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2019 Annual report

Annual Report25 September 2019CMOConsumer Discretionary

2019
101

st

Annual Report




BOARD OF DIRECTORS

J P (Jim) Gibbons, Chairman

Graeme D Gibbons

Denis M Wood

Matthew J Newman

Stuart B Gibbons

Ashley J Waugh

John W M Journee


GROUP CHIEF EXECUTIVE

COMPANY SECRETARY

FINANCE MANAGER


Graeme D Gibbons

Nicholas K Bartle

Paul Stephenson


AUDITOR




Grant Thornton New Zealand Audit Partnership

(Partner Michael Stewart)


BANKERS





ANZ Bank New Zealand Limited

Bank of New Zealand

Westpac New Zealand Limited

SHARE REGISTRY

Computershare Investor Services Limited

Level 2, 159 Hurstmere Road

Takapuna, North Shore

Private Bag 92119

Auckland 1142

Website: www.computershare.co.nz/investorcentre


REGISTERED OFFICE AND

ADDRESS FOR SERVICE



Level 6

57 Courtenay Place

PO Box 6159

Wellington 6141

New Zealand

Telephone (04) 384-9734

Facsimilie (04) 801-7279

E-mail address cmc@colmotor.co.nz

Website www.colmotor.co.nz


PROSPECTIVE DATES FOR 2020

Interim Half Year Report Late February

Interim Dividend 20 April

Preliminary Full Year Report Late August

Annual Report Late September

Final Dividend 19 October

Annual Meeting 6 November



Shareholder enquiries can be addressed to the Registered Office or directly to the Share Registry.


The Company is able to send shareholders e-mail notifications of the announcement of its preliminary half

year (in February) and full-year results (in August). To register for this service please send an e-mail to

cmc@colmotor.co.nz from the e-mail account you wish to receive the notifications with “Preliminary Results”

in the subject line.







Today the CMC Group’s core business is the operation of twelve Ford

dealerships each holding a franchise in its own right from the Ford

Motor Company of New Zealand Limited. Seven of these dealerships

also hold Mazda franchises. CMC, through Southpac Trucks, is the

NZ distributor and retailer of Kenworth and DAF heavy duty trucks and

in Southland/Otago, Agricentre South retails New Holland, Case IH

and Kubota tractors and equipment.

The Colonial Motor Company originated from William Black’s coach-

building factory which started operations in 1859 at 89 Courtenay

Place, Wellington. In 1881 it was taken over by Rouse & Hurrell, who

expanded the business with a new three storied premises calling it

Rouse & Hurrell’s Empire Steam and Carriage Works. This

partnership was formed into a limited liability company in 1902 with Mr

Edward Wade Petherick the first Secretary of the Company. The Ford

Motor Car Agency was taken up in 1908 and in August 1911 a new

name The Colonial Motor Company Limited was registered.

On Ford Canada’s recommendation a dominant shareholding and

control was acquired by Mr Charles Corden Larmour and the sale of

this majority holding and control to Mr Hope Gibbons and his family

interests was concluded in April 1918 after negotiations in 1916. At

that time there were 17 Authorised Ford Dealers in New Zealand of

which 10 were in the South Island. In 1919 the Company restructured

with a new memorandum and articles but the 1911 name was retained

and remains the same today.

The nine storied building at 89 Courtenay Place, designed by architect

J M Dawson to Ford plans, opened as the tallest Wellington

construction in 1922. It was the first motor vehicle assembly plant in

New Zealand - vehicles starting in boxes at the top and driving out

completed at the bottom. The Company later built assembly plants at

Fox Street, Parnell, Auckland and Sophia Street, Timaru. This was the

age of the Model T with Ford market share reaching a peak of 27% in

1926. The ‘CMC’ Building was sold in 2005.

In 1936, Ford Motor Company of New Zealand Limited established an

assembly plant at Seaview, Lower Hutt, and took over the distribution

of Ford products in New Zealand. CMC then concentrated on the retail

side of the business, operating the retail garages it then owned. The

1930's and 1940's were a time of survival with the depression, excess

stock of new product, and then no new vehicles available during the

war years and petrol rationing until 1950. Service became the key to

remaining in business.

Shortly after the end of the war the supply of new vehicles was

resumed and the 30 years up to 1980 saw the Group consolidate. The

Dealer organisation that developed proved to be one of the best retail

motor groups in New Zealand. Over this period nearly every

Dealership was either rebuilt, fully refurbished or relocated and new

Dealerships were opened in East, West and South Auckland to cater

for Auckland growth.

For the 50 years up to 1987, New Zealand had import licensing, local

assembly of vehicles and heavy additional sales taxes to control

overseas funds. The new vehicle industry under this regime peaked

in 1973 and again in 1974 at 123,000 units. The dismantling of

controls and the arrival of second hand imports from Japan saw the

industry fall to just 66,500 new vehicles in 1992. It wasn’t until 2014

30 years later, that the new vehicle industry again reached the level

seen in 1984. 2015, 2016 and now 2017 have all seen record industry

sales.

The late 1980’s and all through the 1990’s was a period of change and

adaptation. Over a decade most smaller Ford dealerships either

closed down or merged with their neighbours. This resulted in fewer,

but larger, Ford dealerships. CMC closed or sold its smaller

dealerships and acquired others to expand its city and provincial

locations. Nelson was acquired during this period. Compounding the

changes was the Ford NZ decision to first sell its NZ tractor distribution

to Norwoods and then later to close its distribution of heavy trucks in

New Zealand.



Most of the CMC company tractor departments were closed, with the

exception of Southland. This business has since grown to become

Agricentre South Limited, retailing New Holland & Kubota tractors in

Southland and Case IH tractors in Southland / Otago.

In 1994, CMC acquired a major interest in Southpac Trucks, the NZ

distributor for Kenworth and Foden (since retired) and more recently,

DAF, heavy duty trucks which are all part of the USA based PACCAR

organisation. Southpac Trucks has since grown into a major player in

the NZ heavy truck industry.

Guinness Peat Group plc (GPG) made a takeover offer for CMC in

October 1995. Among the sellers who enabled GPG to acquire 33.9%

were some original Gibbons Family shareholders. As part of a plan to

maximise value to shareholders, Directors resolved to rationalise the

Company's non-dealership property holdings, repay the surplus funds

to shareholders and focus the Company on its core motor trade

activities.

In June 1997, GPG sold its shares to the MBM Group of Malaysia.

Over the following years MBM sold down its holding in CMC, with

many of the shares acquired by members of the Gibbons family. MBM

sold its final block of 24.9% to a large number of individuals in 2003,

resulting in the addition of 300 shareholders to CMC.

In 1999, CMC's Auckland Dealerships joined with Ford Motor

Company and three other Ford dealerships to form Auckland Auto

Collection Limited (AACL). This move represented the biggest change

in the Ford franchise arrangements in New Zealand for over 60 years.

During 1999, this new business acquired the Mazda Dealerships in

Auckland and Mazda Motors joined CMC and Ford as a shareholder.

From 2002, the business operated as three Ford and Mazda

dealerships - North Harbour, John Andrew and South Auckland. CMC

sold its shareholding back to AACL in May 2005 and, in return,

acquired the South Auckland Dealership.

On 16 June 2003, Ford Motor Company celebrated its centennial and

the production of the original Model A Fordmobile with CMC and its

forebears having been actively involved with Ford for 95 of those 100

years. In celebration of this long relationship, a history of the

Company's operations and activities "Ford Ahead" was written and

published by Roger Gardner.

During the 2000’s CMC also acquired the Mazda franchises in

Invercargill, Dunedin, Timaru, Wellington, Lower Hutt and Masterton.

These were run as dual dealerships with the existing Ford dealerships.

The policy of adding Mazda to Ford dealerships ended when Ford

USA sold its interest in Mazda Japan in 2009.

It has been part of the Company's philosophy and success to own

property sites from which its retail subsidiary companies operate.

More recent additions to CMC include Case IH tractors in Southland

and Otago, Suzuki motorbikes in Christchurch and Masterton,

Hyundai cars and Isuzu light commercials in New Plymouth, Nissan

cars in Hastings and Kia cars in Nelson. In 2014, Jeff Gray BMW and

MINI with four dealerships in Christchurch, Wellington, Palmerston

North and Hastings were added but the businesses were sold in

November 2016. A new dealership was established in South

Auckland, selling Citroen, Peugeot and Isuzu light commercials.

The current major shareholdings in CMC are individual descendants

of Hopeful & Jessie Gibbons, who collectively hold over 60% of the

Company shares. There are also many descendants of the original

1902 subscribers to the Rouse & Hurrell Carriage Building Company

Limited who remain shareholders today.

Throughout the Company's history, change has always been with us

and our ability to adapt in good times and in bad has ensured ongoing

wellbeing and prosperity. As well, it has always been recognised that

dedicated, skilled and enthusiastic people have been, and will

continue to be, the key to the Company's future.

1


Notice of 101

st

Annual Meeting


Notice is hereby given that the 2019 annual meeting of shareholders of

The Colonial Motor Company Limited

will be held at

The Cable Room, Harbourside Function Centre,

4 Taranaki Street, Wellington

on Friday, 15 November 2019 starting at 12:00 midday



BUSINESS

1. Chairman’s introduction

2. Address from the Chairman

3. Shareholder discussion

4. Resolutions

To consider and, if thought fit, to pass the following resolutions

(see explanatory notes on the next page):

1. To re-elect James Picot Gibbons as a director of the company

2. To re-elect Matthew James Newman as a director of the company

3. To elect John Michael William Journee as a director of the company

4. To record the on-going appointment of Grant Thornton as auditor and to authorise the

directors to fix the auditor’s remuneration.

5. General business

A light lunch will be served following the meeting.


LOCATION






Cable Room

Harbourside

Function Centre

Museum of

New Zealand

Te Papa

Tongarewa


Circa

Michael

Fowler

Centre


Lagoon

2

Explanatory Notes – relating to the annual meeting

Voting

Following the introduction of new NZX Listing Rules, adopted by The Colonial Motor Company Limited on 1 February

2019, all voting at annual meetings must be conducted by poll rather than by show of hands. Procedures for voting, the

appointment of proxies and representatives, vote counting and the announcement of the results must now be applied in

greater detail.

Proxies and representatives

If you choose not to attend the meeting, a form is enclosed for you to complete to appoint a proxy or corporate

representative to vote on your behalf. Detailed guidance is provided on the form on how to complete it. Further copies

of the form may be obtained from the Company or downloaded from its website.

Resolutions

Each of the resolutions are to be considered as a separate ordinary resolution. To be passed, an ordinary resolution

requires a simple majority of votes of shareholders entitled to vote and voting. Each share in the Company carries one

vote.

The Board supports passing of all of the resolutions.

Re-election and election of directors

The Listing Rules require that a director must not hold office (without re-election) past the third annual meeting following

the director’s appointment or 3 years, whichever is longer.

A director appointed by the Board must not hold office (without re-election) past the next annual meeting following the

director’s appointment.

Resolution 1

James Picot Gibbons was last re-elected as a director at the 2016 annual meeting. He is eligible and offers himself for

re-election.

Jim first joined the board in 1992 and became Chairman at the start of 2011. His last executive position was as Dealer

Principal of Energy City Motors in New Plymouth, a role he had occupied for many years. Jim is a director of the Motor

Trade Association and MTA Group Investments Limited.

The Board has determined that Mr Gibbons will not be an independent director, if re-elected.

Resolution 2

Matthew James Newman was last re-elected as a director at the 2016 annual meeting. He is eligible and offers himself

for re-election.

Matthew initially became a director in 2013. He currently holds the position of chief executive of South Auckland Motors,

Southern Autos - Manukau and South Auckland Honda. Matthew has held various voluntary positions including as chair

of Counties Manukau Rugby Club.

If re-elected, the board has determined that Mr Newman will not be an independent director

.

Resolution 3

John Michael William Journee was appointed to the Board on 1 December 2018. As the 2019 annual meeting is the first

since his appointment, he is standing for election.

John has held various senior executive positions in the retail industry in New Zealand and Australia including with Noel

Leeming and The Warehouse. He is currently a director of The Warehouse Group Limited.

The Board has determined that Mr Journee will be an independent director if elected.

Resolution 4

Under section 200 of the Companies Act 1993, the Auditor is automatically re-appointed each year unless ineligible or

replaced.

The fee paid to the Auditor is disclosed in the annual report each year.



3
9.8%

10.5%

11.8%

11.2%

12.0%

9.3%

8.0%

9.0%

8.5%

8.7%

5.6%

16.5%

24.0%

25.4%

31.6%

10.6%

7.8%

21.0%

6.7%

10.0%

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

50%

2010201120122013201420152016201720182019

Percentage return on share price

at start of each year

Shareholder Returns

(Share price plus dividend)

Gross dividend yield

Movement in share price

Average gross return over

10

years20.5% p.a.



-

5

10

15

20

25

30

20152016201720182019

$ million

Trading Profit after Tax

-

200

400

600

800

1,000

20152016201720182019

$ million

Revenue


Facts at a glance



2015 2016 2017 2018 2019

Revenue ($000)

789,377

867,237 854,764 904,034 909,002

Trading profit after tax (excluding non-trading Items) ($000)

16,326

19,207 22,000 24,746 22,060

Profit after tax attributable to shareholders ($000)

17,597

21,479 22,232 24,985 21,901

Return on average shareholders’ funds



- trading profit after tax

11.2%

12.2% 12.8% 13.1% 10.9%

- profit attributable to shareholders

12.1%

13.7% 13.0% 13.2% 10.8%

Trading margin

2.1%

2.2% 2.6% 2.7% 2.4%

Earnings per share - trading profit after tax

49.9c

58.7c 67.3c 75.7c 67.5c

- profit attributable to shareholders

53.8c

65.7c 68.0c 76.4c 67.0c

Dividend per share

33.0c

40.0c 44.0c 50.0c 45.0c

Total dividends for the year ($000)

10,789

13,078 14,386 16,347 14,713

Shares on issue at reporting date

32.695m

32.695m 32.695m 32.695m 32.695m

Current ratio

1.4

1.5 1.6 1.4 1.4

Shareholders' equity as a percentage of total assets

45.9%

54.4% 57.1% 50.6% 53.9%

Net tangible asset backing per share

$4.33

$4.69 $5.19 $5.64 $6.07

(after final dividend is paid)









Facts at a glance



2015 2016 2017 2018 2019

Revenue ($000)

789,377

867,237 854,764 904,034 909,002

Trading profit after tax (excluding non-trading Items) ($000)

16,326

19,207 22,000 24,746 22,060

Profit after tax attributable to shareholders ($000)

17,597

21,479 22,232 24,985 21,901

Return on average shareholders’ funds



- trading profit after tax

11.2%

12.2% 12.8% 13.1% 10.9%

- profit attributable to shareholders

12.1%

13.7% 13.0% 13.2% 10.8%

Trading margin

2.1%

2.2% 2.6% 2.7% 2.4%

Earnings per share - trading profit after tax

49.9c

58.7c 67.3c 75.7c 67.5c

- profit attributable to shareholders

53.8c

65.7c 68.0c 76.4c 67.0c

Dividend per share

33.0c

40.0c 44.0c 50.0c 45.0c

Total dividends for the year ($000)

10,789

13,078 14,386 16,347 14,713

Shares on issue at reporting date

32.695m

32.695m 32.695m 32.695m 32.695m

Current ratio

1.4

1.5 1.6 1.4 1.4

Shareholders' equity as a percentage of total assets

45.9%

54.4% 57.1% 50.6% 53.9%

Net tangible asset backing per share

$4.33

$4.69 $5.19 $5.64 $6.07

(after final dividend is paid)







4

Directors’ report

Your Directors have pleasure in presenting the 101

st

annual report and audited consolidated financial statements of The

Colonial Motor Company Limited (CMC or Company) and its subsidiaries (Group) for the year ended 30 June 2019.

Revenue and profit

Revenue for the year was $909.0m. This is a 0.5% increase on the previous year’s $904.0m reflecting a general easing

of the motor vehicle market.

The trading profit after tax for the year was $22.1m, down 11% on last year’s $24.7m. Trading profit after tax is not

specified under Generally Accepted Accounting Practice but is a consistent measure of the underlying trading profitability

of the Group before valuation changes of assets and deferred tax. It is also the reference point used by the Board when

considering dividends. Profit for the year, which included a number of non-trading items such as asset revaluations and

related deferred tax, was down 13.0% on last year to $23.6m (2018: $27.1m).


Statement of financial position

Total assets dropped slightly to $387.7m at year end (2018: $389.4m). Driven primarily by a reduction in inventory, current

assets were down by $19.6m. This was offset by an increase in property, plant and equipment.

The annual independent revaluation of the Group’s property brought about an increase in the revaluation reserve of

$7.0m (2018: $5.4m). Capital expenditure, mainly incurred to acquire properties in Queenstown, Wanaka and Lower Hutt

contributed to the increase in property values. At reporting date shareholders’ equity was $209.2m (2018: $196.9m).

Dividends

Dividends paid in respect of this year will total 45.0 cents per share (2018: 50.0 cents per share). An interim dividend of

15.0 cents per share was paid on 15 April 2019 and a final dividend of 30.0 cents per share will be paid on 21 October

2019. Both dividends will carry the maximum level of imputation credits. The value of the distributions for this year will

be $14.7m (2018: $16.3m) representing 67% (2018: 66%) of the trading profit after tax.

Total shareholder returns over the past ten years are shown in the graph on page 3. The gross dividend yield has

remained within the range of 8.0% to 12.0% p.a. over the last 10 years.

