PGG Wrightson Limited logo

PGW reports on improved performance

Full Year Results11 August 2025PGWIndustrials

PGG Wrightson Ltd | NZX Announcement

12 AUGUST 2025


PGW reports on improved performance



GROUP PERFORMANCE

PGG Wrightson Limited

1

(PGW) today announced its results for the financial year ended 30 June

2025.


Key results for the year to 30 June 2025 include:

• Operating Revenue of $975.3 million (up $59.4 million or 6 % on prior financial year)

• Operating EBITDA

2

of $56.1 million (up $12.0 million or 27 % on prior financial year)

• Net profit after tax of $10.7 million (up $7.6 million or 248 % on prior financial year)

• Fully imputed final dividend of 4 cents per share, (6.5 cents per share for full year)


PGW Chair, Garry Moore said “We are pleased to report improved results on the prior year, as

the agri-sector continued to recover. Operating Revenue was up $59.4 million and Operating

EBITDA up $12.0 million on the prior year. We have seen a shift in key markets and have been

able to respond positively to that turnaround.


“While the operating environment over the year was more challenging in the retail space, we are

pleased to see the business continue to consolidate and grow market share. Our Retail & Water

group revenue was up $39.4 million on the prior year, with the performance at an Operating

EBITDA level also seeing improvement of $1.1 million or 3 % year-on-year.


“Our Agency group delivered very strong results led by Livestock and Real Estate. Constrained

supply for livestock and increased international demand drove up red meat and dairy commodity

prices. This has had a positive influence on the profitability of farming operations and has led to

a shift in sentiment.


“Rural real estate responded to improved confidence in the dairy and the red meat sectors, with

activity supported by easing interest rates.


“The July Federated Farmers’ Confidence Survey confirmed farmer sentiment is at their highest

levels in eight years. Farm profitability has rebounded, strengthening investment spending and

production output expectations.


“The Board has declared a fully imputed final dividend of 4 cents per share. The dividend will be

paid on 3 October 2025 to shareholders on PGW’s share register as at 5pm on 11 September

2025. This will bring the total fully imputed dividends for the year to 6.5 cents per share.”



PGG Wrightson Ltd | NZX Announcement

Retail & Water Group

PGW CEO, Stephen Guerin said, “The Retail & Water business incorporates Rural Supplies,

Fruitfed Supplies, Water, and Agritrade. Retail & Water recorded Operating EBITDA of $42.2

million, an improvement of $1.1 million from the prior year’s result. Revenue of $773.0 million,

was up $39.4 million.


“Retail & Water refreshed its five-year plan with a focus on a range of growth initiatives.


“A key example of such initiatives was the acquisition in July 2025 of the Nexan Group. Nexan

Group manufacturers the Vetmed range of animal health products along with other brands. This

acquisition reinforces PGW’s commitment to delivering high-quality innovative solutions that

help New Zealand farmers thrive. This acquisition is a complementary fit, aligning with our PGW

Group strategy and supporting business growth.


“In terms of strategic fit, PGW is already a wholesaler and retailer of this range. This acquisition

provides a vertical growth opportunity for PGW to consolidate brand ownership, product

manufacturing and development, and continue to grow the range.


“Another key growth initiative is our ‘BlueAG’ ag-chem private label strategy. Building brand

equity in our proprietary BlueAG label provides greater branding recognition and the opportunity

to build trust and credibility in our label and range. It provides PGW with price-point control while

giving customers more product options that they can trust.


“Our Rural Supplies business performed solidly, as sentiment in the farming sector improved

over the year with the strengthening in export commodity prices. It has been pleasing to see dairy,

sheep, and beef farmers all realise increased returns, which helped many farming operations

return to profitability. While sales revenue improved on the prior year, farmers took a generally

conservative approach with many using the good returns to reduce debt.


“Fertiliser and stockfood were in demand, as farmers focused on increasing production to

maximise higher commodity returns. There was additional spend on capital items, such as

fencing, in the latter half of the year. However, the arable sector was more challenging with

reduced demand for seed crops and grower returns being challenged.


“Fruitfed Supplies also faced a more challenging trading environment during the financial year.

Despite the headwinds, Fruitfed maintained its strong market position.


“Encouragingly, we have seen renewed optimism in both the kiwifruit and apple sectors. Orchard

investment, new plantings, and a focus on varietal development signal confidence in the future

of these crops. Buoyant export demand and improved post-harvest performance have

contributed to this positive outlook for these growers.


“The viticulture and vegetable sectors have been less buoyant. Viticulture supplies were

subdued, due to a global oversupply of wine. Market pressures have impacted grower

confidence and investment decisions in some categories.


Agency Group

“Our Agency group incorporates the Livestock, Wool, and Real Estate businesses. Operating

EBITDA was $23.5 million which was up by an impressive $11.1 million on the prior year’s result.

Revenue was $201.0 million, up $20.3 million.


PGG Wrightson Ltd | NZX Announcement

“Our Livestock business recorded excellent financial results on the back of elevated meat pricing

and increased volumes in beef and dairy cattle.


“Strong demand for cattle, resulting from significant demand and constrained supply

internationally, drove livestock prices to record levels. Pricing remained high throughout the year

due to processor demand, good feed reserves, and robust beef schedules.


“Sheep pricing improved significantly year-on-year. Elevated schedules allowed farmers to take

advantage of prices where declining feed and dry conditions impacted production. The number

of sheep transacted reduced slightly, as a result of lower numbers throughout the country from

continued land use change.


“Good pricing for dairy resulted in strong demand. Livestock pricing was buoyed by the forecast

milk price, and high-end herd sales. There were also strong forward contracts for dairy herd

sales.



Source: Fonterra


“Stud stock sales rebounded as clients returned to the market with an increased demand for sire

bulls, with records set during the selling season.


“Our GO-STOCK sheep, beef, dairy, and deer products experienced strong demand.


“Our bidr® online trading platform is well established in the livestock sector nationally and its

database of buyers grew throughout the year. This growth was driven by continued demand for

hybrid integration, online bidding, and livestreaming of cattle sales at saleyards and on-farm

auctions. bidr® hosted over 1,000 auctions and it has firmly established itself as New Zealand’s

leading online auction platform for livestock.



PGG Wrightson Ltd | NZX Announcement

Source: Beef + Lamb NZ Economic Service & Insights


“The wool season concluded with wool prices up on the previous year, though there remains

significant room for improvement to create a profitable future for wool growers.


“It was a challenging year for wool production due to difficult growing conditions and a notable

decline in shearable sheep, leading to a reduction in bales handled across our stores.


“PGW partnered with iconic Kiwi brand Norsewear to strengthen the value of ethically produced

New Zealand wool and support domestic manufacturing. The partnership connects PGW

growers directly with trusted manufacturers, delivering better returns for growers through long-

term contracts by ensuring demand certainty and supply of fully traceable New Zealand wool.

Wool Integrity NZ™, PGW Wool’s assurance brand, certifies that the wool meets world-leading

standards in animal welfare and sustainability.




Source: Beef + Lamb New Zealand Economic Service


“Increased real estate activity has, contributed to a really pleasing performance by PGW Real

Estate, with revenue up by 55 % on the same period last year. The market has been buoyed by a

gradual downward trend in interest rates, stronger dairy payouts, robust red meat pricing, and

farm gate prices breathing confidence into the sector. The volume of property listings and sales

activity reached levels not seen for some time.


Cashflow and Debt

“PGW recorded cash inflows from operating activities of $12.4 million for FY25 and included

significant growth (cash outflow) in GO-STOCK receivables which increased by $28.9 million over

the 12 months to 30 June 2025 to be $81.4 million. This growth compares to a cash inflow for GO-

STOCK receivables in FY24 of $21.5 million.


“Cash flows from investing activities included capital expenditure of $17.4 million inclusive of

our investment in Microsoft D365 enterprise reporting platform implementation.”


Outlook

Mr Moore commented, “Overall the agricultural sector has experienced a strong rebound,

supported by encouraging economic indicators. Buoyant export prices and good demand amid

constrained supply has boosted confidence. Easing inflation and interest rates, together with

greater stability in input prices, have created a more positive operating environment. These

factors have contributed to a noticeable lift in farmer confidence which is expected to be positive

for our rural servicing operations.


PGG Wrightson Ltd | NZX Announcement

“Some uncertainty and a challenging operating environment is evident in arable farming,

viticulture, and strong wool. Ongoing geopolitical tensions and unpredictable international trade

terms also add to the uncertainty. While dairy and red meat markets remain resilient, caution

and debt reduction continue to influence some primary subsectors.


“Strong commodity prices are expected to remain throughout FY26 across dairy, red meat, and

horticulture crops, particularly kiwifruit and apples. Overall, the outlook is positive for the

primary sector. Confidence in the rural real estate market is expected to persist, with quality

listings continuing to attract interest and increased farm sales.


“Our strengths in technical expertise, innovation, and enduring customer relationships, mean

PGW is well positioned to support our customers with their production needs and capitalise on

the forecast growth in export revenue.


“We expect to provide further guidance for FY26 at our Annual Shareholders’ Meeting in October

2025.


“Finally, I would like to take this opportunity to thank our exceptional team throughout the country

and acknowledge the continued trust and support from our customers.”


For investor relations queries and media enquiries, please contact:

Julian Daly

General Manager Corporate Affairs / Company Secretary

PGG Wrightson Limited

Mobile: 0800 10 22 76 / +64 3 477 4520

Email: companysecretary@pggwrightson.co.nz


Registered Office:

PGG Wrightson Limited

1 Robin Mann Place, Christchurch Airport

Christchurch 8053, New Zealand

Phone: 0800 10 22 76 / +64 3 477 4520

Website: pggwrightson.co.nz



1

All references to PGG Wrightson Limited refer to the company, its subsidiaries and interests in associates and

jointly controlled entities.


2

Operating EBITDA: Earnings before net interest and foreign exchange items, income tax, depreciation,

amortisation, the results from discontinued operations, impairment and fair value adjustments and non-

operating items. PGW has used non-GAAP profit measures when discussing financial performance in this

document. Please refer to our full accounts for details of how Operating EBITDA relates to GAAP. For a

comprehensive discussion on the use of non-GAAP profit measures, please refer to the policy “Non-GAAP

Accounting Information” available on our website (www.pggwrightson.co.nz).

---

Key Financial Disclosures
Ngā Whakapuakanga Pūtea Hira

Consolidated Financial Statements for the year ended 30 June 2025

Ngā Tauākī ā-Pūtea Tōpū mō te tau i mutu i te 30 Hune 2025

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira
PGG WRIGHTSON LIMITED

Directors’ Responsibility Statement

For the year ended 30 June 2025

The Directors are responsible for ensuring that the consolidated financial statements give a true and fair view of the financial

position of the PGG Wrightson Limited and its controlled entities (together the “Group”) as at 30 June 2025 and the financial

performance and cash flows for the year ended on that date.

The Directors consider that the consolidated financial statements of the Group have been prepared using appropriate

accounting policies, consistently applied and supported by reasonable judgements and estimates and that all of the relevant

financial reporting and accounting standards have been followed.

The Directors believe that proper accounting records have been kept which enable, with reasonable accuracy, the

determination of the financial position of the Group and facilitate compliance of the consolidated financial statements with

the Financial Reporting Act 2013 and the Financial Markets Conduct Act 2013.

The Directors are pleased to present the consolidated financial statements for the Group set out on pages 1 to 44 for the year

ended 30 June 2025.

The consolidated financial statements contained on pages 1 to 44 have been authorised for issue on 11 August 2025.

For and on behalf of the Board.

Garry Moore Sarah Brown

Chair Director and Audit

Committee Chair

PGG WRIGHTSON LIMITED
Consolidated Statement of Profit or Loss

For the year ended 30 June 2025

1

|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

2025 2024

NOTE $000 $000

Operating revenue 1 975,344 915,946

Cost of sales 2 (720,347) (680,245)

Gross profit 254,997 235,701

Other income 952 252

Employee expenses (146,637) (138,867)

Other operating expenses 3 (53,181) (52,916)

Operating EBITDA 27C 56,131 44,170

Non-operating gains/(losses) 4 1,119 (67)

Impairment and fair value gains/(losses) 5 – –

Depreciation and amortisation expense (31,066) (28,748)

EBIT

27C 26,184 15,355

Net interest expense 6 (11,186) (10,760)

Foreign exchange gain/(loss) 6 821 (390)

Fair value gain/(loss) on foreign exchange derivatives 6 (1,827) 1,124

Profit before income tax 13,992 5,329

Income tax expense 7 (3,328) (2,265)

Net profit after tax 10,664 3,064

Basic and diluted earnings per share (EPS)

2025 2024

NOTE $ $

Basic and diluted EPS 8 0.141 0.041

The accompanying notes form an integral part of these consolidated financial statements.

2
|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

PGG WRIGHTSON LIMITED

Consolidated Statement of Other Comprehensive Income

For the year ended 30 June 2025

2025 2024

NOTE $000 $000

Net profit after tax 10,664 3,064

Other comprehensive income/(loss)


Items that will not be reclassified to profit or loss

Remeasurements of defined benefit liability 18 585 184

Tax on remeasurements of defined benefit liability 7 (273) (13)

Total other comprehensive income/(loss) for the period 312 171

Total comprehensive income for the period 10,976 3,235

The accompanying notes form an integral part of these consolidated financial statements.

3
|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

PGG WRIGHTSON LIMITED

Segment Report

For the year ended / as at 30 June 2025

A. Operating segments

The Group has two primary operating segments, Agency and Retail

& Water, which are the Group's strategic divisions. These operating

segments operate within New Zealand.

