Green Cross Health Limited logo

Green Cross Health Full Year Results to 31 March 2026

Full Year Results28 May 2026GXHHealthcare

Green Cross Health (NZX: GXH)
Full Year Result Announcement for the audited twelve months ended 31 March 2026

GREEN CROSS HEALTH REPORTS FULL-YEAR RESULT

29 May 2026, AUCKLAND, NZ: Listed primary healthcare provider Green Cross Health, the Group

behind Unichem, Life Pharmacy and The Doctors, reported Operating Revenue of $546.0m and Net

Profit After Tax Attributable to Shareholders of $20.4m for the twelve months ended 31 March 2026.

Result Summary

• Operating Revenue of $546.0m, up 4%

• Operating Profit (EBIT) of $45.3m, up 17%

• Net Profit After Tax Attributable to Shareholders of $20.4m, up 28%

• 5.50 cent final dividend declared, to be paid on 22 June 2026.

Group Commentary

Green Cross Health Group CEO Rachael Newfield, commented, “Digital enhancement was a priority

for both divisions during the period. Pharmacy upgraded its customer booking system, introduced a

new Unichem & Life Pharmacy app and launched a shoppable Unichem website, while Medical

updated The Doctors website to improve patient experience and continued the rollout of The

Doctors app. These initiatives strengthen access to primary care, enabling customers and patients

to engage with services at their convenience.

“The recent Government announcement extending pharmacy services for common health conditions

from 2 June 2026 highlights the opportunity for broader service expansion and demonstrates how

community pharmacy can play a much greater role in frontline healthcare delivery. Significant

opportunity remains to expand pharmacy scope, improve funding arrangements and increase public

awareness of the clinical services pharmacists can provide.”

Green Cross Health Chair Kim Ellis commented, “The Company is on track to commence operation

of its new Primary Health Organisation from 1 July 2026, bringing resources and decision-making

closer to the frontline. In April 2026, the Company confirmed it was in discussions with third parties

regarding a potential sale of Medical and will keep shareholders informed in accordance with its

continuous disclosure obligations.”

Pharmacy Division

Revenue in Pharmacy for the reporting period grew by 2% to $380.2m, with Operating Profit up 4%

to $22.2m.

The network of Unichem and Life Pharmacies dispensed over 38 million prescription items in the

year, with same store prescription volumes in line with the prior period. Increased dispensing of

high value, low margin medicines such as weight loss drug Wegovy and additional funded cancer

treatments, drove top line revenue growth, although resulted in compressed dispensary margin.


Unichem and Life Pharmacies administered over 330,000 vaccinations, a 1% increase on the prior

year.

The Care & Advice Health Hub gained further momentum, with 170 sites now operating nationwide

and broadening their range of services. This expanded footprint is enabling deeper engagement

with patients through increased consultations, vaccinations and clinical services. The model

positions Unichem & Life Pharmacies as a readily accessible source of expert care and advice for

everyday health needs.

Development of a new pharmacy app was completed and the app launched during the period, with

more than 200 pharmacies onboarded. Patients can now connect directly with their preferred

pharmacy, facilitating medication management and access to services. A new online booking

system, integrated with the pharmacy app, is also now live. The digital suite is enhancing patient

experience, while lifting operational efficiency through reduced administrative burden. These

investments support a more customer-centric pharmacy offering and strengthen the ability to

connect customers with the services they need, when and where it suits them.

In recognition of challenging retail conditions, the “Feel Good, Pay Less” product range was

extended. This value proposition resonates with customers through its emphasis on affordability,

with further expansion planned for the year ahead.

Medical Division

Medical Revenue for the reporting period grew by 8% to $165.8m, with Operating Profit up 33% to

$26.0m. Enrolled patients across the portfolio of 65 medical centres totalled 413,000, the largest

enrolled patient base of any general practice group in New Zealand.

During the year, Health New Zealand granted approval to Green Cross Health to establish a new

Primary Health Organisation (PHO), Community Care Limited, to commence operations on 1 July

2026. This represents a significant milestone, enabling direct funding to the network, greater

autonomy, more streamlined operations, and an enhanced ability to deliver locally responsive care.

The Company has appointed Jessica White as Head of Community Care. Jessica brings extensive

primary care expertise to the role and will be instrumental in guiding the successful establishment

and operation of Community Care.

The Government funding boost for general practice from 1 July 2025 is a positive step towards

addressing the longstanding funding gap and recognises the vital role of general practice within the

health system. The increased funding includes incentive payments linked to national immunisation

targets, with the division responding proactively to monitor performance and implement plans at

each centre to drive uptake.

Maintaining consistent patient access remained a focus throughout the year, with continued rollout

of the team-based model of care. This approach enables patients to engage with a wider range of


clinicians including registered nurses, nurse prescribers, enhanced care paramedics, health

improvement practitioners, health coaches and health care assistants, working collaboratively with

general practitioners and nurse practitioners who lead multi-disciplinary teams. This has increased

appointment availability while contributing to a more sustainable workload for clinical leaders.

Digital enablement has supported improved delivery of care. The Doctors app now has 165,000

registered users, an increase of 45,000 (38%) since March 2025, with a growing proportion of

appointments and prescriptions managed through the platform. A refreshed website was launched

to make enrolment and appointment booking simpler and more user friendly for patients. The

Doctors Online team secured Government funding for online consultations and doubled the number

of consults provided to casual patients compared with the prior period.

During the year, significant investment was made in the physical footprint at The Doctors New Lynn

and Mount Wellington Family Health Centre. These developments have increased capacity and

delivered modernised clinical environments to support future growth.

Outlook and Dividend

The Company is preparing for the 1 July 2026 commencement of its new PHO, Community Care

Limited. Pharmacy will continue to advocate for the required funding to deliver care for New

Zealanders, alongside embedding the Care & Advice Health Hubs to improve patient access.

Investment in technology, targeted refurbishments and cost management will be priorities in both

divisions.

The Board has declared a final dividend of 5.50 cents per share.

Contact:

Kalpana Goundar

kalpana.goundar@gxh.co.nz


Rachael Newfield

rachael.newfield@gxh.co.nz

About Green Cross Health

Green Cross Health (NZX: GXH) is a trusted New Zealand primary healthcare provider with

multidisciplinary healthcare teams working together to support healthier communities. Green Cross

Health is focused on creating sustainable healthcare solutions with positive outcomes and

experiences.


New Zealand owned and operated, Green Cross Health operates under branded groups Unichem,

Life Pharmacy and The Doctors, to provide support, care and advice to diverse New Zealand

communities.


Green Cross Health provides convenient access to professional healthcare with over 300 Unichem

and Life Pharmacies covering almost every New Zealand community, as well as 65 medical centres

caring for over 400,000 enrolled patients.

---

ANNUAL RESULT
FOR THE YEAR

TO 31 MARCH 2026

GXH Annual Results Presentation 29 May 2026 Pg 2
Disclaimer

The information in this presentation was prepared by Green Cross Health Limited (GXH) with due care and attention. However, the information is supplied

in summary form and is therefore not necessarily complete, and no representation is made as to the accuracy, completeness or reliability of the information.

In addition, neither GXH nor any of its subsidiaries, directors, employees, shareholders nor any other person shall have liability whatsoever to any person

for any loss (including, without limitation, arising from any fault or negligence) arising from this presentation or any information supplied in connection with it.

This presentation may contain forward-looking statements and projections. These reflect GXH current expectations, based on what it thinks are reasonable

assumptions. GXH gives no warranty or representation as to its future financial performance or any future matter. Except as required by law or NZX listing

rules, GXH is not obliged to update this presentation after its release, even if things change materially. This presentation does not constitute financial

advice. Further, this presentation is not and should not be construed as an offer to sell or a solicitation of an offer to buy GXH securities and may not be

relied upon in connection with any purchase of GXH securities.

This presentation contains a number of non-GAAP financial measures, including Operating Revenue and Operating Profit. As they are not defined by GAAP

or IFRS, GXH calculation of these measures may differ from similarly titled measures presented by other companies and they should not be considered in

isolation from, or construed as an alternative to, other financial measures determined in accordance with GAAP. Although GXH believes they provide useful

information in measuring the financial performance and condition of GXH business, readers are cautioned not to place undue reliance on these non-GAAP

financial measures.

The information contained in this presentation should be considered in conjunction with the consolidated financial statements for the period ended 31 March

2026.