Directors

The independent Directors at 30 June 2019 and the date of this report were Mr A J Waugh and Mr J W M Journee.


The revised listing rules issued by NZX this year specify that a director must not hold office (without re-election) past the

third annual meeting following the director’s appointment or three years, whichever is longer. The directors to retire this

year are Mr J P Gibbons and Mr M J Newman. Both are eligible and are seeking re-election at the forthcoming annual

meeting.


Also at that meeting Mr D M Wood will be retiring. Mr Wood joined the board in 2011 and was chair of the Audit &

Compliance Committee in 2019.

Mr J M W Journee was appointed to the Board on 1 December 2018 to fill the vacancy that arose from the retirement of

Falcon Clouston. As required by the Company’s constitution and the Listing Rules, Mr Journee is standing for election at

the 2019 annual meeting, the first since his appointment.

Director and company disclosures

Information required to be disclosed by the Directors and by the Company, to comply with the Companies Act 1993 and

the Listing Rules of the New Zealand Stock Exchange, is detailed on pages 44 to 48. A separate Governance Statement

is provided on pages 40 to 43 and a report on the CMC Group strategic direction on page 5.


For the Directors

19 September 2019







J P Gibbons D M Wood

Chairman of the Board Chairman of the Audit & Compliance Committee



Directors’ report

Your Directors have pleasure in presenting the 101

st

annual report and audited consolidated financial statements of The

Colonial Motor Company Limited (CMC or Company) and its subsidiaries (Group) for the year ended 30 June 2019.

Revenue and profit

Revenue for the year was $909.0m. This is a 0.5% increase on the previous year’s $904.0m reflecting a general easing

of the motor vehicle market.

The trading profit after tax for the year was $22.1m, down 11% on last year’s $24.7m. Trading profit after tax is not

specified under Generally Accepted Accounting Practice but is a consistent measure of the underlying trading profitability

of the Group before valuation changes of assets and deferred tax. It is also the reference point used by the Board when

considering dividends. Profit for the year, which included a number of non-trading items such as asset revaluations and

related deferred tax, was down 13.0% on last year to $23.6m (2018: $27.1m).


Statement of financial position

Total assets dropped slightly to $ 387.7m at year end (2018: $3 89.4m). Driven primarily by a reduction in inventory, current

assets were down by $19.6m. This was offset by an increase in property, plant and equipment.

The annual independent revaluation of the Group’s property brought about an increase in the revaluation reserve of

$7.0m (2018: $5.4m). Capital expenditure, mainly incurred to acquire properties in Queenstown, Wanaka and Lower Hutt

contributed to the increase in property values. At reporting date shareholders’ equity was $209.2m (2018: $196.9m).

Dividends

Dividends paid in respect of this year will total 45.0 cents per share (2018: 50.0 cents per share). An interim dividend of

15.0 cents per share was paid on 15 April 2019 and a final dividend of 30.0 cents per share will be paid on 21 October

2019. Both dividends will carry the maximum level of imputation credits. The value of the distributions for this year will

be $14.7m (2018: $1 6.3m) representing 67% (2018: 66%) of the trading profit after tax.

Total shareholder returns over the past ten years are shown in the graph on page 3. The gross dividend yield has

remained within the range of 8.0% to 12.0% p.a. over the last 10 years.

Directors

The independent D irectors at 30 June 2019 and the date of this report were Mr A J Waugh and Mr J W M Journee.


The revised listing rules issued by NZX this year specify that a director must not hold office (without re-election) past the

third annual meeting following the director’s appointment or three years, whichever is longer. The directors to retire this

year are Mr J P Gibbons and Mr M J Newman. Both are eligible and are seeking re-election at the forthcoming annual

meeting.


Also at that meeting Mr D M Wood will be retiring. Mr Wood joined the board in 2011 and was chair of the Audit &

Compliance Committee in 2019.

Mr J M W Journee was appointed to the Board on 1 December 2018 to fill the vacancy that arose from the retirement of

Falcon Clouston. As required by the Company’s constitution and the Listing Rules, Mr Journee is standing for election at

the 2019 annual meeting, the first since his appointment.

Director and company disclosures

Information required to be disclosed by the Directors and by the Company, to comply with the Companies Act 1993 and

the Listing Rules of the New Zealand Stock Exchange, is detailed on pages 44 to 48. A separate Governance Statement

is provided on pages 40 to 43 and a report on the CMC Group strategic direction on page 5.


For the Directors

19 September 2019







J P Gibbons D M Wood

Chairman of the Board Chairman of the Audit & Compliance Committee

5

CMC Group strategic direction

Management of capital resources

The Group has a strong balance sheet, with significant shareholder equity and very few long term financial commitments.

The major assets on the balance sheet are property and inventory, with property funded by retained earnings and

inventory funded by short term borrowing (bank borrowing, at call deposits and bailment). There is minimal goodwill.

The Group owns most of its key operational properties. The Group does not have investment properties as such, as all

of the properties are occupied or intended to be occupied by the operational business units of the Group. Ownership

brings greater flexibility when tailoring facilities to the Group’s particular requirements. It provides security of tenure whilst

conversely enabling the Group to sell and relocate as needs arise without the constraints of a long term lease.

The Group seeks to pay regular dividends calculated at 60 - 70% of trading profit. The dividends have the maximum

imputation credits available to New Zealand shareholders. The remaining profit is reinvested in the business, either as

controlled growth or maintaining and reinvesting in the quality of the existing assets.

This investment or reinvestment may be in the form of establishing or acquiring a dealership business or in developing a

new property for use by a dealership or refurbishing and upgrading an existing dealership facility.

By adopting an approach to capital management of;

- paying 60 - 70% of trading profit as dividend

- not overly gearing up the balance sheet by taking on significant long term debt

- not going to the shareholders for more capital

The Group is able to provide controlled growth for shareholders without shareholder dilution.

Operational Model

CMC is the parent company for a group of motor vehicle dealerships – the success of these dealerships is CMC’s

lifeblood.

The CEO’s (Dealer Principals) of our subsidiary companies operate within a financial and operational mandate but have

wide discretion and local autonomy. Their role involves balancing the often conflicting demands of the franchisor,

customers, employees and profitability.

We consider each dealership business individually and the need for reinvestment and growth opportunities available.

The Group balances the need to change and adapt with an awareness that it has specific areas of expertise. The

operational expertise revolves around the franchise business model, as a franchisee in a local market area or on a

national basis. In this model the franchisor supplies the product (including Electric Vehicles in the near future) and brand

positioning, with the franchisee concentrating on promoting the brand and selling the product and service to the customer.

The model brings its unique challenges and opportunities.

As a response to, and to enable success in a highly competitive and fragmented market place, particularly in metropolitan

areas, we have been moving to a ‘hub and spoke’ model. Here the main dealership facility, which encompasses all the

business’s array of activities – new and used vehicle sales, parts and service, is complemented by “service only” facilities

in customer convenient locations. This model is operational in South Auckland and is being introduced to greater

Wellington.

To be successful and grow a dealership or establish a new one we need to have management strength and depth and a

franchise opportunity that fits. Where we have existing property or can provide a property solution that enhances our

ability to take the actions. Ideally we will grow by representing a new franchise partner in a number of locations rather

than as a one off.

With Southpac Trucks we have expanded over time from a small base by increasing the market share of the Kenworth

and DAF brands in a growing heavy truck industry which brings growing parts and service opportunities for the business

and their network of independent parts and service dealers.

The location of our dealerships span all of New Zealand and range from small to large, from single to multiple brands.

The major brands with significant representation are; light vehicles - Ford and Mazda; heavy trucks - Kenworth and DAF;

tractors - New Holland and Case IH.



6


Chief Executive’s report

After nine years of continuous growth in the economy and the new vehicle industry, the tide has turned with the calendar year

industry now over 5% down year-over-year.

Our overall Group trading profit was lower than last year but still represents an outstanding result we are proud of.

The level of customer expectation in terms of product and service feels like it has never been higher. New technology is

changing, not just the product itself but also how we engage with our customers and how they choose to interact with us.

Product, as always, is a cornerstone of a dealership’s business and good old fashioned service is a key ingredient. The

electrification of motor vehicles is gaining pace and our future success will be linked to the desirability of the vehicles our

franchisors provide.

Dealerships

Southpac Trucks had another successful year and for the second consecutive time was awarded Kenworth Australia Dealer of

the Year. We have recently completed the expansion of the parts warehouse in its Manukau site. Kenworth has launched a

succession of models with new wide cabs and early next year DAF will introduce a new range featuring Euro6 compliant

drivetrains with reduced emissions and improved fuel efficiency.

Ford Ranger continues to be the number one selling new vehicle in New Zealand with Mazda’s CX range a strong player in the

growth segments of the passenger market. We expect both Ford and Mazda to launch the first of their electrified products in

the local market in 2020.

We continue to plan a range of facility projects including the upgrade of existing facilities and the construction of new ones all

of which have increasing timeframes to complete. These projects involve the latest brand presentation and, in most instances

the expansion of our service capacity. Increased service capability is needed to service the expanding customer base for the

brands we represent as well as to meet the unprecedented level of product recalls. Recalls are driven on a world-wide basis,

the most prominent of which has been for Takata airbags.

Tim Rabbitte was appointed Dealer Principal of Macaulay Motors in July 2018. Grant Price is now focusing on Agricentre South

and developments in Central Otago. The first was Southern Lakes Motors, a new dealership representing Mitsubishi and Nissan

at the former Macaulay’s site in Queenstown. The dealership was fully refurbished and repurposed for the new brands but the

build-up of the business has been held back by extreme difficulty in employing suitably skilled personnel.

Macaulay Motors opened its new facility in Queenstown in January 2019. Unfortunately, in May it suffered a serious setback

when a vehicle-related fire resulted in major damage to the workshop. The losses were fully insured and the workshop will be

restored to “as new”. Work is due for completion in November and, until then, the dealership will be maintaining its customer

service to the best of its ability using a restricted number of service bays at the previous site.

Other developments in Central Otago have involved purchases of land in Wanaka and Cromwell. The Wanaka site will become

a back-to-back ‘service-only’ facility for Macaulay Motors and Southern Lakes Motors. In Cromwell, the land is earmarked to

replace a facility leased by Agricentre South. Both development proposals are well through the planning and consenting

process. We expect to go to tender within the next month.

The new retail service centre for Capital City Ford and Mazda at 258 Taranaki Street, Wellington has been progressively

occupied over the last three months. The process to create a Wellington regional hub for Ford and Mazda on High Street in

Lower Hutt is increasing its momentum. We are purchasing further land adjacent to the Stevens Motors site and undertaking

detailed planning for brand and operational needs. We expect to start work on the Ford showroom in January 2020 and the

Mazda showroom in May. We will progressively move facilities until we finally exit the showroom building at 97 Taranaki Street

by 31 October 2020.




0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

180,000

200,000

848688909294969800020406081012141618

Registrations

Calendar Year

Vehicle Registrations

New Vehicles

Used Imports

7


We have purchased property in Botany, Auckland which is currently leased to a third party. We have plans to expand and

refurbish the existing buildings in early 2020 to become a ‘Southern Autos – Botany’ location for Suzuki, Peugeot and Citroen.

We have also acquired a small dealership in Pukekohe, now renamed South Auckland Honda which introduces another brand

to the Group.

At Team Hutchinson Ford on Tuam Street in Christchurch we have let a contract to undertake work to enable the greenway to

be created and a major upgrade for the dealership to the latest brand standards. Work to get to this stage has been prolonged

and completion is now envisaged in the 3

rd

quarter of 2020.

Our plans for M.S. Motors in Nelson have changed over the last year. The current leased Haven Road property is now to be

refurbished for the Ford dealership and a second leased facility in Rutherford Street is in the process of being upgraded for

Nelson KIA.

Health & Safety

Under the guidance of Frank Whitworth, our Health & Safety Co-ordinator, our dealerships continue to build their critical expertise

in safer work practices.

The WorkSafe NZ case against Agricentre South relating to an accident in 2016 was finalised in April 2019. There were no

notifiable events in terms of the Health & Safety at Work Act in the June 2019 year. The dealership’s emergency procedures

were highly effective and no staff were seriously injured during the fire in Queenstown. The subsequent internal investigation

was exhaustive and challenging for our staff and has resulted in shared learning around the Group.

In recent months Frank has been on a countrywide road-show providing training on in-depth “incident investigations” to better

understand the root causes of “why” events happen. The outcome leading to improved dealership processes and practices.

Cleaner, Greener, Safer

In July the Ministry of Transport released a discussion paper titled “Moving the light vehicle fleet to low emissions”. This now

controversial paper was full of big assumptions, erroneous interpretations and factual errors. It has borrowed heavily from the

European plan but has missed vital ingredients, for example the differing treatment of light commercial vehicles.

There are two draft policies, the “clean car standard” and the “clean car discount”. Both are somewhat disingeuously labelled

as ‘clean’ given that neither addresses ‘cleaner exhaust emissions’. The first draft policy (the standard) has been almost

universally criticised. The second (the discount/feebate) is conditionally supported provided the detail of how it is put in place

is worked through. To the date of this report it would seem the Ministry was not interested in the view of or, in working with, the

new vehicle industry.

The “standard” seeks to impose financial penalties in arrears on the CO

2

emissions levels of importers’ average annual fleet

make-up. The target set for the level of CO

2,

while appearing to be “aspirational”, is not achievable in the timeframe. It would

come with a multitude of market distorting penalties and behaviours and a lack of a transparent understandable application. It

is nothing short of a new tax.

The “discount” (feebate) scheme has been well publicised and discussed. It simply aims to impose a fee on higher emitting

(CO

2

) vehicles and a discount (rebate) to low emitting vehicles i.e. EV’s. It is, in effect, a price transfer so not a tax. No doubt

the “devil will be in the detail”.

In last year’s report we commented that “if we (NZ) are serious about reducing our total emission level then fewer vehicles, with

the most up-to-date emission levels and latest safety features is part of the solution”. We talked of the political difficulty of taking

older, less safe, less economical higher emission vehicles off the road and of restricting the importation of older used vehicles.

The NZ vehicle fleet has grown 85% since 1990 (greenhouse gas benchmark year) while our population has grown 41%.

The average age of our light vehicle fleet is close to 15 years old with over 50% of used imports being over 10 years old on

arrival. In contrast, the European fleet average age is less than 8 years old, enabling a relatively fast flow through of new

technology benefits to making a cleaner, greener, safer fleet.

We had the opportunity to make a submission, in principle we agree with a policy that seeks to:

- significantly reduce the emissions from transport - Cleaner

- over time reduce the NZ fleets CO

2

footprint - Greener

- improve the quality of vehicles imported into NZ - Safer

We also strongly commented that for such a policy to be successful it must be transparent, simple and have “buy in” from the

consumer.

We reiterated that influencing consumer choice is the single best method of shifting demand and in doing so maintaining public

trust. The end target of 105gm/km is potentially attainable, just not in the way or the timeframe envisaged by the Ministry and

any approach needs to respect the set of circumstances that are present in NZ that require vehicle use - for example - low

population density, low level of public transport, topography (we have hills), our productive sector being provincially based and

a national fleet of older, lower priced (cheaper) cars.

Outlook

Indications are that the new vehicle industry will continue its year-over-year decline reflecting economic outlook and confidence.

Life at the coal face has been distinctly more challenging this winter however we, and our dealership teams, will as ever strive

for the best possible outcome.


G D Gibbons

Chief Executive

8

Group dealerships


Company Name

Chief Executive /

Dealer Principal (DP)

Franchises Location Web address

Southpac Trucks Ltd Maarten Durent Kenworth & DAF

Heavy Trucks

Manukau City,

Hamilton, Rotorua,

Palmerston North

& Christchurch

www.spt.co.nz




South Auckland Motors

Ltd

Matthew Newman

Michael Tappenden

(DP)

Ford & Mazda

Manukau City,

Auckland Airport,

Botany, Takanini &

Pukekohe

www.southaucklandmotors.co.nz


Southern Autos –

Manukau Ltd

Matthew Newman

Andrew Craw

(DP)

Suzuki, Peugeot,

Citroen & Isuzu

Manukau City www.southernautos.co.nz


South Auckland Honda

Ltd

Matthew Newman

Andy Kimber (Agency Mgr.)