The two operating segments offer different products and services,

and are managed separately because they require different skills,

technology and marketing strategies. Within each segment, further

business unit analysis may be provided to management where there

are significant differences in the nature of activities. The Chief Executive

Officer and Chairman of the Board reviews internal management

reports on each strategic business unit on at least a monthly basis.

The Group's segments are described below:

– Agency: This segment derives its revenue primarily from

commissions in respect of rural Livestock, Wool and Real Estate

transactions. This segment also derives revenue from wool and

velvet product sales, and interest revenue from its GO-STOCK

receivables (refer to Note 12 GO-STOCK receivables for further

explanation regarding this programme).

– Retail & Water: This segment includes the Rural Supplies and

Fruitfed Supplies retail operations, Agritrade, PGG Wrightson Water,

ancillary sales support and supply chain functions. This segment

derives its revenue primarily from the sale of goods as well as the

design, installation and servicing of irrigation solutions.

– Other (non-operating): Other relates to certain Group Corporate

activities including Governance, Finance, Treasury, Risk and

Assurance, and other support services (such as corporate property

services and marketing). The Marketing function derives sales

revenue from the Group's rewards and on-charging programmes.

Assets and liabilities allocated to each business unit combine to form

total assets and liabilities for the Agency and Retail & Water business

segments. Certain other assets and liabilities are held at a Corporate

level including those for the Corporate functions noted above.

Similarly, the profit or loss for each business unit combines to form

total profit or loss of the Agency and Retail & Water business segments.

Certain other revenues and expenses are recorded at the Corporate

level for the Corporate functions noted above.

Corporate costs allocation

The Group allocates certain Corporate costs to an operating segment

where they can be directly attributed to that segment or using the

following methods:

– IT hardware, support, licence and other costs are allocated on a per

user basis.

– Property costs which are not directly attributable are allocated on

a property space utilisation basis.

– Business operations costs (Accounts Payable, Accounts Receivable,

Call Centre) are allocated based on FTE usage by each operating

segment or transactional volumes. Credit Services costs are

allocated to the operating segment to which the overdue

accounts relate.

Other costs such as non-operating gains/losses, impairment and fair

value gains/losses, net interest expense, foreign exchange items and

income tax expense are not fully allocated by the Group across the

operating segments. The Group Governance, Finance, Treasury, and

Risk and Assurance functions continue to be reported outside of the

operating segments.

B. Geographical segment

The Group operates within New Zealand only and its revenue is

derived primarily from New Zealand.

4
|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

PGG WRIGHTSON LIMITED

Segment Report (continued)

For the year ended / as at 30 June 2025

C. Operating segment information

OTHER

AGENCY RETAIL & WATER (NON-OPERATING) TOTAL

2025 2024 2025 2024 2025 2024 2025 2024

$000 $000 $000 $000 $000 $000 $000 $000

Sales revenue 84,977 89,021 759,215 719,961 1,157 1,364 845,349 810,346

Commission revenue 107,938 83,347 88 102 30 95 108,056 83,544

Construction contract revenue – – 12,368 12,107 – – 12,368 12,107

Interest revenue on GO-STOCK receivables 7,181 7,294 – – – – 7,181 7,294

Interest revenue on overdue debtor accounts 427 552 891 1,003 37 54 1,355 1,609

Sublease income 434 485 402 403 199 158 1,035 1,046

Total external operating revenues 200,957 180,699 772,964 733,576 1,423 1,671 975,344 915,946

Cost of sales (98,086) (94,425) (621,575) (585,024) (686) (796) (720,347) (680,245)

Gross profit 102,871 86,274 151,389 148,552 737 875 254,997 235,701

Other income 952 306 – – – (54) 952 252

Employee expenses (51,367) (46,168) (68,780) (67,675) (26,490) (25,024) (146,637) (138,867)

Other operating expenses (28,994) (28,098) (40,459) (39,835) 16,272 15,017 (53,181) (52,916)

Operating EBITDA 23,462 12,314 42,150 41,042 (9,481) (9,186) 56,131 44,170

Non-operating gains/(losses) 1,166 (61) (112) (38) 65 32 1,119 (67)

Impairment and fair value gains/(losses) – – – – – – – –

Depreciation and amortisation expense (9,875) (8,552) (17,329) (17,019) (3,862) (3,177) (31,066) (28,748)

EBIT 14,753 3,701 24,709 23,985 (13,278) (12,331) 26,184 15,355

Net interest expense (4,737) (4,793) (2,798) (2,965) (3,651) (3,002) (11,186) (10,760)

Foreign exchange gain/(loss) 863 (388) (46) (1) 4 (1) 821 (390)

Fair value gain/(loss) on

foreign exchange derivatives

(1,611) 1,557 (216) (433) – – (1,827) 1,124

Profit/(loss) before income tax 9,268 77 21,649 20,586 (16,925) (15,334) 13,992 5,329

Income tax benefit/(expense) (2,196) (94) (5,786) (5,604) 4,654 3,433 (3,328) (2,265)

Net profit/(loss) after tax 7,072 (17) 15,863 14,982 (12,271) (11,901) 10,664 3,064

Segment assets 234,147 191,647 249,439 243,537 46,094 41,049 529,680 476,233

Assets held for sale – 1,402 – – – – – 1,402

Total segment assets 234,147 193,049 249,439 243,537 46,094 41,049 529,680 477,635

Total segment liabilities (104,908) (91,394) (146,372) (142,298) (104,590) (79,210) (355,870) (312,902)

Capital expenditure

(additions to non–current assets) 4,724 13,230 5,645 10,484 12,510 12,542 22,879 36,256

The accompanying notes form an integral part of these consolidated financial statements.

5
|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

PGG WRIGHTSON LIMITED

Consolidated Statement of Cash Flows

For the year ended 30 June 2025

2025 2024

NOTE $000 $000

Cash flows from operating activities

Cash was provided from:

Receipts from customers 916,631 936,313

Dividends received 6 5

Interest received 8,921 9,601

Income tax received 44 –

925,602 945,919

Cash was applied to:

Payments to suppliers and employees (903,108) (875,584)

Lump sum contribution to PGG Wrightson Employee Benefits Plan (308) (128)

Interest paid (5,379) (6,096)

Interest paid on lease liabilities (4,410) (4,276)

Income tax paid – (2,102)

(913,205) (888,186)

Net cash inflow/(outflow) from operating activities 12,397 57,733

Cash flows from investing activities

Cash was provided from:

Proceeds from sale of property, plant and equipment 2,808 66

Dividend received from jointly controlled entity 392 134

3,200 200

Cash was applied to:

Purchase of property, plant and equipment (6,929) (11,417)

Purchase of intangibles (10,499) (11,428)

Advance to jointly controlled entity (17) (20)

(17,445) (22,865)

Net cash inflow/(outflow) from investing activities (14,245) (22,665)

Cash flows from financing activities

Cash was provided from:

Increase in external borrowings and working capital debt 9 25,182 –

25,182 –

Cash was applied to:

Dividends paid to shareholders (1,899) (7,763)

Repayment of external borrowings and bank overdraft – (6,960)

Repayment of principal portion of lease liabilities (22,608) (21,203)

(24,507) (35,926)

Net cash inflow/(outflow) from financing activities 675 (35,926)

Net increase/(decrease) in cash held (1,172) (858)

Opening cash and cash equivalents at the beginning of period 3,785 4,643

Cash and cash equivalents at the end of the period 9 2,613 3,785

The accompanying notes form an integral part of these consolidated financial statements.

6
|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

PGG WRIGHTSON LIMITED

Reconciliation of Net Profit After Tax with Net Cash Flow from Operating Activities

For the year ended 30 June 2025

2025 2024

$000 $000

Net profit after tax 10,664 3,064

Add/(deduct) non-cash/non-operating items:

Depreciation and amortisation 31,066 28,748

Impairment and fair value losses/(gains) – –

Net bad debts written off / (recovered) 716 173

Increase/(decrease) in provision for impaired trade receivables, GO-STOCK receivables and contract assets (881) 218

Loss/(gain) on sale of assets and investments, and lease terminations (1,219) 144

Foreign exchange loss/(gain) 237 (211)

Deferred tax expense/(benefit) (886) 2,205

Defined benefit expense/(gain) (24) (47)

Pension contributions not expensed through profit or loss (308) (128)

Equity accounted earnings (990) (129)

Other non-cash/non-operating items 21 60

Add/(deduct) movement in working capital items:

Change in inventories (4,774) 12,341

Change in accounts receivable, GO-STOCK receivables and prepayments (52,236) 29,479

Change in trade creditors, provisions and accruals 25,749 (14,580)

Change in other current assets/liabilities 1,004 (1,561)

Add/(deduct) movement in taxation items:

Change in income tax payable/receivable 4,258 (2,043)

Net cash flow from operating activities 12,397 57,733

Cash Flows Accounting Policies

In the statement of cash flows, cash receipts and payments on behalf of customers, which reflect the activities of the customers rather than

those of the Group, are reported on a net basis.

The accompanying notes form an integral part of these consolidated financial statements.

7
|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

PGG WRIGHTSON LIMITED

Consolidated Statement of Financial Position

As at 30 June 2025

2025 2024

NOTE $000 $000

ASSETS

Current

Cash and cash equivalents 9 2,613 3,785

Short-term derivative assets 10 227 584

Trade and other receivables 11 159,769 136,259

GO-STOCK receivables 12 79,142 50,215

Income tax receivable – 3,229

Inventories 13 100,074 95,192

Assets classified as held for sale 16 – 1,402

Other current assets 4,329 3,936

Total current assets 346,154 294,602

Non-current

Deferred tax asset 7 7,115 6,501

Long-term derivative assets 10 13 99

Investments in equity accounted investees 1,256 484

GO-STOCK receivables 12 2,300 2,336

Other investments 242 422

Intangible assets 14 38,706 30,023

Right-of-use assets 15A 81,332 91,570

Property, plant and equipment 16 52,362 51,598

Defined benefit asset 18 200 –

Total non-current assets 183,526 183,033

Total assets

529,680 477,635

LIABILITIES

Current

Working capital debt 9 – –

Short-term derivative liabilities 10 1,425 192

Accounts payable and accruals 17 175,205 149,540

Short-term lease liabilities 15B 21,359 20,609

Income tax payable 1,029 –

Total current liabilities 199,018 170,341

Non-current

Long-term debt 9 88,182 63,000

Long-term derivative liabilities 10 151 –

Long-term lease liabilities 15B 65,789 76,057

Long-term provisions 17 2,730 2,787

Defined benefit liability 18 – 717

Total non-current liabilities 156,852 142,561

Total liabilities

355,870 312,902

EQUITY

Share capital 28 372,318 372,318

Reserves 28 16,785 16,371

Retained earnings/(deficit) 28 (215,293) (223,956)

Total equity

173,810 164,733

Total liabilities and equity 529,680 477,635

The accompanying notes form an integral part of these consolidated financial statements.

8
|

Key Financial Disclosures Ngā Whakapuakanga Pūtea Hira

PGG WRIGHTSON LIMITED

Consolidated Statement of Changes in Equity

For the year ended 30 June 2025

REALISED

CAPITAL AND DEFINED RETAINED

SHARE REVALUATION BENEFIT PLAN EARNINGS/ TOTAL

CAPITAL RESERVES RESERVE (DEFICIT) EQUITY

$000 $000 $000 $000 $000

Balance as at 1 July 2023 372,318 24,662 (8,504) (219,215) 169,261

Total comprehensive income for the period

Net profit after tax – – – 3,064 3,064

Other comprehensive income

Defined benefit plan actuarial gain/(loss), net of tax – – 171 – 171

Total other comprehensive income – – 171 – 171

Total comprehensive income for the period – – 171 3,064 3,235

Transactions with shareholders recorded directly in equity

Contributions by and distributions to shareholders

Dividends to shareholders – – – (7,763) (7,763)

Total contributions by and distributions to shareholders – – – (7,763) (7,763)

Transfer to retained earnings – – 42 (42) –

Balance as at 30 June 2024 372,318 24,662 (8,291) (223,956) 164,733

Balance as at 1 July 2024 372,318 24,662 (8,291) (223,956) 164,733

Total comprehensive income for the period

Net profit after tax – – – 10,664 10,664

Other comprehensive income

Defined benefit plan actuarial gain/(loss), net of tax – – 312 – 312

Total other comprehensive income – – 312 – 312

Total comprehensive income for the period – – 312 10,664 10,976

Transactions with shareholders recorded directly in equity

Contributions by and distributions to shareholders

Dividends to shareholders – – – (1,899) (1,899)

Total contributions by and distributions to shareholders – – – (1,899) (1,899)

Transfer to retained earnings – – 102 (102) –

Balance as at 30 June 2025 372,318 24,662 (7,877) (215,293) 173,810

The accompanying notes form an integral part of these consolidated financial statements.

Including Notes to the Consolidated Financial Statements for the year ended 30 June 2025
Tae atu ki Ngā Pitopito Kōrero ki Ngā Tauākī Pūtea Tōpū mō te tau i mutu i te 30 Hune 2025

Ngā Whakapuakanga Pūtea Tāpiri

Additional Financial Disclosures

PGG WRIGHTSON LIMITED ADDITIONAL FINANCIAL DISCLOSURES
|

Ngā Whakapuakanga Pūtea Tāpiri

|

PB

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements

For the year ended 30 June 2025

10

|



Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

1 Operating Revenue

2025 2024

$000 $000

Revenue from contracts with customers

Sales revenue 845,349 810,346

Commission revenue 108,056 83,544

Construction contract revenue 12,368 12,107

Other operating revenue

Interest revenue on GO-STOCK receivables 7,181 7,294

Interest revenue on overdue debtor accounts 1,355 1,609

Sublease income 1,035 1,046

975,344 915,946

Income Recognition Accounting Policies

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Group and the revenue can be reliably

measured. The following specific recognition criteria must also be met before revenue is recognised.

