EROAD/Announcement
EROAD logo

Delivering on strategy with sustainable, profitable growth

Full Year Results25 May 2025ERDIndustrials

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Delivering on strategy with sustainable, profitable growth

AUCKLAND, 26 May 2025: Leading transportation technology services company EROAD Limited

(NZX/ASX: ERD), today released another strong financial performance for the 12 months ended 31

March 2025.

All numbers are stated in New Zealand dollars (NZ$) and relate to the 12 months ended 31 March

2025 (FY25), unless stated otherwise. Comparisons relate to the twelve months ended 31 March 2024

(FY24).


Financial Highlights

1


• Substantial improvement in Free Cash Flow position (to the firm) rose to $16.0m in FY25

compared to $1.3m in FY24. This improvement is the result of the expansion of existing

customer contracts, ongoing new customer wins, price increases and continued cost

management discipline. When normalised for the temporary impact of the 4G upgrade

program, free cash flow (to the firm) was $23.6m.

• Revenue climbed to $194.4m for FY25 from reported revenue of $182.0m in FY24. This

represents a 6.8% increase against the prior comparable period. Growth in revenue was

delivered across all markets.

• Annualised Recurring Revenue (restated)

2

increased by $10.1m (6.1%) to $175.1m in FY25

from $165.0m in FY24, reflecting growth across markets and supported by favourable foreign

exchange rates.

• EBIT climbed to $5.9m in FY25 compared to $0.2m in FY24. Normalised

3

EBIT increased to

$9.9m in FY25 up from $3.8m in FY24. Normalised for 4G hardware upgrade costs of $4.0m

and $3.6m in FY25 and FY24, respectively.

• NPAT increased by $2.2m to $1.4m in FY25 from negative $0.8m in FY24.


Operational Highlights

• Asset retention remains high at 92.5% in FY25 (NZ 93.6%; AU 89.0%; NA 92.0%).


1

EROAD has presented certain non-GAAP financial measures as part of its FY25 results, which EROAD’s directors

and management believe provide useful information as they exclude any impacts of one-offs which can make it difficult to

compare and assess EROAD’s performance. The non-GAAP financial measures EROAD has used in this document are

Annualised Recurring Revenue (ARR), EBIT, Normalised EBIT, Normalised Revenue and Free Cash Flow. A detailed reconciliation

of non-GAAP measures to EROAD’s reported financial information is included on EROAD’s website

(http://www.eroadglobal.com/global/investors/). General information about EROAD’s use of non-GAAP financial information is

included on page 2 of the FY25 Investor Presentation.

2

Annual recurring revenue from subscriptions only. Excludes uncontracted hardware sales and non-recurring revenue

3

Normalised for the recognition of costs associated with the 4G hardware upgrade program in FY25 and FY24.


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• Key enterprise customer wins and expansions during the period. A large New Zealand

customer renewed and expanded into their Australian business adding $1.1m of ARR in the

period, with 3-4 months remaining on the rollout. In New Zealand, expansions and upsell of

existing customers added ARR by $7.2m. In North America, customer expansion added $4.9m

of ARR.

• Enterprise customers (>$100k ARR) represent 54% of ARR. The number of customers with

greater than $100k of ARR increased by 7%.


Chair Susan Paterson said, “EROAD once again increased revenue, delivered to the top end of

financial guidance on all measures, and significantly exceeded free cash flow expectations with $16m

free cash flow to the firm – a standout achievement compared to the negative $29.9m FCF reported

just two years ago.

EROAD’s advantage lies in the tangible value provided to customers. Through consistent delivery of

measurable savings for fleet operations, EROAD is positioned as a long-term investment even in

constrained markets.”

Co-CEOs Mark Heine and David Kenneson are confident in the financial and operational progress

EROAD is making, “FY25 has been a year of strong performance and strategic progress for EROAD.

We have delivered against our financial guidance, expanded our market opportunity, and

strengthened our customer relationships.”

“As we look ahead to FY26, EROAD, under its current reset strategy has gained real traction against its

core growth metrics, has the potential to ignite further value for shareholders as momentum in what

we are building here continues.


“We have the ambition and determination, grounded in the fact the EROAD technology stack really

does deliver for our growing customer base. We will continue to seize market opportunities, leverage

strategic partnerships and cutting-edge tech integrations to provide customers with innovative

solutions for navigating the challenges of the transportation industry.”


Outlook

Heine and Kenneson added, “Despite facing sustained macroeconomic headwinds in the freight and

transport sectors across all our operating regions, we have delivered strong financial results which is

expected to continue in FY26 – our strategy is designed to deliver sustainable, profitable growth and

that is exactly what we are doing here, with the potential for more where we remain focussed and

disciplined.”

“We continue to adhere to the principles of our strategic plan, which has delivered a substantial

improvement to free cash flow to the firm this year, by growing the business through a focus on

enterprise fleets and maintaining cost discipline.”

“Our FY26 guidance acknowledges recent economic uncertainty related to global trade and business

spending, and its impact on deal timing.”


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• FY26 Revenue guidance of a minimum $205m

• FY26 ARR guidance of a minimum $188m, equating to 7.5% growth

Revenue and ARR growth in excess of this guidance is subject to timing of closing large deals

in the pipeline, foreign exchange and stable economic conditions

• FY26 free cash flow yield of 8% - 10%, normalised for the 4G hardware upgrade program

• Medium-term ARR growth CAGR of 11% - 13%


Investor Day

EROAD plans to hold an Investor Day in the upcoming months to provide deeper insight into EROAD’s

product roadmap and long-term strategic and financial targets.

We will provide notice to the market about how to participate in the near future.


CFO Update

EROAD is advanced in its search for a permanent CFO. Interim CFO Rebecca Lineham will be

concluding her EROAD role in mid-June 2025 as she moves to a new permanent CFO role.

Tracey Herman, who was previously CFO of Coretex for 11 years and has been in senior finance roles

at EROAD since its merger with Coretex in 2021, will step into the role of interim CFO until a

permanent appointment is announced.

Heine and Kenneson stated that "Rebecca has made an excellent contribution to the finance function

and EROAD over the last few months. We wish Rebecca all the best for the future."


ENDS

Authorised for release to the NZX and ASX by EROAD’s Board of Directors.


Webcast details

EROAD’s Co-Chief Executive Officers, Mark Heine and David Kenneson, and interim Chief Financial

Officer, Rebecca Lineham will give a presentation on the company’s financial and operational

performance for FY25 via webcast, commencing on Monday 26 May 2025 at 12:00pm NZT.


Register in advance for this webcast:

Date: Monday 26 May 2025

Time: 12:00pm NZT

Topic: EROAD FY25 Financial Results Announcement

Registration Link: https://www.eroad.co.nz/investor-presentation/


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After registering, you will receive a confirmation email containing information about joining the

webcast. A replay of this webcast will be available once it has been uploaded to the EROAD website

under ‘presentations’ at https://www.eroadglobal.com/global/investors/


For Investor enquiries please contact:

Jason Kepecs

jason.kepecs@eroad.com

NZ contact: +64 21 990 474

AU contact: +61 47 7711 136

For Media enquiries please contact:

Richard Llewellyn

richard@shanahan.nz

+64 27 523 2362



About EROAD

EROAD (NZX/ASX: ERD) is a hardware-enabled SaaS company delivering safety, compliance,

sustainability and efficiency solutions for complex vehicles fleets.

Its connected platform is used by commercial and government operators across New Zealand,

Australia and North America to manage vehicles, assets and drivers with greater visibility and control.

EROAD supports demanding, highly regulated fleet operations, including those moving food,

concrete and aggregates, enabling them to operate smarter, safer and more sustainably.

EROAD’s platform is built on a foundation of regulatory expertise, having delivered the world’s first

GPS-based road user charging system in New Zealand, where it remains the market leader today.

www.eroad.co.nz

---

EROAD (NZX: ERD ASX: ERD)
Financial Results

For the 12 months ended 31 March 2025 (FY25)

26 May 2025

EROAD FY25 Results | Page 2
Important Information

The information in this presentation is of a general nature and does not

constitute financial product advice, investment advice or any

recommendation. Nothing in this presentation constitutes legal,

financial, tax or other advice.

This presentation may contain projections or forward-looking statements

regarding a variety of items. Such projections or forward-looking

statements are based on current expectations, estimates and

assumptions and are subject to a number of risks, uncertainties and

assumptions.

All numbers relate to the 12 months ended 31 March 2025 (FY25) and

comparisons relate to the 12 months ended 31 March 2024 (FY24), unless

otherwise stated. All dollar amounts are in NZD, unless otherwise stated.

There is no assurance that results contemplated in any projections or

forward-looking statements in this presentation will be realised. Actual

results may differ materially from those projected in this presentation. No

person is under any obligation to update this presentation at any time

after its release to you or to provide you with further information about

EROAD.

While reasonable care has been taken in compiling this presentation,

EROAD or its subsidiaries, directors, employees, agents or advisers (to the

maximum extent permitted by law) do not give any warranty or

representation (express or implied) as to the accuracy, completeness or

reliability of the information contained in it or take any responsibility for

it. The information in this presentation has not been and will not be

independently verified or audited.

Non-GAAP Measures

EROAD has presented certain non-GAAP financial measures as part of its

FY25 results, which EROAD’s directors and management believe provide

useful information as they exclude any impacts of one-offs which can

make it difficult to compare and assess EROAD’s performance. Non-GAAP

financial measures are not prepared in accordance with NZ IFRS (New

Zealand International Financial Reporting Standards) and are not

uniformly defined, therefore the non-GAAP financial measures reported

in this presentation may not be comparable with those that other

companies report and should not be viewed in isolation or considered as

a substitute for measures reported by EROAD in accordance with NZ

IFRS. Non-GAAP financial measures are not subject to audit or review.

The non-GAAP financial measures EROAD has used in this presentation

are identified and defined in the Glossary on page 32 of this presentation.

A detailed reconciliation of non-GAAP measures to EROAD’s reported

financial information is included on EROAD’s website

http://www.eroadglobal.com/global/investors/

Agenda
01 Results Overview

Highlights & Metrics

Geographic

02 Financials

Operations

Cash Flow

4G Hardware UpgradeProgram

03 EROAD Strategy

Customer ROI

Product driven growth

04 Guidance

Mark Heine

Co-CEO

David Kenneson

Co-CEO

Rebecca Lineham

Interim CFO

EROAD FY25 Results | Page 3

EROAD FY25 Results | Page 4
01

FY25 Results

Overview

EROAD FY25 Results | Page 5
Reported Revenue

$194.4m

+6.8% FY24 of $182m

FY25 Guidance: $190-$195m

Normalised EBIT

$9.9m

$3.8m FY24 (restated)

FY25 Guidance: $5-$10m

Free Cash Flow

(1)

$16.0m

$1.3m FY24

Normalised for 4G Upgrade: $23.6m

1

Annualised billing provided cash receipts of $5.3m for services to be provided in future period.

2

Annual recurring revenue from subscriptions only. Excludes purchased hardware sales and non-recurring revenue.

OUR PURPOSE

Delivering

intelligence you

can trust for a

better world

tomorrow

Powering visibility,

compliance and operational

excellence for fleets that

keep the world moving.

Delivered to top-end or exceeded guidance on all key measures

FY25 Financial Results

ARR (restated)

(2)

$175.1m

+6.1% FY24 $165.0m

4% in constant currency

Exceeded

Expectations

FY25 FCF

Guidance set

at Positive

EROAD FY25 Res ults | Page 5

EROAD FY25 Results | Page 6
Our journey from Regulatory Telematics in New Zealand, to global Fleet Operations Platform

EROAD Evolution

Fleet Operations

Platform

Enterprise Fleet PlatformRegulatory Telematics

eRUC

focused

DriveBuddy

& eHubo 2

Product

expansion

with

Dashcam

Merger with

Coretex

First US

enterprise win

Sysco

250k

units

42% NA

customer

base

Partners:

TK, Microsoft,

Geotab

Internally

cash

generating

FY22

FY24

FY20FY25

Shifted the business to enterprise SaaS – larger

more complex customers with a solution approach,

increasing TAM with innovation

Building the future in

accelerated ways

•Expanded to enterprise platform solution for

whole of fleet across driver, asset & load with

vertical specialisations

•Software-first approach enabled by hardware

•SaaS culture with annualised billing, financial

discipline & balanced investment in

sustainable growth

Enterprise Fleet Platform

New avenues for

platform growth via:

•Embedded Intelligence

•Platform Extensions

•Customer led innovations

Fleet Operations Platform

Telematics focus with features to serve markets

and customer need – leveraging compliance,

regulatory, and great hardware

Regulatory Telematics

•Hardware reliant built on regulatory

and compliance needs

•Driver first product and feature

approach

•Value proposition built off simplicity &

appealing to SMB

•New Zealand centric with beachhead

footprint in US & AU

FY19

EROAD FY25 Results | Page 7
Three priorities driving sustainable growth and deeper customer value

Positioned for Growth

EROAD FY25 Results | Page 8
•Expansion within North American fleets added NZ$4.9m of ARR

upon final rollout.

•Increased number of customers with > $100k ARR by 7%, now

represents 54% of global ARR. ​

•EROAD’s products deliver cost savings to our customers and

demonstrate a compelling ROI even in challenging economic

conditions.

•Produced $16.0m of free cash flow or $23.6m normalised for the

temporary impact of the 4G upgrade program.

•Price increases to reflect value, customer expansions, customer

retention and a focus on cost control underpin free cash flow

growth.

•Strong balance sheet with $63.2m of liquidity following $11.3m debt

repayment.

•Investing in customer-led innovation to derisk new development

and bring new features to our wider customer base.

•Completion of 4G hardware upgrade program in FY26 will reduce

capex requirements and contribute to higher free cash flow.

•Partnerships add functionality and reach without inflating R&D or

slowing delivery.

•Deal pipeline continues to increase as Enterprise customers sales

cycle average 18-24 months.

•Top 5 Enterprise deals in the pipeline are weighted to Australia and

North America and 47% comprised of New Logos.

•Deal times are expected to increase as customers assess the impact

of US tariffs on their business.

CUSTOMER EXPANSIONS

CASH GENERATION

DISCIPLINED INVESTMENT

LATE-STAGE PIPELINE

Focus on cost control and expanding with our customers has generated strong free cash flow

Disciplined Delivery

EROAD FY25 Results | Page 9
FY23FY24FY25

Operating CostRevenue

Disciplined cost controlcontinues

to generate strong free cash flow,

providing the flexibility to fund

further growth and innovation.

Enterprise-led strategy is increasing

customer value over time, with

sustained growth in customers over

$100k ARR in local currency.

Disciplined execution widened the

gap between revenue and cost.

Sustained momentum from here

will be driven by continued investment

in growth and cost discipline.

FCF (NZ$m)

$(45.1)

$(29.9)

$1.3

$16.0

>$100k ARR CustomersOperating Cost vs Revenue

FY24FY25

195

208

$165.3$182.0$194.4$129.7$128.7$134.8

4.7%

0.8%

6.8%

10.1%

21.5%

29.3%

30.7%

FY22FY23

FY24FY25

Enterprise Focus, Account Expansions, Cost Discipline & Cash Management

Driving Efficient Growth

EROAD FY25 Results | Page 10
Ongoing solid growth and strong cash

generation in a weak economy.

Performance outpaced market conditions.

New Zealand

FY25 HIGHLIGHTS

HIGHER VALUE

Generated $53.3m of free cash flow.

FCF increased 15% YoY,

ARPU increased 3%.

CUSTOMER LOYALTY

Renewal of key enterprise customer

for 6,000 units. Expansions and

upsells with existing customers

adding $7.2m of ARR.

CUSTOMER OPPORTUNITY

Geotab partnership for

Etrack Locate product driving

opportunities in light commercial.

ERUC EXPANDS

Heavy vehicle distance captured

increased 4% for FY25, bringing

EROAD share of total heavy vehicle

RUC to 56%.

Across all NZ total distance travelled

Heavy Vehicles was flat in FY25 after

a 6% decline in FY24. Evidence

of EROAD performing better

than market.

$89.0m

$83.6m

1

ARR - Annua l recurring revenue from su bsc riptions only.

Excludes purcha sed h ardwa re sales a nd non-recu rrin g revenu e.

NZ$60.14

NZ$103.9m

FY24: $92.0m

NZ$70.0m

EBITDA

Revenue 12.9%

Monthly SaaS ARPU

ARR

(1)

up

6% YoY

93.6%

Asset Retention Rate

3%

FY25

ARR (restated)

FY24

See Note 1 of EROAD’s FY25 Financial Statements for segmented

rep ortin g of Revenu e a nd EBITDA .

EROAD FY25 Results | Page 11
4G NETWORK UPDATE

Program progressing on track, with spend fully funded from

operational cashflow. This one-time cost relates to the shutdown

of 2G & 3G networks by telcos in ANZ. Despite telco-driven

delays, completion of upgrades is set for December 2025.

Active 4G

units in ANZ

76%

Units

still to

replace

Rollout progress

PROGRAM COSTS

•Program costs expected to increase to $32m (from $30m)

to facilitate upgrade and installation of remaining 4G

upgrade units

•Spent $7.6m of planned $8m-$10m in FY25

•Remaining $13-$15m of spend is expected to occur in FY26

•These costs are covered from existing cash flow.

NZ$mFY26

Expected investment

(Hardware + Program costs)

$13–$15m

One-off accelerated

upgrade program costs

relate specifically to the

3G Network shutdown

KEY POINTS

•76% of ANZ units 4G compatible as at March

2025

•Telstra in Australia shutdown completed at

October 2024

•One NZ network shutdown deadline remains

December 2025. Program is on

track for completion.

•Product development measures implemented

to limit exposures from telco changes in future

December 2025

Deadline

Unit upgrade program progressing with 76% of all units in ANZ 4G compatible

4G Hardware Upgrade Program ANZ

EROAD FY25 Results | Page 12
Growth continues due to strong brand, high customer retention

and proven ROI despite challenging time for fleet operators.

eRUC-led value delivery, expanding light fleet offerings and

EV uptake signal long-term platform opportunity with vehicle

opportunity increasing from 1m to 4.6m.

Product ROI & Value

•eRUC returned $81M in customer value in

FY25 including rebates, automation and

admin savings

•Clear cost-benefit drives high retention and

platform stickiness

Fleet Expansion & TAM Growth

•EV adoption and Time-of-Use pricing open

new RUC and optimisation opportunities

•Light commercial TAM growth with Geotab

partnership

•Clarity Edge AI Dashcam gaining traction,

driven by interest in safety, liability

protection and driver performance visibility

Market Position

•Strong brand recognition and stable

customer base support continued growth in

constrained conditions

•Increased sales velocity as Sunrise

hardware upgrade nears completion

Current market context and future opportunities

New Zealand

Estimated SAM expands as platform

evolves and unlocks new opportunities

~$380m

Extras

Verticals

Compliance

Against an estimated Total Addressable Market (TAM) of $0.5b

Platform add-ons

EROAD FY25 Results | Page 13
FY25

ARR (restated)

FY24

NZ$73.5m

NZ$70.8m

NZ$60.93

Monthly SaaS ARPU

USD$36.18

NZ$17.7m

EBITDA

NZ$81.2m

FY24: NZ$80.0m

92.0%

Asset Retention Rate

ARR

(1)

up

3.8% YoY

Controlled spend delivered modest

growth and margin stability in soft market.

Enterprise expansion progressing with

late-stage pilots supporting FY26 pipeline.

Revenue 1.5%

Unchanged YoY

1

ARR - Annua l recurring revenue from su bsc riptions only.

Excludes purcha sed h ardwa re s ales a nd non-recu rrin g revenu e.

FY25 HIGHLIGHTS

ENTERPRISE SALES CYCLES

Advanced late-stage opportunities

creating healthy pipeline for FY26.

RENEWALS AND EXPANSIONS

Continued focus on account

expansion with enterprise, adding

NZ$4.9m SaaS ARR to existing

customers.

TARGETED CAPITAL ALLOCATION

Acquisition spend dialled back while

we prioritise conversion of late-stage

pilots. Resulting in NZ$10.6m of FCF.

RETENTION

Enterprise unit churn impacted by

previously disclosed large-customer roll

off. 73% relates to SMB (direct & via

dealer network) as we continue

executing strategy toward enterprise

fleets. A strong pipeline and improving

multi-product uptake position the

region for continued growth.

North America

See Note 1 of EROAD’s FY25 Financial Statements for segmented

rep ortin g of Revenu e a nd EBITDA .

EROAD FY25 Results | Page 14
EROAD generates 42% of its revenue from the US

market, of which approximately 88% is revenue

from services not subject to the US import tariffs.

EROAD produces the majority of the hardware products that enable

its SaaS services through contract manufacturers located in Indonesia,

the Philippines, and Vietnam.

Management is examining options to reduce the impact of supplying

hardware products, including moving production to more favourable

geographies, refurbishment of existing US-based hardware, reviewing

cross-border efficiencies, and pricing increases in-line with market

dynamics.

Impact of tariffs mainly seen in the delays to buying decisions in

the US. As certainty returns in the US market, expect to convert these

opportunities.

EROAD is a SaaS company that adds value through services

Navigating geopolitical

uncertainty in global markets

Supply chains are shifting and

EROAD is a long-term partner of

very large US enterprise customers

•We will continue to monitor the

opportunity for EROAD arising from the

onshoring of US supply chains and

increased transport activity.

•We continue to evolve the ability

to deliver EROAD’s solutions independent

of EROAD supplied hardware, reducing

upfront cost and accelerating rollout

across customer fleets.

EROAD FY25 Results | Page 15
Current market context and future opportunities

North America

Freight market remains complex, but long-cycle

enterprise strategy and compliance-driven demand

create a clear path to growth.

Strategic pilots, camera adoption, and OEM partnerships

position EROAD for expansion as conditions stabilise.

Compliance & Regulation

•Insurance and regulatory momentum

driving AI camera adoption

•ELD requirements continue to anchor

platform presence

Enterprise Expansion

•Late-stage pilots progressing, with FY26

conversion potential

•Multi-product adoption growing within key

enterprise accounts

•Customer-led vertical expansion

in negotiation

Market Shifts & GTM Leverage

•Onshoring and dom estic logistics growth

supporting long-term freight recovery

•OEM partnerships (e.g. Thermo King) create

scalable paths without reliance on EROAD

hardware

Estimated SAM expands as platform

evolves and unlocks new opportunities

~US$2.6b

Extras

Verticals

Compliance

Against an estimated Total Addressable Market (TAM) of US$10b

Platform add-ons

EROAD FY25 Results | Page 16
Trans-Tasman enterprise win drove

early momentum as strong growth

outpaced a challenging freight market.

Australia

NZ$47.97

Monthly SaaS ARPU

AU$43.66

ARR

(1)

up

19% YoY

22.1% constant

currency

NZ$3.5m

EBITDA

NZ$12.6m

NZ$10.6m

89.0%

Asset Retention Rate

5%

NZ$13.7m

FY24: NZ$10.7m

Revenue 28.0%

1

ARR - Annua l recurring revenue from su bsc riptions only.

Excludes purcha sed h ardwa re sales a nd non-recu rrin g revenu e.

FY25 HIGHLIGHTS

TRANS TASMAN ENTERPRISE

Rollout of 5k units from existing NZ

enterprise customer expansion partially

reflected in ARR for the period. 49% of

rollout remaining – full impact will show

in FY26 ARR.

CONSISTENT GROWTH

Australia has delivered another year of

double-digit revenue growth, climbing

28% to NZ$13.7m.

DRIVING VALUE

3.7% lift in ARPU driven by mix of pricing

and sales focus on higher value

opportunities & sustainable growth.

ASSET RETENTION

Asset retention rate of 89.0% primarily

due to a known enterprise roll-off

of 1,000+ units that concluded in

August 2024.

FY25

ARR (restated)

FY24

See Note 1 of EROAD’s FY25 Financial Statements for segmented

rep ortin g of Revenu e a nd EBITDA .

EROAD FY25 Results | Page 17
Early enterprise traction in a compliance-focused

market, with significant runway to expand

across safety, refrigerated transport and

whole-of-fleet solutions.

Market Transition & Opportunity

•Telematics market in transition, with

consolidation of providers creating opportunity

•EROAD’s footprint is small with a growing

brand in the enterprise space, offering room for

expansion

•Cross-Tasman strategy proven effective at

opening doors

Health, Safety & Compliance

•Workplace and road safety are critical drivers

across key sectors like construction and food

transport

•Clarity Edge AI Dashcam gaining traction for

driver behaviour coaching, incident protection

and compliance

Whole-of-Fleet Reach

•Unified platform coverage across trucks,

trailers and assets, enabling complete

operational oversight

•Strong fit for enterprise fleets seeking multi-

product, scalable digital solutions

Estimated SAM expands as platform

evolves and unlocks new opportunities

~AU$780m

Extras

Verticals

Compliance

Against an estimated Total Addressable Market (TAM) of AU$2.2b

Platform add-ons

Australia

Current market context and future opportunities

EROAD FY25 Results | Page 18
02

FY25 Financials

“How lucky he was to come out alive.

All because of this technology”

Genevieve Power

National Health & Safety Manager, Booth’s Logistics

Fatigue Detection

EROAD Clarity Edge AI Dashcam

As a long time customer, Booth’s utilise a wide

range of EROAD products across their fleet,

including new Clarity Edge AI Dashcams. Together,

EROAD supports Booth’s to protect its people and

make smarter, faster decisions on the road.

With 450 trucks across 23 sites, Booth’s puts safety

first through its core value: Be Safe.

Watch the video and find out more here

EROAD FY25 Results | Page 19
Subscription

revenue

$171.5m

Subscription

revenue

$182.9m

FY24FY25

HardwareFeeOther

FY24FY25

$182.0m

$194.4m

$0.2m

$5.9m

FY24FY25

$128.7m

$134.6m

Financial results delivered to top end or exceeded guidance, demonstrating our commitment to deliver on our promises

Revenue & EBIT

Reported Operating Costs

Total Revenue

Revenue of $194.4m is up 7% on

FY24 reflecting the impact of

growth including Australian and

North American enterprise rollouts

and annual price increases.

Operating costs increased 5%

primarily reflecting wage inflation and

lower capitalisation of R&D

Reported EBIT

EBIT of $5.9m reflects the positive

impact of enterprise rollouts, price

increases and impact of the cost-

out program in FY23 and FY24.

EROAD FY25 Results | Page 20
0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

50%

Operating cost as a % of revenue by segment

Operating costs as a % of revenue stabilised

Operating costs as a % of revenue have now flattened

reflecting the cost out program over FY23 and FY24.

Further operating leverage to be driven by revenue

growth while maintaining fixed costs.

Operating cost control has been maintained with higher

personnel costs being offset by savings in several other

categories.

FY24

FY25

82%

75%

71%

70%

69%69%

H1 FY23H2 FY23H1 FY24H2 FY24H1 FY25H2 FY25

1

Sales and Marketing in the above c hart represents non-personn el c osts su ch as general marketing and ad vertisin g.

Cost-out program continues to deliver cost base for profitable growth

Operating Costs

EROAD FY25 Results | Page 21
12%

11%

11%

FY23FY24FY25

CAC ExpensedCAC Capitalised

5.9%

6.2%

6.7%

FY23FY24FY25

Management focus on gaining efficiency across all cost measures

Operational Efficiency

Cost to service & support

as a % of revenue

Cost to acquire customers

as a % of revenue

Customer acquisition costs remain

steady. Capitalised costs were higher

in FY24 reflecting a large enterprise

deal closed in that year.

Costs to support has increased slightly

to build capacity and support large

enterprise rollouts.

EROAD FY25 Results | Page 22
25.5

20.9

14.5

11.7

11.9

20.6

23%

18%

18%

0%

5%

10%

15%

20%

25%

30%

0.0

10.0

20.0

30.0

40.0

50.0

60.0

FY23FY24FY25

R&D - CapitalisedR&D - ExpensedR&D % of revenue (RHS)

R&D as % of revenue

NZ$m

•Total R&D spend of $35m in

FY25, 18% of revenue.

•Compares to $32.8m, or 18% of

revenue, in FY24.

•Opex increased to 59% of R&D

spend in FY25 from 36% in FY24.

This reflects an investment in

scaling our platform for larger

customers following an above

average investment in growth

in the prior period.

R&D % of revenue being held firm as re-focusing initiatives drive ROI and speed to market

Research & Development

EROAD FY25 Results | Page 23
$(30.5)

$(21.7)

$(8.2)

$2.8

$8.0

$6.2

$17.4

$(40.0)

$(30.0)

$(20.0)

$(10.0)

$-

$10.0

$20.0

$30.0

H2 FY22H1 FY23H2 FY23H1 FY24H2 FY24H1 FY25H2 FY25

Normalised for the

temporary impact of the

4G upgrade program

NZ$m

$0.1

$(0.2)

ReportedNormalised for 4G program

$1.5

STRONG FCF GENERATION

EROAD’S core operations generated

$23.6m of normalised free cash flow

over the last 12 months.

Cash generated in the near-term is

expected to be used to pay down

debt and fund growth initiatives.

$(1.0)

$(0.5)

$-

$0.5

$1.0

Average monthly cash generation

Strong cash flow generation to further accelerate post 4G hardware upgrade

Free Cash Flow Growth

$16.0

FY24

FY25

EROAD FY25 Results | Page 24
03

Strategy

Update

EROAD FY25 Results | Page 25
Customer ROI

Long term resilience through clear value delivery to customers

Installed

Annual ROI ~5%

BeforeAfter

17% spend

reduction

✓Reduced precool

time by >65%

✓Increased FSQA

compliance by >60%

✓Asset utilisation

over 80% target

✓Reduced P1

faults by 50%

EROAD

Integrated cold chain suite

across core modules:

temperature, precool, fault

code monitoring, FSQA tools,

utilisation, and trailer location.

Strategic Alignment:

Compliance:

FSMA

Expansion:

SaaS ARR increase

with multi-product

Sustainability:

Emissions reduction

Cold Chain Industry Challenge

High diesel costs, food safety compliance (FSMA), and

unplanned reefer faults impact operational risk and inefficiency.

EROAD processed

$927 million

in Road User Charges (RUC)

Value Delivered

to Customers

$81m

$29.2m

in off-road

rebates

$25m

in distance

corrections

$26.8m

in admin savings

Average rebate

ROI: ~29%

Reduced manual processing,

fewer mechanical inspections,

faster cash in hand

~3% reclaimed on

average trip distance

Combined, these

savings to customers

represent over 78%

of total NZ revenue.

It’s a clear, measurable

return on investment.

Cold Chain data

based on customer pilot

EROAD FY25 Results | Page 26
Initial land

via regulatory

eRUC / ELD / FSMA

Customer fleets

increase

in size & activity

Larger fleets &

increased usage

Organic

growth

New product

adoption

Customers add additional

products and features

over time

Year 4 =

1.2x revenue

growth YoY

Illustrative of ARR compounding over time as customers scale usage and adopt additional solutions.

Product expansions in this instance include: Inspect, Logbook, Geofence Triggers, Analyst, Pre Trip Comms, ECM

5x ARR increase

over a three year period

Year 3 =

1.7x revenue

growth YoY

Year 2 =

2.4x revenue

growth YoY

Enabler for growth

Regulatory or mandated requirements like

ELD and eRUC provide low-friction entry

points into fleets.

Once deployed, the platform delivers clear ROI,

building the trust that makes cross-sell and

product expansion faster and more efficient.

Regulatory-led land & expand

Proven ROI accelerates platform adoption and ARR expansion

EROAD FY25 Results | Page 27
Smart, Automated

Compliance

Safer Fleets With Real-Time

Risk Management

Productivity Tools for

Smarter Fleet Operations

Streamlining regulatory obligations with

integrated tools that reduce admin and

increase accuracy.

Proactive safety tech that monitors behaviour,

supports drivers, and reduces incident impact.

Integrated features that simplify planning,

reporting and asset utilisation to drive

efficiency.

Expanded Hybrid & EV Support

Now supporting hybrid and electric

vehicles for road user charges in New

Zealand and new compliance options

for light commercial vehicles

User Access Controls introduced for

large fleet hierarchy management

SSO login for improved enterprise

security and access control

Clarity Edge AI Dashcam with Fatigue Alerts

New AI-powered dashcam that detects unsafe

driving behaviours. Voice alerts and seat shaker

for help prevent accidents before they happen.

Etrack Locate with Geotab creating a low-cost

entry level offering for mixed fleets

New Drive Buddy tool encourages

better fatigue management

Overspeed Alerts deployed

for live risk detection

EROAD Nav – Advanced Fleet Navigation

Truck-specific navigation with real-time

route adjustments for restricted roads, low

bridges and weight limits.

Fleet Map & Data Enhancements Better

routing, delivery points, and exit data for

efficient navigation and planning.

Fuel Card & Expense Integrations

Integrations with key providers to reduce

manual reporting effort.

✓Investing in AI & automation to improve safety & compliance across all regions.

✓Reducing operational costs for fleets through tax automation & fuel efficiency tools.

✓Enhancing the EROAD platform to drive enterprise expansion & customer retention.

A product-led unified

global growth strategy

FY25 Product Investments to Drive Growth

We invested to capture market growth in all markets while deepening customer value.

EROAD FY25 Results | Page 28
04

Guidance

EROAD FY25 Results | Page 29
Strategic plan continues to produce strong financial results

•We continue to adhere to the principles of this plan – producing increasing

levels of free cash flow, growing the business through a focus on enterprise

fleets and maintaining cost discipline.

•Our FY26 guidance acknowledges recent economic uncertainty related to

global trade and business spending, and its impact on deal cycles.

