Solution Dynamics Limited logo

SDL FY2019 Financial Results and Final Dividend

Full Year Results28 August 2019SDLConsumer Discretionary

Results announcement
29 August 2019


Results for announcement to the market

Name of issuer Solution Dynamics Limited

Reporting Period 12 months to 30 June 2019

Previous Reporting Period 12 months to 30 June 2018

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$25,155 +10.7%

Total Revenue $25,155 +10.7%

Net profit/(loss) from

continuing operations

$670 -49.7%

Total net profit/(loss) $670 -49.7%

Interim/Final Dividend

Amount per Quoted Equity

Security

$ 0.02778

Imputed amount per Quoted

Equity Security

$0.02000

Record Date 20/09/2019

Dividend Payment Date 27/09/2019

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.39235 $0.40021

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Please read this in conjunction with the attached results release

and audited financial statements for the 12-months ended 30

June 2019

Authority for this announcement

Name of person authorised

to make this announcement

Chris Veale

Contact person for this

announcement

Chris Veale

Contact phone number +64 21 855142

Contact email address chrisve@solutiondynamics.com

Date of release through MAP 29/08/2019


Audited financial statements accompany this announcement.

---

Distribution Notice
29 August 2019


Section 1: Issuer information

Name of issuer Solution Dynamics Limited

Financial product name/description Final Dividend

NZX ticker code SDL

ISIN (If unknown, check on NZX

website)

NZSDLE0001S8

Type of distribution

(Please mark with an X in the

relevant box/es)

Full Year X Quarterly

Half Year Special

DRP applies

Record date 20 September 2019

Ex-Date (one business day before the

Record Date)

19 September 2019

Payment date (and allotment date for

DRP)

27 September 2019

Total monies associated with the

distribution

1


$293,000

Source of distribution (for example,

retained earnings)

Retained earnings

Currency NZD

Section 2: Distribution amounts per financial product

Gross distribution

2

$0.02777800

Total cash distribution

3

$0.02000000

Excluded amount (applicable to listed

PIEs)

n/a

Supplementary distribution amount n/a



1

Continuous issuers should indicate that this is based on the number of units on issue at the date of the form

2

“Gross distribution” is the total cash distribution plus the amount of imputation credits, per financial product, before the deduction of

Resident Withholding Tax (RWT).

3

“Total cash distribution” is the cash distribution excluding imputation credits, per financial product, before the deduction of RWT.

This should include any excluded amounts, where applicable to listed PIEs.

Section 3: Imputation credits and Resident Withholding Tax
4


Is the distribution imputed Fully imputed

If fully or partially imputed, please

state imputation rate as % applied

100%

Imputation tax credits per financial

product

$0.00777800

Resident Withholding Tax per

financial product

$0.00138890

Section 4: Distribution re-investment plan (if applicable)

DRP % discount (if any)

n/a

Start date and end date for

determining market price for DRP

n/a n/a

Date strike price to be announced (if

not available at this time)

n/a


Specify source of financial products to

be issued under DRP programme

(new issue or to be bought on market)

n/a

DRP strike price per financial product

n/a


Last date to submit a participation

notice for this distribution in

accordance with DRP participation

terms

n/a


Section 5: Authority for this announcement

Name of person authorised to make

this announcement

Chris Veale

Contact person for this

announcement

Chris Veale

Contact phone number +64 21 855142

Contact email address chrisve@solutiondynamics.com

Date of release through MAP 29/08/2019






4

The imputation credits plus the RWT amount is 33% of the gross distribution for the purposes of this form. If the distribution is fully

imputed the imputation credits will be 28% of the gross distribution with remaining 5% being RWT. This does not constitute advice

as to whether or not RWT needs to be withheld.

---

Annual Report 2019
Simplifying Business

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ANNUAL

SHAREHOLDERS

MEETING

will be held at

10.30am

Wednesday 23 October 2019

in the

Jupiter Meeting Room

Solution Dynamics Limited

18 Canaveral Drive

Albany

Auckland

2019 KEY POINTS

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Net profit after tax down

49.7% to $0.67 million

Dividend per share of 4.0

cents (prior year 7.5 cents)

Revenue up 10.7% to


$25.2 million

US and European revenue

doubled to $8.2 million

EBITDA down 39.6%


to $1.37 million

Net cash on hand


$1.18 million

Significant contract wins

expected to generate

strong earnings growth

over the next two years

Forecasting a strong

rebound in earnings for

FY2020

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CONTENTS

2019 Key Points . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2

Management Discussion and Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4

Independent Auditor’s Report . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .14

Consolidated Financial Statements for the Year Ended 30 June 2019

> Consolidated Statement of Profit or Loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .17

> Consolidated Statement of Comprehensive Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .17

> Consolidated Statement of Financial Position . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18

> Consolidated Statement of Changes in Equity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19

> Consolidated Statement of Cash Flows . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20

> Notes to the Consolidated Financial Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21

Statement of Corporate Governance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .45

Company Directory . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .53

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MANAGEMENT DISCUSSION AND ANALYSIS

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Solution Dynamics Limited

FY2019 Retrospective

It was the best of times, it was the worst of times... (with apologies to Charles Dickens

1

) . FY2019 was a year of

change – both positive and negative – for Solution Dynamics Limited (“SDL” or the “Company”) .

Dealing with the negative issues first; these manifested in the domestic print and mailhouse sector, still the largest

individual component of the Company’s revenue and earnings . SDL lost three medium sized contracts, all the result

of customers moving their print volumes to a single source supplier . In each case, the majority of each customer’s

requirement was offset printing; SDL only undertakes digital printing and was not able to provide the full range

of print services each customer required . A further factor was NZ Post’s postage price hike on 1 July 2018 . This

resulted in many customers accelerating the rate at which they were migrating from paper to electronic delivery,

particularly transactional mail customers (about half SDL’s domestic volume is transactional mail, as opposed

to direct or promotional mail) . The combination of these factors – along with the inevitable lag in reducing costs

following the volume declines – meant pressure on margins in New Zealand operations .

On the positive side, FY2019 was a year when international sales began to gain increasing traction, helped by

a step up in North America following the acquisition of DigitalToPrint Inc (“DTP”) in late FY2018 . While DTP has

incurred greater than expected losses in the short term, and fell well short of meeting first year earn out targets, it

now forms an essential component of SDL’s technology platform and assisted in winning several substantial pieces

of new business . These new business wins had limited impact in FY2019, will provide some lift during FY2020 and

should contribute sizeable gains thereafter . Additionally, expansion into the US market has seen the Company’s

sales pipeline grow very significantly (SDL is achieving successful conversion from pipeline into sales, although

sales cycles into large corporate customers are typically longer) .

SDL has historically been an “old economy” company with a predominantly New Zealand-based business

consisting mainly of print and mail services . It additionally had an emerging growth software technology business,

mostly in international markets . But the past financial year has seen the Company take a step change in its

metamorphosis towards becoming mainly a provider of software technology that enables customers to more

efficiently communicate (whether via print or electronically) . It is notable that Europe and North America accounted

for 32 .5% of total SDL revenue in FY2019 (versus 17 .7% for FY2018) . And while the inevitable lags of new business

onboarding and client volume ramp up means that this step change had minimal effect on FY2019 earnings results,

the benefits should progressively appear in strong earnings growth over the coming two years .

Particular mention should be made of SDL’s staff . FY2019 was a difficult year in the domestic market as the

Company’s volumes dropped, which necessitated restructuring and cost cutting . These are never easy exercises

and the Directors would like to thank staff for their assistance during these processes . Furthermore, as the scope

and span of SDL’s international business has expanded, the time zone differences of dealing with increasing

numbers of UK/Europe and US clients has meant NZ staff have frequently had to go well beyond regular work

hours to provide the service levels that SDL prides itself on . Again, the Directors thank staff, including international

staff, who have had to regularly work the “wee hours” .

FY2019 Result Overview

SDL has produced an audited net profit after tax of $0 .67 million for FY2019 . This is approximately half the profit

earned in FY2018 with the decline primarily stemming from pressure on revenue and margins in the domestic

print and mail business . This was coupled with additional costs relating to investing to support and accelerate

international expansion . Key points from the result are:

• revenue growth of 10 .7% to $25 .2 million

• revenue from the UK and Europe rose 29 .7% to $5 .1 million and US revenue was $3 .0 million, partly from the

acquisition of DTP but also from new US customers won by SDL

• EBITDA declined 39 .6% to $1 .37 million

• acquisitions were a modest, but largely expected, net drag on EBITDA of $0 .04 million

• acquisition add back to earnings of unearned earn out payments of $0 .28 million

• amortisation rose 115 .5% to $0 .35 million (mainly acquisition related for customer contracts and software)

• net cash on hand at 30 June balance date was $1 .18 million (no bank debt)

• the Directors have declared a final, fully imputed dividend of 2 .0 cents per share (FY2018: 3 .5 cents), taking the

total dividend for FY2019 to 4 .0 cents per share (FY2018: 7 .5 cents), a decrease of 46 .7% .

1. Opening words from A Tale of Two Cities.

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MANAGEMENT DISCUSSION AND ANALYSIS

Business Overview

SDL operates in the Customer Communications market (essential mail, interactive marketing communications

and on-demand communications) . The Company’s products and services are represented by two revenue

streams:

• Services (itself separated into digital print & document handling services, outsourced services and

scanning); and

• Software & Technology .

Services includes digital print and mail house processing for two categories of mail items: transactional

mail, such as invoices and statements; and direct marketing mail such as promotional material . These are

then distributed through New Zealand Post’s (“NZ Post”) mail delivery system . A number of the components

included in this service, such as envelopes and postage, form part of outsourced service revenues . This service

differs from traditional printing in that each document printed is typically personalised and unique . Revenue

from Scantech is included in Services (for New Zealand scanning operations), while consulting and software

revenues that are related to Scantech’s software technology are included in the Software & Technology revenue

stream .

Software & Technology develops and markets SDL’s own software products related to a) multi-channel

marketing communications, which includes: a) digital asset management, communication templates and

campaign management, b) document archiving, c) document composition, d) desktop mail solutions, e)

scanning and scanning workflow, and f) international cross-border print-on-demand management software .

A range of further technology services are also offered relating to SDL’s own software and the management

of client data around the formatting, electronic output and archiving of customer communications . The US

business, DTP, acquired by SDL in May 2018 is wholly included in Software & Technology .

Despite the ongoing erosion of transactional mail volumes in particular, (anecdotal evidence suggests direct

marketing mail is seeing less erosion and is estimated to be reasonably static), the Directors believe that

SDL’s key point of difference is in offering integrated solutions incorporating both physical print and digital

technology . Some communications are better suited to print and will likely remain so for the foreseeable future .

In other cases, use of software technology such as DéjarMail (SDL’s desktop mail solution) can improve the

handling efficiency, management and cost of physical mail . The Company’s integrated range of print and

software technologies means it is able to offer a holistic and distribution channel/platform-agnostic approach to

managing its customers’ communications needs .

The Company operates from leased premises in the UK, USA and Albany, Auckland .

Acquisitions Update

SDL made two acquisitions late in the FY2018 financial year, Scantech in April 2018 and DTP in May 2018 .

While neither acquisition met its earnout target, and in aggregate they operated for FY2019 at only a modest

EBITDA profit (with additional charges for amortisation), both are nevertheless adding greater business value

than FY2019 results infer .

Scantech saw weaker than expected domestic scanning revenue as the historic usual flow of one-off back

scan jobs ran at a much lower level than usual in the last year . However, there is significant consulting and

scanning software opportunities in the UK where privacy and data disclosure requirements mean organisations

are increasingly required to scan and archive physical documents . This is seeing print companies entering

scanning and Scantech is now consulting and selling its scanning software and services to establish scanning

bureaus in that market .

DTP was unprofitable when acquired and remained so during FY2019 . However, the cross-border distributed

printing opportunity and the toe-hold into the US market have already opened significant opportunities for

SDL that are not reflected in the historic earnings result . DTP’s Jupiter platform has been a key component

(combined with other SDL software) of two client wins in the US, one part way through the year and one that

commenced a pilot trial early in FY2020 . As both these annualise (the second one will only be trialling during

FY2020 and, assuming no issues during the pilot trials, only becomes fully operational in FY2021) they will

contribute material gains to revenue and earnings, particularly in FY2021 .

Additionally, the sales pipeline in the US is sufficiently strong that further resource has been added with the

appointment of Pat Brand as President – SDL North America . Pat’s most recent role was with Pitney Bowes

where he was President of Document Messaging Technologies (now BlueCrest) . He was also President of

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

Solution Dynamics Limited

Pitney Bowes’ Small and Medium Business (SMB) - North America division and retired from Pitney Bowes in

2018 to become founder of an independent business consulting firm . Pat’s remit is to accelerate profitable

growth in North America across the Enterprise and SMB (small to medium business) market sectors, through

both direct and partner channels .

Accounting rules require intangible assets acquired through acquisition to be allocated to items such as

intellectual property (e .g . software) and the value of customer contracts . These intangibles must be written off

by amortisation through the Income Statement and SDL is opting to write down acquired intangibles over a four

to five year period . This means the Company incurred a non-cash amortisation charge against profit of $0 .23

million in FY2019 (and will incur this charge annually for each year for the next three years) .

Description and Review of Revenue Streams

SDL Services

SDL Services predominantly provides mail house operations to high-volume postal mail users, mainly those in

the business-to-consumer sector . DéjarMail has expanded the market for SDL’s print and post service down to

the SME (small to medium enterprise) sector although the Company does not sell directly to SMEs but reaches

this market through channel partners .

SDL Services operates leased, high-speed digital colour and monochrome printers . In addition to digital

printing, Services also provides the usual ancillary document handling operations such as automated envelope

inserting and flowrap .

Services revenue also includes a variety of outsourced functions or components such as postage, offset

printing, freight, paper and envelopes . The Company has an access agreement with NZ Post which provides

bulk mail discounts off NZ Post’s retail rates, subject to SDL meeting minimum volumes requirements over a

twelve month period . SDL continues to exceed NZ Post’s minimum volumes under this agreement . The profit

margins on many of these outsourced components, especially postage, are slim .

With general mail volumes continuing to decline, SDL’s FY2019 mail lodgement volumes fall accelerated to

15 .1% from 8 .6% the prior year . The Company’s digital print volumes also fell, dropping by 19 .2% . Both of

these declines were exacerbated by the loss of three medium sized contracts during the year . In each case, the

customer put their entire print volumes out for competitive tender with the aim of consolidating to a single print

supplier; SDL was unable to compete as it does not offer offset printing and for each of the three customers the

majority of their print requirement was offset print .

On the digital communications side, SDL’s volume of customer emails rose 12 .0% .

Note that the growth in Outsourced Services revenue in the following table is a combination of both very low

margin postage and the outsourced printing for part of DéjarMail volumes in the UK .

SDL Services Revenue Breakdown Percentage

(all figures $000) FY2019 FY2018 Change

Digital Printing and Document Handling 5,561 6,773 -17 .9%

Outsourced Services 11,270 9,907 13 .8%

Total Services Revenue 16,831 16,680 0.9%


The decline in digital printing was from erosion of print to electronic communications and client losses as noted

above . Digital printing revenue in FY2020 will see the headwind of the full annualised effect of the client losses,

although the earnings impact will be more muted as the Company is currently implementing a cost savings

programme .

SDL Software & Technology

Digital tools and the ensuing digital transformation mean communication channels and the customer

engagement model in most businesses has needed to adapt and become nimble and personalised .

Organisations increasingly need to employ more “pull” marketing tactics, drawing people in to their brands

with interesting, informative and engaging content . Communication channels are no longer “one size fits all”;

customers can receive messaging through an omni-channel or multi-media approach . SDL treats every form

of communication – whether a customer email, an invoice or account statement, or a piece of marketing

collateral – as a means to enrich and deepen the personalised relationships that our customers have with their

customers .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

SDL Software has six software engines or platforms that are used to develop customer solutions:

Déjar is a digital archival system that provides the

ability to efficiently store and retrieve electronic

documents created from most formatting tools .

Déjar allows users to exactly reproduce the original

document and access these via a browser over the

local network or via the Internet . The reproduced

document can be printed, faxed or emailed and

Déjar’s security and history features ensure every

document created and subsequent access event is

recorded by User ID and date/time stamp .

Composer is SDL’s electronic document

creation software . It is flexible and allows

customised documents to be built on the fly,

based on information retrieved from databases .

Based on templates it automatically creates

templates, documents and letters with dynamic,

customised content, formatted to each customer’s

requirements . Composer allows companies to

easily standardise corporate documentation

formats for all users, including regional and

legal variations . Templates, documents, emails,

letters and newsletters created by Composer are

automated, ready to archive, print, publish online, or

electronically distribute to customers in one step .

Bremy is an integrated, multi-channel publishing

and distribution solution for businesses across a

broad spectrum of industries . It manages the work

flow of digital assets, from document creation

and revision, to final email or print-ready files and

distribution through multiple channels, including

print, email, web, digital signage and mobile . It

helps streamline and provides integrity to document

proofing and integrates with data sources to

produce complex documents such as online

or physical catalogues . It also has a Campaign

Manager module to assist companies in creating

and managing specific advertising programmes .

DéjarMail is a web browser-based desktop mail

management solution which allows customers to

route mail correspondence, by file transfer or web

browser portal (Post On Demand), to SDL or any

other service provider for printing and delivery

via post or any other medium . This delivers costs

savings for smaller businesses and for larger

companies’ ad hoc mail .

Jupiter

Jupiter, acquired as part of the DTP acquisition,

is a global print and mail solution that benefits

Postal Administrators, senders and recipients, all

via a “Managed Print and Mail Solution” . Jupiter

provides a technology platform which links together

customer communication origin points such as ERP,

transactional and marketing output with production

and fulfilment on a globally distributed basis .

Closely integrated with over 300 service providers

globally, customers can use a highly flexible web

service API to achieve simultaneous concurrent

fulfilment across five continents, all while retaining

visibility and control of the process via an intuitive

and mobile friendly, web portal .

The scope for integration of the SDL product set

with Jupiter’s global fulfilment network opens the

door to expansion of the markets that the range of

SDL solutions can apply to .

Scantech’s suite of software solutions include

scanning applications to digitise physical

documents, automated extraction of data from

documents (both physical and digital) including

workflows for the processing of this data and

the automation of business processes such as

accounts payable and accounts receivable . These

are also integrated into SDL products, such as Déjar

for archival and retrieval .

The Company’s history in mailhouse and fulfilment means we fully understand the importance of data accuracy,

timely delivery, and cost efficiency . The ongoing investment in software and technology demonstrates the SDL’s

commitment to making the most of the digital transformation opportunities available to our clients .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

Solution Dynamics Limited

Software & Technology revenue is earned from three sources .

SaaS (Software as a Service) is an alternative to the traditional, now largely defunct, licensing of software

(although SDL did sell one licence in FY2019) . Under SaaS, rather than pay an upfront fee, customers opt to

run SDL’s software on a pay-as-you-go model, typically by way of a per-document or per-electronic transaction

charge . Under this model, SDL will usually host the software (using third party hosting infrastructure, such as

Amazon Web Services) and related data on behalf of the client . While SDL forgoes the benefit of any large

up-front licence revenue, the SaaS approach does build an annuity revenue base that then generates value

over a longer term and typically results in “stickier” clients . The trend in recent years has been for customers to

prefer SaaS rather than acquiring a software licence, to the point where the Company no longer expects to sell

licences .

Secondly, the company offers bespoke software development services where this is related to a customer

using SDL’s software . An example is a customer requiring a front end, web-based access portal to allow its

clients to access the underlying data being stored or managed by SDL’s software .

The third is the provision of programming, consulting, business analysis and design services that help clients to

manage essential and marketing communications both by mail and electronic transfer .

Software encompasses all international software revenue and all revenue from all of our software products and

services . It also includes Déjar revenue in New Zealand for digital document archival and management for SDL

Services’ customers . Note that a significant part of the revenue from DéjarMail is generated in SDL Services (as

part of Outsourced Service revenue) from the postage component of the service .

In addition to New Zealand and Australia, both Déjar and Composer are sold internationally, mainly in the

UK and Europe . Bremy is predominantly a New Zealand product, with several Australian and UK customers

and the Company sees potential for ongoing and potentially strong growth in the UK, albeit from a low base .

DéjarMail is continuing to see solid growth in the UK and given the early-stage client base in that region we

expect this will be a secular growth trend that will run for a number of years . SDL expects the growth in the UK

to be mirrored in the US and an initial client aimed at the SME market is gaining traction and expected to show

significant volume gains in FY2020 .

In the UK, SDL has continued to add further sales and support personnel as business has grown, and will

incur the full annualised impact on profitability from these costs during FY2020 . As noted previously, additional

sales personnel are being added in the US to support what the Company views as a very significant market

opportunity, and one where some success has already been achieved . As part of this growth initiative, SDL

has secured a market development grant from NZ Trade and Enterprise (“NZTE”) to assist with the costs of this

expansion . The NZTE grant covers 40% of applicable costs and is to a maximum of $0 .6 million or for three

years, which comes first .

Software & Technology generated revenue of $8 .32 million in FY2019, an increase of 37 .5% on the prior

year’s revenue of $6 .05 million (and an acceleration of growth from 19 .5% the prior year), largely the result of

DéjarMail growth in both the UK and USA . There was one medium-sized, one-off licence deal booked late in

the year . Software development activity ran at a lower than expected rate and SDL’s key driver of growth –

SaaS revenues – continued to build steadily aided by expansion into the USA with the DTP acquisition plus

securing a sizeable new DejarMail customer mid-way through the financial year .

Financial Performance

Revenue growth in FY2019 was generated by both Software and Technology, and Outsourced Services,

while Digital Imaging and Document Handling fell by around 18% . Outsourced Services revenue gains are

predominantly the effect of printing for DéjarMail volumes in the UK . Postage margins remain very low and New

Zealand Post has disbanded the Postal Network Access Committee, with zonal pricing now in effect (this is

neutral to perhaps modestly positive given SDL’s mail volume emphasis in Auckland) .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

Summary Financial Performance Percentage

(all figures $000) FY2019 FY2018 Change

Total Revenue 25,155 22,732 10 .7%

Less: Cost of Goods Sold 16,827 14,315 17 .5%

Gross Margin 8,328 8,417 -1.0%

Gross Margin (%) 33 .1% 37 .0%

Less: Selling, General & Admin 6,955 6,144 13 .2%

EBITDA 1,373 2,273 -39.6%

EBITDA margin (%) 5 .5% 10 .0%

Depreciation 238 208 14 .4%

Amortisation 347 161 115 .5%

EBIT 788 1,904 -58.6%

Net Interest (4) (5) n .m .

