Notice of initial substantial holder – Cashrewards Limited

Australia and New Zealand Banking Group Limited ABN 11 005 357 522
ANZ Centre Melbourne, Level 9A, 833 Collins Street, Docklands VIC 3008

2 December 2020

Market Announcements Office
ASX Limited
Level 4
20 Bridge Street
SYDNEY NSW 2000





Notice of initial substantial holder – Cashrewards Limited

ANZ gives this notice of initial substantial holder in respect of Cashrewards Limited.
It has been approved for distribution by ANZ’s Company Secretary.

Yours faithfully




Simon Pordage
Company Secretary
Australia and New Zealand Banking Group Limited

603 page 2/2 15 July 2001
Form 603
Corporations Act 2001
Section 671B

Notice of initial substantial holder

To Company Name/Scheme Cashrewards Limited

ACN/ARSN 615 084 654

1. Details of substantial holder (1)
Name
Australia and New Zealand Banking Group Limited (ANZ) and each of ANZ's controlled bodies corporate listed in
Annexure 'A' (ANZ Subsidiaries)
ACN/ARSN (if applicable) 005 357 522

The holder became a substantial holder on 27 November 2020

2. Details of voting power
The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate (2) had a
relevant interest (3) in on the date the substantial holder became a substantial holder are as follows:
Class of securities (4) Number of securities Person’s votes (5) Voting power (6)
FULLY PAID ORDINARY 14,975,285 14,975,285 19.00%

3. Details of relevant interests
The nature of the relevant interest the substantial holder or an associate had in the following voting securities on the date the substantial holder became a
substantial holder are as follows:
Holder of relevant interest Nature of relevant interest (7) Class and number of securities

ANZI Holdings Pty Ltd ACN 628 995 791
(ANZI)
ANZI has a relevant interest arising
under section 608(1)(a) of the
Corporations Act 2001 (Cth) (Act) by way
of direct holding.
ORD 14,975,285
ANZ
ANZ has a relevant interest under section
608(3)(b) of the Act as it controls ANZI.
ORD 14,975,285
Each ANZ Subsidiary (excluding ANZI)
Deemed relevant interest under section
608(3)(a) of the Act because each has
voting power in ANZI above 20%
(because each ANZ Subsidiary is a
controlled entity and therefore an
associate of ANZ)
ORD 14,975,285

4. Details of present registered holders
The persons registered as holders of the securities referred to in paragraph 3 above are as follows:

Holder of relevant
interest
Registered holder of
securities
Person entitled to be
registered as holder (8)
Class and number
of securities


Each person described in paragraph
3 above
ANZI ANZI ORD 14,975,285





5. Consideration
The consideration paid for each relevant interest referred to in paragraph 3 above, and acquired in the four months prior to the day that the substantial holder
became a substantial holder is as follows:

Holder of relevant
interest
Date of acquisition Consideration (9)
Class and number
of securities

Cash

Each person described in paragraph
3 above
27 November 2020 $25,907,243 ORD 14,975,285