•FY26 revenue guidance is a baseline of $205m. Our FY26 ARR guidance is a

baseline of $188m, which assumes a 7.5% growth in ARR.

•Revenue and ARR growth in excess of baseline is subject to closing large deals

in the pipeline, FX and stable economic conditions.

•Free cash flow yield of 8% - 10% in FY26, normalised for the 4G hardware

upgrade program.

•ARR CAGR target in the medium-term remains 11-13%.

Investor Day

EROAD plans to hold an upcoming Investor Day to provide deeper insight into

EROAD’s product roadmap and long-term strategic and financial targets.

We will provide notice to the market about how to participate in the near future.

FY26 Guidance

Revenue$205m+

ARR (restated)

(1)

$188m+

Free cash flow yield

(2)

8% - 10%

Committed to continuing to delivering sustainable, profitable growth

Guidance

1

Annual recurring revenue from subscriptions only. Excludes purchased

hardware sales and non-recurring revenue

2

Normalised for the temporary impact of the 4G upgrade program.

EROAD FY25 Results | Page 30
Q&A

EROAD FY25 Results | Page 31
Appendix

EROAD FY25 Results | Page 32
ANNUALISED RECURRING REVENUE (ARR)

A non-GAAP measure representing monthly

subscription revenue including bundled

rental hardware, measured each month by

taking subscription revenue for that month

and multiplying by 12 to annualise​. This

measure has been restated to remove

amortised revenue which is not recurring by

nature.

ASSET RETENTION RATE

The number of Total Contracted Units at the

beginning of the 12 month period and

retained as Total Contracted Units at the end

of the 12 month period, as a percentage of Total

Contracted Units at the beginning of the 12

month period.

AVERAGE REVENUE PER UNIT (ARPU)

A non-GAAP measure that is calculated by

dividing the total subscription revenue for the

year reported.

COSTS TO ACQUIRE CUSTOMERS (CAC)

A non-GAAP measure of costs to acquire

customers. Total CAC represents all sales &

marketing related costs. CAC capitalised

includes incremental sales commissions for

new sales, upgrades and renewals which are

capitalised and amortised over the life of the

contract. All other CAC related costs are

expensed when incurred and included within

CAC expensed.

COSTS TO SERVICE & SUPPORT (CTS)

A non-GAAP measure of costs to support and

service customers. Total CTS represents all

customer success and product support costs.

These costs are included in Administrative and

other Operating Expenses.

EBIT

A non-GAAP measure representing Earnings

before Interest and Taxation (EBIT). Refer to

Consolidated Statement of Comprehensive

Income in Financial Statements.

EBITDA

A non-GAAP measure representing Earnings

before Interest, Taxation, Depreciation and

Amortisation (EBITDA).

ELECTRONIC LOGGING DEVICE (ELD)

An electronic solution that synchronises with

a vehicle engine to automatically record

driving time and hours of service records.

ENTERPRISE

A customer where the $ARR is more than

$100k in local currency for the Financial year

reported.

FREE CASH FLOW (FCF)

A non-GAAP measure representing operating

cash flow and investing cash flow reported in

the Statement of Cash Flows.

FREE CASH FLOW TO THE FIRM

A non-GAAP measure representing operating

cash flow and investing cash flow net of

interest paid and received. For the purposes of

this presentation, payments for the acquisition

of Coretex have been excluded.

FY (FINANCIAL YEAR)

Financial year ended 31 March.

HALF ONE (H1)

For the six months ended 30 September.

HALF TWO (H2)

For the six months ended 31 March.

NORMALISED EBIT

Excludes one-off 4G hardware upgrade

program$4.0m (FY24 $3.6m).

NORMALISED FCF

Excludes one-off 4G hardware upgrade

programcosts and accelerated

depreciation.

ROAD USER CHARGES (RUC)

In New Zealand, RUC is applicable to Heavy

Vehicles and all vehicles powered by a fuel not

taxed at source. The charges are paid into a

fund called the National Land Transport Fund,

which is controlled by NZTA, and go towards

the cost of repairing the roads.

SAAS

Software as a Service, a method of software

delivery in which software is accessed online

via a subscription rather than bought and

installed on individual computers.

SERVICEABLE ADDRESSABLE MARKET

(SAM)

The portion of the TAM targeted by a

company’s products, services, capabilities,

and go-to-market strategy. It reflects the

opportunity realistically within reach.


TOTAL ADDRESSABLE MARKET (TAM)

The total revenue opportunity available for a

product or service, assuming 100% market

share within all relevant segments and

geographies.

TAM & SAM METHODOLOGY

EROAD calculates TAM and SAM using a

combination of public industry data (including

fleet sizes, vehicle registrations, and transport

sector statistics) and internal analysis. Our

approach includes proprietary segmentation

based on fleet type, region, and industry

verticals, combined with representative

pricing for each solution set.

UNIT

A communication device fitted in-cab or

on a trailer. Where there is more than one

unit fitted in-cab or on a trailer, it is counted

as one unit (excluding Philips Connect).

Glossary

EROAD FY25 Results | Page 33
Reported Revenue increased $12.4m

primarily due to subscription revenue

increasing $11.4m (including $2.2m gain in

exchange rates from the strength of the USD)

and a $2.4m increase in RUC transaction fees

(including a GST treatment change of $0.9m).

EBITDA increased $6.3m due to higher

revenue and moderate wage inflation.

D&A increased $1.3m on the additional unit

growth since 31 March 2024 as well as

accelerated depreciation on the units

impacted by the 4G hardware upgrade

program.

Interest decreased $2.1m in line with

decreased borrowing in the period as well as

movements in borrowing rates.

NZ$mFY25FY24Change ($)

Revenue194.4182.012.4

Operating expenses

(134.8)(128.7)

(6 .1)

Earnings before interest, taxation,

depreciation and amortisation

59.653.3

6.3

Depreciation of property, plant and equipment(21.9)(23.2)1.3

Amortisation of intangible assets(21.0)(19.6)(1.4)

Amortisation of contract and customer acquisition assets(10.8)(10.3)(0.5)

Earnings before interest and taxation5.90.25.7

Net financing costs

(5.7)(7.8)

2.1

Profit/(loss) before tax

0.2(7.6)

7.8

Income tax benefit/(expense)1.26.8(5.6)

Profit/(loss) after tax for the year

attributable to the shareholders

1.4(0.8)

2.2

Cash flow hedges(0.4)(0.6)0.2

Currency translation differences8.910.6(1.7)

Total comprehensive income for the year

9.99.2

0.7

Statement of Income

EROAD FY25 Results | Page 34
NZ$mFY25FY24Change ($)

Cash received from customers199.8186 .313.5

Payments to suppliers and employees(141.3)(117.0)(24.3)

Investment in contract fulfilment assets(9 .8)(10.0)0.2

Net interest(3.7)(5.8)2.1

Income taxes paid(1.8)(0.6) (1.2)

Cash flows from operating activities43.252.9(9.7)

Property, plant & equipment(13.4)(32.2)(18.8)

Investment in intangible assets(14.9)(21.3)6.4

Contract fulfilment and customer acquisition assets(2.6)(3.9)1.3

Cash flows from investing activities(30.9)(57.4)26.5

Bank loans(11.3)(33.9)22.6

Payment of lease liability(1.8)(2.1)0.3

Issue of equity-50.0 (50.0)

Cost of raising capital-(3.2)3.2

Cash flows from financing activities(13.1)10.8(23.9)

Net increase (decrease) in cash held(0.8)6.3(7.1)

Cash at the beginning of the financial period14.58.16.4

Effects of exchange rate changes on cash0.1 0.1-

Closing cash and cash equivalents13.814.5(0.7)

Operating Cash Flowdecreased

$9.7m primarily due to a reduction

in trade payables.

Investing Cash Flow spend was

lower by $26.5m primarily due to

lower capitalised R&D and a

reduction in inventory versus the

prior year.

Financing Cash Flowdecreased

$23.9m on the pay down of

borrowing in the current year versus

new capital raised in the prior year.

Cash Flow Statement

EROAD FY25 Results | Page 35
Cashdecreased $0.7m from cash generated

from operations partially offset by the paydown

of debt.

Property, plant and equipment decreased

$6.5m due to the reduction in inventory from

ongoing inventory management partially offset

by growth from new hardware leasing and the

4G hardware upgrade program.

Inventory balance at 31 March 2025 was $22.0m.

Costs to acquire and contract fulfillment costs

increased $0.4m reflecting growth and renewals.

Borrowingsdecreased by $11.0m since 31 March

2024 largely due to cash generation in the year

which was used to repay debt.

NZ$mFY25FY24Change ($)

Cash13.814.5(0.7)

Restricted bank accounts26.117.88.3

Costs to acquire and contract fulfilment costs9.48.21.2

Other35.433.22.3

Total current assets84.873.711.1

Property, plant and equipment82.388.8(6.5)

Intangible assets265.6264.41.2

Costs to acquire and contract fulfillments costs9.38.90.4

Other18.317.70.6

Total non-current assets375.5379.8(4.3)

Total assets460.3453.56.8

Payable to transport agencies26.117.88.3

Contract liabilities32.223.68.6

Borrowings25.636.6(11.0)

Other liabilities44.754.2(9.5)

Total liabilities128.6132.2(3.6)

Net assets331.7321.310.4

Balance Sheet

EROAD FY25 Results | Page 36
70.0

(15.2)

(1.5)

17.7

(6.3)

(0.7)

(0.1)

3.5

(6.1)

(0.3)

14.7 75.7

(31.7)

(0.4)

(14.5)

(0.4)

(12.7)

16.0

EBITDA

H&A Assets

CA Assets

Other PPE

EBITDA

H&A Assets

CA Assets

Other PPE

EBITDA

H&A Assets

CA Assets

Other PPE

H&A Under Construction

Operating Companies

FCF FY25

C&E EBITDA

Other PPE

Development Assets

Software Assets

Working capital and

non

-

cash movements

Group Free Cash Flows

FY25

Free Cash Flow to the Firm by Region

NEW ZEALAND

$53.3m

NORTH AMERICA

$10.7m

AUSTRALIA

$(2.9)m

CORPORATE & DEVELOPMENT

$(59.7)m

H&A Assets - Hardware & Accessory Assets • CA Assets - Customer Acquisition Assets • CE EBITDA – Corporate and Elimination EBITDA • H&A under Construction - Hardware & Accessories +/_ Inventories

Inflows

Outflows

Total

EROAD FY25 Results | Page 37
75,674

80,366

84,526

87,892

93,639

106,916

112,280

116,455

121,483

124,417

126,045

126,944

1,513

2,120

2,373

2,874

5,072

14,099

14,643

15,636

18,008

19,613

21,391

24,515

31,227

34,002

35,294

35,437

33,992

87,682

90,596

95,058

103,393

106,860

106,494

104,386

108,414

116,488

122,193

126,203

132,703

208,697

217,519

227,149

242,884

250,890

253,930

255,845

H1 FY20H2 FY20H1 FY21H2 FY21H1 FY22H2 FY22H1 FY23H2 FY23H1 FY24H2 FY24H1 FY25H2 FY25

New Zealand

Australia

North America

Unit Count

EROAD FY25 Results | Page 38
Data Rich

Fleet Operations

Platform

EROAD FY25 Results | Page 38

---

ANNUAL REPORT
2025

PAGE 2 PAGE 3
CONTENTS

EROAD acknowledges the Tangata Whenua of New Zealand, the Indigenous Nations and First Peoples of Australia,

and the Custodians of the lands and waterways in the United States of America where our offices are located.

We express our gratitude and appreciation to these peoples for sharing their culture and traditions and for their

stewardship of these lands. We recognise and pay respect to their Elders, past, present, and emerging.

01

CHAIR AND CEOs LETTERS

PAGES 4 – 11

03

PAGES 18 – 19

THE BOARD

05

PAGES 82 – 99

GOVERNANCE REPORT

02

PAGES 14 – 17

HIGHLIGHTS

04

PAGES 20 – 81

FINANCIAL STATEMENTS

06

PAGES 100 – 117

REMUNERATION REPORT

ACKNOWLEDGEMENT

EROAD Annual Report 2025

EROAD has used non-GAAP measures when

discussing financial performance in this document.

The directors and management believe that these

measures provide useful information as they are

used internally to evaluate performance of business

units, to establish operational goals and to allocate

resources. Non-GAAP measures are not prepared in

accordance with NZ IFRS (New Zealand International

Financial Reporting Standards) and are not uniformly

defined, therefore the non-GAAP measures reported

in this document may not be comparable with those

that other companies report and should not be

viewed in isolation or considered as a substitute for

measures reported by EROAD in accordance with

NZ IFRS.

The non-GAAP measures EROAD have used are,

ARR, EBITDA, Normalised EBIT and Free Cash Flow

(FCF).

A detailed reconciliation of non-GAAP measures to

EROAD’s reported financial information is included

on EROAD’s website: www.eroadglobal.com/

investors/.

The 2025 Annual Report describes EROAD’s

strategy, financial performance and includes

the Corporate Governance Statement and the

Remuneration Report. All numbers relate to the

12 months ended 31 March 2025 (FY25) and

comparisons relate to the 12 months ended 31 March

2024 (FY24), unless stated otherwise. All dollar

amounts are in NZD, unless otherwise stated. Climate

Related Disclosures report will be released by 31 July

2025 at www.eroadglobal.com/investors/.

This report covers the 12 months ended

31 March 2025 and is dated 26 May 2025.

This report has been approved by the Board and

is signed on behalf of EROAD Limited by Susan

Paterson, Chairman and David Green, Chair of the

Finance Risk and Audit Committee.

Reporting Suite

EROAD’s FY25 Annual Report should be read

alongside our wider reporting materials, available at

www.eroadglobal.com/global/investors/

• Full-Year FY25 Investor Presentation

• Board and Executive profiles, charters, and

governance policies

• Climate Related Disclosures (to be published by

31 July 2025)

• ASX/NZX filings and shareholder resources

NON-GAAP MEASURESABOUT THIS REPORT

David Green

Chair of the Finance, Risk

and Audit Committee

Susan Paterson

Chair

PAGE 4 PAGE 5PAGE 4
Dear Shareholders,

I’m thrilled to share a year of excellent performance and

strategic breakthroughs that have positioned EROAD

as a clear industry leader. The company delivered on its

FY25 commitments, held strong in executing its strategy,

expanded market reach through new innovations and

partnerships, and reinforced its value to customers and

shareholders.

EROAD delivered at the top end of financial guidance

across all metrics, and exceeded expectations with $16M

in free cash flow - a notable turnaround from a negative

$29.9M just two years ago, and clear evidence the EROAD

turnaround is gaining traction. Importantly, the quality of

the SaaS and annual recurring revenue continues to rise.

While global economic uncertainty, inflation and cautious

capital spending has contributed to longer decision-

making cycles and cost pressures across many industries,

EROAD’s competitive edge lies in the measurable value

we deliver to customers - value that becomes even more

compelling in uncertain markets. Through consistent

delivery of measurable savings for fleet operations,

EROAD is positioned with customers as a long-term

investment even in constrained markets.

PAGE 5

CHAIR LETTER

EROAD Annual Report 2025

PAGE 6
EROAD Annual Report 2025

OPPORTUNITY & MARKET CONDITIONS

The opportunity ahead is growing, with headroom across

all three of EROADs core markets, with growth in the more

mature market of New Zealand supporting longer-term

growth opportunities in North America and Australia. With

every new product, feature, and partnership, EROAD is

expanding its reach and redefining what’s possible in fleet

operations.

For instance, the launch of AI dashcam Clarity Edge unlocks

a billion-dollar market in North America alone. With strong

demand and accelerating interest from commercial fleets,

it represents a highly promising opportunity space and is

illustrative of our strategy in North America to focus on

areas where we have a competitive advantage and growth

opportunities exist.

Video safety advances like this are a perfect example of

how EROAD aligns its care for customers with commercial

outcomes. With more than 44,000 road-traffic fatalities

recorded annually across our key markets, EROAD is

committed to advancing solutions that help make every

journey safer.

Recently, a long-standing customer in New Zealand shared

that voice activation from Clarity Edge woke a driver from a

micro-sleep while driving through a dangerous stretch in the

Kaimai Ranges. The fatigue detection and ability to wake the

driver prevented a catastrophic outcome for this driver, their

family, and others on the road that day. This single incident

is one of many powerful stories we hear from customers of

lives saved, costs reduced, and operations transformed.

EROAD continues to outperform the broader New Zealand

market for heavy vehicle road user charging (RUC). While

total distance travelled by heavy vehicles declined 6% in

FY24 and remained flat in FY25, distance captured through

the EROAD platform increased by 9% and 4% respectively.

We now capture 56% of all heavy vehicle RUC kilometres

in New Zealand - a commanding lead that highlights our

unmatched product market fit and customer trust. The

opportunity continues to grow as we expand further into

light commercial and electric vehicles, supported by our

Geotab partnership, which enables a simple, low-cost entry

point to capture mixed fleets. Proposed universal RUC

changes would deepen this opportunity further by bringing

all vehicle types into scope, and EROAD is working closely

with stakeholders to contribute its experience and expertise

where it can.

We also made progress this year in further balancing growth

and cost through the establishment of our Manila office. This

strategic move enhances our agility, strengthens customer

support, and ensures we can scale efficiently without

compromising quality or sustainability.

IMPACT – BEHIND THE NUMBERS

Customers in all segments are looking to improve the

efficiency of their fleet operations, meet ever changing

legislations and regulations, improve the quality of the goods

and services they deliver, lower their environmental impact,

operate safely, and deliver cost savings. As fleet operations

are highly inter-connected, EROAD has taken a holistic

solution approach to deliver against these challenges.

EROAD’s solutions are designed to deliver layered,

compounding benefits solving real world problems with

precision and impact. In cold-chain, EROAD’s data driven

pre-cooling feature for refrigerated units has proven to

reduce time to reach target temperature by >60 minutes

That single hour represents savings in labour time, fuel

consumption, corresponding C02 emissions diverted, while

also reducing waste that occurs from non-compliant food

safety standards from inaccurate temperature controls.

SUSTAINABILITY

Sustainability is a core principle embedded in how we

operate, innovate, and lead. We have always understood

that doing what’s right for customers, our people and the

communities we operate in delivers enduring business value.

Despite the noise, our customers are doubling down on

sustainability and EROAD is right there with them, enabling

smarter, cleaner, and more resilient operations. We recognise

the long-term shifts in how businesses manage risk,

reputation and performance, and support these expectations

through platform-wide innovation and governance. This

includes helping fleets reduce fuel consumption through

better route planning and driver behaviour, enabling EV

support within our regulatory solutions like eRUC, and

improving load monitoring to minimise waste and improve

product quality during transport.

Internally, we continue to strengthen our own practices. As

of this year, all retired EROAD hardware returned to us is

processed through certified e-waste partners - an initiative

that was previously only available in New Zealand and is now

company-wide.

The delivery of our first climate-related disclosures

report last year helped us to further mature how we

approach sustainability. We implemented stronger internal

measurement tools and expanded our engagement on how

product usage supports customer environmental outcomes

such as reductions in fuel use, emissions, and food waste

across key transport segments.

We look forward to releasing the FY25 report in the coming

months, in line with New Zealand’s regulatory requirements.

GOVERNANCE & BOARD

Sustainability is a core principle embedded in how we

operate, innovate, and lead. We have always understood

that doing what’s right for customers, our people and the

communities we operate in delivers enduring business value.

Despite the noise, our customers are doubling down on

sustainability and EROAD is right there with them, enabling

smarter, cleaner, and more resilient operations. We recognise

the long-term shifts in how businesses manage risk,

reputation and performance, and support these expectations

through platform-wide innovation and governance. This

includes helping fleets reduce fuel consumption through

better route planning and driver behaviour, enabling EV

support within our regulatory solutions like eRUC, and

improving load monitoring to minimise waste and improve

product quality during transport.

Internally, we continue to strengthen our own practices. As

of this year, all retired EROAD hardware returned to us is

processed through certified e-waste partners - an initiative

that was previously only available in New Zealand and is now

company-wide.

The delivery of our first climate-related disclosures

report last year helped us to further mature how we

approach sustainability. We implemented stronger internal

measurement tools and expanded our engagement on how

product usage supports customer environmental outcomes

such as reductions in fuel use, emissions, and food waste

across key transport segments.

We look forward to releasing the FY25 report in the coming

months, in line with New Zealand’s regulatory requirements.

OUTLOOK FOR FY26

Looking ahead, we are focused on staying agile, executing

with discipline, and unlocking the full potential of our

strategy. EROAD has a clear direction, with growth

plans anchored in long-term priorities. With a consistent

record of delivery over recent years, we are confident in

management’s ability to execute and convert strategic

planning into sustained performance. We have a long way

to go, but today we are running a far more efficient and

powerful business, led by a team of passionate, experienced

and highly capable people.

As Chair, it’s a privilege to be on this journey with such

a dedicated team, working tirelessly to ensure EROAD

emerged with a strong balance sheet, and clear product

market fit.

We believe EROAD’s market valuation significantly

underrepresents the strength of our performance and the

scale of our opportunity, and we are actively working to close

that gap.

We have set a minimum guidance of $205 million in revenue

and $188 million in ARR for FY26, with a free cash flow

yield of 8–10% (normalised for the 4G hardware upgrade

program). The Board notes that upside to these figures

exists, contingent on the timing of major enterprise deal

closures and broader economic conditions.

We remain focused on long-term value creation, with a

medium-term ARR growth CAGR target of 11–13%, and look

forward to providing deeper insight into EROAD’s product

roadmap and strategic trajectory at our upcoming Investor

Day. Details with how to participate will be announced in the

near future.

On behalf of the Board, I extend heartfelt thanks to our

exceptional team and to all our shareholders for your support

to recapitalise our balance sheet and lay a much stronger

financial foundation that is now driving EROAD on a path to

more sustainable, profitable growth.

Sincerely,

Susan Paterson

Chair

CHAIR LETTER (continued)

PAGE 6 PAGE 7

PAGE 9PAGE 8
Co-CEOs LETTER

EROAD Annual Report 2025

Dear Shareholders,

FY25 was a year of significant

achievements and inspiring progress,

demonstrating growing evidence

that the company turnaround

continues to gain traction.

We continue to prove our ability to

sustain strong financial performance.

Our revenue increased by 6.8% to

$194.4 million, and positive free

cash flow outperformed guidance,

jumping to $16 million. Having

recapitalised the business and

implemented the core elements of

our FY23 reset plan, EROAD is now

back to profitability. Importantly, the

quality of our earnings continues to

rise. This result is a testament to our

clear strategy, strong execution, and

disciplined cost management.

EROAD Annual Report 2025EROAD Annual Report 2025
PAGE 11

EROAD’S SUPPORT OF THE

TRANSPORTATION INDUSTRY

It’s been a year of significant change in the operating

environment, with competitor consolidation and structural

changes, further acceleration of fleet electrification, AI driven

technology changes, and ongoing economic uncertainty.

The transportation industry in the US, Australia, and New

Zealand continued to face challenges, as inconsistent

freight volumes, rising costs, and increased regulations put

pressure on fleet operators. Throughout this all, EROAD has

continued to support our customers by delivering innovative

solutions that help to reduce the cost of running fleets while

significantly enhancing operational efficiency and safety.

Every element of our solution is designed to deliver real,

measurable value to our customers. In New Zealand we enable

customers to receive Government refunds from road user

charges (RUC). In FY25, our distance corrections and off-road

usage claims returned $81 million in value to customers. Just

one of many examples of how we drive tangible ROI for

customers that lead to lasting partnerships and enable them

to think of us as an investment, not a cost.

Our strategic focus on expanding the telematics opportunity

with a full suite platform solution for complex fleets is

instrumental in driving growth. Fleet operators are increasingly

frustrated by fragmented technology solutions and are looking

to consolidate. EROAD’s all in one solution, servicing end-

to-end fleet operations for drivers, vehicles and loads - with

advanced functionality like AI powered video safety, smart

truck navigation and powerful analyst modules - adds to our

competitive strength in a changing market.

FINANCIAL PERFORMANCE AND STRATEGIC

EXECUTION

EROAD once again delivered against, or exceeded, FY25

guidance across revenue, EBIT, and free cash flow. Our

performance was achieved despite the challenging market

conditions, thanks to our clear strategy, strong execution, and

cost discipline. We have focused on quality Annual Recurring

Revenue (ARR), prioritising high-value customers over

chasing volume. This has resulted in more predictable revenue,

stronger renewals, and larger ARR expansion opportunities.

Our operational turnaround initiated in FY23 has enabled

us to operate leaner, with greater discipline and a stronger

balance sheet. This company-wide transformation is the

result of disciplined prioritisation and commitment to long-

term growth.

We have implemented tight cost controls and fundamentally

changed the way we operate. Shifting to annual billing,

focusing on ARR, and tightening inventory management have

driven efficiency across the business.

CUSTOMER ENGAGEMENT AND

INNOVATION

Engaging with our customers has been a highlight of the year.

Whether at Fleet Day, during negotiations, or out in yards

and depots, the conversations that challenged us and ignited

innovation were made possible by the trust and partnership

we share with our customers. While each customer faces

unique challenges, across all markets, they are under pressure;

managing complex fleets, navigating shifting regulations, and

facing rising costs and expectations.

Our largest late-stage enterprise deals have been in motion

for over two years on average. This is the reality of enterprise

deals where it takes time to build trust, run pilots, align

stakeholders, and prove results. We made strong progress

advancing the pipeline, with key decisions expected this

calendar year.

At the same time, we continue expanding within our existing

base. Customers who first engaged with us for a specific

need are now rolling out into more of their fleets or adopting

additional product lines from our broader solution set.

Australia delivered our largest agreement for the year, with a

major Trans-Tasman customer choosing EROAD for a 5,000+

unit deal. In North America, long sales cycles remain a reality,

but we’re now embedded in several strategic pilots that will

serve as a launchpad for future expansions. New Zealand

continues to perform well as a growing, cash-generating

engine, with FCF climbing an impressive 15% to $53.3m.

R&D INVESTMENT AND GROWTH

To maximise our R&D investment in growth, we are focused

on three areas designed to deliver accelerated value, while

maintaining our focus and cost discipline.

• Platform Extensions: We’re expanding platform value

through a layered partner ecosystem. Strategic alliances

like we have with Microsoft, Thermo King, and Geotab add

credibility, scale, and specialised capability to enhance our

platform. This is complemented by Third-party integrations

connecting EROAD to the added tools our customers

already use. By bringing them into a single platform view,

we help customers gain more control and insight across

their operations.

• Embedded Intelligence: Operational data has always

been one of our greatest assets, and the acceleration of

AI is allowing us to convert that into real insights. While

customers are seeing incredible benefits from our AI

based products and features like fatigue detection in our

Clarity Edge camera, the long-term opportunity lies in

embedding AI into the foundation of our platform. That

shift is underway: rather than isolated apps and add-ons,

we’re focused on using AI to turn raw data into real-time

intelligence that scales across safety, compliance, and fleet

performance.

• Customer-Led Innovation: Working closely with customers

to shape future development. Through our professional

services team and pilot programs, we’re co-designing

features that solve complex, operational problems. With

customer-led innovation we’re able to develop solutions

to solve specific challenges for one customer that are

applicable across sectors, regions, or use cases.

By collaborating with customers and partners, this strategy

ensures we remain at the forefront of innovation.

LOOKING AHEAD

As we look ahead to FY26, recognising EROAD under

its current reset strategy has gained real traction against

its core growth metrics, we see the potential to unlock

opportunities across all our markets and create further value

for shareholders.

We have the ambition and determination, grounded in the

fact the EROAD technology stack really does deliver for our

growing customer base. We will continue to seize market

opportunities, leverage strategic partnerships and cutting-

edge tech integrations to provide customers with innovative

solutions for navigating the challenges of the transportation

industry.

In conclusion, FY25 has been a year of strong performance

and strategic progress for EROAD. We have delivered against

our financial guidance, expanded our market opportunity, and

strengthened our customer relationships. With a customer

culture of excellence across our dedicated team of EROADers,

we are confident that our clear strategy, strong execution, and

disciplined cost management will continue to drive growth

and create lasting value for our shareholders.

We are grateful to our growing base of customers for their

part in this and for the opportunity for EROAD to support their

journeys, and as always, we thank you our shareholders for

your continued support.

Sincerely,

Mark Heine and David Kenneson

Co-Chief Executive Officers

Co-CEOs LETTER (continued)

PAGE 10

PAGE 12
EROAD Annual Report 2025

About EROAD

EROAD’s platform combines vehicle-mounted technology

with powerful software for complex vehicle fleets. We

connect drivers, vehicles, assets, and operations to give

businesses the real-time visibility they need to stay

compliant, efficient, and safe on the move.

Our customers keep supply chains running, build critical

infrastructure, and deliver essential goods and services.

We help them simplify complexity, reduce waste, and

make smarter decisions that improve performance today

while building a more sustainable future.

Helping the fleets that keep economies moving

Our evolution

from Regulatory

Telematics

in New Zealand,

to global

Fleet Operations

Platform

AI

Professional

Services

Regulatory Telematics

Regulatory TelematicsEnterprise Fleet PlatformFleet Operations Platform

Enterprise Fleet PlatformFleet Operations Platform

FY24

FY25

FY26

Partner

Ecosystem

Hyperscaling

AI at the Core

Innovate

Co-Development Projects

Ingestion Engine

OEMs, Solution & Data Providers

LLMs & ML

AI Assistant, Clarity Edge

Telematics focus with features to serve markets

and customer need – leveraging compliance,

regulatory, and great hardware

Shifted the business to enterprise SaaS –

larger more complex customers with a solution

approach, increasing TAM with innovation

Building the future in accelerated ways

• Hardware reliant built on regulatory

and compliance needs

• Driver first product and feature approach

• Value proposition built off simplicity &

appealing to SMB

• New Zealand centric with beachhead

footprint in US & AU

• Expanded to enterprise platform solution

for whole of fleet across driver, asset &

load with vertical specialisations

• Software-first approach enabled by hardware

• SaaS culture with financial discipline, balanced

investment in sustainable growth and a shift toward

annualised billing

EROAD’s evolution over the past few years has

reshaped the business from a compliance-first

local player to a global, platform-led business

with growing momentum. Now, three strategic

pillars are set to shape our next chapter. Each

has matured rapidly year-on-year, and position

us for continued sustainable, scalable growth.

Scaled

Monetised training & integration

TAM Expansion

Carrier, GeoTab

In-House Data Scientist

CoreTemp

Foundational

Enterprise Customers

Embryonic

ThermoKing, Microsoft

EROAD Platform

Our Purpose

Delivering intelligence you can trust,

for a better world tomorrow.

Behind every delivery, service repair,

construction project or supermarket shelf,

there’s a fleet of vehicles to make it happen.

These fleets operate in regulated, time-sensitive

environments where performance, safety, and cost control

matter every day. EROAD provides these fleets with the

technology to run safer, leaner, and smarter.

From our origins digitising road user charges in New

Zealand, EROAD has grown into a full platform for

connected fleet operations. Our solutions span compliance,

safety, asset tracking, emissions reduction, and operational

efficiency, delivered through a single system that simplifies

complexity and scales with need.

We serve thousands of businesses across New Zealand,

Australia and North America - from multi-national food

and beverage distributors to construction materials and

field service fleets. Our customers rely on us to help reduce

fuel use, prevent accidents, protect drivers, and get better

outcomes from their assets, operations and people.

As industry demands grow and transport becomes more

complex, EROAD’s platform plays an increasingly essential

role. From what’s in the vehicle to how it’s being driven,

EROAD gives operators the full picture in motion. And as

we embed AI, partner with leading OEMs and technology

providers, and support the shift to lower-emissions

transport, we’re helping shape a smarter, more sustainable

future for the sector.

FY25FY20

Positioned

for Growth

• AI has progressed from standalone features to being

embedded into the core platform, allowing us to unlock the

full potential of data and real time insights for customers.

• Professional Services are evolving beyond

implementation into deeper, high-value engagements,

creating new commercial pathways and accelerating product-

market fit.

• Partner integrations have moved from tactical additions

to a strategic ecosystem, increasing our addressable market,

improving deployment speed, and delivering a more unified

customer experience.

PAGE 14 PAGE 15
EROAD Annual Report 2025

$194.4m

$16.0m

$59.414,955

Reported Revenue

Free cash flow

ARPU

+6.8% FY24: $182m

+$14.7m FY24: $1.3m

+1.6% FY24: $58.45

FINANCIAL

HIGHLIGHTS

ARR (Restated)

Normalised EBIT

Net Unit Adds

+6.1% FY24: $165m

$175.1m

$9.9m

+$6.1m FY24: $3.8m (restated)

EROAD Annual Report 2025

PAGE 15PAGE 14

PAGE 16 PAGE 17
EROAD Annual Report 2025

REGIONAL

HIGHLIGHTS

EROAD Annual Report 2025

PAGE 17PAGE 16

Driving growth and cash generation with

a strong brand, retention and proven ROI

for customers. eRUC-led value delivery,

expanding light fleet offerings and EV uptake

signal long-term platform opportunity.

NEW ZEALAND

126,944

46%

$103.9m

+12.9% FY24: $92.0m

$89.0m

+6% FY24: $83.6m

$70.0m

FY24: $62.2m

$60.14

FY24: $58.30

Controlled spend delivered growth and margin

stability in soft market. Enterprise expansion

progressing, with late-stage pilots supporting

FY26 pipeline position EROAD for expansion

as conditions stabilise.

