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Since joining Heartland in 2010, Andrew has held several key roles, including Head of Corporate Finance and Group Chief Financial Officer. His tenure has encompassed significant milestones in the organisation's development, such as the 2011 merger, New Zealand bank registration in 2012, NZX/ASX dual listing, and the strategic acquisitions of the Reverse Mortgage businesses (2014), StockCo Australia (2022) and the Australian ADI (2024). Andrew's experience in overseeing strategic initiatives and corporate finance, combined with his focus on group strategy and capital allocation, provides a strong foundation for the next chapter in Heartland's journey.