Sales revenue

Sales revenue comprises the sale value of transactions where the Group acts as a principal; for example, retail store sales, and sales of wool

and velvet products. Revenue is measured at the transaction price when control is transferred to which an entity expects to be entitled in

exchange for transferring goods or services to a customer. For the sale of goods, the transfer of control occurs when the risks and rewards,

physical possession and the legal title of the goods have been transferred and accepted by the customer and the customer has a present

obligation to make payment in respect of the goods.

Customers may be entitled to discounts or rebates for certain items and/or volumes purchased, under varying categories. These discounts

or rebates are defined as variable consideration and are included in the transaction price as a component of operating revenue upon the

completion of the Group's performance obligations. These discounts or rebates are contractual in nature and known as at balance date,

therefore, no assumptions or estimates are required.

The Group offers a range of payment terms, and in some cases these can be up to 12 months. The Group does not recognise a financing

element for sales with terms of 12 months or less.

The Group offers warranties as required by New Zealand law and/or per the terms and conditions of the contracts with customers. The

Group recognises the obligations under these warranties as a provision.

Commission revenue

Commission revenue comprises commission for transactions where the Group acts as an agent. For agency commissions, the Group

does not take inventory risk or title for inventories, or for the Group's Livestock and Real Estate businesses, biological assets and properties

respectively. The Group generates commissions from acting as an agent for organising the sale of livestock or real estate.

Revenue is recognised at a point in time upon completion of the service.

Construction contract revenue

Construction services are provided to customers in the Water business to construct pivots and irrigation systems. Most contracts contain a

single performance obligation. The size and duration of the contracts can vary significantly, and customers are invoiced as work progresses.

Most contracts are completed within 12 months; therefore, the unearned revenue on these contracts are not disclosed.

The Group accounts for revenue over time, which best depicts the pattern of transfer of the construction services to the customer. The

Group uses an input method to recognise revenue based on a percentage of cost completed. This method involves judgements relating to

a contract's expected margin and its stage of completion.

Interest and similar income and expense

The Group recognises the fixed fees charged to customers under its GO-STOCK programme as interest revenue. Refer to Note 12 GO-STOCK

Receivables for further explanation regarding this programme. This interest revenue is recognised over the term of the GO-STOCK contracts

which can be for a term of up to 540 days.

The Group also recognises interest revenue on overdue receivables using the effective interest method. Refer to the accounting policies

under Note 6 Net Interest Expense and Foreign Exchange Items for further explanation on the effective interest method.

Sublease income

The Group recognises lease payments received under subleases as income on a straight-line basis over the lease term. Refer to Note 15

Right-of-Use Assets and Lease Liabilities for further explanation.

11
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

2 Cost of Sales

2025 2024

NOTE $000 $000

Depreciation and amortisation 75 89

Employee benefits (including commissions) 29,315 21,140

Inventories and consumables 13 670,417 634,062

Freight 13,331 12,985

Other 7,209 11,969

720,347 680,245

3 Other Operating Expenses

2025 2024

$000 $000

Audit of financial statements of the Company by Ernst & Young 430 420

Other assurance services provided by Ernst & Young:

Limited assurance on emissions reporting 15 53

Other services provided by Ernst & Young:

Gap analysis on climate reporting disclosures – 30

Research and development tax incentive advisory 16 21

Directors' fees 660 689

Donations 10 6

Increase/(decrease) in provision for impaired trade receivables, GO-STOCK receivables and contract assets (881) 218

Net bad debts written off / (recovered) 716 173

IT and telecommunication costs 16,443 14,870

Marketing costs 4,515 4,800

Motor vehicle costs 7,397 8,071

Travel costs 3,461 3,363

Rental and operating lease costs 384 326

Occupancy costs (excluding rental and operating lease) 6,240 6,150

Other staff costs 6,198 7,137

Other expenses 7,577 6,589

53,181 52,916

12
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

4 Non-Operating Gains/(Losses)

2025 2024

$000 $000

Gain/(loss) on sale of property, plant and equipment 1,217 (37)

Other non-operating gains/(losses) (98) (30)

1,119 (67)

5 Impairment and Fair Value Gains/(Losses)

2025 2024

$000 $000

Net impairment reversal/(impairment) – Property, plant and equipment – –

Fair value gains/(losses) – –

– –

Impairment Accounting Policies

The carrying value of the Group's assets are reviewed at each reporting date to determine whether there is any objective evidence of

impairment. An impairment loss is recognised whenever the carrying amount exceeds its recoverable amount. Impairment losses directly

reduce the carrying value of assets and are recognised in profit or loss unless the asset is carried at a revalued amount in accordance with

another standard.

Non-financial assets

The carrying amounts of the Group's non-financial assets (other than inventories and deferred tax assets) are reviewed at each reporting

date to determine whether there is any indication of impairment. If any such indication exists, then the recoverable amount of the asset or

the cash-generating unit (CGU) to which the asset relates is estimated. A CGU is the smallest identifiable asset group that generates cash

flows that are largely independent from other assets and groups.

The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less costs to sell. Value in use is based on the

estimated future cash flows, discounted to their present value using a discount rate that reflects current market assessments of the time

value of money and the risks specific to the asset or CGU.

An impairment loss is recognised if the carrying amount of an asset or CGU exceeds its recoverable amount. Impairment losses are

recognised in profit or loss.

An assessment is made at each reporting date to determine whether there is an indication that previously recognised impairment losses no

longer exist or have reduced. If such indication exists, the Group estimates the asset’s or CGU’s recoverable amount. A previously recognised

impairment loss is reversed only if there has been a change in the assumptions used to determine the asset’s recoverable amount since the

last impairment loss was recognised.

An impairment loss is reversed only to the extent that the asset's carrying amount does not exceed the carrying amount that would have

been determined, net of depreciation or amortisation, if no impairment loss had been recognised.

13
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

6 Net Interest Expense and Foreign Exchange Items

2025 2024

$000 $000

Interest income 385 698

Interest funding expense:

Bank interest on loans and overdrafts (5,379) (6,096)

Bank facility fees (1,782) (1,086)

(7,161) (7,182)

Net interest income/(expense) excluding interest on lease liabilities (6,776) (6,484)

Interest on lease liabilities (4,410) (4,276)

Net interest expense (11,186) (10,760)

Foreign exchange gain/(loss)

Net gain/(loss) on foreign denominated items 821 (390)

821 (390)

Fair value gain/(loss) on foreign exchange derivatives

Fair value gain/(loss) on foreign exchange derivatives (1,827) 1,124

(1,827) 1,124

Net Interest Expense and Foreign Exchange Items Accounting Policies

Interest and similar income and expense

For all financial instruments measured at amortised cost, interest income or expense is recorded at the effective interest rate, which is the

rate that exactly discounts estimated future cash payments or receipts through the expected life of the financial instrument or a shorter

period, where appropriate, to the net carrying amount of the financial asset or financial liability. The calculation takes into account all

contractual terms of the financial instrument (for example, prepayment options) and includes any fees or incremental costs that are directly

attributable to the instrument and are an integral part of the effective interest rate, but not future credit losses. Once the recorded value of a

financial asset or a group of similar financial assets has been reduced due to an impairment loss, interest income continues to be recognised

using the original effective interest rate applied to the new carrying amount.

Fair value change on foreign exchange derivatives

The Group undertakes transactions denominated in foreign currencies and exposure to movements in foreign currency arises from these

activities. The Group uses forward foreign exchange contracts to manage these exposures. These derivatives are recorded at their fair

value with mark-to-market fair value movements flowing through fair value gain/(loss) on foreign exchange derivatives in the consolidated

statement of profit or loss. Although the derivatives have not been designated in a hedge relationship, they act as an economic hedge and

will offset the underlying transactions when they occur.

Refer to
Accounting

Policies

– page 16.

14

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

7 Income Taxes

A. Income tax recognised in profit or loss

2025 2024

$000 $000

Current tax benefit/(expense)

Current year (4,333) (92)

Adjustments for prior years 119 33

(4,214) (59)

Deferred tax benefit/(expense)

Origination and reversal of temporary differences 1,022 (2,316)

Adjustments for prior years (136) 110

886 (2,206)

Income tax benefit/(expense) (3,328) (2,265)

Reconciliation

Profit before income tax 13,992 5,329

Income tax using the Company's tax rate (28%) (3,917) (1,492)

Non-deductible expenditure (397) (259)

Non-assessable income 779 111

Tax credits 213 215

Over/(under) provided in prior years (17) 143

Deferred tax impact of legislation change – tax depreciation on buildings – (915)

Other 11 (68)

Income tax benefit/(expense) (3,328) (2,265)

B. Income tax recognised directly in equity

2025 2024

$000 $000

Deferred tax on movement of actuarial gains/losses on employee benefit plans (273) (13)

Income tax benefit/(expense) recognised directly in equity (273) (13)

Refer to
Accounting

Policies

– page 16.

15

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

7 Income Taxes (continued)

C. Recognised deferred tax assets and liabilities

Deferred tax assets and liabilities are attributable to the following:

ASSETS ASSETS LIABILITIES LIABILITIES NET NET

2025 2024 2025 2024 2025 2024

$000 $000 $000 $000 $000 $000

Property, plant and equipment – – (604) (404) (604) (404)

Intangible assets – – (2,033) (1,439) (2,033) (1,439)

Right-of-use assets – – (22,773) (25,354) (22,773) (25,354)

Lease liabilities 24,493 26,775 – – 24,493 26,775

Employee benefits 5,446 3,885 – – 5,446 3,885

Provisions 2,586 3,038 – – 2,586 3,038

Deferred tax asset/(liability) 32,525 33,698 (25,410) (27,197) 7,115 6,501

RECOGNISED IN RECOGNISED IN

RECOGNISED OTHER RECOGNISED OTHER

BALANCE IN PROFIT COMPREHENSIVE BALANCE IN PROFIT COMPREHENSIVE BALANCE

1 JUL 2023 OR LOSS INCOME 30 JUN 2024 OR LOSS INCOME 30 JUN 2025

$000 $000 $000 $000 $000 $000 $000

Property, plant

and equipment 512 (916) – (404) (200) – (604)

Intangible assets (1,600) 161 – (1,439) (594) – (2,033)

Right-of-use assets (23,539) (1,815) – (25,354) 2,581 – (22,773)

Lease liabilities 24,739 2,036 – 26,775 (2,282) – 24,493

Employee benefits 5,548 (1,650) (13) 3,885 1,834 (273) 5,446

Provisions 3,061 (22) – 3,038 (453) – 2,586

8,721 (2,206) (13) 6,501 886 (273) 7,115

D. Unrecognised tax losses and temporary differences

At 30 June 2025, the Group has no unrecognised deferred tax assets relating to tax losses and temporary differences (2024: Nil).

E. Imputation credits

The Group has $6.47 million imputation credits as at 30 June 2025 (2024: $5.87 million).

16
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

7 Income Taxes (continued)

Income Tax Accounting Policies

Income tax expense comprises current and deferred taxation and is recognised in profit or loss except to the extent that it relates to items

recognised directly in other comprehensive income or equity, in which case it is recognised directly in other comprehensive income or

equity.

Current tax

Current tax is the expected tax payable on the taxable income for the year, calculated using tax rates enacted or substantively enacted at

the reporting date. Current tax includes any adjustment to tax payable with respect to previous periods. Current tax assets and liabilities are

offset only if certain criteria are met.

Deferred tax

Deferred tax is recognised in respect of temporary differences between the carrying amounts of assets and liabilities for financial reporting

purposes and the amounts used for taxation purposes. Deferred tax is measured at the tax rates that are expected to be applied to the

temporary differences when they reverse, based on the laws that have been enacted or substantially enacted at the reporting date.

Deferred tax is not recognised for:

– taxable temporary differences arising on the initial recognition of goodwill;

– temporary differences relating to subsidiaries, associates and jointly controlled entities to the extent that the Group is able to control the

timing of the reversal of the temporary differences and it is probable they will not reverse in the foreseeable future;

– temporary differences on the initial recognition of assets or liabilities in a transaction that is not a business combination and that affects

neither accounting nor taxable profit or loss.

A deferred tax asset is recognised to the extent that it is probable that future taxable profits will be available against which temporary

differences can be utilised. Deferred tax assets are reviewed at each reporting date and are reduced to the extent that it is no longer

probable that the related tax benefit will be recognised.

Deferred tax assets and liabilities are offset only if certain criteria are met.

17
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

8 Earnings Per Share and Net Tangible Assets

A. Earnings per share (EPS)

The calculation of EPS is based on the following profit figures and number of authorised shares.

WEIGHTED AVERAGE

ISSUED ORDINARY SHARES NUMBER OF ORDINARY SHARES

2025 2024 2025 2024

000 000 000 000

Issued ordinary shares at 1 July 75,484 75,484 75,484 75,484

Balance at 30 June 75,484 75,484 75,484 75,484

There are no dilutive shares or options (2024: Nil).

2025 2024

$000 $000

Net profit after tax 10,664 3,064

2025 2024

$ $

Basic and diluted EPS 0.141 0.041

B. Net tangible assets (NTA)

The calculation of NTA per share, which is a required NZX disclosure, is based on the following NTA figure and the Company's issued ordinary

shares at the end of the period.

2025 2024

$000 $000

Total assets 529,680 477,635

Total liabilities (355,870) (312,902)

less Intangible assets (38,706) (30,023)

less Deferred tax asset (7,115) (6,501)

Net tangible assets 127,989 128,209

2025 2024

$ $

NTA per issued ordinary shares at the end of period 1.696 1.698

Earnings Per Share Accounting Policies

The Group presents basic and diluted EPS data for its ordinary shares. Basic EPS is calculated by dividing the profit or loss attributable to

shareholders by the weighted average number of shares outstanding during the period. Diluted EPS is determined by adjusting the profit or

loss and the number of shares outstanding to include the effects of all potential dilutive shares.