NORTH AMERICA

104,386

62%

$81.2m

+1.5% FY24: $80.0m

$73.5m

+4% FY24: $70.8m

$17.7m

$60.93

FY24: $60.92

Early enterprise traction in a compliance-

focused market, with significant runway to

expand across safety, refrigerated transport

and whole-of-fleet solutions.

AUSTRALIA

24,515

62%

$13.7m

+28% FY24: $10.7m

$12.6m

+19% FY24: $10.6m

$3.5m

FY24: $3m

$47.97

FY24: $45.44

ARR (Restated)

EBITDA

ARPU

Unit Count

Enterprise Customers

Revenue

FY24: $22.0m

EROAD Annual Report 2025
PAGE 18

THE BOARD

Chair, Independent Director,

Auckland

Appointed: March 2019,

Appointed Chair: July 2023

Board Committees:

Finance, Risk and Audit,

Nominations, People & Culture

SUSAN PATERSONBARRY EINSIGSARA GIFFORD

Susan is a professional director with more

than 25 years of governance experience

across listed companies, government

bodies, private businesses and not-for-

profits. She has held executive roles

in pharmaceuticals, IT strategy and

management, working in both New

Zealand and overseas. Susan is currently

Chair of Steel & Tube and IT consultancy

Theta, and a director of the Reserve

Bank of New Zealand, Les Mills NZ,

Energy education Trust and Lodestone

Energy. Susan has held governance roles

across a wide range of sectors including

infrastructure, energy, media, and financial

services. Her previous directorships

include Goodman Property Trust, Arvida,

Transpower and Sky TV. Susan is an Officer

of the New Zealand Order of Merit for

services to governance and a Chartered

Fellow of the Institute of Directors.

Barry is a technology and transport

executive with more than 30 years of

experience across global markets. He has

held senior roles in high-growth technology

companies, including Vice President at

Econolite, and leads commercial and

advisory work across sectors such as

connected and automated vehicles, public

safety networks, and transport system

innovation. Barry has advised both public

and private organisations on the future of

mobility, including Singapore’s Ministry of

Transport, and contributed to work by the

US Transportation Research Board. He has

supported businesses at the intersection of

technology, infrastructure and ESG, helping

them scale into new markets. Barry brings

wide-ranging knowledge of intelligent

transportation systems, IoT applications,

and the evolving needs of the freight and

mobility sectors.

Sara is a technology executive with broad

experience leading international software

companies across logistics, transportation

and supply chain. She brings product

and commercial expertise, with a proven

track record of driving growth, digital

transformation and customer value. Sara

served as Chief Solutions Officer and

executive board member at Quintiq, where

she held global P&L responsibility and led

product and go-to-market strategy during

a period of international expansion. She has

been applying AI in enterprise software for

over 20 years. Sara was a director of SaaS

company Spiro through its successful exit

and is currently CEO and co-founder of

ActiVote, a nonpartisan civic technology

company. She combines technical expertise

with a strategic approach to people and

culture, advising on leadership, talent

and the human drivers of innovation and

growth.

Independent Director

Pennsylvania

Appointed: January 2020

Board Committees:

Finance, Risk and Audit,

Nominations, Technology (Chair)

Independent Director

Massachusetts

Appointed: April 2022

Board Committees:

Nominations, People & Culture

(Chair), Technology

PAGE 19

DAVID GREENCAMERON KINLOCHJOHN SCOTT

David is a professional director, investor

and former banking and finance sector

executive with extensive leadership and

governance experience. Throughout

his executive career he led large teams

delivering complex solutions for large

enterprise customers across a wide range

of industry sectors in Asia, Australia, New

Zealand and the Middle East. David has

considerable experience leading change

programmes, digital transformation

strategies, building positions of market

leadership and working with regulators.

He is currently Chair of BTNZ Funds

Management (NZ) Limited and an

Independent Director of Westpac New

Zealand Limited, where he chairs the Board

Audit Committee. David has been awarded

fellowships by the Chartered Accountants

Australia and New Zealand (CA ANZ) and

the Institute of Finance Professionals in

New Zealand (INFINZ).

Cameron is an experienced director and

executive with a strong background in

governance, finance and operations. She

has held senior leadership roles as Chief

Financial Officer and Chief Operating

Officer in high-growth technology

companies, where she has driven strategic

expansion, led capital raises, and supported

M&A and IPO processes across a range

of industries. Most recently, she was Chief

Financial Officer at enterprise software

company Weights & Biases, and is

currently a director at Copper Cow Coffee,

a sustainably sourced coffee company.

Cameron brings deep finance expertise

with a particular focus on the SaaS sector,

where she has helped companies scale

through disciplined capital management

and operational execution. She also advises

early-stage businesses on building financial

capability and readiness for growth.

John is a technology leader with decades of

experience in global product development,

commercial strategy and digital

transformation. He has held executive

roles including Chief Product Officer, Chief

Operating Officer, Chief Marketing Officer

and Chief Executive across public, private,

VC and PE-backed companies. John was

previously CEO of Invenco and a senior

executive at Navico, two high-growth New

Zealand technology businesses that scaled

successfully on the global stage. He has

built and led teams across engineering,

product, sales, marketing and supply chain

in markets including the US, UK, Europe

and Asia. John currently serves on several

boards and advises companies across

hardware, software, and emerging tech

sectors. He brings a practical, product-led

lens to innovation, growth and governance.

Independent Director

Auckland

Appointed: July 2023

Board Committees:

Finance, Risk and Audit (Chair),

Nominations, People & Culture

Independent Director

Te x a s

Appointed: March 2024

Board Committees:

Finance, Risk and Audit,

Nominations

Independent Director

Auckland

Appointed: March 2025

Board Committees:

Nominations, Technology

Consolidated Statement of Comprehensive Income
For the year ended 31 March 2025


Restated*

2025 2024

Notes$M‘s$M’s

Revenue2194.4182.0

Operating expenses5(134.8)(128.7)

Earnings before interest, taxation, depreciation and

amortisation

59.653.3

Depreciation of property, plant and equipment10(21.9)(23.2)

Amortisation of intangible assets11(21.0)(19.6)

Amortisation of contract and customer aquisition assets3(10.8)(10.3)

Earnings before interest and tax (EBIT)5.90.2

Finance expense(6.7)(8.5)

Finance income1.00.7

Net financing costs14(5.7)(7.8)

Profit / (loss) before income tax0.2(7.6)

Income tax benefit201.26.8

Profit / (loss) after tax for the year attributable to the

shareholders

1.4(0.8)

Other comprehensive income

Items that may be subsequently reclassified to profit or loss:

Cash flow hedges(0.4)(0.6)

Currency translation differences8.910.6

8.510.0

Total comprehensive income for the year9.99.2

Earnings / (loss) per share - Basic (cents) 150.73(0.56)

Earnings / (loss) per share - Diluted (cents) 150.73(0.55)

The above Consolidated Statement of Comprehensive Income should be read in conjunction with the accompanying notes.

*Refer to Retrospective Restatement note (d) for further details.

EROAD Financial Statements 2025

PAGE 20 PAGE 21

FINANCIAL

STATEMENTS

EROAD Financial Statements 2025
PAGE 22 PAGE 23

Consolidated Statement of Financial Position

As at 31 March 2025

Restated*

2025 2024

Notes$M's$M’s

Current assets

Cash and cash equivalents713.814.5

Restricted bank accounts726.117.8

Derivative financial assets180.1-

Trade and other receivables835.433.2

Contract fulfilment costs36.75.8

Costs to obtain contracts32.72.4

Total Current Assets84.873.7

Non-current assets

Property, plant and equipment1082.388.8

Intangible assets11265.6264.4

Derivative financial assets180.3-

Contract fulfilment costs37. 26.2

Costs to obtain contracts32.12.7

Deferred tax assets2118.01 7. 7

Total Non-Current Assets375.5379.8

Total Assets460.3453.5

Consolidated Statement of Financial Position (continued)

As at 31 March 2025

Restated*

2025 2024

Notes$M's$M’s

Current liabilities

Borrowings135.02.5

Trade payables and accruals923.030.3

Payables to transport agencies726.117.8

Contract liabilities420.310.9

Lease liabilities121.51.2

Employee entitlements3.74.1

Derivative financial liabilities180.60.3

Total Current Liabilities80.26 7.1

Non-current liabilities

Borrowings1320.634.1

Contract liabilities411.912.7

Lease liabilities124.15.1

Derivative financial liabilities180.80.1

Deferred tax liabilities2111.013.1

Total non-current liabilities48.465.1

Total Liabilities128.6132.2

Net Assets331.7321.3

Equity

Share Capital15356.1353.5

Share capital premium/discount(19.9)(19.9)

Other reserves29.721.2

Accumulated losses(34.2)(33.5)

Total Shareholders' Equity331.7321.3

The above Consolidated Statement of Financial Position should be read in conjunction with the accompanying notes.

*Refer to Retrospective Restatement note (d) for further details.

Chair of the Finance, Risk and Audit Committee, 26 May 25Chair, 26 May 25

EROAD Financial Statements 2025
PAGE 24 PAGE 25

Consolidated Statement of Changes in Equity

For the year ended 31 March 2025

Consolidated

Share

Capital

Share

Premium /

Discount

Accumulated

losses

Translation

Reserve

Hedging

Reserve

Total

Notes$M’s$M’s$M’s$M’s$M’s$M’s

Balance as at 1 April 2023305.7(19.9)(36.0)(1.2)0.2248.8

Retrospective restatement(d)--(0.3)12.2-11.9

Restated Balance as at 1 April 2023305.7(19.9)(36.3)11.00.2260.7

Loss for the year--(0.8)--(0.8)

Other comprehensive income---10.6(0.6)10.0

Restated comprehensive income/

(loss)

--(0.8)10.6(0.6)9.2

Transactions with owners

of the Company

Equity settled share-based payments1.0-3.6--4.6

Share capital issued - net of costs46.8----46.8

Restated balance as at 31 March 2024353.5(19.9)(33.5)21.6(0.4)321.3

Restated balance as at 1 April 2024353.5(19.9)(33.5)21.6(0.4)321.3

Profit or loss for the year--1.4--1.4

Other comprehensive income/(loss)---8.9(0.4)8.5

Total comprehensive income/(loss)--1.48.9(0.4)9.9

Transactions with owners

of the Company

Equity settled share-based payments162.6-(2.1)--0.5

Balance at 31 March 2025356.1(19.9)(34.2)30.5(0.8)331.7

The above Consolidated Statement of Changes in Equity should be read in conjunction with the accompanying notes.

Consolidated Statement of Cash Flows

For the year ended 31 March 2025

2025 2024

Notes$M’s$M’s

Cash flows from operating activities

Cash received from customers199.8186.3

Payments to suppliers and employees(141.3)(117.0)

Payments for contract fulfilment assets3(9.8)(10.0)

Interest received1.00.7

Interest paid(4.7)(6.5)

Tax paid(1.8)(0.6)

Net cash inflow from operating activities43.252.9

Cash flows from investing activities

Payments for investment in property, plant & equipment10(13.4)(32.2)

Payments for investment in intangible assets11(14.9)(21.3)

Payments for investment in costs to obtain contracts3(2.6)(3.9)

Net cash outflow from investing activities(30.9)(57.4)

Cash flows from financing activities

Receipts from bank loans13-2.0

Repayments of bank loans13(11.3)(35.9)

Payment of lease liability12(1.8)(2.1)

Receipts from issue of equity0.050.0

Payments for costs of raising equity0.0(3.2)

Net cash (outflow) / inflow from financing activities(13.1)10.8

Net (decrease) / increase in the cash held(0.8)6.3

Cash at beginning of the financial period14.58.1

Effects of exchange rate changes on cash and cash equivalents0.10.1

Closing cash and cash equivalents13.814.5

The above Consolidated Statement of Cash Flows should be read in conjunction with the accompanying notes.

EROAD Financial Statements 2025
PAGE 27PAGE 26

Reconciliation of Operating Cash Flows with Reported Loss After Tax

For the year ended 31 March 2025

Restated*

2025 2024

$M’s$M’s

Reconciliation of operating cash flows with reported loss

after tax

Profit / (loss) after tax for the year attributable to the shareholders1.4(0.8)

Add/(less) non-cash items

Tax asset recognised(1.4)(7.6)

Depreciation and amortisation53.753.1

Other non-cash (Income) / expenses(0.2)4.7

Unwinding of interest expense for discounted contract liabilities1.31.1

53.451.3

Movements in other working capital items

(Increase) / decrease in trade and other receivables(1.3)1.7

Decrease in current tax payables(0.4)(1.4)

Increase in contract liabilities8.13.8

(Increase) in contract fulfillment costs(9.8)(10.0)

(Decrease)/Increase in trade payables, interest payable and accruals(8.2)8.3

(11.6)2.4

Net cash from operating activities43.252.9

* Refer to Retrospective Restatement note (d) for further details.

Notes to the consolidated financial statements

For the year ended 31 March 2025

REPORTING ENTITY

The consolidated financial statements for the year ended 31 March 2025 are for EROAD Limited (the "Company") and its

subsidiaries (collectively referred to as the "Group"). The Group provides electronic on-board units and software as a service to

the transport industry.

EROAD Limited is a company domiciled in New Zealand registered under the Companies Act 1993 and is a FMC reporting

entity for the purposes of the Financial Markets Conduct Act 2013. The Company is listed on the New Zealand Stock Exchange

(NZX) Main Board and the Australian Stock Exchange (ASX).

BASIS OF PREPARATION

The consolidated financial statements have been prepared in accordance with Generally Accepted Accounting Practice in

New Zealand (NZ GAAP). The financial statements comply with New Zealand equivalents to International Financial Reporting

Standards (NZ IFRS) as appropriate for profit-oriented entities and other New Zealand accounting standards, and authoritative

notices that are applicable to entities that apply NZ IFRS. These financial statements also comply with International Financial

Reporting Standards and the requirements of the Financial Markets Conduct Act 2013.

The consolidated financial statements have been prepared on a going concern basis, which assumes that the Group will be able

to discharge its liabilities including the mandatory repayment terms of the banking facilities as disclosed in Note 13.

The financial statements are presented in New Zealand dollars ($) which is the Group‘s presentation currency, and all values are

rounded to million dollars to one decimal place ($M‘s) except where stated. Items included in the financial statements of each

of the Group‘s entities are measured using the currency of the primary economic environment in which the entity operates

(the "functional currency"). The functional currency of the Company and its New Zealand subsidiaries is New Zealand dollars.

The functional currency of the Company‘s Australian and North American subsidiaries are Australian dollars and United States

dollars respectively.

All amounts are shown exclusive of goods and services tax (GST) except for trade receivables and trade payables, and except

where the amount of GST incurred is not recoverable. When this occurs, GST is recognised as part of the cost of the asset or as

an expense as applicable.

The financial statements are prepared on the historical cost basis, except for certain financial instruments which are carried at

fair value.

(a) Basis of consolidation

Subsidiaries are fully consolidated at the date on which the Group obtains control, and continue to be consolidated until the date

when such control ceases. The financial statements are prepared for the same reporting period as the Company, using consistent

accounting policies. All intra-group transactions and balances arising within the Group are eliminated in full.

(b) Accounting policies

Accounting policies that summarise the measurement basis used and that are relevant to the understanding of the financial

statements are provided throughout the accompanying notes.

The accounting policies adopted have been applied consistently throughout the periods presented in these consolidated financial

statements.

FRS-44 New Zealand Additional disclosures has been adopted by the Group in the preparation of these financial statements (refer

to note 5). The Group adopted all mandatory new and amended NZ IFRS Standards and Interpretations and there has been no

material impact on the Group‘s financial statements.

In April 2024, the International Accounting Standards Board issued IFRS 18 Presentation and Disclosure in Financial Statements

thatis effective for the accounting period that begins on or after 1 January 2027. This standard has not been early adopted in

preparing these financial statements.

There are no other new standards, amendments or interpretations that have been issued and are not yet effective, that are

expected to have a significant impact on the Group.

EROAD Financial Statements 2025
PAGE 28 PAGE 29

(c) Critical accounting estimates and judgements

In applying the Group‘s accounting policies, management continually evaluates judgements, estimates and assumptions based

on experience and other factors, including expectations of future events that may have an impact on the Group. All judgements,

estimates and assumptions made are believed to be reasonable based on the most current set of circumstances available to the

Group. Actual results may differ from the judgements, estimates and assumptions.

The significant judgements, estimates and assumptions made by management in the preparation of these financial statements are

outlined within the financial statement notes to which they relate. These are:

• Taxation - Recognition and utilisation of tax losses

• Intangible assets - assumptions used in the impairment tests; capitalisation of development costs

• Property, plant and equipment - determining residual values and useful lives

(d) Restrospective restatement

During the year ended 31 March 2025, the Group identified an error where goodwill and other acquired intangible assets relating

to the Coretex acquisition had been recorded in NZ$, rather than recorded in the functional currency of each of the Group‘s CGUs

(US$ for North America and A$ for Australia), in its financial statements since 2022. This has been corrected by restating each of

the affected financial statement line items for prior periods.

The following tables summarise the impact on the Group‘s consolidated financial statements for the year.

Statement of comprehensive income

31 March 2024

As previously

presented

AdjustmentRestated


$M’s$M’s$M’s

Amortisation of intangible assets(19.0)(0.6)(19.6)

Income Tax benefit6.70.16.8

Loss after tax for the year attributable to the

shareholders

(0.3)(0.5)(0.8)


Items that are or may be reclassified subsequently to

profit and loss

Currency translation differences3.76.910.6

Total comprehensive income for the year2.86.49.2

(d) Restrospective restatement (continued)

Statement of financial position

31 March 2024

As previously

presented

AdjustmentRestated


$M’s$M’s$M’s

Intangible assets

244.420.0264.4

Total Assets433.520.0453.5

Deferred tax liability

(11.4)(1.7)(13.1)

Total Liabilities(130.5)(1.7)(132.2)

Other reserves2.119.121.2

Accumulated losses(32.7)(0.8)(33.5)

Equity

303.018.3321.3

1 April 2023

As previously

presented

AdjustmentRestated


$M’s$M’s$M’s

Intangible assets242.113.0255.1

Total Assets402.813.0415.8

Deferred tax liability(17.9)(1.2)(19.1)

Total Liabilities(154.0)(1.2)(155.2)

Other reserves(1.0)12.211.2

Accumulated losses(36.0)(0.3)(36.3)

Equity248.811.9260.7

There is no material impact on the Group‘s basic or diluted EPS and no impact on the total operating, investing or financing cash

flows for the year ended 31 March 2024. There is no change to the outcome of the impairment testing of the Group‘s North

America or Australia CGUs at 31 March 2024.

EROAD Financial Statements 2025
PAGE 30 PAGE 31

Performance

This section focuses on the Group’s financial performance. This section includes the following notes:

NOTE 1 SEGMENT REPORTING

NOTE 2 REVENUE

NOTE 3 CONTRACT FULFILMENT AND COSTS TO OBTAIN CONTRACTS

NOTE 4 CONTRACT LIABILITIES

NOTE 5 EXPENSES

NOTE 6 PERSONNEL EXPENSES

NOTE 1 SEGMENT REPORTING

EROAD operating segments are based on geographic location for operating companies and corporate and development

costs. These operating segments equate to the Group‘s strategic divisions and are reported in a manner consistent with the

internal reporting provided to the co-Chief Executive Officers (co-CEOs). The co-CEOs are considered to be the chief operating

decision makers (CODM).

The four segments/strategic divisions offer different services and are managed separately because they require different

technology, services and marketing strategies. For each strategic division, the CODM reviews internal management reports.

The following summary describes the operations in each of the Group’s segments.

• Corporate & Development: Corporate head office costs and R&D activities for development of new and existing products

and services

• North America: Operating companies serving customers in North America

• Australia: Operating companies serving customers in Australia

• New Zealand: Operating companies serving customers in New Zealand

Segment results that are reported to the co-CEOs include items directly attributable to a segment as well as those that can be

allocated on a reasonable basis. Unallocated items comprise income tax, derivative financial instruments, finance income and

expenses.

Inter-segment pricing is determined on an arm’s length basis.

Reportable segment information

Key information related to each reportable segment as provided to the CODM is set out below.

Corporate &

Development

North America New ZealandAustralia

202520242025

Restated

2024202520242025

Restated

2024

$M's$M's$M's$M's$M's$M's$M's$M's

Revenue

Subscription revenue--78.276.091.585.513.210.0

Uncontracted hardware revenue0.80.21.52.60.10.2-0.5

Transaction fee revenue ----5.73.30.00.0

Other revenue 171.774.81.51.46.63.00.50.2

Total revenue72.575.081.280.0103.992.013.710.7

Earnings / (loss) before interest,

taxation, depreciation &

amortisation

(31.6)(33.6)1 7. 722.070.062.23.53.0

Other segment information

Total assets289.52 8 7. 2200.7205.199.294.939.134.4

Depreciation of property, plant &

equipment

(1.2)(1.9)(9.4)(10.7)(9.5)(9.1)(1.8)(1.3)

Amortisation of intangible assets(13.3)(12.4)(6.1)(5.7)(0.9)(0.9)(0.7)(0.6)

Amortisation of contract and

customer acquisition assets

--(2.6)(2.0)(6.8)(6.4)(1.4)(0.8)

1

Revenue from Corporate & Development Markets includes R&D Grant Income of $1.4M (31 March 2024: $1.7M).

EROAD Financial Statements 2025
PAGE 32 PAGE 33

Reconciliation of information on reportable segments

Restated*

20252024


$M’s$M’s

Revenue

Total revenue for reportable segments271.32 57. 7

Elimination of inter-segment revenue(76.9)(75.7)

Consolidated Revenue194.4182.0

EBITDA

Total EBITDA for reportable segments

59.653.6

Elimination of inter-segment EBITDA0.0(0.3)

Consolidated EBITDA

59.653.3

Depreciation

Total depreciation for reportable segments(21.9)(23.0)

Elimination of inter-segment depreciation-(0.2)

Consolidated Depreciation(21.9)(23.2)

Amortisation of intangible assets

Total amortisation for reportable segments(21.0)(19.6)

Elimination of inter-segment amortisation--

Consolidated Amortisation(21.0)(19.6)

Total assets

Total assets for reportable segments628.5621.6

Elimination of inter-segment balances(168.2)(168.1)

Consolidated Total Assets460.3453.5

Allocation of goodwill, property, plant and equipment and other intangible assets

Included within Total Assets are Development Assets of $107.6M (Restated 31 March 2024: $109.0M) which for the purpose of the

segment note have been allocated to the Corporate & Development Market based on the ownership of intellectual property. The

amortisation for these assets are also presented in the Corporate & Development segment. The Group‘s cash generating units

(CGUs) are North America, New Zealand and Australia. For impairment testing purposes management allocate the Development

Assets to the CGU based on the specific CGU that the Development Asset relates to, or if the Development Asset is developed

for use globally across all CGUs, the asset is allocated to CGUs based on the proportionate share of the Group‘s Contracted Units.

Property, plant and equipment and other finite intangible assets are also included and tested as part of impairment testing of

respective CGUs.

Also included in the total assets is the intangible assets acquired through the acquisition of the Coretex subsidiaries and resulting

goodwill. The allocation of these to respective CGUs has been done based on valuation expert advice as part of acquisition

accounting during the period ended 31 March 2022.

The allocation of the Development Assets, goodwill and other intangibles to CGUs within the following reportable segments for

the purpose of impairment testing was as follows:

Development AssetsGoodwillBrand

Customer

relationships

$M's$M's$M's$M's

31 March 2025

North America50.7106.91.321.2

New Zealand50.05.7-1.0

Australia6.914.4-3.1

1 07. 61 2 7. 01.325.3

Restated 31 March 2024

North America52.6101.92.022.0

New Zealand50.35.7-1.0

Australia6.114.2-3.4

109.0121.82.026.4

Geographic information

The geographic information below analyses the Group‘s revenue and non-current assets by the Company‘s country of domicile

and other countries. In presenting the following information revenue has been based on the geographic location of customers

and assets were based on the geographic location of the assets. These allocations are not aligned with the Group‘s reportable

segments.

Restated*

20252024

$M’s$M’s

Revenue

New Zealand100.991.8

All foreign countries:

USA80.179.6

Australia13.410.6

Total revenue194.4182.0

Non-current assets

New Zealand143.4145.2

All foreign countries:

USA182.01 8 7. 3

Australia31.829.6

Total non-current assets3 57. 2362.1

Non-current assets exclude financial instruments and deferred tax assets.

NOTE 1 SEGMENT REPORTING (CONTINUED)NOTE 1 SEGMENT REPORTING (CONTINUED)

EROAD Financial Statements 2025
PAGE 34 PAGE 35

Restated*

20252024

$M’s$M’s

Reconciliation of geographical non-current assets

to total non-current assets

Geographical non-current assets3 57. 2362.1

Deferred tax assets18.01 7. 7

Derivative financial instruments0.3-

Total non-current assets375.5379.8

NOTE 2 REVENUE

20252024


$M’s$M’s

Revenue from contracts with customers

Subscription revenue182.9171.5

Uncontracted hardware revenue2.43.5

Other

Transaction fee revenue5.73.3

Other revenue and income2.02.0

Grant income1.41.7

Total Revenues194.4182.0

Set out above is the disaggregation of the Group’s revenue. The disaggregation reflects the nature, amount, timing and

uncertainty of revenue and cash flows are affected by economic factors.

Revenue recognition

Revenue is measured based on the consideration specified in a contract with a customer. The Group recognises revenue when it

transfers control over a good or a service to a customer.

The Group provides electronic on-board units to its customers, which comprise the provision of hardware and the rendering of

services.

The supply of electronic on-board units (leased or purchased outright), installation of the units and providing services are not

distinct and have one single performance obligation (linked to the service contract). Consequently, the Group does not recognise

revenue separately for these goods and services but recognises this revenue together as the provision of subscription revenue.


Subscription revenue

Subscription revenue represents revenue earned from customer contracts for the sale or rental of hardware, installation services,

training and support services and provision of software services.

As noted above, the Group has determined that for the majority of customers the supply and installation of units and the services

are not distinct and treated as one single performance obligation. That is, EROAD’s customers do not have the right to direct the

use of EROAD’s assets (such as the Ehubo, Corehub and TMU units) as EROAD continues to have the right and ability to change

how the asset operates during the customer’s contract period. These contracts are therefore accounted for as service contracts.

The Group generates revenue through the sale of hardware assets, rental of hardware assets, installation of hardware assets and

provision of software services as part of contracts with customers as part of a bundled package. These hardware units enable

customers to access the software platform offered by the Group. The transaction involving hardware and accessories do not

convey a distinct good or service. The sale does not transfer control to the customer as the Group provides a significant service

of integrating the software service to produce a combined output. The sale of the hardware, accessories and software service are

referred to as subscription revenue, which is recognised on a straight line basis over the contract period to reflect the fulfilment of

the performance obligations as they arise. There are no variable consideration terms within the contracts.

The Group offers installation services as part of a number of promises to transfer goods and services within each contract.

Installation services do not convey a distinct good or service and therefore are not a separate performance obligation as the

installation is a set-up activity that does not provide the customer a direct benefit other than access to the software services. As a

result, the installation service is considered as part of the single performance obligation referred to as software as a service (SaaS)

revenue, which includes the software service and hardware sale or rental for which the customer simultaneously receives and

consumes the benefit of the service.

A contract liability is recognised where consideration is received in advance of the completion of associated performance

obligations. The contract liability is derecognised over time evenly over the period of the contract as the customer derives the

benefit evenly from the services provided over the contract period. The majority of contracts are for 3 years and can be for a term

of up to 5 years. As a result there is a financing component which the group recognise as a finance cost when consideration is

received in advance.

Uncontracted hardware revenue

Hardware revenue purchased with a subscription is recognised over the first month‘s subscription. Hardware revenue reflects

hardware sales where a subscription must be separately purchased to utilise the hardware and obtain access to services. The

hardware together with the monthly subscription is considered a single performance obligation. A receivable is recognised by the

Group when the right to consideration becomes unconditional, as only the passage of time is required before payment is due.

The installation revenue associated with uncontracted hardware units is included in the hardware revenue line and recognised

when the installation is completed.

The services revenue associated with the uncontracted hardware units is included in the software as a service revenue line and is

recognised when the performance obligation is completed.

Transaction fees

Transaction fee revenue relates to the collection of Road User Charges (RUC) fees. The Group acts as an agent for transport

authorities in the market that is operates in. Where the RUC fees are collected on their behalf, the Group charges a commission.

The revenue recognised is the net amount of the commission fee earned by the Group.

Grant income

Government grants are recognised at fair value in the statement of comprehensive income over the same periods as the costs for

which the grants are intended to compensate. No unfulfilled conditions or contingencies exist related to the government grants.

Future contracted income

The Group reports the Non-GAAP measure, Future Contracted Income. The definition of Future Contracted Income includes all

future hardware and subscription cash inflows relating to income under non-cancellable long-term agreements. The disclosure

below aligns with the Future Contracted Income reported by the Group.

NOTE 2 REVENUE (CONTINUED)NOTE 1 SEGMENT REPORTING (CONTINUED)

EROAD Financial Statements 2025
PAGE 36 PAGE 37

Transaction price allocated to the remaining performance obligations

The below table represents the revenue allocated to performance obligations that are unsatisfied or partially unsatisfied at the

period end. The revenue amounts yet to be recognised under non-cancellable contract agreements at 31 March 2025 are expected

to be recognised by EROAD based on the time bands disclosed below.


20252024

$M’s$M’s

Subscription revenue

No later than one year108.293.6

Later than one year, no later than five years206.9169.1

Total price allocated to remaining performance obligations315.1262.7

NOTE 3 CONTRACT FULFILMENT AND COSTS TO OBTAIN CONTRACTS

Capitalised contract fulfilment costs

The Group capitalises incremental costs of fulfilling customer contracts, typically distribution and installation costs. Contract

fulfilment costs are amortised evenly over the period of the contract. The majority of contracts are for 3 years and can be for a

term of up to 5 years. Customers who do not sign up to a term have contract fulfilment costs expensed up-front.

Capitalised contract acquisition costs

The Group has applied a policy of capitalising only costs that are incremental in obtaining contracts with customers, typically

sales commissions. Contract acquisition costs are amortised evenly over the period of the contract. The majority of contracts

are for 3 years and can be for a term of up to 5 years. Customers who do not sign up to a term have contract acquisition costs

expensed up-front.

The following table provides information about contract fulfilment and costs to obtain contracts with customers:

Contract fulfilmentCosts to obtain contracts

2025202420252024

$M’s$M’s$M’s$M’s

Opening net book value12.09.35.14.1

Additions9.810.02.63.9

Amortisation(7.9)(7.3)(2.9)(2.9)

Closing net book value13.912.04.85.1

Current6.75.82.72.4

Non-current7. 26.22.12.7

NOTE 2 REVENUE (CONTINUED)NOTE 4 CONTRACT LIABILITIES

The Group enters into contracts with customers for the provision of software services over a contracted period. As stated in the

accounting policies, this revenue is recognised over time as the customer simultaneously receives and consumes the benefit of the

service. The Group has determined that the benefit of the services provided is consumed evenly over the period of the contract,

and thus the performance obligations are satisfied evenly over the period. Where the Group receives a portion of the transaction

price of a contract in advance, this is recognised as a contract liability and released over the contract period as the Group satisfies

its performance obligations.

20252024

$M’s$M’s

Opening balance23.619.4

Amounts deferred during the period23.318.8

Amount recognised in the statement of comprehensive income(14.7)(14.6)

32.223.6

Current 20.310.9

Non-current11.912.7

EROAD Financial Statements 2025
PAGE 38 PAGE 39

NOTE 5 EXPENSES

20252024

Notes$M’s$M’s

Personnel expenses - net of capitalised employee

remuneration

665.761.8

Administrative and other operating expenses37. 936.5

SaaS platform costs29.428.7

Directors fees0.90.8

Fees paid to auditors - KPMG0.90.9

Total operating expenses134.8128.7

During the year the costs expensed for Research and Development was $20.6M (31 March 2024: $11.9M). Additionally, costs

expensed in relation to the San Diego floods was $0.1M.

The auditor of EROAD Limited is KPMG. The fees expensed for KPMG services are disclosed below.

20252024

$M’s$M’s

Audit or review of financial statements

Audit of financial statements 0.6 0.5

Review of financial statements 0.1 0.1

Total audit or review of financial statements 0.7 0.6

Other assurance services and other agreed-upon procedures

Review of NZTA transactions to assess compliance with the NZTA

Service Delivery Agreement (assurance engagement)

0.00.0

Review of RDTi (agreed-upon procedures)0.00.0

Total other assurance services and other agreed-upon procedures0.00.0

Total audit or review and other assurance services and agreed-upon

procedures.

0.70.6

Taxation services

Corporate Income Tax, GST and other tax compliance 0.1 0.2

Transfer pricing review 0.1 0.1

Total taxation services 0.2 0.3

Total fees for services other than the audit or review of financial

statements

0.2 0.3

Total fees for services provided by KPMG 0.9 0.9

Total taxation services as a percentage of total audit or review and other

assurance services and other agreed-upon procedures

25%50%

Refer to Principle 7 in the Governance Report for further details.

NOTE 6 PERSONNEL EXPENSES

20252024

$M’s$M’s

Salaries and wages - excluding capitalised commission costs70.269.7

Annual leave(0.1)0.5

Performance bonus2.40.4

Share-based payments1.74.1

Salaries and wages capitalised to development and software assets(8.5)(12.9)

65.761.8

EROAD Financial Statements 2025
PAGE 40 PAGE 41

Working capital

This section provides information about the primary elements of the Group’s working capital.

