury Dairy Farm (Makikihi Farm) for $12 million and simultaneously entered into a

lease and a put and call agreement with Makikihi Robotic Dairy Limited (MRDL), a related entity to the vendor. Under the call agreement, MRDL

can acquire the land on 31 May in any year (providing a minimum 90 days notice has been provided) from the Group for 12 million plus 4.66%

interest compounding annually. Under the put agreement, from 1 August 2023 the Group can require MRDL to acquire the land on 31 May any

year under the same pricing mechanism and notice requirements. The put and call option has a 99 year life.

Classification of interest rate swaps as current or non-current on the face of the consolidated statement of financial position is based on the final

contractual settlement date.

17

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

15Trade and other payables

20242023

$'000$'000

Trade payables and accruals

961 569

Revenue in advance

511 292

GST payable

287 229

Retention payable

1,265 -

Related party payables

133 -

Total trade and other payables3,157 1,090

16Borrowings

The terms of the borrowings includes the following covenants that the Group must ensure at all times:


Interest coverage ratio is greater than 1.6;


Loan to valuation ratio does not exceed 40%; and


Capital expenditure in each financial year shall not exceed 120% of the budgeted forecast capital expenditure.

20242023

$'000$'000

Current borrowings:

Rabobank facility

31,761 29,500

Bank of China facility

15,340 -

Non-current borrowings:

Rabobank facility

57,272 104,000

Bank of China facility

26,834 -

Total borrowings

131,207 133,500

Expiry dateTotal

Undrawn

facility

Drawn

amount

2024

$'000$'000$'000

Bank facility A*1 Jun 2025 46,000 - 46,000

Bank facility B20 Dec 2027 36,000 8,793 27,207

Bank facility C1 Jun 2026 29,500 - 29,500

Bank facility D14 Apr 2026 28,500 - 28,500

140,000 8,793 131,207

*As part of the Group's debt management, bank facility A is forecasted to be rolled in the months prior to its expiry.

There is a general security deed over all of the assets of the Group as security of the borrowings.

The Group has complied with the financial covenants of its borrowing facilities during the year ended 31 December 2024.

The Group's interest cover ratio covenant is 1.6 for the period from 30 June 2023 to 31 December 2024, 1.75 from 1 January 2025 to 31 March

2025 and 2.00 from 31 March 2025 onwards.

These amounts represent liabilities for goods and services provided to the Group prior to the end of the financial year which are unpaid. The

amounts are unsecured and are usually paid within 30 days from recognition. Trade payables are recognised initially at fair value and

subsequently measured at amortised cost.

Borrowings are recognised initially at fair value, net of transaction costs incurred. Borrowings are subsequently stated at amortised cost. Any

difference between the proceeds (net of transaction costs) and the redemption value is recognised in the consolidated statement of

comprehensive income over the period of the borrowings using the effective interest method. Borrowings are classified as current liabilities

unless the Group has an unconditional right to defer settlement of the liability for at least 12 months after the reporting date.

During the period, the Group replaced existing facilities with a syndicated loan facility agreement with Coöperatieve RaboBank U.A. New Zealand

Branch ("Rabobank") and Bank of China (New Zealand) Limited ("Bank of China"). The facility agreement has a limit of $140,000,000 with floating

interest rates ranging over the four tranches with different maturities with interest payable monthly.

18

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

16Borrowings (continued)

Expiry dateTotal

Undrawn

facility

Drawn

amount

2023

$'000$'000$'000

Bank facility A1 Jun 2025 46,000 - 46,000

Bank facility B1 Jun 2024 29,500 - 29,500

Bank facility C1 Jun 2026 29,500 - 29,500

Bank facility D14 Apr 2026 28,500 - 28,500

133,500 - 133,500

The effective interest rate on borrowings ranges from 5.82% to 6.55% (2023: 7.46% to 7.76%).