GXH Annual Results Presentation 29 May 2026 Pg 3
GXH Annual Result – Financial Overview

3

Group

Revenue

Operating Profit

(EBIT)

Net Profit

After Tax

(attributable to shareholders)

Pharmacy

Operating Profit

Medical

Operating Profit

$546.0m

$45.3m

$20.4m

$22.2m

$26.0m

GXH Annual Results Presentation 29 May 2026 Pg 4
Pharmacy

Division

Supporting easy access to quality health care

GXH Annual Results Presentation 29 May 2026 Pg 5
Pharmacy Performance

360.4

363.6

370.4

380.2

FY23FY24FY25FY26

Pharmacy Operating Revenue ($m)

21.1

19.3

21.5

22.2

FY23FY24FY25FY26

Pharmacy Operating Profit ($m)

•Revenue up 2% to $380.2m driven by

dispensing of high-value but low-margin

drugs

•Operating Profit up 4% to $22.2m

•Total scripts in line with prior year on a

same store basis; 38 million script items

dispensed

•330,000 vaccinations administered, up 1%

on prior period

GXH Annual Results Presentation 29 May 2026 Pg 6
Funding and Pharmacist Scope

•Care & Advice Health Hubs are well positioned to deliver the

Government’s proposed extension of pharmacy services for

common health conditions to commence from 2 June 2026

•Opportunity remains for further expansion of pharmacists’ scope

of practice under improved funding arrangements

•170 sites now operating nationwide with Care & Advice Health

Hubs; more sites due to complete branding in the coming months

•Extension of clinical services continues, with Care & Advice

Health Hub pharmacists now able to provide travel vaccinations

and the ability to assess and dispense 20 medications to treat a

range of conditions

Blood Pressure Checks

ECP

Erectile Dysfunction

NRT Pharmacist Supply

Oral Contraceptives

Urinary Tract Infection Antibiotics

Vaccinations – Covid

Vaccinations – Influenza

Vaccinations – Shingles

Vaccinations – Whooping Cough

Vitamin B12 Injections

GXH Annual Results Presentation 29 May 2026 Pg 7
Enhancing the Customer Experience

A new pharmacy app, which is integrated with the new online customer booking system, was launched to support the

clinical services provided at the Care & Advice Health Hubs

A shoppable Unichem website was introduced, allowing customers to browse stock availability online before visiting a

store, click & collect products or opt for home delivery

The “Feel Good, Pay Less” range was extended and resonated with customers by maintaining a clear focus on

affordability

GXH Annual Results Presentation 29 May 2026 Pg 8
Investment in Store Portfolio

One greenfield pharmacy opened during the period, Unichem Mount Wellington in Auckland

The Beauty by Life store concept expanded to two further locations in the period, Life Queensgate and Life

Albany

Investment in dispensary robotics, improving operational efficiency and expanding pharmacist capacity to

provide clinical services

GXH Annual Results Presentation 29 May 2026 Pg 9
Pharmacy Future Focus

9

Clinical

services

Retail

disciplines

Customer

experience

Network scale

& leadership

Cost

focus

Expand clinical

services through Care

& Advice Health Hubs

to support revenue

growth

Differentiated brands

and products with

personalised instore

experience

Utlising technology to

improve accessibility

& recognising

customer loyalty

Leveraging our

trusted brands &

advocating for

extended pharmacist

scope of practice

Workforce

productivity, margin

management &

occupancy cost

control

GXH Annual Results Presentation 29 May 2026 Pg 10
Medical

Division

Growth, leadership and sustainable

models of care

GXH Annual Results Presentation 29 May 2026 Pg 11
Medical Performance

133.2

140.3

153.4

165.8

FY23FY24FY25FY26

Medical Operating Revenue ($m)

16.2

15.0

19.5

26.0

FY23FY24FY25FY26

Medical Operating Profit ($m)

Revenue up 8% to $165.8m driven by

funding uplift and incentive payments

linked to national immunisation targets

Operating Profit up 33% to $26.0m

driven by top line growth and operational

improvement

413,000 enrolled patients at 31 March

2026

Ownership in 65 medical centres at 31

March 2026

GXH Annual Results Presentation 29 May 2026 Pg 12
Investment and Innovation

Mount Wellington Family Health Centre and The Doctors

New Lynn completed major refurbishments to increase

capacity

Four clinics were rebranded in the period, with 47 centres

now operating under The Doctors brand

The Doctors website was refreshed to make

enrolment and appointment booking simpler and

more user friendly for patients

The Doctors Online secured Government funding

and doubled online consultations for casual

patients compared to prior year

The Doctors app registrations grew to 165,000 users,

an increase of 45,000 (38%) since March 2025

GXH Annual Results Presentation 29 May 2026 Pg 13
Team Based Care

413,000 enrolled patients

Supported by over 400 non-clinical staff

Broader clinical team approach to patient care

Improved access to appointments for patients

with a variety of clinicians matched to their

specific need

Collaborative environment for staff, supporting

sustainable workload for clinical leaders

52 Healthcare assistants

08 Extended care paramedics

09 Pharmacists

29 Health improvement practitioners

15 Health coaches

Doctors

Nurse Practitioners

Nurses

Other

385 GPs

27 nurse practitioners who

have the ability to diagnose,

treat and prescribe

medication for a specified

range of conditions

384 Nurses

385

27

384

113

GXH Annual Results Presentation 29 May 2026 Pg 14
Community Care

Health New Zealand approved the Group to establish a new Primary Health Organisation (PHO), Community

Care Limited, to commence operations from 1 July 2026

Significant milestone allowing direct funding to the network, with 54 practices joining Community Care

Strengthens frontline services by optimising funding, eliminating administrative layers and enhancing the care

provided to communities across New Zealand

GP clinicsGP clinics – currently funded by 12 PHOs

GXH Annual Results Presentation 29 May 2026 Pg 15
Medical Future Focus

High quality patient

care delivered

through a team-

based approach

Innovative

care model

Collaborating with

Health New Zealand

to improve patient

outcomes

Community

Care

Utilising data and

systems to increase

patient access while

improving

efficiencies

Technology

Continuous

improvement in

operating model and

clinical environment

Operations

improvement

Workforce

productivity &

margin management

Cost

& margin

GXH Annual Results Presentation 29 May 2026 Pg 16
Group Financial

Result

12 months ended 31 March 2026

GXH Annual Results Presentation 29 May 2026 Pg 17
Group Revenue and Operating Profit

493.6

503.9

523.8

546.0

FY23FY24FY25FY26

•Revenue up 4% to $546.0m

•FY26 Revenue increase due to improved

Medical funding and immunisation-linked

incentives, alongside higher dispensary

revenue in Pharmacy

34.3

31.8

38.7

45.3

FY23FY24FY25FY26

GXH Operating Profit ($m)

GXH Operating Revenue ($m)

•Operating Profit of $45.3m

•Operating Profit increase driven by revenue

growth and cost control initiatives

GXH Annual Results Presentation 29 May 2026 Pg 18
Group NPAT, EPS & Dividend

15.0

12.0

16.0

20.4

FY23FY24FY25FY26

GXH NPAT Attributable to Shareholders ($m)

10.5

8.4

11.1

14.2

FY23FY24FY25FY26

GXH NPAT Attributable to Shareholders (cps)

•Net Profit After Tax Attributable to Shareholders

grew to $20.4m

•EPS at 14.2 cps

•Final FY26 dividend of 5.50cps declared –

payment date 22 June 2026

Based on dividends paid during the financial year

*Special dividend paid following the divestment of Community Health division

6.00

7.00

28.00

4.50

5.75

FY23FY24FY25FY26

Dividends Per Share (cps)

*

34.00

GXH Annual Results Presentation 29 May 2026 Pg 19
Working Capital and Operating Cashflow

10.4%

17.3%

11.9%

9.4%

FY23FY24FY25FY26

GXH Gearing Ratio (debt / debt + equity)

•Gearing ratio of 9.4% as at 31 March 2026

•Undrawn committed debt facilities of $46.0m as at 31

March 2026

•Net cash position of $8.6m as at 31 March 2026

•Financing ratios:

–Debt / Pre IFRS16 EBITDA – 0.5x

–Operating Profit / Interest – 28x

45.9

46.0

52.6

54.6

FY23FY24FY25FY26

GXH Operating Cash Flow ($m)

•Operating Cash Flow of $54.6m

Enabling:

•Net investment of $11.3m including continued investment

in Beauty by Life in the Queensgate and Albany stores

and refurbishment of The Doctors New Lynn

•Debt repayment of $7.0m

GXH Annual Results Presentation 29 May 2026 Pg 20
About us

GXH Annual Results Presentation 29 May 2026 Pg 21
Who we are

---

Green Cross Health Limited
Group consolidated financial

statements

for the year ended 31 March 2026

Contents
Page

Directors' declaration2

Independent auditor's report3

Financial statements

Consolidated statement of comprehensive income7

Consolidated statement of changes in equity8

Consolidated statement of financial position9

Consolidated statement of cash flows10

Notes to the consolidated financial statements11

-

1-

Green Cross Health Limited
Directors' declaration

31 March 2026

In the opinion of the Directors of Green Cross Health Limited, the financial statements and notes, on pages 7 to 31:

Comply with New Zealand generally accepted accounting practice and give a true and fair view of the financial

position of the Green Cross Health Limited Group as at 31 March 2026 and the results of its operations and

cash flows for the year ended on that date.

Have been prepared using appropriate accounting policies, which have been consistently applied and

supported by reasonable judgements and estimates.

The Directors believe that proper accounting records have been kept which enable, with reasonable accuracy, the

determination of the financial position of the Group and facilitate compliance of the financial statements with the Financial

Reporting Act 2013.

The Directors consider that they have taken adequate steps to safeguard the assets of the Group, and to prevent and

detect fraud and other irregularities. Internal control procedures are also considered to be sufficient to provide reasonable

assurance as to the integrity and reliability of the financial statements.

The Directors are pleased to present the financial statements of Green Cross Health Limited for the year ended 31 March

2026.

For and on behalf of the Board of Directors:

Kim EllisCatherine Treneman

ChairDirector

28 May 202628 May 2026

-2-

© 2026 KPMG, a New Zealand Partnership and a member firm of the KPMG global organisation of independent member firms affiliated with KPMG International Limited,
a private English company limited by guarantee. All rights reserved.

Document classification: KPMG Public 3

Independent Auditor’s Report

To the Shareholders of Green Cross Health Limited

Report on the audit of the consolidated financial statements

Opinion

We have audited the accompanying consolidated

financial statements which comprise:

­ the consolidated statement of financial position as at

31 March 2026;

­ the consolidated statements of comprehensive

income, changes in equity and cash flows for the

year then ended; and

­ notes, including material accounting policy

information and other explanatory information.

In our opinion, the accompanying consolidated

financial statements of Green Cross Health Limited

(the Company) and its subsidiaries (the Group) on

pages 7 to 31 present fairly in all material respects:

-the Group’s financial position as at 31 March

2026 and its financial performance and cash

flows for the year ended on that date;

­ In accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ

IFRS) issued by the New Zealand Accounting

Standards Board and the International Financial

Reporting Standards issued by the International

Accounting Standards Board.