Income Tax 122 577 -78 .9%

Net Profit after Tax 670 1,332 -49.7%

Tax rate 15 .4% 30 .2%

FY2019 earnings were reduced by the loss of digital print and mail customers as noted .

The other main effect came from acquisitions . First, SDL’s amortisation charge increased from the amortisation

of acquired intangibles for the value of software and customer contracts; this amounted to an additional $0 .23

million of amortisation . Secondly, the accounting for acquisitions required SDL to estimate, at the time of

purchase, the likely earn out that would be paid . In the event, only a partial earn out for Scantech was paid

and the requirements to pay the balance for Scantech and all of DTP were not met . Accordingly, the residual

earn out amount that was allowed for in the accounts in FY2018 was written back to earnings in FY2019 . This

amount was $0 .283 million (there was no tax liability on this write back) and this was a credit against Selling,

General & Administration costs . SG&A was reported as $6 .96 million, an increase of 13 .2%; removing the earn

out credit to give a like-for-like comparison would see SG&A as $7 .24 million or an increase of 17 .8%, although

part of the SG&A increase was a result of additional staff through the acquisitions of Scantech and DTP .

SDL’s effective tax rate was 15 .4% for FY2019 . This is predominantly from the impact of the acquisition write

back to profit and ring fenced losses in the US which could not be grouped for tax purposes . These losses are

not material and the Company expects that new business already won in the US will see the tax losses utilised

and the US market turn to profitability in FY2020 .

The change in mix of revenue towards a greater component of low margin, outsourced services is causing

SDL’s percentage Gross Margin to continue compressing, although the dollar Gross Margin held broadly flat

for the year (down 1 .0%) . This trend of Gross Margin percentage pressure should persist in the coming year as

DéjarMail’s offshore revenue grows at a faster rate than the rest of the Company’s business . SDL’s is continuing

with the addition to sales and support staff in offshore markets, particularly the UK, and also had additional

overhead from Scantech and DTP .

The following table highlights first and second half performance for the last two financial years . Both years

contain net EBITDA losses from the acquisitions combined but these are not material amounts .

SDL Half Financial Years

(all figures $000) 2H 2H Percent 1H 1H Percent

FY2019 FY2018 Change FY2019 FY2018 Change

Total Revenue 12,429 11,440 8 .6% 12,726 11,292 12 .7%

EBITDA 791 949 -16 .6% 582 1,324 -56 .0%

EBITDA margin 6 .4% 8 .3% 4 .6% 11 .7%

Tax rate 2 .2% 32 .2% 36 .6% 28 .9%

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

Solution Dynamics Limited

Balance Sheet, Liquidity and Debt

Capital expenditure in FY2019 was $0 .36 million . The capex spend mainly related to specialised booklet

equipment, upgrading older inserting equipment and finalising the upgrade of SDL’s accounting and print job

management systems .

The Company’s net cash (i .e . cash net of interest bearing debt) position declined to $1 .18 million . The lower

than usual conversion to earnings to cash was the result of two main factors . The first was the non-cash write

back to earnings of the $0 .28 million of unearned acquisition earn out . The second was from several larger

software contracts and associated setup revenues occurring in June, causing year end accounts receivable to

be somewhat higher than expected and the cash received subsequent to balance date .

At balance date the Company’s sole remaining bank facility was an unused overdraft arrangement from ANZ

Bank with a $0 .20 million limit .

Selected Balance Sheet and Cashflow Figures

(all figures $000) FY2019 FY2018 Change

Net Bank Cash/(Debt & Borrowings) 1,182 1,956 (774)

Non-Current Assets 2,696 2,895 (199)

Net Other Liabilities 56 (840) 896

Net Assets 3,934 4,011 (77)

Cashflow from Trading 1,236 1,677 (441)

Movement in Working Capital (880) (55) (825)

Cash Inflow from Operations 356 1,622 (1,266)

Cash dividends paid 804 1,042 (235)


Net Assets includes goodwill related to the original purchases of the software products Déjar and Bremy .

Bremy accounts for around three quarters of the $1 .06 million carrying value of goodwill . An impairment test is

conducted against the carrying value of these assets each year and the Directors believe the current value of

these products remains comfortably in excess of their carrying values . Net assets also includes around $0 .77

million of intangibles for software and customers contracts from acquisitions; these will largely be amortised

over the coming three years (and were much of the amortisation expense in FY2019) .

While SDL’s balance sheet shows a positive net-cash position, the Company is also carrying leases on its

premises and much of its digital printing equipment . The annual cost of rentals and leases was $0 .68 million

in FY2019 ($0 .72 million in FY2018) and represents off balance sheet leverage . In FY2020 the accounting

standards relating to leases will change . Operating leases will be capitalised as a right to use asset and a

debt liability recognised, increasing the amount of debt on the balance sheet, as well as altering the Income

Statement by mandating that part of the lease payment be accounted for as a financing (i .e . interest cost)

charge and depreciation of the right to use asset .

Excluding the net cash balance from SDL’s working capital, the Company currently operates with a largely

neutral working capital balance . The Company adopts a positive view to this aspect of its balance sheet . It

means SDL can generally continue to grow revenue without particular requirement to fund additional working

capital needs .

Taxation and Dividends

Aside from minor timing issues and non-deductible expenses, the Company pays full New Zealand tax on

locally generated earnings . SDL is now paying UK tax at the full rate . The DTP business in the US is currently

making losses and has some residual tax losses available . These are effectively ring fenced within the US and

SDL is not able to group them to offset other profits . However, the extent of recent new contract wins in the US

means it likely that these losses will be fully utilised in FY2020 . As noted above, the tax rate in FY2019 was also

distorted by the non-cash write back of unearned acquisition earn out, on which no tax was payable . Further,

a portion (relating to customer contracts and some of the acquired software) of amortisation of acquired

intangibles is not tax deductible and this will bias the reported tax rate upwards until these are fully written

down .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

SDL only intends to pay dividends to the extent that it can fully impute them and also subject to SDL not

experiencing any one-off requirements for abnormal capital expenditure or any significant acquisition or

investment activity .

Percentage

Earnings and Dividends per Share FY2019 FY2018 Change

Shares on Issue (‘000) 14,640 14,560 0 .5%

Earnings per Share (cents)

(a)

4 .58 9 .15 -50 .0%

Adjusted Earnings per Share (cents)

(b)

6 .95 10 .25 -32 .2%

Dividend per Share (cents) 4 .00 7 .50 -46 .7%

Dividend Proportion Imputed 100 .0% 100 .0%

Dividend Payout ratio 87 .4% 82 .0%

Dividend Payout ratio on NPATA

(c)

57 .6% 73 .1%

(a) Earnings per share is calculated by dividing the net profit after tax by the number of ordinary shares outstanding at the end of the accounting

period.

(b) Adjusted earnings per share is a non-GAAP accounting measure that is calculated by adding back the costs and losses relating to SDL’s two

recent acquisitions. It is provided to provide investors with a more meaningful like-for-like comparison against the prior year earnings per share.

(c) Note that SDL’s FY2019 agreement with NZTE for market development funding for North America limits the Company to a maximum

dividend payout ratio of 75% of Net Profit after Tax plus Amortisation.

Shares on issue rose slightly (+0 .5%) over FY2019, entirely the result of SDL staff exercising Employee Share

Option Programme (“ESOP”) options that were issued in 2014 . A further tranche of ESOP options were granted

during the year to two key staff .

Operational Performance

The industry-wide decline in general mail volume is continuing and anecdotal industry comments suggest that

the rate of decline increased in FY2019, exacerbated by NZ Post postal pricing increases from 1 July 2018 .

While SDL has historically gained sufficient market share to offset industry-wide volume declines, this was not

the case in FY2019; SDL’s mail volumes dropped 15 .1% and digital print volumes were down 19 .2% on the

prior year . SDL’s print equipment has significant capacity, particularly from a high-speed, continuous printer

under the DMS agreement with FXNZ . The Company is continuing to transition a greater proportion of its print

jobs from cut sheet printers onto the continuous printer as this provides efficiency benefits .

New Zealand Postal Market

The domestic postal services market remains difficult . A substantial increase in the price of mail took effect

from 1 July 2018 with the price of a standard letter rising by 20 cents from $1 .00 to $1 .20, and bulk mail prices

also increased along with tighter conditions to achieve bulk pricing .

SDL experienced a step down in mail volumes from this (plus customer losses as noted), and estimates there

will be ongoing volume erosion from the lower base, albeit the rate of decline is unlikely to be as severe as in

FY2019 . SDL is seeing an accelerated move towards greater use of digital communications solutions from

some customers .

Nevertheless, as the Company’s customers opt to more rapidly switch towards greater electronic

communications, SDL will inevitably suffer margin loss from lower utilisation of its printing assets and any

revenue and margin gained from SDL Software & Technology will not be sufficient to offset all of this decline .

Risk Factors

The physical mail market will continue to decline in volume although we believe it is unlikely to be as steep as in

FY2019 . This has several industry-wide implications . First, excess printing capacity in the mail house physical

print sector, already a problem, will worsen from an already poor position . Secondly, increased competition

for lower volumes may spill over into pricing and margin pressure . The risk is partly mitigated by SDL’s ability

to add value through its technology offerings although excessive price discounting of printing services would

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

Solution Dynamics Limited

affect profitability across the entire industry and SDL would not be immune to this threat . Additionally, pressure

on marginal print operators is likely to cause industry rationalisation . While SDL has held discussions with

various participants in the print sector, these have not led anywhere to date .

SDL’s top five customers (both domestic and international) provided 38 .6% of the Company’s revenue in

FY2019 with the largest customer accounting for 12 .7% of revenue . Loss of one or more of those customers

could cause financial results to differ materially from those outlined in the FY2020 Outlook section below . This

risk is partly mitigated by having a number of these clients under contract, as well as the offset of expecting

revenue growth outside these clients, particularly from DéjarMail .

The Company’s software provides critical document management and storage functions for its clients . SDL

needs to ensure it continues to maintain adequate levels of software quality control . SDL also regards IT and

data security as a potential risk area and regularly reviews its IT and data security arrangements .

The Company operates a single site facility, albeit with an offsite for data and server backup . The Directors

are conscious of the operational risk a single site implies for digital imaging operations . SDL has investigated

reciprocal disaster recovery (“DR”) plans with other printers, and the Company has some capability with Fuji

Xerox DMS, however, in general, print capacity mismatches have meant there are few possible solutions . SDL

continues to explore DR options .

The Company relies on several third party distributors to market and support its software products, especially

in international markets . There is no certainty that these arrangements will be successful in meeting revenue

expectations and SDL may be required to devote more time and funds to support its existing international

distribution structures . The Company has been increasingly investing in its own direct sales channels to market

in the UK in recent years and is currently in the process of investing in sales infrastructure (i .e . people) in the

US .

Technology Innovation

SDL operates in both the old economy print/mail house business and the new economy document

management business . While there are many areas where printed mail is continuing to decline, some elements

(e .g . direct marketing) of print and mail remain reasonably resilient . Nevertheless, SDL is continuing to innovate

and develop its software offerings to ensure the Company is agnostic in the communication channels it is able

to offer its clients to communicate with their customers .

SDL has been progressively managing its portfolio of digital document software IP to ensure the Company

is capable of making this progressive transition towards the growing emphasis on digital customer

communications . This involves increasing internationalisation of SDL’s revenues, both through software

product development and acquisitions such as DTP, as well as the development of channel partners to build

distribution .

Migration to NZX Main Board Listing and Governance

Late in FY2019, SDL migrated its listing to the NZX main board, following NZX’s announcement that it

would close the NZAX board where SDL was historically listed . NZX provided a pathway to migration that

included various waivers . As part of the migration, SDL was obliged to update its Constitution and one of the

NZX waivers was that SDL could delay requiring shareholder approval of the new Constitution until its next

shareholders’ meeting . The Notice of Meeting that will be issued for the next Annual Meeting, scheduled for

23 October 2019, will contain the new Constitution and shareholders will be asked to vote to adopt it .

The Directors remain aware that the Company’s shares trade relatively infrequently . The predominant factor

for this is the high extent to which large blocks of SDL’s shares are held by parties who do not normally trade

them, reducing the effective free float . Additionally the lack of sharebroker research coverage means financial

advisors are somewhat precluded from discussing or recommending the stock with investing clients . The

Directors will review the extent to which the move to the main board listing assists with liquidity and then

contemplate what other actions may be possible .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

As part of the migration to the NZX main board, SDL has updated its Constitution to comply with more recent

NZX Listing Rules which it is now subject to . A formal Audit & Risk Committee has been established and a

range of governance and policy statements produced (available on the Company’s website) .

The Company added two directors ahead of the main board move: Andy Preece and Lee Eglinton . Andy has

extensive experience across a range or print-related and communications-related businesses and a proven

record of turning around businesses and delivering sustainable shareholder returns, along with experience

managing acquisition and divestment activities globally . Andy is an independent director and chairs the Audit

& Risk Committee . Lee has a broad range of experience across the technology, consumer electronics and

telecommunications sectors, and her executive roles have included General Manager Australia/NZ and NZ

Country Manager of an IT services and consulting business . Prior to that she spent eight years at IBM NZ

in a range of roles including Consulting Services, the company’s CRM practice, and business analytics and

optimisation . Lee is a member of the Audit & Risk Committee .

FY2020 Outlook

The outlook for FY2020 is for significant growth over FY2019 . The key factors that change in the coming year

are:

• the annualised negative effect of the FY2019 print and mail account losses in NZ;

• cost savings in the domestic business that should progressively be achieved during 1H FY2020;

• margin erosion as domestic physical print and mail volumes shift to digital delivery;

• revenue growth in North America from annualising software contract wins during FY2019;

• ongoing revenue growth in the UK, particularly from DéjarMail;

• addition of costs in North America and UK to build out sales efforts and channels; and

• offset to North American cost growth from NZTE market development funding .

A major contract with a multinational company that SDL won late in FY2019 will make a modest contribution

during FY2020 as it remains in pilot phase during the year . Subject to successful execution of the two pilot

programmes – we can report that the first phase has already been successfully completed – then the full

revenue and earnings effects will occur in FY2021 .

Additionally, SDL continues to have a significant pipeline of opportunities, especially in North America, and has

already seen successful conversion of some of those opportunities . The Company’s outlook has a degree of

expectation that this conversion of pipeline to contracts will continue .

The net outcome of the above factors is that SDL expects revenue growth for FY2020 of around 15% and

that operating earnings (EBITDA) is expected to recover significantly and be broadly in line with the FY2018

outcome . Amortisation charges have increased and will remain elevated as a result of writing down the

software and customer contract values from the DTP and Scantech acquisitions . As noted, the Company’s

forecast has the caveat that it includes some new business growth assumptions (especially in North America)

and is subject to the usual risks that the print and mail house markets remain extremely competitive and in

decline .

John McMahon Nelson Siva

Director (Chairman) Director (CEO)

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Grant Thornton New Zealand

Audit Partnership



L4, Grant Thornton House


152 Fanshawe Street

PO Box 1961

Auckland 1140


T +64 9 308 2570


F +64 9 309 4892

www.grantthornton.co.nz






Chartered Accountants and Business Advisers

Member of Grant Thornton International Ltd












To the Shareholders of Solution Dynamics Limited

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Solution Dynamics Limited (the Group) on pages xx to

yy which comprise the consolidated statement of financial position as at 30 June 2018 and the consolidated

statement of profit or loss, consolidated statement of comprehensive income, consolidated statement of

changes in equity and consolidated statement of cash flows for the year then ended, and notes to the

consolidated financial statements, including a summary of significant accounting policies

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of Solution Dynamics Limited and the entities it controlled as at 30 June 2018 and its financial

performance and cash flows for the year then ended in accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS) issued by the New Zealand Accounting Standards

Board.

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Audit and Assurance Standards Board. Our responsibilities under those standards

are further described in the Auditor’s Responsibilities for the Audit of the consolidated Financial Statements

section of our report. We are independent of the Group in accordance with Professional and Ethical Standard 1

(Revised) Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and Assurance

Standards Board, and we have fulfilled our other ethical

responsibilities in accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our

opinion.

Our firm carries out other assignments for Solution Dynamics Limited and the entities it controlled in the area of

taxation returns and advice. The firm has no other interests in the Group.

Key Audit Matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements of the current period. These matters were addressed in the context of our

audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not

provide a separate opinion on these matters.




Independent Auditor’s Report


Grant Thornton New Zealand

Audit Partnership



L4, Grant Thornton House


152 Fanshawe Street

PO Box 1961

Auckland 1140


T +64 9 308 2570


F +64 9 309 4892

www.grantthornton.co.nz






Chartered Accountants and Business Advisers

Member of Grant Thornton International Ltd












To the Shareholders of Solution Dynamics Limited

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Solution Dynamics Limited (the Group) on pages xx to

yy which comprise the consolidated statement of financial position as at 30 June 2018 and the consolidated

statement of profit or loss, consolidated statement of comprehensive income, consolidated statement of

changes in equity and consolidated statement of cash flows for the year then ended, and notes to the

consolidated financial statements, including a summary of significant accounting policies

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of Solution Dynamics Limited and the entities it controlled as at 30 June 2018 and its financial

performance and cash flows for the year then ended in accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS) issued by the New Zealand Accounting Standards

Board.

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Audit and Assurance Standards Board. Our responsibilities under those standards

are further described in the Auditor’s Responsibilities for the Audit of the consolidated Financial Statements

section of our report. We are independent of the Group in accordance with Professional and Ethical Standard 1

(Revised) Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and Assurance

Standards Board, and we have fulfilled our other ethical

responsibilities in accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our

opinion.

Our firm carries out other assignments for Solution Dynamics Limited and the entities it controlled in the area of

taxation returns and advice. The firm has no other interests in the Group.

Key Audit Matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements of the current period. These matters were addressed in the context of our

audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not

provide a separate opinion on these matters.




Independent Auditor’s Report


Grant Thornton New Zealand

Audit Partnership



L4, Grant Thornton House


152 Fanshawe Street

PO Box 1961

Auckland 1140


T +64 9 308 2570


F +64 9 309 4892

www.grantthornton.co.nz






Chartered Accountants and Business Advisers

Member of Grant Thornton International Ltd












To the Shareholders of Solution Dynamics Limited

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Solution Dynamics Limited (the Group) on pages xx to

yy which comprise the consolidated statement of financial position as at 30 June 2018 and the consolidated

statement of profit or loss, consolidated statement of comprehensive income, consolidated statement of

changes in equity and consolidated statement of cash flows for the year then ended, and notes to the

consolidated financial statements, including a summary of significant accounting policies

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of Solution Dynamics Limited and the entities it controlled as at 30 June 2018 and its financial

performance and cash flows for the year then ended in accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS) issued by the New Zealand Accounting Standards

Board.

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Audit and Assurance Standards Board. Our responsibilities under those standards

are further described in the Auditor’s Responsibilities for the Audit of the consolidated Financial Statements

section of our report. We are independent of the Group in accordance with Professional and Ethical Standard 1

(Revised) Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and Assurance

Standards Board, and we have fulfilled our other ethical

responsibilities in accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our

opinion.

Our firm carries out other assignments for Solution Dynamics Limited and the entities it controlled in the area of

taxation returns and advice. The firm has no other interests in the Group.

Key Audit Matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements of the current period. These matters were addressed in the context of our

audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not

provide a separate opinion on these matters.




Independent Auditor’s Report


Grant Thornton New Zealand

Audit Partnership


L4, Grant Thornton House

152 Fanshawe Street

PO Box 1961

Auckland 1140


T +64 9 308 2570

F +64 9 309 4892

www.grantthornton.co.nz







Chartered Accountants and Business Advisers

Member of Grant Thornton International Ltd












To the Shareholders of Solution Dynamics Limited

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Solution Dynamics Limited (the Group) on pages xx to

yy which comprise the consolidated statement of financial position as at 30 June 2018 and the consolidated

statement of profit or loss, consolidated statement of comprehensive income, consolidated statement of

changes in equity and consolidated statement of cash flows for the year then ended, and notes to the

consolidated financial statements, including a summary of significant accounting policies

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of Solution Dynamics Limited and the entities it controlled as at 30 June 2018 and its financial

performance and cash flows for the year then ended in accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS) issued by the New Zealand Accounting Standards

Board.

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Audit and Assurance Standards Board. Our responsibilities under those standards

are further described in the Auditor’s Responsibilities for the Audit of the consolidated Financial Statements

section of our report. We are independent of the Group in accordance with Professional and Ethical Standard 1

(Revised) Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and Assurance

Standards Board, and we have fulfilled our other ethical

responsibilities in accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our

opinion.

Our firm carries out other assignments for Solution Dynamics Limited and the entities it controlled in the area of

taxation returns and advice. The firm has no other interests in the Group.

Key Audit Matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements of the current period. These matters were addressed in the context of our

audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not

provide a separate opinion on these matters.




Independent Auditor’s Report



To the Shareholders of Solution Dynamics Limited

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Solution Dynamics Limited (the Group) on pages 17

to 44 which comprise the consolidated statement of financial position as at 30 June 2019, and the consolidated

statement of profit or loss, consolidated statement of other comprehensive income, consolidated statement of

changes in equity and consolidated statement of cash flows for the year then ended, and notes to the financial

statements, including a summary of significant accounting policies

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of Solution Dynamics Limited (the Company) as at 30 June 2019 and its financial performance

and cash flows for the year then ended in accordance with New Zealand Equivalents to International Financial

Reporting Standards (NZ IFRS) issued by the New Zealand Accounting Standards Board .

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Auditing and Assurance Standards Board . Our responsibilities under those

standards are further described in the Auditor’s Responsibilities for the Audit of the Consolidated Financial

Statements section of our report . We are independent of the Group in accordance with Professional and Ethical

Standard 1 (Revised) Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and

Assurance Standards Board, and we have fulfilled our other ethical responsibilities in accordance with these

requirements . We believe that the audit evidence we have obtained is sufficient and appropriate to provide a

basis for our opinion .

Our firm carries out other assignments for Solution Dynamics Limited and the entities it controlled in the area of

taxation advice and services . The firm has no other interest in the Group .