17

18

Reconciliation of redeemable Limited Partnership units

2024

$'000

Balance as at 1 Jan 2024

-

Initial recognition of financial liability at fair value*

58,442

Contributions received from Land Trust

10,905

Distribution to Land Trust

(1,275)

Revaluation movement

7,724

Balance as at 31 Dec 2024

75,797

The potential sale obligation for the LP to redeem Land Trust's units means the Group has classified Land Trust's interest in the LP as a financial

liability as redeemable limited partnership units in the statement of financial position and not by recording a minority interest. The Group has

initially and subsequently measured that liability based on the reporting date fair value, i.e. as if the redemption occurred at the reporting date.

Movements in the liability are reported in other income in the statement of comprehensive income as movement in redeemable LP units.

The GP shareholder agreement requires profits (based on Adjusted Funds from Operations (AFFO)) to be distributed to the LP unit holders.

Accordingly, Land Trust's share of the profits has been allocated to the redeemable units liability which is subsequently reduced as and when

distributions are made.

Convertible loan

In February 2030, the Land Trust has the option to offer to sell its units in the LP to the Company. If there has been a significant financial

deterioration in the LP then that option can be exercised 2 years earlier. If the Company does not acquire the units, then Land Trust can sell those

units to a third party. After a subsequent 6-month period if no third party has purchased the units for at least 98% of the value (determined based

on independent asset valuations less associated debt) then Land Trust can require the LP to redeem the units. The Company and Land Trust will

then agree which LP assets are to be sold to fund the redemption. No assets can be sold resulting in proceeds for less than 90% of their net asset

value (determined using the most recent independent valuation reports).

* This represents Land Trust’s share of the Limited Partnership’s net assets at date of initial investment.

On 14 April 2023, the Group entered into a convertible loan agreement with New Zealand Forest Leasing Limited. The convertible loan was for the

face value of $12.360 million and was expected to be repaid within eighteen months from the date of the note being issued. The agreement

required the Group to make quarterly interest payments based on the current outstanding principal amount, at 8% per annum.

In February 2024, the Company repaid the convertible loan using funds received from Land Trust (note 5). The convertible note was repaid in cash

and did not convert to shares.

The financial results of the LP for the year ended 31 December 2024 and position at 31 December 2024 have been consolidated into the Group.

The redeemable LP units also includes $0.887 million received in advance for future purchases.

During the period, a total distribution of $1.275 million was declared and paid from the LP to the Land Trust.

The difference between the liability recorded at fair value on initial recognition and the consideration received from the Land Trust for its

investment in the LP has been recognised in equity within retained earnings as an adjustment on recognition of redeemable LP units.

19

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

19Share capital

Note

Authorised and issued

Balance at 1 January 2023

134,180115,601,570

Rights issue to existing shareholders

23,285 23,375,984

595 628,929

(530)(611,327)

Performance fee issued in ordinary shares

495 299,844

Transaction costs arising on issue of shares

(606)-

Balance at 31 December 2023

157,419 139,295,000

Issue of shares for apple orchard acquisition

2,038 2,215,190

Share buy-back

(77) (88,084)

Dividend reinvestment

851 967,556

Performance fee issued in ordinary shares

901 564,139

Transaction costs arising on issue of shares

(23)-

Other

(41)-

Balance at 31 December 2024

161,068 142,953,801

20Dividends

21Share based payment reserve

20242023

$'000$'000

Arising on share-based payments (performance fee)

660 901

Balance at end of the period

660 901

During the period, dividends totalling $2.041 million were declared (2023: $2.346 million). An ordinary dividend of $0.0146 per share with no

supplementary dividend, issued by the Parent in October 2024. No imputation credits were attached to the dividend.

An equity instrument is any contract that evidences a residual interest in the assets of an entity after deducting all of its liabilities. Equity

instruments issued are recognised at the proceeds received, net of direct issue costs.

The December 2023 performance fee was settled with 0.6 million shares being issued in March 2024 at an equivalent of $1.598 per share (internal

NAV measurement).

No. of

ordinary

shares

The share based payment reserve relates to the Manager's performance fee that is settled through the issue of shares. More details on

performance fees are provided in note 23.1.

Other share issues

$'000

The dividend issued by the Parent included a dividend reinvestment plan option to under which holders of ordinary shares could elect to have all

or part of their dividend entitlements satisfied by the issue of new ordinary shares rather than by being paid in cash. Shares were issued under

the plan at a strike price of $0.88, with no discount to the market price at the time of the dividend. Under this reinvestment plan, 967,556 shares

were issued for a total value of $851,445. This reduced the overall cash paid for dividends to $1.190 million.