Basis for opinion

W

e conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ)). We

believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We are independent of Green Cross Health Limited in accordance with Professional and Ethical Standard 1

International Code of Ethics for Assurance Practitioners (Including International Independence Standards) (New

Zealand) issued by the New Zealand Auditing and Assurance Standards Board and the International Ethics

Standards Board for Accountants’ International Code of Ethics for Professional Accountants (including

International Independence Standards) (IESBA Code), as applicable to audits of financial statements of public

interest entities. We have also fulfilled our other ethical responsibilities in accordance with Professional and

Ethical Standards 1 and the IESBA Code.

Our responsibilities under ISAs (NZ) are further described in the Auditor’s responsibilities for the audit of the

consolidated financial statements section of our report.

Our firm has provided other services to the Group in relation to tax compliance, tax advisory and advisory

services. Subject to certain restrictions, partners and employees of our firm may also deal with the Group on

normal terms within the ordinary course of trading activities of the business of the Group. These matters have not

impaired our independence as auditor of the Group. The firm has no other relationship with, or interest in, the

Group.

Materiality

The scope of our audit was influenced by our application of materiality. Materiality helped us to determine the

nature, timing and extent of our audit procedures and to evaluate the effect of misstatements, both individually

and on the consolidated financial statements as a whole. The materiality for the consolidated financial statements

as a whole was set at $1. 680m determined with reference to a benchmark of the Group’s Profit Before Tax. We

chose the benchmark because, in our view, this is a key measure of the Group’s performance.

4
Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements in the current period. We summarise below those matters and our key audit

procedures to address those matters in order that the Shareholders as a body may better understand the

process by which we arrived at our audit opinion.

Our procedures were undertaken in the context of and solely for the purpose of our audit opinion on the

consolidated financial statements as a whole and we do not express discrete opinions on separate elements of

the consolidated financial statements.

The key audit matter How the matter was addressed

in our audit

Impairment of goodwill

Refer to Note 13 to the consolidated financial

statements.

The Group has grown significantly through acquisitions

in its Pharmacy and Medical business units which has

resulted in the recognition of goodwill in the amount of

$86.8 million, $77.3 million respectively.

In the event the business units underperform

compared to their business cases, there is a risk that

the goodwill arising on acquisition may no longer be

supported.

As disclosed in note 13, the Group performs an annual

impairment test of goodwill and uses a discounted

cash flow model to determine the recoverable amount

of its business units to which goodwill has been

allocated.

In performing this assessment, assumptions are made

in respect of future economic and market conditions.

Cashflow forecasts include consideration of the

Group’s strategic business plan for each business unit

and their impact on forecast sales and operating costs.

Additionally, management determined terminal growth

rates and discount rates which reflect an assessment

of the time value of money and the risks specific to

each business unit.

The annual impairment test performed by the Group

was significant to our audit due to the magnitude of the

goodwill balance and because the assessment

process involved judgment about the future

performance of the business units.

The market capitalisation deficit that exists at balance

date is an indicator of impairment.

Our audit procedures included:

 Ensuring the allocation of goodwill to the

Group’s business units is appropriate;

 Evaluating the methodology, mathematical

accuracy and assumptions applied in the

discounted cash flow models. We used our

own valuation specialists to assist us with

the consideration of terminal growth and

discount rates;

 Challenging management’s cash flow

assumptions over projected cash, and the

expected impact of the Group’s business

plans for each business unit by reference to

their historical performance and the internal

and external factors that influence their

operations;

 Performing sensitivity analysis around the

key assumptions used in the models; and

 Reviewing the appropriateness of related

disclosures in the consolidated financial

statements.

 Challenged management on whether the

market capitalisation deficit is an indicator of

impairment and challenged management’s

earnings assumptions used in the value in

use calculations.

We did not identify any factors that were

materially inconsistent with management’s

overall conclusions.

5
Other information

The directors, on behalf of the Group, are responsible for the other information. The other information comprises

the information included in the Directors declaration included in the Group’s Consolidated Financial Statements,

but does not include the consolidated financial statements and our auditor’s report thereon. The Annual Report is

expected to be made available to us after the date of this auditor’s report.

Our opinion on the consolidated financial statements does not cover any other information and we do not

express any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements our responsibility is to read the other

information and in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements or our knowledge obtained in the audit or otherwise appears materially

misstated.

When we read the Annual Report, if we conclude that there is a material misstatement therein, we are required to

communicate the matter to the directors and use our professional judgement to determine the appropriate action

to take.

Use of this independent auditor’s report

This independent auditor’s report is made solely to the Shareholders. Our audit work has been undertaken so

that we might state to the Shareholders those matters we are required to state to them in the independent

auditor’s report and for no other purpose. To the fullest extent permitted by law, none of KPMG, any entities

directly or indirectly controlled by KPMG, or any of their respective members or employees, accept or assume

any responsibility and deny all liability to anyone other than the Shareholders for our audit work, this independent

auditor’s report, or any of the opinions we have formed.

Responsibilities of directors for the consolidated financial

statements

The directors, on behalf of the Group, are responsible for:

— the preparation and fair presentation of the consolidated financial statements in accordance with NZ

IFRS issued by the New Zealand Accounting Standards Board and the International Financial Reporting

Standards issued by the International Accounting Standards Board;

— implementing the necessary internal control to enable the preparation of a consolidated set of financial

statements that is free from material misstatement, whether due to fraud or error; and

— assessing the ability of the Group to continue as a going concern. This includes disclosing, as

applicable, matters related to going concern and using the going concern basis of accounting unless

they either intend to liquidate or to cease operations or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the consolidated

financial statements

Our objective is:

— to obtain reasonable assurance about whether the financial statements as a whole are free from

material misstatement, whether due to fraud or error; and

— to issue an independent auditor’s report that includes our opinion.

6
Reasonable assurance is a high level of assurance but it is not a guarantee that an audit conducted in

accordance with ISAs NZ w ill always detect a material misstatement when it exists.

Misstatements can arise from fraud or error. They are considered material if, individually or in the aggregate, they

could reasonably be expected to influence the economic decisions of users taken on the basis of the

consolidated financial statements.

A further description of our responsibilities for the audit of the consolidated financial statements is located at the

External Reporting Board (XRB) website at:

https://www.xrb.govt.nz/standards/assurance-standards/auditors-responsibilities/audit-report-1-1/

This description forms part of our independent auditor’s report.

The engagement partner on the audit resulting in this independent auditor’s report is Jodi Newth.

For and on behalf of:

KPMG

Auckland

28 May 2026

Green Cross Health Limited
Consolidated statement of comprehensive income

For the year ended 31 March 2026

20262025

Notes$'000$'000

Operating revenue4545,976523,758

Operating expenditure6.2(482,306)(467,264)

Depreciation and amortisation expense11,13(5,162)(4,770)

Depreciation - leases12(15,392)(14,584)

Impairment11,13-(7)

Share of equity accounted net earnings152,1451,590

Operating profit before interest and tax45,26138,723

Interest income387588

Interest expense(1,592)(2,101)

Interest expense - leases(8,240)(8,374)

Net interest expense(9,445)(9,887)

Profit before tax35,81628,836

Income tax expense7(9,921)(8,093)

Profit after tax for the year25,89520,743

Other comprehensive income for the year, net of tax

--

Total comprehensive income for the year

25,89520,743

Attributable to:

Shareholders of the Parent20,39515,975

Non-controlling interest5,5004,768

25,89520,743

Earnings per share:

Basic earnings per share (cents)814.1911.13

Diluted earnings per share (cents)814.1611.10

The accompanying Notes to the Consolidated Financial Statements on pages 11 to 31 form part of the consolidated

financial statements.

-7-

Green Cross Health Limited
Consolidated statement of changes in equity

For the year ended 31 March 2026

Share capital

Share based

payment

reserve

Retained

earnings

Non-

controlling

interest

Total equity

Notes$'000$'000$'000$'000$'000

Balance as at 1 April 202490,94345066,32612,340170,059

Profit or loss for the year--15,9754,76820,743

Total comprehensive income for the

year

--15,9754,76820,743

Distributions to non-controlling

interests

---(2,275)(2,275)

Impacts of other transactions--(840)(419)(1,259)

Dividends to shareholders9--(6,484)-(6,484)

Performance share rights charged to

SOCI

20-215--215

Performance share rights vested20150(150)---

Balance as at 31 March 202591,09351574,97714,414180,999

Balance as at 1 April 2025 91,09351574,97714,414180,999

Profit or loss for the year--20,3955,50025,895

Total comprehensive income for the

year

--20,3955,50025,895

Distributions to non-controlling

interests

---(4,814)(4,814)

Impacts of other transactions--(2,690)(477)(3,167)

Dividends to shareholders9--(8,294)-(8,294)

Performance share rights charged to

SOCI

20-212--212

Performance share rights vested20150(150)---

Balance as at 31 March 202691,24357784,38814,623190,831

The accompanying Notes to the Consolidated Financial Statements on pages 11 to 31 form part of the consolidated

financial statements.