18
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

9 Cash and Financing Facilities

2025 2024

NOTE $000 $000

Cash and cash equivalents 2,613 3,785

Current financing facilities 9 A – –

Term financing facilities 9 A (88,182) (63,000)

Net interest-bearing (debt)/cash and cash equivalents (85,569) (59,215)

GO-STOCK receivables 12 81,442 52,551

Net interest-bearing (debt)/cash and cash equivalents after adjusting for GO-STOCK receivables (4,127) (6,664)

A. Financing facilities

The Company has a syndicated facility agreement which was amended and restated on 30 June 2025. The amended and restated facility provides

the following:

– Core debt facilities of up to $100.00 million maturing on 30 June 2027 (2024: $100.00 million maturing on 27 February 2026). This facility had

$75.00 million drawn at 30 June 2025 (2024: $50.00 million drawn).

– Working capital facilities of up to $85.00 million maturing on 30 June 2027 (2024: $85.00 million maturing on 27 February 2026). This facility

had $13.00 million drawn at 30 June 2025 (2024: $13.00 million drawn).

The syndicated facilities fund the general commercial activities of the Group, the seasonal fluctuations in working capital and the GO-STOCK

receivables. Interest on these syndicated facilities is determined based on floating rates (i.e. OCR or BKBM plus a margin).

The Company has granted a general security deed and mortgage over all its wholly-owned New Zealand assets to a security trust. Bank of New

Zealand acts as facility agent and security trustee for the banking syndicate, which comprises Bank of New Zealand, Coöperatieve Rabobank

U.A. (New Zealand branch) and Westpac New Zealand Limited. The agreement contains various financial covenants and restrictions, including

maximum permissible ratios for debt leverage and operating leverage, together with limits for GO-STOCK receivables, capital expenditure and

asset disposals. Covenants are reported to the facility agent on a quarterly basis.

The syndicated facility agreement allows the Group, subject to certain conditions, to enter into additional facilities outside of the Company's

syndicated facility. The additional facilities are guaranteed by the security trust. These facilities amounted to $4.77 million as at 30 June 2025 (2024:

$4.77 million) and included the following:

– Overdraft facilities of $3.00 million. This facility was undrawn at 30 June 2025 (2024: undrawn).

– Guarantees and letters of credit of $1.77 million.

19
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

10 Derivative Financial Instruments

The Group uses forward foreign exchange contracts to manage its exposure to foreign currency fluctuations. In accordance with the Group's

treasury policy, the Group does not hold any of these derivative instruments for trading purposes.

2025 2024

$000 $000

Derivative assets held for risk management

Current 227 584

Non-current 13 99

240 683

Derivative liabilities held for risk management

Current (1,425) (192)

Non-current (151) –

(1,576) (192)

Net derivative asset/(liability) held for risk management

(1,336) 491

Derivative Financial Instruments Accounting Policies

Derivative financial instruments are recognised initially at fair value and transaction costs are expensed immediately. Subsequent to initial

recognition, derivative financial instruments are stated at fair value, and changes therein are generally recognised in profit or loss. The fair

value of forward exchange contracts is based on broker quotes.

Where the Group enters into derivative transactions, these agreements do not meet the criteria for offsetting in the consolidated statement

of financial position. The fair value amounts recognised in the consolidated statement of financial position are recorded on a gross basis.

The Group does not currently apply hedge accounting.

20
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

11 Trade and Other Receivables

2025 2024

NOTE $000 $000

Accounts receivable due from unrelated parties 130,454 111,848

Accounts receivable due from related parties 24 – 1

Gross accounts receivable 130,454 111,849

less Provision for impaired debtors (1,496) (2,308)

Net accounts receivable 128,958 109,541

Contract assets 2,650 3,117

less Provision for impaired contract assets – –

Other receivables 23,702 20,036

Prepayments 4,459 3,565

Trade and other receivables 159,769 136,259

Analysis of movements in provisions for impaired debtors and contract assets

Balance at the beginning of year (2,308) (2,030)

Movement in provision 812 (278)

Balance at the end of the year

(1,496) (2,308)

The ageing status of the accounts receivable at the reporting date is as follows:

TOTA L TOTA L

ACCOUNTS ACCOUNTS

RECEIVABLE PROVISION RECEIVABLE PROVISION

2025 2025 2024 2024

$000 $000 $000 $000

Not past due 121,689 (505) 98,624 (561)

Past due 1 – 30 days 3,710 (71) 6,908 (12)

Past due 31 – 60 days 3,966 (424) 3,515 (12)

Past due 61 – 90 days 491 (33) 544 (60)

Past due 90 plus days 598 (463) 2,258 (1,663)

130,454 (1,496) 111,849 (2,308)

21
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

12 GO-STOCK Receivables

The Group holds receivables in respect of its GO-STOCK range of livestock products. The GO-STOCK range allows farmers to defer payment for the

purchase of livestock. The counterparty farmer to the GO-STOCK product is fully exposed to the risks and rewards of ownership of the livestock.

To mitigate credit risk, the Group retains legal title to the livestock until its sale. Fee income received in respect of the GO-STOCK receivables

is recognised by the Group as interest income over the respective contract period and is included within operating revenue (refer to Note 1

Operating Revenue). Accrued interest income in respect of the GO-STOCK receivables is included within Other Receivables (refer to Note 11 Trade

and Other Receivables) and amounts to $2.82 million as at 30 June 2025 (2024: $2.35 million).

2025 2024

$000 $000

GO-STOCK receivables – Current 79,389 50,531

GO-STOCK receivables – Non-current 2,300 2,336

81,689 52,867

less Provision for impairment – GO-STOCK receivables (247) (316)

81,442 52,551

Analysis of movements in provisions for impaired GO-STOCK receivables

Balance at the beginning of the year (316) (376)

Movement in provision 69 60

Balance at the end of the year

(247) (316)

The ageing status of the GO-STOCK receivables at the reporting date is as follows:

GO-STOCK GO-STOCK

RECEIVABLES PROVISION RECEIVABLES PROVISION

2025 2025 2024 2024

$000 $000 $000 $000

Not past due 81,689 (247) 52,709 (158)

Past due 1 – 30 days – – 4 (4)

Past due 31 – 60 days – – 2 (2)

Past due 61 – 90 days – – 2 (2)

Past due 90 plus days – – 150 (150)

81,689 (247) 52,867 (316)

Trade and Other Receivables and GO-STOCK Receivables Accounting Policies

Recognition and measurement

A receivable without a significant financing component is initially measured at the transaction price and classified as financial assets

measured at amortised cost. Accounts receivable includes accrued interest.

Impairment

Specific provisions are maintained to cover identified impaired receivables. Judgement is required in determining the impairment provision.

The Group recognises loss allowances for the expected credit loss (ECL) on Trade and GO-STOCK receivables. The Group measures loss

allowances for Trade and GO-STOCK receivables at an amount equal to lifetime ECL.

When estimating ECLs, the Group considers reasonable and supportable information that is relevant and available without undue cost and

effort. This includes both qualitative and quantitative information and analysis, based on the Group's historical experience and informed

credit assessment, that includes forward-looking information. The Group assumes that the credit risk has increased significantly if the

receivable is more than 60 days past due. The Group considers a financial asset to be in default when the debtor is unlikely to pay its credit

obligations to the Group in full, without recourse by the Group to actions such as realising security (if any is held).

On a monthly basis, the Group via its Credit Committee, assesses whether Trade and GO-STOCK receivables are credit-impaired. All

individual instruments that are considered significant are subject to this approach. A financial asset is credit-impaired when one or more

events that have a detrimental impact on the estimated future cash flows of the financial asset have occurred. Evidence that a financial

asset is credit-impaired includes observable data such as significant financial difficulty of the debtor.

Loss allowances for financial assets measured at amortised cost are deducted from the gross carrying amount of the assets. The gross

carrying amount of a financial asset is written off when the Group has no reasonable expectations of recovering a financial asset in its

entirety or a portion thereof.

22
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

13 Inventory

2025 2024

$000 $000

Merchandise 87,167 83,587

Wool and velvet inventory 14,577 13,292

less Provision for inventory write-down (1,670) (1,687)

100,074 95,192

During the year, inventories of $670.42 million (2024: $634.06 million) are included in cost of sales in the profit or loss (refer to Note 2 Cost of Sales).

Included within this amount is a write-down of inventories of $1.30 million (2024: $1.12 million) to net realisable value and reversals of previously

recognised write-downs of $0.49 million (2024: $0.30 million).

Inventories Accounting Policies

Raw materials and finished goods are stated at the lower of cost or net realisable value. Cost is determined on a weighted average cost

basis. In the case of manufactured goods, cost includes direct materials, labour and production overheads. Judgement is required in

determining the net realisable value for inventories.

Refer to
Accounting

Policies

– page 24.

23

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

14 Intangible Assets

RIGHTS & CAPITAL WORK

SOFTWARE TRADEMARKS IN PROGRESS TOTAL

$000 $000 $000 $000

Cost

Balance as at 1 July 2023 30,200 2,497 11,995 44,692

Additions 27 – 11,700 11,727

Transfers 567 – (567) –

Disposals – – – –

Balance as at 30 June 2024 30,794 2,497 23,128 56,419

Balance as at 1 July 2024 30,794 2,497 23,128 56,419

Additions 15 15 10,550 10,580

Transfers 32,578 – (32,578) –

Disposals (107) – (82) (189)

Balance as at 30 June 2025 63,280 2,512 1,018 66,810

Amortisation

Balance as at 1 July 2023 22,689 1,789 – 24,478

Amortisation 1,642 276 – 1,918

Transfers – – – –

Balance as at 30 June 2024 24,331 2,065 – 26,396

Balance as at 1 July 2024 24,331 2,065 – 26,396

Amortisation 1,804 11 – 1,815

Disposals (107) – – (107)

Balance as at 30 June 2025 26,028 2,076 – 28,104

Carrying amounts

30 June 2024 6,463 432 23,128 30,023

30 June 2025 37,252 436 1,018 38,706

A. Capital work in progress

Capital work in progress includes the transfer of the Group’s significant IT Business Improvement Programme to Software with this Programme

complete and available for use from April 2025. Operating expenditure components of the Programme have been recognised as an operating

expense.

24
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

14 Intangible Assets (continued)

Intangible Assets Accounting Policies

Software

Software is a finite life intangible and is recorded at cost less accumulated amortisation and impairment. Amortisation is charged on a

straight-line basis over an estimated useful life between 1 and 15 years. The estimated useful life and amortisation method is reviewed at

the end of each annual reporting period and adjusted if appropriate.

Rights

Manufacturing and production rights are finite life intangibles and are recorded at cost less accumulated amortisation and impairment.

Amortisation is charged on a straight-line basis over an estimated useful life between 2 and 10 years. The estimated useful life and

amortisation method is reviewed at the end of each annual reporting period and adjusted if appropriate.

Capital Work in Progress

Capital work in progress includes the cost of materials, services, labour and direct production overheads and is stated net of impairments.

Impairment

The carrying amounts of the Group's intangible assets are reviewed at each reporting date to determine whether there is any indication of

impairment. If any such indication exists, then the recoverable amount of the asset is estimated. For intangible assets that have indefinite

lives, the recoverable amount is estimated at each reporting date. An impairment loss is recognised in the profit or loss if the carrying

amount of an asset exceeds the recoverable amount. Refer to the accounting policy under Note 5 Impairment and Fair Value Gains/(Losses)

for further explanation.

Refer to
Accounting

Policies

– page 27.

25

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

15 Right-of-Use Assets and Lease Liabilities

Group as a lessee

The Group leases many assets, including:

– leases of land and buildings from which it conducts operations. These leases range in length from one to ten years with various rights of

renewal. Where surplus properties are unable to be exited, the Group subleases these properties where possible and derives sublease revenue

on a short-term temporary basis.

– leases of motor vehicles and forklifts for use by employees, agents and representatives. These leases range for a period of between three and

seven years.

The Group elects not to recognise right-of-use assets and lease liabilities for short-term or low-value property leases. The Group continues to

expense lease payments associated with these leases on a straight-line basis.

A. Right-of-use assets

PROPERTY VEHICLES TOTAL

$000 $000 $000

Balance as at 1 July 2023 70,712 13,356 84,068

Additions 4,561 8,850 13,411

Depreciation charge (15,147) (6,869) (22,016)

Reassessments, modifications and terminations 15,567 540 16,107

Balance as at 30 June 2024 75,693 15,877 91,570

Balance as at 1 July 2024 75,693 15,877 91,570

Additions 160 5,307 5,467

Depreciation charge (15,951) (7,398) (23,349)

Reassessments, modifications and terminations 6,004 1,641 7,645

Balance as at 30 June 2025 65,905 15,427 81,332

B. Lease liabilities

PROPERTY VEHICLES TOTAL

$000 $000 $000

Balance as at 1 July 2023 74,598 13,757 88,355

Additions 4,431 8,850 13,281

Reassessments, modifications and terminations 15,700 533 16,233

Interest on lease liabilities 3,273 1,003 4,276

Lease payments (17,805) (7,674) (25,479)

Balance as at 30 June 2024 80,197 16,469 96,666

Balance as at 1 July 2024 80,197 16,469 96,666

Additions 140 5,307 5,447

Reassessments, modifications and terminations 6,007 1,636 7,643

Interest on lease liabilities 3,294 1,116 4,410

Lease payments (18,668) (8,350) (27,018)

Balance as at 30 June 2025 70,970 16,178 87,148

Refer to
Accounting

Policies

– page 27.