Honda Pukekohe www.honda.co.nz

Energy City Motors Ltd Russell Dempster Ford New Plymouth &

Hawera

www.energyford.co.nz


Energy Motors Ltd Shaun Biesiek (DP) Hyundai & Isuzu New Plymouth www.energyhyundai.co.nz

www.energymotorsisuzu.co.nz

Ruahine Motors Ltd David Wills Ford Waipukurau www.ruahinemotors.co.nz

The Hawkes Bay Motor

Company Ltd

Paul Bond (

DP) Nissan &

Mahindra

Hastings www.hawkesbaynissan.co.nz


Fagan Motors Ltd Keith Allen Ford & Mazda

Suzuki & Kawasaki

Motorcycles

Masterton www.faganmotors.co.nz

www.fagansuzuki.co.nz

Stevens Motors Ltd Stuart Gibbons Ford & Mazda Lower Hutt www.stevensmotors.co.nz

Capital City Motors Ltd Matthew Carman Ford & Mazda Wellington,

Porirua & Kapiti

www.capitalcitymotors.co.nz


M.S. Motors (1998) Ltd Alan Kirby Ford Nelson www.nelsonford.co.nz

KIA Richmond www.nelsonkia.co.nz

Hutchinson Motors Ltd John Hutchinson Ford

Bridgestone Tyres

Christchurch www.thf.co.nz

Avon City Motors Ltd John Luxton Ford Christchurch &

Rangiora

www.acford.co.nz


Avon City Motorcycles

Ltd

John Luxton Suzuki & BMW

Motorcycles

Christchurch www.avoncitysuzuki.co.nz

Timaru Motors Ltd Wayne Pateman Ford & Mazda Timaru www.timarumotors.co.nz

Dunedin City Motors Ltd Robert Bain Ford & Mazda Dunedin, Oamaru

& Alexandra

www.dcmotors.co.nz

Macaulay Motors Ltd Grant Price

Tim Rabbitte (DP)

Ford & Mazda Invercargill &

Queenstown

www.macaulaymotors.co.nz


Southern Lakes Motors

Ltd

Grant Price

Suzanne van Pels

(Acting DP)

Mitsubishi &

Nissan

Queenstown www.southernlakesmotors.co.nz


Agricentre South Ltd


Grant Price Case IH Tractors

& Kuhn

Implements

Invercargill, Gore,

Milton, Cromwell &

Ranfurly

www.agricentre.co.nz


New Holland,

Kubota Tractors &

Norwood Ag

Equipment

Invercargill & Gore


Yamaha

Motorcycles

Gore


9
The consolidated financial statements should be read in conjunction with the accompanying notes.


Consolidated statement of financial performance

for the year ended 30 June 2019



Notes

2019

$000

2018

$000

Revenue

Revenue 906,924 902,076

Other revenue 2,078 1,958

Total revenue 1 909,002 904,034

Trading expenses

Cost of products and services sold 757,262 755,544

Remuneration of staff 75,995 71,181

Depreciation and amortisation 4,371 3,741

Property occupation costs 6,723 6,571

Marketing, promotion and training 6,619 5,847

Other operating costs 19,347 18,744

Interest 3 4,992 4,565

Total trading expenses 2 875,309 866,193

Trading profit before tax 33,693 37,841

Taxation

Current tax 9,880 11,353

Deferred tax

80 (365)

Total tax on trading 4 9,960 10,988

Non-controlling interest 1,673 2,107

Trading profit after tax 22,060 24,746


Non-trading items

Fair value revaluation of property (243) (406)

Fair valuation of investments (57) 476

Total non-trading items before tax (300) 70

Taxation

Deferred tax

4 141 169

Non-trading items after tax (159) 239

Profit attributable to shareholders 21,901 24,985

Profit for the year


Profit attributable to: Shareholders

Trading profit after tax 22,060 24,746

Non-trading items after tax (159) 239

Total attributable to shareholders 21,901 24,985

Non-controlling interest 1,673 2,107

Profit for the year 6 23,574 27,092


Statistics per share


Basic and diluted earnings per share 7

Profit attributable to shareholders (cents) 67.0 76.4

Trading profit after tax (cents) 67.5 75.7

Dividends

Dividends (cents per share) 45.0 50.0

Total dividends ($’000) 14,713 16,347


Net tangible assets per share ($)

6.37 5.99

10
The consolidated financial statements should be read in conjunction with the accompanying notes.


Consolidated statement of comprehensive income

for the year ended 30 June 2019



Notes

2019

$000

2018

$000

Profit for the year 23,574 27,092

Other comprehensive income

Items that will not be reclassified subsequently to profit or loss

Property revaluation reserve

Fair value movement 6,982 5,430

Deferred tax 4 53 108

Items that will be reclassified subsequently to profit or loss when

specific conditions are met

Cash flow hedge reserve

Movement in fair value of hedge derivatives (505) 862

Deferred tax 4 141 (241)

Total other comprehensive income for the year 6,671 6,159

Total comprehensive income for the year 30,245 33,251


Total comprehensive income for the year attributable to:

Shareholders 28,627 31,051

Non-controlling interest 1,618 2,200

Total comprehensive income for the year 30,245 33,251



Consolidated statement of changes in equity

for the year ended 30 June 2019



Notes

2019

$000

2018

$000

Total equity at beginning of the year 199,746 182,885

Comprehensive income

Profit for the year 23,574 27,092

Other comprehensive income 6,671 6,159

Total comprehensive income 30,245 33,251

Dividends paid to shareholders 22 (16,347) (15,040)

Dividends paid to non-controlling interest (1,350) (1,350)

Total equity at end of year 20 212,294 199,746


11
The consolidated financial statements should be read in conjunction with the accompanying notes.


Consolidated statement of financial position

at 30 June 2019



Notes

2019

$000

2018

$000

Shareholders’ equity

Share capital 21 15,968 15,968

Retained earnings 136,252 130,698

Property revaluation reserve 57,030 49,995

Foreign exchange cash flow hedge reserve (95) 214

Total shareholders’ equity 209,155 196,875


Non-controlling interest 3,139 2,871

Total equity 212,294 199,746


Current liabilities

Bank borrowings 25 35,856 41,550

At-call deposits 24 24,008 21,588

Trade & other payables 12 46,813 50,449

Vehicle floorplan finance 23 58,613 61,386

Financial liabilities – credit contracts 14 1,773 2,779

Tax payable 1,836 5,001

Financial derivatives – foreign exchange 29 155 -

Total current liabilities 169,054 182,753


Non-current liabilities

Financial derivatives – credit contracts 14 2,759 3,025

Deferred tax 4 3,589 3,844

Total non-current liabilities 6,348 6,869


Total equity and liabilities 387,696 389,368


Current assets

Cash & bank accounts 13 7,182 10,251

Trade & other receivables 11 55,493 57,991

Inventory 8 168,329 181,022

Financial assets – credit contracts 14 1,738 2,734

Financial derivatives – foreign exchange 29 - 349

Total current assets 232,742 252,347


Non-current assets

Financial assets – credit contracts 14 2,761 3,026

Intangible assets 16 1,028 1,028

Investments 18 2,440 2,497

Property, plant & equipment 9 148,725 130,470

Total non-current assets 154,954 137,021


Total assets 387,696 389,368




For the Directors








J P Gibbons

Chairman of the Board

D M Wood

Chairman of the Audit & Compliance Committee


Authorised for issue on 19 September 2019


The consolidated financial statements should be read in conjunction with the accompanying notes.


Consolidated statement of financial position

at 30 June 2019



Notes

2019

$000

2018

$000

Shareholders’ equity

Share capital 21 15,968 15,968

Retained earnings 136,252 130,698

Property revaluation reserve 57,030 49,995

Foreign exchange cash flow hedge reserve (95) 214

Total shareholders’ equity 209,155 196,875


Non-controlling interest 3,139 2,871

Total equity 212,294 199,746


Current liabilities

Bank borrowings 25 35,856 41,550

At-call deposits 24 24,008 21,588

Trade & other payables 12 46,813 50,449

Vehicle floorplan finance 23 58,613 61,386

Financial liabilities – credit contracts 14 1,773 2,779

Tax payable 1,836 5,001

Financial derivatives – foreign exchange 29 155 -

Total current liabilities 169,054 182,753


Non-current liabilities

Financial derivatives – credit contracts 14 2,759 3,025

Deferred tax 4 3,589 3,844

Total non-current liabilities 6,348 6,869


Total equity and liabilities 387,696 389,368


Current assets

Cash & bank accounts 13 7,182 10,251

Trade & other receivables 11 55,493 57,991

Inventory 8 168,329 181,022

Financial assets – credit contracts 14 1,738 2,734

Financial derivatives – foreign exchange 29 - 349

Total current assets 232,742 252,347


Non-current assets

Financial assets – credit contracts 14 2,761 3,026

Intangible assets 16 1,028 1,028

Investments 18 2,440 2,497

Property, plant & equipment 9 148,725 130,470

Total non-current assets 154,954 137,021


Total assets 387,696 389,368




For the Directors








J P Gibbons

Chairman of the Board

D M Wood

Chairman of the Audit & Compliance Committee


Authorised for issue on 19 September 2019

12
The consolidated financial statements should be read in conjunction with the accompanying notes.


Consolidated statement of cash flows

for the year ended 30 June 2019



Notes

2019

$000

2018

$000

Operating cash flows

Receipts from customers 911,345 880,336

Interest received 7 307

Dividends received 147 147

Payments to suppliers and employees (856,881) (878,114)

Interest paid (4,992) (4,565)

Income taxes paid (13,044) (9,465)

Net operating cash flows 6 36,582 (11,354)

Investing cash flows




Proceeds from sale of property, plant & equipment 414 833

Proceeds from sale of intangibles & investments - -

Purchase of property, plant & equipment (16,319) (14,895)

Net investing cash flows (15,905) (14,062)

Financing cash flows




(Decrease)/increase in bank borrowings (8,469) 40,427

Increase in deposits 2,420 3,570

Dividends paid to shareholders (17,697) (16,390)

Net financing cash flows (23,746) 27,607


Net change in cash held (3,069) 2,191

Cash at beginning of year 10,251 8,060

Cash at end of year 13 7,182 10,251


13


Notes to the consolidated financial statements

for the year ended 30 June 2019

Index to the notes

Note Page


Preparation of the consolidated financial statements



About the reporting entity 14

Statement of compliance 14

Basis of preparation 14

Critical accounting assumptions, estimates and judgements 14


Accounting policies

Impairment 15

Goods & services tax 15

Changes in accounting policies and accounting standards 15


Financial performance


The notes in this section explain the Group’s profit for the year and give more detail of items

that make up its revenue and expenses.


1 Revenue 16

2 Expenditure 17

3 Interest 17

4 Taxation 17

5 Segment report 18

6 Reconciliation of profit for the year with operating cash flows 19

7 Earnings per share 19

Financial position


This section describes the assets and liabilities the Group uses to generate profit including

its working capital.


8 Inventory 20

9 Property, plant and equipment 20

10 Christchurch greenway 22

11 Trade and other receivables 22

12 Trade and other payables 23

13 Cash and bank accounts 23

14 Credit contracts 24

15 Operating leases 25

16 Intangible assets 26

Investments


This section describes the corporate structure of the Group and how the results and balances

of the individual companies are combined into the consolidated financial statements.


17 Subsidiaries 27

18 Investments 27

Funding


This section describes the sources of funding the Group uses and how they are managed.


19 Capital management 28

20 Movements in equity 28

21 Share capital 29

22 Dividends 29

23 Vehicle floorplan finance 29

24 At call deposits 30

25 Bank borrowing 30

26 Financial instruments 30

27 Reconciliation of liabilities arising from financial activities 32

Managing risk


The notes in this section describe how the Group manages the financial risks that affect its

financial position and performance.


28 Financial risk management 33

29 Financial derivatives – foreign exchange 34

Other

30 Related party transactions 36

31 Contingencies 36

32 Events after the reporting date 36

14




Preparation of the consolidated financial statements


About the reporting entity


The financial statements presented are for The Colonial Motor Company Limited (the Company) and its

subsidiaries (the Group). The Company is an FMC Reporting Entity under the Financial Markets

Conduct Act 2013 (FMCA 2013). Where an FMC Reporting Entity prepares consolidated financial

statements, parent company disclosures are not required and have therefore not been included in these

financial statements.

The Group is a Tier 1 for profit reporting entity as set out in the External Reporting Board’s Accounting

Standards Framework. The Colonial Motor Company Limited is a New Zealand registered company

listed on the New Zealand Stock Exchange.

The Group’s principal activity is operating franchised motor vehicle dealerships. There is a list of the

dealerships and the franchises they represent on page 8.

Statement of compliance


These consolidated financial statements have been prepared in accordance with Generally Accepted

Accounting Practice in New Zealand (NZ GAAP). They comply with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS)

issued by the New Zealand Accounting

Standards Board, Part 7 of the FMCA 2013 and the Companies Act 1993. They also comply with

International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards

Board.

The consolidated financial statements were authorised for issue by the Directors on 19 September 2019.

Basis of preparation


The consolidated financial statements have been prepared

• on an historical cost basis, modified by the revaluation of certain assets and liabilities to fair value

through profit or loss, and

• on the assumption that the Group is a going concern

The consolidated financial statements are presented in New Zealand Dollars, which is the Group’s

functional and presentation currency, rounded to the nearest thousand dollars.

Critical accounting assumptions, estimates and judgements


The Group makes assumptions, estimates and judgements concerning the future. They are based on

historical experience and other factors including expectations of future events that are believed to be

reasonable under the circumstances. Actual results may differ from these estimates.

Estimates, judgements and underlying assumptions are reviewed on an ongoing basis. Revisions to

accounting estimates are recognised in the period in which the estimate is revised and in any future

periods affected.

Estimates and judgements that have a significant risk of causing a material adjustment to the carrying

amount of the assets and liabilities are detailed in the relevant notes of these consolidated financial

statements.


15



Accounting policies


The accounting policies set out in these notes have been applied consistently to all periods presented

in these consolidated financial statements.


The following general accounting policies relate to the overall consolidated financial statements.

Policies specific to particular transactions or balances are detailed within each relevant note and are

highlighted by a solid blue bar:


Specific accounting policy




General accounting policies

Impairment

The carrying amounts of the Group’s assets are reviewed at each reporting date to determine whether

there is any objective evidence of impairment. An impairment loss is recognised whenever the carrying

amount of an asset exceeds its estimated recoverable amount. Impairment losses directly reduce the

carrying amount of assets and are recognised as an expense in the consolidated statement of financial

performance.

The recoverable amount of an asset or cash generating unit is the greater of its value in use and its fair

value less costs to sell. In assessing fair value in use, the estimated future cash flows are discounted to

their present value using a pre-tax discount rate of the time value of money and risks specific to that

asset.

In respect of all assets (except goodwill and intangibles with indefinite useful lives) an impairment loss

is reversed if there has been a change in the estimate used to determine the recoverable amount.


Goods & Services Tax


The consolidated financial statements are prepared net of Goods & Services Tax (GST) with the

exception of receivables and payables which are stated including GST.


Changes in accounting policies and accounting standards


There have been no changes in accounting policies during the year.

Certain new accounting standards became effective for the Group from 1 July 2018. Further details on

the impact of these standards can be found in the following notes:

NZ IFRS 15 - Revenue from Contracts with Customers – note 1

NZ IFRS 9 - Financial Instruments – note 26

New standards, interpretations and amendments

At the date of authorisation of these consolidated financial statements, certain new standards and

interpretations to existing standards have been published but are not yet effective and have not been

adopted early by the Group.

All pronouncements will be adopted in the first accounting period beginning on or after the effective date

of the new standard. Information on new standards, amendments and interpretations that are expected

to be relevant to the consolidated financial statements are provided in the relevant notes as follows:


NZ IFRS 16 - Leases – note 15

Certain other new standards and interpretations issued but not yet effective and not expected to have

a material impact on the consolidated financial statements have not been disclosed.

16



Notes on financial performance

1 Revenue


Revenue from Contracts with Customers

The new accounting standard, NZ IFRS 15 – Revenue from Contracts with Customers, has been

adopted by the Group with effect from 1 July 2018. When deciding whether to recognise revenue the

Group undertakes the following:

1. Identifies the contract with the customer;

2. Identifies the performance obligations;

3. Determines the transaction price;

4. Allocates the transaction price to the performance obligations; and

5. Recognises revenue as the performance obligations are completed.

All of the revenue from contracts with customers arises from the sale of goods or services. The

transaction price is measured as the fair value of the consideration received or receivable and is net of

returns, trade allowances and rebates. All contracts are short term in nature.

For the supply of goods, the performance obligation is considered to be satisfied when control of the

goods has been passed to the buyer. This generally happens on delivery and revenue is recognised at

that time. Payment is usually required before the goods are delivered.

For the supply of services, performance obligations are considered satisfied when the service has been

completed. Revenue is recognised at that time. Payment is due on completion of the service.

The Group sells some products which have extended warranty or maintenance periods. These are part

of the price of the original goods or services and are not identified or treated separately. Any costs

incurred by the Group in respect of these services are recovered from the manufacturers providing the

extended warranties and maintenance agreements.

Given the short term nature of the contracts and that the performance obligations are generally met at

a single point, there has been no significant change in the Group’s accounting policies or procedures

post 1 July 2018. Consequently no contract assets or contract liabilities have been recognised by the

Group.


Prior to 1 July 2018, revenue was measured at the fair value of the consideration received or receivable.

It was recognised to the extent that it was probable that the economic benefits would flow to the Group

and the revenue could be reliably measured.

Amounts disclosed as revenue were net of returns, trade allowances and rebates. The following specific

recognition criteria would also be met before revenue was recognised:

Sale of products: Revenue from the sale of goods was recognised when the significant risks and rewards

of ownership had passed to the buyer and could be reliably measured. Risk and rewards were

considered to have passed to the buyer generally upon the delivery of goods to the customer.

Rendering of services: Revenue from the rendering of a service was recognised in the period in which

the service was provided.


Other Revenue


Rental revenue arising from premises rental is accounted for on a straight line basis over the lease term.

Interest comprises interest on funds invested and is recognised in profit or loss as it accrues using the

effective interest rate method.



2019

$000

2018

$000

Revenue from

Sale of products 842,024 839,621

Sale of services 64,900 62,455

Total revenue from contracts with customers 906,924 902,076


Interest 7 307

Rental revenue 2,071 1,651

Total other revenue 2,078 1,958





17


2 Expenditure


Expenditure in the consolidated statement of financial performance

includes:




2019

$000

2018

$000

Auditor’s remuneration

Audit fees – statutory audit 496 423

Other services - -

Total auditor’s remuneration 496 423

Operating lease expense 3,101 3,028

Directors’ fees 259 244

Bad debts written off 96 101

Donations 18 21

Contributions to retirement savings

CMC Workplace Savings Scheme 829 754

KiwiSaver 1,292 1,180

Increase/(decrease) in impairment allowance for:

Parts inventory obsolescence 153 (264)

Doubtful debts 8 (18)

Credit contracts (12) (32)


3 Interest


Interest expense comprises interest on deposits, vehicle floorplan finance, bank borrowings and bank

overdraft facilities.