All shares have equal voting rights, participate equally in any dividend distribution or any surplus on the winding up of the Company. The shares

have no par value.

Repurchase of the Group's own equity instruments is recognised and deducted directly in equity. No gain or loss is recognised in profit or loss on

the purchase, sale, issue or cancellation of the Group's own equity instruments.

Share buy-back

Equity-settled share-based payments to employees and others providing similar services are measured at the fair value of the equity instruments

Equity-settled share-based payment transactions with parties other than employees are measured at the fair value of the goods or services

received, except where that fair value cannot be estimated reliably, in which case they are measured at the fair value of the equity instruments

granted, measured at the date the entity obtains the goods or the counterparty renders the service.

20

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

22Remuneration of auditors

20242023

Assurance and other services

$'000$'000

Statutory audit services

115 64

115 64

20242023

Assurance and other services

$'000$'000

Statutory audit services

-

23

- 23

23Related parties

23.1Remuneration of the Manager


Providing administrative and general services;


Sourcing and securing potential investors and communicating with investors;


Sourcing opportunities for the sale and purchase of land, and operators for lease agreements in respect of land;


Overseeing due diligence for and executing transactions for the sale and purchase, and leasing, of land;


Managing the Group’s property, including land owned by the Group;


Arranging regular valuations and audits of the Group; and


Administering the payment of dividends and distributions in respect of the Group.

The Manager is remunerated via management fees, transaction fees and performance fees.

Fees paid and owing to the Manager:

$'000$'000$'000$'000

Basic management services fee

1,407 116 1,039 89

Transaction fees1,242 - 878 -

Leasing fees

150 - 60 -

Performance fee

660 660 901 901

Other

7 - - -

Total 3,466 776 2,878 990

Management fee

Transaction fee




For each lease agreement entered into, a fee of $30,000; and

For each purchase or sale of land, a fee equal to 1.25% of the acquisition or divestment cost of the land and improvements;

20232024

As at 31 December 2024, $133,245 (GST inclusive) is owed to the Manager and this is included in trade and other payables (refer to note 15).

In the prior year, the following fees were paid for services provided by PricewaterhouseCoopers New Zealand as the former auditor of the Group:

A fee is payable for the following transactions:

The Group has appointed an external manager, New Zealand Rural Land Management Limited Partnership through a signed management

agreement. The Manager is responsible for all management functions of the Group, including:

A monthly management fee is payable equal to 0.5% per annum of the Group's Net Asset Value, calculated on a monthly basis. The total

management fees for the period ended 31 December 2024 were $1.407 million (2023: $1.039 million).

Owing at 31

Dec

The following fees were paid or payable for services provided by William Buck Audit (NZ) Limited as the auditor of the Group:

Owing at 31

Dec

Fees chargedFees charged

A fee of $869,000 was paid in respect of the divestment of assets into the Limited Partnership (refer to note 5).

The purchase fee is included in the initial carrying amount of the acquired investment property. The leasing fee has been added to the carrying

value of the leased asset (being investment properties) as part of the initial direct costs of arranging the lease.

21

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

23.1Remuneration of the Manager (continued)

Performance fee

23.2Key management personnel compensation

24Subsidiaries

20242023

Name of entity

Country

incorporated

Equity

holding

Equity

holding

NZRLC Dairy Holdings LimitedNew Zealand

100%100%

SSP NI LimitedNew Zealand

100%100%

New Zealand Rural Land Investments GP LimitedNew Zealand

75%100%

New Zealand Rural Land Investments Limited Partnership

New Zealand

75%100%

25Non-GAAP measures

25.1Reconciliation of net profit after tax to adjusted funds from operations (AFFO)

A performance fee is payable to the Manager when the Group's net asset value ('NAV') per share exceeds the Group's NAV per share in the

immediately preceding financial year. This annual performance fee is calculated as 10% of the increase in NAV per share and is settled through

the issue of ordinary shares based on the NAV per share at that date. NAV per share is adjusted for the impact of capital reconstructions (such as

a rights issue at a premium or discount), with the intention of the calculation being neither prejudicial nor advantageous to the Company or the

Manager. Half of the ordinary shares issued are held in escrow and cannot be sold for 5 years. The value of the performance fee in the year ended

31 December 2024 was $0.660 million (2023: $0.901 million). The shares will be issued to the Manager subsequent to balance date.