Key Audit Matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit

of the consolidated financial statements of the current period . These matters were addressed in the context of

our audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do

not provide a separate opinion on these matters .

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15

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KEY AUDIT MATTER

OUR PROCEDURES TO ADDRESS

THE KEY AUDIT MATTER

Carrying Value of Goodwill

The Group has significant goodwill of $1,061,000 arising

from historical acquisitions of businesses . Goodwill is

allocated across its software cash generating units . Any

risk of downturn in the macroeconomic environment

could result in an indicator of impairment in goodwill .

The inherent uncertainty involved in forecasting

and discounting future cash flows is one of the key

judgement areas that our audit is concentrated on . The

uncertainty is affected by a number of factors including

general market trends, the number of new customers

for the technology solutions and expectation of future

growth in demand for the software solutions, which form

the basis for the assessment of recoverability .

In this area our audit procedures included assessment

of the Group’s forecast and budgeting procedures as a

basis for value in use calculations . We also compared

the Group’s historical budget to actual performance and

its future projections compared to prior year actual and

testing reasonableness of forecasting assumptions . In

addition, we performed our own assessments in relation

to key inputs such as projected revenue growth, cost

and overhead inflation and discount rates . We used our

own valuation specialist to evaluate the assumptions

and methodologies used by the Group to derive a

discount rate when there have been changes to inputs,

methodology or assumptions . We also assessed whether

the Group’s disclosures about the sensitivity in key

assumptions fairly reflected the risks inherent in the

valuation of goodwill .

Accuracy of revenue

The Group recognises revenue of $24 .9 million

(2018: $22 .4 million) for the year ended 30 June

2019 comprising sale of goods and rendering of

services under contract . The principal risk associated

with commercial income relates to recognition and

recoverability including the first-time adoption of NZ

IFRS 15 ‘Revenue from Contracts with Customers’ this

reporting period . There are a number of factors that

could affect this balance including:

• Delivery may not have occurred before year end

which would allow the goods to be recorded as a

sale in line with the revenue recognition policy .

• Revenues recognised from contract sales of

products and services may be at a point in time or

over time with reference to the various performance

obligations with customers . Revenue may include

estimates and judgements that impact the amount

of revenue recognised .

In this area our audit procedures included evaluating

the Group’s recognition of revenue by assessing the

procedures and controls that the Group has in place

and that appropriate revenue recognition policies

have been applied which included as assessment of

the implementation of NZ IFRS 15 . In relation to sales

cut-off, we performed detailed substantive testing on

sales recognised or adjusted either side of year end to

substantiate that the appropriate terms of the relevant

contracts had been satisfied in line with contract

performance obligations .

Our audit work included assessing performance

obligations of any significant projects or contracts

including the delivery of the goods to ensure appropriate

revenue recognition .

For contracts recognised at a point in time we inspected

a sample of delivery notes, invoices raised and cash

receipts .

For contracts recognised over time we reperformed the

calculation of any material revenue to be recognised

at year end and agreed the assumptions used in

determining the various performance obligations to

supporting documentation .

Other Information

The directors are responsible for all other information included in the Group’s Annual Report . The other

information comprises the information included in the annual report, but does not include the consolidated

financial statements and our auditor’s report thereon .

Our opinion on the consolidated financial statements does not cover the other information and we do not

express any form of audit opinion or assurance conclusion thereon

In connection with our audit of the consolidated financial statements, our responsibility is to read the other

information and, in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements or our knowledge obtained in the audit or otherwise appears to be materially

misstated . If, based on the work we have performed, we conclude that there is a material misstatement of this

other information, we are required to report that fact . We have nothing to report in this regard .

|
16

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Chartered Accountants

Member of Grant Thornton International Ltd




An audit also includes evaluating the appropriateness of accounting policies used and the

reasonableness of accounting estimates, as well as evaluating the overall presentation of the

consolidated financial statements.

Our firm carries out other assignments for Solution Dynamics Limited and the entities it

controlled in the area of taxation advice. The firm has no other interest in Solution

Dynamics Limited and the entities it controlled.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide

a basis for our audit opinion.

Opinion

In our opinion, the accompanying consolidated financial statements on pages 15 to 45

present fairly, in all material respects, the financial position of Solution Dynamics Limited

and the entities it controlled as at 30 June 2016 and their financial performance and cash

flows for the year then ended in accordance with New Zealand Equivalents to International

Financial Reporting Standards.


Restriction on use of our report

This report is made solely to the Company’s shareholders, as a body. Our audit work has

been undertaken so that we might state to the Company’s shareholders, as a body those

matters which we are required to state to them in an auditor’s report and for no other

purpose. To the fullest extent permitted by law, we do not accept or assume responsibility

to anyone other than the Company and the Company’s shareholders, as a body, for our

audit work, for this report or for the opinion we have formed.


Grant Thornton New Zealand Audit Partnership

Auckland, New Zealand

19 September 2016

Grant Thornton New Zealand

Audit Partnership



L4, Grant Thornton House


152 Fanshawe Street

PO Box 1961

Auckland 1140


T +64 9 308 2570


F +64 9 309 4892

www.grantthornton.co.nz






Chartered Accountants and Business Advisers

Member of Grant Thornton International Ltd












To the Shareholders of Solution Dynamics Limited

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Solution Dynamics Limited (the Group) on pages xx to

yy which comprise the consolidated statement of financial position as at 30 June 2018 and the consolidated

statement of profit or loss, consolidated statement of comprehensive income, consolidated statement of

changes in equity and consolidated statement of cash flows for the year then ended, and notes to the

consolidated financial statements, including a summary of significant accounting policies

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of Solution Dynamics Limited and the entities it controlled as at 30 June 2018 and its financial

performance and cash flows for the year then ended in accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS) issued by the New Zealand Accounting Standards

Board.

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Audit and Assurance Standards Board. Our responsibilities under those standards

are further described in the Auditor’s Responsibilities for the Audit of the consolidated Financial Statements

section of our report. We are independent of the Group in accordance with Professional and Ethical Standard 1

(Revised) Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and Assurance

Standards Board, and we have fulfilled our other ethical

responsibilities in accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our

opinion.

Our firm carries out other assignments for Solution Dynamics Limited and the entities it controlled in the area of

taxation returns and advice. The firm has no other interests in the Group.

Key Audit Matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements of the current period. These matters were addressed in the context of our

audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not

provide a separate opinion on these matters.




Independent Auditor’s Report


Grant Thornton New Zealand

Audit Partnership



L4, Grant Thornton House


152 Fanshawe Street

PO Box 1961

Auckland 1140


T +64 9 308 2570


F +64 9 309 4892

www.grantthornton.co.nz






Chartered Accountants and Business Advisers

Member of Grant Thornton International Ltd












To the Shareholders of Solution Dynamics Limited

Report on the Audit of the Consolidated Financial Statements

Opinion

We have audited the consolidated financial statements of Solution Dynamics Limited (the Group) on pages xx to

yy which comprise the consolidated statement of financial position as at 30 June 2018 and the consolidated

statement of profit or loss, consolidated statement of comprehensive income, consolidated statement of

changes in equity and consolidated statement of cash flows for the year then ended, and notes to the

consolidated financial statements, including a summary of significant accounting policies

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of Solution Dynamics Limited and the entities it controlled as at 30 June 2018 and its financial

performance and cash flows for the year then ended in accordance with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS) issued by the New Zealand Accounting Standards

Board.

Basis for Opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (ISAs (NZ))

issued by the New Zealand Audit and Assurance Standards Board. Our responsibilities under those standards

are further described in the Auditor’s Responsibilities for the Audit of the consolidated Financial Statements

section of our report. We are independent of the Group in accordance with Professional and Ethical Standard 1

(Revised) Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and Assurance

Standards Board, and we have fulfilled our other ethical

responsibilities in accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our

opinion.

Our firm carries out other assignments for Solution Dynamics Limited and the entities it controlled in the area of

taxation returns and advice. The firm has no other interests in the Group.

Key Audit Matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements of the current period. These matters were addressed in the context of our

audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not

provide a separate opinion on these matters.




Independent Auditor’s Report


Directors’ responsibilities for the Consolidated Financial Statements

The Directors are responsible on behalf of the Group for the preparation and fair presentation of the

consolidated financial statements in accordance with New Zealand equivalents to International Financial

Reporting Standards issued by the New Zealand Accounting Standards Board, and for such internal control

as the Directors determine is necessary to enable the preparation of consolidated financial statements that are

free from material misstatement, whether due to fraud or error .

In preparing the consolidated financial statements, the Directors are responsible on behalf of the Group for

assessing the Group’s ability to continue as a going concern, disclosing, as applicable, matters related to going

concern and using the going concern basis of accounting unless the directors either intend to liquidate the

Group or to cease operations, or have no realistic alternative but to do so .

Auditor’s responsibilities for the Audit of the Consolidated Financial Statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as

a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report

that includes our opinion . Reasonable assurance is a high level of assurance, but is not a guarantee that

an audit conducted in accordance with ISAs (NZ) will always detect a material misstatement when it exists .

Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate,

they could reasonably be expected to influence the economic decisions of users taken on the basis of these

consolidated financial statements .

A further description of the auditor’s responsibilities for the audit of the consolidated financial statements is

located on the External Reporting Board’s website at https://www .xrb .govt .nz/assurance-standards/auditors-

responsibilities/audit-report-1/

Restriction on use of our report

This report is made solely to the Company’s shareholders, as a body . Our audit work has been undertaken so

that we might state to the Company’s shareholders, as a body those matters which we are required to state to

them in an auditor’s report and for no other purpose . To the fullest extent permitted by law, we do not accept

or assume responsibility to anyone other than the Company and its shareholders, as a body, for our audit work,

for this report or for the opinion we have formed .

Grant Thornton New Zealand Audit Partnership

K T Price

Partner

Auckland, New Zealand

29 August 2019

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CONSOLIDATED STATEMENT OF PROFIT OR LOSS

for the year ended 30 June 2019

CONSOLIDATED STATEMENT OF

COMPREHENSIVE INCOME

for the year ended 30 June 2019

$000

$000

2012

2012

NOTE

$000

$000

$000

$000

Revenue 4 24,879 22,383

Other revenue 4 276 349

Total revenue 25,155 22,732

Expenses 5 23,782 20,459

Earnings before interest, tax, depreciation & amortisation (EBITDA) 1,373 2,273

Depreciation 17 238 208

Amortisation of intangible assets 18 347 161

Net interest income 7 (4) (5)

Profit before income tax 792 1,909

Income tax 8 122 577

Net profit after income tax 670 1,332

Cents Cents

Basic earnings per share 9 4 .6 9 .3

Diluted earnings per share 9 4 .5 9 .1

2018

2018

2019

2019

The accompanying notes on pages 21 - 44 form part of the consolidated financial statements .

Solution Dynamics Limited

Solution Dynamics Limited

Net profit after income tax 670 1,332

Items that may be reclassified subsequently to profit and loss:

Exchange gain on translation of foreign operations (7) (9)

Other comprehensive (loss) / income net of tax (7) (9)

Total comprehensive income for the year 663 1,323

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$000

2012

NOTE

$000 $000

20182019

The accompanying notes on pages 21 - 44 form part of the consolidated financial statements .

CONSOLIDATED STATEMENT OF FINANCIAL POSITION

as at 30 June 2019

Solution Dynamics Limited


Current Assets

Cash and cash equivalents 10 1,182 1,956

Trade & other receivables 13 3,300 2,902

Inventories and work in progress 11 359 183

Prepayments 128 131

Total Current Assets 4,969 5,172

Current Liabilities

Trade creditors 1,706 1,871

Other current liabilities 14 635 838

Other non-financial liabilities 15 898 851

Employee benefit liabilities 16 484 472

Deferred tax liability 8 8 24

Total Current Liabilities 3,731 4,056

Working Capital 1,238 1,116

Non-Current Assets

Capital works in progress 146 61

Property, plant & equipment 17 629 594

Intangible assets 18 860 1,179

Goodwill 19 1,061 1,061

Total Non-Current Assets 2,696 2,895

Net Assets 3,934 4,011

Equity

Share capital 20 5,413 5,357

Employee share option plan 31 7 28

Foreign currency translation reserve (15) (8)

Accumulated losses 21 (1,471) (1,366)

Total Equity 3,934 4,011

For and on behalf of the Board who approved these financial statements for issue on 29 August 2019 .

John McMahon – Director (Chairman) Nelson Siva – Director (CEO)

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$000 $000 $000 $000 $000

ACCUMULATED

LOSSES

EMPLOYEE

SHARE PLAN

CURRENCY

TRANSLATION

RESERVE

SHARE

CAPITAL

TOTAL

EQUITY

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

for the year ended 30 June 2019

The accompanying notes on pages 21 - 44 form part of the consolidated financial statements .

Solution Dynamics Limited

Balance 30 June 2017 5,169 113 1 (1,764) 3,519

Exercise of employee share options 188 (108) - 108 188

Issue of shares to employees - 23 - - 23

Transactions with owners 188 (85) - 108 211

Profit for the year after tax - - - 1,332 1,332

Dividend paid - - - (1,042) (1,039)

Other comprehensive (loss) - - (9) - (9)

Total comprehensive income - - (9) 290 281

Balance 30 June 2019 5,357 28 (8) (1,366) 4,011

Exercise of employee share options 56 (29) - 29 56

Issue of shares to employees - 8 - - 8

Transactions with owners 56 (21) - 29 64

Profit for the year after tax - - - 670 670

Dividend paid - - - (804) (804)

Other comprehensive (loss) - - (7) - (7)

Total comprehensive income - - (7) (134) (141)

Balance 30 June 2019 5,413 7 (15) (1,471) 3,934

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The accompanying notes on pages 21 - 45 form part of the consolidated financial statements .

CONSOLIDATED STATEMENT OF CASH FLOWS

for the year ended 30 June 2019

$000

2012

NOTE

$000 $000

Cash Flow From Operating Activities

Cash was provided from:

Receipts from customers 28,280 25,041

Other revenue 265 293

28,545 25,334

Cash was applied to:

Payments to suppliers 19,185 15,830

Payments to employees 7,759 6,621

GST paid to Inland Revenue 1,245 1,261

28,189 23,712

Net Cash Inflow From Operating Activities 23 356 1,622

Cash Flow From Investing Activities

Cash was applied to:

Purchase of property, plant and equipment & capital works in progress 358 120

Purchase of software & intangible assets 28 68

Payments for businesses acquired 33 - 712

386 900

Net Cash Outflow From Investing Activities (386) (900)

Cash Flow from Financing Activities

Cash was provided from:

Exercise of employee share options 56 188

Interest received 4 5

60 193

Cash was applied to:

Payment of dividends 804 1,039

804 1,039

Net Cash (Outflow) From Financing Activities (744) (846)

Net change in cash and cash equivalents (774) (124)

Add cash and cash equivalents held at beginning of year 1,956 2,080

Cash and cash equivalents at end of year 10 1,182 1,956

20182019

Solution Dynamics Limited

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1 . CORPORATE INFORMATION

The consolidated financial statements of Solution Dynamics Limited (SDL or Company) and its subsidiaries,

Solution Dynamics International Limited, Solution Dynamics Incorporated and Déjar International Limited

(collectively the Group) for the year ended 30 June 2019 were authorised for issue in accordance with a

resolution of directors on 29 August 2019 .

Solution Dynamics Limited is a public company incorporated and domiciled in New Zealand and is listed

with the New Zealand Stock Exchange on the NZX and is an FMC reporting entity under the Financial

Markets Conduct Act 2013 . The registered office is located at 18 Canaveral Drive, Albany in Auckland .

The Group offers a range of integrated solutions encompassing data management, electronic digital printing,

document distribution, web presentment and archiving, fulfilment, traditional print services, scanning, data

entry and document management .

2 . SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

2.1 Statement of Compliance

The consolidated financial statements of the Group comply with New Zealand Equivalents to International

Financial Reporting Standards (NZ IFRS) .

2.2 Basis of Preparation

2.2.1 Basis of Preparation

The consolidated financial statements have been prepared on the historical cost basis but modified, where

applicable, by the measurement of fair value of selected financial assets and financial liabilities . Accounting

policies are selected and applied in a manner which ensures that the resulting financial information satisfies

the concepts of relevance and reliability, thereby ensuring that the substance of the underlying transactions

or other events is reported . The principal accounting policies are set out below .

2.2.2 Basis of Consolidation

The financial statements have been prepared in compliance with generally accepted accounting practice

in New Zealand (NZ GAAP), the requirements set out in Part 7 of the Financial Markets Conduct Act 2013,

the Main Board Listing Rules of the NZX, the Companies Act 1993, and other authoritative pronouncements

issued by the New Zealand Accounting Standards Board (NZ ASB) . For the purposes of complying with NZ

GAAP the Group is a for-profit entity that has followed the Tier 1 for – profit reporting requirements set out by

the External Reporting Board, in its “Accounting Standards Framework .”

All subsidiaries have a 30 June reporting date and consistent accounting policies are applied .

The acquisition method is used to prepare the consolidated financial statements, which involves adding

together like items of assets, liabilities, income and expenses on a line-by-line basis . All transactions and

balances between Group companies are eliminated on consolidation, including unrealised gains and losses

on transactions between Group companies .

The consolidated financial statements have been prepared under the assumption that the Group operates as

a going concern .

2.2.3 Rounding of Amounts

Amounts in the consolidated financial statements have been rounded off to the nearest $000 unless

otherwise specified .

2.2.4 Changes in Accounting Policies and Disclosures

Except as described below, the accounting policies and disclosures are consistent with those of the previous

year .

The Group adopted the standards detailed below from 1 July 2018 . This has not given rise to any

requirement to restate comparative information .

2.2.5 NZ Equivalent to International Financial Reporting Standard 15: Revenue from

Contracts with Customers

NZ IFRS 15: Revenue from Contracts with customers replaces NZ IAS 18: Revenue and related

interpretations and applies to all revenue arising from contracts with customers . The new standard

establishes a five-step model to account for revenue arising from contracts with customers .

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

for the year ended 30 June 2019

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

Under NZ IFRS 15 revenue is apportioned to individual performance obligations within customer contracts

based on their relative stand-alone selling price . Based on certain criteria, revenue is then recognised either

over time, or at a point in time consistent with when those performance obligations are satisfied . For SDL

this is generally over time . The new standard has been applied using the full retrospective method without

restatement .

2.2.6 NZ Equivalent to International Financial Reporting Standard 9: Financial Instruments.

NZ IFRS 9; Financial Instruments replaces NZ IAS 39: Financial Instruments: Recognition and Measurement .

It makes major changes to the previous guidance on the classification and measurement of financial assets

and introduces an ‘expected credit loss’ model for the impairment of financial assets . The Group applied

a simplified model of recognising lifetime expected credit losses as their trade receivables do not have a

significant financing component . Management have completed an impact assessment and have determined

that there was no financial impact on transition to the new accounting standard . The new standard has been

applied using the full retrospective method without restatement .

SPECIFIC ACCOUNTING POLICIES

The following specific accounting policies, which significantly affect the measurement of financial performance,

financial position and cash flows, have been applied .

2.3 Foreign Currency

2.3.1 Functional and Presentation Currency

Items included in the consolidated financial statements are measured using the currency of the primary

economic environment in which the entity operates (the ‘functional currency’) . The consolidated financial

statements are presented in New Zealand dollars, which is the Group’s functional and presentational currency

and expressed in $000’s .

2.3.2 Transaction and Balances

Foreign currency transactions are translated into the functional currency using the exchange rates prevailing at

the dates of the transactions . Monetary assets and liabilities denominated in foreign currencies at the reporting

date are retranslated to the functional currency at the exchange rate at that date . Foreign exchange gains and

losses resulting from the settlement of such transactions and from the translation of period end exchange

rates of monetary assets and liabilities denominated in foreign currencies are recognised in the Consolidated

Statement of Profit or Loss .

2.4 Revenue Recognition

Revenue is measured at the fair value of the consideration received or receivable . Revenue is reduced for

estimated customer returns, rebates and other similar allowances .

2.4.1 Sale of Goods and Services

To determine whether to recognise revenue at a point in time or over time, an assessment has been

undertaken using the 5-step process set out in NZ IFRS 15:

1 . Identifying the contract with a customer

2 . Identifying the performance obligations

3 . Determining the transaction price

4 . Allocating the transaction price to the performance obligations

5 . Recognising revenue when and as its performance obligation(s) are satisfied .

The Group often enters into transactions involving a range of the Group’s products and services, for example

the delivery of mailing services involves a blend of physical material (paper stock and envelopes) along with

the provision of data and other services to process and deliver the finished job for lodgement to NZ Post .

In all cases, the total transaction price for a contract is allocated amongst the various stages of the project

based on their relative stand-alone selling prices . The transaction price for a contract excludes any amounts

collected on behalf of third parties . However, these constitute one performance obligation due to them being

highly integrated and non-distinct .

Revenue is recognised either at a point in time or over time, when (or as) the Group satisfies performance

obligations by transferring the promised goods or services to its customers .

To depict the progress by which SDL transfers control of the products and services to the customer, and to

establish when and to what extent revenue can be recognised, SDL measures its progress towards complete

satisfaction of the performance obligation by measuring outputs completed to date . This basis provides the

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

most faithful depiction of the transfer of goods and services to each customer due to SDL’s ability to accurately

measure the units produced and delivered to the customer .

Items where revenue is recognised as arising at the time of delivery include the sale of goods, usually envelopes

and paper, and the sale of right to use licences . In both cases title and the risks and rewards of ownership

have been transferred to the customer . No revenue is recognised if there are significant uncertainties regarding

recovery of the consideration due, associated costs or the possible return of goods, or where there is continuing

management involvement with the goods when the performance obligation has been satisfied . No revenue is

recognised if there are significant uncertainties regarding recovery of the consideration due, associated costs

or the possible return of goods, or where there is continuing management involvement with the goods when the

performance obligation has been satisfied .

2.4.2 Interest Revenue

Interest revenue is accrued on a time basis, by reference to the principal outstanding and at the effective interest

rate applicable, which is the rate that exactly discounts estimated future cash receipts through the expected life

of the financial asset to that asset’s net carrying amount .

2.4.3 Government Grants

Government grants are recognised as revenue when the conditions attached to the grant have been met . Where

there are unfilled conditions attaching to the grant, the amount relating to the unfilled condition is recognised as

a liability and released to revenue as the conditions are met .