See note 28 (b) for interest rate disclosures.

Interest costs are recognised using the effective interest rate method and expensed in the period they

are incurred.


4 Taxation

4(a) Tax expense

Income tax expense comprises current and deferred tax. Current tax is the tax payable on taxable profit

for the period using the existing tax rates.

Tax expense is recognised in the consolidated statement of financial performance except when it relates

to items recognised directly in the consolidated statement of comprehensive income.



2019

$000

2018

$000

Profit before tax for the year 33,393 37,911

Expected tax charge at the tax rate of 28% 9,350 10,615

Tax adjustments for:

Non-deductible expenses 498 598

Tax exempt income - (147)

Changes in unrecognised temporary differences 38 308

Prior year adjustment (6) (21)

Actual current tax charge 9,880 11,353

Movement in deferred tax (61) (534)

Total tax expense 9,819 10,819

18


4(b) Deferred tax

The calculation of deferred tax uses the liability approach that recognises deferred tax assets and

liabilities based on differences between the accounting and tax values of specific items in the

consolidated statement of financial position.

Deferred tax assets and liabilities are carried


• at the tax rates expected to apply when the assets are recovered or liabilities settled

• on the basis that the Group expects future profits to exceed any reversal of existing temporary

differences


Deferred tax liability


2019

$000

2018

$000

At the beginning of the year (3,844) (4,245)

Movement through the consolidated statement of

financial performance


On trading profit (80) 365

On non-trading property depreciation 141 169

Movement through property revaluation reserve 53 108

Movement through foreign currency cash flow hedge

reserve

141 (241)

At the end of the year (3,589) (3,844)


Deferred tax assets and liabilities are attributable to the following:

Trade and other payables 612 809

Trade and other receivables 21 19

Employee benefits 1,050 1,001

Inventories 667 628

Financial derivatives 43 (98)

Impairment allowance for finance bad debts 10 13

Property, plant and equipment (1,641) (1,724)

Building depreciation rule change (4,351) (4,492)

Deferred tax liability at the end of the year (3,589) (3,844)


Deferred tax on unused tax losses to be utilised against

future taxable profits


- -

4(c) Imputation credit account





2019

$000

2018

$000

Imputation credits available for use in subsequent

reporting periods


29,199 23,687


The New Zealand imputation regime enables tax credits to be attached to dividends paid to

shareholders as a method of avoiding double-taxation of company profits.


5 Segment report


The Group is structured so that each motor vehicle dealership is managed locally under the control of a

dealer principal who reports monthly to the Group Chief Executive. The Group Chief Executive is

considered to be the Chief Operating Decision Maker in terms of NZ IFRS 8 - Operating Segments. The

key measures used to assess dealership performance are revenue, trading profit before tax, trade

receivables and inventory.

Each of the trading subsidiaries enters into agreements in their own right with the New Zealand distributor

to sell and service specific brands of motor vehicle in a defined primary marketing area. As national

distributor of two brands of heavy trucks, Southpac Trucks Limited has equivalent agreements with the

international suppliers covering the whole country. Most of these agreements (called either dealer or

franchise agreements) do not have a specific duration. All of the dealer or franchise agreements contain

the right for the distributor/franchisor or the dealer to terminate the arrangements at short notice. Some

of these agreements have finite terms from one to three years, usually without automatic rights of

renewal. If a dealership or franchise agreement is terminated or not renewed there could be a detrimental

effect on the future financial performance of the Group.


19




The dealerships have similar economic characteristics, financial performance (as measured by their

gross profitability), products, services, processes, customers, methods of distribution and all operate in

the same regulatory environment. On that basis, all of the Group’s operating segments have been

aggregated into a single reporting segment to most appropriately reflect the nature and financial effects

of the business activities in which the Group engages and the economic environment in which it operates.

2019 2018

Operating

segment Corporate

Total

Group

Operating

segment Corporate

Total

Group

$000 $000 $000 $000 $000 $000

Revenue from customers 908,218 777 908,995 903,727 - 903,727

Depreciation & amortisation 2,642 1,729 4,371 2,168 1,573 3,741

Interest income 7 - 7 301 6 307

Interest expense 3,018 1,974 4,992 2,871 1,694 4,565

Trading profit before tax 29,623 4,070 33,693 34,582 3,259 37,841

Total assets 241,650 146,046 387,696 261,998 127,370 389,368


6 Reconciliation of profit for the year with operating cash flows




2019

$000

2018

$000

Profit for the year 23,574 27,092

Adjustments for non-cash items

Depreciation 4,371 3,741

Revaluation of property and investments 300 (70)

Movement in

Impairment of credit contracts (12) (4)

Deferred tax (61) (534)

Movement in working capital

Trade & other payables (3,615) 13,030

Tax payable (3,165) 1,888

Trade & other receivables 2,497 (23,243)

Inventory 12,693 (33,254)

Net cash flow from operations 36,582 (11,354)


7 Earnings per share





2019

$000

2018

$000

Trading profit after tax 22,060 24,746

Profit after tax for the year attributable to shareholders 21,901 24,985


Weighted average number of shares on issue – see note 21



Basic and diluted earnings per share on

Cents per

share

Cents per

share

Trading profit after tax 67.5 75.7

Profit after tax attributable to shareholders 67.0 76.4


Basic and diluted earnings per share are calculated by dividing the profit after tax attributable to

shareholders by the weighted average number of shares outstanding during the year.

There were no potentially dilutive ordinary shares outstanding at the reporting date (2018: none).


20



Notes on financial position

8 Inventory


New and used vehicles are valued at the lower of cost or net realisable value. Parts, accessories,

workshop stocks, fuels and gases are recognised at cost, using where applicable, the first in first out

method. Cost includes expenditure incurred in acquiring the inventory and bringing it to the existing

location and condition. Due allowance has been made for obsolete and slow moving stock.

Inventory, particularly of vehicles, is reviewed, on a transaction by transaction basis, as part of normal

commercial trading. Estimates and judgement are required to ensure that carrying values do not exceed

net realisable values at the reporting date.

Parts inventory is reviewed regularly for slow-moving or obsolete stock. At each reporting date an

impairment allowance is recognised based on the age of stock and historical evidence of inventory held

for a similar timeframe. The movement in the parts obsolescence allowance is as a result of a

combination of the realisation and scrapping of aged stock during the reporting period.




2019

$000

2018

$000

Vehicles 146,925 160,989

Parts, accessories, workshop fuels and gases 24,162 22,795

Impairment allowance (2,758) (2,762)

Total inventory 168,329 181,022


Total inventory write-down including parts, parts obsolescence and vehicles 432 660


9 Property, plant & equipment


Land & buildings

Land and buildings owned by the Group are categorised as property, plant & equipment because they

are owned specifically for use in the revenue generating operations of its subsidiaries.

All land and buildings, other than properties held for sale (if any), were independently valued at reporting

date by QV Asset & Advisory to comply with Property Institute New Zealand Professional Practice

Standards and International Valuation Standards. The principal valuer was Angela Scott, a MPINZ

Registered Valuer.

All property has been classified as level 2 in the fair value hierarchy specified in NZ IFRS 13 – Fair Value

Measurement because, although there is an active and open market for commercial properties, each

property is unique in its location, size, age and condition.

All property was valued at its highest and best use by applying a direct sales comparison approach,

which derives fair values by comparing the property to similar assets that have recently sold on the open

market.

Any revaluation surplus is credited to the property revaluation reserve unless it reverses a revaluation

decrease for the same asset previously recognised in profit or loss. In that case, the surplus is credited

to profit or loss to the extent of the decrease previously charged. Any revaluation deficit is recognised

through profit or loss unless it directly offsets a previous surplus in the same asset in the property

revaluation reserve.

In May 2019, there was a fire at the Macaulay Motors facility in Queenstown. It is a new dealership

property that was officially opened in January 2019. The fire was contained in the workshop and the

dealership has continued to trade, with service work being completed at its previous location. The cost

of repairing the building and replacing damaged plant & equipment is expected to be $2.1m and is fully

covered by the Group’s insurance. Given the short time frame to repair the damaged property and that

the insurer has confirmed that all the re-instatement costs will be fully reimbursed, no adjustment to the

carrying value of this property has been reflected in the consolidated financial statements at 30 June

2019. Repairs are currently being undertaken.

Other property, plant & equipment

Property, plant & equipment other than land and buildings are carried at cost less accumulated

depreciation and impairment losses. Cost includes all expenditure that is directly attributable to the

acquisition of the asset. Software that is integral to the functionality of the related equipment is

capitalised as part of the asset.

21


Depreciation

Land is not depreciated. The economic life of buildings has been assessed at between 33 and 100

years and buildings are depreciated accordingly. Any accumulated depreciation on buildings at

revaluation date is eliminated against the gross carrying amount of the asset and the net amount is

restated to the revalued amount of the asset.

Other plant and equipment has been depreciated over its estimated useful life on an accounting basis

that the Group considers best reflects the decline in the economic service potential of each class of

assets. The general rate bands are shown below:

Service vehicles 18 – 36% of Diminishing Value

Furniture, fittings and equipment 7.5 – 60% of Diminishing Value

Carrying values and depreciation rates are reviewed at each reporting date to ensure depreciation rates

are appropriate.


Land &

buildings

Furniture,

fittings &

equipment

Service

vehicles

Total

$000 $000 $000 $000


Cost or fair value at 30 June 2017 62,565 21,476 5,314 89,355

Accumulated depreciation - (14,978) (2,570) (17,548)

Revaluation 43,317 - - 43,317

Net book value at 30 June 2017 105,882 6,498 2,744 115,124

Additions 11,589 1,966 1,265 14,820

Disposals (6) (26) (685) (717)

Depreciation (1,548) (1,445) (789) (3,782)

Movement in revaluation 5,025 - - 5,025

Net book value at 30 June 2018 120,942 6,993 2,535 130,470


Cost or fair value at 30 June 2018 72,598 22,696 5,313 100,607

Accumulated depreciation - (15,703) (2,778) (18,481)

Revaluation 48,344 - - 48,344

Net book value at 30 June 2018 120,942 6,993 2,535 130,470

Additions 12,566 2,868 1,474 16,908

Disposals (614) (111) (352) (1,077)

Depreciation (1,775) (1,695) (845) (4,315)

Movement in revaluation 6,739 - - 6,739

Net book value at 30 June 2019 137,858 8,055 2,812 148,725


Comprised of:

Cost or fair value at 30 June 2019 82,775 24,482 5,769 113,026

Accumulated depreciation - (16,427) (2,957) (19,384)

Revaluation 55,083 - - 55,083

Net book value at 30 June 2019 137,858 8,055 2,812 148,725




2019

$000

2018

$000


Revaluation deficit recognised as non-trading items through profit or loss (243) (406)


Capital work in progress included in value of land & buildings at reporting

date. Capital work in progress is not subject to depreciation until completed

and brought into use 2,535 2,624


Capital commitments

Commitments to the future acquisition of new dealership facilities and

development projects to existing facilities 3,948 4,027


22


10 Christchurch greenway



The dealership property occupied by Team Hutchinson Ford on Tuam Street in Christchurch is owned

by the Group and is in the city’s Southern Frame designated area. An east-west greenway is being

constructed through the centre of the dealership. In April 2018 agreement was reached with Crown

authorities for the Group to grant an easement in perpetuity across the site for the construction of the

greenway. The agreement involved:

1. a cash settlement to meet the cost of demolishing part of the workshop and remodelling the

remaining buildings to accommodate the business over a split site, and;

2. acquisition of an adjacent area of land to replace part of the land taken by the greenway.

Initial recognition of the agreement was to create an asset for the full value of the settlement receivable

from the Crown ($7.555m) based on the reasonable expectation that the agreement was legally binding

and all conditions imposed on the parties would be met. At the same time a liability for the same amount

was established in recognition of the Group’s future performance obligations to clear the land and make

changes to existing buildings in order to continue its business.

At the reporting date, the outstanding receivable included in Other Receivables represents further

payments due to be received from the Crown on particular events defined in the agreement and the

value of the land to be acquired. The balance of the performance obligations, included in Other

Payables, reflects the remainder of the settlement that has yet to be allocated to particular elements of

the work to be completed including compensation for the loss in capital value of the land as a result of

granting the easement that will divide, what is currently a single contiguous area of land, into two

separate titles.

The lump sum settlement made in 2018 includes an unspecified amount of compensation for “injurious

affection”, a legal term given to the disruption and additional operational costs that are likely to be

incurred during the creation of the greenway. The amount of the compensation for injurious affection

will only be measurable upon completion of the capital works. Provision has been made within deferred

tax for the anticipated tax effects associated with putting the greenway in place.


2019 2018

$000 $000


Other Receivables

Balance at 1 July 3,555 -

Consideration for granting easement and making land available

Cash - 7,000

Value of land to be acquired - 555

Payments received (1,000) (4,000)

Balance at 30 June – note 11 2,555 3,555


Performance obligation

Balance at 1 July 7,031 -

Liability for future obligations - 7,555

Expenditure incurred (671) (524)

Balance at 30 June – note 12 6,360 7,031



11 Trade and other receivables




2019

$000

2018

$000

Trade receivables 52,408 52,069

Impairment allowance for expected credit losses (75) (67)

52,333 52,002

Other receivables – greenway agreement note 10 2,555 3,555

Other receivables 447 1,853

Prepayments 158 581

Carrying value of trade and other receivables 55,493 57,991


Bad debts written off in year 96 101


The net carrying value of trade receivables and prepayments is considered to be their fair value.

23




With effect from 1 July 2018, the Group has adopted the simplified model of recognising lifetime

expected credit losses as detailed in NZ IFRS 9 – F inancial Instruments, as none of the trade or other

receivables contain a significant financing component.

In measuring expected credit losses, the trade receivables have been assessed on a collective basis

as they share similar credit risks. Expected loss rates are based on historic trading patterns over the

last 5 years adjusted for anticipated changes in the 12 months following reporting date. Adoption of

the new standard has not impacted the method of calculating impairment on prior period results.

The items included in other receivables do not share the same credit risks as trade receivables and no

credit loss is expected to arise.

Trade receivables are written off as bad debts when there is no expectation of recovery.


On the above basis the expected credit loss of trade receivables is as follows:



2019

$000

2018

$000

Expected credit loss rate 0.14% 0.13%

Gross carrying amount 52,408 52,069

Expected credit loss 75 67


Movements in the loss allowance are as follows:

Balance at 1 July 67 94

Allowance recognised in profit or loss 31 -

Allowance reversed (23) (27)

Balance at 30 June 75 67


12 Trade and other payables




Trade and other payables are stated at amortised cost.

Employee benefits

The Group provides for benefits accruing to employees for:


• salaries and wages earned but not yet paid

• annual leave accrued but not yet taken

• short-term incentives arising from contractual obligations or when it is probable that the incentives

will be paid and they can be reliably measured


Trade and other payables are all due within one year.


2019

$000

2018

$000

Trade payables 25,473 28,457

Employee benefits 8,364 8,175

Other payables – performance obligation note 10 6,360 7,031

Other payables 6,616 6,786

Total trade and other payables 46,813 50,449



13 Cash and bank accounts



2019

$000

2018

$000

Bank accounts in funds 7,384 10,573

Bank accounts in overdraft (202) (322)

Net cash and bank accounts 7,182 10,251


These balances include all cash and cash equivalents.

Bank overdrafts are payable at call.

The Company guarantees the amounts owing by its subsidiaries under overdraft facilities and the

subsidiaries guarantee the indebtedness of the Company.

Aggregate limit on bank overdrafts 7,035 7,035

24


14 Credit contracts



Dealerships arrange finance for customers to buy vehicles with a number of finance companies. Before

the customers enter into the finance agreements, information is gathered and provided to the finance

companies to check that customers meet their creditworthiness, affordability and

other criteria.

Dealerships make the initial loans to the customer but instantaneously assign them to the finance

company.

Credit contracts with Motor Trade Finance Limited (MTF) differ from the other finance companies. MTF

retains the right of recourse to the dealership if a particular customer defaults on their payments.

Accounting for the MTF credit contracts results in creating a receivable from the customer (which is

collected by MTF due to the assignment) and an equal and opposite liability for the amount that may

become payable to MTF if the customer defaults. In the normal course of business, the receivable and

liability for each finance deal reduce in parallel as customers make routine repayments.

The financial liabilities under credit contracts a t reporting date consist of the outstanding balances on

customers’ accounts. The movement in the liability is detailed in note 27.

Financial receivables – credit contracts

There is a risk if customers fail to make the necessary repayments that the receivable will not be

recoverable and the liability will remain payable to MTF. Factors that mitigate

this risk include:

• credit checks that are carried out when the finance is arranged

• timely credit control practices

• the number of outstanding loans means there is no concentration of credit risk on a restricted

number of debtors

• security over the vehicles that are financed so that, if other measures fail, the vehicles can be

repossessed and sold to offset bad debts

Bad debts

If customers default and the sale proceeds of the vehicle do not cover the outstanding balance, the

deficit is recognised as an expense in profit or loss.

Impairment

The balances are routinely reviewed for impairment and an allowance is made for amounts that are

unlikely to be recovered. The impairment allowance is calculated as a percentage of net amounts

outstanding under the credit contracts based on historic trading patterns.