This section includes the following notes:

NOTE 7 CASH AND CASH EQUIVALENTS, RESTRICTED CASH AND PAYABLES TO

TRANSPORT AGENCIES

NOTE 8 TRADE AND OTHER RECEIVABLES

NOTE 9 TRADE PAYABLES AND ACCRUALS

NOTE 7 CASH AND CASH EQUIVALENTS, RESTRICTED CASH AND PAYABLES TO TRANSPORT AGENCIES

20252024

$M’s$M’s

Cash and cash equivalents13.814.5

Restricted bank accounts26.117.8

39.932.3

Cash and cash equivalents exclude restricted bank accounts. Restricted bank accounts are presented separately from cash and

cash equivalents on the face of the Statement of Financial Position and movements in restricted bank accounts are excluded from

the Statement of Cash Flows. The restricted bank accounts relate to Road Users tax collected from clients due for payment to the

appropriate government agency.

Payables to transport agencies(26.1)(17.8)

NOTE 8 TRADE AND OTHER RECEIVABLES

20252024

$M’s$M’s

Trade receivables32.025.3

Allowance for expected credit losses on trade receivables(6.9)(4.6)

25.120.7

Prepayments and other receivables10.312.5

35.433.2

In addition to the movement in the expected credit losses, the Group has written off $1.6M (2024: $0.9M) of bad debts to the

statement of comprehensive income.

Trade receivables are amounts due from customers for products sold and services provided. Trade receivables are recognised

initially at their transaction price and subsequently measured at the amount to be collected. Due to the short term nature of these

debtors, their carrying value is assumed to approximate fair value.

The Group recognises an allowance for expected credit losses (ECLs) for all debt instruments not held at fair value through profit

or loss. The Group applies a simplified approach in calculating ECLs. Therefore, the Group does not track changes in credit risk, but

instead recognises a loss allowance based on lifetime ECLs at each reporting date. The Group has established a provision matrix

that is based on its historical credit loss experience, adjusted for forward-looking factors specific to the debtors and the economic

environment. That is, to measure the expected credit losses, trade receivables have been grouped based on customer industry

risk characteristics and the days past due. The expected loss rates are based on recent payment profiles, historical customer

behaviour, age of debt and individual customer circumstances.

NOTE 9 TRADE PAYABLES AND ACCRUALS

20252024

$M’s$M’s

Trade payables4.612.9

Tax payable2.92.9

Sundry accruals15.514.5

23.030.3

Trade payables are carried at amortised cost. Due to their short-term nature, they are not discounted.

EROAD Financial Statements 2025
PAGE 42 PAGE 43

Long-term assets

This section provides information about the investment the Group has made in long-term assets to operate

the business.

This section includes the following notes:

NOTE 10 PROPERTY, PLANT AND EQUIPMENT

NOTE 11 INTANGIBLE ASSETS

NOTE 12 LEASES AS LESSEE

NOTE 10 PROPERTY, PLANT AND EQUIPMENT

Right of

use assets

Hardware

assets

Plant and

equipment

Leasehold

improvements

Motor

vehicles

Office

equipment

ComputersTotal

$M’s$M's$M's$M's$M's$M's$M's$M's

Year ended 31 March 2025

Opening net book

amount

4.781.60.11.20.10.40.788.8

Additions0.615.2-0.0-0.10.416.3

Disposals-(2.3)--0.0--(2.3)

Depreciation charge(1.3)(19.6)(0.1)(0.2)(0.1)(0.1)(0.5)(21.9)

Effect of movement in

exchange rates

0.11.3-0.00.00.00.01.4

Closing net book

amount

4.176.20.01.00.00.40.682.3

At 31 March 2025

Cost8.7142.90.83.00.32.15.8163.6

Accumulated

depreciation

(4.6)(66.7)(0.8)(2.0)(0.3)(1.7)(5.2)(81.3)

Net book amount4.176.20.01.00.00.40.682.3

Right of

use assets

Hardware

assets

Plant and

equipment

Leasehold

improvements

Motor

vehicles

Office

equipment

ComputersTotal

$M's$M’s$M’s$M’s$M’s$M’s$M’s$M’s

Year ended 31 March 2024

Opening net book

amount

5.768.70.11.60.20.60.977.8

Additions0.333.00.00.0-0.00.533.8

Disposals0.0(1.3)--0.0-0.0(1.3)

Depraciation charge(1.5)(20.3)0.0(0.4)(0.1)(0.2)(0.7)(23.2)

Effect of movement in

exchange rates

0.21.5-0.00.00.00.01.7

Closing net book

amount

4.781.60.11.20.10.40.788.8

At 31 March 2024

Cost8.6135.20.82.90.42.05.3155.2

Accumulated

depreciation

(3.9)(53.6)(0.7)(1.7)(0.3)(1.6)(4.6)(66.4)

Net book amount4.781.60.11.20.10.40.788.8

EROAD Financial Statements 2025
PAGE 44 PAGE 45

Included in the Hardware Assets is equipment under construction to be leased or sold of $22.0M (2024: $33.2M). Due to the

majority of the equipment under construction being ultimately sold under contract and forming part of hardware assets on the

Group‘s fixed asset register it has been accordingly classified under hardware assets.

Items of plant and equipment are stated at cost, less accumulated depreciation and impairment losses. Cost includes the purchase

consideration, and those costs directly attributable to bringing the asset to the location and condition necessary for its intended

use. Where an item of plant and equipment is disposed of, the gain or loss recognised in the statement of comprehensive income

is calculated as the difference between the net sales price and the carrying amount of the asset.

The right-of-use asset is initially measured at cost, which comprises the initial amount of the lease liability adjusted for any lease

payments made at or before the commencement date, plus any initial direct costs incurred and an estimate of costs to restore the

underlying asset or the site on which it is located, less any lease incentives received.

Subsequent costs

The Group recognises in the carrying amount of an item of property, plant and equipment the cost of replacing part of such an

item when that cost is incurred if it is probable that the future economic benefits embodied within the item will flow to the Group

and the cost of the item can be measured reliably. All other costs are recognised in the statement of comprehensive income as an

expense in the period they are incurred.

Impairment

Property, plant and equipment is tested for impairment when there are indicators of impairment. It is not possible to identify

separately identifiable cash flows for property, plant and equipment as hardware assets are sold together with various SaaS

services as a package. Property, plant and equipment is allocated to the Group‘s CGUs as described in note 1 for the purposes of

impairment testing.

Depreciation

Depreciation begins when the asset is in the location and condition necessary for it to be capable of operating in the manner

intended by management.

The following rates have been used on a straight line basis:

Leasehold improvements 3 to 9 years

Hardware assets 3 to 6 years

Plant and equipment 3 to 11 years

Computer/Office equipment 1 to 5 years

Motor vehicles 3 to 5 years

Right of use assets 3 to 9 years

The above rates reflect the estimated useful lives of the respected categories. Consideration was given to how long assets can be

deployed and any expected network changes. Leasehold improvements are depreciated over the contracted lease term.

NOTE 10 PROPERTY, PLANT AND EQUIPMENT (CONTINUED)NOTE 11 INTANGIBLE ASSETS

DevelopmentSoftwareGoodwillBrand

Customer

relationships

Patents,

trademarks and

other rights

Total

$M’s$M’s$M’s$M’s$M’s$M’s$M’s

Year ended 31 March 2025

Opening net book amount109.05.1121.82.026.40.1264.4

Additions14.50.4----14.9

Effect of movement in foreign

exchange rate

1.0-5.20.11.0-7. 3

Amortisation charge(16.9)(1.2)-(0.8)(2.1)0.0(21.0)

Closing net book amount1 07. 64.31 2 7. 01.325.30.1265.6

At 31 March 2025

Cost195.712.81 2 7. 04.033.70.1373.3

Accumulated amortisation(88.1)(8.5)-(2.7)(8.4)0.0(107.7)

Net book amount1 07. 64.31 2 7. 01.325.30.1265.6

DevelopmentSoftwareGoodwillBrand

Customer

relationships

Patents,

trademarks and

other rights

Total

$M’s$M’s$M’s$M’s$M’s$M’s$M’s

Year ended 31 March 2024

Restated opening net book amount102.65.8116.72.62 7. 30.1255.1

Additions21.00.3----21.3

Effect of movement in foreign

exchange rate

1.2-5.10.11.2-7. 6

Amortisation charge(15.8)(1.0)-(0.7)(2.1)0.0(19.6)

Restated closing net book amount109.05.1121.82.026.40.1264.4

At 31 March 2024

Cost179.712.4121.83.832.30.1350.1

Accumulated amortisation(70.7)(7.3)-(1.8)(5.9)0.0(85.7)

Net book amount109.05.1121.82.026.40.1264.4

The useful lives of the Group’s Intangible Assets are assessed to be finite except for goodwill. Assets with finite lives are amortised

over their useful lives and tested for impairment whenever there are indications that the assets may be impaired. 

EROAD Financial Statements 2025
PAGE 46 PAGE 47

Research and Development

Expenditure on research activities, undertaken with the prospect of gaining new technical knowledge and understanding, is

recognised in the statement of comprehensive income when incurred.

Development activities involve a plan or design for the production of new or substantially improved products and processes.

Development expenditure is capitalised only if development costs can be measured reliably, the product or process is

technically and commercially feasible, future economic benefits are probable, and the Group intends to and has sufficient

resources to complete development and to use or sell the asset. The expenditure capitalised includes the cost of materials,

direct labour and overhead costs that are directly attributable to preparing the asset for its intended use. Other development

expenditure is recognised in the statement of comprehensive income when incurred. There is judgement involved in relation to

whether a project meets the capitalisation criteria, and whether the expenditure can be directly attributable to the respective

project.

Capitalised development expenditure is measured at cost less accumulated amortisation and accumulated impairment losses.

Other intangible assets

Other intangible assets, including customer relationships, brand, patents and trademarks, that are acquired by the Group and

have finite useful lives are measured at cost less accumulated amortisation and any accumulated impairment losses.

Subsequent expenditure

Subsequent expenditure is capitalised when it increases the future economic benefits embodied in the specific asset to

which it relates. All other expenditure, including expenditure on internally generated goodwill and brands, is recognised in the

statement of comprehensive income when incurred.

Amortisation

Patents 10 to 20 years

Development Hardware & Platform 7 to 15 years

Development Products 5 to 10 years

Software 5 to 7 years

Customer relationships 15 years

Brand 5 years

Impairment

The acquisition of Coretex on 1 December 2021, meant goodwill was recognised for the excess between the fair value of

consideration paid and the fair value of the net assets acquired. Net assets acquired included finite life intangibles assets such

as customer relationships, brands, software and development assets. The goodwill and finite life intangibles were then allocated

to the CGUs of the business with the assistance of external specialists. When goodwill is acquired in a business combination,

under the accounting standards, NZ IAS 36 requires an impairment test to be completed annually (for CGUs in which goodwill

has been allocated) irrespective of whether there is any indication of impairment. An impairment test is also required when there

is an indicator of impairment identified each reporting period. Refer to note 1 for the allocation of goodwill, property, plant and

equipment and other finite life intangible assets to CGUs. The CGUs are considered the lowest level for which there are separately

identifiable cashflows. Corporate costs attributable to the CGUs are allocated to the respective CGUs as part of impairment

testing. Unallocated corporate costs and assets are also tested for impairment using a top down approach.

NOTE 11 INTANGIBLE ASSETS (CONTINUED)

Impairment testing of CGUs

Under the accounting standards one of the external sources of information that may indicate that an impairment exists is

when the carrying amount of the net assets of the entity exceeds the entity’s market capitalisation. At 31 March 2025 this is

the case for the EROAD Group. The share price of EROAD at 31 March 2025 being $0.95 equating to a market capitalisation

of $178.0M compared to net assets of $331.7M at the same date. To complete the annual impairment testing management

assessed the recoverable amount of each of CGUs of which goodwill, property, plant and equipment and finite life intangible

assets have been allocated by reference to its value in use (VIU) determined using a discounted cash flows model. The

recoverable amounts of the CGUs were estimated based on the following significant assumptions:

Amount the

VIU exceeds the

carrying value

Revenue

CAGR

WACC

$M’s

(functional currency)

New Zealand242.26.73%12.25%

North America100.014.56%12.00%

Australia42.623.75%12.00%

The inputs used for the growth in revenue in the CGUs reflect past experience and the forecast performance of the group.

Terminal growth rate of 2.5% applied to 2031 and thereafter for Australia and North America, 2.0% applied for New Zealand.

Sensitivity analysis was undertaken which concluded that New Zealand results are not particularly sensitive to changes in the

underlying assumptions. North America and Australia are sensitive to the achievement of forecast revenue growth and changes

in the discount rate.

Change in individual assumptions, while keeping all other assumptions constant which results in the recoverable value to

equate to the carrying value is shown in the sensitivity analysis below:

Input required for the VIU to equate to the carrying value

Revenue

CAGR

WACC

New ZealandNot sensitiveNot sensitive

North America3.00%16.49%

Australia9.50%16.82%

The Group concluded that the recoverable amount of each of the CGUs were higher than their respective carrying values and

therefore no impairment was considered necessary at 31 March 2025.

NOTE 11 INTANGIBLE ASSETS (CONTINUED)

EROAD Financial Statements 2025
PAGE 48 PAGE 49

NOTE 12 LEASES AS LESSEE

20252024

$M’s$M’s

Maturity analysis - contractual undiscounted cash flows

Less than one year1.81.5

One to five years4.14.9

More than five years0.50.9

Total undiscounted lease liabilities6.47. 3

Current 1.51.2

Non-current4.15.1

Lease liabilities included in the statement of financial position5.66.3

Amounts recognised in Statement of Comprehensive Income

20252024

$M’s$M’s

Interest expense on lease liabilities0.20.2

Depreciation on right of use assets1.51.5

Amounts recognised in Statement of Cash Flows

20252024

$M’s$M’s

Total cash outflow for leases(1.8)(2.1)

NOTE 12 LEASES AS LESSEE (CONTINUED)

The lease liability is initially measured at the present value of the lease payments that are not paid at the commencement date,

discounted using the interest rate implicit in the lease or, if that rate cannot be readily determined, the Group’s incremental

borrowing rate. Generally, the Group uses its incremental borrowing rate as the discount rate.

Lease payments included in the measurement of the lease liability comprise the following:

-fixed payments, including in-substance fixed payments;

-variable lease payments that depend on an index or a rate, initially measured using the index or rate as at the commencement

date;

-amounts expected to be payable under a residual guarantee;

-the exercise priced under a purchase option that the Group is reasonably certain to exercise;

-lease payments in an optional renewal period if the Group is reasonably certain to exercise an extension option; and

-penalties for early termination of a lease unless the Group is reasonably certain not to terminate early.

The lease liability is measured at amortised cost using the effective interest method. It is remeasured when there is a change

in future lease payments arising from a change in an index or rate, if there is a change in the Group’s estimate of the amount

expected to be payable under a residual value guarantee, or if the Group changes its assessment of whether it will exercise a

purchase, extension or termination option.

When the lease liability is remeasured in this way, a corresponding adjustment is made to the carrying amount of the right-of-use

asset or is recorded in profit or loss if the carrying amount of the right-of-use asset has been reduced to zero.

EROAD Financial Statements 2025
PAGE 50 PAGE 51

Debt and equity

This section outlines the Group’s capital structure and the related financing costs. This section includes the

following notes:

NOTE 13 BORROWINGS

NOTE 14 FINANCE INCOME AND FINANCE EXPENSES

NOTE 15 EQUITY

NOTE 16 SHARE-BASED PAYMENTS

NOTE 13 BORROWINGS

20252024

$M’s$M’s

Current borrowings

Term Loans5.02.5

5.02.5

Non-current borrowings

Term loans 17.522.5

Revolving credit facility3.512.3

Capitalised borrowings costs(0.4)(0.7)

20.634.1

2025202520242024

Nominal

Interest

Year of

Maturity

Face

Value

$M’s

Carrying

amount

$M’s

Face

Value

$M’s

Carrying

amount

$M’s

Term Loans8.40%202622.522.525.025.0

Revolving credit facility8.40%20263.53.512.312.3

Capitalised borrowing costs-(0.4)-(0.7)

26.025.63 7. 336.6

The above nominal interest rate represents the weighted average rate of the entire facility.

At 31 March 2025, EROAD had the following facilities in place:

$22.5M (NZD) Term Loan Facility A – the Term Loan has a term of 36 months from 4 October 2023 refinance effective date,

with the facility having a maturity date in October 2026. The total facility commitments reduce by $1.25M on a quarterly basis

until the maturity of the facility. Accordingly, $5.0M of debt has been classified as current. The full outstanding balance is

payable on the termination date.

$47.5M (NZD) Revolving Credit Facility B – the Revolving Credit Facility has a term of 36 months from 4 October 2023 effective

refinance date with a periodic roll over feature at the end of each interest period (90 days) that is subject to continued

compliance with the terms of the loan agreement, with the facility having a maturity date in October 2026. Funds may be

drawn in NZ Dollars, AU Dollars, or US Dollars. The total facility commitments reduce by $1.25M on a quarterly basis until the

maturity of the facility. The full outstanding balance is payable on the termination date.

$5.0M Multi-option working capital facility – for capital expenditure and general working capital purposes. This is an on

demand facility. The full outstanding balance is payable on the termination date.

EROAD’s operating covenants to support the above facilities include Interest Cover Ratio, Leverage Ratio and Obligor Assets to

Group Assets. EROAD was compliant with covenants during the period and at 31 March 2025.

The security package for the Multi-Option Credit Facility Agreement includes an all obligations cross-guarantee granted by

EROAD Financial Services Limited, EROAD Australia Pty Limited, EROAD Inc, Coretex Limited, Imarda Pty Limited, Coretex

Australia Pty Limited, Coretex NZ Limited, and Coretex USA Inc in favour of the BNZ (in its capacity of Security Trustee for the

banking syndicate). In respect of the obligations of EROAD Limited, and a General Security Agreements granted by EROAD

Limited, EROAD Financial Services Limited, EROAD Inc, EROAD Australia Pty Limited, Coretex Limited, Imarda Pty Limited,

Coretex Australia Pty Limited, Coretex NZ Limited, and Coretex USA Inc in favour of the BNZ (in its capacity of Security Trustee

for the banking syndicate).

Borrowing costs that are directly attributable to the acquisition, construction or production of a qualifying asset are capitalised

as part of the cost of that asset. Other borrowing costs are recognised as an expense in the period in which they are incurred.

EROAD Financial Statements 2025
PAGE 52 PAGE 53

NOTE 14 FINANCE INCOME AND FINANCE EXPENSES

20252024

$M’s$M’s

Finance expenses

Interest expense(5.2)(6.7)

Interest expense - lease liabilities(0.2)(0.2)

Interest expense - contract liabilities(1.2)(1.1)

Foreign exchange losses(0.1)(0.5)

Total finance expenses(6.7)(8.5)

Finance income

Interest Income1.00.7

NOTE 15 EQUITY

Paid up capital

All issued shares are fully paid up and have equal voting rights and share equally in dividends and surplus on winding up.

Number of

ordinary shares

Issue price

$

Issued Capital

$

1 April 2024184,821,022353.5

Shares issued to employees2,589,6100.972.6

31 March 2025187,410,632356.1

At 31 March 2025 there were 187,410,632 authorised and issued ordinary shares (31 March 2024: 184,821,022). 386,166 (31 March

2024: 386,166) shares are held in trust for employees in relation to the long-term incentive plan and are accounted for as

treasury stock.

The calculation of both basic and diluted loss/profit per share at 31 March 2025 was based on the profit attributable to

ordinary shareholders of $1.4M (Restated 2024: loss of $0.8M). The weighted number of ordinary shares on 31 March 2025

was 186,222,866 (2024: 149,705,877) for basic earnings per share and 186,750,744 for diluted earnings per share (2024:

150,215,917).

Share capital premium/discount

This account is for the difference between the issued share price and the trading share price (or fair value share price) on date

of issue and includes contigent consideration portion classified as equity related to the acquisition of Coretex. There have been

no changes since 31 March 2024.

Other components of equity include:

• Translation reserve - comprises foreign currency translation differences arising from the translation of financial statements

of the Group‘s foreign subsidiaries into New Zealand dollars.

• Hedging reserve - the hedging reserve is used to record gains or losses on instruments used as cash flow hedges. The

amounts are recognised in profit and loss when the hedged transaction affects profit and loss.

• Retained earnings - includes all current and prior period retained profits and losses and share-based employee

remuneration.

NOTE 16 SHARE-BASED PAYMENTS

At 31 March 2025, the Group had the following share-based payment arrangements.

FY20 Long Term Incentive Grant

Under the FY20 long term Incentive (LTI) Grant, 56,949 performance share rights (PSRs) were forfeited during the year and there

are no PSR‘s outstanding as at 31 March 2025. PSRs were issued (for nil consideration) to participants which convert to shares (for

nil consideration) if targets are met. PSRs do not entitle the holder to receive dividends or other distributions, or vote in respect of

EROAD Limited ordinary shares, although under the terms of the plan an additional number of shares will be issued on conversion

of fully vested PSRs to reflect dividends paid to EROAD Limited shares prior to exercise. On becoming exercisable, each PSR

entitles the holder to one fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules and

the performance hurdles, ranking equally with all other EROAD Limited ordinary shares. For the FY20 LTI plan, the award is linked

to growth in EROAD’s total contracted units (TCUs) between 1 April 2019 and 31 March 2022. Participants bear the tax liability

of the LTI plan. The Board retains discretion over the final outcome of PSR payments, to allow appropriate adjustments where

unanticipated circumstances may impact performance over the measurement period.

FY23 Share Retention Grant #1

Under the FY23 Share Retention Grant, 403,691 performance share rights (PSRs) were issued (for nil consideration) to participants

which convert to shares (for nil consideration) if targets are met. PSRs do not entitle the holder to receive dividends or other

distributions, or vote in respect of EROAD Limited ordinary shares. On becoming exercisable, each PSR entitles the holder to one

fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules and the performance hurdles,

ranking equally with all other EROAD Limited ordinary shares.

The FY23 Share Retention Plan had a vesting date of 30 May 2024 and ultimately vested on 11 June 2024. 195,835 PSRs vested

with the remaining balance having lapsed due to performance criteria not being met or surrendered to meet tax obligations.

FY24 Share Retention Grant #1

Under the FY24 Share Retention Grant, 661,386 performance share rights (PSRs) were issued (for nil consideration) to a

participant which convert to shares (for nil consideration) if targets are met. PSRs do not entitle the holder to receive dividends or

other distributions, or vote in respect of EROAD Limited ordinary shares. On becoming exercisable, each PSR entitles the holder

to one fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules and the performance

hurdles, ranking equally with all other EROAD Limited ordinary shares.

The FY24 Share Retention Grant #1 had three vesting dates aligned to performance hurdles. The first two of these hurdles have

been met in the prior year. The last hurdle was met during the year with 109,388 PSR‘s vesting and 113,059 surrended to meet tax

obligations.

FY24 Long Term Incentive Grant #1

Under the FY24 Long Term Incentive (LTI) Grant #1 life to date we have issued 1,493,098 performance share rights (PSRs) for nil

consideration subject to performance hurdles being met. PSRs do not entitle the holder to receive dividends or other distributions,

or vote in respect of EROAD Limited ordinary shares. Participants may be paid in cash or shares. On becoming exercisable, each

PSR entitles the holder to one fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules

and the performance hurdles, ranking equally with all other EROAD Limited ordinary shares.

The FY24 LTI Grant vests after determining financial results for 31 March 2026.

FY24 Long Term Incentive Grant #2

Under the FY24 Long Term Incentive Grant #2, 278,437 performance share rights (PSRs) were issued (for nil consideration) to a

participant which convert to shares (for nil consideration) if targets are met. PSRs do not entitle the holder to receive dividends or

other distributions, or vote in respect of EROAD Limited ordinary shares. On becoming exercisable, each PSR entitles the holder

to one fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules and the performance

hurdles, ranking equally with all other EROAD Limited ordinary shares.

The FY24 LTI Grant vested on 24 June 2024 and all PSR‘s vested in the period.

FY25 Long Term Incentive Grant

Under the FY25 Long Term Incentive (LTI) Grant #1, life to date we have issued 6,523,286 performance share rights (PSRs) for nil

consideration subject to performance hurdles being met. PSRs do not entitle the holder to receive dividends or other distributions,

or vote in respect of EROAD Limited ordinary shares. Participants may be paid in cash or shares. PSRs do not entitle the holder to

receive dividends or other distributions, or vote in respect of EROAD Limited ordinary shares. On becoming exercisable, each PSR

entitles the holder to one fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules and

the performance hurdles, ranking equally with all other EROAD Limited ordinary shares.

The FY25 LTI Grant vests after determining financial results for 31 March 2027. 1,425,165 PSRs were forefeited during the year due

to the employees no longer being employed by the group.

EROAD Financial Statements 2025
PAGE 54 PAGE 55

NOTE 16 SHARE-BASED PAYMENTS (CONTINUED)

FY25 Share retention Grant #1

Under the FY25 Share Retention Grant, 457,253 performance share rights (PSRs) were issued (for nil consideration) to a

participant which convert to shares (for nil consideration) if targets are met. PSRs do not entitle the holder to receive dividends

or other distributions, or vote in respect of EROAD Limited ordinary shares. On becoming exercisable, each PSR entitles the

holder to one fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules, ranking equally

with all other EROAD Limited ordinary shares.

The FY25 Share Retention Grant #1 Grant vested 5 March 2025 being one year of service from employee‘s start date.

FY25 Share retention Grant #2

Under the FY25 Share Retention Grant, 97,087 performance share rights (PSRs) were issued (for nil consideration) to a

participant which convert to shares (for nil consideration) if targets are met. PSRs do not entitle the holder to receive dividends

or other distributions, or vote in respect of EROAD Limited ordinary shares. On becoming exercisable, each PSR entitles the

holder to one fully paid ordinary EROAD Limited share, subject to adjustment in accordance with the plan rules, ranking equally

with all other EROAD Limited ordinary shares. The FY25 Share Retention Grant #1 Grant vests on 18 June 2025 being one year

of service from employee‘s start date.


Grant date/employees entitledPerformance share rights grantedVesting conditions

Jul 23May 24June 24Jul 24Oct 24Nov 24

Performance share rights granted to key management personnel

FY24 Long Term Incentive Grant #1878,153-----• 3 years service from grant date and based on performance and financial results for all 3 years to 31 March 2026

FY24 Share Retention Grant #1661,386-----• 1.25 years service from grant date and based on individual performance

FY24 Long Term Incentive Grant #2278,437-----• Based on financial results for 31 March 2024

FY25 Long Term Incentive Grant--4,262,141---• 3 years service from grant date and based on performance and financial results for all 3 years to 31 March 2027

FY25 Share retention Grant #1-4 57, 2 5 3----• 1 year service from grant date

FY25 Share retention Grant #2---97, 0 8 7-• 1 year service from grant date

Performance Shares Rights granted to other employees

FY24 Long Term Incentive Grant #1614,945-----• 3 years service from grant date and based on performance and financial results for all 3 years to 31 March 2026

FY25 Long Term Incentive Grant--1,588,486441,371-231,288• 3 years service from grant date and based on performance and financial results for all 3 years to 31 March 2027

2,432,921457,2535,850,627441,3719 7, 0 8 7231,288

EROAD Financial Statements 2025
PAGE 56 PAGE 57

The number of shares granted and forfeited during the period were as follows:

FY20 Long Term Incentive Grant

20252024

Outstanding at 1 April56,94956,949

Granted during the period--

Forfeited during the period(56,949)-

Vested during the period--

Outstanding at 31 March-56,949

FY23 Share Retention Grant #1

20252024

Outstanding at 1 April323,772403,691

Granted during the period--

Forfeited during the period(14,344)(79,919)

Surrendered during the period(113,593)-

Vested during the period(195,835)-

Outstanding at 31 March-323,772

FY24 Long Term Incentive Grant #1

20252024

Outstanding at 1 April1,357,993-

Granted during the period-1,493,098

Forfeited during the period(540,991)(135,105)

Surrendered during the period--

Vested during the period--

Outstanding at 31 March817,0021,357,993

FY24 Long Term Incentive Grant #2

20252024

Outstanding at 1 April278,437-

Granted during the period-278,437

Forfeited during the period--

Surrendered during the period--

Vested during the period(278,437)-

Outstanding at 31 March-278,437

NOTE 16 SHARE-BASED PAYMENTS (CONTINUED)

FY24 Share Retention Grant #1

20252024

Outstanding at 1 April222,447-

Granted during the period-661,386

Forfeited during the period--

Surrendered during the period(113,059)(156,964)

Vested during the period(109,388)(281,975)

Outstanding at 31 March-222,447

FY25 Long Term Incentive Grant

20252024

Outstanding at 1 April--

Granted during the period6,523,286-

Forfeited during the period(1,425,165)-

Surrendered during the period--

Vested during the period--

Outstanding at 31 March5,098,121-

FY25 Share retention Grant #1

20252024

Outstanding at 1 April--

Granted during the period4 57, 2 5 3-

Forfeited during the period--

Surrendered during the period(205,567)-

Vested during the period(251,686)-

Outstanding at 31 March--

FY25 Share retention Grant #2

20252024

Outstanding at 1 April--

Granted during the period97, 0 8 7-

Forfeited during the period--

Surrendered during the period--

Vested during the period--

Outstanding at 31 March9 7, 0 8 7-

During the year-ended 31 March 2025 an amount of $1.7M (2024: $4.1M) was recognised as an expense within the statement of

comprehensive income in relation to share-based payments for all share plans.

As at 31 March 2025, an amount of $2.7M (2024: $4.6M) is included in share based reserves in equity.


NOTE 16 SHARE-BASED PAYMENTS (CONTINUED)

EROAD Financial Statements 2025
PAGE 58 PAGE 59

Financial risk management

This section outlines the key risk management activities undertaken to manage the Group’s exposure to

financial risk. This section includes the following notes:

NOTE 17 FINANCIAL RISK MANAGEMENT

NOTE 18 HEDGE ACCOUNTING

NOTE 19 FAIR VALUE MEASUREMENT

NOTE 17 FINANCIAL RISK MANAGEMENT

As a result of the Group’s operations and sources of finance, it is exposed to credit risk, liquidity risk and market risks which

include foreign currency risk, commodity price risk and interest rate risk. These risks are described below. The principles under

which these risks are managed are set out in policy documents approved by the Board. The policy documents identify the risks

and set out the Group’s objectives, policies and processes to measure, manage and report the risks. The policies are reviewed

periodically to reflect changes in financial markets and the Group’s businesses.

Categories of financial instruments

Financial assets

All financial assets of the Group are classified at amortised cost except for hedging instruments that are recognised at fair value.

Financial liabilities

All financial liabilities of the Group are classified at amortised cost except for hedging instruments that are recognised at fair value.

The Group holds the following financial assets and liabilities, the table below shows their carrying amount and measurement basis.


20252024

Amortised

cost

Other

amortised

cost

FVTPLFair Value

hedging

instruments

Amortised

cost

Other

amortised

cost

FVTPLFair Value

hedging

instruments

$M’s$M’s$M’s$M’s$M’s$M’s$M’s$M’s

Financial assets

Cash and cash

equivalents

13.8---14.5---

Restricted bank account26.1---17.8---

Trade receivables32.0---25.3---

Derivative financial

assets

---0.4----

71.9--0.457. 6---

Financial liabilities

Borrowings-25.6---36.6--

Employee Entitlements-3.7---4.1--

Lease liabilities-5.6---6.3--

Trade and other

payables

-23.0---30.3--

Payables to transport

agencies

-26.1---17.8--

Derivative financial

liability

---1.4---0.4

-84.0-1.4-95.1-0.4

As at 31 March 2025 the derivative financial assets total $0.4M (comprising $0.1M in current assets and $0.3M in non-current

assets), and derivative financial liabilities total $1.4M (comprising $0.6M in current liabilities and $0.8M in non-current liabilities).

As at 31 March 2024 the derivative financial liabilities total $0.4M (comprising $0.3M in current liabilities and $0.1M in non-

current liabilities).

EROAD Financial Statements 2025
PAGE 60 PAGE 61

(a) Credit risk

Credit risk is the risk of financial loss to the Group if a customer or counterparty to a financial instrument fails to meet its

contractual obligations, and it arises principally from the Group’s trade receivables from customers in the normal course of

business and bank balances. The Group manages its exposure to credit risk.

The Group‘s cash balances is held with a number of banks with the level of exposure to credit risk considered minimal with

low levels of cash held. Trade receivables balances are monitored on an ongoing basis. The Group‘s exposure to credit risk for

trade receivables is influenced mainly by the individual characteristics of each customer. The creditworthiness of a customer

or counterparty is determined by a number of qualitative and quantitative factors. Qualitative factors include external credit

ratings (where available), payment history and strategic importance of customer or counterparty. Quantitative factors include

transaction size, net assets of customer or counterparty, and ratio analysis on liquidity, cash flow and profitability. It is the

Group’s policy that all customers who wish to trade on terms are subject to credit verification on an ongoing basis with the

intention of minimising bad debts. The nature of the Group’s trade receivables is represented by regular turnover of product

and billing of customers based on the Group’s contractual payment terms. In North America, the Group requires that customers

under a certain fleet size to purchase the hardware with an upfront payment regardless of credit verification.

The carrying amount of the Group’s financial assets represents the maximum credit exposure as summarised below.