2.5 Leases

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and

rewards of ownership to the lessee . All other leases are classified as operating leases .

2.5.1 The Group as Lessee

Assets held under finance leases are initially recognised as assets of the Group at their fair value at the inception

of the lease or, if lower, at the present value of the minimum lease payments . The corresponding liability to the

lessor is included in the Consolidated Statement of Financial Position as a finance lease obligation .

Lease payments are apportioned between finance charges and reduction of the lease obligation so as to achieve

a constant rate of interest on the remaining balance of the liability . Finance charges are charged directly to the

Consolidated Statement of Profit or Loss .

Operating lease payments are recognised as an expense on a straight-line basis over the lease term, except

where another systematic basis is more representative of the time pattern in which economic benefits from the

leased asset are consumed .

In the event that lease incentives are received to enter into operating leases, such incentives are recognised as

a liability . The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line

basis, except where another systematic basis is more representative of the time pattern in which economic

benefits from the leased asset are consumed .

2.6 Employment Benefits

The Group recognises liabilities for benefits accruing to employees in respect of wages and salaries, annual

leave, long service leave and sick leave when it is probable that settlement will be required, and they are capable

of being measured reliably .

Provisions made in respect of employee benefits expected to be settled within 12-months of each reporting date

are measured at their nominal values using the remuneration rate expected to apply at the time of settlement .

Provisions made in respect of employee benefits which are not expected to be settled within 12-months of each

reporting date are measured as the present value of the estimated future cash outflows to be made by the Group

in respect of services provided by employees up to the reporting date .

2.7 Share-based Payments

Equity-settled share-based payments to employees are measured at the fair value of the equity instruments at

the grant date . Details regarding equity settled share-based transactions is set out in note 31 .

The fair value determined at the grant date of the equity settled share-based payments is expensed on a

straight-line basis over the vesting period, based on the Group’s estimate of equity instruments that will

eventually vest . At each reporting date, the Group revises its estimate of the number of equity instruments

expected to vest .

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

The impact of the revision of the original estimates, if any, is recognised in the Consolidated Statement of Profit

or Loss over the remaining period, with a corresponding adjustment to the equity-settled employee benefits

reserve .

2.8 Taxation

Income tax expense represents the sum of the tax currently payable and deferred tax .

2.8.1 Current Tax

The tax currently payable is based on the taxable profit for each reporting period . The taxable income or loss

differs from the amount as reported in the Consolidated Statement of Profit or Loss because it excludes items

of income or expense that are taxable or deductible in other years and it further excludes items that are never

taxable or deductible . The Group’s liability for current tax is calculated using tax rates that have been enacted or

substantively enacted by the financial year end, and any adjustment to tax payable in respect of previous years .

2.8.2 Deferred Tax

Deferred tax is recognised on differences between the carrying amounts of assets and liabilities in the financial

statements and the corresponding tax bases used in the computation of taxable profit and is accounted for

using the liability method . Deferred tax liabilities are generally recognised for all taxable temporary differences,

and deferred tax assets are generally recognised for all deductible temporary differences to the extent that it

is probable that taxable profits will be available against which those deductible temporary differences can be

utilised . Such assets and liabilities are not recognised if the temporary difference arises from goodwill or from the

initial recognition (other than in a business combination) of other assets and liabilities in a transaction that affects

neither the taxable profit nor the accounting profit .

Deferred tax liabilities are recognised for taxable temporary differences associated with investments in

subsidiaries and associates, except where the Group is able to control the reversal of the temporary difference

and it is probable that the temporary difference will not reverse in the foreseeable future . Deferred tax assets

arising from deductible temporary differences associated with such investments and interests are only

recognised to the extent that it is probable that there will be sufficient taxable profits against which to utilise the

benefits of the temporary differences and they are expected to reverse in the foreseeable future .

The carrying amount of deferred tax assets is reviewed at each reporting date and reduced to the extent that it is

no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered .

Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period in

which the liability is settled or the asset realised, based on tax rates (and tax laws) that have been enacted or

substantively enacted at each reporting date . The measurement of deferred tax liabilities and assets reflects

the tax consequences that would follow from the manner in which the Group expects, at the reporting date, to

recover or settle the carrying amount of its assets and liabilities .

Deferred tax assets and liabilities are offset when there is a legally enforceable right to set off current tax assets

against current tax liabilities and when they relate to income taxes levied by the same taxation authority and the

Group intends to settle its current tax assets and liabilities on a net basis .

2.8.3 Current and Deferred Tax for Each Reporting Period

Current and deferred tax are recognised as other revenue or an expense within the Consolidated Statement of

Profit or Loss, except when they relate to items credited or debited directly to equity, in which case the tax is

also recognised directly in equity, or where they arise from the initial accounting for a business combination . In

the case of a business combination, the tax effect is taken into account in calculating goodwill or in determining

the excess of the acquirer’s interest in the net fair value of the acquiree’s identifiable assets, liabilities and

contingent liabilities over the cost of the business combination .

2.9 Goods and Services Tax (GST)

Revenue, expenses, assets and liabilities are recognised net of the amount of goods and service tax (GST),

except:

• where the amount of GST incurred is not recovered from the taxation authority, it is recognised as part of the

cost of acquisition of an asset or as part of an item of expense; or

• for receivables and payables which are recognised inclusive of GST .

The net amount of GST recoverable from, or payable to, Inland Revenue is included as part of receivables or

payables .

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

2.10 Property, Plant and Equipment

Property, plant and equipment are stated at cost less accumulated depreciation and accumulated impairment

losses, if any . Cost includes all expenditure that is directly attributable to the acquisition of the asset . Software

that is integral to the functionality of the related equipment is capitalised as part of the asset .

Depreciation is charged so as to write off the cost of assets over their estimated useful lives, using the straight-

line method . The estimated useful lives, residual values and depreciation method are reviewed at the end of

each reporting period, with the effect of any changes in estimate accounted for on a prospective basis .

The principal depreciation rates used in the reporting periods are:

• Leasehold Improvements 6 .5 – 7 .8%

• Furniture and Fittings 8 .5 – 39 .6%

• Plant and Machinery 7 .0 - 30 .0%

• Computer Equipment 20 .0 – 36 .0%

Assets held under finance leases are depreciated over their expected useful lives on the same basis as owned

assets or, where shorter, the term of the relevant lease .

The gain or loss arising on the disposal or retirement of an item of property, plant and equipment is determined

as the difference between the sales proceeds and the carrying amount of the asset and is recognised in the

Consolidated Statement of Profit or Loss .

2.11 Intangible Assets

2.11.1 Intangible Assets Acquired with a Finite Life

Intangible assets with a finite life, acquired separately are reported at cost less accumulated amortisation and

accumulated impairment losses . Amortisation is charged on a straight-line basis over their estimated useful

lives . The estimated useful life and amortisation method are reviewed at the end of each annual reporting

period, with the effect of any changes in estimate being accounted for on a prospective basis .

2.11.2 Internally-Generated Intangible Assets with a Finite Life

Expenditure on research activities is recognised as an expense in the Consolidated Statement of Profit or Loss

in the period in which it is incurred .

An internally-generated intangible asset arising from development (or from the development phase of an

internal project) is recognised if, and only if, all of the following have been demonstrated:

• the technical feasibility of completing the intangible asset so that it will be available for use or sale;

• the intention to complete the intangible asset and use or sell it;

• the ability to use or sell the intangible asset;

• how the intangible asset will generate probable future economic benefits;

• the availability of adequate technical, financial and other resources to complete the development and to

use or sell the intangible asset; and

• the ability to measure reliably the expenditure attributable to the intangible asset during its development .

The amount initially recognised for internally-generated intangible assets is the sum of the expenditure incurred

from the date when the intangible asset first meets the recognition criteria listed above . Where no internally

generated intangible asset can be recognised, development expenditure is charged as an expense to the

Consolidated Statement of Profit or Loss in the period in which it is incurred .

Subsequent to initial recognition, internally-generated intangible assets are reported at cost less accumulated

amortisation and accumulated impairment losses, on the same basis as intangible assets acquired separately .

Amortisation is charged on a straight-line basis over the estimated useful lives of internally generated intangible

assets . The estimated useful life and amortisation method are reviewed at the end of each annual reporting

period, with the effect of any changes in estimate being accounted for on a prospective basis .

2.11.3 Subsequent Measurement

All intangible assets, including capitalised internally developed software, are accounted for using the cost

model whereby capitalised costs are amortised on a straight-line basis over their estimated useful lives, as

these assets are considered finite . Residual values and useful lives are reviewed at each reporting date . In

addition, they are subject to impairment testing as described in Note 2 .13 . The following useful lives are

applied:

• Software 3-5 years .

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

2.11.4 Intangible Assets Acquired in Business Combination

Intangible assets acquired in a business combination are identified and recognised separately from goodwill

where they satisfy the definition of an intangible asset, are identifiable and their fair values can be measured

reliably . The cost of such intangible assets is their fair value at the acquisition date .

Subsequent to initial recognition, intangible assets acquired in a business combination are reported at cost

less accumulated amortisation and accumulated impairment losses, on the same basis as intangible assets

acquired separately . The following useful lives are applied:

• Customer contracts 3–4 years .

2.12 Goodwill

Goodwill arising on the acquisition of a “business” as defined in NZ IFRS 3 Business Combinations

represents the excess of the cost of acquisition over the Group’s interest in the net fair value of the

identifiable assets and liabilities of the business recognised at the date of acquisition . Goodwill is initially

recognised as an asset at cost and is subsequently measured at cost less any accumulated impairment

losses .

2.13 Impairment of Assets

At each reporting date, the Group reviews the carrying amounts of its tangible and finite life intangible assets

to determine whether there is any indication that those assets have suffered an impairment loss . If any such

indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the

impairment loss (if any) . Where it is not possible to estimate the recoverable amount of an individual asset,

the Group estimates the recoverable amount of the cash-generating unit to which the asset belongs .

Intangible assets with indefinite useful lives, goodwill and intangible assets not yet available for use are

tested for impairment annually, and whenever there is an indication that the asset may be impaired .

Recoverable amount is the higher of fair value less costs to sell and value in use . In assessing value in use,

the estimated future cash flows are discounted to their present value using a pre-tax discount rate that

reflects current market assessments of the time value of money and the risks specific to the asset for which

the estimates of future cash flows have not been adjusted .

If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying

amount, the carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount .

An impairment loss is recognised immediately as an expense within the Consolidated Statement of Profit or

Loss .

Where an impairment loss subsequently reverses, the carrying amount of the asset (or cash-generating

unit) is increased to the revised estimate of its recoverable amount, but so that the increased carrying

amount does not exceed the carrying amount that would have been determined had no impairment loss

been recognised for the asset (or cash-generating unit) in prior years . Any impairment loss associated with

goodwill will not be reversed in a subsequent reporting period .

2.14 Cash and Cash Equivalents

Cash and cash equivalents includes cash on hand, deposits held at call with financial institutions, other short

term, highly-liquid investments with original maturities of three months or less that are readily convertible to

known amounts of cash and which are subject to an insignificant risk of changes in value .

2.15 Inventories

Inventories are stated at the lower of cost and net realisable value . Costs are assigned to inventories by the

method most appropriate to the particular class of inventory, with the majority being valued on a first-in-first-

out basis . Net realisable value represents the estimated selling price for inventories less all estimated costs

of completion and costs necessary to make the sale .

2.16 Financial Instruments

2.16.1 Recognition and Derecognition

Financial assets and financial liabilities are recognised when the Group becomes a party to the contractual

provisions of the financial instrument .

Financial assets are derecognised when the contractual rights to the cash flows from the financial asset

expire, or when the financial asset and substantially all the risks and rewards are transferred . A financial

liability is derecognised when it is extinguished, discharged, cancelled or expires .

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27

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

2.16.2 Financial Assets

Financial assets principally consist of the Group’s cash and cash equivalents and trade and other

receivables . After initial recognition, these are measured at amortised cost using the effective interest

method . Discounting is omitted where the effect of discounting is immaterial .

Refer to note 28 .1 for approach in accounting for expected credit losses .

2.16.3 Financial Liabilities

As the accounting for financial liabilities remains largely the same under NZ IFRS 9 compared to NZ IAS

39, the Group’s financial liabilities were not impacted by the adoption of NZ IFRS 9 . The Group’s financial

liabilities include trade and other payables .

Financial liabilities are initially measured at fair value, and, where applicable, adjusted for transaction costs

unless the Group designated a financial liability at fair value through profit or loss . Subsequently, financial

liabilities are measured at amortised cost using the effective interest method .

All interest-related charges and, if applicable, changes in an instrument’s fair value that are reported in profit

or loss are included within finance costs or finance income .

2.16.4 Impairment of Financial Assets

NZ IFRS 9 Financial Instruments (NZ IFRS 9) replaces NZ IAS 39 Financial Instruments Recognition and

Measurement (NZ IAS 39) . It makes changes to the previous guidance on the classification and measurement

of financial assets and introduces an “expected credit loss” model for the impairment of financial assets . The

Group applied a simplified model of recognising lifetime expected credit losses as trade receivables do not

have a financing component . Management have completed an impact assessment and determined that there

is no financial impact on the transition to the new standard . The new standard has been applied using the full

retrospective method without restatement .

For financial assets carried at amortised cost, the amount of the impairment is the difference between the

asset’s carrying amount and the present value of estimated future cash flows, discounted at the financial

asset’s original effective interest rate .

The carrying amount of the financial asset is reduced by the impairment loss directly for all financial assets

with the exception of trade and other receivables, where the carrying amount is reduced through the use

of an allowance for credit losses . When trade and other receivables are considered uncollectible, they are

written off against the allowance account . Subsequent recoveries of amounts previously written off are

credited against the allowance account . Changes in the carrying amount of the allowance account are

recognised as an expense in the Consolidated Statement of Profit or Loss .

2.17 Share Capital

Ordinary shares are classified as equity . Incremental costs directly attributable to the issue of new shares or

options are shown in equity as a deduction from the proceeds, net of tax .

2.18 Trade Payables and Other Current Liabilities

These amounts represent liabilities for goods and services provided to the Group prior to the end of the

annual reporting period which are unpaid . The amounts are unsecured and are usually paid within 60 days

of recognition . These are measured initially at fair value net of transaction costs, subsequently at amortised

cost using the effective interest rate method .

2.19 Statement of Cash Flows

The following terms are used in the Statement of Cash Flows:

Operating activities: are the principal revenue producing activities of the Group and other activities that are

not investing or financing activities .

Investing activities: are the acquisition and disposal of long-term assets and other investments not included

in cash equivalents .

Financing activities: are activities that result in changes in the size and composition of the contributed

equity and borrowings of the entity .

Non-cash financing and investing activities: There were no transactions which have had a material effect

on assets and liabilities that did not involve cash flows and are disclosed in the statement of cash flows .

|
28

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

2.20 New IFRS standards and interpretations issued but not yet adopted

At the date of authorisation of these financial statements, certain new standards and interpretations to existing

standards have been published but not yet effective and have not been adopted early by the Group .

Management anticipates that all pronouncements will be adopted in the first accounting period beginning on

or after the effective date of the new standard . Information on new standards, amendments and interpretations

that are expected to be relevant to the Group financial statements is provided below . Certain other new

standards and interpretations issued but not yet effective, that are not expected to have a material impact on

the Group financial statements have not been disclosed .

(a) NZ IFRS 16 – Leases (effective date from 1 January 2019)

In February 2016 the New Zealand Accounting Standards Board approved the issue of NZ IFRS 16 Leases .

NZ IFRS 16 changes the relevant information to be reported by lessors and lessees with a view to faithful

representation of information to the users of financial statements so they can assess the effect leases have

on cash flow, financial performance and the financial position of the entity . The standard requires the lessee

to recognise assets and liabilities for the rights and obligations created by those leases . Lessors reporting

requirements are similar to the previous standard NZ IAS 17 Leases . Management has made a preliminary

assessment of the impact of adopting this policy on the Group financial statements and has determined that it

will be material . Management expects to recognise a lease asset and lease liability for all lease contracts such

as premises rent and equipment lease . Note 24 provides disclosure on the Group’s current operating lease

commitments that are expected to be recognised .

3 . CRITICAL ACCOUNTING JUDGEMENTS AND KEY SOURCES OF ESTIMATION UNCERTAINTY

In the application of the Group’s accounting policies, which are described in Note 2, the Directors are required

to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are

not readily apparent from other sources . The estimates and associated assumptions are based on historical

experience and other factors that are considered to be relevant . Actual results may differ from these estimates .

The estimates and underlying assumptions are reviewed on an on-going basis . Revisions to accounting

estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or

in the period of the revision and future periods if the revision affects both current and future periods .

3.1 Annual Goodwill Impairment Testing

Determining whether goodwill is impaired requires an estimation of the value in use of the Electronic Content

Management cash-generating unit which is also known as SDL Software . The value in use calculation requires

the Directors to estimate the future cash flows expected to arise from this cash generating unit and a suitable

discount rate in order to calculate present value .

The carrying value of goodwill at each reporting date was $1,061,000 (2018: $1,061,000) .

The recoverable amount of $938,000 of goodwill associated with the acquisition of the Déjar and Bremy

businesses has been determined based on a value in use model applying the budget, approved by the

Directors covering the reporting period to 30 June 2019, and forecast sales based on assessments of the

current market opportunities through existing distribution channels net of forecast costs, through to the end

of 2024, at a post-tax discount rate of 10 .2% (2018: 5 .6%) . Cash flows beyond 2024 have been taken into

account by the calculation of a terminal value .

The revenue assumptions used for the forecast period are based on management expectations supported by

existing prospects for the budget period and allow for growth of 3 .0% (2018: 2 .5%) per annum over the balance

of the forecast period . The assumptions are subject to fundamental uncertainties, particularly those surrounding

future license sales which comprise a substantial portion of projected revenues and hence only inflationary

growth rates have been applied . Gross margin is forecast to be consistent through the budget and forecast

period .

In determining whether there was any impairment of goodwill associated with the SDL Software operations,

forecasts were prepared based on estimates for all the products sold in each market .

Goodwill of $123,000 also arose in the last reporting period associated with the acquisition of the Scantech

and DTP business (2018: $123,000) . This has similarly been tested for impairment through a review of revenue

and earnings forecasts for the financial year ended 30 June 2020 . Refer to note 19 and 33 for Directors

judgements and estimates .

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29

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

4 . REVENUE & OTHER INCOME

2019 2018

$000 $000

Revenue recognised over time 23,204 21,075

Revenue recognised at a point in time 1,675 11,308

Revenue from customers 24,879 22,383

Government grant revenue 265 293

Rent 11 56

Other Revenue 276 349

5 . EXPENSES

2019 2018

Note $000 $000

Acquisition related costs / (income) 33 (283) 118

Auditor’s remuneration 6 57 89

Credit losses 13 22 -

Freight, postage & external print 10,090 8,826

Directors remuneration - directors fees 29 477 513

Loss / (gain) on foreign exchange (21) (39)

Rental and operating lease expenses 668 715

Redundancy costs - 26

Research & development 681 473

Salaries 6,240 5,630

Superannuation (KiwiSaver) 273 152

Employee entitlements – share based payments 9 17

Donations 1 3

Other expenses 5,568 3,936

Total Operating Expenses 23,782 20,459

6 . AUDITOR’S REMUNERATION

2019 2018

$000 $000

Audit fees – statutory audit 57 61

Tax compliance and advisory services 13 28

Total auditor’s remuneration 70 89

Grant Thornton New Zealand Partnership is the auditor of the financial statements .

7 . INTEREST

2019 2018

$000 $000

Bank interest received (4) (5)

Interest on borrowings under finance facilities - -

Net interest received (4) (5)

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30

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

8 . INCOME TAX EXPENSE

8.1 Current Tax

2019 2018

$000 $000

Income tax expense comprises:

Current tax expense 138 586

Deferred tax expense relating to the origination and reversal of temporary differences (16) (9)

Total tax expense 122 577

The total charge for the reporting period can be reconciled to the accounting loss as follows:

Net profit before income tax 792 1,909

Income tax at company tax rate

(1)

221 534

Permanent differences (60) 34

(Over) provision in prior years (22) (8)

Benefit of tax losses not recognised - 17

Other (14) 6

Utilisation of previously unrecognised tax losses (3) (6)

Income tax expense 122 577

(1)

The Group tax rate of 28% (2018: 28%) has been used. This is the tax rate applicable to the territory where Solution Dynamics

Limited, the primary tax paying entity, is domiciled.

At 30 June 2019 there are imputation credits available of $770,000 (2018: $407,000) for use in subsequent

reporting periods .

8.2 Deferred Tax Balances

2019 2018

$000 $000

Temporary differences

Depreciable and amortisable assets (130) (121)

Accruals and provisions 122 97

(8) (24)

Net deferred tax asset not recognised - -

Deferred tax recognised (8) (24)

Deferred tax assets arising from deductible temporary differences are only recognised to the extent that it

is probable that taxable profits will be available against which the deductible temporary differences can be

utilised .

2019 2018

$000 $000

Deferred tax movement

Balance at beginning of period (24) 108

Current year movement through profit or loss 16 (9)

Deferred tax recognised on business acquisitions - (123)

Balance at end of period (8) (24)

|
31

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

9 . EARNINGS PER SHARE (EPS)

2019 2018

$000 $000

Net profit for the year attributable to ordinary shareholders 670 1,332

Basic

Weighted average number of ordinary shares (000’s) 14,600 14,300

Cents Cents

Basic earnings per share 4.6 9.3

Basic earnings per share is calculated by dividing the net profit after tax attributable to equity holders of

the Company by the weighted average number of ordinary shares outstanding during the reporting period,

adjusted for bonus elements in ordinary shares issued during the reporting period .

Diluted

Weighted average number of ordinary shares (000’s) 14,600 14,300

Adjustment for share options 160 340

Weighted average 14,760 14,640

Cents Cents

Diluted earnings per share 4.5 9.1

Diluted earnings per share is calculated by adjusting the weighted average number of ordinary shares

outstanding to assume conversion of all potentially dilutive ordinary shares . Options are convertible into the

Company’s shares and are therefore considered dilutive securities for diluted earnings per share .

10 . CASH AND CASH EQUIVALENTS

2019 2018

$000 $000

Cash and cash equivalents 1,182 1,956

Total 1,182 1,956

Solution Dynamics has an overdraft facility in place with the ANZ Bank at an interest rate of 8 .1% p .a . (2018:

12 .35%) . This facility is to support the operational requirements of the Group, is interest only and is secured

by first ranking debenture over the assets of the Group .