Amounts owed by customers are recoverable over a number of years. To determine the percentage

used for the impairment allowance, estimates are based on historical data for contracts in default.


Financing agreements outstanding at reporting date that have been assigned to MTF with recourse

have the following repayment schedule:

2019

$000

2018

$000

Up to 1 year 1,773 2,779

1 to 2 years 1,463 1,652

2 to 3 years 818 945

3 to 4 years 377 342

4 to 5 years 101 86

Total 4,532 5,804

Impairment allowance (32) (44)

Carrying value of receivables 4,500 5,760


Number of credit contracts 289 410

Value of impaired accounts written off in the year ($000) - -

Actual arrears/amounts past due at 30 June ($000) 24 37

Arrears as percentage of total 0.54% 0.63%

Total value of accounts in arrears at 30 June ($000) 392 471

Accounts in arrears as % of total 8.65% 8.11%


25


The amounts payable by customers under the financial assets – credit contracts, including future

interest, have the following repayment profile, which is the maximum amount the Group may be required

to pay if subject to recourse under its contractual obligations.

2019

$000

2018

$000

Less than 1 year 2,134 3,256

1 to 2 years 1,679 1,895

More than 2 years 1,426 1,504

Total 5,239 6,655


15 Operating leases



The Group owns most of the property from which it operates. Some dealerships operate from sites not

owned by the Group that are leased from third parties. The leases are negotiated under normal

commercial arrangements with varying terms, escalation clauses and renewal conditions. There are no

undue restrictions imposed on these leases and no contingent rents due. The financial commitments

created by the leases are primarily for the regular payment of rent with payments due over the periods

up to the earliest date each lease may be terminated as summarised in the table below.

The Group does not carry any material finance leases.

Operating lease commitments 2019

$000

2018

$000

Within one year 2,887 2,484

Between one and two years 1,682 1,250

Between two and five years 3,095 2,080

Over five years 713 138

Total operating lease commitments 8,377 5,952


The Group owns some properties that are not completely occupied by Group companies and the space

is leased to third parties. The leases are also negotiated under normal commercial arrangements with

varying terms, escalation clauses and renewal conditions and without undue restrictions. The rent is

receivable during the non-cancellable periods of these leases according to the following schedule.

Operating lease receivables


Within one year 439 572

Between one and two years 301 345

Between two and five years 230 459

Over five years - 53

Total operating lease receivables 970 1,429



Change in financial reporting standard

Under current financial reporting standards, the commitments and receivables under operating leases

are not included in the financial statements of the lessors and lessees (landlords and tenants) but need

only be disclosed as above.

A new standard, NZ IFRS 16 – Leases, is coming into effect and will be compulsory for the first time in

the Group’s consolidated financial statements for the year ending 30 June 2020. The Group does not

intend to adopt the standard before that date.

The new standard does not impose material changes for lessors but completely changes the financial

reporting by lessees. It will require them to recognise the present value of the rental commitments over

the most likely term of the lease (a potentially longer period than the non-cancellable period used to

determine the commitments above) as a liability in their statement of financial position. The liability will

be offset by an asset representing the right to use the properties. The liability and asset will be equal

and opposite only at the start of each lease and the reductions in their value over the terms of the leases

will be recognised on different bases. The right of use asset will be depreciated on a straight line basis.

Rather than recognise the rental payments as expenses through profit or loss they will be split between

partial settlement of the liability and a notional interest expense component.

The standard provides a lease-by-lease option either to:


• restate the accounting from inception of each lease or

• transition from the implementation date of the standard


It is the Group’s current intention to apply full re-statement of all its leases.

26



The Group estimates, based on its current portfolio of leases, that at 30 June 2020 the lease liability will

be valued in the range of $14 – $16 million and that, in the year ending 30 June 2020, the replacement

of the rental expense by amortisation of the right of use asset and interest will:


• increase earnings before interest, tax depreciation and amortisation (EBITDA) by $2.2 – $ 2.6m

• increase interest by $0.6 - $0.7m

• increase amortisation by $1.7 - $2.0m

• decrease trading profit before tax by approximately $0.1m


The Group intends to take advantage of the concessions and has not included leases on low value

assets or those leases that expire within 12 months of the date of the initial application of the standard.

The payments associated with these leases will be recognised as an expense on a straight line basis

over the life of the lease.


16 Intangible assets



Intangible assets consist of goodwill and other intangibles.

Goodwill is recognised on acquisitions of subsidiaries or purchases of business assets and represents

the excess of the acquisition costs over the fair value of the individually identified acquired assets and

liabilities at acquisition date.


Goodwill relates to the acquisition of business assets which have no foreseeable limit to the period over

which they are expected to generate cash inflows for the Group. As such they are considered to have

an indefinite useful life.

The value of intangibles is compared with the “value in use” of the affected dealerships, which have

been identified as the cash generating units associated with the intangibles. Impairment of the intangible

assets is recognised if there is considered to be a permanent reduction of the “value in use”.


Impairment testing calculations require the use of estimates and assumptions. The calculations of “value

in use” are based on the actual results for the past five reporting periods together with the projected

results for the next five reporting periods. It was assumed that there would be no real growth during the

period of the forecasts.

Key assumptions relate to the general economic outlook, the level of the new and used vehicle industries

and the performance of the Group’s business units in this environment.

The discount rate used in completing the cash flow forecast to assess value in use was 9.1%

(2018: 8.9%).

Management considers that any reasonable change in a key assumption used in the determination of

the value in use would not cause the carrying amount of intangible assets to exceed their recoverable

amount.


The value of intangible assets was reviewed at 30 June 2019. There was no indication of impairment

below their carrying amount (2018: $Nil).

2019 2018

Goodwill $000 $000

Balance at 1 July 1,028 1,028

Impairment loss during the year - -

Balance at 30 June 1,028 1,028


Cost 1,028 1,028

Accumulated amortisation and impairment - -

Balance at 30 June 1,028 1,028


27


Notes on investments

17 Subsidiaries


Subsidiaries are entities controlled by the Company. Control requires the investor to have exposure or

rights to variable returns and the ability to affect those returns through power over the investee. The

financial statements of subsidiaries are included in the consolidated financial statements from the date

that control commences until the date that control ceases. Intra-group balances, and any revenue and

expenses from intra-

group transactions, are eliminated in preparing the consolidated financial

statements.

Non-controlling interests in the results and equity of subsidiaries are shown separately in each of the

consolidated financial statements. They represent the portion of the profit or loss, other comprehensive

income and net assets of subsidiaries that is not held by the Group based on their respective ownership

interests.


All subsidiaries are 100% owned (2018: 100%), with the exception of Southpac Trucks Limited which is

85% owned (2018: 85%). All subsidiaries have a reporting date of 30 June. All Group companies are

registered in New Zealand. Subsidiary companies operate as motor vehicle dealerships and related or

incidental activities. The Company provides administrative and financial services to the subsidiaries as

well as leasing them, at market rates, many of the properties they occupy.

Trading subsidiaries

Agricentre South Ltd, Avon City Motorcycles Ltd, Avon City Motors Ltd, Capital City Motors Ltd,

Dunedin City Motors Ltd, Energy City Motors Ltd, Energy Motors Ltd, Fagan Motors Ltd, Hutchinson

Motors Ltd, M.S. Motors (1998) Ltd, Macaulay Motors Ltd, Ruahine Motors Ltd, South Auckland

Honda Ltd, South Auckland Motors Ltd, Southern Autos – Manukau Ltd, Southern Lakes Motors Ltd,

Southpac Trucks Ltd, Stevens Motors Ltd, The Hawkes Bay Motor Company Ltd and Timaru Motors

Ltd.

Non-trading subsidiaries

Advance Agricentre Ltd, Avery Motors Ltd, Capital City Paint & Panel Ltd, Central Lakes Automotive

Ltd, East City Ford Ltd, Jeff Gray Ltd, Metro Motors (Porirua) Ltd, Metro Training Services Ltd,

Panmure Motors Ltd, Papakura Ford Ltd, Pukekohe Motors Ltd, Queenstown Motors Ltd,

South Auckland Ford Ltd, Southland Tractors Ltd, Tower Motors (2012) Ltd and

Trucks South Ltd.


Non-controlling interest

Southpac Trucks Ltd operates branches and service agencies throughout New Zealand and its principal

place of business is Auckland. The summarised financial position and cash flows at the reporting date

were as follows:



2019

$000

2018

$000

Shareholders’ equity 20,928 19,136

Current liabilities 71,797 86,368

Total equity and liabilities 92,725 105,504

Total assets 92,725 105,504

Net cash flows from:

Operating activities 19,970 (16,267)

Investing activities (1,561) (653)

Financing activities (19,831) 17,063

Net movement in cash held (1,422) 143

Opening cash balance 2,613 2,470

Closing cash balance 1,191 2,613


18 Investments




2019

$000

2018

$000

Shares in Motor Trade Finance Limited (MTF) 2,437 2,494

Other 3 3

Total investments 2,440 2,497


MTF shares are traded in a quoted but restricted market and are categorised as level two in the fair

value hierarchy set out in NZ IFRS 13 – Fair Value Measurement.

Shares are carried at fair value with changes in value recognised through profit or loss.

28




Notes on funding

19 Capital management


The Group’s capital includes share capital, retained earnings and property revaluation reserves.

The Group’s policy is to maintain a strong capital base to ensure that it continues as a going concern,

to maintain investor, supplier and market confidence and to sustain future development of the business.

The Board regularly monitors future capital requirements and costs to maintain an appropriate balance

of shareholders’ equity and debt. The Group generally maintains the capital structure by setting a

sustainable level of dividends.

The Group issues call debt securities and maintains relationships with a number of financial institutions

to ensure that adequate debt facilities are available to meet short to medium term strategic cash flow

requirements and as a buffer for unexpected events. The Group complied with all of the financial

covenants incorporated in the bank borrowing facilities – note 25 – and the at call deposit trust deed

– note 24 – at the reporting date and at 30 June 2018. There are no other externally imposed capital

requirements.

There has been no change in the Group’s management of capital during the years ended 30 June 2019

or 30 June 2018.


20 Movements in equity


Share

capital

(Note 21)

Property

revaluation

reserve

Foreign

exchange

cash flow

hedge

reserve

Retained

earnings

Total

attributable

to share-

holders

Non-

controlling

interest

Total

equity

$000 $000 $000 $000 $000 $000 $000

Balance at 30 June 2017

15,968 44,457 (314) 120,753 180,864 2,021 182,885

Dividends paid - note 22 - - - (15,040) (15,040) (1,350) (16,390)

Total transactions with

shareholders

- - - (15,040) (15,040) (1,350) (16,390)

Profit for the year - - - 24,985 24,985 2,107 27,092

Other comprehensive income

Property revaluation reserve

Fair value movement - 5,430 - - 5,430 - 5,430

Deferred tax - 108 - - 108 - 108

Foreign exchange cash flow

hedge reserve


Fair value movement - - 733 - 733 129 862

Deferred tax - - (205) - (205) (36) (241)

Total comprehensive income - 5,538 528 24,985 31,051 2,200 33,251

Balance at 30 June 2018 15,968 49,995 214 130,698 196,875 2,871 199,746

Dividends paid - note 22 - - - (16,347) (16,347) (1,350) (17,697)

Total transactions with

shareholders

- - - (16,347) (16,347) (1,350) (17,697)

Profit for the year - - - 21,901 21,901 1,673 23,574

Other comprehensive income

Property revaluation reserve

Fair value movement - 6,982 - - 6,982 - 6,982

Deferred tax - 53 - - 53 - 53

Foreign exchange cash flow

hedge reserve


Fair value movement - - (429) - (429) (76) (505)

Deferred tax - - 120 - 120 21 141

Total comprehensive income - 7,035 (309) 21,901 28,627 1,618 30,245

Balance at 30 June 2019 15,968 57,030 (95) 136,252 209,155 3,139 212,294

29


Reserves

The property revaluation reserve arises on the revaluation of land and buildings. Where revalued land

or buildings are sold, the portion of the revaluation reserve that relates to the asset and is effectively

realised, is transferred directly to retained earnings.


The foreign exchange cash flow hedge reserve comprises the cumulative balance of adjustments to

uncompleted transactions that qualify as effectively hedged under NZ IFRS 9 – Financial Instruments.


21 Share capital


All shares on issue are fully paid-up and have no par value.

All ordinary shares:


• have equal voting rights

• share equally in dividends

• would share equally in any surplus on winding up

2019

$000

2018

$000

Share capital 15,968 15,968



Thousands

of shares

Thousands

of shares

Number of ordinary shares on issue 32,695 32,695

Weighted average number of ordinary shares on issue 32,695 32,695


22 Dividends




2019

$000

2018

$000

Date paid Cents per share

Final for the previous year 15 October 2018 35.0 11,443 10,136

Interim for the current year 15 April 2019 15.0 4,904 4,904

Dividends paid during the year 16,347 15,040


For details of the final dividend for the current year, see note 32.


23 Vehicle floorplan finance


When not purchased outright, new vehicles are funded by bailment arrangements, which represent a

financial liability, accounted for at amortised cost. The vehicles are initially included in inventory at the

same value.

Most of the subsidiaries have bailment facilities with finance companies to provide funding for new

vehicles. The main finance company is UDC Finance Limited. Under these facilities the finance

companies own the vehicles that are placed in the control of the subsidiaries as bailees and are available

to display for sale to the public in the dealerships. The subsidiaries pay bailment fees (similar to interest)

for the use of the vehicles. The bailment agreements are subject to financial limits. The vehicles are

purchased from the finance companies when they are sold to customers.

If the subsidiaries breach the bailment agreements, the finance companies retain the right to repossess

and sell the vehicles and the subsidiaries must meet any shortfall of the sale proceeds from the purchase

price of the vehicles.

2019

$000

2018

$000

Total vehicle floorplan finance 58,613 61,386





30


24 At call deposits


The Company offers for subscription unsecured call debt securities (Deposits) that are repayable on

demand. Acceptance of Deposits is restricted to shareholders, employees and their associates.

At reporting date the Deposits were constituted by, issued under and are described in a trust deed dated

13 September 2016 between the Company, its Guaranteeing Subsidiaries (as therein defined) and

Public Trust as supervisor for the holders of Deposits (the Depositors). Under the terms of the trust deed

the Guaranteeing Subsidiaries unconditionally guarantee, jointly and severally, the repayment of the

deposits together with interest thereon by the Company and by each of the other Guaranteeing

Subsidiaries. The governance documents, including a product disclosure statement, are available on

the Disclose Register.

Interest is payable on Deposits at rates that vary from time to time as disclosed to the Depositors on the

application form or as subsequently notified to Depositors in writing. The interest rate applicable at 30

June 2019 was 3.25% (2018: 3.25%).

2019

$000

2018

$000

Deposits 24,008 21,588


Maximum amount of deposits on offer 30,000 30,000


25 Bank borrowing


The Group has wholesale facilities with BNZ, ANZ and Westpac, three highly-respected international

registered trading banks. The bank facilities are reviewed annually by the banks and have terms that

extend up to three years from the date of each review.

Wholesale borrowing is transacted only by the Company. Its indebtedness is guaranteed by its trading

subsidiaries to the full extent of the facilities. All borrowing at the reporting date was repayable at call.

The agreements with each of the banks are very similar and require the Group to meet financial criteria

based on ratios derived from its financial statements. The Group also pledges to the banks not to grant

security over any of its assets i.e. a “negative pledge”.


2019

$000

2018

$000

Bank borrowing 35,856 41,550


Combined facility limits 60,000 56,500


26 Financial instruments


Financial instruments primarily comprise cash at bank, receivables, payables, credit contracts, forward

exchange contracts, shares in companies, borrowings and loans.


The Group has adopted the new standard, NZ IFRS 9 – Financial Instruments, with effect from 1 July

2018. The new standard makes changes to the classification and measurement of financial assets and

liabilities and introduces an expected credit loss model for the impairment of financial assets. NZ IFRS

9 also contains new requirements for the application of hedge accounting. These are explained in note

29. Adoption of the new standard has not impacted the classification and measurement of financial

assets or liabilities.


Accounting policy applied after 1 July 2018


Financial assets and liabilities are recognised when the Group becomes a party to the contractual

provisions of the financial instrument.


Financial assets are derecognised when the contractual rights to the cash flows from the financial asset

expire, or when the financial asset and substantially all the risks and rewards are transferred. A financial

liability is derecognised when it is extinguished, discharged, cancelled or expires.


Except for trade receivables that do not contain a financing component and are measured at transaction

price, all financial assets are initially measured at fair value adjusted for transaction costs (where

applicable).

31


Financial assets, other than those designated and effective as hedging instruments, are classified into

the following categories:


• amortised cost

• fair value through profit or loss

• fair value through other comprehensive income


The classification is determined by both:


• the entity’s business model for managing the financial asset

• the contractual cash flow characteristics of the financial asset


Measurement of financial assets

Financial assets at amortised cost

Financial assets are measured at amortised cost if the assets meet the following conditions (and are not

designated as fair value through profit or loss):


• the assets are held to collect contractual cash flows

• the contractual terms of the assets give rise to cash flows that are only payments of principal and

interest


After initial recognition, the assets are measured at amortised cost using the effective interest rate

method. Discounting is ignored where the effect of discounting is not material.


Financial assets at fair value through profit or loss

Financial assets that are held under a different model than ‘held to collect’ or ‘held to collect and sell’

and assets whose cash flows are not solely payments of principal and interest are accounted for as fair

value through profit or loss. All derivative financial instruments fall into this category, except for those

designated and effective as hedge instruments. This category also contains any equity investments.