-8-

Green Cross Health Limited
Consolidated statement of financial position

As at 31 March 2026

20262025

Notes$'000$'000

ASSETS

Current assets

Cash and cash equivalents28,40326,199

Trade and other receivables1027,09422,724

Inventories34,60433,167

Total current assets90,10182,090

Non-current assets

Other receivables102,1832,448

Property, plant and equipment1123,22019,740

Right-of-use assets1288,47196,279

Intangible assets13166,270165,947

Deferred tax asset1413,70112,275

Equity accounted group investments158,0817,458

Total non-current assets301,926304,147

Total assets392,027386,237

LIABILITIES

Current liabilities

Trade payables and accruals1674,20669,388

Income taxes payable162,155685

Borrowings171,9731,855

Lease liabilities1213,75112,741

Total current liabilities92,08584,669

Non-current liabilities

Borrowings1717,85022,581

Lease liabilities1291,26197,988

Total non-current liabilities109,111120,569

Total liabilities201,196205,238

Net assets

190,831180,999

EQUITY

Share capital91,24391,093

Share based payment reserve577515

Retained earnings84,38874,977

Total equity attributable to shareholders of the Parent176,208166,585

Non-controlling interest14,62314,414

Total equity190,831180,999

The accompanying Notes to the Consolidated Financial Statements on pages 11 to 31 form part of the consolidated

financial statements.

-9-

Green Cross Health Limited
Consolidated statement of cash flows

For the year ended 31 March 2026

20262025

Notes$'000$'000

Cash flows from operating activities

Dividends received151,7951,075

Receipts from customers541,095526,583

Interest received387588

Payments to suppliers and employees(478,743)(466,971)

Net income taxes(9,921)(8,634)

Net cash inflow from operating activities1854,61352,641

Cash flows from investing activities

Purchases of property, plant and equipment and software intangibles(9,608)(5,838)

Acquisition of interests in equity accounted investments15(273)(127)

Acquisition of interests in subsidiary and non-controlling interests(4,497)(1,366)

Disposal of interests in subsidiary and non-controlling interests3,080-

Net cash outflow from investing activities(11,298)(7,331)

Cash flows from financing activities

Proceeds from borrowings2,4101,558

Repayments of borrowings(7,023)(12,067)

Payment of lease liabilities(13,752)(12,577)

Interest expense(1,628)(2,137)

Interest expense - leases(8,240)(8,374)

Distributions to non-controlling interest(4,584)(2,560)

Dividend paid9(8,294)(6,484)

Net cash outflow from financing activities(41,111)(42,641)

Net increase in cash and cash equivalents2,2042,669

Cash and cash equivalents at the beginning of the financial year26,19923,402

Cash acquired: business combinations5-128

Cash and cash equivalents at end of year

28,40326,199

Reconciliation of closing cash and cash equivalents to the consolidated

statement of financial position:

Cash and cash equivalents

28,40326,199

Closing cash and cash equivalents

28,40326,199

The accompanying Notes to the Consolidated Financial Statements on pages 11 to 31 form part of the consolidated

financial statements.

-10-

Notes to the consolidated financial statements
For the year ended 31 March 2026

1Reporting Entity

Green Cross Health Limited (the “Parent” or the "Company") is a New Zealand company registered under the Companies

Act 1993 and is an FMC entity for the purposes of the Financial Reporting Act 2013 and the Financial Markets Conduct

Act 2013. The Financial Statements have been prepared in accordance with these Acts. The Company is listed on the


New Zealand Stock Exchange ("NZX").

The consolidated financial statements of Green Cross Health Limited comprise the Parent, its subsidiaries, and its interest

in associates and joint ventures (together referred to as the “Group”).

2Basis of preparation of financial statements

(a)Statement of compliance

The consolidated financial statements have been prepared in accordance with New Zealand Generally Accepted

Accounting Practice (“NZ GAAP”). They comply with New Zealand equivalents to International Financial Reporting

Standards (“NZ IFRS”), and other applicable Financial Reporting Standards, and authoritative notices as appropriate for a

Tier one for profit entity. They also comply with International Financial Reporting Standards.

The financial statements were approved by the Board of Directors on 28 May 2026.

(b)Basis of measurement

The financial statements of the Group are prepared under the historical cost basis unless otherwise noted within the

specific accounting policies below.

(c)Changes in accounting policy

The Group has consistently applied the following accounting policies to all periods presented in these consolidated

financial statements.

(d)Comparatives

Comparative information is presented on a consistent basis.

(e)Functional and presentation currency

These financial statements are presented in New Zealand dollars ($), which is the functional currency of the entities of the

Group. All financial information presented in New Zealand dollars has been rounded to the nearest thousand.

(f)Significant estimates and judgments

The preparation of financial statements in conformity with NZ IFRS requires the Directors to make judgments, estimates

and assumptions that affect the application of policies and reported amounts of assets, liabilities, income and expenses.

The estimates and associated assumptions are based on historical experience and various other factors that are believed

to be reasonable under the circumstances, the results of which form the basis for making judgments about carrying values

of some assets and liabilities. Actual results may differ from these estimates.

In authorising the consolidated financial statements for the year ended 31 March 2026, the Directors have ensured that

the specific accounting policies necessary for the proper understanding of the financial statements have been disclosed,

and that all accounting policies adopted are appropriate for the Group’s circumstances and have been consistently applied

throughout the year for all Group entities for the purposes of preparing the consolidated financial statements.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are

recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of revision

and future periods if the revision affects both current and future periods. Information about the significant areas of

judgment exercised or estimation in applying accounting policies that have had a significant impact on the amounts

recognised in the financial statements are described as follows:

-

11-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

2Basis of preparation of financial statements(continued)

(f)Significant estimates and judgments(continued)

(i) Classification of investments

Classifying investments as either subsidiaries, associates or joint ventures requires the Directors to assess the degree of

influence which the Group holds over the investment. In arriving at a conclusion the Directors take into account the

constitutional structure of the investment, governance arrangements, current and future representation on the Board of

Directors, and all other arrangements which might allow influence over the operating and financial policies of the

investment.

(ii) Impairment of goodwill and indefinite life intangible assets

The carrying values of goodwill and intangible assets with an indefinite useful life, are assessed at least annually to ensure

that they are not impaired. This assessment requires the Directors to estimate future cash flows to be generated by cash

generating units to which goodwill and intangible assets with indefinite useful lives have been allocated. Estimating future

cash flows entails making judgments including the expected rate of growth of revenues and expenses, margins and

market shares to be achieved, and the appropriate rate to apply when discounting future cash flows. Note 13 of these

financial statements provides more information on the assumptions the Directors have made in this area and the carrying

values of goodwill and indefinite life intangible assets. As the outcomes in the next financial period may be different to the

assumptions made, it is impracticable to predict the impact that could result in a material adjustment to the carrying

amount.

(iii) Accounting for leases under NZ IFRS 16

In determining the right of use assets and lease liabilities a number of estimates and judgments have been made by

management. These include determining the applicable incremental borrowing rates and assessment of the lease terms,

including any rights of renewal and whether it is reasonably certain they will be exercised. See Note 12.

(g)Subsidiaries

Subsidiaries are entities that are controlled by the Group as defined in NZ IFRS 10. Control exists when the Group is

exposed to, or has rights to, variable returns from its involvement in the investee and has the ability to affect those returns

through its power over the investee. Power arises when the Group has existing rights to direct the relevant activities of the

investee, i.e. those that significantly affect the investee’s returns. Control is assessed on a continuous basis.

The Group consolidates the results of its subsidiaries from the date that control commences until the date on which control

ceases. At such point as control ceases, it derecognises the assets, liabilities and any related non-controlling interests and

other components of equity. Any interest retained in the former subsidiary is measured at fair value when control is lost.

The Group discontinues the use of the equity method from the date when the investment ceases to be an associate

or a joint venture. At the date the equity method is discontinued, the difference between the carrying amount of the

associate or a joint venture and the fair value of any retained interest and any proceeds from disposing of a part interest in

the associate or a joint venture is included in the determination of the gain or loss on disposal of the associate or joint

venture.

The Group's ownership interests in subsidiaries ranges from 24% to 100% (2025: 25% to 100%). The Group consolidates

36 out of 53 entities where it holds less than or equal to half of the profit shares. This is on the basis that the Group's

contractual arrangements with these entities result in them meeting the definition of being subsidiaries as set out above.

(h)Non-controlling interests

Non-controlling interests are present ownership interests and are initially measured at either fair value or the non-

controlling interests’ proportionate share of the acquiree’s identifiable net assets. The choice of measurement basis is

determined on a transaction-by-transaction basis. Under the proportionate interest method, goodwill is not attributed to the

non-controlling interest and the Group recognises only its share of goodwill whereas under fair value, the non-controlling

interest includes its proportionate share of goodwill.

Changes in the Group’s interest in a subsidiary that do not result in a change in the control conclusion are accounted for

as transactions with equity-holders in their capacity as equity holders.

While the group has 50 (2025: 51) subsidiaries with non-controlling interests, there are no subsidiaries with individually

material non-controlling interest.

-

12-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

2Basis of preparation of financial statements(continued)

(i)Transactions eliminated on consolidation

Intra-group balances, and any unrealised income and expenses arising from intra-group transactions, are eliminated in

preparing the consolidated financial statements. Unrealised gains arising from transactions with equity accounted

investees are eliminated against the investment to the extent of the Group’s interest in the investee. Unrealised losses are

eliminated in the same way as unrealised gains, but only to the extent that there is no evidence of impairment.

(j)Goods and Services Tax (GST)

The statement of comprehensive income has been stated so that all components are exclusive of GST. All items in the

statement of financial position are stated net of GST with the exception of receivables and payables, which include GST

invoiced.

(k)Statement of cash flows

The statement of cash flows has been prepared using the direct method subject to the netting of certain cash flows.

Cash flows in respect of investments and borrowings that have been rolled-over under arranged banking facilities have

been netted in order to provide meaningful disclosures.

Cash and cash equivalents comprise cash balances and call deposits. Bank overdrafts that are repayable on demand and

form an integral part of the Group’s cash management are included as a component of cash and cash equivalents for the

purpose of the statement of cash flows.

Operating activities include all cash received from all revenue sources and all cash disbursed for all expenditure sources

including taxation refunds or payments and other transactions that are not classified as investing or financing activities.