At period end, the ANZ Bank has imposed no financial covenants to secure the existing facilities . The Group

maintains a $200,000 overdraft facility that was unused at the reporting date (2018: $200,000) . The Group

now holds a net cash position with no bank debt (2018: $Nil) .

At the end of the reporting period the Bank provided commercial guarantees totalling $65,000 (2018:

$65,000) to the Group’s suppliers .

11 . INVENTORIES AND WORK IN PROGRESS

2019 2018

$000 $000

Work in Progress 278 94

Inventory 81 89

Total Inventories and Work in Progress 359 183

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32

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

12 . RELATED PARTIES TRANSACTIONS

Transactions between related parties include transactions with subsidiaries, shareholders, directors and their

companies and senior executives

Related party transactions from 1 July 2018 to 30 June 2019 were as follows:

• Key management were paid $711,903 (as employees of Solution Dynamics Limited and including the

calculated benefit of the employee share option plan) during the reporting period (2018: $783,835) and

were owed $48,022, including annual leave, at 30 June 2019 (2018: $62,939) .

13 . TRADE & OTHER RECEIVABLES

2019 2018

$000 $000

Trade receivables 3,055 2,791

Allowance for credit losses (22) -

3,033 2,791

Allowance for credit notes (7) (11)

Total trade receivables 3,026 2,780

Sundry debtors 274 122

Total Trade & Other Receivables 3,300 2,902

Trading terms & aging of past due trade receivables

The Group’s trading terms require settlement by the 20th of the month following the date of invoice . At

the reporting date the Group had past due debtors of $374,000 (2018: $407,000) for which an allowance

of $22,000 (2018: $Nil) was made . There has not been a significant change in credit quality therefore the

amounts are considered recoverable . The Group does not hold any collateral over these balances .

2019 2018

$000 $000

30 – 60 days 206 192

60 – 90 days 54 187

90 – 120 days 114 28

Total overdue trade receivables 374 407

Movement in allowance for credit losses

2019 2018

$000 $000

Balance at the beginning of the reporting period - -

Accounts written off as uncollectable 22 -

Total allowance for credit losses 22 -

In assessing the recoverability of trade receivables, the Group considers any change in the quality of the trade

receivables from the date that the credit was initially granted up to the reporting date . The concentration of

credit risk is limited with the largest customer comprising 13% (2018: 11%) of the gross trade receivable

balance, 95% of the outstanding balance is less than 60 days old (2018: 92%) . Accordingly, the directors

believe that no further adjustments for credit are required in excess of the allowance for credit losses .

For the reporting period there are no provisions against third parties (2018: $Nil) .

The directors do not consider there to be any expected credit loss in addition to the credit losses recorded above .

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33

|

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

14 . OTHER CURRENT LIABILITIES

2019 2018

$000 $000

Sundry creditors 465 211

Payroll accruals 57 224

Provision for earnout (note 33) 52 335

Audit fees accrued 61 68

Total Other Current Liabilities 635 838

15 . OTHER NON-FINANCIAL LIABILITIES

2019 2018

$000 $000

PAYE 134 126

GST 305 318

Provision for tax (134) 256

Provision for deferred income 593 151

Total Non-Financial Liabilities 898 851

16 . EMPLOYEE BENEFIT LIABILITIES

2019 2018

$000 $000

Provision for sick pay 4 3

Provision for long service leave 96 82

Provision for holiday pay 384 387

Total Employee Benefit Liabilities 484 472

Provisions for sick and long service leave are based on the Group’s estimate of the present value of future

costs assuming payroll inflation rate of 2 .0% .

17 . PROPERTY, PLANT AND EQUIPMENT

Plant & Furniture Leasehold Total

Machinery & Fittings Improvements

$000 $000 $000 $000

Cost

Balance 1 July 2017 2,180 145 562 2,887

Additions 100 6 26 132

Acquisitions through business combinations 44 - 31 75

Balance 30 June 2018 2,324 151 619 3,094

Additions 240 6 27 273

Balance 30 June 2019 2,564 157 646 3,367

Accumulated depreciation

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34

|

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

17 . PROPERTY, PLANT AND EQUIPMENT (CONTINUED)

Plant & Furniture Leasehold Total

Machinery & Fittings Improvements

$000 $000 $000 $000

Balance 1 July 2017 1,838 137 317 2,292

Depreciation expense 137 2 69 208

Balance 30 June 2018 1,975 139 386 2,500

Depreciation expense 161 4 73 238

Disposals - - - -

Balance 30 June 2019 2136 143 459 2,738

Carrying amount

Balance 1 July 2017 342 8 245 595

Balance 30 June 2018 349 12 233 594

Balance 30 June 2019 428 14 187 629

18 . IDENTIFIABLE INTANGIBLES, FINITE LIFE

Software Software Software Customer Total

- Déjar

(i)

- Bremy Contracts

(ii)


$000 $000 $000 $000 $000

Cost

Balance 1 July 2017 2,090 110 1,099 - 3,299

Additions - purchased - - 74 - 74

- acquired through business combinations - - 531 441 972

Balance 30 June 2018 2,090 110 1,704 441 4,345

Additions - purchased - - 28 - 28

Balance 30 June 2019 2,090 110 1,732 441 4,373

Accumulated amortisation

Balance 1 July 2017 2,090 110 805 - 3,005

Amortisation expense - - 135 26 161

Balance 30 June 2018 2,090 110 940 26 3,166

Amortisation expense - - 224 123 347

Balance 30 June 2019 2,090 110 1,164 149 3,513

Carrying amount

Balance 1 July 2017 - - 294 - 294

Balance 30 June 2018 - - 764 415 1,179

Balance 30 June 2019 - - 568 292 860

(i) Déjar software (intellectual property) includes software costs of $1,400,000 purchased from Efactor

and Déjar Holdings .

(ii) 2018 addition as acquired through business combinations arose from the Scantech and DTP acquisitions

(note 33) .

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35

|

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

19 . GOODWILL

Scantech DTP Déjar Bremy Total

$000 $000 $000 $000 $000

Balance at beginning of year 66 57 215 723 1,061

Net carrying amount 66 57 215 723 1,061

Goodwill has arisen on the acquisition of a business previously controlled by Déjar Holdings Limited and

Bremy Limited . For impairment testing purposes, goodwill is determined to be associated with the SDL

Software cash generating unit .

No accumulated impairment losses have been recognised against the goodwill .

The carrying value of Déjar and Bremy goodwill is tested on an annual basis through assessment of the

value-in-use of the SDL Software cash generating unit . Management has projected growth in sales for the

Déjar and Bremy products at 3 .0% per annum for the 2020-2024 forecast period because it reflects inflation .

Growth above inflation has not been projected due to there being uncertainty around this . The cash flows

used in the value-in-use calculations are based firstly on the management budget for the 2020 year followed

by management forecasts over a further four-year period . Cash flows after 2024 have been taken into

account through a terminal value calculation (2018: Nil) .

The pre-tax discount rate used in the impairment calculation is 13 .8% (2018: 26 .0%) . The equivalent post-

tax nominal rate for the forecast cash flows is 10 .2% (2018: 5 .6%) . In the Directors’ view this represents the

rate that the market would expect on an investment of equivalent risk . There has been no impairment in the

reporting period (2018: $Nil) .

During the year ended 30 June 2018, Scantech and DTP goodwill of $123,000 arose from deferred tax on

business combinations as outlined in note 33 . Following a review of forecast cash flows for the FY2020

budget period the Directors’ judgement is that this goodwill is not material to the financial statements and

that there are no indicators of impairment at reporting date (note 33) .

19.1 Sensitivity to Changes in Assumptions

As at 30 June 2019, the date of the Group’s annual impairment test, the estimated recoverable amount of the

indefinite life intangible assets exceeded their carrying amount by $7,200,000 (2018: $1,450,000) .

It is the judgement of Directors that reasonable changes in the foreseeable future to growth rates and

discount rates (sensitivity analysis) does not result in an impairment loss .

20 . SHARE CAPITAL

2019 2018

$000 $000

Ordinary Shares

Balance at beginning of year 5,357 5,169

Exercise of employee share options 56 188

Share Capital at End of Year 5,413 5,357

The Company had 14,639,810 (2018: 14,559,810) ordinary shares on issue as at 30 June 2019 . All ordinary

shares ranked equally with one vote attached to each fully paid ordinary share and share equally in dividends

and surplus on winding up .

|
36

|

Solution Dynamics Limited

NOTES TO THE FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

21 . ACCUMULATED LOSSES

2019 2018

$000 $000

Balance at beginning of reporting period (1,366) (1,764)

Net operating profit after income tax 670 1,332

Exercise of employee share options 29 105

Payment of dividends (804) (1,039)

Accumulated Losses at end of reporting period (1,471) (1,366)

22 . EMPLOYEE REMUNERATION

Remuneration includes salaries, bonuses and other benefits including non-cash benefits . The number of

employees with total remuneration exceeding $100,000 in each of the following bands was:

2019 2018

$000 $000

$100,000 to $109,999 3 4

$110,000 to $119,999 1 -

$120,000 to $129,999 2 -

$140,000 to $149,999 1 1

$150,000 to $159,999 2 -

$160,000 to $169,999 1 -

$170,000 to $179,999 - 2

$180,000 to $189,999 2 -

$190,000 to $199,999 - 1

$200,000 to $209,999 - 1

$250,000 to $259,999 1

$390,000 to $399,999 1 -

$410,000 to $419,999 - 1

Total staff with remuneration exceeding $100,000 14 10

23 . RECONCILIATION OF NET LOSS AFTER INCOME TAX FOR YEAR WITH NET CASH

INFLOW FROM OPERATING ACTIVITIES

2019 2018

$000 $000

Net profit after income tax 670 1,332

Adjustments:

Depreciation and amortisation of assets 585 369

(Gain) on foreign exchange (21) (39)

Credit losses 22 -

Interest income (reclassified as financing activity) (4) (5)

Other non-cash items (16) 20

Cash flow from trading 1,236 1,677

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37

|

NOTES TO THE FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

23 . RECONCILIATION OF NET LOSS AFTER INCOME TAX FOR YEAR WITH NET CASH

INFLOW FROM OPERATING ACTIVITIES (CONTINUED)

2019 2018

$000 $000

Add movements in working capital:

(Increase) in trade & other receivables (419) (536)

(Increase) in inventories and work in progress (176) (31)

Decrease / (increase) in prepayments 3 (35)

Increase in other current liabilities 36 28

(Decrease) / increase in other non-financial liabilities (4) 39

(Decrease) / increase in trade creditors (165) 443

(Decrease) / increase in employee benefit liabilities (155) 37

(880) (55)

Net Cash Flows From Operating Activities 356 1,622


24 . OPERATING LEASE COMMITMENTS

Operating leases include the property at 18 Canaveral Drive and other equipment . Operating leases have

remaining lease terms of 1- 6 years . The initial term of the 18 Canaveral Drive, Albany lease has been varied

and now terminates in September 2022 with a right, subject to penalty, to terminate from September 2020 .

The Canaveral Drive lease has a biennial inflationary rent review clause . The Group does not have an option

to purchase the leased assets at the expiry of the lease period .

At each reporting date the Group had the following operating lease commitments:

2019 2018

$000 $000

Less than 1 year 930 943

1 to 2 years 772 947

2 to 5 years 766 1,553

Total Operating Lease Commitments 2,468 3,443

A portion of the Canaveral Drive premises lease were sub-leased on month to month terms which resulted

in a reduction in rental expense . This arrangement was terminated in March 2018 . Rental income during the

2019 year totalled $Nil (2018: $56,017) associated with these rental agreements . The current full year rental

on the Canaveral Drive property is $562,758 (2018: $546,336) .

25 . SEGMENT INFORMATION

The Group operates in one business segment, the supply of customer communication solutions . These

include a range of integrated document management products and services separated into three revenue

generating streams; software and technology, digital printing and document handling services and

outsourced services . Specific elements of these streams are as follows:

• Software & Technology, Solution Dynamics owns the intellectual property in five products;

◊ Déjar, an online digital archival and retrieval system sold stand-alone under licence agreements and

also as a hosted service in New Zealand and Internationally .

◊ Bremy, Digital asset management, workflow and multichannel publishing software sold as a

licenced product and also as a hosted service in New Zealand, Australia and the UK .

◊ Composer, “On-Demand” content creation software .

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38

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

25 . SEGMENT INFORMATION (CONTINUED)

◊ DéjarMail, is a web browser-based desktop mail management solution which allows customers to

route mail correspondence to SDL or any other service provider for printing and delivery .

◊ Jupiter is a hybrid mail application that was acquired through the purchase of the DigitalToPrint

business . The application routes data received from clients for international distribution of

communications to the destination country for print production and lodgement as local mail .

In addition to owning the intellectual property for the above products, Solution Dynamics provides

programming, consulting and design services that help clients to distribute marketing and essential

communications by mail and electronically . The provision of these services is covered under this category .

• Digital Printing & Document Handling Services, the printing of client’s information digitally using high

speed laser printers followed by the lodgement and distribution of those documents using a variety of

machine and other processes .

• Outsourced Services, not all components of Solution Dynamics’ solutions are produced internally .

External elements such as post, freight, paper and envelopes are sourced from external suppliers and

included in this service stream . Solution Dynamics has long term arrangements with a number of key

suppliers such as NZ Post for the provision of these services .

An overhead structure including sales, marketing and administration departments provides services for all of

the above revenue streams .

There are no reconciling items in this note due to the management information provided to the Chief

Operating Decision Maker, the CEO Nelson Siva, being compiled using the same standards and accounting

policies as those used to prepare the financial statements .

Segment Consolidated Statement of Profit or Loss

2019 2018

$000 % $000 %

Software & Technology 8,324 33% 6,052 27%

Digital Printing & Document Handling Services 5,561 22% 6,773 30%

Outsourced services 11,270 45% 9,907 43%

Total revenue 25,155 100% 22,732 100%

Less cost of sales 16,827 67% 14,315 63%

Gross margin 8,328 33% 8,417 37%

Selling, general & administration 6,955 28% 6,144 27%

Earnings before interest,

tax, depreciation & amortisation 1,373 5% 2,273 10%

Less:

Depreciation 238 1% 208 1%

Amortisation 347 1% 161 1%

Interest (4) 0% (5) 0%

Tax 122 0% 577 2%

Operating profit 670 3% 1,332 6%

Segment Assets

Assets are not segmented between service streams .

Information about Major Customers

Included in revenues for the Group of $25 .2 million (2018: $22 .7 million) are revenues of $3 .15million (2018:

$2 .8 million) which arose from sales to the Group’s largest customer .

Geographical Information

The Group has customers in New Zealand, Australia, United States of America and Europe .

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

25 . SEGMENT INFORMATION (CONTINUED)

Revenue from

External Customers Non-current Assets

2019 2018 2019 2018

$000 $000 $000 $000

New Zealand 16,472 17,604 2,677 2,434

Australia 519 1,111 - -

United States of America 3,033 62 4 140

Europe 5,131 3,955 7 1

Total revenue 25,155 22,732 2,688 2,575

26 . CONTINGENT LIABILITIES

There were no contingent liabilities at the reporting date for the Group (2018: $Nil) .

2 7 . CAPITAL COMMITMENTS

The Group had no capital commitments at the reporting date (2018: $Nil) .

28 . FINANCIAL INSTRUMENTS

28.1 Credit Risk

Financial instruments that potentially subject the Group to concentrations of credit risk consist principally

of trade & other receivables . The maximum credit risk is the carrying value of these financial instruments;

however, the Group does not consider the risk of non-recovery of these accounts to be material .

In the normal course of its business the Group incurs credit risk from trade receivables and transactions with

financial institutions . The Group has a credit policy, which is used to manage this exposure to credit risk . As

part of this policy, credit evaluations are performed on all customers requiring credit . The Group does not

have any significant concentrations of credit risk, excluding the single largest customer referred to in Note 13 .

This customer is not viewed as a credit risk due to trading and payment history . The Group does not require

any collateral or security to support financial instruments as it only deposits with, or loans to banks and other

financial institutions with credit ratings of no less than AA- . It does not expect the non-performance of any

obligations that are not provided for at reporting date .

28.2 Categories of Financial Instruments

2019 2018

$000 $000

Financial Assets Financial Assets

& Liabilities at & Liabilities at

Amortised Cost Amortised Cost

Assets

Cash & cash equivalents (Note 10) 1,182 1,956

Trade & other receivables (Note 13) 3,300 2,902

Total Financial Assets 4,482 4,858

Total non-financial assets 3,183 3,209

Total Assets 7,665 8,067

Liabilities

Trade creditors 1,706 1,871

Other current liabilities (Note 14) 635 838

Total Financial Liabilities 2,341 2,709

Total non-financial liabilities 1,374 1,299

Total Liabilities 3,715 4,008

The carrying values of the financial instruments above are equivalent to their fair values .

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

28.3 Maturity Date of Financial Instruments

Gross

Less than 1 - 3 3 Months 1 - 5 Nominal Carrying

1 Month Months to 1 Year Years Outflow Value

$000 $000 $000 $000 $000 $000

2019

Non-interest bearing 1,918 435 (12) - 2,341 2,341

1,918 435 (12) - 2,341 2,341

2018

Non-interest bearing 1,367 867 475 - 2,709 2,709

1,367 867 475 - 2,709 2,709

28.4 Interest Rates

The following table details the Group’s weighted average effective interest rates for financial liabilities at

reporting date .

2019 2018

Financial Liabilities:

Finance facility (overdraft rate) 8 .1% 12 .35%

28.5 Foreign Currency Risk Management

Hosting and license sales linked to SDL Software operations are denominated in foreign currency and sold

under standard terms and conditions . Any variation in exchange rate between the date of sale and the date

cash is received is accounted for as a foreign exchange gain/loss in the period in which it occurs . For material

individual transactions in foreign currencies the Group has a policy of taking forward exchange . At 30 June

2019 of total trade receivables of $3,055,000 (2018: $2,791,000) a total of $1,384,000 (2018: $974,000) was

in foreign currencies . $1,076,000 (2018: $784,000) of the foreign currency receivables were denominated in

European currencies, $177,000 (2018: $63,000) in US $ with the remainder of the balance in AUD $ .

In addition to the trade receivables of $1,384,000 (2018: $974,000) held in foreign currencies at the end of

the reporting period, a further $700,000 (2018: $352,000) in cash was also held in foreign currencies, a total

of $2,084,000 (2018: $1,326,000) . Adjusted for offsetting payables balances of $1,243,000 (2018: 659,796), a

movement in the exchange rate of 10% would give rise to an exchange fluctuation of $78,700 .

Trading operations for the UK and Europe are largely undertaken through SDL’s UK subsidiary Solution

Dynamics International Limited (SDIL) . At period end the net assets for SDIL, comprising largely working

capital, was a credit balance of NZ$225,000 (2018: NZ$110,000) with cash and receivable balances as noted

above .

At 30 June 2019, the reporting date no forward exchange contracts were held (2018: $Nil) . The Directors

believe that any sensitivity to foreign exchange risk through its investment in offshore companies is not

material .

The foreign exchange gains or losses disclosed in Note 5 relate to trade and other receivables .

28.6 Liquidity Risk Management

Ultimate responsibility for liquidity risk management rests with the Board of Directors, which has built an

appropriate liquidity risk management framework for the management of the Group’s short, medium and

long-term funding and liquidity management requirements . The Group manages liquidity risk by maintaining

adequate reserves, banking facilities and reserve borrowing facilities, by continuously monitoring forecast

and actual cash flows and matching the maturity profiles of financial assets and liabilities . With positive cash

inflows the Group’s liquidity risk is considered by the Directors to be low .

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

28.7 Interest Rate Sensitivity Analysis

Interest on finance leases is on fixed rates with no exposure to fluctuations in interest rates . There are no

borrowings associated with the finance facility as at the end of the reporting period (2018: $Nil) .

At 30 June 2019 the interest rate on the overdraft facility was 8 .1% (2018: 12 .35%) . With a net cash position

of $1 .18 million (2018: $1 .96 million) at the end of the reporting period a material change in the interest

expense is not expected .

28.8 Capital Management

The Group manages its capital to ensure that the Group will be able to continue as a going concern while

maximising the return to shareholders through the optimisation of the debt and equity balances .

The Group is in a net cash position of $1 .18 million (2018: $1 .96 million) and a net cash inflow from

operations of $0 .36 million (2018: $1 .62 million) . There was an operating profit of $0 .67 million in the current

year (2018: $1 .33 million) . A material improvement in financial performance is forecast for the 2020 year . The

Group has no externally imposed covenants to manage .

2019 2018

$000 $000

Cash & Finance facility (Note 10) 1,182 1,956

Net cash (debt) 1,182 1,956

Equity (all capital and reserves) 3,934 4,011

Net (cash) debt to equity ratio (30%) (49%)

During the reporting period the finance facility was subject to certain conditions which are disclosed in Note

10 .

29 . DIRECTORS’ REMUNERATION

The following fees and salaries were paid to Directors during the reporting period:

2019 2018

$000 $000

John McMahon (Chairman) 45 45

Nelson Siva (CEO) 374 413

Julian Beavis 25 25

Elmar Toime 25 30

Lee Eglinton 4 -

Andy Preece (Chairman Audit & Risk Management Committee) 4 -

Total Directors’ Remuneration 477 513

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

30 . EMPLOYEE OPTIONS

On 17 February 2014 the board of Solution Dynamics Limited announced the introduction of an equity

settled employee share option plan . The general principles of the scheme were:

• The maximum aggregate number of share options to be granted pursuant to the plan is 5% of the total

number of shares on issue .

• Options of no more than 1% of the total number of SDL’s shares on issue can be granted to an

individual staff member .

• The exercise price will be determined by the Board based on the market price at the time of issue .

• The options may be exercised by the participant (in whole or part) after three years from the date that

they are granted . The key employees have 18-months from the date of eligibility and must be employed

by SDL at the date the option is exercised .

All options from the initial tranches of the scheme were exercised by March 2019 . Effective 14 December

2018 the board issued 80,000 share options each to two staff who are key senior members of the Company’s

IT team . The options have an exercise price of $1 .70 per share .