The aging of the Group’s Trade receivables at the reporting date was as follows:

20252024

GrossAllowance for

doubtful debts

GrossAllowance for

doubtful debts

$M’s$M’s$M’s$M’s

Not past due7. 40.28.40.4

Past due 1-30 days7. 90.56.30.4

Past due 31-60 days4.80.32.70.2

Past due over 61 days11.95.97. 93.6

32.06.925.34.6


b) Market risk

Market risk is the risk that changes in market prices, such as commodity prices, foreign exchange rates and interest rates, will

affect the Group’s income or the value of its holdings of financial instruments. The objective of market risk management is to

manage and control market risk exposures within acceptable parameters, while optimising the return on risk.

NOTE 17 FINANCIAL RISK MANAGEMENT (CONTINUED)

Interest rate risk

Interest rate risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate due to changes in

market interest rates.

Changes in interest rates expose the Group to changes in the fair value of borrowings subject to fixed interest rates (fair value

risk), and changes in future interest payments on borrowings subject to floating interest rates (cash flow risk).

The Group is exposed to movements in interest rates on its interest-bearing borrowings.

The Group enters into interest rate swap agreements in order to provide an effective cash flow hedge against the variability in

floating interest rates. See note 18 for details of interest rate swap agreements.

To comply with the Group’s risk management policy, the hedge ratio is based on the interest rate swap notional amount to

hedge the same notional amount of bank loans. This results in a hedge ratio of 1:1. This is the same as used for actual risk

management purposes, and such a ratio is appropriate for the purposes of hedge accounting as it does not result in an

imbalance that would create hedge ineffectiveness.

In these hedge relationships the main sources of ineffectiveness are:

• a significant change in the credit risk of either party to the hedging relationship;

• where the hedge instrument has been transacted on a date different to the rate set date of the bank loan, interest rates

could differ; and

• differences in repricing dates between the swaps and the borrowings.

Other than these sources, due to the alignment of the hedged risk in the hedged item and hedged instrument, hedge

ineffectiveness is not expected to arise.

NOTE 17 FINANCIAL RISK MANAGEMENT (CONTINUED)

EROAD Financial Statements 2025
PAGE 62 PAGE 63

Foreign exchange risk

Foreign exchange risk is the risk that the value of the Group‘s assets, liabilities and financial performance will fluctuate due

to changes in foreign currency rates. The Group is exposed to currency risk on sales transactions that are denominated in a

currency other than the respective functional currencies of Group entities, primarily the US Dollar (USD) and Australian Dollar

(AUD). The Group is also exposed to currency risk on expense transactions that are denominated in a currency other than

the respective functional currencies of Group entities, primarily the US Dollar (USD), Australian Dollar and Euro (EUR). The

Group, may on occasion, enter into forward exchange contracts and foreign currency options to hedge the exposure to foreign

currency fluctuations on sales receipts and inventory purchases.

The Group reports in New Zealand dollars. Movements in foreign currency exchange rates affect reported financial results,

financial position and cash flows. Where practical, the Group attempts to reduce this risk by matching revenues and

expenditures, as well as assets and liabilities, by country and by currency. The Group at times will enter into forward exchange

contracts and foreign currency options to manage foreign exchange risk on the forecasted foreign currency transactions

(namely being the forecasted profits of the foreign currency subsisdiaries). Refer to note 18 for details on foreign currency

option agreements.

Foreign exchange rates applied against the New Zealand Dollar, at 31 March are as follows:

20252024

AUD 0.910.92

USD 0.570.60


The Group’s exposure to foreign currency risk at the reporting date was as follows (all amounts are denominated in New

Zealand dollars):

2025Restated 2024

AUDUSDAUDUSD

$M’s$M’s$M’s$M’s

Cash and cash equivalents0.31.40.71.9

Intangibles17.985.118.588.7

Trade receivables5.07. 73.07. 2

Lease liabilities0.0(1.6)(0.1)(1.8)

NOTE 17 FINANCIAL RISK MANAGEMENT (CONTINUED)

Summarised sensitivity analysis

The following table summarises the sensitivity of the Group’s financial assets and financial liabilities to interest rate and foreign

currency risk:

Foreign Currency RiskInterest Risk

-10%+10%-100BPS+100BPS

ProfitEquityProfitEquityProfitEquityProfitEquity

$M’s$M’s$M’s$M’s$M’s$M’s$M’s$M’s

2025

Cash and cash equivalents(0.1)(0.1)0.10.1(0.1)(0.1)0.10.1

Intangibles(6.5)(6.5)6.56.5----

Trade receivables(0.9)(0.9)0.90.9----

Lease liabilities0.10.1(0.1)(0.1)(0.1)(0.1)0.10.1

Interest rate swap-----(0.2)-(0.1)

Total (decrease) / increase(7.4)(7.4)7. 47. 4(0.2)(0.4)0.20.1

-10%+10%-100BPS+100BPS

ProfitEquityProfitEquityProfitEquityProfitEquity

$M’s$M’s$M’s$M’s$M’s$M’s$M’s$M’s

Restated 2024

Cash and cash equivalents(0.2)(0.2)0.20.2(0.1)(0.1)0.10.1

Intangibles(7.0)(7.0)7. 07. 0----

Trade receivables(0.7)(0.7)0.70.7----

Lease liabilities0.10.1(0.1)(0.1)0.10.1(0.1)(0.1)

Interest rate swap-----(0.2)-0.2

Total (decrease) / increase(7.8)(7.8)7. 87. 8-(0.2)-0.2

NOTE 17 FINANCIAL RISK MANAGEMENT (CONTINUED)

EROAD Financial Statements 2025
PAGE 64 PAGE 65

(c) Liquidity risk

Liquidity risk is the risk that the Group will not be able to meet its financial obligations as and when they become due and

payable. The Group’s approach to managing liquidity risk is to ensure, as far as possible, that it will always have sufficient

liquidity to meet its liabilities when they become due and payable, under both normal and stressed conditions, without

incurring unacceptable losses or risking damage to the Group’s reputation.

The Group ensures that it has sufficient cash on demand to meet expected operational expenses for a period of 90 days,

including the servicing of financial obligations; this excludes the potential impact of extreme circumstances that cannot

reasonably be predicted, such as natural disasters.

The following table details the Group‘s contractual maturities of financial liabilities, including estimated interest payments and

excluding the impact of netting agreements, as at the reporting date. Refer to Note 13 for the maturity profile of the Group‘s

borrowings. Also refer to note 12 for the maturity profile of Group‘s Leases.

1 year

or less

1 to 5

years

Over

5 years

Total

contractual

cash flows

Carrying

amount of

liabilities

Notes$M's$M’s$M’s$M’s$M’s

2025

Non-derivative financial liabilities

Borrowings137.121.9-29.025.6

Employee Entitlements3.7--3.73.7

Trade and other payables920.1--20.120.1

Payable to transport agencies726.1--26.126.1

57. 021.9-78.975.5

Derivative financial liabilities

Foreign currency options0.60.7-1.31.3

Interest rate swaps-0.1-0.10.1

Total financial liabilities and

derivatives

0.60.8-1.41.4

1 year

or less

1 to 5

years

Over

5 years

Total

contractual

cash flows

Carrying

amount of

liabilities

Notes$M's$M’s$M’s$M’s$M’s

2024

Non-derivative financial liabilities

Borrowings135.538.7-44.236.6

Employee Entitlements4.1--4.14.1

Trade and other payables929.1--29.129.1

Payable to transport agencies717.8--17.817.8

56.538.7-95.28 7. 6

Derivative financial liabilities

Foreign currency options0.30.1-0.40.4

0.30.1-0.40.4

NOTE 17 FINANCIAL RISK MANAGEMENT (CONTINUED)NOTE 18 HEDGE ACCOUNTING

Derivatives are measured at fair value.

Interest rate swaps

The Group uses interest rate swaps to manage its risk associated with interest rate fluctuations. Interest rate swaps are initially

recognised at fair value on the date a contract is entered into and are subsequently measured at fair value on each reporting

date. The fair values of the interest rate swaps are determined based on cash flows discounted to present value using current

market interest rates.

Cash flow hedges

The Group has entered into interest rate swaps to manage its interest rate risk in relation to its floating rate debt. These interest

rate swaps qualify for cash flow hedge accounting. When interest rate swaps meet the criteria for cash flow hedge accounting,

the effective portion of the gain or loss on the hedging instrument is recognised in other comprehensive income, while the

ineffective portion is recognised in the income statement. Amounts taken to reserves are recognised as a reclassification

adjustment to profit or loss when the forecast transaction occurs. When interest rate swaps do not meet the criteria for cash

flow hedge accounting, all movements in fair value of the hedging instrument are recognised in the income statement.

Under the interest rate swap agreements that qualify for cash flow hedge accounting, the Group has a right to receive interest

at variable rates and to pay interest at fixed rates for its New Zealand dollar denominated loans.

At 31 March 2025, the Group had interest rate swap agreements in place with a total notional principal amount of $10.0M

(31 March 2024: $10.0M). The Group applies a hedge ratio of 1:1. These agreements effectively change the Group’s interest

exposure on the principal covered by the interest rate swaps from a floating rate to fixed rates.

The fair value of these agreements at 31 March 2025 is a $0.1M liability (31 March 2024: nil). Of this, a liability of nil is estimated

to be current (31 March 2024: nil). The agreements cover notional amounts for terms of up to 1 year.

The notional principal amounts and the period of expiry of the cash flow hedge interest rate swap contracts are as follows:

Nominal

amount of

the hedging

instrument

Carrying amount

- derivative

assets/

(liabilities)

Change in

value used for

calculating hedge

ineffectiveness

Hedging (gain) or

loss recognised

in other

comprehensive

income

Hedging

(gain) or loss

recognised

in income

statement

$M's$M’s$M’s$M’s$M’s

2025 Cash flow hedging

Maturity: 12 months10.0(0.1)---

2024 Cash flow hedging

Maturity: 12 months10.0----

There was no hedge ineffectiveness recognised in profit or loss during the year (31 March 2024: nil).

EROAD Financial Statements 2025
PAGE 66 PAGE 67

Foreign currency options

The Group uses forward exchange contracts and foreign currency options to manage its risk associated with exchange rate

fluctuations. These are initially recognised at fair value on the date a contract is entered into and are subsequently measured at

fair value on each reporting date. The fair values of the forward exchange contracts and foreign currency options is determined

using quoted forward exchange rates at the reporting date and present value calculations.

Cash flow hedges

The Group has entered into foreign currency collar options to manage its foreign currency risk in relation to its overseas

subsidiaries profits. These foreign currency collar options qualify for cash flow hedge accounting. When foreign currency collar

options meet the criteria for cash flow hedge accounting, the effective portion of the gain or loss on the hedging instrument

is recognised in other comprehensive income, while the ineffective portion is recognised in the income statement. Amounts

taken to reserves are transferred out of reserves and included in the measurement of the hedged transaction when the

forecast transaction occurs. When foreign currency collar options do not meet the criteria for cash flow hedge accounting, all

movements in fair value of the hedging instrument are recognised in the income statement.

Under the foreign currency collar option agreements that qualify for cash flow hedge accounting, the Group has a right to buy

at a cap and sell at a floor on the same notional amount of USD with the same expiration date.

At 31 March 2025, the Group had foreign currency collar option agreements in place with a total notional principal amount of

$16.9M USD (31 March 2024: $10.6M USD). The Group applies a hedge ratio of 1:1. These foreign currency collar options limit the

Group’s exposure to foreign currency exposure within a certain range.

The fair value of these agreements at 31 March 2025 is a $0.9M net liability, comprised of $1.3M of swap liabilities and $0.4M

of swap assets (31 March 2024: $0.4M liability). Of this, a liability of $0.6M is current (31 March 2024: $0.3M). The agreements

cover notional amounts for terms of up to 1 year.

The notional principal amounts and the period of expiry of the cash flow hedge foreign currency collar option contracts are as

follows:

Maturity

(months)

Weighted

average rate

Nominal amount

of the hedging

instrument

Derivative assets

Derivative

liabilities

$M’s USD$M’s$M’s

2025 Cash flow hedging

NZD:USD foreign currency collar options1-340.597016.90.4(1.3)

As at 31 March 2025 the derivative financial assets total $0.4M (comprising $0.1M in current assets and $0.3M in non-current

assets), and derivative financial liabilities total $1.3M (comprising $0.6M in current liabilities and $0.7M in non-current

liabilities).

Maturity

(months)

Weighted

average rate

Nominal amount

of the hedging

instrument

Derivative assets

Derivative

liabilities

$M’s USD$M’s$M’s

2024 Cash flow hedging

NZD:USD foreign currency collar options1-220.616110.6-(0.4)

As at 31 March 2024 the derivative financial liabilities total $0.4M (comprising $0.3M in current liabilities and $0.1M in non-

current liabilities). There was no hedge ineffectiveness recognised in profit or loss during the year (31 March 2024: nil).


NOTE 18 HEDGE ACCOUNTING (CONTINUED)NOTE 19 FAIR VALUE MEASUREMENT

The carrying amounts of the Groups financial assets and liabilities approximate their fair value due to their short maturity

periods or variable rate nature, with the exception of interest rate and foreign exchange derivatives. All of the Group‘s

derivatives are in designated hedge relationships and are measured and recognised at fair value. Refer to the Note 18 Hedge

accounting for detail on how fair value is determined for the Group‘s derivatives.

The fair value hierarchy described below is used to provide an indication of the level of estimation or judgement required in

determining fair value.

• Level 1 Quoted prices (unadjusted) in active markets for identical assets or liabilities.

• Level 2 Inputs that are observable for the asset or liability, either directly (as prices) or indirectly (derived from prices) other than

quoted prices included within level 1.

• Level 3 Inputs for the asset or liability that are not based on observable market data (unobservable inputs).

Financial assets

Carrying amountFair value

$M’s$M’s

31 March 2025

Foreign currency options - cash flow hedgeLevel 20.40.4

0.40.4

Financial liabilities

Carrying amountFair value

$M’s$M’s

31 March 2025

Interest rate swaps and foreign currency options - cash flow hedgeLevel 2(1.4)(1.4)

(1.4)(1.4)

31 March 2024

Interest rate swaps and foreign currency options - cash flow hedgeLevel 2(0.4)(0.4)

(0.4)(0.4)

Capital management

The Group’s policy is to maintain a strong capital base so as to maintain investor, creditor and market confidence and to sustain

future development of the business. The Board monitors the return on capital employed, which the Group defines as reported

EBIT (Earnings Before Interest and Tax) divided by capital employed.

EROAD Financial Statements 2025
PAGE 68 PAGE 69

Other

This section contains additional notes and disclosures that aid in understanding the Group’s position and

performance but do not form part of the primary sections. This section includes the following notes:


NOTE 20 INCOME TAX EXPENSE

NOTE 21 DEFERRED TAX ASSETS AND LIABILITIES

NOTE 22 RELATED PARTY TRANSACTIONS

NOTE 23 CAPITAL COMMITMENTS

NOTE 24 CONTINGENT LIABILITIES

NOTE 25 NET TANGIBLE ASSETS PER SHARE

NOTE 26 EVENTS SUBSEQUENT TO BALANCE DATE

NOTE 20 INCOME TAX EXPENSE

Restated*

20252024

$M’s$M’s

(a) Reconciliation of effective tax rate

Profit / (loss) before income tax0.2(7.6)

Income tax using the Company's domestic tax rate of 28% 0.1(2.1)

Non-assessable income(0.2)(0.2)

Adjustment related to prior period(0.6)(3.9)

Utilisation of tax losses previously unrecognised(0.9)(0.8)

Current-year losses for which no deferred tax asset is recognised0.40.2

Income tax benefit(1.2)(6.8)

(b) Current tax expense

Current year2.80.9

Adjustment related to prior period(1.4)-

1.40.9

(c) Deferred tax expense

Current year(3.4)(3.8)

Adjustment related to prior period0.8(3.9)

(2.6)(7.7)

Income tax benefit(1.2)(6.8)

At 31 March 2025 there were no imputation credits available to shareholders (2024: Nil).

Income tax expense comprises current and deferred tax. Current tax and deferred tax is recognised in profit or loss except to the

extent that it relates to a business combination, or items recognised directly in equity or in other comprehensive income.

Current tax is the expected tax payable or receivable on the taxable income or loss for the period, using tax rates enacted or

substantively enacted at the reporting date, and any adjustment to tax payable in respect of previous periods. Current tax payable

also includes any tax liability arising from the declaration of dividends.

Deferred tax is recognised in respect of temporary differences between the carrying amounts of assets and liabilities for financial

reporting purposes and the amounts used for taxation purposes. Deferred tax is measured at the tax rates that are expected to be

applied to temporary differences when they reverse, based on the laws that have been enacted or substantively enacted by the

reporting date.

Deferred tax assets and liabilities are offset if there is a legally enforceable right to offset current tax liabilities and assets, and they

relate to income taxes levied by the same tax authority on the same taxable entity, or on different tax entities, but they intend to

settle current tax liabilities and assets on a net basis or their tax assets and liabilities will be realised simultaneously.

A deferred tax asset is recognised for unused tax losses, tax credits and deductible temporary differences, to the extent that it is

probable that future taxable profits will be available against which they can be utilised. Deferred tax assets are reviewed at each

reporting date and are reduced to the extent that it is no longer probable that the related tax benefit will be realised.

EROAD Financial Statements 2025
PAGE 70 PAGE 71

NOTE 21 DEFERRED TAX ASSETS AND LIABILITIES

Restated*

20252024

$M’s$M’s

Recognised deferred tax assets/(liabilities)

Deferred tax assets are attributable to the following:

Tax loss carry forward23.723.3

Derivative financial assets / (liabilities)0.3-

Property, plant and equipment (4.4)(5.9)

Intangibles(26.6)(26.3)

Provisions, accruals and other liabilities1.62.2

Equity-settled share-based payments0.91.3

Trade and other receivables including contract assets10.18.4

Lease Liability1.41.6

Net deferred tax asset7. 04.6

The movement in temporary differences has been recognised in profit or loss. Deferred tax assets have been recognised at rates

between 26% to 30% to reflect the tax rates applicable for our foreign subsidiaries.

Movement in temporary differences during the year:

Movements - Consolidated

Restated

Balance

2024

Recognised in

Profit or Loss

Under/(Over)

from prior

periods

Currency

Translations

Effective tax

rate change

Balance

2025

$M's$M's$M's$M’s$M’s$M's

Tax loss carry forward23.30.7(0.3)--23.7

Derivative financial assets /

(liabilities)

-0.3---0.3

Property, plant and equipment(5.9)1.00.6(0.1)-(4.4)

Intangibles(26.3)0.20.1(0.6)-(26.6)

Provision, accruals and other

liabilities

2.2(0.2)(0.4)0.0-1.6

Equity-settled share-based

payments

1.30.4(0.8)--0.9

Trade and other receivables

including contracts assets

8.41.60.00.1-10.1

Lease liability1.6(0.3)-0.1-1.4

Net deferred tax asset4.63.7(0.8)(0.5)-7. 0

Movements - Consolidated

Balance

2023

Recognised in

Profit or Loss

Under/(Over)

from prior

periods

Currency

Translations

Effective tax

rate change

Restated

balance

2024

$M's$M's$M's$M’s$M’s$M's

Tax loss carry forward18.42.52.4--23.3

Property, plant and equipment(5.5)1.4(1.6)(0.2)-(5.9)

Intangibles(26.6)(1.1)1.8(0.4)-(26.3)

Provision, accruals and other

liabilities

1.3(0.4)1.30.0-2.2

Equity-settled share-based

payments

0.21.0-0.1-1.3

Trade and other receivables

including contracts assets

7. 40.90.10.0-8.4

Lease liability2.1(0.5)(0.1)0.1-1.6

Net deferred tax (liability) /

asset

(2.7)3.83.9(0.4)0.04.6

The tax losses recognised belong to the New Zealand EROAD tax group and Coretex New Zealand Limited. On 1 December 2021,

at the time of acquisition, Coretex had tax losses which can be utilised under the business continuity rules. To make use of these

losses, EROAD is maintaining two tax groups.

The New Zealand EROAD tax group consists of EROAD Limited, EROAD New Zealand Limited and EROAD Financial Services

Limited. Losses incurred within this group are transferred within the group with no compensation being recognised. Deferred tax

assets have been recognised in respect of these items as based on the expected profitability of the New Zealand Tax Group as

it is considered that future taxable profit will be available for utilisation against the carried forward losses. Coretex New Zealand

Limited are currently not part of the tax group however it will be considered for inclusion in the New Zealand tax group in the

future.

Determining the extent to which losses will be utilised requires judgement. The Group has forecast expected utilisation of tax

losses taking into account Group‘s tax planning strategy. Key assumptions included total revenue and expense forecasts in line

with Group budget and three-year forecast supported by a robust strategic and business planning process.

The results of the forecasting indicate that there will be sufficient profitability within the New Zealand tax group and Coretex New

Zealand to utilise the existing tax losses taking into account the Group‘s tax planning strategies. Losses incurred in recent years

have been the result of a large investment creating the North American market. The Group expect to be able to report significant

improvements in profitability over the next three years as the business reaches a sufficiently large subscriber base to self-fund

operating and corporate costs. Due to the cumulative subscription nature of our business model as well as certain operating

expenses that do not scale at the same rate of unit and revenue growth, the business is expected to be able to achieve its forecast

growth in profitability.

As at 31 March 2025 the Group has tax losses of $84.4M (2024: $82.9M) that are available indefinitely for offsetting against future

taxable profits of the entity in which they arose, subject to meeting the relevant tax rules. $13.0M (2024:$15.3M) of tax losses are

unrecognised due to lack of certainty of recovery.

NOTE 21 DEFERRED TAX ASSETS AND LIABILITIES (CONTINUED)

EROAD Financial Statements 2025
PAGE 72 PAGE 73

NOTE 22 RELATED PARTY TRANSACTIONS

The subsidiaries of the Company are:

Company

Country of IncorporationPrincipal activityOwnership interest

20252024

EROAD Financial Services LtdNew ZealandFinancing activities within group100%100%

EROAD LTI Trustee LimitedNew ZealandLTI Scheme Trustee100%100%

EROAD (Australia) Pty LimitedAustraliaTransport Technology & SaaS100%100%

EROAD IncUnited States of AmericaTransport Technology & SaaS100%100%

Coretex NZ LimitedNew ZealandTransport Technology & SaaS100%100%

Coretex Australia Pty LimitedAustraliaTransport Technology & SaaS100%100%

Coretex USA IncUnited States of AmericaTransport Technology & SaaS100%100%

Coretex Telematics LimitedCanadaTransport Technology & SaaS100%100%

Coretex LimitedNew ZealandTransport Technology & SaaS100%100%

Imarda Pty LimitedAustraliaNot Trading100%100%

Imarda Asia Pte LimitedSingaporeNot Trading100%100%

Coretex Telematics LimitedBritish ColumbiaNot Trading100%100%

International Telematics CorporationUnited States of AmericaNot Trading100%100%

International Telematics Holdings LimitedNew ZealandNot Trading100%100%

EROAD Phillipines IncPhilippinesProvision of services100%-%

Other interests of the Company are:

Company

Country of IncorporationPrincipal activityOwnership interest

20252024

Beyond The Square Ventures LimitedNew ZealandNot Trading50%50%

Key management personnel compensation comprised:

20252024

$M’s$M’s

Short-term employee benefits2.71.6

Share-based payments0.60.1

3.31.7

(a) Loans to key management personnel

There have been no loans to management personnel.

(b) Other transactions with key management personnel

There were no other transactions with key management personnel during the period. From time to time, key management

personnel of the Group may purchase goods from the Group.

NOTE 22 RELATED PARTY TRANSACTIONS (CONTINUED)

EROAD Financial Statements 2025
PAGE 74 PAGE 75

(c) Remuneration of Non-executive Directors

20252024

$M’s$M’s

Susan Paterson (Chair)0.150.14

Barry Einsig0.180.18

Sara Gifford 0.180.17

David Green0.110.06

Cameron Kinloch (appointed 28 March 2024)0.16-

John Scott (appointed 1 March 2025)0.01-

Selwyn Pellett (retired 13 November 2024)0.060.09

Anthony Gibson (retired 28 July 2023)-0.04

Graham Stuart (retired 31 March 2024)-0.12

0.850.80

No additional fees were paid to any Directors for consultancy work provided to the Company (2024: None paid).

(d) Remuneration of Executive Directors

20252024

$M’s$M’s

Salary and bonus--

Share-based payments--

--

No additional fees were paid to an executive director for consultancy work provided to the Company (2024: None paid).

(e) Transactions with related parties

20252024

$M’s$M’s

Streamline Business NZ Limited0.90.7

Kylie Jay0.10.0

Swaytech Limited0.10.1

Digital Matter Pty Limited0.1-

1.20.8

EROAD Group contracts with Swaytech Limited for marketing services, Streamline Business NZ Limited for outsourcing work and

Digital Matter Pty Limited for inventory related purchases, the companies had a common director with EROAD. Kylie Jay provides

strategic support on investor relations activities, including the development of presentation materials and messaging to support

current and future investor engagement.

NOTE 22 RELATED PARTY TRANSACTIONS (CONTINUED)NOTE 23 CAPITAL COMMITMENTS

As at 31 March 2025 the Group had confirmed purchase orders open with its third party manufacturer of hardware units

amounting to $11.3M (2024: $12.2M).

NOTE 24 CONTINGENT LIABILITIES

As at 31 March 2025 the Company had no contingent liabilities or assets (2024: $Nil).

NOTE 25 NET TANGIBLE ASSETS PER SHARE

Restated*

20252024

$M’s$M’s

Net assets (equity)331.7321.3

Less Intangibles(265.6)(264.4)

Total net tangible assets65.856.9

Net tangible assets per share ($)0.350.31

The non-GAAP measure above is disclosed for consistency with the information disclosed in EROAD’s results announced under

the NZX listing rules.

NOTE 26 EVENTS SUBSEQUENT TO BALANCE DATE

There were no events occurring subsequent to balance date which require adjustment to or disclosure in the financial

statements.

EROAD Financial Statements 2025
PAGE 76 PAGE 77




© 2025 KPMG, a New Zealand Partnership and a member firm of the KPMG global organization of independent member firms affiliated with KPMG International Limited,

a private English company limited by guarantee. All rights reserved.


Document classification: KPMG Public


Independent Auditor’s Report

To the shareholders of EROAD Limited (Group)

Report on the audit of the consolidated financial statements

Opinion

We have audited the accompanying consolidated

financial statements which comprise:

­ the consolidated statement of financial position as

at 31 March 2025;

­ the consolidated statements of comprehensive

income, changes in equity and cash flows for the

year then ended; and

­ notes, including material accounting policy

information and other explanatory information.


In our opinion, the accompanying consolidated

financial statements of EROAD Limited (the

Company) and its subsidiaries (the Group) on pages

21 to 75 present fairly in all material respects:

­ the Group’s financial position as at 31

March 2025 and its financial performance

and cash flows for the year ended on that

date;

­ In accordance with New Zealand

Equivalents to International Financial

Reporting Standards (NZ IFRS) issued by

the New Zealand Accounting Standards

Board and the International Financial

Reporting Standards issued by the

International Accounting Standards Board.



Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ)). We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We are independent of EROAD Limited in accordance with Professional and Ethical Standard 1 International

Code of Ethics for Assurance Practitioners (Including International Independence Standards) (New Zealand)

issued by the New Zealand Auditing and Assurance Standards Board and the International Ethics Standards

Board for Accountants’ International Code of Ethics for Professional Accountants (including International

Independence Standards) (IESBA Code), as applicable to audits of financial statements of public interest

entities. We have also fulfilled our other ethical responsibilities in accordance with Professional and Ethical

Standards 1 and the IESBA Code.

Our responsibilities under ISAs (NZ)(Revised) are further described in the Auditor’s responsibilities for the audit

of the consolidated financial statements section of our report.

Our firm has provided other services to the Group in relation to tax compliance, tax advisory and other assurance

services. Subject to certain restrictions, partners and employees of our firm may also deal with the Group on

normal terms within the ordinary course of trading activities of the business of the Group. These matters have not

impaired our independence as auditor of the Group. The firm has no other relationship with, or interest in, the

Group.








2



Materiality

The scope of our audit was influenced by our application of materiality. Materiality helped us to determine the

nature, timing and extent of our audit procedures and to evaluate the effect of misstatements, both individually

and on the consolidated financial statements as a whole. The materiality for the consolidated financial statements

as a whole was set at $1.9 million determined with reference to a benchmark of the Group’s revenue. We chose

the benchmark because, in our view, this is a key measure of the Group’s performance.


Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements in the current period. We summarise below those matters and our key audit

procedures to address those matters in order that the shareholders as a body may better understand the process

by which we arrived at our audit opinion.

Our procedures were undertaken in the context of and solely for the purpose of our audit opinion on the

consolidated financial statements as a whole and we do not express discrete opinions on separate elements of

the consolidated financial statements.

The key audit matter How the matter was addressed in our audit

Impairment of non-current assets

Refer to Note 11 to the financial

statements.

Non-current assets including goodwill

are allocated to three cash generating

units (‘CGUs’) representing the three

core markets the Group develops and

markets its products for (New Zealand,

Australia and North America). The

carrying value of each CGU must be

tested for impairment annually.

The recoverable amounts of the CGUs,

which have been determined based on

their value in use, have been derived

from discounted cash flow models.

These models use several key

assumptions, including estimates of

future revenue growth rates and the

weighted-average cost of capital

(discount rate) relevant to each market.

The impairment testing of non-current

assets in respect of the North America

and Australia CGUs is considered to be

a key audit matter due to:

We assessed management’s impairment testing of non-current

assets by performing the following procedures:

— Identifying the level at which non-current assets should be

tested for impairment and assessing the appropriateness of

the CGUs determined by the Group;

— Enquiring of the executive management to corroborate an

understanding of the Group’s products, markets and

strategic opportunities;

— Obtaining a value-in-use model for each CGU and

assessing the methodology and key assumptions including:


o Challenging management’s future cash flow

forecasts, in particular forecast revenue growth.

This included comparing previous forecasts to

actual results to assess the reliability of historical

forecasting and obtaining other relevant supporting

documentation as evidence of the feasibility of the

forecasts;

o Using our corporate finance specialists to

challenge the reasonableness of the weighted

average cost of capital and terminal growth rates;

and

o Performing sensitivity analysis of the forecast

revenue growth rates and discount rates.

EROAD Financial Statements 2025
PAGE 79PAGE 78





3


The key audit matter How the matter was addressed in our audit

— the complexity of the accounting

requirements in respect of

impairment testing;

— the changes in the carrying amounts

of these CGUs, and the associated

changes in the discounted cash flow

models, as a result of the correction

of a prior period error in relating to

the foreign currency translation of

goodwill and intangible assets arising

on the acquisition of Coretex in 2022

(as described in note d); and

— the significant judgement required in

determining the assumptions used to

estimate the recoverable amount of

these CGUs.

In addition to the above, the carrying

amount of the Group’s net assets as at

31 March 2025 of $332 million exceeds

its market capitalisation of $178 million

and is considered an indicator of

impairment.

— Evaluating the estimate of the recoverable amount of the

Group as a whole, including all corporate costs and related

corporate assets.

We did not identify any matters that were materially inconsistent with

management’s overall conclusions in respect of the Australia CGU.

For the North America CGU we concluded that management’s

revenue growth rates were higher than current growth rates in

revenue and ARR. In our sensitivity analysis we considered

scenarios which included lower revenue growth assumptions and/or

higher discount rate assumptions to assess the risk of impairment.

The recoverable amount range we derived from our sensitivity

analysis exceeds the North America CGU’s carrying amount, which

is consistent with management’s conclusion that no impairment is

required.

Our analysis indicated a risk that the level of headroom may be lower

than the amount calculated by management. The sensitivity analysis

in note 11 is an important disclosure which enables users of the

financial statements to adequately understand the revenue growth

rate and discount rate at which headroom would be eliminated.

Capitalisation of development costs

Refer to Note 11 to the financial

statements.

The Group has reported development

assets of $107.6 million (2024: $109.0

million). The establishment of the

development asset requires significant

judgement as to whether a project meets

the capitalisation criteria, and which

expenditure is directly attributable to the

development of such projects.

In assessing whether a project meets

the capitalisation criteria we consider its

technical and economic feasibility,

intention and ability to develop, use or

sell the asset. Roles of employees and

the nature of overhead costs are

considered in assessing whether they

are directly attributable to a qualifying

project. Projects that do not continue to

meet the capitalisation criteria are

written off.

We focused on this area due to the

quantum of the development costs

capitalised and judgement involved.

We assessed the judgments related to capitalised expenditure by

performing the following procedures:

— Understanding the nature and background of the activities that

are capitalised through inquiry of key management personnel;

— Selecting a sample of projects and evaluating whether they meet

the capitalisation criteria;

— Challenging whether costs capitalised during the year were

directly attributable to development projects; and

— Selecting a sample of timesheets and recalculating the amount of

internal costs capitalised based on the hours which staff spent

developing the asset.

We did not identify any factors that were materially inconsistent with

management’s overall conclusions.





4


The key audit matter How the matter was addressed in our audit

Revenue recognition

Refer to Note 2 to the financial

statements.

The Group’s contracts are accounted for

as a service contract under NZ IFRS 15

Revenue from Contract with Customers

and the associated revenues recognised

over the contract term.

We focused on this area because the

accounting determination of whether or

not the contract contains a lease is a

significant judgement and the outcome

has a significant impact on the

recognition of profit and loss and the

financial position.