Assets in this category are all measured at fair value with gains or losses recognised in profit or loss.

The fair values of the assets in this category are determined by reference to an active market or using

an alternative valuation technique where no market exists.


Financial assets at fair value through other comprehensive income

The Group had no financial assets in this category at 30 June 2019.


Impairment of financial assets

The standard’s new impairment requirements use forward looking information to recognise expected

credit losses. The scope of this new requirement covers loans and other debt type financial assets, trade

receivables and loan commitments.


Recognition of credit losses is not dependent on identifying a credit loss event but instead considers a

broader range of information when assessing credit risk including past events, current conditions and

reasonable forecasts that could affect the expected collectability of future cash flows. In applying this

approach, distinction is made between:


• financial instruments that have not deteriorated significantly in credit quality since initial

recognition, or that have a low credit risk (Stage 1)

• financial instruments that have deteriorated in credit quality since initial recognition and whose

credit risk is not low (Stage 2)

• financial instruments that have objective evidence of impairment at the reporting date


12 month expected credit losses are recognised for Stage 1 instruments while lifetime expected credit

losses are recognised for Stage 2 instruments. Measurement of expected credit losses is determined

by a probability weighted assessment of the credit losses over the life of the instrument.


The Group makes use of a simplified approach in accounting for trade receivables. See note 11 for more

information.


Measurement of financial liabilities

Financial liabilities are initially measured at fair value and, where applicable, adjusted for transaction

costs. Subsequently, financial liabilities are measured at amortised cost using the effective interest

method except for derivative financial instruments that are designated and effective as hedging

instruments (see note 29).



32


Accounting policy applied prior to 1 July 2018

Measurement of financial instruments

All financial instruments were recognised in the consolidated financial statements initially at fair value

plus any directly attributable transaction costs. Cash, trade receivables and credit contracts were

subsequently measured at amortised cost with investments measured at fair value. Financial liabilities

were measured at amortised cost. Financial derivatives associated with foreign exchange contracts

were measured at fair value.


Impairment of financial assets


All financial assets were reviewed for impairment and an allowance provided where there was objective

evidence that the asset may not be recovered.


Financial instruments by category

2019 2019 2018 2018

$000 $000 $000 $000



Fair value

through

profit or loss

Amortised

cost

Fair value

through

profit or loss

Amortised

cost

Assets

Cash and bank accounts - 7,182 - 10,251

Trade and other receivables - 55,335 - 57,410

Credit contracts - 4,499 - 5,760

Shares in companies 2,440 - 2,497 -

Financial derivatives – foreign exchange - - 349 -




Financial

liabilities at

amortised

cost

Financial

derivatives

at fair value

Financial

liabilities at

amortised

cost

Financial

derivatives

at fair

value

Liabilities

Bank borrowings 35,856 - 41,550 -

At-call deposits 24,008 - 21,588 -

Trade and other payables 33,837 - 36,632 -

Vehicle floorplan finance 58,613 - 61,386 -

Credit contracts 4,532 - 5,804 -

Financial derivatives – foreign exchange - 155 - -


27 Reconciliation of liabilities arising from financing activities



At the

beginning of

the year Cash flows

Non-cash

changes

At the end

of the year


$000 $000 $000 $000




Bank borrowing – note 25 41,550 (5,694) - 35,856


At call deposits – note 24 21,588 2,420 - 24,008


Vehicle floorplan finance – note 23 61,386 (2,773) - 58,613


Total short term borrowings 124,524 (6,047) - 118,477


Credit contracts – note 14


Short term 2,779 - (1,006) 1,773


Long term 3,025 - (266) 2,759


Total liabilities arising from financing

activities 130,328 (6,047) (1,272) 123,009


33



Notes on managing risk

28 Financial risk management


28 (a) Credit risk

Financial instruments which potentially subject the Group to concentrations of credit risk consist

principally of bank balances, deposits, receivables and credit contracts.

The carrying amounts of financial assets represent the Group’s maximum credit exposure.

The Group places its cash and short term investments with high credit quality financial institutions (as

determined by independent credit rating agencies) and limits the amount of credit exposure to any one

financial institution.

The Group performs credit evaluations on all customers requiring credit and generally does not require

collateral or other security to support financial instruments with credit risk.

Concentrations of credit risk with respect to accounts receivable are limited due to the large number of

customers included in the Group’s customer base.

The rate of impairment of amounts receivable under credit contracts – note 14 – is low. If the incidence

of recourse requiring balances to be written off were to increase by 0.1% it would increase the annual

amount written off through profit or loss by $0.01m (2018: $0.01m).


28 (b) Interest rate risk

The Group is not exposed to any specific interest rate risk other than normal interest rate movements

on a daily basis in the New Zealand market. The specific rates that the Group was exposed to during

the year were:

2019 2018

Bank overdrafts 5.23% - 10.50% 5.45% - 11.00%

At call deposits 3.25% 3.25%

Bank borrowing facilities 2.78% - 3.15% 2.87% - 3.00%


Bank borrowings are unsecured and fall within the agreed committed facility requirements in place with

the Group’s bankers. These facilities have maturity dates ranging from March 2020 to December 2020

and are expected to be renewed in the normal course of business. The facilities can be drawn on or

repaid at any time and interest rates are variable. The carrying value of these loans is considered to be

the fair value.

Interest rate sensitivity

The effect of a movement of 1% in interest rates would be to change finance costs in profit or loss and

equity by $0.598m per annum (2018: $0.631m).


28 (c) Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual payment obligations. The Group

monitors its cash on an ongoing basis to ensure it has sufficient credit facilities to meet its obligations.

The Group obtains funding for its operations from several sources. In addition to its shareholders’ funds

(made up of share capital and reserves), funding is also provided by depositors through the at call

deposit scheme and from banks and other financial institutions.

Financial liabilities in the form of at call deposits and bank borrowings are repayable at call. Trade and

other payables fall due within one year. The potential repayment profile of amounts due under financial

liabilities – credit contracts is provided in note 14.

There is a risk that the banks may reduce or withdraw the facilities or will be unable to provide the level

of funding required. The Group would then be required to obtain alternative funding which could cost

more. If no alternative funding was available, the consequences would disrupt cash flows and potentially

the Group may not be able to continue to pay suppliers and staff or repay depositors.


If the finance companies were to withdraw the bailment facilities described in note 23 or were unable to

fund as many vehicles as required, the Group would have to seek alternative methods of funding the

vehicles. This could involve bailment agreements with other providers or additional bank funding to

purchase the vehicles outright. The consequences could include increased costs and disruption to the

supply of new vehicles for sale.


34


28 (c) Liquidity risk (continued)


The Group mitigates its funding risk by adopting prudent financial management practices (such as

closely monitoring its cash flows, regularly checking compliance with the financial ratios) and by

maintaining open and honest relationships with the banks and finance companies.

The extent of the bank facilities is disclosed in note 25 and bailment facilities in note 23.



28 (d) Foreign currency risk

The Group enters into fixed rate foreign exchange contracts to create cash flow hedges for the purchase

of trucks on a contract-by-contract basis with firm customer orders and for units ordered for stock. Other

short term transactions are covered by forward exchange contracts and accounted for at that rate.

The principal values (stated in New Zealand Dollars) of forward exchange contracts entered into and

outstanding at each reporting date were denominated in the following currencies. All forward exchange

contracts have value dates of less than 12 months.


Currency

2019

$000

2018

$000

Australian Dollars (AUD 23.3m) 24,501 25,915

Euros (EUR 6.4m) 10,938 35,229

Total 35,439 61,144


Due to the close association between foreign currency commitments for imported goods, their selling

price and the underlying forward exchange contracts, it is estimated that any change in the New Zealand

Dollar exchange rates against the above currencies would have had minimal impact on the result and

equity for the year ended 30 June 2019 or 30 June 2018.


29 Financial derivatives – foreign exchange



Foreign exchange asset / (liability)

2019

$000

2018

$000

Balance at 1 July 349 (513)

Movement during the year through

Other comprehensive income (504) 862

Profit or loss - -

Balance at 30 June (155) 349


The Group has adopted the new accounting standard NZ IFRS 9 – Financial Instruments, with effect

from 1 July 2018. The standard deals with the classification of financial assets, financial liabilities and

hedge accounting. This has required changes to disclosures but prior period results have not been

restated.


The Group uses forward currency contracts to hedge its foreign currency risks. Such derivative financial

instruments are initially recognised at fair value on the date on which a derivative contract is entered

into and are subsequently remeasured at fair value. Derivatives are carried as financial assets when the

fair value is positive and as financial liabilities when the fair value is negative.


For the purpose of hedge accounting, hedges are classified as cash flow hedges when hedging the

exposure to variability in cash flows that is either attributable to a particular risk associated with a

recognised asset or liability or a highly probable forecast transaction or the foreign currency risk in an

unrecognised firm commitment.


At the inception of a hedge relationship, the Group formally designates and documents the hedge

relationship to which it wishes to apply hedge accounting and the risk management objective and

strategy for undertaking the hedge.


Before 1 July 2018, the documentation included identification of the hedging instrument, the hedged

item or transaction, the nature of the risk being hedged and how the Group assessed the effectiveness

of changes in the hedging instrument’s fair value in offsetting the exposure to changes in the hedged

item’s fair value or cash flows attributable to the hedged risk. Such hedges were expected to be highly

effective in offsetting changes in fair value or cash flows and were assessed on an ongoing basis to

determine that they actually have been highly effective throughout the financial reporting periods for

which they were designated.

35


Beginning 1 July 2018, the documentation includes identification of the hedging instrument, the hedged

item, the nature of the risk being hedged and how the Group assesses whether the hedging relationship

meets the hedge effectiveness requirements (including the analysis of sources of hedge ineffectiveness

and how the hedge ratio is determined). A hedging relationship qualifies for hedge accounting if it meets

all of the following effectiveness requirements:


• there is ‘an economic relationship’ between the hedged item and the hedging instrument

• the effect of credit risk does not ‘dominate the value changes’ that result from that economic

relationship

• the hedge ratio of the hedging relationship is the same as that resulting from the quantity of the

hedged item that the Group actually hedges and the quantity of the hedging instrument that the

Group actually uses to hedge that quantity of hedged item


Hedges that meet all the qualifying criteria for hedge accounting all fall into one category of hedge and

are accounted for as described below:


Cash flow hedges

The effective portion of the gain or loss on the hedging instrument is recognised in Other Comprehensive

Income in the cash flow hedge reserve, while any ineffective portion is recognised immediately in profit

or loss. The cash flow hedge reserve is adjusted to the lower of the cumulative gain or loss on the

hedging instrument and the cumulative change in fair value of the hedged item. The Group continues

to designate all of the forward contracts as hedging instruments.


The amounts accumulated in Other Comprehensive Income are accounted for depending on the nature

of the underlying hedged transaction. If the hedged transaction subsequently results in the recognition

of a non-financial item such as inventory, the amount accumulated in equity is removed from the

separate component of equity and included in the initial cost or other carrying amount of inventory.



36



Other notes

30 Related party transactions


The Group has related party transactions with key management personnel and the CMC Group

Workplace Savings Scheme.


Management personnel

Transactions with key management personnel were:



2019

$000

2018

$000

Short term benefits (including salary, incentives, profit share, use of motor

vehicles and other benefits) 6,982 7,504

Post-employment benefits (including contributions to retirement savings

schemes) 238 238

Share related benefits - -

Total remuneration benefits 7,220 7,742


Key management personnel includes current Directors (executive and non-executive), key management

at the group office and chief executives of all trading subsidiaries.

Some key management personnel have funds on deposit with the Company by way of its unsecured

call debt securities – note 24 – on the same terms and conditions as all other depositors.

Mr J P Gibbons is a director of the Motor Trade Association. Group operating subsidiaries are members

on normal commercial terms and conditions.

Also see remuneration of Directors on page 44 and remuneration of employees on page 45.


The CMC Group Workplace Savings Scheme

The Company is the sponsoring employer of the CMC Group Workplace Savings Scheme (the Scheme)

which is a defined contribution scheme. It is categorised as an employer-related restricted workplace

savings scheme registered under the FMCA 2013.

The Company ceased to be the trustee of the Scheme when a new trust deed was registered on

18 November 2016 but continues to provide administrative services to the Scheme and received fees

of $0.069m during the year (2018: $0.062m).

The Scheme holds 162,196 (2018: 162,196) ordinary shares in the Company representing 4.6% (2018:

4.7%) of its total assets. The Company is a related party to the Scheme and FMCA limits investments

in related parties to 5% of total assets.

All transactions between key management personnel, the Scheme and Group companies were in the

normal course of business and provided on arm’s length commercial terms.


31 Contingencies




2019

$000

2018

$000

Contingent assets

Contingent liabilities

-

-

-

-






Legal action initiated in March 2017 by WorkSafe NZ against Agricentre South Limited (Agricentre), a

wholly owned subsidiary, has now been resolved. The case related to an accident in April 2016 at the

workplace of a customer involving a tractor owned by Agricentre. The final costs of the penalties, which

were largely provided for at June 2018, are included in the consolidated financial statements.


The Group has provided guarantees to PACCAR Australia Pty Limited in respect of obligations owed to

that company. The guarantee is in proportion to the shareholding in Southpac Trucks Limited and the

maximum exposure for the Group is $1.3m.


32 Events after the reporting date


On 14 August 2019 a dividend was declared of 30.0 cents per share to be paid fully imputed on

21 October 2019, representing a total payment of $9.8 million.

37









1




Independent auditor’s report

To the Shareholders of The Colonial Motor Company Limited

Report on the audit of the consolidated financial statements

Opinion

We have audited the consolidated financial statements of The Colonial Motor Company Limited (the “Company”)

and its subsidiaries (the “Group”) on pages 9 to 36 which comprise the consolidated statement of financial

position as at 30 June 2019, and the consolidated statement of financial performance, consolidated statement of

comprehensive income, consolidated statement of changes in equity and consolidated statement of cash flows for

the year then ended, and notes to the consolidated financial statements, including a summary of significant

accounting policies.


In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the

financial position of the group as at 30 June 2019 and its financial performance and cash flows for the year then

ended in accordance with New Zealand Equivalents to International Financial Reporting Standards (“NZ IFRS”)

issued by the New Zealand Accounting Standards Board.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand) (“ISAs (NZ)”)

issued by the New Zealand Audit and Assurance Standards Board. Our responsibilities under those standards are

further described in the Auditor’s Responsibilities for the Audit of the Consolidated Financial Statements section of

our report. We are independent of the Group in accordance with Professional and Ethical Standard 1 (Revised)

Code of Ethics for Assurance Practitioners issued by the New Zealand Auditing and Assurance Standards Board,

and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the

audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of

the consolidated financial statements of the current period. These matters were addressed in the context of our

audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not

provide a separate opinion on these matters.


Why the matter is significant How our audit addressed the key audit matter

Inventory valuation and existence

As at 30 June 2019, inventory of $168m is held across

multiple locations. There are a number of risks that can

have a material impact on the inventory balance in the

consolidated financial statements, principally:

• T he assessment of net realisable value of inventory,

which for used vehicles in particular can fluctuate as

a result of general economic conditions, new vehicle

sales and incentives, price paid on trade in and the

age, condition and configuration of vehicles;

• Provision requirements for slow moving inventory as

a result of the factors noted above; and

• That inventory may not exist at year end due to either

fraud or error.


The inventory accounting policy and note is disclosed

on page 20.

In obtaining sufficient appropriate audit evidence

we:

• Assessed the risk around net realisable value of

inventory by comparing the carrying value of a

sample of vehicles held at balance date to post year-

end sales, or if not sold, to used car prices of similar

products currently available for sale in the market

place;

• Performed substantive and analytical procedures on

the Group’s vehicle and parts inventory reports, to

identify any issues in respect of valuation and slow-

moving inventory;

• Confirmed the inventory balances funded by

bailment arrangements with finance companies; and

• Attended year end stock takes at all dealerships and

verified the existence of new, used and demonstrator

vehicles, including those financed through floor plan.





3

Restriction on use of our report

This report is made solely to the Group’s shareholders, as a body. Our audit work has been undertaken so that

we might state to the Group’s shareholders, as a body, those matters which we are required to state to them in an

auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume

responsibility to anyone other than the Group and its shareholders, as a body, for our audit work, for this report or

for the opinion we have formed.

Grant Thornton New Zealand Audit Partnership

Michael Stewart

Partner, Audit

Grant Thornton New Zealand Audit Partnership

20 September 2018

Level 3, Grant Thornton House

134 Oxford Terrace

PO Box 2099

Christchurch 8140

New Zealand

T +64 (0)3 964 6824

F +64 (0)4 474 8509

38









2




Why the matter is significant How our audit addressed the key audit matter

Accuracy of revenue

• The Group has revenue of $909m. There are a

number of factors that could affect this reported

amount, including:

• Revenue recognition policies are appropriate and

consistently applied over all revenue transactions;

and

• Payment and delivery of the sold motor vehicles may

not have occurred before year end which would

result in revenue being overstated.

• The revenue recognition accounting policy was

updated to reflect NZ IFRS 15 that came into effect

from 1 July 2018.

In obtaining sufficient appropriate audit evidence

we:

• Evaluated the Group’s recognition of revenue by

assessing the procedures and key controls that

Group management has in place to ensure that

appropriate revenue recognition policies have been

consistently applied in accordance with NZ IFRS 15;

and

• Performed in relation to sales cut off, detailed

substantive testing on sales recognised either side of

year end to substantiate that the appropriate terms of

the relevant contracts had been satisfied and that the

risks and rewards associated with the contract had

passed to the customer. This testing included

obtaining evidence of post year end receipts which

provided evidence as to the validity of accounts

receivable at the year end.