2019 2018

Number of Number of

Shares Shares

$000 $000

Unvested shares at 1 July 2018 80 580

Granted 160 -

Vested (80) (500)

Unvested shares at 30 June 2019 160 80

Percentage of total ordinary shares 1 .1% 0 .5%

The fair value of the options granted during the reporting period was $50,445 (2018: $Nil) . This cost is

recognised over the vesting period .

Grant Date Options Share Price Exercise Options Option

Issued at Grant Date Price Expire Value $

November 2015 80,000 $0 .800 $0 .700 May 2019 $29,395

December 2018 160,000 $1 .700 $1 .700 June 2023 $50,445

The fair value was determined using a Black-Scholes option pricing model that takes into account the

exercise price, the term of the option, the share price at grant date and expected price volatility of the

underlying share, the dividend yield and the risk-free interest rate for the term of the option .

In addition to the factors as noted in the table above further inputs for the model included:

• Standard deviation of stock returns 35% . This is based on an analysis of share price movements over

the 12-months prior to the issue of the options .

• Dividend yield of 4 .37% .

• Annual risk-free rate of 1 .23% .

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

32 . SHAREHOLDERS AND SUBSTANTIAL SECURITY HOLDERS

32.1 The 20 largest shareholders as at 22 July 2019 were:

Shareholder % of Total Shares

NEW ZEALAND PERMANENT TRUSTEES LIMITED - NZCSD 11 .27% 1,649,343

ASB NOMINEES LIMITED 10 .56% 1,545,658

PHILIP HADFIELD HARDIE BOYS (P & K HARDIE BOYS FAMILY) 7 .96% 1,165,000

INDRAJIT NELSON SIVASUBRAMANIAM + TRACEY LEE SIVASUBRAMANIAM 6 .63% 970,000

CUSTODIAL SERVICES LIMITED 5 .07% 742,740

ACCIDENT COMPENSATION CORPORATION - NZCSD 4 .96% 725,553

MICHAEL CHARLES HARE 4 .78% 700,000

COLIN GLENN GIFFNEY 3 .55% 520,000

JILLIAN BERNADETTE WINSTANLEY 2 .22% 325,000

DEIRDRE ELIZABETH TALLOTT 1 .98% 289,444

INVESTMENT CUSTODIAL SERVICES LIMITED 1 .92% 280,881

CUSTODIAL SERVICES LIMITED 1 .84% 269,972

CHRISTOPHER VEALE + PENNY VEALE 1 .81% 265,704

ROGER DIXON ARMSTRONG 1 .79% 261,665

CUSTODIAL SERVICES LIMITED 1 .67% 245,000

DON NOMINEES LIMITED 1 .60% 234,944

KIRSTEN ROBERTS 1 .40% 205,000

FNZ CUSTODIANS LIMITED 1 .34% 196,183

INVESTMENT CUSTODIAL SERVICES LIMITED 1 .23% 180,000

ZEALANDIA ASSOCIATES LIMITED 1 .11% 162,000

Grand Total 74.69% 10,934,087

A total of 14,639,810 shares were on issue (2018: 14,559,810) .

32.1 Size of Shareholding as at 22 July 2019

Holdings Shareholders Shares Held % of Total

1-999 100 24,191 0 .2%

1,000-4,999 76 138,996 1 .0%

5,000-9,999 28 175,891 1 .2%

10,000-49,999 53 983,545 6 .7%

50,000-99,999 16 1,124,650 7 .7%

100,000 and over 30 12,192,537 83 .2%

TOTAL 303 14,639,810 100.0%

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS CONTINUED

for the year ended 30 June 2019

Solution Dynamics Limited

32.2 Substantial Security Holders

According to notices given under the Financial Markets Conduct Act 2013, the following persons were

substantial shareholders in Solution Dynamics Limited as at 22 July 2019:

Shareholder % of Total Shares

New Zealand Permanent Trustees Limited (The Aspiring Fund) 11 .27% 1,649,343

Meta Capital Limited (John McMahon) 10 .56% 1,545,658

Philip Hadfield Hardie Boys (P & K Hardie Boys Family A/C) 7 .96% 1,165,000

Indrajit Nelson Sivasubramaniam & Tracey Lee Sivasubramaniam 6 .63% 970,000

Michael Charles Hare (& others) 5 .05% 740,000

33 . BUSINESS COMBINATIONS

During the year ended 30 June 2018, the business and assets of Auckland-based scanning services and

technology provider Scantech Limited (Scantech) were acquired as at 1 April 2018 and the United States-

based technology company DigitalToPrint Inc . and its related companies (DTP) was acquired as at 1 May

2018 for an aggregate purchase consideration of $1 .05 million .

The Company obtained full control of these businesses by acquiring the assets of the Company, including

property leases and some staff .

The acquisition included contingent consideration determined by the Directors to be $335,000 based upon

achieving sales targets within 12-months of acquisition date . The range of possible contingent consideration

is nil to $1 .21 million . During the year ended 30 June 2019 contingent consideration has been revised

resulting in a credit to the Statement of Profit or Loss . The total payment to be made from contingent

consideration was assessed to be $52,000, with the remaining $283,000 being included as a credit to

acquisition costs in operating expenses, see note 5 .

The contribution of these businesses to the Group results for the reporting period ended 30 June 2019 was

revenue of $2,821,000 (2018: $231,000) and an operating loss before interest, income tax and amortisation

of intangibles of $37,000 (2018: $62,000) .

2019 2018

$000 $000

Purchase Consideration

Cash paid 712 712

Estimate of earnout related to acquisitions 52 335

Reversal of earnout related to acquisitions 283 -

Total Estimated Consideration 1,047 1,047

Fair value of assets arising from the acquisitions

Property plant and equipment 75 75

Intangible assets software 531 531

Intangible assets customer contracts 441 441

Goodwill – arising on deferred tax 123 123

Less liabilities assumed:

Deferred tax liability on customer contracts (123) (123)

Total 1,047 1,047

34 . EVENTS AFTER THE REPORTING DATE

On 29 August 2019, the Directors approved the payment of a fully imputed dividend of 2 .0 cents per share

amounting to $292,796 to be paid on 27 September 2019 (2018: The Directors approved the payment of a

fully imputed dividend of 3 .50 cents per share, amounting to $509,593) .

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STATEMENT OF CORPORATE GOVERNANCE

Solution Dynamics Limited

The corporate governance processes set out in this statement do not materially differ from the principles set

out in the New Zealand Stock Exchange Corporate Governance Best Practice Code issued on May 2017 . In

this regard, there are several items which the Board is progressing, particularly as a result of Solution Dynamics

Limited’s (SDL’s) migration to the New Zealand Stock Exchange (NZX) Main Board on 28 May 2019 and, as a

result of this migration, the need to comply with the new NZX Listing Rules from that date . The information in

this report is current as at 29 August 2019 and has been approved by the Board .

The Board Charter and key policies which were approved by the board on 2 May 2019 are available on the

Company’s website: www .solutiondynamics .com .

SDL is listed on the NZX’s Main Board and is subject to regulatory control and monitoring by both the NZX and

the Financial Markets Authority (FMA) .

PRINCIPLE 1 – CODE OF ETHICAL BEHAVIOUR

Directors should set high standards of ethical behaviour, model this behaviour and hold management to

account for adherence to these standards throughout the organisation.

The Board recognises that high ethical standards and behaviours are central to good corporate governance

and it is committed to the observance of a Code of Business Conduct and Ethics throughout the Group .

The Code of Business Conduct and Ethics, which was approved by the Board as part of the process of

migrating to the NZX Main Board, provides a framework of standards by which the directors, employees and

contractors to SDL and its related companies are expected to conduct themselves . It is intended to facilitate

actions and decision-making that is consistent with SDL’s values, business goals and legal obligations and,

thereby, enhance performance outcomes .

Employees are expected to report any breaches of the Code in line with the processes outlined in the Code of

Business Conduct and Ethics .

The Code of Business Conduct and Ethics was approved by the Board in May 2019 as part of the process of

migrating to the NZX Main Board . Nonetheless, the Board believes that all Directors conformed to the Code

during the 2019 financial year .

A copy of the Code of Business Conduct and Ethics was made is made available to all employees and is given

to all new employees when they join the Group . Any future changes to the Code of Business Conduct and

Ethics will be communicated to staff . The Code of Business Conduct and Ethics can also be found at http://

www .solutiondynamics .com/wp-content/uploads/2019/05/Code_of_Business_Conduct_and_Ethics .pdf .

SDL has a Share Trading Policy to mitigate the risk of insider trading in SDL’s securities by employees

and Directors . A copy of this Policy can also be found at http://www .solutiondynamics .com/wp-content/

uploads/2019/05/Share_Trading_Policy .pdf . The Policy was updated in May 2019 as a part of the process of

migrating to the NZX Main Board . Additional share trading restrictions apply to Restricted Persons including

Directors and certain employees .

Directors’ Share Dealings and Shareholding

Directors’ disclose the following relevant interests in shares in the Group at 30 June 2019 and transactions in

relevant interests in shares during the financial year ended 30 June 2019 .

Shareholder Balance 30 June 2018 Additions Disposals Balance 30 June 2019

John McMahon 1,504,801 40,857 - 1,545,658

Nelson Siva 970,000 - - 970,000

Entries in the Interests Register

In addition to the interests and related party transactions disclosures in Note 12 of the Notes to the Financial

Statements, there were no interests disclosed to the Board during the year .

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Conflicts of Interest and Related Parties

All Directors must disclose any general and specific interests that could be in conflict with their obligations to

the Group . Transactions with related parties and balances outstanding relating to the year ended 30 June 2019

are disclosed in Note 12 of the Notes to the Financial Statements .

PRINCIPLE 2 – BOARD COMPOSITION & PERFORMANCE

To ensure an effective Board, there should be a balance of independence, skills, knowledge, experience and

perspectives.

The primary responsibilities of the Board include:

• to establish the vision of the Group

• to establish the long-term goals and strategies of the Group

• to approve annual and half-year financial reports

• to approve annual budgets

• to approve corporate policies

• to ensure the Group has good internal controls and keeps adequate records

• to ensure legislative compliance

• to monitor executive management

• to ensure appropriate communication to stakeholders

Board procedures are governed by the Constitution .

The Board is responsible for setting the strategic direction of the Group, overseeing the financial and

operational controls of the business, putting in place appropriate risk management strategies and policies and

enhancing its value for shareholders in accordance with good corporate governance principles .

In addition to the Code of Business Conduct and Ethics, the Board also operates under a written Board Charter

which sets out the structure of the Board, role and responsibilities of Directors, procedures for the nomination,

resignation and removal of Directors; and identifies procedures to ensure that the Board meets regularly,

conducts its meetings in an efficient and effective manner and that each Director is fully empowered to perform

his or her duties as a Director of the Company and to fully participate in Board meetings .

The day-to-day management of SDL’s business is undertaken by SDL’s senior management team under the

leadership of the Chief Executive Officer, through a set of delegated authorities which are reviewed annually .

In order to discharge their duties, Directors have direct access to, and may rely on, financial, and other

management information, and advice provided by SDL’s senior management as well as professional advice

provided by external advisers . Directors have the right, with the approval of the Chairman or by resolution of

the Board, to seek independent legal or financial advice at the Company’s expense for the proper performance

of their duties .

Board Composition and Appointment

The number of elected Directors and the procedure for their retirement and re-election at Annual Shareholder

Meetings is set out in the Company’s constitution .

SDL considers that the nomination process for new Director appointments is the responsibility of the whole

Board and it does not have a separate Nomination Committee .

The Board takes into consideration tenure, capability, diversity and skills when reviewing Board composition

and new appointments .

At each Annual Meeting, one-third of the current Directors retire by rotation and are eligible for re-election . Any

Directors appointed since the previous Annual Meeting must also retire and are eligible for election .

When a new Director is appointed, SDL will enter into a written appointment letter setting out the terms of their

appointment .

The Board supports the separation of the roles of Chairman and CEO . The Chair of SDL as at 29 August 2019

is non-executive director, John McMahon, who has (through a related party) a 10 .56% shareholding in SDL and

is therefore not considered independent under the NZX Main Board Listing Rules .

STATEMENT OF CORPORATE GOVERNANCE

Solution Dynamics Limited

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The Board currently comprises six Directors, being a non-executive chairman (non-independent), four non-

executive Directors (independent) and the Chief Executive . They are all elected based on the value they bring to

the Board .

In order for a Director to be independent, the Board has determined that he or she must not be an executive of

SDL and must have no ‘Disqualifying Relationships’ . In this regard, the Board follows the requirements of the

NZX Listing Rules (and NZX guidance on the application of those requirements) . Information on each director

can be found at http://www .solutiondynamics .com/our-team/ . Director’s interests are disclosed on page 45 of

the 2019 Annual Rpeort .

The Company encourages all Directors to undertake appropriate training and education so that they may best

perform their duties . This includes attending presentations on changes in governance, legal and regulatory

frameworks; attending technical and professional development courses . ln addition, Directors can receive

updates on relevant industry and Company issues, and briefings from key executives .

The Board aims to regularly consider individual and collective performance, together with the skillsets, training

and development and succession planning required to govern the Group’s business .

Diversity

SDL is committed to a culture that actively supports diversity and inclusiveness and prevents or eliminates

discrimination in any form . As such, SDL firmly believes that diversity and inclusiveness enables SDL to better

respond to the ever-changing environment in which we operate and better serve the diverse customer and

stakeholder base we are accountable to .

The concept of diversity includes (but is not limited to) concepts of gender, race, ethnicity and cultural

background as well as physical capability, age, sexual orientation, and religious or political beliefs .

SDL does not have formal diversity policy . Instead, SDL’s Code of Business Conduct and Ethics notes that SDL

values diversity and has a workforce consisting of many individuals with diverse skills, values, backgrounds,

ethnicity and experience . We attract and retain a diverse workforce and this diversity brings a range of ideals,

skills and innovation to SDL, which assists in achieving our objectives . At the date of this report, the Board is

yet to consider whether it requires management to provide regular reporting and monitoring on diversity within

SDL’s workforce .

As at 30 June 2019, the gender balance of SDL’s directors and people were as follows:

30 June 2019 30 June 2018

Directors

Females 1 -

Males 5 4

Management Team

Females - -

Males 9 6

All Employees

Females 32 37

Males 53 42

The Management team is defined as being the Chief Executive Officer and 8 senior leaders reporting directly to

the Chief Executive Officer .

STATEMENT OF CORPORATE GOVERNANCE

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STATEMENT OF CORPORATE GOVERNANCE

Solution Dynamics Limited

Board Meetings and Attendance

The Board has 11 scheduled meetings a year .

During the period 1 July 2018 to 30 June 2019 attendance at Board and Committee meetings was:

Audit &

Board Meetings

(1)

Risk Management

(2)

Held Attended Held Attended

John McMahon (Chairman) 11 11 1 1

Julian Beavis 11 11

Nelson Siva (CEO) 11 11

Elmar Toime 11 11

Andy Preece (appointed 2 May 2019) 3 3 1 1

Lee Eglinton (appointed 29 May 2019) 2 2

(1)

John McMahon is the board chairman

(2)

Andy Preece is the chairman of the audit & risk management committee

PRINCIPLE 3 - COMMITTEES

The Board should use committees where this will enhance its effectiveness ln key areas, while still retaining

Board responsibility.

The Board has constituted one standing Committee being the Audit and Risk Committee . Due to the size of the

Board, matters normally dealt with by remuneration and the nominations committees are dealt with by the full

Board .

Committees allow issues requiring detailed consideration to be dealt with separately by members of the Board

with specialist knowledge and experience, thereby enhancing the efficiency and effectiveness of the Board .

However, the Board retains ultimate responsibility for the functions of its Committees and determines their

responsibilities .

The Audit and Risk Committee meets as required and has terms of reference (a Charter), which was approved

by the Board as part of the process of migration to the NZX Main Board in May 2019 . A copy of the Audit and

Risk Committee Charter can be found at: http://www .solutiondynamics .com/wp-content/uploads/2019/05/

Audit_Risk_Charter .pdf

Minutes of each Committee meeting are forwarded to all members of the Board . The Audit and Risk Committee

is empowered to seek any information it requires from employees in pursuing its duties and to obtain

independent legal or other professional advice .

The membership and performance of the Committee is reviewed annually .

From time to time, special purpose committees may be formed to review and monitor specific projects with

senior management .

As the Board believes that matters of remuneration and nominations are the responsibility of the entire Board,

SDL does not consider it necessary to comply with recommendations 3 .3 and 3 .11 of the NZX Corporate

Governance Code and accordingly does not have a separate remuneration committee or nomination committee .

The Board will continue to monitor best practice in the governance area and update SDL’s policies to ensure it

maintains the most appropriate standards .

Audit and Risk Committee

The role of the Audit and Risk Committee is to assist the Board in carrying out its responsibilities under the

Companies Act 1993 and part 7 of the Financial Markets Conduct Act 2013 regarding accountancy practices,

policies and controls relative to the Company’s consolidated financial position and make appropriate enquiry

into the audits of the Company’s consolidated financial statements . This responsibility includes providing the

Board with additional assurance about the quality and reliability of the financial information issued publicly by the

Company . All matters required to be addressed and for which the Committee has responsibility were addressed

during the 2019 financial year .

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49

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STATEMENT OF CORPORATE GOVERNANCE

A written charter outlines the Audit and Risk Committee’s delegated authority, duties, responsibilities

and relationship with the Board . The Charter is available on the Company’s website at: http://www .

solutiondynamics .com/wp-content/uploads/2019/05/Audit_Risk_Charter .pdf

The Committee must be comprised solely of Directors of SDL, have a minimum of three members, two of

whom have a majority of independent Directors and have at least one director with an accounting or financial

background . The makeup of the current members of the Committee complies with this recommendation . The

chair of the Committee cannot be Chair of the Board .

Members as at 30 June 2019 were Andy Preece (Chairman), Lee Eglinton and John McMahon . It met once

during the financial year following its establishment in May 2019 .

Management and employees may only attend meetings at the invitation of the committee and the Committee

routinely has Committee only time with the external and internal auditors without management present .

Takeovers

The Board has yet to whether to establish protocols or procedures to be followed in the event of a takeover .

Nonetheless, the Board understands that any such protocols or procedures would involve SDL forming an

independent takeover committee to oversee disclosure and response and engage expert legal and financial

advisors to provide advice on procedural matters affecting any such takeover .

PRINCIPLE 4 –REPORTING & DISCLOSURE

The Board should demand integrity in financial and non-financial reporting, and in the timeliness and balance

of corporate disclosures.

The Board is committed to keeping shareholders and the market informed of all material information about

the Company and its performance and ensure compliance with legislative requirements and those of the NZX

Listing Rules .

The release of material information is guided by the NZX Listing Rules (and the Listing Rules guidance provided

by NZX) .

In addition to all information required by law, SDL also seeks to provide sufficient meaningful information to

ensure stakeholders and investors are well informed, including financial and non-financial information .

Financial Statements

It is the Directors’ responsibility to ensure preparation of consolidated financial statements that present

fairly the financial position of the Group as at the end of the financial year and the results of operations and

cash flows for the year . The external auditors are responsible for expressing an independent opinion on the

consolidated financial statements .

The consolidated financial statements set out in this report have been prepared by management in accordance

with generally accepted accounting practice in New Zealand . They are based on appropriate accounting

policies which have been consistently applied and which are supported by reasonable judgements and

estimates .

For the financial year ended 30 June 2019, the directors believe that proper accounting records have been kept

which enable, with reasonable accuracy, the determination of the consolidated financial position of the Group

and facilitate compliance of the financial statements with the Companies Act 1993 and the Financial Markets

Conduct Act 2013 .

After reviewing internal management financial reports and budgets the Directors believe that the Group will

continue to be a going concern in the foreseeable future . For this reason, they continue to adopt the going

concern basis in preparing the consolidated financial statements .

The Chief Executive and Chief Financial Officer have confirmed in writing to the Board that SDL’s external

financial reports are presented fairly in all material aspects .

SDL’s full and half year financial statements are available on the Company/s website at: http://www .

solutiondynamics .com/investor-centre/

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STATEMENT OF CORPORATE GOVERNANCE

Solution Dynamics Limited

Non-financial information

The Board recognises the importance of non-financial disclosure . Given SDL’s size the Board has elected not

to comply with recommendation 4 .3 of the NZX Corporate Governance Code and has not adopted a formal

environmental, social and governance (ESG) framework .

SDL discusses its strategic objectives and its progress against these in the Management Discussion and

Analysis section of this annual report and at the Annual Meeting .

SDL is committed to using its resources responsibly and is actively working with its supply chain partners

to look for opportunities to reduce any negative environmental risk or impact from its business operations,

products and services .

The Board encourages diversity and will not knowingly allow SDL to participate in business activities where

SDL could be complicit in human rights and labour standard abuses .

PRINCIPLE 5 – REMUNERATION

The remuneration of Directors and management should be transparent, fair and reasonable.

The Board promotes the alignment of the interests of the directors, the Chief Executive Officer and

management with the long-term interests of shareholders . Remuneration policies and structure are reviewed

regularly to ensure remuneration of management and directors is fair and reasonable in a competitive market

for the skills, knowledge and experience required by the Company .

The Board recognises that it is desirable that management (including that for any executive Director)

remuneration should include an element dependent upon the performance of both the Group and the individual

and should be clearly differentiated from non-executive Director remuneration .

Details of Directors and management remuneration and entitlements for the 2019 financial year are set out on

pages 36, 41 and 51 of the annual report .

SDL does not have a Remuneration Committee and matters relating to remuneration are dealt with by the full

Board .

Directors’ Remuneration

The total remuneration pool available for Directors is fixed by shareholders . The Board determines the level

of remuneration paid to Directors from the approved collective pool . Directors also receive reimbursement for

reasonable travelling, accommodation and other expenses incurred in the course of performing their duties .

The annual fee pool is $140,000 which was approved by shareholders at the Annual Meeting in October 2015 .

Any proposed increases in non-executive Director fees and remuneration will be put to shareholders for

approval . If independent advice is sought by the Board, it will be disclosed to shareholders as part of the

approval process .

Board Role Approved Remuneration

Chair $45,000

Non-executive Director $25,000

Directors’ remuneration during the year is disclosed in Note 29 of the Notes to the Consolidated Financial

Statements .

Executives’ Remuneration

Executive remuneration consists of a fixed base salary, incentives and a Share Option Plan . Incentives are

paid against targets agreed with members of the management team at the commencement of the year and are

based on earnings and sales targets .

