Allied Farmers Limited logo

FY26 Annual Report

Annual Report28 August 2026ALFFinancials

Annual Report
for the year ended 30 June 2026

www.alliedfarmers.co.nz

Listed on:

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6

7

C

ONTENTS

BUSINESS

OVERVIEW

01 Business

Overview

CHAIR

REPORT

02 Chair Report

3 4 5

DIRECTORS STATUTORY

DISCLOSURES

05 Directors’ 07 Statutory

Disclosures

CONSOLIDATED

FINANCIAL

STATEMENTS

17 Consolidated Financial Statements

INDEPENDENT

AUDITOR’S

REPORT

53 Independent Auditor’s

Report

COMPANY

DIRECTORY

62 Company Directory

This report is dated 28 August 2026 and is signed on behalf of the Board of Allied Farmers Limited:

Shelley Ruha – Chair Richard Milsom - Managing Director

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BUSINESS
OVERVIEW

A

llied Farmers is an NZX-listed investment company that, through its wholly owned subsidiary

New Zealand Rural Land Management Limited Partnership (NZRLM) provides management,

investment and administrative services to NZX listed New Zealand Rural Land Company Limited

and its 75% owned New Zealand Rural Land Investments Limited Partnership (NZL). NZL owns

and leases rural land to tenants to provide shareholders with superior risk-adjusted returns

compared to legacy rural investment vehicles.

During the year Allied Farmers sold its 67.8% share of national livestock agency business, NZ

Farmers Livestock Limited (NZFL). The intention is to use the proceeds to explore growth

opportunities that leverage Allied Farmers core strengths in the rural and asset management

sectors, and optimises the utilisation of tax losses.

A

llied Group’s unrecognised deferred tax assets comprise unused tax losses as at 30 June 2026

which are estimated to total $173,854,432 gross (2025: $177,206,827). T he ability to utilise the

tax losses is dependent on meeting shareholder continuity requirements of prevailing tax

legislation. I n July 2024 Allied Farmers obtained shareholder approval to amend its constitution to

strengthen its ability to restrict share transfers that would cause a breach of shareholder continuity.

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1

CHAIR
REPORT

The Directors of Allied Farmers Limited (“Allied Farmers” or “Allied Group”) (ALF:NZX) are pleased to report

an audited profit after tax for the year to 30 June 2026 of $2.613 million (FY25 $3.841 million), with an audited

profit after tax attributable to Allied Farmers’ shareholders of $2.989 million (FY25 $2.871 million).

As a result of the New Zealand Farmers Livestock Limited (NZFL) sale on 1 December 2025, Allied Farmers

is required to separately report the performance of both continuing operations, and 5 months of NZFL

discontinued operations. The above result reflects both continuing and discontinuing operations. The loss

before tax from continuing operations was $0.907 million for FY26. This compares to a profit before tax from

continuing operations of $0.227 million for FY25. This decrease in profit before tax is predominantly the result

of reduced NZRLM fee revenue and increased operational and transactional costs.

T

he following table summarises consolidated Profit Before Tax over the previous comparable periods from

Allied Farmers’ investments and Parent Company Operations:

Period (1/7

– 30/6)

NZ Farmers

Livestock

*($m)

NZ Rural

Land

Management

($m)

Parent Company

Cost of

Operations ($m)

2022 2.6 1.6** (0.7)

2023 3.7 1.1 (0.8)

2024 3.0 1.3 (1.2)

2025 3.8 1.5 (1.3)

2026 2.4 0.2 (1.1)

*Reported figures detail 100% of the NPBT for NZFL – Allied Farmers only owned 67% of this business until 1 December 2025, at

which time it was divested. Allied Farmers is required to report on a consolidated basis but has detailed an unconsolidated positi

on

below.

** NZRLM profit attributable to Allied Farmers’ shareholders (as owner of 50% of NZRLM at that time) equity accounted.

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Profit attributable to Allied Farmers’ shareholders
Profit attributable to Allied Farmers’ shareholders reflect its 67.7% ownership of New Zealand

Farmers Livestock Limited (NZFL) for the 5 months to 1 December 2025, and 100% of NZRLM. FY26

after tax profit attributable to Allied Farmers’ shareholders was $2.989 million (FY25 $2.871

million).

Allied Farmers’ basic earnings per share (EPS) increased by 4.0% to 10.37 cents per share (FY25 9.97

cps), and Net Tangible Assets (NTA) per share, based on 67.8% direct ownership of NZFL until 1

December 2025 and 100% ownership of NZRLM, equals $0.66 per share (FY25 $0.51 per share).

Sale of New Zealand Farmers Livestock Limited (NZFL)

On 1 December 2025 Allied Farmers sold its 67.7 percent holding of NZFL to Rural Livestock Limited. The

sale was approved by shareholders at the 6 November 2025 Annual Meeting. Allied Farmers’ share of the

purchase price was $5.878 million in cash. A final amount of approximately $510,000 relating to a Tax Loss

Offset agreement, for the 5-month period of 1 July to 1 December 2025, is expected to be received in April

2027.

The NZFL sale provides Allied Farmers with the opportunity to maximise the value of its investment in

NZFL, enables a focus on and growth of the strongly performing rural asset management business, and to

explore additional complementary investment opportunities.

New Zealand Rural Land Management (NZRLM)

NZRLM is the external manager of NZX listed NZL. At 30 June 2026 NZL owned 17,077 hectares of forestry

estates, and pastoral and horticultural land.

Income comprises fees associated with status quo portfolio management, and overall portfolio performance.

NZRLM’s FY26 revenue was lower than in FY25 due to NZL not undertaking any transactions.

NZRLM received a retrospective performance fee for the value gain on NZL’s assets for the 12-month period

ended 31 December 2025 (NZL’s balance date). This fee is in line with the change in the Net Asset Value (NAV)

of NZL’s portfolio during this period and is paid in NZL shares.

Other Investments

In September 2024 Allied Farmers’ wholly owned SPV, Allied FLA Limited, acquired land and buildings in

the Waikato funded by a mortgage debt of an equivalent amount. The debt is secured over 4 properties

with a GSD over Allied FLA Limited, but there is no exposure to Allied Farmers as the securities are only

against Allied FLA Limited.

Also in September 2024 Allied Farmers advanced $3 million to a substantial farming dairy operation in

South Canterbury to fund its working capital. During FY26 this was reduced to $2.5 million after a principal

repayment. The loan is secured by a second ranking GSD over the assets of the borrower and related

entities of the borrower, and a guarantee from a related entity of the borrower.

As at 30 June 2026, Allied held 4,376,732 shares in NZ Rural Land Company Limited (NZL). During FY26

NZL re-commenced paying shareholder dividends.

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A
ssets Valuations

At 30 June 2026 Allied had cash reserves of approximately $11.8 m illion, with the increase from FY25

predominantly attributable to the proceeds of the NZFL sale.

Allied’s wholly owned subsidiary, New Zealand Rural Land Management Limited Partnership (NZRLM),

holds perpetual Management Contracts for NZX listed New Zealand Rural Land Company Limited and

Australian investment company ROC Partners. Using similar methodology to that used in the independent

valuation for Allied’s purchase in March 2023 of the 50% of the NZRLM Management Contract it did not

own, the valuation of these Management Contracts at 30 June 2026 is in the range of $23.9m to $33.9m,

calculated as follows:

T

he total value of Allied’s assets* at 30 June 2026 is therefore:

*Ignores Allied FLA Limited as it is assumed the asset and liability are equal.

Allied emphasises that these asset values are estimates only and assets may not be realised at those

values.

These asset values imply a net asset value of approximately $1.64 per share, compared with the recent

market price of $0.62 per share. This represents an implied discount of approximately 62%.

O

utlook

The Board continues to explore opportunities to deploy its cash reserves into new investment opportunities.

However, in the absence of such an investment, and the non-recurrence of a FY26 tax benefit, FY27 Profit after

tax is expected to be materially lower than in FY26.

Shelley Ruha - Chair

NZRLM Valuation Scenarios$m

At Acquisition (27 March 2023)16.6

Annual Growth in NZL Asset Value

2.5% p.a.23.9

5.0% p.a.33.9

Allied Pro Forma Assets - 30 June 2026$m

Cash 11.8

Loan Advance2.5

Shares held in NZRLC4.2

NZRLM Valuation mid-point28.9

Total Assets 47.4

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3
DIRECTORS


Shelley Ruha - Independent Chair

Shelley was appointed a Director of Allied Farmers Limited in November 2022, and Chair in April 2023. Shelley

is a Company Director and Investor across a variety of industries. She Chairs PaySauce Limited and The

Growth Collective Limited (trading as Kindo), and is a director of Heartland Bank Limited, and 9 Spokes

International Limited. Previous directorships include Hobson Wealth Limited, Paymark Limited, Partners Life

Limited, JB Were Limited and The Icehouse. Shelley is an independent director. She has the following

qualification: Bachelor of Commerce.

P

hilip Luscombe - Independent Director

Philip was appointed a Director of Allied Farmers Limited in December 2005 and was previously Chair of New

Zealand Farmers Livestock Limited. As a former Agricultural Research Scientist, and with a broad farming

background, he has had extensive experience in the agricultural sector. His farming interests included a family

dairy farm in Taranaki, and shareholding in the Otago based Argyll Dairy Farm group. Currently Philip's farming

interest is focused on the development of a Solar Farm. He is a Shareholder and Director of Peak Energy Ltd.

He is also an Independent Director of dairy farming business, Te Rua O Te Moko Limited. He is a former director

of PKW Farms Limited, Kiwi Cooperative Dairies Limited, Kiwi Milk Products Limited, Dairy Insight, Dexcel, and

NZAEL Limited. Mr Luscombe is an independent director. He has the following qualifications: BAgSci(Hons)

R

ichard Milsom – Managing Director

Richard was appointed Managing Director of Allied Farmers Limited in April 2023. Richard is one of the founders

and executives of New Zealand Rural Land Management and NZX-listed New Zealand Rural Land Company.

He was previously a consultant at global investment management firm Elevation Capital Management, where

he focused on special situation investments. Richard has been involved in a number of industries including

investment management, tourism, retail and agriculture/ biotechnology – in functions ranging from finance, to

marketing, strategy, strategic review and implementation. Richard was previously on the board of the Institute

of Finance Professionals New Zealand (INFIZ) and was recognised within the financial services industry by

being awarded the INFINZ Emerging Leader Award 2017. Richard is not an independent director. He holds a

BCom in finance and economics from the University of Canterbury, with post-graduate certificates in value

investing from Columbia University (New York), and agricultural businesses and leadership from Harvard

Business School (Boston).

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Director Independence:
As at 30 June 2026, Shelley Ruha and Philip Luscombe are considered by the Board to be independent

directors. They are considered to be independent due to the following factors:

•They are/were non-executive directors who are not substantial shareholders and who are free of any

interest, business or other relationship that would materially interfere with, or could reasonably be

seen to materially interfere with, the independent exercise of their judgement;

•They have not been employed or retained, within the last three years, to provide material professional

services to the Company;

•Within the last 12 months, they were not a partner, director, senior executive or material shareholder

of a firm that provided material professional services to the Company or any of its subsidiaries; and

•Neither of these directors:

ohave been, within the last three years, a material supplier to the Company or

have any other material contractual relationship with the Company or another

group member other than as a director of the Company;

oreceive performance-based remuneration from, or participates in, an

employee share scheme of the Company; and

ocontrol, or is an executive or other representative of an entity which controls,

5% or more of the Company’s voting securities.

•In the case of Philip Luscombe, the fact that he has been a director for a period greater than 12

years has not caused him to no longer be independent of management. During his tenure Mr.

Luscombe has not demonstrated any undue influence over management, and Mr. Luscombe does

not involve himself in matters that are beyond what would be required or expected of an

independent director. In addition, during his tenure, Mr. Luscombe has not at any time had any of

the factors described above apply to him.

Richard Milsom is not considered to be independent because he is Allied Farmers’ Managing Director and a

substantial shareholder.

6

STATUTORY
DISCLOSURES

Statutory Disclosures:

M

ore information on Allied Farmers governance is set out in the Corporate Governance Report, a copy of

which is available on the Allied Farmers’ website, www.alliedfarmers.co.nz/investors.

Disclosure of Interest:

Pursuant to section 140 of the Companies Act 1993, the following interests were disclosed during FY26

(excluding directorships of wholly owned subsidiaries) in the Interests Register:

DirectorEntity Relationship

Philip Luscombe Allangrange Farming Limited Director


Argyll Dairy Farm Limited Chairman

Hendham Farm Company Limited Director

Hendham Trust Trustee

Kingfisher Escape Limited Director

Luscombe Partnership Partner

Mairangi Investments Limited Director

McCallbraes Dairy Limited Director

Par Farms Limited Director

Pharm Trust Trustee

Riverview Dairy Limited Director

Te Rua O Te Moko Limited Director

Peak Energy Limited Director


Shelley Ruha 9 Spokes and subsidiaries Director


Analey Holdings Ltd and Analey Investments Ltd Director and

Shareholder

Analey Riverhead Limited Ltd Director and

Shareholder

Heartland Bank Ltd Director

IT & Business Consulting Ltd Director and

Shareholder

PaySauce Limited Chair

Partners Group Holdings Limited and Partners Life

Limited

Ceased Director

The Growth Collective Limited trading as Kindo Chair

Smartpay Holdings Limited Ceased Director

Richard Milsom Bellevue Enterprises Limited Consultant

REM Trustee Limited Director and

Shareholder

RPMILSOM Investments Limited Director

RSM Investment Holdings Limited Shareholder

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Directors’ Share Trading and Holdings:
Directors disclosed the following acquisitions and disposals of relevant interests in Allied Farmers Limited

shares during FY26 pursuant to section 148 of the Companies Act 1993:

Director/relevant Interest Date(s) Details

Richard Milsom 22 September 2025 Issue of 144,032 Performance Share Rights

Philip Luscombe 12-18 November 2025 On market purchase of 71,247 ordinary shares

As at 30 June 2026, directors, or entities related to them, held relevant interests (as defined in the

Financial Markets Conduct Act 2013) in Allied Farmers Securities as follows:

Director Number of shares and percentage of shares on issue

Richard Milsom 4,363,667 (15.148%)

Philip Luscombe 86,804 (0.3013%)

Shelley Ruha 150,000 (0.52%)

D

irectors’ Fees:

Director 2026 2025

Philip Luscombe $70,000 $70,000

Shelley Ruha $85,000 $85,000

Richard Milsom

- -

Total $155,000 $155,000

Directors Other Remuneration:

Director 2026 2025

Richard Milsom

$619,300

$656,250

Shareholders approved a cap on directors’ fees of $332,000 p.a. at the 2007 Annual Meeting. This cap

includes all directors’ fees paid in relation to Group subsidiary companies as well as for the Parent.

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Particular Disclosures:


Related Party disclosures and information can be found in section E1 of the FY26 Financial Statements.


General:


Except to the extent described above, no Director has entered into any transactions with the Company or

its subsidiaries other than in the normal course of business, on the Company’s normal terms of trade, and

on an arms-length basis.


No Director issued a notice requesting to use Group information received in their capacity as a Director

which would not otherwise have been available to them.


During the year the Company paid premiums on contracts insuring directors and officers in respect of liability

and costs permitted to be insured against in accordance with Section 162 of the Companies Act 1993 and

the Company’s constitution.



Managing Director Remuneration:


The review and approval of the Managing Director’s remuneration is the responsibility of the Allied

Farmers’ Board after receipt of recommendations from the Remuneration and Nomination Committee.