6.Associates
The reasons the persons named in paragraph 3 above are associates of the substantial holder are as follows:
Name and ACN/ARSN (if applicable) Nature of association
Each person described in paragraph 3
above
These entities are associates of each other by virtue of section 12(2)(a) of the Act as
the entities are related bodies corporate of each other.
7.Addresses
The addresses of persons named in this form are as follows:
Name Address
ANZ
ANZ Centre Melbourne
Level 9
833 Collins Street
Docklands VIC 3008
ANZ Subsidiaries See Annexure A
Signature
print names SIMON PORDAGE capacity Company Secretary
sign here
date 2 December 2020
DIRECTIONS
(1)If there are a number of substantial holders with similar or related relevant interests (eg. a corporation and its related corporations, or the manager and
trustee of an equity trust), the names could be included in an annexure to the form. If the relevant interests of a group of persons are essentially similar,
they may be referred to throughout the form as a specifically named group if the membership of each group, with the names and addresses of members
is clearly set out in paragraph 7 of the form.
(2)See the definition of "associate" in section 9 of the Corporations Act 2001.
(3)See the definition of "relevant interest" in sections 608 and 671B(7) of the Corporations Act 2001.
(4)The voting shares of a company constitute one class unless divided into separate classes.
(5)The total number of votes attached to all the voting shares in the company or voting interests in the scheme (if any) that the person or an associate has a
relevant interest in.
(6)The person’s votes divided by the total votes in the body corporate or scheme multiplied by 100.
(7)Include details of:
(a)any relevant agreement or other circumstances by which the relevant interest was acquired. If subsection 671B(4) applies, a copy of any
document setting out the terms of any relevant agreement, and a statement by the person giving full and accurate details of any contract,
scheme or arrangement, must accompany this form, together with a written statement certifying this contract, scheme or arrangement; and
(b)any qualification of the power of a person to exercise, control the exercise of, or influence the exercise of, the voting powers or disposal of the
securities to which the relevant interest relates (indicating clearly the particular securities to which the qualification applies).
See the definition of "relevant agreement" in section 9 of the Corporations Act 2001.
(8)If the substantial holder is unable to determine the identity of the person (eg. if the relevant interest arises because of an option) write “unknown.’”
(9)Details of the consideration must include any and all benefits, moneys and other, that any person from whom a relevant interest was acquired has, or
may, become entitled to receive in relation to that acquisition. Details must be included even if the benefit is conditional on the happening or not of a
contingency. Details must be included of any benefit paid on behalf of the substantial holder or its associate in relation to the acquisitions, even if they
are not paid directly to the person from whom the relevant interest was acquired.

Annexure A

This is Annexure A of 4 pages referred to in the Form 603, Notice of initial substantial holder:



______________________________
SIMON PORDAGE
Company Secretary
Date: 2 December 2020



Australia and New Zealand Banking Group Limited ("ANZBGL")
Related Bodies Corporate List
NOTES: All companies are 100% owned within the Group unless otherwise indicated.

Name Full Address
Jurisdiction of
Incorporation
Registration
Date
Group %
Owned (if
not
100%)
8 and 9 Chester Limited
Level 1, ANZ Haus, Habour City, Poreporena
Freeway, Konedobu, National Capital District, Papua
New Guinea
Papua New
Guinea 05/04/1988
ACN 003 042 082 Limited (in
liquidation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 02/01/1986
ACN 008 647 185 Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 10/01/1989
ANZ (Lao) Sole Company Limited
33 Lane Xang Avenue, P O Box 5001, Vientiane, Lao
People's Democratic Republic
Lao People's
Democratic
Republic 10/07/2007
ANZ Asia Limited
22nd Floor, 3 Exchange Square, 8 Connaught Place,
Central, Hong Kong Hong Kong 16/12/1980
ANZ Bank (Kiribati) Limited Po Box 66, Bairiki, Tarawa, Kiribati Kiribati 13/08/1984 75.00
ANZ Bank (Samoa) Limited Beach Road, Apia, Samoa Samoa 21/09/1990
ANZ Bank (Thai) Public Company
Limited
63 Athenee Tower, Unit 801-804, Wireless Road,
Khwaeng Lumpini, Khet Pathumwan, Bangkok,
Thailand Thailand 27/11/2014
ANZ Bank (Vanuatu) Limited ANZ House, Kumul Highway, Port Vila, Vanuatu Vanuatu 03/09/1985
ANZ Bank (Vietnam) Limited
Floor 16, Gelex Tower, 52 Le Dai Hanh St, Le Dai
Hanh Ward, Hai Ba Trung District, Hanoi, Viet Nam Viet Nam 09/01/2009
ANZ Bank New Zealand Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 23/10/1979
ANZ Capel Court Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 22/04/1969
ANZ Capital No. 1 Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 11/04/2012
ANZ Capital Private Limited
c/o Phoenix Legal, Office Nos. 17 & 18, 3rd Floor,
Vaswani Mansion, 120 Dinshaw Vachha Road,
Churgate, Mumbai - 400020, India India 07/11/2001
ANZ Centre Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 28/05/2012
ANZ Commodity Trading Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 03/05/2001
ANZ Custodial Services New Zealand
Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 09/11/2004
ANZ Fiduciary Services Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 28/05/2002
ANZ Finance American Samoa, Inc
Amerika Samoa Bank Bldg, Fagatogo, Maoputasi
County, American Samoa American Samoa 01/07/2004
ANZ Finance Guam, Inc
Suite 114, Julale Center, 424 West O'Brien Drive,
Hagatna, 96910, Guam Guam 07/08/2007
ANZ Funds Pty. Ltd.
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 13/03/1964
ANZ Global Services And Operations
(Chengdu) Company Limited
5th Floor, Building E2, TianFu Software Park, Tianfu
Avenue Mid-Section#1268, Chengdu, 610041, China China 17/11/2010
ANZ Global Services And Operations
(Manila) Inc
Level 12, Solaris One, Dela Rosa Street, Makati City,
Philippines Philippines 17/03/2010