Investing activities reflect the acquisition and disposal of property, plant and equipment and intangibles, loans to

associates, and investments in associates, subsidiaries and joint ventures.

Financing activities reflect changes in borrowings and equity.

(l)Inventory

Inventories are measured at the lower of cost and net realisable value. The cost of inventories is based on a weighted

average principle, and includes expenditure incurred in acquiring the inventories, production or conversion costs and other

costs incurred in bringing them to their existing location and condition. Inventory comprises of pharmacy goods held for

sale.

3New standards and interpretations issued and not yet effective

A number of new standards, amendments to standards and interpretations are not yet effective for the year ended 31

March 2026. These have been assessed for applicability to the Group and the Directors have concluded that they will not

have a significant impact on future financial statements, except for amendments to NZ IFRS 18.

NZ IFRS 18 will replace NZ IAS 1 Presentation of Financial Statements and applies for annual reporting periods beginning

on or after 1 January 2027. This new standard, which is mandatory for the Group for the year ending 31 March 2028, is

expected to change presentation of the financial statements. The Group will disclose more information once a full

assessment of the impact of NZ IFRS 18 is completed.

-

13-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

4Segment reporting

The Group has two reportable segments: pharmacy services and medical services. The pharmacy services segment

provides retail and dispensary services and the medical services segment provides GP, nursing and urgent care services.

The Group’s main operations are in the pharmacy industry providing pharmacy services through consolidated stores,

equity accounted investments and franchise stores. The medical services segment includes fully owned and equity

accounted medical centres, and support services provided to these medical centres.

The Board monitors the various revenue streams within each reportable segment separately however, they do not meet

the criteria for separate disclosure due to the following:

Aggregation of the operating segments within each reportable segment is consistent with the core principle of NZ

IFRS 8, i.e. aggregating will not distort the interpretation of the financial statements for the users;

The operating segments within each reportable segment share the same economic characteristics; and

The nature of the products and services, and the nature of the regulatory environment are the same for the

operating segments.

Operating segments

Information about reportable segments

Pharmacy

services

Medical

servicesCorporateTotal

Notes $'000$'000$'000$'000

March 2026

External revenues6.1378,737165,766-544,503

Other income

1,473--1,473

Total revenue

380,210165,766-545,976

Cost of products sold(234,922)(198)-(235,120)

Employee benefit expense(79,866)(115,680)-(195,546)

Lease expenses(2,195)(703)-(2,898)

Other expenses(28,696)(17,020)(3,026)(48,742)

Depreciation and amortisation(3,296)(1,866)-(5,162)

Depreciation - leases(9,464)(5,928)-(15,392)

Share of equity accounted net earnings

4741,671-2,145

Segment profit

22,24526,042(3,026)45,261

Interest income387

Interest expense(1,592)

Interest expense - leases

(8,240)

Profit before tax35,816

Tax expense

(9,921)

Profit after tax25,895

Non-controlling interest

(5,500)

Net Profit attributable to the shareholders

of the Parent

20,395

Reportable segment assets262,385140,455(10,813)392,027

Reportable segment liabilities122,99089,019*(10,813)201,196

*Intersegmental elimination.

-

14-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

4Segment reporting(continued)

Pharmacy

services

Medical

servicesCorporateTotal

Notes $'000$'000$'000$'000

March 2025

External revenues6.1370,366153,386-523,752

Other income

6--6

Total revenue

370,372153,386-523,758

Cost of products sold(222,702)(217)-(222,919)

Employee benefit expense(80,589)(110,640)-(191,229)

Lease expenses(2,760)(365)-(3,125)

Other expenses(31,423)(16,284)(2,284)(49,991)

Depreciation and amortisation(2,840)(1,930)-(4,770)

Depreciation - leases(8,744)(5,840)-(14,584)

Impairment(7)--(7)

Share of equity accounted net earnings

1751,415-1,590

Segment profit

21,48219,525(2,284)38,723

Interest income588

Interest expense(2,101)

Interest expense - leases

(8,374)

Profit before tax28,836

Tax expense

(8,093)

Profit after tax20,743

Non-controlling interest

(4,768)

Net Profit attributable to the shareholders

of the Parent

15,975

Reportable segment assets270,949126,101(10,813)386,237

Reportable segment liabilities125,35690,695*(10,813)205,238

*Intersegmental elimination.

-

15-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

5Business combinations

Business combinations during the year include; Unichem Huapai Pharmacy and Life Pharmacy Chartwell. None of these

acquisitions are individually material to the Group's result.

Carrying

ValueFair value

$'000$'000

Identifiable assets acquired and liabilities assumed

Total assets590590

Total liabilities

(89)(89)

Identifiable net assets

501501

Consideration transferred

Satisfied by:

Cash consideration1,524

Deferred consideration-

Contingent consideration

-

Total consideration1,524

Less cash acquired (included in assets above)

-

Net consideration

1,524

Goodwill

Goodwill recognised as result of the acquisitions are as follows:

Total consideration1,524

Identifiable net assets

(501)

Goodwill

1,023

The goodwill is attributable mainly to the various patient databases acquired and the synergies expected to be achieved.

None of the goodwill recognised is expected to be deductible for tax purposes.

The amount of revenue included in the consolidated statement of comprehensive income is $3.4m with a net profit after

tax of $0.1m in respect of the entities acquired during the year.

If the acquisitions had occurred on 1 April 2025, management estimates that consolidated operating revenue would have

been $551.3m, and consolidated profit after tax for the year would have been $25.9m.

6Operating performance

6.1Revenue

20262025

Revenue from contracts with customers$'000$'000

Pharmacy retail and dispensary344,066333,886

Other pharmacy services34,67136,480

Medical services

165,766153,386

544,503523,752

-16-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

6Operating performance(continued)

Disaggregation of contract revenue

Reportable segments

Pharmacy

services

Medical

servicesTotal

$'000$'000$'000

Year ended 31 March 2026

Timing of revenue recognition

Transferred at a point in time364,52572,968437,493

Transferred over time

14,21292,798107,010

378,737165,766544,503

Year ended 31 March 2025

Timing of revenue recognition

Transferred at a point in time356,23868,998425,236

Transferred over time

14,12884,38898,516

370,366153,386523,752

Pharmacy retail and dispensing services

Pharmacy retail and dispensary services include retail sales, dispensing, professional advisory and care services. For all

these services control is considered to pass to the customer at the point when the customer can use or otherwise benefit

from the goods and services. For retail sales, control passes at point of sale. Retail sales are predominantly by credit card,

debit card or in cash.

The Group operates its own Living Rewards loyalty programme. Loyalty points earned during a sale transaction are

deferred to liabilities (net of estimated points expiry), and are recognised as revenue when the Living Rewards member

redeems their points.

Other pharmacy services

These mainly include franchise fees, supplier income and other service revenue. Control for franchise services pass over

time as the services are delivered over the term of the franchise agreement. Payment terms for franchise fees is generally

20 to 30 days. Supplier income is earned, as promotional services are rendered over a specified time period by the Group.

Payment terms are generally 20 to 30 days.

Medical services

Medical services include capitation and health services and patient fees. Control for capitation and health services passes

over time as the healthcare services are delivered to the patient over a certain time period. Payments terms are generally

20 to 30 days. Patient fees are earned at a point in time. Control passes to the customer when service has been delivered

to a customer. Patient fees are predominantly by credit card, debit card or in cash.

-

17-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

6Operating performance(continued)

Contract assets and contract liabilities

Current contract assets represent revenue where the service has been provided but not yet invoiced to the customer.

When the customer has been invoiced, any outstanding balances are included in receivables. Contract liabilities reflect

payments received for services that have not yet been provided and the payments will be recognised as revenue over

time.

Costs directly related to the acquisition of a contract or renewal of an existing contract are capitalised and amortised over

the life of the contract. Cost relating to fulfilling a contract are only capitalised if they meet the recognition criteria under NZ

IFRS 15. Costs incurred in obtaining a contract are only capitalised to the extent they are incremental.

Contract balances

The following table provides information, about receivables, contract assets and contract liabilities from contracts with

customers:

31 Mar 202631 Mar 2025

$'000$'000

Trade receivables which are included in trade and other receivables7,2747,144

Contract assets16,52313,924

Contract liabilities(3,806)(4,312)

Significant changes in the contract assets and the contract liabilities during the period are as follows:

2026202620252025

Contract

assets

Contract

liabilities

Contract

assets

Contract

liabilities

Revenue recognised that was included in the contract

liability balance at the beginning of the period-4,312-4,228

Transfer from contract assets recognised at the

beginning of the period to receivables13,924-12,514-

6.2Operating expenditure

20262025

$'000$'000

Cost of products sold235,120222,919

Employee benefit expense195,546191,229

Lease expenses2,8983,125

Other expenses47,61548,436

Audit fees369368

Other services provided by auditors284139

Directors’ fees in respect of the Parent company528453

Directors’ fees in respect of the subsidiary companies321309

Bad debts written off and movement in doubtful debt provision

(375)286

482,306467,264

Auditor’s remuneration to KPMG comprises:

Annual audit of financial statements361351

Annual audit of financial statements - Prior year

817

369368

-18-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

6Operating performance(continued)

20262025

$'000$'000

Other services provided by auditors:

Taxation services162139

Other services

122-

284139

Taxation services relate to compliance and related services, and tax support.

Other services relate to advisory and consulting services for Community Care Limited.

7Income tax expense

20262025

Notes$'000$'000

Current tax expense(11,347)(8,391)

Deferred tax benefit14

1,426298

Total tax expense

(9,921)(8,093)

Imputation credit account:

Available for use in subsequent periods $30.0m (2025: $24.6m).