The Managing Director’s remuneration comprises a fixed base, and at-risk short-term and long-term

incentives. At-risk incentives are paid against targets agreed with the Managing Director, and are based on

financial measures including earnings targets and progress against objectives related to the strategic plan

and other personal objectives. The Board assesses the Managing Director’s Short Term Incentive

performance at the end of each financial year.


Richard Milsom’s total remuneration for FY26 was as follows:


Financial

Year

Fixed

Remuneration*

Short Term Incentive Long Term Incentive Total

Remuneration

Earned Amount

earned as

% of target

award

Number of

Shares Vested

Market

Price


FY2026 $400,000 $1 30,000 65% 144,032 (100%

of target

achieved)

$89,300** $619,300

FY 2025 $375,000 $281,250 150% Nil n/a $656,250


* No other benefits were paid to Mr. Milsom.

**Based on a share price of 62cps at 20 August 2026


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FY26 Short Term Incentive: For FY26 the Managing Director’s short-term targets and objectives were:
•Target: $200,000, being 50% of the Managing Director’s FY26 base remuneration.

•Maximum achievable: $400,000, being 100% of the Managing Director’s FY26 base remuneration.

•Objectives:

25%- NZRLM

achieves Net Profit Before Tax (NPBT) 10% higher than FY25 NPBT

75% - Achieving strategy, transaction, and leadership targets.

•The Allied Farmers’ Board assessed Richard Milsom FY25 performance targets at 65% achieved,

resulting in a payment of $130,000.

FY27 Short Term Incentive: For FY27 the Managing Director’s short-term targets and objectives are:

•Target: $200,000, being 50% of the Managing Director’s FY27 base remuneration.

•Maximum achievable: $400,000 being 100% of the Managing Director’s FY27 base remuneration.

•Objectives:

25%- NZRLM

exceeding financial performance targets established by the Board

25% - Allied Group Strategy

25% NZRLM Strategy

25% - Leadership

The Allied Farmers’ Board will assess Richard Milsom’s achievement against these FY27 performance targets at

the end of FY27.

Long

Term Incentive

The Board has established a Long-T erm Incentive Plan to link rewards with strategic long-term goals and

performance and the maximisation of shareholder returns. This involves a grant of Performance Rights

being made to the Managing Director subject to certain Vesting Conditions. Each Performance Right

represents a right to receive an Allied Farmers’ ordinary share or be paid an amount of cash consideration

(in certain circumstances), subject to the satisfaction of the Vesting Conditions. The Vesting Conditions are

measured over a three-year performance period. The NPAT target will be set at the beginning of each of

the three financial years and assessed at the conclusion of the three-year performance period.

FY26 Long Term Incentive: 144,032 Performance Rights were issued to Mr. Milsom for FY26 on 22 September

2025, with that number being equivalent to 0.5% of Allied Farmers’ total number of ordinary shares on issue at 1

July 2025. Allied Farmers’ share price on 22 September 2025 was 77 cents per share, meaning that if the PSR’s

had vested and ordinary shares issued on that date, those shares would have had a face value of $110,904 on

that date.

Allied Farmers amended its constitution in July 2024 to restrict the issue of further equity securities to

shareholders such as Mr. Milsom who already own greater than 5% of Allied Farmers’ shares. Therefore, at the

Allied Farmers’ 2024 Annual Meeting shareholder approval was sought and obtained for the grant of

Performance Rights to Mr. Milsom for FY25, FY26 and FY27.

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The proportion of Performance Rights that satisfy the Vesting Condition are determined by reference to the
following scale:

Performance against target

(budgeted) three-year average of

Group NPBT

Percentage of performance rights to satisfy

Vesting Condition

<80% of target 0%

80% to 100% of target 50% paid if achieve 80%.

100% paid if achieve 100% or more.

with a pro rata allocation between the 80% and

100% achievement levels.

FY27 Long Term Incentive: The Board has agreed to issue Mr. Milsom a further 144,032 Performance

Rights for FY27.

The proportion of Performance Rights, if approved, that satisfy the Vesting Condition will be determined by

reference to the following scale:

Performance against target

(budgeted) three-year average of

Group normalised EBITDA

Percentage of performance rights to satisfy

Vesting Condition

<80% of target 0%

80% to 100% of target 50% paid if achieve 80%.

100% paid if achieve 100% or more.

with a pro rata allocation between the 80% and

100% achievement levels.

Mr. Milsom does not have a severance package and his contract can be terminated on 3 months’ notice.

Employee Long Term Incentive Plan

Certain employees also participate in the Long-Term Incentive Plan on the same basis as the Managing Director.

On 22 September 2025 95,185 Performance Share Rights were issued to employees, of which 28,519 lapsed

prior to 30 June 2026 on the resignation of an employee.

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S
ubsidiary Employee Remuneration:

Employees’ FY26 remuneration and benefits over $100,000 is within the following specified bands:

Remuneration Range 2026 2025

100,000 110,000 1 3

110,001 120,000 1 3

120,001 130,000 1 3

130,001 140,000 2 5

140,001 150,000 1 3

150,001 160,000 1 1

160,001 170,000 1 1

170,001 180,000 - -

180,001 190,000 -4

210,001 220,000 1 -

220,001 230,000 -1

230,001 240,000 1 1

240,001 250,000 -1

250,001 260,000 -1

270,001 280,000 -1

280,001 290,000 -1

320,001 330,000 -1

Total 10 30

The remuneration figures shown in the above table include all monetary remuneration actually paid, plus

the cost of all benefits provided, during the year. The table does not include independent contractors.

Substantial Product Holders:

Notices given under the Financial Markets Conduct Act 2013 up to 30 June 2026:

Holder Relevant Interest Date of Notice

Richard

Milsom

4,363,667 ordinary shares (15.15%) 17 October 2025

WAF Limited 5,758,406 ordinary shares (19.99%) 25 October 2023

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Subsidiary Companies:
Directors of subsidiary companies as at 30 June 2026 were as follows:

Subsidiaries of the Parent Principal Activity Directors

Allied Farmers Rural

Limited

Non-trading S. Ruha, P Luscombe

ALF Nominees Limited

Nominee company S. Ruha

Allied Farmers (New

Zealand) Limited

Non-trading S. Ruha

Rural Funding SolutioNZ

Limited

Rural Financing S. Ruha

Allied FLA Limited Non-trading R. Milsom

New Zealand Rural Land

Management GP

Limited

General Partner of New Zealand Rural

Land Management Limited Partnership

S. Ruha, R Milsom

Subsidiary of New Zealand Rural Land Management GP Limited

NZRLM Limited Non-trading

R. Milsom

Subsidiaries of Allied Farmers (New Zealand) Limited

Allied Farmers Property

Holdings Limited

Non-trading S. Ruha

QWF Holdings Limited Non-trading S. Ruha

Lifestyles of NZ

Queenstown Limited

Non-trading S. Ruha

LONZ 2008 Limited Non-trading S. Ruha

LONZ 2008 Holdings

Limited

Non-trading S. Ruha

Clearwater Hotel 2004

Limited

Non-trading S. Ruha

Subsidiaries of Allied Farmers Property Holdings Limited

UFL Lakeview Limited Non-trading S. Ruha

5M No 2 Limited Non-trading S. Ruha

Shareholder Information:

The ordinary shares of Allied Farmers Limited are listed on the NZX. The NZX share code is ‘ALF’.

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Tw
enty Largest Registered Shareholders:

T

he shareholder information in the following disclosures has been taken from the Company’s share

register at 5 August 2026.

Rank Investor Name

Total

Units % Issued Capital

1 Waf Limited 5,758,406 19.99

2 Rem Trustee Limited 3,585,000 12.45

3 Graeme Stuart Lord & Lisa Anne Lord 1,438,593 4.99

4 Custodial Services Limited 1,349,942 4.69

5 Wairahi Investments Limited 1,340,000 4.65

6 Donald Clifton Jacobs 831,050 2.88

7 Elizabeth Beatty Benjamin & Michael Murray Benjamin 682,622 2.37

8 Dfs Investment Partners Llc 522,185 1.81

9 Rpmilsom Investments Limited 512,000 1.78

10 Deborah Lee Seerup 500,001 1.74

11 New Zealand Depository Nominee 497,237 1.73

12 Glenn Leslie Ballinger 457,334 1.59

13 Squirrell & Alastair Mansell & Sam Pearson & Jake Pearson 395,000 1.37

14 FNZ Custodians Limited 390,449 1.36

15 Fortune Capital Group Limited 337,239 1.17

16 Jade NZ Limited 300,000 1.04

17 New Zealand Central Securities Depository Limited 294,136 1.02

18 NZ Asset Invest Limited 229,777 0.80

19 FNZ Custodians Limited 214,023 0.74

20 Milsom Holdings Limited 190,000 0.66

Analysis of Shareholding:

Range Holders Holders %

Issued

Capital

Issued

Capital %

1-10001.046 62.60 401,568 1.39

1001-5000324 19.39 803,928 2.79

5001-10000104 6.22 762,020 2.65

10001-50000139 8.32 3,275,454 11.37

50001-10000021 1.26 1,556,024 5.40

Greater than 10000037 2.21 22,007,440 76.40

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Diversity and Gender:
In June 2020, Allied Farmers adopted a Diversity and Inclusion Policy. More information on the Policy is set

out in the Corporate Governance Report and a copy is available on the Allied Farmers’ website. The Board

has evaluated Allied Farmers’ performance against its Diversity Policy objectives to operate the business in

a way that:

•does not tolerate discrimination of any kind;

•is objective, open-minded and free from discrimination;

•empowers management to cultivate a culture of inclusion in which the strengths of every

individual are recognised and valued;

•seeks to ensure that all staff receive equal and fair treatment under our policies and

practices, so that success is unhindered by individual differences;

•recognises and values individual diversity, different skills, ability and experiences; and,

•complies with the New Zealand Human Rights Act 1993, New Zealand Bill of Rights Act

1990, and all other relevant Human Rights laws.

The Board considers that these objectives have been met.

As at 30 June 2026, females represented 33% (FY25: 33%) of Directors and 0% (FY25: 20%) of Officers of

Allied Farmers. Officers are defined as being the Managing Director of Allied Farmers Limited and specific

executives having key influence.

Current Year Previous Year

Male Female Male Femal

e

Number of

Directors

2 1 2 1

Percentage of

Directors

67% 33% 67% 33%

Number of

Officers

2 0 4 1

Percentage of

Officers

100% 0% 80% 20%

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Shareholder Enquiries:
Shareholders should send changes of address, dividend queries, and instructions and shareholding information

requests to MUFG, which acts as the Company’s share registrar.

Annual Meeting of Shareholders:

Allied Farmers Limited’s Annual Meeting of shareholders is typically held in November each year. A Notice of

Annual Meeting and Proxy Form will be circulated to shareholders prior to the meeting.

Dividends Paid:

No dividend was paid to shareholders in FY26 (FY25: Nil).

Donations:

The Allied Farmers Board has determined that it will not make political donations. No political donations were

made during FY26.

Waiver and Approval:

On 7 June 2024 NZ RegCo granted Allied Farmers the following, in relation to proposed amendments to its

constitution to minimise the risk to Allied Farmers’ shareholder continuity being lost inadvertently:

•A waiver from Listing Rule 8.1.5 to the extent that this Rule would otherwise prevent Allied Farmers

from suspending the voting rights attaching to securities that, in accordance with the Constitutional

Amendments, are Affected Shares; and

•Approval under Rule 8.1.6 to allow Allied Farmers to include provisions in its Constitution that:

orestrict the transfer of Allied Farmers’ securities to any person if the Board knows or believes

that the transfer will or is likely to result in that person having a relevant interest in breach of the

Ownership Threshold;

orestrict Allied Farmers from issuing, acquiring or redeeming shares where Allied Farmers has

actual knowledge that the issue, acquisition or redemption would result in a breach of the

Ownership Threshold; and

oallow the Board to require documentation and/or information in relation to a proposed transfer

or transferee of Allied Farmers’ shares, in the circumstances permitted under the Constitutional

Amendments.

F

ull details of the waiver and approval, including the definition of the capitalised terms referred to above, can be

found on the NZX website: https://www.nzx.com/announcements/432440

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CONSOLIDATED
FINANCIAL STATEMENTS

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Allied Farmers Limited and its subsidiaries
Consolidated Financial Statements

For the year ended 30 June 2026

18

The Directors are pleased to present the consolidated financial statements of Allied Farmers Limited and its subsidiaries (the ‘Group’) for the year ended
30 June 2026.

The Board of Directors of the Group authorised the consolidated financial statements for issue on 28 August 2026.

For and on behalf of the Board

___________________________

Director

___________________________

Director

Allied Farmers Limited and its subsidiaries

Directors’ responsibility statement

For the year ended 30 June 2026

19

Notes$ '000$ '000
Continuing operations

Fee revenue4 1,801 2,734

Dividend income 254 136

Rental income 227 186

Total income 2,282 3,056

Employee benefits expense7 (727) (466)

Depreciation and amortisation (543) (521)

Other operating expenses (2,930) (1,840)

Fair value (loss)/gain on investment property16 (2,455) 932

Fair value gain/(loss) on financial liabilities at FVTPL18 3,331 (928)

(Loss)/profit before financing and tax (1,042) 233

Finance income8 520 425

Finance expense8 (385) (431)

(Loss)/profit before tax (907) 227

Income tax benefit/(expense)9 2,296 —

Profit for the year from continuing operations 1,389 227

Discontinued operations

Profit from discontinued operations, net of tax5 1,224 3,614

Profit for the year 2,613 3,841

Other comprehensive income for the year from continuing operations15

Change in fair value of investments designated at FVOCI, net of tax (1) (215)

Total comprehensive income for the year 2,612 3,626

Profit for the year attributable to:

Shareholders of Allied Farmers Limited 2,989 2,871

Non-controlling shareholders (376) 970

2,613 3,841

Total comprehensive income for the year attributable to:

Shareholders of Allied Farmers Limited 2,988 2,656

Non-controlling shareholders (376) 970

2,612 3,626

Continuing operations earnings per share (cents) - Basic6 4.82 0.79

Continuing operations earnings per share (cents) - Diluted6 4.73 0.78

Earnings per share (cents) - Basic6 10.37 9.97

Earnings per share (cents) - Diluted6 10.18 9.84

Restated¹

20262025

1

Restated for the impact of discontinued operations (note 5).

Allied Farmers Limited and its subsidiaries

Consolidated statement of comprehensive income

For the year ended 30 June 2026

The accompanying notes form part of these financial statements.

20

Current assets
Cash and cash equivalents10 11,784 9,660

Trade and other receivables11 792 11,869

Loan advance12 500 500

Inventories — 156

Total current assets 13,076 22,185

Non‑current assets

Investments held at FVOCI15 4,245 3,580

Investment property16 8,045 10,500

Loan advance 12 2,000 2,500

Intangible assets14 8,797 9,358

Goodwill13 — 742

Right-of-use assets20 152 1,954

Property, plant and equipment19 29 1,051

Deferred tax assets9 — 1,311

Total non-current assets 23,268 30,996

Total assets 36,344 53,181

Current liabilities

Trade and other payables21 785 12,881

Income tax payable9 — 20

Borrowings17 — 731

Lease liabilities20 15 830

Total current liabilities 800 14,462

Non‑current liabilities

Borrowings17 — 1,338

Loans held at FVTPL18 7,666 10,496

Lease liabilities20 160 1,269

Total non-current liabilities 7,826 13,103

Total liabilities 8,626 27,565

Net assets 27,718 25,616

Equity

Share capital22 158,204 158,204

Accumulated losses (129,214) (132,203)

Share based payment reserve 173 80

FVOCI investment reserve (1,445) (1,444)

Non-controlling interests23 — 979

Total equity 27,718 25,616

20262025

Notes$ '000$ '000

Allied Farmers Limited and its subsidiaries

Consolidated statement of financial position

As at 30 June 2026

The accompanying notes form part of these financial statements.