Other information

The Directors are responsible for all the other information. The other information comprises the Facts at a Glance,

Directors’ report, Chief Executive’s Report, Group Dealerships, Governance Statement, Disclosures as required

by the Companies Act 1993 and Disclosures as at 30 June as required by the New Zealand Stock Exchange

Listing Rules, but does not include the consolidated financial statements and our auditor’s report thereon.

Our opinion on the consolidated financial statements does not cover the other information and we do not express

any form of audit opinion or assurance conclusion thereon.

In connection with our audit of the consolidated financial statements, our responsibility is to read the other

information and, in doing so, consider whether the other information is materially inconsistent with the

consolidated financial statements or our knowledge obtained in the audit or otherwise appears to be materially

misstated. If, based on the work we have performed, we conclude that there is a material misstatement of this

other information, we are required to report that fact. We have nothing to report in this regard.

Directors’ responsibilities for the consolidated financial statements

The Directors are responsible on behalf of the Group for the preparation and fair presentation of the consolidated

financial statements in accordance with NZ IFRS issued by the New Zealand Accounting Standards Board, and

for such internal control as those charged with governance determine is necessary to enable the preparation of

consolidated financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, the Directors are responsible on behalf of the Group for

assessing the Group’s ability to continue as a going concern, disclosing, as applicable, matters related to going

concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group

or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the Audit of the consolidated financial statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a

whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that

includes our opinion.

Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance

with ISAs (NZ) will always detect a material misstatement when it exists. Misstatements can arise from fraud or

error and are considered material if, individually or in the aggregate, they could reasonably be expected to

influence the economic decisions of users taken on the basis of these consolidated financial statements.

A further description of the auditor’s responsibilities for the audit of the consolidated financial statements is

located on the External Reporting Board’s website at: https://www.xrb.govt.nz/standards-for-assurance-

practitioners/auditors- responsibilities/audit-report-1/

3

Restriction on use of our report

This report is made solely to the Group’s shareholders, as a body. Our audit work has been undertaken so that

we might state to the Group’s shareholders, as a body, those matters which we are required to state to them in an

auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume

responsibility to anyone other than the Group and its shareholders, as a body, for our audit work, for this report or

for the opinion we have formed.

Grant Thornton New Zealand Audit Partnership

Michael Stewart

Partner, Audit

Grant Thornton New Zealand Audit Partnership

20 September 2018

Level 3, Grant Thornton House

134 Oxford Terrace

PO Box 2099

Christchurch 8140

New Zealand

T +64 (0)3 964 6824

F +64 (0)4 474 8509

39














3




Restriction on use of our report

This report is made solely to the Company’s shareholders, as a body. Our audit work has been undertaken so

that we might state to the Company’s shareholders, as a body, those matters which we are required to state to

them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or

assume responsibility to anyone other than the Company and its shareholders, as a body, for our audit work, for

this report or for the opinion we have formed.


Grant Thornton New Zealand Audit Partnership



Michael Stewart

Partner, Audit

Grant Thornton New Zealand Audit Partnership

19 September 2019


Level 3, Grant Thornton House

134 Oxford Terrace

PO Box 2099

Christchurch 8140

New Zealand


T +64 (0)3 964 6824


3

Restriction on use of our report

This report is made solely to the Group’s shareholders, as a body. Our audit work has been undertaken so that

we might state to the Group’s shareholders, as a body, those matters which we are required to state to them in an

auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume

responsibility to anyone other than the Group and its shareholders, as a body, for our audit work, for this report or

for the opinion we have formed.

Grant Thornton New Zealand Audit Partnership

Michael Stewart

Partner, Audit

Grant Thornton New Zealand Audit Partnership

20 September 2018

Level 3, Grant Thornton House

134 Oxford Terrace

PO Box 2099

Christchurch 8140

New Zealand

T +64 (0)3 964 6824

F +64 (0)4 474 8509

3

Restriction on use of our report

This report is made solely to the Group’s shareholders, as a body. Our audit work has been undertaken so that

we might state to the Group’s shareholders, as a body, those matters which we are required to state to them in an

auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume

responsibility to anyone other than the Group and its shareholders, as a body, for our audit work, for this report or

for the opinion we have formed.

Grant Thornton New Zealand Audit Partnership

Michael Stewart

Partner, Audit

Grant Thornton New Zealand Audit Partnership

20 September 2018

Level 3, Grant Thornton House

134 Oxford Terrace

PO Box 2099

Christchurch 8140

New Zealand

T +64 (0)3 964 6824

F +64 (0)4 474 8509

40



Governance statement


The Colonial Motor Company Limited (CMC) is a public company with its shares listed on the New

Zealand Stock Exchange (NZX) operated by NZX Limited.

The Board of Directors is committed to maintaining high standards of governance by implementing a

framework of structures, practices and processes that it considers appropriate and effective. CMC’s

corporate governance policies and procedures and its board and committee charters, which document

the framework have been approved by the Board. Components of the system of governance are

reviewed from time to time.

This statement sets out how these measures meet the recommendations made in the NZX Corporate

Governance Code 2017 and the requirements of the NZX Main Board Listing Rules.

The Board’s view

is that the

corporate governance structures, practices and processes have followed these

recommendations and requirements in the year to 30 June 2019.

The Group is organised so that each motor vehicle dealership is incorporated as a subsidiary company

that is managed locally. The CEO of each Group company reports to the Group Chief Executive. Each

dealership also has a direct relationship with the franchisor(s) that it represents.

1. Code of ethical behaviour

Directors should set high standards of ethical behaviour, model this behaviour and hold management

accountable for these standards being followed throughout the organisation.

The Board ensures that, consistent with its history and industry standing, CMC conducts its dealings

with all stakeholders with integrity and respect. It maintains a directors’ manual including a code of

ethics that extends to all staff and sets out definitive standards of behaviour. In particular, Directors

take care to comply with rules requiring disclosure of positions and occupations they have outside of

CMC that may involve a conflict of interest.

The Directors have established a securities trading policy to comply with prevailing legislation that

requires full disclosure by directors and senior executives both before and after buying and selling

shares in CMC. All share trades by directors are reported to the market and subsequently in annual

reports.

2. Board composition and performance

To ensure an effective board, there should be a balance of independence, skills, knowledge,

experience and perspectives.

The constitution specifies that there should be between five and seven directors. The Board contains a

mix of independent, executive and non-executive directors.

As vacancies arise, new directors are identified by the nomination committee of the Board and may

then be appointed by the Board. Directors may also be nominated by shareholders. Directors who

have been appointed by the Board during the year must stand for election by the shareholders at the

next general meeting as must anyone nominated as a director.

The constitution specifies that directors cannot serve (without re-election) past the third annual meeting

following their appointment or three years whichever is longer. Directors reaching that anniversary are

required to retire. Those who remain eligible, may stand for re-election.

A director appointed by the Board must not hold office (without re-election) past the next annual meeting

following the director’s appointment.

3. Board committees

The board should use committees where this will enhance its effectiveness in key areas, while still

retaining board responsibility.

Where additional detailed supervision or consideration is required, the Board establishes committees

that operate by making recommendations to the full board for final resolution. There are three standing

committees with specific written terms of reference.

41



Audit and Compliance Committee Members of the committee have relevant financial qualifications

and/or commercial experience. The Audit and Compliance Committee met five times during the

reporting year.

Comprising Mr D M Wood (Chairman), Mr A J Waugh and Mr J W M Journee, the committee meets

regularly with management, the internal auditor and the external auditor to:

• review the adequacy of controls to identify and manage areas of potential risk and to safeguard

the assets of the Group

• maintain the independence of the external auditor and review the external audit functions

generally

• evaluate the processes to ensure that financial records and accounting policies are properly

maintained in accordance with statutory requirements and financial information provided to

shareholders and the Board is accurate and reliable

Management is delegated the responsibility for developing, maintaining and enforcing the system of

internal controls. The same basic set of controls is applied across the Group. Monthly reports from each

dealership form a key element of the financial control mechanism. An internal auditor works in

conjunction with the external statutory auditor to complete a review of all dealerships every year for

maintenance of the standard of accounting practices and for compliance with the internal policies and

procedures. The internal auditor regularly reports to the Audit and Compliance Committee.

Remuneration Committee Mr J P Gibbons, (Chairman) and Mr A J Waugh make up the remuneration

committee the purpose of which is to ensure that the Directors and senior executives are fairly and

reasonably rewarded for their individual contributions. The Remuneration Committee met once during

the reporting year. CMC’s policy is to review remuneration levels for directors and senior staff every

two years. Directors’ fees were reviewed in 2018.

Management and director remuneration is disclosed in the annual report. CMC has no equity-based

remuneration plan and does not require its directors to purchase or hold CMC shares.

Nominations Committee This committee has the task of identifying potential directors with skills that

are complementary to the needs of the Company and the Board. All Directors serve on the nominations

committee. During the year, the Nominations Committee undertook a search process that culminated

in the appointment of a new director.

4. Reporting and disclosure

The board should demand integrity in financial and non-financial reporting and in the timeliness and

balance of corporate disclosures.

The Board schedules at least eight meetings each year to monitor the progress of management on

achieving the targets and objectives that the Board has set. The Board usually meets in Wellington but

at least once a year it holds a meeting at a dealership in order to meet front-line staff and experience

operations at first hand. Additional ad hoc meetings are held when necessary, sometimes by telephone

conference. During the year, the Board held ten meetings, eight in person and two by telephone

conference.

The Board of Directors issues three reports annually - a half year report, a preliminary result and a full

year report - to provide shareholders with the information they need to monitor their investment in the

Company. The CMC reports are designed to deliver that information in a clear, concise manner. The

reports are mailed to all shareholders and are available for download from CMC’s website

www.colmotor.co.nz. Shareholders may register to receive the interim and preliminary reports

electronically.

A condition of listing is that CMC complies with the listing rules issued by the NZX. NZX issued new

listing rules in 2019. CMC chose to exercise the option and elected to transition to the new rules on

1 February 2019. The rules became compulsory for all issuers on 1 July 2019. The rules include the

requirement to continuously disclose market sensitive information. The market acts in the position of

all current and potential shareholders and disclosure via the NZX is generally considered adequate

notice. However, CMC has a policy of also communicating directly with its shareholders whenever

practical.

42


5. Remuneration

The remuneration of directors and executives should be transparent, fair and reasonable.

As stated above, remuneration of directors and senior executives is considered by the Remuneration

Committee of the Board. During its assessments, the Committee generally refers to independent

survey reports to provide suitable market-related benchmarks.

The actual amounts paid to directors are disclosed in CMC’s annual reports including full details of

executive directors. Remuneration of other staff is also disclosed in the $10,000 bands specified in

company legislation.

The packages of senior staff are made up of fixed and variable components. The variable portions

include only short-term incentives. There are no long-term incentives or share schemes in place. The

variable elements are based on dealership profit and comprise higher proportions of the total than are

seen in the general market. Participation in the financial performance provides a strong incentive for

success. The Group has a proud record of staff retention, particularly at senior levels.

6. Risk management

Directors should have a sound understanding of the material risks faced by the issuer and how to

manage them. The board should regularly verify that the issuer has appropriate processes that identify

and manage potential and material risks.

The range of tools used to mitigate risk includes elements of corporate governance outlined in this

report, the system of internal controls and management reporting and accountability. The Board reviews

the Group insurance programme and assesses which risks to insure with the assistance of an external

insurance broker. The Audit and Compliance Committee has particular responsibility for internal audit

on which it receives regular reports. Management provides the committee with an annual internal

management and regulatory compliance summary report.

Health & safety CMC is committed to providing healthy and safe environments for all its customers,

workers, contractors and other visitors to its facilities. A group-wide workplace safety management

programme is operated with a Health and Safety Committee active at each subsidiary. The Group

Health and Safety Co-ordinator maintains and is continually improving CMC’s workplace health and

safety systems that are based on a comprehensive policy and procedures manual and are subject to

independent external audits.

The Board receives reports, considers health and safety issues at each of its meetings and experiences

first-hand the practicalities during its regular dealership visits.

7. Auditors

The board should ensure the quality and independence of the external audit process.

The role of the external auditor is to report to shareholders on the truth and fairness of the financial

statements prepared by management, authorised by the Board and included in the annual report.

The audit partner and the chairman of the Audit and Compliance Committee meet twice a year and the

auditor attends Committee meetings at least three times a year. The scope of discussions is not limited

but includes issues identified during audits, audit planning and staffing and the extent of non-audit work

by the audit firm. The primary audit partner is changed periodically to provide a fresh perspective and

to ensure greater independence. Fees paid for audit and any non-audit work (such as taxation advice)

are disclosed in the annual report.







43


8. Shareholder rights and relations

The board should respect the rights of shareholders and foster relationships with shareholders that

encourage them to engage with the issuer.

The Board of Directors acts in a stewardship role on behalf of all shareholders. It approves the strategic

direction of the Group, oversees the management of its capital resources, monitors its performance and

compliance, ensures its assets are safeguarded and its workplaces are safe.

Shareholders meet in person at annual meetings to:

• consider the Company’s financial performance and financial position

• elect or re-elect directors

• record the appointment of an external statutory auditor

• set the maximum level of director remuneration following reviews in alternate years. The actual

amount paid to each director is disclosed in annual reports

The shareholders adopted the current constitution in 2004 that specifies the administration of the

Company and the relationship with shareholders. Copies of the constitution are available from the

Company or can be downloaded from the New Zealand Companies Office website.

The requirements of the NZX Listing Rules are incorporated by reference into the constitution. NZX

released revised listing rules on 1 January 2019. CMC elected to adopt all the new rules with effect

from 1 February 2019.

Computershare Investor Services Limited maintains the register of shareholders.







44



Disclosures as required by the Companies Act 1993


(a) Directors’ interests

In relation to sections 140 and 211(1)(e) of the Act, no director has declared any interest in a related party

transaction with the Company during the year. The Company has received the following general

disclosures of interest pursuant to section 140(2) of the Act that remain in place at the date of this report:

J P Gibbons Director of Motor Trade Association and MTA Group Investments Limited.

D M Wood Chairman of Mercy Healthcare Auckland Limited.

A J Waugh Director of Seeka Limited.

J W M Journee Director of The Warehouse Group Limited, The Warehouse Group Investments

Limited and Farmlands Co-operative Society Limited and member of the Quantiful

Limited Advisory Board.

(b) Remuneration of directors

Remuneration and all other benefits received by the directors who held office during the year ended 30

June 2019 are disclosed pursuant to section 211(1)(f) of the Act as follows:


Directors’ fees

2019

$

Total remuneration

2019

$

Total remuneration

2018

$

J P Gibbons (Chairman) 89,500 114,134 109,134

F R S Clouston (retired Nov 2018) 24,979 24,979 56,650

G D Gibbons - 1,073,359 1,148,454

S B Gibbons - 219,605 287,060

M J Newman - 643,788 883,053

D M Wood 57,679 57,679 51,500

A J Waugh 54,500 54,500 51,500

J W M Journee (appointed Dec 2018) 31,792 31,792 -


Remuneration for the Chairman, additional to directors’ fees, includes the provision of a motor vehicle.

Mr F R S Clouston was elected Chairman of the Audit and Compliance Committee in November 2013

and received additional directors’ fees commensurate with the position from that date until his retirement

in November 2018. Mr D M Wood was elected Chairman of the Audit and Compliance Committee in

December 2018 and has received the additional fees from that date.

Executive Directors do not receive directors’ fees for acting as a director of the Company or of any

subsidiary. Executive Directors acting in their capacity as employees of the Company or of a subsidiary

received total remuneration including salary, incentives, superannuation contributions, use of a motor

vehicle and other benefits in the year ended 30 June 2019 as disclosed above. No other employee of the

Company, or of any Group subsidiary, retains or receives any remuneration or other benefits as a director.


The remuneration package of the Group Chief Executive, Mr G D Gibbons, (who is also a director) has in

the year to 30 June 2019 a fixed component (including salary, motor vehicle and superannuation

contributions) of $415,134 (2018: $415,134) and an annual short term incentive component based on the

current year’s trading profit performance of $658,225 (2018: $733,320). There are no long term incentives

or share schemes in place.

Dealer Principals/Chief Executive Officers

of subsidiary companies receive a profit performance

component of their remuneration based on their dealership profit. The remuneration received by Mr M J

Newman as an executive is shown for the twelve months to 30 June 2019 and includes a short-term profit

performance component of $377,657 (2018: $618,422). Similarly, the remuneration of Mr S B Gibbons

as an executive is shown for the twelve months to 30 June 2019 and includes a short-term profit

component of $39,274 (2018: $108,229).

In accordance with clause 28.4 of its constitution, the Company may provide for directors’ retirement

benefits. The total provided at 30 June 2019 was $268,500 (2018: $253,500). Directors appointed after

1 May 2004 are not eligible to receive a retirement allowance unless authorised by shareholder

resolution.

As permitted in clause 29.4 of the Company’s constitution, an insurance policy is in place in relation to

directors and officers liability. The policy ensures that generally directors will incur no monetary loss as

a result of actions they undertake as directors. Certain actions are specifically excluded, such as incurring

penalties and fines that may be imposed in respect of breaches of the law.

45



(c) Use of company information by directors


During the year the Board did not receive any requests from directors to use Company information

provided to them in their capacity as an officer or employee that would not otherwise have been available

to them.