2

Name Full Address
Jurisdiction of
Incorporation
Registration
Date
Group %
Owned (if
not
100%)
ANZ Global Services and Operations Pty
Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 04/03/2010
ANZ Guam Inc.
Suite 114 Julale Center, 424 West O'Brien Drive,
Hagatna, 96910, Guam Guam 14/09/1990 99.96
ANZ Holdings (New Zealand) Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 30/03/1988
ANZ ILP Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 19/05/1960
ANZ International (Hong Kong) Limited
22nd Floor, 3 Exchange Square, 8 Connaught Place,
Central, Hong Kong Hong Kong 10/10/1972
ANZ International Private Limited
10 Collyer Quay #10-01, Ocean Financial Centre,
049315, Singapore Singapore 10/02/1987
ANZ Investment Services (New
Zealand) Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 17/02/1988
ANZ Investments (PNG) Limited
Level 1, ANZ Haus, Habour City, Poreporena
Freeway, Konedobu, National Capital District, Papua
New Guinea
Papua New
Guinea 27/12/2001
ANZ IPB Nominees Pte Ltd
10 Collyer Quay #10-01, Ocean Financial Centre,
049315, Singapore Singapore 27/07/2000
ANZ Leasing (BWC Financing) Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 20/12/2006
ANZ Leasing (MAGA) Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 06/12/2017
ANZ Leasing (NSW) Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 27/11/1981
ANZ Leasing (Vic) Pty. Ltd.
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 17/12/1984
ANZ Lenders Mortgage Insurance Pty.
Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 03/02/1959
ANZ Life Assurance Company Pty
Limited (in liquidation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 25/07/1961
ANZ Margin Services Pty. Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 17/12/1981
ANZ National Staff Superannuation
Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 10/05/2006
ANZ New Zealand (Int'l) Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 08/12/1986
ANZ New Zealand Investments Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 01/03/1989
ANZ New Zealand Investments
Nominees Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 01/06/1994
ANZ New Zealand Securities Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 03/07/1998
ANZ Nominees Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 14/07/1977
ANZ Operations And Technology Private
Limited
"RMZ Ecoworld", Campus 5A, Ground floor and
levels 4-9, Sarjapur-Marathahalli Outer Ring Road,
Devarabeesanahalli Village, Varthur Hobli, Bengalaru
East, Taluk, Bengaluru, 560 103, India India 07/06/1988
ANZ Pacific Operations Pte Ltd
C/- Pricewaterhousecoopers, Level 8, Civic Tower,
Victoria Parade, Suva, Fiji Fiji 09/01/2001
ANZ Pensions (UK) Limited
40 Bank Street, Canary Wharf, London, E14 5EJ,
England United Kingdom 20/09/1951
ANZ Properties (Australia) Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 14/03/1968
ANZ Rewards No. 2 Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 21/05/1998
ANZ Securities (Holdings) Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 06/05/1970
ANZ Securities (Japan), Ltd. 4-1, Marunouchi 2-chome, Chiyoda-ku, Tokyo, Japan Japan 21/04/2017
ANZ Securities Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 20/06/1973