21

Share
capital

Accumulated

losses

Share based

payment

reserve

FVOCI

investment

reserve

Allied

shareholders

interests

Non-controlling

shareholders

interestsTotal equity

Notes$ '000$ '000$ '000$ '000$ '000$ '000$ '000

Balance at 01 July 2024 158,204 (135,070) — (1,229) 21,905 2,688 24,593

Profit for the year — 2,871 — — 2,871 970 3,841

Fair valuation of equity securities — — — (215) (215) — (215)

Total comprehensive income for

the year — 2,871 — (215) 2,656 970 3,626

Transactions with owners in their

capacity as shareholders:

Share based payment — — 80 — 80 — 80

Share capital cancellation— — (4) — — (4) (1,955) (1,959)

Dividends paid to non-controlling

interests— — — — — — (724) (724)

— (4) 80 — 76 (2,679) (2,603)

Balance at 30 June 2025 158,204 (132,203) 80 (1,444) 24,637 979 25,616

Profit for the year — 2,989 — — 2,989 (376) 2,613

Fair valuation of investments held

at FVOCI — — — (1) (1) — (1)

Total comprehensive income for

the year — 2,989 — (1) 2,988 (376) 2,612

Transactions with owners in their

capacity as shareholders:

Share based payment — — 93 — 93 — 93

Share capital cancellation23 — — — — — (636) (636)

Dividends paid to non-controlling

interests23 — — — — — (668) (668)

Non-controlling interest

derecognised on disposal of New

Zealand Farmers Livestock Group5 — — — — — 701 701

— — 93

—

93 (603) (510)

Balance at 30 June 2026 158,204 (129,214) 173 (1,445) 27,718 — 27,718

Allied Farmers Limited and its subsidiaries

Consolidated statement of changes in equity

For the year ended 30 June 2026

The accompanying notes form part of these financial statements.

22

Restated¹
20262025

Notes$ '000$ '000

Cash flows from operating activities

Receipts from customers 4,192 28,068

Interest received 713 917

Payments to suppliers and employees (5,831) (21,410)

Interest paid (186) (505)

Tax loss offset 1,315 —

Income taxes received/(paid) (50) (72)

Interest element of lease repayments (80) (199)

Net cash from operating activities28 73 6,799

- continuing operations 155 1,282

- discontinued operations5 (82) 5,517

Investing activities

Proceeds from sale of NZFL Group5.2.1 2,211 —

Proceeds from repayment of loan advance 500 —

Dividend income 169 —

Acquisition of property, plant and equipment (55) (35)

Proceeds from disposal of property, plant and equipment 61 418

Proceeds on sale of Saleyards — 156

Proceeds from disposal of other investments — 7

Proceeds from loan advance — (3,000)

Increase in finance receivables NZ Farmers Livestock Finance Ltd — (16)

Capital contribution to Associated Auctioneers — (18)

Net cash from/(used in) investing activities 2,886 (2,488)

- continuing operations 669 (3,000)

- discontinued operations5 2,217 512

Financing activities

Repayment of principal on lease liabilities (302) (856)

Repayment of bank borrowings at amortised cost — (640)

Drawdown from borrowings 4,550 —

Repayment of loan book related borrowings (1,728) —

Repayment of bank borrowings (2,051) —

Dividend paid to NCI (668) (724)

Share capital reduction in NZ Farmers Livestock Limited (636) (1,955)

Net cash (used in) financing activities28 (835) (4,175)

- continuing operations (2,050) (640)

- discontinued operations5 1,215 (3,535)

Net increase in cash and cash equivalents 2,124 136

Cash and cash equivalents at beginning of year10 9,660 9,524

Cash and cash equivalents at end of financial year10 11,784 9,660

Allied Farmers Limited and its subsidiaries

Consolidated statement of cash flows

For the year ended 30 June 2026

The accompanying notes form part of these financial statements.

23

1. Reporting entity
The consolidated financial statements are for Allied Farmers Limited (the ‘Company’) and its subsidiaries (together referred to as ‘Allied’ or ‘the Group’) for

the year ended 30 June 2026.

Allied Farmers Limited and its subsidiaries is a for-profit entity incorporated in New Zealand and registered under the Companies Act 1993. The Company is

an FMC reporting entity for the purposes of the Financial Markets Conduct Act 2013 and the Financial Reporting Act 2013. The Company was incorporated

on 08 October 1913 and is domiciled in New Zealand. The Company is listed on the New Zealand Stock Exchange (NZX Limited) with ordinary shares listed on

the NZX Main Board. The address of the Company’s registered office is 131 Queen Street, Auckland Central, Auckland, New Zealand.

These consolidated financial statements have been approved for issue by the Board of Directors on 28 August 2026.

2. Material accounting policy information

The material accounting policies applied in the preparation of these consolidated financial statements are set out in note 2 or in the accompanying notes.

These policies have been consistently applied to all the years presented, unless otherwise stated.

2.1 Statement of compliance and reporting framework

The consolidated financial statements have been prepared in accordance with New Zealand Generally Accepted Accounting Practice (NZ GAAP) and in

compliance with New Zealand equivalents to International Financial Reporting Standards (NZ IFRS) and other applicable New Zealand accounting standards

and authoritative notices that are applicable to entities that apply NZ IFRS and IFRS® Accounting Standards (“IFRS®”), as appropriate for a Tier 1 for-profit

entity. They comply with interpretations issued by the IFRS® Interpretations Committee (IFRIC) applicable to companies reporting under IFRS® Accounting

Standards.

The Company is listed on the NZX Main Board and is a Financial Markets Conduct (FMC) reporting entity under Part 7 of the Financial Markets Conduct Act

2013. The consolidated financial statements have also been prepared in accordance with the requirements of the Companies Act 1993, the Financial Markets

Conduct Act 2013 and the Main Board/Debt Market Listing Rules of NZX Limited.

2.2 Functional and presentational currency

These consolidated financial statements are presented in New Zealand dollars, which is the functional currency of all Group entities. All amounts have been

rounded to the nearest thousand ($'000), unless otherwise stated.

2.3 Basis of preparation and measurement

The consolidated financial statements have been prepared on the historical cost basis except for investment properties and certain financial assets and

financial liabilities which are measured at fair value.

The Directors, having considered projected future performance and the availability of financing, determined that the consolidated financial statements are

appropriately prepared on a going concern basis.

Revenue, expenses, assets and liabilities are recognised net of the amount of goods and services tax (GST) except:

•where the amount of GST incurred is not recovered from the taxation authority, it is recognised as part of the cost of acquisition of an asset or as

part of an item of expense; or

•for receivables and payables which are recognised inclusive of GST (the net amount of GST recoverable from or payable to the taxation authority is

included as part of receivables or payables).

The NZ Farmers Livestock Limited Group (‘NZFL Group’) has been presented as a discontinued operation in accordance with NZ IFRS 5 Non-current Assets

Held for Sale and Discontinued Operations. Accordingly, the results of the NZFL Group are presented separately from continuing operations in the

consolidated statement of comprehensive income and related note disclosures. Comparative information for the consolidated statement of comprehensive

income, earnings per share and related disclosures has been restated to conform with the current year's presentation. Comparative consolidated statement

of financial position balances have not been restated. Further details are provided in note 5.

The consolidated financial statements have been prepared on a going concern basis. The Directors have assessed the Group’s financial position, forecast

cash flows and funding requirements. At 30 June 2026, the Group had cash and cash equivalents of $11.784 million, net current assets of $12.276 million,

net assets of $27.718 million and have repaid all bank borrowings.

The Group’s $7.666 million funding arrangement with MC Redlands Pty Ltd (note 18) is due for repayment in September 2027 and is secured over the

properties held by Allied FLA Limited (note 16). The facility is ring-fenced within Allied FLA Limited and is not guaranteed by Allied Farmers Limited or any

other entity within Allied Farmers Group. Allied FLA Limited remains legally liable for the debt, which is expected to be settled from the sale of the secured

properties (note 18).

Having considered the Group’s available liquidity, forecast cash flows and the terms of the funding arrangement, the Directors concluded that the Group has

sufficient resources to meet its obligations as they fall due. Accordingly, the Directors consider the going concern basis of preparation to be appropriate and

that no material uncertainty exists.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

24

2.4 Basis of consolidation
The consolidated financial statements incorporate the financial statements of the Company and entities controlled by the Company and its subsidiaries.

Control is achieved when the Group:

•has power over the investee;

•is exposed, or has rights, to variable returns from its involvement with the investee; and

•has the ability to use its power to affect its returns.

The Group reassesses whether or not it controls an investee if facts and circumstances indicate that there are changes to one or more of the three elements

of control listed above.

Consolidation of a subsidiary begins when the Group obtains control over the subsidiary and ceases when the Group loses control of the subsidiary.

Specifically, income and expenses of a subsidiary acquired or disposed of during the year are included in the consolidated statement of comprehensive

income from the date the Group gains control until the date when the Group ceases to control the subsidiary.

When necessary, adjustments are made to the financial statements of a subsidiary to bring their accounting policies into line with the Group's accounting

policies. All intragroup assets and liabilities, equity, income, expenses and cash flows relating to transactions between members of the Group are eliminated

in full on consolidation.

2.5 New standards, interpretations and amendments not yet effective

The Group has adopted all relevant standards, amendments to standards or interpretations that are effective from 1 July 2025 during the year with no

material impact on the Group.

No new standards, amendments to standards or interpretations that are not yet effective have been early adopted by the Group in these consolidated

financial statements.

In May 2024, the New Zealand Accounting Standards Board (NZASB) issued a new standard NZ IFRS 18 Presentation and Disclosure in Financial Statements

which replaces NZ IAS 1 Presentation of Financial Statements. NZ IFRS 18 is effective for reporting periods beginning on or after 1 January 2027. NZ IFRS 18

introduces a defined structure for the Income Statement, requiring income and expense items to be categorised into operating, investing, financing, income

taxes and discontinued operations. Other requirements include enhanced disclosures for management-defined performance measures and additional

guidance on disaggregation/aggregation principles applied to all financial statements and notes. The Group expects to adopt NZ IFRS 18 in the annual

reporting period beginning 1 July 2027.

There are no other new standards, amendments or interpretations that have been issued and are not yet effective, that are expected to have a significant

impact on the financial statements of the Group.

2.6 Financial instruments

Financial assets and financial liabilities are recognised when the Group becomes a party to the contractual provisions of the instruments.

Financial assets and financial liabilities are initially measured at fair value. Transaction costs that are directly attributable to the acquisition or issue of

financial assets and financial liabilities (other than financial assets and financial liabilities at fair value through profit or loss) are added to or deducted from

the fair value of the financial assets or financial liabilities, as appropriate, on initial recognition. Transaction costs directly attributable to the acquisition of

financial assets or financial liabilities at fair value through profit or loss are recognised immediately in profit or loss.

Financial instruments are classified into the following specified categories: ‘fair value through other comprehensive income’ (FVOCI), ‘fair value through

profit or loss' (FVTPL), and 'at amortised cost'. The classification depends on the business model and nature of the cash flows of the financial instrument and

is determined at the time of initial recognition.

The Group’s financial instruments comprise:

•cash, trade receivables and loan advance which are classified and measured at amortised cost,

•investments in equity instruments designated as FVOCI,

•trade and other payables and bank borrowings which are classified and measured at amortised cost, and

•borrowings with MC Redlands Pty Ltd which is designated as FVTPL.

Financial liabilities - Amortised cost

Financial liabilities at amortised cost (including trade and other payables) are initially recognised at fair value and subsequently measured at amortised cost

using the effective interest method.

The effective interest method is a method of calculating the amortised cost of a financial liability and of allocating interest expense over the relevant period.

The effective interest rate is the rate that exactly discounts estimated future cash payments (including all fees and points paid or received that form an

integral part of the effective interest rate, transaction costs and other premiums or discounts) through the expected life of the financial liability, or (where

appropriate) a shorter period, to the net carrying amount on initial recognition.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

25

2.6 Financial instruments (continued)
Financial liabilities - FVTPL

Certain financial liabilities are designated at FVTPL on initial recognition to avoid the accounting mismatch arising from the measurement of funding

arrangements and its related investment property on different bases. Subsequent to initial recognition, these financial liabilities are remeasured to fair value

at each reporting date, with fair value movements recognised in accordance with NZ IFRS 9.

Financial assets - Derecognition of financial assets

The Group derecognises a financial asset when the contractual rights to the cash flows from the asset expire, or when it transfers the financial asset and

substantially all the risks and rewards of ownership of the asset to another party. If the Group neither transfers nor retains substantially all the risks and

rewards of ownership and continues to control the transferred asset, the Group recognises its retained interest in the asset and an associated liability for

amounts it may have to pay.

Financial liabilities - Derecognition of financial liabilities

The Group derecognises financial liabilities when, and only when, the Group's obligations are discharged, cancelled or they expire. The difference between

the carrying amount of the financial liability derecognised and the consideration paid and payable is recognised in profit or loss.

3. Critical judgements and estimates

The preparation of consolidated financial statements requires management to exercise its judgement in applying Allied's accounting policies. Significant

estimates and critical judgements are reviewed by management on an ongoing basis, with revisions recognised in the period in which the estimate is revised

and in any future periods affected. Areas of estimate or judgement that have the most significant impact on the amounts recognised in the consolidated

financial statements are disclosed in the following notes:

•Note 4 Segment information (Judgement)

•Note 5 Discontinued operations (Judgement)

•Note 14 Intangible assets (Estimate)

•Note 16 Investment property (Judgement and Estimate)

•Note 18 Loans held at FVTPL (Judgement and Estimate)

3.1 Fair value estimation

The Group’s assets and liabilities that are measured at fair value are investment properties, borrowings and investments held at FVOCI.

Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the

measurement date, regardless of whether that price is directly observable or estimated using another valuation technique. In estimating the fair value of an

asset or a liability, the Group takes into account the characteristics of the asset or liability if market participants would take those characteristics into account

when pricing the asset or liability at the measurement date. Fair value for measurement and/or disclosure purposes in these financial statements is

determined on such a basis.

Assets and liabilities measured at fair value are classified into three levels, using a fair value hierarchy that reflects the significance of the inputs used in

making the measurements. Classifications are reviewed at each reporting date and transfers between levels are determined based on a reassessment of the

lowest level of input that is significant to the fair value measurement. For financial reporting purposes, fair value measurements are categorised into Level 1,

2 or 3 based on the degree to which the inputs to the fair value measurements are observable and the significance of the inputs to the fair value

measurement in its entirety, which are described as follows:

•Level 1 inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can access at the measurement date;

•Level 2 inputs are inputs, other than quoted prices included within Level 1, that are observable for the asset or liability, either directly or indirectly;

and

•Level 3 inputs are unobservable inputs for the asset or liability.

The carrying value of all other financial assets and liabilities held at amortised cost reasonably approximates the fair value due to the short term nature of

the financial instruments.

4. Segment information

The segment results disclosed are based on those reported to the Managing Director and are how the Group reviews and manages its performance.

Following the disposal of the NZ Farmers Livestock Limited Group during the year ended 30 June 2026, the Livestock services and Finance services segments

have been presented as a discontinued operation and comparative segment information has been re-presented accordingly. Refer to note 5.

The remaining reportable segments represent the Group’s continuing operations.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

26

4. Segment information (continued)
Rural land management: New Zealand Rural Land Management Limited Partnership (‘NZRLM’) is the contracted asset manager of New Zealand Rural Land

Company Limited (‘NZL’), including a management agreement with ROC Partners.