26

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

15 Right-of-Use Assets and Lease Liabilities (continued)

B. Lease liabilities (continued)

A maturity analysis of lease liabilities is included in Note 19 Financial Instruments – Fair Values and Risk Management.

Where practicable, the Group seeks to include extension options in new leases to provide operational flexibility. Some of the Group's property

leases contain extension options exercisable by the Group up to one year before the end of the non-cancellable contract period. The extension

options are exercisable only by the Group and not by the lessors. The Group assesses at the lease commencement date whether it is reasonably

certain to exercise the extension options. A reassessment is made subsequently if there is any significant event or significant changes in

circumstances within the Group's control. The Group estimates that the potential future lease payments, should it exercise all the extension

options, would result in an increase in lease liabilities of $109.47 million (2024: $103.86 million).

C. Other disclosures

2025 2024

NOTE $000 $000

Amounts in the consolidated statement of profit or loss

Depreciation on right-of-use assets (23,349) (22,016)

Interest on lease liabilities 6 (4,410) (4,276)

Short-term or low-value lease expenses (605) (655)

Variable lease payments not included in the measurement of lease liabilities (97) (232)

Income from subleasing right-of-use assets 1,035 1,046

Amounts in the consolidated statement of cash flows

Total cash outflow for leases (27,018) (25,479)

27
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

15 Right-of-Use Assets and Lease Liabilities (continued)

Lease Accounting Policies

The Group assesses at the inception of a contract as to whether the contract is, or contains, a lease as defined in NZ IFRS 16 Leases.

(i) As a lessee

The Group recognises a right-of-use asset and a lease liability at the lease commencement date. The Group elects not to recognise right-

of-use assets and lease liabilities for short-term or low-value leases. The Group continues to expense lease payments associated with these

leases on a straight-line basis.

A number of judgements and estimates are made in calculating the right-of-use asset and lease liability amounts. The judgements and

estimates include the applicable lease terms (including any rights of renewal expected to be exercised) and the Group's incremental

borrowing rate.

Right-of-use assets

Right-of-use assets are initially measured at cost, which comprises the initial amount of lease liability adjusted for any prepaid lease

payments, plus any initial direct costs incurred and any estimated restoration costs, and less any lease incentives received. These assets are

depreciated using the straight-line method from the commencement date to the earlier of the end of the lease term or the asset's useful

life. Right-of-use assets are periodically reduced by impairment losses (if any) and adjusted for certain remeasurements of the lease liabilities.

Lease liabilities

Lease liabilities are initially measured at the present value of the lease payments that are not paid at the commencement date. Lease

payments included in the measurement of the lease liability comprise fixed payments, variable lease payments that are based on an index

or a rate, amounts expected to be payable under a residual value guarantee, and any exercise price the Group is reasonably certain to

exercise. The lease payments are discounted using the Group's incremental borrowing rate, being the rate that the Group would have to

pay to borrow the funds necessary to obtain an asset of similar value in a similar environment under similar terms and conditions.

After the commencement date, lease liabilities are increased to reflect interest on the lease liabilities and reduced to reflect the lease

payments made. Interest on lease liabilities is charged to the profit or loss and is the amount that produces a constant periodic rate of

interest on the remaining balance of the lease liabilities.

Lease liabilities are remeasured when there is a change in future lease payments arising from a change in an index or rate, a change in the

Group's estimate of any amount payable under a residual value guarantee, or if the Group changes its assessment of whether it will exercise

a purchase, extension or termination option. When the lease liabilities are remeasured, a corresponding adjustment is made to the carrying

amount of the right-of-use assets, or recorded in profit or loss if the carrying amount of the right-of-use asset has been reduced to zero.

(ii) As a lessor

When the Group is an intermediate lessor, it accounts for its interests in the head lease and the sublease separately. It assesses the lease

classification of a sublease with reference to the right-of-use asset arising from the head lease.

The Group recognises lease payments received under operating leases as income within the profit or loss on a straight-line basis over the

lease term.

Refer to
Accounting

Policies

– page 29.

28

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

16 Property, Plant and Equipment

PLANT AND CAPITAL WORK

LAND BUILDINGS EQUIPMENT IN PROGRESS TOTAL

$000 $000 $000 $000 $000

Cost

Balance as at 1 July 2023 12,649 15,456 64,582 3,491 96,178

Additions 5,499 704 4,184 1,030 11,417

Reclassification to assets held for sale (433) (1,344) (50) – (1,827)

Transfers – 305 702 (1,007) –

Disposals – – (1,232) – (1,232)

Balance as at 30 June 2024 17,715 15,121 68,186 3,514 104,536

Balance as at 1 July 2024 17,715 15,121 68,186 3,514 104,536

Additions – 759 1,626 4,555 6,940

Reclassification to assets held for sale – – – – –

Transfers – 782 3,345 (4,127) –

Disposals – – (1,086) (3) (1,089)

Balance as at 30 June 2025 17,715 16,662 72,071 3,939 110,387

Depreciation

Balance as at 1 July 2023 – 5,165 44,272 – 49,437

Depreciation for the year – 479 4,478 – 4,957

Depreciation recovered to cost of goods sold – – 89 – 89

Reclassification to assets held for sale – (375) (50) – (425)

Transfers – – – – –

Disposals – – (1,120) – (1,120)

Balance as at 30 June 2024 – 5,269 47,669 – 52,938

Balance as at 1 July 2024 – 5,269 47,669 – 52,938

Depreciation for the year – 851 5,050 – 5,901

Depreciation recovered to cost of goods sold – – 75 – 75

Reclassification to assets held for sale – – – – –

Transfers – 245 (245) – –

Disposals – – (889) – (889)

Balance as at 30 June 2025 – 6,365 51,660 – 58,025

Carrying amounts

30 June 2024 17,715 9,852 20,517 3,514 51,598

30 June 2025 17,715 10,297 20,411 3,939 52,362

29
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

16 Property, Plant and Equipment (continued)

Property, Plant and Equipment Accounting Policies

Recognition and measurement

Capital work in progress is stated at cost, net of accumulated impairment losses. Items of property, plant and equipment are stated at cost

less accumulated depreciation and impairment. Cost includes expenditure that is directly attributable to the acquisition of the asset. The

cost of self-constructed assets includes the cost of materials and direct labour, any other costs directly attributable to bringing the asset

to a working condition for its intended use, and the cost of dismantling and removing the items and restoring the site on which they are

located. Purchased software that is integral to the functionality of the related equipment is capitalised as part of that equipment. When

parts of an item of property, plant and equipment have different useful lives, they are accounted for as separate items (major components)

of property, plant and equipment.

Any gain or loss on disposal of an item of property, plant and equipment is recognised in the profit or loss during the reporting period that

the item is disposed.

Subsequent expenditure

Subsequent expenditure is capitalised only if it is probable that the future economic benefits associated with the expenditure will flow to

the Group and the cost can be measured reliably. The costs of day-to-day servicing of property, plant and equipment is recognised in profit

or loss as incurred.

Depreciation

Depreciation is recognised in profit or loss on a straight-line basis over the estimated useful lives of each item of property, buildings, plant

and equipment. Leasehold assets are depreciated over the shorter of the lease term and their useful lives. Land is not depreciated. The

estimated useful lives for the current and comparative periods are between 2 and 40 years for plant and equipment and between 5 and 50

years for buildings. Depreciation methods, useful lives and residual values are reassessed at each reporting date and adjusted if appropriate.

Assets held for sale

Non-current assets are classified as held for sale if their carrying amount will be recovered through a sale transaction rather than through

continuing use. The sale must be highly probable and the asset available for immediate sale in its present condition. Non-current assets

held for sale are measured at the lower of the asset’s carrying amount and its fair value less costs to sell.

Impairment

The carrying amounts of the Group's property, plant and equipment assets are reviewed at each reporting date to determine whether there

is any indication of impairment. If any such indication exists, then the recoverable amount of the asset is estimated. An impairment loss is

recognised in the profit or loss if the carrying amount of an asset exceeds the recoverable amount. Refer to the accounting policy under

Note 5 Impairment and Fair Value Gains/(Losses) for further explanation.

17 Trade and Other Payables

2025 2024

NOTE $000 $000

Trade creditors 125,549 104,977

Goods received but not invoiced 6,898 6,179

Contract liabilities 1,662 1,211

Employee entitlements 24,723 17,941

Accruals and other liabilities 14,860 17,759

Loyalty reward programme 21A 1,625 1,272

Other provisions (including product warranty, client claim and make good provisions) 17A, 17B 2,618 2,988

177,935 152,327

Payable within 12 months 175,205 149,540

Payable beyond 12 months 2,730 2,787

177,935 152,327

Refer to
Accounting

Policies

– page 32.

30

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

17 Trade and Other Payables (continued)

A. Make good provision on leased properties

During the year ended 30 June 2025, the Group recognised an additional provision of $0.02 million (2024: $0.13 million) in respect of new property

leases entered into during the year. These costs have been capitalised to the right-of-use assets and are amortised over the life of the right-of-use

assets. The Group also released $0.08 million (2024: $0.12 million) of provision in respect to leased properties which it exited. At the reporting date,

the balance of the make good provision is $2.62 million (2024: $2.68 million). The Group expects to settle this liability over the next 10 years as the

leases expire.

B. Client claims provision

The Group receives client claims from time to time as part of the ordinary course of business and these claims are reviewed on a case by case basis

to determine validity. As at balance date, the Group was in the process of reviewing certain claims for the supply of goods which are typically the

responsibility of suppliers under terms of trade. The Group recognises a provision for its best estimate of any obligation.

18 Defined Benefit Asset/(Liability)

The Group makes contributions to the PGG Wrightson Employee Benefits Plan (the "Plan"). The Plan is governed under one trust deed and the

assets of the plan are unallocated to any of the Plan members. The Plan provides a range of superannuation and insurance benefits for employees

and former employees. The Plan is registered under the Financial Markets Conduct Act 2013. The Plan is not open to new members. Certain

retired employees of the Plan are entitled to receive an annual pension payment payable for their remaining life, and in some cases, for the

remaining life of a surviving partner.

The Group accounts for its interest in the Plan as a defined benefit plan with defined benefit obligations in accordance with NZ IAS 19 Employee

Benefits because the Group has a legal obligation to pay further contributions, if the Plan does not hold sufficient assets to pay all employee

benefits relating to employee service in the current and prior periods. The Group has an obligation to ensure the Plan has sufficient assets to pay

the benefits of all members of the Plan.

The actuarial calculations for the Plan are undertaken by Michael Chamberlain, a fellow of the New Zealand Society of Actuaries, for MCA NZ

Limited.

2025 2024 2023 2022 2021

$000 $000 $000 $000 $000

Present value of funded obligations

– Defined Benefit component (20,147) (21,648) (22,723) (26,272) (30,199)

– Other Contribution component (24,904) (24,995) (23,886) (22,893) (25,973)

Total Present value of funded obligations (45,051) (46,643) (46,609) (49,165) (56,172)

Fair value of plan assets

– Defined Benefit component 20,347 20,931 21,647 24,146 30,510

– Other Contribution component 24,904 24,995 23,886 22,893 25,973

Total Fair value of plan assets 45,251 45,926 45,533 47,039 56,483

Total defined benefit asset/(liability) 200 (717) (1,076) (2,126) 311

Refer to
Accounting

Policies

– page 32.

31

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

18 Defined Benefit Asset/(Liability) (continued)

A. Movement in net defined benefit asset/(liability)

NET DEFINED BENEFIT

DEFINED BENEFIT OBLIGATION FAIR VALUE OF PLAN ASSETS ASSET/(LIABILITY)

2025 2024 2025 2024 2025 2024

$000 $000 $000 $000 $000 $000

Balance as at 1 July (46,643) (46,609) 45,926 45,533 (717) (1,076)

Included in profit or loss:

Current service costs (411) (450) – – (411) (450)

Interest costs (2,079) (2,123) 2,052 2,076 (27) (47)

Included in other comprehensive income:

Gains/(losses) from change in demographic assumptions – – – – – –

Gains/(losses) from change in financial assumptions (168) (50) – – (168) (50)

Experience gains/(losses) (963) (1,306) – – (963) (1,306)

Expected return on plan assets – – 1,818 1,582 1,818 1,582

Other:

Employer contributions – – 668 630 668 630

Member contributions (470) (726) 470 726 – –

Benefits paid by the Plan 5,683 4,621 (5,683) (4,621) – –

Balance as at 30 June (45,051) (46,643) 45,251 45,926 200 (717)

The Group expects to pay $0.36 million in contributions to the Plan during the 2026 reporting period (2025: expected $0.57 million and paid $0.67

million). Member contributions are expected to be $0.51 million in 2026 (2025: expected $0.45 million and paid $0.47 million).

As at 30 June 2025, the weighted average duration of the defined benefit obligation (DBO) is 10.49 years for the Plan (2024: 10.97 years).

B. Plan assets

2025 2024

% %

Consist of:

Equities 51 46

Fixed interest 24 24

Cash 25 30

100 100

Plan assets do not include any exposure to the Company's ordinary shares (2024: Nil).