20262025

$'000$'000

Numerical reconciliation between tax expense and pretax accounting profit

Profit before tax35,81628,836

Income tax expense at 28% (10,028)(8,074)

Deduct tax effects of adjustments:

Other

107(19)

(9,921)(8,093)

Taxation accounting policy

Income tax expense is charged to profit and loss and comprises current tax and deferred tax, unless it relates to an item

recognised in other comprehensive income or equity in which case it is recognised in other comprehensive income or

equity.

Current tax is the estimated tax payable on the current period’s taxable income using current tax rates, adjusted for any

under or over accrual in respect of prior periods.

Deferred tax is recognised using the balance sheet approach, allowing for temporary differences between the carrying

amounts of assets and liabilities for accounting purposes and the carrying amounts for tax purposes. A deferred tax asset

is recognised to the extent that it is probable that future taxable profits will be available against which the temporary

differences can be utilised. Deferred tax assets are reviewed at each reporting date and are reduced to the extent that it is

no longer probable that the related benefit will be realised.

-

19-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

8Earnings per share

The earnings per share and dividend per share is calculated using the Group’s result divided by the weighted average

number of shares for the listed entity, Green Cross Health Limited.

20262025

cents per

share

cents per

share

Basic earnings per share

14.1911.13

The calculation of basic earnings per share is based on the profit attributable to equity holders of the Parent and a

weighted average number of ordinary shares issued during the year of 143,697,676 (2025: 143,579,013).

Diluted earnings per share

14.1611.10

The calculation of diluted earnings per share is based on the profit attributable to equity holders of the Parent and a

weighted average number of ordinary shares issued during the year after adjustment for the effects of all dilutive ordinary

shares of 144,064,693 (2025: 143,890,735).

Net tangible assets per share

7.561.93

The calculation of net tangible assets per share is based on net assets less deferred tax and intangible assets (refer Note

13 and Note 14) and the closing number of ordinary shares at the end of the year.

Net assets per share

132.78126.04

The calculation of net assets per share is based on net assets and the closing number of ordinary shares at the end of the

year.

9Dividends

20262025

cents per

share

cents per

share

Dividends per share

5.754.50

In December 2025, Green Cross Health Limited paid an interim dividend of 3.00 cents per qualifying ordinary share to

shareholders, which was fully imputed to 28% (December 2024: 2.50 cents).

In June 2025, Green Cross Health Limited paid a final dividend of 2.75 cents per qualifying ordinary share to shareholders,

which was fully imputed to 28% (June 2024: 2.00 cents).

-20-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

10Trade and other receivables

20262025

$'000$'000

Trade receivables7,2747,144

Provision for doubtful debts(1,569)(1,967)

Contract assets16,52313,924

Accrued income2,0601,201

Other receivables and prepayments

2,8062,422

27,09422,724

Other receivable - non-current asset

2,1832,448

11Property, plant and equipment

20262025

$'000$'000

Opening cost87,20090,804

Acquisitions through business combinations188268

Additions9,2544,980

Disposals(6,489)(8,570)

Assets written off

-(282)

Closing cost

90,15387,200

Opening accumulated depreciation68,28871,944

Acquisitions through business combinations-139

Depreciation for the period5,1754,734

Disposals(5,407)(8,340)

Assets written off

-(189)

Closing accumulated depreciation

68,056

68,288

Closing book value22,09718,912

Work in progress

1,123828

Total property, plant and equipment

23,22019,740

Property, plant & equipment accounting policy

Property, plant & equipment owned by the Group consists primarily of leasehold improvements and is stated at cost less

accumulated depreciation and any impairment losses. Property, plant & equipment acquired in stages is not depreciated

until the asset is ready for its intended use.

Depreciation is provided on a straight-line basis on all property, plant & equipment components to allocate the cost of the

asset (less any residual value) over its useful life or if it relates to assets in a leased premises, the life of the lease if

shorter. The residual values and remaining useful lives of asset components are reviewed at least annually.

Current estimated useful lives of property, plant and equipment are between two and twelve years.

Subsequent expenditure is capitalised only if it is probable that future economic benefit associated with the expenditure

will flow to the Group. All other costs are recognised in the profit and loss as expenditure when incurred.

Any resulting gain or loss on disposal of an asset is recognised in the profit and loss in the period in which the asset is

disposed.

-

21-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

12 Leases

As a lessee

The Group’s leased assets include property leases for pharmacies, medical centres and support office. The lease terms of

these leases typically range from 2 to 30 years (inclusive of any renewal options). Some leases provide for additional rent

payments that are based on changes in CPI or market rental rates. The Group also leases motor vehicles and equipment,

which typically run for a period of 3 to 5 years.

As a lessee, the Group recognises right-of-use assets and lease liabilities for the majority of its leases – i.e. these leases

are on-balance sheet.

The carrying amounts of right-of-use assets and lease liabilities are as below:

Right-of-use assetsProperty

Motor

vehiclesEquipmentTotal

$'000$'000$'000$'000

2026

Balance as at 1 April 202595,6218757196,279

Balance as at 31 March 202687,07772966588,471

Depreciation14,57415766115,392

2025

Balance as at 1 April 202495,5832171,28497,084

Balance as at 31 March 202595,6218757196,279

Depreciation13,74013071414,584

Additions to property of $5.1m (2025: $4.9m) and remeasurements of $4.3m (2025: $8.8m) have been made to right-of-

use assets during the current year.

Low value leases of $2.9m (2025: $3.4m) have been expensed (under lease exemption).

Lease liabilitiesProperty

Motor

vehiclesEquipmentTotal

$'000$'000$'000$'000

2026

Balance as at 1 April 2025109,943116670110,729

- Current liability11,95511667012,741

- Non-current liability97,988--97,988

Balance as at 31 March 2026103,558745709105,012

- Current liability13,20717536913,751

- Non-current liability90,35157034091,261

2025

Balance as at 1 April 2024108,0242551,359109,638

- Current liability12,27013968913,098

- Non-current liability95,75411667096,540

Balance as at 31 March 2025109,943116670110,729

- Current liability11,95511667012,741

- Non-current liability97,988--97,988

The Group recognises a right-of-use asset and a lease liability at the lease commencement date. The right-of-use asset is

initially measured at cost, and subsequently at cost less any accumulated depreciation and impairment losses and

adjusted for certain remeasurements of the lease liability.

The lease liability is initially measured at the present value of the lease payments that are not paid at the commencement

date, discounted using the interest rate implicit in the lease or, if that rate cannot be readily determined, the Group’s

incremental borrowing rate. Generally, the Group uses its incremental borrowing rate as the discount rate.

-

22-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

12 Leases(continued)

The lease liability is subsequently increased by the interest cost on the lease liability and decreased by lease payment

made. It is re-measured when there is:

a change in future lease payments arising from a change in an index or rate; or

a change in the estimate of the amount expected to be payable under a residual value guarantee; or

changes in assessment of whether a purchase or extension option is reasonably certain to be exercised or a

termination option is reasonably certain not to be exercised; or

any other change in the future lease payments or the lease term due to a lease modification that’s not accounted

for as a separate lease.

The Group has applied judgement to determine the lease term for some lease contracts in which it is a lessee that include

renewal options. The assessment of whether the Group is reasonably certain to exercise such options impact the lease

term, which significantly affects the amount of lease liabilities and right-of-use assets recognised.

20262025

$'000$'000

Maturity analysis of contractual undiscounted cash flows

Less than one year19,98519,621

Two to five years59,77460,164

More than five years

67,28475,569

147,043155,354

As a lessor

The Group sub-leases some of its properties. Income in relation to these subleases is $1.9m (2025: $1.9m). The right-of-

use assets recognised from the head leases are measured at cost. The sub-lease contracts are classified as operating

leases under NZ IFRS 16.

20262025

$'000$'000

Maturity analysis of contractual undiscounted cash flows

Less than one year830611

Two to five years1,2191,247

More than five years

323518

2,3722,376

-23-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

13Intangible assets

20262025

Notes$'000$'000

Other intangible assets

Opening costs6,28610,770

Additions-5

Disposals

(20)(4,489)

Closing cost

6,266

6,286

Opening accumulated amortisation4,1438,440

Amortisation for the period-36

Disposals(20)(4,333)

Other adjustments

(13)-

Closing accumulated amortisation

4,1104,143

Closing book value

2,1562,143

Goodwill

Opening costs163,804163,607

Additions51,023815

Disposals

(713)(618)

Closing cost

164,114163,804

Total intangible assets

166,270165,947

Intangible assets accounting policy

Intangible assets recognised by the Group are stated at cost less accumulated amortisation and any impairment losses

with the exception of goodwill (see below).

Intangible assets acquired in stages are not amortised until the asset is ready for its intended use.

Other intangible assets represent franchisee store rebranding costs and have an indefinite life.

Subsequent expenditure is capitalised if future economic benefit will flow to the Group and the requirements of the

standard are met. All other costs are recognised in the profit and loss as expenditure when incurred.

Any resulting gain or loss on disposal of an intangible asset is recognised in the profit and loss in the period in which the

intangible asset is disposed.

Intangible assets disclosed in the financial statements relate to trademarks and other indefinite life intangible assets.

Indefinite life intangible assets are tested annually for impairment.

Goodwill accounting policy

Goodwill arises on the acquisition of businesses. Goodwill represents the excess of the purchase consideration over the

fair value of the net identifiable tangible and intangible assets at the time of acquisition.

Goodwill is allocated to the relevant cash generating units (CGU) expected to benefit from the acquisition and tested for

impairment annually, or earlier at any interim reporting dates if there are indicators of impairment.

The value of each CGU is determined by its value in use. If the recoverable amount is less than the carrying amount of the

CGU then an impairment loss is recognised in profit and loss and the carrying amount of the asset is written down.