The following subsidiaries have been consolidated in the financial statements of the Group:

Rural land investment

The consolidated financial statements incorporate the assets, liabilities and results of the subsidiaries in accordance with the accounting policy

described in note 2.4.

In addition to remuneration of the Manager outlined above, the Group paid directors fees during the period of $0.227 million (2023: $0.227

million) in cash. There was no other compensation of key management personnel during the period.

Funds from operations ('FFO') is a non-GAAP financial measure that shows the Group's underlying and recurring earnings from its operations and

is considered industry best practice for a property fund to enable investors to see the cash generating ability of the business. This is determined

by adjusting statutory net profit (under NZ IFRS) for certain non-cash and other items. FFO has been determined based on guidelines established

by the Property Council of Australia and is intended as a supplementary measure of operating performance. The Manager uses and considers

Adjusted Funds From Operations ('AFFO') as a measure of operating cash flow generated from the business, after providing for all operating

capital requirements including maintenance capital expenditure, tenant improvement works, incentives and leasing costs.

Rural land investment

General partner

Rural land investment

Non-GAAP measures do not have a standard meaning prescribed by GAAP and therefore may not be comparable to information presented by

other entities. These measures should not be viewed in isolation, nor considered as a substitute for measures reported in accordance with NZ

IFRS.

Activities

22

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

25.1Reconciliation of net profit after tax to adjusted funds from operations (AFFO) (continued)

20242023

Notes

$'000$'000

Net profit after tax23,079 10,854

Adjustments

Unrealised net gain in value of investment properties6 (23,859) (7,388)

18 7,724 -

Performance fee payable in shares21660 901

Unrealised net loss on derivatives9 1,998 2,512

Deferred tax expense / (benefit)10.2 979 (483)

Amortisation of rent free incentives8176 176

Amortisation of lease fee and amendment 34 30

Disposal of surplus assets (21) -

Loan interest rolled into new syndication facility 234 -

Initial recognition and unrealised net gain of carbon credits (26) -

Capitalised interest loan receivable (1,316) -

Funds from operations ('FFO')9,662 6,602

2,367 -

7,295 6,602

Company FFO per share (cents)5.10 4.74

Adjustments

Incentives and leasing costs 23 120

Future maintenance capital expenditure¹(336)(663)

Adjusted funds from operations ('AFFO')9,348 6,059

2,286 -

7,062 6,059

Company AFFO per share (cents)4.94 4.35

25.2Net assets per share and net tangible assets per share

20242023

Notes

$'000$'000

Total assets 441,933 369,831

(Less): Total liabilities (212,801) (146,739)

Net assets229,132 223,092

(Less): Deferred tax assets10.2 (552) (1,398)

Add: Derivative liabilities10.2 2,471 -

(Less): Derivative assets14 (503) (71)

Net tangible assets230,548 221,623

Number of shares issued ('000) 142,954 139,295

Net assets per share ($) 1.6028 1.6016

Net tangible assets per share ($) 1.6127 1.5910

¹ Represents amounts set aside each financial period for future expected maintenance capital expenditure as considered prudent by the Manager.

These amounts do not qualify for recognition as liabilities on the balance sheet under NZ GAAP.

Unrealised movement in redeemable Limited Partnership units

FFO attributable to the Company (cents)

The Group presents net assets per share and net tangible assets per share in these financial statements. The Group believes that these non-GAAP

measures provide useful additional information to readers. Net tangible assets per share is a required disclosure under the NZX Listing Rules and

net assets per share is a measure monitored by management and required for calculating the Manager's performance fee. The calculation of the

Group's net assets per share, net tangible assets per share, and its reconciliation to the consolidated statement of financial position is presented

below:

2

In the prior year, FFO and AFFO were entirely attributed to the Company as the Land Trust did not become part of the Group until February 2024

(refer to note 5).