Parent operations: The ultimate holding company for Allied Group’s investments include an investment property and a loan advance together with the

governance activity for the Group.

Rural land managementParent operationsTotal

Restated¹Restated¹Restated¹

202620252026202520262025

$ '000$ '000$ '000$ '000$ '000$ '000

Management fee revenue 1,384 1,425 — — 1,384 1,425

Performance fee revenue 387 856 — — 387 856

Transaction fee revenue 30 452 — — 30 452

Dividend income — — 254 136 254 136

Rental income — — 227 186 227 186

Total income 1,801 2,733 481 322 2,282 3,055

Employee benefits expense (476) (363) (251) (103) (727) (466)

Depreciation and amortisation (540) (521) (3) — (543) (521)

Other operating expenses (620) (313) (2,310) (1,527) (2,930) (1,840)

Total expenses (1,636) (1,197) (2,564) (1,630) (4,200) (2,827)

Finance income — — 520 425 520 425

Finance expense (5) — (380) (431) (385) (431)

Operating profit/(loss) before tax from continuing

operations 160 1,536 (1,943) (1,314) (1,783) 222

Fair value (loss)/gain on investment property — — (2,455) 932 (2,455) 932

Fair value gain/(loss) on financial liabilities at FVTPL — — 3,331 (928) 3,331 (928)

Profit/(loss) before tax from continuing operations 160 1,536 (1,067) (1,310) (907) 226

Income tax benefit/(expense) 2,296 —

Profit/(loss) after tax from continuing operations 160 1,536 (1,067) (1,310) 1,389 226

Rural land managementParent operationsTotal

202620252026202520262025

$ '000$ '000$ '000$ '000$ '000$ '000

Current assets 2,302 1,660 10,774 2,844 13,076 4,504

Investments in NZL — — 4,245 3,579 4,245 3,579

Other non-current assets 8,975 9,320 2,003 2,500 10,978 11,820

Investment property — — 8,045 10,500 8,045 10,500

Assets

11,277 10,980 25,067 19,423 36,344 30,403

Current liabilities (112) (864) (688) (534) (800) (1,398)

Non-current liabilities (160) (1,338) (7,666) (10,496) (7,826) (11,834)

Liabilities

(272) (2,202) (8,354) (11,030) (8,626) (13,232)

Additions of property, plant and equipment, and

right of use assets

197 — 2 — 199 —

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

27

4. Segment information (continued)
Revenue

The Group's revenue principally comprises property management fees, performance fees and transaction fees earned under management agreements.

Revenue is recognised net of GST and excludes amounts collected on behalf of third parties.

Fee revenue

Management fees are recognised over time as management services are provided, reflecting the continuous transfer of services to customers throughout

the contract period. Fees are measured in accordance with the applicable management agreements and are based on the net asset value of the managed

entities. Management fees are invoiced monthly and are payable within 20 days of invoice date.

Performance fees represent variable consideration and are recognised when it is highly probable that a significant reversal in the amount of cumulative

revenue recognised will not occur. Revenue is measured at the fair value of the consideration receivable at the date the performance obligation is satisfied.

Performance fees may be received under two agreements under the following mechanism:

•Agreement 1. Annual growth in net asset value per share of the managed entities above a specified benchmark. Settled annually through the issue

of equity instruments (note 15).

•Agreement 2. Share of distributed returns to the investor on the disposal of portfolio assets in excess of capital contributed and agreed preferred

return.

Revenue under agreement 1 is calculated at 31 December each year and is settled in shares shortly afterwards. There are no claw back provisions under

agreement 1. No revenue has been recognised under agreement 2 due to the uncertainty over timing and amount of revenue that will be received.

Transaction fee revenue is recognised at a point in time when the relevant acquisition, divestment or lease transaction is completed and the Group becomes

entitled to consideration. Transaction fees comprise 1.25% of the acquisition or divestment cost of land and improvements and a fixed fee of $30,000 for

lease agreements.

Fee revenue from one external customer within the Rural Land Management segment exceeded 10% of the Group's consolidated revenue and amounted to

$1,801,000 (2025: $2,733,000).

Dividend income

Other income in the Parent Operations segment comprises dividends received from Investment held at FVOCI (note 15) and rental income from an

investment property (note 16). Dividend income is recognised when the Group's right to receive payment is established. Dividends received on equity

investments designated at fair value through other comprehensive income are recognised in profit or loss unless they clearly represent a recovery of part of

the cost of the investment.

Rental income

Rental income is recognised on a straight-line basis over the term of the lease. Rental payments are charged monthly in accordance with the lease

agreement

Interest income

Interest income is recognised using the effective interest method and accrues over time by reference to the principal outstanding and the applicable

effective interest rate. Interest income primarily relates to loan advances and cash deposits.

5. Discontinued operations

On 28 August 2025, Allied announced a conditional agreement to sell 100% of NZ Farmers Livestock Limited ('NZFL') and its subsidiaries (together the 'NZFL

group') to Rural Livestock Limited (the 'purchaser').

The NZFL group consisted of two of the Group’s reported segments:

•Livestock services, an agency business facilitating livestock transactions and the procurement and export of veal.

•Financial services, which provided and referred livestock finance to farmer clients.

The sale was completed on 1 December 2025 and the NZFL group was deconsolidated from the group at that point. Allied has:

•derecognised the assets and liabilities of, and any attributable non-controlling interests in, the NZFL group; and

•recognised the fair value of the purchase price for the sale of the NZFL Group.

Due to the Group’s continuing involvement in the NZFL finance loan book, this was not derecognised on 1 December 2025. Refer to further information

below.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

28

5. Discontinued operations (continued)
5.1 Purchase price components and fair value

The following is a summary of the purchase price components and their fair values on sale completion date:

•Completion payment $5,828,000 – cash payment due on completion of the sale and has been received.

•Net working capital adjustment $50,000 – a deferred payment in relation to a working capital adjustment, which has been received in May 2026.

•The total fair value of the sale price was $5,878,000.

5.2 Carrying amount of assets and liabilities of the NZFL group derecognised on 1 December 2025:

2026

Notes$ '000

The carrying amounts of the assets and liabilities of the NZFL group derecognised on 1 December 2025:

Property, plant and equipment

19 957

Right-of-use assets

20 1,683

Goodwill

13 742

Deferred tax assets

9 295

Investments

5

Inventories

5

Other receivables and prepayments

223

Intangible assets

14 13

Finance receivable

1,485

Trade receivables

22,981

Cash and cash equivalents

3,667

Total assets

32,056

Income tax payable

(144)

Borrowings

(4,550)

Trade and other payables

(23,502)

Lease liabilities

20 (1,838)

Employee benefits

(1,179)

Total liabilities

(31,213)

Net assets of the NZFL group

843

5.2.1 NZFL loan book

NZFL's livestock finance loan book ($4,141,000) and associated borrowings ($2,548,000) were transferred to the purchaser. However, under the terms of the

sale and purchase agreement, settlement of the net equity interest in the loan book was deferred until the underlying loan book had been fully repaid.

The Group assessed the arrangement in accordance with NZ IFRS 9 Financial Instruments and concluded that it retained continuing involvement in the

transferred receivables. At 1 December 2025, the Group continued to recognise receivables of $2,806,000 together with a corresponding continuing

involvement liability of $1,727,000, reflecting the Group's 67.77% interest in the loan book.

By May 2026, the loan book was fully repaid and the Group settled its continuing involvement obligation and this has been recognised in the gain on sale for

disposal net of cash received from the discontinued operations.

2026

$ '000

Purchase price for sale received (note 5.1) 5,878

Cash and cash equivalents deconsolidated (note 5.2)

(3,667)

Disposal of discontinued operation, net of cash disposed during the period

2,211

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

29

5. Discontinued operations (continued)
5.3 Gain on sale of the NZFL group

The gain on sale of the NZFL group has been included in the total profit or loss from discontinued operations presented in the Group’s consolidated

statement of comprehensive income:

2026

$ '000

Fair value of the purchase price

5,878

Less carrying amount of net assets as of the date of sale

843

Less costs of disposal

277

Effect of derecognition of the carrying amount of non-controlling interests in the NZFL group

701

Effect of new liability recognised in relation to Allied's continuing involvement in NZFL's loan book

1,728

Gain on sale of the NZFL group

2,329

5.4 Discontinued operations

5.4.1 Results from discontinued operations

Results from the discontinued operations have been presented as a single line in the consolidated statement of comprehensive income. This includes

reclassification of comparatives as required under NZ IFRS 5 Non-current Assets Held for Sale and Discontinued Operations. The following is a breakdown:

20262025

Notes$ '000$ '000

Income

Commission and fee income

7,004 16,263

Sale of goods

8,228 10,006

Other income

176 391

Total income

15,408 26,660

Expenses

Changes in inventories

(6,545) (8,308)

Employee benefits expense

(4,822) (10,193)

Depreciation and amortisation

(287) (698)

Other operating expenses

(1,535) (3,843)

Total expenses

(13,189) (23,042)

Interest income

302 491

Interest expense

(140) (268)

Profit before tax

2,381 3,841

Tax expense

9(3,486) (226)

(Loss)/profit after tax

(1,105) 3,615

Gain on sale of discontinued operations

2,329 —

Profit from discontinued operations

1,224 3,615

Attributable to:

- Shareholders of Allied Farmers Limited ('Allied')

1,600 2,645

- Non-controlling shareholders of NZ Farmers Livestock Limited group

(376) 970

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

30

5. Discontinued operations (continued)
5.4.2 Cash flows from discontinued operations

The net cash flows generated/(incurred) by discontinuing operations were as follows:

20262025

$ '000$ '000

Net cash flows from operating activities

(82) 5,517

Net cash flows from investing activities

2,217 512

Net cash flows from financing activities

1,215 (3,535)

Net cash flows from discontinuing operations

3,350 2,494

5.4.3 Significant accounting policies in relation to discontinued operations

Revenue

Commission income on facilitating a livestock sale, grazing or forward livestock sale is recognised when the sale has been arranged for the provision of

livestock for a vendor and purchaser, net of rebates. The Group is acting as an agent as it does not control the goods before they are transferred from the

vendor to the purchaser.


Forward delivery contracts in relation to herd sales on which commission income is earned contain an element of variable consideration due to the

timeframe between when the sale is agreed and its completion. At year end, the variable consideration is taken into account in the revenue recognised.

Sale of goods (veal meat and skins) revenue is recognised once goods are delivered to the customer.

Fee income relates to RFID scanning fees, yard fees charged at saleyards and valuation fees. The income is recognised when livestock are scanned, a sale

is agreed within the auction or when the livestock are weighed. The Group is acting as a principal as it is primarily responsible for the service rendered and is

able to set a price.

Income from referring customers to Heartland Bank Limited is recognised when the financing transaction has been arranged between Heartland Bank

Limited and the borrower.


All revenue noted above, is recognised at a point in time, in accordance with NZ IFRS 15, and performance obligations are met upon delivery of goods.

6. Earnings per share

20262025

Earnings per share - basic (cents) 10.37 9.97

- Discontinued 5.55 9.18

- Continuing 4.82 0.79

Earnings per share - diluted (cents) 10.18 9.84

- Discontinued 5.45 9.06

- Continuing 4.73 0.78

Profit from continuing operations attributable to shareholders of Allied Farmers Limited

Basic and diluted 1,389 227

Weighted number of shares ('000)

Basic 28,806 28,806

Diluted* 29,373 29,189

Earnings per share (cents)

Basic 4.82 0.79

Diluted* 4.73 0.78

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

31

6. Earnings per share (continued)
20262025

Profit from discontinued operations attributable to shareholders of Allied Farmers Limited

Basic and diluted 1,600 2,645

Weighted number of shares ('000)

Basic 28,806 28,806

Diluted* 29,373 29,189

Earnings per share (cents)

Basic 5.55 9.18

Diluted* 5.45 9.06

*The Group has performance share rights on issue under its long term incentive scheme. During the year ended 30 June 2026, 239,217 performance share

rights were granted to the Managing Director and employees, and 56,019 rights were forfeited following an employee departure. As at 30 June 2026, a total

of 566,262 performance share rights remained outstanding (2025: 383,064). These rights were considered in the calculation of diluted earnings per share.

There were no other changes during the year, nor are there any dilutive potential shares, warrants, options, or convertible instruments at the end of either

the current or preceding year.

7. Employee benefits expense

Short-term employee benefits including wages and salaries and accumulating sick leave that are expected to be settled wholly within 12 months after the

end of the period in which the employees render the related service are recognised in respect of employees’ services up to the end of the reporting period

and are measured at the amounts expected to be paid when the liabilities are settled. The Group recognises a liability and an expense for bonuses where

they are contractually obliged or where there is a past practice that has created a constructive obligation.

Defined contribution plans (including KiwiSaver) are post-employment benefit plans under which the Group pays fixed contributions into a separate entity

and will have no legal or constructive obligation to pay further amounts.

Restated¹

20262025

Notes$ '000$ '000

Reflected within employee benefits expense

Short term employee benefits

(708) (432)

Defined contribution benefits

(19) (34)

(727) (466)

Reflected in other operating expenses

Directors fees

25 (155) (145)

Share based payments

25 (102) (28)

(257) (173)

8. Net interest income/(expense)

Finance income includes interest income derived from financial assets. Interest income from a financial asset is recognised when it is probable that the

economic benefits will flow to the Group and the amount of income can be measured reliably. Interest income is accrued on a time basis, by reference to the

principal outstanding and at the effective interest rate applicable, which is the rate that exactly discounts estimated future cash receipts through the

expected life of the financial asset to that asset's net carrying amount on initial recognition.

Finance expense includes interest expense incurred on borrowings, loans held at FVTPL and any loss on fair value of derivative instruments. Interest expense

is recognised using the effective interest method.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

32

8. Net interest income/(expense) (continued)
Restated¹

20262025

Notes$ '000$ '000

Interest income:

Loan advance 445 389

Cash at banks 75 36

Total interest income - financial assets at amortised cost 520 425

Interest expense on bank borrowings at amortised cost17 (108) (208)

Interest expense on borrowings held at FVTPL18 (272) (223)

Interest on lease liabilities20 (5) —

Total interest expense (385) (431)

Net interest income/(expense) 135 (6)

¹Restated for the impact of discontinued operations (note 5).

9. Taxation

Income tax expense represents the sum of the tax currently payable and deferred tax.

Current and deferred tax are recognised in profit or loss, except when they relate to items that are recognised in other comprehensive income or directly in

equity, in which case, the current and deferred tax are also recognised in other comprehensive income or directly in equity respectively.

The tax currently payable is based on taxable profit for the year. Taxable profit differs from ‘profit before tax’ as reported in the consolidated statement of

comprehensive income because of items of income or expense that are taxable or deductible in other years and items that are never taxable or deductible.

The Group's current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.

9.1 Income tax recognised in consolidated statement of comprehensive income

20262025

$ '000$ '000

Income tax expense/(benefit) comprises:

Continuing operations

Current tax benefit (2,296) —

Deferred tax benefit — —

(2,296) —

Discontinuing operations

Current tax expense 2,471 73

Deferred tax expense 1,015 153

3,486 226

Income tax expense 1,190 226

Reconciliation of prima-facie income tax to tax expense:

Profit before tax 3,803 4,064

Tax at the rate of 28% (2025: 28%) 1,065 1,138

Expenditure not deductible for tax 879 13

Other permanent differences (223) 107

Temporary differences 54 13

Derecognition in deferred tax asset 200 153

Prior period adjustment (39) —

Use of groups tax losses (746) (1,650)

Tax expense for the year 1,190 226

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

33

9. Taxation (continued)
Tax losses have been transferred between NZFL and AFL in respect of the 2025 year, and further losses are expected to be transferred for the 2026 year

(resulting in a receivable of $510,000 for AFL at 30 June 2026, being the remaining amount payable by NZFL for the use of those losses). This has resulted in a

tax expense for NZFL and an offsetting benefit for AFL. This has an overall nil effect on tax expense on a consolidated basis, however it is reflected in the

disclosure of tax expense for continuing and discontinued operations.