We assessed the judgement in revenue recognition by performing

the following procedures:

— Obtaining Group’s customer contracts and trading terms and

evaluating whether management’s revenue recognition

assessment is appropriate and in accordance with relevant

financial reporting standards;

— Assessing whether the Group’s customer contract terms and

conditions meet the definition of service contracts to be

recognised over time;

— Understanding any changes or new contractual terms and

conditions entered into with customers during the period to

identify any potential impact on performance obligations required

to satisfy the contract;

— Testing the operating effectiveness of certain controls in relation

to customer billings;

— Selecting a sample of customer contracts to compare the revenue

recognised to the contractual terms;

— Checking a sample of customer invoices immediately prior to and

after year end to ensure revenue is recognised in the correct

period; and

— Challenging management’s assumptions used to determine the

recoverability of revenue and associated debtor balances.

We did not identify any matters that indicated that the reported

revenue is materially misstated.



Other information

The directors, on behalf of the Group, are responsible for the other information. The other information comprises

information included in the Chairman’s and Chief Executives’ report, disclosures relating to corporate governance

and other statutory disclosures but does not include the financial statements and our auditor’s report thereon.

Our opinion on the consolidated financial statements does not cover any other information and we do not

express any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements our responsibility is to read the other

information and in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements or our knowledge obtained in the audit or otherwise appears materially

misstated.

If, based on the work we have performed, we conclude there is a material misstatement of this other information,

we are required to report that fact. We have nothing to report in this regard.

EROAD Financial Statements 2025
PAGE 80 PAGE 81





5


Use of this independent auditor’s report

This independent auditor’s report is made solely to the shareholders. Our audit work has been undertaken so

that we might state to the shareholders those matters we are required to state to them in the independent

auditor’s report and for no other purpose. To the fullest extent permitted by law, none of KPMG, any entities

directly or indirectly controlled by KPMG, or any of their respective members or employees, accept or assume

any responsibility and deny all liability to anyone other than the shareholders for our audit work, this independent

auditor’s report, or any of the opinions we have formed.


Responsibilities of directors for the consolidated financial

statements

The directors, on behalf of the Group, are responsible for:

— the preparation and fair presentation of the consolidated financial statements in accordance with NZ

IFRS issued by the New Zealand Accounting Standards Board and the International Financial Reporting

Standards issued by the International Accounting Standards Board;

— implementing the necessary internal control to enable the preparation of a consolidated set of financial

statements that is free from material misstatement, whether due to fraud or error; and

— assessing the ability of the Group to continue as a going concern. This includes disclosing, as

applicable, matters related to going concern and using the going concern basis of accounting unless

they either intend to liquidate or to cease operations or have no realistic alternative but to do so.



Auditor’s responsibilities for the audit of the consolidated

financial statements

Our objective is:

— to obtain reasonable assurance about whether the financial statements as a whole are free from

material misstatement, whether due to fraud or error; and

— to issue an independent auditor’s report that includes our opinion.

Reasonable assurance is a high level of assurance but it is not a guarantee that an audit conducted in

accordance with ISAs NZ will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error. They are considered material if, individually or in the aggregate, they

could reasonably be expected to influence the economic decisions of users taken on the basis of the

consolidated financial statements.






6


A further description of our responsibilities for the audit of the consolidated financial statements is located at the

External Reporting Board (XRB) website at:

https://www.xrb.govt.nz/standards/assurance-standards/auditors-responsibilities/audit-report-1 -1/

This description forms part of our independent auditor’s report.

The engagement partner on the audit resulting in this independent auditor’s report is Matthew Diprose.


For and on behalf of:




KPMG Auckland

26 May 2025


GOVERNANCE
REPORT

1 Statement made pursuant to ASX Listing Rule 1.15.3.

EROAD Governance Report 2025

PAGE 82 PAGE 83

Governance

EROAD’s board of directors (“Board”) and management

are committed to delivering intelligence you can trust, for a

better world tomorrow, through responsible governance.

This Corporate Governance Statement outlines how

the Board governs EROAD, highlights critical initiatives

delivered this year, and demonstrates how we align purpose,

values, and strategy with action. It also underscores our

commitment to engaging stakeholders as partners. This

statement is structured to reflect NZX Corporate Governance

Code dated 31 January 2025 (“NZX Code”), and we confirm

full compliance with all NZX Code recommendations for

the financial year ended 31 March 2025. Key governance

initiatives this year included strengthening risk oversight,

refining culture alignment, and enhancing stakeholder

communication.

The Company, being incorporated in New Zealand, adheres

to the corporate governance requirements of the NZX Listing

Rules (“NZX Listing Rules”), except where waived by the

NZX, and with our obligations as a foreign-exempt issuer

on the ASX (“ASX Listing Rules”) . EROAD is exempt from

the majority of the ASX Listing Rule obligations. EROAD’s

corporate governance policies, practices and procedures

can be found on our public investor website at http://www.

eroadglobal.com/investors/ (“Investor Website”).

This Corporate Governance Statement was approved by the

Board on 23 May 2025.

PRINCIPLE 1: ETHICAL STANDARDS

EROAD’s governance is built on four pillars: “we do what’s

right”, “we play as a team”, “we learn & grow” and “we get

it done”. These values drive our commitment to ethical

standards. Our corporate governance policies reinforce our

standards and expectations for ethical behaviour. These

policies are detailed below and can be accessed through our

Investor Website.

Code of Ethics

EROAD’s Code of Ethics applies to all EROAD directors,

employees, independent contractors, advisers and our

related companies (“EROADers”). It outlines how EROADers

are expected to conduct their professional lives. It is not

intended to cover an exhaustive list of expectations on

EROADers but instead is designed to help inform their

actions, behaviours and decision-making processes. For

example, it requires confidentiality of sensitive information,

disclosure and management of conflicts of interest, ethical

conduct in all interactions, and adherence to formal

processes for gifts or personal benefits (including reporting

and approval). The Code prohibits bribery, mandates

whistleblowing for misconduct, and obligates EROADers to

report breaches of policies or laws immediately.

EROAD mandates the Code of Ethics training for all staff

at onboarding, with refreshers at least every three years

via company-wide campaigns. During FY25, we rolled out

training on the Code of Ethics to all staff, with extremely high

completion rates. Ethical behaviour is reinforced across all

levels of the organisation and integrated into everyday work

life—from formal governance processes to team meetings,

leadership discussions, and day-to-day decision-making. The

Board expects immediate reporting of any serious incidents

related to the Code, underscoring its commitment to ethical

conduct at all levels within the organisation.

EROAD Governance Report 2025
PAGE 84 PAGE 85

Other Ethical Standards and Policies

In addition, EROAD also has the following ethical standards

and policies in place:

1. Code of Conduct

EROAD’s Code of Conduct sets out EROAD’s purpose,

values, and culture. Our Code of Conduct further sets out

expectations regarding, amongst other things, personal

behaviour, workplace stress, responsibilities and privacy

matters.

2. Financial product dealing policies

EROAD‘s Market Disclosure Policy mandates strict

adherence to continuous disclosure obligations under NZX

and ASX Listing Rules. Unless an NZX-permitted exception

applies, material information is disclosed promptly and

without delay to ensure fair, transparent markets and protect

investor confidence. This is supported by EROAD‘s Securities

Trading Policy, which enforces EROAD’s zero tolerance for

EROADers trading in EROAD shares while in possession

of undisclosed material information. This policy enforces

strict guardrails such as trading blackouts and pre-clearance

requirements.

Compliance with the Securities Trading Policy is monitored

through a consent to trade process and by EROAD’s share

registrar, which oversees the share register. EROAD actively

monitors the Company’s share register, with a particular

focus on trades by any Director or Senior Manager in EROAD

securities. All trading by Directors and Senior Managers

(as defined by the Financial Markets Conduct Act 2013) is

required to be reported to NZX (and ASX) and recorded

in EROAD’s securities trading registers. Regular securities

trading training is provided to all EROADers, along with

targeted internal communications.

3. Conflict of interest register and policies

An Interests Register is maintained in accordance with the

requirements of the Companies Act 1993 (“Companies Act”)

and the Financial Markets Conduct Act 2013 (“FMC Act”)

to ensure all relevant transactions and matters involving

the Directors and Senior Managers are recorded. EROAD‘s

Related Party Transactions Policy governs any proposed

or actual related party transactions, including a transaction

with any person that could influence or be perceived to

influence EROAD entering a transaction on terms that are not

commercial and/or are not at arm’s length.

4. Whistle-blower Policy

The Company‘s Whistle-Blower Policy complements the

Code of Ethics and Code of Conduct by providing a clear

process for reporting any serious issues and aligning with

the relevant legislation such as the Protected Disclosures

(Protection of Whistleblowers) Act 2022 (New Zealand),

Corporations Act 2001 (Australia) and the Whistleblower

Protection Act of 1989 (United States).

EROADers can report concerns with their manager or any

member of the executive team, with major issues escalated

to the Board. An independent whistle-blower service,

managed by Deloitte, offers another avenue for reporting,

ensuring anonymity through webform, email or toll-free

phone lines. Should any serious concern be raised, the Board

and management will work with the appropriate parties to

swiftly resolve the issue.

5. Modern Slavery Statement

EROAD’s FY25 Modern Slavery Statement will be published

on our Investor Website and is lodged annually with the

Australian Modern Slavery Statements Register. Social

sustainability is central to our ethical business practices, and

we are committed to upholding both our legal and moral

responsibilities as a socially responsible entity.

Policy review

EROAD undertook a policy review programme during FY25,

with updates continuing into FY26, to ensure alignment with

our strategic goals and evolving standards. This program

includes ensuring a streamlined and consistent training

program on our key policies.

PRINCIPLE 2: BOARD COMPOSITION AND

PERFORMANCE

Responsibilities of the Board and Executive

Management

The business and affairs of EROAD are managed under the

direction of the Board, who are elected by shareholders to

protect and enhance the value of EROAD’s assets in the best

interests of shareholders.

The Board is responsible for corporate governance and

operates under a written Board Charter detailing its authority,

responsibilities, membership and protocols and clearly

distinguishing the respective roles and responsibilities of the

Board and management.

Key responsibilities of the Board include setting the

Company’s direction and strategy with the Co-CEOs,

reviewing and approving budgets and business plans,

establishing policies (including remuneration), setting the

risk management framework, and overseeing EROAD’s

management in implementing the Board’s strategic

objectives.

The Board utilises committees to address certain issues that

require detailed consideration by directors with specialist

knowledge and experience. If circumstances arise where a

director needs to obtain independent professional advice,

that director is, as a matter of practice, able to seek such

advice at the expense of EROAD.

EROAD’s Co-CEOs and executive team lead day-to-day

operations and strategic delivery. The Board enforces

management’s accountability through rigorous scrutiny of

performance against the strategic plan, active engagement

with senior leadership via structured touchpoints and

alignment with the Board’s annual priorities and risk

framework.

The Board regularly reviews and evaluates EROAD’s

governance structures, policies, and procedures to ensure

alignment with best practice and legal requirements. The

Board Charter was last updated in March 2024 to incorporate

the Co-CEO arrangement and to acknowledge Board’s

responsibility for overseeing EROAD’s sustainability strategy.

In FY26 EROAD aims to drive growth and strengthen its

market presence across all key regions.

Board Composition

EROAD is dedicated to maintaining the Board with a well-

balanced mix of skills, experience, expertise, and diversity to

support effective decision-making.

As at 31 March 2025, the Board comprised six independent,

non-executive directors. A brief biography of each current

Board member, including experience, length of service,

expertise, role, and the term of office is set out in the

“The Board” section of this report. Disclosure of director

shareholdings and other directorships is included on pages

119-120 of this report.

FY25 saw some changes to the Board’s composition:

• Selwyn Pellett resigned from the board on 13 November

2024, and the Board extends its gratitude to Selwyn for his

service to EROAD and its shareholders.

• On 1 March 2025, John Scott was appointed to the Board.

Based in New Zealand, John’s expertise in product

development, global technology, sales and marketing,

digital transformation, supply chain management, and

governance is a valuable addition to the EROAD Board.

The Board remains confident that its current composition

is diverse, knowledgeable, and well-positioned to provide

strong governance and strategic oversight as EROAD

pursues its long-term objectives.

Director Evaluation, Appointment,

and Re-Election

The appointment and removal of directors is ultimately

governed by the Company’s Constitution and relevant NZX

Listing Rules but supported by EROAD’s Appointment and

Selection of New Directors Policy. The policy outlines the

criteria and procedures for selecting and recommending

new or reappointed directors and is available on the Investor

Website.

A director may be appointed by the Board, elected at a

shareholders’ meeting, or appointed as alternate director.

EROAD’s Board may appoint a director to fill a vacancy or as

an addition to the existing directors. However, any director

appointed by the Board must stand for election at the next

annual meeting following his or her appointment by the

Board. Directors are subject to the rotation requirements set

out in the NZX Listing Rules.

Due to the Board’s small size, for the purposes of

Recommendation 3.4 of the Code, the Board has determined

that the full Board performs the functions of the Nominations

Committee. The Board actively oversees director

appointments, supported by the Nominations Committee,

which makes recommendations on selection, appointment,

and reappointment.

In line with the NZX Code, background checks are conducted

for all candidates prior to nomination. External consultants

may be engaged to assist in searching for candidates when

appropriate. Candidates are assessed against a range of

criteria including background, experience, professional

qualifications, personal qualities, the potential for the

candidate’s skills to augment the existing Board (board

skills matrix), and the candidate’s availability to commit to

the Board’s activities. The Board includes in the Notice of

Meeting for annual meetings all material information that is

considered relevant to a decision on whether shareholders

should elect or re-elect a director. At EROAD’s FY24 Annual

Shareholders’ Meeting, David Green and Cameron Kinloch

stood for election and were elected to the Board. This year

John Scott will stand for election, and Susan Paterson and

Sara Gifford will stand for re-election.

EROAD Governance Report 2025
PAGE 86 PAGE 87

All new directors enter into a written agreement with

EROAD, which sets out the terms of their appointment. New

directors complete a comprehensive induction programme,

including meetings with the Chair, other directors, and the

senior management team to gain insight into EROAD’s values

and culture, our business operations, key risks and regulatory

and legal framework. The program also includes site visits.

Each director’s induction program is tailored based on the

director’s existing skills, knowledge, and experience.

Board Skills

All directors are expected to maintain the skills required to

fulfil their obligations to the Company. To assist directors

in understanding key developments in the industry in

which EROAD operates, they are regularly provided with

papers, presentations, and briefings on matters that may

affect EROAD’s business or operations. Directors are also

encouraged to undertake continuing education and training

relevant to the discharge of their obligations as directors of

the Company.

The Board considers that Barry Einsig has specific experience

in the transport industry. Susan Paterson, David Green and

Cameron Kinloch bring listed company and financial/risk

experience. Sara Gifford, Barry Einsig, Cameron Kinloch

and John Scott have extensive experience in technology

solutions. Overall, the Board’s skill set is as set out in the

following table.

BUSINESS CONTEXTCAPABILITYKEY ELEMENTCURRENT BOARD

A depth of industry

experience and awareness

of sector trends

Executive industry

experience

Modern executive telematics hardware experience

(Hardware R&D)

Product software

Fleet management or adjacent software development

Data-driven innovation and growth

Deep software development experience

Transport and supply

chain

Strong insight into transport – systems, trends

Fleet management

Supply Chain Regulation

Sustainability

Customer perspective

Driving long-term value

creation through serving

customer needs

Modern technologist

SaaS businesses

Data analytics / AI

Strong scale tech networks

Modern cloud expertise

Cybersecurity

Key trends in tech sector

Tech go-to-market

strategy and sales

Sales channel leadership experience – digital and

enterprise selling

Customer-centric strategies

Identifying new growth opportunities

Building world-class sales capability

Go-to-market strategy

Driving revenue growth – beyond $1bn

Digital product

marketing

Tech sector marketing

Building customer insight

Brand development

Key customer

segment insight

New Zealand

North America

Australia

BUSINESS CONTEXTCAPABILITYKEY ELEMENTCURRENT BOARD

Scaling experience to guide

EROAD growth towards a

$1b company

Scale software

Company

Scaling a technology or SaaS organisation

– beyond $1b

Growth strategy development and execution

Capital market leadership

Investment

Direct exposure to investments in technology

companies that have successfully scaled

M&A / takeovers

Long-term value creation

Finance / investment community insight

Technology

infrastructure

Scale IT infrastructure

Technology trends

Technology risk

Supporting financial and

culture growth as scale and

complexity builds

Finance

Former CFO / CA / ARC Chair expertise

Financial strategy (tech)

Financial reporting and regulations

Risk management

People and

compensation

Corporate culture and diversity & inclusion

Executive compensation experience

Employee engagement

Performance and talent

H&S

Driving best practice in

governance and strategic

leadership

Listed governance

Scale public company governance experience - NZX,

ASX, NASDAQ ESG

Shareholder engagement and partnering

Chair succession potential

Demographic

diversity

Gender, ethnicity, age

KeyHigh capabilityModerate capability

The Board values a mix of tenures, recognising that longer-

serving directors bring deep knowledge of the business,

while newer members offer fresh perspectives. Although

there is no formal tenure policy, the Board considers the

current composition—outlined in the table below—to be

appropriately balanced. This supports effective succession

planning and ensures continuity and renewal over time. As at

31 March 2025, Board tenure was as follows::

DIRECTOR TENURE

AS AT 31 MARCH 2025

0-3 YEARS3-9 YEARS¹

Number of directors42

EROAD Governance Report 2025
PAGE 88 PAGE 89

Independence of Directors

The Board assesses director independence based on a

range of criteria, including those outlined in the Board

Charter and the NZX Code. Additionally, the Board considers

guidance from the ASX Corporate Governance Principles

and Recommendations. Some factors that may impact a

director’s independence include that the director:

1. is currently, or was within the last three years, employed in

an executive role by the issuer, or any of its subsidiaries;

2. is currently deriving, or within the last 12 months derived a

substantial portion of his, her or their annual revenue from

the issuer;

3. is currently or was within the last 12 months,

in a senior role in a provider of material

professional services (other than an external auditor) to the

issuer or any of its subsidiaries;

4. is currently, or was within the last three years, employed by

the external auditor to the issuer, or any of its subsidiaries;

5. currently has, or did have within the last three years,

a material business relationship (e.g. as a supplier or

customer) with the issuer or any of its subsidiaries;

6. is a substantial product holder of the issuer, or a senior

manager of, or person otherwise associated with, a

substantial product holder of the issuer;

7. is currently, or was within the last three years, in a material

contractual relationship with the issuer or any of its

subsidiaries, other than as a director;

8. has close family ties or personal relationships (including

close social or business connections) with anyone in the

categories listed above;

9. has been a director of the entity for a period that may

compromise independence, 12 years or more.

EROAD maintains a Conflicts of Interest Register, which is

regularly updated based on disclosures made by directors.

The Board uses this information to assess each director’s

independence. In each case, the Board assesses the

materiality of a director’s interests, positions, associations,

or relationships to determine if they could interfere, or be

perceived to interfere, with the director’s ability to exercise

independent judgment, act in EROAD‘s best interests, and

represent the interests of our financial product holders.

Based on these factors, as well as the guidance provided

in the Code and with no Disqualifying Relationships (as

defined in the NZX Listing Rules) identified, the Board has

determined that, as at 31 March 2025, Susan Paterson (Chair),

David Green, Barry Einsig, Sara Gifford, Cameron Kinloch and

John Scott were independent directors.

The Board considers that Mr Heine and Mr Kenneson as Co-

CEOs are both sufficiently independent of the Chair.

Diversity and Inclusion

Diversity and inclusion are ongoing priorities at EROAD

and are central to our value of ‘play as a team’. They are

embedded in how we work together, reflecting our belief that

different perspectives make us stronger and more effective

as a team. Progress has been made in FY25 in the following

areas and the Board is satisfied with EROAD‘s performance:

• Our people gave us a +49 eNPS for their satisfaction with

our D&I efforts globally. This is 8 points above industry

benchmarks.

• In our focus to support equal opportunity, our annual

remuneration review prioritises gender parity. Our

recruitment advertisements and position descriptions have

been refined to be gender neutral with leadership guidance

on unconscious bias, and we have a continued focus on

40:40:20 gender ratio amongst short listed job applicants

by 2026.

• 36% of EROADers identify as female (higher than the

industry benchmark of 28%). 54.5% of our senior leadership

team are female, 46.3% of our people leaders are female,

and we are developing diversity initiatives that support

progression of women in the industry with a draft Women

in Motion Charter shared as part of International Women‘s

Day 2025.

• EROADers come from 31 different cultures, and we

promote inclusion through a range of global initiatives

including cultural celebrations, Pink Shirt Day and Te Whare

Tapa Wha holistic wellbeing models, and have self-formed

groups such as our Samoan “Fono Crew” supporting

Pacifica EROADers.

Our Diversity and Inclusion Policy is available on the

Investor Website and requires the Board to set, review and

report on measurable objectives across the business. The

People & Culture Committee oversees EROAD‘s diversity

and inclusion efforts and we are currently in the process of

confirming our FY26 priorities.

Gender composition

The table below presents the number of men and women on

the Board, in executive management positions (referred to as

“Officers”), and across the entire organisation, including both

full-time and part-time employees, as of 31 March 2024 and 31

March 2025.

2024WomenMen

Gender

diverse/

gender not

declared

Board3 (43%) 4 (57%)-

Officers*2 (22%)7 (78%)-

Other employees164 (35%)294 (62%)13(3%)

2025WomenMen

Gender

diverse/

gender not

declared

Board3 (50%)3 (50%)-

Officers1 (10%) 9 (90%)-

Other employees 153 (37%) 249 (60%) 15 (4%)

*“Officers” are the Co-CEOs and senior executives reporting

directly to either or both of the Co-CEOs.

Board Performance

Performance evaluations for the Board, its committees,

individual directors, and executives are conducted regularly.

The Board Charter requires the Board to undertake a regular

performance evaluation of itself which:

• Compares the Board’s performance with the requirements

of our Charter;

• Reviews the performance of the Board’s committees and

individual directors; and

• Makes improvements to the Board Charter where deemed

appropriate.

As part of the Board review process, an independent third

party is periodically appointed to evaluate the Board’s

performance. The last review was conducted in FY22.

Following the successful completion of the Board’s renewal,

another independent review commenced at the end of FY25

and is currently progressing. The Board also undertakes

self-assessments from time to time as an alternative to

independent evaluations.

Company Secretary

EROAD’s General Counsel & Company Secretary was

accountable to the Board, through the Chair, on all matters

to do with the proper functioning of the Board throughout

FY25. They had regular discussions with the Chair to

manage the flow of information between EROAD’s Board,

its committees, and senior executives; and was responsible

for all aspects of legal and regulatory compliance and risk

management at EROAD.

EROAD has been a party to one employment-related legal

action in FY25 which had been ongoing from the prior

period. This matter is now closed. The company is not aware

of any pending actions regarding anti-competitive behaviour

and violations of anti-trust, or monopoly legislation.

EROAD has not identified any non-compliance with laws

and/or regulations, nor has the Company been subject to

any significant fines or non-monetary sanctions for non-

compliance with any laws and/or regulations in the social and

economic area.

PRINCIPLE 3: BOARD COMMITTEES

The Board has established four key committees:

• Finance, Risk and Audit;

• Nominations;

• People & Culture; and

• Technology.

These focused committees were established to enhance

efficiency in addressing Board matters. EROAD’s Board

committees collaborate closely with management and

advisers, providing detailed insights and recommendations

to the Board. The committees’ charters, accessible on the

Investor Website, set out their objectives, procedures,

composition, and responsibilities.

All directors have a standing invitation to attend committee

meetings where there is no conflict of interest. Below is

a description of the purpose and composition of each

committee:

2 A quorum was present for each Board and Committee meeting held in FY25.
3 Barry Einsig served as a member of the PCC from May 2024 until February 2025. David Green served as a member until May 2024, and was then reappointed in

February 2025.

4 Barry Einsig was appointed to the FRAC as a member on 20 February 2025.

5 Selwyn Pellett attended all FRAC, NC and TC meetings until his resignation on 13 November 2024.

6 John Scott was appointed to the Board and TC on 1 March 2025.

EROAD Governance Report 2025

PAGE 90 PAGE 91

Finance, Risk and Audit Committee (“FRAC”)

The Finance, Risk and Audit Committee oversees EROAD’s

risk management, internal controls, financial reporting

integrity and the auditing processes and activities. FRAC held

four meetings during the year ended 31 March 2025.

According to its Charter, the Committee must be comprised

of non-executive directors, the majority of whom must be

independent. Further, the Chair of the Committee must be an

independent director and cannot be the Chair of the Board.

As at 31 March 2025, the members of the FRAC were David

Green (Chair), Susan Paterson, Cameron Kinloch, and Barry

Einsig (appointed to the Committee in February 2025). Up

until his resignation from the Board, Selwyn Pellett also

served as a member of FRAC. Currently, all members of the

Committee are independent non-executive directors and at

least two members have an adequate accounting or financial

background. Qualifications and experience of the Committee

members is outlined on page 18-19 of this Annual Report.

The Chair of the Committee reported to the Board on the

Committee’s proceedings following each meeting.

Employees only attend the FRAC meetings at the invitation

of the Committee. In the year ended 31 March 2025, Co-CEOs,

Mark Heine and David Kenneson, the Chief Financial Officer

(“CFO”) Margaret Warrington (up until her resignation),

the Interim Chief Financial Officer, Rebecca Lineham (who

attended one meeting following her appointment) and

General Counsel, Ksenija Chobanovich, were invited to attend

the Finance, Risk and Audit Committee meetings.

Nominations Committee (“NC”)

The Nominations Committee assists the Board in fulfilling

its responsibilities to shareholders with respect to Board

performance, composition, succession planning and the

selection and appointment of Directors. For the purposes of

Recommendation 3.4 of the Code, the Board has determined

that the whole Board will carry out the functions of the

Nominations Committee due to the small size of the Board,

with the Board Chair serving as the Committee Chair. A

quorum of four directors is required in accordance with the

Nominations Committee Charter.

Four Nominations Committee meetings were held during the

year.

All members of the Nominations Committee are

independent, non-executive directors.

Detailed responsibilities of the Committee are set out in the

Nominations Committee Charter, accessible via the Investor

Website.

People & Culture Committee (“PCC”)

The People & Culture Committee assists the Board in

overseeing EROAD’s culture, values and leadership; health,

safety, environment and wellbeing matters; remuneration

and organisational matters; and remuneration policies and

practices.

As at 31 March 2025, members of the People & Culture

Committee were Sara Gifford (Chair), David Green and Susan

Paterson. As part of the Board’s committee rotation process,

Barry Einsig joined the Committee in May 2024, with David

Green stepping off at that time. Mr Green has since rejoined

the Committee in February 2025 to support Mr Einsig’s

transition to the Finance, Risk and Audit Committee.

Qualifications and experience of the committee members

is outlined on page 18-19 of this Annual Report. A quorum

for the meeting is two directors in accordance with the

Committee Charter, accessible via the Investor Website.

The Chair of the Committee reports to the Board on

the Committee’s proceedings following each meeting.

All members of the People & Culture Committee are

independent directors. Management only attends the People

& Culture Committee meetings at the invitation of the

Committee.

Technology Committee (“TC”)

The Technology Committee assists the Board in its

obligations to oversee EROAD‘s digital transformation. The

Technology Committee governs product management,

technology and innovation strategies, technology

execution plans, and necessary workforce development.

The Technology Committee also oversees operations

relating to hardware, product and platform innovation, as

well as information security, cyber security, data privacy

and third-party technology risk management. Key product

and ecosystem partners also form part of the Technology

Committee‘s workstream.

As at 31 March 2025, the members of EROAD‘s Technology

Committee are Barry Einsig (Chair), Sara Gifford and John

Scott (from March 2025). Selwyn Pellett served on the

Technology Committee as a member up until his resignation.

Qualifications and experience of the Committee members is

outlined on page 18-19 of this Annual Report.

The Committee met 5 times during the year. A quorum for

the meeting is two independent directors. The Chairperson

of the Committee reported to the Board on the Committee’s

proceedings following each meeting.

Detailed responsibilities of the Committee are set out in the

Technology Committee Charter, accesible via the Investor

website.

Attendance and Board and Committee Meetings

The Board held 10 meetings during the year ended 31 March 2025.2

The attendance records provided below document the attendance of directors who are members of the respective committee.

Attendance of non-member directors is not included, however all directors have a standing invitation to attend all committee

meetings where there is no conflict of interest and this is regularly accepted.

BoardFRACNCPCC

3

TC

Susan Paterson10442-

Barry Einsig1014425

Sara Gifford10-424

David Green1044--

Cameron Kinloch1044--

Selwyn Pellett5 422-3

John Scott1

6

----

In addition to the above scheduled Board meetings, the Board also had 3 Board calls during the year. As noted above, directors

have a standing invitation to attend all committee meetings where there is no conflict of interest.

Takeover Protocol

The Board has a formal written protocol (“Protocol”) outlining the procedure to follow if EROAD receives a takeover offer. This

Protocol summarises key aspects of takeover preparation, and sets out governance, conflict and communications protocols

for responding to a takeover. In the event of a takeover offer, the Board‘ Takeover Committee will manage EROAD‘s response

obligations and make a recommendation to the full board.

PRINCIPLE 4: REPORTING & DISCLOSURE
Marking Timely and Balanced Disclosure

EROAD builds shareholder confidence through transparent,

timely and accurate market communication. The Company

has procedures in place to ensure compliance with our

disclosure obligations under the NZX Listing Rules and the

ASX Listing Rules. The Board has a Continuous Disclosure

Committee that comprises a Co-CEO, the Interim CFO

(“the Disclosure Officers”) and one Independent Director.

In the absence of either one of the Co-CEOs or the Interim

CFO market disclosure can be approved by either: 1) two

Independent Directors and a Co-CEO, or the Interim CFO; or

2) one Independent Director, the General Counsel and either

a Co-CEO or the Interim CFO.

The Continuous Disclosure Committee is responsible

for administering EROAD’s compliance with our Market

Disclosure Policy which details EROAD’s NZX and ASX

continuous disclosure obligations. The Disclosure Officers

will recommend to the Continuous Disclosure Committee

whether a market disclosure should be made. The Disclosure

Officers are ultimately responsible for all communications

with NZX and ASX market regulators.

Financial Reporting

EROAD’s FRAC Charter directs the oversight of the quality

and integrity of external financial reporting including

the accuracy, completeness, balance and timeliness of

financial statements. FRAC reviews interim and annual

financial statements and makes recommendations to the

Board concerning accounting policies, areas of judgement,

compliance with financial reporting standards, NZX, ASX

and legal requirements, as well as the results of the external

audit. During the period under review, all matters within the

Committee’s responsibility were addressed.

All interim and full-year financial statements are prepared in

compliance with relevant financial standards.

Non-Financial Reporting

Environmental, social, and governance (“ESG”) factors are

central to how EROAD operates and how we support our

customers. Sustainability at EROAD is not limited to our

internal practices—it also includes helping customers reduce

emissions, meet regulatory obligations, and achieve their

own ESG goals.

EROAD’s Chief Sustainability Officer has formal responsibility

for environmental topics and EROAD’s General Counsel and

Interim CFO have an informal responsibility for economic and

governance related topics. The Co-CEOs and wider executive

team have responsibility for social factors. The General

Counsel and Interim CFO keep the Board informed of any

material factors and update them on current market trends

and processes in this area. The directors are committed to

progressing ESG matters and consider these at every board

meeting. Members of the Executive Team report directly to

FRAC on sustainability matters at every meeting. The Board

also takes advice from FRAC, General Counsel, Sustainability

Committee (lead by the Chief Sustainability Officer), and

EROAD‘s Engineering Teams.

Climate-related disclosures

EROAD is a climate-reporting entity under the FMC Act.

EROAD undertook significant work in FY24 to understand

the Company’s climate-related risks and opportunities and

set metrics and targets in accordance with our obligations

as a climate-related entity. EROAD will publish its second

climate-related disclosures for the year ended 31 March

2025 in compliance with the Aotearoa New Zealand Climate

Standards issued by the External Reporting Board (XRB)

as required by the FMC Act. EROAD’s climate-related

disclosures for the year ended 31 March 2025 will be

accessible on our Investor Website by 31 July 2025.

Global Reporting Initiative

As in previous reporting years, we have continued to report

against the Global Reporting Initiative (“GRI”) Framework.

We have taken a targeted approach to reporting against the

standards material to EROAD in FY25.

PRINCIPLE 5: REMUNERATION 

Please refer to the Remuneration Report on page 100 of this

Annual Report for details on our compliance with Principle 5

of the Code.

PRINCIPLE 6: RISK MANAGEMENT

Risk Management Framework

EROAD’s risk management framework supports informed

decision-making and protects the business by ensuring

key risks are actively identified, assessed, and addressed.

The Board oversees the framework, with management

accountable for its implementation and monitoring.

The framework is anchored by EROAD’s Risk Appetite

Statement (RAS), which sets clear boundaries around

acceptable risk. The RAS guides decision-making across

the business and is reviewed regularly to reflect EROAD’s

evolving priorities. This is explained in more detail below.

Management maintains several risk registers to track and

manage known risks. These include enterprise, operational,

and climate-related registers:

• Enterprise risks are reviewed regularly with a top-down

assessment of material risks to EROAD’s strategy. Each risk

is rated by impact and likelihood, and mitigation plans are

embedded into business planning.

• Monthly, the executive team reports on any threshold

breaches under the RAS, emerging risks, and status

updates on mitigation actions. These are discussed at the

Board and in management forums including Executive

meetings.