FFO attributable to the Land Trust (cents)

2

AFFO attributable to the Company (cents)

AFFO attributable to the Land Trust (cents)

2

23

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

26Financial instruments

Categories of financial instruments:

2024

Assets

$'000 $'000 $'000 $'000

Cash and cash equivalents- 5,520 - 5,520

Trade and other receivables- 1,127 - 1,127

Loan receivable- 21,685 - 21,685

Derivative assets 503 - - 503

503 28,332 - 28,835

Liabilities

Trade and other payables- - 2,359 2,359

Borrowings- - 131,207 131,207

Redeemable Limited Partnership units75,797 - - 75,797

Derivative liabilities2,471 - - 2,471

78,268 - 133,566 211,834

2023

Assets

$'000 $'000 $'000 $'000

Cash and cash equivalents- 1,258 - 1,942

Trade and other receivables- 46 - 41

Loan receivable- 20,363 - 19,144

Derivative assets71 - - 2,506

71 21,667 - 23,633

Liabilities

Trade and other payables- - 569 569

- - 11,980 11,980

Borrowings- - 133,500 133,500

- - 146,049 146,049

27Financial risk management

27.1Interest rate risk

20242023

$'000$'000

Financial assets

Cash at bank5,520 1,258

Financial liabilities

Bank borrowings (net of economic impact of interest rate swaps)45,707 48,000

Interest rate applicable at balance date

Cash at bank<1%<1%

Bank borrowings (net of economic impact of interest rate swaps)6.23%7.60%

Financial

assets at

amortised

cost

Interest rate risk is the risk that fluctuations in interest rates impact the Group's financial performance, future cash flows or the fair value of its

financial instruments.

The Group's policy is to manage its interest rates using a mix of fixed and variable rate debt. To manage this mix, the Group enters into interest

rate swaps, in which the Group agrees to exchange, at specified intervals, the difference between fixed and variable rates for interest calculated

by reference to an agreed-upon notional principal amount. These swaps are designed to economically hedge underlying debt obligations.

The Group's exposure to variable interest rate risk and the weighted average interest rate for interest bearing financial assets and liabilities as at

31 December 2024 was as follows:

Total

Convertible loan

Financial

liabilities at

amortised

cost

Financial

assets/

liabilities at

FVTPL

24

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

27.1Interest rate risk (continued)

Interest rate

decrease of

2%

Interest rate

increase of

2%

Interest rate

decrease of

2%

Interest rate

increase of

2%

$'000$'000$'000$'000

Increase / (decrease) in interest expense

(914)914 (960)960

There is no interest rate risk on the loan receivable (note 13) as they accrue interest at a fixed rate.

27.2Credit risk

27.3Liquidity risk

The following table outlines the Groups' liquidity profile, as at 31 December 2024, based on contractual non-discounted cash flows:

Total0-1 year1-2 years2-5 years>5 years

2024

$'000$'000$'000$'000$'000

Trade and other payables

3,157 3,157 - - -

Borrowings ¹

142,114 53,432 59,823 28,859 -

Total147,742 59,060 59,823 28,859 -

Total0-1 year1-2 years2-5 years>5 years

2023

$'000$'000$'000$'000$'000

Trade and other payables

1,090 1,090 - - -

11,980 11,980 - - -

Borrowings ¹

149,927 38,402 51,945 59,580 -

Total

162,997 51,472 51,945 59,580 -

Liquidity risk is the risk that the Group may encounter difficulty in meeting its obligations associated with its financial liabilities that are settled by

delivering cash or another financial asset. Liquidity risk mainly arises from the Group’s obligations in respect of long term borrowings, derivatives

and trade and other payables.

The Group monitors and evaluates liquidity requirements on an ongoing basis and generates sufficient cash flows from its operating activities to

meet its obligations arising from its financial liabilities and has bank facilities available to cover potential shortfalls. The Group’s approach to

managing liquidity risk is to ensure it will always have sufficient liquidity to meet its obligations when they fall due under both normal and stress

conditions.