9.2 Deferred tax assets and liabilities

Deferred tax is recognised on temporary differences between the carrying amounts of assets and liabilities in the consolidated financial statements and the

corresponding tax bases used in the computation of taxable profit. Deferred tax liabilities are generally recognised for all taxable temporary differences.

Deferred tax assets are generally recognised for all deductible temporary differences to the extent that it is probable that taxable profits will be available

against which those deductible temporary differences can be utilised. Such deferred tax assets and liabilities are not recognised if the temporary difference

arises from the initial recognition (other than in a business combination) of assets and liabilities in a transaction that affects neither the taxable profit nor the

accounting profit. In addition, deferred tax liabilities are not recognised if the temporary difference arises from the initial recognition of goodwill.

The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable that

sufficient taxable profits will be available to allow all or part of the asset to be recovered.

Deferred tax liabilities and assets are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset realised,

based on tax rates (and tax laws) that have been enacted or substantively enacted by the end of the reporting period.

The measurement of deferred tax liabilities and assets reflects the tax consequences that would follow from the manner in which the Group expects, at the

end of the reporting period, to recover or settle the carrying amount of its assets and liabilities.

Opening balance

Recognised in profit

or loss

Derecognised on

disposal of NZFLClosing balance

2026$ '000$ '000$ '000$ '000

Right of use assets (547) 33 471 (43)

Lease liabilities 588 (14) (525) 49

Loans held at FVTPL and other financial liabilities 71 (952) (53) (934)

Employee benefits 246 95 (185) 156

Tax loss carry forward 953 (200) — 753

Other — 23 (3) 19

Total deferred tax asset 1,311 (1,015) (295) —

Opening balance

Recognised in profit

or loss

Derecognised on

disposal of NZFLClosing balance

2025$ '000$ '000$ '000$ '000

Right of use assets (506) (41) — (547)

Lease liabilities 506 82 — 588

Loans held at FVTPL and other financial liabilities 61 10 — 71

Employee benefits 238 8 — 246

Tax loss carry forward 1,165 (212) — 953

Total deferred tax asset 1,464 (153) — 1,311

The Group unrecognised unused tax losses as at 30 June 2026 which are estimated at total $173,854,432 (2025: $177,206,827). The ability to utilise tax

losses, given the age of the losses, is dependent upon continuing to meet shareholder continuity requirements of prevailing income tax legislation.

As at reporting date, imputation credits available to the shareholders of only the Company in subsequent periods totalled $29,000 (2025: $462).

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

34

10. Cash and cash equivalents
Cash and cash equivalents include cash and term deposits with financial institutions that have original maturities of 90 days or less. Cash is held at banks with

a credit rating of A- or higher. Interest on the term deposit accrues at 3.15% per annum.

Cash and cash equivalents at the end of the reporting period as shown in the consolidated statement of cash flows can be reconciled to the related items in

the consolidated statement of financial position as follows:

20262025

$ '000$ '000

Cash at bank 2,694 9,660

Term deposits 9,090 —

Total cash and cash equivalents 11,784 9,660

11. Trade and other receivables

Trade receivables are non-derivative financial assets and measured at amortised cost less impairment. The amount of the loss allowance is based on the

simplified Expected Credit Loss (ECL) approach which involves the Group estimating the lifetime ECL at each balance date. The lifetime ECL is calculated using

a provision matrix based on historical credit loss experience and adjusted for forward looking factors specific to the debtors and the economic environment.

Expected credit losses for the year ended 30 June 2026 are nil (refer to note 27).

20262025

Notes$ '000$ '000

Trade receivables 149 10,216

Finance receivables — 1,454

Tax loss offset receivables9 510 —

Other receivables 133 199

Total trade and other receivables 792 11,869

12. Loan advance

The Group advanced $3,000,000 to a substantial dairy farming operation in South Canterbury to fund its working capital during the comparative financial

year.

The loan advance is held to collect contractual cash flows solely of principal and interest. Consequently, it also requires an assessment of expected credit

losses. Based on the two-step approach when credit was first extended, the initial creditworthiness of the borrower and initial expectations of credit losses

were considered in determining pricing and other conditions of the financial instrument. Management has reassessed to determine whether any subsequent

changes in those loss expectations had occurred. This assessment was based on history of payments, whether a change in the credit worthiness of the

borrower had occurred giving rise to a change in expectations that the borrower is able to meet their commitments, current and future economic factors.

Information from the borrowers, including supportable forward looking information and external sources, do not indicate a change in credit worthiness.

Contractual commitments including cashflows have and continue to be met, are current and not past due.

The loan is secured by a second ranking (behind the Senior Finance Parties) General Security Deed provided by the borrower. As further security other

companies in the same group as the borrower have also provided a second ranking security (behind the Senior Finance Parties) also secured by General

Security Deed. The loan bears interest at 15.0% per annum, payable monthly, and has a term of three years. During the year, a principal repayment of

$500,000 was received in accordance with the facility terms. A further principal repayment of $500,000 is due in April 2027, with the payment ranking ahead

of the Senior Finance Parties. At 30 June 2026, the borrower was compliant with all financial covenants associated with the facility and no indicators of a

significant increase in credit risk were identified. Based on the Group's assessment of expected credit losses under NZ IFRS 9, the associated expected credit

loss allowance was assessed as immaterial.

20262025

$ '000$ '000

Opening balance

3,000 —

Amounts drawn during the year

— 3,000

Principal repayments

(500) —

Closing balance

2,500 3,000

Current

500 500

Non-current

2,000 2,500

2,500 3,000

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

35

13. Goodwill
20262025

$ '000$ '000

Redshaw (within livestock services operating segment) — 642

NZFLFL — 100

Total — 742

Goodwill in Redshaw arose on the acquisition of a controlling interest in Redshaw Livestock Limited. The goodwill was derecognised upon disposal of the

NZFL Group and is included in the gain or loss on disposal. Refer to note 5.

14. Intangible assets

Intangible assets with finite useful lives are carried at cost less accumulated amortisation and accumulated impairment loss. Amortisation is recognised on a

straight-line basis over their estimated useful lives. The estimated useful life and amortisation method are reviewed at the end of each reporting period, with

the effect of any changes in estimate being accounted for on a prospective basis.

An intangible asset is derecognised on disposal, or when no future economic benefits are expected from its use or disposal. Gains or losses arising from the

derecognition of an intangible asset, measured as the difference between the net disposal proceeds and the carrying amount of the asset, are recognised in

profit or loss when the asset is derecognised.

At the end of each reporting period, the Group reviews the carrying amounts of its tangible and intangible assets to determine whether there is any

indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to

determine the extent of the impairment loss (if any).

NZL Management Contract

In November 2020, NZL entered into an exclusive management agreement with NZRLM to provide NZL with management investment and administrative

services (Management Agreement). NZL Management Contract was recognised as an intangible asset in March 2023 when Allied completed the purchase of

the 50% of NZRLM that it did not already own. NZRLM also acts as manager for the Investor in respect of its interest in the LP. The Management Agreement

contains restrictions on transferability, whereby NZRLM must first offer any proposed assignment or transfer of the agreement to NZRLC and, failing

acceptance, obtain NZRLC's prior written consent before any transfer can occur.

At the reporting date, the NZL Management Contract has a remaining amortisation period of 17 years.

The recoverable amount of the management contract is based on management forecasts of future financial performance together with an assessment of the

useful life of the asset, and therefore there is inherent estimation uncertainty.

Management determined the recoverable amount of the intangible asset at 30 June 2026 from a value-in-use calculation. This included the following key

assumptions and inputs:

•Asset Growth in the portfolio being managed - 2.3% per annum (2025: 2.3%).

•The level of acquisitions and divestments to the portfolio - 5% per annum (2025: 5%).

•The discount rate to ensure it reflects the specific risks relating to future financial performance - 6.1% (2025: 5.4%).

Based on the value-in-use calculation, no impairment was required at 30 June 2026 (2025: no impairment).

20262025

$ '000$ '000

NZL Management Contract

8,793 9,310

Software

4 50

Net carrying amount 8,797 9,360

NZL Management

ContractSoftwareTotal

Cost:Notes$ '000$ '000$ '000

Balance at 01 July 2024 10,474 922 11,396

Additions

— 28

28

Balance at 30 June 2025 10,474 950 11,424

Additions

— 1

1

Derecognised on disposal of discontinued operations5 — (943)

(943)

Balance at 30 June 2026 10,474 8 10,482

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

36

14. Intangible assets (continued)
NZL Management

ContractSoftwareTotal

Accumulated amortisation:Notes$ '000$ '000$ '000

Balance at 01 July 2024 (648) (806) (1,454)

Amortisation expense

(516) (94) (610)

Balance at 30 June 2025 (1,164) (900) (2,064)

Amortisation expense

(517) (34) (551)

Derecognised on disposal of discontinued operations

5 — 930 930

Balance at 30 June 2026 (1,681) (4) (1,685)

NBV at 30 June 2026

8,793 4 8,797

NBV at 30 June 2025

9,310 50 9,360

NBV at 30 June 2024

9,826 116 9,942

15. Investments held at FVOCI

New Zealand Rural Land Company Limited

At 30 June 2026, the Group holds 4,376,732 (2025: 3,933,110) shares in NZL representing a 2.99% ownership in NZL (2025: 2.71%). The shares in NZL are

equity investments quoted in an active market which the Group has designated as a financial asset at FVOCI as they are not held for trading. Using level 1

inputs, the fair value of these shares at 30 June 2026 is $4,245,430 (2025: $3,579,130).

Under the Management Agreement, NZL is to pay NZRLM a performance fee (note 4) which, subject to certain adjustments, is to be equal to 10% of the

increase in net asset value of NZL in each financial year. The performance fee for the year ended 30 June 2026 was settled by 358,667 shares of NZL

distributed to NZRLM (2025: 411,772 shares). Half of the shares issued in each financial year to satisfy the performance fee are subject to escrow

arrangements, under which NZRLM or any nominee agrees not to sell, transfer, assign or otherwise dispose of, or offer or agree to sell, transfer, assign or

otherwise dispose of, its right and title to, and beneficial interest in such shares for a five year period. 1,732,938 shares distributed to Allied Farmers Limited

were subject to this arrangement as at 30 June 2026 (2025: 1,553,605).

Dividends from NZL recognised in profit or loss in other income was $254,100 (2025: $136,129), with $84,955 reinvested and $169,145 received in cash

(2025: $136,129 paid in shares).

20262025

$ '000$ '000

New Zealand Rural Land Company Limited (NZL) 4,245 3,579

Other investments — 1

Total investments 4,245 3,580

20262025

$ '000$ '000

Opening balance 3,579 2,997

Dividends from NZL paid in shares 84 136

Shares issued under NZRLM performance fee arrangement 583 660

Change in value recognised in FVOCI reserves (1) (214)

Closing balance 4,245 3,579

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

37

16. Investment property
Investment property is property held either to earn rental income, for capital appreciation or for both.

Investment properties are initially measured at cost and subsequently measured at fair value with any change recognised in profit or loss. Any gain or loss

arising from a change in fair value is recognised in profit or loss.

Initial direct costs incurred in negotiating and arranging operating leases and lease incentives granted are added to the carrying amount of the leased asset.

Investment properties are derecognised when they have been disposed of and any gains or losses incurred on disposal are recognised in profit or loss in the

year of derecognition.

Agricultural property

In September 2024, an Australian-based private credit fund approached Allied Farmers to participate in a sales process of agricultural property assets. The

properties were acquired for $10,500,000 with a corresponding liability of the same notional value incurred (note 18).

The properties include a dairy farm and support block (leased to a single tenant), a lifestyle property, and an industrial site (both currently vacant, with

leasing efforts underway).

Refer to note 18 for restrictions on the realisability of investment property or the remittance of income and proceeds of disposal (2025: none). There are

currently no obligations to construct or develop the existing investment properties.

Items of Income and Expense

During the year $226,000 (2025: $186,000) was recognised in the profit or loss in relation to rental income from the investment properties. Direct operating

expenses, including repairs and maintenance, arising from both the properties that generated rental income and those investment properties that did not

generate rental income during the year amounted to $39,000 (2025: $8,000).

Fair value of investment properties

20262025

$ '000$ '000

Agricultural property8,045 10,500

20262025

$ '000$ '000

Opening balance

10,500 —

Transaction price

— 10,500

Fair value loss at inception

— (932)

Gain/(loss) arising from change in fair value in the period

(2,455) 932

Closing balance (level 3 recurring fair values)

8,045 10,500

Investment properties are classified as level 3 (inputs are unobservable for the asset or liability) under the fair value hierarchy on the basis that adjustments

must be made to observable data of similar properties to determine the fair value of an individual property. During the year, there were no transfers of

investment property between levels of the fair value hierarchy (2025: no transfers).

The fair values are based on market values, being the estimated amount for which a property could be exchanged on the date of the valuation between a

willing buyer and a willing seller in an arm’s length transaction after proper marketing wherein the parties had each acted knowledgeably, prudently and

without compulsion.

The Group's policy is to value the properties and utilise external independent valuers, having appropriate recognised professional qualifications and recent

experience in the location and category of the property being valued, namely Summit Rural for the farming properties and Greenland Valuers for the

industrial site.

The valuation technique and significant unobservable inputs used in determining the fair value measurement of investment property, as well as the inter-

relationship between key unobservable inputs and fair value at 30 June 2026, is detailed in the table below.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

38

16. Investment property (continued)
Valuation techniques and inputs used

Nature of property

Fair value

Valuation techniqueUnobservable inputRate$ '000

Support block 1,540 Income approach

(1)

Capitalisation rate5.10%

Dairy farm 2,650 Income approach

(1)

Capitalisation rate5.30%

Industrial site - main and secondary 3,500

Market approach with

adjustment

(2)

Downward adjustment to completed earthworks30%

Probability factor of development proceeding50%

Lifestyle block 355 Market approach

(3)

——

Total fair value 8,045

(1)

These assets are subject to a long-term lease. Their fair value has been calculated by dividing the rental income by the market capitalisation rate (the

market's required rate of return).

(2)

The fair value has been determined by comparing the assets to similar assets (excluding completed earthworks) for which recent sales data is available.

The value attributable to the earthworks has been determined based on the tendered cost of the completed works, adjusted downwards to account for:

•the potential need for remediation or general tidying, and

•the fact that the works are tailored for a specific use, meaning alternative users may not be willing to pay the full cost of these improvements.

(3)

The basis of the fair value has been determined by comparing the assets to similar assets for which recent sales data is available.

Valuation and sensitivity

The Group has assessed possible changes in key assumptions and their impact on the fair value of the properties at 30 June 2026.

Fair value

Sensitivity

$' 000Unobservable inputRateSensitivity

+2%-2%

Support block

1,540Capitalisation rate5.10%(434)992

Dairy farm

2,650Capitalisation rate5.30%(723)1,614

+25%-25%

Industrial site - main and secondary3,500

Downward adjustment to completed earthworks30%(623)562

Probability factor of development proceeding50%(1,565)1,565

Lifestyle block

355————

Total fair value

8,045(3,345)4,733

There were no changes to the valuation techniques of level 3 fair value measurements in the period. The fair value measurement is based on the above

item’s highest and best use, which does not differ from their actual use.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

39

17. Borrowings
Borrowings are recognised initially at fair value, net of any directly attributable transaction costs incurred. Bank borrowings are subsequently measured at

amortised cost using the effective interest rate method.