The relative value of the goodwill allocated to the relevant cash generating unit is included in the determination of any gain

or loss on disposal.

-

24-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

13Intangible assets(continued)

Impairment testing

Discounted cash flow (DCF) models have been based on three-year forecast cash flow projections. The budget for the

year-ending 31 March 2027 is the basis for the first year's projections and projections for subsequent periods have been

based on this plus growth. Terminal cash flows are projected to grow in line with the New Zealand long-term inflation rate.

The discount rate was a post-tax measure (discount rate pre-tax 12.80%) based on the rate of 10-year government bonds

issued by the government in the relevant market and in the same currency as the cash flows, adjusted for a risk premium

to reflect both the increased risk of investing in equities generally and the systematic risk of the specific CGU.

Impairment test assumptions 2026Pharmacy

services

Medical

services

Discount rate - post tax%9.98%9.98

Terminal growth rate%2.25%2.25

Carrying amount of goodwill allocated to the unit ($'000)86,81977,295

Carrying value of other intangible assets with indefinite useful lives ($'000)2,048-

Impairment test assumptions 2025Pharmacy

services

Medical

services

Discount rate - post tax%9.97%9.97

Terminal growth rate%2.30%2.30

Carrying amount of goodwill allocated to the unit ($'000)86,88876,916

Carrying value of other intangible assets with indefinite useful lives ($'000)2,048-

For the purpose of impairment testing, goodwill is allocated to the Group's operating divisions which represent the lowest

level within the Group at which the goodwill is monitored for internal management purposes. Goodwill is allocated across

all operations within a division that have similar economic characteristics and collectively benefit from acquisitions that

increase the Group's portfolio.

Sensitivities

No impairment was identified for pharmacy services and medical services as a result of this review, nor under any

reasonable possible change, in any of the key assumptions described above.

14Deferred tax asset

The movement in deferred tax asset and liability during the year is made up of the following:

OpeningNet additions

Recognised in

profit and lossClosing

$'000$'000$'000$'000

2026

Property, plant and equipment3,252-1743,426

Provisions and accruals3,036-(6)3,030

Tax losses2,055-7812,836

Right-of-use assets(26,958)(2,124)4,311(24,771)

Lease liabilities

30,8902,124(3,834)29,180

12,275-1,42613,701

2025

Property, plant and equipment2,926-3263,252

Provisions and accruals3,127-(91)3,036

Tax losses2,541-(486)2,055

Right-of-use assets(27,184)(3,826)4,052(26,958)

Lease liabilities

30,5673,826(3,503)30,890

11,977-29812,275

-25-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

15Equity accounted group investments

20262025

$'000$'000

The movement in equity accounted investments comprises:

Opening carrying amount7,4586,816

Investment in associates and joint ventures273127

Share of net earnings2,1451,590

Dividends22

(1,795)(1,075)

8,0817,458

There are no individually material associates or joint ventures.

Amount of goodwill within the carrying amount of equity accounted group

investments:

Opening carrying amount

1,3661,366

Closing carrying amount

1,3661,366

Summary associate and joint venture financial information

The aggregate results of the associates and joint venture financial position and current year's profit are as follows:

AssetsLiabilitiesRevenue

Net profit after

tax

$'000$'000$'000$'000

As at and for the year ended 31 March 202620,1848,25563,4427,129

As at and for the year ended 31 March 202514,8096,20256,3333,541

Investments in associates and joint ventures accounting policy

An associate is an investee over which the Group has significant influence, which is the power to participate in the

financial and operating policy decisions of the investee but not to control or jointly control those policies.

A joint venture is a joint arrangement in which the parties that have joint control of the arrangement have rights to the net

assets of the arrangement. Joint control is the contractually agreed sharing of control of the arrangement which only exists

when a decision about the relevant activities require the unanimous consent of the parties sharing control.

The results and assets and liabilities of associates and joint ventures are incorporated into the financial statements of the

Group using the equity method of accounting. Under the equity method, the initial investment in the Group financial

statements is measured at cost and adjusted thereafter for the Group’s share of profit and loss and other comprehensive

income of the associate and joint venture. Any goodwill arising on the acquisition of an associate or joint venture

investment is included in the carrying amount of the investment net of dividends received. Where the Group’s share of

losses of the associate of joint venture exceeds the Group’s interest in that associate or joint venture, the Group

discontinues recognising its share of losses unless it has a legal or constructive obligation to continue doing so. The equity

method is discontinued where the Group ceases to exert significant influence or joint control over the investee.

Accounting policies adopted by associates and joint ventures are generally consistent with those of the Group. Where a

material difference does exist, appropriate adjustments are applied to ensure congruence with the policies of the Group,

the most significant of these being the recognition of deferred tax.

-

26-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

16Trade and other payables and income taxes payable

20262025

$'000$'000

Trade payables40,73035,452

Payable to non-controlling interest4,8474,503

Contract liabilities3,8064,312

Accrued expenses15,04115,473

Employee entitlements

9,7829,648

74,20669,388

Income taxes payable

2,155685

Employee entitlements accounting policy

Employee entitlements for salaries, bonuses, long service, alternate and annual leave are provided for and recognised as

a liability when benefits are earned by employees but not paid at the reporting date.

17Borrowings

20262025

$'000$'000

Current1,9731,855

Non-current

17,85022,581

19,82324,436

The Group’s primary lenders are BNZ and Bank of China (the lenders).

The Group's interest rate on outstanding loans is calculated based on BKBM or cost of funds plus a margin. The current

interest rate is between 3.43% and 6.81% (2025: 4.84% - 7.74%). A 0.5% increase/decrease in the effective interest rate

would result in a decrease/increase in after tax profit and equity of $71,362.

Green Cross Health Limited and all its wholly-owned subsidiaries provided guarantees and indemnities in favour of the

lenders covering all loans held by the Parent company. Loans provided by BNZ to partnership subsidiaries are covered by

a General Security Agreement over the individual business assets.

At balance date, the Group has undrawn committed banking facilities of $46.0m (2025: $42.0m). The debt facilities held

with both BNZ and Bank of China mature in December 2027.

Borrowings and advances accounting policy

Borrowings are initially recognised at fair value, including directly attributable transaction costs. Subsequent to initial

recognition, borrowings are measured at amortised cost using the effective interest method.

-

27-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

18Operating cash flow reconciliation

20262025

$'000$'000

Profit for the year25,89520,743

Add non-cash items:

Depreciation, amortisation and impairment20,55419,361

Other non-cash items485143

Add/(deduct) changes in working capital:

Receivable and accruals movement(4,105)3,070

Inventory(1,437)(2,722)

Payable and accruals movements4,8182,085

Tax movement44(550)

Add/(deduct) items classified as cash flows from investing and financing activities:

Gain on disposal(1,473)-

Interest expense1,5922,137

Interest expense - leases

8,2408,374

Net cash inflow from operating activities

54,613

52,641

19Shares on issue

20262025

'000'000

Shares authorised and on issue

Opening number of shares143,603143,462

Shares issued - fully paid114141

Shares issued - partly paid--

Shares cancelled - partly paid

--

143,717143,603

Shares held as treasury stock--

Performance share rights

607440

144,324144,043

All ordinary shares carry equal rights in terms of voting, dividend payments and distribution upon winding up.

Share capital

Incremental costs directly attributable to the issue of ordinary shares, share options and share capital are recognised as a

deduction from equity.

20Share-based payments

Performance Share Rights

Performance Share Rights (PSRs) were offered to some senior executives, commencing 1 April 2019. Under the scheme

PSRs are issued to participants which give them the rights to receive ordinary shares in the Company after a three year

period, subject to certain vesting and other conditions being met. The fair value is measured at grant date and amortised

over the vesting period. The vesting of the PSRs is subject to the Company achieving performance hurdles relating to the

growth of its earnings per share and return on capital employed over a three year measurement period. There is no

exercise price for these performance rights and there is no right to dividends during the vesting periods.

Vesting is contingent upon audited financial statements, therefore PSRs which meet the vesting criteria will vest in the

financial year following the end of the PSR period.

The shares granted during the current financial period have a fair value of $212,300 (2025: $214,800) which is calculated

using the weighted average price of shares through the NZX over the one month period prior to the date of the Company’s

results announcement for the financial year ended 31 March 2025 (2025: 31 March 2024).

-

28-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

20Share-based payments(continued)

Performance Share Rights (continued)

The total expense recognised in the year to 31 March 2026 in relation to the PSRs was $192,367 (2025: $174,267).

114,094 (2025: 141,509) PSR's were vested during the year.

PSRs granted are summarised as below:

Grant DatePSR PeriodPSRs grantedPSRs vested

PSRs

forfeited

PSRs end of

period

27/06/2022 01/04/2022 - 31/03/2025167,338(114,094)(53,244)-

26/06/202301/04/2023 - 31/03/2026148,677-(37,169)111,508

27/11/202401/04/2023 - 31/03/20265,947--5,947

27/11/202401/04/2024 - 31/03/2027207,965--207,965

31/07/2025

01/04/2025 - 31/03/2028

281,654--281,654

Total811,581(114,094)(90,413)607,074

21Financial instruments

The Group is party to financial instruments as part of its normal operations. Financial instruments include cash and cash

equivalents, borrowings, trade and other receivables and trade and other payables.

Financial instruments are initially recognised at their fair value less transaction costs, and subsequently measured at their

amortised cost. A financial instrument is recognised if the Group becomes a party to the contractual provisions of the

instrument. Financial assets are derecognised if the Group’s contractual rights to the cash flows from the financial assets

expire or if the Group transfers the financial asset to another party without retaining control or substantially all risks and

rewards of the asset. Financial liabilities are derecognised if the Group’s obligations specified in the contract expire or are

discharged or cancelled.