¹ Includes contractual interest payments based on drawn down amounts at reporting date and assuming no repayments of principal prior to

expiry date.

Credit risk represents the risk that the counterparty to the financial instrument will fail to discharge an obligation and cause the Group to incur a

financial loss. Financial instruments which are subject to credit risk principally consist of cash, debtors and loans receivable. The Group’s exposure

to credit risk is equal to the carrying value of the financial instruments.

The Group conducts credit assessments of tenants to determine credit worthiness prior to entering into lease agreements. This includes requiring

tenants to have equity at least six times their annual lease obligations or provide other suitable security arrangements. Where appropriate, the

Group will include guarantees and/or security from tenants within lease agreements to support rental payments. In addition, debtor balances are

monitored on an ongoing basis with the result that exposure to bad debts is not significant.

The risk from financial institutions is managed by placing cash and cash equivalents with high credit quality financial institutions only. The Group

has placed its cash and cash equivalents with Westpac New Zealand Limited, who is AA- rated (Standard & Poor's).

The Group intends to further mitigate this risk in the future by expanding into other primary sectors in New Zealand, such as horticulture,

viticulture, sheep and beef.

The following sensitivity analysis represents the change in interest expense if the floating interest rates on bank borrowings (net of economic

impact from interest rate swaps) had been 2% higher or lower, with other variables remaining constant:

Convertible loan

20232024

25

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

27.3Capital risk management

28Earnings per share

20242023

Profit after income tax ($'000) 23,079 10,854

Weighted average number of shares for the purpose of basic and diluted EPS ('000) 140,170 134,646

Basic and diluted earnings per share (cents) 16.47 8.06

29Reconciliation of profit after income tax to net cash flows from operating activities

20242023

$'000 $'000

Profit and total comprehensive income for the period

23,079 10,854

Add/(less) non-cash items:

Change in fair value of derivatives

2,039 2,435

Change in fair value of investment properties

(23,859)(7,388)

Movement in redeemable Limited Partnership units

7,724 -

Performance fee payable in shares

660 901

Interest income accrual

(1,316)(1,226)

Deferred tax

846 (483)

Derecognition of deferred tax

132 -

Lease incentives - rent free period

198 297

Interest expense accrual

(144)47

Lease fee amortisation

34 37

Other

(46)-

Convertible loan amortisation

- 180

Movements in working capital items:

(Increase) in other current assets

(1,224)(31)

Decrease in income tax receivable

7 6

Increase in trade and other payables

669 68

Increase in income in advance

219 292

Net cash generated by operating activities9,018 5,989

When managing capital risk, the Manager's objective is to ensure the Group continues as a going concern as well as to maintain optimal returns to

shareholders and benefits for other creditors.

The Group meets its objectives for managing capital through its investment decisions on the acquisition and disposal of assets, dividend policy,

and issuance of new shares. This includes restricting debt to 40% of total assets and debt will generally be sought on interest-only repayment

terms, subject to maintaining the 40% debt limit. The Group will also seek debt with mortgage security over the rural land acquired to secure the

borrowings.

Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take into account the after income tax

effect of interest and other financing costs associated with dilutive potential ordinary shares, and the weighted average number of ordinary

shares that would have been outstanding assuming the conversion of all dilutive potential ordinary shares. The Company has no dilutive factors.

Basic and diluted earnings per share amounts are calculated by dividing profit after income tax attributable to shareholders by the weighted

average number of shares on issue.

26

Notes to the consolidated financial statements
For the year ended 31 December 2024

New Zealand Rural Land Company Limited and its subsidiaries

30Contingent liabilities and contingent assets

31Investment property purchase commitments

32Subsequent events

Forestry land sale

Umbrella Agreement

On 28 February 2025, the agreement with the tenant and associated parties (refer to note 7) became unconditional with settlement expected to

occur in March 2025.

The Group has committed to purchasing $9.925 million of investment properties as at 31 December 2024 (2023: nil).

There are no contingent liabilities or assets as at 31 December 2024 (2023: nil).

On 28 January 2025, a 10% deposit of $52,500 was received in relation to the sale of forestry land in Taihape. The balance is expected to be

settled on 12 February 2025.

27

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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