• Climate-related risks and opportunities are tracked

separately to meet New Zealand Climate Standards. The

Sustainability Committee reviews these regularly and

escalates any material items for integration into the broader

risk register. The Committee also monitors performance

against climate-related metrics and targets defined in the

RAS.

FRAC reviews the RAS, key registers, dashboards and risk

processes on a rolling basis. It works with management and

auditors to ensure the framework is operating effectively and

that material risks are being managed appropriately.

EROAD’s Risk Management Policy is available on the Investor

Website.

EROAD Governance Report 2025

PAGE 92 PAGE 93

In FY25 EROAD identified the following material risks to the Company:

RISKRisk description and management

Diminished competitive

advantage

The telematics industry is undergoing disruption due to a decreasing reliance on hardware. Customers now have

a wider range of options that leverage integrated vehicle technology. Additionally, the market is experiencing

increased competition with the entry of global players.

Risk mitigation includes:

• Reviewed organisational structure, enhancing development efficiency.

• Initiated the establishment of an office in Manila.

• Partnerships to introduce new technologies.

• Leveraged AI to improve customer outcomes and create new revenue opportunities.

• Strengthened product management presence in North America.

North American growth

strategy execution

EROAD’s growth in North America is crucial for the successful execution of its strategy. The market in North

America is currently experiencing consolidation and increased competition.

Risk mitigation:

• Increased investment in North America, including focused training and hiring experienced sales leaders.

• Investment in R&D.

• Exploration of M&A opportunities to improve market entry speed, expand the serviceable available market

and serviceable obtainable market, offer high-margin solutions, and diversify EROAD’s customer base.

Product and platform

reliability and scalability

Platform and product stability is essential for maintaining customer satisfaction. However, there is a risk of

system outages, performance bottlenecks and the ability to handle increasing user demands and data volumes.

Risk mitigation:

• Progressed with a technology uplift programme.

• Improved alignment between contractual agreements and organisational goals.

• Framework developed to facilitate faster integration of new devices.

Cybersecurity vulnerability

EROAD is at risk of cyber-attacks that could result in data breaches, given its online software hosting, Cloud/

SaaS services revenue model, and role as a data processor.

Risk mitigation:

• Enhanced threat intelligence capabilities.

• Regular security metrics reporting.

• Upgraded incident response procedures.

• Strengthened access controls.

• User access audits conducted.

• Increased employee cybersecurity awareness.

• SOC2 compliance programme progressed.

Revenue erosion

Customers experiencing tighter budgets or financial uncertainty may seek to cut back on spending, leading to

churn and subsequent revenue erosion. Additionally, the economic downturn may reduce the demand for new

services from existing customers as business spending slows.

Risk mitigation:

• Engaging with key customers.

• Ensuring accurate billing for all products.

• Implementing a structured account management system across various regions.

• Implementing annual billing.

• Incorporating auto-renewal clauses in agreements.

RISKRisk description and management

Maximising shareholder

return

A diminished share price can limit shareholders’ ability to optimise returns.

Risk mitigation:

• Focused on delivering on our strategy.

• Proactive communication with key stakeholders to maintain stability and attract new interest.

• Diversified shareholder base to enhance liquidity.

• Engaged with retail investors to increase demand, liquidity, and facilitate price discovery.

• Focused on enhancing liquidity and market capitalisation to achieve index inclusion, thereby attracting long-

term investments from various funds and trackers.

• Building investor trust while monitoring long-term targets as key drivers for short-term share price

appreciation.

Operational complexity

EROAD operates a number of different systems and processes across 3 markets.

Risk mitigation:

• Global alignment of processes and customer journeys.

• Classifying and prioritising issues, and standardising issue management commitments.

• Restructured support teams to enhance efficiency.

• Implemented an offshoring programme.

• Made efficiency-focused improvements throughout the organisation.

Large Enterprise Customer

Dependency

Large enterprise customers play a significant role in shaping operations and service delivery, based on their

internal priorities.

Risk mitigation:

• Developed a professional services framework, ensuring a fair exchange of value when large enterprise

customers make requests.

• Renewed contracts with a substantial number of our large enterprise customers.

Working capital

management

Effective working capital management is critical for achieving free cash flow targets.

Risk mitigation:

• Streamlined operations and enhanced efficiency.

• Improved tracking to ensure forecast accuracy.

• Maintained strong relationships with our contract manufacturers.

• Philippines offshoring programme to provide increased resources for debt collection.

Organisational resilience

Ongoing organisational changes may create short-term disruption as teams adjust to evolving workflows and

priorities. However, these changes are intended to enhance long-term resilience and operational effectiveness.

Risk mitigation:

• Optimised resource allocation across key functions in a more cost-effective manner.

• Cohesive leadership approach.

• Annual talent reviews and succession planning to ensure that key positions are filled with capable individuals.

• Comprehensive business continuity planning.

• Meticulously planning structural changes to understand and mitigate specific risks related to disruption.

EROAD Governance Report 2025

PAGE 94 PAGE 95

Risk Appetite
EROAD’s updated Risk Appetite Statement, revised during

FY25, supports our evolving environment by clearly defining

the levels of risk the company is willing to accept in pursuit

of its strategic objectives. It enables the business to balance

disciplined financial management with the flexibility needed

to respond to change. The RAS applies across six key risk

categories—strategy, finance, customers, technology, people,

and legal—and guides risk-based decisions at all levels of the

organisation.

Risks that exceed the defined appetite are reported to the

Board, along with mitigation plans and progress updates. The

Board, with support from FRAC, also approves and monitors

policy and procedures in areas such as treasury management,

financial performance, taxation and delegated authorities. This

oversight ensures that risk-taking and internal controls remain

aligned with EROAD’s purpose, values, and long-term goals.

A summary of EROAD’s risk appetite is set out below.

RISK APPETITE LEVELS

RISK APPETITE CATEGORIES

Risk Appetite LevelStrategyFinancialCustomersTechnologyPeopleLegal

OPEN

• Climate-related risks and

opportunities

• Innovative solutions• Innovation

RECEPTIVE• Partnerships• Experimentation• Regulatory change

CAUTIOUS• Strategy execution

• Free cash flow

• Working capital

• Financial plan

• Customer interactions

• High quality and resilient

solutions

• Product delivery

• Ideation to market

cycle time

• Capacity, capability

and skills

• Core knowledge

• Governance

• Legal obligations

RELUCTANT• Banking covenants

• Privacy and security

• Compliant products

• Cybersecurity

compliance goals

• Scalability of EROAD’s

platform

• Health & safety• Non-compliance

Insurance

EROAD has insurance policies in place covering areas

where risk to our assets and business can be insured at

a reasonable cost.

Health and Safety Risk Management

Safety and wellbeing are top priorities for the Board,

as outlined in the Board Charter. The Board is committed

to embedding safety and wellbeing into every aspect

of EROAD’s business. The Safety and Wellbeing Policy,

a management policy, provides oversight and management

of health and safety risks on behalf of the Board.

EROAD’s Safety and Wellbeing Management Framework

details the safety and wellbeing activities at EROAD and

defines the responsibilities for the Board, the executive

team, and all personnel. The framework mandates the

establishment of objectives and key results, which are

integrated into business planning processes to enable the

In FY25 EROAD continued to improve our safety and

wellbeing approach with a particular focus on our critical

risks. Key deliverables included:

• developed control plans for our global critical risks - safe

driving, installation, contractor management, warehousing,

mental health and wellbeing;

• enhanced contractor management for high risk activities

such as device installation;

• implemented a new global electronic safety management

system (BWare);

• embedded safety KPIs for leadership;

• reviewed health monitoring for key health risks;

• increased focus on mental health and wellbeing, with

awareness training, regular communications and key events

(e.g. Pink Shirt Day, World Mental Health Day).

Cybersecurity

During FY25 the Board implemented a Cybersecurity

Governance Framework, confirming the Board’s overall

responsibility for cybersecurity oversight. This responsibility

is supported through its committees, as follows:

• The Finance Risk and Audit Committee (FRAC) is

responsible for cybersecurity oversight related to risk

management, controls, compliance, and governance; and

• The Technology Committee maintains oversight of the

technical aspects of cybersecurity, including architecture,

systems resilience, and innovation.

Safety and Wellbeing Policy’s intent and related strategies

and procedures. Additionally, the framework requires a

review of the safety and wellbeing strategy every three

years to ensure alignment with EROAD’s values, the overall

business strategy, and the safety and wellbeing vision.

At each Board meeting, members receive a safety and

wellbeing report that summarises EROAD’s risk profile and

management actions, the current safety and wellbeing focus,

lead and lag indicators and updates from the Safety and

Wellbeing staff committee. EROAD’s risk appetite triggers

for health and safety risks are centred around notifiable

incidents and serious near miss incidents. In the year ended

31 March 2025, there have been no notifiable events to report

to WorkSafe NZ or Safe Work Australia and no notifiable

events reported to US authorities.

EROAD Governance Report 2025

PAGE 96 PAGE 97

PRINCIPLE 7: AUDITORS
Oversight of the Company’s external audit arrangements

to safeguard the integrity of financial reporting is the

responsibility of FRAC. The FRAC Charter sets out the

procedure for communication with the external auditors.

The External Auditor Independence Policy, reviewed and

updated during FY25, ensures that audit independence is

maintained, both in fact and appearance. It covers:

• the selection and appointment process for the external

auditor;

• rotation of external audit partners;

• policy to ensure external auditors’ independence;

• provision of non-audit services; and

• reporting to FRAC.

The role of the external auditor is to audit the financial

statements of the Company in accordance with applicable

auditing standards in New Zealand and to report on their

findings to the Board and answer questions from the

shareholders of the Company.

EROAD’s key external audit partner is Matt Diprose from

KPMG. Mr Diprose became the engagement partner

for FY25 in accordance with EROAD’s External Auditor

Independence Policy which requires the rotation of external

audit partners at least every 5 years. Mr Diprose has provided

an independence attestation to the Board. He will attend

the annual shareholder’s meeting to answer questions from

shareholders in relation to audits.

EROAD does not prescribe rotation of the external audit firm

but closely monitors the independence requirements and

considerations around cost and efficiency.

The auditor‘s involvement in non-audit work is limited and

subject to approval by the Chair of FRAC.

Additional audit-related services include agreed-upon

procedures concerning the Research and Development Tax

Incentive (RDTI), and reasonable assurance for the New

Zealand Transport Agency (NZTA).

In the fiscal year 2025, KPMG‘s non-audit services were

limited to tax related activities. These activities encompassed

compliance work, advisory support for tax compliance

(including income tax and GST) and transfer pricing services.

The following table provides a summary of the non-

audit work performed by KPMG and the associated fees

recognised in the financial statements. For comprehensive

details on the fees paid to KPMG, please refer to Note 5 in

our financial statements included in this annual report.

Activity Description Fees (NZ$)

Tax compliance

Income tax return filing in two tax jurisdictions, including

calculation review, tax agent services, documentation and

query response

$60,019

Transfer Pricing Support

Provision of margin benchmarking information, drafting

intercompany loan documentation, calculation review

and transfer pricing advice in relation to operational

decisions

$102,971

Total Non-Audit Fees Paid to KPMG (representing 25%

of the audit fee)

$162,990

EROAD has used a variety of tax advisors globally, including

KPMG due to their expertise in relevant areas of tax risk and

their experience with EROAD’s operations, ensuring value for

money. KPMG adheres to external auditing standards including

independence and disclosure requirements. KPMG also has

internal processes to manage advisory and auditing conflicts

including separation of duties, approvals, independence

training and monitoring systems.

EROAD does not have an internal audit function. FRAC pays

particular attention to matters raised by the Company’s

auditor. It also requires the Executive Team to report

periodically on areas identified as most sensitive to risk

together with recommendations for improvements and

changes to internal controls. Through the steps outlined

under the Risk Management section, the Board ensures

EROAD is reviewing, evaluating and continually improving the

effectiveness of our risk management framework.

The Interim Chief Financial Officer has a direct line of

communication with the Chair of FRAC and the external

auditor.

PRINCIPLE 8: SHAREHOLDER RIGHTS AND

INTERESTS

EROAD recognises the importance of providing shareholders

and the broader investment community with access to

up to date, high-quality information. This enables them to

monitor the Company’s performance; participate in decisions

requiring owner input, and facilitate two-way communication

between the Company, the Board, and shareholders. The

Shareholder Communication Policy outlines how EROAD

engages with shareholders and other stakeholders through

written and electronic communications, as well as access to

the Board, management, and auditors. This policy is part of

the corporate governance policies available on the Investor

Website.

EROAD’s Investor Website serves as an important

information portal, is regularly updated with relevant

information, including shareholder reports, presentations,

and market announcements. Releases and reports are

published to the website once they have been provided to

and publicly released to both the NZX and ASX. The website

also contains Board and management profiles, information

on EROAD’s history, awards and a library of product

information.

Shareholders can easily communicate with EROAD, via email

at investors@eroad.com.

Major communications with shareholders during the financial

year include the annual and half-year results, and the annual

meeting of shareholders. The Annual Report is available in

both electronic and hard-copy formats, and shareholders

have the option to receive communications from EROAD

electronically.

Shareholders have the right to vote on major decisions as

required by the NZX Listing Rules. The Notice of Meeting

is sent to shareholders and published on EROAD’s website

at least 20 working days prior to the annual shareholders’

meeting each year. EROAD offers this meeting in a hybrid

format and so also includes a Virtual Meeting Guide which

sets out information to help investors understand and

participate in hybrid meetings. Physical meetings will not

take place if there exists a risk to public health and safety.

In any instance where health and safety is a concern,

EROAD may determine that virtual only meetings are most

appropriate.

EROAD Governance Report 2025

PAGE 98 PAGE 99

PAGE 100
REMUNERATION

REPORT

Dear Shareholders,

As Chair of the Board‘s People and Culture

Committee I am pleased to present

EROAD‘s FY25 Remuneration Report.

FY25 was a strong year for EROAD,

marked by disciplined execution against

our financial goals and progress on

strategic priorities. This performance

reflects the commitment of our Executive

Team, senior leaders, and key individuals

across the business—from sales to

engineering—whose efforts have helped

drive sustainable growth. Therefore,

during FY25, the primary focus areas were

to attract, retain, and motivate employees,

maintain alignment between employee and

shareholder interests, and ensure prudent

cash management.

LETTER FROM THE PEOPLE AND CULTURE COMMITTEE CHAIR

EROAD Remuneration Report 2025

The following were some remuneration highlights

for FY25:

• Acknowledging ongoing skill shortages in the industry

and cost-of-living pressures, EROAD conducted a fixed

remuneration review in July 2024. Increases in fixed

remuneration were targeted to support the employees who

needed it most, resulting in an average uplift of 3% across

the wider workforce. Executive Team fixed remuneration

remained unchanged throughout FY24 and FY25.

• The Co-CEO salaries remain aligned in NZD to ensure

consistency, even though CEO rates are typically higher in

the United States1. The Co-CEOs are eligible to receive 50%

of their base salaries under the company’s FY25 STI plan

and 100% of their base salaries under the FY25 LTI Grant.

• EROAD’s FY25 STI Grant was offered to members of the

Executive Team and key senior leaders. For most of the

Executive Team, STI performance targets were based 100%

on the company’s core financial metrics being revenue,

EBIT and FCF, in order to align with shareholder interests.

For Executives and senior leaders in the sales roles,

performance targets included a 25% weighting for regional

sales or booking targets and a 75% weighting for core

financial metrics. For other senior leaders, STI performance

targets were a mix of 75% financial metrics and 25%

individual (non-financial) objectives.

• EROAD’s FY25 LTI Grant maintained the same structure

as the FY24 LTI Grant and was offered to Executive Team

members, key senior leaders and selected employees

across the business – such as engineering staff- who play

a critical role in delivering EROAD’s strategic initiatives.

Details of the Grant structure are disclosed in this report.

As we look ahead, we remain focused on rewarding

performance through a clear, merit-based incentive structure

that aligns with delivering long-term value.

Feedback

EROAD is committed to upholding the highest standards

of corporate governance that help ensure our remuneration

practices are transparent and align with the interests of all

our stakeholders. We welcome your feedback on this report

via investors@eroad.com.

Sara Gifford

Chair, People and Culture Committee

PAGE 101

1 Subject to fx fluctuations.

Executive Remuneration Policy
EROAD’s Director and Executive Remuneration Policy sets fair and competitive remuneration to attract, motivate and

retain top talent. It aligns with company purpose and values, backed by principles ensuring consistency with culture,

strategy and business goals.

PRINCIPLEDESCRIPTION

AlignmentEROAD aims to ensure that a significant portion of the senior leadership team’s remuneration

is contingent on EROAD meeting its financial and strategic objectives, and the individual

acting in accordance with EROAD’s values.

BalanceMarket competitive fixed remuneration is balanced with affordability.

FlexibilityEROAD’s STI Plan and LTI Plan performance measures provide flexibility for EROAD to

recognise and reward individuals for outstanding contribution and respond appropriately to

business objectives and needs.

FairnessEROAD’s remuneration structure ensures there is a direct link between performance and pay.

RewardEnsure achievement of strategic objectives and shareholder value creation is rewarded

accordingly.

TransparencyThere are no complicated performance measures that require extensive explanation. The

remuneration structure is clear, transparent, consistent, easy to understand and simple to

administer.

CompetitivenessEROAD’s remuneration structure helps attract, motivate and retain directors and executives

who contribute to EROAD’s business outcomes.

EROAD Remuneration Report 2025

PAGE 102 PAGE 103

Remuneration Report Structure

In presenting this report, EROAD has taken the NZX

Remuneration Report Template on Listed Issuers into

account. As a result, this report is structured as follows:

• Remuneration Governance;

• Executive Remuneration Policy;

• Co-CEO Remuneration Arrangements and Outcomes;

• ESG disclosures;

• Remuneration Bands (in accordance with the Companies

Act 1993 (NZ)) and

• Director Remuneration

Remuneration governance

EROAD’s Board is supported by the People and Culture

Committee. The People and Culture Committee provides

recommendations to the Board regarding company-wide

remuneration, benefits, and policies. The Committee also

oversees performance objectives, remuneration packages,

succession planning, and development programmes for

the senior management team. Company culture and

values are key considerations for the Committee alongside

remuneration matters. The Committee is not responsible

for director selection, appointment, reappointment or

succession planning, as this is overseen by the Nominations

Committee.

The Committee comprises of the following members:

Sara Gifford (Chair), Susan Paterson and David Green. A

description of the skills and experience of each committee

member is detailed on pages 18-19. Attendance at FY25

committee meetings is detailed on page 91 of the Annual

Report.

All members of the People and Culture Committee are non-

executive, independent directors. Management only attends

committee meetings by invitation.

The People and Culture Committee provides

recommendations to the Board regarding company-wide

remuneration, benefits, and policies. The Committee also

oversees performance objectives, remuneration packages,

succession planning, and development programmes for

the senior management team. Company culture and

values are key considerations for the Committee alongside

remuneration matters. The Committee is not responsible

for director selection, appointment, reappointment or

succession planning, as this is overseen by the Nominations

Committee.

EROAD’s People and Culture Committee operates under

a written charter which is available to view at https://

eroadglobal.com/investors/. The objectives and activities

are periodically reviewed, and any changes in the duties and

responsibilities of the Committee, or changes to the terms of

its Charter, must be approved by the Board. No such changes

have been during FY25.

The Committee has no decision-making powers except

where expressly provided by the Board.

The internal governance policies that provide context for the

remuneration outcomes are described below:

• No Dealing or Protection Arrangements: All directors,

employees, contractors and advisers of EROAD are subject

to the company’s Securities Trading Policy, available via

the investor website. In addition to this policy, parties are

expressly prohibited from entering into any arrangements

designed to hedge or otherwise mitigate the economic

risk of EROAD securities. It is important to note that all

securities become subject to the Securities Trading Policy

rules once they have vested and that prior to vesting those

securities cannot be transferred or encumbered by the

holders.

• Minimum Shareholding Requirements: The EROAD Board

encourages but does not require senior leadership team

members or directors to hold shares in EROAD.

Further information on the People and Culture Committee,

including the broader responsibilities of the People and

Culture Committee and meeting attendance during FY25 can

be found on pages 90-91 of this Annual Report.

Executive Remuneration Components
EROAD uses a total remuneration package approach in setting

salary and rewards for executives. Remuneration of executives

is linked to 3 components: Total Fixed remuneration, STI

Plan and LTI Plan grants. For most executives, Total Fixed

Remuneration makes up 56% of the total remuneration

package, with STI and LTI making up 17% and 28% respectively.

Total Fixed Remuneration

EROAD’s Total Fixed Remuneration includes base salary and

benefits, benchmarked against independent survey data,

with median pay as the foundation. This ensures equal pay for

equal work across all EROAD employees globally. Contractual

and discretionary benefits vary by region. The Co-CEOs and

the executive team undergo periodic performance reviews,

aligning their pay adjustments against achievement of

operational and strategic objectives.

Variable Remuneration

STI Plan

EROAD’s STI Plan is designed to link specific annual

performance targets with the opportunity to earn either cash

or share incentives (to be determined at the sole discretion

of the Board) based on a percentage of fixed base salary.

The Board, on recommendation of the People and Culture

Committee, reviews and approves executive and key senior

leader annual targets, aligning rewards with shareholder value.

For FY25, STI awards for most executives, were based

entirely on group performance against company financial

targets. However, three executives also had individual sales

or customer-focused operational targets that were directly

aligned to their specific roles, to help drive revenue growth

and improve customer outcomes in support of the company’s

overall objectives. STI Plan payments are discretionary and not

guaranteed, even where performance criteria have been met.

The Board may elect to make STI payments in cash or shares.

In FY24 STI payments were made in shares and in FY25, the

Board intends to issue STI payments in cash. FY25 STI awards

have been assessed and payments will be made within one

month following the release of the FY25 results.

The CEO and Executive Team STI Plans are described in detail

in the table below:

2 Staff who are eligible for sales commissions are not typically invited to participate in EROAD’s STI Plan.

ELEMENTDETAILS

FY25 Co-CEO STI PlanFY25 Executive STI Plan

PurposeRewards achievement of Board-set KPIs

Target opportunity Award of up to 50% of base salary. Award of up to 35% of base salary

Performance and pay

out leverage

The aggregated threshold for the financial metrics needs

to be over 85% (i.e. the combination of revenue, EBIT and

FCF).

Performance and Award set at a minimum threshold 85%

and capped at 130%.

Performance

Level

Performance

as % Target

Award

as % Target

Threshold85% 85%

Any award is on a ratable straight line basis up to a

maximum of 130%.

The aggregated threshold for the financial metrics needs

to be over 85% (i.e. the combination of revenue, EBIT and

FCF).

Performance and Award set at a minimum threshold 85%

and capped at 130%.

Performance

Level

Performance

as % Target

Award

as % Target

Threshold85% 85%

Any award is on a ratable straight line basis up to a

maximum of 130%.

Performance periodFull financial year 1 April 2024 to 31 March 2025

Objectives

100% financial measures based on EROAD’s performance

against the metrics of Reported Revenue, Group EBIT and

Free Cash Flow.

FY25 financial targets:

Revenue$195m

EBIT$10m

FCF$5m

For the majority of executive team members, the

objectives are 100% financial measures based on

EROAD’s performance against the metrics of Reported

Revenue, Group EBIT and Free Cash Flow.

Revenue$195m

EBIT$10m

FCF$5m

For a small number of Executive Team members in sales

roles, objectives are 75% financial measures based on

EROAD’s performance against the metrics of Reported

Revenue, Group EBIT and Free Cash Flow, and 25% based

on individual targets.

Objectives setFollowing completion of financial year budgets

Performance

evaluation

In relation to the Co-CEO’s performance, the People and

Culture Committee makes a recommendation to the

Board.

The Board will, in its sole discretion, assess whether the

performance targets have been met and payment will be

made within 1 month of EROAD’s FY25 financial results

being released to the market.

The Co-CEOs review executive performance and make

a payment recommendation to the People and Culture

Committee, which makes a recommendation to the

Board.

The Board will, in its sole discretion, assess whether the

performance targets have been met and payment will be

made within 1 month of EROAD’s FY25 financial results

being released to the market.

STI payment

The FY25 STI Plan stipulates that payments, if any, are

made on an annual basis upon determination of the

STI Plan payment by the People & Culture Committee.

However, such payments are subject to the Board‘s

approval and at its sole discretion. If payment is to be

made, STI Plan payments will be made within 1 month

of EROAD’s FY25 financial results being released to the

market.

The FY25 STI Plan stipulates that payments, if any, are

made on an annual basis upon determination of the STI

Plan payment by the People & Culture Committee and

by the Co-CEOs. However, such payments are subject to

the Board‘s approval and at its sole discretion. If payment

is to be made, STI Plan payments will be made within 1

month of EROAD’s FY25 financial results being released

to the market.


EROAD Remuneration Report 2025

PAGE 104 PAGE 105

LTI Plan
EROAD’s LTI Plan was updated in FY24 based on an

independent review to strengthen market alignment. No

changes to the LTI Plan were made in FY25. Under the FY25

LTI grant, Co-CEOs, the executive team, select senior leaders

and key employees have received performance share rights

(PSRs), convertible to ordinary shares subject to achieving

performance hurdles.

The Plan drives long-term performance and retention by

linking incentives to strategic goals and value creation. The

Board retains discretion to adjust participation terms (with

the agreement of the participant) or to amend the Plan Rules

or the terms of any grant if it considers the interests of the

participants are not materially affected. EROAD’s FY25 LTI

Grant may be paid in shares or cash, with shares being the

preferred option, subject to capacity under NZX Listing Rule

4.6.1. In FY25, EROAD issued 892,092 PSRs to participants

under the FY24 LTI Grant3 and 2,133,633 PSRs under the FY25

LTI Grant4.

3 $516,427 remains as liability under the FY24 LTI Grant, subject to performance criteria being met. The Board intends to issue the remaining FY24 LTI award as

PSRs, subject to capacity under NZX Listing Rule 4.6.1.

4 $2,617,035 remains as liability under the FY25 LTI Grant, subject to performance criteria being met. The Board intends to issue the remaining FY25 LTI award as

PSRs, subject to capacity under NZX Listing Rule 4.6.1.

5 The Board intends to issue the FY25 LTI award as shares.

6 rTSR or relative total shareholder return means EROAD’s total shareholder return compared to the peer companies’ total shareholder return on a relative basis.

rTSR is a measure of financial performance.

7 The Board is considering changing this metric for the Company’s FY26 LTI Grant in response to shareholder feedback.

Our long-term incentive plan is designed to promote

leadership stability and retention by including continued

employment as a performance hurdle. This approach

ensures consistent execution of strategic initiatives and

long-term planning. By rewarding sustained performance

and commitment, the plan encourages a focus on enduring

shareholder value. Our equity incentives are benchmarked

against industry standards to remain competitive in attracting

and retaining top talent. The Board, advised by Haigh&Co,

recognised tenure as a common component in North

American long-term incentives, aligning with EROAD’s growth

focus in that market.

Using revenue, EBIT, and FCF metrics in both the LTI and

STI plans ensures a consistent focus on key performance

indicators that drive shareholder value. This alignment

reinforces a unified strategy for achieving financial goals, with

distinct targets and thresholds for LTIs and STIs reflecting both

short-term achievements and long-term objectives. These

targets are rigorously defined and monitored internally to

drive significant value creation.

Vesting 50% of rTSR at the 40th percentile ensures a

balanced and realistic target that motivates continuous

improvement while remaining competitive. This threshold

recognises the challenges of outperforming peers on the ASX

Technology Index (XTX), encouraging executives to strive for

sustained growth and higher performance, ultimately driving

shareholder value without setting unattainable goals.

ELEMENTDETAILS

Purpose

Reward and retain key EROAD executives and senior leadership members in FY25 in order to deliver on FY25 goals, drive

longer-term performance, align incentives of the CEO with the interests of EROAD’s shareholders and encourage longer term

decision-making by Plan participants.

Mechanism and

performance

period

PSRs were issued in FY25 as part of a 3-year incentive programme that incorporates award types as described below. Awards

may be paid in either shares or cash, at the Board’s discretion.5

Performance

Metrics

Award type

Portion

of total

Vesting mechanics

intentions

RationaleWeightings

Performance

range

Time Vested

Units

1/3

Vests 100% at the

end of 3 years

Supports retention

and continuity of

key employees

while EROAD

implements

and executes its

new long-term

strategy

100%0% if not achieved

Performance-

Relative

Shareholder

Return (rTSR)6

1/3

Vests at the end

of 3 years based

on EROAD’s

rTSR against the

peers on the ASX

Technology Index

(XTX) over 3 years

of the plan

7

Focuses

management and

key employees

on building and

maintaining long-

term shareholder

value and

outperforming

relevant market

benchmarks.

100%

From 0% - 200% of rTSR shares

vested, as follows:

• Under 40th percentile of XTX =

0% rTSR shares vested

• 40th percentile of XTX = 50%

rTSR shares vested

• 60th percentile of XTX = 100%

rTSR shares vested

• 80th percentile of XTX = 150%

rTSR shares vested

• 100th percentile of XTX = 200%

rTSR shares vested

Performance –

Absolute EROAD

Performance

(Revenue, EBIT,

FCF)

1/3

Vests at the

end of 3 years

but assessed as

follows:

20% per annum

performance

segments based

on the 3-year

budget set at the

beginning of the

LTI Plan and

40% 3-year

cumulative

segment

Focuses on

execution of

the long-term

strategy delivering

revenue growth,

profitable

performance

and positive free

cashflow.

20% each

year and

40%

cumulative

at the end

of the

3-year

period.

From 85% - 130% depending on

achievement.

Failure to meet minimum

threshold of 85% means zero

vesting or payment.

Opportunity

Co-CEO: 100% of base salary

Executive team: 50% of base salary for the majority of executive team members.

Eligibility

Requirements

Participants must remain employed by EROAD and not be serving out a notice period on the date any vesting or payment is

scheduled to occur.

A participant has not been suspended, or subject to any disciplinary action or performance management process, during the

Performance Period.

Neither the participant, nor EROAD or any of its related companies have been subject to any investigation, prosecution

or other action by a regulatory body, including in respect of non-compliance with health and safety legislation, civil rights

legislation, or holiday and leave legislation during the Performance Period.

Board

Discretion

Any vesting or payment approved by the Board is entirely discretionary. Even where Performance Metrics and Eligibility

Requirements are met, the EROAD’s Board of Directors retain sole discretion as to whether to allow vesting or payment to

occur and, if so, to what extent.

EROAD Remuneration Report 2025

PAGE 106 PAGE 107

Variation of Terms
The Board may from time to time vary any terms of a

Participant’s participation in the company STI Plan or LTI

Plan, with the agreement of the participant.

EROAD’s Director and Executive Remuneration Policy

is available via EROAD’s investor website at https://

eroadglobal.com/investors/.

The number of executives to whom the Director and

Executive Remuneration Policy applies is 8 as at

31 March 2025.

External and Independent Advice

Independent advice was obtained from Haigh & Company

in FY24 and this advice was carried forward into FY25.

In addition, EROAD obtained guidance on employee

remuneration for those based in Australia and New Zealand

from Strategic Pay and sought advice from Insperity for

employees based in North America.

Co-CEO Remuneration Arrangements and

Outcomes

Co-CEO Remuneration Arrangements

Mr Heine’s fixed remuneration remained at $700,000 for

FY25. In New Zealand, EROAD provides its employees with

subsidised healthcare and 3% employer contributions to

Kiwisaver, to which Mr Heine is entitled to receive. Mr Heine

is also eligible to receive up to 50% of his base salary as a

cash payment or share based payment under EROAD’s FY25

STI Plan, and up to 100% of his base salary under EROAD’s

3-year FY25 LTI Grant.

Mr Kenneson’s fixed remuneration remained at

USD$450,000 for FY25. In the United States, EROAD

provides its employees with employment benefits including

3% employer contribution for 401k and standard employee

insurance covering long term disability and basic life

insurance. EROAD also offers healthcare subsidies for

American-based employees. Mr Kenneson is also eligible to

receive up to 50% of his base salary as a cash payment or

share based payment under EROAD’s FY25 STI Plan, and up

to 100% of his base salary under EROAD’s 3-year FY25 LTI

Grant.

Entitlement under variable remuneration is subject to

performance criteria being met (disclosed above) and is at

the Board’s discretion.

Co-CEO remuneration mix

The remuneration mix for the Co-CEOs is as follows:

LTI Potential

40%

STI Potential

20%

Fixed Rem

40%

Co-CEO FY25 remuneration scenarios

The below chart shows the amounts and proportions of each

Co-CEO’s total remuneration and how this may vary under

under a scenario where 100% achievement of performance

hurdles is achieved, and where maximum achievement

against performance metrics is achieved. Note, however, the

actual value of any STI and LTI award may vary depending

on performance against metrics and foreign exchange

fluctuations.

Co-CEO Remuneration Outcomes

The CEO/Co-CEO remuneration outcomes paid in FY24 and FY25 are set out in the table below. This table sets out STI and LTI

amounts paid in cash or vested in shares during each relevant financial year. However, following shareholder feedback, on page 110

of this report, we have also disclosed STI performance outcomes and the awards earned in FY25, even though payments will be

made in FY26, outside the reporting period.

8 Gross Fixed Remuneration includes base salary payments and other benefits such as Kiwisaver contribution paid at 3%, annual leave entitlements, backpay due to

pay increases and additional allowances e.g. “higher duties allowance”.

9 Mark Heine was appointed Co-CEO from 5 March 2024, sharing the CEO duties and responsibilities with David Kenneson.

10 STI Plan payment relates to the FY23 reporting period and was paid to Mark Heine in FY24 in July 2023. This award relates to H2 FY23. No STI Plan payments

were made for H1 FY23.