Financial assets and financial liabilities are recognised at amortised cost.

Risk management policies are used to mitigate the Group’s exposures to credit risk, liquidity risk and market risk that arise

in the normal course of operations.

Credit Risk

The Group’s maximum credit risk resulting from a third party defaulting on its obligations to the Group is represented by

the carrying amount of each financial asset on the statement of financial position. The Group is not exposed to any

material concentrations of credit risk other than its exposure within the retail pharmacy and government sectors. The

Group monitors credit limits on a monthly basis. All credit facilities to external parties are provided on normal trade terms

(unsecured, to a maximum of 45 days). At any one time, the Group generally has amounts owed to and amounts owed by

the same counterparty, although no legal right of set-off exists. The Parent company holds direct debit authorities for

amounts payable under the contractual terms of its franchise agreements. The Parent regularly monitors the credit ratings

issued, and any qualifications to those ratings, to the financial institutions (and those of the ultimate parent financial

institution) used by the Group.

The status of trade receivables and contract assets at reporting date is as follows:

Gross

receivable

2026

Impairment

2026

Gross

receivable

2025

Impairment

2025

$'000$'000$'000$'000

Trade receivables and contract assets

Not past due28,032-24,088-

Past due 0-30 days1,053-640-

Past due 31-120 days915(723)1,114(700)

Past due more than 120 days

846(846)1,297(1,267)

Total

30,846(1,569)27,139(1,967)

-29-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

21Financial instruments(continued)

Credit Risk (continued)

The Group’s exposure to credit risk for trade receivables, which includes contract assets with the government is influenced

mainly by the individual characteristics of each customer. The creditworthiness of a customer or counterparty is

determined by a number of qualitative and quantitative factors. Qualitative factors include external credit ratings (where

available), payment history and strategic importance of customer or counterparty. Quantitative factors include transaction

size, net assets of customer or counterparty, and ratio analysis on liquidity, cash flow and profitability.

The Group’s cash balances is held with a number of banks with the level of exposure to credit risk considered minimal with

low levels of cash held.

Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual obligations. The Group evaluates its liquidity

requirements on an ongoing basis. In general, the Group generates sufficient cash flows from its operating activities to

meet its obligations arising from its financial liabilities and has credit lines in place to cover potential shortfalls. The

following table sets out the contractual cash flows for financial liabilities that are settled on a gross cash flow basis:

Carrying Value

Contractual

cash flows

Less than one

year

Between one

year and two

years

Between two

years and five

years

$'000$'000$'000$'000$'000

2026

Borrowings19,82322,8012,0712,55518,175

Trade and other payables

60,61860,61860,618--

Total non-derivative

liabilities

80,441

83,41962,6892,55518,175

2025

Borrowings24,43627,6852,8472,49022,348

Trade and other payables

55,42855,42855,428--

Total non-derivative

liabilities

79,864

83,11358,2752,49022,348

Market Risk

Refer to Note 17 for details of the interest rates for the group loans and borrowings, which are the most significant financial

instruments.

Capital management

The Group’s capital includes share capital and retained earnings. The Group is not subject to any externally imposed

capital requirements.

The allocation of capital between its specific business segments’ operations and activities is, to a large extent, driven by

the optimisation of the return achieved on the capital allocated. The process of allocating capital to specific business

segment operations and activities is undertaken independently of those responsible for the operation.

The Group’s policies in respect of capital management and allocation are reviewed regularly by the Board of Directors.

The carrying amount of the Group’s on-balance sheet financial instruments including trade and other receivables, cash

and cash equivalents, borrowings and trade payables, closely approximate their fair values as at 31 March 2026 and 31

March 2025. The assessment of fair value relating to borrowings was determined by reference to observable market data

(level 2).

-

30-

Notes to the consolidated financial statements
For the year ended 31 March 2026

(continued)

22Related parties

The Group has commercial franchise agreements with stores relating to marketing levies and franchise fees. The Group

also enters into transactions on behalf of the stores which are on-charged. These transactions comprise items such as

training courses, supplier agreements, sublease agreements, central advertising campaigns, loyalty card costs, and IT

related costs. The Parent performs business support services, based on agreed terms, for some of the stores and medical

centres.

The Parent has shareholder agreements with the other shareholders of the associates. The agreements set out the return

on investment/profit sharing arrangements relating to these investments.

Related party transactions for the group:

Transaction value Balance outstanding

2026202520262025

$'000$'000$'000$'000

Franchise fees and on-charged costs to equity

accounted investments1,3211766923

Management service charges and on charged

costs to equity accounted investments6721,0484779

Dividend income1,7951,075--

Costs paid to equity accounted investments(39)(39)--

Receivable from other related parties--3,2383,198

Key management personnel remuneration

The Group provides compensation to key management personnel which comprises the Directors, the Group CEO and the

CFO. Key management compensation comprised:

20262025

$'000$'000

Remuneration and Directors fees1,6041,532

Short term employee benefits335315

Long term incentives (Note 20)

192174

2,1312,021

23Subsequent events

On 28 May 2026, Green Cross Health Limited declared a final dividend of 5.50 cents per qualifying ordinary share

amounting to $7.9m, which will be fully imputed at 28%. The dividend record date is 8 June 2026 and payment will occur

on 22 June 2026.

Green Cross Health Limited is engaged in a process regarding a potential transaction involving the sale of the Medical

division, which is the medical services operating segment. Given the process is ongoing, the Medical division has for now

been reclassified as an asset held for sale subsequent to 31 March 2026.

No adjustment is required to these consolidated financial statements in respect of these events.

-

31-

---

Results announcement 29/05/2026
(for Equity Security issuer/Equity and Debt Security issuer)





Results for announcement to the market

Name of issuer Green Cross Health Limited (GXH)

Reporting Period 12 months to 31 March 2026

Previous Reporting Period 12 months to 31 March 2025

Currency New Zealand Dollars

Amount (000s) Percentage change

Revenue from continuing

operations

$545,976 +4.2%

Total Revenue $545,976 +4.2%

Net profit/(loss) from

continuing operations

$20,395* +27.7%

Total net profit/(loss) $20,395* +27.7%

Interim/Final Dividend

Amount per Quoted Equity

Security

$0.05500000

Imputed amount per Quoted

Equity Security

$0.02138889

Record Date 08/06/2026

Dividend Payment Date 22/06/2026

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security (in

dollars and cents per

security)

$0.08 $0.02

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Due to the nature of the Company’s business, intangible assets

are a major component of total assets. Net assets per quoted

equity security are $1.33 (31 March 2025: $1.26)


Please refer to the attached audited Financial Statements for the

12 months ended 31 March 2026.

* attributable to shareholders

Authority for this announcement

Name of person


authorised

to make this announcement

Kalpana Goundar - CFO

Contact person for this

announcement

Kalpana Goundar - CFO

Contact phone number 09 571 9080

Contact email address kalpana.goundar@greencrosshealth.co.nz
Date of release through MAP


29/05/2026

---

Distribution Notice 29/05/2026



Section 1: Issuer information

Name of issuer Green Cross Health Limited

Financial product name/description Ordinary Shares

NZX ticker code GXH

ISIN (If unknown, check on NZX

website)

NZBDOE0001S8

Type of distribution

(Please mark with an X in the

relevant box/es)

Full Year X Quarterly

Half Year Special

DRP applies

Record date 08/06/2026

Ex-Date (one business day before the

Record Date)

05/06/2026

Payment date (and allotment date for

DRP)

22/06/2026

Total monies associated with the

distribution

1


$7,904,418

Source of distribution (for example,

retained earnings)

Retained Earnings

Currency New Zealand Dollars

Section 2: Distribution amounts per financial product

Gross distribution

2

$0.07638889

Gross taxable amount

3

$0.07638889

Total cash distribution

4

$0.05500000

Excluded amount (applicable to listed

PIEs)

N/A

Supplementary distribution amount $0.00970588

Section 3: Imputation credits and Resident Withholding Tax

5


Is the distribution imputed Fully imputed



1

Continuous issuers should indicate that this is based on the number of units on issue at the date of the form

2

“Gross distribution” is the total cash distribution plus the amount of imputation credits, per financial product, before the deduction of

Resident Withholding Tax (RWT).

3

“Gross taxable amount” is the gross distribution minus any excluded income.

4

“Total cash distribution” is the cash distribution excluding imputation credits, per financial product, before the deduction of RWT.

This should include any excluded amounts, where applicable to listed PIEs.

5

The imputation credits plus the RWT amount is 33% of the gross taxable amount for the purposes of this form. If the distribution is

fully imputed the imputation credits will be 28% of the gross taxable amount with remaining 5% being RWT. This does not constitute

advice as to whether or not RWT needs to be withheld.



If fully or partially imputed, please
state imputation rate as % applied

6


28%

Imputation tax credits per financial

product

$0.02138889

Resident Withholding Tax per

financial product

$0.00381944

Section 4: Distribution re-investment plan (if applicable)

DRP % discount (if any)

N/A

Start date and end date for

determining market price for DRP

N/A


N/A


Date strike price to be announced (if

not available at this time)

N/A

Specify source of financial products to

be issued under DRP programme

(new issue or to be bought on market)

N/A

DRP strike price per financial product

N/A

Last date to submit a participation

notice for this distribution in

accordance with DRP participation

terms

N/A

Section 5: Authority for this announcement

Name of person


authorised to make

this announcement

Kalpana Goundar – CFO

Contact person for this

announcement

Kalpana Goundar – CFO

Contact phone number 09 571 9080

Contact email address kalpana.goundar@greencrosshealth.co.nz

Date of release through MAP


29/05/2026







6

Calculated as (imputation credits/gross taxable amount) x 100. Fully imputed dividends will be 28% as a % rate applied.

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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