Bank borrowings at amortised cost - Heartland Bank Limited

The Heartland Bank Limited borrowings were secured by way of a first ranking General Security Agreement and cross guarantee against the assets of Allied

Farmers Limited and New Zealand Rural Land Management Limited Partnership. Principal repayments were made monthly, with the final contractual

repayment scheduled for March 2028. The interest rate is calculated on the 90-day BKBM rate plus a margin of 4% (2025: unchanged). The facility was not

subject to any financial covenants and was repaid in full during the year.

Payable within 1 year Payable after 1 yearUndrawnInterest rate

$ '000$ '000$ '000%

2026

Bank borrowings at amortised cost - Heartland Bank Limited— — — —

Total— — —

2025

Bank borrowings at amortised cost - Heartland Bank Limited731 1,338 1,741 Variable at 7.32%

Total731 1,338 1,741

18. Loans held at FVTPL

Loans have been designated as measured at fair value through the profit or loss. For those liabilities measured at fair value through the profit or loss,

transaction costs are expensed as incurred.

Loans are classified as current liabilities unless the Group has an unconditional right to defer settlement of the liability for at least 12 months after the

reporting date.

Payable within 1 year Payable after 1 yearUndrawnInterest rate

$ '000$ '000$ '000%

2026

Loans held at FVTPL - MC Redlands Pty Ltd— 7,666 — Fixed at 2.59%

Total— 7,666 —

2025

Loans held at FVTPL - MC Redlands Pty Ltd— 10,496 — Fixed at 2.59%

Total— 10,496 —

Loans held at FVTPL - MC Redlands Pty Ltd

In September 2024, an Australian based private credit fund approached the Group to participate in a sales process of agricultural property assets. Properties

were acquired for $10,500,000 (note 16) with a corresponding liability of the same notional value assumed.

To facilitate the transaction, a wholly owned subsidiary, Allied FLA Limited, was established to hold and ring-fence the assets and the associated liability.

The financing arrangement includes a profit-sharing feature under which the lender is entitled to participate in the excess proceeds arising on the sale of the

properties above a threshold value of $11.0 million. The lender's return comprises both fixed interest and a variable return linked to the realised value of the

underlying property assets. The amount payable is determined on an individual property basis.

The transaction is legally structured as an acquisition of the properties with the consideration settled via a loan (nominal value of $10,500,000 with the

properties pledged as collateral) and a redeemable preference share which effectuates the profit share. Although the contractual value of the loan is

$10,500,000 (excluding interest and profit share feature) the final amounts payable to the lender is limited to the proceeds from the sale of the property.

The terms of the loan are:

•repayable in three years from the drawdown date in late September 2024;

•no principal reductions between the date the loan was entered into and final repayment date;

•interest at a rate of 1% per annum is payable in monthly instalments, which was subsequently amended to be deferred with the lenders agreement;

•interest at a rate of 1.59% per annum which is payable at the final repayment date. This interest is capped in that it cannot exceed a total of

$500,000.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

40

18. Loans held at FVTPL (continued)
The facility is secured by mortgages over the four properties held by special purpose vehicle, Allied FLA Limited and a general security agreement over its

assets. The funding arrangement is contractually ring-fenced within Allied FLA Limited. The facility is not guaranteed by Allied Farmers Limited or any other

entity within Allied Farmers Group, and the lender’s contractual recourse of the facility is limited to Allied FLA Limited and its assets. The facility matures

three years after the first drawdown date, September 2027.

The facility contains provisions intended to facilitate an orderly sale of the secured properties where certain conditions are met, may provide additional time

for repayment while those sale processes are completed.

Once all properties and other assets of Allied FLA Limited have been realised and the contractual conditions have been satisfied, Allied Farmers Limited may

acquire the lender’s remaining rights and obligations under the finance documents for $1.

The Group considers that the loan and redeemable preference share are a single instrument on the basis that the agreements:

•were entered into simultaneously and in contemplation of one another with the same counterparties,

•are interdependent and collectively allocate the proceeds from the sale of the properties.

The single instrument is a financial liability that has been designated at fair value through profit or loss. This is on the basis that the performance is managed

and evaluated on a fair value basis and to avoid the accounting mismatch arising from the measurement of funding arrangements and its related investment

property on different bases.

Contractual interest incurred under the funding arrangement is recognised separately within finance expenses. Interest expense incurred totalled $272,000

(2025: $224,000). The accumulated interest of $501,000 has been capitalised to the loan.

20262025

$'000$ '000

Opening Balance

10,496 —

Transaction Value

— 10,500

Fair value gain on initial recognition

— (932)

Interest

501 —

Fair value (gain)/ loss during the year

(3,331) 928

Closing Balance

7,666 10,496

Cumulative fair value gain for period

(3,331) (4)

The fair value of the financial liability has been calculated based on the expected future cash outflows of the two legal components, the loan and the profit

share component (redeemable preference share) discounted at the applicable market rates for each respective component. The future cash outflows are

based on the expected receipts from sale of the property and are a material input into the fair value of the liability calculation.

The Group has determined that the fair value of the financial liability on 30 June 2026 using the same valuation approach, with updated assumptions. The

interest component forms part of the fair value movement.

Key assumptions in fair value measurement

20262025

$'000$ '000

Fair value of investment property8,04510,500

%%

Fair value growth rate in properties

5.00 % 5.00 %

Loan component: Cost of debt

4.22 % 4.79 %

Profit share component: Weighted average cost of capital

8.14 % 8.50 %

The most material input into the fair value calculation is the fair value of investment property (note 16). The instrument is classified as level 3 in the NZ IFRS

13 fair value hierarchy as inputs used to calculate its fair value are unobservable.

The Group has concluded that their credit risk impact on the fair value measurement is immaterial, and hence the full fair value movement has been

reflected in the profit or loss, with no impact in other comprehensive income.

The Group has assessed possible changes in key assumptions and their impact on the fair value of the financial liability.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

41

18. Loans held at FVTPL (continued)
Sensitivity analysis

DecreaseIncrease

$'000$ '000

-42%*59%*

Reasonably possible change in fair value of investment property

(3,188) 3,651

-5%+5%

Fair value growth rate in properties sensitivity

(383) 383

+0.5%-0.5%

Cost of debt sensitivity

(42) 42

*Represents reasonably possible percentage change in investment property fair value (Note 16)

19. Property, plant & equipment

All property, plant and equipment are stated at cost less any accumulated depreciation and accumulated impairment losses. Cost includes expenditure that

is directly attributable to the acquisition of the asset. In the event that settlement of all or part of the purchase consideration is deferred, cost is determined

by discounting the amounts payable in the future to their present value as at the date of acquisition.

Depreciation is recognised to write off the cost of assets less their residual values over their useful lives, using the straight-line method. The estimated useful

lives, residual values and depreciation methods are reviewed at the end of each reporting period, with the effect of any changes in estimate accounted for

on a prospective basis.

An item of property, plant and equipment is derecognised upon disposal or when no future economic benefits are expected to arise from the continued use

of the asset. Any gain or loss arising on the disposal or retirement of an item of property, plant and equipment is determined as the difference between the

sales proceeds and the carrying amount of the asset and is recognised in profit or loss.

For major classes of property, plant and equipment, the following depreciation rates have been used:

•Buildings: 8 - 30 years

•Plant and equipment: 2.5 - 30 years

•Motor Vehicles: 1-3 years

Depreciation methods, useful lives and residual values are reviewed at reporting date and adjusted if appropriate.

As part of the disposal of the NZFL Group, all property, plant and equipment relating to land, buildings and motor vehicles were derecognised (note 5).

20262025

$ '000$ '000

Land

— 605

Buildings

— 154

Plant and equipment

29 145

Motor vehicles

— 145

Net carrying amount29 1,049

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

42

19. Property, plant & equipment (continued)
LandBuildings

Plant and

equipment

Motor vehicles

Total

Cost:Notes$ '000$ '000$ '000$ '000$ '000

Balance at 30 June 2025 605 745 643 327 2,320

Additions

— — 55 — 55

Disposals

— — — (183) (183)

Derecognised on disposal of discontinued operations

5 (605) (745) (654) (144) (2,148)

Balance at 30 June 2026 — — 44 — 44

Accumulated depreciation:$ '000$ '000$ '000$ '000$ '000

Balance at 30 June 2025 — (591) (498) (182) (1,271)

Depreciation expense

— (21) (18) (4) (43)

Eliminated on disposals of assets

— — — 109 109

Derecognised on disposal of discontinued operations

5 — 613 501 77 1,191

Balance at 30 June 2026 — — (15) — (15)

NBV at 30 June 2026

— — 29 — 29

NBV at 30 June 2025

605 154 145 145 1,049

NBV at 30 June 2024

626 244 154 468 1,492

20. Leases

Leases are recognised as a right-of-use asset and a corresponding lease liability at the date on which the leased asset is available for use by the Group. Each

lease payment is allocated between the lease liability and finance cost. The finance cost is recognised in profit or loss over the lease term so as to produce a

constant periodic rate of interest on the remaining balance of the lease liability. The right-of-use asset is depreciated on a straight-line basis over the shorter

of the asset's useful life and the lease term.

Lease liabilities are initially measured at the present value of the following lease payments:

•fixed payments (including in-substance fixed payments), less any lease incentives receivable;

•variable lease payments that are based on an index or rate;

•amounts expected to be payable by the lessee under residual value guarantees;

•the exercise price of a purchase option if the lessee is reasonably certain to exercise that option; and

•payments of penalties for terminating the lease, if the lease term reflects the lessee exercising that option.

Lease payments are discounted using the interest rate implicit in the lease, if that rate can be readily determined. If that rate cannot be readily determined,

the Group uses its incremental borrowing rate.

Right-of-use assets are measured at cost, comprising:

•the amount of the initial measurement of the lease liability;

•any lease payments made at or before the commencement date, less any lease incentives received;

•any initial direct costs; and

•restoration costs.

Payments associated with short-term leases and leases of low-value assets are recognised on a straight-line basis as an expense in profit or loss. Short-term

leases are leases with a lease term of 12 months or less.

As part of the disposal of the NZFL Group, all right-of-use assets and associated lease liabilities relating to regional offices, motor vehicles and properties

were derecognised (note 5). Subsequent to the disposal, the Group entered into a new property lease.

20262025

$ '000$ '000

Property

152 77

Motor vehicles

— 1,861

Plant & equipment

— 16

Net carrying amount 152 1,954

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

43

20. Leases (continued)
Right-of-use assets

PropertyMotor vehiclesPlant & equipmentTotal

Cost:Notes$ '000$ '000$ '000$ '000

Balance at 30 June 2025 620 3,936 57 4,613

Additions

170 42 —

212

Disposals

— (140) —

(140)

Derecognised on disposal of discontinued operations

5 (620) (3,838) (57)

(4,515)

Balance at 30 June 2026 170 — — 170

Accumulated depreciation:$ '000$ '000$ '000$ '000

Balance at 30 June 2025 (543) (2,075) (41) (2,659)

Depreciation expense

(45) (185) (6) (236)

Eliminated on disposals of assets

— 45 — 45

Derecognised on disposal of discontinued operations

5 570 2,215 47 2,832

Balance at 30 June 2026 (18) — — (18)

NBV at 30 June 2026

152 — — 152

NBV at 30 June 2025

77 1,861 16 1,954

NBV at 30 June 2024

152 1,626 30 1,808

Lease liabilities

PropertyMotor vehiclesPlant & equipmentTotal

Notes$ '000$ '000$ '000$ '000

Balance at 01 July 2024 171 2,033 31 2,235

Leases entered into during the period — 718 — 718

Interest expense 19 178 2 199

Repayments (27) (1,009) (17) (1,053)

Balance at 30 June 2025 163 1,920 16 2,099

Leases entered into during the period 170 42 — 212

Interest expense 15 69 1 85

Repayments (42) (334) (7) (383)

Derecognised due to discontinued operations5 (131) (1,697) (10) (1,838)

Balance at 30 June 2026 175 — — 175

21. Trade and other payables

20262025

$ '000$ '000

Trade payables 360 10,310

Accrued interest on loans at FVTPL — 229

PAYE payable 17 —

Provision for holiday pay 31 581

Other payables 377 1,761

Closing balance 785 12,881

Trade payables and other payables that have a contractual obligation are measured at initial recognition at fair value, and are subsequently carried at

amortised cost. Trade payables are unsecured and are usually paid within 30 days of recognition.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

44

22. Share capital
2026202520262025

Ordinary shares issued and fully paid

Number of shares

'000

Number of shares

'000$ '000$ '000

Balance at 01 July28,806 28,806 158,204 158,204

Issue of ordinary shares— — — —

Balance at 30 June28,806 28,806 158,204 158,204

All ordinary shares rank equally as to voting, dividends and distribution of capital on liquidation. There is no par value.

23. Non-controlling interests

Transactions with non-controlling interest during the year included:

•During the year ended 30 June 2025, NZFL completed a share buyback and subsequent share cancellation, returning $8,040,000 to its shareholders.

The portion of the buyback attributable to non-controlling shareholders was $2,591,000. Payments of $1,955,000 were made to non-controlling

shareholders during the year ended 30 June 2025, with the remaining $635,000 settled during the year ended 30 June 2026. The share buyback and

cancellation were accounted for as transactions with owners in their capacity as owners and reduced the carrying amount of non-controlling

interests during the year ended 30 June 2026 by $635,000.

•NZFL and Redshaw Livestock Limited declared dividends, of which $668,000 was distributed to non-controlling shareholders (2025 $724,000).

Following the disposal of the NZFL Group (note 5), all related non-controlling interests were derecognised by 30 June 2026.

24. Subsidiaries

The consolidated financial statements include the financial statements of Allied Farmers Limited and the operating subsidiaries listed below.

Subsidiaries are entities controlled by the Group. Control is achieved when the Group is exposed to, or has the rights to, variable returns from its

involvement with the entity and has the ability to affect those returns through its power over the entity. The financial records of operating subsidiaries are

included in the consolidated financial statements from the date on which control commences until the date on which control ceases.

20262025

Notes Ownership interest Ownership interest

Operating subsidiaries of the parent

Allied Farmers (New Zealand) LimitedInvestment100%100%

Allied Farmers Rural LimitedInvestment100%100%

Rural Funding SolutioNZ LimitedFinance100%100%

New Zealand Rural Land Management GP LimitedRural property management100%100%

Allied FLA Limited Investment100%100%

ALF Nominees LimitedNon trading100%100%

Subsidiaries of Allied Farmers Rural Limited

NZ Farmers Livestock LimitedLivestock agency and finance5—%68%

Subsidiaries of NZ Farmers Livestock Limited5

Farmers Meat Export LimitedMeat processing and trading—%100%

NZ Farmers Livestock Finance LtdLivestock finance—%100%

Redshaw Livestock LimitedLivestock agency—%52%

Subsidiaries of Allied Farmers (New Zealand) Limited

Allied Farmers Property Holdings LimitedNon trading100%100%

QWF Holdings LimitedNon trading100%100%

Clearwater Hotel 2004 LimitedNon trading100%100%

Lifestyles of New Zealand Queenstown LimitedNon trading100%100%

LONZ 2008 LimitedNon trading100%100%

LONZ 2008 Holdings LimitedNon trading100%100%

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

45

24. Subsidiaries (continued)
20262025

NotesOwnership interestOwnership interest

Subsidiaries of Allied Farmers Property Holdings

UFL Lakeview LimitedNon trading100%100%

5M No. 2 LimitedNon trading100%100%

Subsidiaries of New Zealand Rural Land Management GP

Limited

NZRLM LimitedNon trading100%100%

All companies within the Group are incorporated in and have their principal place of business in New Zealand, and have a reporting date of 30 June.