3

Name Full Address
Jurisdiction of
Incorporation
Registration
Date
Group %
Owned (if
not
100%)
ANZ Securities, Inc.
31st Floor, 277 Park Avenue, New York, NY, USA,
10172 United States 07/04/1994
ANZ Self Managed Super Pty Limited
(in liquidation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 16/03/2000
ANZ Singapore Limited
10 Collyer Quay #10-01, Ocean Financial Centre,
049315, Singapore Singapore 26/12/1986
ANZ Staff Superannuation (Australia)
Pty. Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 18/12/1986
ANZ Support Services India Private
Limited
'Eucalyptus' Manyata Embassy Bus Pk - SEZ, Outer
Ring Rd, Nagavara & Rachenahalli Village, K R
Puram Hobli, Bangalore, 560045, India India 27/09/2007
ANZ Underwriting Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 28/06/1971
ANZ Wealth Australia Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 10/01/1878
ANZ Wealth New Zealand Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 21/09/2005
ANZcover Insurance Private Ltd
8 Marina View, #09-05, Asia Square Tower 1,
Singapore 018960, Singapore Singapore 01/10/2012
ANZEF Limited
40 Bank Street, Canary Wharf, London, E14 5EJ,
England United Kingdom 01/01/1934
ANZEST Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 17/10/1997
ANZi Holdings Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 24/09/2018
Arawata Assets Limited
Ground Floor, Anz Centre, 23-29 Albert Street,
Auckland, 1010 , New Zealand New Zealand 04/05/1990
Australia and New Zealand Bank
(China) Company Limited
Unit D, E, F 17th Floor, 15th Floor and Unit B 12th
Floor, Mirae Asset Tower, 166 Lujiazui Ring Road,
Pudong, Shanghai, China China 16/09/2010
Australia and New Zealand Banking
Group (PNG) Limited
Level 1, ANZ Haus, Habour City, Poreporena
Freeway, Konedobu, National Capital District, Papua
New Guinea
Papua New
Guinea 28/05/1976
AUT Administration Pty Ltd (in
liquidation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 12/06/2003
Chongqing Liangping ANZ Rural Bank
Company Limited
83 Ren Min South Rd,Liang Ping County, Chongqing,
China China 25/08/2009
Citizens Bancorp
Suite 114, Julale Center, 424 West O'Brien Drive,
Hagatna, 96910, Guam Guam 05/08/1997
E S & A Holdings Pty Ltd (in liquidation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 14/07/1977
Endeavour Finance Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 24/09/1999
Esanda Finance Corporation Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 21/10/1955
Franchise Asset Holdings Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 15/07/2013
Jikk Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 08/05/1998
Journeywise Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 22/02/2019 98.50
La Serigne Limited
C/- Hawkes Law, KPMG House, Rue Pasteur, Port
Vila, Vanuatu Vanuatu 13/12/1991
Looking Together Pty Ltd
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 02/05/2012
Minerva Holdings Limited
40 Bank Street, Canary Wharf, London, E14 5EJ,
England United Kingdom 05/04/1983
OneAnswer Nominees Limited
Ground Floor, ANZ Centre, 23-29 Albert Street,
Auckland, 1010, New Zealand New Zealand 11/07/2005
Payment Acceptance Australia Pty
Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 27/10/2020
PT Bank ANZ Indonesia
World Trade Centre 3, Level 30-31, Jl. Jendral
Sudirman Kav. 29-31, Jakarta, 12920, Indonesia Indonesia 05/09/1990 99.38

4

Name Full Address
Jurisdiction of
Incorporation
Registration
Date
Group %
Owned (if
not
100%)
Share Investing Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 14/04/1997
Share Investing Nominees Pty Limited
(in liqudation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 13/11/1997
Shout for Good Pty. Ltd.
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 09/04/2013
SIL Nominees Pty Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 23/07/2002
Tandem Financial Advice Pty Limited (in
liquidation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 20/12/1983
Union Investment Company Pty Limited
(in liquidation)
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 23/07/1920
Votraint No. 1103 Pty Limited
ANZ Centre Melbourne, Level 9, 833 Collins Street,
Docklands, VIC, 3008, Australia Australia 08/05/1998
Whitehall Investments Ltd
C/- Hawkes Law, KPMG House, Rue Pasteur, Port
Vila, Vanuatu Vanuatu 30/10/2001