(d) Share dealings by directors


Directors have disclosed under Section 148(2) of the Act the following acquisition of a relevant interest in

shares in the Company between 1 July 2018 and 31 August 2019.


Director


Number of shares

acquired/ (disposed)


Date of transaction


Price per

share


Type of interest


M J Newman 500 20 March 2019 $8.15 Beneficial

M J Newman 5,000 7 November 2018 $8.20 Beneficial

S B Gibbons 20,000 21 September 2018 $8.18 Beneficial

J W M Journee declared an initial beneficial interest in 2,613 shares on his appointment as a director on

1 December 2018.

Directors disclosed no other transactions in the shares of the Company during the period.

(e) Composition of the Board

All 7 of the Directors and the 13 officers (direct reports to the Group Chief Executive) at the reporting date

were male (2018: 7 Directors - male, 13 officers - male).


(f) Remuneration of employees

During the year to 30 June 2019 the number of employees in the Group, not being directors of The

Colonial Motor Company Limited, who received remuneration (including salary, incentives,

superannuation contributions, use of a motor vehicle and other benefits) which exceeded $100,000 were

as follows:


Remuneration Number of employees Remuneration Number of employees

$ 2019 2018 $ 2019 2018

100,000 - 110,000 50 45 310,001 - 320,000 3 2

110,001 - 120,000 27 26 340,001 - 350,000 1 -

120,001 - 130,000 21 15 360,001 - 370,000 3 1

130,001 - 140,000 13 10 370,001 - 380,000 - -

140,001 - 150,000 14 13 380,001 - 390,000 1 -

150,001 - 160,000 14 9 420,001 - 430,000 - 1

160,001 - 170,000 8 8 460,001 - 470,000 1 -

170,001 - 180,000 1 7 470,001 - 480,000 1 2

180,001 - 190,000 4 4 490,001 - 500,000 - 1

190,001 - 200,000 6 5 500,001 - 510,000 - 1

200,001 - 210,000 6 5 510,001 - 520,000 1 -

210,001 - 220,000 4 4 520,001 - 530,000 - 1

220,001 - 230,000 3 1 530,001 - 540,000 1 -

230,001 - 240,000 2 2 570,001 - 580,000 - 1

240,001 - 250,000 1 2 590,001 - 600,000 1 -

260,001 - 270,000 - 2 720,001 - 730,000 1 -

280,001 - 290,000 2 1 1,430,001 - 1,440,000 1 -

290,001 - 300,000 - 1 1,740,001 - 1,750,000 - 1


Total 191 171


Total full time equivalent employees 997 961


46



Disclosures as at 30 June 2019 as required by the New Zealand Stock Exchange

Listing Rules


(a) Director independence


The following directors were Independent Directors at reporting date:

A J Waugh

J W M Journee

The following directors were not Independent Directors at reporting date:

J P Gibbons

G D Gibbons

D M Wood

M J Newman

S B Gibbons


(b) Directors’ relevant interests at 30 June 2019

Shares in which the

director has a beneficial

interest solely or jointly

Shares in which the

director has a non-

beneficial interest

Shares held by

associated person of the

director

2019 2018 2019 2018 2019 2018

G D Gibbons 1,737,849 1,737,849 1,300,825 1,300,825 - 104,250

J P Gibbons 1,421,081 1,421,081 1,035,849 1,035,849 513,270 513,270

S B Gibbons 1,930,578 1,910,578 176,087 176,087 6,151 6,151

M J Newman 25,500 20,000 - - - -

D M Wood 20,000 20,000 168,426 168,426 578,120 578,120

A J Waugh 4,450 4,450 - - 376 376

J W M Journee 2,613 - - - - -


(c) Substantial security holders

As required by section 26 the Securities Markets Act 1988, the substantial security holders as at 31

August 2019 (from whom a notice under the Act had been received and the date of each such notice)

were as follows:


Date Shares %


P C Gibbons 27 March 2017 2,232,341 6.83

J P Gibbons 4 October 2013 2,646,084 8.09

S B Gibbons 16 September 2010 2,031,263 6.21

G D Gibbons 27 March 2017 1,865,032 5.70


Issued and fully paid capital as at 30 June 2019 was made up of 32,694,632 ordinary shares. The

above disclosures include voting securities arising by reason of joint holdings, powers of attorney and

directorships as specifically required by the Securities Markets Act 1988 (sections 4 & 5). No shares

have been counted more than once in the determination of Substantial Security Holders.

A number of shares identified under Mr J P Gibbons are also jointly held or have trustees in common

with N L Gibbons, B R Gibbons and P L Bennett.

A number of shares identified under Mr S B Gibbons are also jointly held or have trustees in common

with A D Gibbons and L B Rogerson.

A number of shares identified under Mr G D Gibbons are also jointly held or have trustees in common

with A K Gibbons, S D & D M Wood, R D Gibbons, A D & G V Beaumont, D D & B W Harrison and

G D & I W Watson.

47


(d) Distribution of shareholders and shareholdings

This distribution information reflects the position as at 31 August 2019.

Number of shareholders Number of shares

Number % Number %

1 - 999 279 17.4 133,756 0.4

1,000 - 9,999 989 61.9 3,245,536 9.9

10,000 - 99,999 270 16.9 6,653,731 20.3

100,000 - 999,999 56 3.5 17,444,724 53.4

1,000,000 + 4 0.3 5,216,885 16.0

Total 1,598 100.0 32,694,632 100.0



(e) Five year summary of shareholder return on investment - 30 June year ended


Year

Share

price Dividends paid - cps


Gross

dividend


Change

in share

Total

gross


Gross

shareholder

at 30

June

Date Net Gross yield

%


price

cps

return

cps

return

%

2019 $8.80 15/04/19 35.0 69.4 8.7 81.0 150.4 18.8

15/10/18 15.0

2018 $8.00 16/04/18 15.0 63.9 8.5 50.0 113.9 15.2

17/10/17 31.0

2017 $7.50 18/04/17 13.0 55.6 9.0 130.0 185.6 29.9

17/10/16 27.0

2016 $6.20 18/04/16 13.0 45.8 8.0 45.0 90.8 15.8

19/10/15 20.0

2015 $5.75 20/04/15 13.0 48.7 9.3 55.0 103.6 19.9

20/10/14 22.0


Note: Yields are calculated on the share price at the beginning of each year. The share price at 30 June

2014 was $5.20.










48


Fifty largest shareholdings as at 31 August 2019



Shares %

AD & SB Gibbons & LB Rogerson 1,697,507 5.1

Florence Theodosia Gibbons 1,287,037 3.9

Peter Craig Gibbons (Trust) 1,173,642 3.6

Peter Craig Gibbons 1,058,699 3.2

JP & BR Gibbons & PL Bennett 683,550 2.1

NL, BR & JP Gibbons & PL Bennett (Estate RC Gibbons Deceased) 664,006 2.0

RJ Field & AJ Palmer 600,000 1.8

Graeme Durrad Gibbons 564,207 1.7

MI & C Louisson & RM Carruthers 563,777 1.7

PL & LC Bennett & JP Gibbons 543,794 1.7

BR & CM Gibbons & PL Bennett 528,971 1.6

Diana Durrad Harrison 523,628 1.6

Gillian Durrad Watson 507,619 1.6

Robert Durrad Gibbons 507,480 1.6

Sara Durrad Wood 506,919 1.6

Alison Durrad Beaumont 497,004 1.5

JP & DM Gibbons & PL Bennett 492,055 1.5

MA Gibbons, AK Cook & PJ Clark 474,348 1.5

JG, J & CG Harrison 458,317 1.4

Citibank Nominees (New Zealand) Limited 387,133 1.2

Nancy Lucy Gibbons 375,710 1.1

May Alice Gibbons 355,196 1.1

RD Gibbons, SD Wood & GD Gibbons 354,810 1.1

Hart Capital Partners Limited 339,778 1.1

CG, AE & JG Harrison 335,244 1.0

AE Romans 325,482 1.0

JG, KS, SKE & J Bale 324,244 1.0

RB & JG Tait & IJ Craig 310,006 1.0

Rebecca Hope Wilson 300,478 0.9

Leanne Barnes Rogerson 281,410 0.9

SH Majors, RH & SJ Wilson 268,556 0.8

AD & GV Beaumont & GD Gibbons 259,203 0.8

David Grindell 252,000 0.8

K Enright & C Louisson 251,366 0.8

CM Louisson & N Tarsa 241,804 0.7

Stuart Barnes Gibbons 233,071 0.7

GD & AK Gibbons & SD Wood 209,203 0.6

Maldon Hector Whitwell 200,000 0.6

T A Pegler 188,306 0.6

CG & AJ Harrison & JA Flygenring & P&M Trustees No 2 Limited 188,118 0.6

JH Smith, AF Peake & SB Gibbons 176,087 0.5

CMC Workplace Savings Scheme Trustee Limited 162,196 0.5

DD & BW Harrison & GD Gibbons 159,203 0.5

GD & IW Watson & GD Gibbons 159,203 0.5

SD & DM Wood & GD Gibbons 159,203 0.5

Judith Gibbons Bale 147,929 0.5

HA Louisson, CJ Warren & JA Piper 140,870 0.4

MC Durrentijdt, J T van Gaal & KD Trustees Limited 140,000 0.4

I F Michie 135,730 0.4

Anita Forbes Peake 132,480 0.4


Total of fifty largest shareholdings 20,826,579 63.7

Total shares on issue 32,694,632 100.0

A number of the registered shareholders may hold shares as nominee(s) on behalf of other parties.



Today the CMC Group’s core business is the operation of Ford

dealerships each holding a franchise in its own right from the Ford

Motor Company of NZ Ltd. Seven of these dealerships also hold

Mazda franchises. CMC, through Southpac Trucks, is the NZ

distributor and retailer of Kenworth and DAF heavy duty trucks and in

Southland/Otago, Agricentre South retails New Holland, Case IH and

Kubota tractors and equipment.

The Colonial Motor Company originated from William Black’s coach-

building factory which started operations in 1859 at 89 Courtenay

Place, Wellington. In 1881 it was taken over by Rouse & Hurrell, who

expanded the business with new three storied premises calling it

Rouse & Hurrell’s Empire Steam and Carriage Works. This

partnership was formed into a limited liability company in 1902 with Mr

Edward Wade Petherick the first Secretary of the Company. The Ford

Motor Car Agency was taken up in 1908 and in August 1911 a new

name “The Colonial Motor Company Limited” was registered.

On Ford Canada’s recommendation a dominant shareholding and

control was acquired by Mr Charles Corden Larmour and the sale of

this majority holding and control to Mr Hope Gibbons and his family

interests was concluded in April 1918 after negotiations in 1916. At

that time there were 17 Authorised Ford Dealers in New Zealand of

which 10 were in the South Island. In 1919 the Company restructured

with a new memorandum and articles but the 1911 name was retained

and remains the same today. 2018 marked the company’s 100

th


Annual Report.

The nine storied building at 89 Courtenay Place, designed by architect

J M Dawson to Ford plans, opened as the tallest Wellington

construction in 1922. It was the first motor vehicle assembly plant in

New Zealand - vehicles starting in boxes at the top and driving out

completed at the bottom. The Company later built assembly plants at

Fox Street, Parnell, Auckland and Sophia Street, Timaru. This was the

age of the Model T with Ford market share reaching a peak of 27% in

1926. The ‘CMC’ Building was sold in 2005.

In 1936, Ford Motor Company of New Zealand Limited established an

assembly plant at Seaview, Lower Hutt, and took over the distribution

of Ford products in New Zealand. CMC then concentrated on the retail

side of the business, operating the retail garages it then owned. The

1930's and 1940's were a time of survival with the depression, excess

stock of new product, and then no new vehicles available during the

war years and petrol rationing until 1950. Service became the key to

remaining in business.

Shortly after the end of the war the supply of new vehicles was

resumed and the 30 years up to 1980 saw the Group consolidate. The

Dealer organisation that developed proved to be one of the best retail

motor groups in New Zealand. Over this period nearly every

Dealership was either rebuilt, fully refurbished or relocated and new

Dealerships were opened in East, West and South Auckland to cater

for Auckland growth.

CMC was listed on the NZ Stock Exchange in 1962.

For the 50 years up to 1987, New Zealand had import licensing, local

assembly of vehicles and heavy additional sales taxes to control

overseas funds. The new vehicle industry under this regime peaked

in 1973 and again in 1974 at 123,000 units. The dismantling of

controls and the arrival of second hand imports from Japan saw the

industry fall to just 66,500 new vehicles in 1992. It wasn’t until 2014

30 years later, that the new vehicle industry again reached the level

seen in 1984. 2015, 2016 and now 2017 have all seen record industry

sales.

The late 1980’s and all through the 1990’s was a period of change and

adaptation. Over a decade most smaller Ford dealerships either

closed down or merged with their neighbours. This resulted in fewer,

but larger, Ford dealerships. CMC closed or sold its smaller

dealerships and acquired others to expand its city and provincial

locations. Nelson was acquired during this period. Compounding the

changes was the Ford NZ decision to first sell its NZ tractor distribution

to Norwoods and then later to close its distribution of heavy trucks in

New Zealand.

Most of the CMC company tractor departments were closed, with the

exception of Southland. This business has since grown to become



Agricentre South Ltd, retailing New Holland & Kubota tractors in

Southland and Case IH tractors in Southland / Otago with locations in

Invercargill, Gore, Milton, Cromwell and Ranfurly.

In 1994 CMC acquired a major interest in Southpac Trucks, the NZ

distributor for Kenworth and Foden (since retired) and more recently,

DAF, heavy duty trucks which are all part of the USA based PACCAR

organisation. Southpac Trucks has since grown into a major player in

the NZ heavy truck industry with locations in Manukau City, Hamilton,

Rotorua, Palmerston North and Christchurch together with a

nationwide network of independent parts & service dealers.

Guinness Peat Group plc (GPG) made a takeover offer for CMC in

October 1995. Among the sellers who enabled GPG to acquire 33.9%

were some original Gibbons Family shareholders. As part of a plan to

maximise value to shareholders, Directors resolved to rationalise the

Company's non-dealership property holdings, repay the surplus funds

to shareholders and focus the Company on its core motor trade

activities.

In June 1997, GPG sold its shares to the MBM Group of Malaysia.

Over the following years MBM sold down its holding in CMC, with

many of the shares acquired by members of the Gibbons family. MBM

sold its final block of 24.9% to a large number of individuals in 2003,

resulting in the addition of 300 shareholders to CMC.

In 1999, CMC's Auckland Dealerships joined with Ford Motor

Company and three other Ford dealerships to form Auckland Auto

Collection Limited (AACL). This move represented the biggest change

in the Ford franchise arrangements in New Zealand for over 60 years.

During 1999, this new business acquired the Mazda Dealerships in

Auckland and Mazda Motors joined CMC and Ford as a shareholder.

From 2002, the business operated as three Ford and Mazda

dealerships - North Harbour, John Andrew and South Auckland. CMC

sold its shareholding back to AACL in May 2005 and, in return,

acquired the South Auckland Dealership.

On 16 June 2003, Ford Motor Company celebrated its centennial and

the production of the original Model A Fordmobile with CMC and its

forebears having been actively involved with Ford for 95 of those 100

years. In celebration of this long relationship, a history of the

Company's operations and activities "Ford Ahead" was written and

published by Roger Gardner.

During the 2000’s CMC also acquired the Mazda franchises in

Invercargill, Dunedin, Timaru, Wellington, Lower Hutt and Masterton.

These were run as dual dealerships with the existing Ford dealerships.

The policy of adding Mazda to Ford dealerships ended when Ford

USA sold its interest in Mazda Japan in 2009.

It has been part of the Company's philosophy and success to own

property sites from which its retail subsidiary companies operate.

In 2014 CMC acquired Jeff Gray BMW & MINI with locations in

Wellington, Christchurch, Palmerston North and Hastings. The

business was subsequently sold in November 2016.

In recent years CMC has increased its franchise representation in a

number of locations as separate dealerships or aligned with existing

businesses and now includes: Suzuki, Nissan, Kia, Honda cars,

Hyundai, Isuzu Utes, Peugeot, Citroen, Mahindra; Suzuki, Kawasaki,

Yamaha & BMW motorcycles.

Details of the Group’s current dealerships, locations and franchises

represented are detailed on page 8 in the report.

The current major shareholdings in CMC are with individual

descendants of Hopeful & Jessie Gibbons, who collectively hold over

60% of the Company shares. There are also many descendants of

the original 1902 subscribers to the Rouse & Hurrell Carriage Building

Company Limited who remain shareholders today.

Throughout the Company's history, change has always been with us

and our ability to adapt in good times and in bad has ensured ongoing

wellbeing and prosperity. As well, it has always been recognised that

dedicated, skilled and enthusiastic people have been, and will

continue to be, the key to the Company's future.

---

PO Box 6159
Wellington

New Zealand 6141

DX SP21009

Level 6

57 Courtenay Place

Wellington 6011

Telephone 04 384-9734

Facsimile 04 801-7279

Email cmc@colmotor.co.nz

Website www.colmotor.co.nz










101

ST

ANNUAL REPORT 2019





The Directors of The Colonial Motor Company Limited present its

101

st

annual report covering the year to 30 June 2019.

The report is being mailed to all shareholders. Additional copies are

available on request from the Company at PO Box 6159 Wellington

6141, telephone +64 4 384 9734 or e-mail cmc@colmotor.co.nz.

The report will also be available for download from the Company’s

website www.colmotor.co.nz

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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