C. Actuarial assumptions at the reporting date

2025 2024

% %

Discount rate used – Implied 10.49 year New Zealand Government Bond rate

(2024: Implied 10.97 year New Zealand Government Bond rate) 4.59 4.70

Inflation 2.00 2.00

Future salary increases 2.50 2.50

Future pension increases 1.65 1.65

32
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

18 Defined Benefit Asset/(Liability) (continued)

C. Actuarial assumptions at the reporting date (continued)

Assumptions regarding future mortality rates based on published statistics and experience:

2025 2025 2024 2024

MALE FEMALE MALE FEMALE

YEARS YEARS YEARS YEARS

Longevity at age 65 for current pensioners 21 24 21 24

Longevity at age 65 for current members aged 45 23 25 23 25

D. Sensitivity analysis

The sensitivity of the DBO to changes in the weighted principal assumptions is:

2025 2025 2024 2024

DBO (INCREASE) DBO (INCREASE) DBO (INCREASE) DBO (INCREASE)

/ DECREASE WITH / DECREASE WITH / DECREASE WITH / DECREASE WITH

INCREASE IN DECREASE IN INCREASE IN DECREASE IN

ASSUMPTION ASSUMPTION ASSUMPTION ASSUMPTION

$000 $000 $000 $000

Discount rate (0.50% movement) 721 (811) 793 (886)

Salary growth rate (0.50% movement) (45) 45 (47) 47

Pension growth rate (0.25% movement) (360) 360 (373) 373

Life expectancy (1 year movement) (1,397) 1,442 (1,399) 1,399

Employee Benefits Accounting Policies

Defined benefit plan

The Group's net obligation with respect to its defined benefit plan is calculated by estimating the amount of future benefit that employees

have earned in return for their service in the current and prior periods, discounting that amount and deducting the fair value of any plan

assets. The discount rate is the yield at the reporting date on bonds that have maturity dates approximating the terms of the Group's

obligations. The calculation is performed by a qualified actuary using the projected unit credit method. When the calculation results

in a potential asset for the Group, the recognised asset is limited to the lower of the net assets of the Plan or the current value of the

contributions holiday that is expected to be generated.

Remeasurement of the net defined benefit asset or liability, which comprise actuarial gains and losses and the return on plan assets, are

recognised directly in other comprehensive income and the defined benefit plan reserve in equity. Net interest expense and other expenses

related to defined benefit plans are recognised in profit or loss.

Short-term employee benefits

Short-term employee benefits are expensed as the related service is provided. A liability is recognised for the undiscounted amount of

short-term employee benefits expected to be paid if the Group has a present legal or constructive obligation to pay this amount as a result

of past service provided by the employee and the obligation can be estimated reliably.

Long-term employee benefits

Provisions made with respect to employee benefits which are not expected to be settled within 12 months are measured as the present

value of the estimated future cash outflows to be made by the Group with respect to services provided by employees up to the reporting

date. Remeasurements are recognised in profit or loss in the period in which they arise.

Refer to
Accounting

Policies

– page 38.

33

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

19 Financial Instruments – Fair Values and Risk Management

A. Accounting classifications and fair values

The tables below set out the Group's classification of each class of financial assets and liabilities, and their fair values.

FAIR VALUE

THROUGH AT AMORTISED TOTAL CARRYING

PROFIT OR LOSS COST AMOUNT FAIR VALUE

$000 $000 $000 $000

2025

Financial assets

Cash and cash equivalents – 2,613 2,613 2,613

Derivative assets 240 – 240 240

Trade and other receivables and contract assets – 155,310 155,310 155,310

GO-STOCK receivables – 81,442 81,442 81,442

Other investments – 242 242 242

240 239,607 239,847

Financial liabilities

Debt – (88,182) (88,182) (88,182)

Derivative liabilities (1,576) – (1,576) (1,576)

Trade creditors – (125,549) (125,549) (125,549)

Goods received but not invoiced – (6,898) (6,898) (6,898)

Lease liabilities – (87,148) (87,148) –

(1,576) (307,777) (309,353)

2024

Financial assets

Cash and cash equivalents – 3,785 3,785 3,785

Derivative assets 683 – 683 683

Trade and other receivables and contract assets – 132,694 132,694 132,694

GO-STOCK receivables – 52,551 52,551 52,551

Other investments – 422 422 422

683 189,452 190,135

Financial liabilities

Debt – (63,000) (63,000) (63,000)

Derivative liabilities (192) – (192) (192)

Trade creditors – 104,977 104,977 104,977

Goods received but not invoiced – (6,179) (6,179) (6,179)

Lease liabilities – (96,666) (96,666) –

(192) (270,822) (271,014)

Management assessed that the fair values of cash and cash equivalents, trade receivables, trade creditors and other current liabilities approximate

their carrying amounts largely due to the short-term maturities of these instruments.

Refer to
Accounting

Policies

– page 38.

34

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

19 Financial Instruments – Fair Values and Risk Management (continued)

A. Accounting classifications and fair values (continued)

Fair value hierarchy

The table below analyses financial instruments carried at fair value by valuation method. The different levels have been defined as follows:

– Level 1: quoted prices (unadjusted) in active markets for identical assets or liabilities

– Level 2: inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly (i.e. as prices) or

indirectly (i.e. derived from prices)

– Level 3: inputs for the asset or liability that are not based on observable market data (unobservable inputs)

LEVEL 1 LEVEL 2 LEVEL 3 TOTAL

$000 $000 $000 $000

2025

Derivative assets – 240 – 240

Derivative liabilities – (1,576) – (1,576)

2024

Derivative assets – 683 – 683

Derivative liabilities – (192) – (192)

B. Financial management risk

The Group's primary risks are those of liquidity and funding, credit and market (foreign currency, price and interest rate) risks.

The Group is committed to the management of risk to achieve sustainability of service, employment and profits, and therefore, takes on controlled

amounts of risk when considered appropriate. The Board of Directors is responsible for the review and ratification of the Group's systems of risk

management, internal compliance and control, code of conduct and legal compliance. The Board maintains a formal set of delegated authorities

(including policies for credit and treasury) that clearly define the responsibilities delegated to Management and those retained by the Board. The

Board approves these delegated authorities and reviews them annually.

The following Management committees review and manage key risks:

– The Senior Management Team meets regularly to consider new and emerging risks, review actions required to manage and mitigate key risks,

and to monitor progress.

– The Credit Committee, comprising of Management appointees, meets regularly to review credit risk, account limits and provisioning.

Management formally reports on all aspects of key risks to the Audit Committee at least two times each year.

(i) Liquidity and funding risks

Liquidity risk is the risk that the Group will encounter difficulties in raising funds at short notice to meet commitments associated with financial

instruments. Funding risk is the risk of over-reliance on a funding source to the extent that a change in that funding source could increase overall

funding costs or cause difficulty in raising funds.

The Group manages liquidity risk by forecasting daily cash requirements and future funding requirements, and maintaining an adequate liquidity

headroom. The Group monitors its liquidity daily, weekly and monthly and maintains appropriate liquid assets and committed bank funding

facilities to meet all obligations in a timely and cost efficient manner. The Group has a policy of funding diversification and utilises a banking

syndicate to limit concentration risk in relation to liquidity and funding. The funding policy augments the Group's liquidity policy with its aim to

ensure the Group has a stable diversified funding base without over-reliance on any one market sector.

The objectives of the Group's funding and liquidity policy is to:

– Ensure all financial obligations are met when due;

– Provide adequate protection, even under crisis scenarios; and

– Achieve competitive funding within the limitations of liquidity requirements.

Refer to
Accounting

Policies

– page 38.

35

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

19 Financial Instruments – Fair Values and Risk Management (continued)

B. Financial management risk (continued)

(i) Liquidity and funding risks (continued)

Contractual maturity analysis

The following schedule analyses the Group's financial liabilities into relevant maturity groupings based on the remaining period at the balance

date to the contractual maturity date (reported on an undiscounted basis). History demonstrates that such accounts provide a stable source of

long term funding for the Group.

CONTRACTUAL CASH FLOW

AMOUNT IN

STATEMENT OF

WITHIN BEYOND FINANCIAL

12 MONTHS 1 TO 5 YEARS 5 YEARS TOTAL POSITION

$000 $000 $000 $000 $000

2025

Debt 7,029 95,079 – 102,108 88,182

Derivative liabilities 1,425 151 – 1,576 1,576

Trade creditors 125,549 – – 125,549 125,549

Goods received but not invoiced 6,898 – – 6,898 6,898

Lease liabilities 24,869 62,971 8,954 96,794 87,148

165,770 158,201 8,954 332,925 309,353

2024

Debt 7,181 67,787 – 74,968 63,000

Derivative liabilities 192 – – 192 192

Trade creditors 104,977 – – 104,977 104,977

Goods received but not invoiced 6,179 – – 6,179 6,179

Lease liabilities 24,543 68,990 16,087 109,620 96,666

143,072 136,777 16,087 295,936 271,014

Changes in liabilities arising from financing activities

LEASE

CHANGES IN ADDITIONS AND

1 JUL 2024 CASHFLOW FAIR VALUE MODIFICATIONS 30 JUN 2025

$000 $000 $000 $000 $000

Debt 63,000 25,182 – – 88,182

Lease liabilities 96,666 (22,608) – 13,090 87,148

Total liabilities from financing activities 159,666 2,574 – 13,090 175,330

LEASE

CHANGES IN ADDITIONS AND

1 JUL 2023 CASHFLOW FAIR VALUE MODIFICATIONS 30 JUN 2024

$000 $000 $000 $000 $000

Debt 69,960 (6,960) – – 63,000

Lease liabilities 88,355 (21,203) – 29,514 96,666

Total liabilities from financing activities 158,315 (28,163) – 29,514 159,666

Refer to
Accounting

Policies

– page 38.

36

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

19 Financial Instruments – Fair Values and Risk Management (continued)

B. Financial management risk (continued)

(ii) Credit risk

Credit risk is the potential for loss that could occur as a result of a counterparty failing to discharge its obligations. This may be due to extreme

weather events or volatility in commodity prices.

Concentrations of credit risk

Financial instruments which potentially subject the Group to concentrations of credit risk principally consist of bank balances, trade receivables,

GO-STOCK receivables, other receivables, other investments and forward foreign exchange contracts. The Group places its cash with two major

trading banks. Concentrations of credit risk with respect to trade and GO-STOCK receivables are limited due to the large number of customers

included in the Group's farming customer base in New Zealand.

(iii) Market risk

Market risk is the potential for change in the value recorded in the Statement of Financial Position caused by a change in the value, volatility or

relationship between market risks and prices. Market risk arises from the mismatch between assets and liabilities, both on and off balance sheet.

Market risk includes price, foreign currency and interest rate risk which are explained as follows:

Concentrations of market risk

The Group has exposure to commodity pricing risk on Wool and Velvet inventories and forward Wool and Velvet sales and purchase contracts. This

is mitigated by the Group having policies around unmatched positions. Other inventory is of merchandise nature and the Group has a range of

suppliers or has entered into long-term supply agreements.

Foreign currency risk

The Group undertakes transactions denominated in foreign currencies and exposure to movements in foreign currency arises from these activities.

The Group manages this risk by using forward foreign exchange contracts to hedge foreign currency risks as they arise.

Foreign currency exposure risk

The Group's exposure to foreign currency risk is summarised below. The notional forward exchange cover includes forward foreign exchange

contracts entered into to economically hedge forward sale and purchase commitments.

GBP USD AUD EURO

NZ$000 NZ$000 NZ$000 NZ$000

2025

Cash and cash equivalents – – – 346

Trade receivables 456 1,429 445 5,900

Trade creditors (2,035) (11,815) (790) (3,956)

Net amount recorded within the Statement of Financial Position

(1,579) (10,386) (345) 2,290

Forward exchange contracts on the above items

and forward sale and purchase commitments

Notional forward exchange cover 426 5,988 355 (19,101)

Net unhedged position

(2,004) (16,374) (700) 21,391

2024

Cash and cash equivalents – 118 – 300

Trade receivables 262 590 371 2,873

Trade creditors (1,098) (9,905) (620) (3,116)

Net amount recorded within the Statement of Financial Position

(836) (9,197) (249) 57

Forward exchange contracts on the above items

and forward sale and purchase commitments

Notional forward exchange cover (1,235) 4,963 115 (20,496)

Net unhedged position

400 (14,160) (364) 20,553

Refer to
Accounting

Policies

– page 38.

37

|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

19 Financial Instruments – Fair Values and Risk Management (continued)

B. Financial management risk (continued)

(iii) Market risk (continued)

Interest rate risk

Floating rate borrowings are used for general funding activities. Interest rate risk is the risk that the value of financial instruments and the interest

margin will fluctuate as a result of changes in market interest rates. The risk is that financial assets may be repriced at a different time and/or by a

different amount than financial liabilities.

This risk is managed by operating within approved policy limits using an interest rate duration approach. Interest rate swaps, interest rate options

and forward rate agreements may be used to hedge the floating rate exposure as deemed appropriate. The Group had no interest rate derivatives

at 30 June 2025 (2024: Nil).

Interest rate repricing schedule

The following tables include the Group's liabilities at their carrying amounts, categorised by the earlier of contractual repricing or maturity dates:

WITHIN 1 TO 2 OVER NON-INTEREST

12 MONTHS YEARS 2 YEARS BEARING TOTAL

$000 $000 $000 $000 $000

2025

Debt – 88,182 – – 88,182

Derivative liabilities – – – 1,576 1,576

Trade creditors – – – 125,549 125,549

Goods received but not invoiced – – – 6,898 6,898

– 88,182 – 134,023 222,205

2024

Debt – 63,000 – – 63,000

Derivative liabilities – – – 192 192

Trade creditors – – – 104,977 104,977

Goods received but not invoiced – – – 6,179 6,179

– 63,000 – 111,348 174,348

Sensitivity analysis

The Group's treasury policy effectively insulates earnings from the effect of short-term fluctuations in either foreign exchange. Over the longer

term however, permanent changes in foreign exchange rates and interest rates will have an impact on the profit or loss. A 2% change in interest

rate has been modelled as it is considered a reasonably possible change (2024: 2%). The sensitivity of net profit after tax for the year ended 30 June

2025 and 30 June 2024, and shareholders equity as at those dates, to reasonably possible changes in conditions is shown below.