11 The amount paid as a percentage reflects an assessment based on performance against targets in H2 FY23. No STI Plan payments were made for H1 FY23.

12 This award was made under EROAD’s FY23 LTI Grant. The FY23 Grant was made by issuing PSRs that upon vesting, resulted in ordinary shares being issued to

the CEO on a 1 : 1 basis. The value set out represents the market value of the shares issued to the CEO, calculated as the volume weighted average price (“VWAP”)

of ordinary shares on the NZX over the 20 day VWAP immediately prior to the issue of shares.

13 Mark Heine received 100% of PSRs granted to him under EROAD’s FY23 LTI Grant which transferred to him as ordinary shares on a 1 : 1 basis.

14 David Kenneson was appointed Co-CEO from 5 March 2024, sharing the CEO duties and responsibilities with Mark Heine.

15 STI Plan payment relates to the FY24 reporting period and was issued to Mark Heine in June 2024, in the form of shares. The stated value represents the market

value of the shares issued to Mark Heine, calculated using the VWAP of ordinary shares on the NZX over the 10 day period following the release of EROAD’s FY24

results to the market.

16 Mr Kenneson was awarded 457,253 performance share rights as part of his sign on bonus arrangements. 251,686 shares were vested to Mr Kenneson on 5 March

2025, valued at NZD$265,080, pursuant to this entitlement. The remaining 205,567 performance share rights lapsed to account for Mr Kenneson’s tax liability.

YearCEO

Gross Fixed

Remune-

ration

8

STI PlanLTI Plan

Other

Variable

Remune-

ration

Total Value

of Variable

Remune-

ration

Total

Remune-

ration

Earned

STI Plan

award

paid

Amount

paid

as % of

maximum

award

under STI

Plan

Value of

LTI Plan

grant

Vested

Amount

paid

as % of

maximum

grant

under LTI

Plan

Price per

share at

vesting

date

FY24Mark Heine

9

$716,838$331,240

10

67. 6 %

11

$55,169

12

100%

13

$0.62$386,409$1,103,247

FY24David Kenneson

14

$ 57, 0 1 2-----$0$57,0121

FY25Mark Heine$700,505$239,189

15

89%---$239,189 $939,694

FY25David Kenneson $767,029 -----$265,080

16

$265,080$1,032,109

$-

$500,000

$1,000,000

$1,500,000

$2,000,000

$2,500,000

FixedAt 100% TargetMaximum

Scenario Chart - Mark Heine (NZD)

Base salarySTILTI

$-

$200,000

$400,000

$600,000

$800,000

$1,000,000

$1,200,000

$1,400,000

FixedAt 100% TargetMaximum

Base salarySTILTI

Scenario Chart - David Kenneson (USD)

EROAD Remuneration Report 2025

PAGE 108 PAGE 109

17
Financial targets were weighted 60% and 27.6% of these were achieved. Non-financial targets were weighted at 40% and 40% achievement was awarded.

18

Mark Heine received 89% of his FY24 STI Grant in shares. The value represents the market value of the shares issued to Mr Heine, calculated as the volume

weighted average price (“VWAP”) of ordinary shares on the NZX over the 10 day VWAP immediately prior to the issue of shares.

19

Financial targets were weighted 75% and non-financial targets were weighted 25%. Mr Heine received a 89% payout against the financial targets and no payout

against the non-financial targets.

20

Financial targets were weighted 100%, with a stretch target of up to 130%. A 108.23% weighted performance target was achieved.

21

Financial targets were weighted 100%, with a stretch target of up to 130%. A 108.23% weighted performance target was achieved.

CEO and Co-CEO STI Plan Outcomes

The CEO/Co-CEO remuneration awarded is set out below. Exercising its sole discretion, the Board has determined that an STI

payment will be made for FY25, with payment to be made within one month of EROAD’s FY25 financial results being released to

the market.

Mark HeineSTI TargetSTI AwardedEarned

% Earned of

Awarded

% of Target

Awarded

FY23

Up to 70% of

base salary

$490,00067. 6 %$331,240$331,240100%67. 6 %

17

FY24

Up to 40% of

base salary

$280,00089%$239,189

18

$239,189100%89%

19


FY25

Up to 50% of

base salary

$350,000108.23%$378,813

Will be paid in

FY26

Will be paid in

FY26

108.23%

20

David

Kenneson

STI TargetSTI AwardedEarned

% Earned of

Awarded

% of Target

Awarded

FY24IneligibleIneligibleIneligibleIneligibleIneligibleIneligibleIneligible

FY25

Up to 50% of

base salary

USD$225,000108.23%USD$243,523

Will be paid in

FY26

Will be paid in

FY26

108.23%

21

FY25 Performance HurdlesSTI Weighting

Core financial targets – revenue, EBIT and free cash flow 100%

Co-CEO LTI Plan Outcomes

FY24 and FY25 LTI Plan Performance Outcomes

23


The table below presents the potential remuneration for each Co-CEO under EROAD’s Long-Term Incentive (LTI) Grants,

based on the assumption of 100% achievement of performance hurdles. It also outlines the value of the LTI Grants

attributable to amounts earned and accrued for FY24 and FY25. Sections that are blank indicate components that are not

yet capable of being assessed. No payments—whether in shares or cash—have been made to the Co-CEOs to date, as

performance under each grant is evaluated at the conclusion of the respective three-year performance period. Any vesting

or payment is subject to the Board’s discretion and is contingent on the vesting conditions being met.

FY24 LTI Grant - Mark Heine (NZD)

Tenure

TSR

performance

Financial ResultsTOTAL

FY24FY25FY26FY24-FY26FY24FY25FY26FY24-FY26FY24-FY26

At 100% Target (NZD)

22

$77,778 $77,778 $77,778 $233,333 $46,667 $46,667 $46,667 $93,333 $700,000

Earned and Accrued

Value (NZD)

$77,778 $77,778 $56,467 $50,508 $262,531

FY25 LTI Grant - Mark Heine

Tenure

TSR

performance

Financial ResultsTOTAL

FY25FY26FY27FY25-FY27FY25FY26FY27FY25-FY27FY25-FY27

At 100% Target (NZD)

22

$77,778 $77,778 $77,778 $233,333 $46,667 $46,667 $46,667 $93,333 $700,000

Earned and Accrued

Value (NZD)

$77,778 $50,508 $128,285

FY25 LTI Grant - David Kenneson (USD)

Tenure

TSR

performance

Financial ResultsTOTAL

FY25FY26FY27FY25-FY27FY25FY26FY27FY25-FY27FY25-FY27

At 100% Target (USD)

22

$50,000 $50,000$50,000 $150,000 $30,000 $30,000 $30,000 $60,000 $450,000

Earned and Accrued

Value (USD)

$50,000 $32,469 $82,469

22

At 100% Target signifies that all defined performance criteria have been fulfilled in their entirety, corresponding to a 100% achievement level, noting that rTSR

and Financial Performance have stretch targets.

23

Vesting or payout will only occur if the participant remains employed for the full three-year period, subject to the terms of the plan (including provisions

related to good leaver and other relevant conditions).

EROAD Remuneration Report 2025

PAGE 110 PAGE 111

PSRs Granted to Co-CEO Mark Heine during FY25
A summary of the outstanding PSRs granted to Co-CEO Mark Heine under the FY24 LTI Grant and FY25 LTI Grant as at 31 March

2025 is as follows:

PSR

Grant

PSR

Grant

date

Vesting

date

Balance

of PSRs

at 31

March

2024

under

Grant

Granted during the

reporting period

PSRs vested/

lapsed in relation

to the reporting

period

Shares issued in relation to the

reporting period

Balance

of PSRs

at 31

March

2025

under

Grant

PSRs

granted

Market

Price per

share

at grant

date

PSRs

lapsed

PSRs

vested

Shares

issued

following

vesting

Market

Price per

share

at issue

date

Issue

date

FY24 LTI

Grant

3 October

2024

31 March

2026

295,312212,939

24

$1.01N /AN /AN /AN/aN /A508,251

FY25 LTI

Grant

3 October

2024

31 March

2027

303,030

25

$0.77N /AN /AN /AN /AN /A303,030

Total balance of PSRs issued to Mark Heine as at 31 March 2025 811,281

PSRs Granted to Co-CEO David Kenneson during FY25

In addition to the FY25 LTI Grant, Mr Kenneson received an equity-based sign on bonus - an approach commonly used to attract

senior talent. The sign-on bonus provided to Mr Kenneson was structured to ensure the overall competitiveness of Mr Kenneson’s

remuneration package while supporting alignment between the Co-CEOs. The award was subject to a 12-month time-based

performance hurdle, designed to encourage immediate contribution and retention during the critical first year, while serving as a

bridge to longer-term incentive structures.

A summary of the outstanding PSRs granted to Co-CEO David Kenneson under the FY25 LTI Grant and his sign on bonus award

as at 31 March 2025 is as follows:

PSR

Grant

PSR

Grant

date

Vesting

date

Balance

of PSRs

at 31

March

2024

Granted during the

reporting period

PSRs vested/

lapsed in relation

to the reporting

period

Shares issued in relation to the

reporting period

Balance

of PSRs

at 31

March

2025

PSRs

granted

Market

Price per

share

at grant

date

PSRs

lapsed

PSRs

vested

Shares

issued

following

vesting

Market

Price per

share

at issue

date

Issue

date

FY25 LTI

Grant

3 October

2024

31 March

2027

0314,202

26

$0.77N /AN /AN /AN /AN /A314,202

Sign On

Bonus

3 May

2024

5 March

2025

04 57, 2 5 3$0.81205,567251,686251,686$0.95

5 March

2025

0

Total balance of PSRs issued to Mr Kenneson s at 31 March 2025314,202

27 Mr Kenneson was awarded 457,253 performance share rights as part of his sign on bonus arrangements. 251,686 shares were vested to Mr Kenneson pursuant to

this entitlement on 5 March 2025, with the remaining 205,567 performance share rights lapsing to account for tax liability.

28 Calculated by taking a weighted approach to headcount per region to avoid fx fluctuations impacting gender pay gap representations. Regional pay gaps were

calculated for separately, then combined into a global pay gap based on the number of employees in each region. This removed the potential distortion from

different currencies and the regional purchasing power of equivalent salaries.

Co-CEO Shareholdings as at 31 March 2025

Ordinary SharesBalance at 1 April 2024FY24 STI Grant Vested

Sign on bonus award

vested

Balance at 31 March 2025

Mark Heine, co-CEO312,334241,605553,939

David Kenneson, co-CEO--251,686

27

251,686

Co-CEO employment conditions

ItemDetails

Basis of contractOngoing (no fixed term)

Notice period6 months by either party

Termination payment entitlements

For no fault termination or redundancy, the CEO will receive 6 months notice and pay in lieu of a

severance payment equivalent to 6 months base salary and STI and LTI Plan awards may be paid out

at the Board’s discretion.

Base salarySubject to annual review (but no adjustments to base salary are guaranteed)

ESG Disclosures

EROAD’s gender pay gap currently stands at 26% (median) and 21% (weighted mean) when measured across all

employees and all regions.

28

EROAD is committed to closing the gender pay gap and has a number of initiatives underway.

Annual Total compensation ratio

(GRI Disclosure 2-21)

Ratio of the annual total compensation for EROAD’s highest paid

individual to the median annual total compensation for all employees

(excluding the highest paid individual).

5.7:1

Ratio of the percentage increase in annual total compensation for

EROAD’s highest-paid individual to the median percentage increase

in annual total compensation for all employees (excluding the

highest-paid individual).

0:3

Ratio of basic salary and remuneration of women to men (GRI Disclosure 405-2)

New Zealand 1:0.7

Australia 1:1.0

United Sates of America1:1.1

24 PSRs issued under Tranche 2 (Performance - rTSR) and 3A (FY24 Performance - Absolute Financial Performance) under the FY24 LTI Grant.

25 PRS issued under Tranche 1 (Time Vested Units) under FY25 LTI Grant.

26 PRS issued under Tranche 1 (Time Vested Units) under FY25 LTI Grant.

EROAD Remuneration Report 2025

PAGE 112 PAGE 113

Employee Remuneration
The following table sets out the number of current and

former employees (other than employees who are directors)

whose remuneration and other benefits for FY25 was above

NZ$100,000 in value.

EROAD has employees in New Zealand, the United States

and Australia with remuneration market levels which differ

between the three countries. Of EROAD’s 335 employees

noted in the table below who received remuneration and

other benefits that exceed NZ $100,000 in value, 93 (27.8%)

are employed by EROAD in the United States of America,

20 (6.0%) in Australia and 222 (66.2%) in New Zealand. The

overseas remuneration amounts in US dollars and Australian

dollars are converted into New Zealand dollars at rates of

0.5685

29

and 0.90949

30

respectively.

NZ$ Total

100,000 - 110,00032

110,000 - 120,00032

120,000 - 130,00019

130,000 - 140,00034

140,000 - 150,00036

150,000 - 160,00029

160,000 - 170,00015

170,000 - 180,00021

180,000 - 190,00014

190,000 - 200,00015

200,000 - 210,0008

210,000 - 220,0007

220,000 - 230,0008

230,000 - 240,0006

240,000 - 250,00013

250,000 - 260,0001

260,000 - 270,0004

270,000 - 280,0003

280,000 - 290,0001

290,000 - 300,0002

300,000 - 310,0001

310,000 - 320,000 3

320,000 - 330,0001

330,000 - 340,0004

350,000 - 360,0002

360,000 - 370,0002

370,000 - 380,0004

380,000 - 390,0002

390,000 - 400,0001

400,000 - 410,0001

430,000 - 440,0001

440,000 - 450,0001

480,000 - 490,0001

510,000 - 520,0001

570,000 - 580,0002

580,000 - 590,0001

620,000 - 630,0001

640,000 - 650,0001

730,000 - 740,0001

860,000 - 870,0001

940,000 - 950,0001

1,340,000 - 1,350,0001

1,550,000 - 1,560,0001

TOTAL335

29 Australian fx rate as at 31 March 2025.

30 United States fx rate as at 31 March 2025.

DIRECTOR REMUNERATION

The People and Capability Committee is responsible for establishing and monitoring remuneration policies and guidelines for

directors which enable EROAD to attract, motivate and retain a high calibre of directors who will contribute to the successful

governance of EROAD and create value for shareholders.

When determining the fees for non-executive directors and Chairs of the Board and our committees, the Board considers the

need to maintain appropriately experienced and qualified directors, in line with fee levels for comparable listed companies in

New Zealand, Australia and United States. Independent external advice on director remuneration was obtained from PwC in

FY22. EROAD’s Director and Executive Remuneration Policy is available via EROAD’s investor website at https://eroadglobal.

com/investors/.

The directors who held office during FY25 are as follows:

Position Country of residence

Period position was

held during FY25

Susan Paterson

Independent Director

Chair

New ZealandFull year

David Green

Independent Director

New Zealand Full year

Barry Einsig

Independent DirectorUnited StatesFull year

Sara Gifford

Independent DirectorUnited StatesFull year

Cameron Kinloch

Independent Director

United States Full year

Selwyn Pellett

Non-Executive DirectorNew ZealandUntil 13 November 2024

John Scott

Independent DirectorNew ZealandFrom 1 March 2025

EROAD Remuneration Report 2025

PAGE 114 PAGE 115

In 2024 the director fee pool was increased to $900,000 in accordance with NZX Listing Rule 2.11.3. The Board approved this
modest increase to accommodate the higher number of directors compared to when the fee pool was approved in 2021. Under

the company Remuneration Policy, non-executive directors do not receive any performance-based remuneration, and no

retirement payments are made to directors or executive employees for their service.

Annual fees payable for FY25 to non-executive directors are as follows:

Country of residenceChairDirector

31

Finance, Risk and

Audit Committee

Chair

32

People and Culture

Committee Chair

33

Nominations

Committee Chair

34

Technology

Committee Chair

New Zealand ($NZD)150,00095,00015,000-

Australia ($AUD)95,000-

United States ($USD)96,00012,000-12,000

EROAD does not intend to increase the base fees for directors over the next year without shareholder approval.

Any unallocated capacity remaining in the annual director fee pool is reserved to provide flexibility for remunerating non-

executive directors who take on additional responsibilities throughout the year. This includes attending ad hoc Board

Committee meetings or performing extra services for EROAD in their capacity as directors. No such additional remuneration

was paid to directors in FY25.

31 EROAD’s Remuneration Policy allows for additional payments to be made to directors for specific projects they are involved in, including chairing committees.

32 EROAD does not pay committee members additional fees for their roles on such committees.

33 EROAD does not pay committee members additional fees for their roles on such committees.

34 No additional payment made to the Nominations Committee Chair or members.

Non-executive directors received the following directors’ fees from EROAD in the year ended 31 March 2025. All fees are in NZD

unless otherwise indicated:

Base fee

Fee for Finance,

Risk and Audit

Committee

Chair

Fee for People

and Culture

Committee Chair

Fee for

Nominations

Committee

Chair

Fee for

Technology

Committee

Chair

Total

remuneration

received

for FY25

Susan Paterson (Board

Chair)

$150,000----$150,000

David Green $95,000$15,000---$110,000

Barry EinsigUSD$96,000---USD$12,000USD$108,000

Selwyn Pellett

35

$59,082----$59,082

Sara GiffordUSD$96,000-USD$12,000--USD$108,000

Cameron KinlochUSD$96,000----USD$96,000

John Scott

36

$8,000---$8,000

Non-executive directors do not take a portion of their remuneration under a share plan. While ownership of EROAD shares by

directors is encouraged, it is not a requirement. Directors are encouraged to acquire shares on-market, and their ownership

interests are disclosed in the “Directors’ Shareholdings” section of this report.

Non-executive directors are entitled to reimbursement for reasonable costs directly associated with attending Board meetings.

Executive directors do not receive remuneration for their role as a director of EROAD. EROAD does not currently have any

executive directors.

No EROAD director or employee receives or retains any remuneration or other benefits in their capacity as a director of a

subsidiary.

35 Selwyn Pellet resigned from the Board on 13 November 2024.

36 John Scott was appointed to the Board on 1 March 2025.

EROAD Remuneration Report 2025

PAGE 116 PAGE 117

REGULATORY DISCLOSURES
PAGE 119

EROAD Annual Report 2025

PAGE 118

DIRECTORS

The persons who held office as directors of EROAD at any

time during the year ended 31 March 2025, are as follows:

DirectorStatus

Period position

was held

Susan Paterson

Non-Executive,

Independent Director

Full year

David Green

Non-Executive,

Independent Director

Full year

Barry Einsig

Non-Executive,

Independent Director

Full year

Sara Gifford

Non-Executive,

Independent Director

Full year

Cameron

Kinloch

Non-Executive,

Independent Director

Full year

Selwyn PellettNon-Executive Director

Until 13 November

2024

John Scott

Non-Executive,

Independent Director

From 1 March 2025.

SUBSIDIARY COMPANY DIRECTORS

The persons who held office as directors of subsidiary

companies at any time during the year ended 31 March 2025

are as follows:

EROAD Financial

Services Limited

Ksenija Chobanovich

EROAD Australia Pty

Limited

Konrad Stempniak, Ksenija Chobanovich

EROAD IncKsenija Chobanovich

EROAD LTI Trustee

Limited

Ksenija Chobanovich

Coretex LimitedKonrad Stempniak, Ksenija Chobanovich

Coretex NZ LimitedKonrad Stempniak, Ksenija Chobanovich

Coretex Australia

Pty Ltd

Konrad Stempniak, Ksenija Chobanovich

Coretex USA IncKsenija Chobanovich

Imarda Pty LimitedKonrad Stempniak, Ksenija Chobanovich

International

Telematics Holdings

Limited

Konrad Stempniak, Ksenija Chobanovich

EROAD Philippines

Inc

Ksenija Chobanovich, Jeremy Wilton

INTERESTS REGISTER

In accordance with section 140(2) of the Companies Act,

the directors named below have made a general disclosure

of interest by a general notice disclosed to the Board and

entered in the Company’s interests register

35

. General notices

given by directors which remain current as at 31 March 2025

are as follows:

Susan Paterson

DirectorEnergy Education Trust Nominees Limited

Director and

Shareholder

Les Mills Holdings Limited

DirectorLodestone Energy

DirectorReserve Bank of New Zealand

Director (Chair) Steel & Tube Holdings Limited

Director (Chair)

and Shareholder

Theta Systems Limited

Ceased DirectorArvida Group Limited

Ceased DirectorEvolution Healthcare

David Green

Director and

Shareholder

Abner & Hobson Limited

Director (Chair)BT Funds Management (NZ) Limited

Director and

Shareholder

Casa Verde Investments Limited

Director (Chair)MyFarm UF1 GP Limited

Director and member

of the Board Risk

and Compliance

Committee and Chair

of the Board Audit

Committee

Westpac New Zealand Limited

Barry Einsig

Founder, Director

and Shareholder

Barry C. Einsig Advisory Services LLC

Sara Gifford

Co-Founder, Director

and Shareholder

ActiVote Inc

DirectorSpiro Technologies, Inc.

Cameron Kinloch

Director and

Shareholder

Copper Cow Coffee

CFO Weights and Biases, Inc

John Scott

DirectorAofrio Limited

DirectorAsbuilt Holdings Limited

Director (Chair )Digital Matter Pty Ltd

Director (Chair)Vessev Limited

PAGE 121
EROAD Annual Report 2025

SHARE DEALINGS BY DIRECTORS

In accordance with Section 148(2) of the Companies Act, the

Board has received disclosures from the directors named

below of acquisitions or dispositions of relevant interests in

the Company between 1 April 2024 and 31 March 2025, and

details of those dealings were entered in the Company’s

interests register. The particulars of such disclosures are:

Selwyn Pellett

1. Disposed of 2,000,000 ordinary shares at $1.05 per share

on 27/02/2025.

John Scott

2. Acquired 50,000 ordinary shares at $0.97 per share on

31/03/2025.

Use of Company Information

There were no notices from directors of the Company

requesting to use Company information received in their

capacity as directors that would not otherwise have been

available to them.

DIRECTORS’ AND OFFICERS’ INSURANCE

AND INDEMNITY

EROAD has arranged policies of directors’ and officers’

liability insurance, as provided for under the Company’s

constitution. Along with a Deed of Indemnity entered into

with all directors, this ensures that directors generally will

not incur monetary loss as a result of actions undertaken

in their capacity as directors. However, certain actions are

specifically excluded, such as the incurring of penalties and

fines imposed for breaches of the law.

DIRECTORS RELEVANT INTERESTS

The following directors held relevant interests in the following

ordinary shares in the Company as at 31 March 2025:

NameOrdinary shares

Susan Paterson 1 67, 4 57

David Green170,000

Barry Einsig73,091

Selwyn Pellett1,679,597*

Sara Gifford3 57,1 4 2

Cameron Kinloch-

John Scott55,000

* Includes shares held by Selwyn Pellett and Tracey Herman as trustees of the

Selwyn Pellett Family Trust (of which Selwyn Pellett is a beneficiary) and

Shares held via Sharesies Nominee Limited as custodian.

PAGE 120

ANNUAL SHAREHOLDERS’ MEETING

EROAD’s 2025 annual shareholders’ meeting will be held on Friday 27 June 2025 at 1:00pm NZT at Eden Park,

World Cup Lounge, 42 Reimers Ave, Kingsland, Auckland 1024, New Zealand and virtually via audio visual link.

SHAREHOLDER INFORMATION

Holding Range Number of holders%

Number of

ordinary shares

%

1 to 9991,11233431,0620.23

1,000 to 4,9991,193352,740,9401.46

5,000 to 9,999366112,504,6381.34

10,000 to 49,9995501611,478,5726.12

50,000 to 99,9998325,695,0833.04

100,000 and over1093164,560,33787.81

Total3,413100187,410,632100

The details set out above were as at 31 March 2025. The Company only has one class of shares on issue, ordinary shares, and

these shares are quoted on the NZX and ASX Main Boards.

SUBSTANTIAL PRODUCT HOLDERS

According to notices given under the FMC Act, the substantial product holders in ordinary shares (being the only class of

quoted voting products) of the Company and their relevant interests according to the substantial product holder noticed

filed as at 31 March 2025, were as follows:

Substantial product holder Date of last SPH Notice

Number

of shares

% of shares on issue at

31 March 2025

UBS Group AG and its related bodies corporate19/03/20259,743,1285.20%

Ellerston Capital Limited 20/12/20249,399,8485.02%

Regal Funds Management Pt Ltd07/10/202414,984,2888.006%

National Nominees Ltd AEF Australian Ethical Investment Limited 16/10/202426,135,35013.96%

Steven Newman and NMC Trustees Limited 18/01/202412,140,9526.48%

National Nominees Ltd ACF Australian Ethical Investment 05/10/202312,657,6676.86%

Brillian APAC Pty Ltd10/07/202321,198,46111.38%

The total number of ordinary shares (being the only class of quoted voting products) on issue in the Company as at

31 March 2025 was 187,410,632.

SHAREHOLDER INFORMATION

PAGE 123
EROAD Annual Report 2025

PRINCIPAL SHAREHOLDERS

The names and holdings of the 20 largest registered

shareholders in the Company as at 31 March 2025 were:

Holder NameShares%

HSBC Custody Nominees (Australia) Limited2 7, 37 0 , 4 4 214.60

Brillian APAC Pty Ltd21,318,41511.38

HSBC Nominees (New Zealand) Limited – NZCSD19,249,44010.27

NMC Trustees Limited 11,973,0246.39

Accident Compensation Corporation – NZCSD8,857,8524.73

BNP Paribas Nominees (NZ) Limited – NZCSD7,740,7874.13

Anthony Henry Kandziora 7,712,0004.12

JP Morgan Nominees Australia Limited 7,051,7553.76

Citibank Nominees (New Zealand) Limited – NZCSD5,145,6892.75

Bond Steet Custodians Limited 4,063,0252.17

HSBC Nominees (New Zealand) Limited – NZCSD3,783,0862.02

New Zealand Depository Nominee Limited 3,778,9552.02

FNZ Custodians Limited 3,389,7531.81

Citicorp Nominees Pty Limited2,779,2761.48

J E & A L Marris Trustees Limited2,368,5361.26

JBWERE (NZ) Nominees Limited 1,446,7240.77

Selwyn Pellett & Tracey Herman1,442,8770.77

John Grant Sinclair 1,412,8610.75

Custodial Services Limited1,067,3850.57

BNP Paribas Noms Pty Ltd1,025,9760.55

NZX WAIVERS

No waivers were granted during FY25.

DISCIPLINARY ACTION TAKEN BY THE NZX

The NZX has not taken any disciplinary action against the

Company during the year ended 31 March 2025.

AUDITOR’S FEES

KPMG has continued to act as auditor of EROAD and

our subsidiaries. The amount paid by EROAD and our

subsidiaries to KPMG as audit fees and other assurance

fees during the year ended 31 March 2025 was $711,282.

The amount of fees expensed to KPMG for non-audit and

assurance work during the year ended 31 March 2025 was

$162,990. Note 5 in the Financial Statements section of this

Annual Report includes a detailed breakdown of auditor’s

fees for audit and non-audit work recognised in the financial

statements.

DONATIONS

EROAD does not make any political donations. We made

donations to Starship Hospital, Special Olympics Waitakere

and other charitable organisations totalling $2,500 during

the year ended 31 March 2025.

CREDIT RATING

EROAD does not currently have a credit rating.

OTHER INFORMATION

GLOSSARY
ANNUAL RECURRING REVENUE (ARR)

A non-GAAP measure representing monthly subscription

revenue including bundled rental hardware, measured

each month by taking subscription revenue for that month

and multiplying by 12 to annualise . This measure has been

restated to remove amortised revenue which is not recurring

by nature.

AVERAGE REVENUE PER UNIT (ARPU)

A non-GAAP measure that is calculated by dividing the total

subscription revenue for the year reported in Note 2 of the

FY25 Financial Statements, by the TCU balance at the end of

each month during the year.

CALENDAR YEAR (CY)

12 months ended 31 December.

EBIT

A non-GAAP measure representing Earnings before Interest

and Taxation (EBIT). Refer to Consolidated Statement of

Comprehensive Income in Financial Statements.

EBITDA

A non-GAAP measure representing Earnings before Interest,

Taxation, Depreciation and Amortisation (EBITDA). Refer

Consolidated Statement of Comprehensive Income in

Financial Statements.

EBITDA MARGIN

A non-GAAP measure representing EBITDA divided by

Revenue.

EHUBO, EHUBO2 and EHUBO2.2

EROAD’s first and second generation electronic distance

recorder which replaces mechanical hubo-dometers. Ehubo

is a trade mark registered in New Zealand, Australia and the

United States.

ELECTRONIC LOGGING DEVICE (ELD)

An electronic solution that synchronises with a vehicle engine

to automatically record driving time and hours of service

records.

ENTERPRISE CUSTOMERS

A customer where the $ARR is more than $100k in local

currency for the Financial year reported.

FREE CASH FLOW (FCF)

A non-GAAP measure representing operating cash flow and

investing cash flow reported in the Statement of

Cash Flows.

FREE CASH FLOW TO THE FIRM

A non-GAAP measure representing operating cash flow and

investing cash flow net of interest paid and received.

FUTURE CONTRACTED INCOME (FCI)

A non-GAAP measure which represents contracted Software

as a Service (SaaS) income to be recognised as revenue in

future periods. Refer Revenue Note 2 of the FY25 Financial

Statements.

PAGE 124 PAGE 124

EROAD Annual Report 2025

FINANCIAL YEAR (FY)

Financial year ended 31 March.

HALF ONE (H1)

For the six months ended 30 September.

HALF TWO (H2)

For the six months ended 31 March.

NORMALISED EBIT

Excludes one-off items relating to the 4G hardware upgrade

program $4.0m (FY24 $3.6m).

NORMALISED EBIT MARGIN

Excludes one-off items, consistent with the definition

provided for Normalised EBIT.

ROAD USER CHARGES (RUC)

In New Zealand, RUC is applicable to Heavy Vehicles and all

vehicles powered by a fuel not taxed at source. The charges

are paid into a fund called the National Land Transport Fund,

which is controlled by NZTA, and go towards the cost of

repairing the roads.

SAAS

Software as a Service (SaaS), a method of software delivery

in which software is accessed online via a subscription rather

than bought and installed on individual computers.

TOTAL CONTRACTED UNITS (TCU)

Represents EROAD and Coretex branded units subject to a

customer contract both on Depot and pending instalment

and Coretex branded units currently billed.

UNIT

A communication device fitted in-cab or on a trailer. Where

there is more than one unit fitted in-cab or on a trailer,

it is counted as one unit (excluding Philips Connect).

360

A web-based platform that allows customers to access data

collected by CoreHub and the associated reports.

PAGE 125

PAGE 127
EROAD Annual Report 2025

DIRECTORY

PAGE 126

EROAD Annual Report 2025

Registered Office

in New Zealand

Registered Office

in North America

Registered Office

in Australia

Investor Relations and

Sustainability Enquiries

Level 3, 260 Oteha Valley Road,

Albany, Auckland, New Zealand

15110 Avenue of Science,

Suite 100, San Diego,

United States of America 92128

1 Link Road, Zetland,

New South Wales 2017, Australia

EROAD Limited,

PO Box 305 394 Triton Plaza,

North Shore, Auckland

Email: investors@eroad.com

Telephone: 0800 437 623

Managing your

Shareholding Online

Share Register - New Zealand Legal Advisors Bankers

Changes in address and investment

portfolios can be viewed and updated

online:

www.computershare.co.nz/investorcentre.

You will need your CSN and FIN numbers to

access this service.

Computershare Investments Services

Limited

Private Bag 92119, Victoria Street West

Auckland, 1142

New Zealand

Email: enquiry@computershare.co.nz

Telephone: +64 9 488 8777

Website: www.computershare.co.nz/

investorcentre

Chapman Tripp,

Level 34, PwC Tower, 15 Customs Street

West, Auckland 1010

PO Box 2206, Auckland 1140

Bank of New Zealand

ANZ Bank New Zealand Ltd

Kiwibank Limited

National Australian Bank

Wells Fargo

HSBC

PAGE 128
Back cover to come

eroadglobal.com/investors

---

TEL +64 9 927 4700 PO Box 305 394
FAX +64 9 927 4701 Triton Plaza, North Shore 0757 Page 1

FREE 0800 4 EROAD Auckland, New Zealand eroad.co.nz

Results for announcement to the market

Name of issuer EROAD Limited

Reporting Period 12 months to 31 March 2025

Previous Reporting Period 12 months to 31 March 2024

Currency New Zealand Dollars

Amount (000s) Percentage change

Revenue from continuing

operations

194,442 7%

Total Revenue 194,442 7%

Net profit/(loss) from

continuing operations

5,408 97%

Total net profit/(loss) 1,383 266%

Interim/Final Dividend

Amount per Quoted Equity

Security

No dividend declared

Imputed amount per Quoted

Equity Security

Not applicable

Record Date Not applicable

Dividend Payment Date Not applicable

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

0.31 0.28

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

For commentary on the result, please refer to the investor

presentation and annual report for the year ended 31 March

2025. Please note the net tangible asset calculation excludes

intangibles and deferred tax.

Authority for this announcement

Name of person authorised

to make this announcement

Rebecca Lineham

Contact person for this

announcement

Rebecca Lineham

Contact phone number +6427 368 6101

Contact email address rebecca.lineham@eroad.com

Date of release through MAP 26 May 2025

Audited financial statements for the year ended 31 March 2025 accompany this announcement.

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