25. Related parties

Identity of related parties

The Group has a related party relationship with other related entities. Related parties include key management personnel, their related parties, or directors.

The below amounts include both continuing and discontinued operations.

20262025

$ '000$ '000

Key management personnel ('KMP') compensation

Short term employee benefits 506 563

Directors fees 155 155

Post employment benefits 11 19

Total 672 737

* No debts with key management personnel were written off during the year (2025: nil).

20262025

$ '000$ '000

Managing director

Contract for service 396 375

Short term incentive 130 281

Share based payments 74 28

Total 600 684

During the year, 144,032 Performance Share Rights were issued to the managing director under a long-term incentive scheme (2025: 144,032).

20262025

$ '000$ '000

Transactions with entities with common director - Heartland Bank Limited

Continuing operations:

Borrowings at reporting date

— 2,068

Interest paid on borrowings at amortised cost

108 205

Discontinued operations:

Referral fees received

169 364

Vehicle lease liability at reporting date*

— 139

Interest paid on vehicles lease liabilities*

6 14

Total

283 2,790

* Relates to NZ Farmers Livestock entering into four vehicle leases with KIA Finance provided by Heartland Bank Limited. The relevant leases and right-of-use

assets have been derecognised as part of the disposal of NZFL Group. Please see note 5.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

46

25. Related parties (continued)
20262025

$ '000$ '000

Transactions with entities with common directors

Discontinued operations:

Livestock sales

763 1,352

Livestock purchases

1,041 1,955

Commission revenue

17 63

Return of capital to non-controlling shareholders of NZFL

635 1,955

Dividends received as non-controlling shareholders of NZFL

653 724

Accounts payable by NZFL/AFL

6 141

No debts with key management personnel were written off during the year (2025: nil)

Management fee revenue

NZRLM has been appointed as the external manager of NZL under a management agreement. As Manager, NZRLM is responsible for all management

functions, including:

•providing administrative and general services;

•sourcing and securing potential investors and communicating with investors;

•sourcing opportunities for the sale and purchase of land, and operators for lease agreements in respect of land;

•overseeing due diligence for and executing transactions for the sale and purchase, and leasing, of land;

•managing NZL’s property, including land owned by NZL;

•arranging regular valuations and audits of NZL; and

•administering the payment of dividends and distributions in respect of NZL.

NZRLM is remunerated via management fees, transaction fees and performance fees.

20262025

$ '000$ '000

Transactions with NZL

Management fee revenue1,384

1,425

Performance fee revenue387

856

Transaction fee revenue30

452

1,801 2,733

Amount receivable from NZL

140 327

26. Auditors' remuneration

20262025

$ '000$ '000

Fees paid to the auditors

Audit of the consolidated financial statements - BDO Auckland241 155

Fees for other services - RSM Hayes— 3

Direct expenses associated with the audit8 24

Total249 182

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

47

27. Financial risk management
Risk management framework

The Group's activities expose it to a variety of financial risks including credit risk, liquidity risk and market risk.

The Board has overall responsibility for the establishment and oversight of the Group's risk management framework. The Board reviews and agrees policies

for managing each of these risks and monitors compliance with those policies through regular reporting by management.

The Group's principal financial instruments comprise cash and cash equivalents, trade receivables, loan advances, quoted equity investments, trade and

other payables, borrowings and loans held at FVTPL.

The tables below set out the Group’s classification of each class of financial assets and liabilities, and their fair values. The Group's exposure to financial risk

has changed significantly during the year following the disposal of the NZ Farmers Livestock Limited Group on 1 December 2025.

At FVOCI At amortised cost At FVTPLTotal

2026$ '000$ '000$ '000$ '000

Financial assets

Cash and cash equivalents*— 11,784 — 11,784

Trade receivables*— 149 — 149

Loan advance*— 2,500 — 2,500

Investments4,245 — — 4,245

Tax loss offset receivables— 510 — 510

Total financial assets4,245 14,943 — 19,188

Financial liabilities

Trade payables*— 360 — 360

Loans held at FVTPL— — 7,666 7,666

Total financial liabilities— 360 7,666 8,026

At FVOCI At amortised cost At FVTPLTotal

2025$ '000$ '000$ '000$ '000

Financial assets

Cash and cash equivalents*— 9,660 — 9,660

Trade receivables*— 10,216 — 10,216

Finance receivables*— 1,454 — 1,454

Loan advance— 3,000 — 3,000

Investments3,579 — — 3,579

Total financial assets3,579 24,330 — 27,909

Financial liabilities

Trade and other payables*— 10,539 — 10,539

Bank borrowings at amortised cost*— 2,069 — 2,069

Loans held at FVTPL— — 10,496 10,496

Total financial liabilities— 12,608 10,496 23,104

* The carrying value of these financial assets and liabilities approximates their fair value. For items that are short-term in nature or carry interest at floating

rates, carrying value approximates fair value on that basis. The loan advance carries a fixed interest rate of 15%, which approximates a current market rate

for a loan of similar credit risk and maturity; accordingly its carrying value is not materially different from its fair value.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

48

27. Financial risk management (continued)
Credit risk

Credit risk represents the risk that a counterparty will fail to meet its contractual obligations, resulting in financial loss to the Group.

The Group's maximum exposure to credit risk at reporting date is represented by the carrying amount of its financial assets recognised in the Statement of

Financial Position. These comprise cash and cash equivalents, trade receivables, the loan advance and amounts receivable from NZL.

At 30 June 2026, trade receivables totalled $149,000 and primarily comprise amounts due from NZL and other counterparties associated with the Rural Land

Management business. All material receivables were current and none were past due at reporting date.

The ageing profile of receivables at the reporting date is as follows:

Not yet due

1 - 30 days

overdue

31 - 60 days

overdue

>60 days

overdue

Total

$ '000$ '000$ '000$ '000$ '000

2026

Receivables from NZL

140 — — — 140

Tax loss offset receivables

510 — — — 510

Other trade receivables

9 — — — 9

Net receivable

659 — — — 659

2025

Receivables from livestock sales*

2,426 7,138 204 199 9,967

Credit loss allowance (livestock)*

(50) (18) (5) (98) (171)

Receivables from NZL

325 2 — — 327

Other trade receivables

75 18 — — 93

Finance receivables*

1,493 — — 51 1,544

Credit loss allowance (finance)*

— (2) (26) (62) (90)

Other receivables and prepayments

Net receivable

4,269 7,138 173 90 11,670

*The above receivables were disposed of as part of the NZFL group sale. See note 5.

Management considers the credit risk associated with these balances to be low due to the financial position of the counterparties and the absence of

historical defaults. For credit risk relating to cash and cash equivalents refer to note 10 and loan advance to note 12.

Credit risk concentration

The Group has a concentration of credit risk through:

•The receivables from NZL includes transaction, leasing and management fees due in accordance with the management contract. This balance is not

secured as at 30 June 2026.

•the secured loan advance to a South Canterbury dairy farming operation; and

•cash deposits held with banking institutions.

Management actively monitors these exposures and is satisfied the risk of material loss remains low.

Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual obligations as they fall due. Liquidity risk is reviewed on an ongoing basis and managed to

meet requirements. Cash flow forecasting is performed in the operating entities of the Group and aggregated at Group level. The Group monitors rolling

forecasts of the Group’s liquidity requirements to ensure it has sufficient cash to meet operational needs while maintaining sufficient headroom on its

undrawn committed borrowing facilities at all times so that the Group does not breach borrowing limits or covenants (where applicable) on any of its

borrowing facilities.

At 30 June 2026, the Group held cash and cash equivalents of $11,784,000 and had no drawn variable rate bank facilities following repayment of the

Heartland facility during the year.

The amounts disclosed in the tables below show the contractual undiscounted cash flows (including interest) due on financial liabilities, so will not always

reconcile to the amount disclosed on the balance sheet. The amounts below also reflect the contractual repricing timing on financial liabilities, if applicable.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

49

27. Financial risk management (continued)
Consolidated Statement of

Financial Position

Contractual

Cashflow< 6 months6 - 12 mths1 - 5 yrs

2026$ '000$ '000$ '000$ '000$ '000

Trade and other payables785 785 119 666 —

Borrowings - MC Redlands Pty Ltd*7,666 11,000 — — 11,000

8,451 11,785 119 666 11,000

2025

Trade and other payables11,249 11,249 11,249 — —

Bank borrowings - Heartland Bank Limited2,069 2,288 415 416 1,456

Borrowings - MC Redlands Pty Ltd10,496 11,087 53 53 10,981

23,814 24,624 11,717 469 12,437

The Group considers available cash resources to be sufficient to meet forecast obligations as they fall due.

*At reporting date, special purpose vehicle Allied FLA limited has maximum contractual payments of $11 million under the MC Redlands loan. Repayment of

this loan is contingent on proceeds from disposal of investment property and the mechanisms in the loan agreement which is described in note 18

Market risk

Market risk is the risk that changes in market prices will affect the Group’s profit or loss, cash flows or the fair value of its financial instruments. The Group’s

exposure to market risk comprises equity price risk and fair value risk associated with financial liabilities measured at fair value through profit or loss.

Following repayment of the Heartland borrowing facility, the Group has no material exposure to floating rate debt and therefore has limited exposure to

cash flow interest rate risk.

Equity price risk

The Group holds 4,376,732 shares in New Zealand Rural Land Company Limited which are classified as financial assets at fair value through other

comprehensive income. The investment had a carrying value of $4,245,000 at 30 June 2026. The shares are listed on the NZX and are subject to equity price

risk as they are shares which are quoted and traded in an active market.

If prices for these equity securities had changed by 7%, which is the decrease in price since 30 June 2026, with all other variables including tax rate being held

constant, the effects on other comprehensive income would have been:

2026

$ '000

Effect on other comprehensive income

(306)

Fair value risk – MC Redlands liability

The Group is exposed to valuation risk through the financial liability arising from the MC Redlands property funding arrangement, which is classified as a

Level 3 financial liability measured at fair value through profit or loss. At 30 June 2026 the liability had a carrying value of $7,666,000. Refer to note 18 for the

associated risks and sensitivity analysis.

Capital management

The Allied Group’s capital includes share capital, accumulated losses and reserves.

The Board manages the capital structure and makes adjustments to it in light of changes in economic conditions and the risk characteristics of the underlying

assets. In order to maintain or adjust the capital structure, the Group may issue new shares, sell assets, seek additional debt funding, or adjust the amount of

dividends paid to shareholders.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

50

28. Reconciliation of profit to cash surplus from operating activities
20262025

$ '000$ '000

Profit for the year

2,613 3,841

Tax expenses

1,190 225

Adjustments for items not involving cash flows:

Impairment reversal on receivables

18 58

Fair value loss/(gain) on investment properties

2,455 (932)

Loss on financial liabilities at fair value

(3,331) 928

Loss on sale of assets

13 77

(Profit) on sale of Saleyards

— (96)

Depreciation and amortisation

834 1,219

Movement in investments

(16) 18

Gain on sale of NZFL Group

(2,329) —

Dividend and performance shares received in shares

(668) (796)

Other non-cash items:

Loans held at FVTPL interest accrual

272 —

Performance fee reversal

196 —

Share based payments expense accrual

93 —

Lease movements during the period

5 —

Other - including non cash items

(51) (67)

(2,509) 409

Movement in trade and other receivables

11,077 (979)

Movement in inventories

156 84

Movement in trade, other payables and employee benefits

(12,404) 3,264

Tax paid

(50) (45)

Cash flow from operating activities

73 6,799

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

51

28. Reconciliation of profit to cash surplus from operating activities (continued)
This note provides a reconciliation of the opening and closing balances of liabilities arising from financing activities, including both cash flow and non-cash

changes during the financial year:

Reconciliation of liabilities arising from financing activities

2026

Opening balance

Repayments/

Drawdowns Disposal of NZFL

Non-cash

movementsClosing balance

$ '000$ '000$ '000$ '000$ '000

Lease liabilities2,099 (302) (1,838) 216 175

Borrowings

2,069 (2,051) — (18)

—

Loans held at FVTPL

10,496 — — (2,830)

7,666

Drawdown from other borrowings

— 4,550 (4,550) —

—

Repayment of loan book related borrowings

— (1,728) 1,728 —

—

Non-controlling interests

979 (1,304) 701 (376)

—

Total liabilities from financing15,643 (835) (3,959) (3,008) 7,841

2025

Opening balanceRepayments Disposal of NZFL

Non-cash

movementsClosing balance

$ '000$ '000$ '000$ '000$ '000

Lease liabilities2,235 (854) — 718 2,099

Borrowings

2,709 (640) — —

2,069

Loans held at FVTPL

— — — 10,496

10,496

Non-controlling interests

2,688 (2,679) — 970

979

Total liabilities from financing7,632 (4,173) 12,184 15,643

29. Contingent liabilities and contingent assets

There are no contingent liabilities or assets as at reporting date (2025: nil).

30. Events subsequent to reporting date

There were no material subsequent events after the reporting date to disclose.

Allied Farmers Limited and its subsidiaries

Notes to the consolidated financial statements

For the year ended 30 June 2026

52

INDEPENDENT
AUDITOR’S REPORT

SEC


TION

6

53





BDO Auckland


INDEPENDENT AUDITOR’S REPORT

TO THE SHAREHOLDERS OF

ALLIED FARMERS LIMITED



Opinion


We have audited the consolidated financial statements of Allied Farmers Limited (“the Company”)

and its subsidiaries (together, “the Group”), which comprise the consolidated statement of

financial position as at 30 June 2026, and the consolidated statement of comprehensive income,

consolidated statement of changes in equity and consolidated statement of cash flows for the year

then ended, and notes to the consolidated financial statements, including material accounting

policy information.


In our opinion, the accompanying consolidated financial statements present fairly, in all material

respects, the consolidated financial position of the Group as at 30 June 2026, and its consolidated

financial performance and its consolidated cash flows for the year then ended in accordance with

New Zealand equivalents to International Financial Reporting Standards (“NZ IFRS”) and IFRS

®


Accounting Standards.


Basis for Opinion


We conducted our audit in accordance with International Standards on Auditing (New Zealand)

(“ISAs (NZ)”). Our responsibilities under those standards are further described in the Auditor’s

Responsibilities for the Audit of the Consolidated Financial Statements section of our report. We

are independent of the Group in accordance with Professional and Ethical Standard 1 International

Code of Ethics for Assurance Practitioners (including International Independence Standards) (New

Zealand) issued by the New Zealand Auditing and Assurance Standards Board, and we have fulfilled

our other ethical responsibilities in accordance with these requirements. We believe that the audit

evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Other than in our capacity as auditor we have no relationship with, or interests in, the Company or

any of its subsidiaries.


Key Audit Matters


Key audit matters are those matters that, in our professional judgement, were of most significance

in our audit of the consolidated financial statements of the current period. These matters were

addressed in the context of our audit of the consolidated financial statements as a whole, and in

forming our opinion thereon, and we do not provide a separate opinion on these matters.


54





BDO Auckland




Revenue recognition and cut off


Key Audit Matter

The Group recognised fee revenue of $1.801 million during the year from continuing operations,

comprising management fee revenue of $1.384 million, performance fee revenue of $0.387

million and transaction fee revenue of $0.030 million earned under management agreements

relating to the management of rural land assets.