INTEREST RATES INTEREST RATES INTEREST RATES INTEREST RATES

INCREASE BY 2% INCREASE BY 2% DECREASE BY 2% DECREASE BY 2%

2025 2024 2025 2024

$000 $000 $000 $000

Increase/(decrease) in net profit after tax and shareholders' equity (1,475) (1,277) 1,458 1,220

Other market risks such as pricing and foreign exchange are not considered likely to lead to material change over the next reporting period. The

Group's financial assets and liabilities are predominantly held in New Zealand Dollars (NZD). For this reason, a sensitivity analysis of these market

risks is not included.

C. Capital management

The capital of the Group consists of share capital, reserves, and retained earnings. The policy of the Group is to maintain a strong capital base so

as to maintain investor, creditor and market confidence while providing the ability to develop future business initiatives. This policy has not been

changed during the period.

38
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

19 Financial Instruments - Fair Values and Risk Management (continued)

Non-Derivative Financial Instruments Accounting Policies

(i) Non-derivative financial assets

Non-derivative financial assets comprise cash and cash equivalents, trade and other receivables, GO-STOCK receivables and investments in

equity and debt securities.

The Group initially recognises financial assets on the date at which the Group becomes a party to the contractual provisions of the

instrument, although trade receivables are initially recognised when they are originated.

Financial assets are initially measured at fair value. If the financial asset is not subsequently measured at fair value through profit or loss, the

initial investment includes transaction costs that are directly attributable to the asset's acquisition or origination. The Group subsequently

measures financial assets at either fair value or amortised cost.

Financial assets measured at amortised cost

A financial asset is subsequently measured at amortised cost using the effective interest method and net of any impairment loss, if:

– the asset is held within a business model with an objective to hold assets in order to collect contractual cash flows; and

– the contractual terms of the financial asset give rise, on specified dates, to cash flows that are solely payments of principal and interest.

Financial assets measured at fair value

Financial assets other than those classified as financial assets measured at amortised cost are subsequently measured at fair value with all

changes recognised in the profit or loss.

However, for investments in equity instruments that are not held for trading, the Group may elect at initial recognition to present gains

and losses through other comprehensive income. For instruments measured at fair value through other comprehensive income gains and

losses are never reclassified to profit or loss and no impairments are recognised in profit or loss.

Cash and cash equivalents

Cash and cash equivalents include cash on hand and deposits held at call with banks. Bank overdrafts that are repayable on demand and

form an integral part of the Group's cash management are included as a component of cash and cash equivalents.

Trade and other receivables and GO-STOCK receivables

Trade and other receivables and GO-STOCK receivables are stated at their amortised cost less impairment losses.

(ii) Non-derivative financial liabilities

Interest-bearing borrowings

Interest-bearing borrowings are classified as other financial liabilities and are initially recognised at fair value plus any directly attributable

transaction costs. Subsequent to initial recognition, these liabilities are measured at amortised cost using the effective interest method.

Trade and other payables

Trade and other payables are recognised at cost and are subsequently measured at amortised cost using the effective interest method after

initial recognition.

(iii) Determination of fair values for non-derivative financial instruments

Fair value, which is determined for disclosure purposes, is calculated based on the present value of future principal and interest cash flows,

discounted at the market rate of interest at the reporting date.

39
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

20 Commitments

A. Capital expenditure not provided for

The Group has capital commitments of $0.48 million as at 30 June 2025 (2024: nil).

B. Forward purchase commitments

The Group as part of its ordinary course of business enters into forward purchase agreements with wool and velvet growers. These commitments

extend for periods of up to 2 years and are at varying stages of execution. There remains uncertainty associated with yield, quality and market

price. Therefore, the Group is unable to sufficiently quantify the value of these commitments.

C. Forward sales commitments

The Group as part of its ordinary course of business enters into forward sales agreements with wool and velvet customers. These commitments

extend for periods of up to 2 years and are at varying stages of execution. There remains uncertainty associated with yield, quality and market

price. Therefore, the Group is unable to sufficiently quantify the value of these commitments.

21 Contingent Liabilities

A. PGG Wrightson Loyalty Reward Programme

The Group recognises a provision for the expected level of points redemption from the PGG Wrightson Max Rewards loyalty reward programme.

At the reporting date, the balance of live points which does not form part of the recognised provision total $0.10 million (2024: $0.08 million).

Losses are not expected to arise from this contingent liability. Revenue in respect of the loyalty reward programme is deferred until such time as

the reward is claimed by the customer.

B. Contingent liabilities

The Group receives client claims as part of the ordinary course of business in the supply of goods and services. The Group will pursue recovery

of claims with suppliers where appropriate under terms of trade. Accordingly, the amount of any potential obligation in respect of these claims

cannot be estimated with sufficient reliability.

22 Seasonality of Operations

The Group is subject to significant seasonal fluctuations. The Group's earnings are weighted towards the first half of the financial year and are

primarily related to the Retail business, as demand for New Zealand farming inputs are generally weighted towards the spring season. The second

half earnings predominantly relate to Livestock trading as farmers seek to maximise their income following New Zealand's spring calving and

lambing season. Other business units have similar but less material seasonal fluctuations. The Group recognises that this seasonality is the nature

of the industry and plans and manages its business accordingly.

40
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

23 Subsequent Events

Dividend

On 11 August 2025, the Directors of PGG Wrightson Limited resolved to pay a final dividend of 4 cents per share on 3 October 2025 to shareholders

on the Company's share register as at 5.00pm on 11 September 2025. This dividend will be fully imputed.

Acquisition of Nexan Corporation Limited and associated entities

On 7 July 2025 the Group announced the acquisition of Nexan Corporation Limited and its associated entities (Nexan), a leading New Zealand

animal health manufacturer that develops and markets a range of products for livestock. Nexan’s offering as an innovator aligns well with PGW’s

strategic objective of being the leader in bringing technical knowhow and expertise to the market to benefit New Zealand farmers and growers.

The transaction completed on 31 July 2025.

The transaction resulted in the Group acquiring all of the shares and voting interests in Nexan Corporation Limited (Nexan) and its associated

entities for a purchase price of $19.91 million.

The Group is yet to complete its review of the fair value of the assets and liabilities acquired, and provisional values have been disclosed below. In

accordance with NZ IFRS 3 Business Combinations these provisional amounts may be retrospectively adjusted, for a period of up to 12 months from

the date of acquisition, to reflect new information obtained about facts and circumstances that existed as of the acquisition date.

Prior to the acquisition, the Group had a pre-existing supply relationship with Nexan supplying products to the Group. At the date of acquisition,

the Group had a trade payable balance of $1.96 million owing to Nexan. Upon acquisition, this supplier relationship has ceased. The consideration

paid to the vendor has accordingly been reduced by $1.96 million in respect of the settlement of the outstanding amount of the supplier

relationship.

Due to the short time period between the acquisition date and the date of authorisation of the financial statements, the earnings contributed by

the acquiree during this period have not been disclosed, as they are not considered material to the users of the financial statements.


$000

Consideration Transferred

Cash paid to vendor 17,951

Total Consideration paid to vendor 17,951

Provisional value of identifiable Assets and Liabilities Acquired

Cash and cash equivalents 254

Prepayments 13

Inventories 2,184

Property, Plant and Equipment 540

Intangibles 165

Trade and Other payables (1,245)

Income Tax Payable (411)

GST Payable (125)

Net Assets Acquired 1,375

Provisional Goodwill acquired upon acquisition 16,576

41
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

24 Related Parties

A. Key management personnel compensation

2025 2024

$000 $000

Short-term employee benefits 4,779 3,789

Post-employment benefits 114 131

4,893 3,920

B. Other transactions with key management personnel

Senior Executives or their related parties hold positions in other entities that result in them having control or significant influence over the

financial or operating policies of these entities. A number of these Senior Executives and their related parties transacted with the Group during the

reporting period.

The aggregate value of transactions and outstanding balances (on a GST inclusive basis) relating to the Senior Executives and entities over which

they have control or significant influence were as follows:

TRANSACTION BALANCE TRANSACTION BALANCE

VALUE OUTSTANDING VALUE OUTSTANDING

2025 2025 2024 2024

KEY MANAGEMENT PERSONAL TRANSACTION $000 $000 $000 $000

Nick Berry Purchase of retail goods

and fuel on-charge transactions 2 – 1 –

Julian Daly Purchase of retail goods 1 – – –

Stephen Guerin Purchase of retail goods

and livestock transactions 13 – 32 –

Peter Newbold Purchase of retail goods, livestock transactions

and fuel on-charge transactions 31 – 30 1

Peter Scott Purchase of retail goods

and fuel on-charge transactions 4 – 2 –

25 Reporting Entity

PGG Wrightson Limited (the "Company") is a company domiciled in New Zealand and registered under the Companies Act 1993 in New Zealand.

The Company's registered office is at 1 Robin Mann Place, Christchurch. The Company is listed on the New Zealand Stock Exchange and is an FMC

Reporting Entity for the purposes of the Financial Markets Conduct Act 2013.

The consolidated financial statements of PGG Wrightson for the year ended 30 June 2025 comprise the Company, its subsidiaries and interests in

associates and jointly controlled entities (together referred to as the "Group"). The Group is primarily involved in the provision of goods and services

within the agricultural and horticultural sectors.

OWNERSHIP INTEREST

COUNTRY OF 2025 2024

SIGNIFICANT SUBSIDIARIES INCORPORATION DIRECT PARENT % %

Bidr Limited New Zealand PGG Wrightson Limited 100 100

Bloch & Behrens Wool (NZ) Limited New Zealand PGG Wrightson Limited 100 100

NZ Agritrade Limited New Zealand PGG Wrightson Limited 100 100

PGG Wrightson Employee Benefits Plan Trustee Limited New Zealand PGG Wrightson Limited 100 100

PGG Wrightson Investments Limited New Zealand PGG Wrightson Limited 100 100

PGG Wrightson Real Estate Limited New Zealand PGG Wrightson Limited 100 100

42
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

26 Basis of Preparation

A. Statement of compliance

These consolidated financial statements have been prepared in accordance with New Zealand Generally Accepted Accounting Practice ("NZ

GAAP"). They comply with International Financial Reporting Standards ("IFRS") issued by the International Accounting Standards Board, the New

Zealand equivalents to International Financial Reporting Standards ("NZ IFRS") and other applicable Financial Reporting Standards, as appropriate

for a Tier 1 for-profit entity. These consolidated financial statements have also been prepared in accordance with the requirements of the Financial

Markets Conduct Act 2013 and the Financial Reporting Act 2013.

B. Basis of measurement

The consolidated financial statements have been prepared on the historical cost basis except for the following:

– Derivative financial instruments are measured at fair value.

C. Functional and presentation currency

These consolidated financial statements are presented in New Zealand dollars ($), which is the functional currency of each of the Group entities.

All amounts have been rounded to the nearest thousand, unless otherwise indicated.

D. Use of estimates and judgements

In preparing these consolidated financial statements, Management has made judgements, estimates and assumptions that affect the application

of the Group's accounting policies and the reported amounts of assets, liabilities, income and expenses. Actual results may differ from these

estimates and assumptions.

Estimates and assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised prospectively.

Information about critical judgements made in applying accounting policies, assumptions and estimation uncertainties that have the most

significant effect on the amounts recognised in the financial statements is included in the following notes:

Note

11 Carrying value of trade and other receivables

12 Carrying value of GO-STOCK receivables

13 Carrying value of inventories

18 Measurement of defined benefit asset/(liability) – key actuarial assumptions

E. Comparative information

Certain comparative amounts have been reclassified to conform with the current reporting period’s presentation.

43
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

27 Other Material Accounting Policies

The accounting policies set out in these consolidated financial statements have been applied consistently to all reporting periods presented in

these consolidated financial statements, and have been applied consistently by Group entities.

A. Basis of consolidation

Subsidiaries

Subsidiaries are entities controlled by the Group. The Group controls an entity when it is exposed to, or has rights to, variable returns from its

involvement with the entity and has the ability to affect those returns through its power over the entity. The financial statements of subsidiaries are

included in the consolidated financial statements from the date on which control commences until the date on which control ceases.

Transactions eliminated on consolidation

Intra-group balances, and any unrealised income or expenses arising from intra-group transactions, are eliminated in preparing the consolidated

financial statements. Unrealised gains arising from transactions with equity accounted investees are eliminated against the investment to the

extent of the Group's interest in the investee. Unrealised losses are eliminated in the same way as unrealised gains, but only to the extent that there

is no evidence of impairment.

B. Foreign currency

Transactions in foreign currencies are translated to the respective functional currencies of the group entities at the exchange rates at the dates of

the transactions.

Monetary assets and liabilities denominated in foreign currencies are translated to the functional currency at the exchange rate at the reporting

date. Non-monetary assets and liabilities that are measured at fair value in a foreign currency are translated to the functional currency at the

exchange rate at the date that fair value was determined. Non-monetary items that are measured based on historical cost in a foreign currency

are translated to the functional currency at the exchange rate at the date of the transaction. Foreign currency differences arising are recognised in

profit or loss.

C. Disclosure of non-GAAP financial information

Non-GAAP reporting measures have been presented in the consolidated statement of profit or loss or referenced to in the notes to the

consolidated financial statements. The following non-GAAP measures are relevant to the understanding of the Group's financial performance:

– Operating EBITDA represents earnings before net interest expense, foreign exchange items, income tax, depreciation, amortisation, the results

from discontinued operations, impairments and fair value adjustments and non-operating items.

– EBIT represents earnings before net interest expense, foreign exchange items, income tax expense and the results from discontinued

operations.

The Directors and Management believe the Operating EBITDA and EBIT measures provide useful information as they provide valuable insight

on the underlying performance of the business. They are used internally to evaluate the underlying performance of the business and to analyse

trends.