Executives’ remuneration greater than $100,000 per annum received in their capacity as employees during the

year is disclosed in Note 22 of the Notes to the Consolidated Financial Statements .

Details of the SDL Share Option Plan are detailed in Note 30 to the 2019 Financial Statements .

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STATEMENT OF CORPORATE GOVERNANCE

Chief Executive Officer Remuneration

The review and approval of the Chief Executive Officer’s remuneration is the responsibility of the Board .

The Chief Executive Officer’s remuneration comprises a fixed base salary and bonus paid annually .

The CEO’s remuneration can be summarised as follows:


(000’s)

Base salary 242

Incentive based on earnings performance

(1)

181

Total on target earnings 423

(1)

This is paid annually in arrears based on Company earnings . No payment will be made for FY2019 .

PRINCIPLE 6 – RISK MANAGEMENT

Directors should have a sound understanding of the material risks faced by the issuer and how to manage

them. The Board should regularly verify that the issuer has appropriate processes that identify and manage

potential and material risks.

SDL is committed to proactively managing risk . Whilst risk management, and the Group’s system of internal

controls, is the responsibility of the entire Board, the Audit and Risk Committee assists the Board and provides

additional oversight with regard to the risk management framework and monitoring compliance with that

framework .

The Board monitors the operational and financial aspects of the Group and considers recommendations from

external auditors and advisors on the risks that the Group faces .

The Board ensures that recommendations made are assessed and appropriate action is taken where necessary

to ensure risks are managed appropriately .

The Board’s approach to risk management is incorporated into the Audit and Risk Committee Charter, which

can be found at: http://www .solutiondynamics .com/wp-content/uploads/2019/05/Audit_Risk_Charter .pdf

The Board delegates day-to-day management of the risk to the Chief Executive Officer . SDL’s management

team is required to regularly identify the major risks affecting SDL’s business and develop structures, practices

and processes to manage and monitor these risks .

It is the responsibility of the Directors to ensure adequate accounting records are kept . Directors are also

responsible for the Group’s system of internal financial controls .

Internal financial controls have been implemented to minimize the possibility of material misstatement . They

can provide only reasonable assurance and not absolute assurance against material misstatements or loss .

No major breakdowns of internal controls were identified during the year .

The Board is satisfied that SDL has in place a risk management process to effectively identify, manage and

monitor SDL’s principal risks .

SDL also maintains insurance policies that it considers adequate to meet its insurable risks .

Key financial and non-financial risks are included in Note 28 to the financial statements .

Health and Safety

The Board recognises that effective management of health and safety is essential for the operation of a

successful business, and its intent is to prevent harm and promote wellbeing for SDL’s employees and

contractors . The Board is responsible for ensuring that the systems used to identify and manage health and

safety risks are fit for purpose, being effectively implemented, regularly reviewed and continuously improved .

SDL has a Health and Safety Charter which is monitored by the management team . Health and Safety reports,

including incident reports, for SDL’s business are included in the compliance section of the Board papers .

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STATEMENT OF CORPORATE GOVERNANCE

Solution Dynamics Limited

PRINCIPLE 7 – AUDITORS

The Board should ensure the quality and independence of the external audit process.

The Board’s approach to the appointment and oversight of the external auditor are outlined in SDL’s Audit

and Risk Committee Charter, which can be found at: http://www .solutiondynamics .com/wp-content/

uploads/2019/05/Audit_Risk_Charter .pdf . Amongst other things, the Charter is designed to ensure that audit

independence is maintained, both in fact and appearance, so that SDL’s external financial reporting is viewed

as being highly reliable and credible .

The Audit and Risk Committee provides additional oversight of the external auditor reviews the quality and cost

of the audit undertaken by SDL’s external auditors and provides a formal channel of communication between

the Board, the management team and the external auditors . The Committee also assesses the auditor’s

independence on an annual basis . These requirements are detailed in the Audit and Risk Committee Charter .

For the financial year ended 30 June 2019, Grant Thornton continued in their appointment as the external

auditor for SDL . Grant Thornton has occupied that role since 2009 . The last audit partner rotation was in 2016 .

All audit work at SDL is fully separated from any non-audit services, to ensure that appropriate independence is

maintained . The amount of fees paid to Grant Thornton for audit and other services is identified on page 29 of

this annual report .

Grant Thornton has provided the Board with written confirmation that, in their view, they were able to operate

independently during the financial year .

Grant Thornton attends the Annual Meeting, and the lead audit partner is available to answer questions from

shareholders at that meeting . In this capacity, Grant Thornton attended the 2018 annual meeting .

SDL has a number of internal controls overseen by Audit and Risk Committee, including controls for

computerised information system, security, business continuity management, insurance, health and safety,

conflicts of interest, and prevention and identification of fraud . SDL does not have a dedicated Group internal

auditor role .

PRINCIPLE 8 – SHAREHOLDER RIGHTS & RELATIONS

The Board should respect the rights of shareholders and foster constructive relationships with shareholders

that encourage them to engage with the issuer.

The Board is committed to open dialogue and to facilitating engagement with shareholders .

SDL has a calendar of communications for shareholders, including but not limited to:

• Annual and Half-Yearly Reports

• Market announcements

• Annual Meeting

• Access to information through the SDL website www .solutiondynamics .com

SDL Company maintains a comprehensive website which provides access to key corporate governance

documents, copies of all major announcements and Company reports .

Shareholders are encouraged to attend the Annual Meeting and may raise matters for discussion at the

meeting . In accordance with NZX Corporate Governance Code, the Board ensured that the notice of the Annual

Meeting was posted to SDL’s website as soon as possible and at least 28 days prior to the meeting .

Shareholders have the ultimate control in corporate governance by voting Directors on or off the Board . Voting

is by poll, upholding the ‘one share, one vote’ philosophy .

In accordance with the Companies Act 1993, SDL’s constitution and the NZX Listing Rules, SDL refers major

decisions which may change the nature of SDL’s business to shareholders for approval .

All shareholders are given the option to elect to receive electronic communications from SDL . In addition to

shareholders, SDL has a wide range of stakeholders and maintains open channels of communication for all

audiences, including shareholders, brokers and the investing community, as well as our staff, suppliers and

customers .

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Nature of Business

Data management, electronic digital printing, document distribution, web presentment and archiving,

fulfilment, print services, scanning, data entry and document management .

Directors

John McMahon – Non-independent Chairman

Elmar Toime -Independent

Julian Beavis - Independent

Andy Preece - Independent

Lee Eglinton - Independent

Indrajit Nelson Sivasubramaniam (Nelson Siva) –

Chief Executive Officer

Auditor

Grant Thornton New Zealand Audit Partnership

Grant Thornton House

152 Fanshawe Street

AUCKLAND

Bankers

ANZ National Bank Limited

Level 20, ANZ Centre

23 - 29 Albert Street

AUCKLAND

Legal Representative

Stephen Layburn

Commercial Barrister

Level 3, 175 Queen Street

AUCKLAND

Share Registry

Computershare Investor Services

Level 2, 159 Hurstmere Rd

Takapuna

AUCKLAND

Private Bag 92119

Auckland Mail Centre

AUCKLAND 1142

Registered Office and address for service

18 Canaveral Drive

Albany

AUCKLAND

PO Box 301248

Albany

AUCKLAND 0752

Tel: +64 (9) 970-7700

Solution Dynamics (International) Limited

Lancaster Court, 8 Barnes Wallis Road,

Fareham, PO15 5TU

Hampshire

UNITED KINGDOM

Tel: +44 1489 668219

Solution Dynamics Incorporated

260 Madison Avenue, 8th floor

New York, New York 10016

UNITED STATES of AMERICA

Tel: +1 (917) 319 5625

Déjar International Limited

18 Canaveral Drive

Albany

AUCKLAND

PO Box 301248

Albany

AUCKLAND 0752

Tel: +64 (9) 970-7700

COMPANY DIRECTORY

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SOLUTION DYNAMICS

ON THE WEB

www.solutiondynamics.com

www.dejar.com

www.bremy.com

www.digitaltoprint.com

www.scantech.co.nz

Jupiter

www.solutiondynamics.com

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MANAGEMENT DISCUSSION AND ANALYSIS

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Solution Dynamics Limited

FY2019 Retrospective

It was the best of times, it was the worst of times... (with apologies to Charles Dickens

1

) . FY2019 was a year of

change – both positive and negative – for Solution Dynamics Limited (“SDL” or the “Company”) .

Dealing with the negative issues first; these manifested in the domestic print and mailhouse sector, still the largest

individual component of the Company’s revenue and earnings . SDL lost three medium sized contracts, all the result

of customers moving their print volumes to a single source supplier . In each case, the majority of each customer’s

requirement was offset printing; SDL only undertakes digital printing and was not able to provide the full range

of print services each customer required . A further factor was NZ Post’s postage price hike on 1 July 2018 . This

resulted in many customers accelerating the rate at which they were migrating from paper to electronic delivery,

particularly transactional mail customers (about half SDL’s domestic volume is transactional mail, as opposed

to direct or promotional mail) . The combination of these factors – along with the inevitable lag in reducing costs

following the volume declines – meant pressure on margins in New Zealand operations .

On the positive side, FY2019 was a year when international sales began to gain increasing traction, helped by

a step up in North America following the acquisition of DigitalToPrint Inc (“DTP”) in late FY2018 . While DTP has

incurred greater than expected losses in the short term, and fell well short of meeting first year earn out targets, it

now forms an essential component of SDL’s technology platform and assisted in winning several substantial pieces

of new business . These new business wins had limited impact in FY2019, will provide some lift during FY2020 and

should contribute sizeable gains thereafter . Additionally, expansion into the US market has seen the Company’s

sales pipeline grow very significantly (SDL is achieving successful conversion from pipeline into sales, although

sales cycles into large corporate customers are typically longer) .

SDL has historically been an “old economy” company with a predominantly New Zealand-based business

consisting mainly of print and mail services . It additionally had an emerging growth software technology business,

mostly in international markets . But the past financial year has seen the Company take a step change in its

metamorphosis towards becoming mainly a provider of software technology that enables customers to more

efficiently communicate (whether via print or electronically) . It is notable that Europe and North America accounted

for 32 .5% of total SDL revenue in FY2019 (versus 17 .7% for FY2018) . And while the inevitable lags of new business

onboarding and client volume ramp up means that this step change had minimal effect on FY2019 earnings results,

the benefits should progressively appear in strong earnings growth over the coming two years .

Particular mention should be made of SDL’s staff . FY2019 was a difficult year in the domestic market as the

Company’s volumes dropped, which necessitated restructuring and cost cutting . These are never easy exercises

and the Directors would like to thank staff for their assistance during these processes . Furthermore, as the scope

and span of SDL’s international business has expanded, the time zone differences of dealing with increasing

numbers of UK/Europe and US clients has meant NZ staff have frequently had to go well beyond regular work

hours to provide the service levels that SDL prides itself on . Again, the Directors thank staff, including international

staff, who have had to regularly work the “wee hours” .

FY2019 Result Overview

SDL has produced an audited net profit after tax of $0 .67 million for FY2019 . This is approximately half the profit

earned in FY2018 with the decline primarily stemming from pressure on revenue and margins in the domestic

print and mail business . This was coupled with additional costs relating to investing to support and accelerate

international expansion . Key points from the result are:

• revenue growth of 10 .7% to $25 .2 million

• revenue from the UK and Europe rose 29 .7% to $5 .1 million and US revenue was $3 .0 million, partly from the

acquisition of DTP but also from new US customers won by SDL

• EBITDA declined 39 .6% to $1 .37 million

• acquisitions were a modest, but largely expected, net drag on EBITDA of $0 .04 million

• acquisition add back to earnings of unearned earn out payments of $0 .28 million

• amortisation rose 115 .5% to $0 .35 million (mainly acquisition related for customer contracts and software)

• net cash on hand at 30 June balance date was $1 .18 million (no bank debt)

• the Directors have declared a final, fully imputed dividend of 2 .0 cents per share (FY2018: 3 .5 cents), taking the

total dividend for FY2019 to 4 .0 cents per share (FY2018: 7 .5 cents), a decrease of 46 .7% .

1. Opening words from A Tale of Two Cities.

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MANAGEMENT DISCUSSION AND ANALYSIS

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Solution Dynamics Limited

FY2019 Retrospective

It was the best of times, it was the worst of times... (with apologies to Charles Dickens

1

) . FY2019 was a year of

change – both positive and negative – for Solution Dynamics Limited (“SDL” or the “Company”) .

Dealing with the negative issues first; these manifested in the domestic print and mailhouse sector, still the largest

individual component of the Company’s revenue and earnings . SDL lost three medium sized contracts, all the result

of customers moving their print volumes to a single source supplier . In each case, the majority of each customer’s

requirement was offset printing; SDL only undertakes digital printing and was not able to provide the full range

of print services each customer required . A further factor was NZ Post’s postage price hike on 1 July 2018 . This

resulted in many customers accelerating the rate at which they were migrating from paper to electronic delivery,

particularly transactional mail customers (about half SDL’s domestic volume is transactional mail, as opposed

to direct or promotional mail) . The combination of these factors – along with the inevitable lag in reducing costs

following the volume declines – meant pressure on margins in New Zealand operations .

On the positive side, FY2019 was a year when international sales began to gain increasing traction, helped by

a step up in North America following the acquisition of DigitalToPrint Inc (“DTP”) in late FY2018 . While DTP has

incurred greater than expected losses in the short term, and fell well short of meeting first year earn out targets, it

now forms an essential component of SDL’s technology platform and assisted in winning several substantial pieces

of new business . These new business wins had limited impact in FY2019, will provide some lift during FY2020 and

should contribute sizeable gains thereafter . Additionally, expansion into the US market has seen the Company’s

sales pipeline grow very significantly (SDL is achieving successful conversion from pipeline into sales, although

sales cycles into large corporate customers are typically longer) .

SDL has historically been an “old economy” company with a predominantly New Zealand-based business

consisting mainly of print and mail services . It additionally had an emerging growth software technology business,

mostly in international markets . But the past financial year has seen the Company take a step change in its

metamorphosis towards becoming mainly a provider of software technology that enables customers to more

efficiently communicate (whether via print or electronically) . It is notable that Europe and North America accounted

for 32 .5% of total SDL revenue in FY2019 (versus 17 .7% for FY2018) . And while the inevitable lags of new business

onboarding and client volume ramp up means that this step change had minimal effect on FY2019 earnings results,

the benefits should progressively appear in strong earnings growth over the coming two years .

Particular mention should be made of SDL’s staff . FY2019 was a difficult year in the domestic market as the

Company’s volumes dropped, which necessitated restructuring and cost cutting . These are never easy exercises

and the Directors would like to thank staff for their assistance during these processes . Furthermore, as the scope

and span of SDL’s international business has expanded, the time zone differences of dealing with increasing

numbers of UK/Europe and US clients has meant NZ staff have frequently had to go well beyond regular work

hours to provide the service levels that SDL prides itself on . Again, the Directors thank staff, including international

staff, who have had to regularly work the “wee hours” .

FY2019 Result Overview

SDL has produced an audited net profit after tax of $0 .67 million for FY2019 . This is approximately half the profit

earned in FY2018 with the decline primarily stemming from pressure on revenue and margins in the domestic

print and mail business . This was coupled with additional costs relating to investing to support and accelerate

international expansion . Key points from the result are:

• revenue growth of 10 .7% to $25 .2 million

• revenue from the UK and Europe rose 29 .7% to $5 .1 million and US revenue was $3 .0 million, partly from the

acquisition of DTP but also from new US customers won by SDL

• EBITDA declined 39 .6% to $1 .37 million

• acquisitions were a modest, but largely expected, net drag on EBITDA of $0 .04 million

• acquisition add back to earnings of unearned earn out payments of $0 .28 million

• amortisation rose 115 .5% to $0 .35 million (mainly acquisition related for customer contracts and software)

• net cash on hand at 30 June balance date was $1 .18 million (no bank debt)

• the Directors have declared a final, fully imputed dividend of 2 .0 cents per share (FY2018: 3 .5 cents), taking the

total dividend for FY2019 to 4 .0 cents per share (FY2018: 7 .5 cents), a decrease of 46 .7% .

1. Opening words from A Tale of Two Cities.

18 Canaveral Drive, Rosedale

PO Box 301248, Albany, Auckland 0752

Telephone: +64 9 970 7700

Facsimile: +64 9 970 7800

www.solutiondynamics.com

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MANAGEMENT DISCUSSION AND ANALYSIS

Business Overview

SDL operates in the Customer Communications market (essential mail, interactive marketing communications

and on-demand communications) . The Company’s products and services are represented by two revenue

streams:

• Services (itself separated into digital print & document handling services, outsourced services and

scanning); and

• Software & Technology .

Services includes digital print and mail house processing for two categories of mail items: transactional

mail, such as invoices and statements; and direct marketing mail such as promotional material . These are

then distributed through New Zealand Post’s (“NZ Post”) mail delivery system . A number of the components

included in this service, such as envelopes and postage, form part of outsourced service revenues . This service

differs from traditional printing in that each document printed is typically personalised and unique . Revenue

from Scantech is included in Services (for New Zealand scanning operations), while consulting and software

revenues that are related to Scantech’s software technology are included in the Software & Technology revenue

stream .

Software & Technology develops and markets SDL’s own software products related to a) multi-channel

marketing communications, which includes: a) digital asset management, communication templates and

campaign management, b) document archiving, c) document composition, d) desktop mail solutions, e)

scanning and scanning workflow, and f) international cross-border print-on-demand management software .

A range of further technology services are also offered relating to SDL’s own software and the management

of client data around the formatting, electronic output and archiving of customer communications . The US

business, DTP, acquired by SDL in May 2018 is wholly included in Software & Technology .

Despite the ongoing erosion of transactional mail volumes in particular, (anecdotal evidence suggests direct

marketing mail is seeing less erosion and is estimated to be reasonably static), the Directors believe that

SDL’s key point of difference is in offering integrated solutions incorporating both physical print and digital

technology . Some communications are better suited to print and will likely remain so for the foreseeable future .

In other cases, use of software technology such as DéjarMail (SDL’s desktop mail solution) can improve the

handling efficiency, management and cost of physical mail . The Company’s integrated range of print and

software technologies means it is able to offer a holistic and distribution channel/platform-agnostic approach to

managing its customers’ communications needs .

The Company operates from leased premises in the UK, USA and Albany, Auckland .

Acquisitions Update

SDL made two acquisitions late in the FY2018 financial year, Scantech in April 2018 and DTP in May 2018 .

While neither acquisition met its earnout target, and in aggregate they operated for FY2019 at only a modest

EBITDA profit (with additional charges for amortisation), both are nevertheless adding greater business value

than FY2019 results infer .

Scantech saw weaker than expected domestic scanning revenue as the historic usual flow of one-off back

scan jobs ran at a much lower level than usual in the last year . However, there is significant consulting and

scanning software opportunities in the UK where privacy and data disclosure requirements mean organisations

are increasingly required to scan and archive physical documents . This is seeing print companies entering

scanning and Scantech is now consulting and selling its scanning software and services to establish scanning

bureaus in that market .

DTP was unprofitable when acquired and remained so during FY2019 . However, the cross-border distributed

printing opportunity and the toe-hold into the US market have already opened significant opportunities for

SDL that are not reflected in the historic earnings result . DTP’s Jupiter platform has been a key component

(combined with other SDL software) of two client wins in the US, one part way through the year and one that

commenced a pilot trial early in FY2020 . As both these annualise (the second one will only be trialling during

FY2020 and, assuming no issues during the pilot trials, only becomes fully operational in FY2021) they will

contribute material gains to revenue and earnings, particularly in FY2021 .

Additionally, the sales pipeline in the US is sufficiently strong that further resource has been added with the

appointment of Pat Brand as President – SDL North America . Pat’s most recent role was with Pitney Bowes

where he was President of Document Messaging Technologies (now BlueCrest) . He was also President of

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Pitney Bowes’ Small and Medium Business (SMB) - North America division and retired from Pitney Bowes in

2018 to become founder of an independent business consulting firm . Pat’s remit is to accelerate profitable

growth in North America across the Enterprise and SMB (small to medium business) market sectors, through

both direct and partner channels .

Accounting rules require intangible assets acquired through acquisition to be allocated to items such as

intellectual property (e .g . software) and the value of customer contracts . These intangibles must be written off

by amortisation through the Income Statement and SDL is opting to write down acquired intangibles over a four

to five year period . This means the Company incurred a non-cash amortisation charge against profit of $0 .23

million in FY2019 (and will incur this charge annually for each year for the next three years) .

Description and Review of Revenue Streams

SDL Services

SDL Services predominantly provides mail house operations to high-volume postal mail users, mainly those in

the business-to-consumer sector . DéjarMail has expanded the market for SDL’s print and post service down to

the SME (small to medium enterprise) sector although the Company does not sell directly to SMEs but reaches

this market through channel partners .

SDL Services operates leased, high-speed digital colour and monochrome printers . In addition to digital

printing, Services also provides the usual ancillary document handling operations such as automated envelope

inserting and flowrap .

Services revenue also includes a variety of outsourced functions or components such as postage, offset

printing, freight, paper and envelopes . The Company has an access agreement with NZ Post which provides

bulk mail discounts off NZ Post’s retail rates, subject to SDL meeting minimum volumes requirements over a

twelve month period . SDL continues to exceed NZ Post’s minimum volumes under this agreement . The profit

margins on many of these outsourced components, especially postage, are slim .

With general mail volumes continuing to decline, SDL’s FY2019 mail lodgement volumes fall accelerated to

15 .1% from 8 .6% the prior year . The Company’s digital print volumes also fell, dropping by 19 .2% . Both of

these declines were exacerbated by the loss of three medium sized contracts during the year . In each case, the

customer put their entire print volumes out for competitive tender with the aim of consolidating to a single print

supplier; SDL was unable to compete as it does not offer offset printing and for each of the three customers the

majority of their print requirement was offset print .

On the digital communications side, SDL’s volume of customer emails rose 12 .0% .

Note that the growth in Outsourced Services revenue in the following table is a combination of both very low

margin postage and the outsourced printing for part of DéjarMail volumes in the UK .

SDL Services Revenue Breakdown Percentage

(all figures $000) FY2019 FY2018 Change

Digital Printing and Document Handling 5,561 6,773 -17 .9%

Outsourced Services 11,270 9,907 13 .8%

Total Services Revenue 16,831 16,680 0.9%


The decline in digital printing was from erosion of print to electronic communications and client losses as noted

above . Digital printing revenue in FY2020 will see the headwind of the full annualised effect of the client losses,

although the earnings impact will be more muted as the Company is currently implementing a cost savings

programme .