Performance fee revenue represents variable consideration under NZ IFRS 15 Revenue from

Contracts with Customers and is recognised only when it is highly probable that a significant

reversal in cumulative revenue recognised will not occur. The judgement is principally in

determining whether the relevant performance conditions have been satisfied, whether the net

asset value growth above the contractual benchmarks is supportable at year end, and whether

any uncertainty remains that could result in a subsequent reversal of revenue.


Management fee revenue also required judgement in applying the contractual fee mechanism,

including the determination of the relevant net asset value base to which the agreed fee rate is

applied, the period over which services are provided, and whether revenue was recognised in the

correct reporting period.


In addition, given revenue is earned under management agreements and calculated by reference

to contractual terms and managed entity values, there is a risk that revenue, including

management fees, performance fees and transaction fees, is not recognised in the appropriate

period around year end.


Refer to Note 4 (Segment Information) of the consolidated financial statements.


How The Matter Was Addressed in Our Audit


Our audit procedures included, among others:


• Gained an understanding of the processes and evaluated the related controls

implemented by the Group over revenue recognition and cut off around the reporting

date.

• Reviewed the management contracts to ensure that the Group’s policy for the point of

recognition is in compliance with the requirements of NZ IFRS 15 Revenue from Contracts

with Customers.

• Performed tests of detail on a sample of rural land management revenue transactions

throughout the period to ensure that revenue was appropriately recognised.

• Reviewed management’s assessment of performance fee revenue, including whether the

recognition criteria under NZ IFRS 15 were met and whether variable consideration was

highly probable of not resulting in a significant reversal.

• Performed revenue cut-off procedures around year end, tracing revenue recognised to

supporting documentation, and ensured that revenue has been recognised in the correct

period.

• For the performance fee revenue, reviewed the relevant contractual terms,

management’s assessment and the calculation of the accrued fee, and considered

whether entitlement to the fee existed at balance date.

• Reviewed the disclosures in the consolidated financial statements, including the revenue

recognition policy, against the requirements of NZ IFRS 15.


55





BDO Auckland



Impairment of Intangible Asset


Key Audit Matter

The Group's intangible assets totalled $8.80 million at 30 June 2026 (2025: $9.36 million), of

which $8.79 million (2025: $9.31 million) relates to the NZL Management Contract with NZRLM to

provide NZL with management investment and administrative services. Following the disposal of

the NZFL Group during the year, the Management Contract represents a substantially larger

proportion of the Group's remaining asset base and continuing operations, increasing the

significance of management's impairment assessment to users of the consolidated financial

statements.


Management assessed the recoverable amount of the Contract using a value in use calculation.

This calculation includes key inputs and assumptions, including asset growth in the managed

portfolio of 2.3% per annum, acquisitions and divestments of 5% per annum, a discount rate of

6.1%, and a remaining amortisation period of 17 years.


Management’s assessment involves significant judgement in forecasting future cash flows,

portfolio growth and discount rates, which are subject to estimation uncertainty and is prone to

potential bias and inconsistent application. Therefore, we considered this to be a key audit

matter.


Refer to Note 14 (Intangible Assets) of the consolidated financial statements.


How The Matter Was Addressed in Our Audit


Our audit procedures included, among others:


• Gained an understanding of management's process and relevant controls for assessing the

recoverable amount of the Contract.

• Obtained management’s value in use calculation, tested the mathematical accuracy of

the model, and challenged the key inputs and assumptions.

• Challenged management’s key assumptions, including growth in the managed asset

portfolio, assumed acquisitions and divestments, forecast cash flows and the discount

rate.

• Engaged internal valuation specialists to assess the valuation methodology and key

assumptions used in the value in use model, including whether the methodology was

consistent with NZ IAS 36 Impairment of Assets.

• Assessed management’s conclusion that the remaining useful life of the Contract remains

appropriate, including consideration of the expected economic horizon of the underlying

managed portfolio.

• Performed sensitivity analysis over key assumptions in the value in use model.

• Reviewed the disclosures in the consolidated financial statements against the

requirements of NZ IAS 36.


56

BDO Auckland
Valuation of investment properties

Key Audit Matter

The Group holds investment properties with a carrying value of $8.0 million at 30 June 2026

(2025: $10.5 million) through its wholly owned subsidiary, Allied FLA Limited. The investment

properties comprise a dairy farm, support block, lifestyle block and industrial site.

The fair value measurement of the investment properties involves significant judgement because

the properties are specialised rural and industrial assets, the valuation methods differ by

property, and key assumptions include capitalisation rates, market evidence, highest and best

use, development potential of the industrial site and adjustments applied to completed

earthworks. The industrial site represents the most judgemental component of the portfolio

because its valuation is based on a market approach that considers the site's potential use as a

dairy factory development, adjusted for the stage of development, market evidence, feasibility,

funding, approvals and timing uncertainties. The investment properties are classified as Level 3

recurring fair value measurements.

Given the significance of the investment properties to the consolidated financial statements, the

complexity of the valuation inputs and the judgements required in assessing the industrial site’s

development potential and highest and best use, we considered this to be a key audit matter.

Refer to Note 16 (Investment Property) of the consolidated financial statements.

How The Matter Was Addressed in Our Audit

Our audit procedures included, among others:

•Assessed the competence, capabilities and objectivity of management's external property

valuation experts.

•Obtained and reviewed the external valuation reports supporting the fair value of the

investment properties.

•Evaluated whether the valuation methodologies adopted were consistent with the

requirements of NZ IFRS 13 Fair Value Measurement and NZ IAS 40 Investment Property.

•Engaged internal valuation specialists to assess the appropriateness of the income

approach methodology and the reasonableness of the capitalisation rates applied to the

dairy farm and support block.

•Engaged an independent external valuation expert to assess the fair value of the lifestyle

block and compared the expert's conclusions to management's valuation.

•For the industrial site, we obtained and evaluated management’s valuation and the

supporting evidence for the adopted market approach, including the valuer’s assessment

of highest and best use, market demand for the consented industrial development, the

probability of the consented development proceeding, comparable market evidence and

adjustments made for the completed earthworks.

•Engaged our own independent valuation expert to assess the fair value of the industrial

site and used their work to challenge management’s valuation conclusion and key

assumptions.

•Considered whether the assumptions underpinning the industrial site valuation were

supportable at 30 June 2026, including whether market participants would attribute

value to the dairy factory development potential and the extent to which uncertainty

around feasibility, funding, approvals and timing should be reflected in the fair value

measurement.

57





BDO Auckland


• Reviewed and challenged key valuation inputs and assumptions, including the highest and

best use of the industrial site, support for its development potential, the market

evidence applied and the adjustment to completed earthworks.

• Performed sensitivity analysis over key valuation assumptions in the investment property

valuation.

• Reviewed the disclosures in the consolidated financial statements against the

requirements of NZ IFRS 13 and NZ IAS 40.


Fair value of financial liability


Key Audit Matter


The Group recognised loans held at fair value through profit or loss of $7.7 million at 30 June

2026 (2025: $10.5 million) relating to the MC Redlands Pty Ltd funding arrangement entered into

by Allied FLA Limited.



The arrangement includes a loan and redeemable preference share profit-sharing feature linked

to future property values. Management has concluded that the loan and redeemable preference

share are a single financial liability designated at fair value through profit or loss. The fair value

measurement is a Level 3 measurement and is based on expected future cash flows from the loan

and profit share component, discounted using market rates.



The valuation involves significant judgements, including the expected growth rate in the

underlying properties, cost of debt, weighted average cost of capital for the profit share

component, the timing and amount of expected future cash flows, and the linkage between the

financial liability and the fair value of the underlying investment properties. Given the material

carrying value of the financial liability, the judgement involved in the classification and fair

value measurement, and the use of unobservable Level 3 inputs, we considered this to be a key

audit matter.



Refer to Note 18 (Loans Held at Fair Value Through Profit or Loss) of the consolidated financial

statements.


How The Matter Was Addressed in Our Audit


Our audit procedures included, among others:


• Obtained and reviewed the loan agreement, subscription agreement and related

transaction documents to understand the contractual terms of the funding arrangement

and profit-sharing feature.

• Assessed management's conclusion that the loan and redeemable preference share form a

single financial liability designated at fair value through profit or loss.

• Obtained management’s fair value model and tested the mathematical accuracy of the

model.

• Assessed whether the key inputs and assumptions were consistent with the contractual

arrangements and the fair value of the underlying investment properties.

• Engaged internal valuation specialists to assess the valuation methodology, market

interest rate, discount rate, weighted average cost of capital and credit risk assumptions

used in the fair value model.

58





BDO Auckland


• Performed sensitivity analysis over key valuation assumptions, including the property

growth rate, cost of debt and weighted average cost of capital.

• Reviewed the disclosures in the consolidated financial statements against the

requirements of NZ IFRS 9 Financial Instruments and NZ IFRS 13 Fair Value Measurement.


Accounting and presentation of the disposal of NZ Farmers Livestock Limited ("NZFL")


Key Audit Matter

The Group completed the disposal of NZFL group on 1 December 2025, resulting in the loss of

control and deconsolidation of the NZFL group. The disposal was a significant transaction during

the year and has been presented as a discontinued operation in the consolidated financial

statements.


The accounting for the transaction required significant judgement, including the determination

of the gain on disposal, the derecognition of the disposal group's assets, liabilities and non-

controlling interests, the measurement of consideration received, and the assessment of the

Group's continuing involvement in the former NZFL loan book. Judgement was required in

determining whether the disposal qualified for presentation as a discontinued operation and in

assessing the related disclosures.


Given the significance of the transaction and the judgement involved in applying NZ IFRS 10

Consolidated Financial Statements, NZ IFRS 5 Non-current Assets Held for Sale and Discontinued

Operations and NZ IFRS 9 Financial Instruments, we considered this matter to be a key audit

matter.


Refer to Note 5 (Discontinued operations) of the consolidated financial statements.


How The Matter Was Addressed in Our Audit


Our audit procedures included, among others:


• Obtained and reviewed the sale and purchase agreement and assessed the key terms

relevant to the disposal accounting.

• Agreed the consideration received to completion statements, settlement documentation

and cash receipts.

• Audited the NZFL group profit or loss for the period from 1 July 2025 to the disposal date

and the disposal-date balance sheet, including significant assets, liabilities and non-

controlling interests, to obtain evidence over the discontinued operations result and the

inputs to the gain on disposal calculation.

• Recalculated the gain on disposal, including derecognition of the disposal group’s net

assets and non-controlling interests, measurement of consideration received and the

impact of continuing involvement in the NZFL loan book.

• Assessed management's accounting treatment of the Group's continuing involvement in

the NZFL loan book under NZ IFRS 9.

• Obtained management's accounting assessment paper and, together with our internal

technical experts, reviewed the accounting treatment of the disposal transaction,

including the loss of control assessment, gain on disposal calculation, continuing

involvement arrangements and discontinued operations presentation.

• Evaluated management's assessment that the disposal qualified for presentation as a

discontinued operation and assessed the related disclosures and comparative

information.

• Reviewed the disclosures in the consolidated financial statements against the

requirements of NZ IFRS 10, NZ IFRS 5 and NZ IFRS 9.

59

BDO Auckland
Other Information

The directors are responsible for the Annual Report, which includes information other than the

consolidated financial statements and our auditor’s report thereon.

Our opinion on the consolidated financial statements does not cover the other information and we

do not express any form of audit opinion or assurance conclusion thereon.

In connection with our audit of the consolidated financial statements, our responsibility is to read

the other information and, in doing so, consider whether the other information is materially

inconsistent with the consolidated financial statements or our knowledge obtained in the audit or

otherwise appears to be materially misstated. If, based on the work we have performed, we

conclude that there is a material misstatement of this other information, we are required to report

that fact. We have nothing to report in this regard.

When we read the Annual Report, if we conclude that there is a material misstatement therein, we

are required to communicate the matter to the directors.

Directors’ Responsibilities for the Consolidated Financial Statements

The directors are responsible on behalf of the Group for the preparation and fair presentation of

the consolidated financial statements in accordance with NZ IFRS and IFRS Accounting Standards,

and for such internal control as the directors determine is necessary to enable the preparation of

consolidated financial statements that are free from material misstatement, whether due to fraud

or error.

In preparing the consolidated financial statements, the directors are responsible on behalf of the

Group for assessing the Group’s ability to continue as a going concern, disclosing, as applicable,

matters related to going concern and using the going concern basis of accounting unless the

directors either intend to liquidate the Group or to cease operations, or have no realistic

alternative but to do so.

Auditor’s Responsibilities for the Audit of the Consolidated Financial Statements

Our objectives are to obtain reasonable assurance about whether the consolidated financial

statements as a whole are free from material misstatement, whether due to fraud or error, and to

issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of

assurance, but is not a guarantee that an audit conducted in accordance with ISAs (NZ) will always

detect a material misstatement when it exists. Misstatements can arise from fraud or error and are

considered material if, individually or in the aggregate, they could reasonably be expected to

influence the decisions of users taken on the basis of these consolidated financial statements.

A further description of our responsibilities for the audit of the financial statements is located at

the External Reporting Board’s website at: https://www.xrb.govt.nz/standards/assurance-

standards/auditors-responsibilities/audit-report-1-1/.

This description forms part of our auditor’s report.

Who we Report to

This report is made solely to the Company’s shareholders, as a body. Our audit work has been

undertaken so that we might state those matters which we are required to state to them in an

auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept

60

BDO Auckland
or assume responsibility to anyone other than the Company and the Company’s shareholders, as a

body, for our audit work, for this report or for the opinions we have formed.

The engagement partner on the audit resulting in this independent auditor’s report is Mark

Nicholson.

BDO Auckland

Auckland

New Zealand

28 August 2026

61

COMPANY
DIRECTORY

Directors:

Shelley Ruha

Richard Milsom

Philip Luscombe

Registered Office of the

Company:

Level 4

131 Queen Street

Auckland 1010

Postal Address

of the Company:

Level 4

131 Queen Street

Auckland 1010

Auditors:

BDO Auckland

Level 4,

BDO Centre

4 Graham Street

Auckland 1140

Share Registrar:

MUFG Pension &

Market Services

PO Box 91976

Auckland 1142

Shareholder Enquiries:

MU

FG Pension & Market

Services

Ph: 09 375 5998

Fax: 09 375 5990

Email:

lmsenquiries@linkmarketservices.com

PO Box 91976

Auckland 1142

SEC


TION

7

62

---

Results announcement



Results for announcement to the market

Name of issuer Allied Farmers Limited

Reporting Period 12 months to 30 June 2026

Previous Reporting Period 12 months to 30 June 2025

Currency NZD

Amount (000s) Percentage change

Revenue from continuing

operations

$2,282 (25.33%)

Total Revenue $17,690 (40.47%)

Net profit/(loss) from

continuing operations

$1,389 511.89%

Total net profit/(loss) $2,613 (31.97%)

Interim/Final Dividend

Amount per Quoted Equity

Security

No dividends proposed

Imputed amount per Quoted

Equity Security

N/A

Record Date N/A

Dividend Payment Date N/A

Current period Prior comparable period

Net tangible assets per

Quoted Equity Security

$0.66 $0.51

A brief explanation of any of

the figures above necessary

to enable the figures to be

understood

Refer to results release and audited financial statements. On 1

December 2025 Allied Farmers sold its 67.7 percent holding of

NZFL to Rural Livestock Limited.


Authority for this announcement

Name of person


authorised

to make this announcement

Stephen Reid

Contact person for this

announcement

Stephen Reid

Contact phone number 021 766636

Contact email address stephen.reid@alliedfarmers.co.nz

Date of release through MAP


28/08/26

(Audited financial statements accompany this announcement.)

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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