These measures are not uniformly defined or utilised by all companies. Accordingly, these measures may not be comparable with similarly titled

measures used by other companies. Non-GAAP financial measures should not be viewed in isolation nor considered as a substitute for measures

reported in accordance with NZ IFRS.

D. Standards issued but not yet effective

The new and amended standards and interpretations that are issued, but have not yet commenced to apply, up to the date of issuance of the

Group’s financial statements are disclosed below. The Group intends to adopt these standards, if applicable, when they become effective.

IFRS 18 Presentation and Disclosure in Financial Statements

In May 2024, the XRB issued NZ IFRS 18 Presentation and Disclosure in Financial Statements to improve reporting of financial performance. NZ IFRS

18 replaces NZ IAS 1 Presentation of Financial Statements. It carries forward many requirements from NZ IAS 1 unchanged and introduces increased

disclosure of management defined performance measures as well as new principles for aggregation and disaggregation of information included

in the consolidated statement of profit or loss. NZ IFRS 18 is effective for reporting periods beginning on or after 1 January 2027, but earlier

application is permitted for accounting periods that end after 20 June 2024 and must be disclosed. NZ IFRS 18 will apply retrospectively. The Group

is currently working to identify all impacts the amendments will have on the primary financial statements and notes to the financial statements.

44
|

Additional Financial Disclosures Ngā Whakapuakanga Pūtea Tāpiri

PGG WRIGHTSON LIMITED

Notes to the Consolidated Financial Statements (continued)

For the year ended 30 June 2025

28 Capital and Reserves

Share capital

All shares are ordinary fully paid shares with no par value, carry equal voting rights and share equally in any profit on the winding up of the Group.

Realised capital and revaluation reserve

The realised capital reserve comprises the cumulative net capital gains that have been realised. The revaluation reserve relates to historic

revaluations of property, plant and equipment.

Defined benefit plan reserve

The defined benefit plan reserve contains actuarial gains and losses on plan assets and defined benefit obligations. During the year ended 30 June

2025, an amount of $0.10m, which represents the Employee Superannuation Contribution Tax (ESCT ) on the lump sum cash contribution, was

transferred from the defined benefit reserve to retained earnings (30 June 2024: $0.04).

Retained earnings/deficit

The retained earnings or deficit equals accumulated undistributed profits or losses.

Dividends

The following dividends were declared and paid by the Company.

PAYMENT DATE $ PER SHARE

2025 interim dividend – fully imputed 3 April 2025 0.025

Share Capital Accounting Policies

Ordinary shares

Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of ordinary shares are recognised as a deduction

from equity.

Repurchase of ordinary shares

When shares recognised as equity are repurchased, the amount of the consideration paid, including directly attributable costs, is recognised

as a deduction from equity. Repurchased shares are cancelled. However, treasury stock for which unrestricted ownership has not yet been

transferred are not cancelled.

A member firm of Ernst & Young Global Limited


Independent auditor’s report to the shareholders of PGG Wrightson Limited

Opinion

We have audited the financial statements of PGG Wrightson Limited (the “Company”) and its

subsidiaries (together the “Group”) on pages 1 to 44, which comprise the consolidated statement of

financial position of the Group as at 30 June 2025, and the consolidated statement of comprehensive

income, consolidated statement of changes in equity and consolidated statement of cash flows for the

year then ended of the Group, and the notes to the consolidated financial statements including

material accounting policy information.

In our opinion, the consolidated financial statements on pages 1 to 44 present fairly, in all material

respects, the consolidated financial position of the Group as at 30 June 2025 and its consolidated

financial performance and cash flows for the year then ended in accordance with New Zealand

Equivalents to International Financial Reporting Standards and International Financial Reporting

Standards.

This report is made solely to the Company’s shareholders, as a body. Our audit has been undertaken

so that we might state to the Company’s shareholders those matters we are required to state to them

in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not

accept or assume responsibility to anyone other than the Company and the Company’s shareholders,

as a body, for our audit work, for this report, or for the opinions we have formed.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (New Zealand). Our

responsibilities under those standards are further described in the Auditor’s responsibilities for the

audit of the financial statements section of our report.

We are independent of the Group in accordance with Professional and Ethical Standard 1 International

Code of Ethics for Assurance Practitioners (including International Independence Standards) (New

Zealand) issued by the New Zealand Auditing and Assurance Standards Board, and we have fulfilled

our other ethical responsibilities in accordance with these requirements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis

for our opinion.

Ernst & Young provides greenhouse gas reporting assurance as well as research and development

taxation incentive services to the Group. Partners and employees of our firm may deal with the Group

on normal terms within the ordinary course of trading activities of the business of the Group. We have

no other relationship with, or interest in, the Group.

Key audit matters

Key audit matters are those matters that, in our professional judgment, were of most significance in

our audit of the consolidated financial statements of the current year. These matters were addressed

in the context of our audit of the consolidated financial statements as a whole, and in forming our

opinion thereon, but we do not provide a separate opinion on these matters. For each matter below,

our description of how our audit addressed the matter is provided in that context.

We have fulfilled the responsibilities described in the Auditor’s responsibilities for the audit of the

financial statements section of the audit report, including in relation to these matters. Accordingly,

our audit included the performance of procedures designed to respond to our assessment of the risks

A member firm of Ernst & Young Global Limited


of material misstatement of the financial statements. The results of our audit procedures, including

the procedures performed to address the matters below, provide the basis for our audit opinion on the

accompanying consolidated financial statements.

Collectability of trade and GO-STOCK receivables

Why significant How our audit addressed the key audit matter

At 30 June 2025 trade and GO-STOCK

receivables totalled $210.4m, representing 40%

of the Group’s total assets. This amount is net of

the provision for impaired trade and GO-STOCK

receivables of $1.7m.


We consider this to be a key audit matter

because trade and GO-STOCK receivables are a

significant component of Group assets and the

provision for impaired receivables involves

significant judgement.


Disclosures in relation to trade and GO-STOCK

receivables and their provisions for impairment

are included in notes 11 and 12 to the Group

financial statements.








Our audit procedures included the following:

• obtained an understanding of

management’s receivables provisioning

process;

• assessed management’s provisioning

methods and whether they comply with

NZ IFRS 9 Financial Instruments;

• considered the inputs, assumptions and

estimates used or made by

management;

• tested the ageing of receivables by

agreeing the recorded ageing of a

sample of trade receivables to sales

documentation;

• considered sector based performance

indicators, including commodity price

movements for beef and sheep and

sector outlooks, to:

• assess the appropriateness of

management’s considerations and

judgements in receivables

provisioning, and

• consider indications of any material

change in credit risk on trade and

GO-STOCK receivables;

• considered the appropriateness and

sufficiency of the disclosures related to

trade and GO-STOCK receivables and

the related provisioning.


A member firm of Ernst & Young Global Limited


Inventory Valuation

Why significant How our audit addressed the key audit matter

Inventory is recorded at the lower of cost and

net realisable value. At 30 June 2025 inventory

totalled $100.1m, representing 19% of the

Group’s total assets. This amount is net of a

provision for inventory write down of $1.7m.


We consider this to be a key audit matter

because inventory is a significant component of

Group total assets and the cost of inventory

includes an estimation of adjustments to reflect

variable pricing arrangements with suppliers.


Disclosures in relation to inventory and

inventory provisions are included in note 13 to

the Group financial statements.


Our audit procedures included the following:

• compared a sample of recorded

inventory cost to supplier invoices;

• assessed the inputs into, and calculation

of, adjustments to inventory cost to take

account of variable pricing

arrangements with suppliers;

• confirmed with a sample of suppliers the

amount of purchases from them subject

to variable pricing arrangements for the

year, and the amounts receivable from

them at year end;

• considered the methods, models, and

assumptions used by management in

estimating the net realisable value of

slow moving, excess, and obsolete

inventory;

• considered the appropriateness and

sufficiency of disclosures related to the

valuation of inventory.




Information other than the financial statements and auditor’s report

The directors of the Company are responsible for the annual report, which includes information other

than the consolidated financial statements and auditor’s report which is expected to be made available

to us after the date of this auditor’s report.

Our opinion on the consolidated financial statements does not cover the other information and we do

not express any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements, our responsibility is to read the

other information and, in doing so, consider whether the other information is materially inconsistent

with the consolidated financial statements or our knowledge obtained during the audit, or otherwise

appears to be materially misstated.

When we read the annual report, if we conclude that there is a material misstatement therein, we are

required to communicate the matter to those charged with governance and, if uncorrected, to take

appropriate action to bring the matter to the attention of users for whom our auditor’s report was

prepared.

Directors’ responsibilities for the financial statements

The directors are responsible, on behalf of the entity, for the preparation and fair presentation of the

consolidated financial statements in accordance with New Zealand Equivalents to International

A member firm of Ernst & Young Global Limited


Financial Reporting Standards and International Financial Reporting Standards, and for such internal

control as the directors determine is necessary to enable the preparation of financial statements that

are free from material misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, the directors are responsible for assessing on

behalf of the entity the Group’s ability to continue as a going concern, disclosing, as applicable,

matters related to going concern and using the going concern basis of accounting unless the directors

either intend to liquidate the Group or cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial

statements as a whole are free from material misstatement, whether due to fraud or error, and to

issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance,

but is not a guarantee that an audit conducted in accordance with International Standards on Auditing

(New Zealand) will always detect a material misstatement when it exists. Misstatements can arise from

fraud or error and are considered material if, individually or in the aggregate, they could reasonably

be expected to influence the economic decisions of users taken on the basis of these consolidated

financial statements.

A further description of the auditor’s responsibilities for the audit of the financial statements is

located at the External Reporting Board’s website: https://www.xrb.govt.nz/standards-for-assurance-

practitioners/auditors-responsibilities/audit-report-1/. This description forms part of our auditor’s

report.

The engagement partner on the audit resulting in this independent auditor’s report is Brendan

Summerfield.





Chartered Accountants

Christchurch

11 August 2025

---

Results announcement
(for Equity Security issuer/Equity and Debt Security issuer)





Results for announcement to the market

Name of issuer PGG Wrightson Limited

Reporting Period 12 months to 30 June 2025

Previous Reporting Period 12 months to 30 June 2024

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$975,344 6.5%

Total Revenue $976,296 6.6%

Net profit/(loss) from

continuing operations

$10,664 248.0%

Total net profit/(loss) $10,664 248.0%

Interim/Final Dividend

Amount per Quoted Equity

Security

$0.04000000

Imputed amount per Quoted

Equity Security

$0.01555556

Record Date 11/09/2025

Dividend Payment Date 03/10/2025

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security (in

dollars and cents per

security)

$1.696 $1.698

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Please refer to the accompanying commentary and audited

consolidated financial statements.

Authority for this announcement

Name of person


authorised

to make this announcement

Julian Daly

Contact person for this

announcement

Julian Daly

Contact phone number 027 553 3373

Contact email address jdaly@pggwrightson.co.nz

Date of release through MAP


12/08/2025


Audited financial statements accompany this announcement.

---

Distribution Notice







Section 1: Issuer information

Name of issuer PGG Wrightson Limited

Financial product name/description Ordinary shares

NZX ticker code PGW

ISIN (If unknown, check on NZX

website)

NZREIE0001S4

Type of distribution

(Please mark with an X in the

relevant box/es)

Full Year X Quarterly

Half Year Special

DRP applies

Record date 11/09/2025

Ex-Date (one business day before the

Record Date)

10/09/2025

Payment date (and allotment date for

DRP)

03/10/2025

Total monies associated with the

distribution

1


$3,019,363.32000000

Source of distribution (for example,

retained earnings)

Retained Earnings

Currency NZD

Section 2: Distribution amounts per financial product

Gross distribution

2

$0.05555556

Gross taxable amount

3

$0.05555556

Total cash distribution

4

$0.04000000

Excluded amount (applicable to listed

PIEs)

N/A

Supplementary distribution amount $0.00705882

Section 3: Imputation credits and Resident Withholding Tax

5


Is the distribution imputed


Fully imputed

Partial imputation


1

Continuous issuers should indicate that this is based on the number of units on issue at the date of the form

2

“Gross distribution” is the total cash distribution plus the amount of imputation credits, per financial product, before the deduction of

Resident Withholding Tax (RWT).

3

“Gross taxable amount” is the gross distribution minus any excluded income.

4

“Total cash distribution” is the cash distribution excluding imputation credits, per financial product, before the deduction of RWT.

This should include any excluded amounts, where applicable to listed PIEs.

5

The imputation credits plus the RWT amount is 33% of the gross taxable amount for the purposes of this form. If the distribution is

fully imputed the imputation credits will be 28% of the gross taxable amount with remaining 5% being RWT. This does not constitute

advice as to whether or not RWT needs to be withheld.





No imputation

If fully or partially imputed, please

state imputation rate as % applied

6


28%

Imputation tax credits per financial

product

$0.01555556

Resident Withholding Tax per

financial product

$0.00277778

Section 4: Distribution re-investment plan (if applicable)

DRP % discount (if any)

%

Start date and end date for

determining market price for DRP


Date strike price to be announced (if

not available at this time)


Specify source of financial products to

be issued under DRP programme

(new issue or to be bought on market)


DRP strike price per financial product

$

Last date to submit a participation

notice for this distribution in

accordance with DRP participation

terms


Section 5: Authority for this announcement

Name of person


authorised to make

this announcement

Julian Daly

Contact person for this

announcement

Julian Daly

Contact phone number 027 553 3373

Contact email address jdaly@pggwrightson.co.nz

Date of release through MAP


12/08/2025







6

Calculated as (imputation credits/gross taxable amount) x 100. Fully imputed dividends will be 28% as a % rate applied.

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.