SDL Software & Technology

Digital tools and the ensuing digital transformation mean communication channels and the customer

engagement model in most businesses has needed to adapt and become nimble and personalised .

Organisations increasingly need to employ more “pull” marketing tactics, drawing people in to their brands

with interesting, informative and engaging content . Communication channels are no longer “one size fits all”;

customers can receive messaging through an omni-channel or multi-media approach . SDL treats every form

of communication – whether a customer email, an invoice or account statement, or a piece of marketing

collateral – as a means to enrich and deepen the personalised relationships that our customers have with their

customers .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

SDL Software has six software engines or platforms that are used to develop customer solutions:

Déjar is a digital archival system that provides the

ability to efficiently store and retrieve electronic

documents created from most formatting tools .

Déjar allows users to exactly reproduce the original

document and access these via a browser over the

local network or via the Internet . The reproduced

document can be printed, faxed or emailed and

Déjar’s security and history features ensure every

document created and subsequent access event is

recorded by User ID and date/time stamp .

Composer is SDL’s electronic document

creation software . It is flexible and allows

customised documents to be built on the fly,

based on information retrieved from databases .

Based on templates it automatically creates

templates, documents and letters with dynamic,

customised content, formatted to each customer’s

requirements . Composer allows companies to

easily standardise corporate documentation

formats for all users, including regional and

legal variations . Templates, documents, emails,

letters and newsletters created by Composer are

automated, ready to archive, print, publish online, or

electronically distribute to customers in one step .

Bremy is an integrated, multi-channel publishing

and distribution solution for businesses across a

broad spectrum of industries . It manages the work

flow of digital assets, from document creation

and revision, to final email or print-ready files and

distribution through multiple channels, including

print, email, web, digital signage and mobile . It

helps streamline and provides integrity to document

proofing and integrates with data sources to

produce complex documents such as online

or physical catalogues . It also has a Campaign

Manager module to assist companies in creating

and managing specific advertising programmes .

DéjarMail is a web browser-based desktop mail

management solution which allows customers to

route mail correspondence, by file transfer or web

browser portal (Post On Demand), to SDL or any

other service provider for printing and delivery

via post or any other medium . This delivers costs

savings for smaller businesses and for larger

companies’ ad hoc mail .

Jupiter

Jupiter, acquired as part of the DTP acquisition,

is a global print and mail solution that benefits

Postal Administrators, senders and recipients, all

via a “Managed Print and Mail Solution” . Jupiter

provides a technology platform which links together

customer communication origin points such as ERP,

transactional and marketing output with production

and fulfilment on a globally distributed basis .

Closely integrated with over 300 service providers

globally, customers can use a highly flexible web

service API to achieve simultaneous concurrent

fulfilment across five continents, all while retaining

visibility and control of the process via an intuitive

and mobile friendly, web portal .

The scope for integration of the SDL product set

with Jupiter’s global fulfilment network opens the

door to expansion of the markets that the range of

SDL solutions can apply to .

Scantech’s suite of software solutions include

scanning applications to digitise physical

documents, automated extraction of data from

documents (both physical and digital) including

workflows for the processing of this data and

the automation of business processes such as

accounts payable and accounts receivable . These

are also integrated into SDL products, such as Déjar

for archival and retrieval .

The Company’s history in mailhouse and fulfilment means we fully understand the importance of data accuracy,

timely delivery, and cost efficiency . The ongoing investment in software and technology demonstrates the SDL’s

commitment to making the most of the digital transformation opportunities available to our clients .

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Software & Technology revenue is earned from three sources .

SaaS (Software as a Service) is an alternative to the traditional, now largely defunct, licensing of software

(although SDL did sell one licence in FY2019) . Under SaaS, rather than pay an upfront fee, customers opt to

run SDL’s software on a pay-as-you-go model, typically by way of a per-document or per-electronic transaction

charge . Under this model, SDL will usually host the software (using third party hosting infrastructure, such as

Amazon Web Services) and related data on behalf of the client . While SDL forgoes the benefit of any large

up-front licence revenue, the SaaS approach does build an annuity revenue base that then generates value

over a longer term and typically results in “stickier” clients . The trend in recent years has been for customers to

prefer SaaS rather than acquiring a software licence, to the point where the Company no longer expects to sell

licences .

Secondly, the company offers bespoke software development services where this is related to a customer

using SDL’s software . An example is a customer requiring a front end, web-based access portal to allow its

clients to access the underlying data being stored or managed by SDL’s software .

The third is the provision of programming, consulting, business analysis and design services that help clients to

manage essential and marketing communications both by mail and electronic transfer .

Software encompasses all international software revenue and all revenue from all of our software products and

services . It also includes Déjar revenue in New Zealand for digital document archival and management for SDL

Services’ customers . Note that a significant part of the revenue from DéjarMail is generated in SDL Services (as

part of Outsourced Service revenue) from the postage component of the service .

In addition to New Zealand and Australia, both Déjar and Composer are sold internationally, mainly in the

UK and Europe . Bremy is predominantly a New Zealand product, with several Australian and UK customers

and the Company sees potential for ongoing and potentially strong growth in the UK, albeit from a low base .

DéjarMail is continuing to see solid growth in the UK and given the early-stage client base in that region we

expect this will be a secular growth trend that will run for a number of years . SDL expects the growth in the UK

to be mirrored in the US and an initial client aimed at the SME market is gaining traction and expected to show

significant volume gains in FY2020 .

In the UK, SDL has continued to add further sales and support personnel as business has grown, and will

incur the full annualised impact on profitability from these costs during FY2020 . As noted previously, additional

sales personnel are being added in the US to support what the Company views as a very significant market

opportunity, and one where some success has already been achieved . As part of this growth initiative, SDL

has secured a market development grant from NZ Trade and Enterprise (“NZTE”) to assist with the costs of this

expansion . The NZTE grant covers 40% of applicable costs and is to a maximum of $0 .6 million or for three

years, which comes first .

Software & Technology generated revenue of $8 .32 million in FY2019, an increase of 37 .5% on the prior

year’s revenue of $6 .05 million (and an acceleration of growth from 19 .5% the prior year), largely the result of

DéjarMail growth in both the UK and USA . There was one medium-sized, one-off licence deal booked late in

the year . Software development activity ran at a lower than expected rate and SDL’s key driver of growth –

SaaS revenues – continued to build steadily aided by expansion into the USA with the DTP acquisition plus

securing a sizeable new DejarMail customer mid-way through the financial year .

Financial Performance

Revenue growth in FY2019 was generated by both Software and Technology, and Outsourced Services,

while Digital Imaging and Document Handling fell by around 18% . Outsourced Services revenue gains are

predominantly the effect of printing for DéjarMail volumes in the UK . Postage margins remain very low and New

Zealand Post has disbanded the Postal Network Access Committee, with zonal pricing now in effect (this is

neutral to perhaps modestly positive given SDL’s mail volume emphasis in Auckland) .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

Summary Financial Performance Percentage

(all figures $000) FY2019 FY2018 Change

Total Revenue 25,155 22,732 10 .7%

Less: Cost of Goods Sold 16,827 14,315 17 .5%

Gross Margin 8,328 8,417 -1.0%

Gross Margin (%) 33 .1% 37 .0%

Less: Selling, General & Admin 6,955 6,144 13 .2%

EBITDA 1,373 2,273 -39.6%

EBITDA margin (%) 5 .5% 10 .0%

Depreciation 238 208 14 .4%

Amortisation 347 161 115 .5%

EBIT 788 1,904 -58.6%

Net Interest (4) (5) n .m .

Income Tax 122 577 -78 .9%

Net Profit after Tax 670 1,332 -49.7%

Tax rate 15 .4% 30 .2%

FY2019 earnings were reduced by the loss of digital print and mail customers as noted .

The other main effect came from acquisitions . First, SDL’s amortisation charge increased from the amortisation

of acquired intangibles for the value of software and customer contracts; this amounted to an additional $0 .23

million of amortisation . Secondly, the accounting for acquisitions required SDL to estimate, at the time of

purchase, the likely earn out that would be paid . In the event, only a partial earn out for Scantech was paid

and the requirements to pay the balance for Scantech and all of DTP were not met . Accordingly, the residual

earn out amount that was allowed for in the accounts in FY2018 was written back to earnings in FY2019 . This

amount was $0 .283 million (there was no tax liability on this write back) and this was a credit against Selling,

General & Administration costs . SG&A was reported as $6 .96 million, an increase of 13 .2%; removing the earn

out credit to give a like-for-like comparison would see SG&A as $7 .24 million or an increase of 17 .8%, although

part of the SG&A increase was a result of additional staff through the acquisitions of Scantech and DTP .

SDL’s effective tax rate was 15 .4% for FY2019 . This is predominantly from the impact of the acquisition write

back to profit and ring fenced losses in the US which could not be grouped for tax purposes . These losses are

not material and the Company expects that new business already won in the US will see the tax losses utilised

and the US market turn to profitability in FY2020 .

The change in mix of revenue towards a greater component of low margin, outsourced services is causing

SDL’s percentage Gross Margin to continue compressing, although the dollar Gross Margin held broadly flat

for the year (down 1 .0%) . This trend of Gross Margin percentage pressure should persist in the coming year as

DéjarMail’s offshore revenue grows at a faster rate than the rest of the Company’s business . SDL’s is continuing

with the addition to sales and support staff in offshore markets, particularly the UK, and also had additional

overhead from Scantech and DTP .

The following table highlights first and second half performance for the last two financial years . Both years

contain net EBITDA losses from the acquisitions combined but these are not material amounts .

SDL Half Financial Years

(all figures $000) 2H 2H Percent 1H 1H Percent

FY2019 FY2018 Change FY2019 FY2018 Change

Total Revenue 12,429 11,440 8 .6% 12,726 11,292 12 .7%

EBITDA 791 949 -16 .6% 582 1,324 -56 .0%

EBITDA margin 6 .4% 8 .3% 4 .6% 11 .7%

Tax rate 2 .2% 32 .2% 36 .6% 28 .9%

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Balance Sheet, Liquidity and Debt

Capital expenditure in FY2019 was $0 .36 million . The capex spend mainly related to specialised booklet

equipment, upgrading older inserting equipment and finalising the upgrade of SDL’s accounting and print job

management systems .

The Company’s net cash (i .e . cash net of interest bearing debt) position declined to $1 .18 million . The lower

than usual conversion to earnings to cash was the result of two main factors . The first was the non-cash write

back to earnings of the $0 .28 million of unearned acquisition earn out . The second was from several larger

software contracts and associated setup revenues occurring in June, causing year end accounts receivable to

be somewhat higher than expected and the cash received subsequent to balance date .

At balance date the Company’s sole remaining bank facility was an unused overdraft arrangement from ANZ

Bank with a $0 .20 million limit .

Selected Balance Sheet and Cashflow Figures

(all figures $000) FY2019 FY2018 Change

Net Bank Cash/(Debt & Borrowings) 1,182 1,956 (774)

Non-Current Assets 2,696 2,895 (199)

Net Other Liabilities 56 (840) 896

Net Assets 3,934 4,011 (77)

Cashflow from Trading 1,236 1,677 (441)

Movement in Working Capital (880) (55) (825)

Cash Inflow from Operations 356 1,622 (1,266)

Cash dividends paid 804 1,042 (235)


Net Assets includes goodwill related to the original purchases of the software products Déjar and Bremy .

Bremy accounts for around three quarters of the $1 .06 million carrying value of goodwill . An impairment test is

conducted against the carrying value of these assets each year and the Directors believe the current value of

these products remains comfortably in excess of their carrying values . Net assets also includes around $0 .77

million of intangibles for software and customers contracts from acquisitions; these will largely be amortised

over the coming three years (and were much of the amortisation expense in FY2019) .

While SDL’s balance sheet shows a positive net-cash position, the Company is also carrying leases on its

premises and much of its digital printing equipment . The annual cost of rentals and leases was $0 .68 million

in FY2019 ($0 .72 million in FY2018) and represents off balance sheet leverage . In FY2020 the accounting

standards relating to leases will change . Operating leases will be capitalised as a right to use asset and a

debt liability recognised, increasing the amount of debt on the balance sheet, as well as altering the Income

Statement by mandating that part of the lease payment be accounted for as a financing (i .e . interest cost)

charge and depreciation of the right to use asset .

Excluding the net cash balance from SDL’s working capital, the Company currently operates with a largely

neutral working capital balance . The Company adopts a positive view to this aspect of its balance sheet . It

means SDL can generally continue to grow revenue without particular requirement to fund additional working

capital needs .

Taxation and Dividends

Aside from minor timing issues and non-deductible expenses, the Company pays full New Zealand tax on

locally generated earnings . SDL is now paying UK tax at the full rate . The DTP business in the US is currently

making losses and has some residual tax losses available . These are effectively ring fenced within the US and

SDL is not able to group them to offset other profits . However, the extent of recent new contract wins in the US

means it likely that these losses will be fully utilised in FY2020 . As noted above, the tax rate in FY2019 was also

distorted by the non-cash write back of unearned acquisition earn out, on which no tax was payable . Further,

a portion (relating to customer contracts and some of the acquired software) of amortisation of acquired

intangibles is not tax deductible and this will bias the reported tax rate upwards until these are fully written

down .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

SDL only intends to pay dividends to the extent that it can fully impute them and also subject to SDL not

experiencing any one-off requirements for abnormal capital expenditure or any significant acquisition or

investment activity .

Percentage

Earnings and Dividends per Share FY2019 FY2018 Change

Shares on Issue (‘000) 14,640 14,560 0 .5%

Earnings per Share (cents)

(a)

4 .58 9 .15 -50 .0%

Adjusted Earnings per Share (cents)

(b)

6 .95 10 .25 -32 .2%

Dividend per Share (cents) 4 .00 7 .50 -46 .7%

Dividend Proportion Imputed 100 .0% 100 .0%

Dividend Payout ratio 87 .4% 82 .0%

Dividend Payout ratio on NPATA

(c)

57 .6% 73 .1%

(a) Earnings per share is calculated by dividing the net profit after tax by the number of ordinary shares outstanding at the end of the accounting

period.

(b) Adjusted earnings per share is a non-GAAP accounting measure that is calculated by adding back the costs and losses relating to SDL’s two

recent acquisitions. It is provided to provide investors with a more meaningful like-for-like comparison against the prior year earnings per share.

(c) Note that SDL’s FY2019 agreement with NZTE for market development funding for North America limits the Company to a maximum

dividend payout ratio of 75% of Net Profit after Tax plus Amortisation.

Shares on issue rose slightly (+0 .5%) over FY2019, entirely the result of SDL staff exercising Employee Share

Option Programme (“ESOP”) options that were issued in 2014 . A further tranche of ESOP options were granted

during the year to two key staff .

Operational Performance

The industry-wide decline in general mail volume is continuing and anecdotal industry comments suggest that

the rate of decline increased in FY2019, exacerbated by NZ Post postal pricing increases from 1 July 2018 .

While SDL has historically gained sufficient market share to offset industry-wide volume declines, this was not

the case in FY2019; SDL’s mail volumes dropped 15 .1% and digital print volumes were down 19 .2% on the

prior year . SDL’s print equipment has significant capacity, particularly from a high-speed, continuous printer

under the DMS agreement with FXNZ . The Company is continuing to transition a greater proportion of its print

jobs from cut sheet printers onto the continuous printer as this provides efficiency benefits .

New Zealand Postal Market

The domestic postal services market remains difficult . A substantial increase in the price of mail took effect

from 1 July 2018 with the price of a standard letter rising by 20 cents from $1 .00 to $1 .20, and bulk mail prices

also increased along with tighter conditions to achieve bulk pricing .

SDL experienced a step down in mail volumes from this (plus customer losses as noted), and estimates there

will be ongoing volume erosion from the lower base, albeit the rate of decline is unlikely to be as severe as in

FY2019 . SDL is seeing an accelerated move towards greater use of digital communications solutions from

some customers .

Nevertheless, as the Company’s customers opt to more rapidly switch towards greater electronic

communications, SDL will inevitably suffer margin loss from lower utilisation of its printing assets and any

revenue and margin gained from SDL Software & Technology will not be sufficient to offset all of this decline .

Risk Factors

The physical mail market will continue to decline in volume although we believe it is unlikely to be as steep as in

FY2019 . This has several industry-wide implications . First, excess printing capacity in the mail house physical

print sector, already a problem, will worsen from an already poor position . Secondly, increased competition

for lower volumes may spill over into pricing and margin pressure . The risk is partly mitigated by SDL’s ability

to add value through its technology offerings although excessive price discounting of printing services would

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affect profitability across the entire industry and SDL would not be immune to this threat . Additionally, pressure

on marginal print operators is likely to cause industry rationalisation . While SDL has held discussions with

various participants in the print sector, these have not led anywhere to date .

SDL’s top five customers (both domestic and international) provided 38 .6% of the Company’s revenue in

FY2019 with the largest customer accounting for 12 .7% of revenue . Loss of one or more of those customers

could cause financial results to differ materially from those outlined in the FY2020 Outlook section below . This

risk is partly mitigated by having a number of these clients under contract, as well as the offset of expecting

revenue growth outside these clients, particularly from DéjarMail .

The Company’s software provides critical document management and storage functions for its clients . SDL

needs to ensure it continues to maintain adequate levels of software quality control . SDL also regards IT and

data security as a potential risk area and regularly reviews its IT and data security arrangements .

The Company operates a single site facility, albeit with an offsite for data and server backup . The Directors

are conscious of the operational risk a single site implies for digital imaging operations . SDL has investigated

reciprocal disaster recovery (“DR”) plans with other printers, and the Company has some capability with Fuji

Xerox DMS, however, in general, print capacity mismatches have meant there are few possible solutions . SDL

continues to explore DR options .

The Company relies on several third party distributors to market and support its software products, especially

in international markets . There is no certainty that these arrangements will be successful in meeting revenue

expectations and SDL may be required to devote more time and funds to support its existing international

distribution structures . The Company has been increasingly investing in its own direct sales channels to market

in the UK in recent years and is currently in the process of investing in sales infrastructure (i .e . people) in the

US .

Technology Innovation

SDL operates in both the old economy print/mail house business and the new economy document

management business . While there are many areas where printed mail is continuing to decline, some elements

(e .g . direct marketing) of print and mail remain reasonably resilient . Nevertheless, SDL is continuing to innovate

and develop its software offerings to ensure the Company is agnostic in the communication channels it is able

to offer its clients to communicate with their customers .

SDL has been progressively managing its portfolio of digital document software IP to ensure the Company

is capable of making this progressive transition towards the growing emphasis on digital customer

communications . This involves increasing internationalisation of SDL’s revenues, both through software

product development and acquisitions such as DTP, as well as the development of channel partners to build

distribution .

Migration to NZX Main Board Listing and Governance

Late in FY2019, SDL migrated its listing to the NZX main board, following NZX’s announcement that it

would close the NZAX board where SDL was historically listed . NZX provided a pathway to migration that

included various waivers . As part of the migration, SDL was obliged to update its Constitution and one of the

NZX waivers was that SDL could delay requiring shareholder approval of the new Constitution until its next

shareholders’ meeting . The Notice of Meeting that will be issued for the next Annual Meeting, scheduled for

23 October 2019, will contain the new Constitution and shareholders will be asked to vote to adopt it .

The Directors remain aware that the Company’s shares trade relatively infrequently . The predominant factor

for this is the high extent to which large blocks of SDL’s shares are held by parties who do not normally trade

them, reducing the effective free float . Additionally the lack of sharebroker research coverage means financial

advisors are somewhat precluded from discussing or recommending the stock with investing clients . The

Directors will review the extent to which the move to the main board listing assists with liquidity and then

contemplate what other actions may be possible .

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MANAGEMENT DISCUSSION AND ANALYSIS CONTINUED

As part of the migration to the NZX main board, SDL has updated its Constitution to comply with more recent

NZX Listing Rules which it is now subject to . A formal Audit & Risk Committee has been established and a

range of governance and policy statements produced (available on the Company’s website) .

The Company added two directors ahead of the main board move: Andy Preece and Lee Eglinton . Andy has

extensive experience across a range or print-related and communications-related businesses and a proven

record of turning around businesses and delivering sustainable shareholder returns, along with experience

managing acquisition and divestment activities globally . Andy is an independent director and chairs the Audit

& Risk Committee . Lee has a broad range of experience across the technology, consumer electronics and

telecommunications sectors, and her executive roles have included General Manager Australia/NZ and NZ

Country Manager of an IT services and consulting business . Prior to that she spent eight years at IBM NZ

in a range of roles including Consulting Services, the company’s CRM practice, and business analytics and

optimisation . Lee is a member of the Audit & Risk Committee .

FY2020 Outlook

The outlook for FY2020 is for significant growth over FY2019 . The key factors that change in the coming year

are:

• the annualised negative effect of the FY2019 print and mail account losses in NZ;

• cost savings in the domestic business that should progressively be achieved during 1H FY2020;

• margin erosion as domestic physical print and mail volumes shift to digital delivery;

• revenue growth in North America from annualising software contract wins during FY2019;

• ongoing revenue growth in the UK, particularly from DéjarMail;

• addition of costs in North America and UK to build out sales efforts and channels; and

• offset to North American cost growth from NZTE market development funding .

A major contract with a multinational company that SDL won late in FY2019 will make a modest contribution

during FY2020 as it remains in pilot phase during the year . Subject to successful execution of the two pilot

programmes – we can report that the first phase has already been successfully completed – then the full

revenue and earnings effects will occur in FY2021 .

Additionally, SDL continues to have a significant pipeline of opportunities, especially in North America, and has

already seen successful conversion of some of those opportunities . The Company’s outlook has a degree of

expectation that this conversion of pipeline to contracts will continue .

The net outcome of the above factors is that SDL expects revenue growth for FY2020 of around 15% and

that operating earnings (EBITDA) is expected to recover significantly and be broadly in line with the FY2018

outcome . Amortisation charges have increased and will remain elevated as a result of writing down the

software and customer contract values from the DTP and Scantech acquisitions . As noted, the Company’s

forecast has the caveat that it includes some new business growth assumptions (especially in North America)

and is subject to the usual risks that the print and mail house markets remain extremely competitive and in

decline .

John McMahon Nelson Siva

Director (Chairman) Director (CEO)

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